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    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
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   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
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    "unit": "iso4217:EUR"
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    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
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    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
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    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00",
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    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00",
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    "unit": "iso4217:EUR"
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  "fact-280": {
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    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00",
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   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:EUR"
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    "concept": "ifrs-full:Equity",
    "entity": "scheme:743700J2WO3J6XGFPG77",
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   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls4_3 ws4_3 gs2_2\">1<span class=\"__3 _228\"></span>.<span class=\"__3 _227\"></span>1 Y<span class=\"__3 _228\"></span>rit<span class=\"__3 _223\"></span>yksen perustiedot<span class=\"__3 _228\"></span> ja rakenne<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws5_3 gs3_2\">Unit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s O<span class=\"__3 _223\"></span>yj -<span class=\"__3 _223\"></span>kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni (<span class=\"__3 _223\"></span>j<span class=\"__3 _223\"></span>\u00e4ljem<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>\u00e4 \u201cU<span class=\"__3 _223\"></span>nite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>rs\u201d t<span class=\"__3 _223\"></span>ai \u201c<span class=\"__3 _223\"></span>Ko<span class=\"__3 _223\"></span>n<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws6_3 gs4_2\">serni\u201d)<span class=\"__3 _228\"></span> on suomalainen<span class=\"__3 _228\"></span>, vuonna 1<span class=\"__3 _228\"></span>986 perustettu var<span class=\"__3 _223\"></span>ainhoi<span class=\"__3 _228\"></span>don ja si<span class=\"__3 _228\"></span>joi<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws7_3 gs5_1\">tusm<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>oiden a<span class=\"__3 _223\"></span>siant<span class=\"__3 _223\"></span>unt<span class=\"__3 _223\"></span>ija. Kons<span class=\"__3 _223\"></span>ernin liiketoimint<span class=\"__3 _223\"></span>a-<span class=\"__3 _223\"></span>alueisiin ku<span class=\"__3 _223\"></span>ulu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls7_3 ws8_3 gs6_1\">vat varainhoito ja<span class=\"__3 _228\"></span> p<span class=\"__3 _223\"></span>\u00e4\u00e4om<span class=\"__3 _223\"></span>amar<span class=\"__3 _223\"></span>kkinap<span class=\"__3 _223\"></span>alvelut.<span class=\"__3 _228\"></span> Var<span class=\"__3 _223\"></span>ainhoidossa yhti\u00f6 on<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs7_1\">erikois<span class=\"__3 _223\"></span>tun<span class=\"__3 _223\"></span>ut re<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>aliom<span class=\"__3 _223\"></span>aisuu<span class=\"__3 _223\"></span>ssijoit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misee<span class=\"__3 _223\"></span>n.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 wsa_3 gs8_1\">Konsernin emo<span class=\"__3 _228\"></span>yhti\u00f6, Un<span class=\"__3 _228\"></span>ited Banker<span class=\"__3 _223\"></span>s Oyj<span class=\"__3 _228\"></span> (<span class=\"__3 _223\"></span>j\u00e4lj<span class=\"__3 _228\"></span>emp<span class=\"__3 _223\"></span>\u00e4n\u00e4 \u201dY<span class=\"__3 _223\"></span>hti\u00f6<span class=\"__3 _228\"></span>\u201d)<span class=\"__3 _228\"></span>, on suo<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wsb_3 gs9_1\">malainen,<span class=\"__3 _228\"></span> Suomen lakien mukaan perustettu osa<span class=\"__3 _223\"></span>keyhti\u00f6<span class=\"__3 _228\"></span>, jonka Y<span class=\"__3 _228\"></span>-tun<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 wsc_3 gsa_1\">nus o<span class=\"__3 _223\"></span>n 23<span class=\"__3 _223\"></span>55<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>3<span class=\"__3 _223\"></span>-<span class=\"__3 _223\"></span>6. Y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>ti\u00f6n k<span class=\"__3 _223\"></span>otip<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a on H<span class=\"__3 _223\"></span>elsin<span class=\"__3 _223\"></span>ki j<span class=\"__3 _223\"></span>a rek<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>r\u00f6it<span class=\"__3 _221\"></span>y oso<span class=\"__3 _223\"></span>ite </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 wsd_3 gsb_1\">Ale<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ter<span class=\"__3 _223\"></span>ink<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u 21 A<span class=\"__3 _223\"></span>, 0<span class=\"__3 _223\"></span>0100 Helsi<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>i, Suo<span class=\"__3 _223\"></span>mi. Y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>ti\u00f6 on o<span class=\"__3 _223\"></span>llut list<span class=\"__3 _221\"></span>at<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gsc_1\">Nasdaq Helsi<span class=\"__3 _228\"></span>ngin p\u00f6rssi<span class=\"__3 _228\"></span>listalla<span class=\"__3 _228\"></span> 1<span class=\"__3 _228\"></span>8.6.20<span class=\"__3 _228\"></span>20 l\u00e4htien.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsa_3 ws8_3 gsd_1\">United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankersin hal<span class=\"__3 _228\"></span>litus hyv\u00e4ksyi t\u00e4<span class=\"__3 _223\"></span>m\u00e4n til<span class=\"__3 _228\"></span>inp\u00e4\u00e4t\u00f6k<span class=\"__3 _223\"></span>sen kokoukses<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wsf_3 gse_1\">sa<span class=\"__3 _223\"></span>an 25.2<span class=\"__3 _228\"></span>.2026. Suomen<span class=\"__3 _228\"></span> os<span class=\"__3 _223\"></span>akeyhti\u00f6la<span class=\"__3 _228\"></span>in muka<span class=\"__3 _223\"></span>an osakkeenomistaji<span class=\"__3 _228\"></span>lla </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws10_3 gsf_1\">on m<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>dollisu<span class=\"__3 _223\"></span>us h<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>y\u00e4 t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i hyl<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>\u00e4 tilin<span class=\"__3 _223\"></span>p\u00e4<span class=\"__3 _221\"></span>\u00e4t\u00f6<span class=\"__3 _223\"></span>s se<span class=\"__3 _223\"></span>n julki<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en j\u00e4<span class=\"__3 _223\"></span>l<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws11_3 gs10_1\">keen p<span class=\"__3 _228\"></span>idet<span class=\"__3 _223\"></span>t\u00e4v<span class=\"__3 _223\"></span>\u00e4ss<span class=\"__3 _223\"></span>\u00e4 yhti\u00f6kok<span class=\"__3 _228\"></span>oukse<span class=\"__3 _223\"></span>ssa. 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   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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  "fact-284": {
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    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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  "fact-285": {
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   "dimensions": {
    "concept": "ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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  "fact-286": {
   "value": "United Bankers Oyj",
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    "concept": "ifrs-full:NameOfParentEntity",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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  "fact-287": {
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    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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  "fact-288": {
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    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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  "fact-289": {
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    "concept": "ifrs-full:AddressOfRegisteredOfficeOfEntity",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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  "fact-290": {
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    "concept": "ifrs-full:CountryOfIncorporation",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
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  "fact-291": {
   "value": "United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankersin hal<span class=\"__3 _228\"></span>litus hyv\u00e4ksyi t\u00e4<span class=\"__3 _223\"></span>m\u00e4n til<span class=\"__3 _228\"></span>inp\u00e4\u00e4t\u00f6k<span class=\"__3 _223\"></span>sen kokoukses<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>sa<span class=\"__3 _223\"></span>an 25.2<span class=\"__3 _228\"></span>.2026. Suomen<span class=\"__3 _228\"></span> os<span class=\"__3 _223\"></span>akeyhti\u00f6la<span class=\"__3 _228\"></span>in muka<span class=\"__3 _223\"></span>an osakkeenomistaji<span class=\"__3 _228\"></span>lla on m<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>dollisu<span class=\"__3 _223\"></span>us h<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>y\u00e4 t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i hyl<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>\u00e4 tilin<span class=\"__3 _223\"></span>p\u00e4<span class=\"__3 _221\"></span>\u00e4t\u00f6<span class=\"__3 _223\"></span>s se<span class=\"__3 _223\"></span>n julki<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en j\u00e4<span class=\"__3 _223\"></span>l<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>keen p<span class=\"__3 _228\"></span>idet<span class=\"__3 _223\"></span>t\u00e4v<span class=\"__3 _223\"></span>\u00e4ss<span class=\"__3 _223\"></span>\u00e4 yhti\u00f6kok<span class=\"__3 _228\"></span>oukse<span class=\"__3 _223\"></span>ssa. Y<span class=\"__3 _223\"></span>hti\u00f6kok<span class=\"__3 _228\"></span>ouk<span class=\"__3 _223\"></span>sel<span class=\"__3 _228\"></span>la on my\u00f6s<span class=\"__3 _228\"></span> mah<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>dol<span class=\"__3 _228\"></span>lisuus<span class=\"__3 _228\"></span> tehd\u00e4 p\u00e4\u00e4t\u00f6s til<span class=\"__3 _228\"></span>inp\u00e4\u00e4t\u00f6ks<span class=\"__3 _223\"></span>en muutt<span class=\"__3 _223\"></span>amisesta",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuthorisationOfFinancialStatementsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-292": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gs13_1\">1<span class=\"__3 _228\"></span>.<span class=\"__3 _223\"></span>2 Tilinp\u00e4\u00e4t\u00f6<span class=\"__3 _228\"></span>ksen laatimisperust<span class=\"__3 _223\"></span>a<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws13_3 gs14_1\">Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>itilin<span class=\"__3 _223\"></span>p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>s on la<span class=\"__3 _221\"></span>adit<span class=\"__3 _221\"></span>tu 31.<span class=\"__3 _227\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>02<span class=\"__3 _223\"></span>5 voim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>lleide<span class=\"__3 _223\"></span>n EU:n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsd_3 ws14_3 gs15_1\">hyv<span class=\"__3 _223\"></span>\u00e4ksymien kansainv\u00e4listen<span class=\"__3 _228\"></span> til<span class=\"__3 _228\"></span>inp\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6sstand<span class=\"__3 _223\"></span>ardien<span class=\"__3 _228\"></span> (International </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lse_3 ws15_3 gs16_1\">Financial Reporting St<span class=\"__3 _223\"></span>and<span class=\"__3 _223\"></span>ards, IFRS) mukaisesti. Ka<span class=\"__3 _223\"></span>nsainv<span class=\"__3 _223\"></span>\u00e4lis<span class=\"__3 _228\"></span>ill\u00e4 ti<span class=\"__3 _228\"></span>lin<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws16_3 gs17_1\">p\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6sst<span class=\"__3 _223\"></span>anda<span class=\"__3 _223\"></span>rdeil<span class=\"__3 _228\"></span>la ta<span class=\"__3 _223\"></span>rkoiteta<span class=\"__3 _223\"></span>an Suomen kirjanpitolaissa ja sen noja<span class=\"__3 _228\"></span>l<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsf_3 ws13_3 gs18_1\">la a<span class=\"__3 _223\"></span>nne<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>iss<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>n\u00f6k<span class=\"__3 _223\"></span>sis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 E<span class=\"__3 _223\"></span>U:n as<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a (E<span class=\"__3 _221\"></span>Y<span class=\"__3 _223\"></span>) N:o 1<span class=\"__3 _228\"></span>6<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>6/<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>02 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls10_3 ws13_3 gs19_1\">s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4de<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>n me<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tely<span class=\"__3 _223\"></span>n m<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>sti E<span class=\"__3 _223\"></span>U:ss<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ellet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vik<span class=\"__3 _223\"></span>si h<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>j\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws17_3 gs1a_1\">st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nd<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>dej<span class=\"__3 _223\"></span>a ja niis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 an<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uja t<span class=\"__3 _223\"></span>ulki<span class=\"__3 _223\"></span>ntoja<span class=\"__3 _223\"></span>. Un<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>rs o<span class=\"__3 _223\"></span>n so<span class=\"__3 _223\"></span>velt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ut </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws18_3 gs1b_1\">n\u00e4it<span class=\"__3 _223\"></span>\u00e4 laatimisperiaat<span class=\"__3 _223\"></span>teit<span class=\"__3 _223\"></span>a kaikilla<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>s\u00e4 tili<span class=\"__3 _228\"></span>np<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>t\u00f6kses<span class=\"__3 _223\"></span>s\u00e4 esitet<span class=\"__3 _223\"></span>yil<span class=\"__3 _228\"></span>l\u00e4 til<span class=\"__3 _228\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws19_3 gs1c_1\">k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>silla (2024 ja 202<span class=\"__3 _223\"></span>5), ellei j\u00e4ljem<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>\u00e4 ole m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a to<span class=\"__3 _223\"></span>det<span class=\"__3 _221\"></span>tu. K<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1a_3 gs1d_1\">ei ole s<span class=\"__3 _223\"></span>ovel<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ut u<span class=\"__3 _223\"></span>usi<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ai m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>tuja s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nd<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>deja t<span class=\"__3 _221\"></span>ai tul<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>toja e<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>en </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs1e_1\">niiden voim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ant<span class=\"__3 _223\"></span>ulop<span class=\"__3 _223\"></span>\u00e4iv<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls7_3 ws1b_3 gs1f_1\">Konserniti<span class=\"__3 _228\"></span>li<span class=\"__3 _228\"></span>np\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6ksen yle<span class=\"__3 _228\"></span>iset laatimi<span class=\"__3 _228\"></span>speriaat<span class=\"__3 _223\"></span>teet on<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>uvat<span class=\"__3 _223\"></span>tu j\u00e4l<span class=\"__3 _228\"></span>jemp\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1c_3 gs20_1\">n\u00e4 t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 osi<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a. T<span class=\"__3 _223\"></span>ie<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>a ha<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n pe<span class=\"__3 _223\"></span>ru<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a r<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>a jo<span class=\"__3 _223\"></span>h<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws1d_3 gs21_1\">to on<span class=\"__3 _228\"></span> tehnyt konsernin noudattamia til<span class=\"__3 _228\"></span>inp\u00e4\u00e4t\u00f6ksen laatimisperiaat<span class=\"__3 _223\"></span>teita </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls11_3 ws1e_3 gs23_1\">sov<span class=\"__3 _223\"></span>elt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ja joilla o<span class=\"__3 _223\"></span>n eni<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a tilin<span class=\"__3 _223\"></span>p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>\u00e4 e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>viin<span class=\"__3 _223\"></span> <span class=\"__3 _229\"></span><span class=\"ls1_3 ws1_3\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws1f_3 gs24_1\">luk<span class=\"__3 _223\"></span>uihin, sek<span class=\"__3 _223\"></span>\u00e4 t<span class=\"__3 _223\"></span>uleva<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a kosk<span class=\"__3 _223\"></span>evis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a oletu<span class=\"__3 _223\"></span>ksist<span class=\"__3 _223\"></span>a j<span class=\"__3 _223\"></span>a ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioihin liitt<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>vis<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls12_3 ws20_3 gs25_1\">t<span class=\"__3 _223\"></span>\u00e4 kesk<span class=\"__3 _223\"></span>eisist<span class=\"__3 _223\"></span>\u00e4 olet<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a on e<span class=\"__3 _223\"></span>sitet<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y la<span class=\"__3 _223\"></span>atimis<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ia<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>eiden ko<span class=\"__3 _223\"></span>hd<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws18_3 gs26_1\">1<span class=\"__3 _228\"></span>.5<span class=\"__3 _228\"></span>. Johdon harkinta. Tili<span class=\"__3 _228\"></span>np\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6ser\u00e4koht<span class=\"__3 _223\"></span>aiset<span class=\"__3 _228\"></span> la<span class=\"__3 _223\"></span>atimis<span class=\"__3 _228\"></span>peria<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>teet sek\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls11_3 ws1e_3 gs27_1\">ku<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t joh<span class=\"__3 _223\"></span>don h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>rk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>uv<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a r<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uist<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>\u00e4 a<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>vioid<span class=\"__3 _223\"></span>en j<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws21_3 gs28_1\">olet<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>ten k<span class=\"__3 _221\"></span>\u00e4y<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n esi<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y k<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>ki<span class=\"__3 _223\"></span>n tilinp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>\u00f6s<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n yh<span class=\"__3 _223\"></span>teyd<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>. Jo<span class=\"__3 _223\"></span>h<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws22_3 gs29_1\">don h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n pe<span class=\"__3 _223\"></span>ru<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>a r<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uja<span class=\"__3 _223\"></span>, olet<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>ksi<span class=\"__3 _223\"></span>a ja a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a on m<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs2a_1\">t<span class=\"__3 _223\"></span>y <span class=\"__3 _230\"> </span><span class=\"ws23_3\">-sy<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>bolilla k<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>kin t<span class=\"__3 _223\"></span>ilinp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4n y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>teyd<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 s<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>\u00e4 liite<span class=\"__3 _223\"></span>tie<span class=\"__3 _223\"></span>do<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs2b_1\">1<span class=\"__3 _228\"></span>.5<span class=\"__3 _228\"></span>. Johdon harkinta.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 wsa_3 gs2c_1\">Konserniti<span class=\"__3 _228\"></span>linp\u00e4\u00e4t\u00f6s on laadittu toim<span class=\"__3 _228\"></span>innan jatku<span class=\"__3 _223\"></span>vuuden periaatet<span class=\"__3 _223\"></span>ta nou<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws24_3 gs2d_1\">dat<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aen. T\u00e4l<span class=\"__3 _228\"></span>l\u00f6in ol<span class=\"__3 _228\"></span>etet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an, ett<span class=\"__3 _223\"></span>\u00e4 konsernill<span class=\"__3 _228\"></span>a on riitt<span class=\"__3 _223\"></span>\u00e4v\u00e4t resur<span class=\"__3 _223\"></span>ssit jatk<span class=\"__3 _223\"></span>aa </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws25_3 gs2e_1\">toimin<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>a ja e<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 jo<span class=\"__3 _223\"></span>hto a<span class=\"__3 _223\"></span>iko<span class=\"__3 _223\"></span>o teh<span class=\"__3 _223\"></span>d\u00e4 n<span class=\"__3 _223\"></span>iin, ain<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ki<span class=\"__3 _223\"></span>n vu<span class=\"__3 _223\"></span>od<span class=\"__3 _223\"></span>en aj<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>ilin<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs2f_1\">p\u00e4\u00e4t\u00f6ks<span class=\"__3 _223\"></span>en al<span class=\"__3 _228\"></span>lekirjo<span class=\"__3 _228\"></span>itusp\u00e4iv\u00e4<span class=\"__3 _223\"></span>m\u00e4\u00e4<span class=\"__3 _223\"></span>r\u00e4st<span class=\"__3 _223\"></span>\u00e4 l\u00e4htien.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws21_3 gs30_1\">Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>itilinp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6s o<span class=\"__3 _223\"></span>n la<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>dit<span class=\"__3 _221\"></span>tu alk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4isiin h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>int<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>eno<span class=\"__3 _223\"></span>ihin lu<span class=\"__3 _223\"></span>ku<span class=\"__3 _223\"></span>un </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs31_1\">ottamat<span class=\"__3 _223\"></span>ta eri\u00e4,<span class=\"__3 _228\"></span> jotka arvost<span class=\"__3 _228\"></span>eta<span class=\"__3 _223\"></span>an k\u00e4yp\u00e4\u00e4n arvoon<span class=\"__3 _228\"></span> tulosva<span class=\"__3 _228\"></span>ikut<span class=\"__3 _223\"></span>tei<span class=\"__3 _228\"></span>sesti.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 wsa_3 gs32_1\">United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers -konsernin ti<span class=\"__3 _228\"></span>likausi on<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>alenterivuosi.<span class=\"__3 _228\"></span> Tilinp\u00e4\u00e4t\u00f6stiedot<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws27_3 gs33_1\">esi<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>sin t<span class=\"__3 _223\"></span>uh<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>sin<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>roin<span class=\"__3 _223\"></span>a. K<span class=\"__3 _221\"></span>aik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>i esi<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>t lu<span class=\"__3 _223\"></span>vu<span class=\"__3 _223\"></span>t o<span class=\"__3 _223\"></span>n py\u00f6r<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>et<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls14_3 ws28_3 gs34_1\">t<span class=\"__3 _223\"></span>y<span class=\"__3 _228\"></span>, jo<span class=\"__3 _223\"></span>ten y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4is<span class=\"__3 _223\"></span>ten lu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ujen y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>nla<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>et<span class=\"__3 _221\"></span>tu su<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>oike<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a esi<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws29_3 gs35_1\">tet<span class=\"__3 _221\"></span>yst<span class=\"__3 _223\"></span>\u00e4 s<span class=\"__3 _223\"></span>um<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>lu<span class=\"__3 _223\"></span>vu<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Tunnuslu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>t la<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4e<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>koj<span class=\"__3 _223\"></span>a ar<span class=\"__3 _221\"></span>voja<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls15_3 ws1e_3 gs36_1\">Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in tul<span class=\"__3 _223\"></span>osla<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>kelm<span class=\"__3 _223\"></span>an l<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>imis<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>ria<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>te: I<span class=\"__3 _223\"></span>A<span class=\"__3 _223\"></span>S 1 Tilinp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>en e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls14_3 ws1e_3 gs37_1\">mine<span class=\"__3 _223\"></span>n -s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>da<span class=\"__3 _223\"></span>rd<span class=\"__3 _223\"></span>i ei m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>le liikev<span class=\"__3 _223\"></span>oito<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4. K<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni o<span class=\"__3 _223\"></span>n m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>it<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws29_3 gs38_1\">t<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t se<span class=\"__3 _223\"></span>n se<span class=\"__3 _223\"></span>ur<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ti: liikevo<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>o on ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>su<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>a, j<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>dos<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uu, k<span class=\"__3 _223\"></span>un </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws7_3 gs39\">Liike<span class=\"__3 _223\"></span>toimi<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>tot y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 -<span class=\"__3 _223\"></span>riv<span class=\"__3 _223\"></span>ilt<span class=\"__3 _223\"></span>\u00e4 v<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>hen<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>- j<span class=\"__3 _223\"></span>a kor<span class=\"__3 _223\"></span>ko<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws2a_3 gs3a\">kulut, hal<span class=\"__3 _228\"></span>lint<span class=\"__3 _228\"></span>ok<span class=\"__3 _223\"></span>ulut,<span class=\"__3 _228\"></span> poistot<span class=\"__3 _228\"></span> ja mahdoll<span class=\"__3 _228\"></span>iset arvonalentumistappiot<span class=\"__3 _228\"></span> sek<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs3b\">liiketoiminnan m<span class=\"__3 _223\"></span>uut k<span class=\"__3 _223\"></span>ulut.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs3c\">Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>illa ei ole mu<span class=\"__3 _223\"></span>un l<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>aja<span class=\"__3 _223\"></span>n tul<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>i\u00e4<span class=\"__3 _223\"></span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-293": {
   "value": "1<span class=\"__3 _228\"></span>.<span class=\"__3 _223\"></span>2 Tilinp\u00e4\u00e4t\u00f6<span class=\"__3 _228\"></span>ksen laatimisperust<span class=\"__3 _223\"></span>a<span class=\"__3 _13b\"> </span>Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>itilin<span class=\"__3 _223\"></span>p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>s on la<span class=\"__3 _221\"></span>adit<span class=\"__3 _221\"></span>tu 31.<span class=\"__3 _227\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>02<span class=\"__3 _223\"></span>5 voim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>lleide<span class=\"__3 _223\"></span>n EU:n hyv<span class=\"__3 _223\"></span>\u00e4ksymien kansainv\u00e4listen<span class=\"__3 _228\"></span> til<span class=\"__3 _228\"></span>inp\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6sstand<span class=\"__3 _223\"></span>ardien<span class=\"__3 _228\"></span> (International Financial Reporting St<span class=\"__3 _223\"></span>and<span class=\"__3 _223\"></span>ards, IFRS) mukaisesti. Ka<span class=\"__3 _223\"></span>nsainv<span class=\"__3 _223\"></span>\u00e4lis<span class=\"__3 _228\"></span>ill\u00e4 ti<span class=\"__3 _228\"></span>lin<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>p\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6sst<span class=\"__3 _223\"></span>anda<span class=\"__3 _223\"></span>rdeil<span class=\"__3 _228\"></span>la ta<span class=\"__3 _223\"></span>rkoiteta<span class=\"__3 _223\"></span>an Suomen kirjanpitolaissa ja sen noja<span class=\"__3 _228\"></span>l<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>la a<span class=\"__3 _223\"></span>nne<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>iss<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>n\u00f6k<span class=\"__3 _223\"></span>sis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 E<span class=\"__3 _223\"></span>U:n as<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a (E<span class=\"__3 _221\"></span>Y<span class=\"__3 _223\"></span>) N:o 1<span class=\"__3 _228\"></span>6<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>6/<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>02 s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4de<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>n me<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tely<span class=\"__3 _223\"></span>n m<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>sti E<span class=\"__3 _223\"></span>U:ss<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ellet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vik<span class=\"__3 _223\"></span>si h<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>j\u00e4 st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nd<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>dej<span class=\"__3 _223\"></span>a ja niis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 an<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uja t<span class=\"__3 _223\"></span>ulki<span class=\"__3 _223\"></span>ntoja<span class=\"__3 _223\"></span>. Un<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>rs o<span class=\"__3 _223\"></span>n so<span class=\"__3 _223\"></span>velt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ut n\u00e4it<span class=\"__3 _223\"></span>\u00e4 laatimisperiaat<span class=\"__3 _223\"></span>teit<span class=\"__3 _223\"></span>a kaikilla<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>s\u00e4 tili<span class=\"__3 _228\"></span>np<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>t\u00f6kses<span class=\"__3 _223\"></span>s\u00e4 esitet<span class=\"__3 _223\"></span>yil<span class=\"__3 _228\"></span>l\u00e4 til<span class=\"__3 _228\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>silla (2024 ja 202<span class=\"__3 _223\"></span>5), ellei j\u00e4ljem<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>\u00e4 ole m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a to<span class=\"__3 _223\"></span>det<span class=\"__3 _221\"></span>tu. K<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni ei ole s<span class=\"__3 _223\"></span>ovel<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ut u<span class=\"__3 _223\"></span>usi<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ai m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>tuja s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nd<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>deja t<span class=\"__3 _221\"></span>ai tul<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>toja e<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>en niiden voim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ant<span class=\"__3 _223\"></span>ulop<span class=\"__3 _223\"></span>\u00e4iv<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4.<span class=\"__3 _13b\"> </span>Konserniti<span class=\"__3 _228\"></span>li<span class=\"__3 _228\"></span>np\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6ksen yle<span class=\"__3 _228\"></span>iset laatimi<span class=\"__3 _228\"></span>speriaat<span class=\"__3 _223\"></span>teet on<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>uvat<span class=\"__3 _223\"></span>tu j\u00e4l<span class=\"__3 _228\"></span>jemp\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>n\u00e4 t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 osi<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a. T<span class=\"__3 _223\"></span>ie<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>a ha<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n pe<span class=\"__3 _223\"></span>ru<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a r<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>a jo<span class=\"__3 _223\"></span>h<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>to on<span class=\"__3 _228\"></span> tehnyt konsernin noudattamia til<span class=\"__3 _228\"></span>inp\u00e4\u00e4t\u00f6ksen laatimisperiaat<span class=\"__3 _223\"></span>teita sov<span class=\"__3 _223\"></span>elt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ja joilla o<span class=\"__3 _223\"></span>n eni<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a tilin<span class=\"__3 _223\"></span>p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>\u00e4 e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>viin<span class=\"__3 _223\"></span> <span class=\"__3 _229\"></span><span class=\"ls1_3 ws1_3\"> </span>luk<span class=\"__3 _223\"></span>uihin, sek<span class=\"__3 _223\"></span>\u00e4 t<span class=\"__3 _223\"></span>uleva<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a kosk<span class=\"__3 _223\"></span>evis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a oletu<span class=\"__3 _223\"></span>ksist<span class=\"__3 _223\"></span>a j<span class=\"__3 _223\"></span>a ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioihin liitt<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>vis<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>\u00e4 kesk<span class=\"__3 _223\"></span>eisist<span class=\"__3 _223\"></span>\u00e4 olet<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a on e<span class=\"__3 _223\"></span>sitet<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y la<span class=\"__3 _223\"></span>atimis<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ia<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>eiden ko<span class=\"__3 _223\"></span>hd<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a 1<span class=\"__3 _228\"></span>.5<span class=\"__3 _228\"></span>. Johdon harkinta. Tili<span class=\"__3 _228\"></span>np\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6ser\u00e4koht<span class=\"__3 _223\"></span>aiset<span class=\"__3 _228\"></span> la<span class=\"__3 _223\"></span>atimis<span class=\"__3 _228\"></span>peria<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>teet sek\u00e4 ku<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t joh<span class=\"__3 _223\"></span>don h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>rk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>uv<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a r<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uist<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>\u00e4 a<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>vioid<span class=\"__3 _223\"></span>en j<span class=\"__3 _223\"></span>a olet<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>ten k<span class=\"__3 _221\"></span>\u00e4y<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n esi<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y k<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>ki<span class=\"__3 _223\"></span>n tilinp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>\u00f6s<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n yh<span class=\"__3 _223\"></span>teyd<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>. Jo<span class=\"__3 _223\"></span>h<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>don h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n pe<span class=\"__3 _223\"></span>ru<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>a r<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uja<span class=\"__3 _223\"></span>, olet<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>ksi<span class=\"__3 _223\"></span>a ja a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a on m<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>y <span class=\"__3 _230\"> </span><span class=\"ws23_3\">-sy<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>bolilla k<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>kin t<span class=\"__3 _223\"></span>ilinp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4n y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>teyd<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 s<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>\u00e4 liite<span class=\"__3 _223\"></span>tie<span class=\"__3 _223\"></span>do<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a </span>1<span class=\"__3 _228\"></span>.5<span class=\"__3 _228\"></span>. Johdon harkinta.<span class=\"__3 _13b\"> </span>Konserniti<span class=\"__3 _228\"></span>linp\u00e4\u00e4t\u00f6s on laadittu toim<span class=\"__3 _228\"></span>innan jatku<span class=\"__3 _223\"></span>vuuden periaatet<span class=\"__3 _223\"></span>ta nou<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>dat<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aen. T\u00e4l<span class=\"__3 _228\"></span>l\u00f6in ol<span class=\"__3 _228\"></span>etet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an, ett<span class=\"__3 _223\"></span>\u00e4 konsernill<span class=\"__3 _228\"></span>a on riitt<span class=\"__3 _223\"></span>\u00e4v\u00e4t resur<span class=\"__3 _223\"></span>ssit jatk<span class=\"__3 _223\"></span>aa toimin<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>a ja e<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 jo<span class=\"__3 _223\"></span>hto a<span class=\"__3 _223\"></span>iko<span class=\"__3 _223\"></span>o teh<span class=\"__3 _223\"></span>d\u00e4 n<span class=\"__3 _223\"></span>iin, ain<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ki<span class=\"__3 _223\"></span>n vu<span class=\"__3 _223\"></span>od<span class=\"__3 _223\"></span>en aj<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>ilin<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>p\u00e4\u00e4t\u00f6ks<span class=\"__3 _223\"></span>en al<span class=\"__3 _228\"></span>lekirjo<span class=\"__3 _228\"></span>itusp\u00e4iv\u00e4<span class=\"__3 _223\"></span>m\u00e4\u00e4<span class=\"__3 _223\"></span>r\u00e4st<span class=\"__3 _223\"></span>\u00e4 l\u00e4htien.<span class=\"__3 _13b\"> </span>Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>itilinp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6s o<span class=\"__3 _223\"></span>n la<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>dit<span class=\"__3 _221\"></span>tu alk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4isiin h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>int<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>eno<span class=\"__3 _223\"></span>ihin lu<span class=\"__3 _223\"></span>ku<span class=\"__3 _223\"></span>un ottamat<span class=\"__3 _223\"></span>ta eri\u00e4,<span class=\"__3 _228\"></span> jotka arvost<span class=\"__3 _228\"></span>eta<span class=\"__3 _223\"></span>an k\u00e4yp\u00e4\u00e4n arvoon<span class=\"__3 _228\"></span> tulosva<span class=\"__3 _228\"></span>ikut<span class=\"__3 _223\"></span>tei<span class=\"__3 _228\"></span>sesti.<span class=\"__3 _13b\"> </span>United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers -konsernin ti<span class=\"__3 _228\"></span>likausi on<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>alenterivuosi.<span class=\"__3 _228\"></span> Tilinp\u00e4\u00e4t\u00f6stiedot<span class=\"__3 _228\"></span> esi<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>sin t<span class=\"__3 _223\"></span>uh<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>sin<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>roin<span class=\"__3 _223\"></span>a. K<span class=\"__3 _221\"></span>aik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>i esi<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>t lu<span class=\"__3 _223\"></span>vu<span class=\"__3 _223\"></span>t o<span class=\"__3 _223\"></span>n py\u00f6r<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>et<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _228\"></span>, jo<span class=\"__3 _223\"></span>ten y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4is<span class=\"__3 _223\"></span>ten lu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ujen y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>nla<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>et<span class=\"__3 _221\"></span>tu su<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>oike<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a esi<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _221\"></span>yst<span class=\"__3 _223\"></span>\u00e4 s<span class=\"__3 _223\"></span>um<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>lu<span class=\"__3 _223\"></span>vu<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Tunnuslu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>t la<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4e<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>koj<span class=\"__3 _223\"></span>a ar<span class=\"__3 _221\"></span>voja<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span>Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in tul<span class=\"__3 _223\"></span>osla<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>kelm<span class=\"__3 _223\"></span>an l<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>imis<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>ria<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>te: I<span class=\"__3 _223\"></span>A<span class=\"__3 _223\"></span>S 1 Tilinp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>en e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>mine<span class=\"__3 _223\"></span>n -s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>da<span class=\"__3 _223\"></span>rd<span class=\"__3 _223\"></span>i ei m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>le liikev<span class=\"__3 _223\"></span>oito<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4. K<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni o<span class=\"__3 _223\"></span>n m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>it<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t se<span class=\"__3 _223\"></span>n se<span class=\"__3 _223\"></span>ur<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ti: liikevo<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>o on ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>su<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>a, j<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>dos<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uu, k<span class=\"__3 _223\"></span>un Liike<span class=\"__3 _223\"></span>toimi<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>tot y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 -<span class=\"__3 _223\"></span>riv<span class=\"__3 _223\"></span>ilt<span class=\"__3 _223\"></span>\u00e4 v<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>hen<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>- j<span class=\"__3 _223\"></span>a kor<span class=\"__3 _223\"></span>ko<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>kulut, hal<span class=\"__3 _228\"></span>lint<span class=\"__3 _228\"></span>ok<span class=\"__3 _223\"></span>ulut,<span class=\"__3 _228\"></span> poistot<span class=\"__3 _228\"></span> ja mahdoll<span class=\"__3 _228\"></span>iset arvonalentumistappiot<span class=\"__3 _228\"></span> sek<span class=\"__3 _223\"></span>\u00e4 liiketoiminnan m<span class=\"__3 _223\"></span>uut k<span class=\"__3 _223\"></span>ulut.<span class=\"__3 _13b\"> </span>Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>illa ei ole mu<span class=\"__3 _223\"></span>un l<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>aja<span class=\"__3 _223\"></span>n tul<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>i\u00e4<span class=\"__3 _223\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-294": {
   "value": "Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>itilin<span class=\"__3 _223\"></span>p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>s on la<span class=\"__3 _221\"></span>adit<span class=\"__3 _221\"></span>tu 31.<span class=\"__3 _227\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>02<span class=\"__3 _223\"></span>5 voim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>lleide<span class=\"__3 _223\"></span>n EU:n hyv<span class=\"__3 _223\"></span>\u00e4ksymien kansainv\u00e4listen<span class=\"__3 _228\"></span> til<span class=\"__3 _228\"></span>inp\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6sstand<span class=\"__3 _223\"></span>ardien<span class=\"__3 _228\"></span> (International Financial Reporting St<span class=\"__3 _223\"></span>and<span class=\"__3 _223\"></span>ards, IFRS) mukaisesti. Ka<span class=\"__3 _223\"></span>nsainv<span class=\"__3 _223\"></span>\u00e4lis<span class=\"__3 _228\"></span>ill\u00e4 ti<span class=\"__3 _228\"></span>lin<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>p\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6sst<span class=\"__3 _223\"></span>anda<span class=\"__3 _223\"></span>rdeil<span class=\"__3 _228\"></span>la ta<span class=\"__3 _223\"></span>rkoiteta<span class=\"__3 _223\"></span>an Suomen kirjanpitolaissa ja sen noja<span class=\"__3 _228\"></span>l<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>la a<span class=\"__3 _223\"></span>nne<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>iss<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>n\u00f6k<span class=\"__3 _223\"></span>sis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 E<span class=\"__3 _223\"></span>U:n as<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a (E<span class=\"__3 _221\"></span>Y<span class=\"__3 _223\"></span>) N:o 1<span class=\"__3 _228\"></span>6<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>6/<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>02 s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4de<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>n me<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tely<span class=\"__3 _223\"></span>n m<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>sti E<span class=\"__3 _223\"></span>U:ss<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ellet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vik<span class=\"__3 _223\"></span>si h<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>j\u00e4 st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nd<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>dej<span class=\"__3 _223\"></span>a ja niis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 an<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uja t<span class=\"__3 _223\"></span>ulki<span class=\"__3 _223\"></span>ntoja<span class=\"__3 _223\"></span>. Un<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>rs o<span class=\"__3 _223\"></span>n so<span class=\"__3 _223\"></span>velt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ut n\u00e4it<span class=\"__3 _223\"></span>\u00e4 laatimisperiaat<span class=\"__3 _223\"></span>teit<span class=\"__3 _223\"></span>a kaikilla<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>s\u00e4 tili<span class=\"__3 _228\"></span>np<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>t\u00f6kses<span class=\"__3 _223\"></span>s\u00e4 esitet<span class=\"__3 _223\"></span>yil<span class=\"__3 _228\"></span>l\u00e4 til<span class=\"__3 _228\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>silla (2024 ja 202<span class=\"__3 _223\"></span>5), ellei j\u00e4ljem<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>\u00e4 ole m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a to<span class=\"__3 _223\"></span>det<span class=\"__3 _221\"></span>tu. K<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni ei ole s<span class=\"__3 _223\"></span>ovel<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ut u<span class=\"__3 _223\"></span>usi<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ai m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>tuja s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nd<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>deja t<span class=\"__3 _221\"></span>ai tul<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>toja e<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>en niiden voim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ant<span class=\"__3 _223\"></span>ulop<span class=\"__3 _223\"></span>\u00e4iv<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-295": {
   "value": "Konserniti<span class=\"__3 _228\"></span>linp\u00e4\u00e4t\u00f6s on laadittu toim<span class=\"__3 _228\"></span>innan jatku<span class=\"__3 _223\"></span>vuuden periaatet<span class=\"__3 _223\"></span>ta nou<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>dat<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aen. T\u00e4l<span class=\"__3 _228\"></span>l\u00f6in ol<span class=\"__3 _228\"></span>etet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an, ett<span class=\"__3 _223\"></span>\u00e4 konsernill<span class=\"__3 _228\"></span>a on riitt<span class=\"__3 _223\"></span>\u00e4v\u00e4t resur<span class=\"__3 _223\"></span>ssit jatk<span class=\"__3 _223\"></span>aa toimin<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>a ja e<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 jo<span class=\"__3 _223\"></span>hto a<span class=\"__3 _223\"></span>iko<span class=\"__3 _223\"></span>o teh<span class=\"__3 _223\"></span>d\u00e4 n<span class=\"__3 _223\"></span>iin, ain<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ki<span class=\"__3 _223\"></span>n vu<span class=\"__3 _223\"></span>od<span class=\"__3 _223\"></span>en aj<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>ilin<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>p\u00e4\u00e4t\u00f6ks<span class=\"__3 _223\"></span>en al<span class=\"__3 _228\"></span>lekirjo<span class=\"__3 _228\"></span>itusp\u00e4iv\u00e4<span class=\"__3 _223\"></span>m\u00e4\u00e4<span class=\"__3 _223\"></span>r\u00e4st<span class=\"__3 _223\"></span>\u00e4 l\u00e4htien.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoingConcernExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-296": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gs3e\">1<span class=\"__3 _228\"></span>.3 Yhdistelyperiaat<span class=\"__3 _223\"></span>teet<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws2c_3 gs3f\">Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>itilinp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6s s<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 e<span class=\"__3 _223\"></span>mo<span class=\"__3 _223\"></span>yh<span class=\"__3 _223\"></span>ti\u00f6 U<span class=\"__3 _223\"></span>nite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>rs O<span class=\"__3 _223\"></span>yj:n, se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>k<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws2d_3 gs40\">ki ne tyt<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>yhti\u00f6t, jo<span class=\"__3 _228\"></span>issa emoyhti\u00f6l<span class=\"__3 _228\"></span>l\u00e4 on m\u00e4\u00e4r\u00e4ysvalt<span class=\"__3 _223\"></span>a rapor<span class=\"__3 _223\"></span>toint<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>auden </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws2e_3 gs41\">p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>ymis<span class=\"__3 _223\"></span>p\u00e4<span class=\"__3 _223\"></span>iv<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>. Em<span class=\"__3 _223\"></span>oy<span class=\"__3 _223\"></span>hti<span class=\"__3 _223\"></span>\u00f6ll\u00e4 on m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4ys<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un s<span class=\"__3 _223\"></span>e ole<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>lla os<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls16_3 ws1e_3 gs43\">lisen<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>i\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 alt<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>uu y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>i\u00f6n m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>lle tu<span class=\"__3 _223\"></span>otolle t<span class=\"__3 _223\"></span>ai o<span class=\"__3 _223\"></span>n oike<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u se<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws2f_3 gs44\">muuttuvaan tuottoon<span class=\"__3 _228\"></span> ja se<span class=\"__3 _228\"></span> pysty<span class=\"__3 _223\"></span>y vai<span class=\"__3 _228\"></span>kut<span class=\"__3 _223\"></span>tama<span class=\"__3 _223\"></span>an t\u00e4h\u00e4n tuo<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>toon<span class=\"__3 _228\"></span> k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls17_3 ws30_3 gs45\">t\u00e4m\u00e4ll<span class=\"__3 _228\"></span>\u00e4 yhti\u00f6<span class=\"__3 _228\"></span>t\u00e4 kosk<span class=\"__3 _228\"></span>eva<span class=\"__3 _223\"></span>a val<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>aansa. Hankitut<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t\u00e4r<span class=\"__3 _223\"></span>yhti\u00f6<span class=\"__3 _228\"></span>t yhdi<span class=\"__3 _228\"></span>stel<span class=\"__3 _228\"></span>l\u00e4\u00e4n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws1f_3 gs46\">konserniti<span class=\"__3 _228\"></span>linp\u00e4\u00e4t\u00f6kseen si<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>\u00e4 hetkest\u00e4 l\u00e4htien<span class=\"__3 _228\"></span>, kun emoyhti\u00f6<span class=\"__3 _228\"></span> on sa<span class=\"__3 _223\"></span>anut </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws31_3 gs47\">m\u00e4\u00e4r\u00e4ysval<span class=\"__3 _228\"></span>lan. Luo<span class=\"__3 _228\"></span>vutetut tyt<span class=\"__3 _223\"></span>\u00e4ryhti\u00f6t<span class=\"__3 _228\"></span> yhdis<span class=\"__3 _228\"></span>tel<span class=\"__3 _228\"></span>l\u00e4\u00e4n si<span class=\"__3 _228\"></span>ihen<span class=\"__3 _228\"></span> s<span class=\"__3 _223\"></span>aakk<span class=\"__3 _223\"></span>a, kun<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs48\">ne<span class=\"__3 _223\"></span>s m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a la<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a. </div>Konsernirakenne<span class=\"__3 _13b\"> </span>31<span class=\"__3 _227\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2025<span class=\"__3 _228\"></span> United Bankers -konserniin<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>uulu<span class=\"__3 _228\"></span>iv<span class=\"__3 _223\"></span>at seuraav<span class=\"__3 _223\"></span>at yhti\u00f6t:<span class=\"__3 _13b\"> </span>Emoyht<span class=\"__3 _228\"></span>i\u00f6<span class=\"__3 _a_3\"> </span><span class=\"ls12_3 ws45_2\">Kotipaik<span class=\"__3 _223\"></span>ka<span class=\"__3 _13b\"> </span></span>Unit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s O<span class=\"__3 _223\"></span>yj<span class=\"__3 _b_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _13b\"> </span></span>T<span class=\"__3 _228\"></span>yt\u00e4r<span class=\"__3 _223\"></span>yhti\u00f6t<span class=\"__3 _228\"></span> (su<span class=\"__3 _228\"></span>orat j<span class=\"__3 _228\"></span>a v\u00e4li<span class=\"__3 _228\"></span>lliset<span class=\"__3 _228\"></span>)<span class=\"__3 _c_3\"> </span><span class=\"lsf_3 ws46_2\">Omistus<span class=\"__3 _d_3\"> </span><span class=\"ls12_3 ws45_2\">Kotipaik<span class=\"__3 _223\"></span>ka<span class=\"__3 _13b\"> </span></span></span>Yh<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i\u00f6n o<span class=\"__3 _223\"></span>ma p\u00e4\u00e4<span class=\"__3 _223\"></span>oma 3<span class=\"__3 _223\"></span>1<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>12.2<span class=\"__3 _223\"></span>02<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _13b\"> </span>Yh<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i\u00f6n t<span class=\"__3 _223\"></span>ili<span class=\"__3 _223\"></span>ka<span class=\"__3 _223\"></span>ude<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>los 2<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>25 1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _13b\"> </span>UB Corporate Finance<span class=\"__3 _228\"></span> Oy<span class=\"__3 _e_3\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _231\"> </span><span class=\"ls22_3 ws48_2\">247<span class=\"__3 _232\"> </span><span class=\"ls1_3 ws1_3\">9<span class=\"__3 _13b\"> </span></span></span></span></span>UB Omaisuudenhoit<span class=\"__3 _228\"></span>o Oy*<span class=\"__3 _233\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _234\"> </span><span class=\"ls19_3 ws2a_3\">1<span class=\"__3 _228\"></span>4 670<span class=\"__3 _235\"> </span><span class=\"ls1_3 ws1_3\">1 85<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span></span></span></span></span>UB R<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>oyh<span class=\"__3 _223\"></span>ti\u00f6 O<span class=\"__3 _223\"></span>y<span class=\"__3 _236\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _237\"> </span></span></span>1 322<span class=\"__3 _238\"> </span><span class=\"ls23_3 ws1a_3\">14<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span></span>UB Nordi<span class=\"__3 _228\"></span>c Forest Management Oy<span class=\"__3 _239\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _240\"> </span><span class=\"ls13_3 ws26_3\">80<span class=\"__3 _1a_2\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _13b\"> </span></span></span></span></span>UB Y<span class=\"__3 _228\"></span>rit<span class=\"__3 _223\"></span>ysr<span class=\"__3 _223\"></span>ahoitus Oy<span class=\"__3 _1b_2\"> </span><span class=\"ls1_3 ws1_3\">90 %<span class=\"__3 _1c_2\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _240\"> </span><span class=\"lse_3 wsb_3\">21<span class=\"__3 _1d_2\"> </span><span class=\"ls22_3 ws48_2\">-24<span class=\"__3 _13b\"> </span></span></span></span></span>UB R<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>us O<span class=\"__3 _223\"></span>y<span class=\"__3 _1e_2\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _1f_2\"> </span><span class=\"ls24_3 ws49_2\">3<span class=\"__3 _223\"></span>41<span class=\"__3 _241\"> </span><span class=\"ls25_3 ws4a_2\">-11<span class=\"__3 _13b\"> </span></span></span></span></span>UB M<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>la<span class=\"__3 _223\"></span>rit O<span class=\"__3 _223\"></span>y<span class=\"__3 _242\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _243\"> </span></span></span>4<span class=\"__3 _1a_2\"> </span>0<span class=\"__3 _13b\"> </span>UB Fi<span class=\"__3 _223\"></span>nnis<span class=\"__3 _223\"></span>h Pr<span class=\"__3 _223\"></span>op<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y Oy<span class=\"__3 _244\"> </span>86 %<span class=\"__3 _1c_2\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _1f_2\"> </span><span class=\"ls26_3 ws5_3\">675<span class=\"__3 _245\"> </span><span class=\"ls19_3 ws2a_3\">670<span class=\"__3 _13b\"> </span></span></span></span>UB Cle<span class=\"__3 _223\"></span>an E<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>rg<span class=\"__3 _223\"></span>y O<span class=\"__3 _223\"></span>y<span class=\"__3 _246\"> </span>79 %<span class=\"__3 _1c_2\"> </span><span class=\"ls20_3 ws11_3\">Helsinki<span class=\"__3 _231\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _223\"></span>1<span class=\"__3 _245\"> </span><span class=\"ls27_3 ws4b_2\">590<span class=\"__3 _13b\"> </span></span></span></span>UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d II<span class=\"__3 _223\"></span>I Ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy <span class=\"__3 _247\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _243\"> </span></span></span>7<span class=\"__3 _248\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _13b\"> </span></span>UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d I<span class=\"__3 _223\"></span>V M<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy <span class=\"__3 _249\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _250\"> </span><span class=\"ls29_3 ws4c_2\">18<span class=\"__3 _232\"> </span></span></span></span>2<span class=\"__3 _13b\"> </span>UB Fo<span class=\"__3 _223\"></span>re<span class=\"__3 _223\"></span>st &amp; F<span class=\"__3 _223\"></span>ibr<span class=\"__3 _223\"></span>e Ad<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>y O<span class=\"__3 _223\"></span>y<span class=\"__3 _2a_2\"> </span>70 %<span class=\"__3 _1c_2\"> </span><span class=\"ls20_3 ws11_3\">Helsinki<span class=\"__3 _1f_2\"> </span><span class=\"ls14_3 ws4d_2\">697<span class=\"__3 _2b_2\"> </span><span class=\"lsf_3 ws46_2\">89<span class=\"__3 _13b\"> </span></span></span></span>UB Fo<span class=\"__3 _223\"></span>re<span class=\"__3 _223\"></span>st &amp; F<span class=\"__3 _223\"></span>ibr<span class=\"__3 _223\"></span>e Ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy<span class=\"__3 _2c_2\"> </span>70 %<span class=\"__3 _1c_2\"> </span><span class=\"ls20_3 ws11_3\">Helsinki<span class=\"__3 _2d_2\"> </span><span class=\"ls2a_3 ws4e_2\">124<span class=\"__3 _2e_2\"> </span></span></span>-<span class=\"__3 _13b\"> </span>UB Asuntorahasto Management Oy<span class=\"__3 _2f_2\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _251\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _252\"> </span>-<span class=\"__3 _13b\"> </span></span></span></span>Nort<span class=\"__3 _223\"></span>hbridge In<span class=\"__3 _228\"></span>vestment Of<span class=\"__3 _223\"></span>fice Group<span class=\"__3 _228\"></span> Oy<span class=\"__3 _253\"> </span><span class=\"ls1_3 ws1_3\">66 %<span class=\"__3 _1c_2\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _1f_2\"> </span><span class=\"ls27_3 ws4b_2\">285<span class=\"__3 _254\"> </span><span class=\"ls2b_3 ws4f_2\">-15<span class=\"__3 _13b\"> </span></span></span></span></span>Nort<span class=\"__3 _223\"></span>hBridge Inv<span class=\"__3 _228\"></span>estment Of<span class=\"__3 _223\"></span>fice Sweden AB<span class=\"__3 _245\"> </span><span class=\"ls1_3 ws1_3\">66 %<span class=\"__3 _255\"> </span><span class=\"ls29_3 ws4c_2\">Tu<span class=\"__3 _223\"></span>k<span class=\"__3 _221\"></span>h<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>m<span class=\"__3 _221\"></span>a<span class=\"__3 _256\"> </span></span>2<span class=\"__3 _248\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _13b\"> </span></span></span>Nort<span class=\"__3 _223\"></span>hbridge In<span class=\"__3 _228\"></span>vestment Of<span class=\"__3 _223\"></span>fice GP (Luxembourg<span class=\"__3 _228\"></span>) Sarl<span class=\"__3 _257\"> </span><span class=\"ls1_3 ws1_3\">66 %<span class=\"__3 _258\"> </span><span class=\"ls1a_3 ws1d_3\">Luxemburg<span class=\"__3 _259\"> </span><span class=\"lsc_3 ws3c_3\">39<span class=\"__3 _260\"> </span><span class=\"ls29_3 ws4c_2\">-<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>18<span class=\"__3 _13b\"> </span></span></span></span></span>*UB Om<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>suu<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>nh<span class=\"__3 _223\"></span>oito O<span class=\"__3 _223\"></span>y:ll\u00e4 on si<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>uliike Ru<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>sis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _13b\"> </span>1<span class=\"__3 _228\"></span>.4 Y<span class=\"__3 _228\"></span>rit<span class=\"__3 _223\"></span>ysj\u00e4rjestely<span class=\"__3 _223\"></span>t<span class=\"__3 _13b\"> </span>Hankitu<span class=\"__3 _223\"></span>t ty<span class=\"__3 _223\"></span>t\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>yhti\u00f6t<span class=\"__3 _228\"></span> y<span class=\"__3 _223\"></span>hdiste<span class=\"__3 _228\"></span>ll\u00e4\u00e4n konsernitil<span class=\"__3 _228\"></span>inp\u00e4\u00e4t\u00f6ks<span class=\"__3 _223\"></span>een hankinta-<span class=\"ls1_3 ws1_3\"> </span>me<span class=\"__3 _223\"></span>net<span class=\"__3 _223\"></span>elm<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4e<span class=\"__3 _223\"></span>n. Lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>tu v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti<span class=\"__3 _223\"></span>ke ja h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>un y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>n yk<span class=\"__3 _223\"></span>si<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>l\u00f6it<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 ole<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>t ja v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si ot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>ut v<span class=\"__3 _223\"></span>ela<span class=\"__3 _223\"></span>t ar<span class=\"__3 _221\"></span>vos<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>in<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>ta-ajankoh<span class=\"__3 _228\"></span>dan k\u00e4ypii<span class=\"__3 _228\"></span>n arvoih<span class=\"__3 _228\"></span>in. Lu<span class=\"__3 _228\"></span>ovutettu vastike<span class=\"__3 _228\"></span> sis\u00e4l<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4\u00e4 mahdol<span class=\"__3 _228\"></span>li<span class=\"__3 _228\"></span>set luovutetut varat, hank<span class=\"__3 _223\"></span>kijaosapuolel<span class=\"__3 _228\"></span>le hankinnan kohteen aiempia<span class=\"__3 _228\"></span> omis<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>ajia ko<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>yn<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>t vela<span class=\"__3 _223\"></span>t se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 liik<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n la<span class=\"__3 _223\"></span>ske<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>t o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n ehtoise<span class=\"__3 _228\"></span>t osuudet. Luovutettu va<span class=\"__3 _223\"></span>stike e<span class=\"__3 _228\"></span>i sis\u00e4l<span class=\"__3 _228\"></span>l\u00e4 hankinna<span class=\"__3 _223\"></span>sta eril<span class=\"__3 _228\"></span>lisen\u00e4 k<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>itel<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>i\u00e4 liike<span class=\"__3 _223\"></span>toimi<span class=\"__3 _223\"></span>a, v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n n<span class=\"__3 _223\"></span>\u00e4m<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>ell\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n ha<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>n y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>yde<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 tulos<span class=\"__3 _223\"></span>vai<span class=\"__3 _223\"></span>ku<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>teis<span class=\"__3 _223\"></span>esti.<span class=\"__3 _13b\"> </span>Liik<span class=\"__3 _228\"></span>etoimi<span class=\"__3 _228\"></span>ntojen<span class=\"__3 _228\"></span> yhdist\u00e4miseen li<span class=\"__3 _228\"></span>itt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4 mahdol<span class=\"__3 _228\"></span>linen<span class=\"__3 _228\"></span> ehdoll<span class=\"__3 _228\"></span>inen vastike (l<span class=\"__3 _228\"></span>is\u00e4kauppahinta<span class=\"__3 _228\"></span>) arvostetaan k\u00e4yp\u00e4\u00e4n ar<span class=\"__3 _223\"></span>voon<span class=\"__3 _228\"></span> hankinta-ajank<span class=\"__3 _228\"></span>ohtana. Se lu<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>itell<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an jo<span class=\"__3 _223\"></span>ko vel<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i om<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si. Vela<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si luo<span class=\"__3 _223\"></span>ki<span class=\"__3 _223\"></span>tel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu ehdol<span class=\"__3 _228\"></span>linen<span class=\"__3 _228\"></span> va<span class=\"__3 _223\"></span>stike<span class=\"__3 _228\"></span> ar<span class=\"__3 _223\"></span>vostet<span class=\"__3 _223\"></span>aan k\u00e4yp<span class=\"__3 _223\"></span>\u00e4\u00e4n ar<span class=\"__3 _223\"></span>voon jokaisen raportoin<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>en p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>misp<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>. T\u00e4<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>\u00e4 s<span class=\"__3 _223\"></span>yn<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4 v<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>o t<span class=\"__3 _223\"></span>ai t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppio k<span class=\"__3 _223\"></span>ir<span class=\"__3 _223\"></span>jat<span class=\"__3 _221\"></span>aa<span class=\"__3 _223\"></span>n tulosvaikutteisesti.<span class=\"__3 _228\"></span> Omak<span class=\"__3 _223\"></span>si p\u00e4\u00e4omaksi luokite<span class=\"__3 _228\"></span>ltua ehdoll<span class=\"__3 _228\"></span>ista vastikett<span class=\"__3 _223\"></span>a ei arvosteta uudel<span class=\"__3 _228\"></span>leen.<span class=\"__3 _13b\"> </span>Hankint<span class=\"__3 _223\"></span>aan liitty<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t menot, kuten asiantunti<span class=\"__3 _228\"></span>japalkkiot, kirjataa<span class=\"__3 _223\"></span>n kulu<span class=\"__3 _228\"></span>ik<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>si k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>silla, joi<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a me<span class=\"__3 _223\"></span>not tot<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t ja p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>t otet<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>an v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, luk<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>n ot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>ta v<span class=\"__3 _223\"></span>ie<span class=\"__3 _223\"></span>ra<span class=\"__3 _221\"></span>an t<span class=\"__3 _223\"></span>ai o<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>hto<span class=\"__3 _223\"></span>iste<span class=\"__3 _223\"></span>n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>eide<span class=\"__3 _223\"></span>n li<span class=\"__3 _228\"></span>ikkeeseenlaskust<span class=\"__3 _223\"></span>a aiheutuvia meno<span class=\"__3 _228\"></span>ja<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>Ole<span class=\"__3 _223\"></span>tuks<span class=\"__3 _223\"></span>et j<span class=\"__3 _223\"></span>a ar<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>oih<span class=\"__3 _223\"></span>in lii<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>t ep\u00e4va<span class=\"__3 _223\"></span>rmuu<span class=\"__3 _223\"></span>ste<span class=\"__3 _223\"></span>kij<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _13b\"> </span>Liik<span class=\"__3 _228\"></span>etoimi<span class=\"__3 _228\"></span>ntojen<span class=\"__3 _228\"></span> yhdist\u00e4misess<span class=\"__3 _223\"></span>\u00e4 k\u00e4ypien arvojen<span class=\"__3 _228\"></span> m\u00e4<span class=\"__3 _223\"></span>\u00e4rit<span class=\"__3 _223\"></span>t\u00e4minen edel<span class=\"ls1_3\">-<span class=\"__3 _13b\"> </span></span>ly<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>\u00e4 j<span class=\"__3 _223\"></span>oh<span class=\"__3 _223\"></span>dolt<span class=\"__3 _221\"></span>a ha<span class=\"__3 _223\"></span>rk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a ko<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ien lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>un v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>en s<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>\u00e4 y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sil\u00f6it<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>viss\u00e4 olevi<span class=\"__3 _228\"></span>en omaisuuserien,<span class=\"__3 _228\"></span> velko<span class=\"__3 _228\"></span>jen sek\u00e4 ehdol<span class=\"__3 _228\"></span>listen<span class=\"__3 _228\"></span> velko<span class=\"__3 _228\"></span>jen kirj<span class=\"__3 _228\"></span>a<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>mist<span class=\"__3 _223\"></span>a ja k<span class=\"__3 _223\"></span>\u00e4yp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>on ar<span class=\"__3 _221\"></span>vost<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mist<span class=\"__3 _223\"></span>a. Liike<span class=\"__3 _223\"></span>toimintojen yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4misis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 on ti<span class=\"__3 _228\"></span>likautena 201<span class=\"__3 _228\"></span>8<span class=\"__3 _228\"></span> liik<span class=\"__3 _228\"></span>e<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>vosta eril<span class=\"__3 _228\"></span>lisen\u00e4 on<span class=\"__3 _228\"></span> tunnistettu aineettomina<span class=\"__3 _228\"></span> oike<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sin<span class=\"__3 _223\"></span>a a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>uh<span class=\"__3 _223\"></span>tei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a ja ne o<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u ko<span class=\"__3 _223\"></span>nse<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>nit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en. L<span class=\"__3 _223\"></span>ii<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ke<span class=\"__3 _223\"></span>ar<span class=\"__3 _221\"></span>vo ja a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>suh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>et te<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ar<span class=\"__3 _221\"></span>von<span class=\"__3 _223\"></span>ale<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>umis<span class=\"__3 _223\"></span>en v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>osit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>ain<span class=\"__3 _13b\"> </span>10<span class=\"__3 _223\"></span>7<span class=\"__3 _13b\"> </span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span>Han<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>nat t<span class=\"__3 _223\"></span>ilik<span class=\"__3 _223\"></span>ausi<span class=\"__3 _223\"></span>lla 2<span class=\"__3 _223\"></span>02<span class=\"__3 _223\"></span>4 ja 20<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00e4r<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s UB F<span class=\"__3 _223\"></span>innis<span class=\"__3 _223\"></span>h Pr<span class=\"__3 _223\"></span>op<span class=\"__3 _223\"></span>er<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y Oy lu<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti t<span class=\"__3 _223\"></span>ilika<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>ella 2<span class=\"__3 _223\"></span>025 o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>eit<span class=\"__3 _223\"></span>a v\u00e4hemmist\u00f6omi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>lta, jonka kaut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a konserni<span class=\"__3 _228\"></span>n omistusosuus<span class=\"__3 _228\"></span> yhti\u00f6st\u00e4 k<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>voi. K<span class=\"__3 _223\"></span>osk<span class=\"__3 _221\"></span>a kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rnilla o<span class=\"__3 _223\"></span>n jo aie<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>in ollut m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4ys<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>i\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>, lis\u00e4<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n ha<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a on k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>elt<span class=\"__3 _223\"></span>y o<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>an si<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4is<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>\u00e4 j\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>ste<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>lyn\u00e4. Lis\u00e4ksi ty<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>yrit<span class=\"__3 _223\"></span>ys UB Omaisuudenho<span class=\"__3 _228\"></span>ito Oy hankki til<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>audell<span class=\"__3 _228\"></span>a enemmist\u00f6o<span class=\"__3 _228\"></span>suuden t<span class=\"__3 _223\"></span>yt<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>yhti\u00f6 Northbridge Investment Office Group<span class=\"__3 _228\"></span> Oy:sta. Osak<span class=\"__3 _223\"></span>assopimukseen perustuen hankinta on k\u00e4sitelty ty<span class=\"__3 _223\"></span>t\u00e4r<span class=\"__3 _223\"></span>yh<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ti\u00f6<span class=\"__3 _223\"></span>n pe<span class=\"__3 _223\"></span>ru<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>a. V<span class=\"__3 _223\"></span>uon<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a 20<span class=\"__3 _223\"></span>2<span class=\"__3 _228\"></span>4 ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ni ei h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>inu<span class=\"__3 _223\"></span>t lis<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>su<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sia ulkopuolisist<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>hti\u00f6is<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 ta<span class=\"__3 _223\"></span>i m\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>allat<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>milt<span class=\"__3 _223\"></span>a omist<span class=\"__3 _223\"></span>ajilt<span class=\"__3 _223\"></span>a<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-297": {
   "value": "Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>itilinp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6s s<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 e<span class=\"__3 _223\"></span>mo<span class=\"__3 _223\"></span>yh<span class=\"__3 _223\"></span>ti\u00f6 U<span class=\"__3 _223\"></span>nite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>rs O<span class=\"__3 _223\"></span>yj:n, se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>k<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>ki ne tyt<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>yhti\u00f6t, jo<span class=\"__3 _228\"></span>issa emoyhti\u00f6l<span class=\"__3 _228\"></span>l\u00e4 on m\u00e4\u00e4r\u00e4ysvalt<span class=\"__3 _223\"></span>a rapor<span class=\"__3 _223\"></span>toint<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>auden p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>ymis<span class=\"__3 _223\"></span>p\u00e4<span class=\"__3 _223\"></span>iv<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>. Em<span class=\"__3 _223\"></span>oy<span class=\"__3 _223\"></span>hti<span class=\"__3 _223\"></span>\u00f6ll\u00e4 on m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4ys<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un s<span class=\"__3 _223\"></span>e ole<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>lla os<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>lisen<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>i\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 alt<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>uu y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>i\u00f6n m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>lle tu<span class=\"__3 _223\"></span>otolle t<span class=\"__3 _223\"></span>ai o<span class=\"__3 _223\"></span>n oike<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u se<span class=\"__3 _223\"></span>n muuttuvaan tuottoon<span class=\"__3 _228\"></span> ja se<span class=\"__3 _228\"></span> pysty<span class=\"__3 _223\"></span>y vai<span class=\"__3 _228\"></span>kut<span class=\"__3 _223\"></span>tama<span class=\"__3 _223\"></span>an t\u00e4h\u00e4n tuo<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>toon<span class=\"__3 _228\"></span> k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t\u00e4m\u00e4ll<span class=\"__3 _228\"></span>\u00e4 yhti\u00f6<span class=\"__3 _228\"></span>t\u00e4 kosk<span class=\"__3 _228\"></span>eva<span class=\"__3 _223\"></span>a val<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>aansa. Hankitut<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t\u00e4r<span class=\"__3 _223\"></span>yhti\u00f6<span class=\"__3 _228\"></span>t yhdi<span class=\"__3 _228\"></span>stel<span class=\"__3 _228\"></span>l\u00e4\u00e4n konserniti<span class=\"__3 _228\"></span>linp\u00e4\u00e4t\u00f6kseen si<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>\u00e4 hetkest\u00e4 l\u00e4htien<span class=\"__3 _228\"></span>, kun emoyhti\u00f6<span class=\"__3 _228\"></span> on sa<span class=\"__3 _223\"></span>anut m\u00e4\u00e4r\u00e4ysval<span class=\"__3 _228\"></span>lan. Luo<span class=\"__3 _228\"></span>vutetut tyt<span class=\"__3 _223\"></span>\u00e4ryhti\u00f6t<span class=\"__3 _228\"></span> yhdis<span class=\"__3 _228\"></span>tel<span class=\"__3 _228\"></span>l\u00e4\u00e4n si<span class=\"__3 _228\"></span>ihen<span class=\"__3 _228\"></span> s<span class=\"__3 _223\"></span>aakk<span class=\"__3 _223\"></span>a, kun<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ne<span class=\"__3 _223\"></span>s m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a la<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a. Hankitu<span class=\"__3 _223\"></span>t ty<span class=\"__3 _223\"></span>t\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>yhti\u00f6t<span class=\"__3 _228\"></span> y<span class=\"__3 _223\"></span>hdiste<span class=\"__3 _228\"></span>ll\u00e4\u00e4n konsernitil<span class=\"__3 _228\"></span>inp\u00e4\u00e4t\u00f6ks<span class=\"__3 _223\"></span>een hankinta-<span class=\"ls1_3 ws1_3\"> </span>me<span class=\"__3 _223\"></span>net<span class=\"__3 _223\"></span>elm<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4e<span class=\"__3 _223\"></span>n. Lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>tu v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti<span class=\"__3 _223\"></span>ke ja h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>un y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>n yk<span class=\"__3 _223\"></span>si<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>l\u00f6it<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 ole<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>t ja v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si ot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>ut v<span class=\"__3 _223\"></span>ela<span class=\"__3 _223\"></span>t ar<span class=\"__3 _221\"></span>vos<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>in<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>ta-ajankoh<span class=\"__3 _228\"></span>dan k\u00e4ypii<span class=\"__3 _228\"></span>n arvoih<span class=\"__3 _228\"></span>in. Lu<span class=\"__3 _228\"></span>ovutettu vastike<span class=\"__3 _228\"></span> sis\u00e4l<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4\u00e4 mahdol<span class=\"__3 _228\"></span>li<span class=\"__3 _228\"></span>set luovutetut varat, hank<span class=\"__3 _223\"></span>kijaosapuolel<span class=\"__3 _228\"></span>le hankinnan kohteen aiempia<span class=\"__3 _228\"></span> omis<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>ajia ko<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>yn<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>t vela<span class=\"__3 _223\"></span>t se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 liik<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n la<span class=\"__3 _223\"></span>ske<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>t o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n ehtoise<span class=\"__3 _228\"></span>t osuudet. Luovutettu va<span class=\"__3 _223\"></span>stike e<span class=\"__3 _228\"></span>i sis\u00e4l<span class=\"__3 _228\"></span>l\u00e4 hankinna<span class=\"__3 _223\"></span>sta eril<span class=\"__3 _228\"></span>lisen\u00e4 k<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>itel<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>i\u00e4 liike<span class=\"__3 _223\"></span>toimi<span class=\"__3 _223\"></span>a, v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n n<span class=\"__3 _223\"></span>\u00e4m<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>ell\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n ha<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>n y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>yde<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 tulos<span class=\"__3 _223\"></span>vai<span class=\"__3 _223\"></span>ku<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>teis<span class=\"__3 _223\"></span>esti.<span class=\"__3 _13b\"> </span>Liik<span class=\"__3 _228\"></span>etoimi<span class=\"__3 _228\"></span>ntojen<span class=\"__3 _228\"></span> yhdist\u00e4miseen li<span class=\"__3 _228\"></span>itt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4 mahdol<span class=\"__3 _228\"></span>linen<span class=\"__3 _228\"></span> ehdoll<span class=\"__3 _228\"></span>inen vastike (l<span class=\"__3 _228\"></span>is\u00e4kauppahinta<span class=\"__3 _228\"></span>) arvostetaan k\u00e4yp\u00e4\u00e4n ar<span class=\"__3 _223\"></span>voon<span class=\"__3 _228\"></span> hankinta-ajank<span class=\"__3 _228\"></span>ohtana. Se lu<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>itell<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an jo<span class=\"__3 _223\"></span>ko vel<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i om<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si. Vela<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si luo<span class=\"__3 _223\"></span>ki<span class=\"__3 _223\"></span>tel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu ehdol<span class=\"__3 _228\"></span>linen<span class=\"__3 _228\"></span> va<span class=\"__3 _223\"></span>stike<span class=\"__3 _228\"></span> ar<span class=\"__3 _223\"></span>vostet<span class=\"__3 _223\"></span>aan k\u00e4yp<span class=\"__3 _223\"></span>\u00e4\u00e4n ar<span class=\"__3 _223\"></span>voon jokaisen raportoin<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>en p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>misp<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>. T\u00e4<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>\u00e4 s<span class=\"__3 _223\"></span>yn<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4 v<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>o t<span class=\"__3 _223\"></span>ai t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppio k<span class=\"__3 _223\"></span>ir<span class=\"__3 _223\"></span>jat<span class=\"__3 _221\"></span>aa<span class=\"__3 _223\"></span>n tulosvaikutteisesti.<span class=\"__3 _228\"></span> Omak<span class=\"__3 _223\"></span>si p\u00e4\u00e4omaksi luokite<span class=\"__3 _228\"></span>ltua ehdoll<span class=\"__3 _228\"></span>ista vastikett<span class=\"__3 _223\"></span>a ei arvosteta uudel<span class=\"__3 _228\"></span>leen.<span class=\"__3 _13b\"> </span>Hankint<span class=\"__3 _223\"></span>aan liitty<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t menot, kuten asiantunti<span class=\"__3 _228\"></span>japalkkiot, kirjataa<span class=\"__3 _223\"></span>n kulu<span class=\"__3 _228\"></span>ik<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>si k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>silla, joi<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a me<span class=\"__3 _223\"></span>not tot<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t ja p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>t otet<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>an v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, luk<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>n ot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>ta v<span class=\"__3 _223\"></span>ie<span class=\"__3 _223\"></span>ra<span class=\"__3 _221\"></span>an t<span class=\"__3 _223\"></span>ai o<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>hto<span class=\"__3 _223\"></span>iste<span class=\"__3 _223\"></span>n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>eide<span class=\"__3 _223\"></span>n li<span class=\"__3 _228\"></span>ikkeeseenlaskust<span class=\"__3 _223\"></span>a aiheutuvia meno<span class=\"__3 _228\"></span>ja<span class=\"__3 _13b\"> </span><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls1_3 ws1_3 gs85\">Ole<span class=\"__3 _223\"></span>tuks<span class=\"__3 _223\"></span>et j<span class=\"__3 _223\"></span>a ar<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>oih<span class=\"__3 _223\"></span>in lii<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>t ep\u00e4va<span class=\"__3 _223\"></span>rmuu<span class=\"__3 _223\"></span>ste<span class=\"__3 _223\"></span>kij<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws1_3 gs86\">Liik<span class=\"__3 _228\"></span>etoimi<span class=\"__3 _228\"></span>ntojen<span class=\"__3 _228\"></span> yhdist\u00e4misess<span class=\"__3 _223\"></span>\u00e4 k\u00e4ypien arvojen<span class=\"__3 _228\"></span> m\u00e4<span class=\"__3 _223\"></span>\u00e4rit<span class=\"__3 _223\"></span>t\u00e4minen edel<span class=\"ls1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws2a_3 gs87\">ly<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>\u00e4 j<span class=\"__3 _223\"></span>oh<span class=\"__3 _223\"></span>dolt<span class=\"__3 _221\"></span>a ha<span class=\"__3 _223\"></span>rk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a ko<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ien lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>un v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>en s<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>\u00e4 y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sil\u00f6it<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws3f_2 gs88\">viss\u00e4 olevi<span class=\"__3 _228\"></span>en omaisuuserien,<span class=\"__3 _228\"></span> velko<span class=\"__3 _228\"></span>jen sek\u00e4 ehdol<span class=\"__3 _228\"></span>listen<span class=\"__3 _228\"></span> velko<span class=\"__3 _228\"></span>jen kirj<span class=\"__3 _228\"></span>a<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws33_3 gs89\">mist<span class=\"__3 _223\"></span>a ja k<span class=\"__3 _223\"></span>\u00e4yp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>on ar<span class=\"__3 _221\"></span>vost<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mist<span class=\"__3 _223\"></span>a. Liike<span class=\"__3 _223\"></span>toimintojen yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4misis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws57_2 gs8a\">on ti<span class=\"__3 _228\"></span>likautena 201<span class=\"__3 _228\"></span>8<span class=\"__3 _228\"></span> liik<span class=\"__3 _228\"></span>e<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>vosta eril<span class=\"__3 _228\"></span>lisen\u00e4 on<span class=\"__3 _228\"></span> tunnistettu aineettomina<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls12_3 ws22_3 gs8b\">oike<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sin<span class=\"__3 _223\"></span>a a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>uh<span class=\"__3 _223\"></span>tei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a ja ne o<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u ko<span class=\"__3 _223\"></span>nse<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>nit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en. L<span class=\"__3 _223\"></span>ii<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls11_3 ws1e_3 gs8c\">ke<span class=\"__3 _223\"></span>ar<span class=\"__3 _221\"></span>vo ja a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>suh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>et te<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ar<span class=\"__3 _221\"></span>von<span class=\"__3 _223\"></span>ale<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>umis<span class=\"__3 _223\"></span>en v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>osit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>ain<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h2_3 ff1_3 fs0_3 fc0_3 sc0_3 ls0_3 ws0_3 gs5a\">10<span class=\"__3 _223\"></span>7<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h3_3 ff2_3 fs1_3 fc1_3 sc0_3 ls1_3 ws1_3 gs5b\">u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls1_3 ws1_3 gs93\">Han<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>nat t<span class=\"__3 _223\"></span>ilik<span class=\"__3 _223\"></span>ausi<span class=\"__3 _223\"></span>lla 2<span class=\"__3 _223\"></span>02<span class=\"__3 _223\"></span>4 ja 20<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws7_3 gs94\">T<span class=\"__3 _228\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00e4r<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s UB F<span class=\"__3 _223\"></span>innis<span class=\"__3 _223\"></span>h Pr<span class=\"__3 _223\"></span>op<span class=\"__3 _223\"></span>er<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y Oy lu<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti t<span class=\"__3 _223\"></span>ilika<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>ella 2<span class=\"__3 _223\"></span>025 o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>eit<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws1d_3 gs95\">v\u00e4hemmist\u00f6omi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>lta, jonka kaut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a konserni<span class=\"__3 _228\"></span>n omistusosuus<span class=\"__3 _228\"></span> yhti\u00f6st\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws5a_2 gs96\">k<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>voi. K<span class=\"__3 _223\"></span>osk<span class=\"__3 _221\"></span>a kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rnilla o<span class=\"__3 _223\"></span>n jo aie<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>in ollut m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4ys<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>i\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>, </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws5b_2 gs97\">lis\u00e4<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n ha<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a on k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>elt<span class=\"__3 _223\"></span>y o<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>an si<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4is<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>\u00e4 j\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>ste<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls31_3 ws8_3 gs98\">lyn\u00e4. Lis\u00e4ksi ty<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>yrit<span class=\"__3 _223\"></span>ys UB Omaisuudenho<span class=\"__3 _228\"></span>ito Oy hankki til<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>audell<span class=\"__3 _228\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls31_3 ws3d_3 gs99\">enemmist\u00f6o<span class=\"__3 _228\"></span>suuden t<span class=\"__3 _223\"></span>yt<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>yhti\u00f6 Northbridge Investment Office Group<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws5a_2 gs9a\">Oy:sta. Osak<span class=\"__3 _223\"></span>assopimukseen perustuen hankinta on k\u00e4sitelty ty<span class=\"__3 _223\"></span>t\u00e4r<span class=\"__3 _223\"></span>yh<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws35_3 gs9b\">ti\u00f6<span class=\"__3 _223\"></span>n pe<span class=\"__3 _223\"></span>ru<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>a. V<span class=\"__3 _223\"></span>uon<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a 20<span class=\"__3 _223\"></span>2<span class=\"__3 _228\"></span>4 ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ni ei h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>inu<span class=\"__3 _223\"></span>t lis<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>su<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sia </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs9c\">ulkopuolisist<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>hti\u00f6is<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 ta<span class=\"__3 _223\"></span>i m\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>allat<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>milt<span class=\"__3 _223\"></span>a omist<span class=\"__3 _223\"></span>ajilt<span class=\"__3 _223\"></span>a<span class=\"__3 _13b\"> </span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-298": {
   "value": "United Bankers Oyj",
   "dimensions": {
    "concept": "ifrs-full:NameOfUltimateParentOfGroup",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-299": {
   "value": "<div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws32_3 gs4a\">Konsernin sis\u00e4iset l<span class=\"__3 _228\"></span>iiketap<span class=\"__3 _223\"></span>ahtum<span class=\"__3 _223\"></span>at, sa<span class=\"__3 _223\"></span>amiset, velat ja<span class=\"__3 _228\"></span> re<span class=\"__3 _223\"></span>alisoitumatto<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls18_3 ws33_3 gs4b\">mat k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>t sek<span class=\"__3 _223\"></span>\u00e4 sis<span class=\"__3 _223\"></span>\u00e4inen voi<span class=\"__3 _223\"></span>tonja<span class=\"__3 _223\"></span>ko eliminoida<span class=\"__3 _223\"></span>an ko<span class=\"__3 _223\"></span>nse<span class=\"__3 _223\"></span>rnitilinp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wsb_3 gs4c\">laaditt<span class=\"__3 _223\"></span>aess<span class=\"__3 _223\"></span>a. Til<span class=\"__3 _228\"></span>ikauden voiton<span class=\"__3 _228\"></span> (tappion<span class=\"__3 _228\"></span>) jakaut<span class=\"__3 _223\"></span>uminen<span class=\"__3 _228\"></span> m\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4ysvallat<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls19_3 ws13_3 gs4d\">tomille om<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>ajille esi<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n la<span class=\"__3 _223\"></span>aj<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>ulo<span class=\"__3 _223\"></span>sla<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>elma<span class=\"__3 _223\"></span>n y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>yde<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>. M<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1a_3 wsa_3 gs4e\">r\u00e4ysvallattomien om<span class=\"__3 _228\"></span>ist<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>en osuus omasta p\u00e4<span class=\"__3 _223\"></span>\u00e4omast<span class=\"__3 _223\"></span>a esitet\u00e4\u00e4n omana </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1b_3 ws34_3 gs4f\">er\u00e4n\u00e4\u00e4n tase<span class=\"__3 _228\"></span>en omassa<span class=\"__3 _228\"></span> p\u00e4\u00e4omassa.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws2d_3 gs51\">M\u00e4\u00e4<span class=\"__3 _223\"></span>r\u00e4ysvallattomien<span class=\"__3 _228\"></span> omistajien<span class=\"__3 _228\"></span> osuuden esitt\u00e4<span class=\"__3 _223\"></span>minen<span class=\"__3 _228\"></span> tilantei<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>sa, jois<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1c_3 ws3d_3 gs52\">sa on ol<span class=\"__3 _228\"></span>ema<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a eri<span class=\"__3 _228\"></span>lli<span class=\"__3 _228\"></span>seen sopimukseen perustuvia ehto<span class=\"__3 _228\"></span>ja edel<span class=\"__3 _228\"></span>ly<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00e4<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1d_3 ws3e_3 gs53\">jo<span class=\"__3 _228\"></span>hd<span class=\"__3 _228\"></span>olta<span class=\"__3 _228\"></span> ha<span class=\"__3 _228\"></span>rkin<span class=\"__3 _228\"></span>taa.<span class=\"__3 _228\"></span> Joh<span class=\"__3 _228\"></span>to<span class=\"__3 _228\"></span> on<span class=\"__3 _228\"></span> k\u00e4ytt\u00e4n<span class=\"__3 _228\"></span>yt ha<span class=\"__3 _228\"></span>rkin<span class=\"__3 _228\"></span>taa e<span class=\"__3 _228\"></span>si<span class=\"__3 _228\"></span>tt\u00e4ess\u00e4\u00e4<span class=\"__3 _228\"></span>n m\u00e4\u00e4<span class=\"__3 _228\"></span>r\u00e4ys<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws3f_2 gs54\">vallattomien<span class=\"__3 _228\"></span> omistajien<span class=\"__3 _228\"></span> osuudet erikseen<span class=\"__3 _228\"></span> om<span class=\"__3 _223\"></span>ass<span class=\"__3 _223\"></span>a p\u00e4\u00e4omas<span class=\"__3 _223\"></span>sa ja laajan </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws13_3 gs55\">tulo<span class=\"__3 _223\"></span>sla<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>kelm<span class=\"__3 _223\"></span>an y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>teyd<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 ko<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ie<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>ti\u00f6i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4, jo<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a Uni<span class=\"__3 _223\"></span>ted B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws31_3 gs56\">kersil<span class=\"__3 _228\"></span>la on<span class=\"__3 _228\"></span> osto-<span class=\"__3 _223\"></span>optio tai l<span class=\"__3 _228\"></span>unast<span class=\"__3 _223\"></span>usoikeu<span class=\"__3 _228\"></span>s m\u00e4<span class=\"__3 _223\"></span>\u00e4r\u00e4ysvallattomien om<span class=\"__3 _228\"></span>ist<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws35_3 gs57\">jien<span class=\"__3 _228\"></span> osuuksiin<span class=\"__3 _228\"></span>. M\u00e4\u00e4<span class=\"__3 _223\"></span>r\u00e4ysvallattomil<span class=\"__3 _228\"></span>la omi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>lla<span class=\"__3 _228\"></span> on rapor<span class=\"__3 _223\"></span>tointihetke<span class=\"__3 _228\"></span>ll\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs58\">oikeus<span class=\"__3 _228\"></span> osinkoon ja<span class=\"__3 _228\"></span> yhti\u00f6iden nettovaralli<span class=\"__3 _228\"></span>suuteen.<span class=\"__3 _13b\"> </span></div>Konsernirakenne<span class=\"__3 _13b\"> </span>31<span class=\"__3 _227\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2025<span class=\"__3 _228\"></span> United Bankers -konserniin<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>uulu<span class=\"__3 _228\"></span>iv<span class=\"__3 _223\"></span>at seuraav<span class=\"__3 _223\"></span>at yhti\u00f6t:<span class=\"__3 _13b\"> </span>Emoyht<span class=\"__3 _228\"></span>i\u00f6<span class=\"__3 _a_3\"> </span><span class=\"ls12_3 ws45_2\">Kotipaik<span class=\"__3 _223\"></span>ka<span class=\"__3 _13b\"> </span></span>Unit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s O<span class=\"__3 _223\"></span>yj<span class=\"__3 _b_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _13b\"> </span></span>T<span class=\"__3 _228\"></span>yt\u00e4r<span class=\"__3 _223\"></span>yhti\u00f6t<span class=\"__3 _228\"></span> (su<span class=\"__3 _228\"></span>orat j<span class=\"__3 _228\"></span>a v\u00e4li<span class=\"__3 _228\"></span>lliset<span class=\"__3 _228\"></span>)<span class=\"__3 _c_3\"> </span><span class=\"lsf_3 ws46_2\">Omistus<span class=\"__3 _d_3\"> </span><span class=\"ls12_3 ws45_2\">Kotipaik<span class=\"__3 _223\"></span>ka<span class=\"__3 _13b\"> </span></span></span>Yh<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i\u00f6n o<span class=\"__3 _223\"></span>ma p\u00e4\u00e4<span class=\"__3 _223\"></span>oma 3<span class=\"__3 _223\"></span>1<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>12.2<span class=\"__3 _223\"></span>02<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _13b\"> </span>Yh<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i\u00f6n t<span class=\"__3 _223\"></span>ili<span class=\"__3 _223\"></span>ka<span class=\"__3 _223\"></span>ude<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>los 2<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>25 1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _13b\"> </span>UB Corporate Finance<span class=\"__3 _228\"></span> Oy<span class=\"__3 _e_3\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _231\"> </span><span class=\"ls22_3 ws48_2\">247<span class=\"__3 _232\"> </span><span class=\"ls1_3 ws1_3\">9<span class=\"__3 _13b\"> </span></span></span></span></span>UB Omaisuudenhoit<span class=\"__3 _228\"></span>o Oy*<span class=\"__3 _233\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _234\"> </span><span class=\"ls19_3 ws2a_3\">1<span class=\"__3 _228\"></span>4 670<span class=\"__3 _235\"> </span><span class=\"ls1_3 ws1_3\">1 85<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span></span></span></span></span>UB R<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>oyh<span class=\"__3 _223\"></span>ti\u00f6 O<span class=\"__3 _223\"></span>y<span class=\"__3 _236\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _237\"> </span></span></span>1 322<span class=\"__3 _238\"> </span><span class=\"ls23_3 ws1a_3\">14<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span></span>UB Nordi<span class=\"__3 _228\"></span>c Forest Management Oy<span class=\"__3 _239\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _240\"> </span><span class=\"ls13_3 ws26_3\">80<span class=\"__3 _1a_2\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _13b\"> </span></span></span></span></span>UB Y<span class=\"__3 _228\"></span>rit<span class=\"__3 _223\"></span>ysr<span class=\"__3 _223\"></span>ahoitus Oy<span class=\"__3 _1b_2\"> </span><span class=\"ls1_3 ws1_3\">90 %<span class=\"__3 _1c_2\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _240\"> </span><span class=\"lse_3 wsb_3\">21<span class=\"__3 _1d_2\"> </span><span class=\"ls22_3 ws48_2\">-24<span class=\"__3 _13b\"> </span></span></span></span></span>UB R<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>us O<span class=\"__3 _223\"></span>y<span class=\"__3 _1e_2\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _1f_2\"> </span><span class=\"ls24_3 ws49_2\">3<span class=\"__3 _223\"></span>41<span class=\"__3 _241\"> </span><span class=\"ls25_3 ws4a_2\">-11<span class=\"__3 _13b\"> </span></span></span></span></span>UB M<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>la<span class=\"__3 _223\"></span>rit O<span class=\"__3 _223\"></span>y<span class=\"__3 _242\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _243\"> </span></span></span>4<span class=\"__3 _1a_2\"> </span>0<span class=\"__3 _13b\"> </span>UB Fi<span class=\"__3 _223\"></span>nnis<span class=\"__3 _223\"></span>h Pr<span class=\"__3 _223\"></span>op<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y Oy<span class=\"__3 _244\"> </span>86 %<span class=\"__3 _1c_2\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _1f_2\"> </span><span class=\"ls26_3 ws5_3\">675<span class=\"__3 _245\"> </span><span class=\"ls19_3 ws2a_3\">670<span class=\"__3 _13b\"> </span></span></span></span>UB Cle<span class=\"__3 _223\"></span>an E<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>rg<span class=\"__3 _223\"></span>y O<span class=\"__3 _223\"></span>y<span class=\"__3 _246\"> </span>79 %<span class=\"__3 _1c_2\"> </span><span class=\"ls20_3 ws11_3\">Helsinki<span class=\"__3 _231\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _223\"></span>1<span class=\"__3 _245\"> </span><span class=\"ls27_3 ws4b_2\">590<span class=\"__3 _13b\"> </span></span></span></span>UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d II<span class=\"__3 _223\"></span>I Ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy <span class=\"__3 _247\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _243\"> </span></span></span>7<span class=\"__3 _248\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _13b\"> </span></span>UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d I<span class=\"__3 _223\"></span>V M<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy <span class=\"__3 _249\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _250\"> </span><span class=\"ls29_3 ws4c_2\">18<span class=\"__3 _232\"> </span></span></span></span>2<span class=\"__3 _13b\"> </span>UB Fo<span class=\"__3 _223\"></span>re<span class=\"__3 _223\"></span>st &amp; F<span class=\"__3 _223\"></span>ibr<span class=\"__3 _223\"></span>e Ad<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>y O<span class=\"__3 _223\"></span>y<span class=\"__3 _2a_2\"> </span>70 %<span class=\"__3 _1c_2\"> </span><span class=\"ls20_3 ws11_3\">Helsinki<span class=\"__3 _1f_2\"> </span><span class=\"ls14_3 ws4d_2\">697<span class=\"__3 _2b_2\"> </span><span class=\"lsf_3 ws46_2\">89<span class=\"__3 _13b\"> </span></span></span></span>UB Fo<span class=\"__3 _223\"></span>re<span class=\"__3 _223\"></span>st &amp; F<span class=\"__3 _223\"></span>ibr<span class=\"__3 _223\"></span>e Ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy<span class=\"__3 _2c_2\"> </span>70 %<span class=\"__3 _1c_2\"> </span><span class=\"ls20_3 ws11_3\">Helsinki<span class=\"__3 _2d_2\"> </span><span class=\"ls2a_3 ws4e_2\">124<span class=\"__3 _2e_2\"> </span></span></span>-<span class=\"__3 _13b\"> </span>UB Asuntorahasto Management Oy<span class=\"__3 _2f_2\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _f_3\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _251\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _252\"> </span>-<span class=\"__3 _13b\"> </span></span></span></span>Nort<span class=\"__3 _223\"></span>hbridge In<span class=\"__3 _228\"></span>vestment Of<span class=\"__3 _223\"></span>fice Group<span class=\"__3 _228\"></span> Oy<span class=\"__3 _253\"> </span><span class=\"ls1_3 ws1_3\">66 %<span class=\"__3 _1c_2\"> </span><span class=\"ls20_3 ws11_3\">Helsink<span class=\"__3 _223\"></span>i<span class=\"__3 _1f_2\"> </span><span class=\"ls27_3 ws4b_2\">285<span class=\"__3 _254\"> </span><span class=\"ls2b_3 ws4f_2\">-15<span class=\"__3 _13b\"> </span></span></span></span></span>Nort<span class=\"__3 _223\"></span>hBridge Inv<span class=\"__3 _228\"></span>estment Of<span class=\"__3 _223\"></span>fice Sweden AB<span class=\"__3 _245\"> </span><span class=\"ls1_3 ws1_3\">66 %<span class=\"__3 _255\"> </span><span class=\"ls29_3 ws4c_2\">Tu<span class=\"__3 _223\"></span>k<span class=\"__3 _221\"></span>h<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>m<span class=\"__3 _221\"></span>a<span class=\"__3 _256\"> </span></span>2<span class=\"__3 _248\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _13b\"> </span></span></span>Nort<span class=\"__3 _223\"></span>hbridge In<span class=\"__3 _228\"></span>vestment Of<span class=\"__3 _223\"></span>fice GP (Luxembourg<span class=\"__3 _228\"></span>) Sarl<span class=\"__3 _257\"> </span><span class=\"ls1_3 ws1_3\">66 %<span class=\"__3 _258\"> </span><span class=\"ls1a_3 ws1d_3\">Luxemburg<span class=\"__3 _259\"> </span><span class=\"lsc_3 ws3c_3\">39<span class=\"__3 _260\"> </span><span class=\"ls29_3 ws4c_2\">-<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>18<span class=\"__3 _13b\"> </span></span></span></span></span>*UB Om<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>suu<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>nh<span class=\"__3 _223\"></span>oito O<span class=\"__3 _223\"></span>y:ll\u00e4 on si<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>uliike Ru<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>sis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _13b\"> </span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-300": {
   "value": "Til<span class=\"__3 _228\"></span>ikauden voiton<span class=\"__3 _228\"></span> (tappion<span class=\"__3 _228\"></span>) jakaut<span class=\"__3 _223\"></span>uminen<span class=\"__3 _228\"></span> m\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4ysvallat<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tomille om<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>ajille esi<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n la<span class=\"__3 _223\"></span>aj<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>ulo<span class=\"__3 _223\"></span>sla<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>elma<span class=\"__3 _223\"></span>n y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>yde<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>. M<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>r\u00e4ysvallattomien om<span class=\"__3 _228\"></span>ist<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>en osuus omasta p\u00e4<span class=\"__3 _223\"></span>\u00e4omast<span class=\"__3 _223\"></span>a esitet\u00e4\u00e4n omana er\u00e4n\u00e4\u00e4n tase<span class=\"__3 _228\"></span>en omassa<span class=\"__3 _228\"></span> p\u00e4\u00e4omassa.<span class=\"__3 _13b\"> </span>M\u00e4\u00e4<span class=\"__3 _223\"></span>r\u00e4ysvallattomien<span class=\"__3 _228\"></span> omistajien<span class=\"__3 _228\"></span> osuuden esitt\u00e4<span class=\"__3 _223\"></span>minen<span class=\"__3 _228\"></span> tilantei<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>sa, jois<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>sa on ol<span class=\"__3 _228\"></span>ema<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a eri<span class=\"__3 _228\"></span>lli<span class=\"__3 _228\"></span>seen sopimukseen perustuvia ehto<span class=\"__3 _228\"></span>ja edel<span class=\"__3 _228\"></span>ly<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00e4<span class=\"__3 _223\"></span>\u00e4 jo<span class=\"__3 _228\"></span>hd<span class=\"__3 _228\"></span>olta<span class=\"__3 _228\"></span> ha<span class=\"__3 _228\"></span>rkin<span class=\"__3 _228\"></span>taa.<span class=\"__3 _228\"></span> Joh<span class=\"__3 _228\"></span>to<span class=\"__3 _228\"></span> on<span class=\"__3 _228\"></span> k\u00e4ytt\u00e4n<span class=\"__3 _228\"></span>yt ha<span class=\"__3 _228\"></span>rkin<span class=\"__3 _228\"></span>taa e<span class=\"__3 _228\"></span>si<span class=\"__3 _228\"></span>tt\u00e4ess\u00e4\u00e4<span class=\"__3 _228\"></span>n m\u00e4\u00e4<span class=\"__3 _228\"></span>r\u00e4ys<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>vallattomien<span class=\"__3 _228\"></span> omistajien<span class=\"__3 _228\"></span> osuudet erikseen<span class=\"__3 _228\"></span> om<span class=\"__3 _223\"></span>ass<span class=\"__3 _223\"></span>a p\u00e4\u00e4omas<span class=\"__3 _223\"></span>sa ja laajan tulo<span class=\"__3 _223\"></span>sla<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>kelm<span class=\"__3 _223\"></span>an y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>teyd<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 ko<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ie<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>ti\u00f6i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4, jo<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a Uni<span class=\"__3 _223\"></span>ted B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>kersil<span class=\"__3 _228\"></span>la on<span class=\"__3 _228\"></span> osto-<span class=\"__3 _223\"></span>optio tai l<span class=\"__3 _228\"></span>unast<span class=\"__3 _223\"></span>usoikeu<span class=\"__3 _228\"></span>s m\u00e4<span class=\"__3 _223\"></span>\u00e4r\u00e4ysvallattomien om<span class=\"__3 _228\"></span>ist<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>jien<span class=\"__3 _228\"></span> osuuksiin<span class=\"__3 _228\"></span>. M\u00e4\u00e4<span class=\"__3 _223\"></span>r\u00e4ysvallattomil<span class=\"__3 _228\"></span>la omi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>lla<span class=\"__3 _228\"></span> on rapor<span class=\"__3 _223\"></span>tointihetke<span class=\"__3 _228\"></span>ll\u00e4 oikeus<span class=\"__3 _228\"></span> osinkoon ja<span class=\"__3 _228\"></span> yhti\u00f6iden nettovaralli<span class=\"__3 _228\"></span>suuteen.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTransactionsWithNoncontrollingInterestsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-301": {
   "value": "Os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ku<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>yr<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t ov<span class=\"__3 _223\"></span>at y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si\u00e4<span class=\"__3 _223\"></span>, jois<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ko<span class=\"__3 _223\"></span>nse<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>nilla on h<span class=\"__3 _223\"></span>uom<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va v<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>ku<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>lt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni k<span class=\"__3 _221\"></span>at<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>o, et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 h<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va v<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>lt<span class=\"__3 _223\"></span>a sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>y p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>t\u00f6is<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ti silloin, k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>n kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>i omis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a 20<span class=\"__3 _223\"></span>-<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span>0 pr<span class=\"__3 _223\"></span>ose<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>tia y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>en \u00e4<span class=\"__3 _223\"></span>\u00e4ni<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>alla<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i k<span class=\"__3 _223\"></span>un ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nilla on m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>toin h<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, mutta ei m\u00e4\u00e4r\u00e4ysva<span class=\"__3 _228\"></span>lta<span class=\"__3 _223\"></span>a. Osakkuusyht<span class=\"__3 _228\"></span>i\u00f6t<span class=\"__3 _228\"></span> yhdist<span class=\"__3 _228\"></span>ell<span class=\"__3 _228\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n k<span class=\"__3 _228\"></span>onsernit<span class=\"__3 _228\"></span>il<span class=\"__3 _228\"></span>inp\u00e4\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t\u00f6kseen p\u00e4\u00e4om<span class=\"__3 _223\"></span>aosuusmenetel<span class=\"__3 _228\"></span>m<span class=\"__3 _223\"></span>\u00e4ll<span class=\"__3 _228\"></span>\u00e4. Osuut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a osakk<span class=\"__3 _223\"></span>uusyhti\u00f6n tappios<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a ylit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 sijoit<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>en k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>np<span class=\"__3 _223\"></span>ito<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>n, ei y<span class=\"__3 _223\"></span>hdi<span class=\"__3 _223\"></span>ste<span class=\"__3 _223\"></span>ll\u00e4 kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>itilin<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n, ellei k<span class=\"__3 _223\"></span>ons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ni ole s<span class=\"__3 _223\"></span>ito<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>ut o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>usy<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>n vel<span class=\"__3 _223\"></span>voit<span class=\"__3 _221\"></span>tei<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>den t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>mise<span class=\"__3 _223\"></span>en. Kon<span class=\"__3 _223\"></span>ser<span class=\"__3 _223\"></span>nis<span class=\"__3 _223\"></span>sa ei ole ollut y<span class=\"__3 _223\"></span>hdistel<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yj\u00e4 os<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>syh<span class=\"__3 _223\"></span>ti<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>\u00f6it\u00e4 til<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>ausil<span class=\"__3 _228\"></span>la 202<span class=\"__3 _228\"></span>4 ja 2025<span class=\"__3 _13b\"> </span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-302": {
   "value": "Os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ku<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>yr<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t ov<span class=\"__3 _223\"></span>at y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si\u00e4<span class=\"__3 _223\"></span>, jois<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ko<span class=\"__3 _223\"></span>nse<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>nilla on h<span class=\"__3 _223\"></span>uom<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va v<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>ku<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>lt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni k<span class=\"__3 _221\"></span>at<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>o, et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 h<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va v<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>lt<span class=\"__3 _223\"></span>a sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>y p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>t\u00f6is<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ti silloin, k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>n kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>i omis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a 20<span class=\"__3 _223\"></span>-<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span>0 pr<span class=\"__3 _223\"></span>ose<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>tia y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>en \u00e4<span class=\"__3 _223\"></span>\u00e4ni<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>alla<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i k<span class=\"__3 _223\"></span>un ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nilla on m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>toin h<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, mutta ei m\u00e4\u00e4r\u00e4ysva<span class=\"__3 _228\"></span>lta<span class=\"__3 _223\"></span>a. Osakkuusyht<span class=\"__3 _228\"></span>i\u00f6t<span class=\"__3 _228\"></span> yhdist<span class=\"__3 _228\"></span>ell<span class=\"__3 _228\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n k<span class=\"__3 _228\"></span>onsernit<span class=\"__3 _228\"></span>il<span class=\"__3 _228\"></span>inp\u00e4\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t\u00f6kseen p\u00e4\u00e4om<span class=\"__3 _223\"></span>aosuusmenetel<span class=\"__3 _228\"></span>m<span class=\"__3 _223\"></span>\u00e4ll<span class=\"__3 _228\"></span>\u00e4. Osuut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a osakk<span class=\"__3 _223\"></span>uusyhti\u00f6n tappios<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a ylit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 sijoit<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>en k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>np<span class=\"__3 _223\"></span>ito<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>n, ei y<span class=\"__3 _223\"></span>hdi<span class=\"__3 _223\"></span>ste<span class=\"__3 _223\"></span>ll\u00e4 kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>itilin<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n, ellei k<span class=\"__3 _223\"></span>ons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ni ole s<span class=\"__3 _223\"></span>ito<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>ut o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>usy<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>n vel<span class=\"__3 _223\"></span>voit<span class=\"__3 _221\"></span>tei<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>den t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>mise<span class=\"__3 _223\"></span>en. Kon<span class=\"__3 _223\"></span>ser<span class=\"__3 _223\"></span>nis<span class=\"__3 _223\"></span>sa ei ole ollut y<span class=\"__3 _223\"></span>hdistel<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yj\u00e4 os<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>syh<span class=\"__3 _223\"></span>ti<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>\u00f6it\u00e4 til<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>ausil<span class=\"__3 _228\"></span>la 202<span class=\"__3 _228\"></span>4 ja 2025<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociates",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-303": {
   "value": "<div class=\"t_3 m0_3 h2_3 ff1_3 fs0_3 fc0_3 sc0_3 ls0_3 ws0_3 gs5a\">10<span class=\"__3 _221\"></span>5<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h3_3 ff2_3 fs1_3 fc1_3 sc0_3 ls1_3 ws1_3 gs5b\">u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws8_3 gs5c\">Konserniyhti\u00f6i<span class=\"__3 _228\"></span>den til<span class=\"__3 _228\"></span>inp\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6ksiin<span class=\"__3 _228\"></span> sis\u00e4lt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v\u00e4t er\u00e4t ar<span class=\"__3 _223\"></span>vosteta<span class=\"__3 _223\"></span>an k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00e4en </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls16_3 ws1e_3 gs5d\">se<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>alou<span class=\"__3 _223\"></span>dellis<span class=\"__3 _223\"></span>en y<span class=\"__3 _223\"></span>mp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ris<span class=\"__3 _223\"></span>t\u00f6n v<span class=\"__3 _223\"></span>alu<span class=\"__3 _223\"></span>ut<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>sein<span class=\"__3 _223\"></span>en y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>asi<span class=\"__3 _223\"></span>al<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls18_3 ws33_3 gs5e\">lisest<span class=\"__3 _223\"></span>i toimii (\u201dtoimint<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>aluu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a\u201d)<span class=\"__3 _228\"></span>. Ko<span class=\"__3 _223\"></span>nse<span class=\"__3 _223\"></span>rnit<span class=\"__3 _223\"></span>ilinp\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6<span class=\"__3 _223\"></span>s esitet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n eurois<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs5f\">s<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a on e<span class=\"__3 _223\"></span>moy<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>i\u00f6n t<span class=\"__3 _223\"></span>oimin<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a- j<span class=\"__3 _223\"></span>a esi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>luu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws41_2 gs61\">Val<span class=\"__3 _228\"></span>uutt<span class=\"__3 _223\"></span>am\u00e4\u00e4r\u00e4iset<span class=\"__3 _228\"></span> lii<span class=\"__3 _228\"></span>ketapahtumat<span class=\"__3 _228\"></span> muunnetaan pai<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>al<span class=\"__3 _228\"></span>lise<span class=\"__3 _228\"></span>en to<span class=\"__3 _228\"></span>imin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls7_3 ws42_2 gs62\">valuut<span class=\"__3 _223\"></span>ta<span class=\"__3 _223\"></span>an k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4en kuuka<span class=\"__3 _223\"></span>usitt<span class=\"__3 _223\"></span>aisia<span class=\"__3 _228\"></span> kesk<span class=\"__3 _223\"></span>ikurss<span class=\"__3 _223\"></span>eja. V<span class=\"__3 _228\"></span>aluut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>am\u00e4<span class=\"__3 _223\"></span>\u00e4r\u00e4iset </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls10_3 ws22_3 gs63\">s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t ja vel<span class=\"__3 _223\"></span>at m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n toimi<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>luu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ojen m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>isik<span class=\"__3 _223\"></span>si k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws43_2 gs64\">t\u00e4en rapor<span class=\"__3 _223\"></span>tointi<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>auden p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ymisp\u00e4iv\u00e4n kursseja. Kurssierot<span class=\"__3 _228\"></span> kirjata<span class=\"__3 _223\"></span>an </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs65\">tul<span class=\"__3 _228\"></span>oslaske<span class=\"__3 _228\"></span>lman e<span class=\"__3 _228\"></span>r\u00e4<span class=\"__3 _223\"></span>\u00e4n Arvopaperikaupan<span class=\"__3 _228\"></span> ja val<span class=\"__3 _228\"></span>uutt<span class=\"__3 _223\"></span>atoi<span class=\"__3 _228\"></span>minnan<span class=\"__3 _228\"></span> kate.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEffectOfChangesInForeignExchangeRatesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-304": {
   "value": "10<span class=\"__3 _221\"></span>5<span class=\"__3 _13b\"> </span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span>Konserniyhti\u00f6i<span class=\"__3 _228\"></span>den til<span class=\"__3 _228\"></span>inp\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6ksiin<span class=\"__3 _228\"></span> sis\u00e4lt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v\u00e4t er\u00e4t ar<span class=\"__3 _223\"></span>vosteta<span class=\"__3 _223\"></span>an k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00e4en se<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>alou<span class=\"__3 _223\"></span>dellis<span class=\"__3 _223\"></span>en y<span class=\"__3 _223\"></span>mp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ris<span class=\"__3 _223\"></span>t\u00f6n v<span class=\"__3 _223\"></span>alu<span class=\"__3 _223\"></span>ut<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>sein<span class=\"__3 _223\"></span>en y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>asi<span class=\"__3 _223\"></span>al<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>lisest<span class=\"__3 _223\"></span>i toimii (\u201dtoimint<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>aluu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a\u201d)<span class=\"__3 _228\"></span>. Ko<span class=\"__3 _223\"></span>nse<span class=\"__3 _223\"></span>rnit<span class=\"__3 _223\"></span>ilinp\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6<span class=\"__3 _223\"></span>s esitet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n eurois<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a on e<span class=\"__3 _223\"></span>moy<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>i\u00f6n t<span class=\"__3 _223\"></span>oimin<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a- j<span class=\"__3 _223\"></span>a esi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>luu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-305": {
   "value": "Val<span class=\"__3 _228\"></span>uutt<span class=\"__3 _223\"></span>am\u00e4\u00e4r\u00e4iset<span class=\"__3 _228\"></span> lii<span class=\"__3 _228\"></span>ketapahtumat<span class=\"__3 _228\"></span> muunnetaan pai<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>al<span class=\"__3 _228\"></span>lise<span class=\"__3 _228\"></span>en to<span class=\"__3 _228\"></span>imin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>valuut<span class=\"__3 _223\"></span>ta<span class=\"__3 _223\"></span>an k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4en kuuka<span class=\"__3 _223\"></span>usitt<span class=\"__3 _223\"></span>aisia<span class=\"__3 _228\"></span> kesk<span class=\"__3 _223\"></span>ikurss<span class=\"__3 _223\"></span>eja. V<span class=\"__3 _228\"></span>aluut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>am\u00e4<span class=\"__3 _223\"></span>\u00e4r\u00e4iset s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t ja vel<span class=\"__3 _223\"></span>at m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n toimi<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>luu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ojen m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>isik<span class=\"__3 _223\"></span>si k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t\u00e4en rapor<span class=\"__3 _223\"></span>tointi<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>auden p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ymisp\u00e4iv\u00e4n kursseja. Kurssierot<span class=\"__3 _228\"></span> kirjata<span class=\"__3 _223\"></span>an tul<span class=\"__3 _228\"></span>oslaske<span class=\"__3 _228\"></span>lman e<span class=\"__3 _228\"></span>r\u00e4<span class=\"__3 _223\"></span>\u00e4n Arvopaperikaupan<span class=\"__3 _228\"></span> ja val<span class=\"__3 _228\"></span>uutt<span class=\"__3 _223\"></span>atoi<span class=\"__3 _228\"></span>minnan<span class=\"__3 _228\"></span> kate.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-306": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gs7a\">1<span class=\"__3 _228\"></span>.4 Y<span class=\"__3 _228\"></span>rit<span class=\"__3 _223\"></span>ysj\u00e4rjestely<span class=\"__3 _223\"></span>t<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls2e_3 ws22_3 gs7b\">Hankitu<span class=\"__3 _223\"></span>t ty<span class=\"__3 _223\"></span>t\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>yhti\u00f6t<span class=\"__3 _228\"></span> y<span class=\"__3 _223\"></span>hdiste<span class=\"__3 _228\"></span>ll\u00e4\u00e4n konsernitil<span class=\"__3 _228\"></span>inp\u00e4\u00e4t\u00f6ks<span class=\"__3 _223\"></span>een hankinta-<span class=\"ls1_3 ws1_3\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls20_3 ws13_3 gs7c\">me<span class=\"__3 _223\"></span>net<span class=\"__3 _223\"></span>elm<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4e<span class=\"__3 _223\"></span>n. Lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>tu v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti<span class=\"__3 _223\"></span>ke ja h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>un y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>n yk<span class=\"__3 _223\"></span>si<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws52_2 gs7d\">l\u00f6it<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 ole<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>t ja v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si ot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>ut v<span class=\"__3 _223\"></span>ela<span class=\"__3 _223\"></span>t ar<span class=\"__3 _221\"></span>vos<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>in<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1c_3 ws53_2 gs7e\">ta-ajankoh<span class=\"__3 _228\"></span>dan k\u00e4ypii<span class=\"__3 _228\"></span>n arvoih<span class=\"__3 _228\"></span>in. Lu<span class=\"__3 _228\"></span>ovutettu vastike<span class=\"__3 _228\"></span> sis\u00e4l<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4\u00e4 mahdol<span class=\"__3 _228\"></span>li<span class=\"__3 _228\"></span>set </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsf_3 ws54_2 gs7f\">luovutetut varat, hank<span class=\"__3 _223\"></span>kijaosapuolel<span class=\"__3 _228\"></span>le hankinnan kohteen aiempia<span class=\"__3 _228\"></span> omis<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs80\">t<span class=\"__3 _223\"></span>ajia ko<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>yn<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>t vela<span class=\"__3 _223\"></span>t se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 liik<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n la<span class=\"__3 _223\"></span>ske<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>t o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls2f_3 ws8_3 gs81\">ehtoise<span class=\"__3 _228\"></span>t osuudet. Luovutettu va<span class=\"__3 _223\"></span>stike e<span class=\"__3 _228\"></span>i sis\u00e4l<span class=\"__3 _228\"></span>l\u00e4 hankinna<span class=\"__3 _223\"></span>sta eril<span class=\"__3 _228\"></span>lisen\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls19_3 ws22_3 gs82\">k<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>itel<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>i\u00e4 liike<span class=\"__3 _223\"></span>toimi<span class=\"__3 _223\"></span>a, v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n n<span class=\"__3 _223\"></span>\u00e4m<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>ell\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n ha<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>n y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>yde<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs83\">tulos<span class=\"__3 _223\"></span>vai<span class=\"__3 _223\"></span>ku<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>teis<span class=\"__3 _223\"></span>esti.<span class=\"__3 _13b\"> </span></div>Liik<span class=\"__3 _228\"></span>etoimi<span class=\"__3 _228\"></span>ntojen<span class=\"__3 _228\"></span> yhdist\u00e4miseen li<span class=\"__3 _228\"></span>itt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4 mahdol<span class=\"__3 _228\"></span>linen<span class=\"__3 _228\"></span> ehdoll<span class=\"__3 _228\"></span>inen vastike (l<span class=\"__3 _228\"></span>is\u00e4kauppahinta<span class=\"__3 _228\"></span>) arvostetaan k\u00e4yp\u00e4\u00e4n ar<span class=\"__3 _223\"></span>voon<span class=\"__3 _228\"></span> hankinta-ajank<span class=\"__3 _228\"></span>ohtana. Se lu<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>itell<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an jo<span class=\"__3 _223\"></span>ko vel<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i om<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si. Vela<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si luo<span class=\"__3 _223\"></span>ki<span class=\"__3 _223\"></span>tel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu ehdol<span class=\"__3 _228\"></span>linen<span class=\"__3 _228\"></span> va<span class=\"__3 _223\"></span>stike<span class=\"__3 _228\"></span> ar<span class=\"__3 _223\"></span>vostet<span class=\"__3 _223\"></span>aan k\u00e4yp<span class=\"__3 _223\"></span>\u00e4\u00e4n ar<span class=\"__3 _223\"></span>voon jokaisen raportoin<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>en p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>misp<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>. T\u00e4<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>\u00e4 s<span class=\"__3 _223\"></span>yn<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4 v<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>o t<span class=\"__3 _223\"></span>ai t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppio k<span class=\"__3 _223\"></span>ir<span class=\"__3 _223\"></span>jat<span class=\"__3 _221\"></span>aa<span class=\"__3 _223\"></span>n tulosvaikutteisesti.<span class=\"__3 _228\"></span> Omak<span class=\"__3 _223\"></span>si p\u00e4\u00e4omaksi luokite<span class=\"__3 _228\"></span>ltua ehdoll<span class=\"__3 _228\"></span>ista vastikett<span class=\"__3 _223\"></span>a ei arvosteta uudel<span class=\"__3 _228\"></span>leen.<span class=\"__3 _13b\"> </span>Hankint<span class=\"__3 _223\"></span>aan liitty<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t menot, kuten asiantunti<span class=\"__3 _228\"></span>japalkkiot, kirjataa<span class=\"__3 _223\"></span>n kulu<span class=\"__3 _228\"></span>ik<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>si k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>silla, joi<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a me<span class=\"__3 _223\"></span>not tot<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t ja p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>t otet<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>an v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, luk<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>n ot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>ta v<span class=\"__3 _223\"></span>ie<span class=\"__3 _223\"></span>ra<span class=\"__3 _221\"></span>an t<span class=\"__3 _223\"></span>ai o<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>hto<span class=\"__3 _223\"></span>iste<span class=\"__3 _223\"></span>n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>eide<span class=\"__3 _223\"></span>n li<span class=\"__3 _228\"></span>ikkeeseenlaskust<span class=\"__3 _223\"></span>a aiheutuvia meno<span class=\"__3 _228\"></span>ja<span class=\"__3 _13b\"> </span>Ole<span class=\"__3 _223\"></span>tuks<span class=\"__3 _223\"></span>et j<span class=\"__3 _223\"></span>a ar<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>oih<span class=\"__3 _223\"></span>in lii<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>t ep\u00e4va<span class=\"__3 _223\"></span>rmuu<span class=\"__3 _223\"></span>ste<span class=\"__3 _223\"></span>kij<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _13b\"> </span>Liik<span class=\"__3 _228\"></span>etoimi<span class=\"__3 _228\"></span>ntojen<span class=\"__3 _228\"></span> yhdist\u00e4misess<span class=\"__3 _223\"></span>\u00e4 k\u00e4ypien arvojen<span class=\"__3 _228\"></span> m\u00e4<span class=\"__3 _223\"></span>\u00e4rit<span class=\"__3 _223\"></span>t\u00e4minen edel<span class=\"ls1_3\">-<span class=\"__3 _13b\"> </span></span>ly<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>\u00e4 j<span class=\"__3 _223\"></span>oh<span class=\"__3 _223\"></span>dolt<span class=\"__3 _221\"></span>a ha<span class=\"__3 _223\"></span>rk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a ko<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ien lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>un v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>en s<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>\u00e4 y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sil\u00f6it<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>viss\u00e4 olevi<span class=\"__3 _228\"></span>en omaisuuserien,<span class=\"__3 _228\"></span> velko<span class=\"__3 _228\"></span>jen sek\u00e4 ehdol<span class=\"__3 _228\"></span>listen<span class=\"__3 _228\"></span> velko<span class=\"__3 _228\"></span>jen kirj<span class=\"__3 _228\"></span>a<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>mist<span class=\"__3 _223\"></span>a ja k<span class=\"__3 _223\"></span>\u00e4yp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>on ar<span class=\"__3 _221\"></span>vost<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mist<span class=\"__3 _223\"></span>a. Liike<span class=\"__3 _223\"></span>toimintojen yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4misis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 on ti<span class=\"__3 _228\"></span>likautena 201<span class=\"__3 _228\"></span>8<span class=\"__3 _228\"></span> liik<span class=\"__3 _228\"></span>e<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>vosta eril<span class=\"__3 _228\"></span>lisen\u00e4 on<span class=\"__3 _228\"></span> tunnistettu aineettomina<span class=\"__3 _228\"></span> oike<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sin<span class=\"__3 _223\"></span>a a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>uh<span class=\"__3 _223\"></span>tei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a ja ne o<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u ko<span class=\"__3 _223\"></span>nse<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>nit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en. L<span class=\"__3 _223\"></span>ii<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ke<span class=\"__3 _223\"></span>ar<span class=\"__3 _221\"></span>vo ja a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>suh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>et te<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ar<span class=\"__3 _221\"></span>von<span class=\"__3 _223\"></span>ale<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>umis<span class=\"__3 _223\"></span>en v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>osit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>ain<span class=\"__3 _13b\"> </span>10<span class=\"__3 _223\"></span>7<span class=\"__3 _13b\"> </span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span>Han<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>nat t<span class=\"__3 _223\"></span>ilik<span class=\"__3 _223\"></span>ausi<span class=\"__3 _223\"></span>lla 2<span class=\"__3 _223\"></span>02<span class=\"__3 _223\"></span>4 ja 20<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00e4r<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s UB F<span class=\"__3 _223\"></span>innis<span class=\"__3 _223\"></span>h Pr<span class=\"__3 _223\"></span>op<span class=\"__3 _223\"></span>er<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y Oy lu<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti t<span class=\"__3 _223\"></span>ilika<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>ella 2<span class=\"__3 _223\"></span>025 o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>eit<span class=\"__3 _223\"></span>a v\u00e4hemmist\u00f6omi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>lta, jonka kaut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a konserni<span class=\"__3 _228\"></span>n omistusosuus<span class=\"__3 _228\"></span> yhti\u00f6st\u00e4 k<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>voi. K<span class=\"__3 _223\"></span>osk<span class=\"__3 _221\"></span>a kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rnilla o<span class=\"__3 _223\"></span>n jo aie<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>in ollut m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4ys<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>i\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>, lis\u00e4<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n ha<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a on k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>elt<span class=\"__3 _223\"></span>y o<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>an si<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4is<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>\u00e4 j\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>ste<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>lyn\u00e4. Lis\u00e4ksi ty<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>yrit<span class=\"__3 _223\"></span>ys UB Omaisuudenho<span class=\"__3 _228\"></span>ito Oy hankki til<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>audell<span class=\"__3 _228\"></span>a enemmist\u00f6o<span class=\"__3 _228\"></span>suuden t<span class=\"__3 _223\"></span>yt<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>yhti\u00f6 Northbridge Investment Office Group<span class=\"__3 _228\"></span> Oy:sta. Osak<span class=\"__3 _223\"></span>assopimukseen perustuen hankinta on k\u00e4sitelty ty<span class=\"__3 _223\"></span>t\u00e4r<span class=\"__3 _223\"></span>yh<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ti\u00f6<span class=\"__3 _223\"></span>n pe<span class=\"__3 _223\"></span>ru<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>a. V<span class=\"__3 _223\"></span>uon<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a 20<span class=\"__3 _223\"></span>2<span class=\"__3 _228\"></span>4 ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ni ei h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>inu<span class=\"__3 _223\"></span>t lis<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>su<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sia ulkopuolisist<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>hti\u00f6is<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 ta<span class=\"__3 _223\"></span>i m\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>allat<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>milt<span class=\"__3 _223\"></span>a omist<span class=\"__3 _223\"></span>ajilt<span class=\"__3 _223\"></span>a<span class=\"__3 _13b\"> </span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBusinessCombinationsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-307": {
   "value": "Hankitu<span class=\"__3 _223\"></span>t ty<span class=\"__3 _223\"></span>t\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>yhti\u00f6t<span class=\"__3 _228\"></span> y<span class=\"__3 _223\"></span>hdiste<span class=\"__3 _228\"></span>ll\u00e4\u00e4n konsernitil<span class=\"__3 _228\"></span>inp\u00e4\u00e4t\u00f6ks<span class=\"__3 _223\"></span>een hankinta-<span class=\"ls1_3 ws1_3\"> </span>me<span class=\"__3 _223\"></span>net<span class=\"__3 _223\"></span>elm<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4e<span class=\"__3 _223\"></span>n. Lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>tu v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti<span class=\"__3 _223\"></span>ke ja h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>un y<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>n yk<span class=\"__3 _223\"></span>si<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>l\u00f6it<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 ole<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>t ja v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si ot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>ut v<span class=\"__3 _223\"></span>ela<span class=\"__3 _223\"></span>t ar<span class=\"__3 _221\"></span>vos<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>in<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>ta-ajankoh<span class=\"__3 _228\"></span>dan k\u00e4ypii<span class=\"__3 _228\"></span>n arvoih<span class=\"__3 _228\"></span>in. Lu<span class=\"__3 _228\"></span>ovutettu vastike<span class=\"__3 _228\"></span> sis\u00e4l<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4\u00e4 mahdol<span class=\"__3 _228\"></span>li<span class=\"__3 _228\"></span>set luovutetut varat, hank<span class=\"__3 _223\"></span>kijaosapuolel<span class=\"__3 _228\"></span>le hankinnan kohteen aiempia<span class=\"__3 _228\"></span> omis<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>ajia ko<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>yn<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>t vela<span class=\"__3 _223\"></span>t se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 liik<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n la<span class=\"__3 _223\"></span>ske<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>t o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n ehtoise<span class=\"__3 _228\"></span>t osuudet. Luovutettu va<span class=\"__3 _223\"></span>stike e<span class=\"__3 _228\"></span>i sis\u00e4l<span class=\"__3 _228\"></span>l\u00e4 hankinna<span class=\"__3 _223\"></span>sta eril<span class=\"__3 _228\"></span>lisen\u00e4 k<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>itel<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>i\u00e4 liike<span class=\"__3 _223\"></span>toimi<span class=\"__3 _223\"></span>a, v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n n<span class=\"__3 _223\"></span>\u00e4m<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>ell\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n ha<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>n y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>yde<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 tulos<span class=\"__3 _223\"></span>vai<span class=\"__3 _223\"></span>ku<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>teis<span class=\"__3 _223\"></span>esti.<span class=\"__3 _13b\"> </span>Liik<span class=\"__3 _228\"></span>etoimi<span class=\"__3 _228\"></span>ntojen<span class=\"__3 _228\"></span> yhdist\u00e4miseen li<span class=\"__3 _228\"></span>itt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4 mahdol<span class=\"__3 _228\"></span>linen<span class=\"__3 _228\"></span> ehdoll<span class=\"__3 _228\"></span>inen vastike (l<span class=\"__3 _228\"></span>is\u00e4kauppahinta<span class=\"__3 _228\"></span>) arvostetaan k\u00e4yp\u00e4\u00e4n ar<span class=\"__3 _223\"></span>voon<span class=\"__3 _228\"></span> hankinta-ajank<span class=\"__3 _228\"></span>ohtana. Se lu<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>itell<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an jo<span class=\"__3 _223\"></span>ko vel<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i om<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>si. Vela<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si luo<span class=\"__3 _223\"></span>ki<span class=\"__3 _223\"></span>tel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu ehdol<span class=\"__3 _228\"></span>linen<span class=\"__3 _228\"></span> va<span class=\"__3 _223\"></span>stike<span class=\"__3 _228\"></span> ar<span class=\"__3 _223\"></span>vostet<span class=\"__3 _223\"></span>aan k\u00e4yp<span class=\"__3 _223\"></span>\u00e4\u00e4n ar<span class=\"__3 _223\"></span>voon jokaisen raportoin<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>en p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>misp<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>. T\u00e4<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>\u00e4 s<span class=\"__3 _223\"></span>yn<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4 v<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>o t<span class=\"__3 _223\"></span>ai t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppio k<span class=\"__3 _223\"></span>ir<span class=\"__3 _223\"></span>jat<span class=\"__3 _221\"></span>aa<span class=\"__3 _223\"></span>n tulosvaikutteisesti.<span class=\"__3 _228\"></span> Omak<span class=\"__3 _223\"></span>si p\u00e4\u00e4omaksi luokite<span class=\"__3 _228\"></span>ltua ehdoll<span class=\"__3 _228\"></span>ista vastikett<span class=\"__3 _223\"></span>a ei arvosteta uudel<span class=\"__3 _228\"></span>leen.<span class=\"__3 _13b\"> </span>Hankint<span class=\"__3 _223\"></span>aan liitty<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t menot, kuten asiantunti<span class=\"__3 _228\"></span>japalkkiot, kirjataa<span class=\"__3 _223\"></span>n kulu<span class=\"__3 _228\"></span>ik<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>si k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>silla, joi<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a me<span class=\"__3 _223\"></span>not tot<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t ja p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>t otet<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>an v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, luk<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>n ot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>ta v<span class=\"__3 _223\"></span>ie<span class=\"__3 _223\"></span>ra<span class=\"__3 _221\"></span>an t<span class=\"__3 _223\"></span>ai o<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>hto<span class=\"__3 _223\"></span>iste<span class=\"__3 _223\"></span>n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>eide<span class=\"__3 _223\"></span>n li<span class=\"__3 _228\"></span>ikkeeseenlaskust<span class=\"__3 _223\"></span>a aiheutuvia meno<span class=\"__3 _228\"></span>ja<span class=\"__3 _13b\"> </span>Ole<span class=\"__3 _223\"></span>tuks<span class=\"__3 _223\"></span>et j<span class=\"__3 _223\"></span>a ar<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>oih<span class=\"__3 _223\"></span>in lii<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>t ep\u00e4va<span class=\"__3 _223\"></span>rmuu<span class=\"__3 _223\"></span>ste<span class=\"__3 _223\"></span>kij<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _13b\"> </span>Liik<span class=\"__3 _228\"></span>etoimi<span class=\"__3 _228\"></span>ntojen<span class=\"__3 _228\"></span> yhdist\u00e4misess<span class=\"__3 _223\"></span>\u00e4 k\u00e4ypien arvojen<span class=\"__3 _228\"></span> m\u00e4<span class=\"__3 _223\"></span>\u00e4rit<span class=\"__3 _223\"></span>t\u00e4minen edel<span class=\"ls1_3\">-<span class=\"__3 _13b\"> </span></span>ly<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>\u00e4 j<span class=\"__3 _223\"></span>oh<span class=\"__3 _223\"></span>dolt<span class=\"__3 _221\"></span>a ha<span class=\"__3 _223\"></span>rk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a ko<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ien lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>un v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>en s<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>\u00e4 y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sil\u00f6it<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>viss\u00e4 olevi<span class=\"__3 _228\"></span>en omaisuuserien,<span class=\"__3 _228\"></span> velko<span class=\"__3 _228\"></span>jen sek\u00e4 ehdol<span class=\"__3 _228\"></span>listen<span class=\"__3 _228\"></span> velko<span class=\"__3 _228\"></span>jen kirj<span class=\"__3 _228\"></span>a<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>mist<span class=\"__3 _223\"></span>a ja k<span class=\"__3 _223\"></span>\u00e4yp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>on ar<span class=\"__3 _221\"></span>vost<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mist<span class=\"__3 _223\"></span>a. Liike<span class=\"__3 _223\"></span>toimintojen yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4misis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 on ti<span class=\"__3 _228\"></span>likautena 201<span class=\"__3 _228\"></span>8<span class=\"__3 _228\"></span> liik<span class=\"__3 _228\"></span>e<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>vosta eril<span class=\"__3 _228\"></span>lisen\u00e4 on<span class=\"__3 _228\"></span> tunnistettu aineettomina<span class=\"__3 _228\"></span> oike<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sin<span class=\"__3 _223\"></span>a a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>uh<span class=\"__3 _223\"></span>tei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a ja ne o<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u ko<span class=\"__3 _223\"></span>nse<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>nit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en. L<span class=\"__3 _223\"></span>ii<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ke<span class=\"__3 _223\"></span>ar<span class=\"__3 _221\"></span>vo ja a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>suh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>et te<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ar<span class=\"__3 _221\"></span>von<span class=\"__3 _223\"></span>ale<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>umis<span class=\"__3 _223\"></span>en v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>osit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>ain<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-308": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gs8e\">Struk<span class=\"__3 _223\"></span>turoidut rahastot<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws56_2 gs90\">Konsernin<span class=\"__3 _228\"></span> osuudet konserniti<span class=\"__3 _228\"></span>linp\u00e4\u00e4t\u00f6kseen si<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>\u00e4ltym<span class=\"__3 _223\"></span>\u00e4tt\u00f6mist\u00e4 struk<span class=\"__3 _223\"></span>tu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws18_3 gs91\">roiduist<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>hteis<span class=\"__3 _223\"></span>\u00f6ist<span class=\"__3 _223\"></span>\u00e4 koos<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at sijoituk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a alla olev<span class=\"__3 _223\"></span>iin p\u00e4<span class=\"__3 _223\"></span>\u00e4om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>s<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws59_2 gs92\">toihin. Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nin t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _221\"></span>yht<span class=\"__3 _223\"></span>i\u00f6t toimiv<span class=\"__3 _223\"></span>at p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>tois<span class=\"__3 _223\"></span>sa ko<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>andiit<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div>tiyhti\u00f6n<span class=\"__3 _228\"></span> v<span class=\"__3 _223\"></span>astuunalaisena yhti\u00f6m<span class=\"__3 _228\"></span>iehen\u00e4 ja rahastonhoitajana. N\u00e4iss\u00e4 ra<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stois<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a hallinnoin<span class=\"__3 _223\"></span>tiy<span class=\"__3 _223\"></span>hti\u00f6 ohja<span class=\"__3 _223\"></span>a r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ston m<span class=\"__3 _223\"></span>erk<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sellisi\u00e4 toimintoja ja te<span class=\"__3 _223\"></span>kee s<span class=\"__3 _223\"></span>ijoitu<span class=\"__3 _223\"></span>sp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>en r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>on s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>nt\u00f6je<span class=\"__3 _223\"></span>n mu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ti. <span class=\"__3 _230\"> </span><span class=\"ls1_3 ws55_2\"> Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ni </span>k<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>o, et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00e4 se ei al<span class=\"__3 _223\"></span>tis<span class=\"__3 _223\"></span>tu m<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>ti r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>tojen m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>ville t<span class=\"__3 _223\"></span>uotoille. Rahastoja e<span class=\"__3 _228\"></span>i yhdistel<span class=\"__3 _228\"></span>l\u00e4 konsernit<span class=\"__3 _228\"></span>ili<span class=\"__3 _228\"></span>np<span class=\"__3 _223\"></span>\u00e4\u00e4t\u00f6kseen.<span class=\"__3 _13b\"> </span><div class=\"t_3 m0_3 h2_3 ff1_3 fs0_3 fc0_3 sc0_3 ls0_3 ws0_3 gs5a\">10<span class=\"__3 _221\"></span>6<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h3_3 ff2_3 fs1_3 fc1_3 sc0_3 ls1_3 ws1_3 gs5b\">u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs66\">Konsernin yhti\u00f6<span class=\"__3 _3a_2\"> </span><span class=\"ls10_3 ws32_3\">Rahas<span class=\"__3 _223\"></span>to<span class=\"__3 _3b_2\"> </span></span>Kuvaus rahast<span class=\"__3 _223\"></span>osta<span class=\"__3 _3c_2\"> </span>Konsernin sijoitus 1 000 euroa<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1a_3 ws1d_3 gs67\">UB Y<span class=\"__3 _228\"></span>rit<span class=\"__3 _223\"></span>ysr<span class=\"__3 _223\"></span>ahoitus Oy<span class=\"__3 _3d_2\"> </span>UB Y<span class=\"__3 _228\"></span>rit<span class=\"__3 _223\"></span>ysr<span class=\"__3 _223\"></span>ahoitusra<span class=\"__3 _223\"></span>hasto I K<span class=\"__3 _228\"></span>y<span class=\"__3 _231\"> </span>Yritysrah<span class=\"__3 _223\"></span>oitusta my\u00f6nt\u00e4v<span class=\"__3 _223\"></span>\u00e4 p\u00e4\u00e4om<span class=\"__3 _223\"></span>arah<span class=\"__3 _223\"></span>asto<span class=\"__3 _224\"> </span><span class=\"ls1_3 ws1_3\">0<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1a_3 ws1d_3 gs68\">UB Y<span class=\"__3 _228\"></span>rit<span class=\"__3 _223\"></span>ysr<span class=\"__3 _223\"></span>ahoitus Oy<span class=\"__3 _3d_2\"> </span><span class=\"ls1_3 ws1_3\">UB Yri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto I F<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>r Ky<span class=\"__3 _3e_2\"> </span></span>Yritysra<span class=\"__3 _223\"></span>hoitusta my\u00f6nt\u00e4v<span class=\"__3 _223\"></span>\u00e4 p\u00e4\u00e4om<span class=\"__3 _223\"></span>arah<span class=\"__3 _223\"></span>asto<span class=\"__3 _224\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs69\">UB Nordi<span class=\"__3 _228\"></span>c Forest Management Oy<span class=\"__3 _3f_2\"> </span><span class=\"ls1_3 ws1_3\">UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d II<span class=\"__3 _223\"></span>I Ky<span class=\"__3 _261\"> </span><span class=\"ls1b_3 ws34_3\">Mets\u00e4\u00e4n s<span class=\"__3 _228\"></span>ij<span class=\"__3 _228\"></span>oittava p\u00e4\u00e4o<span class=\"__3 _228\"></span>marahasto<span class=\"__3 _262\"> </span><span class=\"ls26_3 ws5_3\">49<span class=\"__3 _223\"></span>9*<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs6a\">UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d II<span class=\"__3 _223\"></span>I Ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy <span class=\"__3 _263\"> </span><span class=\"ls5_3 wse_3\">UB Nordi<span class=\"__3 _228\"></span>c Forest F<span class=\"__3 _228\"></span>und III Sy\u00f6<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00f6rah<span class=\"__3 _223\"></span>asto I K<span class=\"__3 _228\"></span>y<span class=\"__3 _264\"> </span><span class=\"ls1b_3 ws34_3\">Mets\u00e4\u00e4n s<span class=\"__3 _228\"></span>ij<span class=\"__3 _228\"></span>oittava p\u00e4\u00e4o<span class=\"__3 _228\"></span>marahasto<span class=\"__3 _262\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs6b\">UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d II<span class=\"__3 _223\"></span>I Ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy <span class=\"__3 _263\"> </span><span class=\"ls5_3 wse_3\">UB Nordi<span class=\"__3 _228\"></span>c Forest F<span class=\"__3 _228\"></span>und III Sy\u00f6<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00f6rah<span class=\"__3 _223\"></span>asto II K<span class=\"__3 _228\"></span>y<span class=\"__3 _265\"> </span><span class=\"ls1b_3 ws34_3\">Mets\u00e4\u00e4n s<span class=\"__3 _228\"></span>ij<span class=\"__3 _228\"></span>oittava p\u00e4\u00e4o<span class=\"__3 _228\"></span>marahasto<span class=\"__3 _262\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs6c\">UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d II<span class=\"__3 _223\"></span>I Ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy <span class=\"__3 _263\"> </span>UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d II<span class=\"__3 _223\"></span>I Sy\u00f6<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto I<span class=\"__3 _223\"></span>II Ky <span class=\"__3 _266\"> </span><span class=\"ls1b_3 ws34_3\">Mets\u00e4\u00e4n s<span class=\"__3 _228\"></span>ij<span class=\"__3 _228\"></span>oittava p\u00e4\u00e4o<span class=\"__3 _228\"></span>marahasto<span class=\"__3 _262\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs6d\">UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d II<span class=\"__3 _223\"></span>I Ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy <span class=\"__3 _263\"> </span>UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d II<span class=\"__3 _223\"></span>I Sy\u00f6<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto I<span class=\"__3 _223\"></span>V Ky <span class=\"__3 _267\"> </span><span class=\"ls1b_3 ws34_3\">Mets\u00e4\u00e4n s<span class=\"__3 _228\"></span>ij<span class=\"__3 _228\"></span>oittava p\u00e4\u00e4o<span class=\"__3 _228\"></span>marahasto<span class=\"__3 _262\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs6e\">UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d II<span class=\"__3 _223\"></span>I Ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy <span class=\"__3 _263\"> </span><span class=\"ls5_3 wse_3\">UB Nordi<span class=\"__3 _228\"></span>c Forest F<span class=\"__3 _228\"></span>und III Sy\u00f6<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00f6rah<span class=\"__3 _223\"></span>asto V K<span class=\"__3 _228\"></span>y<span class=\"__3 _268\"> </span><span class=\"ls1b_3 ws34_3\">Mets\u00e4\u00e4n s<span class=\"__3 _228\"></span>ij<span class=\"__3 _228\"></span>oittava p\u00e4\u00e4o<span class=\"__3 _228\"></span>marahasto<span class=\"__3 _262\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs6f\">UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d I<span class=\"__3 _223\"></span>V M<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy <span class=\"__3 _269\"> </span>UB N<span class=\"__3 _223\"></span>ord<span class=\"__3 _223\"></span>ic For<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t Fun<span class=\"__3 _223\"></span>d I<span class=\"__3 _223\"></span>V Ky<span class=\"__3 _225\"> </span><span class=\"ls1b_3 ws34_3\">M<span class=\"__3 _228\"></span>ets\u00e4<span class=\"__3 _223\"></span>\u00e4n s<span class=\"__3 _228\"></span>ij<span class=\"__3 _228\"></span>oittava p\u00e4\u00e4o<span class=\"__3 _228\"></span>marahasto<span class=\"__3 _262\"> </span><span class=\"ls2c_3 ws50_2\">73<span class=\"__3 _223\"></span>6*<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs70\">UB Fo<span class=\"__3 _223\"></span>re<span class=\"__3 _223\"></span>st &amp; F<span class=\"__3 _223\"></span>ibr<span class=\"__3 _223\"></span>e Ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy<span class=\"__3 _270\"> </span><span class=\"ls5_3 wse_3\">UB Forest<span class=\"__3 _228\"></span> Industr<span class=\"__3 _223\"></span>y Green Growth Fund<span class=\"__3 _228\"></span> I Ky<span class=\"__3 _4a_2\"> </span><span class=\"ls8_3 ws9_3\">Met<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4- ja biote<span class=\"__3 _223\"></span>ollisuutee<span class=\"__3 _223\"></span>n sijoitt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4om<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>sto<span class=\"__3 _4b_2\"> </span><span class=\"ls2d_3 ws51_2\">2 78<span class=\"__3 _221\"></span>5*<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs71\">UB Fo<span class=\"__3 _223\"></span>re<span class=\"__3 _223\"></span>st &amp; F<span class=\"__3 _223\"></span>ibr<span class=\"__3 _223\"></span>e Ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy<span class=\"__3 _270\"> </span><span class=\"ls5_3 wse_3\">UB Forest<span class=\"__3 _228\"></span> Industr<span class=\"__3 _223\"></span>y Green Growth Feeder F<span class=\"__3 _228\"></span>und I K<span class=\"__3 _228\"></span>y<span class=\"__3 _4c_2\"> </span><span class=\"ls8_3 ws9_3\">Met<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4- ja biote<span class=\"__3 _223\"></span>ollisuutee<span class=\"__3 _223\"></span>n sijoitt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4om<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>sto<span class=\"__3 _4b_2\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs72\">UB Fo<span class=\"__3 _223\"></span>re<span class=\"__3 _223\"></span>st &amp; F<span class=\"__3 _223\"></span>ibr<span class=\"__3 _223\"></span>e Ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ag<span class=\"__3 _223\"></span>em<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t Oy<span class=\"__3 _270\"> </span><span class=\"ls5_3 wse_3\">UB Forest<span class=\"__3 _228\"></span> Industr<span class=\"__3 _223\"></span>y Green Growth Feeder F<span class=\"__3 _228\"></span>und II K<span class=\"__3 _228\"></span>y<span class=\"__3 _4d_2\"> </span><span class=\"ls8_3 ws9_3\">Met<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4- ja biote<span class=\"__3 _223\"></span>ollisuutee<span class=\"__3 _223\"></span>n sijoitt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4om<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>sto<span class=\"__3 _4b_2\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs73\">UB Asuntorahasto Management Oy<span class=\"__3 _4e_2\"> </span><span class=\"ls1_3 ws1_3\">UB A<span class=\"__3 _223\"></span>su<span class=\"__3 _223\"></span>nto<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto I Ky<span class=\"__3 _4f_2\"> </span><span class=\"ls8_3 ws9_3\">Asu<span class=\"__3 _223\"></span>ntoihin sijoit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _271\"> </span><span class=\"ls29_3 ws4c_2\">2<span class=\"__3 _223\"></span> 0<span class=\"__3 _223\"></span>18<span class=\"__3 _223\"></span>*<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs74\">UB Asuntorahasto Management Oy<span class=\"__3 _4e_2\"> </span>UB Asuntorahasto Sy\u00f6tt\u00f6rahasto I K<span class=\"__3 _228\"></span>y<span class=\"__3 _272\"> </span><span class=\"ls8_3 ws9_3\">Asu<span class=\"__3 _223\"></span>ntoihin sijoit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _271\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs75\">UB Asuntorahasto Management Oy<span class=\"__3 _4e_2\"> </span>UB Asuntorahasto Sy\u00f6tt\u00f6rahasto II K<span class=\"__3 _228\"></span>y<span class=\"__3 _273\"> </span><span class=\"ls8_3 ws9_3\">Asu<span class=\"__3 _223\"></span>ntoihin sijoit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _271\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws2c_3 gs77\">Ra<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stojen h<span class=\"__3 _223\"></span>allinnointip<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kiot ja m<span class=\"__3 _223\"></span>uut p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kiot sis<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4<span class=\"__3 _223\"></span>t la<span class=\"__3 _223\"></span>ajan t<span class=\"__3 _223\"></span>ulosla<span class=\"__3 _223\"></span>skelm<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kiot<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>toihin. Ko<span class=\"__3 _223\"></span>nse<span class=\"__3 _223\"></span>rnin sijoitu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>toihin on mer<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>see<span class=\"__3 _223\"></span>n er\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n os<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>et ja os<span class=\"__3 _223\"></span>uude<span class=\"__3 _223\"></span>t. Kon<span class=\"__3 _223\"></span>ser<span class=\"__3 _223\"></span>nin t<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>piorisk<span class=\"__3 _223\"></span>i r<span class=\"__3 _223\"></span>ajoit<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>u tehd<span class=\"__3 _223\"></span>yn sijoi<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs78\">tuksen tase<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>voon. *<span class=\"__3 _228\"></span>Konserniyhti\u00f6iden<span class=\"__3 _228\"></span> sij<span class=\"__3 _228\"></span>oitusten NA<span class=\"__3 _228\"></span>V ar<span class=\"__3 _223\"></span>vo.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-309": {
   "value": "Konsernin<span class=\"__3 _228\"></span> osuudet konserniti<span class=\"__3 _228\"></span>linp\u00e4\u00e4t\u00f6kseen si<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>\u00e4ltym<span class=\"__3 _223\"></span>\u00e4tt\u00f6mist\u00e4 struk<span class=\"__3 _223\"></span>tu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>roiduist<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>hteis<span class=\"__3 _223\"></span>\u00f6ist<span class=\"__3 _223\"></span>\u00e4 koos<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at sijoituk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a alla olev<span class=\"__3 _223\"></span>iin p\u00e4<span class=\"__3 _223\"></span>\u00e4om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>s<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>toihin. Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nin t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _221\"></span>yht<span class=\"__3 _223\"></span>i\u00f6t toimiv<span class=\"__3 _223\"></span>at p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>tois<span class=\"__3 _223\"></span>sa ko<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>andiit<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tiyhti\u00f6n<span class=\"__3 _228\"></span> v<span class=\"__3 _223\"></span>astuunalaisena yhti\u00f6m<span class=\"__3 _228\"></span>iehen\u00e4 ja rahastonhoitajana. N\u00e4iss\u00e4 ra<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stois<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a hallinnoin<span class=\"__3 _223\"></span>tiy<span class=\"__3 _223\"></span>hti\u00f6 ohja<span class=\"__3 _223\"></span>a r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ston m<span class=\"__3 _223\"></span>erk<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sellisi\u00e4 toimintoja ja te<span class=\"__3 _223\"></span>kee s<span class=\"__3 _223\"></span>ijoitu<span class=\"__3 _223\"></span>sp<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>en r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>on s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>nt\u00f6je<span class=\"__3 _223\"></span>n mu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ti. <span class=\"__3 _230\"> </span><span class=\"ls1_3 ws55_2\"> Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ni </span>k<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>o, et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00e4 se ei al<span class=\"__3 _223\"></span>tis<span class=\"__3 _223\"></span>tu m<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>ti r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>tojen m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>ville t<span class=\"__3 _223\"></span>uotoille. Rahastoja e<span class=\"__3 _228\"></span>i yhdistel<span class=\"__3 _228\"></span>l\u00e4 konsernit<span class=\"__3 _228\"></span>ili<span class=\"__3 _228\"></span>np<span class=\"__3 _223\"></span>\u00e4\u00e4t\u00f6kseen",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-310": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gs9e\">1<span class=\"__3 _228\"></span>.5 Johdon harkinta </div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gs9f\">T<span class=\"__3 _228\"></span>\u00e4rkeimm\u00e4t johdon tek<span class=\"__3 _228\"></span>em\u00e4t harkint<span class=\"__3 _223\"></span>aan </div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls1_3 ws1_3 gsa0\">per<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tuva<span class=\"__3 _223\"></span>t ra<span class=\"__3 _223\"></span>tka<span class=\"__3 _223\"></span>isu<span class=\"__3 _223\"></span>t sek<span class=\"__3 _223\"></span>\u00e4 ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>hin ja o<span class=\"__3 _223\"></span>let<span class=\"__3 _223\"></span>uksi<span class=\"__3 _223\"></span>in </div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls32_3 ws3_3 gsa1\">liitt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v\u00e4t k<span class=\"__3 _228\"></span>eskeiset ep\u00e4v<span class=\"__3 _228\"></span>armuustekij\u00e4t<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 wsa_3 gsa2\">Til<span class=\"__3 _228\"></span>inp\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6ksen laatiminen<span class=\"__3 _228\"></span> IF<span class=\"__3 _223\"></span>RS-stand<span class=\"__3 _223\"></span>ardien mukaisesti<span class=\"__3 _228\"></span> edellyt<span class=\"__3 _223\"></span>t\u00e4<span class=\"__3 _223\"></span>\u00e4 joh<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws52_2 gsa3\">don t<span class=\"__3 _223\"></span>eke<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4n h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>rk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uv<span class=\"__3 _223\"></span>ia r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>tk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isuj<span class=\"__3 _223\"></span>a se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 sella<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>en a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioid<span class=\"__3 _223\"></span>en </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 wsf_3 gsa4\">ja ole<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ste<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>mist<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>, jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en l<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>adin<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a-<span class=\"__3 _223\"></span>aj<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ko<span class=\"__3 _223\"></span>hd<span class=\"__3 _223\"></span>an </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws43_2 gsa5\">varojen<span class=\"__3 _228\"></span> ja velk<span class=\"__3 _228\"></span>ojen m\u00e4\u00e4riin<span class=\"__3 _228\"></span>, ehdol<span class=\"__3 _228\"></span>listen<span class=\"__3 _228\"></span> v<span class=\"__3 _223\"></span>aroj<span class=\"__3 _228\"></span>en ja vel<span class=\"__3 _228\"></span>kojen<span class=\"__3 _228\"></span> r<span class=\"__3 _223\"></span>apor<span class=\"__3 _223\"></span>toin<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws5c_2 gsa6\">tiin se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 t<span class=\"__3 _223\"></span>uot<span class=\"__3 _221\"></span>tojen ja k<span class=\"__3 _223\"></span>uluj<span class=\"__3 _223\"></span>en m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>iin r<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>or<span class=\"__3 _221\"></span>toint<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ude<span class=\"__3 _223\"></span>lla. N<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>m\u00e4 a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>iot </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws2f_3 gsa7\">ja ol<span class=\"__3 _228\"></span>etukset perustuv<span class=\"__3 _223\"></span>at aikaisempaan kokemukseen ja<span class=\"__3 _228\"></span> muihin<span class=\"__3 _228\"></span> perus<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws41_2 gsa8\">telt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ol<span class=\"__3 _223\"></span>evii<span class=\"__3 _223\"></span>n tek<span class=\"__3 _223\"></span>ij\u00f6ihin<span class=\"__3 _223\"></span>, ku<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>lev<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>umi<span class=\"__3 _223\"></span>a kos<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>viin </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls31_3 ws8_3 gsa9\">odotuksii<span class=\"__3 _228\"></span>n, joi<span class=\"__3 _228\"></span>den United Bankersin<span class=\"__3 _228\"></span> johto uskoo<span class=\"__3 _228\"></span> olevan kohtuul<span class=\"__3 _228\"></span>lis<span class=\"__3 _228\"></span>ia </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gsaa\">ott<span class=\"__3 _223\"></span>aen huomi<span class=\"__3 _228\"></span>oon olosuht<span class=\"__3 _228\"></span>eet rapor<span class=\"__3 _223\"></span>tointikauden p\u00e4\u00e4tt<span class=\"__3 _223\"></span>ymisp\u00e4iv\u00e4n<span class=\"__3 _223\"></span>\u00e4 sek\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gsab\">silloin, k<span class=\"__3 _223\"></span>un k<span class=\"__3 _221\"></span>ys<span class=\"__3 _223\"></span>eise<span class=\"__3 _223\"></span>t ar<span class=\"__3 _221\"></span>vio<span class=\"__3 _223\"></span>t ja ole<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>set o<span class=\"__3 _223\"></span>n te<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>y.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws13_3 gsac\">Vaik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a n<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>m\u00e4 a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>iot p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at U<span class=\"__3 _223\"></span>nit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>sin jo<span class=\"__3 _223\"></span>hdo<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws5d_2 gsad\">n\u00e4<span class=\"__3 _223\"></span>kemy<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>een t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>pa<span class=\"__3 _223\"></span>htu<span class=\"__3 _223\"></span>mist<span class=\"__3 _223\"></span>a ja toime<span class=\"__3 _223\"></span>npiteis<span class=\"__3 _223\"></span>t\u00e4 t<span class=\"__3 _223\"></span>ilinp\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>n la<span class=\"__3 _223\"></span>atimis-<span class=\"ls1_3 ws1_3\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lse_3 ws13_3 gsae\">aja<span class=\"__3 _223\"></span>nko<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a, o<span class=\"__3 _223\"></span>n ma<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>dollist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, et<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4 tote<span class=\"__3 _223\"></span>um<span class=\"__3 _223\"></span>at s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at po<span class=\"__3 _223\"></span>iket<span class=\"__3 _221\"></span>a n\u00e4i<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls18_3 ws33_3 gsaf\">ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Ar<span class=\"__3 _221\"></span>vioit<span class=\"__3 _223\"></span>a ja t<span class=\"__3 _223\"></span>aus<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aolet<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sia ar<span class=\"__3 _221\"></span>vioida<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n jat<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>uv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 tilinp\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws5e_2 gsb0\">t\u00f6s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 la<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>dit<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>aes<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ni voi jo<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>a mu<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>am<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an a<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>vioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>, mik<span class=\"__3 _223\"></span>\u00e4li </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws41_2 gsb1\">ne olo<span class=\"__3 _223\"></span>su<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>, joihin a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>iot p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t, mu<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t, t<span class=\"__3 _223\"></span>ai j<span class=\"__3 _223\"></span>os Un<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws17_3 gsb2\">ker<span class=\"__3 _223\"></span>s s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a u<span class=\"__3 _223\"></span>ut<span class=\"__3 _221\"></span>ta t<span class=\"__3 _223\"></span>iet<span class=\"__3 _223\"></span>oa t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i sille ker<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y lis<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>oke<span class=\"__3 _223\"></span>mu<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Ma<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>dollise<span class=\"__3 _223\"></span>t mu<span class=\"__3 _223\"></span>u<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws5f_2 gsb3\">tok<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>et me<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ki<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>pit<span class=\"__3 _223\"></span>oo<span class=\"__3 _223\"></span>n sill\u00e4 tilik<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>della<span class=\"__3 _223\"></span>, jo<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>a ai<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>a a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsd_3 ws60_2 gsb4\">ol<span class=\"__3 _228\"></span>et<span class=\"__3 _228\"></span>usta<span class=\"__3 _228\"></span> ko<span class=\"__3 _228\"></span>rj<span class=\"__3 _228\"></span>ataan<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gsb5\">Johdon harkintaan perustuvie<span class=\"__3 _223\"></span>n ratkaisujen ja </div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gsb6\">ar<span class=\"__3 _223\"></span>vioiden k\u00e4yt<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1b_3 ws8_3 gsb7\">Johdon tekem\u00e4t<span class=\"__3 _228\"></span> ha<span class=\"__3 _223\"></span>rkinta<span class=\"__3 _223\"></span>an perustuv<span class=\"__3 _223\"></span>at ratk<span class=\"__3 _223\"></span>aisut, j<span class=\"__3 _228\"></span>oita johto on<span class=\"__3 _228\"></span> teh<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls18_3 ws13_3 gsb8\">ny<span class=\"__3 _223\"></span>t tilin<span class=\"__3 _223\"></span>p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>en l<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>imisp<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ia<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a so<span class=\"__3 _223\"></span>velt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ja joilla o<span class=\"__3 _223\"></span>n eni<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls7_3 ws61_2 gsb9\">ten vai<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>utusta til<span class=\"__3 _228\"></span>inp\u00e4\u00e4t\u00f6ksess<span class=\"__3 _223\"></span>\u00e4 esite<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4viin<span class=\"__3 _228\"></span> lukuihi<span class=\"__3 _228\"></span>n, l<span class=\"__3 _228\"></span>iitt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v\u00e4t seuraaviin </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls20_3 ws11_3 gsba\">os<span class=\"__3 _223\"></span>a-<span class=\"__3 _223\"></span>alu<span class=\"__3 _223\"></span>eisiin:<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gsbb\">- <span class=\"__3 _274\"> </span>Liik<span class=\"__3 _228\"></span>e<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>von kohdentaminen<span class=\"__3 _228\"></span> ja testaust<span class=\"__3 _223\"></span>ason m\u00e4\u00e4rit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4minen<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gsbc\"> <span class=\"__3 _275\"> </span>(L<span class=\"__3 _223\"></span>iitet<span class=\"__3 _223\"></span>ied<span class=\"__3 _223\"></span>ot 1 ja 18)<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gsbd\">- <span class=\"__3 _274\"> </span>P<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>uot<span class=\"__3 _221\"></span>tojen k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sit<span class=\"__3 _221\"></span>tely (<span class=\"__3 _223\"></span>Lii<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>ieto 3)<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gsbe\">- <span class=\"__3 _274\"> </span>Kon<span class=\"__3 _223\"></span>solidoint<span class=\"__3 _223\"></span>i: Si<span class=\"__3 _228\"></span>joit<span class=\"__3 _223\"></span>usr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stojen kon<span class=\"__3 _223\"></span>solidoint<span class=\"__3 _223\"></span>ikr<span class=\"__3 _223\"></span>itee<span class=\"__3 _223\"></span>rit s<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls10_3 ws32_3 gsbf\"> <span class=\"__3 _275\"> </span>m\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4ys<span class=\"__3 _223\"></span>vallat<span class=\"__3 _221\"></span>tomien omist<span class=\"__3 _223\"></span>ajien osuuk<span class=\"__3 _223\"></span>sien k<span class=\"__3 _223\"></span>\u00e4sit<span class=\"__3 _221\"></span>tely (Liitetieto 1<span class=\"__3 _228\"></span>)<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gsc0\">- <span class=\"__3 _274\"> </span>Vuokra<span class=\"__3 _223\"></span>sopimukset: vuokrak<span class=\"__3 _223\"></span>auden pituuden arviointi (Lii<span class=\"__3 _228\"></span>tetieto 20<span class=\"__3 _228\"></span>)<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsa_3 ws62_2 gsc1\">Olet<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>siin j<span class=\"__3 _223\"></span>a ar<span class=\"__3 _221\"></span>vioi<span class=\"__3 _223\"></span>hin liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4t ke<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>eise<span class=\"__3 _223\"></span>t ep<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>muu<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>ij\u00e4t<span class=\"__3 _223\"></span>, jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws63_2 gsc2\">aih<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t me<span class=\"__3 _223\"></span>rk<span class=\"__3 _223\"></span>it<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4n r<span class=\"__3 _223\"></span>isk<span class=\"__3 _223\"></span>in v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>rojen j<span class=\"__3 _223\"></span>a velkoje<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>npi<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>ar<span class=\"__3 _221\"></span>vojen </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws9_3 gsc3\">muutt<span class=\"__3 _223\"></span>umisesta ol<span class=\"__3 _228\"></span>ennaisesti seuraav<span class=\"__3 _223\"></span>an ti<span class=\"__3 _228\"></span>likauden aikana, ovat seuraa<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gsc4\">vat:<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gsc5\">- <span class=\"__3 _274\"> </span>Liik<span class=\"__3 _228\"></span>e<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>von arvonalentumistestaus (Li<span class=\"__3 _228\"></span>itetieto<span class=\"__3 _228\"></span> 1<span class=\"__3 _228\"></span>8)<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gsc6\">- <span class=\"__3 _274\"> </span>Palkkiotuottoj<span class=\"__3 _228\"></span>en k\u00e4<span class=\"__3 _223\"></span>sittely (Kommandi<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>tiyhti\u00f6muot<span class=\"__3 _228\"></span>oiset p\u00e4\u00e4oma-</div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls10_3 ws32_3 gsc7\"> <span class=\"__3 _275\"> </span>ra<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stot) (Liitetieto 3)</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-311": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls2_3 ws1_3 gsc9\">2 | SEG<span class=\"__3 _223\"></span>MEN<span class=\"__3 _223\"></span>T<span class=\"__3 _223\"></span>T<span class=\"__3 _223\"></span>IR<span class=\"__3 _223\"></span>A<span class=\"__3 _223\"></span>POR<span class=\"__3 _223\"></span>TOI<span class=\"__3 _223\"></span>NTI<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls32_3 ws3_3 gsca\">2.<span class=\"__3 _227\"></span>1 L<span class=\"__3 _223\"></span>aatimisperiaate<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls18_3 ws64_2 gscb\">T<span class=\"__3 _228\"></span>oimint<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>egm<span class=\"__3 _223\"></span>ent<span class=\"__3 _223\"></span>ti on ko<span class=\"__3 _223\"></span>nser<span class=\"__3 _223\"></span>nin os<span class=\"__3 _223\"></span>a, jok<span class=\"__3 _223\"></span>a h<span class=\"__3 _223\"></span>arjoit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a liiketoimint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a, jos<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws65_2 gscc\">t<span class=\"__3 _223\"></span>a se vo<span class=\"__3 _223\"></span>i s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ad<span class=\"__3 _223\"></span>a tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>toj<span class=\"__3 _223\"></span>a ja jo<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>oi aih<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>uluja j<span class=\"__3 _223\"></span>a jos<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a on s<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>at<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>illa </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws5_3 gscd\">eril<span class=\"__3 _228\"></span>list\u00e4 taloude<span class=\"__3 _228\"></span>lli<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a tiet<span class=\"__3 _228\"></span>o<span class=\"__3 _223\"></span>a. Segmenttirapor<span class=\"__3 _223\"></span>tointi<span class=\"__3 _228\"></span> noudat<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aa konsernin<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gsce\">la<span class=\"__3 _223\"></span>adint<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>eri<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>teit<span class=\"__3 _223\"></span>a liiketoiminna<span class=\"__3 _223\"></span>llisen segme<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>tijaot<span class=\"__3 _223\"></span>telu<span class=\"__3 _223\"></span>n muk<span class=\"__3 _223\"></span>aise<span class=\"__3 _223\"></span>sti. </div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gscf\">V<span class=\"__3 _228\"></span>arainhoito </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls33_3 ws8_3 gsd0\">Konsernin V<span class=\"__3 _228\"></span>ar<span class=\"__3 _223\"></span>ainhoito-segmenttiin kuul<span class=\"__3 _228\"></span>u<span class=\"__3 _223\"></span>vat raha<span class=\"__3 _223\"></span>stoj<span class=\"__3 _228\"></span>en hall<span class=\"__3 _228\"></span>innointi,<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws8_3 gsd1\">konsernin<span class=\"__3 _228\"></span> va<span class=\"__3 _223\"></span>rainhoitotuo<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>teet ja -palvel<span class=\"__3 _228\"></span>ut, sij<span class=\"__3 _228\"></span>oituspalvelui<span class=\"__3 _228\"></span>den myy<span class=\"__3 _223\"></span>nti </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gsd2\">sek\u00e4 ar<span class=\"__3 _223\"></span>vopap<span class=\"__3 _223\"></span>erinv\u00e4litys.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gsd3\">P\u00e4\u00e4omamarkkinapalv<span class=\"__3 _228\"></span>elut </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws66_2 gsd4\">Konsernin<span class=\"__3 _228\"></span> P\u00e4<span class=\"__3 _223\"></span>\u00e4omama<span class=\"__3 _223\"></span>rkk<span class=\"__3 _223\"></span>inapalvelut<span class=\"__3 _228\"></span>-segment<span class=\"__3 _223\"></span>ti tarjoaa asiakk<span class=\"__3 _223\"></span>ail<span class=\"__3 _228\"></span>le l<span class=\"__3 _228\"></span>is<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws67_2 gsd5\">tautumi<span class=\"__3 _228\"></span>spalvel<span class=\"__3 _228\"></span>uita, vi<span class=\"__3 _228\"></span>eraan ja oman<span class=\"__3 _228\"></span> p\u00e4\u00e4oman eht<span class=\"__3 _228\"></span>ois<span class=\"__3 _228\"></span>ia rahoitu<span class=\"__3 _228\"></span>sj\u00e4r<span class=\"__3 _228\"></span>jes<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1a_3 ws68_2 gsd6\">telyit\u00e4, lainaperusteisia rahoitusratk<span class=\"__3 _223\"></span>aisuja ja<span class=\"__3 _228\"></span> verk<span class=\"__3 _223\"></span>koalust<span class=\"__3 _223\"></span>alla<span class=\"__3 _228\"></span> toimivan </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gsd7\">jou<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>koraho<span class=\"__3 _228\"></span>ituskanavan. </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws69_2 gsd8\">Yhti\u00f6n yl<span class=\"__3 _228\"></span>in operatiivinen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6ksentekij\u00e4<span class=\"__3 _228\"></span> ar<span class=\"__3 _223\"></span>vioi segmenttien suori<span class=\"__3 _228\"></span>utu<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls2f_3 ws3d_3 gsd9\">mista s\u00e4\u00e4nn\u00f6ll<span class=\"__3 _228\"></span>isesti ja<span class=\"__3 _228\"></span> tekee p\u00e4\u00e4t\u00f6ksi\u00e4 segmente<span class=\"__3 _228\"></span>ill<span class=\"__3 _228\"></span>e kohdiste<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>avista </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws6a_2 gsda\">resursseista. Konsernin<span class=\"__3 _228\"></span> ylin<span class=\"__3 _228\"></span> oper<span class=\"__3 _223\"></span>atiivinen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6ksentekij\u00e4<span class=\"__3 _228\"></span> on konser<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws42_2 gsdb\">nin h<span class=\"__3 _223\"></span>allitu<span class=\"__3 _223\"></span>s. H<span class=\"__3 _223\"></span>allit<span class=\"__3 _223\"></span>us s<span class=\"__3 _223\"></span>eur<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>eg<span class=\"__3 _223\"></span>me<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>tien k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vu<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a (k<span class=\"__3 _221\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00f6k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>te)<span class=\"__3 _228\"></span>. </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws35_3 gsdc\">Se<span class=\"__3 _223\"></span>gm<span class=\"__3 _223\"></span>ent<span class=\"__3 _221\"></span>tiko<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>einf<span class=\"__3 _223\"></span>or<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>a ei ole e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y<span class=\"__3 _228\"></span>, ko<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>a h<span class=\"__3 _223\"></span>allit<span class=\"__3 _223\"></span>us ei </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls34_3 ws6b_2 gsdd\">seuraa ta<span class=\"__3 _223\"></span>sett<span class=\"__3 _223\"></span>a segmenttikohtaisesti<span class=\"__3 _228\"></span>. Esite<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y segmentti-informaatio<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws6c_2 gsde\">perustuu konsernin<span class=\"__3 _228\"></span> sis\u00e4iseen raportointi<span class=\"__3 _228\"></span>in johdol<span class=\"__3 _228\"></span>le ja<span class=\"__3 _228\"></span> segmentit si<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>\u00e4l<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gsdf\">t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4t v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>in ulkoisi<span class=\"__3 _223\"></span>a er<span class=\"__3 _223\"></span>i\u00e4<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws5e_2 gse0\">Muu<span class=\"__3 _223\"></span>t e<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>t sis<span class=\"__3 _223\"></span>\u00e4l<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in mu<span class=\"__3 _223\"></span>ut t<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>tot ja k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t, j<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>a ei r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>po<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>toi<span class=\"__3 _223\"></span>da </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls33_3 ws3d_3 gse1\">osana ra<span class=\"__3 _223\"></span>portoitavia segment<span class=\"__3 _223\"></span>tej\u00e4.<span class=\"__3 _228\"></span> T<span class=\"__3 _228\"></span>uotot k<span class=\"__3 _228\"></span>oostu<span class=\"__3 _223\"></span>vat emoyhti\u00f6n<span class=\"__3 _228\"></span> oma<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls7_3 ws5d_2 gse2\">ta<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en sijoitus<span class=\"__3 _223\"></span>toiminn<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a ja liiketoiminna<span class=\"__3 _223\"></span>n muist<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>uotoist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Kulut </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws6d_2 gse3\">koos<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t hallinnollisist<span class=\"__3 _223\"></span>a ku<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>nuk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, joit<span class=\"__3 _223\"></span>a ei ole kohdist<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u seg<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gse4\">ment<span class=\"__3 _223\"></span>eille<span class=\"__3 _228\"></span>. </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws8_3 gse5\">Konsernin<span class=\"__3 _228\"></span> segment<span class=\"__3 _223\"></span>tien toi<span class=\"__3 _228\"></span>minta-<span class=\"__3 _223\"></span>alue on<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4osin S<span class=\"__3 _228\"></span>uomi. Konserni<span class=\"__3 _228\"></span>lla<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws27_3 gse6\">ei ole a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>ksi<span class=\"__3 _223\"></span>a, j<span class=\"__3 _223\"></span>otk<span class=\"__3 _221\"></span>a muo<span class=\"__3 _223\"></span>do<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isiv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t yli 10 % konse<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in kok<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws8_3 gse7\">tuotoi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a. My\u00f6sk\u00e4<span class=\"__3 _223\"></span>\u00e4n maantieteell<span class=\"__3 _228\"></span>isesti mui<span class=\"__3 _228\"></span>den maiden kuin<span class=\"__3 _228\"></span> Suomen </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws13_3 gse8\">osu<span class=\"__3 _223\"></span>us ko<span class=\"__3 _223\"></span>ko<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>toist<span class=\"__3 _221\"></span>a ei ylit<span class=\"__3 _223\"></span>\u00e4 10 %:a. Se<span class=\"__3 _223\"></span>gm<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ti<span class=\"__3 _223\"></span>en p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>uot<span class=\"__3 _221\"></span>to<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls10_3 ws13_3 gse9\">jen j<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>um<span class=\"__3 _223\"></span>a on k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tu L<span class=\"__3 _223\"></span>iite<span class=\"__3 _223\"></span>tie<span class=\"__3 _223\"></span>do<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a 3 N<span class=\"__3 _223\"></span>et<span class=\"__3 _221\"></span>top<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>tot ja h<span class=\"__3 _223\"></span>allin<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls7_3 wsc_3 gsea\">noitavat varat.<span class=\"__3 _13b\"> </span></div>2.<span class=\"__3 _221\"></span>2 Rapo<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>toi<span class=\"__3 _223\"></span>tava<span class=\"__3 _223\"></span>t seg<span class=\"__3 _223\"></span>men<span class=\"__3 _223\"></span>ti<span class=\"__3 _223\"></span>t<span class=\"__3 _13b\"> </span>20<span class=\"__3 _223\"></span>25 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _1b_2\"> </span><span class=\"lsc_3 ws3c_3\">Varainhoito<span class=\"__3 _276\"> </span><span class=\"lse_3 wsb_3\">P\u00e4\u00e4omamarkk<span class=\"__3 _223\"></span>inapalvelut<span class=\"__3 _277\"> </span>Muut <span class=\"__3 _278\"> </span>Konserni<span class=\"__3 _13b\"> </span></span></span>Palk<span class=\"__3 _223\"></span>kiot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _279\"> </span><span class=\"ls1_3 ws1_3\"> 52 71<span class=\"__3 _228\"></span>9 <span class=\"__3 _280\"> </span> 1 367 <span class=\"__3 _5a_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _5c_2\"> </span></span> 54 0<span class=\"__3 _223\"></span>8<span class=\"__3 _223\"></span>6 </span>Ar<span class=\"__3 _221\"></span>vopa<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span>an ja v<span class=\"__3 _223\"></span>aluut<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>toiminna<span class=\"__3 _223\"></span>n net<span class=\"__3 _223\"></span>tot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _5d_2\"> </span><span class=\"ls1_3 ws1_3\"> 70 <span class=\"__3 _5e_2\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _5f_2\"> </span></span> 1 08<span class=\"__3 _223\"></span>4 <span class=\"__3 _281\"> </span> 1 1<span class=\"__3 _228\"></span>53 </span>T<span class=\"__3 _228\"></span>uotot om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n ehtoisis<span class=\"__3 _223\"></span>ta sijoit<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _282\"> </span><span class=\"ls1_3 ws1_3\"> 5 <span class=\"__3 _283\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _284\"> </span></span> 82 <span class=\"__3 _3f_2\"> </span><span class=\"ls14_3 ws4d_2\"> 87 </span></span>Kor<span class=\"__3 _223\"></span>kotuotot<span class=\"__3 _285\"> </span><span class=\"ls1_3 ws1_3\"> 1 765 <span class=\"__3 _286\"> </span><span class=\"ls16_3 ws69_2\"> 37 <span class=\"__3 _287\"> </span></span> 8 <span class=\"__3 _281\"> </span> 1 81<span class=\"__3 _228\"></span>1 </span> <span class=\"__3 _275\"> </span>T<span class=\"__3 _228\"></span>oi<span class=\"__3 _223\"></span>sil<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>eg<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>eilt<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _288\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _289\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _290\"> </span><span class=\"ls2a_3 ws4e_2\"> 12<span class=\"__3 _223\"></span> <span class=\"__3 _6a_2\"> </span> 12<span class=\"__3 _223\"></span> </span></span>Liiketoiminn<span class=\"__3 _223\"></span>an mu<span class=\"__3 _223\"></span>ut tu<span class=\"__3 _223\"></span>otot<span class=\"__3 _6b_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 <span class=\"__3 _6c_2\"> </span> 2 <span class=\"__3 _287\"> </span> 0 <span class=\"__3 _287\"> </span> 3 </span>Liiketoiminnan tuot<span class=\"__3 _223\"></span>ot yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _6d_2\"> </span><span class=\"ls1_3 ws1_3\"> 54 5<span class=\"__3 _223\"></span>6<span class=\"__3 _223\"></span>0 <span class=\"__3 _6e_2\"> </span> 1 40<span class=\"__3 _223\"></span>6 <span class=\"__3 _1c_2\"> </span> 1 1<span class=\"__3 _228\"></span>85 <span class=\"__3 _6f_2\"> </span> 57 151 </span>Palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iok<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t<span class=\"__3 _291\"> </span><span class=\"ls13_3 ws26_3\">-5 08<span class=\"__3 _228\"></span>1<span class=\"__3 _237\"> </span><span class=\"ls2b_3 ws4f_2\">-14<span class=\"__3 _292\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _281\"> </span><span class=\"ws1_3\">-<span class=\"__3 _223\"></span>5 0<span class=\"__3 _223\"></span>96<span class=\"__3 _13b\"> </span></span></span></span></span>Korkokulut<span class=\"__3 _293\"> </span><span class=\"ls13_3 ws26_3\">-504<span class=\"__3 _294\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _295\"> </span><span class=\"ls31_3 ws70_2\">-68<span class=\"__3 _296\"> </span><span class=\"ls18_3 ws6f_2\">-572</span></span></span></span> <span class=\"__3 _275\"> </span>T<span class=\"__3 _228\"></span>oisille<span class=\"__3 _228\"></span> s<span class=\"__3 _223\"></span>egme<span class=\"__3 _223\"></span>nteille<span class=\"__3 _288\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _297\"> </span><span class=\"ls2b_3 ws4f_2\">-12<span class=\"__3 _292\"> </span></span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _298\"> </span><span class=\"ls2b_3 ws4f_2\">-12<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _299\"> </span><span class=\"ls1_3 ws1_3\">-5 5<span class=\"__3 _223\"></span>8<span class=\"__3 _223\"></span>5<span class=\"__3 _300\"> </span><span class=\"ls11_3 ws71_2\">-26<span class=\"__3 _295\"> </span><span class=\"ls13_3 ws26_3\">-<span class=\"__3 _223\"></span>68<span class=\"__3 _f_3\"> </span></span></span>-<span class=\"__3 _223\"></span>5 67<span class=\"__3 _223\"></span>9<span class=\"__3 _13b\"> </span></span>Net<span class=\"__3 _223\"></span>toliik<span class=\"__3 _223\"></span>evaihto<span class=\"__3 _7a_2\"> </span><span class=\"ls1_3 ws1_3\"> 48 9<span class=\"__3 _223\"></span>75 <span class=\"__3 _6e_2\"> </span> 1 3<span class=\"__3 _223\"></span>80 <span class=\"__3 _f_3\"> </span> 1 11<span class=\"__3 _228\"></span>8 <span class=\"__3 _258\"> </span> 51 472 </span>H<span class=\"__3 _223\"></span>alli<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t Henkil\u00f6st<span class=\"__3 _228\"></span>\u00f6k<span class=\"__3 _223\"></span>ulut<span class=\"__3 _7b_2\"> </span><span class=\"ls23_3 ws1a_3\">-<span class=\"__3 _223\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _223\"></span> 14<span class=\"__3 _221\"></span>0<span class=\"__3 _7c_2\"> </span><span class=\"ls14_3 ws4d_2\">-<span class=\"__3 _223\"></span>872<span class=\"__3 _7d_2\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 19<span class=\"__3 _221\"></span>5<span class=\"__3 _224\"> </span></span>-2<span class=\"__3 _223\"></span>2 2<span class=\"__3 _223\"></span>07</span></span> <span class=\"__3 _275\"> </span>Muut hall<span class=\"__3 _228\"></span>intokulut<span class=\"__3 _7e_2\"> </span><span class=\"ls35_3 ws7_3\">-7 6<span class=\"__3 _221\"></span>5<span class=\"__3 _223\"></span>4<span class=\"__3 _7c_2\"> </span><span class=\"ls36_3 ws73_2\">-<span class=\"__3 _223\"></span>371<span class=\"__3 _296\"> </span></span></span>-383<span class=\"__3 _281\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _223\"></span>8 4<span class=\"__3 _223\"></span>09<span class=\"__3 _13b\"> </span></span>Liiketoiminn<span class=\"__3 _223\"></span>an mu<span class=\"__3 _223\"></span>ut k<span class=\"__3 _223\"></span>ulut<span class=\"__3 _7f_2\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>2<span class=\"__3 _297\"> </span>-1<span class=\"__3 _223\"></span>4<span class=\"__3 _273\"> </span><span class=\"lsc_3 ws3c_3\">-39<span class=\"__3 _5f_2\"> </span></span>-1<span class=\"__3 _221\"></span> 0<span class=\"__3 _223\"></span>7<span class=\"__3 _221\"></span>5<span class=\"__3 _13b\"> </span></span>Ar<span class=\"__3 _221\"></span>von<span class=\"__3 _223\"></span>alent<span class=\"__3 _223\"></span>umis<span class=\"__3 _223\"></span>et luotoist<span class=\"__3 _223\"></span>a ja m<span class=\"__3 _223\"></span>uist<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>amisist<span class=\"__3 _223\"></span>a<span class=\"__3 _301\"> </span><span class=\"ls28_3 ws1c_3\">-6<span class=\"__3 _259\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _302\"> </span></span></span>-52<span class=\"__3 _302\"> </span><span class=\"ls27_3 ws4b_2\">-59<span class=\"__3 _13b\"> </span></span>Kulut yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _303\"> </span><span class=\"ls11_3 ws71_2\">-28 8<span class=\"__3 _223\"></span>22<span class=\"__3 _304\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _223\"></span> 2<span class=\"__3 _221\"></span>5<span class=\"__3 _223\"></span>7<span class=\"__3 _305\"> </span>-1<span class=\"__3 _223\"></span> 6<span class=\"__3 _221\"></span>7<span class=\"__3 _221\"></span>0<span class=\"__3 _306\"> </span><span class=\"ls1_3 ws1_3\">-3<span class=\"__3 _223\"></span>1 75<span class=\"__3 _223\"></span>0<span class=\"__3 _13b\"> </span></span></span></span>K\u00e4yt<span class=\"__3 _223\"></span>t\u00f6kate<span class=\"__3 _307\"> </span><span class=\"ls1_3 ws1_3\"> 20 152 <span class=\"__3 _308\"> </span><span class=\"ls38_3 ws5c_2\"> 12<span class=\"__3 _223\"></span>3<span class=\"__3 _221\"></span> <span class=\"__3 _309\"> </span><span class=\"ls12_3 ws45_2\">-5<span class=\"__3 _223\"></span>52<span class=\"__3 _255\"> </span></span></span> 1<span class=\"__3 _228\"></span>9 7<span class=\"__3 _223\"></span>23 </span>Poisto<span class=\"__3 _223\"></span>t<span class=\"__3 _310\"> </span><span class=\"ls1_3 ws1_3\">-3 0<span class=\"__3 _223\"></span>8<span class=\"__3 _223\"></span>3<span class=\"__3 _13b\"> </span></span>T<span class=\"__3 _228\"></span>uloverot<span class=\"__3 _8a_2\"> </span><span class=\"ls22_3 ws48_2\">-<span class=\"__3 _223\"></span>3<span class=\"__3 _223\"></span> 5<span class=\"__3 _223\"></span>16<span class=\"__3 _13b\"> </span></span>Tilika<span class=\"__3 _223\"></span>uden voit<span class=\"__3 _223\"></span>to<span class=\"__3 _8b_2\"> </span><span class=\"ls38_3 ws5c_2\">13<span class=\"__3 _223\"></span> 12<span class=\"__3 _221\"></span>3<span class=\"__3 _13b\"> </span></span><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs103\">20<span class=\"__3 _223\"></span>24 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _1b_2\"> </span><span class=\"lsc_3 ws3c_3\">Varainhoito<span class=\"__3 _276\"> </span><span class=\"lse_3 wsb_3\">P\u00e4\u00e4omamarkk<span class=\"__3 _223\"></span>inapalvelut<span class=\"__3 _277\"> </span>Muut <span class=\"__3 _278\"> </span>Konserni<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs104\">Palk<span class=\"__3 _223\"></span>kiot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _8c_2\"> </span><span class=\"ls1_3 ws1_3\"> 57 94<span class=\"__3 _223\"></span>0 <span class=\"__3 _8d_2\"> </span> 64<span class=\"__3 _223\"></span>6 <span class=\"__3 _5a_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _5c_2\"> </span></span> 58 5<span class=\"__3 _223\"></span>8<span class=\"__3 _223\"></span>6 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs105\">Ar<span class=\"__3 _221\"></span>vopa<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span>an ja v<span class=\"__3 _223\"></span>aluut<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>toiminna<span class=\"__3 _223\"></span>n net<span class=\"__3 _223\"></span>tot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _2b_2\"> </span><span class=\"ls29_3 ws4c_2\"> 18<span class=\"__3 _221\"></span>5<span class=\"__3 _223\"></span> <span class=\"__3 _283\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _8e_2\"> </span><span class=\"ls39_3 ws75_2\"> 6<span class=\"__3 _223\"></span>15<span class=\"__3 _221\"></span> <span class=\"__3 _8f_2\"> </span></span><span class=\"ws1_3\"> 801 </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs106\">T<span class=\"__3 _228\"></span>uotot om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n ehtoisis<span class=\"__3 _223\"></span>ta sijoit<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _282\"> </span><span class=\"ls1_3 ws1_3\"> 4 <span class=\"__3 _283\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _8e_2\"> </span><span class=\"ls2b_3 ws4f_2\"> 172<span class=\"__3 _221\"></span> <span class=\"__3 _311\"> </span> 17<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs107\">Kor<span class=\"__3 _223\"></span>kotuotot<span class=\"__3 _312\"> </span><span class=\"ls1_3 ws1_3\"> 2 44<span class=\"__3 _223\"></span>4 <span class=\"__3 _286\"> </span> 81 <span class=\"__3 _295\"> </span><span class=\"ls2b_3 ws4f_2\"> 17<span class=\"__3 _221\"></span> <span class=\"__3 _313\"> </span></span> 2 542 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls2c_3 ws50_2 gs108\"> <span class=\"__3 _275\"> </span>T<span class=\"__3 _228\"></span>oi<span class=\"__3 _223\"></span>sil<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>eg<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>eilt<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _288\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _289\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _284\"> </span><span class=\"ws1_3\"> 21 <span class=\"__3 _3f_2\"> </span> 21 </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs109\">Liiketoiminn<span class=\"__3 _223\"></span>an mu<span class=\"__3 _223\"></span>ut tu<span class=\"__3 _223\"></span>otot<span class=\"__3 _6b_2\"> </span><span class=\"ls1_3 ws1_3\"> 7 <span class=\"__3 _5e_2\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _314\"> </span></span> 0 <span class=\"__3 _287\"> </span> 7 </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs10a\">Liiketoiminnan tuot<span class=\"__3 _223\"></span>ot yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _6d_2\"> </span><span class=\"ls1_3 ws1_3\"> 6<span class=\"__3 _223\"></span>0 57<span class=\"__3 _223\"></span>9 <span class=\"__3 _315\"> </span><span class=\"ls5_3 wse_3\"> 728 <span class=\"__3 _277\"> </span></span> 825 <span class=\"__3 _6f_2\"> </span> 62 1<span class=\"__3 _228\"></span>32 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls18_3 ws6f_2 gs10b\">Palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iok<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t<span class=\"__3 _291\"> </span><span class=\"ls1_3 ws1_3\">-5 20<span class=\"__3 _223\"></span>0<span class=\"__3 _297\"> </span><span class=\"ls2b_3 ws4f_2\">-14<span class=\"__3 _316\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _5f_2\"> </span><span class=\"ls23_3 ws1a_3\">-<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> 2<span class=\"__3 _221\"></span>14<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs10c\">Korkokulut<span class=\"__3 _317\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 3<span class=\"__3 _221\"></span>4<span class=\"__3 _318\"></span>6<span class=\"__3 _283\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _302\"> </span><span class=\"ls35_3 ws7_3\">-7<span class=\"__3 _223\"></span>8<span class=\"__3 _7d_2\"> </span></span></span>-1<span class=\"__3 _221\"></span> 4<span class=\"__3 _221\"></span>24</span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs10d\"> <span class=\"__3 _275\"> </span>T<span class=\"__3 _228\"></span>oisille<span class=\"__3 _228\"></span> s<span class=\"__3 _223\"></span>egme<span class=\"__3 _223\"></span>nteille<span class=\"__3 _288\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _319\"> </span><span class=\"ls14_3 ws4d_2\">-21<span class=\"__3 _6e_2\"> </span></span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _273\"> </span><span class=\"ls14_3 ws4d_2\">-21<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs10e\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _299\"> </span><span class=\"ls1_3 ws1_3\">-6 5<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>6<span class=\"__3 _286\"> </span><span class=\"ls31_3 ws70_2\">-35<span class=\"__3 _302\"> </span><span class=\"ls3a_3 ws6d_2\">-7<span class=\"__3 _221\"></span>8<span class=\"__3 _313\"> </span></span></span>-6 6<span class=\"__3 _223\"></span>59<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls12_3 ws45_2 gs10f\">Net<span class=\"__3 _223\"></span>toliik<span class=\"__3 _223\"></span>evaihto<span class=\"__3 _7a_2\"> </span><span class=\"ls1_3 ws1_3\"> 54 03<span class=\"__3 _223\"></span>3 <span class=\"__3 _315\"> </span> 69<span class=\"__3 _223\"></span>3 <span class=\"__3 _320\"> </span><span class=\"ls3a_3 ws6d_2\"> 74<span class=\"__3 _223\"></span>7<span class=\"__3 _223\"></span> <span class=\"__3 _258\"> </span></span> 5<span class=\"__3 _223\"></span>5 473 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls26_3 ws5_3 gs110\">H<span class=\"__3 _223\"></span>alli<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t</div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws72_2 gs111\"> Henkil\u00f6st<span class=\"__3 _228\"></span>\u00f6k<span class=\"__3 _223\"></span>ulut<span class=\"__3 _9a_2\"> </span><span class=\"ls2b_3 ws4f_2\">-19<span class=\"__3 _223\"></span> 174<span class=\"__3 _9b_2\"> </span><span class=\"ls35_3 ws7_3\">-75<span class=\"__3 _223\"></span>9<span class=\"__3 _7d_2\"> </span></span>-1<span class=\"__3 _223\"></span> 0<span class=\"__3 _221\"></span>5<span class=\"__3 _223\"></span>1<span class=\"__3 _224\"> </span><span class=\"ls14_3 ws4d_2\">-20 9<span class=\"__3 _223\"></span>85</span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs112\"> <span class=\"__3 _275\"> </span>Muut hall<span class=\"__3 _228\"></span>intokulut<span class=\"__3 _7e_2\"> </span><span class=\"ls16_3 ws69_2\">-6 782<span class=\"__3 _9c_2\"> </span></span>-353<span class=\"__3 _296\"> </span><span class=\"ls16_3 ws69_2\">-37<span class=\"__3 _223\"></span>9<span class=\"__3 _7d_2\"> </span><span class=\"ls39_3 ws75_2\">-<span class=\"__3 _223\"></span>7<span class=\"__3 _223\"></span> 5<span class=\"__3 _223\"></span>13<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs113\">Liiketoiminn<span class=\"__3 _223\"></span>an mu<span class=\"__3 _223\"></span>ut k<span class=\"__3 _223\"></span>ulut<span class=\"__3 _9d_2\"> </span><span class=\"lsa_3 ws27_3\">-855<span class=\"__3 _237\"> </span><span class=\"ls1_3 ws1_3\"> 2<span class=\"__3 _223\"></span>9 <span class=\"__3 _9e_2\"> </span><span class=\"ls9_3 ws16_3\">-36<span class=\"__3 _311\"> </span><span class=\"ls20_3 ws11_3\">-8<span class=\"__3 _223\"></span>61<span class=\"__3 _13b\"> </span></span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs114\">Ar<span class=\"__3 _221\"></span>von<span class=\"__3 _223\"></span>alent<span class=\"__3 _223\"></span>umis<span class=\"__3 _223\"></span>et luotoist<span class=\"__3 _223\"></span>a ja m<span class=\"__3 _223\"></span>uist<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>amisist<span class=\"__3 _223\"></span>a<span class=\"__3 _9f_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _289\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _a0_2\"> </span><span class=\"ws1_3\"> 0 <span class=\"__3 _287\"> </span> 0 </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs115\">Kulut yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _a1_2\"> </span><span class=\"ls3b_3 ws19_3\">-<span class=\"__3 _223\"></span>2<span class=\"__3 _221\"></span>6<span class=\"__3 _223\"></span> 8<span class=\"__3 _223\"></span>11<span class=\"__3 _304\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _221\"></span> 0<span class=\"__3 _223\"></span>8<span class=\"__3 _221\"></span>2<span class=\"__3 _281\"> </span>-1<span class=\"__3 _223\"></span> 4<span class=\"__3 _221\"></span>6<span class=\"__3 _221\"></span>6<span class=\"__3 _a2_2\"> </span><span class=\"ls11_3 ws71_2\">-29 3<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span>9<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls7_3 wsc_3 gs116\">K\u00e4yt<span class=\"__3 _223\"></span>t\u00f6kate<span class=\"__3 _a3_2\"> </span><span class=\"ls1_3 ws1_3\"> 27 2<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>2 <span class=\"__3 _a4_2\"> </span><span class=\"ls31_3 ws70_2\">-390<span class=\"__3 _311\"> </span><span class=\"ls3a_3 ws6d_2\">-7<span class=\"__3 _221\"></span>19<span class=\"__3 _224\"> </span></span></span> 26 11<span class=\"__3 _228\"></span>4 </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lsf_3 ws46_2 gs117\">Poisto<span class=\"__3 _223\"></span>t<span class=\"__3 _a5_2\"> </span><span class=\"ls11_3 ws71_2\">-2 73<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs118\">T<span class=\"__3 _228\"></span>uloverot<span class=\"__3 _a6_2\"> </span><span class=\"ls1_3 ws1_3\">-4 9<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>3<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls12_3 ws45_2 gs119\">Tilika<span class=\"__3 _223\"></span>uden voit<span class=\"__3 _223\"></span>to<span class=\"__3 _a7_2\"> </span><span class=\"ls38_3 ws5c_2\">18<span class=\"__3 _223\"></span> 4<span class=\"__3 _221\"></span>3<span class=\"__3 _223\"></span>9</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-312": {
   "value": "2.<span class=\"__3 _227\"></span>1 L<span class=\"__3 _223\"></span>aatimisperiaate<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>oimint<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>egm<span class=\"__3 _223\"></span>ent<span class=\"__3 _223\"></span>ti on ko<span class=\"__3 _223\"></span>nser<span class=\"__3 _223\"></span>nin os<span class=\"__3 _223\"></span>a, jok<span class=\"__3 _223\"></span>a h<span class=\"__3 _223\"></span>arjoit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a liiketoimint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a, jos<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>a se vo<span class=\"__3 _223\"></span>i s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ad<span class=\"__3 _223\"></span>a tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>toj<span class=\"__3 _223\"></span>a ja jo<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>oi aih<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>uluja j<span class=\"__3 _223\"></span>a jos<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a on s<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>at<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>illa eril<span class=\"__3 _228\"></span>list\u00e4 taloude<span class=\"__3 _228\"></span>lli<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a tiet<span class=\"__3 _228\"></span>o<span class=\"__3 _223\"></span>a. Segmenttirapor<span class=\"__3 _223\"></span>tointi<span class=\"__3 _228\"></span> noudat<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aa konsernin<span class=\"__3 _228\"></span> la<span class=\"__3 _223\"></span>adint<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>eri<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>teit<span class=\"__3 _223\"></span>a liiketoiminna<span class=\"__3 _223\"></span>llisen segme<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>tijaot<span class=\"__3 _223\"></span>telu<span class=\"__3 _223\"></span>n muk<span class=\"__3 _223\"></span>aise<span class=\"__3 _223\"></span>sti. V<span class=\"__3 _228\"></span>arainhoito Konsernin V<span class=\"__3 _228\"></span>ar<span class=\"__3 _223\"></span>ainhoito-segmenttiin kuul<span class=\"__3 _228\"></span>u<span class=\"__3 _223\"></span>vat raha<span class=\"__3 _223\"></span>stoj<span class=\"__3 _228\"></span>en hall<span class=\"__3 _228\"></span>innointi,<span class=\"__3 _228\"></span> konsernin<span class=\"__3 _228\"></span> va<span class=\"__3 _223\"></span>rainhoitotuo<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>teet ja -palvel<span class=\"__3 _228\"></span>ut, sij<span class=\"__3 _228\"></span>oituspalvelui<span class=\"__3 _228\"></span>den myy<span class=\"__3 _223\"></span>nti sek\u00e4 ar<span class=\"__3 _223\"></span>vopap<span class=\"__3 _223\"></span>erinv\u00e4litys.<span class=\"__3 _13b\"> </span>P\u00e4\u00e4omamarkkinapalv<span class=\"__3 _228\"></span>elut Konsernin<span class=\"__3 _228\"></span> P\u00e4<span class=\"__3 _223\"></span>\u00e4omama<span class=\"__3 _223\"></span>rkk<span class=\"__3 _223\"></span>inapalvelut<span class=\"__3 _228\"></span>-segment<span class=\"__3 _223\"></span>ti tarjoaa asiakk<span class=\"__3 _223\"></span>ail<span class=\"__3 _228\"></span>le l<span class=\"__3 _228\"></span>is<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tautumi<span class=\"__3 _228\"></span>spalvel<span class=\"__3 _228\"></span>uita, vi<span class=\"__3 _228\"></span>eraan ja oman<span class=\"__3 _228\"></span> p\u00e4\u00e4oman eht<span class=\"__3 _228\"></span>ois<span class=\"__3 _228\"></span>ia rahoitu<span class=\"__3 _228\"></span>sj\u00e4r<span class=\"__3 _228\"></span>jes<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>telyit\u00e4, lainaperusteisia rahoitusratk<span class=\"__3 _223\"></span>aisuja ja<span class=\"__3 _228\"></span> verk<span class=\"__3 _223\"></span>koalust<span class=\"__3 _223\"></span>alla<span class=\"__3 _228\"></span> toimivan jou<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>koraho<span class=\"__3 _228\"></span>ituskanavan. Yhti\u00f6n yl<span class=\"__3 _228\"></span>in operatiivinen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6ksentekij\u00e4<span class=\"__3 _228\"></span> ar<span class=\"__3 _223\"></span>vioi segmenttien suori<span class=\"__3 _228\"></span>utu<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>mista s\u00e4\u00e4nn\u00f6ll<span class=\"__3 _228\"></span>isesti ja<span class=\"__3 _228\"></span> tekee p\u00e4\u00e4t\u00f6ksi\u00e4 segmente<span class=\"__3 _228\"></span>ill<span class=\"__3 _228\"></span>e kohdiste<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>avista resursseista. Konsernin<span class=\"__3 _228\"></span> ylin<span class=\"__3 _228\"></span> oper<span class=\"__3 _223\"></span>atiivinen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6ksentekij\u00e4<span class=\"__3 _228\"></span> on konser<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>nin h<span class=\"__3 _223\"></span>allitu<span class=\"__3 _223\"></span>s. H<span class=\"__3 _223\"></span>allit<span class=\"__3 _223\"></span>us s<span class=\"__3 _223\"></span>eur<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>eg<span class=\"__3 _223\"></span>me<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>tien k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vu<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a (k<span class=\"__3 _221\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00f6k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>te)<span class=\"__3 _228\"></span>. Se<span class=\"__3 _223\"></span>gm<span class=\"__3 _223\"></span>ent<span class=\"__3 _221\"></span>tiko<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>einf<span class=\"__3 _223\"></span>or<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>a ei ole e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y<span class=\"__3 _228\"></span>, ko<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>a h<span class=\"__3 _223\"></span>allit<span class=\"__3 _223\"></span>us ei seuraa ta<span class=\"__3 _223\"></span>sett<span class=\"__3 _223\"></span>a segmenttikohtaisesti<span class=\"__3 _228\"></span>. Esite<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y segmentti-informaatio<span class=\"__3 _228\"></span> perustuu konsernin<span class=\"__3 _228\"></span> sis\u00e4iseen raportointi<span class=\"__3 _228\"></span>in johdol<span class=\"__3 _228\"></span>le ja<span class=\"__3 _228\"></span> segmentit si<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>\u00e4l<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4t v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>in ulkoisi<span class=\"__3 _223\"></span>a er<span class=\"__3 _223\"></span>i\u00e4<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span>Muu<span class=\"__3 _223\"></span>t e<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>t sis<span class=\"__3 _223\"></span>\u00e4l<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in mu<span class=\"__3 _223\"></span>ut t<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>tot ja k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t, j<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>a ei r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>po<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>toi<span class=\"__3 _223\"></span>da osana ra<span class=\"__3 _223\"></span>portoitavia segment<span class=\"__3 _223\"></span>tej\u00e4.<span class=\"__3 _228\"></span> T<span class=\"__3 _228\"></span>uotot k<span class=\"__3 _228\"></span>oostu<span class=\"__3 _223\"></span>vat emoyhti\u00f6n<span class=\"__3 _228\"></span> oma<span class=\"__3 _223\"></span>n ta<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en sijoitus<span class=\"__3 _223\"></span>toiminn<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a ja liiketoiminna<span class=\"__3 _223\"></span>n muist<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>uotoist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Kulut koos<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t hallinnollisist<span class=\"__3 _223\"></span>a ku<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>nuk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, joit<span class=\"__3 _223\"></span>a ei ole kohdist<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u seg<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ment<span class=\"__3 _223\"></span>eille<span class=\"__3 _228\"></span>. Konsernin<span class=\"__3 _228\"></span> segment<span class=\"__3 _223\"></span>tien toi<span class=\"__3 _228\"></span>minta-<span class=\"__3 _223\"></span>alue on<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4osin S<span class=\"__3 _228\"></span>uomi. Konserni<span class=\"__3 _228\"></span>lla<span class=\"__3 _228\"></span> ei ole a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>ksi<span class=\"__3 _223\"></span>a, j<span class=\"__3 _223\"></span>otk<span class=\"__3 _221\"></span>a muo<span class=\"__3 _223\"></span>do<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isiv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t yli 10 % konse<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in kok<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>tuotoi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a. My\u00f6sk\u00e4<span class=\"__3 _223\"></span>\u00e4n maantieteell<span class=\"__3 _228\"></span>isesti mui<span class=\"__3 _228\"></span>den maiden kuin<span class=\"__3 _228\"></span> Suomen osu<span class=\"__3 _223\"></span>us ko<span class=\"__3 _223\"></span>ko<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>toist<span class=\"__3 _221\"></span>a ei ylit<span class=\"__3 _223\"></span>\u00e4 10 %:a. Se<span class=\"__3 _223\"></span>gm<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ti<span class=\"__3 _223\"></span>en p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>uot<span class=\"__3 _221\"></span>to<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>jen j<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>um<span class=\"__3 _223\"></span>a on k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tu L<span class=\"__3 _223\"></span>iite<span class=\"__3 _223\"></span>tie<span class=\"__3 _223\"></span>do<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a 3 N<span class=\"__3 _223\"></span>et<span class=\"__3 _221\"></span>top<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>tot ja h<span class=\"__3 _223\"></span>allin<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>noitavat varat.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-313": {
   "value": "<div class=\"t_3 m0_3 h2_3 ff1_3 fs0_3 fc0_3 sc0_3 ls0_3 ws0_3 gs5a\">10<span class=\"__3 _221\"></span>8<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h3_3 ff2_3 fs1_3 fc1_3 sc0_3 ls1_3 ws1_3 gs5b\">u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls1_3 ws1_3 gs93\">2.<span class=\"__3 _221\"></span>2 Rapo<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>toi<span class=\"__3 _223\"></span>tava<span class=\"__3 _223\"></span>t seg<span class=\"__3 _223\"></span>men<span class=\"__3 _223\"></span>ti<span class=\"__3 _223\"></span>t<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gseb\">20<span class=\"__3 _223\"></span>25 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _1b_2\"> </span><span class=\"lsc_3 ws3c_3\">Varainhoito<span class=\"__3 _276\"> </span><span class=\"lse_3 wsb_3\">P\u00e4\u00e4omamarkk<span class=\"__3 _223\"></span>inapalvelut<span class=\"__3 _277\"> </span>Muut <span class=\"__3 _278\"> </span>Konserni<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gsec\">Palk<span class=\"__3 _223\"></span>kiot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _279\"> </span><span class=\"ls1_3 ws1_3\"> 52 71<span class=\"__3 _228\"></span>9 <span class=\"__3 _280\"> </span> 1 367 <span class=\"__3 _5a_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _5c_2\"> </span></span> 54 0<span class=\"__3 _223\"></span>8<span class=\"__3 _223\"></span>6 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gsed\">Ar<span class=\"__3 _221\"></span>vopa<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span>an ja v<span class=\"__3 _223\"></span>aluut<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>toiminna<span class=\"__3 _223\"></span>n net<span class=\"__3 _223\"></span>tot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _5d_2\"> </span><span class=\"ls1_3 ws1_3\"> 70 <span class=\"__3 _5e_2\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _5f_2\"> </span></span> 1 08<span class=\"__3 _223\"></span>4 <span class=\"__3 _281\"> </span> 1 1<span class=\"__3 _228\"></span>53 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gsee\">T<span class=\"__3 _228\"></span>uotot om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n ehtoisis<span class=\"__3 _223\"></span>ta sijoit<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _282\"> </span><span class=\"ls1_3 ws1_3\"> 5 <span class=\"__3 _283\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _284\"> </span></span> 82 <span class=\"__3 _3f_2\"> </span><span class=\"ls14_3 ws4d_2\"> 87 </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gsef\">Kor<span class=\"__3 _223\"></span>kotuotot<span class=\"__3 _285\"> </span><span class=\"ls1_3 ws1_3\"> 1 765 <span class=\"__3 _286\"> </span><span class=\"ls16_3 ws69_2\"> 37 <span class=\"__3 _287\"> </span></span> 8 <span class=\"__3 _281\"> </span> 1 81<span class=\"__3 _228\"></span>1 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls2c_3 ws50_2 gsf0\"> <span class=\"__3 _275\"> </span>T<span class=\"__3 _228\"></span>oi<span class=\"__3 _223\"></span>sil<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>eg<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>eilt<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _288\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _289\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _290\"> </span><span class=\"ls2a_3 ws4e_2\"> 12<span class=\"__3 _223\"></span> <span class=\"__3 _6a_2\"> </span> 12<span class=\"__3 _223\"></span> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gsf1\">Liiketoiminn<span class=\"__3 _223\"></span>an mu<span class=\"__3 _223\"></span>ut tu<span class=\"__3 _223\"></span>otot<span class=\"__3 _6b_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 <span class=\"__3 _6c_2\"> </span> 2 <span class=\"__3 _287\"> </span> 0 <span class=\"__3 _287\"> </span> 3 </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gsf2\">Liiketoiminnan tuot<span class=\"__3 _223\"></span>ot yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _6d_2\"> </span><span class=\"ls1_3 ws1_3\"> 54 5<span class=\"__3 _223\"></span>6<span class=\"__3 _223\"></span>0 <span class=\"__3 _6e_2\"> </span> 1 40<span class=\"__3 _223\"></span>6 <span class=\"__3 _1c_2\"> </span> 1 1<span class=\"__3 _228\"></span>85 <span class=\"__3 _6f_2\"> </span> 57 151 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls18_3 ws6f_2 gsf3\">Palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iok<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t<span class=\"__3 _291\"> </span><span class=\"ls13_3 ws26_3\">-5 08<span class=\"__3 _228\"></span>1<span class=\"__3 _237\"> </span><span class=\"ls2b_3 ws4f_2\">-14<span class=\"__3 _292\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _281\"> </span><span class=\"ws1_3\">-<span class=\"__3 _223\"></span>5 0<span class=\"__3 _223\"></span>96<span class=\"__3 _13b\"> </span></span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gsf4\">Korkokulut<span class=\"__3 _293\"> </span><span class=\"ls13_3 ws26_3\">-504<span class=\"__3 _294\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _295\"> </span><span class=\"ls31_3 ws70_2\">-68<span class=\"__3 _296\"> </span><span class=\"ls18_3 ws6f_2\">-572</span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gsf5\"> <span class=\"__3 _275\"> </span>T<span class=\"__3 _228\"></span>oisille<span class=\"__3 _228\"></span> s<span class=\"__3 _223\"></span>egme<span class=\"__3 _223\"></span>nteille<span class=\"__3 _288\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _297\"> </span><span class=\"ls2b_3 ws4f_2\">-12<span class=\"__3 _292\"> </span></span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _298\"> </span><span class=\"ls2b_3 ws4f_2\">-12<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gsf6\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _299\"> </span><span class=\"ls1_3 ws1_3\">-5 5<span class=\"__3 _223\"></span>8<span class=\"__3 _223\"></span>5<span class=\"__3 _300\"> </span><span class=\"ls11_3 ws71_2\">-26<span class=\"__3 _295\"> </span><span class=\"ls13_3 ws26_3\">-<span class=\"__3 _223\"></span>68<span class=\"__3 _f_3\"> </span></span></span>-<span class=\"__3 _223\"></span>5 67<span class=\"__3 _223\"></span>9<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls12_3 ws45_2 gsf7\">Net<span class=\"__3 _223\"></span>toliik<span class=\"__3 _223\"></span>evaihto<span class=\"__3 _7a_2\"> </span><span class=\"ls1_3 ws1_3\"> 48 9<span class=\"__3 _223\"></span>75 <span class=\"__3 _6e_2\"> </span> 1 3<span class=\"__3 _223\"></span>80 <span class=\"__3 _f_3\"> </span> 1 11<span class=\"__3 _228\"></span>8 <span class=\"__3 _258\"> </span> 51 472 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls26_3 ws5_3 gsf8\">H<span class=\"__3 _223\"></span>alli<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t</div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws72_2 gsf9\"> Henkil\u00f6st<span class=\"__3 _228\"></span>\u00f6k<span class=\"__3 _223\"></span>ulut<span class=\"__3 _7b_2\"> </span><span class=\"ls23_3 ws1a_3\">-<span class=\"__3 _223\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _223\"></span> 14<span class=\"__3 _221\"></span>0<span class=\"__3 _7c_2\"> </span><span class=\"ls14_3 ws4d_2\">-<span class=\"__3 _223\"></span>872<span class=\"__3 _7d_2\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 19<span class=\"__3 _221\"></span>5<span class=\"__3 _224\"> </span></span>-2<span class=\"__3 _223\"></span>2 2<span class=\"__3 _223\"></span>07</span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gsfa\"> <span class=\"__3 _275\"> </span>Muut hall<span class=\"__3 _228\"></span>intokulut<span class=\"__3 _7e_2\"> </span><span class=\"ls35_3 ws7_3\">-7 6<span class=\"__3 _221\"></span>5<span class=\"__3 _223\"></span>4<span class=\"__3 _7c_2\"> </span><span class=\"ls36_3 ws73_2\">-<span class=\"__3 _223\"></span>371<span class=\"__3 _296\"> </span></span></span>-383<span class=\"__3 _281\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _223\"></span>8 4<span class=\"__3 _223\"></span>09<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gsfb\">Liiketoiminn<span class=\"__3 _223\"></span>an mu<span class=\"__3 _223\"></span>ut k<span class=\"__3 _223\"></span>ulut<span class=\"__3 _7f_2\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>2<span class=\"__3 _297\"> </span>-1<span class=\"__3 _223\"></span>4<span class=\"__3 _273\"> </span><span class=\"lsc_3 ws3c_3\">-39<span class=\"__3 _5f_2\"> </span></span>-1<span class=\"__3 _221\"></span> 0<span class=\"__3 _223\"></span>7<span class=\"__3 _221\"></span>5<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gsfc\">Ar<span class=\"__3 _221\"></span>von<span class=\"__3 _223\"></span>alent<span class=\"__3 _223\"></span>umis<span class=\"__3 _223\"></span>et luotoist<span class=\"__3 _223\"></span>a ja m<span class=\"__3 _223\"></span>uist<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>amisist<span class=\"__3 _223\"></span>a<span class=\"__3 _301\"> </span><span class=\"ls28_3 ws1c_3\">-6<span class=\"__3 _259\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _302\"> </span></span></span>-52<span class=\"__3 _302\"> </span><span class=\"ls27_3 ws4b_2\">-59<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gsfd\">Kulut yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _303\"> </span><span class=\"ls11_3 ws71_2\">-28 8<span class=\"__3 _223\"></span>22<span class=\"__3 _304\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _223\"></span> 2<span class=\"__3 _221\"></span>5<span class=\"__3 _223\"></span>7<span class=\"__3 _305\"> </span>-1<span class=\"__3 _223\"></span> 6<span class=\"__3 _221\"></span>7<span class=\"__3 _221\"></span>0<span class=\"__3 _306\"> </span><span class=\"ls1_3 ws1_3\">-3<span class=\"__3 _223\"></span>1 75<span class=\"__3 _223\"></span>0<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls7_3 wsc_3 gsfe\">K\u00e4yt<span class=\"__3 _223\"></span>t\u00f6kate<span class=\"__3 _307\"> </span><span class=\"ls1_3 ws1_3\"> 20 152 <span class=\"__3 _308\"> </span><span class=\"ls38_3 ws5c_2\"> 12<span class=\"__3 _223\"></span>3<span class=\"__3 _221\"></span> <span class=\"__3 _309\"> </span><span class=\"ls12_3 ws45_2\">-5<span class=\"__3 _223\"></span>52<span class=\"__3 _255\"> </span></span></span> 1<span class=\"__3 _228\"></span>9 7<span class=\"__3 _223\"></span>23 </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lsf_3 ws46_2 gsff\">Poisto<span class=\"__3 _223\"></span>t<span class=\"__3 _310\"> </span><span class=\"ls1_3 ws1_3\">-3 0<span class=\"__3 _223\"></span>8<span class=\"__3 _223\"></span>3<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs100\">T<span class=\"__3 _228\"></span>uloverot<span class=\"__3 _8a_2\"> </span><span class=\"ls22_3 ws48_2\">-<span class=\"__3 _223\"></span>3<span class=\"__3 _223\"></span> 5<span class=\"__3 _223\"></span>16<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls12_3 ws45_2 gs101\">Tilika<span class=\"__3 _223\"></span>uden voit<span class=\"__3 _223\"></span>to<span class=\"__3 _8b_2\"> </span><span class=\"ls38_3 ws5c_2\">13<span class=\"__3 _223\"></span> 12<span class=\"__3 _221\"></span>3<span class=\"__3 _13b\"> </span></span></div>20<span class=\"__3 _223\"></span>24 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _1b_2\"> </span><span class=\"lsc_3 ws3c_3\">Varainhoito<span class=\"__3 _276\"> </span><span class=\"lse_3 wsb_3\">P\u00e4\u00e4omamarkk<span class=\"__3 _223\"></span>inapalvelut<span class=\"__3 _277\"> </span>Muut <span class=\"__3 _278\"> </span>Konserni<span class=\"__3 _13b\"> </span></span></span>Palk<span class=\"__3 _223\"></span>kiot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _8c_2\"> </span><span class=\"ls1_3 ws1_3\"> 57 94<span class=\"__3 _223\"></span>0 <span class=\"__3 _8d_2\"> </span> 64<span class=\"__3 _223\"></span>6 <span class=\"__3 _5a_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _5c_2\"> </span></span> 58 5<span class=\"__3 _223\"></span>8<span class=\"__3 _223\"></span>6 </span>Ar<span class=\"__3 _221\"></span>vopa<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span>an ja v<span class=\"__3 _223\"></span>aluut<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>toiminna<span class=\"__3 _223\"></span>n net<span class=\"__3 _223\"></span>tot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _2b_2\"> </span><span class=\"ls29_3 ws4c_2\"> 18<span class=\"__3 _221\"></span>5<span class=\"__3 _223\"></span> <span class=\"__3 _283\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _8e_2\"> </span><span class=\"ls39_3 ws75_2\"> 6<span class=\"__3 _223\"></span>15<span class=\"__3 _221\"></span> <span class=\"__3 _8f_2\"> </span></span><span class=\"ws1_3\"> 801 </span></span></span>T<span class=\"__3 _228\"></span>uotot om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n ehtoisis<span class=\"__3 _223\"></span>ta sijoit<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _282\"> </span><span class=\"ls1_3 ws1_3\"> 4 <span class=\"__3 _283\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _8e_2\"> </span><span class=\"ls2b_3 ws4f_2\"> 172<span class=\"__3 _221\"></span> <span class=\"__3 _311\"> </span> 17<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> </span></span></span>Kor<span class=\"__3 _223\"></span>kotuotot<span class=\"__3 _312\"> </span><span class=\"ls1_3 ws1_3\"> 2 44<span class=\"__3 _223\"></span>4 <span class=\"__3 _286\"> </span> 81 <span class=\"__3 _295\"> </span><span class=\"ls2b_3 ws4f_2\"> 17<span class=\"__3 _221\"></span> <span class=\"__3 _313\"> </span></span> 2 542 </span> <span class=\"__3 _275\"> </span>T<span class=\"__3 _228\"></span>oi<span class=\"__3 _223\"></span>sil<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>eg<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>eilt<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _288\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _289\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _284\"> </span><span class=\"ws1_3\"> 21 <span class=\"__3 _3f_2\"> </span> 21 </span></span>Liiketoiminn<span class=\"__3 _223\"></span>an mu<span class=\"__3 _223\"></span>ut tu<span class=\"__3 _223\"></span>otot<span class=\"__3 _6b_2\"> </span><span class=\"ls1_3 ws1_3\"> 7 <span class=\"__3 _5e_2\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _314\"> </span></span> 0 <span class=\"__3 _287\"> </span> 7 </span>Liiketoiminnan tuot<span class=\"__3 _223\"></span>ot yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _6d_2\"> </span><span class=\"ls1_3 ws1_3\"> 6<span class=\"__3 _223\"></span>0 57<span class=\"__3 _223\"></span>9 <span class=\"__3 _315\"> </span><span class=\"ls5_3 wse_3\"> 728 <span class=\"__3 _277\"> </span></span> 825 <span class=\"__3 _6f_2\"> </span> 62 1<span class=\"__3 _228\"></span>32 </span>Palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iok<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t<span class=\"__3 _291\"> </span><span class=\"ls1_3 ws1_3\">-5 20<span class=\"__3 _223\"></span>0<span class=\"__3 _297\"> </span><span class=\"ls2b_3 ws4f_2\">-14<span class=\"__3 _316\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _5f_2\"> </span><span class=\"ls23_3 ws1a_3\">-<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> 2<span class=\"__3 _221\"></span>14<span class=\"__3 _13b\"> </span></span></span></span>Korkokulut<span class=\"__3 _317\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 3<span class=\"__3 _221\"></span>4<span class=\"__3 _318\"></span>6<span class=\"__3 _283\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _302\"> </span><span class=\"ls35_3 ws7_3\">-7<span class=\"__3 _223\"></span>8<span class=\"__3 _7d_2\"> </span></span></span>-1<span class=\"__3 _221\"></span> 4<span class=\"__3 _221\"></span>24</span> <span class=\"__3 _275\"> </span>T<span class=\"__3 _228\"></span>oisille<span class=\"__3 _228\"></span> s<span class=\"__3 _223\"></span>egme<span class=\"__3 _223\"></span>nteille<span class=\"__3 _288\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _319\"> </span><span class=\"ls14_3 ws4d_2\">-21<span class=\"__3 _6e_2\"> </span></span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _273\"> </span><span class=\"ls14_3 ws4d_2\">-21<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _299\"> </span><span class=\"ls1_3 ws1_3\">-6 5<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>6<span class=\"__3 _286\"> </span><span class=\"ls31_3 ws70_2\">-35<span class=\"__3 _302\"> </span><span class=\"ls3a_3 ws6d_2\">-7<span class=\"__3 _221\"></span>8<span class=\"__3 _313\"> </span></span></span>-6 6<span class=\"__3 _223\"></span>59<span class=\"__3 _13b\"> </span></span>Net<span class=\"__3 _223\"></span>toliik<span class=\"__3 _223\"></span>evaihto<span class=\"__3 _7a_2\"> </span><span class=\"ls1_3 ws1_3\"> 54 03<span class=\"__3 _223\"></span>3 <span class=\"__3 _315\"> </span> 69<span class=\"__3 _223\"></span>3 <span class=\"__3 _320\"> </span><span class=\"ls3a_3 ws6d_2\"> 74<span class=\"__3 _223\"></span>7<span class=\"__3 _223\"></span> <span class=\"__3 _258\"> </span></span> 5<span class=\"__3 _223\"></span>5 473 </span>H<span class=\"__3 _223\"></span>alli<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t Henkil\u00f6st<span class=\"__3 _228\"></span>\u00f6k<span class=\"__3 _223\"></span>ulut<span class=\"__3 _9a_2\"> </span><span class=\"ls2b_3 ws4f_2\">-19<span class=\"__3 _223\"></span> 174<span class=\"__3 _9b_2\"> </span><span class=\"ls35_3 ws7_3\">-75<span class=\"__3 _223\"></span>9<span class=\"__3 _7d_2\"> </span></span>-1<span class=\"__3 _223\"></span> 0<span class=\"__3 _221\"></span>5<span class=\"__3 _223\"></span>1<span class=\"__3 _224\"> </span><span class=\"ls14_3 ws4d_2\">-20 9<span class=\"__3 _223\"></span>85</span></span> <span class=\"__3 _275\"> </span>Muut hall<span class=\"__3 _228\"></span>intokulut<span class=\"__3 _7e_2\"> </span><span class=\"ls16_3 ws69_2\">-6 782<span class=\"__3 _9c_2\"> </span></span>-353<span class=\"__3 _296\"> </span><span class=\"ls16_3 ws69_2\">-37<span class=\"__3 _223\"></span>9<span class=\"__3 _7d_2\"> </span><span class=\"ls39_3 ws75_2\">-<span class=\"__3 _223\"></span>7<span class=\"__3 _223\"></span> 5<span class=\"__3 _223\"></span>13<span class=\"__3 _13b\"> </span></span></span>Liiketoiminn<span class=\"__3 _223\"></span>an mu<span class=\"__3 _223\"></span>ut k<span class=\"__3 _223\"></span>ulut<span class=\"__3 _9d_2\"> </span><span class=\"lsa_3 ws27_3\">-855<span class=\"__3 _237\"> </span><span class=\"ls1_3 ws1_3\"> 2<span class=\"__3 _223\"></span>9 <span class=\"__3 _9e_2\"> </span><span class=\"ls9_3 ws16_3\">-36<span class=\"__3 _311\"> </span><span class=\"ls20_3 ws11_3\">-8<span class=\"__3 _223\"></span>61<span class=\"__3 _13b\"> </span></span></span></span></span>Ar<span class=\"__3 _221\"></span>von<span class=\"__3 _223\"></span>alent<span class=\"__3 _223\"></span>umis<span class=\"__3 _223\"></span>et luotoist<span class=\"__3 _223\"></span>a ja m<span class=\"__3 _223\"></span>uist<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>amisist<span class=\"__3 _223\"></span>a<span class=\"__3 _9f_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _289\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _a0_2\"> </span><span class=\"ws1_3\"> 0 <span class=\"__3 _287\"> </span> 0 </span></span>Kulut yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _a1_2\"> </span><span class=\"ls3b_3 ws19_3\">-<span class=\"__3 _223\"></span>2<span class=\"__3 _221\"></span>6<span class=\"__3 _223\"></span> 8<span class=\"__3 _223\"></span>11<span class=\"__3 _304\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _221\"></span> 0<span class=\"__3 _223\"></span>8<span class=\"__3 _221\"></span>2<span class=\"__3 _281\"> </span>-1<span class=\"__3 _223\"></span> 4<span class=\"__3 _221\"></span>6<span class=\"__3 _221\"></span>6<span class=\"__3 _a2_2\"> </span><span class=\"ls11_3 ws71_2\">-29 3<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span>9<span class=\"__3 _13b\"> </span></span></span></span>K\u00e4yt<span class=\"__3 _223\"></span>t\u00f6kate<span class=\"__3 _a3_2\"> </span><span class=\"ls1_3 ws1_3\"> 27 2<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>2 <span class=\"__3 _a4_2\"> </span><span class=\"ls31_3 ws70_2\">-390<span class=\"__3 _311\"> </span><span class=\"ls3a_3 ws6d_2\">-7<span class=\"__3 _221\"></span>19<span class=\"__3 _224\"> </span></span></span> 26 11<span class=\"__3 _228\"></span>4 </span>Poisto<span class=\"__3 _223\"></span>t<span class=\"__3 _a5_2\"> </span><span class=\"ls11_3 ws71_2\">-2 73<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span></span>T<span class=\"__3 _228\"></span>uloverot<span class=\"__3 _a6_2\"> </span><span class=\"ls1_3 ws1_3\">-4 9<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>3<span class=\"__3 _13b\"> </span></span>Tilika<span class=\"__3 _223\"></span>uden voit<span class=\"__3 _223\"></span>to<span class=\"__3 _a7_2\"> </span><span class=\"ls38_3 ws5c_2\">18<span class=\"__3 _223\"></span> 4<span class=\"__3 _221\"></span>3<span class=\"__3 _223\"></span>9</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProfitLossFromOperatingActivitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-314": {
   "value": "<div class=\"t_3 m0_3 h2_3 ff1_3 fs0_3 fc0_3 sc0_3 ls3c_2 ws76_2 gs5a\">11<span class=\"__3 _223\"></span>0<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h3_3 ff2_3 fs1_3 fc1_3 sc0_3 ls1_3 ws1_3 gs5b\">u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls2_3 ws1_3 gs93\">3 | NE<span class=\"__3 _223\"></span>T<span class=\"__3 _223\"></span>TO<span class=\"__3 _223\"></span>P<span class=\"__3 _228\"></span>A<span class=\"__3 _223\"></span>LK<span class=\"__3 _223\"></span>K<span class=\"__3 _223\"></span>IOTU<span class=\"__3 _223\"></span>OTOT JA HA<span class=\"__3 _223\"></span>LL<span class=\"__3 _223\"></span>IN<span class=\"__3 _223\"></span>NOI<span class=\"__3 _223\"></span>T<span class=\"__3 _228\"></span>A<span class=\"__3 _228\"></span>VA<span class=\"__3 _227\"></span>T VAR<span class=\"__3 _223\"></span>A<span class=\"__3 _228\"></span>T<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls32_3 ws3_3 gs95\">3.<span class=\"__3 _227\"></span>1 L<span class=\"__3 _223\"></span>aatimisperiaate<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls32_3 ws3_3 gs97\">T<span class=\"__3 _227\"></span>uloutusperiaat<span class=\"__3 _223\"></span>teet<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls17_3 ws8_3 gs99\">United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers -konserni tarjoaa var<span class=\"__3 _223\"></span>ainhoi<span class=\"__3 _228\"></span>don tuotteita ja palvelu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls19_3 ws13_3 gs9a\">ja se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ino<span class=\"__3 _223\"></span>ille suu<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuja p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>veluj<span class=\"__3 _223\"></span>a. P<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>velu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws77_2 gs9b\">p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>osi<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>otoik<span class=\"__3 _223\"></span>si aj<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>t on lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>alle.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsf_3 ws13_3 gs11a\">Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>i kir<span class=\"__3 _223\"></span>ja<span class=\"__3 _223\"></span>a my<span class=\"__3 _221\"></span>yn<span class=\"__3 _223\"></span>tit<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>otot si<span class=\"__3 _223\"></span>ten<span class=\"__3 _223\"></span>, et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 n<span class=\"__3 _223\"></span>e k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at lu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuje<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>al<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1b_3 ws30_3 gs11b\">vel<span class=\"__3 _228\"></span>uje<span class=\"__3 _228\"></span>n luovuttamista<span class=\"__3 _228\"></span> asiakka<span class=\"__3 _223\"></span>all<span class=\"__3 _228\"></span>e raham\u00e4\u00e4r\u00e4<span class=\"__3 _223\"></span>\u00e4n, j<span class=\"__3 _228\"></span>oka kuvast<span class=\"__3 _223\"></span>aa vasti<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws13_3 gs11c\">ket<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>, jo<span class=\"__3 _223\"></span>hon k<span class=\"__3 _223\"></span>ons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ni o<span class=\"__3 _223\"></span>dot<span class=\"__3 _221\"></span>ta<span class=\"__3 _221\"></span>a olev<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a oike<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>eisi\u00e4 p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>veluj<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws5f_2 gs11d\">va<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n. Asia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sso<span class=\"__3 _223\"></span>pimus<span class=\"__3 _223\"></span>ten a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vioin<span class=\"__3 _223\"></span>niss<span class=\"__3 _223\"></span>a ja my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>itu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tojen kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws7_3 gs11e\">se<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ellet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n viisi<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>aih<span class=\"__3 _223\"></span>eist<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>allia<span class=\"__3 _223\"></span>, jo<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>lla m\u00e4<span class=\"__3 _221\"></span>\u00e4ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4n, </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws74_2 gs11f\">milloin<span class=\"__3 _228\"></span> ja mihin m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ntit<span class=\"__3 _223\"></span>uotot kirj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an. M<span class=\"__3 _223\"></span>allissa y<span class=\"__3 _223\"></span>ksil\u00f6id\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls12_3 ws3f_2 gs120\">asiak<span class=\"__3 _223\"></span>ass<span class=\"__3 _223\"></span>opimus ja<span class=\"__3 _228\"></span> sopimuks<span class=\"__3 _223\"></span>en suoritevelvoitteet, m\u00e4<span class=\"__3 _223\"></span>\u00e4ritet\u00e4<span class=\"__3 _223\"></span>\u00e4n tr<span class=\"__3 _223\"></span>ans<span class=\"__3 _223\"></span>ak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls2f_3 ws8_3 gs121\">tiohi<span class=\"__3 _228\"></span>nnat, kohdistetaan tra<span class=\"__3 _223\"></span>nsak<span class=\"__3 _223\"></span>tiohinta suoriteve<span class=\"__3 _228\"></span>lvoitteill<span class=\"__3 _228\"></span>e sek\u00e4 kirja<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws78_2 gs122\">t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an m<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nti<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>otot<span class=\"__3 _223\"></span>. Ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a tr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _221\"></span>tiohi<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>at o<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>sin kii<span class=\"__3 _223\"></span>ntei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4. </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls14_3 ws1e_3 gs123\">My<span class=\"__3 _221\"></span>ynt<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>ot pa<span class=\"__3 _223\"></span>lv<span class=\"__3 _223\"></span>eluist<span class=\"__3 _221\"></span>a kirj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n aja<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>a suo<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>aes<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs124\">tai palvelun<span class=\"__3 _228\"></span> suoritt<span class=\"__3 _223\"></span>amisen j\u00e4l<span class=\"__3 _228\"></span>keen (yhten\u00e4 ajanhetken\u00e4)<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gs125\">V<span class=\"__3 _228\"></span>arainhoito<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws64_2 gs126\">Var<span class=\"__3 _223\"></span>ainhoi<span class=\"__3 _223\"></span>toliiketoimint<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n ku<span class=\"__3 _223\"></span>uluv<span class=\"__3 _223\"></span>at r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>toliiketoiminta m<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an luk<span class=\"__3 _223\"></span>ien </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws8_3 gs127\">raha<span class=\"__3 _223\"></span>stojen<span class=\"__3 _228\"></span> halli<span class=\"__3 _228\"></span>nnointi,<span class=\"__3 _228\"></span> konsernin omaisuudenhoit<span class=\"__3 _228\"></span>op<span class=\"__3 _223\"></span>alvel<span class=\"__3 _228\"></span>u<span class=\"__3 _223\"></span>t, si<span class=\"__3 _228\"></span>joitus<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs128\">tuotteiden ja -palvel<span class=\"__3 _228\"></span>uiden myynti sek\u00e4 ar<span class=\"__3 _223\"></span>vopap<span class=\"__3 _223\"></span>erinv\u00e4litys.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws79_2 gs129\">Ra<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stojen h<span class=\"__3 _223\"></span>allinnoinnist<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t hallinnoint<span class=\"__3 _223\"></span>ipalk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot per<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls3d_2 ws4f_2 gs12a\">rah<span class=\"__3 _228\"></span>ast<span class=\"__3 _228\"></span>oj<span class=\"__3 _228\"></span>en<span class=\"__3 _228\"></span> arvon<span class=\"__3 _228\"></span>la<span class=\"__3 _228\"></span>ske<span class=\"__3 _228\"></span>ntaan<span class=\"__3 _228\"></span> ja<span class=\"__3 _228\"></span> ne<span class=\"__3 _228\"></span> ki<span class=\"__3 _228\"></span>rj<span class=\"__3 _228\"></span>ataan<span class=\"__3 _228\"></span> kuu<span class=\"__3 _228\"></span>kaus<span class=\"__3 _228\"></span>itta<span class=\"__3 _228\"></span>in<span class=\"__3 _228\"></span> tai<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>vartaa<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lse_3 ws13_3 gs12b\">leit<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>in ja l<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>stoil<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>pillises<span class=\"__3 _223\"></span>ti s<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>en </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1c_3 gs12c\">aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>. P<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a olev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _221\"></span>\u00e4om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ai alk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4i<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws8_3 gs12d\">sen si<span class=\"__3 _228\"></span>joitussitoumuksen<span class=\"__3 _228\"></span> sek<span class=\"__3 _223\"></span>\u00e4 sovitun palkkioprosentin<span class=\"__3 _228\"></span> muk<span class=\"__3 _223\"></span>aisesti ja<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls7_3 ws8_3 gs12e\">kirjataa<span class=\"__3 _223\"></span>n tuotoksi<span class=\"__3 _228\"></span> ajan kuluessa. Raha<span class=\"__3 _223\"></span>stojen<span class=\"__3 _228\"></span> merkint\u00f6jen yhte<span class=\"__3 _228\"></span>ydess<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws7a_2 gs12f\">mahdoll<span class=\"__3 _228\"></span>isesti perity<span class=\"__3 _223\"></span>t kertaluonteiset<span class=\"__3 _228\"></span> merkint<span class=\"__3 _223\"></span>\u00e4palkkiot tul<span class=\"__3 _228\"></span>outet<span class=\"__3 _223\"></span>aan heti,<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws7b_2 gs130\">kuten my\u00f6s<span class=\"__3 _228\"></span> lunastusten yhteydess\u00e4 mahdol<span class=\"__3 _228\"></span>lisesti peri<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t kert<span class=\"__3 _223\"></span>aluontei<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs131\">set lunastusp<span class=\"__3 _223\"></span>alkkiot.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws68_2 gs132\">Sijoitus- ja e<span class=\"__3 _223\"></span>rikois<span class=\"__3 _223\"></span>sijoitusr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stojen se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 komm<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>diit<span class=\"__3 _223\"></span>tiy<span class=\"__3 _223\"></span>hti\u00f6<span class=\"__3 _223\"></span>muotois<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsf_3 ws7c_2 gs133\">ten p\u00e4\u00e4omar<span class=\"__3 _223\"></span>ahastojen<span class=\"__3 _228\"></span> menest<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>seen si<span class=\"__3 _228\"></span>dotut tuottosidonnaiset pal<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>kiot </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws32_3 gs134\">kirjataan tuotoiksi<span class=\"__3 _228\"></span> ra<span class=\"__3 _223\"></span>hastojen<span class=\"__3 _228\"></span> ar<span class=\"__3 _223\"></span>vonlaskentoj<span class=\"__3 _228\"></span>en perusteel<span class=\"__3 _228\"></span>la, kun lopul<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws4a_2 gs135\">linen p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>iss<span class=\"__3 _221\"></span>a ja on e<span class=\"__3 _223\"></span>rit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4in to<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws7d_2 gs136\">n\u00e4k\u00f6ist\u00e4, ettei kir<span class=\"__3 _228\"></span>jat<span class=\"__3 _223\"></span>tujen tuotto<span class=\"__3 _228\"></span>jen m\u00e4\u00e4r<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>n jouduta my<span class=\"__3 _228\"></span>\u00f6hemmin teke<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsd_3 ws60_2 gs137\">m\u00e4\u00e4n<span class=\"__3 _228\"></span> me<span class=\"__3 _228\"></span>rkitt\u00e4<span class=\"__3 _228\"></span>v\u00e4\u00e4 p<span class=\"__3 _228\"></span>eru<span class=\"__3 _228\"></span>utu<span class=\"__3 _228\"></span>sta.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1c_3 ws8_3 gs138\">Omaisuudenhoitopalkkiot<span class=\"__3 _228\"></span> tulouteta<span class=\"__3 _223\"></span>an p\u00e4<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>\u00e4\u00e4nt\u00f6isesti k<span class=\"__3 _223\"></span>var<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aaleitt<span class=\"__3 _223\"></span>ain </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1a_3 wsa_3 gs139\">ja laskuteta<span class=\"__3 _223\"></span>an j\u00e4lkik\u00e4teen yl<span class=\"__3 _228\"></span>eens<span class=\"__3 _223\"></span>\u00e4 laskentak<span class=\"__3 _223\"></span>auden j\u00e4lke<span class=\"__3 _228\"></span>isen\u00e4 kuuk<span class=\"__3 _223\"></span>aute<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws69_2 gs13a\">na. Omaisuudenhoitoon<span class=\"__3 _228\"></span> liitty<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t asiaka<span class=\"__3 _223\"></span>ssalkk<span class=\"__3 _223\"></span>ujen<span class=\"__3 _228\"></span> tuot<span class=\"__3 _223\"></span>toon perustuv<span class=\"__3 _223\"></span>at </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws6c_2 gs13b\">pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>t tulo<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>rit<span class=\"__3 _223\"></span>elt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws69_2 gs13c\">ta<span class=\"__3 _223\"></span>i ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioit<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>iss<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Oma<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>den<span class=\"__3 _223\"></span>hoidon m<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>dolliset av<span class=\"__3 _223\"></span>aus<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot tulou<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs13d\">tet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ion l<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>en y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>eyd<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4.  </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls3e_2 ws7e_2 gs13e\">Omaisuudenhoitoasiakkailta perity<span class=\"__3 _223\"></span>t trans<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>tiopalkkiot tuloutetaan </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls3f_2 ws7f_2 gs13f\">kauppap<span class=\"__3 _223\"></span>\u00e4iv\u00e4n perusteel<span class=\"__3 _228\"></span>la. Struk<span class=\"__3 _223\"></span>turoitujen<span class=\"__3 _228\"></span> tuot<span class=\"__3 _223\"></span>teiden<span class=\"__3 _228\"></span> niin<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>utsut<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws80_2 gs140\">tu st<span class=\"__3 _223\"></span>ru<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>rointip<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kio t<span class=\"__3 _223\"></span>uloute<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>n liikkees<span class=\"__3 _223\"></span>eenl<span class=\"__3 _223\"></span>ask<span class=\"__3 _223\"></span>up<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsf_3 ws46_2 gs141\">mukaise<span class=\"__3 _223\"></span>sti. </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1c_3 ws8_3 gs142\">Osan<span class=\"__3 _223\"></span>a varainhoidon palve<span class=\"__3 _228\"></span>luja kon<span class=\"__3 _228\"></span>ser<span class=\"__3 _223\"></span>ni myy yhteisty\u00f6kumppaneiden </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls10_3 ws13_3 gs143\">va<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>. Uni<span class=\"__3 _223\"></span>ted B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s ei mis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>ihe<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>l<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws4d_2 gs144\">ta<span class=\"__3 _223\"></span>a luov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uihin yhteist<span class=\"__3 _221\"></span>y\u00f6ku<span class=\"__3 _223\"></span>mpp<span class=\"__3 _223\"></span>anin tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>teisiin tai p<span class=\"__3 _223\"></span>alveluihin, joten </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws31_3 gs145\">n\u00e4is<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4 tuo<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tona<span class=\"__3 _228\"></span> kirjataan ai<span class=\"__3 _228\"></span>noasta<span class=\"__3 _223\"></span>an saadut vakuutu<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>asiam<span class=\"__3 _228\"></span>iespal<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _228\"></span>t, </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs146\">ku<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iom<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4 on lu<span class=\"__3 _223\"></span>otet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti a<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>vioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1b_3 ws56_2 gs147\">Arvopaperi<span class=\"__3 _228\"></span>nv\u00e4l<span class=\"__3 _228\"></span>ityksest\u00e4 pa<span class=\"__3 _228\"></span>lkkio<span class=\"__3 _228\"></span>t kir<span class=\"__3 _228\"></span>jataan kaup<span class=\"__3 _228\"></span>pap\u00e4iv\u00e4m\u00e4\u00e4r\u00e4n<span class=\"__3 _228\"></span> mukai<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls14_3 ws4d_2 gs148\">se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gs149\">P\u00e4\u00e4omamarkkinapalv<span class=\"__3 _228\"></span>elut<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws27_3 gs14a\">P\u00e4\u00e4omamarkkinapalve<span class=\"__3 _228\"></span>lut l<span class=\"__3 _228\"></span>ii<span class=\"__3 _228\"></span>keto<span class=\"__3 _228\"></span>imin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>aan kuul<span class=\"__3 _228\"></span>uvat li<span class=\"__3 _228\"></span>stautumis<span class=\"__3 _228\"></span>palvel<span class=\"__3 _228\"></span>ut, </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls18_3 ws13_3 gs14b\">om<span class=\"__3 _223\"></span>an j<span class=\"__3 _223\"></span>a vie<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>oise<span class=\"__3 _223\"></span>t r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>usj\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ely<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, lai<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ust<span class=\"__3 _223\"></span>ei<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs14c\">set rahoitusr<span class=\"__3 _223\"></span>atk<span class=\"__3 _223\"></span>aisut ja verkkoalust<span class=\"__3 _223\"></span>alla<span class=\"__3 _228\"></span> toimiva joukkora<span class=\"__3 _223\"></span>hoituspalvelu.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws17_3 gs14d\">Listautumispalvel<span class=\"__3 _228\"></span>ujen sek\u00e4 oman ja<span class=\"__3 _228\"></span> viera<span class=\"__3 _223\"></span>an p\u00e4\u00e4oma<span class=\"__3 _223\"></span>n ehto<span class=\"__3 _228\"></span>isten rahoi<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws78_2 gs14e\">tu<span class=\"__3 _223\"></span>sj\u00e4r<span class=\"__3 _223\"></span>jes<span class=\"__3 _223\"></span>tely<span class=\"__3 _223\"></span>jen o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>iint<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>\u00e4t p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>velu o<span class=\"__3 _223\"></span>n luo<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>u<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws81_2 gs14f\">tet<span class=\"__3 _221\"></span>tu, j<span class=\"__3 _223\"></span>a oike<span class=\"__3 _223\"></span>us p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioo<span class=\"__3 _223\"></span>n on s<span class=\"__3 _223\"></span>yn<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>pillise<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i k<span class=\"__3 _223\"></span>uuk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>usi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>in. Os<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws11_3 gs150\">va<span class=\"__3 _223\"></span>stik<span class=\"__3 _223\"></span>keis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a voi olla muut<span class=\"__3 _221\"></span>tu<span class=\"__3 _223\"></span>via k<span class=\"__3 _223\"></span>ute<span class=\"__3 _223\"></span>n yri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>hoit<span class=\"__3 _223\"></span>usp<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elujen onnis<span class=\"__3 _223\"></span>tu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws82_2 gs151\">misp<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>, jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a ki<span class=\"__3 _223\"></span>rja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un j\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ely<span class=\"__3 _223\"></span>n su<span class=\"__3 _223\"></span>ori<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>velv<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>e on t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs152\">ta<span class=\"__3 _223\"></span>i muu<span class=\"__3 _223\"></span>toin j\u00e4rje<span class=\"__3 _223\"></span>stely<span class=\"__3 _223\"></span>n lopp<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>ulos on luote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti ar<span class=\"__3 _221\"></span>vioit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>sa<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls7_3 ws8_3 gs153\">Konsernin<span class=\"__3 _228\"></span> a<span class=\"__3 _223\"></span>siakas<span class=\"__3 _223\"></span>sopimuksi<span class=\"__3 _228\"></span>in li<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>ty<span class=\"__3 _221\"></span>v\u00e4t omaisuuser\u00e4t koostuvat palk<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws8_3 gs154\">kio<span class=\"__3 _223\"></span>- j<span class=\"__3 _223\"></span>a muis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>tk<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en. A<span class=\"__3 _223\"></span>si<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pim<span class=\"__3 _223\"></span>uk<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws64_2 gs155\">sen s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>est<span class=\"__3 _223\"></span>a aihe<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>uneit<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>see<span class=\"__3 _223\"></span>n kirja<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>edelly<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>i\u00e4 kir<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws31_3 gs156\">jat<span class=\"__3 _221\"></span>tuj<span class=\"__3 _223\"></span>a om<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uus<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>i\u00e4 ei ol<span class=\"__3 _223\"></span>e sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t. A<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>iin liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4<span class=\"__3 _223\"></span>t vel<span class=\"__3 _223\"></span>at </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls40_2 ws8_3 gs157\">koostuvat palkkionpalautusveloista. Konserni<span class=\"__3 _228\"></span> hy\u00f6dynt\u00e4<span class=\"__3 _223\"></span>\u00e4 k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4nn\u00f6n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws83_2 gs158\">apu<span class=\"__3 _223\"></span>keinoa eik<span class=\"__3 _223\"></span>\u00e4 esi<span class=\"__3 _223\"></span>t\u00e4 r<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>or<span class=\"__3 _223\"></span>toin<span class=\"__3 _223\"></span>tip\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n\u00e4 t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 oleville suorite<span class=\"__3 _223\"></span>vel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws43_2 gs159\">voit<span class=\"__3 _223\"></span>teille kohdis<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ua t<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>ak<span class=\"__3 _221\"></span>tiohin<span class=\"__3 _223\"></span>tojen m\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 so<span class=\"__3 _223\"></span>pimuk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, joiden </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws18_3 gs15a\">alk<span class=\"__3 _223\"></span>up<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>n odo<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>lev<span class=\"__3 _223\"></span>a ke<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>a on e<span class=\"__3 _223\"></span>nint<span class=\"__3 _221\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>n y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si vu<span class=\"__3 _223\"></span>osi, t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i<span class=\"__3 _13b\"> </span> </div>mik<span class=\"__3 _223\"></span>\u00e4li t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>si k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>n a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>alt<span class=\"__3 _221\"></span>a sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti<span class=\"__3 _223\"></span>kk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _221\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a luo<span class=\"__3 _228\"></span>vutettujen<span class=\"__3 _228\"></span> palvel<span class=\"__3 _228\"></span>uide<span class=\"__3 _228\"></span>n arvoa asiakkaall<span class=\"__3 _228\"></span>e.<span class=\"__3 _13b\"> </span>Johdon harkinnanvaraiset er\u00e4t<span class=\"__3 _13b\"> </span>IF<span class=\"__3 _223\"></span>RS 1<span class=\"__3 _228\"></span>5 s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>d<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>di sis<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4 tuo<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>toje<span class=\"__3 _223\"></span>n kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mist<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>osk<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ra<span class=\"__3 _223\"></span>joit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n, jon<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a mu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>tot t<span class=\"__3 _223\"></span>ulee k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>n siihe<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n as<span class=\"__3 _223\"></span>ti k<span class=\"__3 _223\"></span>uin o<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>it<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>t\u00e4<span class=\"__3 _223\"></span>in toden<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6ist<span class=\"__3 _223\"></span>\u00e4, et<span class=\"__3 _221\"></span>tei kirjat<span class=\"__3 _221\"></span>tujen tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tojen m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n joudu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a teke<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>m\u00e4\u00e4n<span class=\"__3 _228\"></span> me<span class=\"__3 _228\"></span>rki<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00e4v\u00e4\u00e4<span class=\"__3 _228\"></span> pe<span class=\"__3 _228\"></span>ruut<span class=\"__3 _228\"></span>usta<span class=\"__3 _228\"></span>. Unit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s -<span class=\"__3 _223\"></span>kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>i voi s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>da h<span class=\"__3 _223\"></span>allinn<span class=\"__3 _223\"></span>oimis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n kom<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>diit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>muoto<span class=\"__3 _228\"></span>isista mets\u00e4r<span class=\"__3 _223\"></span>ahastoista rahaston tuottoon sido<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tua tuot<span class=\"__3 _223\"></span>tosid<span class=\"__3 _228\"></span>on<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>naista palkkiota. Rahastosopimusten<span class=\"__3 _228\"></span> perusteella<span class=\"__3 _228\"></span> s<span class=\"__3 _223\"></span>aat<span class=\"__3 _223\"></span>ava ja hal<span class=\"__3 _228\"></span>linnoi<span class=\"__3 _228\"></span>n<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tiyhti\u00f6l<span class=\"__3 _228\"></span>le kuul<span class=\"__3 _228\"></span>u<span class=\"__3 _223\"></span>va lopu<span class=\"__3 _228\"></span>lli<span class=\"__3 _228\"></span>nen tuot<span class=\"__3 _223\"></span>tosi<span class=\"__3 _228\"></span>donnainen palkkio m\u00e4\u00e4r<span class=\"__3 _223\"></span>\u00e4yt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y ja ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an s<span class=\"__3 _223\"></span>en j<span class=\"__3 _223\"></span>\u00e4lk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n, mik<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>li ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _221\"></span>a m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y ai<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>kor<span class=\"__3 _223\"></span>on m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>it<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4m<span class=\"__3 _223\"></span>\u00e4 t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>so (<span class=\"__3 _223\"></span>IR<span class=\"__3 _223\"></span>R) on ylit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a m\u00e4<span class=\"__3 _223\"></span>\u00e4ritet<span class=\"__3 _223\"></span>yll\u00e4<span class=\"__3 _228\"></span> ajanjak<span class=\"__3 _223\"></span>solla.<span class=\"__3 _228\"></span> Ait<span class=\"__3 _223\"></span>akoron ylitt<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4 tuotto jaeta<span class=\"__3 _223\"></span>an ra<span class=\"__3 _223\"></span>has<span class=\"__3 _223\"></span>toso<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>pimuksen mukaisesti hal<span class=\"__3 _228\"></span>linno<span class=\"__3 _228\"></span>intiyhti\u00f6n ja<span class=\"__3 _228\"></span> sijo<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>en kesken (<span class=\"__3 _228\"></span>esim.<span class=\"__3 _228\"></span> <span class=\"__3 _a8_2\"></span><span class=\"ls1_3 ws1_3\"> </span>20 % / 8<span class=\"__3 _223\"></span>0 %)<span class=\"__3 _228\"></span>. Mik<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>li ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>to j<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 ait<span class=\"__3 _221\"></span>ako<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 pie<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>k<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>si,<span class=\"__3 _228\"></span> ei hall<span class=\"__3 _228\"></span>innointiyhti<span class=\"__3 _228\"></span>\u00f6 sa<span class=\"__3 _223\"></span>a lainkaa<span class=\"__3 _223\"></span>n tuottosidonnaista palkkiota.<span class=\"__3 _13b\"> </span>United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers -konserni tuloutt<span class=\"__3 _223\"></span>aa kommandiittiyhti\u00f6muotoi<span class=\"__3 _228\"></span>sista met<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>tois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at t<span class=\"__3 _223\"></span>uot<span class=\"__3 _221\"></span>tosi<span class=\"__3 _223\"></span>don<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>et p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un lo<span class=\"__3 _223\"></span>pulline<span class=\"__3 _223\"></span>n pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ja eh<span class=\"__3 _223\"></span>dot p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>n s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misel<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>le tul<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>at e<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4in t<span class=\"__3 _223\"></span>od<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6is<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ti t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>ym<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n. Ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nilla on k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>\u00e4 per<span class=\"__3 _223\"></span>ust<span class=\"__3 _223\"></span>eellinen tuot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osidon<span class=\"__3 _223\"></span>nais<span class=\"__3 _223\"></span>ten p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kioide<span class=\"__3 _223\"></span>n ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>iointit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>pa<span class=\"__3 _223\"></span>. Ar<span class=\"__3 _221\"></span>vioinnis<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>a otet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n hu<span class=\"__3 _223\"></span>omi<span class=\"__3 _223\"></span>oon m<span class=\"__3 _223\"></span>m. a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>io p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>stoje<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>lua<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>tio<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>oi<span class=\"__3 _228\"></span>den to<span class=\"__3 _228\"></span>teutumi<span class=\"__3 _228\"></span>shetke<span class=\"__3 _228\"></span>ll\u00e4,<span class=\"__3 _228\"></span> tulev<span class=\"__3 _228\"></span>ien rahavi<span class=\"__3 _228\"></span>r<span class=\"__3 _223\"></span>toj<span class=\"__3 _228\"></span>en nykyar<span class=\"__3 _223\"></span>vo<span class=\"__3 _228\"></span> sek\u00e4 toden<span class=\"__3 _228\"></span>n\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>k\u00f6isyys ajankohdasta palkkioiden<span class=\"__3 _228\"></span> toteutumiseen. M<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>\u00e4li<span class=\"__3 _228\"></span> laskennalli<span class=\"__3 _228\"></span>sen tuottos<span class=\"__3 _228\"></span>idonnai<span class=\"__3 _228\"></span>sen pal<span class=\"__3 _228\"></span>kkion arvio<span class=\"__3 _228\"></span>idaan to<span class=\"__3 _228\"></span>teutuvan eri<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00e4in t<span class=\"__3 _228\"></span>odenn\u00e4k\u00f6<span class=\"__3 _228\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>sti, p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>io k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>uoto<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si.<span class=\"__3 _13b\"> </span>Kokonaisuudessaan kommandiittiyhti\u00f6muoto<span class=\"__3 _228\"></span>isista mets\u00e4ra<span class=\"__3 _223\"></span>hastoista on tilik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>elle 20<span class=\"__3 _223\"></span>25 tu<span class=\"__3 _223\"></span>lou<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>nu<span class=\"__3 _223\"></span>t noi<span class=\"__3 _223\"></span>n 2,9 miljoon<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osid<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>na<span class=\"__3 _223\"></span>isia p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a (vu<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>na 2<span class=\"__3 _223\"></span>024 noin 1<span class=\"__3 _228\"></span>2,4 miljoo<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>ur<span class=\"__3 _223\"></span>oa). Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in muis<span class=\"__3 _223\"></span>sa s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misiss<span class=\"__3 _223\"></span>a ed<span class=\"__3 _223\"></span>ell\u00e4  maini<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tuja t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osido<span class=\"__3 _223\"></span>nna<span class=\"__3 _223\"></span>isia pa<span class=\"__3 _223\"></span>lkk<span class=\"__3 _223\"></span>ioit<span class=\"__3 _223\"></span>a on ja<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>ote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>a 31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>025 n<span class=\"__3 _223\"></span>oin 10,<span class=\"__3 _228\"></span>7 miljoo<span class=\"__3 _223\"></span>na<span class=\"__3 _221\"></span>a eur<span class=\"__3 _223\"></span>oa (31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>024 noin 7<span class=\"__3 _227\"></span>,8 miljoon<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a)<span class=\"__3 _13b\"> </span><div class=\"t_3 m0_3 h2_3 ff1_3 fs0_3 fc0_3 sc0_3 ls3c_2 ws76_2 gs5a\">111<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h3_3 ff2_3 fs1_3 fc1_3 sc0_3 ls1_3 ws1_3 gs5b\">u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gs93\">3.<span class=\"__3 _223\"></span>2 Palkkiotuottojen jaottelu<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1b_3 ws34_3 gs94\">Al<span class=\"__3 _228\"></span>la o<span class=\"__3 _228\"></span>levassa<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>aul<span class=\"__3 _228\"></span>ukossa<span class=\"__3 _228\"></span> kuvataan pal<span class=\"__3 _228\"></span>kkiotuo<span class=\"__3 _228\"></span>ttoj<span class=\"__3 _228\"></span>en ja<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>autum<span class=\"__3 _228\"></span>ista:<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs17d\">20<span class=\"__3 _223\"></span>25 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _238\"> </span><span class=\"lsc_3 ws3c_3\">Varainhoito<span class=\"__3 _a9_2\"> </span><span class=\"lse_3 wsb_3\">P\u00e4\u00e4omamarkk<span class=\"__3 _223\"></span>inapalvelut<span class=\"__3 _298\"> </span>Yhteens\u00e4<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls31_3 ws70_2 gs17e\">Rahasto<span class=\"__3 _228\"></span>t</div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws88_2 gs17f\"> Hallinnoint<span class=\"__3 _223\"></span>ipalk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot <span class=\"__3 _2e_2\"> </span><span class=\"ls1_3 ws1_3\">27 48<span class=\"__3 _223\"></span>0<span class=\"__3 _aa_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _ab_2\"> </span></span>27 48<span class=\"__3 _223\"></span>0</span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws89_2 gs180\"> T<span class=\"__3 _228\"></span>uot<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>kiot<span class=\"__3 _ac_2\"> </span><span class=\"ls2a_3 ws4e_2\">12<span class=\"__3 _223\"></span> 7<span class=\"__3 _221\"></span>3<span class=\"__3 _221\"></span>6<span class=\"__3 _225\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _ad_2\"> </span></span>12<span class=\"__3 _223\"></span> 7<span class=\"__3 _221\"></span>3<span class=\"__3 _221\"></span>6</span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls31_3 ws70_2 gs181\"> <span class=\"__3 _275\"> </span>Merkin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4- j<span class=\"__3 _228\"></span>a lu<span class=\"__3 _228\"></span>nastuspalkki<span class=\"__3 _228\"></span>ot<span class=\"__3 _ae_2\"> </span><span class=\"ls1_3 ws1_3\">1 620<span class=\"__3 _aa_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _9c_2\"> </span></span>1 620<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs182\">Omaisuudenhoito<span class=\"__3 _ac_2\"> </span><span class=\"ls16_3 ws69_2\">7 379<span class=\"__3 _aa_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _9c_2\"> </span></span>7 379<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1a_3 ws1d_3 gs183\">Struk<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uroidut s<span class=\"__3 _228\"></span>ijoitukset<span class=\"__3 _af_2\"> </span><span class=\"ls1_3 ws1_3\">3 50<span class=\"__3 _223\"></span>4<span class=\"__3 _aa_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _b0_2\"> </span></span>3 50<span class=\"__3 _223\"></span>4<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs184\">P\u00e4\u00e4omamarkkinapalve<span class=\"__3 _228\"></span>lut<span class=\"__3 _b1_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _b0_2\"> </span><span class=\"ws1_3\">1 3<span class=\"__3 _223\"></span>67<span class=\"__3 _b0_2\"> </span>1 3<span class=\"__3 _223\"></span>67<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1a_3 ws1d_3 gs185\">Palkk<span class=\"__3 _223\"></span>iotuotot yhteens\u00e4<span class=\"__3 _b2_2\"> </span><span class=\"ls1_3 ws1_3\"> 52 719 <span class=\"__3 _b3_2\"> </span> 1 36<span class=\"__3 _223\"></span>7 <span class=\"__3 _5a_2\"> </span> 5<span class=\"__3 _223\"></span>4 08<span class=\"__3 _223\"></span>6 </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs186\">20<span class=\"__3 _223\"></span>24 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _238\"> </span><span class=\"lsc_3 ws3c_3\">Varainhoito<span class=\"__3 _a9_2\"> </span><span class=\"lse_3 wsb_3\">P\u00e4\u00e4omamarkk<span class=\"__3 _223\"></span>inapalvelut<span class=\"__3 _298\"> </span>Yhteens\u00e4<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls31_3 ws70_2 gs187\">Rahasto<span class=\"__3 _228\"></span>t</div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws88_2 gs188\"> Hallinnoint<span class=\"__3 _223\"></span>ipalk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot <span class=\"__3 _b4_2\"> </span><span class=\"ls1_3 ws1_3\"> 26 5<span class=\"__3 _223\"></span>56 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _ab_2\"> </span></span>26 5<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span>6</span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws89_2 gs189\"> T<span class=\"__3 _228\"></span>uot<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>kiot<span class=\"__3 _b5_2\"> </span><span class=\"ls1_3 ws1_3\"> 21 750 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _ad_2\"> </span><span class=\"ls26_3 ws5_3\">21 75<span class=\"__3 _223\"></span>0</span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls31_3 ws70_2 gs18a\"> <span class=\"__3 _275\"> </span>Merkin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4- j<span class=\"__3 _228\"></span>a lu<span class=\"__3 _228\"></span>nastuspalkki<span class=\"__3 _228\"></span>ot<span class=\"__3 _b6_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 285 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _9c_2\"> </span></span>1 285<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs18b\">Omaisuudenhoito<span class=\"__3 _b7_2\"> </span><span class=\"ls1_3 ws1_3\"> 7 01<span class=\"__3 _228\"></span>8 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _7c_2\"> </span><span class=\"ls29_3 ws4c_2\">7 0<span class=\"__3 _221\"></span>18<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1a_3 ws1d_3 gs18c\">Struk<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uroidut s<span class=\"__3 _228\"></span>ijoitukset<span class=\"__3 _b8_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 33<span class=\"__3 _223\"></span>2 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _b0_2\"> </span></span>1 33<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs18d\">P\u00e4\u00e4omamarkkinapalve<span class=\"__3 _228\"></span>lut<span class=\"__3 _b1_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _286\"> </span><span class=\"ws1_3\"> 6<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>6 <span class=\"__3 _300\"> </span><span class=\"ls17_3 ws8a_2\">646<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1a_3 ws1d_3 gs18e\">Palkk<span class=\"__3 _223\"></span>iotuotot yhteens\u00e4<span class=\"__3 _b9_2\"> </span><span class=\"ls1_3 ws1_3\"> 57 94<span class=\"__3 _223\"></span>0 <span class=\"__3 _7c_2\"> </span> 6<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>6 <span class=\"__3 _5a_2\"> </span><span class=\"lsa_3 ws27_3\"> 58 586 </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs18f\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _ba_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _bb_2\"> </span></span> %<span class=\"__3 _281\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _bb_2\"> </span></span> %<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs190\">Yhten\u00e4 ajankohtan<span class=\"__3 _223\"></span>a tul<span class=\"__3 _228\"></span>outet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>avat<span class=\"__3 _bc_2\"> </span><span class=\"ls1_3 ws1_3\">9 30<span class=\"__3 _223\"></span>0<span class=\"__3 _224\"> </span><span class=\"ls41_2 ws8b_2\">1<span class=\"__3 _221\"></span>7,<span class=\"__3 _318\"></span>2<span class=\"__3 _318\"></span> %<span class=\"__3 _bd_2\"> </span><span class=\"ls23_3 ws1a_3\">6<span class=\"__3 _223\"></span> 19<span class=\"__3 _221\"></span>4<span class=\"__3 _be_2\"> </span><span class=\"ls16_3 ws69_2\">1<span class=\"__3 _228\"></span>0,6 %<span class=\"__3 _13b\"> </span></span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs191\">Aja<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>ulue<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a tul<span class=\"__3 _223\"></span>ou<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at  <span class=\"__3 _251\"> </span><span class=\"ls16_3 ws69_2\">44 78<span class=\"__3 _223\"></span>6<span class=\"__3 _255\"> </span></span>82,8 %<span class=\"__3 _a2_2\"> </span><span class=\"lsc_3 ws3c_3\">52 392<span class=\"__3 _255\"> </span><span class=\"ls42_2 ws87_2\">89,4 %<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs192\">Yh<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>een<span class=\"__3 _223\"></span>s\u00e4 <span class=\"__3 _bf_2\"> </span><span class=\"lsa_3 ws27_3\">54 086<span class=\"__3 _255\"> </span><span class=\"ls43_2 ws8c_2\">10<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span> %<span class=\"__3 _6f_2\"> </span></span>58<span class=\"__3 _228\"></span> 586<span class=\"__3 _255\"> </span><span class=\"ls43_2 ws8c_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs193\">S<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuja o<span class=\"__3 _223\"></span>dot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>avis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ol<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>ia t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a on k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tu L<span class=\"__3 _223\"></span>iitet<span class=\"__3 _223\"></span>ie<span class=\"__3 _223\"></span>dos<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a 27 K<span class=\"__3 _223\"></span>ons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nin r<span class=\"__3 _223\"></span>isk<span class=\"__3 _223\"></span>it j<span class=\"__3 _223\"></span>a niide<span class=\"__3 _223\"></span>n h<span class=\"__3 _223\"></span>allint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-315": {
   "value": "3 | NE<span class=\"__3 _223\"></span>T<span class=\"__3 _223\"></span>TO<span class=\"__3 _223\"></span>P<span class=\"__3 _228\"></span>A<span class=\"__3 _223\"></span>LK<span class=\"__3 _223\"></span>K<span class=\"__3 _223\"></span>IOTU<span class=\"__3 _223\"></span>OTOT JA HA<span class=\"__3 _223\"></span>LL<span class=\"__3 _223\"></span>IN<span class=\"__3 _223\"></span>NOI<span class=\"__3 _223\"></span>T<span class=\"__3 _228\"></span>A<span class=\"__3 _228\"></span>VA<span class=\"__3 _227\"></span>T VAR<span class=\"__3 _223\"></span>A<span class=\"__3 _228\"></span>T<span class=\"__3 _13b\"> </span>3.<span class=\"__3 _227\"></span>1 L<span class=\"__3 _223\"></span>aatimisperiaate<span class=\"__3 _13b\"> </span>T<span class=\"__3 _227\"></span>uloutusperiaat<span class=\"__3 _223\"></span>teet<span class=\"__3 _13b\"> </span>United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers -konserni tarjoaa var<span class=\"__3 _223\"></span>ainhoi<span class=\"__3 _228\"></span>don tuotteita ja palvelu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ja se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ino<span class=\"__3 _223\"></span>ille suu<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuja p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>veluj<span class=\"__3 _223\"></span>a. P<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>velu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>osi<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>otoik<span class=\"__3 _223\"></span>si aj<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>t on lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>alle.<span class=\"__3 _13b\"> </span>Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>i kir<span class=\"__3 _223\"></span>ja<span class=\"__3 _223\"></span>a my<span class=\"__3 _221\"></span>yn<span class=\"__3 _223\"></span>tit<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>otot si<span class=\"__3 _223\"></span>ten<span class=\"__3 _223\"></span>, et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 n<span class=\"__3 _223\"></span>e k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at lu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuje<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>al<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>vel<span class=\"__3 _228\"></span>uje<span class=\"__3 _228\"></span>n luovuttamista<span class=\"__3 _228\"></span> asiakka<span class=\"__3 _223\"></span>all<span class=\"__3 _228\"></span>e raham\u00e4\u00e4r\u00e4<span class=\"__3 _223\"></span>\u00e4n, j<span class=\"__3 _228\"></span>oka kuvast<span class=\"__3 _223\"></span>aa vasti<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ket<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>, jo<span class=\"__3 _223\"></span>hon k<span class=\"__3 _223\"></span>ons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ni o<span class=\"__3 _223\"></span>dot<span class=\"__3 _221\"></span>ta<span class=\"__3 _221\"></span>a olev<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a oike<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>eisi\u00e4 p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>veluj<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n. Asia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sso<span class=\"__3 _223\"></span>pimus<span class=\"__3 _223\"></span>ten a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vioin<span class=\"__3 _223\"></span>niss<span class=\"__3 _223\"></span>a ja my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>itu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tojen kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ellet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n viisi<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>aih<span class=\"__3 _223\"></span>eist<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>allia<span class=\"__3 _223\"></span>, jo<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>lla m\u00e4<span class=\"__3 _221\"></span>\u00e4ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4n, milloin<span class=\"__3 _228\"></span> ja mihin m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ntit<span class=\"__3 _223\"></span>uotot kirj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an. M<span class=\"__3 _223\"></span>allissa y<span class=\"__3 _223\"></span>ksil\u00f6id\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n asiak<span class=\"__3 _223\"></span>ass<span class=\"__3 _223\"></span>opimus ja<span class=\"__3 _228\"></span> sopimuks<span class=\"__3 _223\"></span>en suoritevelvoitteet, m\u00e4<span class=\"__3 _223\"></span>\u00e4ritet\u00e4<span class=\"__3 _223\"></span>\u00e4n tr<span class=\"__3 _223\"></span>ans<span class=\"__3 _223\"></span>ak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tiohi<span class=\"__3 _228\"></span>nnat, kohdistetaan tra<span class=\"__3 _223\"></span>nsak<span class=\"__3 _223\"></span>tiohinta suoriteve<span class=\"__3 _228\"></span>lvoitteill<span class=\"__3 _228\"></span>e sek\u00e4 kirja<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an m<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nti<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>otot<span class=\"__3 _223\"></span>. Ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a tr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _221\"></span>tiohi<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>at o<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>sin kii<span class=\"__3 _223\"></span>ntei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4. My<span class=\"__3 _221\"></span>ynt<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>ot pa<span class=\"__3 _223\"></span>lv<span class=\"__3 _223\"></span>eluist<span class=\"__3 _221\"></span>a kirj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n aja<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>a suo<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>aes<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a tai palvelun<span class=\"__3 _228\"></span> suoritt<span class=\"__3 _223\"></span>amisen j\u00e4l<span class=\"__3 _228\"></span>keen (yhten\u00e4 ajanhetken\u00e4)<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span>V<span class=\"__3 _228\"></span>arainhoito<span class=\"__3 _13b\"> </span>Var<span class=\"__3 _223\"></span>ainhoi<span class=\"__3 _223\"></span>toliiketoimint<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n ku<span class=\"__3 _223\"></span>uluv<span class=\"__3 _223\"></span>at r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>toliiketoiminta m<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an luk<span class=\"__3 _223\"></span>ien raha<span class=\"__3 _223\"></span>stojen<span class=\"__3 _228\"></span> halli<span class=\"__3 _228\"></span>nnointi,<span class=\"__3 _228\"></span> konsernin omaisuudenhoit<span class=\"__3 _228\"></span>op<span class=\"__3 _223\"></span>alvel<span class=\"__3 _228\"></span>u<span class=\"__3 _223\"></span>t, si<span class=\"__3 _228\"></span>joitus<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tuotteiden ja -palvel<span class=\"__3 _228\"></span>uiden myynti sek\u00e4 ar<span class=\"__3 _223\"></span>vopap<span class=\"__3 _223\"></span>erinv\u00e4litys.<span class=\"__3 _13b\"> </span>Ra<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stojen h<span class=\"__3 _223\"></span>allinnoinnist<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t hallinnoint<span class=\"__3 _223\"></span>ipalk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot per<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t rah<span class=\"__3 _228\"></span>ast<span class=\"__3 _228\"></span>oj<span class=\"__3 _228\"></span>en<span class=\"__3 _228\"></span> arvon<span class=\"__3 _228\"></span>la<span class=\"__3 _228\"></span>ske<span class=\"__3 _228\"></span>ntaan<span class=\"__3 _228\"></span> ja<span class=\"__3 _228\"></span> ne<span class=\"__3 _228\"></span> ki<span class=\"__3 _228\"></span>rj<span class=\"__3 _228\"></span>ataan<span class=\"__3 _228\"></span> kuu<span class=\"__3 _228\"></span>kaus<span class=\"__3 _228\"></span>itta<span class=\"__3 _228\"></span>in<span class=\"__3 _228\"></span> tai<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>vartaa<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>leit<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>in ja l<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>stoil<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>pillises<span class=\"__3 _223\"></span>ti s<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>en aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>. P<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a olev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _221\"></span>\u00e4om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ai alk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4i<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>sen si<span class=\"__3 _228\"></span>joitussitoumuksen<span class=\"__3 _228\"></span> sek<span class=\"__3 _223\"></span>\u00e4 sovitun palkkioprosentin<span class=\"__3 _228\"></span> muk<span class=\"__3 _223\"></span>aisesti ja<span class=\"__3 _228\"></span> kirjataa<span class=\"__3 _223\"></span>n tuotoksi<span class=\"__3 _228\"></span> ajan kuluessa. Raha<span class=\"__3 _223\"></span>stojen<span class=\"__3 _228\"></span> merkint\u00f6jen yhte<span class=\"__3 _228\"></span>ydess<span class=\"__3 _223\"></span>\u00e4 mahdoll<span class=\"__3 _228\"></span>isesti perity<span class=\"__3 _223\"></span>t kertaluonteiset<span class=\"__3 _228\"></span> merkint<span class=\"__3 _223\"></span>\u00e4palkkiot tul<span class=\"__3 _228\"></span>outet<span class=\"__3 _223\"></span>aan heti,<span class=\"__3 _228\"></span> kuten my\u00f6s<span class=\"__3 _228\"></span> lunastusten yhteydess\u00e4 mahdol<span class=\"__3 _228\"></span>lisesti peri<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t kert<span class=\"__3 _223\"></span>aluontei<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>set lunastusp<span class=\"__3 _223\"></span>alkkiot.<span class=\"__3 _13b\"> </span>Sijoitus- ja e<span class=\"__3 _223\"></span>rikois<span class=\"__3 _223\"></span>sijoitusr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stojen se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 komm<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>diit<span class=\"__3 _223\"></span>tiy<span class=\"__3 _223\"></span>hti\u00f6<span class=\"__3 _223\"></span>muotois<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ten p\u00e4\u00e4omar<span class=\"__3 _223\"></span>ahastojen<span class=\"__3 _228\"></span> menest<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>seen si<span class=\"__3 _228\"></span>dotut tuottosidonnaiset pal<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>kiot kirjataan tuotoiksi<span class=\"__3 _228\"></span> ra<span class=\"__3 _223\"></span>hastojen<span class=\"__3 _228\"></span> ar<span class=\"__3 _223\"></span>vonlaskentoj<span class=\"__3 _228\"></span>en perusteel<span class=\"__3 _228\"></span>la, kun lopul<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>linen p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>iss<span class=\"__3 _221\"></span>a ja on e<span class=\"__3 _223\"></span>rit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4in to<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>n\u00e4k\u00f6ist\u00e4, ettei kir<span class=\"__3 _228\"></span>jat<span class=\"__3 _223\"></span>tujen tuotto<span class=\"__3 _228\"></span>jen m\u00e4\u00e4r<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>n jouduta my<span class=\"__3 _228\"></span>\u00f6hemmin teke<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>m\u00e4\u00e4n<span class=\"__3 _228\"></span> me<span class=\"__3 _228\"></span>rkitt\u00e4<span class=\"__3 _228\"></span>v\u00e4\u00e4 p<span class=\"__3 _228\"></span>eru<span class=\"__3 _228\"></span>utu<span class=\"__3 _228\"></span>sta.<span class=\"__3 _13b\"> </span>Omaisuudenhoitopalkkiot<span class=\"__3 _228\"></span> tulouteta<span class=\"__3 _223\"></span>an p\u00e4<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>\u00e4\u00e4nt\u00f6isesti k<span class=\"__3 _223\"></span>var<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aaleitt<span class=\"__3 _223\"></span>ain ja laskuteta<span class=\"__3 _223\"></span>an j\u00e4lkik\u00e4teen yl<span class=\"__3 _228\"></span>eens<span class=\"__3 _223\"></span>\u00e4 laskentak<span class=\"__3 _223\"></span>auden j\u00e4lke<span class=\"__3 _228\"></span>isen\u00e4 kuuk<span class=\"__3 _223\"></span>aute<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>na. Omaisuudenhoitoon<span class=\"__3 _228\"></span> liitty<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t asiaka<span class=\"__3 _223\"></span>ssalkk<span class=\"__3 _223\"></span>ujen<span class=\"__3 _228\"></span> tuot<span class=\"__3 _223\"></span>toon perustuv<span class=\"__3 _223\"></span>at pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>t tulo<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>rit<span class=\"__3 _223\"></span>elt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 ta<span class=\"__3 _223\"></span>i ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioit<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>iss<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Oma<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>den<span class=\"__3 _223\"></span>hoidon m<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>dolliset av<span class=\"__3 _223\"></span>aus<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot tulou<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ion l<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>en y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>eyd<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4.  Omaisuudenhoitoasiakkailta perity<span class=\"__3 _223\"></span>t trans<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>tiopalkkiot tuloutetaan kauppap<span class=\"__3 _223\"></span>\u00e4iv\u00e4n perusteel<span class=\"__3 _228\"></span>la. Struk<span class=\"__3 _223\"></span>turoitujen<span class=\"__3 _228\"></span> tuot<span class=\"__3 _223\"></span>teiden<span class=\"__3 _228\"></span> niin<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>utsut<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu st<span class=\"__3 _223\"></span>ru<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>rointip<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kio t<span class=\"__3 _223\"></span>uloute<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>n liikkees<span class=\"__3 _223\"></span>eenl<span class=\"__3 _223\"></span>ask<span class=\"__3 _223\"></span>up<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n mukaise<span class=\"__3 _223\"></span>sti. Osan<span class=\"__3 _223\"></span>a varainhoidon palve<span class=\"__3 _228\"></span>luja kon<span class=\"__3 _228\"></span>ser<span class=\"__3 _223\"></span>ni myy yhteisty\u00f6kumppaneiden va<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>. Uni<span class=\"__3 _223\"></span>ted B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s ei mis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>ihe<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>l<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ta<span class=\"__3 _223\"></span>a luov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uihin yhteist<span class=\"__3 _221\"></span>y\u00f6ku<span class=\"__3 _223\"></span>mpp<span class=\"__3 _223\"></span>anin tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>teisiin tai p<span class=\"__3 _223\"></span>alveluihin, joten n\u00e4is<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4 tuo<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tona<span class=\"__3 _228\"></span> kirjataan ai<span class=\"__3 _228\"></span>noasta<span class=\"__3 _223\"></span>an saadut vakuutu<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>asiam<span class=\"__3 _228\"></span>iespal<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _228\"></span>t, ku<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iom<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4 on lu<span class=\"__3 _223\"></span>otet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti a<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>vioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a.<span class=\"__3 _13b\"> </span>Arvopaperi<span class=\"__3 _228\"></span>nv\u00e4l<span class=\"__3 _228\"></span>ityksest\u00e4 pa<span class=\"__3 _228\"></span>lkkio<span class=\"__3 _228\"></span>t kir<span class=\"__3 _228\"></span>jataan kaup<span class=\"__3 _228\"></span>pap\u00e4iv\u00e4m\u00e4\u00e4r\u00e4n<span class=\"__3 _228\"></span> mukai<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i.<span class=\"__3 _13b\"> </span>P\u00e4\u00e4omamarkkinapalv<span class=\"__3 _228\"></span>elut<span class=\"__3 _13b\"> </span>P\u00e4\u00e4omamarkkinapalve<span class=\"__3 _228\"></span>lut l<span class=\"__3 _228\"></span>ii<span class=\"__3 _228\"></span>keto<span class=\"__3 _228\"></span>imin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>aan kuul<span class=\"__3 _228\"></span>uvat li<span class=\"__3 _228\"></span>stautumis<span class=\"__3 _228\"></span>palvel<span class=\"__3 _228\"></span>ut, om<span class=\"__3 _223\"></span>an j<span class=\"__3 _223\"></span>a vie<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>oise<span class=\"__3 _223\"></span>t r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>usj\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ely<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, lai<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ust<span class=\"__3 _223\"></span>ei<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>set rahoitusr<span class=\"__3 _223\"></span>atk<span class=\"__3 _223\"></span>aisut ja verkkoalust<span class=\"__3 _223\"></span>alla<span class=\"__3 _228\"></span> toimiva joukkora<span class=\"__3 _223\"></span>hoituspalvelu.<span class=\"__3 _13b\"> </span>Listautumispalvel<span class=\"__3 _228\"></span>ujen sek\u00e4 oman ja<span class=\"__3 _228\"></span> viera<span class=\"__3 _223\"></span>an p\u00e4\u00e4oma<span class=\"__3 _223\"></span>n ehto<span class=\"__3 _228\"></span>isten rahoi<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu<span class=\"__3 _223\"></span>sj\u00e4r<span class=\"__3 _223\"></span>jes<span class=\"__3 _223\"></span>tely<span class=\"__3 _223\"></span>jen o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>iint<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>\u00e4t p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>velu o<span class=\"__3 _223\"></span>n luo<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>u<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _221\"></span>tu, j<span class=\"__3 _223\"></span>a oike<span class=\"__3 _223\"></span>us p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioo<span class=\"__3 _223\"></span>n on s<span class=\"__3 _223\"></span>yn<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>pillise<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i k<span class=\"__3 _223\"></span>uuk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>usi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>in. Os<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>stik<span class=\"__3 _223\"></span>keis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a voi olla muut<span class=\"__3 _221\"></span>tu<span class=\"__3 _223\"></span>via k<span class=\"__3 _223\"></span>ute<span class=\"__3 _223\"></span>n yri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>hoit<span class=\"__3 _223\"></span>usp<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elujen onnis<span class=\"__3 _223\"></span>tu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>misp<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>, jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a ki<span class=\"__3 _223\"></span>rja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un j\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ely<span class=\"__3 _223\"></span>n su<span class=\"__3 _223\"></span>ori<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>velv<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>e on t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t ta<span class=\"__3 _223\"></span>i muu<span class=\"__3 _223\"></span>toin j\u00e4rje<span class=\"__3 _223\"></span>stely<span class=\"__3 _223\"></span>n lopp<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>ulos on luote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti ar<span class=\"__3 _221\"></span>vioit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>sa<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span>Konsernin<span class=\"__3 _228\"></span> a<span class=\"__3 _223\"></span>siakas<span class=\"__3 _223\"></span>sopimuksi<span class=\"__3 _228\"></span>in li<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>ty<span class=\"__3 _221\"></span>v\u00e4t omaisuuser\u00e4t koostuvat palk<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>kio<span class=\"__3 _223\"></span>- j<span class=\"__3 _223\"></span>a muis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>tk<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en. A<span class=\"__3 _223\"></span>si<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pim<span class=\"__3 _223\"></span>uk<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>sen s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>est<span class=\"__3 _223\"></span>a aihe<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>uneit<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>see<span class=\"__3 _223\"></span>n kirja<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>edelly<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>i\u00e4 kir<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>jat<span class=\"__3 _221\"></span>tuj<span class=\"__3 _223\"></span>a om<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uus<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>i\u00e4 ei ol<span class=\"__3 _223\"></span>e sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t. A<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>iin liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4<span class=\"__3 _223\"></span>t vel<span class=\"__3 _223\"></span>at koostuvat palkkionpalautusveloista. Konserni<span class=\"__3 _228\"></span> hy\u00f6dynt\u00e4<span class=\"__3 _223\"></span>\u00e4 k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4nn\u00f6n apu<span class=\"__3 _223\"></span>keinoa eik<span class=\"__3 _223\"></span>\u00e4 esi<span class=\"__3 _223\"></span>t\u00e4 r<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>or<span class=\"__3 _223\"></span>toin<span class=\"__3 _223\"></span>tip\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n\u00e4 t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 oleville suorite<span class=\"__3 _223\"></span>vel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>voit<span class=\"__3 _223\"></span>teille kohdis<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ua t<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>ak<span class=\"__3 _221\"></span>tiohin<span class=\"__3 _223\"></span>tojen m\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 so<span class=\"__3 _223\"></span>pimuk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, joiden alk<span class=\"__3 _223\"></span>up<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>n odo<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>lev<span class=\"__3 _223\"></span>a ke<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>a on e<span class=\"__3 _223\"></span>nint<span class=\"__3 _221\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>n y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si vu<span class=\"__3 _223\"></span>osi, t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i<span class=\"__3 _13b\"> </span> mik<span class=\"__3 _223\"></span>\u00e4li t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>si k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>n a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>alt<span class=\"__3 _221\"></span>a sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti<span class=\"__3 _223\"></span>kk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _221\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a luo<span class=\"__3 _228\"></span>vutettujen<span class=\"__3 _228\"></span> palvel<span class=\"__3 _228\"></span>uide<span class=\"__3 _228\"></span>n arvoa asiakkaall<span class=\"__3 _228\"></span>e.<span class=\"__3 _13b\"> </span>Johdon harkinnanvaraiset er\u00e4t<span class=\"__3 _13b\"> </span>IF<span class=\"__3 _223\"></span>RS 1<span class=\"__3 _228\"></span>5 s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>d<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>di sis<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4 tuo<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>toje<span class=\"__3 _223\"></span>n kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mist<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>osk<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ra<span class=\"__3 _223\"></span>joit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n, jon<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a mu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>tot t<span class=\"__3 _223\"></span>ulee k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>n siihe<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n as<span class=\"__3 _223\"></span>ti k<span class=\"__3 _223\"></span>uin o<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>it<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>t\u00e4<span class=\"__3 _223\"></span>in toden<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6ist<span class=\"__3 _223\"></span>\u00e4, et<span class=\"__3 _221\"></span>tei kirjat<span class=\"__3 _221\"></span>tujen tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tojen m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n joudu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a teke<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>m\u00e4\u00e4n<span class=\"__3 _228\"></span> me<span class=\"__3 _228\"></span>rki<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00e4v\u00e4\u00e4<span class=\"__3 _228\"></span> pe<span class=\"__3 _228\"></span>ruut<span class=\"__3 _228\"></span>usta<span class=\"__3 _228\"></span>. Unit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s -<span class=\"__3 _223\"></span>kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>i voi s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>da h<span class=\"__3 _223\"></span>allinn<span class=\"__3 _223\"></span>oimis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n kom<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>diit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>muoto<span class=\"__3 _228\"></span>isista mets\u00e4r<span class=\"__3 _223\"></span>ahastoista rahaston tuottoon sido<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tua tuot<span class=\"__3 _223\"></span>tosid<span class=\"__3 _228\"></span>on<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>naista palkkiota. Rahastosopimusten<span class=\"__3 _228\"></span> perusteella<span class=\"__3 _228\"></span> s<span class=\"__3 _223\"></span>aat<span class=\"__3 _223\"></span>ava ja hal<span class=\"__3 _228\"></span>linnoi<span class=\"__3 _228\"></span>n<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tiyhti\u00f6l<span class=\"__3 _228\"></span>le kuul<span class=\"__3 _228\"></span>u<span class=\"__3 _223\"></span>va lopu<span class=\"__3 _228\"></span>lli<span class=\"__3 _228\"></span>nen tuot<span class=\"__3 _223\"></span>tosi<span class=\"__3 _228\"></span>donnainen palkkio m\u00e4\u00e4r<span class=\"__3 _223\"></span>\u00e4yt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y ja ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an s<span class=\"__3 _223\"></span>en j<span class=\"__3 _223\"></span>\u00e4lk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n, mik<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>li ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _221\"></span>a m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y ai<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>kor<span class=\"__3 _223\"></span>on m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>it<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4m<span class=\"__3 _223\"></span>\u00e4 t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>so (<span class=\"__3 _223\"></span>IR<span class=\"__3 _223\"></span>R) on ylit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a m\u00e4<span class=\"__3 _223\"></span>\u00e4ritet<span class=\"__3 _223\"></span>yll\u00e4<span class=\"__3 _228\"></span> ajanjak<span class=\"__3 _223\"></span>solla.<span class=\"__3 _228\"></span> Ait<span class=\"__3 _223\"></span>akoron ylitt<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4 tuotto jaeta<span class=\"__3 _223\"></span>an ra<span class=\"__3 _223\"></span>has<span class=\"__3 _223\"></span>toso<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>pimuksen mukaisesti hal<span class=\"__3 _228\"></span>linno<span class=\"__3 _228\"></span>intiyhti\u00f6n ja<span class=\"__3 _228\"></span> sijo<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>en kesken (<span class=\"__3 _228\"></span>esim.<span class=\"__3 _228\"></span> <span class=\"__3 _a8_2\"></span><span class=\"ls1_3 ws1_3\"> </span>20 % / 8<span class=\"__3 _223\"></span>0 %)<span class=\"__3 _228\"></span>. Mik<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>li ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>to j<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 ait<span class=\"__3 _221\"></span>ako<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 pie<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>k<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>si,<span class=\"__3 _228\"></span> ei hall<span class=\"__3 _228\"></span>innointiyhti<span class=\"__3 _228\"></span>\u00f6 sa<span class=\"__3 _223\"></span>a lainkaa<span class=\"__3 _223\"></span>n tuottosidonnaista palkkiota.<span class=\"__3 _13b\"> </span>United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers -konserni tuloutt<span class=\"__3 _223\"></span>aa kommandiittiyhti\u00f6muotoi<span class=\"__3 _228\"></span>sista met<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>tois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at t<span class=\"__3 _223\"></span>uot<span class=\"__3 _221\"></span>tosi<span class=\"__3 _223\"></span>don<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>et p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un lo<span class=\"__3 _223\"></span>pulline<span class=\"__3 _223\"></span>n pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ja eh<span class=\"__3 _223\"></span>dot p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>n s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misel<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>le tul<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>at e<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4in t<span class=\"__3 _223\"></span>od<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6is<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ti t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>ym<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n. Ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nilla on k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>\u00e4 per<span class=\"__3 _223\"></span>ust<span class=\"__3 _223\"></span>eellinen tuot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osidon<span class=\"__3 _223\"></span>nais<span class=\"__3 _223\"></span>ten p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kioide<span class=\"__3 _223\"></span>n ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>iointit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>pa<span class=\"__3 _223\"></span>. Ar<span class=\"__3 _221\"></span>vioinnis<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>a otet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n hu<span class=\"__3 _223\"></span>omi<span class=\"__3 _223\"></span>oon m<span class=\"__3 _223\"></span>m. a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>io p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>stoje<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>lua<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>tio<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>oi<span class=\"__3 _228\"></span>den to<span class=\"__3 _228\"></span>teutumi<span class=\"__3 _228\"></span>shetke<span class=\"__3 _228\"></span>ll\u00e4,<span class=\"__3 _228\"></span> tulev<span class=\"__3 _228\"></span>ien rahavi<span class=\"__3 _228\"></span>r<span class=\"__3 _223\"></span>toj<span class=\"__3 _228\"></span>en nykyar<span class=\"__3 _223\"></span>vo<span class=\"__3 _228\"></span> sek\u00e4 toden<span class=\"__3 _228\"></span>n\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>k\u00f6isyys ajankohdasta palkkioiden<span class=\"__3 _228\"></span> toteutumiseen. M<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>\u00e4li<span class=\"__3 _228\"></span> laskennalli<span class=\"__3 _228\"></span>sen tuottos<span class=\"__3 _228\"></span>idonnai<span class=\"__3 _228\"></span>sen pal<span class=\"__3 _228\"></span>kkion arvio<span class=\"__3 _228\"></span>idaan to<span class=\"__3 _228\"></span>teutuvan eri<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00e4in t<span class=\"__3 _228\"></span>odenn\u00e4k\u00f6<span class=\"__3 _228\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>sti, p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>io k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>uoto<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si.<span class=\"__3 _13b\"> </span>Kokonaisuudessaan kommandiittiyhti\u00f6muoto<span class=\"__3 _228\"></span>isista mets\u00e4ra<span class=\"__3 _223\"></span>hastoista on tilik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>elle 20<span class=\"__3 _223\"></span>25 tu<span class=\"__3 _223\"></span>lou<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>nu<span class=\"__3 _223\"></span>t noi<span class=\"__3 _223\"></span>n 2,9 miljoon<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osid<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>na<span class=\"__3 _223\"></span>isia p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a (vu<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>na 2<span class=\"__3 _223\"></span>024 noin 1<span class=\"__3 _228\"></span>2,4 miljoo<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>ur<span class=\"__3 _223\"></span>oa). Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in muis<span class=\"__3 _223\"></span>sa s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misiss<span class=\"__3 _223\"></span>a ed<span class=\"__3 _223\"></span>ell\u00e4  maini<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tuja t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osido<span class=\"__3 _223\"></span>nna<span class=\"__3 _223\"></span>isia pa<span class=\"__3 _223\"></span>lkk<span class=\"__3 _223\"></span>ioit<span class=\"__3 _223\"></span>a on ja<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>ote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>a 31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>025 n<span class=\"__3 _223\"></span>oin 10,<span class=\"__3 _228\"></span>7 miljoo<span class=\"__3 _223\"></span>na<span class=\"__3 _221\"></span>a eur<span class=\"__3 _223\"></span>oa (31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>024 noin 7<span class=\"__3 _227\"></span>,8 miljoon<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a)<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>3.<span class=\"__3 _223\"></span>2 Palkkiotuottojen jaottelu<span class=\"__3 _13b\"> </span>Al<span class=\"__3 _228\"></span>la o<span class=\"__3 _228\"></span>levassa<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>aul<span class=\"__3 _228\"></span>ukossa<span class=\"__3 _228\"></span> kuvataan pal<span class=\"__3 _228\"></span>kkiotuo<span class=\"__3 _228\"></span>ttoj<span class=\"__3 _228\"></span>en ja<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>autum<span class=\"__3 _228\"></span>ista:<span class=\"__3 _13b\"> </span>20<span class=\"__3 _223\"></span>25 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _238\"> </span><span class=\"lsc_3 ws3c_3\">Varainhoito<span class=\"__3 _a9_2\"> </span><span class=\"lse_3 wsb_3\">P\u00e4\u00e4omamarkk<span class=\"__3 _223\"></span>inapalvelut<span class=\"__3 _298\"> </span>Yhteens\u00e4<span class=\"__3 _13b\"> </span></span></span>Rahasto<span class=\"__3 _228\"></span>t Hallinnoint<span class=\"__3 _223\"></span>ipalk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot <span class=\"__3 _2e_2\"> </span><span class=\"ls1_3 ws1_3\">27 48<span class=\"__3 _223\"></span>0<span class=\"__3 _aa_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _ab_2\"> </span></span>27 48<span class=\"__3 _223\"></span>0</span> T<span class=\"__3 _228\"></span>uot<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>kiot<span class=\"__3 _ac_2\"> </span><span class=\"ls2a_3 ws4e_2\">12<span class=\"__3 _223\"></span> 7<span class=\"__3 _221\"></span>3<span class=\"__3 _221\"></span>6<span class=\"__3 _225\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _ad_2\"> </span></span>12<span class=\"__3 _223\"></span> 7<span class=\"__3 _221\"></span>3<span class=\"__3 _221\"></span>6</span> <span class=\"__3 _275\"> </span>Merkin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4- j<span class=\"__3 _228\"></span>a lu<span class=\"__3 _228\"></span>nastuspalkki<span class=\"__3 _228\"></span>ot<span class=\"__3 _ae_2\"> </span><span class=\"ls1_3 ws1_3\">1 620<span class=\"__3 _aa_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _9c_2\"> </span></span>1 620<span class=\"__3 _13b\"> </span></span>Omaisuudenhoito<span class=\"__3 _ac_2\"> </span><span class=\"ls16_3 ws69_2\">7 379<span class=\"__3 _aa_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _9c_2\"> </span></span>7 379<span class=\"__3 _13b\"> </span></span>Struk<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uroidut s<span class=\"__3 _228\"></span>ijoitukset<span class=\"__3 _af_2\"> </span><span class=\"ls1_3 ws1_3\">3 50<span class=\"__3 _223\"></span>4<span class=\"__3 _aa_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _b0_2\"> </span></span>3 50<span class=\"__3 _223\"></span>4<span class=\"__3 _13b\"> </span></span>P\u00e4\u00e4omamarkkinapalve<span class=\"__3 _228\"></span>lut<span class=\"__3 _b1_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _b0_2\"> </span><span class=\"ws1_3\">1 3<span class=\"__3 _223\"></span>67<span class=\"__3 _b0_2\"> </span>1 3<span class=\"__3 _223\"></span>67<span class=\"__3 _13b\"> </span></span></span>Palkk<span class=\"__3 _223\"></span>iotuotot yhteens\u00e4<span class=\"__3 _b2_2\"> </span><span class=\"ls1_3 ws1_3\"> 52 719 <span class=\"__3 _b3_2\"> </span> 1 36<span class=\"__3 _223\"></span>7 <span class=\"__3 _5a_2\"> </span> 5<span class=\"__3 _223\"></span>4 08<span class=\"__3 _223\"></span>6 </span>20<span class=\"__3 _223\"></span>24 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _238\"> </span><span class=\"lsc_3 ws3c_3\">Varainhoito<span class=\"__3 _a9_2\"> </span><span class=\"lse_3 wsb_3\">P\u00e4\u00e4omamarkk<span class=\"__3 _223\"></span>inapalvelut<span class=\"__3 _298\"> </span>Yhteens\u00e4<span class=\"__3 _13b\"> </span></span></span>Rahasto<span class=\"__3 _228\"></span>t Hallinnoint<span class=\"__3 _223\"></span>ipalk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot <span class=\"__3 _b4_2\"> </span><span class=\"ls1_3 ws1_3\"> 26 5<span class=\"__3 _223\"></span>56 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _ab_2\"> </span></span>26 5<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span>6</span> T<span class=\"__3 _228\"></span>uot<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>kiot<span class=\"__3 _b5_2\"> </span><span class=\"ls1_3 ws1_3\"> 21 750 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _ad_2\"> </span><span class=\"ls26_3 ws5_3\">21 75<span class=\"__3 _223\"></span>0</span></span></span> <span class=\"__3 _275\"> </span>Merkin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4- j<span class=\"__3 _228\"></span>a lu<span class=\"__3 _228\"></span>nastuspalkki<span class=\"__3 _228\"></span>ot<span class=\"__3 _b6_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 285 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _9c_2\"> </span></span>1 285<span class=\"__3 _13b\"> </span></span>Omaisuudenhoito<span class=\"__3 _b7_2\"> </span><span class=\"ls1_3 ws1_3\"> 7 01<span class=\"__3 _228\"></span>8 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _7c_2\"> </span><span class=\"ls29_3 ws4c_2\">7 0<span class=\"__3 _221\"></span>18<span class=\"__3 _13b\"> </span></span></span></span>Struk<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uroidut s<span class=\"__3 _228\"></span>ijoitukset<span class=\"__3 _b8_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 33<span class=\"__3 _223\"></span>2 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _b0_2\"> </span></span>1 33<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span></span>P\u00e4\u00e4omamarkkinapalve<span class=\"__3 _228\"></span>lut<span class=\"__3 _b1_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _286\"> </span><span class=\"ws1_3\"> 6<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>6 <span class=\"__3 _300\"> </span><span class=\"ls17_3 ws8a_2\">646<span class=\"__3 _13b\"> </span></span></span></span>Palkk<span class=\"__3 _223\"></span>iotuotot yhteens\u00e4<span class=\"__3 _b9_2\"> </span><span class=\"ls1_3 ws1_3\"> 57 94<span class=\"__3 _223\"></span>0 <span class=\"__3 _7c_2\"> </span> 6<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>6 <span class=\"__3 _5a_2\"> </span><span class=\"lsa_3 ws27_3\"> 58 586 </span></span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _ba_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _bb_2\"> </span></span> %<span class=\"__3 _281\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _bb_2\"> </span></span> %<span class=\"__3 _13b\"> </span>Yhten\u00e4 ajankohtan<span class=\"__3 _223\"></span>a tul<span class=\"__3 _228\"></span>outet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>avat<span class=\"__3 _bc_2\"> </span><span class=\"ls1_3 ws1_3\">9 30<span class=\"__3 _223\"></span>0<span class=\"__3 _224\"> </span><span class=\"ls41_2 ws8b_2\">1<span class=\"__3 _221\"></span>7,<span class=\"__3 _318\"></span>2<span class=\"__3 _318\"></span> %<span class=\"__3 _bd_2\"> </span><span class=\"ls23_3 ws1a_3\">6<span class=\"__3 _223\"></span> 19<span class=\"__3 _221\"></span>4<span class=\"__3 _be_2\"> </span><span class=\"ls16_3 ws69_2\">1<span class=\"__3 _228\"></span>0,6 %<span class=\"__3 _13b\"> </span></span></span></span></span>Aja<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>ulue<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a tul<span class=\"__3 _223\"></span>ou<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at  <span class=\"__3 _251\"> </span><span class=\"ls16_3 ws69_2\">44 78<span class=\"__3 _223\"></span>6<span class=\"__3 _255\"> </span></span>82,8 %<span class=\"__3 _a2_2\"> </span><span class=\"lsc_3 ws3c_3\">52 392<span class=\"__3 _255\"> </span><span class=\"ls42_2 ws87_2\">89,4 %<span class=\"__3 _13b\"> </span></span></span>Yh<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>een<span class=\"__3 _223\"></span>s\u00e4 <span class=\"__3 _bf_2\"> </span><span class=\"lsa_3 ws27_3\">54 086<span class=\"__3 _255\"> </span><span class=\"ls43_2 ws8c_2\">10<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span> %<span class=\"__3 _6f_2\"> </span></span>58<span class=\"__3 _228\"></span> 586<span class=\"__3 _255\"> </span><span class=\"ls43_2 ws8c_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _13b\"> </span></span></span>S<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuja o<span class=\"__3 _223\"></span>dot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>avis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ol<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>ia t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a on k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tu L<span class=\"__3 _223\"></span>iitet<span class=\"__3 _223\"></span>ie<span class=\"__3 _223\"></span>dos<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a 27 K<span class=\"__3 _223\"></span>ons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nin r<span class=\"__3 _223\"></span>isk<span class=\"__3 _223\"></span>it j<span class=\"__3 _223\"></span>a niide<span class=\"__3 _223\"></span>n h<span class=\"__3 _223\"></span>allint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span>3.<span class=\"__3 _223\"></span>3 Palkkiokulut<span class=\"__3 _13b\"> </span>Alla ole<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>uluk<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>uv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni<span class=\"__3 _223\"></span>n pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>uluje<span class=\"__3 _223\"></span>n ja<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>:<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iok<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t <span class=\"__3 _275\"> </span>Palk<span class=\"__3 _223\"></span>kiot a<span class=\"__3 _223\"></span>siamie<span class=\"__3 _223\"></span>hille<span class=\"__3 _c2_2\"> </span><span class=\"ls29_3 ws4c_2\">-<span class=\"__3 _223\"></span>3<span class=\"__3 _221\"></span> 9<span class=\"__3 _223\"></span>18<span class=\"__3 _c3_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _223\"></span>4 0<span class=\"__3 _223\"></span>08</span></span> <span class=\"__3 _275\"> </span>Palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot muille jakelijoil<span class=\"__3 _228\"></span>le<span class=\"__3 _290\"> </span><span class=\"ls9_3 ws16_3\">-385<span class=\"__3 _c4_2\"> </span><span class=\"ls31_3 ws70_2\">-463</span></span> <span class=\"__3 _275\"> </span>Muu<span class=\"__3 _223\"></span>t p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ulut<span class=\"__3 _1f_2\"> </span><span class=\"ls35_3 ws7_3\">-7<span class=\"__3 _223\"></span>9<span class=\"__3 _223\"></span>2<span class=\"__3 _c5_2\"> </span><span class=\"ls44_2 ws8d_2\">-<span class=\"__3 _223\"></span>74<span class=\"__3 _318\"></span>3<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _c6_2\"> </span><span class=\"ls31_3 ws70_2\">-5 096<span class=\"__3 _c7_2\"> </span><span class=\"ls45_2 ws57_2\">-<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> 2<span class=\"__3 _221\"></span>14<span class=\"__3 _13b\"> </span></span></span>3.<span class=\"__3 _223\"></span>4 Hal<span class=\"__3 _223\"></span>linn<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>avat va<span class=\"__3 _223\"></span>rat<span class=\"__3 _13b\"> </span>Hallinnoitavan v<span class=\"__3 _228\"></span>arallisuuden kehitys<span class=\"__3 _13b\"> </span>Y<span class=\"__3 _223\"></span>hti<span class=\"__3 _223\"></span>\u00f6n h<span class=\"__3 _223\"></span>allinn<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>allisuu<span class=\"__3 _223\"></span>s oli 5,2 milja<span class=\"__3 _223\"></span>rdi<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a 31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>025 (4,8 mrd<span class=\"__3 _223\"></span>. eur<span class=\"__3 _223\"></span>oa 3<span class=\"__3 _223\"></span>1<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>024) ja se no<span class=\"__3 _223\"></span>usi no<span class=\"__3 _223\"></span>in 6,6 pr<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ti<span class=\"__3 _223\"></span>a ed<span class=\"__3 _223\"></span>ellisv<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>den lop<span class=\"__3 _223\"></span>un t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Uni<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ker<span class=\"__3 _223\"></span>sin h<span class=\"__3 _223\"></span>allin<span class=\"__3 _223\"></span>noi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>rois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a yh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 3,0 miljar<span class=\"__3 _223\"></span>dia e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a oli sijoit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uin<span class=\"__3 _223\"></span>a r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>oihin (2,9 m<span class=\"__3 _223\"></span>rd. e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a). Edell\u00e4 maini<span class=\"__3 _223\"></span>tuist<span class=\"__3 _223\"></span>a r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>stop<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>mist<span class=\"__3 _223\"></span>a yh<span class=\"__3 _223\"></span>teen<span class=\"__3 _223\"></span>s\u00e4 1,8<span class=\"__3 _228\"></span> miljardi<span class=\"__3 _223\"></span>a euro<span class=\"__3 _223\"></span>a oli sijoitet<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu<span class=\"__3 _223\"></span>na r<span class=\"__3 _223\"></span>ea<span class=\"__3 _221\"></span>aliom<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uus<span class=\"__3 _223\"></span>sijoi<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>siin (1<span class=\"__3 _228\"></span>,8 mrd<span class=\"__3 _223\"></span>. eur<span class=\"__3 _223\"></span>oa), mik<span class=\"__3 _223\"></span>\u00e4 on n<span class=\"__3 _223\"></span>oin 3<span class=\"__3 _223\"></span>6 pr<span class=\"__3 _223\"></span>o<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>senttia (3<span class=\"__3 _228\"></span>7 prosenttia) konsern<span class=\"__3 _228\"></span>in hall<span class=\"__3 _228\"></span>innoitavista varoista.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-316": {
   "value": "3.<span class=\"__3 _227\"></span>1 L<span class=\"__3 _223\"></span>aatimisperiaate<span class=\"__3 _13b\"> </span>T<span class=\"__3 _227\"></span>uloutusperiaat<span class=\"__3 _223\"></span>teet<span class=\"__3 _13b\"> </span>United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers -konserni tarjoaa var<span class=\"__3 _223\"></span>ainhoi<span class=\"__3 _228\"></span>don tuotteita ja palvelu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ja se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ino<span class=\"__3 _223\"></span>ille suu<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuja p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>veluj<span class=\"__3 _223\"></span>a. P<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>velu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>osi<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>otoik<span class=\"__3 _223\"></span>si aj<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>t on lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>alle.<span class=\"__3 _13b\"> </span>Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>i kir<span class=\"__3 _223\"></span>ja<span class=\"__3 _223\"></span>a my<span class=\"__3 _221\"></span>yn<span class=\"__3 _223\"></span>tit<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>otot si<span class=\"__3 _223\"></span>ten<span class=\"__3 _223\"></span>, et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 n<span class=\"__3 _223\"></span>e k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at lu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuje<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>al<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>vel<span class=\"__3 _228\"></span>uje<span class=\"__3 _228\"></span>n luovuttamista<span class=\"__3 _228\"></span> asiakka<span class=\"__3 _223\"></span>all<span class=\"__3 _228\"></span>e raham\u00e4\u00e4r\u00e4<span class=\"__3 _223\"></span>\u00e4n, j<span class=\"__3 _228\"></span>oka kuvast<span class=\"__3 _223\"></span>aa vasti<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ket<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>, jo<span class=\"__3 _223\"></span>hon k<span class=\"__3 _223\"></span>ons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ni o<span class=\"__3 _223\"></span>dot<span class=\"__3 _221\"></span>ta<span class=\"__3 _221\"></span>a olev<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a oike<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>eisi\u00e4 p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>veluj<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n. Asia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sso<span class=\"__3 _223\"></span>pimus<span class=\"__3 _223\"></span>ten a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vioin<span class=\"__3 _223\"></span>niss<span class=\"__3 _223\"></span>a ja my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>itu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tojen kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ellet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n viisi<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>aih<span class=\"__3 _223\"></span>eist<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>allia<span class=\"__3 _223\"></span>, jo<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>lla m\u00e4<span class=\"__3 _221\"></span>\u00e4ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4n, milloin<span class=\"__3 _228\"></span> ja mihin m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ntit<span class=\"__3 _223\"></span>uotot kirj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an. M<span class=\"__3 _223\"></span>allissa y<span class=\"__3 _223\"></span>ksil\u00f6id\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n asiak<span class=\"__3 _223\"></span>ass<span class=\"__3 _223\"></span>opimus ja<span class=\"__3 _228\"></span> sopimuks<span class=\"__3 _223\"></span>en suoritevelvoitteet, m\u00e4<span class=\"__3 _223\"></span>\u00e4ritet\u00e4<span class=\"__3 _223\"></span>\u00e4n tr<span class=\"__3 _223\"></span>ans<span class=\"__3 _223\"></span>ak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tiohi<span class=\"__3 _228\"></span>nnat, kohdistetaan tra<span class=\"__3 _223\"></span>nsak<span class=\"__3 _223\"></span>tiohinta suoriteve<span class=\"__3 _228\"></span>lvoitteill<span class=\"__3 _228\"></span>e sek\u00e4 kirja<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an m<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nti<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>otot<span class=\"__3 _223\"></span>. Ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a tr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _221\"></span>tiohi<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>at o<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>sin kii<span class=\"__3 _223\"></span>ntei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4. My<span class=\"__3 _221\"></span>ynt<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>ot pa<span class=\"__3 _223\"></span>lv<span class=\"__3 _223\"></span>eluist<span class=\"__3 _221\"></span>a kirj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n aja<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>a suo<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>aes<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a tai palvelun<span class=\"__3 _228\"></span> suoritt<span class=\"__3 _223\"></span>amisen j\u00e4l<span class=\"__3 _228\"></span>keen (yhten\u00e4 ajanhetken\u00e4)<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span>V<span class=\"__3 _228\"></span>arainhoito<span class=\"__3 _13b\"> </span>Var<span class=\"__3 _223\"></span>ainhoi<span class=\"__3 _223\"></span>toliiketoimint<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n ku<span class=\"__3 _223\"></span>uluv<span class=\"__3 _223\"></span>at r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>toliiketoiminta m<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an luk<span class=\"__3 _223\"></span>ien raha<span class=\"__3 _223\"></span>stojen<span class=\"__3 _228\"></span> halli<span class=\"__3 _228\"></span>nnointi,<span class=\"__3 _228\"></span> konsernin omaisuudenhoit<span class=\"__3 _228\"></span>op<span class=\"__3 _223\"></span>alvel<span class=\"__3 _228\"></span>u<span class=\"__3 _223\"></span>t, si<span class=\"__3 _228\"></span>joitus<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tuotteiden ja -palvel<span class=\"__3 _228\"></span>uiden myynti sek\u00e4 ar<span class=\"__3 _223\"></span>vopap<span class=\"__3 _223\"></span>erinv\u00e4litys.<span class=\"__3 _13b\"> </span>Ra<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stojen h<span class=\"__3 _223\"></span>allinnoinnist<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t hallinnoint<span class=\"__3 _223\"></span>ipalk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot per<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t rah<span class=\"__3 _228\"></span>ast<span class=\"__3 _228\"></span>oj<span class=\"__3 _228\"></span>en<span class=\"__3 _228\"></span> arvon<span class=\"__3 _228\"></span>la<span class=\"__3 _228\"></span>ske<span class=\"__3 _228\"></span>ntaan<span class=\"__3 _228\"></span> ja<span class=\"__3 _228\"></span> ne<span class=\"__3 _228\"></span> ki<span class=\"__3 _228\"></span>rj<span class=\"__3 _228\"></span>ataan<span class=\"__3 _228\"></span> kuu<span class=\"__3 _228\"></span>kaus<span class=\"__3 _228\"></span>itta<span class=\"__3 _228\"></span>in<span class=\"__3 _228\"></span> tai<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>vartaa<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>leit<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>in ja l<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>stoil<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>pillises<span class=\"__3 _223\"></span>ti s<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>en aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>. P<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a olev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _221\"></span>\u00e4om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ai alk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4i<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>sen si<span class=\"__3 _228\"></span>joitussitoumuksen<span class=\"__3 _228\"></span> sek<span class=\"__3 _223\"></span>\u00e4 sovitun palkkioprosentin<span class=\"__3 _228\"></span> muk<span class=\"__3 _223\"></span>aisesti ja<span class=\"__3 _228\"></span> kirjataa<span class=\"__3 _223\"></span>n tuotoksi<span class=\"__3 _228\"></span> ajan kuluessa. Raha<span class=\"__3 _223\"></span>stojen<span class=\"__3 _228\"></span> merkint\u00f6jen yhte<span class=\"__3 _228\"></span>ydess<span class=\"__3 _223\"></span>\u00e4 mahdoll<span class=\"__3 _228\"></span>isesti perity<span class=\"__3 _223\"></span>t kertaluonteiset<span class=\"__3 _228\"></span> merkint<span class=\"__3 _223\"></span>\u00e4palkkiot tul<span class=\"__3 _228\"></span>outet<span class=\"__3 _223\"></span>aan heti,<span class=\"__3 _228\"></span> kuten my\u00f6s<span class=\"__3 _228\"></span> lunastusten yhteydess\u00e4 mahdol<span class=\"__3 _228\"></span>lisesti peri<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t kert<span class=\"__3 _223\"></span>aluontei<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>set lunastusp<span class=\"__3 _223\"></span>alkkiot.<span class=\"__3 _13b\"> </span>Sijoitus- ja e<span class=\"__3 _223\"></span>rikois<span class=\"__3 _223\"></span>sijoitusr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stojen se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 komm<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>diit<span class=\"__3 _223\"></span>tiy<span class=\"__3 _223\"></span>hti\u00f6<span class=\"__3 _223\"></span>muotois<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ten p\u00e4\u00e4omar<span class=\"__3 _223\"></span>ahastojen<span class=\"__3 _228\"></span> menest<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>seen si<span class=\"__3 _228\"></span>dotut tuottosidonnaiset pal<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>kiot kirjataan tuotoiksi<span class=\"__3 _228\"></span> ra<span class=\"__3 _223\"></span>hastojen<span class=\"__3 _228\"></span> ar<span class=\"__3 _223\"></span>vonlaskentoj<span class=\"__3 _228\"></span>en perusteel<span class=\"__3 _228\"></span>la, kun lopul<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>linen p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>iss<span class=\"__3 _221\"></span>a ja on e<span class=\"__3 _223\"></span>rit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4in to<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>n\u00e4k\u00f6ist\u00e4, ettei kir<span class=\"__3 _228\"></span>jat<span class=\"__3 _223\"></span>tujen tuotto<span class=\"__3 _228\"></span>jen m\u00e4\u00e4r<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>n jouduta my<span class=\"__3 _228\"></span>\u00f6hemmin teke<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>m\u00e4\u00e4n<span class=\"__3 _228\"></span> me<span class=\"__3 _228\"></span>rkitt\u00e4<span class=\"__3 _228\"></span>v\u00e4\u00e4 p<span class=\"__3 _228\"></span>eru<span class=\"__3 _228\"></span>utu<span class=\"__3 _228\"></span>sta.<span class=\"__3 _13b\"> </span>Omaisuudenhoitopalkkiot<span class=\"__3 _228\"></span> tulouteta<span class=\"__3 _223\"></span>an p\u00e4<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>\u00e4\u00e4nt\u00f6isesti k<span class=\"__3 _223\"></span>var<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aaleitt<span class=\"__3 _223\"></span>ain ja laskuteta<span class=\"__3 _223\"></span>an j\u00e4lkik\u00e4teen yl<span class=\"__3 _228\"></span>eens<span class=\"__3 _223\"></span>\u00e4 laskentak<span class=\"__3 _223\"></span>auden j\u00e4lke<span class=\"__3 _228\"></span>isen\u00e4 kuuk<span class=\"__3 _223\"></span>aute<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>na. Omaisuudenhoitoon<span class=\"__3 _228\"></span> liitty<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t asiaka<span class=\"__3 _223\"></span>ssalkk<span class=\"__3 _223\"></span>ujen<span class=\"__3 _228\"></span> tuot<span class=\"__3 _223\"></span>toon perustuv<span class=\"__3 _223\"></span>at pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>t tulo<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>rit<span class=\"__3 _223\"></span>elt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 ta<span class=\"__3 _223\"></span>i ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioit<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>iss<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Oma<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>den<span class=\"__3 _223\"></span>hoidon m<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>dolliset av<span class=\"__3 _223\"></span>aus<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot tulou<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ion l<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>en y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>eyd<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4.  Omaisuudenhoitoasiakkailta perity<span class=\"__3 _223\"></span>t trans<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>tiopalkkiot tuloutetaan kauppap<span class=\"__3 _223\"></span>\u00e4iv\u00e4n perusteel<span class=\"__3 _228\"></span>la. Struk<span class=\"__3 _223\"></span>turoitujen<span class=\"__3 _228\"></span> tuot<span class=\"__3 _223\"></span>teiden<span class=\"__3 _228\"></span> niin<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>utsut<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu st<span class=\"__3 _223\"></span>ru<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>rointip<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kio t<span class=\"__3 _223\"></span>uloute<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>n liikkees<span class=\"__3 _223\"></span>eenl<span class=\"__3 _223\"></span>ask<span class=\"__3 _223\"></span>up<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n mukaise<span class=\"__3 _223\"></span>sti. Osan<span class=\"__3 _223\"></span>a varainhoidon palve<span class=\"__3 _228\"></span>luja kon<span class=\"__3 _228\"></span>ser<span class=\"__3 _223\"></span>ni myy yhteisty\u00f6kumppaneiden va<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>. Uni<span class=\"__3 _223\"></span>ted B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s ei mis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>ihe<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>l<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ta<span class=\"__3 _223\"></span>a luov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uihin yhteist<span class=\"__3 _221\"></span>y\u00f6ku<span class=\"__3 _223\"></span>mpp<span class=\"__3 _223\"></span>anin tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>teisiin tai p<span class=\"__3 _223\"></span>alveluihin, joten n\u00e4is<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4 tuo<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tona<span class=\"__3 _228\"></span> kirjataan ai<span class=\"__3 _228\"></span>noasta<span class=\"__3 _223\"></span>an saadut vakuutu<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>asiam<span class=\"__3 _228\"></span>iespal<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _228\"></span>t, ku<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iom<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4 on lu<span class=\"__3 _223\"></span>otet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti a<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>vioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a.<span class=\"__3 _13b\"> </span>Arvopaperi<span class=\"__3 _228\"></span>nv\u00e4l<span class=\"__3 _228\"></span>ityksest\u00e4 pa<span class=\"__3 _228\"></span>lkkio<span class=\"__3 _228\"></span>t kir<span class=\"__3 _228\"></span>jataan kaup<span class=\"__3 _228\"></span>pap\u00e4iv\u00e4m\u00e4\u00e4r\u00e4n<span class=\"__3 _228\"></span> mukai<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i.<span class=\"__3 _13b\"> </span>P\u00e4\u00e4omamarkkinapalv<span class=\"__3 _228\"></span>elut<span class=\"__3 _13b\"> </span>P\u00e4\u00e4omamarkkinapalve<span class=\"__3 _228\"></span>lut l<span class=\"__3 _228\"></span>ii<span class=\"__3 _228\"></span>keto<span class=\"__3 _228\"></span>imin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>aan kuul<span class=\"__3 _228\"></span>uvat li<span class=\"__3 _228\"></span>stautumis<span class=\"__3 _228\"></span>palvel<span class=\"__3 _228\"></span>ut, om<span class=\"__3 _223\"></span>an j<span class=\"__3 _223\"></span>a vie<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>oise<span class=\"__3 _223\"></span>t r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>usj\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ely<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, lai<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ust<span class=\"__3 _223\"></span>ei<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>set rahoitusr<span class=\"__3 _223\"></span>atk<span class=\"__3 _223\"></span>aisut ja verkkoalust<span class=\"__3 _223\"></span>alla<span class=\"__3 _228\"></span> toimiva joukkora<span class=\"__3 _223\"></span>hoituspalvelu.<span class=\"__3 _13b\"> </span>Listautumispalvel<span class=\"__3 _228\"></span>ujen sek\u00e4 oman ja<span class=\"__3 _228\"></span> viera<span class=\"__3 _223\"></span>an p\u00e4\u00e4oma<span class=\"__3 _223\"></span>n ehto<span class=\"__3 _228\"></span>isten rahoi<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu<span class=\"__3 _223\"></span>sj\u00e4r<span class=\"__3 _223\"></span>jes<span class=\"__3 _223\"></span>tely<span class=\"__3 _223\"></span>jen o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>iint<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>\u00e4t p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>velu o<span class=\"__3 _223\"></span>n luo<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>u<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _221\"></span>tu, j<span class=\"__3 _223\"></span>a oike<span class=\"__3 _223\"></span>us p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioo<span class=\"__3 _223\"></span>n on s<span class=\"__3 _223\"></span>yn<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>pillise<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i k<span class=\"__3 _223\"></span>uuk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>usi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>in. Os<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>stik<span class=\"__3 _223\"></span>keis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a voi olla muut<span class=\"__3 _221\"></span>tu<span class=\"__3 _223\"></span>via k<span class=\"__3 _223\"></span>ute<span class=\"__3 _223\"></span>n yri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>hoit<span class=\"__3 _223\"></span>usp<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elujen onnis<span class=\"__3 _223\"></span>tu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>misp<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>, jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a ki<span class=\"__3 _223\"></span>rja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un j\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ely<span class=\"__3 _223\"></span>n su<span class=\"__3 _223\"></span>ori<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>velv<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>e on t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t ta<span class=\"__3 _223\"></span>i muu<span class=\"__3 _223\"></span>toin j\u00e4rje<span class=\"__3 _223\"></span>stely<span class=\"__3 _223\"></span>n lopp<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>ulos on luote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti ar<span class=\"__3 _221\"></span>vioit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>sa<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span>Konsernin<span class=\"__3 _228\"></span> a<span class=\"__3 _223\"></span>siakas<span class=\"__3 _223\"></span>sopimuksi<span class=\"__3 _228\"></span>in li<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>ty<span class=\"__3 _221\"></span>v\u00e4t omaisuuser\u00e4t koostuvat palk<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>kio<span class=\"__3 _223\"></span>- j<span class=\"__3 _223\"></span>a muis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>tk<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en. A<span class=\"__3 _223\"></span>si<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pim<span class=\"__3 _223\"></span>uk<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>sen s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>est<span class=\"__3 _223\"></span>a aihe<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>uneit<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>see<span class=\"__3 _223\"></span>n kirja<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>edelly<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>i\u00e4 kir<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>jat<span class=\"__3 _221\"></span>tuj<span class=\"__3 _223\"></span>a om<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uus<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>i\u00e4 ei ol<span class=\"__3 _223\"></span>e sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t. A<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>iin liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4<span class=\"__3 _223\"></span>t vel<span class=\"__3 _223\"></span>at koostuvat palkkionpalautusveloista. Konserni<span class=\"__3 _228\"></span> hy\u00f6dynt\u00e4<span class=\"__3 _223\"></span>\u00e4 k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4nn\u00f6n apu<span class=\"__3 _223\"></span>keinoa eik<span class=\"__3 _223\"></span>\u00e4 esi<span class=\"__3 _223\"></span>t\u00e4 r<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>or<span class=\"__3 _223\"></span>toin<span class=\"__3 _223\"></span>tip\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n\u00e4 t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 oleville suorite<span class=\"__3 _223\"></span>vel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>voit<span class=\"__3 _223\"></span>teille kohdis<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ua t<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>ak<span class=\"__3 _221\"></span>tiohin<span class=\"__3 _223\"></span>tojen m\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 so<span class=\"__3 _223\"></span>pimuk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, joiden alk<span class=\"__3 _223\"></span>up<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>n odo<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>lev<span class=\"__3 _223\"></span>a ke<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>a on e<span class=\"__3 _223\"></span>nint<span class=\"__3 _221\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>n y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si vu<span class=\"__3 _223\"></span>osi, t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i<span class=\"__3 _13b\"> </span>mik<span class=\"__3 _223\"></span>\u00e4li t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>si k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>n a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>alt<span class=\"__3 _221\"></span>a sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti<span class=\"__3 _223\"></span>kk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _221\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a luo<span class=\"__3 _228\"></span>vutettujen<span class=\"__3 _228\"></span> palvel<span class=\"__3 _228\"></span>uide<span class=\"__3 _228\"></span>n arvoa asiakkaall<span class=\"__3 _228\"></span>e.<span class=\"__3 _13b\"> </span>Johdon harkinnanvaraiset er\u00e4t<span class=\"__3 _13b\"> </span>IF<span class=\"__3 _223\"></span>RS 1<span class=\"__3 _228\"></span>5 s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>d<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>di sis<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4 tuo<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>toje<span class=\"__3 _223\"></span>n kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mist<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>osk<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ra<span class=\"__3 _223\"></span>joit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n, jon<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a mu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>tot t<span class=\"__3 _223\"></span>ulee k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>n siihe<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n as<span class=\"__3 _223\"></span>ti k<span class=\"__3 _223\"></span>uin o<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>it<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>t\u00e4<span class=\"__3 _223\"></span>in toden<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6ist<span class=\"__3 _223\"></span>\u00e4, et<span class=\"__3 _221\"></span>tei kirjat<span class=\"__3 _221\"></span>tujen tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tojen m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n joudu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a teke<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>m\u00e4\u00e4n<span class=\"__3 _228\"></span> me<span class=\"__3 _228\"></span>rki<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00e4v\u00e4\u00e4<span class=\"__3 _228\"></span> pe<span class=\"__3 _228\"></span>ruut<span class=\"__3 _228\"></span>usta<span class=\"__3 _228\"></span>. Unit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s -<span class=\"__3 _223\"></span>kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>i voi s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>da h<span class=\"__3 _223\"></span>allinn<span class=\"__3 _223\"></span>oimis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n kom<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>diit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>muoto<span class=\"__3 _228\"></span>isista mets\u00e4r<span class=\"__3 _223\"></span>ahastoista rahaston tuottoon sido<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tua tuot<span class=\"__3 _223\"></span>tosid<span class=\"__3 _228\"></span>on<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>naista palkkiota. Rahastosopimusten<span class=\"__3 _228\"></span> perusteella<span class=\"__3 _228\"></span> s<span class=\"__3 _223\"></span>aat<span class=\"__3 _223\"></span>ava ja hal<span class=\"__3 _228\"></span>linnoi<span class=\"__3 _228\"></span>n<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tiyhti\u00f6l<span class=\"__3 _228\"></span>le kuul<span class=\"__3 _228\"></span>u<span class=\"__3 _223\"></span>va lopu<span class=\"__3 _228\"></span>lli<span class=\"__3 _228\"></span>nen tuot<span class=\"__3 _223\"></span>tosi<span class=\"__3 _228\"></span>donnainen palkkio m\u00e4\u00e4r<span class=\"__3 _223\"></span>\u00e4yt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y ja ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an s<span class=\"__3 _223\"></span>en j<span class=\"__3 _223\"></span>\u00e4lk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n, mik<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>li ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _221\"></span>a m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y ai<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>kor<span class=\"__3 _223\"></span>on m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>it<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4m<span class=\"__3 _223\"></span>\u00e4 t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>so (<span class=\"__3 _223\"></span>IR<span class=\"__3 _223\"></span>R) on ylit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a m\u00e4<span class=\"__3 _223\"></span>\u00e4ritet<span class=\"__3 _223\"></span>yll\u00e4<span class=\"__3 _228\"></span> ajanjak<span class=\"__3 _223\"></span>solla.<span class=\"__3 _228\"></span> Ait<span class=\"__3 _223\"></span>akoron ylitt<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4 tuotto jaeta<span class=\"__3 _223\"></span>an ra<span class=\"__3 _223\"></span>has<span class=\"__3 _223\"></span>toso<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>pimuksen mukaisesti hal<span class=\"__3 _228\"></span>linno<span class=\"__3 _228\"></span>intiyhti\u00f6n ja<span class=\"__3 _228\"></span> sijo<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>en kesken (<span class=\"__3 _228\"></span>esim.<span class=\"__3 _228\"></span> <span class=\"__3 _a8_2\"></span><span class=\"ls1_3 ws1_3\"> </span>20 % / 8<span class=\"__3 _223\"></span>0 %)<span class=\"__3 _228\"></span>. Mik<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>li ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>to j<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 ait<span class=\"__3 _221\"></span>ako<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 pie<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>k<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>si,<span class=\"__3 _228\"></span> ei hall<span class=\"__3 _228\"></span>innointiyhti<span class=\"__3 _228\"></span>\u00f6 sa<span class=\"__3 _223\"></span>a lainkaa<span class=\"__3 _223\"></span>n tuottosidonnaista palkkiota.<span class=\"__3 _13b\"> </span>United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers -konserni tuloutt<span class=\"__3 _223\"></span>aa kommandiittiyhti\u00f6muotoi<span class=\"__3 _228\"></span>sista met<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>tois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at t<span class=\"__3 _223\"></span>uot<span class=\"__3 _221\"></span>tosi<span class=\"__3 _223\"></span>don<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>et p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un lo<span class=\"__3 _223\"></span>pulline<span class=\"__3 _223\"></span>n pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ja eh<span class=\"__3 _223\"></span>dot p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>n s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misel<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>le tul<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>at e<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4in t<span class=\"__3 _223\"></span>od<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6is<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ti t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>ym<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n. Ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nilla on k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>\u00e4 per<span class=\"__3 _223\"></span>ust<span class=\"__3 _223\"></span>eellinen tuot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osidon<span class=\"__3 _223\"></span>nais<span class=\"__3 _223\"></span>ten p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kioide<span class=\"__3 _223\"></span>n ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>iointit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>pa<span class=\"__3 _223\"></span>. Ar<span class=\"__3 _221\"></span>vioinnis<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>a otet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n hu<span class=\"__3 _223\"></span>omi<span class=\"__3 _223\"></span>oon m<span class=\"__3 _223\"></span>m. a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>io p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>stoje<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>lua<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>tio<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>oi<span class=\"__3 _228\"></span>den to<span class=\"__3 _228\"></span>teutumi<span class=\"__3 _228\"></span>shetke<span class=\"__3 _228\"></span>ll\u00e4,<span class=\"__3 _228\"></span> tulev<span class=\"__3 _228\"></span>ien rahavi<span class=\"__3 _228\"></span>r<span class=\"__3 _223\"></span>toj<span class=\"__3 _228\"></span>en nykyar<span class=\"__3 _223\"></span>vo<span class=\"__3 _228\"></span> sek\u00e4 toden<span class=\"__3 _228\"></span>n\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>k\u00f6isyys ajankohdasta palkkioiden<span class=\"__3 _228\"></span> toteutumiseen. M<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>\u00e4li<span class=\"__3 _228\"></span> laskennalli<span class=\"__3 _228\"></span>sen tuottos<span class=\"__3 _228\"></span>idonnai<span class=\"__3 _228\"></span>sen pal<span class=\"__3 _228\"></span>kkion arvio<span class=\"__3 _228\"></span>idaan to<span class=\"__3 _228\"></span>teutuvan eri<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00e4in t<span class=\"__3 _228\"></span>odenn\u00e4k\u00f6<span class=\"__3 _228\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>sti, p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>io k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>uoto<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si.<span class=\"__3 _13b\"> </span>Kokonaisuudessaan kommandiittiyhti\u00f6muoto<span class=\"__3 _228\"></span>isista mets\u00e4ra<span class=\"__3 _223\"></span>hastoista on tilik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>elle 20<span class=\"__3 _223\"></span>25 tu<span class=\"__3 _223\"></span>lou<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>nu<span class=\"__3 _223\"></span>t noi<span class=\"__3 _223\"></span>n 2,9 miljoon<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osid<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>na<span class=\"__3 _223\"></span>isia p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a (vu<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>na 2<span class=\"__3 _223\"></span>024 noin 1<span class=\"__3 _228\"></span>2,4 miljoo<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>ur<span class=\"__3 _223\"></span>oa). Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in muis<span class=\"__3 _223\"></span>sa s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misiss<span class=\"__3 _223\"></span>a ed<span class=\"__3 _223\"></span>ell\u00e4  maini<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tuja t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osido<span class=\"__3 _223\"></span>nna<span class=\"__3 _223\"></span>isia pa<span class=\"__3 _223\"></span>lkk<span class=\"__3 _223\"></span>ioit<span class=\"__3 _223\"></span>a on ja<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>ote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>a 31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>025 n<span class=\"__3 _223\"></span>oin 10,<span class=\"__3 _228\"></span>7 miljoo<span class=\"__3 _223\"></span>na<span class=\"__3 _221\"></span>a eur<span class=\"__3 _223\"></span>oa (31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>024 noin 7<span class=\"__3 _227\"></span>,8 miljoon<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a)<span class=\"__3 _13b\"> </span>111<span class=\"__3 _13b\"> </span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span>3.<span class=\"__3 _223\"></span>2 Palkkiotuottojen jaottelu<span class=\"__3 _13b\"> </span>Al<span class=\"__3 _228\"></span>la o<span class=\"__3 _228\"></span>levassa<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>aul<span class=\"__3 _228\"></span>ukossa<span class=\"__3 _228\"></span> kuvataan pal<span class=\"__3 _228\"></span>kkiotuo<span class=\"__3 _228\"></span>ttoj<span class=\"__3 _228\"></span>en ja<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>autum<span class=\"__3 _228\"></span>ista:<span class=\"__3 _13b\"> </span>20<span class=\"__3 _223\"></span>25 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _238\"> </span><span class=\"lsc_3 ws3c_3\">Varainhoito<span class=\"__3 _a9_2\"> </span><span class=\"lse_3 wsb_3\">P\u00e4\u00e4omamarkk<span class=\"__3 _223\"></span>inapalvelut<span class=\"__3 _298\"> </span>Yhteens\u00e4<span class=\"__3 _13b\"> </span></span></span>Rahasto<span class=\"__3 _228\"></span>t Hallinnoint<span class=\"__3 _223\"></span>ipalk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot <span class=\"__3 _2e_2\"> </span><span class=\"ls1_3 ws1_3\">27 48<span class=\"__3 _223\"></span>0<span class=\"__3 _aa_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _ab_2\"> </span></span>27 48<span class=\"__3 _223\"></span>0</span> T<span class=\"__3 _228\"></span>uot<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>kiot<span class=\"__3 _ac_2\"> </span><span class=\"ls2a_3 ws4e_2\">12<span class=\"__3 _223\"></span> 7<span class=\"__3 _221\"></span>3<span class=\"__3 _221\"></span>6<span class=\"__3 _225\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _ad_2\"> </span></span>12<span class=\"__3 _223\"></span> 7<span class=\"__3 _221\"></span>3<span class=\"__3 _221\"></span>6</span> <span class=\"__3 _275\"> </span>Merkin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4- j<span class=\"__3 _228\"></span>a lu<span class=\"__3 _228\"></span>nastuspalkki<span class=\"__3 _228\"></span>ot<span class=\"__3 _ae_2\"> </span><span class=\"ls1_3 ws1_3\">1 620<span class=\"__3 _aa_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _9c_2\"> </span></span>1 620<span class=\"__3 _13b\"> </span></span>Omaisuudenhoito<span class=\"__3 _ac_2\"> </span><span class=\"ls16_3 ws69_2\">7 379<span class=\"__3 _aa_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _9c_2\"> </span></span>7 379<span class=\"__3 _13b\"> </span></span>Struk<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uroidut s<span class=\"__3 _228\"></span>ijoitukset<span class=\"__3 _af_2\"> </span><span class=\"ls1_3 ws1_3\">3 50<span class=\"__3 _223\"></span>4<span class=\"__3 _aa_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _b0_2\"> </span></span>3 50<span class=\"__3 _223\"></span>4<span class=\"__3 _13b\"> </span></span>P\u00e4\u00e4omamarkkinapalve<span class=\"__3 _228\"></span>lut<span class=\"__3 _b1_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _b0_2\"> </span><span class=\"ws1_3\">1 3<span class=\"__3 _223\"></span>67<span class=\"__3 _b0_2\"> </span>1 3<span class=\"__3 _223\"></span>67<span class=\"__3 _13b\"> </span></span></span>Palkk<span class=\"__3 _223\"></span>iotuotot yhteens\u00e4<span class=\"__3 _b2_2\"> </span><span class=\"ls1_3 ws1_3\"> 52 719 <span class=\"__3 _b3_2\"> </span> 1 36<span class=\"__3 _223\"></span>7 <span class=\"__3 _5a_2\"> </span> 5<span class=\"__3 _223\"></span>4 08<span class=\"__3 _223\"></span>6 </span>20<span class=\"__3 _223\"></span>24 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _238\"> </span><span class=\"lsc_3 ws3c_3\">Varainhoito<span class=\"__3 _a9_2\"> </span><span class=\"lse_3 wsb_3\">P\u00e4\u00e4omamarkk<span class=\"__3 _223\"></span>inapalvelut<span class=\"__3 _298\"> </span>Yhteens\u00e4<span class=\"__3 _13b\"> </span></span></span>Rahasto<span class=\"__3 _228\"></span>t Hallinnoint<span class=\"__3 _223\"></span>ipalk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot <span class=\"__3 _b4_2\"> </span><span class=\"ls1_3 ws1_3\"> 26 5<span class=\"__3 _223\"></span>56 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _ab_2\"> </span></span>26 5<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span>6</span> T<span class=\"__3 _228\"></span>uot<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>kiot<span class=\"__3 _b5_2\"> </span><span class=\"ls1_3 ws1_3\"> 21 750 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _ad_2\"> </span><span class=\"ls26_3 ws5_3\">21 75<span class=\"__3 _223\"></span>0</span></span></span> <span class=\"__3 _275\"> </span>Merkin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4- j<span class=\"__3 _228\"></span>a lu<span class=\"__3 _228\"></span>nastuspalkki<span class=\"__3 _228\"></span>ot<span class=\"__3 _b6_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 285 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _9c_2\"> </span></span>1 285<span class=\"__3 _13b\"> </span></span>Omaisuudenhoito<span class=\"__3 _b7_2\"> </span><span class=\"ls1_3 ws1_3\"> 7 01<span class=\"__3 _228\"></span>8 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _7c_2\"> </span><span class=\"ls29_3 ws4c_2\">7 0<span class=\"__3 _221\"></span>18<span class=\"__3 _13b\"> </span></span></span></span>Struk<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uroidut s<span class=\"__3 _228\"></span>ijoitukset<span class=\"__3 _b8_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 33<span class=\"__3 _223\"></span>2 <span class=\"__3 _1f_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _b0_2\"> </span></span>1 33<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span></span>P\u00e4\u00e4omamarkkinapalve<span class=\"__3 _228\"></span>lut<span class=\"__3 _b1_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _286\"> </span><span class=\"ws1_3\"> 6<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>6 <span class=\"__3 _300\"> </span><span class=\"ls17_3 ws8a_2\">646<span class=\"__3 _13b\"> </span></span></span></span>Palkk<span class=\"__3 _223\"></span>iotuotot yhteens\u00e4<span class=\"__3 _b9_2\"> </span><span class=\"ls1_3 ws1_3\"> 57 94<span class=\"__3 _223\"></span>0 <span class=\"__3 _7c_2\"> </span> 6<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>6 <span class=\"__3 _5a_2\"> </span><span class=\"lsa_3 ws27_3\"> 58 586 </span></span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _ba_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _bb_2\"> </span></span> %<span class=\"__3 _281\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _bb_2\"> </span></span> %<span class=\"__3 _13b\"> </span>Yhten\u00e4 ajankohtan<span class=\"__3 _223\"></span>a tul<span class=\"__3 _228\"></span>outet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>avat<span class=\"__3 _bc_2\"> </span><span class=\"ls1_3 ws1_3\">9 30<span class=\"__3 _223\"></span>0<span class=\"__3 _224\"> </span><span class=\"ls41_2 ws8b_2\">1<span class=\"__3 _221\"></span>7,<span class=\"__3 _318\"></span>2<span class=\"__3 _318\"></span> %<span class=\"__3 _bd_2\"> </span><span class=\"ls23_3 ws1a_3\">6<span class=\"__3 _223\"></span> 19<span class=\"__3 _221\"></span>4<span class=\"__3 _be_2\"> </span><span class=\"ls16_3 ws69_2\">1<span class=\"__3 _228\"></span>0,6 %<span class=\"__3 _13b\"> </span></span></span></span></span>Aja<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>ulue<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a tul<span class=\"__3 _223\"></span>ou<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at  <span class=\"__3 _251\"> </span><span class=\"ls16_3 ws69_2\">44 78<span class=\"__3 _223\"></span>6<span class=\"__3 _255\"> </span></span>82,8 %<span class=\"__3 _a2_2\"> </span><span class=\"lsc_3 ws3c_3\">52 392<span class=\"__3 _255\"> </span><span class=\"ls42_2 ws87_2\">89,4 %<span class=\"__3 _13b\"> </span></span></span>Yh<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>een<span class=\"__3 _223\"></span>s\u00e4 <span class=\"__3 _bf_2\"> </span><span class=\"lsa_3 ws27_3\">54 086<span class=\"__3 _255\"> </span><span class=\"ls43_2 ws8c_2\">10<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span> %<span class=\"__3 _6f_2\"> </span></span>58<span class=\"__3 _228\"></span> 586<span class=\"__3 _255\"> </span><span class=\"ls43_2 ws8c_2\">10<span class=\"__3 _221\"></span>0 %<span class=\"__3 _13b\"> </span></span></span>S<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuja o<span class=\"__3 _223\"></span>dot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>avis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ol<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>ia t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a on k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tu L<span class=\"__3 _223\"></span>iitet<span class=\"__3 _223\"></span>ie<span class=\"__3 _223\"></span>dos<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a 27 K<span class=\"__3 _223\"></span>ons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nin r<span class=\"__3 _223\"></span>isk<span class=\"__3 _223\"></span>it j<span class=\"__3 _223\"></span>a niide<span class=\"__3 _223\"></span>n h<span class=\"__3 _223\"></span>allint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueFromContractsWithCustomersExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-317": {
   "value": "3.<span class=\"__3 _227\"></span>1 L<span class=\"__3 _223\"></span>aatimisperiaate<span class=\"__3 _13b\"> </span>T<span class=\"__3 _227\"></span>uloutusperiaat<span class=\"__3 _223\"></span>teet<span class=\"__3 _13b\"> </span>United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers -konserni tarjoaa var<span class=\"__3 _223\"></span>ainhoi<span class=\"__3 _228\"></span>don tuotteita ja palvelu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ja se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ino<span class=\"__3 _223\"></span>ille suu<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuja p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>veluj<span class=\"__3 _223\"></span>a. P<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>velu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>osi<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>otoik<span class=\"__3 _223\"></span>si aj<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>t on lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>alle.<span class=\"__3 _13b\"> </span>Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>i kir<span class=\"__3 _223\"></span>ja<span class=\"__3 _223\"></span>a my<span class=\"__3 _221\"></span>yn<span class=\"__3 _223\"></span>tit<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>otot si<span class=\"__3 _223\"></span>ten<span class=\"__3 _223\"></span>, et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 n<span class=\"__3 _223\"></span>e k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at lu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuje<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>al<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>vel<span class=\"__3 _228\"></span>uje<span class=\"__3 _228\"></span>n luovuttamista<span class=\"__3 _228\"></span> asiakka<span class=\"__3 _223\"></span>all<span class=\"__3 _228\"></span>e raham\u00e4\u00e4r\u00e4<span class=\"__3 _223\"></span>\u00e4n, j<span class=\"__3 _228\"></span>oka kuvast<span class=\"__3 _223\"></span>aa vasti<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ket<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>, jo<span class=\"__3 _223\"></span>hon k<span class=\"__3 _223\"></span>ons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ni o<span class=\"__3 _223\"></span>dot<span class=\"__3 _221\"></span>ta<span class=\"__3 _221\"></span>a olev<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a oike<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>eisi\u00e4 p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>veluj<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n. Asia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sso<span class=\"__3 _223\"></span>pimus<span class=\"__3 _223\"></span>ten a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vioin<span class=\"__3 _223\"></span>niss<span class=\"__3 _223\"></span>a ja my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>itu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tojen kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ellet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n viisi<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>aih<span class=\"__3 _223\"></span>eist<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>allia<span class=\"__3 _223\"></span>, jo<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>lla m\u00e4<span class=\"__3 _221\"></span>\u00e4ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4n, milloin<span class=\"__3 _228\"></span> ja mihin m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ntit<span class=\"__3 _223\"></span>uotot kirj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an. M<span class=\"__3 _223\"></span>allissa y<span class=\"__3 _223\"></span>ksil\u00f6id\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n asiak<span class=\"__3 _223\"></span>ass<span class=\"__3 _223\"></span>opimus ja<span class=\"__3 _228\"></span> sopimuks<span class=\"__3 _223\"></span>en suoritevelvoitteet, m\u00e4<span class=\"__3 _223\"></span>\u00e4ritet\u00e4<span class=\"__3 _223\"></span>\u00e4n tr<span class=\"__3 _223\"></span>ans<span class=\"__3 _223\"></span>ak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tiohi<span class=\"__3 _228\"></span>nnat, kohdistetaan tra<span class=\"__3 _223\"></span>nsak<span class=\"__3 _223\"></span>tiohinta suoriteve<span class=\"__3 _228\"></span>lvoitteill<span class=\"__3 _228\"></span>e sek\u00e4 kirja<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an m<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nti<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>otot<span class=\"__3 _223\"></span>. Ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a tr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _221\"></span>tiohi<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>at o<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>sin kii<span class=\"__3 _223\"></span>ntei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4. My<span class=\"__3 _221\"></span>ynt<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>ot pa<span class=\"__3 _223\"></span>lv<span class=\"__3 _223\"></span>eluist<span class=\"__3 _221\"></span>a kirj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n aja<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>a suo<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>aes<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a tai palvelun<span class=\"__3 _228\"></span> suoritt<span class=\"__3 _223\"></span>amisen j\u00e4l<span class=\"__3 _228\"></span>keen (yhten\u00e4 ajanhetken\u00e4)<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span>V<span class=\"__3 _228\"></span>arainhoito<span class=\"__3 _13b\"> </span>Var<span class=\"__3 _223\"></span>ainhoi<span class=\"__3 _223\"></span>toliiketoimint<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n ku<span class=\"__3 _223\"></span>uluv<span class=\"__3 _223\"></span>at r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>toliiketoiminta m<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an luk<span class=\"__3 _223\"></span>ien raha<span class=\"__3 _223\"></span>stojen<span class=\"__3 _228\"></span> halli<span class=\"__3 _228\"></span>nnointi,<span class=\"__3 _228\"></span> konsernin omaisuudenhoit<span class=\"__3 _228\"></span>op<span class=\"__3 _223\"></span>alvel<span class=\"__3 _228\"></span>u<span class=\"__3 _223\"></span>t, si<span class=\"__3 _228\"></span>joitus<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tuotteiden ja -palvel<span class=\"__3 _228\"></span>uiden myynti sek\u00e4 ar<span class=\"__3 _223\"></span>vopap<span class=\"__3 _223\"></span>erinv\u00e4litys.<span class=\"__3 _13b\"> </span>Ra<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stojen h<span class=\"__3 _223\"></span>allinnoinnist<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t hallinnoint<span class=\"__3 _223\"></span>ipalk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot per<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t rah<span class=\"__3 _228\"></span>ast<span class=\"__3 _228\"></span>oj<span class=\"__3 _228\"></span>en<span class=\"__3 _228\"></span> arvon<span class=\"__3 _228\"></span>la<span class=\"__3 _228\"></span>ske<span class=\"__3 _228\"></span>ntaan<span class=\"__3 _228\"></span> ja<span class=\"__3 _228\"></span> ne<span class=\"__3 _228\"></span> ki<span class=\"__3 _228\"></span>rj<span class=\"__3 _228\"></span>ataan<span class=\"__3 _228\"></span> kuu<span class=\"__3 _228\"></span>kaus<span class=\"__3 _228\"></span>itta<span class=\"__3 _228\"></span>in<span class=\"__3 _228\"></span> tai<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>vartaa<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>leit<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>in ja l<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>stoil<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>pillises<span class=\"__3 _223\"></span>ti s<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>en aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>. P<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a olev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _221\"></span>\u00e4om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ai alk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4i<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>sen si<span class=\"__3 _228\"></span>joitussitoumuksen<span class=\"__3 _228\"></span> sek<span class=\"__3 _223\"></span>\u00e4 sovitun palkkioprosentin<span class=\"__3 _228\"></span> muk<span class=\"__3 _223\"></span>aisesti ja<span class=\"__3 _228\"></span> kirjataa<span class=\"__3 _223\"></span>n tuotoksi<span class=\"__3 _228\"></span> ajan kuluessa. Raha<span class=\"__3 _223\"></span>stojen<span class=\"__3 _228\"></span> merkint\u00f6jen yhte<span class=\"__3 _228\"></span>ydess<span class=\"__3 _223\"></span>\u00e4 mahdoll<span class=\"__3 _228\"></span>isesti perity<span class=\"__3 _223\"></span>t kertaluonteiset<span class=\"__3 _228\"></span> merkint<span class=\"__3 _223\"></span>\u00e4palkkiot tul<span class=\"__3 _228\"></span>outet<span class=\"__3 _223\"></span>aan heti,<span class=\"__3 _228\"></span> kuten my\u00f6s<span class=\"__3 _228\"></span> lunastusten yhteydess\u00e4 mahdol<span class=\"__3 _228\"></span>lisesti peri<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t kert<span class=\"__3 _223\"></span>aluontei<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>set lunastusp<span class=\"__3 _223\"></span>alkkiot.<span class=\"__3 _13b\"> </span>Sijoitus- ja e<span class=\"__3 _223\"></span>rikois<span class=\"__3 _223\"></span>sijoitusr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stojen se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 komm<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>diit<span class=\"__3 _223\"></span>tiy<span class=\"__3 _223\"></span>hti\u00f6<span class=\"__3 _223\"></span>muotois<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ten p\u00e4\u00e4omar<span class=\"__3 _223\"></span>ahastojen<span class=\"__3 _228\"></span> menest<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>seen si<span class=\"__3 _228\"></span>dotut tuottosidonnaiset pal<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>kiot kirjataan tuotoiksi<span class=\"__3 _228\"></span> ra<span class=\"__3 _223\"></span>hastojen<span class=\"__3 _228\"></span> ar<span class=\"__3 _223\"></span>vonlaskentoj<span class=\"__3 _228\"></span>en perusteel<span class=\"__3 _228\"></span>la, kun lopul<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>linen p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>iss<span class=\"__3 _221\"></span>a ja on e<span class=\"__3 _223\"></span>rit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4in to<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>n\u00e4k\u00f6ist\u00e4, ettei kir<span class=\"__3 _228\"></span>jat<span class=\"__3 _223\"></span>tujen tuotto<span class=\"__3 _228\"></span>jen m\u00e4\u00e4r<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>n jouduta my<span class=\"__3 _228\"></span>\u00f6hemmin teke<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>m\u00e4\u00e4n<span class=\"__3 _228\"></span> me<span class=\"__3 _228\"></span>rkitt\u00e4<span class=\"__3 _228\"></span>v\u00e4\u00e4 p<span class=\"__3 _228\"></span>eru<span class=\"__3 _228\"></span>utu<span class=\"__3 _228\"></span>sta.<span class=\"__3 _13b\"> </span>Omaisuudenhoitopalkkiot<span class=\"__3 _228\"></span> tulouteta<span class=\"__3 _223\"></span>an p\u00e4<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>\u00e4\u00e4nt\u00f6isesti k<span class=\"__3 _223\"></span>var<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aaleitt<span class=\"__3 _223\"></span>ain ja laskuteta<span class=\"__3 _223\"></span>an j\u00e4lkik\u00e4teen yl<span class=\"__3 _228\"></span>eens<span class=\"__3 _223\"></span>\u00e4 laskentak<span class=\"__3 _223\"></span>auden j\u00e4lke<span class=\"__3 _228\"></span>isen\u00e4 kuuk<span class=\"__3 _223\"></span>aute<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>na. Omaisuudenhoitoon<span class=\"__3 _228\"></span> liitty<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t asiaka<span class=\"__3 _223\"></span>ssalkk<span class=\"__3 _223\"></span>ujen<span class=\"__3 _228\"></span> tuot<span class=\"__3 _223\"></span>toon perustuv<span class=\"__3 _223\"></span>at pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>t tulo<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>rit<span class=\"__3 _223\"></span>elt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 ta<span class=\"__3 _223\"></span>i ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioit<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>iss<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Oma<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>den<span class=\"__3 _223\"></span>hoidon m<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>dolliset av<span class=\"__3 _223\"></span>aus<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot tulou<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ion l<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>en y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>eyd<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4.  Omaisuudenhoitoasiakkailta perity<span class=\"__3 _223\"></span>t trans<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>tiopalkkiot tuloutetaan kauppap<span class=\"__3 _223\"></span>\u00e4iv\u00e4n perusteel<span class=\"__3 _228\"></span>la. Struk<span class=\"__3 _223\"></span>turoitujen<span class=\"__3 _228\"></span> tuot<span class=\"__3 _223\"></span>teiden<span class=\"__3 _228\"></span> niin<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>utsut<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu st<span class=\"__3 _223\"></span>ru<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>rointip<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kio t<span class=\"__3 _223\"></span>uloute<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>n liikkees<span class=\"__3 _223\"></span>eenl<span class=\"__3 _223\"></span>ask<span class=\"__3 _223\"></span>up<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n mukaise<span class=\"__3 _223\"></span>sti. Osan<span class=\"__3 _223\"></span>a varainhoidon palve<span class=\"__3 _228\"></span>luja kon<span class=\"__3 _228\"></span>ser<span class=\"__3 _223\"></span>ni myy yhteisty\u00f6kumppaneiden va<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>. Uni<span class=\"__3 _223\"></span>ted B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s ei mis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>ihe<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>l<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ta<span class=\"__3 _223\"></span>a luov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uihin yhteist<span class=\"__3 _221\"></span>y\u00f6ku<span class=\"__3 _223\"></span>mpp<span class=\"__3 _223\"></span>anin tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>teisiin tai p<span class=\"__3 _223\"></span>alveluihin, joten n\u00e4is<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4 tuo<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tona<span class=\"__3 _228\"></span> kirjataan ai<span class=\"__3 _228\"></span>noasta<span class=\"__3 _223\"></span>an saadut vakuutu<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>asiam<span class=\"__3 _228\"></span>iespal<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _228\"></span>t, ku<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iom<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4 on lu<span class=\"__3 _223\"></span>otet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti a<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>vioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a.<span class=\"__3 _13b\"> </span>Arvopaperi<span class=\"__3 _228\"></span>nv\u00e4l<span class=\"__3 _228\"></span>ityksest\u00e4 pa<span class=\"__3 _228\"></span>lkkio<span class=\"__3 _228\"></span>t kir<span class=\"__3 _228\"></span>jataan kaup<span class=\"__3 _228\"></span>pap\u00e4iv\u00e4m\u00e4\u00e4r\u00e4n<span class=\"__3 _228\"></span> mukai<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i.<span class=\"__3 _13b\"> </span>P\u00e4\u00e4omamarkkinapalv<span class=\"__3 _228\"></span>elut<span class=\"__3 _13b\"> </span>P\u00e4\u00e4omamarkkinapalve<span class=\"__3 _228\"></span>lut l<span class=\"__3 _228\"></span>ii<span class=\"__3 _228\"></span>keto<span class=\"__3 _228\"></span>imin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>aan kuul<span class=\"__3 _228\"></span>uvat li<span class=\"__3 _228\"></span>stautumis<span class=\"__3 _228\"></span>palvel<span class=\"__3 _228\"></span>ut, om<span class=\"__3 _223\"></span>an j<span class=\"__3 _223\"></span>a vie<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>oise<span class=\"__3 _223\"></span>t r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>usj\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ely<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, lai<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ust<span class=\"__3 _223\"></span>ei<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>set rahoitusr<span class=\"__3 _223\"></span>atk<span class=\"__3 _223\"></span>aisut ja verkkoalust<span class=\"__3 _223\"></span>alla<span class=\"__3 _228\"></span> toimiva joukkora<span class=\"__3 _223\"></span>hoituspalvelu.<span class=\"__3 _13b\"> </span>Listautumispalvel<span class=\"__3 _228\"></span>ujen sek\u00e4 oman ja<span class=\"__3 _228\"></span> viera<span class=\"__3 _223\"></span>an p\u00e4\u00e4oma<span class=\"__3 _223\"></span>n ehto<span class=\"__3 _228\"></span>isten rahoi<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu<span class=\"__3 _223\"></span>sj\u00e4r<span class=\"__3 _223\"></span>jes<span class=\"__3 _223\"></span>tely<span class=\"__3 _223\"></span>jen o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>iint<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>\u00e4t p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>velu o<span class=\"__3 _223\"></span>n luo<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>u<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _221\"></span>tu, j<span class=\"__3 _223\"></span>a oike<span class=\"__3 _223\"></span>us p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioo<span class=\"__3 _223\"></span>n on s<span class=\"__3 _223\"></span>yn<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>pillise<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i k<span class=\"__3 _223\"></span>uuk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>usi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>in. Os<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>stik<span class=\"__3 _223\"></span>keis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a voi olla muut<span class=\"__3 _221\"></span>tu<span class=\"__3 _223\"></span>via k<span class=\"__3 _223\"></span>ute<span class=\"__3 _223\"></span>n yri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>hoit<span class=\"__3 _223\"></span>usp<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elujen onnis<span class=\"__3 _223\"></span>tu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>misp<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>, jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a ki<span class=\"__3 _223\"></span>rja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un j\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ely<span class=\"__3 _223\"></span>n su<span class=\"__3 _223\"></span>ori<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>velv<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>e on t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t ta<span class=\"__3 _223\"></span>i muu<span class=\"__3 _223\"></span>toin j\u00e4rje<span class=\"__3 _223\"></span>stely<span class=\"__3 _223\"></span>n lopp<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>ulos on luote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti ar<span class=\"__3 _221\"></span>vioit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>sa<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span>Konsernin<span class=\"__3 _228\"></span> a<span class=\"__3 _223\"></span>siakas<span class=\"__3 _223\"></span>sopimuksi<span class=\"__3 _228\"></span>in li<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>ty<span class=\"__3 _221\"></span>v\u00e4t omaisuuser\u00e4t koostuvat palk<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>kio<span class=\"__3 _223\"></span>- j<span class=\"__3 _223\"></span>a muis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>tk<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en. A<span class=\"__3 _223\"></span>si<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pim<span class=\"__3 _223\"></span>uk<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>sen s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>est<span class=\"__3 _223\"></span>a aihe<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>uneit<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>see<span class=\"__3 _223\"></span>n kirja<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>edelly<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>i\u00e4 kir<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>jat<span class=\"__3 _221\"></span>tuj<span class=\"__3 _223\"></span>a om<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uus<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>i\u00e4 ei ol<span class=\"__3 _223\"></span>e sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t. A<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>iin liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4<span class=\"__3 _223\"></span>t vel<span class=\"__3 _223\"></span>at koostuvat palkkionpalautusveloista. Konserni<span class=\"__3 _228\"></span> hy\u00f6dynt\u00e4<span class=\"__3 _223\"></span>\u00e4 k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4nn\u00f6n apu<span class=\"__3 _223\"></span>keinoa eik<span class=\"__3 _223\"></span>\u00e4 esi<span class=\"__3 _223\"></span>t\u00e4 r<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>or<span class=\"__3 _223\"></span>toin<span class=\"__3 _223\"></span>tip\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n\u00e4 t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 oleville suorite<span class=\"__3 _223\"></span>vel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>voit<span class=\"__3 _223\"></span>teille kohdis<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ua t<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>ak<span class=\"__3 _221\"></span>tiohin<span class=\"__3 _223\"></span>tojen m\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 so<span class=\"__3 _223\"></span>pimuk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, joiden alk<span class=\"__3 _223\"></span>up<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>n odo<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>lev<span class=\"__3 _223\"></span>a ke<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>a on e<span class=\"__3 _223\"></span>nint<span class=\"__3 _221\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>n y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si vu<span class=\"__3 _223\"></span>osi, t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i<span class=\"__3 _13b\"> </span>mik<span class=\"__3 _223\"></span>\u00e4li t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>si k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>n a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>alt<span class=\"__3 _221\"></span>a sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti<span class=\"__3 _223\"></span>kk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _221\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a luo<span class=\"__3 _228\"></span>vutettujen<span class=\"__3 _228\"></span> palvel<span class=\"__3 _228\"></span>uide<span class=\"__3 _228\"></span>n arvoa asiakkaall<span class=\"__3 _228\"></span>e.<span class=\"__3 _13b\"> </span>Johdon harkinnanvaraiset er\u00e4t<span class=\"__3 _13b\"> </span>IF<span class=\"__3 _223\"></span>RS 1<span class=\"__3 _228\"></span>5 s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>d<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>di sis<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4 tuo<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>toje<span class=\"__3 _223\"></span>n kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mist<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>osk<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ra<span class=\"__3 _223\"></span>joit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n, jon<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a mu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>tot t<span class=\"__3 _223\"></span>ulee k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>n siihe<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n as<span class=\"__3 _223\"></span>ti k<span class=\"__3 _223\"></span>uin o<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>it<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>t\u00e4<span class=\"__3 _223\"></span>in toden<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6ist<span class=\"__3 _223\"></span>\u00e4, et<span class=\"__3 _221\"></span>tei kirjat<span class=\"__3 _221\"></span>tujen tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tojen m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n joudu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a teke<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>m\u00e4\u00e4n<span class=\"__3 _228\"></span> me<span class=\"__3 _228\"></span>rki<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00e4v\u00e4\u00e4<span class=\"__3 _228\"></span> pe<span class=\"__3 _228\"></span>ruut<span class=\"__3 _228\"></span>usta<span class=\"__3 _228\"></span>. Unit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s -<span class=\"__3 _223\"></span>kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>i voi s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>da h<span class=\"__3 _223\"></span>allinn<span class=\"__3 _223\"></span>oimis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n kom<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>diit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>muoto<span class=\"__3 _228\"></span>isista mets\u00e4r<span class=\"__3 _223\"></span>ahastoista rahaston tuottoon sido<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tua tuot<span class=\"__3 _223\"></span>tosid<span class=\"__3 _228\"></span>on<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>naista palkkiota. Rahastosopimusten<span class=\"__3 _228\"></span> perusteella<span class=\"__3 _228\"></span> s<span class=\"__3 _223\"></span>aat<span class=\"__3 _223\"></span>ava ja hal<span class=\"__3 _228\"></span>linnoi<span class=\"__3 _228\"></span>n<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tiyhti\u00f6l<span class=\"__3 _228\"></span>le kuul<span class=\"__3 _228\"></span>u<span class=\"__3 _223\"></span>va lopu<span class=\"__3 _228\"></span>lli<span class=\"__3 _228\"></span>nen tuot<span class=\"__3 _223\"></span>tosi<span class=\"__3 _228\"></span>donnainen palkkio m\u00e4\u00e4r<span class=\"__3 _223\"></span>\u00e4yt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y ja ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an s<span class=\"__3 _223\"></span>en j<span class=\"__3 _223\"></span>\u00e4lk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n, mik<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>li ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _221\"></span>a m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y ai<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>kor<span class=\"__3 _223\"></span>on m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>it<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4m<span class=\"__3 _223\"></span>\u00e4 t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>so (<span class=\"__3 _223\"></span>IR<span class=\"__3 _223\"></span>R) on ylit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a m\u00e4<span class=\"__3 _223\"></span>\u00e4ritet<span class=\"__3 _223\"></span>yll\u00e4<span class=\"__3 _228\"></span> ajanjak<span class=\"__3 _223\"></span>solla.<span class=\"__3 _228\"></span> Ait<span class=\"__3 _223\"></span>akoron ylitt<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4 tuotto jaeta<span class=\"__3 _223\"></span>an ra<span class=\"__3 _223\"></span>has<span class=\"__3 _223\"></span>toso<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>pimuksen mukaisesti hal<span class=\"__3 _228\"></span>linno<span class=\"__3 _228\"></span>intiyhti\u00f6n ja<span class=\"__3 _228\"></span> sijo<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>en kesken (<span class=\"__3 _228\"></span>esim.<span class=\"__3 _228\"></span> <span class=\"__3 _a8_2\"></span><span class=\"ls1_3 ws1_3\"> </span>20 % / 8<span class=\"__3 _223\"></span>0 %)<span class=\"__3 _228\"></span>. Mik<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>li ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>to j<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 ait<span class=\"__3 _221\"></span>ako<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 pie<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>k<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>si,<span class=\"__3 _228\"></span> ei hall<span class=\"__3 _228\"></span>innointiyhti<span class=\"__3 _228\"></span>\u00f6 sa<span class=\"__3 _223\"></span>a lainkaa<span class=\"__3 _223\"></span>n tuottosidonnaista palkkiota.<span class=\"__3 _13b\"> </span>United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers -konserni tuloutt<span class=\"__3 _223\"></span>aa kommandiittiyhti\u00f6muotoi<span class=\"__3 _228\"></span>sista met<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>tois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at t<span class=\"__3 _223\"></span>uot<span class=\"__3 _221\"></span>tosi<span class=\"__3 _223\"></span>don<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>et p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un lo<span class=\"__3 _223\"></span>pulline<span class=\"__3 _223\"></span>n pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ja eh<span class=\"__3 _223\"></span>dot p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>n s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misel<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>le tul<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>at e<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4in t<span class=\"__3 _223\"></span>od<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6is<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ti t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>ym<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n. Ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nilla on k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>\u00e4 per<span class=\"__3 _223\"></span>ust<span class=\"__3 _223\"></span>eellinen tuot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osidon<span class=\"__3 _223\"></span>nais<span class=\"__3 _223\"></span>ten p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kioide<span class=\"__3 _223\"></span>n ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>iointit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>pa<span class=\"__3 _223\"></span>. Ar<span class=\"__3 _221\"></span>vioinnis<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>a otet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n hu<span class=\"__3 _223\"></span>omi<span class=\"__3 _223\"></span>oon m<span class=\"__3 _223\"></span>m. a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>io p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>stoje<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>lua<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>tio<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>oi<span class=\"__3 _228\"></span>den to<span class=\"__3 _228\"></span>teutumi<span class=\"__3 _228\"></span>shetke<span class=\"__3 _228\"></span>ll\u00e4,<span class=\"__3 _228\"></span> tulev<span class=\"__3 _228\"></span>ien rahavi<span class=\"__3 _228\"></span>r<span class=\"__3 _223\"></span>toj<span class=\"__3 _228\"></span>en nykyar<span class=\"__3 _223\"></span>vo<span class=\"__3 _228\"></span> sek\u00e4 toden<span class=\"__3 _228\"></span>n\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>k\u00f6isyys ajankohdasta palkkioiden<span class=\"__3 _228\"></span> toteutumiseen. M<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>\u00e4li<span class=\"__3 _228\"></span> laskennalli<span class=\"__3 _228\"></span>sen tuottos<span class=\"__3 _228\"></span>idonnai<span class=\"__3 _228\"></span>sen pal<span class=\"__3 _228\"></span>kkion arvio<span class=\"__3 _228\"></span>idaan to<span class=\"__3 _228\"></span>teutuvan eri<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00e4in t<span class=\"__3 _228\"></span>odenn\u00e4k\u00f6<span class=\"__3 _228\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>sti, p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>io k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>uoto<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si.<span class=\"__3 _13b\"> </span>Kokonaisuudessaan kommandiittiyhti\u00f6muoto<span class=\"__3 _228\"></span>isista mets\u00e4ra<span class=\"__3 _223\"></span>hastoista on tilik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>elle 20<span class=\"__3 _223\"></span>25 tu<span class=\"__3 _223\"></span>lou<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>nu<span class=\"__3 _223\"></span>t noi<span class=\"__3 _223\"></span>n 2,9 miljoon<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osid<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>na<span class=\"__3 _223\"></span>isia p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a (vu<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>na 2<span class=\"__3 _223\"></span>024 noin 1<span class=\"__3 _228\"></span>2,4 miljoo<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>ur<span class=\"__3 _223\"></span>oa). Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in muis<span class=\"__3 _223\"></span>sa s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misiss<span class=\"__3 _223\"></span>a ed<span class=\"__3 _223\"></span>ell\u00e4  maini<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tuja t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osido<span class=\"__3 _223\"></span>nna<span class=\"__3 _223\"></span>isia pa<span class=\"__3 _223\"></span>lkk<span class=\"__3 _223\"></span>ioit<span class=\"__3 _223\"></span>a on ja<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>ote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>a 31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>025 n<span class=\"__3 _223\"></span>oin 10,<span class=\"__3 _228\"></span>7 miljoo<span class=\"__3 _223\"></span>na<span class=\"__3 _221\"></span>a eur<span class=\"__3 _223\"></span>oa (31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>024 noin 7<span class=\"__3 _227\"></span>,8 miljoon<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a)<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-318": {
   "value": "3.<span class=\"__3 _227\"></span>1 L<span class=\"__3 _223\"></span>aatimisperiaate<span class=\"__3 _13b\"> </span>T<span class=\"__3 _227\"></span>uloutusperiaat<span class=\"__3 _223\"></span>teet<span class=\"__3 _13b\"> </span>United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers -konserni tarjoaa var<span class=\"__3 _223\"></span>ainhoi<span class=\"__3 _228\"></span>don tuotteita ja palvelu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ja se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ino<span class=\"__3 _223\"></span>ille suu<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuja p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>veluj<span class=\"__3 _223\"></span>a. P<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>velu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>osi<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>otoik<span class=\"__3 _223\"></span>si aj<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>t on lu<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>alle.<span class=\"__3 _13b\"> </span>Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>i kir<span class=\"__3 _223\"></span>ja<span class=\"__3 _223\"></span>a my<span class=\"__3 _221\"></span>yn<span class=\"__3 _223\"></span>tit<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>otot si<span class=\"__3 _223\"></span>ten<span class=\"__3 _223\"></span>, et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 n<span class=\"__3 _223\"></span>e k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at lu<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tuje<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>al<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>vel<span class=\"__3 _228\"></span>uje<span class=\"__3 _228\"></span>n luovuttamista<span class=\"__3 _228\"></span> asiakka<span class=\"__3 _223\"></span>all<span class=\"__3 _228\"></span>e raham\u00e4\u00e4r\u00e4<span class=\"__3 _223\"></span>\u00e4n, j<span class=\"__3 _228\"></span>oka kuvast<span class=\"__3 _223\"></span>aa vasti<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ket<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>, jo<span class=\"__3 _223\"></span>hon k<span class=\"__3 _223\"></span>ons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ni o<span class=\"__3 _223\"></span>dot<span class=\"__3 _221\"></span>ta<span class=\"__3 _221\"></span>a olev<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a oike<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>eisi\u00e4 p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>veluj<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n. Asia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sso<span class=\"__3 _223\"></span>pimus<span class=\"__3 _223\"></span>ten a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vioin<span class=\"__3 _223\"></span>niss<span class=\"__3 _223\"></span>a ja my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>itu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tojen kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>ov<span class=\"__3 _223\"></span>ellet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n viisi<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>aih<span class=\"__3 _223\"></span>eist<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>allia<span class=\"__3 _223\"></span>, jo<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>lla m\u00e4<span class=\"__3 _221\"></span>\u00e4ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4n, milloin<span class=\"__3 _228\"></span> ja mihin m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ntit<span class=\"__3 _223\"></span>uotot kirj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an. M<span class=\"__3 _223\"></span>allissa y<span class=\"__3 _223\"></span>ksil\u00f6id\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n asiak<span class=\"__3 _223\"></span>ass<span class=\"__3 _223\"></span>opimus ja<span class=\"__3 _228\"></span> sopimuks<span class=\"__3 _223\"></span>en suoritevelvoitteet, m\u00e4<span class=\"__3 _223\"></span>\u00e4ritet\u00e4<span class=\"__3 _223\"></span>\u00e4n tr<span class=\"__3 _223\"></span>ans<span class=\"__3 _223\"></span>ak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tiohi<span class=\"__3 _228\"></span>nnat, kohdistetaan tra<span class=\"__3 _223\"></span>nsak<span class=\"__3 _223\"></span>tiohinta suoriteve<span class=\"__3 _228\"></span>lvoitteill<span class=\"__3 _228\"></span>e sek\u00e4 kirja<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an m<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nti<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>otot<span class=\"__3 _223\"></span>. Ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a tr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _221\"></span>tiohi<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>at o<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>sin kii<span class=\"__3 _223\"></span>ntei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4. My<span class=\"__3 _221\"></span>ynt<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>ot pa<span class=\"__3 _223\"></span>lv<span class=\"__3 _223\"></span>eluist<span class=\"__3 _221\"></span>a kirj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n aja<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elu<span class=\"__3 _223\"></span>a suo<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>aes<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a tai palvelun<span class=\"__3 _228\"></span> suoritt<span class=\"__3 _223\"></span>amisen j\u00e4l<span class=\"__3 _228\"></span>keen (yhten\u00e4 ajanhetken\u00e4)<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span>V<span class=\"__3 _228\"></span>arainhoito<span class=\"__3 _13b\"> </span>Var<span class=\"__3 _223\"></span>ainhoi<span class=\"__3 _223\"></span>toliiketoimint<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n ku<span class=\"__3 _223\"></span>uluv<span class=\"__3 _223\"></span>at r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>toliiketoiminta m<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an luk<span class=\"__3 _223\"></span>ien raha<span class=\"__3 _223\"></span>stojen<span class=\"__3 _228\"></span> halli<span class=\"__3 _228\"></span>nnointi,<span class=\"__3 _228\"></span> konsernin omaisuudenhoit<span class=\"__3 _228\"></span>op<span class=\"__3 _223\"></span>alvel<span class=\"__3 _228\"></span>u<span class=\"__3 _223\"></span>t, si<span class=\"__3 _228\"></span>joitus<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tuotteiden ja -palvel<span class=\"__3 _228\"></span>uiden myynti sek\u00e4 ar<span class=\"__3 _223\"></span>vopap<span class=\"__3 _223\"></span>erinv\u00e4litys.<span class=\"__3 _13b\"> </span>Ra<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stojen h<span class=\"__3 _223\"></span>allinnoinnist<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t hallinnoint<span class=\"__3 _223\"></span>ipalk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot per<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t rah<span class=\"__3 _228\"></span>ast<span class=\"__3 _228\"></span>oj<span class=\"__3 _228\"></span>en<span class=\"__3 _228\"></span> arvon<span class=\"__3 _228\"></span>la<span class=\"__3 _228\"></span>ske<span class=\"__3 _228\"></span>ntaan<span class=\"__3 _228\"></span> ja<span class=\"__3 _228\"></span> ne<span class=\"__3 _228\"></span> ki<span class=\"__3 _228\"></span>rj<span class=\"__3 _228\"></span>ataan<span class=\"__3 _228\"></span> kuu<span class=\"__3 _228\"></span>kaus<span class=\"__3 _228\"></span>itta<span class=\"__3 _228\"></span>in<span class=\"__3 _228\"></span> tai<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>vartaa<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>leit<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>in ja l<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>stoil<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>pillises<span class=\"__3 _223\"></span>ti s<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>en aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>. P<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a olev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _221\"></span>\u00e4om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ai alk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4i<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>sen si<span class=\"__3 _228\"></span>joitussitoumuksen<span class=\"__3 _228\"></span> sek<span class=\"__3 _223\"></span>\u00e4 sovitun palkkioprosentin<span class=\"__3 _228\"></span> muk<span class=\"__3 _223\"></span>aisesti ja<span class=\"__3 _228\"></span> kirjataa<span class=\"__3 _223\"></span>n tuotoksi<span class=\"__3 _228\"></span> ajan kuluessa. Raha<span class=\"__3 _223\"></span>stojen<span class=\"__3 _228\"></span> merkint\u00f6jen yhte<span class=\"__3 _228\"></span>ydess<span class=\"__3 _223\"></span>\u00e4 mahdoll<span class=\"__3 _228\"></span>isesti perity<span class=\"__3 _223\"></span>t kertaluonteiset<span class=\"__3 _228\"></span> merkint<span class=\"__3 _223\"></span>\u00e4palkkiot tul<span class=\"__3 _228\"></span>outet<span class=\"__3 _223\"></span>aan heti,<span class=\"__3 _228\"></span> kuten my\u00f6s<span class=\"__3 _228\"></span> lunastusten yhteydess\u00e4 mahdol<span class=\"__3 _228\"></span>lisesti peri<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t kert<span class=\"__3 _223\"></span>aluontei<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>set lunastusp<span class=\"__3 _223\"></span>alkkiot.<span class=\"__3 _13b\"> </span>Sijoitus- ja e<span class=\"__3 _223\"></span>rikois<span class=\"__3 _223\"></span>sijoitusr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>stojen se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 komm<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>diit<span class=\"__3 _223\"></span>tiy<span class=\"__3 _223\"></span>hti\u00f6<span class=\"__3 _223\"></span>muotois<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ten p\u00e4\u00e4omar<span class=\"__3 _223\"></span>ahastojen<span class=\"__3 _228\"></span> menest<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>seen si<span class=\"__3 _228\"></span>dotut tuottosidonnaiset pal<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>kiot kirjataan tuotoiksi<span class=\"__3 _228\"></span> ra<span class=\"__3 _223\"></span>hastojen<span class=\"__3 _228\"></span> ar<span class=\"__3 _223\"></span>vonlaskentoj<span class=\"__3 _228\"></span>en perusteel<span class=\"__3 _228\"></span>la, kun lopul<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>linen p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>iss<span class=\"__3 _221\"></span>a ja on e<span class=\"__3 _223\"></span>rit<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4in to<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>n\u00e4k\u00f6ist\u00e4, ettei kir<span class=\"__3 _228\"></span>jat<span class=\"__3 _223\"></span>tujen tuotto<span class=\"__3 _228\"></span>jen m\u00e4\u00e4r<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>n jouduta my<span class=\"__3 _228\"></span>\u00f6hemmin teke<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>m\u00e4\u00e4n<span class=\"__3 _228\"></span> me<span class=\"__3 _228\"></span>rkitt\u00e4<span class=\"__3 _228\"></span>v\u00e4\u00e4 p<span class=\"__3 _228\"></span>eru<span class=\"__3 _228\"></span>utu<span class=\"__3 _228\"></span>sta.<span class=\"__3 _13b\"> </span>Omaisuudenhoitopalkkiot<span class=\"__3 _228\"></span> tulouteta<span class=\"__3 _223\"></span>an p\u00e4<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>\u00e4\u00e4nt\u00f6isesti k<span class=\"__3 _223\"></span>var<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aaleitt<span class=\"__3 _223\"></span>ain ja laskuteta<span class=\"__3 _223\"></span>an j\u00e4lkik\u00e4teen yl<span class=\"__3 _228\"></span>eens<span class=\"__3 _223\"></span>\u00e4 laskentak<span class=\"__3 _223\"></span>auden j\u00e4lke<span class=\"__3 _228\"></span>isen\u00e4 kuuk<span class=\"__3 _223\"></span>aute<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>na. Omaisuudenhoitoon<span class=\"__3 _228\"></span> liitty<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t asiaka<span class=\"__3 _223\"></span>ssalkk<span class=\"__3 _223\"></span>ujen<span class=\"__3 _228\"></span> tuot<span class=\"__3 _223\"></span>toon perustuv<span class=\"__3 _223\"></span>at pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>t tulo<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>rit<span class=\"__3 _223\"></span>elt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 ta<span class=\"__3 _223\"></span>i ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioit<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>iss<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Oma<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>den<span class=\"__3 _223\"></span>hoidon m<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>dolliset av<span class=\"__3 _223\"></span>aus<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot tulou<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ion l<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>en y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>eyd<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4.  Omaisuudenhoitoasiakkailta perity<span class=\"__3 _223\"></span>t trans<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>tiopalkkiot tuloutetaan kauppap<span class=\"__3 _223\"></span>\u00e4iv\u00e4n perusteel<span class=\"__3 _228\"></span>la. Struk<span class=\"__3 _223\"></span>turoitujen<span class=\"__3 _228\"></span> tuot<span class=\"__3 _223\"></span>teiden<span class=\"__3 _228\"></span> niin<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>utsut<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu st<span class=\"__3 _223\"></span>ru<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>rointip<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kio t<span class=\"__3 _223\"></span>uloute<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>n liikkees<span class=\"__3 _223\"></span>eenl<span class=\"__3 _223\"></span>ask<span class=\"__3 _223\"></span>up<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n mukaise<span class=\"__3 _223\"></span>sti. Osan<span class=\"__3 _223\"></span>a varainhoidon palve<span class=\"__3 _228\"></span>luja kon<span class=\"__3 _228\"></span>ser<span class=\"__3 _223\"></span>ni myy yhteisty\u00f6kumppaneiden va<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>. Uni<span class=\"__3 _223\"></span>ted B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s ei mis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>ihe<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>l<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ta<span class=\"__3 _223\"></span>a luov<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uihin yhteist<span class=\"__3 _221\"></span>y\u00f6ku<span class=\"__3 _223\"></span>mpp<span class=\"__3 _223\"></span>anin tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>teisiin tai p<span class=\"__3 _223\"></span>alveluihin, joten n\u00e4is<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>\u00e4 tuo<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tona<span class=\"__3 _228\"></span> kirjataan ai<span class=\"__3 _228\"></span>noasta<span class=\"__3 _223\"></span>an saadut vakuutu<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>asiam<span class=\"__3 _228\"></span>iespal<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _228\"></span>t, ku<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iom<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4 on lu<span class=\"__3 _223\"></span>otet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti a<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>vioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a.<span class=\"__3 _13b\"> </span>Arvopaperi<span class=\"__3 _228\"></span>nv\u00e4l<span class=\"__3 _228\"></span>ityksest\u00e4 pa<span class=\"__3 _228\"></span>lkkio<span class=\"__3 _228\"></span>t kir<span class=\"__3 _228\"></span>jataan kaup<span class=\"__3 _228\"></span>pap\u00e4iv\u00e4m\u00e4\u00e4r\u00e4n<span class=\"__3 _228\"></span> mukai<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i.<span class=\"__3 _13b\"> </span>P\u00e4\u00e4omamarkkinapalv<span class=\"__3 _228\"></span>elut<span class=\"__3 _13b\"> </span>P\u00e4\u00e4omamarkkinapalve<span class=\"__3 _228\"></span>lut l<span class=\"__3 _228\"></span>ii<span class=\"__3 _228\"></span>keto<span class=\"__3 _228\"></span>imin<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>aan kuul<span class=\"__3 _228\"></span>uvat li<span class=\"__3 _228\"></span>stautumis<span class=\"__3 _228\"></span>palvel<span class=\"__3 _228\"></span>ut, om<span class=\"__3 _223\"></span>an j<span class=\"__3 _223\"></span>a vie<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>om<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>oise<span class=\"__3 _223\"></span>t r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>usj\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ely<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, lai<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ust<span class=\"__3 _223\"></span>ei<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>set rahoitusr<span class=\"__3 _223\"></span>atk<span class=\"__3 _223\"></span>aisut ja verkkoalust<span class=\"__3 _223\"></span>alla<span class=\"__3 _228\"></span> toimiva joukkora<span class=\"__3 _223\"></span>hoituspalvelu.<span class=\"__3 _13b\"> </span>Listautumispalvel<span class=\"__3 _228\"></span>ujen sek\u00e4 oman ja<span class=\"__3 _228\"></span> viera<span class=\"__3 _223\"></span>an p\u00e4\u00e4oma<span class=\"__3 _223\"></span>n ehto<span class=\"__3 _228\"></span>isten rahoi<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu<span class=\"__3 _223\"></span>sj\u00e4r<span class=\"__3 _223\"></span>jes<span class=\"__3 _223\"></span>tely<span class=\"__3 _223\"></span>jen o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>iint<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>\u00e4t p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>un p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>velu o<span class=\"__3 _223\"></span>n luo<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>u<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _221\"></span>tu, j<span class=\"__3 _223\"></span>a oike<span class=\"__3 _223\"></span>us p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioo<span class=\"__3 _223\"></span>n on s<span class=\"__3 _223\"></span>yn<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>pillise<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i k<span class=\"__3 _223\"></span>uuk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>usi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>in. Os<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>stik<span class=\"__3 _223\"></span>keis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a voi olla muut<span class=\"__3 _221\"></span>tu<span class=\"__3 _223\"></span>via k<span class=\"__3 _223\"></span>ute<span class=\"__3 _223\"></span>n yri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>hoit<span class=\"__3 _223\"></span>usp<span class=\"__3 _223\"></span>alv<span class=\"__3 _223\"></span>elujen onnis<span class=\"__3 _223\"></span>tu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>misp<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _223\"></span>, jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a ki<span class=\"__3 _223\"></span>rja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un j\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>ely<span class=\"__3 _223\"></span>n su<span class=\"__3 _223\"></span>ori<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>velv<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>e on t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t ta<span class=\"__3 _223\"></span>i muu<span class=\"__3 _223\"></span>toin j\u00e4rje<span class=\"__3 _223\"></span>stely<span class=\"__3 _223\"></span>n lopp<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>ulos on luote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti ar<span class=\"__3 _221\"></span>vioit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>sa<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span>Konsernin<span class=\"__3 _228\"></span> a<span class=\"__3 _223\"></span>siakas<span class=\"__3 _223\"></span>sopimuksi<span class=\"__3 _228\"></span>in li<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>ty<span class=\"__3 _221\"></span>v\u00e4t omaisuuser\u00e4t koostuvat palk<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>kio<span class=\"__3 _223\"></span>- j<span class=\"__3 _223\"></span>a muis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>tk<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en. A<span class=\"__3 _223\"></span>si<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pim<span class=\"__3 _223\"></span>uk<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>sen s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>est<span class=\"__3 _223\"></span>a aihe<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>uneit<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>see<span class=\"__3 _223\"></span>n kirja<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>edelly<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>i\u00e4 kir<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>jat<span class=\"__3 _221\"></span>tuj<span class=\"__3 _223\"></span>a om<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>uus<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>i\u00e4 ei ol<span class=\"__3 _223\"></span>e sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t. A<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>iin liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4<span class=\"__3 _223\"></span>t vel<span class=\"__3 _223\"></span>at koostuvat palkkionpalautusveloista. Konserni<span class=\"__3 _228\"></span> hy\u00f6dynt\u00e4<span class=\"__3 _223\"></span>\u00e4 k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4nn\u00f6n apu<span class=\"__3 _223\"></span>keinoa eik<span class=\"__3 _223\"></span>\u00e4 esi<span class=\"__3 _223\"></span>t\u00e4 r<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>or<span class=\"__3 _223\"></span>toin<span class=\"__3 _223\"></span>tip\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n\u00e4 t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 oleville suorite<span class=\"__3 _223\"></span>vel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>voit<span class=\"__3 _223\"></span>teille kohdis<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ua t<span class=\"__3 _223\"></span>ra<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>ak<span class=\"__3 _221\"></span>tiohin<span class=\"__3 _223\"></span>tojen m\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 so<span class=\"__3 _223\"></span>pimuk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, joiden alk<span class=\"__3 _223\"></span>up<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>n odo<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>lev<span class=\"__3 _223\"></span>a ke<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>a on e<span class=\"__3 _223\"></span>nint<span class=\"__3 _221\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>n y<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si vu<span class=\"__3 _223\"></span>osi, t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i<span class=\"__3 _13b\"> </span><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws25_3 gs15c\">mik<span class=\"__3 _223\"></span>\u00e4li t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>si k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>n a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>alt<span class=\"__3 _221\"></span>a sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti<span class=\"__3 _223\"></span>kk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _221\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs15d\">luo<span class=\"__3 _228\"></span>vutettujen<span class=\"__3 _228\"></span> palvel<span class=\"__3 _228\"></span>uide<span class=\"__3 _228\"></span>n arvoa asiakkaall<span class=\"__3 _228\"></span>e.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gs15e\">Johdon harkinnanvaraiset er\u00e4t<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls20_3 ws13_3 gs15f\">IF<span class=\"__3 _223\"></span>RS 1<span class=\"__3 _228\"></span>5 s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>d<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>di sis<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4 tuo<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>toje<span class=\"__3 _223\"></span>n kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mist<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>osk<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ra<span class=\"__3 _223\"></span>joit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n, </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws16_3 gs160\">jon<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a mu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>tot t<span class=\"__3 _223\"></span>ulee k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>n siihe<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n as<span class=\"__3 _223\"></span>ti k<span class=\"__3 _223\"></span>uin o<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>it<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsf_3 ws84_2 gs161\">t\u00e4<span class=\"__3 _223\"></span>in toden<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6ist<span class=\"__3 _223\"></span>\u00e4, et<span class=\"__3 _221\"></span>tei kirjat<span class=\"__3 _221\"></span>tujen tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tojen m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n joudu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a teke<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsd_3 ws60_2 gs162\">m\u00e4\u00e4n<span class=\"__3 _228\"></span> me<span class=\"__3 _228\"></span>rki<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00e4v\u00e4\u00e4<span class=\"__3 _228\"></span> pe<span class=\"__3 _228\"></span>ruut<span class=\"__3 _228\"></span>usta<span class=\"__3 _228\"></span>. </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls10_3 ws13_3 gs163\">Unit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s -<span class=\"__3 _223\"></span>kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>i voi s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>da h<span class=\"__3 _223\"></span>allinn<span class=\"__3 _223\"></span>oimis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n kom<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>diit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws7_3 gs164\">muoto<span class=\"__3 _228\"></span>isista mets\u00e4r<span class=\"__3 _223\"></span>ahastoista rahaston tuottoon sido<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tua tuot<span class=\"__3 _223\"></span>tosid<span class=\"__3 _228\"></span>on<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws33_3 gs165\">naista palkkiota. Rahastosopimusten<span class=\"__3 _228\"></span> perusteella<span class=\"__3 _228\"></span> s<span class=\"__3 _223\"></span>aat<span class=\"__3 _223\"></span>ava ja hal<span class=\"__3 _228\"></span>linnoi<span class=\"__3 _228\"></span>n<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws3d_3 gs166\">tiyhti\u00f6l<span class=\"__3 _228\"></span>le kuul<span class=\"__3 _228\"></span>u<span class=\"__3 _223\"></span>va lopu<span class=\"__3 _228\"></span>lli<span class=\"__3 _228\"></span>nen tuot<span class=\"__3 _223\"></span>tosi<span class=\"__3 _228\"></span>donnainen palkkio m\u00e4\u00e4r<span class=\"__3 _223\"></span>\u00e4yt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y ja </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws22_3 gs167\">ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an s<span class=\"__3 _223\"></span>en j<span class=\"__3 _223\"></span>\u00e4lk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n, mik<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>li ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _221\"></span>a m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y ai<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls12_3 ws13_3 gs168\">kor<span class=\"__3 _223\"></span>on m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>it<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4m<span class=\"__3 _223\"></span>\u00e4 t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>so (<span class=\"__3 _223\"></span>IR<span class=\"__3 _223\"></span>R) on ylit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sto<span class=\"__3 _223\"></span>so<span class=\"__3 _223\"></span>pimu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws85_2 gs169\">m\u00e4<span class=\"__3 _223\"></span>\u00e4ritet<span class=\"__3 _223\"></span>yll\u00e4<span class=\"__3 _228\"></span> ajanjak<span class=\"__3 _223\"></span>solla.<span class=\"__3 _228\"></span> Ait<span class=\"__3 _223\"></span>akoron ylitt<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4 tuotto jaeta<span class=\"__3 _223\"></span>an ra<span class=\"__3 _223\"></span>has<span class=\"__3 _223\"></span>toso<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls33_3 ws8_3 gs16a\">pimuksen mukaisesti hal<span class=\"__3 _228\"></span>linno<span class=\"__3 _228\"></span>intiyhti\u00f6n ja<span class=\"__3 _228\"></span> sijo<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>en kesken (<span class=\"__3 _228\"></span>esim.<span class=\"__3 _228\"></span> <span class=\"__3 _a8_2\"></span><span class=\"ls1_3 ws1_3\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1c_3 gs16b\">20 % / 8<span class=\"__3 _223\"></span>0 %)<span class=\"__3 _228\"></span>. Mik<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>li ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>to j<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 ait<span class=\"__3 _221\"></span>ako<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 pie<span class=\"__3 _223\"></span>ne<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>k<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs16c\">si,<span class=\"__3 _228\"></span> ei hall<span class=\"__3 _228\"></span>innointiyhti<span class=\"__3 _228\"></span>\u00f6 sa<span class=\"__3 _223\"></span>a lainkaa<span class=\"__3 _223\"></span>n tuottosidonnaista palkkiota.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1a_3 wsa_3 gs16d\">United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers -konserni tuloutt<span class=\"__3 _223\"></span>aa kommandiittiyhti\u00f6muotoi<span class=\"__3 _228\"></span>sista met<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws2b_3 gs16e\">s<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>tois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>at t<span class=\"__3 _223\"></span>uot<span class=\"__3 _221\"></span>tosi<span class=\"__3 _223\"></span>don<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>et p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, k<span class=\"__3 _223\"></span>un lo<span class=\"__3 _223\"></span>pulline<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls16_3 ws1e_3 gs16f\">pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n luot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>ti a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ja eh<span class=\"__3 _223\"></span>dot p<span class=\"__3 _223\"></span>al<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>n s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misel<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws46_2 gs170\">le tul<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>at e<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4in t<span class=\"__3 _223\"></span>od<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6is<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ti t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>ym<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n. Ko<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nilla on k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls19_3 ws33_3 gs171\">per<span class=\"__3 _223\"></span>ust<span class=\"__3 _223\"></span>eellinen tuot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osidon<span class=\"__3 _223\"></span>nais<span class=\"__3 _223\"></span>ten p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kioide<span class=\"__3 _223\"></span>n ar<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>iointit<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>pa<span class=\"__3 _223\"></span>. Ar<span class=\"__3 _221\"></span>vioinnis<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls16_3 ws1e_3 gs172\">s<span class=\"__3 _223\"></span>a otet<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n hu<span class=\"__3 _223\"></span>omi<span class=\"__3 _223\"></span>oon m<span class=\"__3 _223\"></span>m. a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>io p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>stoje<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>lua<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>tio<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsa_3 ws86_2 gs173\">oi<span class=\"__3 _228\"></span>den to<span class=\"__3 _228\"></span>teutumi<span class=\"__3 _228\"></span>shetke<span class=\"__3 _228\"></span>ll\u00e4,<span class=\"__3 _228\"></span> tulev<span class=\"__3 _228\"></span>ien rahavi<span class=\"__3 _228\"></span>r<span class=\"__3 _223\"></span>toj<span class=\"__3 _228\"></span>en nykyar<span class=\"__3 _223\"></span>vo<span class=\"__3 _228\"></span> sek\u00e4 toden<span class=\"__3 _228\"></span>n\u00e4<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 wsa_3 gs174\">k\u00f6isyys ajankohdasta palkkioiden<span class=\"__3 _228\"></span> toteutumiseen. M<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>\u00e4li<span class=\"__3 _228\"></span> laskennalli<span class=\"__3 _228\"></span>sen </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws87_2 gs175\">tuottos<span class=\"__3 _228\"></span>idonnai<span class=\"__3 _228\"></span>sen pal<span class=\"__3 _228\"></span>kkion arvio<span class=\"__3 _228\"></span>idaan to<span class=\"__3 _228\"></span>teutuvan eri<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t\u00e4in t<span class=\"__3 _228\"></span>odenn\u00e4k\u00f6<span class=\"__3 _228\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs176\">se<span class=\"__3 _223\"></span>sti, p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>io k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>uoto<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>si.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls33_3 ws3d_3 gs177\">Kokonaisuudessaan kommandiittiyhti\u00f6muoto<span class=\"__3 _228\"></span>isista mets\u00e4ra<span class=\"__3 _223\"></span>hastoista </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws10_3 gs178\">on tilik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>elle 20<span class=\"__3 _223\"></span>25 tu<span class=\"__3 _223\"></span>lou<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>nu<span class=\"__3 _223\"></span>t noi<span class=\"__3 _223\"></span>n 2,9 miljoon<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osid<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws5f_2 gs179\">na<span class=\"__3 _223\"></span>isia p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a (vu<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>na 2<span class=\"__3 _223\"></span>024 noin 1<span class=\"__3 _228\"></span>2,4 miljoo<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>ur<span class=\"__3 _223\"></span>oa). Kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws20_3 gs17a\">muis<span class=\"__3 _223\"></span>sa s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misiss<span class=\"__3 _223\"></span>a ed<span class=\"__3 _223\"></span>ell\u00e4  maini<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tuja t<span class=\"__3 _223\"></span>uot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>osido<span class=\"__3 _223\"></span>nna<span class=\"__3 _223\"></span>isia pa<span class=\"__3 _223\"></span>lkk<span class=\"__3 _223\"></span>ioit<span class=\"__3 _223\"></span>a on </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws42_2 gs17b\">ja<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>ote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>a 31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>025 n<span class=\"__3 _223\"></span>oin 10,<span class=\"__3 _228\"></span>7 miljoo<span class=\"__3 _223\"></span>na<span class=\"__3 _221\"></span>a eur<span class=\"__3 _223\"></span>oa (31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>024 noin </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs17c\">7<span class=\"__3 _227\"></span>,8 miljoon<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a)<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-319": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls1f_3 ws44_2 gs195\">3.<span class=\"__3 _223\"></span>3 Palkkiokulut<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws29_3 gs196\">Alla ole<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>uluk<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>uv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni<span class=\"__3 _223\"></span>n pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>uluje<span class=\"__3 _223\"></span>n ja<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>:<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs197\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls18_3 ws6f_2 gs198\">Palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iok<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t</div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs199\"> <span class=\"__3 _275\"> </span>Palk<span class=\"__3 _223\"></span>kiot a<span class=\"__3 _223\"></span>siamie<span class=\"__3 _223\"></span>hille<span class=\"__3 _c2_2\"> </span><span class=\"ls29_3 ws4c_2\">-<span class=\"__3 _223\"></span>3<span class=\"__3 _221\"></span> 9<span class=\"__3 _223\"></span>18<span class=\"__3 _c3_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _223\"></span>4 0<span class=\"__3 _223\"></span>08</span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs19a\"> <span class=\"__3 _275\"> </span>Palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot muille jakelijoil<span class=\"__3 _228\"></span>le<span class=\"__3 _290\"> </span><span class=\"ls9_3 ws16_3\">-385<span class=\"__3 _c4_2\"> </span><span class=\"ls31_3 ws70_2\">-463</span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls18_3 ws6f_2 gs19b\"> <span class=\"__3 _275\"> </span>Muu<span class=\"__3 _223\"></span>t p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ulut<span class=\"__3 _1f_2\"> </span><span class=\"ls35_3 ws7_3\">-7<span class=\"__3 _223\"></span>9<span class=\"__3 _223\"></span>2<span class=\"__3 _c5_2\"> </span><span class=\"ls44_2 ws8d_2\">-<span class=\"__3 _223\"></span>74<span class=\"__3 _318\"></span>3<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs19c\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _c6_2\"> </span><span class=\"ls31_3 ws70_2\">-5 096<span class=\"__3 _c7_2\"> </span><span class=\"ls45_2 ws57_2\">-<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> 2<span class=\"__3 _221\"></span>14<span class=\"__3 _13b\"> </span></span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCostOfSalesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-320": {
   "value": "<div class=\"t_3 m0_3 h2_3 ff1_3 fs0_3 fc0_3 sc0_3 ls3c_2 ws76_2 gs5a\">11<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h3_3 ff2_3 fs1_3 fc1_3 sc0_3 ls1_3 ws1_3 gs5b\">u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls2_3 ws1_3 gs93\">4 | ARVOPAPERI<span class=\"__3 _223\"></span>K<span class=\"__3 _221\"></span>AUP<span class=\"__3 _228\"></span>AN JA VALU<span class=\"__3 _223\"></span>UT<span class=\"__3 _221\"></span>T<span class=\"__3 _228\"></span>A<span class=\"__3 _228\"></span>TOIMI<span class=\"__3 _223\"></span>NN<span class=\"__3 _223\"></span>AN N<span class=\"__3 _223\"></span>ET<span class=\"__3 _221\"></span>TOTU<span class=\"__3 _223\"></span>OTOT<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws45_2 gs95\">T<span class=\"__3 _228\"></span>ulo<span class=\"__3 _223\"></span>sla<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>elm<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _221\"></span>\u00e4n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>iv<span class=\"__3 _223\"></span>oitot j<span class=\"__3 _223\"></span>a -t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>pp<span class=\"__3 _223\"></span>iot se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>on m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tok<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>et a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a. L<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>i va<span class=\"__3 _223\"></span>luu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toimin<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>an n<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>otu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>oi<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs96\">hin kirjat<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>rsin<span class=\"__3 _223\"></span>aisee<span class=\"__3 _223\"></span>n liiketoiminta<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n liitt<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4t k<span class=\"__3 _223\"></span>ur<span class=\"__3 _223\"></span>ssi<span class=\"__3 _223\"></span>voitot ja -t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs19d\">20<span class=\"__3 _223\"></span>25 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls13_3 ws26_3 gs19e\">Myyntivoitot </div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1a_3 ws1d_3 gs19f\">ja -tappiot<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1a0\">K\u00e4y<span class=\"__3 _223\"></span>v\u00e4n arvon </div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1a1\">muutok<span class=\"__3 _223\"></span>set<span class=\"__3 _4b_2\"> </span>Muut er\u00e4t<span class=\"__3 _c8_2\"> </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs1a2\">Ar<span class=\"__3 _221\"></span>vopa<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span>an ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>totuot<span class=\"__3 _223\"></span>ot</div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws88_2 gs1a3\"> Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misto<span class=\"__3 _223\"></span>distu<span class=\"__3 _223\"></span>ksis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _c9_2\"> </span><span class=\"ls1_3 ws1_3\"> 64 <span class=\"__3 _ca_2\"> </span> 91 <span class=\"__3 _cb_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _cc_2\"> </span><span class=\"ls39_3 ws75_2\"> 15<span class=\"__3 _221\"></span>5<span class=\"__3 _223\"></span> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs1a4\"> <span class=\"__3 _275\"> </span>Osak<span class=\"__3 _223\"></span>keista ja osuuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _6d_2\"> </span><span class=\"ls1_3 ws1_3\"> 91 <span class=\"__3 _263\"> </span> 942 <span class=\"__3 _cd_2\"> </span>-<span class=\"__3 _ce_2\"> </span> 1 03<span class=\"__3 _223\"></span>3 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws72_2 gs1a5\"> Johdannaissopimuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _cf_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _6f_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _cd_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _6f_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1a6\">Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan nett<span class=\"__3 _223\"></span>otuo<span class=\"__3 _223\"></span>tot yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _d0_2\"> </span><span class=\"ls22_3 ws48_2\"> 15<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> <span class=\"__3 _d1_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 03<span class=\"__3 _223\"></span>3 <span class=\"__3 _cb_2\"> </span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _d2_2\"> </span></span> 1 1<span class=\"__3 _228\"></span>8<span class=\"__3 _223\"></span>8 </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs1a7\">Valuut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toiminna<span class=\"__3 _223\"></span>n net<span class=\"__3 _223\"></span>tot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _d3_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _d4_1\"> </span>-<span class=\"__3 _268\"> </span><span class=\"ls9_3 ws16_3\">-3<span class=\"__3 _223\"></span>5<span class=\"__3 _268\"> </span>-35<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1a8\">Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan ja valuutta<span class=\"__3 _223\"></span>toiminnan net<span class=\"__3 _223\"></span>totuo<span class=\"__3 _223\"></span>tot yh<span class=\"__3 _223\"></span>teens\u00e4<span class=\"__3 _d5_1\"> </span><span class=\"ls22_3 ws48_2\"> 15<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> <span class=\"__3 _d1_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 03<span class=\"__3 _223\"></span>3 <span class=\"__3 _cc_2\"> </span><span class=\"ls31_3 ws70_2\">-35<span class=\"__3 _d6_1\"> </span></span> 1 1<span class=\"__3 _228\"></span>5<span class=\"__3 _223\"></span>3 </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs1a9\">20<span class=\"__3 _223\"></span>24 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls13_3 ws26_3 gs1aa\">Myyntivoitot </div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1a_3 ws1d_3 gs1ab\">ja -tappiot<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1ac\">K\u00e4y<span class=\"__3 _223\"></span>v\u00e4n arvon </div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1ad\">muutok<span class=\"__3 _223\"></span>set<span class=\"__3 _4b_2\"> </span>Muut er\u00e4t<span class=\"__3 _c8_2\"> </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs1ae\">Ar<span class=\"__3 _221\"></span>vopa<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span>an ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>totuot<span class=\"__3 _223\"></span>ot</div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws88_2 gs1af\"> Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misto<span class=\"__3 _223\"></span>distu<span class=\"__3 _223\"></span>ksis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _d7_1\"> </span><span class=\"ls39_3 ws75_2\"> 13<span class=\"__3 _221\"></span>4<span class=\"__3 _223\"></span> <span class=\"__3 _268\"> </span><span class=\"ls21_3 ws47_2\"> 10 <span class=\"__3 _cd_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _d5_1\"> </span><span class=\"ls23_3 ws1a_3\"> 14<span class=\"__3 _221\"></span>4<span class=\"__3 _223\"></span> </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs1b0\"> <span class=\"__3 _275\"> </span>Osak<span class=\"__3 _223\"></span>keista ja osuuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _d8_1\"> </span><span class=\"ls1_3 ws1_3\"> 29<span class=\"__3 _223\"></span>9 <span class=\"__3 _263\"> </span><span class=\"ls31_3 ws70_2\"> 368 <span class=\"__3 _6f_2\"> </span></span>-<span class=\"__3 _d5_1\"> </span> 667 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws72_2 gs1b1\"> Johdannaissopimuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _cf_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _6f_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _d4_1\"> </span><span class=\"ws1_3\">-<span class=\"__3 _cd_2\"> </span></span> <span class=\"__3 _5b_2\"> </span>-  </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1b2\">Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan nett<span class=\"__3 _223\"></span>otuo<span class=\"__3 _223\"></span>tot yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _4f_2\"> </span><span class=\"ls1_3 ws1_3\"> 43<span class=\"__3 _223\"></span>3 <span class=\"__3 _d9_1\"> </span> 378 <span class=\"__3 _cb_2\"> </span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _266\"> </span><span class=\"ls3b_3 ws19_3\"> 8<span class=\"__3 _223\"></span>11<span class=\"__3 _221\"></span> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs1b3\">Valuut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toiminna<span class=\"__3 _223\"></span>n net<span class=\"__3 _223\"></span>tot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _d3_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _d4_1\"> </span>-<span class=\"__3 _278\"> </span><span class=\"ls2b_3 ws4f_2\">-10<span class=\"__3 _d_3\"> </span>-10<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1b4\">Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan ja valuutta<span class=\"__3 _223\"></span>toiminnan net<span class=\"__3 _223\"></span>totuo<span class=\"__3 _223\"></span>tot yh<span class=\"__3 _223\"></span>teens\u00e4<span class=\"__3 _266\"> </span><span class=\"ls1_3 ws1_3\"> 4<span class=\"__3 _223\"></span>3<span class=\"__3 _223\"></span>3 <span class=\"__3 _d9_1\"> </span> 378 <span class=\"__3 _da_1\"> </span><span class=\"ls37_3 ws74_2\">-10<span class=\"__3 _266\"> </span><span class=\"lsa_3 ws27_3\"> 801<span class=\"__3 _13b\"> </span></span></span></span><span class=\"ls1_3 ws1_3\"><span class=\"ls37_3 ws74_2\"><span class=\"lsa_3 ws27_3\"><span class=\"__3 _228\"></span> </span></span></span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls2_3 ws1_3 gs1b5\">5 | TUOTOT O<span class=\"__3 _223\"></span>MA<span class=\"__3 _223\"></span>N P\u00c4\u00c4O<span class=\"__3 _223\"></span>MA<span class=\"__3 _223\"></span>N EH<span class=\"__3 _223\"></span>TOIS<span class=\"__3 _223\"></span>IS<span class=\"__3 _223\"></span>T<span class=\"__3 _228\"></span>A SIJO<span class=\"__3 _223\"></span>ITU<span class=\"__3 _223\"></span>KSIS<span class=\"__3 _223\"></span>T<span class=\"__3 _228\"></span>A<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs1b6\">T<span class=\"__3 _228\"></span>ulos<span class=\"__3 _228\"></span>laskelman er\u00e4\u00e4n kirjata<span class=\"__3 _223\"></span>an omasta ta<span class=\"__3 _223\"></span>seesta tehtyjen p\u00e4\u00e4omar<span class=\"__3 _223\"></span>ahastosijo<span class=\"__3 _228\"></span>itusten voitto-osuudet sek\u00e4 ar<span class=\"__3 _223\"></span>vopaperisi<span class=\"__3 _228\"></span>joitusten os<span class=\"__3 _228\"></span>inkotuoto<span class=\"__3 _228\"></span>t.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs1b7\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _db_1\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _dc_1\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs1b8\">Kaup<span class=\"__3 _223\"></span>ank\u00e4y<span class=\"__3 _223\"></span>ntitarkoituksiss<span class=\"__3 _223\"></span>a pide<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4vien si<span class=\"__3 _228\"></span>joitusten os<span class=\"__3 _228\"></span>inkotuotot<span class=\"__3 _228\"></span> <span class=\"__3 _dd_1\"> </span><span class=\"ls1_3 ws1_3\"> 4 <span class=\"__3 _222\"> </span> 1 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs1b9\">Muu<span class=\"__3 _223\"></span>t tuotot o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n ehtoisis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a sijoituk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _de_1\"> </span><span class=\"ls1_3 ws1_3\"> 83 <span class=\"__3 _266\"> </span><span class=\"ls44_2 ws8d_2\"> 174<span class=\"__3 _221\"></span> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1ba\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _df_1\"> </span><span class=\"ls1_3 ws1_3\"> 87 <span class=\"__3 _269\"> </span><span class=\"ls38_3 ws5c_2\"> 17<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span></span></span><span class=\"ls1_3 ws1_3\"><span class=\"ls38_3 ws5c_2\"><span class=\"__3 _223\"></span> </span></span></div>6 | K<span class=\"__3 _228\"></span>O<span class=\"__3 _223\"></span>RKOTUOTOT JA -<span class=\"__3 _223\"></span>K<span class=\"__3 _223\"></span>ULU<span class=\"__3 _223\"></span>T<span class=\"__3 _13b\"> </span>Ra<span class=\"__3 _223\"></span>hoi<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>roje<span class=\"__3 _223\"></span>n ja -v<span class=\"__3 _223\"></span>elkoje<span class=\"__3 _223\"></span>n kor<span class=\"__3 _223\"></span>ko<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>otot j<span class=\"__3 _223\"></span>a -k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n efe<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>iiv<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>n koron mene<span class=\"__3 _228\"></span>telm\u00e4ll<span class=\"__3 _228\"></span>\u00e4<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>Kork<span class=\"__3 _228\"></span>otuotot<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Kor<span class=\"__3 _223\"></span>kotuotot <span class=\"__3 _275\"> </span>Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misist<span class=\"__3 _223\"></span>a lu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tola<span class=\"__3 _223\"></span>itok<span class=\"__3 _223\"></span>silt<span class=\"__3 _223\"></span>a<span class=\"__3 _e0_1\"> </span><span class=\"ls1_3 ws1_3\"> 1 735 <span class=\"__3 _e1_1\"> </span> 2 46<span class=\"__3 _223\"></span>6 </span> <span class=\"__3 _275\"> </span>Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misist<span class=\"__3 _223\"></span>a yleis<span class=\"__3 _223\"></span>\u00f6lt<span class=\"__3 _223\"></span>\u00e4 ja julkisy<span class=\"__3 _223\"></span>hteis<span class=\"__3 _223\"></span>\u00f6ilt\u00e4<span class=\"__3 _e2_1\"> </span><span class=\"ls1_3 ws1_3\"> 1 <span class=\"__3 _4c_2\"> </span> 1 </span> Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misto<span class=\"__3 _223\"></span>distu<span class=\"__3 _223\"></span>ksis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _e3_1\"> </span><span class=\"ls26_3 ws5_3\"> 75 <span class=\"__3 _e4_1\"> </span> 75 </span>Muu<span class=\"__3 _223\"></span>t korkot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _e5_1\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _e6_1\"> </span><span class=\"ws1_3\"> 0 </span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _e7_1\"> </span><span class=\"ls1_3 ws1_3\"> 1 811 <span class=\"__3 _e8_1\"> </span> 2 54<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span></span>Kork<span class=\"__3 _228\"></span>okulut<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Korkokulut as<span class=\"__3 _228\"></span>iak<span class=\"__3 _223\"></span>asv<span class=\"__3 _223\"></span>aroista<span class=\"__3 _6e_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _223\"></span>49<span class=\"__3 _223\"></span>5<span class=\"__3 _e9_1\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 3<span class=\"__3 _221\"></span>3<span class=\"__3 _221\"></span>0<span class=\"__3 _13b\"> </span></span></span>Korkokulut luottolaitoslainoista<span class=\"__3 _290\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _ea_1\"> </span><span class=\"ls14_3 ws4d_2\">-2<span class=\"__3 _13b\"> </span></span></span>Kor<span class=\"__3 _223\"></span>kok<span class=\"__3 _223\"></span>ulut v<span class=\"__3 _223\"></span>uok<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sopim<span class=\"__3 _223\"></span>usvelois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _5c_2\"> </span><span class=\"ls14_3 ws4d_2\">-26<span class=\"__3 _eb_1\"> </span><span class=\"ls9_3 ws16_3\">-38<span class=\"__3 _13b\"> </span></span></span>Muut kor<span class=\"__3 _223\"></span>kokulut<span class=\"__3 _ec_1\"> </span><span class=\"ls47_2 ws81_2\">-<span class=\"__3 _223\"></span>51<span class=\"__3 _ed_1\"> </span><span class=\"lsa_3 ws27_3\">-55<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _ee_1\"> </span><span class=\"ls8_3 ws9_3\">-57<span class=\"__3 _223\"></span>2<span class=\"__3 _e1_1\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _221\"></span> 4<span class=\"__3 _221\"></span>2<span class=\"__3 _223\"></span>4<span class=\"__3 _13b\"> </span></span></span>Rahoitusv<span class=\"__3 _223\"></span>aroja ja -ve<span class=\"__3 _228\"></span>lkoja koskevat laatimisperiaat<span class=\"__3 _223\"></span>teet on esitett<span class=\"__3 _223\"></span>y Lii<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _223\"></span>ied<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a 1<span class=\"__3 _228\"></span>2 R<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>ojen ja -<span class=\"__3 _223\"></span>velk<span class=\"__3 _223\"></span>ojen r<span class=\"__3 _221\"></span>yh<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-321": {
   "value": "11<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span>4 | ARVOPAPERI<span class=\"__3 _223\"></span>K<span class=\"__3 _221\"></span>AUP<span class=\"__3 _228\"></span>AN JA VALU<span class=\"__3 _223\"></span>UT<span class=\"__3 _221\"></span>T<span class=\"__3 _228\"></span>A<span class=\"__3 _228\"></span>TOIMI<span class=\"__3 _223\"></span>NN<span class=\"__3 _223\"></span>AN N<span class=\"__3 _223\"></span>ET<span class=\"__3 _221\"></span>TOTU<span class=\"__3 _223\"></span>OTOT<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>ulo<span class=\"__3 _223\"></span>sla<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>elm<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _221\"></span>\u00e4n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>iv<span class=\"__3 _223\"></span>oitot j<span class=\"__3 _223\"></span>a -t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>pp<span class=\"__3 _223\"></span>iot se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>on m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tok<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>et a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a. L<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>i va<span class=\"__3 _223\"></span>luu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toimin<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>an n<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>otu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>oi<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>hin kirjat<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>rsin<span class=\"__3 _223\"></span>aisee<span class=\"__3 _223\"></span>n liiketoiminta<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n liitt<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4t k<span class=\"__3 _223\"></span>ur<span class=\"__3 _223\"></span>ssi<span class=\"__3 _223\"></span>voitot ja -t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>20<span class=\"__3 _223\"></span>25 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _13b\"> </span>Myyntivoitot ja -tappiot<span class=\"__3 _13b\"> </span>K\u00e4y<span class=\"__3 _223\"></span>v\u00e4n arvon muutok<span class=\"__3 _223\"></span>set<span class=\"__3 _4b_2\"> </span>Muut er\u00e4t<span class=\"__3 _c8_2\"> </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _13b\"> </span>Ar<span class=\"__3 _221\"></span>vopa<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span>an ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>totuot<span class=\"__3 _223\"></span>ot Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misto<span class=\"__3 _223\"></span>distu<span class=\"__3 _223\"></span>ksis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _c9_2\"> </span><span class=\"ls1_3 ws1_3\"> 64 <span class=\"__3 _ca_2\"> </span> 91 <span class=\"__3 _cb_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _cc_2\"> </span><span class=\"ls39_3 ws75_2\"> 15<span class=\"__3 _221\"></span>5<span class=\"__3 _223\"></span> </span></span></span> <span class=\"__3 _275\"> </span>Osak<span class=\"__3 _223\"></span>keista ja osuuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _6d_2\"> </span><span class=\"ls1_3 ws1_3\"> 91 <span class=\"__3 _263\"> </span> 942 <span class=\"__3 _cd_2\"> </span>-<span class=\"__3 _ce_2\"> </span> 1 03<span class=\"__3 _223\"></span>3 </span> Johdannaissopimuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _cf_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _6f_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _cd_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _6f_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  </span>Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan nett<span class=\"__3 _223\"></span>otuo<span class=\"__3 _223\"></span>tot yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _d0_2\"> </span><span class=\"ls22_3 ws48_2\"> 15<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> <span class=\"__3 _d1_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 03<span class=\"__3 _223\"></span>3 <span class=\"__3 _cb_2\"> </span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _d2_2\"> </span></span> 1 1<span class=\"__3 _228\"></span>8<span class=\"__3 _223\"></span>8 </span></span>Valuut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toiminna<span class=\"__3 _223\"></span>n net<span class=\"__3 _223\"></span>tot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _d3_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _d4_1\"> </span>-<span class=\"__3 _268\"> </span><span class=\"ls9_3 ws16_3\">-3<span class=\"__3 _223\"></span>5<span class=\"__3 _268\"> </span>-35<span class=\"__3 _13b\"> </span></span></span>Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan ja valuutta<span class=\"__3 _223\"></span>toiminnan net<span class=\"__3 _223\"></span>totuo<span class=\"__3 _223\"></span>tot yh<span class=\"__3 _223\"></span>teens\u00e4<span class=\"__3 _d5_1\"> </span><span class=\"ls22_3 ws48_2\"> 15<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> <span class=\"__3 _d1_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 03<span class=\"__3 _223\"></span>3 <span class=\"__3 _cc_2\"> </span><span class=\"ls31_3 ws70_2\">-35<span class=\"__3 _d6_1\"> </span></span> 1 1<span class=\"__3 _228\"></span>5<span class=\"__3 _223\"></span>3 </span></span>20<span class=\"__3 _223\"></span>24 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _13b\"> </span>Myyntivoitot ja -tappiot<span class=\"__3 _13b\"> </span>K\u00e4y<span class=\"__3 _223\"></span>v\u00e4n arvon muutok<span class=\"__3 _223\"></span>set<span class=\"__3 _4b_2\"> </span>Muut er\u00e4t<span class=\"__3 _c8_2\"> </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _13b\"> </span>Ar<span class=\"__3 _221\"></span>vopa<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span>an ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>totuot<span class=\"__3 _223\"></span>ot Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misto<span class=\"__3 _223\"></span>distu<span class=\"__3 _223\"></span>ksis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _d7_1\"> </span><span class=\"ls39_3 ws75_2\"> 13<span class=\"__3 _221\"></span>4<span class=\"__3 _223\"></span> <span class=\"__3 _268\"> </span><span class=\"ls21_3 ws47_2\"> 10 <span class=\"__3 _cd_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _d5_1\"> </span><span class=\"ls23_3 ws1a_3\"> 14<span class=\"__3 _221\"></span>4<span class=\"__3 _223\"></span> </span></span></span></span> <span class=\"__3 _275\"> </span>Osak<span class=\"__3 _223\"></span>keista ja osuuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _d8_1\"> </span><span class=\"ls1_3 ws1_3\"> 29<span class=\"__3 _223\"></span>9 <span class=\"__3 _263\"> </span><span class=\"ls31_3 ws70_2\"> 368 <span class=\"__3 _6f_2\"> </span></span>-<span class=\"__3 _d5_1\"> </span> 667 </span> Johdannaissopimuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _cf_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _6f_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _d4_1\"> </span><span class=\"ws1_3\">-<span class=\"__3 _cd_2\"> </span></span> <span class=\"__3 _5b_2\"> </span>-  </span>Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan nett<span class=\"__3 _223\"></span>otuo<span class=\"__3 _223\"></span>tot yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _4f_2\"> </span><span class=\"ls1_3 ws1_3\"> 43<span class=\"__3 _223\"></span>3 <span class=\"__3 _d9_1\"> </span> 378 <span class=\"__3 _cb_2\"> </span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _266\"> </span><span class=\"ls3b_3 ws19_3\"> 8<span class=\"__3 _223\"></span>11<span class=\"__3 _221\"></span> </span></span></span>Valuut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toiminna<span class=\"__3 _223\"></span>n net<span class=\"__3 _223\"></span>tot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _d3_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _d4_1\"> </span>-<span class=\"__3 _278\"> </span><span class=\"ls2b_3 ws4f_2\">-10<span class=\"__3 _d_3\"> </span>-10<span class=\"__3 _13b\"> </span></span></span>Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan ja valuutta<span class=\"__3 _223\"></span>toiminnan net<span class=\"__3 _223\"></span>totuo<span class=\"__3 _223\"></span>tot yh<span class=\"__3 _223\"></span>teens\u00e4<span class=\"__3 _266\"> </span><span class=\"ls1_3 ws1_3\"> 4<span class=\"__3 _223\"></span>3<span class=\"__3 _223\"></span>3 <span class=\"__3 _d9_1\"> </span> 378 <span class=\"__3 _da_1\"> </span><span class=\"ls37_3 ws74_2\">-10<span class=\"__3 _266\"> </span><span class=\"lsa_3 ws27_3\"> 801<span class=\"__3 _13b\"> </span></span></span></span>Kork<span class=\"__3 _228\"></span>okulut<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Korkokulut as<span class=\"__3 _228\"></span>iak<span class=\"__3 _223\"></span>asv<span class=\"__3 _223\"></span>aroista<span class=\"__3 _6e_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _223\"></span>49<span class=\"__3 _223\"></span>5<span class=\"__3 _e9_1\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 3<span class=\"__3 _221\"></span>3<span class=\"__3 _221\"></span>0<span class=\"__3 _13b\"> </span></span></span>Korkokulut luottolaitoslainoista<span class=\"__3 _290\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _ea_1\"> </span><span class=\"ls14_3 ws4d_2\">-2<span class=\"__3 _13b\"> </span></span></span>Kor<span class=\"__3 _223\"></span>kok<span class=\"__3 _223\"></span>ulut v<span class=\"__3 _223\"></span>uok<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sopim<span class=\"__3 _223\"></span>usvelois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _5c_2\"> </span><span class=\"ls14_3 ws4d_2\">-26<span class=\"__3 _eb_1\"> </span><span class=\"ls9_3 ws16_3\">-38<span class=\"__3 _13b\"> </span></span></span>Muut kor<span class=\"__3 _223\"></span>kokulut<span class=\"__3 _ec_1\"> </span><span class=\"ls47_2 ws81_2\">-<span class=\"__3 _223\"></span>51<span class=\"__3 _ed_1\"> </span><span class=\"lsa_3 ws27_3\">-55<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _ee_1\"> </span><span class=\"ls8_3 ws9_3\">-57<span class=\"__3 _223\"></span>2<span class=\"__3 _e1_1\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _221\"></span> 4<span class=\"__3 _221\"></span>2<span class=\"__3 _223\"></span>4<span class=\"__3 _13b\"> </span></span></span>Rahoitusv<span class=\"__3 _223\"></span>aroja ja -ve<span class=\"__3 _228\"></span>lkoja koskevat laatimisperiaat<span class=\"__3 _223\"></span>teet on esitett<span class=\"__3 _223\"></span>y Lii<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _223\"></span>ied<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a 1<span class=\"__3 _228\"></span>2 R<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>ojen ja -<span class=\"__3 _223\"></span>velk<span class=\"__3 _223\"></span>ojen r<span class=\"__3 _221\"></span>yh<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceCostExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-322": {
   "value": "11<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span>4 | ARVOPAPERI<span class=\"__3 _223\"></span>K<span class=\"__3 _221\"></span>AUP<span class=\"__3 _228\"></span>AN JA VALU<span class=\"__3 _223\"></span>UT<span class=\"__3 _221\"></span>T<span class=\"__3 _228\"></span>A<span class=\"__3 _228\"></span>TOIMI<span class=\"__3 _223\"></span>NN<span class=\"__3 _223\"></span>AN N<span class=\"__3 _223\"></span>ET<span class=\"__3 _221\"></span>TOTU<span class=\"__3 _223\"></span>OTOT<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>ulo<span class=\"__3 _223\"></span>sla<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>elm<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _221\"></span>\u00e4n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>iv<span class=\"__3 _223\"></span>oitot j<span class=\"__3 _223\"></span>a -t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>pp<span class=\"__3 _223\"></span>iot se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>on m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tok<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>et a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a. L<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>i va<span class=\"__3 _223\"></span>luu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toimin<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>an n<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>otu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>oi<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>hin kirjat<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>rsin<span class=\"__3 _223\"></span>aisee<span class=\"__3 _223\"></span>n liiketoiminta<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n liitt<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4t k<span class=\"__3 _223\"></span>ur<span class=\"__3 _223\"></span>ssi<span class=\"__3 _223\"></span>voitot ja -t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>20<span class=\"__3 _223\"></span>25 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _13b\"> </span>Myyntivoitot ja -tappiot<span class=\"__3 _13b\"> </span>K\u00e4y<span class=\"__3 _223\"></span>v\u00e4n arvon muutok<span class=\"__3 _223\"></span>set<span class=\"__3 _4b_2\"> </span>Muut er\u00e4t<span class=\"__3 _c8_2\"> </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _13b\"> </span>Ar<span class=\"__3 _221\"></span>vopa<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span>an ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>totuot<span class=\"__3 _223\"></span>ot Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misto<span class=\"__3 _223\"></span>distu<span class=\"__3 _223\"></span>ksis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _c9_2\"> </span><span class=\"ls1_3 ws1_3\"> 64 <span class=\"__3 _ca_2\"> </span> 91 <span class=\"__3 _cb_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _cc_2\"> </span><span class=\"ls39_3 ws75_2\"> 15<span class=\"__3 _221\"></span>5<span class=\"__3 _223\"></span> </span></span></span> <span class=\"__3 _275\"> </span>Osak<span class=\"__3 _223\"></span>keista ja osuuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _6d_2\"> </span><span class=\"ls1_3 ws1_3\"> 91 <span class=\"__3 _263\"> </span> 942 <span class=\"__3 _cd_2\"> </span>-<span class=\"__3 _ce_2\"> </span> 1 03<span class=\"__3 _223\"></span>3 </span> Johdannaissopimuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _cf_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _6f_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _cd_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _6f_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  </span>Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan nett<span class=\"__3 _223\"></span>otuo<span class=\"__3 _223\"></span>tot yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _d0_2\"> </span><span class=\"ls22_3 ws48_2\"> 15<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> <span class=\"__3 _d1_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 03<span class=\"__3 _223\"></span>3 <span class=\"__3 _cb_2\"> </span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _d2_2\"> </span></span> 1 1<span class=\"__3 _228\"></span>8<span class=\"__3 _223\"></span>8 </span></span>Valuut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toiminna<span class=\"__3 _223\"></span>n net<span class=\"__3 _223\"></span>tot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _d3_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _d4_1\"> </span>-<span class=\"__3 _268\"> </span><span class=\"ls9_3 ws16_3\">-3<span class=\"__3 _223\"></span>5<span class=\"__3 _268\"> </span>-35<span class=\"__3 _13b\"> </span></span></span>Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan ja valuutta<span class=\"__3 _223\"></span>toiminnan net<span class=\"__3 _223\"></span>totuo<span class=\"__3 _223\"></span>tot yh<span class=\"__3 _223\"></span>teens\u00e4<span class=\"__3 _d5_1\"> </span><span class=\"ls22_3 ws48_2\"> 15<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> <span class=\"__3 _d1_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 03<span class=\"__3 _223\"></span>3 <span class=\"__3 _cc_2\"> </span><span class=\"ls31_3 ws70_2\">-35<span class=\"__3 _d6_1\"> </span></span> 1 1<span class=\"__3 _228\"></span>5<span class=\"__3 _223\"></span>3 </span></span>20<span class=\"__3 _223\"></span>24 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _13b\"> </span>Myyntivoitot ja -tappiot<span class=\"__3 _13b\"> </span>K\u00e4y<span class=\"__3 _223\"></span>v\u00e4n arvon muutok<span class=\"__3 _223\"></span>set<span class=\"__3 _4b_2\"> </span>Muut er\u00e4t<span class=\"__3 _c8_2\"> </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _13b\"> </span>Ar<span class=\"__3 _221\"></span>vopa<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span>an ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>totuot<span class=\"__3 _223\"></span>ot Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misto<span class=\"__3 _223\"></span>distu<span class=\"__3 _223\"></span>ksis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _d7_1\"> </span><span class=\"ls39_3 ws75_2\"> 13<span class=\"__3 _221\"></span>4<span class=\"__3 _223\"></span> <span class=\"__3 _268\"> </span><span class=\"ls21_3 ws47_2\"> 10 <span class=\"__3 _cd_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _d5_1\"> </span><span class=\"ls23_3 ws1a_3\"> 14<span class=\"__3 _221\"></span>4<span class=\"__3 _223\"></span> </span></span></span></span> <span class=\"__3 _275\"> </span>Osak<span class=\"__3 _223\"></span>keista ja osuuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _d8_1\"> </span><span class=\"ls1_3 ws1_3\"> 29<span class=\"__3 _223\"></span>9 <span class=\"__3 _263\"> </span><span class=\"ls31_3 ws70_2\"> 368 <span class=\"__3 _6f_2\"> </span></span>-<span class=\"__3 _d5_1\"> </span> 667 </span> Johdannaissopimuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _cf_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _6f_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _d4_1\"> </span><span class=\"ws1_3\">-<span class=\"__3 _cd_2\"> </span></span> <span class=\"__3 _5b_2\"> </span>-  </span>Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan nett<span class=\"__3 _223\"></span>otuo<span class=\"__3 _223\"></span>tot yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _4f_2\"> </span><span class=\"ls1_3 ws1_3\"> 43<span class=\"__3 _223\"></span>3 <span class=\"__3 _d9_1\"> </span> 378 <span class=\"__3 _cb_2\"> </span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _266\"> </span><span class=\"ls3b_3 ws19_3\"> 8<span class=\"__3 _223\"></span>11<span class=\"__3 _221\"></span> </span></span></span>Valuut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toiminna<span class=\"__3 _223\"></span>n net<span class=\"__3 _223\"></span>tot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _d3_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _d4_1\"> </span>-<span class=\"__3 _278\"> </span><span class=\"ls2b_3 ws4f_2\">-10<span class=\"__3 _d_3\"> </span>-10<span class=\"__3 _13b\"> </span></span></span>Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan ja valuutta<span class=\"__3 _223\"></span>toiminnan net<span class=\"__3 _223\"></span>totuo<span class=\"__3 _223\"></span>tot yh<span class=\"__3 _223\"></span>teens\u00e4<span class=\"__3 _266\"> </span><span class=\"ls1_3 ws1_3\"> 4<span class=\"__3 _223\"></span>3<span class=\"__3 _223\"></span>3 <span class=\"__3 _d9_1\"> </span> 378 <span class=\"__3 _da_1\"> </span><span class=\"ls37_3 ws74_2\">-10<span class=\"__3 _266\"> </span><span class=\"lsa_3 ws27_3\"> 801<span class=\"__3 _13b\"> </span></span></span></span>5 | TUOTOT O<span class=\"__3 _223\"></span>MA<span class=\"__3 _223\"></span>N P\u00c4\u00c4O<span class=\"__3 _223\"></span>MA<span class=\"__3 _223\"></span>N EH<span class=\"__3 _223\"></span>TOIS<span class=\"__3 _223\"></span>IS<span class=\"__3 _223\"></span>T<span class=\"__3 _228\"></span>A SIJO<span class=\"__3 _223\"></span>ITU<span class=\"__3 _223\"></span>KSIS<span class=\"__3 _223\"></span>T<span class=\"__3 _228\"></span>A<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>ulos<span class=\"__3 _228\"></span>laskelman er\u00e4\u00e4n kirjata<span class=\"__3 _223\"></span>an omasta ta<span class=\"__3 _223\"></span>seesta tehtyjen p\u00e4\u00e4omar<span class=\"__3 _223\"></span>ahastosijo<span class=\"__3 _228\"></span>itusten voitto-osuudet sek\u00e4 ar<span class=\"__3 _223\"></span>vopaperisi<span class=\"__3 _228\"></span>joitusten os<span class=\"__3 _228\"></span>inkotuoto<span class=\"__3 _228\"></span>t.<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _db_1\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _dc_1\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Kaup<span class=\"__3 _223\"></span>ank\u00e4y<span class=\"__3 _223\"></span>ntitarkoituksiss<span class=\"__3 _223\"></span>a pide<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4vien si<span class=\"__3 _228\"></span>joitusten os<span class=\"__3 _228\"></span>inkotuotot<span class=\"__3 _228\"></span> <span class=\"__3 _dd_1\"> </span><span class=\"ls1_3 ws1_3\"> 4 <span class=\"__3 _222\"> </span> 1 </span>Muu<span class=\"__3 _223\"></span>t tuotot o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n ehtoisis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a sijoituk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _de_1\"> </span><span class=\"ls1_3 ws1_3\"> 83 <span class=\"__3 _266\"> </span><span class=\"ls44_2 ws8d_2\"> 174<span class=\"__3 _221\"></span> </span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _df_1\"> </span><span class=\"ls1_3 ws1_3\"> 87 <span class=\"__3 _269\"> </span><span class=\"ls38_3 ws5c_2\"> 17<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span></span></span>6 | K<span class=\"__3 _228\"></span>O<span class=\"__3 _223\"></span>RKOTUOTOT JA -<span class=\"__3 _223\"></span>K<span class=\"__3 _223\"></span>ULU<span class=\"__3 _223\"></span>T<span class=\"__3 _13b\"> </span>Ra<span class=\"__3 _223\"></span>hoi<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>roje<span class=\"__3 _223\"></span>n ja -v<span class=\"__3 _223\"></span>elkoje<span class=\"__3 _223\"></span>n kor<span class=\"__3 _223\"></span>ko<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>otot j<span class=\"__3 _223\"></span>a -k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n efe<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>iiv<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>n koron mene<span class=\"__3 _228\"></span>telm\u00e4ll<span class=\"__3 _228\"></span>\u00e4<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>Kork<span class=\"__3 _228\"></span>otuotot<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Kor<span class=\"__3 _223\"></span>kotuotot <span class=\"__3 _275\"> </span>Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misist<span class=\"__3 _223\"></span>a lu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tola<span class=\"__3 _223\"></span>itok<span class=\"__3 _223\"></span>silt<span class=\"__3 _223\"></span>a<span class=\"__3 _e0_1\"> </span><span class=\"ls1_3 ws1_3\"> 1 735 <span class=\"__3 _e1_1\"> </span> 2 46<span class=\"__3 _223\"></span>6 </span> <span class=\"__3 _275\"> </span>Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misist<span class=\"__3 _223\"></span>a yleis<span class=\"__3 _223\"></span>\u00f6lt<span class=\"__3 _223\"></span>\u00e4 ja julkisy<span class=\"__3 _223\"></span>hteis<span class=\"__3 _223\"></span>\u00f6ilt\u00e4<span class=\"__3 _e2_1\"> </span><span class=\"ls1_3 ws1_3\"> 1 <span class=\"__3 _4c_2\"> </span> 1 </span> Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misto<span class=\"__3 _223\"></span>distu<span class=\"__3 _223\"></span>ksis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _e3_1\"> </span><span class=\"ls26_3 ws5_3\"> 75 <span class=\"__3 _e4_1\"> </span> 75 </span>Muu<span class=\"__3 _223\"></span>t korkot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _e5_1\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _e6_1\"> </span><span class=\"ws1_3\"> 0 </span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _e7_1\"> </span><span class=\"ls1_3 ws1_3\"> 1 811 <span class=\"__3 _e8_1\"> </span> 2 54<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-323": {
   "value": "4 | ARVOPAPERI<span class=\"__3 _223\"></span>K<span class=\"__3 _221\"></span>AUP<span class=\"__3 _228\"></span>AN JA VALU<span class=\"__3 _223\"></span>UT<span class=\"__3 _221\"></span>T<span class=\"__3 _228\"></span>A<span class=\"__3 _228\"></span>TOIMI<span class=\"__3 _223\"></span>NN<span class=\"__3 _223\"></span>AN N<span class=\"__3 _223\"></span>ET<span class=\"__3 _221\"></span>TOTU<span class=\"__3 _223\"></span>OTOT<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>ulo<span class=\"__3 _223\"></span>sla<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>elm<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _221\"></span>\u00e4n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>iv<span class=\"__3 _223\"></span>oitot j<span class=\"__3 _223\"></span>a -t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>pp<span class=\"__3 _223\"></span>iot se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>on m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tok<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>et a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a. L<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>i va<span class=\"__3 _223\"></span>luu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toimin<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>an n<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>otu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>oi<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>hin kirjat<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>rsin<span class=\"__3 _223\"></span>aisee<span class=\"__3 _223\"></span>n liiketoiminta<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n liitt<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4t k<span class=\"__3 _223\"></span>ur<span class=\"__3 _223\"></span>ssi<span class=\"__3 _223\"></span>voitot ja -t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>20<span class=\"__3 _223\"></span>25 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _13b\"> </span>Myyntivoitot ja -tappiot<span class=\"__3 _13b\"> </span>K\u00e4y<span class=\"__3 _223\"></span>v\u00e4n arvon muutok<span class=\"__3 _223\"></span>set<span class=\"__3 _4b_2\"> </span>Muut er\u00e4t<span class=\"__3 _c8_2\"> </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _13b\"> </span>Ar<span class=\"__3 _221\"></span>vopa<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span>an ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>totuot<span class=\"__3 _223\"></span>ot Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misto<span class=\"__3 _223\"></span>distu<span class=\"__3 _223\"></span>ksis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _c9_2\"> </span><span class=\"ls1_3 ws1_3\"> 64 <span class=\"__3 _ca_2\"> </span> 91 <span class=\"__3 _cb_2\"> </span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _cc_2\"> </span><span class=\"ls39_3 ws75_2\"> 15<span class=\"__3 _221\"></span>5<span class=\"__3 _223\"></span> </span></span></span> <span class=\"__3 _275\"> </span>Osak<span class=\"__3 _223\"></span>keista ja osuuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _6d_2\"> </span><span class=\"ls1_3 ws1_3\"> 91 <span class=\"__3 _263\"> </span> 942 <span class=\"__3 _cd_2\"> </span>-<span class=\"__3 _ce_2\"> </span> 1 03<span class=\"__3 _223\"></span>3 </span> Johdannaissopimuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _cf_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _6f_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _cd_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _6f_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  </span>Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan nett<span class=\"__3 _223\"></span>otuo<span class=\"__3 _223\"></span>tot yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _d0_2\"> </span><span class=\"ls22_3 ws48_2\"> 15<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> <span class=\"__3 _d1_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 03<span class=\"__3 _223\"></span>3 <span class=\"__3 _cb_2\"> </span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _d2_2\"> </span></span> 1 1<span class=\"__3 _228\"></span>8<span class=\"__3 _223\"></span>8 </span></span>Valuut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toiminna<span class=\"__3 _223\"></span>n net<span class=\"__3 _223\"></span>tot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _d3_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _d4_1\"> </span>-<span class=\"__3 _268\"> </span><span class=\"ls9_3 ws16_3\">-3<span class=\"__3 _223\"></span>5<span class=\"__3 _268\"> </span>-35<span class=\"__3 _13b\"> </span></span></span>Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan ja valuutta<span class=\"__3 _223\"></span>toiminnan net<span class=\"__3 _223\"></span>totuo<span class=\"__3 _223\"></span>tot yh<span class=\"__3 _223\"></span>teens\u00e4<span class=\"__3 _d5_1\"> </span><span class=\"ls22_3 ws48_2\"> 15<span class=\"__3 _223\"></span>5<span class=\"__3 _223\"></span> <span class=\"__3 _d1_2\"> </span><span class=\"ls1_3 ws1_3\"> 1 03<span class=\"__3 _223\"></span>3 <span class=\"__3 _cc_2\"> </span><span class=\"ls31_3 ws70_2\">-35<span class=\"__3 _d6_1\"> </span></span> 1 1<span class=\"__3 _228\"></span>5<span class=\"__3 _223\"></span>3 </span></span>20<span class=\"__3 _223\"></span>24 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _13b\"> </span>Myyntivoitot ja -tappiot<span class=\"__3 _13b\"> </span>K\u00e4y<span class=\"__3 _223\"></span>v\u00e4n arvon muutok<span class=\"__3 _223\"></span>set<span class=\"__3 _4b_2\"> </span>Muut er\u00e4t<span class=\"__3 _c8_2\"> </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _13b\"> </span>Ar<span class=\"__3 _221\"></span>vopa<span class=\"__3 _223\"></span>per<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span>an ne<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>totuot<span class=\"__3 _223\"></span>ot Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misto<span class=\"__3 _223\"></span>distu<span class=\"__3 _223\"></span>ksis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _d7_1\"> </span><span class=\"ls39_3 ws75_2\"> 13<span class=\"__3 _221\"></span>4<span class=\"__3 _223\"></span> <span class=\"__3 _268\"> </span><span class=\"ls21_3 ws47_2\"> 10 <span class=\"__3 _cd_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _d5_1\"> </span><span class=\"ls23_3 ws1a_3\"> 14<span class=\"__3 _221\"></span>4<span class=\"__3 _223\"></span> </span></span></span></span> <span class=\"__3 _275\"> </span>Osak<span class=\"__3 _223\"></span>keista ja osuuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _d8_1\"> </span><span class=\"ls1_3 ws1_3\"> 29<span class=\"__3 _223\"></span>9 <span class=\"__3 _263\"> </span><span class=\"ls31_3 ws70_2\"> 368 <span class=\"__3 _6f_2\"> </span></span>-<span class=\"__3 _d5_1\"> </span> 667 </span> Johdannaissopimuksi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _cf_2\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _6f_2\"> </span> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _d4_1\"> </span><span class=\"ws1_3\">-<span class=\"__3 _cd_2\"> </span></span> <span class=\"__3 _5b_2\"> </span>-  </span>Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan nett<span class=\"__3 _223\"></span>otuo<span class=\"__3 _223\"></span>tot yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _4f_2\"> </span><span class=\"ls1_3 ws1_3\"> 43<span class=\"__3 _223\"></span>3 <span class=\"__3 _d9_1\"> </span> 378 <span class=\"__3 _cb_2\"> </span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _266\"> </span><span class=\"ls3b_3 ws19_3\"> 8<span class=\"__3 _223\"></span>11<span class=\"__3 _221\"></span> </span></span></span>Valuut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toiminna<span class=\"__3 _223\"></span>n net<span class=\"__3 _223\"></span>tot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _d3_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _d4_1\"> </span>-<span class=\"__3 _278\"> </span><span class=\"ls2b_3 ws4f_2\">-10<span class=\"__3 _d_3\"> </span>-10<span class=\"__3 _13b\"> </span></span></span>Ar<span class=\"__3 _223\"></span>vopaperik<span class=\"__3 _223\"></span>aupan ja valuutta<span class=\"__3 _223\"></span>toiminnan net<span class=\"__3 _223\"></span>totuo<span class=\"__3 _223\"></span>tot yh<span class=\"__3 _223\"></span>teens\u00e4<span class=\"__3 _266\"> </span><span class=\"ls1_3 ws1_3\"> 4<span class=\"__3 _223\"></span>3<span class=\"__3 _223\"></span>3 <span class=\"__3 _d9_1\"> </span> 378 <span class=\"__3 _da_1\"> </span><span class=\"ls37_3 ws74_2\">-10<span class=\"__3 _266\"> </span><span class=\"lsa_3 ws27_3\"> 801<span class=\"__3 _13b\"> </span></span></span></span>5 | TUOTOT O<span class=\"__3 _223\"></span>MA<span class=\"__3 _223\"></span>N P\u00c4\u00c4O<span class=\"__3 _223\"></span>MA<span class=\"__3 _223\"></span>N EH<span class=\"__3 _223\"></span>TOIS<span class=\"__3 _223\"></span>IS<span class=\"__3 _223\"></span>T<span class=\"__3 _228\"></span>A SIJO<span class=\"__3 _223\"></span>ITU<span class=\"__3 _223\"></span>KSIS<span class=\"__3 _223\"></span>T<span class=\"__3 _228\"></span>A<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>ulos<span class=\"__3 _228\"></span>laskelman er\u00e4\u00e4n kirjata<span class=\"__3 _223\"></span>an omasta ta<span class=\"__3 _223\"></span>seesta tehtyjen p\u00e4\u00e4omar<span class=\"__3 _223\"></span>ahastosijo<span class=\"__3 _228\"></span>itusten voitto-osuudet sek\u00e4 ar<span class=\"__3 _223\"></span>vopaperisi<span class=\"__3 _228\"></span>joitusten os<span class=\"__3 _228\"></span>inkotuoto<span class=\"__3 _228\"></span>t.<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _db_1\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _dc_1\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Kaup<span class=\"__3 _223\"></span>ank\u00e4y<span class=\"__3 _223\"></span>ntitarkoituksiss<span class=\"__3 _223\"></span>a pide<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4vien si<span class=\"__3 _228\"></span>joitusten os<span class=\"__3 _228\"></span>inkotuotot<span class=\"__3 _228\"></span> <span class=\"__3 _dd_1\"> </span><span class=\"ls1_3 ws1_3\"> 4 <span class=\"__3 _222\"> </span> 1 </span>Muu<span class=\"__3 _223\"></span>t tuotot o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n p\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>n ehtoisis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a sijoituk<span class=\"__3 _223\"></span>sist<span class=\"__3 _223\"></span>a<span class=\"__3 _de_1\"> </span><span class=\"ls1_3 ws1_3\"> 83 <span class=\"__3 _266\"> </span><span class=\"ls44_2 ws8d_2\"> 174<span class=\"__3 _221\"></span> </span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _df_1\"> </span><span class=\"ls1_3 ws1_3\"> 87 <span class=\"__3 _269\"> </span><span class=\"ls38_3 ws5c_2\"> 17<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradingIncomeExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-324": {
   "value": "T<span class=\"__3 _228\"></span>ulo<span class=\"__3 _223\"></span>sla<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>elm<span class=\"__3 _223\"></span>an e<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _221\"></span>\u00e4n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n my<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>iv<span class=\"__3 _223\"></span>oitot j<span class=\"__3 _223\"></span>a -t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>pp<span class=\"__3 _223\"></span>iot se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>on m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>tok<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>et a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a. L<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>i va<span class=\"__3 _223\"></span>luu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>toimin<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>an n<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>otu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>oi<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>hin kirjat<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n va<span class=\"__3 _223\"></span>rsin<span class=\"__3 _223\"></span>aisee<span class=\"__3 _223\"></span>n liiketoiminta<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n liitt<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4t k<span class=\"__3 _223\"></span>ur<span class=\"__3 _223\"></span>ssi<span class=\"__3 _223\"></span>voitot ja -t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>ulos<span class=\"__3 _228\"></span>laskelman er\u00e4\u00e4n kirjata<span class=\"__3 _223\"></span>an omasta ta<span class=\"__3 _223\"></span>seesta tehtyjen p\u00e4\u00e4omar<span class=\"__3 _223\"></span>ahastosijo<span class=\"__3 _228\"></span>itusten voitto-osuudet sek\u00e4 ar<span class=\"__3 _223\"></span>vopaperisi<span class=\"__3 _228\"></span>joitusten os<span class=\"__3 _228\"></span>inkotuoto<span class=\"__3 _228\"></span>t.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-325": {
   "value": "6 | K<span class=\"__3 _228\"></span>O<span class=\"__3 _223\"></span>RKOTUOTOT JA -<span class=\"__3 _223\"></span>K<span class=\"__3 _223\"></span>ULU<span class=\"__3 _223\"></span>T<span class=\"__3 _13b\"> </span>Ra<span class=\"__3 _223\"></span>hoi<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>roje<span class=\"__3 _223\"></span>n ja -v<span class=\"__3 _223\"></span>elkoje<span class=\"__3 _223\"></span>n kor<span class=\"__3 _223\"></span>ko<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>otot j<span class=\"__3 _223\"></span>a -k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n efe<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>iiv<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>n koron mene<span class=\"__3 _228\"></span>telm\u00e4ll<span class=\"__3 _228\"></span>\u00e4<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>Kork<span class=\"__3 _228\"></span>otuotot<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Kor<span class=\"__3 _223\"></span>kotuotot <span class=\"__3 _275\"> </span>Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misist<span class=\"__3 _223\"></span>a lu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tola<span class=\"__3 _223\"></span>itok<span class=\"__3 _223\"></span>silt<span class=\"__3 _223\"></span>a<span class=\"__3 _e0_1\"> </span><span class=\"ls1_3 ws1_3\"> 1 735 <span class=\"__3 _e1_1\"> </span> 2 46<span class=\"__3 _223\"></span>6 </span> <span class=\"__3 _275\"> </span>Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misist<span class=\"__3 _223\"></span>a yleis<span class=\"__3 _223\"></span>\u00f6lt<span class=\"__3 _223\"></span>\u00e4 ja julkisy<span class=\"__3 _223\"></span>hteis<span class=\"__3 _223\"></span>\u00f6ilt\u00e4<span class=\"__3 _e2_1\"> </span><span class=\"ls1_3 ws1_3\"> 1 <span class=\"__3 _4c_2\"> </span> 1 </span> Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misto<span class=\"__3 _223\"></span>distu<span class=\"__3 _223\"></span>ksis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _e3_1\"> </span><span class=\"ls26_3 ws5_3\"> 75 <span class=\"__3 _e4_1\"> </span> 75 </span>Muu<span class=\"__3 _223\"></span>t korkot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _e5_1\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _e6_1\"> </span><span class=\"ws1_3\"> 0 </span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _e7_1\"> </span><span class=\"ls1_3 ws1_3\"> 1 811 <span class=\"__3 _e8_1\"> </span> 2 54<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span></span><span class=\"ls1_3 ws1_3\"> </span>Kork<span class=\"__3 _228\"></span>okulut<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Korkokulut as<span class=\"__3 _228\"></span>iak<span class=\"__3 _223\"></span>asv<span class=\"__3 _223\"></span>aroista<span class=\"__3 _6e_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _223\"></span>49<span class=\"__3 _223\"></span>5<span class=\"__3 _e9_1\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 3<span class=\"__3 _221\"></span>3<span class=\"__3 _221\"></span>0<span class=\"__3 _13b\"> </span></span></span>Korkokulut luottolaitoslainoista<span class=\"__3 _290\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _ea_1\"> </span><span class=\"ls14_3 ws4d_2\">-2<span class=\"__3 _13b\"> </span></span></span>Kor<span class=\"__3 _223\"></span>kok<span class=\"__3 _223\"></span>ulut v<span class=\"__3 _223\"></span>uok<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sopim<span class=\"__3 _223\"></span>usvelois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _5c_2\"> </span><span class=\"ls14_3 ws4d_2\">-26<span class=\"__3 _eb_1\"> </span><span class=\"ls9_3 ws16_3\">-38<span class=\"__3 _13b\"> </span></span></span>Muut kor<span class=\"__3 _223\"></span>kokulut<span class=\"__3 _ec_1\"> </span><span class=\"ls47_2 ws81_2\">-<span class=\"__3 _223\"></span>51<span class=\"__3 _ed_1\"> </span><span class=\"lsa_3 ws27_3\">-55<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _ee_1\"> </span><span class=\"ls8_3 ws9_3\">-57<span class=\"__3 _223\"></span>2<span class=\"__3 _e1_1\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _221\"></span> 4<span class=\"__3 _221\"></span>2<span class=\"__3 _223\"></span>4<span class=\"__3 _13b\"> </span></span></span>Rahoitusv<span class=\"__3 _223\"></span>aroja ja -ve<span class=\"__3 _228\"></span>lkoja koskevat laatimisperiaat<span class=\"__3 _223\"></span>teet on esitett<span class=\"__3 _223\"></span>y Lii<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _223\"></span>ied<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a 1<span class=\"__3 _228\"></span>2 R<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>ojen ja -<span class=\"__3 _223\"></span>velk<span class=\"__3 _223\"></span>ojen r<span class=\"__3 _221\"></span>yh<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-326": {
   "value": "<div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws17_3 gs1bc\">Ra<span class=\"__3 _223\"></span>hoi<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>roje<span class=\"__3 _223\"></span>n ja -v<span class=\"__3 _223\"></span>elkoje<span class=\"__3 _223\"></span>n kor<span class=\"__3 _223\"></span>ko<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>otot j<span class=\"__3 _223\"></span>a -k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n efe<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>iiv<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs1bd\">koron mene<span class=\"__3 _228\"></span>telm\u00e4ll<span class=\"__3 _228\"></span>\u00e4<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gs1be\">Kork<span class=\"__3 _228\"></span>otuotot<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs1bf\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs1c0\">Kor<span class=\"__3 _223\"></span>kotuotot</div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls20_3 ws11_3 gs1c1\"> <span class=\"__3 _275\"> </span>Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misist<span class=\"__3 _223\"></span>a lu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>tola<span class=\"__3 _223\"></span>itok<span class=\"__3 _223\"></span>silt<span class=\"__3 _223\"></span>a<span class=\"__3 _e0_1\"> </span><span class=\"ls1_3 ws1_3\"> 1 735 <span class=\"__3 _e1_1\"> </span> 2 46<span class=\"__3 _223\"></span>6 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs1c2\"> <span class=\"__3 _275\"> </span>Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misist<span class=\"__3 _223\"></span>a yleis<span class=\"__3 _223\"></span>\u00f6lt<span class=\"__3 _223\"></span>\u00e4 ja julkisy<span class=\"__3 _223\"></span>hteis<span class=\"__3 _223\"></span>\u00f6ilt\u00e4<span class=\"__3 _e2_1\"> </span><span class=\"ls1_3 ws1_3\"> 1 <span class=\"__3 _4c_2\"> </span> 1 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws88_2 gs1c3\"> Sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misto<span class=\"__3 _223\"></span>distu<span class=\"__3 _223\"></span>ksis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _e3_1\"> </span><span class=\"ls26_3 ws5_3\"> 75 <span class=\"__3 _e4_1\"> </span> 75 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs1c4\">Muu<span class=\"__3 _223\"></span>t korkot<span class=\"__3 _223\"></span>uotot<span class=\"__3 _e5_1\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _e6_1\"> </span><span class=\"ws1_3\"> 0 </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1c5\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _e7_1\"> </span><span class=\"ls1_3 ws1_3\"> 1 811 <span class=\"__3 _e8_1\"> </span> 2 54<span class=\"__3 _223\"></span>2<span class=\"__3 _13b\"> </span></span><span class=\"ls1_3 ws1_3\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-327": {
   "value": "Ra<span class=\"__3 _223\"></span>hoi<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>roje<span class=\"__3 _223\"></span>n ja -v<span class=\"__3 _223\"></span>elkoje<span class=\"__3 _223\"></span>n kor<span class=\"__3 _223\"></span>ko<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>otot j<span class=\"__3 _223\"></span>a -k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n efe<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>iiv<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>n koron mene<span class=\"__3 _228\"></span>telm\u00e4ll<span class=\"__3 _228\"></span>\u00e4<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceCostsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-328": {
   "value": "Ra<span class=\"__3 _223\"></span>hoi<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>roje<span class=\"__3 _223\"></span>n ja -v<span class=\"__3 _223\"></span>elkoje<span class=\"__3 _223\"></span>n kor<span class=\"__3 _223\"></span>ko<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>otot j<span class=\"__3 _223\"></span>a -k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n efe<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>iiv<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>n koron mene<span class=\"__3 _228\"></span>telm\u00e4ll<span class=\"__3 _228\"></span>\u00e4<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceIncomeAndCostsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-329": {
   "value": "Ra<span class=\"__3 _223\"></span>hoi<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>roje<span class=\"__3 _223\"></span>n ja -v<span class=\"__3 _223\"></span>elkoje<span class=\"__3 _223\"></span>n kor<span class=\"__3 _223\"></span>ko<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>otot j<span class=\"__3 _223\"></span>a -k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n efe<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>iiv<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>n koron mene<span class=\"__3 _228\"></span>telm\u00e4ll<span class=\"__3 _228\"></span>\u00e4<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-330": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls46_2 ws8f_2 gs1c7\">Kork<span class=\"__3 _228\"></span>okulut<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs1c8\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs1c9\">Korkokulut as<span class=\"__3 _228\"></span>iak<span class=\"__3 _223\"></span>asv<span class=\"__3 _223\"></span>aroista<span class=\"__3 _6e_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _223\"></span>49<span class=\"__3 _223\"></span>5<span class=\"__3 _e9_1\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 3<span class=\"__3 _221\"></span>3<span class=\"__3 _221\"></span>0<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs1ca\">Korkokulut luottolaitoslainoista<span class=\"__3 _290\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _ea_1\"> </span><span class=\"ls14_3 ws4d_2\">-2<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs1cb\">Kor<span class=\"__3 _223\"></span>kok<span class=\"__3 _223\"></span>ulut v<span class=\"__3 _223\"></span>uok<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sopim<span class=\"__3 _223\"></span>usvelois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _5c_2\"> </span><span class=\"ls14_3 ws4d_2\">-26<span class=\"__3 _eb_1\"> </span><span class=\"ls9_3 ws16_3\">-38<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls12_3 ws45_2 gs1cc\">Muut kor<span class=\"__3 _223\"></span>kokulut<span class=\"__3 _ec_1\"> </span><span class=\"ls47_2 ws81_2\">-<span class=\"__3 _223\"></span>51<span class=\"__3 _ed_1\"> </span><span class=\"lsa_3 ws27_3\">-55<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1cd\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _ee_1\"> </span><span class=\"ls8_3 ws9_3\">-57<span class=\"__3 _223\"></span>2<span class=\"__3 _e1_1\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _221\"></span> 4<span class=\"__3 _221\"></span>2<span class=\"__3 _223\"></span>4<span class=\"__3 _13b\"> </span></span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-331": {
   "value": "Kork<span class=\"__3 _228\"></span>okulut<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Korkokulut as<span class=\"__3 _228\"></span>iak<span class=\"__3 _223\"></span>asv<span class=\"__3 _223\"></span>aroista<span class=\"__3 _6e_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _223\"></span>49<span class=\"__3 _223\"></span>5<span class=\"__3 _e9_1\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 3<span class=\"__3 _221\"></span>3<span class=\"__3 _221\"></span>0<span class=\"__3 _13b\"> </span></span></span>Korkokulut luottolaitoslainoista<span class=\"__3 _290\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _ea_1\"> </span><span class=\"ls14_3 ws4d_2\">-2<span class=\"__3 _13b\"> </span></span></span>Kor<span class=\"__3 _223\"></span>kok<span class=\"__3 _223\"></span>ulut v<span class=\"__3 _223\"></span>uok<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sopim<span class=\"__3 _223\"></span>usvelois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _5c_2\"> </span><span class=\"ls14_3 ws4d_2\">-26<span class=\"__3 _eb_1\"> </span><span class=\"ls9_3 ws16_3\">-38<span class=\"__3 _13b\"> </span></span></span>Muut kor<span class=\"__3 _223\"></span>kokulut<span class=\"__3 _ec_1\"> </span><span class=\"ls47_2 ws81_2\">-<span class=\"__3 _223\"></span>51<span class=\"__3 _ed_1\"> </span><span class=\"lsa_3 ws27_3\">-55<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _ee_1\"> </span><span class=\"ls8_3 ws9_3\">-57<span class=\"__3 _223\"></span>2<span class=\"__3 _e1_1\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _221\"></span> 4<span class=\"__3 _221\"></span>2<span class=\"__3 _223\"></span>4<span class=\"__3 _13b\"> </span></span></span>Rahoitusv<span class=\"__3 _223\"></span>aroja ja -ve<span class=\"__3 _228\"></span>lkoja koskevat laatimisperiaat<span class=\"__3 _223\"></span>teet on esitett<span class=\"__3 _223\"></span>y Lii<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tet<span class=\"__3 _223\"></span>ied<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a 1<span class=\"__3 _228\"></span>2 R<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>oit<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>ojen ja -<span class=\"__3 _223\"></span>velk<span class=\"__3 _223\"></span>ojen r<span class=\"__3 _221\"></span>yh<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingCostsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-332": {
   "value": "Kork<span class=\"__3 _228\"></span>okulut<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Korkokulut as<span class=\"__3 _228\"></span>iak<span class=\"__3 _223\"></span>asv<span class=\"__3 _223\"></span>aroista<span class=\"__3 _6e_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _223\"></span>49<span class=\"__3 _223\"></span>5<span class=\"__3 _e9_1\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 3<span class=\"__3 _221\"></span>3<span class=\"__3 _221\"></span>0<span class=\"__3 _13b\"> </span></span></span>Korkokulut luottolaitoslainoista<span class=\"__3 _290\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _ea_1\"> </span><span class=\"ls14_3 ws4d_2\">-2<span class=\"__3 _13b\"> </span></span></span>Kor<span class=\"__3 _223\"></span>kok<span class=\"__3 _223\"></span>ulut v<span class=\"__3 _223\"></span>uok<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sopim<span class=\"__3 _223\"></span>usvelois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _5c_2\"> </span><span class=\"ls14_3 ws4d_2\">-26<span class=\"__3 _eb_1\"> </span><span class=\"ls9_3 ws16_3\">-38<span class=\"__3 _13b\"> </span></span></span>Muut kor<span class=\"__3 _223\"></span>kokulut<span class=\"__3 _ec_1\"> </span><span class=\"ls47_2 ws81_2\">-<span class=\"__3 _223\"></span>51<span class=\"__3 _ed_1\"> </span><span class=\"lsa_3 ws27_3\">-55<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _ee_1\"> </span><span class=\"ls8_3 ws9_3\">-57<span class=\"__3 _223\"></span>2<span class=\"__3 _e1_1\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _221\"></span> 4<span class=\"__3 _221\"></span>2<span class=\"__3 _223\"></span>4<span class=\"__3 _13b\"> </span></span></span>23 | V<span class=\"__4 _361\"></span>EL<span class=\"__4 _361\"></span>A<span class=\"__4 _367\"></span>T LUOT<span class=\"__4 _361\"></span>TOL<span class=\"__4 _1b_3\"></span>AITOKSI<span class=\"__4 _361\"></span>LLE<span class=\"__4 _362\"> </span>Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers -<span class=\"__4 _361\"></span>kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nilla on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n 7 miljoo<span class=\"__4 _361\"></span>nan e<span class=\"__4 _361\"></span>uron l<span class=\"__4 _361\"></span>uot<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tolimiit<span class=\"__4 _361\"></span>ti, jo<span class=\"__4 _361\"></span>ta t<span class=\"__4 _361\"></span>ilikau<span class=\"__4 _361\"></span>den 2<span class=\"__4 _361\"></span>025 lo<span class=\"__4 _361\"></span>pus<span class=\"__4 _361\"></span>sa ei ollu<span class=\"__4 _361\"></span>t nos<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>tu",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDebtSecuritiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-333": {
   "value": "<div class=\"t_3 m0_3 h2_3 ff1_3 fs0_3 fc0_3 sc0_3 ls3c_2 ws76_2 gs5a\">11<span class=\"__3 _223\"></span>3<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h3_3 ff2_3 fs1_3 fc1_3 sc0_3 ls1_3 ws1_3 gs5b\">u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls2_3 ws1_3 gs93\">7 | LII<span class=\"__3 _223\"></span>KE<span class=\"__3 _223\"></span>TOI<span class=\"__3 _223\"></span>MIN<span class=\"__3 _223\"></span>NA<span class=\"__3 _223\"></span>N M<span class=\"__3 _223\"></span>UUT T<span class=\"__3 _223\"></span>UOTOT<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws4e_2 gs95\">Liiketoiminn<span class=\"__3 _223\"></span>an muihin tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>toihin sis\u00e4l<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t muu<span class=\"__3 _223\"></span>t kuin Uni<span class=\"__3 _223\"></span>ted B<span class=\"__3 _223\"></span>anke<span class=\"__3 _223\"></span>rs </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs96\">-ko<span class=\"__3 _223\"></span>nser<span class=\"__3 _223\"></span>nin va<span class=\"__3 _223\"></span>rsin<span class=\"__3 _223\"></span>aise<span class=\"__3 _223\"></span>en liiketoimint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t tuot<span class=\"__3 _223\"></span>ot.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs1ce\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs1cf\">Muu<span class=\"__3 _223\"></span>t liiketoiminnan t<span class=\"__3 _223\"></span>uotot<span class=\"__3 _ef_1\"> </span><span class=\"ls1_3 ws1_3\">3<span class=\"__3 _f0_1\"> </span>7<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1d0\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _f1_1\"> </span><span class=\"ls1_3 ws1_3\">3<span class=\"__3 _f2_1\"> </span>7<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs1d1\">Vuo<span class=\"__3 _223\"></span>sin<span class=\"__3 _223\"></span>a 202<span class=\"__3 _223\"></span>5 ja 2<span class=\"__3 _223\"></span>024 kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nilla ei ollu<span class=\"__3 _223\"></span>t olen<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>isia m<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>ivoi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>toj<span class=\"__3 _223\"></span>a.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-334": {
   "value": "7 | LII<span class=\"__3 _223\"></span>KE<span class=\"__3 _223\"></span>TOI<span class=\"__3 _223\"></span>MIN<span class=\"__3 _223\"></span>NA<span class=\"__3 _223\"></span>N M<span class=\"__3 _223\"></span>UUT T<span class=\"__3 _223\"></span>UOTOT<span class=\"__3 _13b\"> </span>Liiketoiminn<span class=\"__3 _223\"></span>an muihin tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>toihin sis\u00e4l<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t muu<span class=\"__3 _223\"></span>t kuin Uni<span class=\"__3 _223\"></span>ted B<span class=\"__3 _223\"></span>anke<span class=\"__3 _223\"></span>rs -ko<span class=\"__3 _223\"></span>nser<span class=\"__3 _223\"></span>nin va<span class=\"__3 _223\"></span>rsin<span class=\"__3 _223\"></span>aise<span class=\"__3 _223\"></span>en liiketoimint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t tuot<span class=\"__3 _223\"></span>ot.<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Muu<span class=\"__3 _223\"></span>t liiketoiminnan t<span class=\"__3 _223\"></span>uotot<span class=\"__3 _ef_1\"> </span><span class=\"ls1_3 ws1_3\">3<span class=\"__3 _f0_1\"> </span>7<span class=\"__3 _13b\"> </span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _f1_1\"> </span><span class=\"ls1_3 ws1_3\">3<span class=\"__3 _f2_1\"> </span>7<span class=\"__3 _13b\"> </span></span>Vuo<span class=\"__3 _223\"></span>sin<span class=\"__3 _223\"></span>a 202<span class=\"__3 _223\"></span>5 ja 2<span class=\"__3 _223\"></span>024 kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nilla ei ollu<span class=\"__3 _223\"></span>t olen<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>isia m<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>ivoi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>toj<span class=\"__3 _223\"></span>a.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-335": {
   "value": "8 | TY\u00d6SUHDE-ETUUDET JA<span class=\"__3 _227\"></span> <span class=\"__3 _221\"></span><span class=\"ls1_3 ws1_3\"> </span>HALLINTOKULUT<span class=\"__3 _13b\"> </span>8.<span class=\"__3 _227\"></span>1 L<span class=\"__3 _223\"></span>aatimisperiaate<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>y\u00f6suhde-etuuk<span class=\"__3 _223\"></span>sii<span class=\"__3 _228\"></span>n sis\u00e4lty<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t seuraav<span class=\"__3 _223\"></span>at:<span class=\"__3 _13b\"> </span>a)  <span class=\"__3 _275\"> </span>lyhyt<span class=\"__3 _223\"></span>aikaiset t<span class=\"__3 _223\"></span>y\u00f6suhde-<span class=\"__3 _223\"></span>etuudet<span class=\"__3 _13b\"> </span>b<span class=\"__3 _228\"></span>)  <span class=\"__3 _275\"> </span>ty\u00f6suhteen p\u00e4\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ty<span class=\"__3 _223\"></span>misen j\u00e4lke<span class=\"__3 _228\"></span>iset etuudet<span class=\"__3 _13b\"> </span>c<span class=\"__3 _228\"></span>)  <span class=\"__3 _275\"> </span>muut pitk<span class=\"__3 _223\"></span>\u00e4aik<span class=\"__3 _223\"></span>aiset ty\u00f6suhde<span class=\"__3 _223\"></span>-et<span class=\"__3 _223\"></span>uudet<span class=\"__3 _13b\"> </span>d) <span class=\"__3 _228\"></span> <span class=\"__3 _275\"> </span>t<span class=\"__3 _223\"></span>y\u00f6<span class=\"__3 _223\"></span>suh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>en p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4mis<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n liit<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t e<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>et, e<span class=\"__3 _223\"></span>li ir<span class=\"__3 _223\"></span>tis<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>no<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en   yhteydess\u00e4   suoritet<span class=\"__3 _223\"></span>tav<span class=\"__3 _223\"></span>at <span class=\"__3 _f3_1\"></span>etuudet e<span class=\"__3 _228\"></span>)  <span class=\"__3 _f4_1\"></span> <span class=\"__3 _275\"> </span>osakeperus<span class=\"__3 _228\"></span>teise<span class=\"__3 _228\"></span>t maksut<span class=\"__3 _13b\"> </span>a) Lyhy<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>et t<span class=\"__3 _221\"></span>y\u00f6su<span class=\"__3 _223\"></span>hd<span class=\"__3 _223\"></span>e-<span class=\"__3 _221\"></span>etu<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>et sis<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>lt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>t p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t, p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot s<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>\u00e4 luo<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>du<span class=\"__3 _223\"></span>t, v<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>silom<span class=\"__3 _223\"></span>at j<span class=\"__3 _223\"></span>a bo<span class=\"__3 _223\"></span>nu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>. Ne k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n sille k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>delle, j<span class=\"__3 _223\"></span>olla k<span class=\"__3 _223\"></span>yseinen<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>y\u00f6 on suori<span class=\"__3 _228\"></span>tet<span class=\"__3 _223\"></span>tu.<span class=\"__3 _13b\"> </span>b) T<span class=\"__3 _228\"></span>y\u00f6su<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>en p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en j<span class=\"__3 _223\"></span>\u00e4lkei<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t et<span class=\"__3 _223\"></span>uud<span class=\"__3 _223\"></span>et m<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ajillee<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>y\u00f6<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>suhteen p\u00e4\u00e4tt<span class=\"__3 _223\"></span>ymisen j\u00e4l<span class=\"__3 _228\"></span>keen. United<span class=\"__3 _228\"></span> Ba<span class=\"__3 _223\"></span>nkersissa n\u00e4m\u00e4 etuudet k<span class=\"__3 _228\"></span>oos<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t el\u00e4k<span class=\"__3 _223\"></span>keis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4. Kon<span class=\"__3 _223\"></span>ser<span class=\"__3 _223\"></span>nin el\u00e4<span class=\"__3 _223\"></span>kej\u00e4rje<span class=\"__3 _223\"></span>stely<span class=\"__3 _221\"></span>t on hoidet<span class=\"__3 _221\"></span>tu ulkopu<span class=\"__3 _223\"></span>olisiss<span class=\"__3 _223\"></span>a el\u00e4k<span class=\"__3 _228\"></span>evakuutusyhti\u00f6<span class=\"__3 _228\"></span>iss\u00e4. E<span class=\"__3 _228\"></span>l\u00e4kej\u00e4r<span class=\"__3 _228\"></span>jeste<span class=\"__3 _228\"></span>lyt luokit<span class=\"__3 _228\"></span>ell<span class=\"__3 _228\"></span>a<span class=\"__3 _223\"></span>an j<span class=\"__3 _228\"></span>oko maksu-<span class=\"__3 _228\"></span> tai etuuspohjaisiksi<span class=\"__3 _228\"></span> j\u00e4<span class=\"__3 _223\"></span>rjestelyiksi<span class=\"__3 _228\"></span>. Mak<span class=\"__3 _223\"></span>supohjaisel<span class=\"__3 _228\"></span>la j\u00e4rjestelyll\u00e4<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>arkoite<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an el<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>ej\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>stel<span class=\"__3 _223\"></span>y\u00e4<span class=\"__3 _223\"></span>, jos<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a U<span class=\"__3 _223\"></span>nite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nke<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>s ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a kiin<span class=\"__3 _223\"></span>tei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>suj<span class=\"__3 _223\"></span>a erillise<span class=\"__3 _223\"></span>lle yk<span class=\"__3 _223\"></span>sik\u00f6<span class=\"__3 _223\"></span>lle, eik<span class=\"__3 _223\"></span>\u00e4 Un<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ker<span class=\"__3 _223\"></span>silla ol<span class=\"__3 _223\"></span>e oike<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>ellisia t<span class=\"__3 _223\"></span>ai to<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>si<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>allisia velvoit<span class=\"__3 _223\"></span>tei<span class=\"__3 _223\"></span>ta lis<span class=\"__3 _223\"></span>\u00e4m<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>sujen s<span class=\"__3 _223\"></span>uori<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>een, jo<span class=\"__3 _223\"></span>s ma<span class=\"__3 _223\"></span>ksuje<span class=\"__3 _223\"></span>n sa<span class=\"__3 _223\"></span>aja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>holla ei ol<span class=\"__3 _223\"></span>e riit<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sti v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>roja k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ien el<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>e-<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sie<span class=\"__3 _223\"></span>n ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mise<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>. Mak<span class=\"__3 _223\"></span>supohjaisi<span class=\"__3 _228\"></span>in j\u00e4rjestelyih<span class=\"__3 _228\"></span>in suoritetut ma<span class=\"__3 _223\"></span>ksut kirjat<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n tulosvaikut<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>teis<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ti niille k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>sille, joit<span class=\"__3 _223\"></span>a n<span class=\"__3 _223\"></span>e kos<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t. E<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>koo<span class=\"__3 _223\"></span>n su<span class=\"__3 _223\"></span>ori<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>t ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>su<span class=\"__3 _223\"></span>t kir<span class=\"__3 _223\"></span>ja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misi<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>i silt<span class=\"__3 _223\"></span>\u00e4 osi<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>uin n<span class=\"__3 _223\"></span>e joh<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t va<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>ten m<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>suje<span class=\"__3 _223\"></span>n v\u00e4henemiseen tai rahana sa<span class=\"__3 _223\"></span>atav<span class=\"__3 _223\"></span>aan palautukseen.<span class=\"__3 _13b\"> </span>United Bankers -kons<span class=\"__3 _223\"></span>ernil<span class=\"__3 _228\"></span>la ei ole<span class=\"__3 _228\"></span> etuusp<span class=\"__3 _223\"></span>ohjaisia<span class=\"__3 _228\"></span> el\u00e4kej\u00e4rjestelyj\u00e4. c<span class=\"__3 _228\"></span>) Muita pitk<span class=\"__3 _223\"></span>\u00e4aik<span class=\"__3 _223\"></span>aisia ty\u00f6suhde<span class=\"__3 _223\"></span>-et<span class=\"__3 _223\"></span>uuksia ovat kaik<span class=\"__3 _223\"></span>ki muut t<span class=\"__3 _223\"></span>y\u00f6suh<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>de-et<span class=\"__3 _223\"></span>uudet kuin<span class=\"__3 _228\"></span> lyhy<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aikaiset, ty\u00f6suhteen p\u00e4\u00e4t<span class=\"__3 _223\"></span>ty<span class=\"__3 _223\"></span>misen j\u00e4<span class=\"__3 _228\"></span>lkeiset sek\u00e4 t<span class=\"__3 _223\"></span>y\u00f6s<span class=\"__3 _223\"></span>uh<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n liit<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t e<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>et. N<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 ov<span class=\"__3 _223\"></span>at e<span class=\"__3 _223\"></span>sim. p<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>set p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>alliset pois<span class=\"__3 _223\"></span>sa<span class=\"__3 _223\"></span>olot ku<span class=\"__3 _223\"></span>ten s<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tiv<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a.<span class=\"__3 _13b\"> </span>d) T<span class=\"__3 _228\"></span>y\u00f6suhteen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>t\u00e4<span class=\"__3 _223\"></span>miseen l<span class=\"__3 _228\"></span>iitt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v\u00e4t etuudet eiv\u00e4t perustu ty\u00f6suorituk<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>seen vaan ty\u00f6suhteen p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ymiseen.<span class=\"__3 _228\"></span> N<span class=\"__3 _223\"></span>\u00e4m\u00e4 etuudet koo<span class=\"__3 _228\"></span>stu<span class=\"__3 _223\"></span>vat irtisano<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>misk<span class=\"__3 _228\"></span>or<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>auksista. T<span class=\"__3 _228\"></span>y\u00f6suhteen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>t\u00e4miseen li<span class=\"__3 _228\"></span>itt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t etuudet<span class=\"__3 _228\"></span> aiheutuv<span class=\"__3 _223\"></span>at joko<span class=\"__3 _228\"></span> konsernin p\u00e4\u00e4t\u00f6ksest<span class=\"__3 _223\"></span>\u00e4 p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4\u00e4 t<span class=\"__3 _223\"></span>y\u00f6suhde tai ty\u00f6ntekij\u00e4n<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6k<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>\u00e4 hy<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>sy<span class=\"__3 _223\"></span>\u00e4 Un<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ker<span class=\"__3 _223\"></span>si<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>arj<span class=\"__3 _223\"></span>oa<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>at e<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>et v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>tik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>i t<span class=\"__3 _223\"></span>y\u00f6<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>suhteen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>t\u00e4misest\u00e4. Kyse<span class=\"__3 _228\"></span>iset etuudet<span class=\"__3 _228\"></span> kirjata<span class=\"__3 _223\"></span>an aikaisem<span class=\"__3 _228\"></span>p<span class=\"__3 _223\"></span>ana seu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ra<span class=\"__3 _221\"></span>avis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a aj<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>koh<span class=\"__3 _223\"></span>dis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a: k<span class=\"__3 _223\"></span>un U<span class=\"__3 _223\"></span>nit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nke<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>s ei en<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 voi p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>i<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>si\u00e4 et<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sia ko<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>rjo<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>an; ja k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>n kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a me<span class=\"__3 _223\"></span>no<span class=\"__3 _223\"></span>n uudel<span class=\"__3 _228\"></span>leenj\u00e4rjest<span class=\"__3 _228\"></span>elyst\u00e4, jonka yhteydess\u00e4 suoritetaan t<span class=\"__3 _223\"></span>y\u00f6suhteen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t\u00e4<span class=\"__3 _223\"></span>miseen l<span class=\"__3 _228\"></span>iit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>vi\u00e4 etuuksia<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>e<span class=\"__3 _228\"></span>) Ko<span class=\"__3 _223\"></span>nse<span class=\"__3 _223\"></span>rnilla on os<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>epe<span class=\"__3 _223\"></span>rus<span class=\"__3 _223\"></span>teisia p<span class=\"__3 _223\"></span>alki<span class=\"__3 _223\"></span>ts<span class=\"__3 _223\"></span>emisj\u00e4rje<span class=\"__3 _223\"></span>stelyj<span class=\"__3 _223\"></span>\u00e4, jois<span class=\"__3 _223\"></span>sa m<span class=\"__3 _223\"></span>ak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>sut suorit<span class=\"__3 _228\"></span>et<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n emoyhti<span class=\"__3 _228\"></span>\u00f6n oman p\u00e4\u00e4om<span class=\"__3 _223\"></span>an ehtoi<span class=\"__3 _228\"></span>sina instrumentteina. Osakeperusteiset j\u00e4r<span class=\"__3 _228\"></span>jestelyt ar<span class=\"__3 _223\"></span>vostetaa<span class=\"__3 _223\"></span>n k\u00e4yp\u00e4<span class=\"__3 _223\"></span>\u00e4n ar<span class=\"__3 _223\"></span>voon n<span class=\"__3 _228\"></span>iiden my<span class=\"__3 _228\"></span>\u00f6n<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>\u00e4mi<span class=\"__3 _223\"></span>she<span class=\"__3 _223\"></span>tk<span class=\"__3 _223\"></span>ell\u00e4 ja e<span class=\"__3 _223\"></span>du<span class=\"__3 _223\"></span>n ar<span class=\"__3 _221\"></span>vo k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>uluk<span class=\"__3 _223\"></span>si t<span class=\"__3 _223\"></span>ulosl<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>skelm<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n oik<span class=\"__3 _223\"></span>eud<span class=\"__3 _223\"></span>en synty<span class=\"__3 _223\"></span>misajan<span class=\"__3 _228\"></span>jak<span class=\"__3 _223\"></span>son aikana. Kulut<span class=\"__3 _228\"></span> esitet\u00e4\u00e4<span class=\"__3 _223\"></span>n henkil<span class=\"__3 _228\"></span>\u00f6st\u00f6kuluissa henki<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>l\u00f6st\u00f6n<span class=\"__3 _228\"></span> os<span class=\"__3 _223\"></span>alta ja mui<span class=\"__3 _228\"></span>ss<span class=\"__3 _223\"></span>a hall<span class=\"__3 _228\"></span>intokulu<span class=\"__3 _228\"></span>iss<span class=\"__3 _223\"></span>a sid<span class=\"__3 _228\"></span>onn<span class=\"__3 _223\"></span>aisasiamiehi<span class=\"__3 _228\"></span>lle<span class=\"__3 _228\"></span> suun<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>na<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ujen a<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>ien o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span>8.<span class=\"__3 _223\"></span>2 Henkil\u00f6s<span class=\"__3 _223\"></span>t\u00f6kulut<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Pal<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>at j<span class=\"__3 _223\"></span>a pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio<span class=\"__3 _223\"></span>t<span class=\"__3 _f5_1\"> </span><span class=\"ls2b_3 ws4f_2\">-18<span class=\"__3 _223\"></span> 5<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _f6_1\"> </span>-17<span class=\"__3 _223\"></span> 6<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>5<span class=\"__3 _13b\"> </span></span>Hen<span class=\"__3 _223\"></span>kil\u00f6si<span class=\"__3 _223\"></span>vu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ulut <span class=\"__3 _275\"> </span>El\u00e4kekulut (<span class=\"__3 _228\"></span>ma<span class=\"__3 _223\"></span>ksupohjaiset j\u00e4rjestelyt)<span class=\"__3 _f7_1\"> </span><span class=\"ls1_3 ws1_3\">-3 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>6<span class=\"__3 _c3_2\"> </span><span class=\"ls2c_3 ws50_2\">-<span class=\"__3 _223\"></span>2 776</span></span> <span class=\"__3 _275\"> </span>Muut henkil\u00f6s<span class=\"__3 _228\"></span>ivuk<span class=\"__3 _223\"></span>ulut<span class=\"__3 _a4_2\"> </span><span class=\"ls19_3 ws2a_3\">-<span class=\"__3 _223\"></span>6<span class=\"__3 _223\"></span>81<span class=\"__3 _c4_2\"> </span><span class=\"ls13_3 ws26_3\">-584<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _c0_2\"> </span><span class=\"ls11_3 ws71_2\">-22 2<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>7<span class=\"__3 _230\"> </span>-2<span class=\"__3 _223\"></span>0 98<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span></span><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws4a_2 gs1ef\">Tiedot<span class=\"__3 _228\"></span> konsernin joht<span class=\"__3 _228\"></span>oon kuuluvien avain<span class=\"__3 _228\"></span>henkil\u00f6iden<span class=\"__3 _228\"></span> palkitsemisesta </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs1f0\">esitet\u00e4<span class=\"__3 _223\"></span>\u00e4n Liitetiedossa 29 L\u00e4<span class=\"__3 _223\"></span>hipi<span class=\"__3 _228\"></span>irit<span class=\"__3 _223\"></span>apa<span class=\"__3 _223\"></span>htumat<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gs1f1\">8.<span class=\"__3 _223\"></span>3 Henkil\u00f6kunnan lukum\u00e4\u00e4r\u00e4<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs1f2\">He<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>il\u00f6k<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>an lu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>um<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t on e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y koko<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4iv<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>toimi<span class=\"__3 _223\"></span>sik<span class=\"__3 _223\"></span>si </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs1f3\">muute<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tuina<span class=\"__3 _228\"></span> (F<span class=\"__3 _223\"></span>TE)<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls2f_3 ws59_2 gs1f4\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1a_3 ws1d_3 gs1f5\">Henkil\u00f6kunnan lukum\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 keskim\u00e4\u00e4rin </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls2c_3 ws50_2 gs1f6\">tilik<span class=\"__3 _221\"></span>au<span class=\"__3 _223\"></span>d<span class=\"__3 _223\"></span>ell<span class=\"__3 _223\"></span>a<span class=\"__3 _f8_1\"> </span><span class=\"ls38_3 ws5c_2\">16<span class=\"__3 _221\"></span>4<span class=\"__3 _c8_2\"> </span><span class=\"ls39_3 ws75_2\">15<span class=\"__3 _223\"></span>8<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs1f7\">Henkil\u00f6kunnan l<span class=\"__3 _228\"></span>uk<span class=\"__3 _223\"></span>um\u00e4\u00e4<span class=\"__3 _223\"></span>r\u00e4 til<span class=\"__3 _228\"></span>ikauden </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs1f8\">lopus<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _f9_1\"> </span><span class=\"ls38_3 ws5c_2\">16<span class=\"__3 _223\"></span>5<span class=\"__3 _c8_2\"> </span>16<span class=\"__3 _221\"></span>1<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls2f_3 ws59_2 gs1f9\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1a_3 ws1d_3 gs1fa\">Henkil\u00f6kunnan lukum\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 keskim\u00e4\u00e4rin </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs1fb\">til<span class=\"__3 _228\"></span>ikauden aikana</div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs1fc\"> <span class=\"__3 _275\"> </span>Vakinainen<span class=\"__3 _228\"></span> kokoaikainen henkil<span class=\"__3 _228\"></span>\u00f6st\u00f6<span class=\"__3 _266\"> </span><span class=\"ls39_3 ws75_2\">15<span class=\"__3 _221\"></span>0<span class=\"__3 _c8_2\"> </span><span class=\"ls23_3 ws1a_3\">14<span class=\"__3 _221\"></span>3</span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs1fd\"> <span class=\"__3 _275\"> </span>Vakinainen<span class=\"__3 _228\"></span> os<span class=\"__3 _223\"></span>a-aikainen henkil<span class=\"__3 _228\"></span>\u00f6st\u00f6<span class=\"__3 _fa_1\"> </span><span class=\"ls1_3 ws1_3\">4<span class=\"__3 _f0_1\"> </span>5</span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs1fe\"> <span class=\"__3 _275\"> </span>M\u00e4\u00e4<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>aikainen henki<span class=\"__3 _228\"></span>l\u00f6st\u00f6<span class=\"__3 _b3_2\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _fb_1\"> </span><span class=\"ls25_3 ws4a_2\">11<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs1ff\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _fc_1\"> </span><span class=\"ls22_3 ws48_2\">16<span class=\"__3 _223\"></span>4<span class=\"__3 _fd_1\"> </span>15<span class=\"__3 _223\"></span>8<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gs200\">8.4 Osakeperusteiset palkitsemisj\u00e4rjestely<span class=\"__3 _223\"></span>t<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls32_3 ws3_3 gs201\">Osakeperusteiset<span class=\"__3 _228\"></span> maksut </div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gs202\">Av<span class=\"__3 _228\"></span>ainhenkil\u00f6iden osakepalkkioj\u00e4rjestelm\u00e4<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws7c_2 gs203\">United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers Oyj on<span class=\"__3 _228\"></span> 24<span class=\"__3 _228\"></span>.6.20<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>5 ott<span class=\"__3 _223\"></span>anut k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00f6\u00f6n osakepohjai<span class=\"__3 _228\"></span>sen kan<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsf_3 ws5d_2 gs204\">nust<span class=\"__3 _223\"></span>inj\u00e4rjes<span class=\"__3 _223\"></span>telm\u00e4<span class=\"__3 _223\"></span>n av<span class=\"__3 _223\"></span>ainh<span class=\"__3 _223\"></span>enk<span class=\"__3 _223\"></span>il\u00f6ille<span class=\"__3 _228\"></span>. P<span class=\"__3 _223\"></span>alkk<span class=\"__3 _223\"></span>ioj\u00e4rje<span class=\"__3 _223\"></span>stelm<span class=\"__3 _223\"></span>\u00e4n t<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>koit<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls20_3 ws13_3 gs205\">na o<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>a kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in liiketo<span class=\"__3 _223\"></span>imint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>tr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>tegi<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ajien j<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1b_3 ws3d_3 gs206\">avainhenkil<span class=\"__3 _228\"></span>\u00f6iden tavoitteet yhti\u00f6n<span class=\"__3 _228\"></span> ar<span class=\"__3 _221\"></span>von nostamiseksi<span class=\"__3 _228\"></span> pitk\u00e4ll\u00e4 ai<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws98_2 gs207\">v\u00e4<span class=\"__3 _223\"></span>lill\u00e4 sek<span class=\"__3 _223\"></span>\u00e4 si<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>aa a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ain<span class=\"__3 _223\"></span>he<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>il\u00f6t y<span class=\"__3 _223\"></span>hti\u00f6<span class=\"__3 _223\"></span>\u00f6n j<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>jot<span class=\"__3 _223\"></span>a he<span class=\"__3 _223\"></span>ille kilp<span class=\"__3 _223\"></span>ailuk<span class=\"__3 _221\"></span>y<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws3d_3 gs208\">k<span class=\"__3 _223\"></span>yinen yhti<span class=\"__3 _228\"></span>\u00f6n osak<span class=\"__3 _223\"></span>keiden<span class=\"__3 _228\"></span> ans<span class=\"__3 _223\"></span>ainta<span class=\"__3 _223\"></span>an ja arvon kehi<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>seen perustuva </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs209\">palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioj\u00e4rjes<span class=\"__3 _223\"></span>telm<span class=\"__3 _223\"></span>\u00e4. </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws5d_2 gs20a\">Os<span class=\"__3 _223\"></span>ake<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioj\u00e4rje<span class=\"__3 _223\"></span>stelm<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 oli til<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>udella voim<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a kolme kolme<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls40_2 ws8_3 gs20b\">vuoden ansaintajakso<span class=\"__3 _223\"></span>a, kalenterivuodet 2023-2025<span class=\"__3 _228\"></span>, 202<span class=\"__3 _228\"></span>4-2026 ja<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls31_3 ws68_2 gs20c\">2025-2027<span class=\"__3 _227\"></span>. Yhti\u00f6n hal<span class=\"__3 _228\"></span>litus p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 j\u00e4rjestelm\u00e4n ansaintak<span class=\"__3 _223\"></span>riteerit ja<span class=\"__3 _13b\"> </span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls2f_3 ws3d_3 gs20e\">asetett<span class=\"__3 _223\"></span>avat tavoit<span class=\"__3 _223\"></span>teet ansaintajakson al<span class=\"__3 _228\"></span>uss<span class=\"__3 _223\"></span>a. J\u00e4rjestel<span class=\"__3 _228\"></span>m\u00e4<span class=\"__3 _223\"></span>n perusteel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls33_3 ws6b_2 gs20f\">la maksett<span class=\"__3 _223\"></span>avat palkkio<span class=\"__3 _228\"></span>t perustuvat hall<span class=\"__3 _228\"></span>ituksen asett<span class=\"__3 _223\"></span>amien<span class=\"__3 _228\"></span> konsernin<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls40_2 ws8_3 gs210\">taloudel<span class=\"__3 _228\"></span>listen tavoitteiden<span class=\"__3 _228\"></span> sek<span class=\"__3 _223\"></span>\u00e4 kul<span class=\"__3 _228\"></span>lekin avainhenkil<span class=\"__3 _228\"></span>\u00f6lle<span class=\"__3 _228\"></span> as<span class=\"__3 _223\"></span>etettujen<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws13_3 gs211\">yk<span class=\"__3 _223\"></span>sil\u00f6t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>on t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>voit<span class=\"__3 _221\"></span>teid<span class=\"__3 _223\"></span>en s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n. M<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>dolline<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>io k<span class=\"__3 _223\"></span>ult<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls49_2 ws35_3 gs212\">kin<span class=\"__3 _228\"></span> ansaintajakso<span class=\"__3 _228\"></span>lta maksetaan ansaintaj<span class=\"__3 _228\"></span>akson p\u00e4\u00e4ty<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ty\u00e4. J\u00e4rje<span class=\"__3 _228\"></span>stel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls27_3 ws5d_2 gs213\">m\u00e4<span class=\"__3 _223\"></span>n piiriin kuuluu seit<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>n yhti\u00f6<span class=\"__3 _223\"></span>n av<span class=\"__3 _223\"></span>ainhe<span class=\"__3 _223\"></span>nkil\u00f6<span class=\"__3 _223\"></span>\u00e4. Os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>kep<span class=\"__3 _223\"></span>alkk<span class=\"__3 _223\"></span>ioj\u00e4r<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls10_3 ws13_3 gs214\">jes<span class=\"__3 _223\"></span>telm<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n muk<span class=\"__3 _221\"></span>aine<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>io ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n osi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ain y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>ti\u00f6<span class=\"__3 _223\"></span>n os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kein<span class=\"__3 _223\"></span>a ja </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs215\">osi<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tain rahana.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs217\">Avainhenkil\u00f6iden palk<span class=\"__3 _223\"></span>kioj\u00e4rjes<span class=\"__3 _223\"></span>telm\u00e4<span class=\"__3 _283\"> </span><span class=\"ls1c_3 ws31_3\">2025-2027<span class=\"__3 _224\"> </span>2024-2026<span class=\"__3 _306\"> </span><span class=\"ls13_3 ws26_3\">2023\u20132025<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs218\">Ma<span class=\"__3 _223\"></span>ksimi os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>kem<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4 (k<span class=\"__3 _223\"></span>pl)<span class=\"__3 _228\"></span>*<span class=\"__3 _fe_1\"> </span><span class=\"ls13_3 ws26_3\">73<span class=\"__3 _228\"></span> 080<span class=\"__3 _272\"> </span><span class=\"ls1_3 ws1_3\">59 72<span class=\"__3 _223\"></span>9<span class=\"__3 _271\"> </span><span class=\"ls25_3 ws4a_2\">5<span class=\"__3 _223\"></span>1<span class=\"__3 _221\"></span> 7<span class=\"__3 _223\"></span>11<span class=\"__3 _13b\"> </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs219\">Ans<span class=\"__3 _223\"></span>aintajak<span class=\"__3 _223\"></span>so p\u00e4\u00e4<span class=\"__3 _223\"></span>tt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _ff_1\"> </span><span class=\"ls2a_3 ws4e_2\">3<span class=\"__3 _223\"></span>1.12<span class=\"__3 _223\"></span>.<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _223\"></span>2<span class=\"__3 _221\"></span>7<span class=\"__3 _305\"> </span>3<span class=\"__3 _221\"></span>1.12.<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>6<span class=\"__3 _305\"> </span>3<span class=\"__3 _221\"></span>1.12.<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>5<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs21a\">Ans<span class=\"__3 _223\"></span>aintak<span class=\"__3 _223\"></span>riteerit<span class=\"__3 _321\"> </span><span class=\"ls8_3 ws9_3\">T<span class=\"__3 _228\"></span>y\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4olo ja t<span class=\"__3 _223\"></span>ulos<span class=\"__3 _322\"> </span>T<span class=\"__3 _228\"></span>y\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4olo ja t<span class=\"__3 _223\"></span>ulos<span class=\"__3 _322\"> </span>T<span class=\"__3 _228\"></span>y\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4olo ja t<span class=\"__3 _223\"></span>ulos<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs21b\">Ansainta<span class=\"__3 _223\"></span>kriteerien t\u00e4yt<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yminen<span class=\"__3 _323\"> </span><span class=\"ls1_3 ws1_3\">63 %<span class=\"__3 _b3_2\"> </span>91 %<span class=\"__3 _b3_2\"> </span>9<span class=\"__3 _223\"></span>2 %<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs21c\">Osakkeen arvo<span class=\"__3 _228\"></span> my\u00f6nt\u00e4mi<span class=\"__3 _228\"></span>sp\u00e4iv\u00e4n\u00e4<span class=\"__3 _324\"> </span><span class=\"ls1_3 ws1_3\"> 1<span class=\"__3 _228\"></span>7<span class=\"__3 _227\"></span>,8<span class=\"__3 _223\"></span>0 \u20ac <span class=\"__3 _270\"> </span> 1<span class=\"__3 _228\"></span>4,<span class=\"__3 _228\"></span>4<span class=\"__3 _223\"></span>0 \u20ac <span class=\"__3 _325\"> </span> 1<span class=\"__3 _228\"></span>3,6<span class=\"__3 _223\"></span>0 \u20ac </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs21d\">*sis\u00e4l<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4e<span class=\"__3 _223\"></span>n my\u00f6<span class=\"__3 _223\"></span>s ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>av<span class=\"__3 _223\"></span>an o<span class=\"__3 _223\"></span>su<span class=\"__3 _223\"></span>ude<span class=\"__3 _223\"></span>n. Av<span class=\"__3 _223\"></span>ain<span class=\"__3 _223\"></span>he<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>il\u00f6id<span class=\"__3 _223\"></span>en os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioj\u00e4<span class=\"__3 _223\"></span>rjes<span class=\"__3 _223\"></span>telm<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n tilik<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>lle 202<span class=\"__3 _223\"></span>5 kir<span class=\"__3 _223\"></span>jat<span class=\"__3 _221\"></span>tu k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 867 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs21e\">tu<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a (1 1<span class=\"__3 _228\"></span>5<span class=\"__3 _223\"></span>8 tu<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a tilik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>elle 20<span class=\"__3 _223\"></span>24<span class=\"__3 _228\"></span>) j<span class=\"__3 _223\"></span>a velk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>\u00e4 1 3<span class=\"__3 _223\"></span>57 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a 31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>02<span class=\"__3 _223\"></span>5 (1 38<span class=\"__3 _223\"></span>4 tu<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a 31.<span class=\"__3 _227\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>024)<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span></div>Henkil\u00f6st\u00f6n ja sidonnaisasiamiesten osakepalkkioj\u00e4rjestelm\u00e4<span class=\"__3 _13b\"> </span>Unit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s O<span class=\"__3 _223\"></span>yj:n hallitu<span class=\"__3 _223\"></span>s p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>ti 29.4.2<span class=\"__3 _223\"></span>024 suun<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>ea<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>neista kon<span class=\"__3 _228\"></span>ser<span class=\"__3 _223\"></span>nin<span class=\"__3 _228\"></span> henkil\u00f6st\u00f6<span class=\"__3 _228\"></span>lle ja<span class=\"__3 _228\"></span> johdol<span class=\"__3 _228\"></span>le sek\u00e4 konserni<span class=\"__3 _228\"></span>n sidonnais<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>asia<span class=\"__3 _223\"></span>miehille ja tiet<span class=\"__3 _223\"></span>yille yhti\u00f6n kons<span class=\"__3 _223\"></span>ernin h<span class=\"__3 _223\"></span>allinnoimien vaih<span class=\"__3 _223\"></span>toeh<span class=\"__3 _223\"></span>tor<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>hastojen<span class=\"__3 _228\"></span> johtoasema<span class=\"__3 _223\"></span>ssa olevien avai<span class=\"__3 _228\"></span>nhenkil\u00f6iden<span class=\"__3 _228\"></span> omistusyhteis\u00f6<span class=\"__3 _228\"></span>il<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>le. He<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>il\u00f6s<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>- ja sid<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>mie<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>nei<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>iin yh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>ens<span class=\"__3 _223\"></span>\u00e4 190 00<span class=\"__3 _223\"></span>0 y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>i\u00f6n u<span class=\"__3 _223\"></span>ut<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>a os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a. M<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>yihi<span class=\"__3 _223\"></span>n os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>keisiin e<span class=\"__3 _223\"></span>i liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t eri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yis<span class=\"__3 _223\"></span>i\u00e4 an<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>aint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>eh<span class=\"__3 _223\"></span>toja j<span class=\"__3 _223\"></span>a mer<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>t os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kee<span class=\"__3 _223\"></span>t ma<span class=\"__3 _223\"></span>hd<span class=\"__3 _223\"></span>ollist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>llistu<span class=\"__3 _223\"></span>mise<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ule<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>viin mainit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uihin anteihin liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>iin lis\u00e4os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>kej\u00e4rjes<span class=\"__3 _223\"></span>telmiin. Suunn<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ujen an<span class=\"__3 _223\"></span>tie<span class=\"__3 _223\"></span>n me<span class=\"__3 _223\"></span>rk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4hi<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>an j<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>v\u00e4<span class=\"__3 _223\"></span>n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>\u00e4line<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>us 324 tuh<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a on k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u k<span class=\"__3 _223\"></span>uluk<span class=\"__3 _223\"></span>si t<span class=\"__3 _223\"></span>ilika<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>elle 20<span class=\"__3 _223\"></span>24<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span>Henkil\u00f6st<span class=\"__3 _228\"></span>\u00f6n ja si<span class=\"__3 _228\"></span>donnaisa<span class=\"__3 _223\"></span>siamiest<span class=\"__3 _228\"></span>en osakepohjaisessa kannustin- ja sit<span class=\"__3 _228\"></span>outt<span class=\"__3 _223\"></span>amis<span class=\"__3 _228\"></span>j\u00e4rj<span class=\"__3 _228\"></span>estel<span class=\"__3 _228\"></span>m\u00e4s<span class=\"__3 _223\"></span>s\u00e4 on<span class=\"__3 _228\"></span> sitouttamis<span class=\"__3 _228\"></span>jakso,<span class=\"__3 _228\"></span> joka a<span class=\"__3 _228\"></span>lkoi<span class=\"__3 _228\"></span> 27<span class=\"__3 _227\"></span>.<span class=\"__3 _228\"></span>5.202<span class=\"__3 _227\"></span>4 ja p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y 3<span class=\"__3 _223\"></span>0.9.20<span class=\"__3 _223\"></span>27<span class=\"__3 _227\"></span>. P<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ion s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en e<span class=\"__3 _223\"></span>delly<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n, et<span class=\"__3 _221\"></span>t\u00e4 o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>al<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>list<span class=\"__3 _223\"></span>uja on j<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>jes<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>ys<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nnis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>inny<span class=\"__3 _221\"></span>t yh<span class=\"__3 _223\"></span>ti\u00f6<span class=\"__3 _223\"></span>n os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 omi<span class=\"__3 _228\"></span>sta<span class=\"__3 _223\"></span>a osakkeet<span class=\"__3 _228\"></span> sito<span class=\"__3 _228\"></span>ut<span class=\"__3 _223\"></span>tamis<span class=\"__3 _228\"></span>jakson a<span class=\"__3 _228\"></span>jan. Jo<span class=\"__3 _228\"></span>s osal<span class=\"__3 _228\"></span>listu<span class=\"__3 _228\"></span>jan o<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>akeom<span class=\"__3 _228\"></span>is<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>delly<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>ys o<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, ja h<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>en t<span class=\"__3 _221\"></span>y\u00f6- t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i toimi<span class=\"__3 _223\"></span>suh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>ens<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>mies<span class=\"__3 _223\"></span>- t<span class=\"__3 _223\"></span>ai y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>\u00f6su<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>een<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a on v<span class=\"__3 _223\"></span>oim<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a sit<span class=\"__3 _223\"></span>ou<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misja<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>son p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>mi<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>seen asti,<span class=\"__3 _228\"></span> osalli<span class=\"__3 _228\"></span>stuja saa yhti\u00f6lt\u00e4 palkkiona vastikkeettomia l<span class=\"__3 _228\"></span>is\u00e4os<span class=\"__3 _223\"></span>ak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>keita. Henkil\u00f6st<span class=\"__3 _228\"></span>\u00f6<span class=\"__3 _223\"></span>annissa osalli<span class=\"__3 _228\"></span>stuja saa k<span class=\"__3 _223\"></span>aht<span class=\"__3 _223\"></span>a (<span class=\"__3 _228\"></span>2) osakeomistusedel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>lyt<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>sen alai<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a osakett<span class=\"__3 _223\"></span>a kohden bruttopalkkiona yhden (<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>) li<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>\u00e4osak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>kee<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>tik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>eet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>a. Si<span class=\"__3 _223\"></span>don<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>mie<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nnis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>llist<span class=\"__3 _223\"></span>uja s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>a (2) osakeomistusedell<span class=\"__3 _228\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>sen alai<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a osaket<span class=\"__3 _223\"></span>ta kohden brut<span class=\"__3 _223\"></span>topalkkiona 1<span class=\"__3 _227\"></span>,2 lis\u00e4<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti<span class=\"__3 _223\"></span>kk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio m<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a ja y<span class=\"__3 _223\"></span>hti<span class=\"__3 _223\"></span>\u00f6n os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>ina <span class=\"__3 _229\"></span><span class=\"ls1_3 ws1_3\"> </span>sitouttamisjakson p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ymisen j\u00e4<span class=\"__3 _228\"></span>lkeen.<span class=\"__3 _13b\"> </span>Henkil\u00f6st<span class=\"__3 _223\"></span>\u00f6n ja<span class=\"__3 _228\"></span> sidonnaisasia-<span class=\"__3 _13b\"> </span>miesten lis\u00e4osakej<span class=\"__3 _228\"></span>\u00e4rjestelm\u00e4<span class=\"__3 _326\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _ea_1\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Ma<span class=\"__3 _223\"></span>ksimi os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>kem<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4 (k<span class=\"__3 _223\"></span>pl)<span class=\"__3 _327\"> </span><span class=\"ls1_3 ws1_3\">98 5<span class=\"__3 _223\"></span>35<span class=\"__3 _c8_2\"> </span>98 5<span class=\"__3 _223\"></span>35<span class=\"__3 _13b\"> </span></span>Ans<span class=\"__3 _223\"></span>aintajak<span class=\"__3 _223\"></span>so p\u00e4\u00e4<span class=\"__3 _223\"></span>tt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y*<span class=\"__3 _328\"> </span><span class=\"ls1_3 ws1_3\">30.9.2<span class=\"__3 _223\"></span>027<span class=\"__3 _329\"> </span>30.0<span class=\"__3 _223\"></span>9.2<span class=\"__3 _223\"></span>027<span class=\"__3 _13b\"> </span></span>Ans<span class=\"__3 _223\"></span>aintak<span class=\"__3 _223\"></span>riteerit<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>y\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4olo j<span class=\"__3 _223\"></span>a osakeomistus<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>y\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4olo j<span class=\"__3 _223\"></span>a osakeomistus<span class=\"__3 _13b\"> </span>Ansainta<span class=\"__3 _223\"></span>kriteerien t\u00e4yt<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yminen (a<span class=\"__3 _223\"></span>r<span class=\"__3 _318\"></span>v<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>o)<span class=\"__3 _13b\"> </span>86 %<span class=\"__3 _330\"> </span>92 %<span class=\"__3 _13b\"> </span>Osakkeen arvo<span class=\"__3 _228\"></span> my\u00f6nt\u00e4mi<span class=\"__3 _228\"></span>sp\u00e4iv\u00e4n\u00e4<span class=\"__3 _322\"> </span><span class=\"ls39_3 ws75_2\">15<span class=\"__3 _223\"></span>,<span class=\"__3 _223\"></span>7<span class=\"__3 _223\"></span>0<span class=\"__3 _e6_1\"> </span>15,<span class=\"__3 _223\"></span>7<span class=\"__3 _221\"></span>0<span class=\"__3 _13b\"> </span></span>Lis\u00e4osakej\u00e4rjeste<span class=\"__3 _228\"></span>lm\u00e4n perusteell<span class=\"__3 _228\"></span>a annet<span class=\"__3 _223\"></span>tava<span class=\"__3 _223\"></span>t osakkeet on arvostet<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu m<span class=\"__3 _228\"></span>y\u00f6nt\u00e4mis<span class=\"__3 _228\"></span>p\u00e4iv\u00e4n\u00e4 arvioituu<span class=\"__3 _228\"></span>n k\u00e4yp\u00e4\u00e4n arvoon,<span class=\"__3 _228\"></span> josta on<span class=\"__3 _228\"></span> v\u00e4hennet<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ty ar<span class=\"__3 _223\"></span>vio ennen ansaintajakson p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ymist\u00e4 makset<span class=\"__3 _223\"></span>tavist<span class=\"__3 _223\"></span>a osi<span class=\"__3 _228\"></span>ngoista. Henkil\u00f6st<span class=\"__3 _228\"></span>\u00f6n ja si<span class=\"__3 _228\"></span>donnaisa<span class=\"__3 _223\"></span>siamiest<span class=\"__3 _228\"></span>en lis\u00e4osakepalkkioj\u00e4rj<span class=\"__3 _228\"></span>estelmist\u00e4 on k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u noi<span class=\"__3 _223\"></span>n 422 t<span class=\"__3 _223\"></span>uh<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>uluja v<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>lle 202<span class=\"__3 _223\"></span>5 (281 tu<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a euroa vuodell<span class=\"__3 _228\"></span>e 202<span class=\"__3 _228\"></span>4)<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span>8.<span class=\"__3 _223\"></span>5 Ha<span class=\"__3 _223\"></span>llintokulu<span class=\"__3 _223\"></span>t<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _10a_1\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _ea_1\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Muut henkil<span class=\"__3 _228\"></span>\u00f6kulut<span class=\"__3 _5e_2\"> </span><span class=\"ls27_3 ws4b_2\">-6<span class=\"__3 _223\"></span>62<span class=\"__3 _f2_1\"> </span><span class=\"ls35_3 ws7_3\">-7<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>9<span class=\"__3 _13b\"> </span></span></span>IT- ja yh<span class=\"__3 _223\"></span>tey<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t<span class=\"__3 _10b_1\"> </span>-3 0<span class=\"__3 _223\"></span>42<span class=\"__3 _4d_2\"> </span><span class=\"ls14_3 ws4d_2\">-2 707<span class=\"__3 _13b\"> </span></span>Konsultointi<span class=\"__3 _228\"></span> ja muut ostetut palvelut<span class=\"__3 _10c_1\"> </span><span class=\"ls14_3 ws4d_2\">-2 29<span class=\"__3 _223\"></span>1<span class=\"__3 _10d_1\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 7<span class=\"__3 _221\"></span>9<span class=\"__3 _221\"></span>8<span class=\"__3 _13b\"> </span></span></span>Ma<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>oin<span class=\"__3 _223\"></span>ti- j<span class=\"__3 _223\"></span>a IR-<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t<span class=\"__3 _284\"> </span><span class=\"ls26_3 ws5_3\">-<span class=\"__3 _223\"></span>8<span class=\"__3 _223\"></span>75<span class=\"__3 _f2_1\"> </span><span class=\"ls35_3 ws7_3\">-7<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>8<span class=\"__3 _13b\"> </span></span></span>Myynti- j<span class=\"__3 _228\"></span>a matkakulut<span class=\"__3 _304\"> </span><span class=\"lsc_3 ws3c_3\">-902<span class=\"__3 _f2_1\"> </span><span class=\"ls14_3 ws4d_2\">-<span class=\"__3 _223\"></span>979<span class=\"__3 _13b\"> </span></span></span>Muut hall<span class=\"__3 _228\"></span>intokulut<span class=\"__3 _297\"> </span><span class=\"ls16_3 ws69_2\">-<span class=\"__3 _221\"></span>637<span class=\"__3 _f2_1\"> </span><span class=\"ls27_3 ws4b_2\">-593<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _10e_1\"> </span><span class=\"ls1b_3 ws34_3\">-8 409<span class=\"__3 _eb_1\"> </span><span class=\"ls3a_3 ws6d_2\">-7<span class=\"__3 _223\"></span> 5<span class=\"__3 _221\"></span>13</span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-336": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls32_3 ws3_3 gs1d3\">8.<span class=\"__3 _227\"></span>1 L<span class=\"__3 _223\"></span>aatimisperiaate<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs1d4\">T<span class=\"__3 _228\"></span>y\u00f6suhde-etuuk<span class=\"__3 _223\"></span>sii<span class=\"__3 _228\"></span>n sis\u00e4lty<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t seuraav<span class=\"__3 _223\"></span>at:<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs1d5\">a)  <span class=\"__3 _275\"> </span>lyhyt<span class=\"__3 _223\"></span>aikaiset t<span class=\"__3 _223\"></span>y\u00f6suhde-<span class=\"__3 _223\"></span>etuudet<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs1d6\">b<span class=\"__3 _228\"></span>)  <span class=\"__3 _275\"> </span>ty\u00f6suhteen p\u00e4\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ty<span class=\"__3 _223\"></span>misen j\u00e4lke<span class=\"__3 _228\"></span>iset etuudet<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs1d7\">c<span class=\"__3 _228\"></span>)  <span class=\"__3 _275\"> </span>muut pitk<span class=\"__3 _223\"></span>\u00e4aik<span class=\"__3 _223\"></span>aiset ty\u00f6suhde<span class=\"__3 _223\"></span>-et<span class=\"__3 _223\"></span>uudet<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs1d8\">d) <span class=\"__3 _228\"></span> <span class=\"__3 _275\"> </span>t<span class=\"__3 _223\"></span>y\u00f6<span class=\"__3 _223\"></span>suh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>en p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4mis<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n liit<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t e<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>et, e<span class=\"__3 _223\"></span>li ir<span class=\"__3 _223\"></span>tis<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>no<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws93_2 gs1d9\">  yhteydess\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws94_2 gs1da\">  suoritet<span class=\"__3 _223\"></span>tav<span class=\"__3 _223\"></span>at <span class=\"__3 _f3_1\"></span>etuudet </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs1db\">e<span class=\"__3 _228\"></span>)  <span class=\"__3 _f4_1\"></span> <span class=\"__3 _275\"> </span>osakeperus<span class=\"__3 _228\"></span>teise<span class=\"__3 _228\"></span>t maksut<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1c_3 ws95_2 gs1dc\">a) Lyhy<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>et t<span class=\"__3 _221\"></span>y\u00f6su<span class=\"__3 _223\"></span>hd<span class=\"__3 _223\"></span>e-<span class=\"__3 _221\"></span>etu<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>et sis<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>lt<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>t p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t, p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot s<span class=\"__3 _223\"></span>ek<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws67_2 gs1dd\">luo<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>du<span class=\"__3 _223\"></span>t, v<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>silom<span class=\"__3 _223\"></span>at j<span class=\"__3 _223\"></span>a bo<span class=\"__3 _223\"></span>nu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>. Ne k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n sille k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>delle, j<span class=\"__3 _223\"></span>olla </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs1de\">k<span class=\"__3 _223\"></span>yseinen<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>y\u00f6 on suori<span class=\"__3 _228\"></span>tet<span class=\"__3 _223\"></span>tu.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws7a_2 gs1df\">b) T<span class=\"__3 _228\"></span>y\u00f6su<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>en p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en j<span class=\"__3 _223\"></span>\u00e4lkei<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t et<span class=\"__3 _223\"></span>uud<span class=\"__3 _223\"></span>et m<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ajillee<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>y\u00f6<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wsb_3 gs1e0\">suhteen p\u00e4\u00e4tt<span class=\"__3 _223\"></span>ymisen j\u00e4l<span class=\"__3 _228\"></span>keen. United<span class=\"__3 _228\"></span> Ba<span class=\"__3 _223\"></span>nkersissa n\u00e4m\u00e4 etuudet k<span class=\"__3 _228\"></span>oos<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws67_2 gs1e1\">tu<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t el\u00e4k<span class=\"__3 _223\"></span>keis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4. Kon<span class=\"__3 _223\"></span>ser<span class=\"__3 _223\"></span>nin el\u00e4<span class=\"__3 _223\"></span>kej\u00e4rje<span class=\"__3 _223\"></span>stely<span class=\"__3 _221\"></span>t on hoidet<span class=\"__3 _221\"></span>tu ulkopu<span class=\"__3 _223\"></span>olisiss<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls17_3 ws30_3 gs1e2\">el\u00e4k<span class=\"__3 _228\"></span>evakuutusyhti\u00f6<span class=\"__3 _228\"></span>iss\u00e4. E<span class=\"__3 _228\"></span>l\u00e4kej\u00e4r<span class=\"__3 _228\"></span>jeste<span class=\"__3 _228\"></span>lyt luokit<span class=\"__3 _228\"></span>ell<span class=\"__3 _228\"></span>a<span class=\"__3 _223\"></span>an j<span class=\"__3 _228\"></span>oko maksu-<span class=\"__3 _228\"></span> tai </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws18_3 gs1e3\">etuuspohjaisiksi<span class=\"__3 _228\"></span> j\u00e4<span class=\"__3 _223\"></span>rjestelyiksi<span class=\"__3 _228\"></span>. Mak<span class=\"__3 _223\"></span>supohjaisel<span class=\"__3 _228\"></span>la j\u00e4rjestelyll\u00e4<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>arkoite<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws96_2 gs1e4\">t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an el<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>ej\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>stel<span class=\"__3 _223\"></span>y\u00e4<span class=\"__3 _223\"></span>, jos<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a U<span class=\"__3 _223\"></span>nite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nke<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>s ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a kiin<span class=\"__3 _223\"></span>tei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>suj<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws37_3 gs1e5\">erillise<span class=\"__3 _223\"></span>lle yk<span class=\"__3 _223\"></span>sik\u00f6<span class=\"__3 _223\"></span>lle, eik<span class=\"__3 _223\"></span>\u00e4 Un<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ker<span class=\"__3 _223\"></span>silla ol<span class=\"__3 _223\"></span>e oike<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>ellisia t<span class=\"__3 _223\"></span>ai to<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>si<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws27_3 gs1e6\">allisia velvoit<span class=\"__3 _223\"></span>tei<span class=\"__3 _223\"></span>ta lis<span class=\"__3 _223\"></span>\u00e4m<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>sujen s<span class=\"__3 _223\"></span>uori<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>een, jo<span class=\"__3 _223\"></span>s ma<span class=\"__3 _223\"></span>ksuje<span class=\"__3 _223\"></span>n sa<span class=\"__3 _223\"></span>aja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div>holla ei ol<span class=\"__3 _223\"></span>e riit<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sti v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>roja k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ien el<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>e-<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sie<span class=\"__3 _223\"></span>n ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mise<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>. Mak<span class=\"__3 _223\"></span>supohjaisi<span class=\"__3 _228\"></span>in j\u00e4rjestelyih<span class=\"__3 _228\"></span>in suoritetut ma<span class=\"__3 _223\"></span>ksut kirjat<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n tulosvaikut<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>teis<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ti niille k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>sille, joit<span class=\"__3 _223\"></span>a n<span class=\"__3 _223\"></span>e kos<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t. E<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>koo<span class=\"__3 _223\"></span>n su<span class=\"__3 _223\"></span>ori<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>t ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>su<span class=\"__3 _223\"></span>t kir<span class=\"__3 _223\"></span>ja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misi<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>i silt<span class=\"__3 _223\"></span>\u00e4 osi<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>uin n<span class=\"__3 _223\"></span>e joh<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t va<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>ten m<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>suje<span class=\"__3 _223\"></span>n v\u00e4henemiseen tai rahana sa<span class=\"__3 _223\"></span>atav<span class=\"__3 _223\"></span>aan palautukseen.<span class=\"__3 _13b\"> </span>United Bankers -kons<span class=\"__3 _223\"></span>ernil<span class=\"__3 _228\"></span>la ei ole<span class=\"__3 _228\"></span> etuusp<span class=\"__3 _223\"></span>ohjaisia<span class=\"__3 _228\"></span> el\u00e4kej\u00e4rjestelyj\u00e4. c<span class=\"__3 _228\"></span>) Muita pitk<span class=\"__3 _223\"></span>\u00e4aik<span class=\"__3 _223\"></span>aisia ty\u00f6suhde<span class=\"__3 _223\"></span>-et<span class=\"__3 _223\"></span>uuksia ovat kaik<span class=\"__3 _223\"></span>ki muut t<span class=\"__3 _223\"></span>y\u00f6suh<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>de-et<span class=\"__3 _223\"></span>uudet kuin<span class=\"__3 _228\"></span> lyhy<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>aikaiset, ty\u00f6suhteen p\u00e4\u00e4t<span class=\"__3 _223\"></span>ty<span class=\"__3 _223\"></span>misen j\u00e4<span class=\"__3 _228\"></span>lkeiset sek\u00e4 t<span class=\"__3 _223\"></span>y\u00f6s<span class=\"__3 _223\"></span>uh<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n liit<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t e<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>et. N<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 ov<span class=\"__3 _223\"></span>at e<span class=\"__3 _223\"></span>sim. p<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>set p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>alliset pois<span class=\"__3 _223\"></span>sa<span class=\"__3 _223\"></span>olot ku<span class=\"__3 _223\"></span>ten s<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>tiv<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a.<span class=\"__3 _13b\"> </span>d) T<span class=\"__3 _228\"></span>y\u00f6suhteen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>t\u00e4<span class=\"__3 _223\"></span>miseen l<span class=\"__3 _228\"></span>iitt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v\u00e4t etuudet eiv\u00e4t perustu ty\u00f6suorituk<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>seen vaan ty\u00f6suhteen p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ymiseen.<span class=\"__3 _228\"></span> N<span class=\"__3 _223\"></span>\u00e4m\u00e4 etuudet koo<span class=\"__3 _228\"></span>stu<span class=\"__3 _223\"></span>vat irtisano<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>misk<span class=\"__3 _228\"></span>or<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>auksista. T<span class=\"__3 _228\"></span>y\u00f6suhteen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>t\u00e4miseen li<span class=\"__3 _228\"></span>itt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t etuudet<span class=\"__3 _228\"></span> aiheutuv<span class=\"__3 _223\"></span>at joko<span class=\"__3 _228\"></span> konsernin p\u00e4\u00e4t\u00f6ksest<span class=\"__3 _223\"></span>\u00e4 p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4\u00e4 t<span class=\"__3 _223\"></span>y\u00f6suhde tai ty\u00f6ntekij\u00e4n<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6k<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>\u00e4 hy<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>sy<span class=\"__3 _223\"></span>\u00e4 Un<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ker<span class=\"__3 _223\"></span>si<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>arj<span class=\"__3 _223\"></span>oa<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>at e<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>et v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>tik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>i t<span class=\"__3 _223\"></span>y\u00f6<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>suhteen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>t\u00e4misest\u00e4. Kyse<span class=\"__3 _228\"></span>iset etuudet<span class=\"__3 _228\"></span> kirjata<span class=\"__3 _223\"></span>an aikaisem<span class=\"__3 _228\"></span>p<span class=\"__3 _223\"></span>ana seu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ra<span class=\"__3 _221\"></span>avis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a aj<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>koh<span class=\"__3 _223\"></span>dis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a: k<span class=\"__3 _223\"></span>un U<span class=\"__3 _223\"></span>nit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nke<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>s ei en<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 voi p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>i<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>si\u00e4 et<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sia ko<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>rjo<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>an; ja k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>n kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a me<span class=\"__3 _223\"></span>no<span class=\"__3 _223\"></span>n uudel<span class=\"__3 _228\"></span>leenj\u00e4rjest<span class=\"__3 _228\"></span>elyst\u00e4, jonka yhteydess\u00e4 suoritetaan t<span class=\"__3 _223\"></span>y\u00f6suhteen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t\u00e4<span class=\"__3 _223\"></span>miseen l<span class=\"__3 _228\"></span>iit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>vi\u00e4 etuuksia<span class=\"__3 _13b\"> </span>.<span class=\"__3 _13b\"> </span>e<span class=\"__3 _228\"></span>) Ko<span class=\"__3 _223\"></span>nse<span class=\"__3 _223\"></span>rnilla on os<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>epe<span class=\"__3 _223\"></span>rus<span class=\"__3 _223\"></span>teisia p<span class=\"__3 _223\"></span>alki<span class=\"__3 _223\"></span>ts<span class=\"__3 _223\"></span>emisj\u00e4rje<span class=\"__3 _223\"></span>stelyj<span class=\"__3 _223\"></span>\u00e4, jois<span class=\"__3 _223\"></span>sa m<span class=\"__3 _223\"></span>ak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>sut suorit<span class=\"__3 _228\"></span>et<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n emoyhti<span class=\"__3 _228\"></span>\u00f6n oman p\u00e4\u00e4om<span class=\"__3 _223\"></span>an ehtoi<span class=\"__3 _228\"></span>sina instrumentteina. Osakeperusteiset j\u00e4r<span class=\"__3 _228\"></span>jestelyt ar<span class=\"__3 _223\"></span>vostetaa<span class=\"__3 _223\"></span>n k\u00e4yp\u00e4<span class=\"__3 _223\"></span>\u00e4n ar<span class=\"__3 _223\"></span>voon n<span class=\"__3 _228\"></span>iiden my<span class=\"__3 _228\"></span>\u00f6n<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>\u00e4mi<span class=\"__3 _223\"></span>she<span class=\"__3 _223\"></span>tk<span class=\"__3 _223\"></span>ell\u00e4 ja e<span class=\"__3 _223\"></span>du<span class=\"__3 _223\"></span>n ar<span class=\"__3 _221\"></span>vo k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>uluk<span class=\"__3 _223\"></span>si t<span class=\"__3 _223\"></span>ulosl<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>skelm<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n oik<span class=\"__3 _223\"></span>eud<span class=\"__3 _223\"></span>en synty<span class=\"__3 _223\"></span>misajan<span class=\"__3 _228\"></span>jak<span class=\"__3 _223\"></span>son aikana. Kulut<span class=\"__3 _228\"></span> esitet\u00e4\u00e4<span class=\"__3 _223\"></span>n henkil<span class=\"__3 _228\"></span>\u00f6st\u00f6kuluissa henki<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>l\u00f6st\u00f6n<span class=\"__3 _228\"></span> os<span class=\"__3 _223\"></span>alta ja mui<span class=\"__3 _228\"></span>ss<span class=\"__3 _223\"></span>a hall<span class=\"__3 _228\"></span>intokulu<span class=\"__3 _228\"></span>iss<span class=\"__3 _223\"></span>a sid<span class=\"__3 _228\"></span>onn<span class=\"__3 _223\"></span>aisasiamiehi<span class=\"__3 _228\"></span>lle<span class=\"__3 _228\"></span> suun<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>na<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ujen a<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>ien o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>alt<span class=\"__3 _223\"></span>a",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-337": {
   "value": "b) T<span class=\"__3 _228\"></span>y\u00f6su<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>en p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en j<span class=\"__3 _223\"></span>\u00e4lkei<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t et<span class=\"__3 _223\"></span>uud<span class=\"__3 _223\"></span>et m<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ajillee<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>y\u00f6<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>suhteen p\u00e4\u00e4tt<span class=\"__3 _223\"></span>ymisen j\u00e4l<span class=\"__3 _228\"></span>keen. United<span class=\"__3 _228\"></span> Ba<span class=\"__3 _223\"></span>nkersissa n\u00e4m\u00e4 etuudet k<span class=\"__3 _228\"></span>oos<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t el\u00e4k<span class=\"__3 _223\"></span>keis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4. Kon<span class=\"__3 _223\"></span>ser<span class=\"__3 _223\"></span>nin el\u00e4<span class=\"__3 _223\"></span>kej\u00e4rje<span class=\"__3 _223\"></span>stely<span class=\"__3 _221\"></span>t on hoidet<span class=\"__3 _221\"></span>tu ulkopu<span class=\"__3 _223\"></span>olisiss<span class=\"__3 _223\"></span>a el\u00e4k<span class=\"__3 _228\"></span>evakuutusyhti\u00f6<span class=\"__3 _228\"></span>iss\u00e4. E<span class=\"__3 _228\"></span>l\u00e4kej\u00e4r<span class=\"__3 _228\"></span>jeste<span class=\"__3 _228\"></span>lyt luokit<span class=\"__3 _228\"></span>ell<span class=\"__3 _228\"></span>a<span class=\"__3 _223\"></span>an j<span class=\"__3 _228\"></span>oko maksu-<span class=\"__3 _228\"></span> tai etuuspohjaisiksi<span class=\"__3 _228\"></span> j\u00e4<span class=\"__3 _223\"></span>rjestelyiksi<span class=\"__3 _228\"></span>. Mak<span class=\"__3 _223\"></span>supohjaisel<span class=\"__3 _228\"></span>la j\u00e4rjestelyll\u00e4<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>arkoite<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an el<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>ej\u00e4<span class=\"__3 _223\"></span>rje<span class=\"__3 _223\"></span>stel<span class=\"__3 _223\"></span>y\u00e4<span class=\"__3 _223\"></span>, jos<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a U<span class=\"__3 _223\"></span>nite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nke<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>s ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a kiin<span class=\"__3 _223\"></span>tei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>suj<span class=\"__3 _223\"></span>a erillise<span class=\"__3 _223\"></span>lle yk<span class=\"__3 _223\"></span>sik\u00f6<span class=\"__3 _223\"></span>lle, eik<span class=\"__3 _223\"></span>\u00e4 Un<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ker<span class=\"__3 _223\"></span>silla ol<span class=\"__3 _223\"></span>e oike<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>ellisia t<span class=\"__3 _223\"></span>ai to<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>si<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>allisia velvoit<span class=\"__3 _223\"></span>tei<span class=\"__3 _223\"></span>ta lis<span class=\"__3 _223\"></span>\u00e4m<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>sujen s<span class=\"__3 _223\"></span>uori<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>amis<span class=\"__3 _223\"></span>een, jo<span class=\"__3 _223\"></span>s ma<span class=\"__3 _223\"></span>ksuje<span class=\"__3 _223\"></span>n sa<span class=\"__3 _223\"></span>aja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls18_3 ws13_3 gs1e8\">holla ei ol<span class=\"__3 _223\"></span>e riit<span class=\"__3 _221\"></span>t\u00e4<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sti v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>roja k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ien el<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>e-<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sie<span class=\"__3 _223\"></span>n ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mise<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>. </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 wsf_3 gs1e9\">Mak<span class=\"__3 _223\"></span>supohjaisi<span class=\"__3 _228\"></span>in j\u00e4rjestelyih<span class=\"__3 _228\"></span>in suoritetut ma<span class=\"__3 _223\"></span>ksut kirjat<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n tulosvaikut<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws5c_2 gs1ea\">teis<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>ti niille k<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>sille, joit<span class=\"__3 _223\"></span>a n<span class=\"__3 _223\"></span>e kos<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t. E<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>koo<span class=\"__3 _223\"></span>n su<span class=\"__3 _223\"></span>ori<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>t ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>su<span class=\"__3 _223\"></span>t </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls20_3 ws22_3 gs1eb\">kir<span class=\"__3 _223\"></span>ja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misi<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>i silt<span class=\"__3 _223\"></span>\u00e4 osi<span class=\"__3 _223\"></span>n, k<span class=\"__3 _223\"></span>uin n<span class=\"__3 _223\"></span>e joh<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t va<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>ten m<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>suje<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs1ec\">v\u00e4henemiseen tai rahana sa<span class=\"__3 _223\"></span>atav<span class=\"__3 _223\"></span>aan palautukseen.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs1ed\">United Bankers -kons<span class=\"__3 _223\"></span>ernil<span class=\"__3 _228\"></span>la ei ole<span class=\"__3 _228\"></span> etuusp<span class=\"__3 _223\"></span>ohjaisia<span class=\"__3 _228\"></span> el\u00e4kej\u00e4rjestelyj\u00e4. </div>d) T<span class=\"__3 _228\"></span>y\u00f6suhteen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>t\u00e4<span class=\"__3 _223\"></span>miseen l<span class=\"__3 _228\"></span>iitt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v\u00e4t etuudet eiv\u00e4t perustu ty\u00f6suorituk<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>seen vaan ty\u00f6suhteen p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ymiseen.<span class=\"__3 _228\"></span> N<span class=\"__3 _223\"></span>\u00e4m\u00e4 etuudet koo<span class=\"__3 _228\"></span>stu<span class=\"__3 _223\"></span>vat irtisano<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>misk<span class=\"__3 _228\"></span>or<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>auksista. T<span class=\"__3 _228\"></span>y\u00f6suhteen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>t\u00e4miseen li<span class=\"__3 _228\"></span>itt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4t etuudet<span class=\"__3 _228\"></span> aiheutuv<span class=\"__3 _223\"></span>at joko<span class=\"__3 _228\"></span> konsernin p\u00e4\u00e4t\u00f6ksest<span class=\"__3 _223\"></span>\u00e4 p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4\u00e4 t<span class=\"__3 _223\"></span>y\u00f6suhde tai ty\u00f6ntekij\u00e4n<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t\u00f6k<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>\u00e4 hy<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>sy<span class=\"__3 _223\"></span>\u00e4 Un<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>d B<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>ker<span class=\"__3 _223\"></span>si<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>arj<span class=\"__3 _223\"></span>oa<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>at e<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>et v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>tik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>i t<span class=\"__3 _223\"></span>y\u00f6<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>suhteen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _223\"></span>t\u00e4misest\u00e4. Kyse<span class=\"__3 _228\"></span>iset etuudet<span class=\"__3 _228\"></span> kirjata<span class=\"__3 _223\"></span>an aikaisem<span class=\"__3 _228\"></span>p<span class=\"__3 _223\"></span>ana seu<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ra<span class=\"__3 _221\"></span>avis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a aj<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>koh<span class=\"__3 _223\"></span>dis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a: k<span class=\"__3 _223\"></span>un U<span class=\"__3 _223\"></span>nit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nke<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>s ei en<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 voi p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>i<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>si\u00e4 et<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>sia ko<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ev<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>rjo<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>an; ja k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>n kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rni k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a me<span class=\"__3 _223\"></span>no<span class=\"__3 _223\"></span>n uudel<span class=\"__3 _228\"></span>leenj\u00e4rjest<span class=\"__3 _228\"></span>elyst\u00e4, jonka yhteydess\u00e4 suoritetaan t<span class=\"__3 _223\"></span>y\u00f6suhteen<span class=\"__3 _228\"></span> p\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t\u00e4<span class=\"__3 _223\"></span>miseen l<span class=\"__3 _228\"></span>iit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>vi\u00e4 etuuksia<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTerminationBenefits",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-338": {
   "value": "8.<span class=\"__3 _223\"></span>3 Henkil\u00f6kunnan lukum\u00e4\u00e4r\u00e4<span class=\"__3 _13b\"> </span>He<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>il\u00f6k<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>an lu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>um<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t on e<span class=\"__3 _223\"></span>sit<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y koko<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4iv<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>toimi<span class=\"__3 _223\"></span>sik<span class=\"__3 _223\"></span>si muute<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tuina<span class=\"__3 _228\"></span> (F<span class=\"__3 _223\"></span>TE)<span class=\"__3 _13b\"> </span>2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span>Henkil\u00f6kunnan lukum\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 keskim\u00e4\u00e4rin tilik<span class=\"__3 _221\"></span>au<span class=\"__3 _223\"></span>d<span class=\"__3 _223\"></span>ell<span class=\"__3 _223\"></span>a<span class=\"__3 _f8_1\"> </span><span class=\"ls38_3 ws5c_2\">16<span class=\"__3 _221\"></span>4<span class=\"__3 _c8_2\"> </span><span class=\"ls39_3 ws75_2\">15<span class=\"__3 _223\"></span>8<span class=\"__3 _13b\"> </span></span></span>Henkil\u00f6kunnan l<span class=\"__3 _228\"></span>uk<span class=\"__3 _223\"></span>um\u00e4\u00e4<span class=\"__3 _223\"></span>r\u00e4 til<span class=\"__3 _228\"></span>ikauden lopus<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _f9_1\"> </span><span class=\"ls38_3 ws5c_2\">16<span class=\"__3 _223\"></span>5<span class=\"__3 _c8_2\"> </span>16<span class=\"__3 _221\"></span>1<span class=\"__3 _13b\"> </span></span>2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span>Henkil\u00f6kunnan lukum\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4 keskim\u00e4\u00e4rin til<span class=\"__3 _228\"></span>ikauden aikana <span class=\"__3 _275\"> </span>Vakinainen<span class=\"__3 _228\"></span> kokoaikainen henkil<span class=\"__3 _228\"></span>\u00f6st\u00f6<span class=\"__3 _266\"> </span><span class=\"ls39_3 ws75_2\">15<span class=\"__3 _221\"></span>0<span class=\"__3 _c8_2\"> </span><span class=\"ls23_3 ws1a_3\">14<span class=\"__3 _221\"></span>3</span></span> <span class=\"__3 _275\"> </span>Vakinainen<span class=\"__3 _228\"></span> os<span class=\"__3 _223\"></span>a-aikainen henkil<span class=\"__3 _228\"></span>\u00f6st\u00f6<span class=\"__3 _fa_1\"> </span><span class=\"ls1_3 ws1_3\">4<span class=\"__3 _f0_1\"> </span>5</span> <span class=\"__3 _275\"> </span>M\u00e4\u00e4<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>aikainen henki<span class=\"__3 _228\"></span>l\u00f6st\u00f6<span class=\"__3 _b3_2\"> </span><span class=\"ls21_3 ws47_2\">10<span class=\"__3 _fb_1\"> </span><span class=\"ls25_3 ws4a_2\">11<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _fc_1\"> </span><span class=\"ls22_3 ws48_2\">16<span class=\"__3 _223\"></span>4<span class=\"__3 _fd_1\"> </span>15<span class=\"__3 _223\"></span>8<span class=\"__3 _13b\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutEmployeesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-339": {
   "value": "8.4 Osakeperusteiset palkitsemisj\u00e4rjestely<span class=\"__3 _223\"></span>t<span class=\"__3 _13b\"> </span>Osakeperusteiset<span class=\"__3 _228\"></span> maksut Av<span class=\"__3 _228\"></span>ainhenkil\u00f6iden osakepalkkioj\u00e4rjestelm\u00e4<span class=\"__3 _13b\"> </span>United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers Oyj on<span class=\"__3 _228\"></span> 24<span class=\"__3 _228\"></span>.6.20<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>5 ott<span class=\"__3 _223\"></span>anut k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00f6\u00f6n osakepohjai<span class=\"__3 _228\"></span>sen kan<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>nust<span class=\"__3 _223\"></span>inj\u00e4rjes<span class=\"__3 _223\"></span>telm\u00e4<span class=\"__3 _223\"></span>n av<span class=\"__3 _223\"></span>ainh<span class=\"__3 _223\"></span>enk<span class=\"__3 _223\"></span>il\u00f6ille<span class=\"__3 _228\"></span>. P<span class=\"__3 _223\"></span>alkk<span class=\"__3 _223\"></span>ioj\u00e4rje<span class=\"__3 _223\"></span>stelm<span class=\"__3 _223\"></span>\u00e4n t<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>koit<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>na o<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>a kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in liiketo<span class=\"__3 _223\"></span>imint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>tr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>tegi<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ajien j<span class=\"__3 _223\"></span>a avainhenkil<span class=\"__3 _228\"></span>\u00f6iden tavoitteet yhti\u00f6n<span class=\"__3 _228\"></span> ar<span class=\"__3 _221\"></span>von nostamiseksi<span class=\"__3 _228\"></span> pitk\u00e4ll\u00e4 ai<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>v\u00e4<span class=\"__3 _223\"></span>lill\u00e4 sek<span class=\"__3 _223\"></span>\u00e4 si<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>aa a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ain<span class=\"__3 _223\"></span>he<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>il\u00f6t y<span class=\"__3 _223\"></span>hti\u00f6<span class=\"__3 _223\"></span>\u00f6n j<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>jot<span class=\"__3 _223\"></span>a he<span class=\"__3 _223\"></span>ille kilp<span class=\"__3 _223\"></span>ailuk<span class=\"__3 _221\"></span>y<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>k<span class=\"__3 _223\"></span>yinen yhti<span class=\"__3 _228\"></span>\u00f6n osak<span class=\"__3 _223\"></span>keiden<span class=\"__3 _228\"></span> ans<span class=\"__3 _223\"></span>ainta<span class=\"__3 _223\"></span>an ja arvon kehi<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>seen perustuva palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioj\u00e4rjes<span class=\"__3 _223\"></span>telm<span class=\"__3 _223\"></span>\u00e4. Os<span class=\"__3 _223\"></span>ake<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioj\u00e4rje<span class=\"__3 _223\"></span>stelm<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 oli til<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>udella voim<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a kolme kolme<span class=\"__3 _223\"></span>n vuoden ansaintajakso<span class=\"__3 _223\"></span>a, kalenterivuodet 2023-2025<span class=\"__3 _228\"></span>, 202<span class=\"__3 _228\"></span>4-2026 ja<span class=\"__3 _228\"></span> 2025-2027<span class=\"__3 _227\"></span>. Yhti\u00f6n hal<span class=\"__3 _228\"></span>litus p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 j\u00e4rjestelm\u00e4n ansaintak<span class=\"__3 _223\"></span>riteerit ja<span class=\"__3 _13b\"> </span>11<span class=\"__3 _223\"></span>4<span class=\"__3 _13b\"> </span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span>asetett<span class=\"__3 _223\"></span>avat tavoit<span class=\"__3 _223\"></span>teet ansaintajakson al<span class=\"__3 _228\"></span>uss<span class=\"__3 _223\"></span>a. J\u00e4rjestel<span class=\"__3 _228\"></span>m\u00e4<span class=\"__3 _223\"></span>n perusteel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>la maksett<span class=\"__3 _223\"></span>avat palkkio<span class=\"__3 _228\"></span>t perustuvat hall<span class=\"__3 _228\"></span>ituksen asett<span class=\"__3 _223\"></span>amien<span class=\"__3 _228\"></span> konsernin<span class=\"__3 _228\"></span> taloudel<span class=\"__3 _228\"></span>listen tavoitteiden<span class=\"__3 _228\"></span> sek<span class=\"__3 _223\"></span>\u00e4 kul<span class=\"__3 _228\"></span>lekin avainhenkil<span class=\"__3 _228\"></span>\u00f6lle<span class=\"__3 _228\"></span> as<span class=\"__3 _223\"></span>etettujen<span class=\"__3 _228\"></span> yk<span class=\"__3 _223\"></span>sil\u00f6t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>on t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>voit<span class=\"__3 _221\"></span>teid<span class=\"__3 _223\"></span>en s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n. M<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>dolline<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>io k<span class=\"__3 _223\"></span>ult<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>kin<span class=\"__3 _228\"></span> ansaintajakso<span class=\"__3 _228\"></span>lta maksetaan ansaintaj<span class=\"__3 _228\"></span>akson p\u00e4\u00e4ty<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ty\u00e4. J\u00e4rje<span class=\"__3 _228\"></span>stel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>m\u00e4<span class=\"__3 _223\"></span>n piiriin kuuluu seit<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>n yhti\u00f6<span class=\"__3 _223\"></span>n av<span class=\"__3 _223\"></span>ainhe<span class=\"__3 _223\"></span>nkil\u00f6<span class=\"__3 _223\"></span>\u00e4. Os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>kep<span class=\"__3 _223\"></span>alkk<span class=\"__3 _223\"></span>ioj\u00e4r<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>jes<span class=\"__3 _223\"></span>telm<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n muk<span class=\"__3 _221\"></span>aine<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>io ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n osi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ain y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>ti\u00f6<span class=\"__3 _223\"></span>n os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kein<span class=\"__3 _223\"></span>a ja osi<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tain rahana.<span class=\"__3 _13b\"> </span>Avainhenkil\u00f6iden palk<span class=\"__3 _223\"></span>kioj\u00e4rjes<span class=\"__3 _223\"></span>telm\u00e4<span class=\"__3 _283\"> </span><span class=\"ls1c_3 ws31_3\">2025-2027<span class=\"__3 _224\"> </span>2024-2026<span class=\"__3 _306\"> </span><span class=\"ls13_3 ws26_3\">2023\u20132025<span class=\"__3 _13b\"> </span></span></span>Ma<span class=\"__3 _223\"></span>ksimi os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>kem<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4 (k<span class=\"__3 _223\"></span>pl)<span class=\"__3 _228\"></span>*<span class=\"__3 _fe_1\"> </span><span class=\"ls13_3 ws26_3\">73<span class=\"__3 _228\"></span> 080<span class=\"__3 _272\"> </span><span class=\"ls1_3 ws1_3\">59 72<span class=\"__3 _223\"></span>9<span class=\"__3 _271\"> </span><span class=\"ls25_3 ws4a_2\">5<span class=\"__3 _223\"></span>1<span class=\"__3 _221\"></span> 7<span class=\"__3 _223\"></span>11<span class=\"__3 _13b\"> </span></span></span></span>Ans<span class=\"__3 _223\"></span>aintajak<span class=\"__3 _223\"></span>so p\u00e4\u00e4<span class=\"__3 _223\"></span>tt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y<span class=\"__3 _ff_1\"> </span><span class=\"ls2a_3 ws4e_2\">3<span class=\"__3 _223\"></span>1.12<span class=\"__3 _223\"></span>.<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _223\"></span>2<span class=\"__3 _221\"></span>7<span class=\"__3 _305\"> </span>3<span class=\"__3 _221\"></span>1.12.<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>6<span class=\"__3 _305\"> </span>3<span class=\"__3 _221\"></span>1.12.<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>5<span class=\"__3 _13b\"> </span></span>Ans<span class=\"__3 _223\"></span>aintak<span class=\"__3 _223\"></span>riteerit<span class=\"__3 _321\"> </span><span class=\"ls8_3 ws9_3\">T<span class=\"__3 _228\"></span>y\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4olo ja t<span class=\"__3 _223\"></span>ulos<span class=\"__3 _322\"> </span>T<span class=\"__3 _228\"></span>y\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4olo ja t<span class=\"__3 _223\"></span>ulos<span class=\"__3 _322\"> </span>T<span class=\"__3 _228\"></span>y\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4olo ja t<span class=\"__3 _223\"></span>ulos<span class=\"__3 _13b\"> </span></span>Ansainta<span class=\"__3 _223\"></span>kriteerien t\u00e4yt<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yminen<span class=\"__3 _323\"> </span><span class=\"ls1_3 ws1_3\">63 %<span class=\"__3 _b3_2\"> </span>91 %<span class=\"__3 _b3_2\"> </span>9<span class=\"__3 _223\"></span>2 %<span class=\"__3 _13b\"> </span></span>Osakkeen arvo<span class=\"__3 _228\"></span> my\u00f6nt\u00e4mi<span class=\"__3 _228\"></span>sp\u00e4iv\u00e4n\u00e4<span class=\"__3 _324\"> </span><span class=\"ls1_3 ws1_3\"> 1<span class=\"__3 _228\"></span>7<span class=\"__3 _227\"></span>,8<span class=\"__3 _223\"></span>0 \u20ac <span class=\"__3 _270\"> </span> 1<span class=\"__3 _228\"></span>4,<span class=\"__3 _228\"></span>4<span class=\"__3 _223\"></span>0 \u20ac <span class=\"__3 _325\"> </span> 1<span class=\"__3 _228\"></span>3,6<span class=\"__3 _223\"></span>0 \u20ac </span>*sis\u00e4l<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4e<span class=\"__3 _223\"></span>n my\u00f6<span class=\"__3 _223\"></span>s ra<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>av<span class=\"__3 _223\"></span>an o<span class=\"__3 _223\"></span>su<span class=\"__3 _223\"></span>ude<span class=\"__3 _223\"></span>n. Av<span class=\"__3 _223\"></span>ain<span class=\"__3 _223\"></span>he<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>il\u00f6id<span class=\"__3 _223\"></span>en os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioj\u00e4<span class=\"__3 _223\"></span>rjes<span class=\"__3 _223\"></span>telm<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n tilik<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>lle 202<span class=\"__3 _223\"></span>5 kir<span class=\"__3 _223\"></span>jat<span class=\"__3 _221\"></span>tu k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 867 tu<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a (1 1<span class=\"__3 _228\"></span>5<span class=\"__3 _223\"></span>8 tu<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a tilik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>elle 20<span class=\"__3 _223\"></span>24<span class=\"__3 _228\"></span>) j<span class=\"__3 _223\"></span>a velk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>tee<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>\u00e4 1 3<span class=\"__3 _223\"></span>57 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a 31<span class=\"__3 _228\"></span>.<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>02<span class=\"__3 _223\"></span>5 (1 38<span class=\"__3 _223\"></span>4 tu<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>uro<span class=\"__3 _223\"></span>a 31.<span class=\"__3 _227\"></span>1<span class=\"__3 _228\"></span>2.2<span class=\"__3 _223\"></span>024)<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lsc_3 ws3c_3 gs220\">Henkil\u00f6st<span class=\"__3 _223\"></span>\u00f6n ja<span class=\"__3 _228\"></span> sidonnaisasia-<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1a_3 ws1d_3 gs221\">miesten lis\u00e4osakej<span class=\"__3 _228\"></span>\u00e4rjestelm\u00e4<span class=\"__3 _326\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _ea_1\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs222\">Ma<span class=\"__3 _223\"></span>ksimi os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>kem<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4 (k<span class=\"__3 _223\"></span>pl)<span class=\"__3 _327\"> </span><span class=\"ls1_3 ws1_3\">98 5<span class=\"__3 _223\"></span>35<span class=\"__3 _c8_2\"> </span>98 5<span class=\"__3 _223\"></span>35<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs223\">Ans<span class=\"__3 _223\"></span>aintajak<span class=\"__3 _223\"></span>so p\u00e4\u00e4<span class=\"__3 _223\"></span>tt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y*<span class=\"__3 _328\"> </span><span class=\"ls1_3 ws1_3\">30.9.2<span class=\"__3 _223\"></span>027<span class=\"__3 _329\"> </span>30.0<span class=\"__3 _223\"></span>9.2<span class=\"__3 _223\"></span>027<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs224\">Ans<span class=\"__3 _223\"></span>aintak<span class=\"__3 _223\"></span>riteerit<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs225\">T<span class=\"__3 _228\"></span>y\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4olo j<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs226\">osakeomistus<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs227\">T<span class=\"__3 _228\"></span>y\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4olo j<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs228\">osakeomistus<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs229\">Ansainta<span class=\"__3 _223\"></span>kriteerien t\u00e4yt<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yminen </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls4a_2 ws97_2 gs22a\">(a<span class=\"__3 _223\"></span>r<span class=\"__3 _318\"></span>v<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>o)<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs22b\">86 %<span class=\"__3 _330\"> </span>92 %<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs22c\">Osakkeen arvo<span class=\"__3 _228\"></span> my\u00f6nt\u00e4mi<span class=\"__3 _228\"></span>sp\u00e4iv\u00e4n\u00e4<span class=\"__3 _322\"> </span><span class=\"ls39_3 ws75_2\">15<span class=\"__3 _223\"></span>,<span class=\"__3 _223\"></span>7<span class=\"__3 _223\"></span>0<span class=\"__3 _e6_1\"> </span>15,<span class=\"__3 _223\"></span>7<span class=\"__3 _221\"></span>0<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs22d\">Lis\u00e4osakej\u00e4rjeste<span class=\"__3 _228\"></span>lm\u00e4n perusteell<span class=\"__3 _228\"></span>a annet<span class=\"__3 _223\"></span>tava<span class=\"__3 _223\"></span>t osakkeet on arvostet<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs22e\">tu m<span class=\"__3 _228\"></span>y\u00f6nt\u00e4mis<span class=\"__3 _228\"></span>p\u00e4iv\u00e4n\u00e4 arvioituu<span class=\"__3 _228\"></span>n k\u00e4yp\u00e4\u00e4n arvoon,<span class=\"__3 _228\"></span> josta on<span class=\"__3 _228\"></span> v\u00e4hennet<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs22f\">ty ar<span class=\"__3 _223\"></span>vio ennen ansaintajakson p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ymist\u00e4 makset<span class=\"__3 _223\"></span>tavist<span class=\"__3 _223\"></span>a osi<span class=\"__3 _228\"></span>ngoista. </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs230\">Henkil\u00f6st<span class=\"__3 _228\"></span>\u00f6n ja si<span class=\"__3 _228\"></span>donnaisa<span class=\"__3 _223\"></span>siamiest<span class=\"__3 _228\"></span>en lis\u00e4osakepalkkioj\u00e4rj<span class=\"__3 _228\"></span>estelmist\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs231\">on k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u noi<span class=\"__3 _223\"></span>n 422 t<span class=\"__3 _223\"></span>uh<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>uluja v<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>lle 202<span class=\"__3 _223\"></span>5 (281 tu<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs232\">euroa vuodell<span class=\"__3 _228\"></span>e 202<span class=\"__3 _228\"></span>4)<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gs23e\">Henkil\u00f6st\u00f6n ja sidonnaisasiamiesten osakepalkkioj\u00e4rjestelm\u00e4<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws18_3 gs23f\">Unit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s O<span class=\"__3 _223\"></span>yj:n hallitu<span class=\"__3 _223\"></span>s p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>ti 29.4.2<span class=\"__3 _223\"></span>024 suun<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>ea<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1c_3 ws3d_3 gs240\">neista kon<span class=\"__3 _228\"></span>ser<span class=\"__3 _223\"></span>nin<span class=\"__3 _228\"></span> henkil\u00f6st\u00f6<span class=\"__3 _228\"></span>lle ja<span class=\"__3 _228\"></span> johdol<span class=\"__3 _228\"></span>le sek\u00e4 konserni<span class=\"__3 _228\"></span>n sidonnais<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lse_3 ws84_2 gs241\">asia<span class=\"__3 _223\"></span>miehille ja tiet<span class=\"__3 _223\"></span>yille yhti\u00f6n kons<span class=\"__3 _223\"></span>ernin h<span class=\"__3 _223\"></span>allinnoimien vaih<span class=\"__3 _223\"></span>toeh<span class=\"__3 _223\"></span>tor<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls33_3 ws3d_3 gs242\">hastojen<span class=\"__3 _228\"></span> johtoasema<span class=\"__3 _223\"></span>ssa olevien avai<span class=\"__3 _228\"></span>nhenkil\u00f6iden<span class=\"__3 _228\"></span> omistusyhteis\u00f6<span class=\"__3 _228\"></span>il<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws9a_2 gs243\">le. He<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>il\u00f6s<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>- ja sid<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>mie<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>nei<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>iin yh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>ens<span class=\"__3 _223\"></span>\u00e4 190 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws2a_3 gs244\">00<span class=\"__3 _223\"></span>0 y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>i\u00f6n u<span class=\"__3 _223\"></span>ut<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>a os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a. M<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>yihi<span class=\"__3 _223\"></span>n os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>keisiin e<span class=\"__3 _223\"></span>i liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t eri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yis<span class=\"__3 _223\"></span>i\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls11_3 ws1e_3 gs245\">an<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>aint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>eh<span class=\"__3 _223\"></span>toja j<span class=\"__3 _223\"></span>a mer<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>t os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kee<span class=\"__3 _223\"></span>t ma<span class=\"__3 _223\"></span>hd<span class=\"__3 _223\"></span>ollist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>llistu<span class=\"__3 _223\"></span>mise<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ule<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws65_2 gs246\">viin mainit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uihin anteihin liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>iin lis\u00e4os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>kej\u00e4rjes<span class=\"__3 _223\"></span>telmiin. Suunn<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ujen </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls11_3 ws1e_3 gs247\">an<span class=\"__3 _223\"></span>tie<span class=\"__3 _223\"></span>n me<span class=\"__3 _223\"></span>rk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4hi<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>an j<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>v\u00e4<span class=\"__3 _223\"></span>n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>\u00e4line<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>us 324 tuh<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs248\">on k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u k<span class=\"__3 _223\"></span>uluk<span class=\"__3 _223\"></span>si t<span class=\"__3 _223\"></span>ilika<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>elle 20<span class=\"__3 _223\"></span>24<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws9b_2 gs249\">Henkil\u00f6st<span class=\"__3 _228\"></span>\u00f6n ja si<span class=\"__3 _228\"></span>donnaisa<span class=\"__3 _223\"></span>siamiest<span class=\"__3 _228\"></span>en osakepohjaisessa kannustin- ja </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls49_2 ws35_3 gs24a\">sit<span class=\"__3 _228\"></span>outt<span class=\"__3 _223\"></span>amis<span class=\"__3 _228\"></span>j\u00e4rj<span class=\"__3 _228\"></span>estel<span class=\"__3 _228\"></span>m\u00e4s<span class=\"__3 _223\"></span>s\u00e4 on<span class=\"__3 _228\"></span> sitouttamis<span class=\"__3 _228\"></span>jakso,<span class=\"__3 _228\"></span> joka a<span class=\"__3 _228\"></span>lkoi<span class=\"__3 _228\"></span> 27<span class=\"__3 _227\"></span>.<span class=\"__3 _228\"></span>5.202<span class=\"__3 _227\"></span>4 </div>a p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y 3<span class=\"__3 _223\"></span>0.9.20<span class=\"__3 _223\"></span>27<span class=\"__3 _227\"></span>. P<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ion s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en e<span class=\"__3 _223\"></span>delly<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n, et<span class=\"__3 _221\"></span>t\u00e4 o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>al<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>list<span class=\"__3 _223\"></span>uja on j<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>jes<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>ys<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nnis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>inny<span class=\"__3 _221\"></span>t yh<span class=\"__3 _223\"></span>ti\u00f6<span class=\"__3 _223\"></span>n os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 omi<span class=\"__3 _228\"></span>sta<span class=\"__3 _223\"></span>a osakkeet<span class=\"__3 _228\"></span> sito<span class=\"__3 _228\"></span>ut<span class=\"__3 _223\"></span>tamis<span class=\"__3 _228\"></span>jakson a<span class=\"__3 _228\"></span>jan. Jo<span class=\"__3 _228\"></span>s osal<span class=\"__3 _228\"></span>listu<span class=\"__3 _228\"></span>jan o<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>akeom<span class=\"__3 _228\"></span>is<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>tu<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>delly<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>ys o<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, ja h<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>en t<span class=\"__3 _221\"></span>y\u00f6- t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i toimi<span class=\"__3 _223\"></span>suh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>ens<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>mies<span class=\"__3 _223\"></span>- t<span class=\"__3 _223\"></span>ai y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>\u00f6su<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>een<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a on v<span class=\"__3 _223\"></span>oim<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a sit<span class=\"__3 _223\"></span>ou<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misja<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>son p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>mi<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>seen asti,<span class=\"__3 _228\"></span> osalli<span class=\"__3 _228\"></span>stuja saa yhti\u00f6lt\u00e4 palkkiona vastikkeettomia l<span class=\"__3 _228\"></span>is\u00e4os<span class=\"__3 _223\"></span>ak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>keita. Henkil\u00f6st<span class=\"__3 _228\"></span>\u00f6<span class=\"__3 _223\"></span>annissa osalli<span class=\"__3 _228\"></span>stuja saa k<span class=\"__3 _223\"></span>aht<span class=\"__3 _223\"></span>a (<span class=\"__3 _228\"></span>2) osakeomistusedel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>lyt<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>sen alai<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a osakett<span class=\"__3 _223\"></span>a kohden bruttopalkkiona yhden (<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>) li<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>\u00e4osak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>kee<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>tik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>eet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>a. Si<span class=\"__3 _223\"></span>don<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>mie<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nnis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>llist<span class=\"__3 _223\"></span>uja s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>a (2) osakeomistusedell<span class=\"__3 _228\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>sen alai<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a osaket<span class=\"__3 _223\"></span>ta kohden brut<span class=\"__3 _223\"></span>topalkkiona 1<span class=\"__3 _227\"></span>,2 lis\u00e4<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti<span class=\"__3 _223\"></span>kk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio m<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a ja y<span class=\"__3 _223\"></span>hti<span class=\"__3 _223\"></span>\u00f6n os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>ina <span class=\"__3 _229\"></span><span class=\"ls1_3 ws1_3\"> </span>sitouttamisjakson p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ymisen j\u00e4<span class=\"__3 _228\"></span>lkeen.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-340": {
   "value": "Osakeperusteiset<span class=\"__3 _228\"></span> maksut Av<span class=\"__3 _228\"></span>ainhenkil\u00f6iden osakepalkkioj\u00e4rjestelm\u00e4<span class=\"__3 _13b\"> </span>United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers Oyj on<span class=\"__3 _228\"></span> 24<span class=\"__3 _228\"></span>.6.20<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>5 ott<span class=\"__3 _223\"></span>anut k\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00f6\u00f6n osakepohjai<span class=\"__3 _228\"></span>sen kan<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>nust<span class=\"__3 _223\"></span>inj\u00e4rjes<span class=\"__3 _223\"></span>telm\u00e4<span class=\"__3 _223\"></span>n av<span class=\"__3 _223\"></span>ainh<span class=\"__3 _223\"></span>enk<span class=\"__3 _223\"></span>il\u00f6ille<span class=\"__3 _228\"></span>. P<span class=\"__3 _223\"></span>alkk<span class=\"__3 _223\"></span>ioj\u00e4rje<span class=\"__3 _223\"></span>stelm<span class=\"__3 _223\"></span>\u00e4n t<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>koit<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>na o<span class=\"__3 _223\"></span>n tu<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>a kon<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>rn<span class=\"__3 _223\"></span>in liiketo<span class=\"__3 _223\"></span>imint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>tr<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>tegi<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ajien j<span class=\"__3 _223\"></span>a avainhenkil<span class=\"__3 _228\"></span>\u00f6iden tavoitteet yhti\u00f6n<span class=\"__3 _228\"></span> ar<span class=\"__3 _221\"></span>von nostamiseksi<span class=\"__3 _228\"></span> pitk\u00e4ll\u00e4 ai<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>v\u00e4<span class=\"__3 _223\"></span>lill\u00e4 sek<span class=\"__3 _223\"></span>\u00e4 si<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>aa a<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ain<span class=\"__3 _223\"></span>he<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>il\u00f6t y<span class=\"__3 _223\"></span>hti\u00f6<span class=\"__3 _223\"></span>\u00f6n j<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ar<span class=\"__3 _223\"></span>jot<span class=\"__3 _223\"></span>a he<span class=\"__3 _223\"></span>ille kilp<span class=\"__3 _223\"></span>ailuk<span class=\"__3 _221\"></span>y<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>k<span class=\"__3 _223\"></span>yinen yhti<span class=\"__3 _228\"></span>\u00f6n osak<span class=\"__3 _223\"></span>keiden<span class=\"__3 _228\"></span> ans<span class=\"__3 _223\"></span>ainta<span class=\"__3 _223\"></span>an ja arvon kehi<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>seen perustuva palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioj\u00e4rjes<span class=\"__3 _223\"></span>telm<span class=\"__3 _223\"></span>\u00e4. Os<span class=\"__3 _223\"></span>ake<span class=\"__3 _223\"></span>palk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ioj\u00e4rje<span class=\"__3 _223\"></span>stelm<span class=\"__3 _223\"></span>\u00e4s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 oli til<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>udella voim<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a kolme kolme<span class=\"__3 _223\"></span>n vuoden ansaintajakso<span class=\"__3 _223\"></span>a, kalenterivuodet 2023-2025<span class=\"__3 _228\"></span>, 202<span class=\"__3 _228\"></span>4-2026 ja<span class=\"__3 _228\"></span> 2025-2027<span class=\"__3 _227\"></span>. Yhti\u00f6n hal<span class=\"__3 _228\"></span>litus p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 j\u00e4rjestelm\u00e4n ansaintak<span class=\"__3 _223\"></span>riteerit ja<span class=\"__3 _13b\"> </span>11<span class=\"__3 _223\"></span>4<span class=\"__3 _13b\"> </span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span>asetett<span class=\"__3 _223\"></span>avat tavoit<span class=\"__3 _223\"></span>teet ansaintajakson al<span class=\"__3 _228\"></span>uss<span class=\"__3 _223\"></span>a. J\u00e4rjestel<span class=\"__3 _228\"></span>m\u00e4<span class=\"__3 _223\"></span>n perusteel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>la maksett<span class=\"__3 _223\"></span>avat palkkio<span class=\"__3 _228\"></span>t perustuvat hall<span class=\"__3 _228\"></span>ituksen asett<span class=\"__3 _223\"></span>amien<span class=\"__3 _228\"></span> konsernin<span class=\"__3 _228\"></span> taloudel<span class=\"__3 _228\"></span>listen tavoitteiden<span class=\"__3 _228\"></span> sek<span class=\"__3 _223\"></span>\u00e4 kul<span class=\"__3 _228\"></span>lekin avainhenkil<span class=\"__3 _228\"></span>\u00f6lle<span class=\"__3 _228\"></span> as<span class=\"__3 _223\"></span>etettujen<span class=\"__3 _228\"></span> yk<span class=\"__3 _223\"></span>sil\u00f6t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>on t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>voit<span class=\"__3 _221\"></span>teid<span class=\"__3 _223\"></span>en s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vu<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>n. M<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>dolline<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>io k<span class=\"__3 _223\"></span>ult<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>kin<span class=\"__3 _228\"></span> ansaintajakso<span class=\"__3 _228\"></span>lta maksetaan ansaintaj<span class=\"__3 _228\"></span>akson p\u00e4\u00e4ty<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ty\u00e4. J\u00e4rje<span class=\"__3 _228\"></span>stel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>m\u00e4<span class=\"__3 _223\"></span>n piiriin kuuluu seit<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>n yhti\u00f6<span class=\"__3 _223\"></span>n av<span class=\"__3 _223\"></span>ainhe<span class=\"__3 _223\"></span>nkil\u00f6<span class=\"__3 _223\"></span>\u00e4. Os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>kep<span class=\"__3 _223\"></span>alkk<span class=\"__3 _223\"></span>ioj\u00e4r<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>jes<span class=\"__3 _223\"></span>telm<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n muk<span class=\"__3 _221\"></span>aine<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>io ma<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n osi<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ain y<span class=\"__3 _223\"></span>h<span class=\"__3 _223\"></span>ti\u00f6<span class=\"__3 _223\"></span>n os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kein<span class=\"__3 _223\"></span>a ja osi<span class=\"__3 _228\"></span>t<span class=\"__3 _223\"></span>tain rahana.<span class=\"__3 _13b\"> </span>Henkil\u00f6st\u00f6n ja sidonnaisasiamiesten osakepalkkioj\u00e4rjestelm\u00e4<span class=\"__3 _13b\"> </span>Unit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s O<span class=\"__3 _223\"></span>yj:n hallitu<span class=\"__3 _223\"></span>s p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>ti 29.4.2<span class=\"__3 _223\"></span>024 suun<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>ea<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>neista kon<span class=\"__3 _228\"></span>ser<span class=\"__3 _223\"></span>nin<span class=\"__3 _228\"></span> henkil\u00f6st\u00f6<span class=\"__3 _228\"></span>lle ja<span class=\"__3 _228\"></span> johdol<span class=\"__3 _228\"></span>le sek\u00e4 konserni<span class=\"__3 _228\"></span>n sidonnais<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>asia<span class=\"__3 _223\"></span>miehille ja tiet<span class=\"__3 _223\"></span>yille yhti\u00f6n kons<span class=\"__3 _223\"></span>ernin h<span class=\"__3 _223\"></span>allinnoimien vaih<span class=\"__3 _223\"></span>toeh<span class=\"__3 _223\"></span>tor<span class=\"__3 _223\"></span>a<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>hastojen<span class=\"__3 _228\"></span> johtoasema<span class=\"__3 _223\"></span>ssa olevien avai<span class=\"__3 _228\"></span>nhenkil\u00f6iden<span class=\"__3 _228\"></span> omistusyhteis\u00f6<span class=\"__3 _228\"></span>il<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>le. He<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>il\u00f6s<span class=\"__3 _223\"></span>t\u00f6<span class=\"__3 _223\"></span>- ja sid<span class=\"__3 _223\"></span>on<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>mie<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>nei<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>iin yh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>ens<span class=\"__3 _223\"></span>\u00e4 190 00<span class=\"__3 _223\"></span>0 y<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>i\u00f6n u<span class=\"__3 _223\"></span>ut<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>a os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a. M<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>yihi<span class=\"__3 _223\"></span>n os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>keisiin e<span class=\"__3 _223\"></span>i liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _221\"></span>t eri<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yis<span class=\"__3 _223\"></span>i\u00e4 an<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>aint<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>eh<span class=\"__3 _223\"></span>toja j<span class=\"__3 _223\"></span>a mer<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>t os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kee<span class=\"__3 _223\"></span>t ma<span class=\"__3 _223\"></span>hd<span class=\"__3 _223\"></span>ollist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>t os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>llistu<span class=\"__3 _223\"></span>mise<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ule<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>viin mainit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uihin anteihin liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>iin lis\u00e4os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>kej\u00e4rjes<span class=\"__3 _223\"></span>telmiin. Suunn<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ujen an<span class=\"__3 _223\"></span>tie<span class=\"__3 _223\"></span>n me<span class=\"__3 _223\"></span>rk<span class=\"__3 _223\"></span>in<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4hi<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>an j<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>v\u00e4<span class=\"__3 _223\"></span>n a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>\u00e4line<span class=\"__3 _223\"></span>n er<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>us 324 tuh<span class=\"__3 _223\"></span>at<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>a eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a on k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u k<span class=\"__3 _223\"></span>uluk<span class=\"__3 _223\"></span>si t<span class=\"__3 _223\"></span>ilika<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>elle 20<span class=\"__3 _223\"></span>24<span class=\"__3 _228\"></span>.<span class=\"__3 _13b\"> </span>Henkil\u00f6st<span class=\"__3 _228\"></span>\u00f6n ja si<span class=\"__3 _228\"></span>donnaisa<span class=\"__3 _223\"></span>siamiest<span class=\"__3 _228\"></span>en osakepohjaisessa kannustin- ja sit<span class=\"__3 _228\"></span>outt<span class=\"__3 _223\"></span>amis<span class=\"__3 _228\"></span>j\u00e4rj<span class=\"__3 _228\"></span>estel<span class=\"__3 _228\"></span>m\u00e4s<span class=\"__3 _223\"></span>s\u00e4 on<span class=\"__3 _228\"></span> sitouttamis<span class=\"__3 _228\"></span>jakso,<span class=\"__3 _228\"></span> joka a<span class=\"__3 _228\"></span>lkoi<span class=\"__3 _228\"></span> 27<span class=\"__3 _227\"></span>.<span class=\"__3 _228\"></span>5.202<span class=\"__3 _227\"></span>4<div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws47_2 gs24c\">ja p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>y 3<span class=\"__3 _223\"></span>0.9.20<span class=\"__3 _223\"></span>27<span class=\"__3 _227\"></span>. P<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ion s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>en e<span class=\"__3 _223\"></span>delly<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>\u00e4 o<span class=\"__3 _223\"></span>n, et<span class=\"__3 _221\"></span>t\u00e4 o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>al<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws5e_2 gs24d\">list<span class=\"__3 _223\"></span>uja on j<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>jes<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>ys<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nnis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a m<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>inny<span class=\"__3 _221\"></span>t yh<span class=\"__3 _223\"></span>ti\u00f6<span class=\"__3 _223\"></span>n os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kei<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws31_3 gs24e\">omi<span class=\"__3 _228\"></span>sta<span class=\"__3 _223\"></span>a osakkeet<span class=\"__3 _228\"></span> sito<span class=\"__3 _228\"></span>ut<span class=\"__3 _223\"></span>tamis<span class=\"__3 _228\"></span>jakson a<span class=\"__3 _228\"></span>jan. Jo<span class=\"__3 _228\"></span>s osal<span class=\"__3 _228\"></span>listu<span class=\"__3 _228\"></span>jan o<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>akeom<span class=\"__3 _228\"></span>is<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws27_3 gs24f\">tu<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>delly<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>ys o<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>ny<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>, ja h<span class=\"__3 _223\"></span>\u00e4n<span class=\"__3 _223\"></span>en t<span class=\"__3 _221\"></span>y\u00f6- t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i toimi<span class=\"__3 _223\"></span>suh<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>ens<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls16_3 ws1e_3 gs250\">mies<span class=\"__3 _223\"></span>- t<span class=\"__3 _223\"></span>ai y<span class=\"__3 _223\"></span>hte<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>\u00f6su<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>een<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a on v<span class=\"__3 _223\"></span>oim<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a sit<span class=\"__3 _223\"></span>ou<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misja<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>son p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>mi<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws4f_2 gs251\">seen asti,<span class=\"__3 _228\"></span> osalli<span class=\"__3 _228\"></span>stuja saa yhti\u00f6lt\u00e4 palkkiona vastikkeettomia l<span class=\"__3 _228\"></span>is\u00e4os<span class=\"__3 _223\"></span>ak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws35_3 gs252\">keita. Henkil\u00f6st<span class=\"__3 _228\"></span>\u00f6<span class=\"__3 _223\"></span>annissa osalli<span class=\"__3 _228\"></span>stuja saa k<span class=\"__3 _223\"></span>aht<span class=\"__3 _223\"></span>a (<span class=\"__3 _228\"></span>2) osakeomistusedel<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws9c_2 gs253\">lyt<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>sen alai<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a osakett<span class=\"__3 _223\"></span>a kohden bruttopalkkiona yhden (<span class=\"__3 _228\"></span>1<span class=\"__3 _228\"></span>) li<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>\u00e4osak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws51_2 gs254\">kee<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>tik<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>eet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>a. Si<span class=\"__3 _223\"></span>don<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sia<span class=\"__3 _223\"></span>mie<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nnis<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>llist<span class=\"__3 _223\"></span>uja s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>a (2) </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 wsa_3 gs255\">osakeomistusedell<span class=\"__3 _228\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>sen alai<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a osaket<span class=\"__3 _223\"></span>ta kohden brut<span class=\"__3 _223\"></span>topalkkiona 1<span class=\"__3 _227\"></span>,2 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls15_3 ws1e_3 gs256\">lis\u00e4<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>sti<span class=\"__3 _223\"></span>kk<span class=\"__3 _223\"></span>ee<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>. Pa<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>kio m<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ha<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a ja y<span class=\"__3 _223\"></span>hti<span class=\"__3 _223\"></span>\u00f6n os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>ina <span class=\"__3 _229\"></span><span class=\"ls1_3 ws1_3\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs257\">sitouttamisjakson p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ymisen j\u00e4<span class=\"__3 _228\"></span>lkeen.<span class=\"__3 _13b\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-341": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls4b_2 ws99_2 gs234\">8.<span class=\"__3 _223\"></span>5 Ha<span class=\"__3 _223\"></span>llintokulu<span class=\"__3 _223\"></span>t<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs235\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _10a_1\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _ea_1\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs236\">Muut henkil<span class=\"__3 _228\"></span>\u00f6kulut<span class=\"__3 _5e_2\"> </span><span class=\"ls27_3 ws4b_2\">-6<span class=\"__3 _223\"></span>62<span class=\"__3 _f2_1\"> </span><span class=\"ls35_3 ws7_3\">-7<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>9<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs237\">IT- ja yh<span class=\"__3 _223\"></span>tey<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t<span class=\"__3 _10b_1\"> </span>-3 0<span class=\"__3 _223\"></span>42<span class=\"__3 _4d_2\"> </span><span class=\"ls14_3 ws4d_2\">-2 707<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws3c_3 gs238\">Konsultointi<span class=\"__3 _228\"></span> ja muut ostetut palvelut<span class=\"__3 _10c_1\"> </span><span class=\"ls14_3 ws4d_2\">-2 29<span class=\"__3 _223\"></span>1<span class=\"__3 _10d_1\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 7<span class=\"__3 _221\"></span>9<span class=\"__3 _221\"></span>8<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs239\">Ma<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kin<span class=\"__3 _223\"></span>oin<span class=\"__3 _223\"></span>ti- j<span class=\"__3 _223\"></span>a IR-<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t<span class=\"__3 _284\"> </span><span class=\"ls26_3 ws5_3\">-<span class=\"__3 _223\"></span>8<span class=\"__3 _223\"></span>75<span class=\"__3 _f2_1\"> </span><span class=\"ls35_3 ws7_3\">-7<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>8<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs23a\">Myynti- j<span class=\"__3 _228\"></span>a matkakulut<span class=\"__3 _304\"> </span><span class=\"lsc_3 ws3c_3\">-902<span class=\"__3 _f2_1\"> </span><span class=\"ls14_3 ws4d_2\">-<span class=\"__3 _223\"></span>979<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs23b\">Muut hall<span class=\"__3 _228\"></span>intokulut<span class=\"__3 _297\"> </span><span class=\"ls16_3 ws69_2\">-<span class=\"__3 _221\"></span>637<span class=\"__3 _f2_1\"> </span><span class=\"ls27_3 ws4b_2\">-593<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs23c\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _10e_1\"> </span><span class=\"ls1b_3 ws34_3\">-8 409<span class=\"__3 _eb_1\"> </span><span class=\"ls3a_3 ws6d_2\">-7<span class=\"__3 _223\"></span> 5<span class=\"__3 _221\"></span>13</span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralAndAdministrativeExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-342": {
   "value": "<div class=\"t_3 m0_3 h2_3 ff1_3 fs0_3 fc0_3 sc0_3 ls3c_2 ws76_2 gs5a\">11<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h3_3 ff2_3 fs1_3 fc1_3 sc0_3 ls1_3 ws1_3 gs5b\">u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls48_2 ws91_2 gs93\">9 | L<span class=\"__3 _228\"></span>IIKETOIMINNAN MUUT KULUT<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls2f_3 ws5d_2 gs95\">Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nin liiketoiminnan m<span class=\"__3 _223\"></span>uut k<span class=\"__3 _223\"></span>ulut sis<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4t p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>asi<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a vuo<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ria, </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsc_3 ws34_3 gs96\">kiinteist<span class=\"__3 _228\"></span>\u00f6jen hoitokulu<span class=\"__3 _228\"></span>ja sek<span class=\"__3 _223\"></span>\u00e4 viranom<span class=\"__3 _223\"></span>aismaksuja ja vakuu<span class=\"__3 _223\"></span>tusma<span class=\"__3 _223\"></span>ksuja. </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws9_3 gs97\">Liiketoiminn<span class=\"__3 _223\"></span>an muihin k<span class=\"__3 _223\"></span>uluihin on kirjat<span class=\"__3 _221\"></span>tu my\u00f6s ma<span class=\"__3 _223\"></span>hd<span class=\"__3 _223\"></span>olliset li<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws34_3 gs98\">pa<span class=\"__3 _223\"></span>hin<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>t m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>llat<span class=\"__3 _221\"></span>tomille om<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>ajille, jo<span class=\"__3 _223\"></span>s ne p<span class=\"__3 _223\"></span>oik<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t alun p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>in </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsd_3 ws60_2 gs99\">arvi<span class=\"__3 _228\"></span>oi<span class=\"__3 _228\"></span>du<span class=\"__3 _228\"></span>sta<span class=\"__3 _228\"></span> m\u00e4\u00e4r\u00e4s<span class=\"__3 _228\"></span>t\u00e4.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gs9c\">Liiketoi<span class=\"__3 _228\"></span>minnan muiden kulujen erittely<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs258\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs259\">Vuokrakul<span class=\"__3 _228\"></span>ut<span class=\"__3 _10f_1\"> </span><span class=\"ls22_3 ws48_2\">-24<span class=\"__3 _223\"></span>7<span class=\"__3 _c5_2\"> </span><span class=\"ls2b_3 ws4f_2\">-16<span class=\"__3 _221\"></span>6<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls15_3 ws23_3 gs25a\">K<span class=\"__3 _223\"></span>iint<span class=\"__3 _223\"></span>eis<span class=\"__3 _223\"></span>t\u00f6j<span class=\"__3 _223\"></span>en h<span class=\"__3 _223\"></span>oi<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>on lii<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t<span class=\"__3 _306\"> </span><span class=\"ls25_3 ws4a_2\">-114<span class=\"__3 _f7_1\"> </span><span class=\"ls2b_3 ws4f_2\">-10<span class=\"__3 _223\"></span>3<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs25b\">Vakuutukse<span class=\"__3 _228\"></span>t<span class=\"__3 _3c_2\"> </span><span class=\"ls2b_3 ws4f_2\">-13<span class=\"__3 _221\"></span>2<span class=\"__3 _331\"> </span><span class=\"ls25_3 ws4a_2\">-116<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs25c\">Viranomai<span class=\"__3 _228\"></span>smaksut<span class=\"__3 _332\"> </span><span class=\"ls17_3 ws8a_2\">-446<span class=\"__3 _c4_2\"> </span><span class=\"ls12_3 ws45_2\">-4<span class=\"__3 _223\"></span>01<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws26_3 gs25d\">Muut<span class=\"__3 _228\"></span> kulut<span class=\"__3 _235\"> </span><span class=\"ls2b_3 ws4f_2\">-13<span class=\"__3 _221\"></span>6<span class=\"__3 _4d_2\"> </span><span class=\"ls35_3 ws7_3\">-75<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs25e\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _333\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _223\"></span> 0<span class=\"__3 _221\"></span>7<span class=\"__3 _221\"></span>5<span class=\"__3 _c4_2\"> </span><span class=\"ls1a_3 ws1d_3\">-861<span class=\"__3 _13b\"> </span></span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesByNatureExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-343": {
   "value": "11<span class=\"__3 _223\"></span>5<span class=\"__3 _13b\"> </span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span>9 | L<span class=\"__3 _228\"></span>IIKETOIMINNAN MUUT KULUT<span class=\"__3 _13b\"> </span>Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nin liiketoiminnan m<span class=\"__3 _223\"></span>uut k<span class=\"__3 _223\"></span>ulut sis<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4t p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>asi<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a vuo<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ria, kiinteist<span class=\"__3 _228\"></span>\u00f6jen hoitokulu<span class=\"__3 _228\"></span>ja sek<span class=\"__3 _223\"></span>\u00e4 viranom<span class=\"__3 _223\"></span>aismaksuja ja vakuu<span class=\"__3 _223\"></span>tusma<span class=\"__3 _223\"></span>ksuja. Liiketoiminn<span class=\"__3 _223\"></span>an muihin k<span class=\"__3 _223\"></span>uluihin on kirjat<span class=\"__3 _221\"></span>tu my\u00f6s ma<span class=\"__3 _223\"></span>hd<span class=\"__3 _223\"></span>olliset li<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>pa<span class=\"__3 _223\"></span>hin<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>t m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>llat<span class=\"__3 _221\"></span>tomille om<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>ajille, jo<span class=\"__3 _223\"></span>s ne p<span class=\"__3 _223\"></span>oik<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t alun p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>in arvi<span class=\"__3 _228\"></span>oi<span class=\"__3 _228\"></span>du<span class=\"__3 _228\"></span>sta<span class=\"__3 _228\"></span> m\u00e4\u00e4r\u00e4s<span class=\"__3 _228\"></span>t\u00e4.<span class=\"__3 _13b\"> </span>Liiketoi<span class=\"__3 _228\"></span>minnan muiden kulujen erittely<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Vuokrakul<span class=\"__3 _228\"></span>ut<span class=\"__3 _10f_1\"> </span><span class=\"ls22_3 ws48_2\">-24<span class=\"__3 _223\"></span>7<span class=\"__3 _c5_2\"> </span><span class=\"ls2b_3 ws4f_2\">-16<span class=\"__3 _221\"></span>6<span class=\"__3 _13b\"> </span></span></span>K<span class=\"__3 _223\"></span>iint<span class=\"__3 _223\"></span>eis<span class=\"__3 _223\"></span>t\u00f6j<span class=\"__3 _223\"></span>en h<span class=\"__3 _223\"></span>oi<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>on lii<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t<span class=\"__3 _306\"> </span><span class=\"ls25_3 ws4a_2\">-114<span class=\"__3 _f7_1\"> </span><span class=\"ls2b_3 ws4f_2\">-10<span class=\"__3 _223\"></span>3<span class=\"__3 _13b\"> </span></span></span>Vakuutukse<span class=\"__3 _228\"></span>t<span class=\"__3 _3c_2\"> </span><span class=\"ls2b_3 ws4f_2\">-13<span class=\"__3 _221\"></span>2<span class=\"__3 _331\"> </span><span class=\"ls25_3 ws4a_2\">-116<span class=\"__3 _13b\"> </span></span></span>Viranomai<span class=\"__3 _228\"></span>smaksut<span class=\"__3 _332\"> </span><span class=\"ls17_3 ws8a_2\">-446<span class=\"__3 _c4_2\"> </span><span class=\"ls12_3 ws45_2\">-4<span class=\"__3 _223\"></span>01<span class=\"__3 _13b\"> </span></span></span>Muut<span class=\"__3 _228\"></span> kulut<span class=\"__3 _235\"> </span><span class=\"ls2b_3 ws4f_2\">-13<span class=\"__3 _221\"></span>6<span class=\"__3 _4d_2\"> </span><span class=\"ls35_3 ws7_3\">-75<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _333\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _223\"></span> 0<span class=\"__3 _221\"></span>7<span class=\"__3 _221\"></span>5<span class=\"__3 _c4_2\"> </span><span class=\"ls1a_3 ws1d_3\">-861<span class=\"__3 _13b\"> </span></span></span>Tilintarkastajien palkkiot<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>L<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>teise<span class=\"__3 _223\"></span>t<span class=\"__3 _c6_2\"> </span><span class=\"ls2b_3 ws4f_2\">-13<span class=\"__3 _221\"></span>0<span class=\"__3 _f7_1\"> </span>-13<span class=\"__3 _221\"></span>0<span class=\"__3 _13b\"> </span></span>Muu<span class=\"__3 _223\"></span>t p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _334\"> </span><span class=\"ls14_3 ws4d_2\">-25<span class=\"__3 _eb_1\"> </span>-2<span class=\"__3 _223\"></span>9<span class=\"__3 _13b\"> </span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _335\"> </span><span class=\"ls37_3 ws74_2\">-15<span class=\"__3 _221\"></span>4<span class=\"__3 _336\"> </span>-15<span class=\"__3 _221\"></span>9</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-344": {
   "value": "9 | L<span class=\"__3 _228\"></span>IIKETOIMINNAN MUUT KULUT<span class=\"__3 _13b\"> </span>Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nin liiketoiminnan m<span class=\"__3 _223\"></span>uut k<span class=\"__3 _223\"></span>ulut sis<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4t p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>asi<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a vuo<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ria, kiinteist<span class=\"__3 _228\"></span>\u00f6jen hoitokulu<span class=\"__3 _228\"></span>ja sek<span class=\"__3 _223\"></span>\u00e4 viranom<span class=\"__3 _223\"></span>aismaksuja ja vakuu<span class=\"__3 _223\"></span>tusma<span class=\"__3 _223\"></span>ksuja. Liiketoiminn<span class=\"__3 _223\"></span>an muihin k<span class=\"__3 _223\"></span>uluihin on kirjat<span class=\"__3 _221\"></span>tu my\u00f6s ma<span class=\"__3 _223\"></span>hd<span class=\"__3 _223\"></span>olliset li<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>pa<span class=\"__3 _223\"></span>hin<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>t m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>llat<span class=\"__3 _221\"></span>tomille om<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>ajille, jo<span class=\"__3 _223\"></span>s ne p<span class=\"__3 _223\"></span>oik<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t alun p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>in arvi<span class=\"__3 _228\"></span>oi<span class=\"__3 _228\"></span>du<span class=\"__3 _228\"></span>sta<span class=\"__3 _228\"></span> m\u00e4\u00e4r\u00e4s<span class=\"__3 _228\"></span>t\u00e4.<span class=\"__3 _13b\"> </span>Liiketoi<span class=\"__3 _228\"></span>minnan muiden kulujen erittely<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>Vuokrakul<span class=\"__3 _228\"></span>ut<span class=\"__3 _10f_1\"> </span><span class=\"ls22_3 ws48_2\">-24<span class=\"__3 _223\"></span>7<span class=\"__3 _c5_2\"> </span><span class=\"ls2b_3 ws4f_2\">-16<span class=\"__3 _221\"></span>6<span class=\"__3 _13b\"> </span></span></span>K<span class=\"__3 _223\"></span>iint<span class=\"__3 _223\"></span>eis<span class=\"__3 _223\"></span>t\u00f6j<span class=\"__3 _223\"></span>en h<span class=\"__3 _223\"></span>oi<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>on lii<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>ulu<span class=\"__3 _223\"></span>t<span class=\"__3 _306\"> </span><span class=\"ls25_3 ws4a_2\">-114<span class=\"__3 _f7_1\"> </span><span class=\"ls2b_3 ws4f_2\">-10<span class=\"__3 _223\"></span>3<span class=\"__3 _13b\"> </span></span></span>Vakuutukse<span class=\"__3 _228\"></span>t<span class=\"__3 _3c_2\"> </span><span class=\"ls2b_3 ws4f_2\">-13<span class=\"__3 _221\"></span>2<span class=\"__3 _331\"> </span><span class=\"ls25_3 ws4a_2\">-116<span class=\"__3 _13b\"> </span></span></span>Viranomai<span class=\"__3 _228\"></span>smaksut<span class=\"__3 _332\"> </span><span class=\"ls17_3 ws8a_2\">-446<span class=\"__3 _c4_2\"> </span><span class=\"ls12_3 ws45_2\">-4<span class=\"__3 _223\"></span>01<span class=\"__3 _13b\"> </span></span></span>Muut<span class=\"__3 _228\"></span> kulut<span class=\"__3 _235\"> </span><span class=\"ls2b_3 ws4f_2\">-13<span class=\"__3 _221\"></span>6<span class=\"__3 _4d_2\"> </span><span class=\"ls35_3 ws7_3\">-75<span class=\"__3 _13b\"> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _333\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _223\"></span> 0<span class=\"__3 _221\"></span>7<span class=\"__3 _221\"></span>5<span class=\"__3 _c4_2\"> </span><span class=\"ls1a_3 ws1d_3\">-861<span class=\"__3 _13b\"> </span></span></span>Tilintarkastajien palkkiot<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>L<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>teise<span class=\"__3 _223\"></span>t<span class=\"__3 _c6_2\"> </span><span class=\"ls2b_3 ws4f_2\">-13<span class=\"__3 _221\"></span>0<span class=\"__3 _f7_1\"> </span>-13<span class=\"__3 _221\"></span>0<span class=\"__3 _13b\"> </span></span>Muu<span class=\"__3 _223\"></span>t p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _334\"> </span><span class=\"ls14_3 ws4d_2\">-25<span class=\"__3 _eb_1\"> </span>-2<span class=\"__3 _223\"></span>9<span class=\"__3 _13b\"> </span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _335\"> </span><span class=\"ls37_3 ws74_2\">-15<span class=\"__3 _221\"></span>4<span class=\"__3 _336\"> </span>-15<span class=\"__3 _221\"></span>9</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-345": {
   "value": "Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nin liiketoiminnan m<span class=\"__3 _223\"></span>uut k<span class=\"__3 _223\"></span>ulut sis<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>\u00e4v<span class=\"__3 _223\"></span>\u00e4t p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>asi<span class=\"__3 _223\"></span>as<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a vuo<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ria, kiinteist<span class=\"__3 _228\"></span>\u00f6jen hoitokulu<span class=\"__3 _228\"></span>ja sek<span class=\"__3 _223\"></span>\u00e4 viranom<span class=\"__3 _223\"></span>aismaksuja ja vakuu<span class=\"__3 _223\"></span>tusma<span class=\"__3 _223\"></span>ksuja. Liiketoiminn<span class=\"__3 _223\"></span>an muihin k<span class=\"__3 _223\"></span>uluihin on kirjat<span class=\"__3 _221\"></span>tu my\u00f6s ma<span class=\"__3 _223\"></span>hd<span class=\"__3 _223\"></span>olliset li<span class=\"__3 _228\"></span>s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>aup<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>pa<span class=\"__3 _223\"></span>hin<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>t m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>llat<span class=\"__3 _221\"></span>tomille om<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>ajille, jo<span class=\"__3 _223\"></span>s ne p<span class=\"__3 _223\"></span>oik<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>t alun p<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>in arvi<span class=\"__3 _228\"></span>oi<span class=\"__3 _228\"></span>du<span class=\"__3 _228\"></span>sta<span class=\"__3 _228\"></span> m\u00e4\u00e4r\u00e4s<span class=\"__3 _228\"></span>t\u00e4.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForExpensesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-346": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gs260\">Tilintarkastajien palkkiot<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs261\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs262\">L<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>\u00e4\u00e4<span class=\"__3 _223\"></span>teise<span class=\"__3 _223\"></span>t<span class=\"__3 _c6_2\"> </span><span class=\"ls2b_3 ws4f_2\">-13<span class=\"__3 _221\"></span>0<span class=\"__3 _f7_1\"> </span>-13<span class=\"__3 _221\"></span>0<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs263\">Muu<span class=\"__3 _223\"></span>t p<span class=\"__3 _223\"></span>alk<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>iot<span class=\"__3 _334\"> </span><span class=\"ls14_3 ws4d_2\">-25<span class=\"__3 _eb_1\"> </span>-2<span class=\"__3 _223\"></span>9<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs264\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _335\"> </span><span class=\"ls37_3 ws74_2\">-15<span class=\"__3 _221\"></span>4<span class=\"__3 _336\"> </span>-15<span class=\"__3 _221\"></span>9</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-347": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls2_3 ws1_3 gs266\">1<span class=\"__3 _228\"></span>0 | T<span class=\"__3 _223\"></span>ULOV<span class=\"__3 _223\"></span>EROT<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls4_3 ws4_3 gs267\">1<span class=\"__3 _228\"></span>0.<span class=\"__3 _227\"></span>1 Laatimisperiaate<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gs268\">T<span class=\"__3 _227\"></span>uloslaskelman v<span class=\"__3 _228\"></span>erokulu koostuu:<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs269\">- <span class=\"__3 _274\"> </span>til<span class=\"__3 _228\"></span>ikauden verotettava<span class=\"__3 _223\"></span>an tuloon<span class=\"__3 _228\"></span> per<span class=\"__3 _223\"></span>ustuvast<span class=\"__3 _223\"></span>a verosta, ja </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs26a\">- <span class=\"__3 _274\"> </span>laskennall<span class=\"__3 _228\"></span>isten v<span class=\"__3 _228\"></span>erovelko<span class=\"__3 _228\"></span>jen ja<span class=\"__3 _228\"></span> -s<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>misten<span class=\"__3 _228\"></span> muutoksest<span class=\"__3 _223\"></span>a. </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls16_3 ws1e_3 gs26b\">T<span class=\"__3 _228\"></span>ulov<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ot ki<span class=\"__3 _223\"></span>rja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>ulo<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i pa<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>si silloin, k<span class=\"__3 _223\"></span>un n<span class=\"__3 _223\"></span>e liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4t su<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls16_3 ws1e_3 gs26c\">ra<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uihin e<span class=\"__3 _223\"></span>riin. T<span class=\"__3 _223\"></span>\u00e4ll\u00f6in my<span class=\"__3 _223\"></span>\u00f6s t<span class=\"__3 _223\"></span>ulove<span class=\"__3 _223\"></span>ro k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs26d\">k<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>eisiin eriin.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws8_3 gs26e\">Kauden verotett<span class=\"__3 _223\"></span>ava<span class=\"__3 _223\"></span>an tuloon<span class=\"__3 _228\"></span> perustu<span class=\"__3 _223\"></span>va vero lasketaan kunkin ma<span class=\"__3 _223\"></span>an </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1e_3 gs26f\">ver<span class=\"__3 _223\"></span>olai<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>d\u00e4<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>\u00f6n m<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n ve<span class=\"__3 _223\"></span>rote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ulon j<span class=\"__3 _223\"></span>a voim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls13_3 ws8_3 gs270\">saolevan verokanna<span class=\"__3 _223\"></span>n (tai t<span class=\"__3 _228\"></span>ilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4<span class=\"__3 _223\"></span>\u00e4n menness\u00e4 k<span class=\"__3 _223\"></span>\u00e4yt<span class=\"__3 _223\"></span>\u00e4nn\u00f6ss<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws16_3 gs271\">hy<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>sy<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>n ver<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>n) perust<span class=\"__3 _223\"></span>eella niiss<span class=\"__3 _223\"></span>\u00e4 mais<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a, jois<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a Unite<span class=\"__3 _223\"></span>d Ba<span class=\"__3 _223\"></span>n<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls15_3 ws28_3 gs272\">ker<span class=\"__3 _223\"></span>s toi<span class=\"__3 _223\"></span>mii ja sille sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>y ve<span class=\"__3 _223\"></span>rot<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a tul<span class=\"__3 _223\"></span>oa<span class=\"__3 _223\"></span>. Vero<span class=\"__3 _223\"></span>a oik<span class=\"__3 _221\"></span>aist<span class=\"__3 _221\"></span>aa<span class=\"__3 _223\"></span>n m<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>dollisil<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 wsf_3 gs273\">la ed<span class=\"__3 _223\"></span>ellisiin tilik<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>siin liit<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ill\u00e4 ver<span class=\"__3 _223\"></span>oilla. M<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>uin t<span class=\"__3 _223\"></span>ulove<span class=\"__3 _223\"></span>rot si<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4t </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws4b_2 gs274\">liiketoiminnan m<span class=\"__3 _223\"></span>uihin kuluihin. Tilika<span class=\"__3 _223\"></span>ude<span class=\"__3 _223\"></span>n vero la<span class=\"__3 _223\"></span>sket<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t\u00e4<span class=\"__3 _223\"></span>en nii<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws67_2 gs275\">t<span class=\"__3 _223\"></span>\u00e4 ver<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>oja (<span class=\"__3 _223\"></span>ja -<span class=\"__3 _223\"></span>la<span class=\"__3 _223\"></span>keja), joist<span class=\"__3 _221\"></span>a on s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4d<span class=\"__3 _223\"></span>et<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y t<span class=\"__3 _223\"></span>ai jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>n\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs276\">hyv<span class=\"__3 _223\"></span>\u00e4ksy<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y raportointikauden p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ymisp\u00e4iv\u00e4\u00e4n menness<span class=\"__3 _223\"></span>\u00e4.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws8_3 gs277\">Vero<span class=\"__3 _228\"></span>tet<span class=\"__3 _223\"></span>tav<span class=\"__3 _223\"></span>a tul<span class=\"__3 _228\"></span>os eroa<span class=\"__3 _223\"></span>a konsernit<span class=\"__3 _228\"></span>ilinp\u00e4\u00e4t\u00f6ksess<span class=\"__3 _223\"></span>\u00e4 rapor<span class=\"__3 _223\"></span>toidu<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a tulok<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws16_3 gs278\">sesta<span class=\"__3 _223\"></span>, koska:<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs279\">- <span class=\"__3 _274\"> </span>t<span class=\"__3 _223\"></span>uot<span class=\"__3 _221\"></span>toja ja k<span class=\"__3 _223\"></span>uluj<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sitell<span class=\"__3 _223\"></span>\u00e4 kir<span class=\"__3 _223\"></span>ja<span class=\"__3 _223\"></span>npid<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ja v<span class=\"__3 _223\"></span>ero<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs27a\"> <span class=\"__3 _275\"> </span>eri v<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>osin<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs27b\">ja<span class=\"__3 _221\"></span>/<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ai </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs27c\">- <span class=\"__3 _274\"> </span>ti<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>t tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t eiv<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t ole la<span class=\"__3 _223\"></span>ink<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ve<span class=\"__3 _223\"></span>rot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ai ti<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>t kul<span class=\"__3 _223\"></span>ue<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>t </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs27d\"> <span class=\"__3 _275\"> </span>v\u00e4hennyskelpo<span class=\"__3 _228\"></span>isia ver<span class=\"__3 _228\"></span>otukses<span class=\"__3 _223\"></span>sa.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1a_3 wsa_3 gs27e\">P\u00e4\u00e4<span class=\"__3 _223\"></span>s\u00e4<span class=\"__3 _223\"></span>\u00e4nt\u00f6isesti laskennal<span class=\"__3 _228\"></span>linen<span class=\"__3 _228\"></span> vero kirjataa<span class=\"__3 _223\"></span>n vel<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>amenetelm\u00e4n mukai<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls4c_2 ws9a_2 gs27f\">s<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ti:<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs280\">- <span class=\"__3 _274\"> </span>om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>s- j<span class=\"__3 _223\"></span>a velk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ien t<span class=\"__3 _223\"></span>ilinp\u00e4<span class=\"__3 _221\"></span>\u00e4t\u00f6<span class=\"__3 _223\"></span>sp<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>np<span class=\"__3 _223\"></span>ito<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>voje<span class=\"__3 _223\"></span>n ja </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs281\"> <span class=\"__3 _275\"> </span>verot<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sellisten a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vojen v<span class=\"__3 _223\"></span>\u00e4lisist<span class=\"__3 _223\"></span>\u00e4 v\u00e4liaik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isist<span class=\"__3 _223\"></span>a erois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs282\">- <span class=\"__3 _274\"> </span>k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00f6mis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 verot<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sellisist<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>appiois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a ja k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00f6mist<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs283\"> <span class=\"__3 _275\"> </span>verotukseen l<span class=\"__3 _228\"></span>iitt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>vist\u00e4 hyv<span class=\"__3 _223\"></span>ityk<span class=\"__3 _223\"></span>sist\u00e4.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws50_2 gs284\">La<span class=\"__3 _223\"></span>skennal<span class=\"__3 _228\"></span>linen ver<span class=\"__3 _228\"></span>os<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>minen<span class=\"__3 _228\"></span> kirjata<span class=\"__3 _223\"></span>an verotuksessa v\u00e4hennyskelpo<span class=\"__3 _228\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws9d_2 gs285\">sist<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>\u00e4li<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isist<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>roi<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>ain sii<span class=\"__3 _223\"></span>hen m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ti k<span class=\"__3 _223\"></span>uin o<span class=\"__3 _223\"></span>n tod<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsf_3 ws13_3 gs286\">k\u00f6ist<span class=\"__3 _221\"></span>\u00e4, et<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4 tule<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>aisu<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>y ver<span class=\"__3 _223\"></span>ote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ulo<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws41_2 gs287\">United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers voi<span class=\"__3 _228\"></span> hy\u00f6dynt\u00e4<span class=\"__3 _223\"></span>\u00e4 v\u00e4liai<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>aisen eron<span class=\"__3 _228\"></span>. La<span class=\"__3 _223\"></span>skennall<span class=\"__3 _228\"></span>isen vero<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 ws9e_2 gs288\">s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4 ja s<span class=\"__3 _223\"></span>en hy<span class=\"__3 _223\"></span>\u00f6d<span class=\"__3 _223\"></span>yn<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>mise<span class=\"__3 _223\"></span>n to<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>\u00f6isy<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioid<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws2f_3 gs289\">uudel<span class=\"__3 _228\"></span>leen kunkin raportointikauden p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yess\u00e4. L<span class=\"__3 _223\"></span>askennall<span class=\"__3 _228\"></span>isen vero<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws64_2 gs28a\">sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misen k<span class=\"__3 _223\"></span>irjanpi<span class=\"__3 _223\"></span>toa<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vos<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a kirja<span class=\"__3 _223\"></span>ta<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n v\u00e4<span class=\"__3 _223\"></span>henn<span class=\"__3 _223\"></span>ys, jos k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>seist<span class=\"__3 _223\"></span>\u00e4 ver<span class=\"__3 _223\"></span>ohy\u00f6t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs28b\">ei pid<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4 en<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 to<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>k\u00f6is<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>\u00e4.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1a_3 ws7c_2 gs28c\">La<span class=\"__3 _223\"></span>skennall<span class=\"__3 _228\"></span>inen ver<span class=\"__3 _228\"></span>ovelka kirjataan ta<span class=\"__3 _223\"></span>seeseen yleens\u00e4 t\u00e4ysim\u00e4\u00e4r\u00e4isen\u00e4. </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs28d\">L<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ske<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>allist<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ovelk<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>a ei ku<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, jos s<span class=\"__3 _223\"></span>e joh<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>u:<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs28e\">- <span class=\"__3 _274\"> </span>liike<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>n alk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>st<span class=\"__3 _221\"></span>\u00e4 kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>am<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, t<span class=\"__3 _223\"></span>ai </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs28f\">- <span class=\"__3 _274\"> </span>om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4n t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i vel<span class=\"__3 _223\"></span>an a<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>upe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4is<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs290\"> <span class=\"__3 _275\"> </span>ei ole li<span class=\"__3 _228\"></span>ike<span class=\"__3 _223\"></span>toimintojen yhdis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4mine<span class=\"__3 _223\"></span>n eik\u00e4 liiket<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>tum<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws64_2 gs291\"> <span class=\"__3 _337\"> </span>toteut<span class=\"__3 _223\"></span>umis<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>an v<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>a kirj<span class=\"__3 _223\"></span>anpid<span class=\"__3 _223\"></span>on tulok<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en eik<span class=\"__3 _223\"></span>\u00e4 verote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls18_3 ws9f_2 gs292\"> tulo<span class=\"__3 _223\"></span>on.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls9_3 wsa_3 gs293\">T<span class=\"__3 _228\"></span>y<span class=\"__3 _223\"></span>t\u00e4r<span class=\"__3 _223\"></span>yrit<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>sii<span class=\"__3 _228\"></span>n tehdyist\u00e4 si<span class=\"__3 _228\"></span>joituksista kir<span class=\"__3 _228\"></span>jat<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n laskennal<span class=\"__3 _228\"></span>linen v<span class=\"__3 _228\"></span>erovelka </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls16_3 ws1e_3 gs294\">pa<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>si silloin, k<span class=\"__3 _223\"></span>un U<span class=\"__3 _223\"></span>nit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s py<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>y m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>\u00e4lia<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>en e<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws38_3 gs295\">purkaut<span class=\"__3 _223\"></span>umisajankohdan,<span class=\"__3 _228\"></span> eik\u00e4 v\u00e4liai<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>ainen ero<span class=\"__3 _228\"></span> todenn\u00e4k\u00f6isesti purkau<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1b_3 ws34_3 gs296\">du<span class=\"__3 _228\"></span> ennako<span class=\"__3 _228\"></span>itavissa<span class=\"__3 _228\"></span> ole<span class=\"__3 _228\"></span>vass<span class=\"__3 _223\"></span>a tu<span class=\"__3 _228\"></span>leva<span class=\"__3 _228\"></span>isuu<span class=\"__3 _228\"></span>dessa.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws5e_2 gs297\">L<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ske<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>allise<span class=\"__3 _223\"></span>t ve<span class=\"__3 _223\"></span>ros<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>et j<span class=\"__3 _223\"></span>a -ve<span class=\"__3 _223\"></span>lat m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>en nii<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 ver<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws36_3 gs298\">k<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>toja (<span class=\"__3 _223\"></span>j<span class=\"__3 _223\"></span>a ver<span class=\"__3 _223\"></span>ola<span class=\"__3 _223\"></span>keja), jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a tod<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6i<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i ov<span class=\"__3 _223\"></span>at vo<span class=\"__3 _223\"></span>ima<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a sill\u00e4 k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>u<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsf_3 ws22_3 gs299\">della<span class=\"__3 _223\"></span>, jolla o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>isu<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4 r<span class=\"__3 _223\"></span>ea<span class=\"__3 _223\"></span>lisoid<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ai m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>toin h<span class=\"__3 _223\"></span>y\u00f6d<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ai </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls40_2 ws3d_3 gs29a\">velka suor<span class=\"__3 _228\"></span>iteta<span class=\"__3 _223\"></span>an. Ver<span class=\"__3 _228\"></span>ok<span class=\"__3 _223\"></span>ant<span class=\"__3 _223\"></span>ana k\u00e4y<span class=\"__3 _223\"></span>tet\u00e4<span class=\"__3 _223\"></span>\u00e4n rapor<span class=\"__3 _223\"></span>tointi<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>auden p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1e_3 gs29b\">misp<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>\u00e4 voim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>aole<span class=\"__3 _223\"></span>via v<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ntoj<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ai tilik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n vu<span class=\"__3 _223\"></span>od<span class=\"__3 _223\"></span>en </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsa_3 ws3d_3 gs29c\">verokantoja, m<span class=\"__3 _228\"></span>ik\u00e4li ne on<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>\u00e4yt<span class=\"__3 _223\"></span>\u00e4nn\u00f6ss<span class=\"__3 _223\"></span>\u00e4 hyv\u00e4<span class=\"__3 _223\"></span>ksy<span class=\"__3 _223\"></span>tt<span class=\"__3 _223\"></span>y rapor<span class=\"__3 _223\"></span>tointikauden </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1b_3 ws34_3 gs29d\">p\u00e4\u00e4tt<span class=\"__3 _223\"></span>ymi<span class=\"__3 _228\"></span>sp\u00e4iv\u00e4\u00e4n m<span class=\"__3 _228\"></span>enness\u00e4<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>ysei<span class=\"__3 _228\"></span>siss\u00e4<span class=\"__3 _228\"></span> maissa.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls1_3 ws1_3 gs29e\">1<span class=\"__3 _228\"></span>0<span class=\"__3 _223\"></span>.<span class=\"__3 _223\"></span>2 Til<span class=\"__3 _223\"></span>ikau<span class=\"__3 _223\"></span>den ve<span class=\"__3 _223\"></span>rote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>avaan t<span class=\"__3 _223\"></span>uloo<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls1_3 ws1_3 gs29f\">per<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>tuva ve<span class=\"__3 _223\"></span>ro<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs2a0\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _c0_2\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _c1_2\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs2a1\">Til<span class=\"__3 _228\"></span>ikauden verotettav<span class=\"__3 _223\"></span>aan tuloon </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs2a2\">perustuva vero<span class=\"__3 _10e_1\"> </span><span class=\"ls1_3 ws1_3\">-3 054<span class=\"__3 _e9_1\"> </span><span class=\"ls39_3 ws75_2\">-<span class=\"__3 _221\"></span>6<span class=\"__3 _221\"></span> 15<span class=\"__3 _221\"></span>6<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs2a3\">Edellisi<span class=\"__3 _228\"></span>in tilik<span class=\"__3 _223\"></span>ausiin liitt<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v\u00e4t ve<span class=\"__3 _223\"></span>rot<span class=\"__3 _e0_1\"> </span><span class=\"ls1_3 ws1_3\"> 34 <span class=\"__3 _338\"> </span> 6 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs2a4\">La<span class=\"__3 _223\"></span>skennal<span class=\"__3 _228\"></span>listen<span class=\"__3 _228\"></span> verojen<span class=\"__3 _228\"></span> muutos<span class=\"__3 _7d_2\"> </span><span class=\"ls14_3 ws4d_2\">-<span class=\"__3 _223\"></span>497<span class=\"__3 _339\"> </span><span class=\"ls1_3 ws1_3\"> 1 207 </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs2a5\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _333\"> </span><span class=\"ls22_3 ws48_2\">-<span class=\"__3 _223\"></span>3<span class=\"__3 _223\"></span> 5<span class=\"__3 _223\"></span>16<span class=\"__3 _c7_2\"> </span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _223\"></span>4 9<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>3<span class=\"__3 _13b\"> </span></span></span></div>1<span class=\"__3 _228\"></span>0.3 T<span class=\"__3 _228\"></span>uloslask<span class=\"__3 _228\"></span>elman verokulun<span class=\"__3 _228\"></span> ja suomessa sovellettavalla v<span class=\"__3 _228\"></span>erokannalla laskettujen tulov<span class=\"__3 _228\"></span>erojen v\u00e4linen t\u00e4sm\u00e4yt<span class=\"__3 _223\"></span>yslaskel<span class=\"__3 _228\"></span>ma<span class=\"__3 _13b\"> </span>1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _340\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _11a\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span>T<span class=\"__3 _228\"></span>ulos ennen tuloveroja<span class=\"__3 _11b\"> </span><span class=\"ff4_3 fc4_3 ls1_3 ws1_3\"> 1<span class=\"__3 _228\"></span>6 6<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>0 <span class=\"__3 _a4_2\"> </span> 23 3<span class=\"__3 _223\"></span>82 </span>Vero la<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ket<span class=\"__3 _221\"></span>tu<span class=\"__3 _223\"></span>na ko<span class=\"__3 _223\"></span>tim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ver<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>alla (2<span class=\"__3 _223\"></span>0 %)<span class=\"__3 _11c\"> </span> 3 328 <span class=\"__3 _234\"> </span> 4 676 Ulk<span class=\"__3 _228\"></span>om<span class=\"__3 _223\"></span>aisten<span class=\"__3 _228\"></span> veroka<span class=\"__3 _223\"></span>ntoj<span class=\"__3 _228\"></span>en vaikutus<span class=\"__3 _11d\"> </span><span class=\"ls2a_3 ws4e_2\"> 12<span class=\"__3 _223\"></span> <span class=\"__3 _1f_2\"> </span><span class=\"ls1_3 ws1_3\"> 4<span class=\"__3 _223\"></span>4 </span></span>Verovapaiden tuot<span class=\"__3 _223\"></span>tojen vaikutus<span class=\"__3 _11e\"> </span><span class=\"ls2b_3 ws4f_2\">-13<span class=\"__3 _256\"> </span><span class=\"ls13_3 ws26_3\">-5<span class=\"__3 _13b\"> </span></span></span>V\u00e4hennyskelv<span class=\"__3 _228\"></span>ot<span class=\"__3 _223\"></span>tomien<span class=\"__3 _228\"></span> kulujen<span class=\"__3 _228\"></span> vaikut<span class=\"__3 _223\"></span>us<span class=\"__3 _11f\"> </span><span class=\"ls2b_3 ws4f_2\"> 17<span class=\"__3 _223\"></span>2<span class=\"__3 _221\"></span> <span class=\"__3 _6c_2\"> </span><span class=\"ls1_3 ws1_3\"> 256 </span></span>Aik<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>empie<span class=\"__3 _223\"></span>n verov<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>sien va<span class=\"__3 _223\"></span>hv<span class=\"__3 _223\"></span>istet<span class=\"__3 _223\"></span>ut t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _341\"> </span><span class=\"ls14_3 ws4d_2\">-2<span class=\"__3 _f5_1\"> </span>-25<span class=\"__3 _13b\"> </span></span>Kirj<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>t lask<span class=\"__3 _223\"></span>enn<span class=\"__3 _223\"></span>alliset vero<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>amise<span class=\"__3 _223\"></span>t verot<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sellisist<span class=\"__3 _223\"></span>a ta<span class=\"__3 _223\"></span>ppiois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _251\"> </span><span class=\"ls1_3 ws1_3\"> 53 <span class=\"__3 _250\"> </span> 1 </span>Ver<span class=\"__3 _223\"></span>ot a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>ilt<span class=\"__3 _221\"></span>a tili<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>ilt<span class=\"__3 _223\"></span>a<span class=\"__3 _342\"> </span><span class=\"ls9_3 ws16_3\">-34<span class=\"__3 _332\"> </span><span class=\"ls28_3 ws1c_3\">-6<span class=\"__3 _13b\"> </span></span></span>T<span class=\"__3 _228\"></span>uloslaskelman tuloverot<span class=\"__3 _7a_2\"> </span><span class=\"ls1_3 ws1_3\"> 3 51<span class=\"__3 _228\"></span>6 <span class=\"__3 _b0_2\"> </span> 4 94<span class=\"__3 _223\"></span>3</span><span class=\"ls1_3 ws1_3\"> </span>1<span class=\"__3 _228\"></span>0.4 Laskennall<span class=\"__3 _228\"></span>isten verosaami<span class=\"__3 _228\"></span>sten ja -vel<span class=\"__3 _228\"></span>kojen m<span class=\"__3 _228\"></span>uutokset<span class=\"__3 _13b\"> </span>20<span class=\"__3 _223\"></span>25 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _343\"> </span><span class=\"ls38_3 ws5c_2\">1.1.<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>5<span class=\"__3 _e9_1\"> </span><span class=\"ls1a_3 ws1d_3\">Kirjat<span class=\"__3 _223\"></span>tu tulosvaikut<span class=\"__3 _223\"></span>teisesti<span class=\"__3 _344\"> </span><span class=\"ls10_3 ws32_3\">Kirja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tu omaan p\u00e4\u00e4omaan<span class=\"__3 _302\"> </span></span></span>3<span class=\"__3 _223\"></span>1.12<span class=\"__3 _223\"></span>.<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _223\"></span>2<span class=\"__3 _221\"></span>5<span class=\"__3 _13b\"> </span></span>Laskennalliset veros<span class=\"__3 _223\"></span>aamiset<span class=\"__3 _13b\"> </span>Odotet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>sa olev<span class=\"__3 _223\"></span>at luot<span class=\"__3 _221\"></span>tota<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _345\"> </span><span class=\"ls1_3 ws1_3\"> 1 <span class=\"__3 _231\"> </span><span class=\"ls21_3 ws47_2\"> 10<span class=\"__3 _223\"></span> <span class=\"__3 _256\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _225\"> </span><span class=\"ls2a_3 ws4e_2\"> 12<span class=\"__3 _221\"></span> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _346\"> </span><span class=\"ls1_3 ws1_3\"> 1 <span class=\"__3 _bc_2\"> </span><span class=\"ls43_2 ws8c_2\"> 10<span class=\"__3 _223\"></span> <span class=\"__3 _347\"> </span></span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _aa_2\"> </span><span class=\"ls38_3 ws5c_2\"> 12<span class=\"__3 _223\"></span> </span></span></span>Laskennalliset verovelat<span class=\"__3 _13b\"> </span>Liiketoimintojen yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4min<span class=\"__3 _223\"></span>en<span class=\"__3 _348\"> </span><span class=\"ls1_3 ws1_3\"> 22<span class=\"__3 _223\"></span>6 <span class=\"__3 _bc_2\"> </span><span class=\"ls35_3 ws7_3\">-72<span class=\"__3 _349\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _350\"> </span><span class=\"ls39_3 ws75_2\"> 15<span class=\"__3 _221\"></span>3<span class=\"__3 _223\"></span> </span></span></span>Sa<span class=\"__3 _223\"></span>amisten<span class=\"__3 _228\"></span> ja si<span class=\"__3 _228\"></span>joitusten k\u00e4yv<span class=\"__3 _223\"></span>\u00e4n arvon muutokset<span class=\"__3 _12a\"> </span><span class=\"ls1_3 ws1_3\"> 1 579 <span class=\"__3 _6c_2\"> </span><span class=\"ls31_3 ws70_2\"> 583<span class=\"__3 _228\"></span> <span class=\"__3 _347\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _300\"> </span><span class=\"ws1_3\"> 2 1<span class=\"__3 _228\"></span>62 </span></span></span></span>Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nieliminoinnit<span class=\"__3 _12b\"> </span><span class=\"ls1_3 ws1_3\"> 5 <span class=\"__3 _257\"> </span><span class=\"ls9_3 ws16_3\">-3<span class=\"__3 _10a_1\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _12c\"> </span></span> 2 </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _12d\"> </span><span class=\"ls1_3 ws1_3\"> 1 80<span class=\"__3 _223\"></span>9 <span class=\"__3 _5e_2\"> </span> 50<span class=\"__3 _223\"></span>7 <span class=\"__3 _347\"> </span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _12e\"> </span></span> 2 316 </span>20<span class=\"__3 _223\"></span>24 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _343\"> </span><span class=\"ls38_3 ws5c_2\">1.1.<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>4<span class=\"__3 _e9_1\"> </span><span class=\"ls1a_3 ws1d_3\">Kirjat<span class=\"__3 _223\"></span>tu tulosvaikut<span class=\"__3 _223\"></span>teisesti<span class=\"__3 _344\"> </span><span class=\"ls10_3 ws32_3\">Kirja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tu omaan p\u00e4\u00e4omaan<span class=\"__3 _302\"> </span></span></span>3<span class=\"__3 _223\"></span>1.12<span class=\"__3 _223\"></span>.<span class=\"__3 _221\"></span>2<span class=\"__3 _223\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>4<span class=\"__3 _13b\"> </span></span>Laskennalliset veros<span class=\"__3 _223\"></span>aamiset<span class=\"__3 _13b\"> </span>Odotet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>sa olev<span class=\"__3 _223\"></span>at luot<span class=\"__3 _221\"></span>tota<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _345\"> </span><span class=\"ls1_3 ws1_3\"> 2 <span class=\"__3 _257\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _12f\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _12c\"> </span></span> 1 </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _346\"> </span><span class=\"ls1_3 ws1_3\"> 2 <span class=\"__3 _261\"> </span><span class=\"ls2e_3 ws83_2\">-0<span class=\"__3 _10a_1\"> </span></span><span class=\"ws8e_2\"> <span class=\"__3 _351\"> </span>-  <span class=\"__3 _256\"> </span></span> 1 </span>Laskennalliset verovelat<span class=\"__3 _13b\"> </span>Liiketoimintojen yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4min<span class=\"__3 _223\"></span>en<span class=\"__3 _348\"> </span><span class=\"ls1_3 ws1_3\"> 29<span class=\"__3 _223\"></span>8 <span class=\"__3 _bc_2\"> </span><span class=\"ls35_3 ws7_3\">-72<span class=\"__3 _349\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _e3_1\"> </span></span> 2<span class=\"__3 _223\"></span>26 </span>Sa<span class=\"__3 _223\"></span>amisten<span class=\"__3 _228\"></span> ja si<span class=\"__3 _228\"></span>joitusten k\u00e4yv<span class=\"__3 _223\"></span>\u00e4n arvon muutokset<span class=\"__3 _352\"> </span><span class=\"ls1_3 ws1_3\"> 2 71<span class=\"__3 _228\"></span>3 <span class=\"__3 _9b_2\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 13<span class=\"__3 _318\"></span>4<span class=\"__3 _349\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _286\"> </span></span> 1 579 </span>Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nieliminoinnit<span class=\"__3 _12b\"> </span><span class=\"ls1_3 ws1_3\"> 5 <span class=\"__3 _240\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _349\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _12c\"> </span></span> 5 </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _353\"> </span><span class=\"ls1_3 ws1_3\"> 3 016 <span class=\"__3 _8d_2\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _223\"></span> 2<span class=\"__3 _221\"></span>0<span class=\"__3 _221\"></span>7<span class=\"__3 _243\"> </span></span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _234\"> </span></span> 1 8<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>9</span><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gs2be\">1<span class=\"__3 _228\"></span>0.<span class=\"__3 _223\"></span>5 K<span class=\"__3 _228\"></span>onsernin verotukselliset<span class=\"__3 _228\"></span> t<span class=\"__3 _223\"></span>appiot<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs2bf\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _354\"> </span><span class=\"ls38_3 ws5c_2\">3<span class=\"__3 _223\"></span>1.12<span class=\"__3 _223\"></span>.<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _223\"></span>2<span class=\"__3 _221\"></span>5<span class=\"__3 _284\"> </span>3<span class=\"__3 _221\"></span>1.12.<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _223\"></span>4<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs2c0\">Verot<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>t t<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>piot<span class=\"__3 _223\"></span>, jois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a ei ole k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u la<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ken<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>allist<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsf_3 ws46_2 gs2c1\">verosa<span class=\"__3 _223\"></span>amist<span class=\"__3 _223\"></span>a<span class=\"__3 _355\"> </span><span class=\"ls1_3 ws1_3\"> 60<span class=\"__3 _223\"></span>6 <span class=\"__3 _283\"> </span> 72<span class=\"__3 _223\"></span>2 </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs2c2\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _356\"> </span><span class=\"ls1_3 ws1_3\"> 60<span class=\"__3 _223\"></span>6 <span class=\"__3 _6c_2\"> </span> 722</span><span class=\"ls1_3 ws1_3\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-348": {
   "value": "1<span class=\"__3 _228\"></span>0.<span class=\"__3 _227\"></span>1 Laatimisperiaate<span class=\"__3 _13b\"> </span>T<span class=\"__3 _227\"></span>uloslaskelman v<span class=\"__3 _228\"></span>erokulu koostuu:<span class=\"__3 _13b\"> </span>- <span class=\"__3 _274\"> </span>til<span class=\"__3 _228\"></span>ikauden verotettava<span class=\"__3 _223\"></span>an tuloon<span class=\"__3 _228\"></span> per<span class=\"__3 _223\"></span>ustuvast<span class=\"__3 _223\"></span>a verosta, ja - <span class=\"__3 _274\"> </span>laskennall<span class=\"__3 _228\"></span>isten v<span class=\"__3 _228\"></span>erovelko<span class=\"__3 _228\"></span>jen ja<span class=\"__3 _228\"></span> -s<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>misten<span class=\"__3 _228\"></span> muutoksest<span class=\"__3 _223\"></span>a. T<span class=\"__3 _228\"></span>ulov<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ot ki<span class=\"__3 _223\"></span>rja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an t<span class=\"__3 _223\"></span>ulo<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>te<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i pa<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>si silloin, k<span class=\"__3 _223\"></span>un n<span class=\"__3 _223\"></span>e liit<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4t su<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ra<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>uihin e<span class=\"__3 _223\"></span>riin. T<span class=\"__3 _223\"></span>\u00e4ll\u00f6in my<span class=\"__3 _223\"></span>\u00f6s t<span class=\"__3 _223\"></span>ulove<span class=\"__3 _223\"></span>ro k<span class=\"__3 _223\"></span>irj<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>ys<span class=\"__3 _223\"></span>eisiin eriin.<span class=\"__3 _13b\"> </span>Kauden verotett<span class=\"__3 _223\"></span>ava<span class=\"__3 _223\"></span>an tuloon<span class=\"__3 _228\"></span> perustu<span class=\"__3 _223\"></span>va vero lasketaan kunkin ma<span class=\"__3 _223\"></span>an ver<span class=\"__3 _223\"></span>olai<span class=\"__3 _223\"></span>ns<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>d\u00e4<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>\u00f6n m<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n ve<span class=\"__3 _223\"></span>rote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ulon j<span class=\"__3 _223\"></span>a voim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>saolevan verokanna<span class=\"__3 _223\"></span>n (tai t<span class=\"__3 _228\"></span>ilinp\u00e4\u00e4t\u00f6sp\u00e4iv\u00e4<span class=\"__3 _223\"></span>\u00e4n menness\u00e4 k<span class=\"__3 _223\"></span>\u00e4yt<span class=\"__3 _223\"></span>\u00e4nn\u00f6ss<span class=\"__3 _223\"></span>\u00e4 hy<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>sy<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>n ver<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>n) perust<span class=\"__3 _223\"></span>eella niiss<span class=\"__3 _223\"></span>\u00e4 mais<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a, jois<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a Unite<span class=\"__3 _223\"></span>d Ba<span class=\"__3 _223\"></span>n<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ker<span class=\"__3 _223\"></span>s toi<span class=\"__3 _223\"></span>mii ja sille sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>y ve<span class=\"__3 _223\"></span>rot<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a tul<span class=\"__3 _223\"></span>oa<span class=\"__3 _223\"></span>. Vero<span class=\"__3 _223\"></span>a oik<span class=\"__3 _221\"></span>aist<span class=\"__3 _221\"></span>aa<span class=\"__3 _223\"></span>n m<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>dollisil<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>la ed<span class=\"__3 _223\"></span>ellisiin tilik<span class=\"__3 _223\"></span>au<span class=\"__3 _223\"></span>siin liit<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ill\u00e4 ver<span class=\"__3 _223\"></span>oilla. M<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>t k<span class=\"__3 _223\"></span>uin t<span class=\"__3 _223\"></span>ulove<span class=\"__3 _223\"></span>rot si<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4lt<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>v<span class=\"__3 _223\"></span>\u00e4t liiketoiminnan m<span class=\"__3 _223\"></span>uihin kuluihin. Tilika<span class=\"__3 _223\"></span>ude<span class=\"__3 _223\"></span>n vero la<span class=\"__3 _223\"></span>sket<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t\u00e4<span class=\"__3 _223\"></span>en nii<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>\u00e4 ver<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nt<span class=\"__3 _223\"></span>oja (<span class=\"__3 _223\"></span>ja -<span class=\"__3 _223\"></span>la<span class=\"__3 _223\"></span>keja), joist<span class=\"__3 _221\"></span>a on s<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4d<span class=\"__3 _223\"></span>et<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y t<span class=\"__3 _223\"></span>ai jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>n\u00f6s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4 hyv<span class=\"__3 _223\"></span>\u00e4ksy<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y raportointikauden p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ymisp\u00e4iv\u00e4\u00e4n menness<span class=\"__3 _223\"></span>\u00e4.<span class=\"__3 _13b\"> </span>Vero<span class=\"__3 _228\"></span>tet<span class=\"__3 _223\"></span>tav<span class=\"__3 _223\"></span>a tul<span class=\"__3 _228\"></span>os eroa<span class=\"__3 _223\"></span>a konsernit<span class=\"__3 _228\"></span>ilinp\u00e4\u00e4t\u00f6ksess<span class=\"__3 _223\"></span>\u00e4 rapor<span class=\"__3 _223\"></span>toidu<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a tulok<span class=\"__3 _228\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>sesta<span class=\"__3 _223\"></span>, koska:<span class=\"__3 _13b\"> </span>- <span class=\"__3 _274\"> </span>t<span class=\"__3 _223\"></span>uot<span class=\"__3 _221\"></span>toja ja k<span class=\"__3 _223\"></span>uluj<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>sitell<span class=\"__3 _223\"></span>\u00e4 kir<span class=\"__3 _223\"></span>ja<span class=\"__3 _223\"></span>npid<span class=\"__3 _223\"></span>os<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a ja v<span class=\"__3 _223\"></span>ero<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>ss<span class=\"__3 _223\"></span>a  <span class=\"__3 _275\"> </span>eri v<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>osin<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, ja<span class=\"__3 _221\"></span>/<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>ai - <span class=\"__3 _274\"> </span>ti<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>t tu<span class=\"__3 _223\"></span>ot<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t eiv<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>t ole la<span class=\"__3 _223\"></span>ink<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ve<span class=\"__3 _223\"></span>rot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ai ti<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>t kul<span class=\"__3 _223\"></span>ue<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>t  <span class=\"__3 _275\"> </span>v\u00e4hennyskelpo<span class=\"__3 _228\"></span>isia ver<span class=\"__3 _228\"></span>otukses<span class=\"__3 _223\"></span>sa.<span class=\"__3 _13b\"> </span>P\u00e4\u00e4<span class=\"__3 _223\"></span>s\u00e4<span class=\"__3 _223\"></span>\u00e4nt\u00f6isesti laskennal<span class=\"__3 _228\"></span>linen<span class=\"__3 _228\"></span> vero kirjataa<span class=\"__3 _223\"></span>n vel<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>amenetelm\u00e4n mukai<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ti:<span class=\"__3 _13b\"> </span>- <span class=\"__3 _274\"> </span>om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>s- j<span class=\"__3 _223\"></span>a velk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ien t<span class=\"__3 _223\"></span>ilinp\u00e4<span class=\"__3 _221\"></span>\u00e4t\u00f6<span class=\"__3 _223\"></span>sp<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>np<span class=\"__3 _223\"></span>ito<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>voje<span class=\"__3 _223\"></span>n ja  <span class=\"__3 _275\"> </span>verot<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sellisten a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vojen v<span class=\"__3 _223\"></span>\u00e4lisist<span class=\"__3 _223\"></span>\u00e4 v\u00e4liaik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isist<span class=\"__3 _223\"></span>a erois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 - <span class=\"__3 _274\"> </span>k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00f6mis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 verot<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sellisist<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>appiois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a ja k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00f6mist<span class=\"__3 _223\"></span>\u00e4  <span class=\"__3 _275\"> </span>verotukseen l<span class=\"__3 _228\"></span>iitt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>vist\u00e4 hyv<span class=\"__3 _223\"></span>ityk<span class=\"__3 _223\"></span>sist\u00e4.<span class=\"__3 _13b\"> </span>La<span class=\"__3 _223\"></span>skennal<span class=\"__3 _228\"></span>linen ver<span class=\"__3 _228\"></span>os<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>minen<span class=\"__3 _228\"></span> kirjata<span class=\"__3 _223\"></span>an verotuksessa v\u00e4hennyskelpo<span class=\"__3 _228\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>sist<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>\u00e4li<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isist<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>roi<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>ain sii<span class=\"__3 _223\"></span>hen m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ti k<span class=\"__3 _223\"></span>uin o<span class=\"__3 _223\"></span>n tod<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>k\u00f6ist<span class=\"__3 _221\"></span>\u00e4, et<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4 tule<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>aisu<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>y ver<span class=\"__3 _223\"></span>ote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ulo<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers voi<span class=\"__3 _228\"></span> hy\u00f6dynt\u00e4<span class=\"__3 _223\"></span>\u00e4 v\u00e4liai<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>aisen eron<span class=\"__3 _228\"></span>. La<span class=\"__3 _223\"></span>skennall<span class=\"__3 _228\"></span>isen vero<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4 ja s<span class=\"__3 _223\"></span>en hy<span class=\"__3 _223\"></span>\u00f6d<span class=\"__3 _223\"></span>yn<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>mise<span class=\"__3 _223\"></span>n to<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>\u00f6isy<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioid<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n uudel<span class=\"__3 _228\"></span>leen kunkin raportointikauden p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yess\u00e4. L<span class=\"__3 _223\"></span>askennall<span class=\"__3 _228\"></span>isen vero<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misen k<span class=\"__3 _223\"></span>irjanpi<span class=\"__3 _223\"></span>toa<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vos<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a kirja<span class=\"__3 _223\"></span>ta<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n v\u00e4<span class=\"__3 _223\"></span>henn<span class=\"__3 _223\"></span>ys, jos k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>seist<span class=\"__3 _223\"></span>\u00e4 ver<span class=\"__3 _223\"></span>ohy\u00f6t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>\u00e4 ei pid<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4 en<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 to<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>k\u00f6is<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>\u00e4.<span class=\"__3 _13b\"> </span>La<span class=\"__3 _223\"></span>skennall<span class=\"__3 _228\"></span>inen ver<span class=\"__3 _228\"></span>ovelka kirjataan ta<span class=\"__3 _223\"></span>seeseen yleens\u00e4 t\u00e4ysim\u00e4\u00e4r\u00e4isen\u00e4. L<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ske<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>allist<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ovelk<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>a ei ku<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, jos s<span class=\"__3 _223\"></span>e joh<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>u:<span class=\"__3 _13b\"> </span>- <span class=\"__3 _274\"> </span>liike<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>n alk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>st<span class=\"__3 _221\"></span>\u00e4 kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>am<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, t<span class=\"__3 _223\"></span>ai - <span class=\"__3 _274\"> </span>om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4n t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i vel<span class=\"__3 _223\"></span>an a<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>upe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4is<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4  <span class=\"__3 _275\"> </span>ei ole li<span class=\"__3 _228\"></span>ike<span class=\"__3 _223\"></span>toimintojen yhdis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4mine<span class=\"__3 _223\"></span>n eik\u00e4 liiket<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>tum<span class=\"__3 _223\"></span>a  <span class=\"__3 _337\"> </span>toteut<span class=\"__3 _223\"></span>umis<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>an v<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>a kirj<span class=\"__3 _223\"></span>anpid<span class=\"__3 _223\"></span>on tulok<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en eik<span class=\"__3 _223\"></span>\u00e4 verote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an  tulo<span class=\"__3 _223\"></span>on.<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>y<span class=\"__3 _223\"></span>t\u00e4r<span class=\"__3 _223\"></span>yrit<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>sii<span class=\"__3 _228\"></span>n tehdyist\u00e4 si<span class=\"__3 _228\"></span>joituksista kir<span class=\"__3 _228\"></span>jat<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n laskennal<span class=\"__3 _228\"></span>linen v<span class=\"__3 _228\"></span>erovelka pa<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>si silloin, k<span class=\"__3 _223\"></span>un U<span class=\"__3 _223\"></span>nit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s py<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>y m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>\u00e4lia<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>en e<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>n purkaut<span class=\"__3 _223\"></span>umisajankohdan,<span class=\"__3 _228\"></span> eik\u00e4 v\u00e4liai<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>ainen ero<span class=\"__3 _228\"></span> todenn\u00e4k\u00f6isesti purkau<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>du<span class=\"__3 _228\"></span> ennako<span class=\"__3 _228\"></span>itavissa<span class=\"__3 _228\"></span> ole<span class=\"__3 _228\"></span>vass<span class=\"__3 _223\"></span>a tu<span class=\"__3 _228\"></span>leva<span class=\"__3 _228\"></span>isuu<span class=\"__3 _228\"></span>dessa.<span class=\"__3 _13b\"> </span>L<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ske<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>allise<span class=\"__3 _223\"></span>t ve<span class=\"__3 _223\"></span>ros<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>et j<span class=\"__3 _223\"></span>a -ve<span class=\"__3 _223\"></span>lat m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>en nii<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 ver<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>k<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>toja (<span class=\"__3 _223\"></span>j<span class=\"__3 _223\"></span>a ver<span class=\"__3 _223\"></span>ola<span class=\"__3 _223\"></span>keja), jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a tod<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6i<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i ov<span class=\"__3 _223\"></span>at vo<span class=\"__3 _223\"></span>ima<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a sill\u00e4 k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>u<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>della<span class=\"__3 _223\"></span>, jolla o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>isu<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4 r<span class=\"__3 _223\"></span>ea<span class=\"__3 _223\"></span>lisoid<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ai m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>toin h<span class=\"__3 _223\"></span>y\u00f6d<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ai velka suor<span class=\"__3 _228\"></span>iteta<span class=\"__3 _223\"></span>an. Ver<span class=\"__3 _228\"></span>ok<span class=\"__3 _223\"></span>ant<span class=\"__3 _223\"></span>ana k\u00e4y<span class=\"__3 _223\"></span>tet\u00e4<span class=\"__3 _223\"></span>\u00e4n rapor<span class=\"__3 _223\"></span>tointi<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>auden p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>misp<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>\u00e4 voim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>aole<span class=\"__3 _223\"></span>via v<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ntoj<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ai tilik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n vu<span class=\"__3 _223\"></span>od<span class=\"__3 _223\"></span>en verokantoja, m<span class=\"__3 _228\"></span>ik\u00e4li ne on<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>\u00e4yt<span class=\"__3 _223\"></span>\u00e4nn\u00f6ss<span class=\"__3 _223\"></span>\u00e4 hyv\u00e4<span class=\"__3 _223\"></span>ksy<span class=\"__3 _223\"></span>tt<span class=\"__3 _223\"></span>y rapor<span class=\"__3 _223\"></span>tointikauden p\u00e4\u00e4tt<span class=\"__3 _223\"></span>ymi<span class=\"__3 _228\"></span>sp\u00e4iv\u00e4\u00e4n m<span class=\"__3 _228\"></span>enness\u00e4<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>ysei<span class=\"__3 _228\"></span>siss\u00e4<span class=\"__3 _228\"></span> maissa",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-349": {
   "value": "P\u00e4\u00e4<span class=\"__3 _223\"></span>s\u00e4<span class=\"__3 _223\"></span>\u00e4nt\u00f6isesti laskennal<span class=\"__3 _228\"></span>linen<span class=\"__3 _228\"></span> vero kirjataa<span class=\"__3 _223\"></span>n vel<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>amenetelm\u00e4n mukai<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ti:<span class=\"__3 _13b\"> </span>- <span class=\"__3 _274\"> </span>om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>s- j<span class=\"__3 _223\"></span>a velk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ien t<span class=\"__3 _223\"></span>ilinp\u00e4<span class=\"__3 _221\"></span>\u00e4t\u00f6<span class=\"__3 _223\"></span>sp<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>np<span class=\"__3 _223\"></span>ito<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>voje<span class=\"__3 _223\"></span>n ja  <span class=\"__3 _275\"> </span>verot<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sellisten a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vojen v<span class=\"__3 _223\"></span>\u00e4lisist<span class=\"__3 _223\"></span>\u00e4 v\u00e4liaik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isist<span class=\"__3 _223\"></span>a erois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, se<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>\u00e4 - <span class=\"__3 _274\"> </span>k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00f6mis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 verot<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sellisist<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>appiois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a ja k<span class=\"__3 _223\"></span>\u00e4y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t\u00f6mist<span class=\"__3 _223\"></span>\u00e4  <span class=\"__3 _275\"> </span>verotukseen l<span class=\"__3 _228\"></span>iitt<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>vist\u00e4 hyv<span class=\"__3 _223\"></span>ityk<span class=\"__3 _223\"></span>sist\u00e4.<span class=\"__3 _13b\"> </span>La<span class=\"__3 _223\"></span>skennal<span class=\"__3 _228\"></span>linen ver<span class=\"__3 _228\"></span>os<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>minen<span class=\"__3 _228\"></span> kirjata<span class=\"__3 _223\"></span>an verotuksessa v\u00e4hennyskelpo<span class=\"__3 _228\"></span>i<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>sist<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>\u00e4li<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isist<span class=\"__3 _223\"></span>a e<span class=\"__3 _223\"></span>roi<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>ain sii<span class=\"__3 _223\"></span>hen m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4n a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ti k<span class=\"__3 _223\"></span>uin o<span class=\"__3 _223\"></span>n tod<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>k\u00f6ist<span class=\"__3 _221\"></span>\u00e4, et<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>\u00e4 tule<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>aisu<span class=\"__3 _223\"></span>ud<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a sy<span class=\"__3 _223\"></span>nt<span class=\"__3 _221\"></span>y<span class=\"__3 _223\"></span>y ver<span class=\"__3 _223\"></span>ote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ulo<span class=\"__3 _223\"></span>a, jo<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a va<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an United<span class=\"__3 _228\"></span> B<span class=\"__3 _223\"></span>ankers voi<span class=\"__3 _228\"></span> hy\u00f6dynt\u00e4<span class=\"__3 _223\"></span>\u00e4 v\u00e4liai<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>aisen eron<span class=\"__3 _228\"></span>. La<span class=\"__3 _223\"></span>skennall<span class=\"__3 _228\"></span>isen vero<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ami<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>n m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4 ja s<span class=\"__3 _223\"></span>en hy<span class=\"__3 _223\"></span>\u00f6d<span class=\"__3 _223\"></span>yn<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>mise<span class=\"__3 _223\"></span>n to<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>\u00e4k<span class=\"__3 _223\"></span>\u00f6isy<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>s a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>ioid<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n uudel<span class=\"__3 _228\"></span>leen kunkin raportointikauden p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>yess\u00e4. L<span class=\"__3 _223\"></span>askennall<span class=\"__3 _228\"></span>isen vero<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>sa<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>misen k<span class=\"__3 _223\"></span>irjanpi<span class=\"__3 _223\"></span>toa<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vos<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a kirja<span class=\"__3 _223\"></span>ta<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n v\u00e4<span class=\"__3 _223\"></span>henn<span class=\"__3 _223\"></span>ys, jos k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>seist<span class=\"__3 _223\"></span>\u00e4 ver<span class=\"__3 _223\"></span>ohy\u00f6t<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>\u00e4 ei pid<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4 en<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4 to<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>k\u00f6is<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>\u00e4.<span class=\"__3 _13b\"> </span>La<span class=\"__3 _223\"></span>skennall<span class=\"__3 _228\"></span>inen ver<span class=\"__3 _228\"></span>ovelka kirjataan ta<span class=\"__3 _223\"></span>seeseen yleens\u00e4 t\u00e4ysim\u00e4\u00e4r\u00e4isen\u00e4. L<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ske<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>allist<span class=\"__3 _223\"></span>a v<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ovelk<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>a ei ku<span class=\"__3 _223\"></span>ite<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, jos s<span class=\"__3 _223\"></span>e joh<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>u:<span class=\"__3 _13b\"> </span>- <span class=\"__3 _274\"> </span>liike<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>n alk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>pe<span class=\"__3 _223\"></span>r\u00e4<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>st<span class=\"__3 _221\"></span>\u00e4 kirj<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>am<span class=\"__3 _223\"></span>ise<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>, t<span class=\"__3 _223\"></span>ai - <span class=\"__3 _274\"> </span>om<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>isuu<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4n t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>i vel<span class=\"__3 _223\"></span>an a<span class=\"__3 _223\"></span>lk<span class=\"__3 _223\"></span>upe<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4is<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 k<span class=\"__3 _223\"></span>irja<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a, k<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>\u00e4  <span class=\"__3 _275\"> </span>ei ole li<span class=\"__3 _228\"></span>ike<span class=\"__3 _223\"></span>toimintojen yhdis<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4mine<span class=\"__3 _223\"></span>n eik\u00e4 liiket<span class=\"__3 _223\"></span>ap<span class=\"__3 _223\"></span>ah<span class=\"__3 _223\"></span>tum<span class=\"__3 _223\"></span>a  <span class=\"__3 _337\"> </span>toteut<span class=\"__3 _223\"></span>umis<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>na<span class=\"__3 _223\"></span>an v<span class=\"__3 _223\"></span>aik<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>a kirj<span class=\"__3 _223\"></span>anpid<span class=\"__3 _223\"></span>on tulok<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>en eik<span class=\"__3 _223\"></span>\u00e4 verote<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>an  tulo<span class=\"__3 _223\"></span>on.<span class=\"__3 _13b\"> </span>T<span class=\"__3 _228\"></span>y<span class=\"__3 _223\"></span>t\u00e4r<span class=\"__3 _223\"></span>yrit<span class=\"__3 _223\"></span>yk<span class=\"__3 _223\"></span>sii<span class=\"__3 _228\"></span>n tehdyist\u00e4 si<span class=\"__3 _228\"></span>joituksista kir<span class=\"__3 _228\"></span>jat<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>n laskennal<span class=\"__3 _228\"></span>linen v<span class=\"__3 _228\"></span>erovelka pa<span class=\"__3 _223\"></span>it<span class=\"__3 _223\"></span>si silloin, k<span class=\"__3 _223\"></span>un U<span class=\"__3 _223\"></span>nit<span class=\"__3 _223\"></span>ed B<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nk<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>s py<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>y<span class=\"__3 _221\"></span>y m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n v<span class=\"__3 _223\"></span>\u00e4lia<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>en e<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>n purkaut<span class=\"__3 _223\"></span>umisajankohdan,<span class=\"__3 _228\"></span> eik\u00e4 v\u00e4liai<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>ainen ero<span class=\"__3 _228\"></span> todenn\u00e4k\u00f6isesti purkau<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>du<span class=\"__3 _228\"></span> ennako<span class=\"__3 _228\"></span>itavissa<span class=\"__3 _228\"></span> ole<span class=\"__3 _228\"></span>vass<span class=\"__3 _223\"></span>a tu<span class=\"__3 _228\"></span>leva<span class=\"__3 _228\"></span>isuu<span class=\"__3 _228\"></span>dessa.<span class=\"__3 _13b\"> </span>L<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ske<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>allise<span class=\"__3 _223\"></span>t ve<span class=\"__3 _223\"></span>ros<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>mis<span class=\"__3 _223\"></span>et j<span class=\"__3 _223\"></span>a -ve<span class=\"__3 _223\"></span>lat m<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>ri<span class=\"__3 _223\"></span>tet<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n k<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>en nii<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>\u00e4 ver<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span><span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>k<span class=\"__3 _223\"></span>an<span class=\"__3 _223\"></span>toja (<span class=\"__3 _223\"></span>j<span class=\"__3 _223\"></span>a ver<span class=\"__3 _223\"></span>ola<span class=\"__3 _223\"></span>keja), jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a tod<span class=\"__3 _223\"></span>en<span class=\"__3 _223\"></span>n\u00e4<span class=\"__3 _223\"></span>k\u00f6i<span class=\"__3 _223\"></span>se<span class=\"__3 _223\"></span>st<span class=\"__3 _223\"></span>i ov<span class=\"__3 _223\"></span>at vo<span class=\"__3 _223\"></span>ima<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a sill\u00e4 k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>u<span class=\"ws1_3\">-<span class=\"__3 _13b\"> </span></span>della<span class=\"__3 _223\"></span>, jolla o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>isu<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>\u00e4 r<span class=\"__3 _223\"></span>ea<span class=\"__3 _223\"></span>lisoid<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ai m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>toin h<span class=\"__3 _223\"></span>y\u00f6d<span class=\"__3 _223\"></span>y<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n t<span class=\"__3 _223\"></span>ai velka suor<span class=\"__3 _228\"></span>iteta<span class=\"__3 _223\"></span>an. Ver<span class=\"__3 _228\"></span>ok<span class=\"__3 _223\"></span>ant<span class=\"__3 _223\"></span>ana k\u00e4y<span class=\"__3 _223\"></span>tet\u00e4<span class=\"__3 _223\"></span>\u00e4n rapor<span class=\"__3 _223\"></span>tointi<span class=\"__3 _228\"></span>k<span class=\"__3 _223\"></span>auden p\u00e4\u00e4t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>y<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>misp<span class=\"__3 _223\"></span>\u00e4i<span class=\"__3 _223\"></span>v\u00e4<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>\u00e4 voim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>aole<span class=\"__3 _223\"></span>via v<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ntoj<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ai tilik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ut<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a s<span class=\"__3 _223\"></span>eu<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>av<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n vu<span class=\"__3 _223\"></span>od<span class=\"__3 _223\"></span>en verokantoja, m<span class=\"__3 _228\"></span>ik\u00e4li ne on<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>\u00e4yt<span class=\"__3 _223\"></span>\u00e4nn\u00f6ss<span class=\"__3 _223\"></span>\u00e4 hyv\u00e4<span class=\"__3 _223\"></span>ksy<span class=\"__3 _223\"></span>tt<span class=\"__3 _223\"></span>y rapor<span class=\"__3 _223\"></span>tointikauden p\u00e4\u00e4tt<span class=\"__3 _223\"></span>ymi<span class=\"__3 _228\"></span>sp\u00e4iv\u00e4\u00e4n m<span class=\"__3 _228\"></span>enness\u00e4<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>ysei<span class=\"__3 _228\"></span>siss\u00e4<span class=\"__3 _228\"></span> maissa.<span class=\"__3 _13b\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-350": {
   "value": "<div class=\"t_3 m0_3 h2_3 ff1_3 fs0_3 fc0_3 sc0_3 ls3c_2 ws76_2 gs5a\">11<span class=\"__3 _223\"></span>6<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h3_3 ff2_3 fs1_3 fc1_3 sc0_3 ls1_3 ws1_3 gs5b\">u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>v<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>o<span class=\"__3 _223\"></span>s<span class=\"__3 _221\"></span>i<span class=\"__3 _222\"> </span>v<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>u<span class=\"__3 _221\"></span>u<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _221\"></span></span>u<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>d<span class=\"__3 _223\"></span><span class=\"fs2_3\"> <span class=\"__3 _223\"></span></span>b<span class=\"__3 _221\"></span>a<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>k<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>r<span class=\"__3 _221\"></span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>l<span class=\"__3 _223\"></span>a<span class=\"__3 _224\"> </span><span class=\"fc2_3\">ko<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>e<span class=\"__3 _221\"></span>r<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _221\"></span>\u00e4<span class=\"__3 _223\"></span>t<span class=\"__3 _221\"></span>\u00f6<span class=\"__3 _223\"></span>s<span class=\"__3 _225\"> </span></span>h<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>n<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>o<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>n<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>i<span class=\"__3 _226\"> </span>s<span class=\"__3 _223\"></span>i<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>o<span class=\"__3 _223\"></span>i<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>j<span class=\"__3 _221\"></span>i<span class=\"__3 _223\"></span>l<span class=\"__3 _221\"></span>l<span class=\"__3 _223\"></span>e<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 lsb_3 ws12_3 gs93\">1<span class=\"__3 _228\"></span>0.3 T<span class=\"__3 _228\"></span>uloslask<span class=\"__3 _228\"></span>elman verokulun<span class=\"__3 _228\"></span> ja suomessa sovellettavalla v<span class=\"__3 _228\"></span>erokannalla laskettujen tulov<span class=\"__3 _228\"></span>erojen v\u00e4linen t\u00e4sm\u00e4yt<span class=\"__3 _223\"></span>yslaskel<span class=\"__3 _228\"></span>ma<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gseb\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _340\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _11a\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gsec\">T<span class=\"__3 _228\"></span>ulos ennen tuloveroja<span class=\"__3 _11b\"> </span><span class=\"ff4_3 fc4_3 ls1_3 ws1_3\"> 1<span class=\"__3 _228\"></span>6 6<span class=\"__3 _223\"></span>4<span class=\"__3 _223\"></span>0 <span class=\"__3 _a4_2\"> </span> 23 3<span class=\"__3 _223\"></span>82 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gsed\">Vero la<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ket<span class=\"__3 _221\"></span>tu<span class=\"__3 _223\"></span>na ko<span class=\"__3 _223\"></span>tim<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ver<span class=\"__3 _223\"></span>ok<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>nn<span class=\"__3 _223\"></span>alla (2<span class=\"__3 _223\"></span>0 %)<span class=\"__3 _11c\"> </span> 3 328 <span class=\"__3 _234\"> </span> 4 676 </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gsee\">Ulk<span class=\"__3 _228\"></span>om<span class=\"__3 _223\"></span>aisten<span class=\"__3 _228\"></span> veroka<span class=\"__3 _223\"></span>ntoj<span class=\"__3 _228\"></span>en vaikutus<span class=\"__3 _11d\"> </span><span class=\"ls2a_3 ws4e_2\"> 12<span class=\"__3 _223\"></span> <span class=\"__3 _1f_2\"> </span><span class=\"ls1_3 ws1_3\"> 4<span class=\"__3 _223\"></span>4 </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsf_3 ws46_2 gsef\">Verovapaiden tuot<span class=\"__3 _223\"></span>tojen vaikutus<span class=\"__3 _11e\"> </span><span class=\"ls2b_3 ws4f_2\">-13<span class=\"__3 _256\"> </span><span class=\"ls13_3 ws26_3\">-5<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gsf0\">V\u00e4hennyskelv<span class=\"__3 _228\"></span>ot<span class=\"__3 _223\"></span>tomien<span class=\"__3 _228\"></span> kulujen<span class=\"__3 _228\"></span> vaikut<span class=\"__3 _223\"></span>us<span class=\"__3 _11f\"> </span><span class=\"ls2b_3 ws4f_2\"> 17<span class=\"__3 _223\"></span>2<span class=\"__3 _221\"></span> <span class=\"__3 _6c_2\"> </span><span class=\"ls1_3 ws1_3\"> 256 </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gsf1\">Aik<span class=\"__3 _223\"></span>ais<span class=\"__3 _223\"></span>empie<span class=\"__3 _223\"></span>n verov<span class=\"__3 _223\"></span>uo<span class=\"__3 _223\"></span>sien va<span class=\"__3 _223\"></span>hv<span class=\"__3 _223\"></span>istet<span class=\"__3 _223\"></span>ut t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _341\"> </span><span class=\"ls14_3 ws4d_2\">-2<span class=\"__3 _f5_1\"> </span>-25<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gsf2\">Kirj<span class=\"__3 _223\"></span>aa<span class=\"__3 _223\"></span>m<span class=\"__3 _223\"></span>at<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>t lask<span class=\"__3 _223\"></span>enn<span class=\"__3 _223\"></span>alliset vero<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>amise<span class=\"__3 _223\"></span>t verot<span class=\"__3 _223\"></span>uk<span class=\"__3 _223\"></span>sellisist<span class=\"__3 _223\"></span>a ta<span class=\"__3 _223\"></span>ppiois<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _251\"> </span><span class=\"ls1_3 ws1_3\"> 53 <span class=\"__3 _250\"> </span> 1 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls2c_3 ws50_2 gs2a6\">Ver<span class=\"__3 _223\"></span>ot a<span class=\"__3 _223\"></span>ik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>is<span class=\"__3 _223\"></span>e<span class=\"__3 _223\"></span>mm<span class=\"__3 _223\"></span>ilt<span class=\"__3 _221\"></span>a tili<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>us<span class=\"__3 _223\"></span>ilt<span class=\"__3 _223\"></span>a<span class=\"__3 _342\"> </span><span class=\"ls9_3 ws16_3\">-34<span class=\"__3 _332\"> </span><span class=\"ls28_3 ws1c_3\">-6<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gsf3\">T<span class=\"__3 _228\"></span>uloslaskelman tuloverot<span class=\"__3 _7a_2\"> </span><span class=\"ls1_3 ws1_3\"> 3 51<span class=\"__3 _228\"></span>6 <span class=\"__3 _b0_2\"> </span> 4 94<span class=\"__3 _223\"></span>3</span><span class=\"ls1_3 ws1_3\"> </span></div>1<span class=\"__3 _228\"></span>0.4 Laskennall<span class=\"__3 _228\"></span>isten verosaami<span class=\"__3 _228\"></span>sten ja -vel<span class=\"__3 _228\"></span>kojen m<span class=\"__3 _228\"></span>uutokset<span class=\"__3 _13b\"> </span>20<span class=\"__3 _223\"></span>25 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _343\"> </span><span class=\"ls38_3 ws5c_2\">1.1.<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>5<span class=\"__3 _e9_1\"> </span><span class=\"ls1a_3 ws1d_3\">Kirjat<span class=\"__3 _223\"></span>tu tulosvaikut<span class=\"__3 _223\"></span>teisesti<span class=\"__3 _344\"> </span><span class=\"ls10_3 ws32_3\">Kirja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tu omaan p\u00e4\u00e4omaan<span class=\"__3 _302\"> </span></span></span>3<span class=\"__3 _223\"></span>1.12<span class=\"__3 _223\"></span>.<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _223\"></span>2<span class=\"__3 _221\"></span>5<span class=\"__3 _13b\"> </span></span>Laskennalliset veros<span class=\"__3 _223\"></span>aamiset<span class=\"__3 _13b\"> </span>Odotet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>sa olev<span class=\"__3 _223\"></span>at luot<span class=\"__3 _221\"></span>tota<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _345\"> </span><span class=\"ls1_3 ws1_3\"> 1 <span class=\"__3 _231\"> </span><span class=\"ls21_3 ws47_2\"> 10<span class=\"__3 _223\"></span> <span class=\"__3 _256\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _225\"> </span><span class=\"ls2a_3 ws4e_2\"> 12<span class=\"__3 _221\"></span> </span></span></span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _346\"> </span><span class=\"ls1_3 ws1_3\"> 1 <span class=\"__3 _bc_2\"> </span><span class=\"ls43_2 ws8c_2\"> 10<span class=\"__3 _223\"></span> <span class=\"__3 _347\"> </span></span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _aa_2\"> </span><span class=\"ls38_3 ws5c_2\"> 12<span class=\"__3 _223\"></span> </span></span></span>Laskennalliset verovelat<span class=\"__3 _13b\"> </span>Liiketoimintojen yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4min<span class=\"__3 _223\"></span>en<span class=\"__3 _348\"> </span><span class=\"ls1_3 ws1_3\"> 22<span class=\"__3 _223\"></span>6 <span class=\"__3 _bc_2\"> </span><span class=\"ls35_3 ws7_3\">-72<span class=\"__3 _349\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _350\"> </span><span class=\"ls39_3 ws75_2\"> 15<span class=\"__3 _221\"></span>3<span class=\"__3 _223\"></span> </span></span></span>Sa<span class=\"__3 _223\"></span>amisten<span class=\"__3 _228\"></span> ja si<span class=\"__3 _228\"></span>joitusten k\u00e4yv<span class=\"__3 _223\"></span>\u00e4n arvon muutokset<span class=\"__3 _12a\"> </span><span class=\"ls1_3 ws1_3\"> 1 579 <span class=\"__3 _6c_2\"> </span><span class=\"ls31_3 ws70_2\"> 583<span class=\"__3 _228\"></span> <span class=\"__3 _347\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _300\"> </span><span class=\"ws1_3\"> 2 1<span class=\"__3 _228\"></span>62 </span></span></span></span>Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nieliminoinnit<span class=\"__3 _12b\"> </span><span class=\"ls1_3 ws1_3\"> 5 <span class=\"__3 _257\"> </span><span class=\"ls9_3 ws16_3\">-3<span class=\"__3 _10a_1\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _12c\"> </span></span> 2 </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _12d\"> </span><span class=\"ls1_3 ws1_3\"> 1 80<span class=\"__3 _223\"></span>9 <span class=\"__3 _5e_2\"> </span> 50<span class=\"__3 _223\"></span>7 <span class=\"__3 _347\"> </span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _12e\"> </span></span> 2 316 </span>20<span class=\"__3 _223\"></span>24 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _343\"> </span><span class=\"ls38_3 ws5c_2\">1.1.<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>4<span class=\"__3 _e9_1\"> </span><span class=\"ls1a_3 ws1d_3\">Kirjat<span class=\"__3 _223\"></span>tu tulosvaikut<span class=\"__3 _223\"></span>teisesti<span class=\"__3 _344\"> </span><span class=\"ls10_3 ws32_3\">Kirja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tu omaan p\u00e4\u00e4omaan<span class=\"__3 _302\"> </span></span></span>3<span class=\"__3 _223\"></span>1.12<span class=\"__3 _223\"></span>.<span class=\"__3 _221\"></span>2<span class=\"__3 _223\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>4<span class=\"__3 _13b\"> </span></span>Laskennalliset veros<span class=\"__3 _223\"></span>aamiset<span class=\"__3 _13b\"> </span>Odotet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>sa olev<span class=\"__3 _223\"></span>at luot<span class=\"__3 _221\"></span>tota<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _345\"> </span><span class=\"ls1_3 ws1_3\"> 2 <span class=\"__3 _257\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _12f\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _12c\"> </span></span> 1 </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _346\"> </span><span class=\"ls1_3 ws1_3\"> 2 <span class=\"__3 _261\"> </span><span class=\"ls2e_3 ws83_2\">-0<span class=\"__3 _10a_1\"> </span></span><span class=\"ws8e_2\"> <span class=\"__3 _351\"> </span>-  <span class=\"__3 _256\"> </span></span> 1 </span>Laskennalliset verovelat<span class=\"__3 _13b\"> </span>Liiketoimintojen yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4min<span class=\"__3 _223\"></span>en<span class=\"__3 _348\"> </span><span class=\"ls1_3 ws1_3\"> 29<span class=\"__3 _223\"></span>8 <span class=\"__3 _bc_2\"> </span><span class=\"ls35_3 ws7_3\">-72<span class=\"__3 _349\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _e3_1\"> </span></span> 2<span class=\"__3 _223\"></span>26 </span>Sa<span class=\"__3 _223\"></span>amisten<span class=\"__3 _228\"></span> ja si<span class=\"__3 _228\"></span>joitusten k\u00e4yv<span class=\"__3 _223\"></span>\u00e4n arvon muutokset<span class=\"__3 _352\"> </span><span class=\"ls1_3 ws1_3\"> 2 71<span class=\"__3 _228\"></span>3 <span class=\"__3 _9b_2\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 13<span class=\"__3 _318\"></span>4<span class=\"__3 _349\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _286\"> </span></span> 1 579 </span>Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nieliminoinnit<span class=\"__3 _12b\"> </span><span class=\"ls1_3 ws1_3\"> 5 <span class=\"__3 _240\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _349\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _12c\"> </span></span> 5 </span>Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _353\"> </span><span class=\"ls1_3 ws1_3\"> 3 016 <span class=\"__3 _8d_2\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _223\"></span> 2<span class=\"__3 _221\"></span>0<span class=\"__3 _221\"></span>7<span class=\"__3 _243\"> </span></span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _234\"> </span></span> 1 8<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>9</span>22 | SI<span class=\"__4 _361\"></span>IRTOS<span class=\"__4 _361\"></span>A<span class=\"__4 _361\"></span>AMI<span class=\"__4 _361\"></span>SE<span class=\"__4 _361\"></span>T JA MAKSE<span class=\"__4 _361\"></span>TU<span class=\"__4 _361\"></span>T<span class=\"__4 _369\"></span> <span class=\"__4 _361\"></span><span class=\"ls1_4\"> </span>ENNAK<span class=\"__4 _369\"></span>OT<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Koroi<span class=\"__4 _367\"></span>sta johtuvat er\u00e4t<span class=\"__4 _dc_2\"> </span><span class=\"ls19_4 ws67_3\">332<span class=\"__4 _405\"> </span><span class=\"ls13_4 ws4c_3\">503<span class=\"__4 _362\"> </span></span></span>Ver<span class=\"__4 _361\"></span>os<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>mis<span class=\"__4 _361\"></span>et<span class=\"__4 _dd_2\"> </span><span class=\"ls10_4 ws45_3\">485<span class=\"__4 _405\"> </span><span class=\"ls3_4 ws2_4\">386<span class=\"__4 _362\"> </span></span></span>Muut<span class=\"__4 _367\"></span> si<span class=\"__4 _367\"></span>irtosaamise<span class=\"__4 _367\"></span>t ja<span class=\"__4 _367\"></span> maksetut<span class=\"__4 _367\"></span> ennakkomaksut<span class=\"__4 _362\"> </span>988<span class=\"__4 _405\"> </span><span class=\"ls1f_4 ws3c_4\">929<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _dd_2\"> </span><span class=\"ls1_4 ws1_4\"> 1 80<span class=\"__4 _361\"></span>6 <span class=\"__4 _ca_3\"> </span><span class=\"ls20_4 ws49_3\">1<span class=\"__4 _361\"></span> 8<span class=\"__4 _361\"></span>18<span class=\"__4 _362\"> </span></span></span>25 | SI<span class=\"__4 _361\"></span>IRTOVE<span class=\"__4 _361\"></span>L<span class=\"__4 _361\"></span>A<span class=\"__4 _369\"></span>T JA S<span class=\"__4 _361\"></span>A<span class=\"__4 _361\"></span>ADU<span class=\"__4 _361\"></span>T ENN<span class=\"__4 _361\"></span>AKOT<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Koroi<span class=\"__4 _367\"></span>sta johtuvat er\u00e4t<span class=\"__4 _e4_2\"> </span><span class=\"ls4b_3 ws76_3\"> 472 <span class=\"__4 _382\"> </span><span class=\"ls1_4 ws1_4\">1 22<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></span>Henkil\u00f6st\u00f6s<span class=\"__4 _367\"></span>idonnaiset<span class=\"__4 _e5_2\"> </span><span class=\"ls1_4 ws1_4\"> 8 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _e6_2\"> </span><span class=\"ls23_4 ws38_4\">7<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>8<span class=\"__4 _362\"> </span></span></span>Verovel<span class=\"__4 _367\"></span>k<span class=\"__4 _361\"></span>a<span class=\"__4 _e7_2\"> </span><span class=\"ls10_4 ws45_3\"> 858 <span class=\"__4 _382\"> </span><span class=\"ls2b_4 ws48_3\">4<span class=\"__4 _361\"></span> 24<span class=\"__4 _361\"></span>7<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _e8_2\"> </span><span class=\"ls1_4 ws1_4\">9 52<span class=\"__4 _361\"></span>9<span class=\"__4 _425\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>9<span class=\"__4 _361\"></span>8</span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTaxReceivablesAndPayablesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-351": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls4_3 ws4_3 gs2a8\">1<span class=\"__3 _228\"></span>0.4 Laskennall<span class=\"__3 _228\"></span>isten verosaami<span class=\"__3 _228\"></span>sten ja -vel<span class=\"__3 _228\"></span>kojen m<span class=\"__3 _228\"></span>uutokset<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs2a9\">20<span class=\"__3 _223\"></span>25 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _343\"> </span><span class=\"ls38_3 ws5c_2\">1.1.<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>5<span class=\"__3 _e9_1\"> </span><span class=\"ls1a_3 ws1d_3\">Kirjat<span class=\"__3 _223\"></span>tu tulosvaikut<span class=\"__3 _223\"></span>teisesti<span class=\"__3 _344\"> </span><span class=\"ls10_3 ws32_3\">Kirja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tu omaan p\u00e4\u00e4omaan<span class=\"__3 _302\"> </span></span></span>3<span class=\"__3 _223\"></span>1.12<span class=\"__3 _223\"></span>.<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>0<span class=\"__3 _223\"></span>2<span class=\"__3 _221\"></span>5<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs2aa\">Laskennalliset veros<span class=\"__3 _223\"></span>aamiset<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs2ab\">Odotet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>sa olev<span class=\"__3 _223\"></span>at luot<span class=\"__3 _221\"></span>tota<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _345\"> </span><span class=\"ls1_3 ws1_3\"> 1 <span class=\"__3 _231\"> </span><span class=\"ls21_3 ws47_2\"> 10<span class=\"__3 _223\"></span> <span class=\"__3 _256\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _225\"> </span><span class=\"ls2a_3 ws4e_2\"> 12<span class=\"__3 _221\"></span> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs2ac\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _346\"> </span><span class=\"ls1_3 ws1_3\"> 1 <span class=\"__3 _bc_2\"> </span><span class=\"ls43_2 ws8c_2\"> 10<span class=\"__3 _223\"></span> <span class=\"__3 _347\"> </span></span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _aa_2\"> </span><span class=\"ls38_3 ws5c_2\"> 12<span class=\"__3 _223\"></span> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lsc_3 ws3c_3 gs2ad\">Laskennalliset verovelat<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs2ae\">Liiketoimintojen yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4min<span class=\"__3 _223\"></span>en<span class=\"__3 _348\"> </span><span class=\"ls1_3 ws1_3\"> 22<span class=\"__3 _223\"></span>6 <span class=\"__3 _bc_2\"> </span><span class=\"ls35_3 ws7_3\">-72<span class=\"__3 _349\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _350\"> </span><span class=\"ls39_3 ws75_2\"> 15<span class=\"__3 _221\"></span>3<span class=\"__3 _223\"></span> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs2af\">Sa<span class=\"__3 _223\"></span>amisten<span class=\"__3 _228\"></span> ja si<span class=\"__3 _228\"></span>joitusten k\u00e4yv<span class=\"__3 _223\"></span>\u00e4n arvon muutokset<span class=\"__3 _12a\"> </span><span class=\"ls1_3 ws1_3\"> 1 579 <span class=\"__3 _6c_2\"> </span><span class=\"ls31_3 ws70_2\"> 583<span class=\"__3 _228\"></span> <span class=\"__3 _347\"> </span><span class=\"ls1_3 ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _300\"> </span><span class=\"ws1_3\"> 2 1<span class=\"__3 _228\"></span>62 </span></span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs2b0\">Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nieliminoinnit<span class=\"__3 _12b\"> </span><span class=\"ls1_3 ws1_3\"> 5 <span class=\"__3 _257\"> </span><span class=\"ls9_3 ws16_3\">-3<span class=\"__3 _10a_1\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _12c\"> </span></span> 2 </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs2b1\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _12d\"> </span><span class=\"ls1_3 ws1_3\"> 1 80<span class=\"__3 _223\"></span>9 <span class=\"__3 _5e_2\"> </span> 50<span class=\"__3 _223\"></span>7 <span class=\"__3 _347\"> </span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _12e\"> </span></span> 2 316 </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs2b2\">20<span class=\"__3 _223\"></span>24 | 1 0<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>0 eur<span class=\"__3 _223\"></span>oa<span class=\"__3 _343\"> </span><span class=\"ls38_3 ws5c_2\">1.1.<span class=\"__3 _223\"></span>2<span class=\"__3 _223\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>4<span class=\"__3 _e9_1\"> </span><span class=\"ls1a_3 ws1d_3\">Kirjat<span class=\"__3 _223\"></span>tu tulosvaikut<span class=\"__3 _223\"></span>teisesti<span class=\"__3 _344\"> </span><span class=\"ls10_3 ws32_3\">Kirja<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>tu omaan p\u00e4\u00e4omaan<span class=\"__3 _302\"> </span></span></span>3<span class=\"__3 _223\"></span>1.12<span class=\"__3 _223\"></span>.<span class=\"__3 _221\"></span>2<span class=\"__3 _223\"></span>0<span class=\"__3 _221\"></span>2<span class=\"__3 _221\"></span>4<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs2b3\">Laskennalliset veros<span class=\"__3 _223\"></span>aamiset<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs2b4\">Odotet<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>vis<span class=\"__3 _223\"></span>sa olev<span class=\"__3 _223\"></span>at luot<span class=\"__3 _221\"></span>tota<span class=\"__3 _223\"></span>ppiot<span class=\"__3 _345\"> </span><span class=\"ls1_3 ws1_3\"> 2 <span class=\"__3 _257\"> </span><span class=\"ls28_3 ws1c_3\">-0<span class=\"__3 _12f\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _12c\"> </span></span> 1 </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs2b5\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _346\"> </span><span class=\"ls1_3 ws1_3\"> 2 <span class=\"__3 _261\"> </span><span class=\"ls2e_3 ws83_2\">-0<span class=\"__3 _10a_1\"> </span></span><span class=\"ws8e_2\"> <span class=\"__3 _351\"> </span>-  <span class=\"__3 _256\"> </span></span> 1 </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lsc_3 ws3c_3 gs2b6\">Laskennalliset verovelat<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs2b7\">Liiketoimintojen yh<span class=\"__3 _223\"></span>dist<span class=\"__3 _223\"></span>\u00e4min<span class=\"__3 _223\"></span>en<span class=\"__3 _348\"> </span><span class=\"ls1_3 ws1_3\"> 29<span class=\"__3 _223\"></span>8 <span class=\"__3 _bc_2\"> </span><span class=\"ls35_3 ws7_3\">-72<span class=\"__3 _349\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _e3_1\"> </span></span> 2<span class=\"__3 _223\"></span>26 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs2b8\">Sa<span class=\"__3 _223\"></span>amisten<span class=\"__3 _228\"></span> ja si<span class=\"__3 _228\"></span>joitusten k\u00e4yv<span class=\"__3 _223\"></span>\u00e4n arvon muutokset<span class=\"__3 _352\"> </span><span class=\"ls1_3 ws1_3\"> 2 71<span class=\"__3 _228\"></span>3 <span class=\"__3 _9b_2\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _223\"></span> 13<span class=\"__3 _318\"></span>4<span class=\"__3 _349\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _286\"> </span></span> 1 579 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs2b9\">Kons<span class=\"__3 _223\"></span>er<span class=\"__3 _223\"></span>nieliminoinnit<span class=\"__3 _12b\"> </span><span class=\"ls1_3 ws1_3\"> 5 <span class=\"__3 _240\"> </span><span class=\"ls2b_3 ws4f_2\">-1<span class=\"__3 _349\"> </span></span><span class=\"ws6e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _12c\"> </span></span> 5 </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 lse_3 wsb_3 gs2ba\">Yht<span class=\"__3 _223\"></span>eens\u00e4<span class=\"__3 _353\"> </span><span class=\"ls1_3 ws1_3\"> 3 016 <span class=\"__3 _8d_2\"> </span><span class=\"ls37_3 ws74_2\">-1<span class=\"__3 _223\"></span> 2<span class=\"__3 _221\"></span>0<span class=\"__3 _221\"></span>7<span class=\"__3 _243\"> </span></span><span class=\"ws8e_2\"> <span class=\"__3 _5b_2\"> </span>-  <span class=\"__3 _234\"> </span></span> 1 8<span class=\"__3 _223\"></span>0<span class=\"__3 _223\"></span>9</span><span class=\"ls1_3 ws1_3\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-352": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls2_3 ws1_3 gs2bc\">1<span class=\"__3 _227\"></span>1 | OS<span class=\"__3 _223\"></span>AK<span class=\"__3 _223\"></span>EKOHT<span class=\"__3 _228\"></span>A<span class=\"__3 _223\"></span>INE<span class=\"__3 _223\"></span>N TU<span class=\"__3 _223\"></span>LOS<span class=\"__3 _13b\"> </span></div>1<span class=\"__3 _227\"></span>1<span class=\"__3 _228\"></span>.<span class=\"__3 _227\"></span>1 Laat<span class=\"__3 _223\"></span>imisperiaate<span class=\"__3 _13b\"> </span>Laiment<span class=\"__3 _223\"></span>amaton ja laimennettu osakekohtainen tulos<span class=\"__3 _13b\"> </span>Laimenta<span class=\"__3 _223\"></span>maton osakekohtainen vo<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>to lasketaan jak<span class=\"__3 _223\"></span>amalla:<span class=\"__3 _228\"></span> - <span class=\"__3 _274\"> </span>emoyrityk<span class=\"__3 _223\"></span>sen osakkeenomistaji<span class=\"__3 _228\"></span>lle<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>uuluva ti<span class=\"__3 _228\"></span>likauden tul<span class=\"__3 _228\"></span>os<span class=\"__3 _13b\"> </span>- <span class=\"__3 _274\"> </span>ulko<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a olev<span class=\"__3 _223\"></span>ien k<span class=\"__3 _221\"></span>ant<span class=\"__3 _221\"></span>aos<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kei<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n luk<span class=\"__3 _223\"></span>um<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4n p<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>note<span class=\"__3 _223\"></span>tull<span class=\"__3 _223\"></span>a  <span class=\"__3 _275\"> </span>keskiar<span class=\"__3 _221\"></span>volla<span class=\"__3 _228\"></span> (til<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>auden aik<span class=\"__3 _223\"></span>ana).<span class=\"__3 _13b\"> </span>Y<span class=\"__3 _223\"></span>hti<span class=\"__3 _223\"></span>\u00f6ll\u00e4 on v<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>n yk<span class=\"__3 _223\"></span>si o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>rja<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span>L<span class=\"__3 _223\"></span>aime<span class=\"__3 _223\"></span>nnus<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>iku<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>ella oika<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>ua os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>keko<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>aist<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ulost<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>/<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>appiot<span class=\"__3 _223\"></span>a la<span class=\"__3 _223\"></span>s<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>ket<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>eide<span class=\"__3 _223\"></span>n luk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n pa<span class=\"__3 _223\"></span>inot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>a kes<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ia<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>a oik<span class=\"__3 _221\"></span>aist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n ot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>lla hu<span class=\"__3 _223\"></span>omio<span class=\"__3 _223\"></span>on p<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>note<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u ke<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ia<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo n<span class=\"__3 _223\"></span>iist<span class=\"__3 _223\"></span>\u00e4 lis<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>eist<span class=\"__3 _221\"></span>a, jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a ol<span class=\"__3 _228\"></span>isi laskettu li<span class=\"__3 _228\"></span>ikkeeseen olettaen kaikkien potentiaal<span class=\"__3 _228\"></span>isten kant<span class=\"__3 _223\"></span>aosak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>keiden<span class=\"__3 _228\"></span> laimentava vaikutus. Konsernin<span class=\"__3 _228\"></span> laimentav<span class=\"__3 _223\"></span>at poten<span class=\"__3 _228\"></span>tia<span class=\"__3 _223\"></span>ali<span class=\"__3 _228\"></span>set kan<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>taos<span class=\"__3 _223\"></span>akkeet koostuvat osakeperusteisi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a kannustinj\u00e4rj<span class=\"__3 _228\"></span>estelyist\u00e4 ja<span class=\"__3 _228\"></span> yri<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span>t<span class=\"__3 _223\"></span>ysj\u00e4<span class=\"__3 _223\"></span>rjestel<span class=\"__3 _223\"></span>yist<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gs2d4\">1<span class=\"__3 _227\"></span>1<span class=\"__3 _228\"></span>.<span class=\"__3 _223\"></span>2 Osakek<span class=\"__3 _228\"></span>oht<span class=\"__3 _223\"></span>ainen tulos<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1_3 ws1_3 gs2d5\">1 00<span class=\"__3 _223\"></span>0 eu<span class=\"__3 _223\"></span>ro<span class=\"__3 _223\"></span>a<span class=\"__3 _357\"> </span><span class=\"ls2f_3 ws59_2\">2025<span class=\"__3 _358\"> </span><span class=\"ls1c_3 ws31_3\">2024<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs2d6\">Emoyrityk<span class=\"__3 _223\"></span>sen omi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>lle<span class=\"__3 _228\"></span> kuuluva til<span class=\"__3 _228\"></span>ikauden voitto<span class=\"__3 _12e\"> </span><span class=\"ls1_3 ws1_3\"> 1<span class=\"__3 _228\"></span>2 931 <span class=\"__3 _359\"> </span> 1<span class=\"__3 _228\"></span>8 0<span class=\"__3 _223\"></span>42 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs2d7\">Ulkon<span class=\"__3 _223\"></span>a ole<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>en o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>ide<span class=\"__3 _223\"></span>n luk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4n p<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>inot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u ke<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ia<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>o </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs2d8\">tilikau<span class=\"__3 _223\"></span>den aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>na (k<span class=\"__3 _223\"></span>pl)<span class=\"__3 _360\"> </span><span class=\"ls39_3 ws75_2\">10<span class=\"__3 _223\"></span> 9<span class=\"__3 _221\"></span>13<span class=\"__3 _223\"></span> 13<span class=\"__3 _221\"></span>3<span class=\"__3 _13a\"> </span><span class=\"ls1_3 ws1_3\">1<span class=\"__3 _228\"></span>0 8<span class=\"__3 _223\"></span>63 2<span class=\"__3 _223\"></span>31<span class=\"__3 _13b\"> </span></span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1a_3 ws1d_3 gs2d9\">Laimentamaton osakekohtainen tulos (<span class=\"__3 _228\"></span>euroa/osake<span class=\"__3 _228\"></span>)<span class=\"__3 _3f_2\"> </span><span class=\"ls4d_2 ws85_2\"> 1,1<span class=\"__3 _223\"></span>8<span class=\"__3 _221\"></span> <span class=\"__3 _d1_2\"> </span><span class=\"ls47_2 ws81_2\"> 1,<span class=\"__3 _223\"></span>6<span class=\"__3 _221\"></span>6<span class=\"__3 _223\"></span> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs2da\">Emoyrityk<span class=\"__3 _223\"></span>sen omi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>aji<span class=\"__3 _228\"></span>lle<span class=\"__3 _228\"></span> kuuluva til<span class=\"__3 _228\"></span>ikauden voitto<span class=\"__3 _12e\"> </span><span class=\"ls1_3 ws1_3\"> 1<span class=\"__3 _228\"></span>2 931 <span class=\"__3 _359\"> </span> 1<span class=\"__3 _228\"></span>8 0<span class=\"__3 _223\"></span>42 </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs2db\">Ulkon<span class=\"__3 _223\"></span>a ole<span class=\"__3 _223\"></span>vi<span class=\"__3 _223\"></span>en o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>ke<span class=\"__3 _223\"></span>ide<span class=\"__3 _223\"></span>n luk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4n p<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>inot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u ke<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ia<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>v<span class=\"__3 _223\"></span>o </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws2b_3 gs2dc\">tilikau<span class=\"__3 _223\"></span>den aik<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>na laim<span class=\"__3 _223\"></span>ennu<span class=\"__3 _223\"></span>sv<span class=\"__3 _223\"></span>aiku<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>ella oikaist<span class=\"__3 _223\"></span>un<span class=\"__3 _223\"></span>a (k<span class=\"__3 _223\"></span>pl)<span class=\"__3 _cb_2\"> </span><span class=\"ls1_3 ws1_3\">10 961 375<span class=\"__3 _13a\"> </span>10 9<span class=\"__3 _228\"></span>79 9<span class=\"__3 _223\"></span>1<span class=\"__3 _228\"></span>4<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h7_3 ff6_3 fs0_3 fc5_3 sc0_3 ls1a_3 ws1d_3 gs2dd\">Laimennettu osakekohtainen tulos (<span class=\"__3 _228\"></span>euroa<span class=\"__3 _223\"></span>/osake<span class=\"__3 _228\"></span>)<span class=\"__3 _262\"> </span><span class=\"ls4d_2 ws85_2\"> 1<span class=\"__3 _223\"></span>,1<span class=\"__3 _223\"></span>8<span class=\"__3 _221\"></span> <span class=\"__3 _d1_2\"> </span><span class=\"ls47_2 ws81_2\"> 1,<span class=\"__3 _223\"></span>6<span class=\"__3 _223\"></span>4<span class=\"__3 _221\"></span> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs2de\">Os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>keid<span class=\"__3 _223\"></span>en lu<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>um<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4r<span class=\"__3 _223\"></span>ien m<span class=\"__3 _223\"></span>uu<span class=\"__3 _223\"></span>to<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>et t<span class=\"__3 _223\"></span>ilik<span class=\"__3 _223\"></span>aus<span class=\"__3 _223\"></span>illa 2024-2<span class=\"__3 _223\"></span>025 o<span class=\"__3 _223\"></span>n esi<span class=\"__3 _223\"></span>tet<span class=\"__3 _221\"></span>t<span class=\"__3 _223\"></span>y liite<span class=\"__3 _223\"></span>tie<span class=\"__3 _223\"></span>dos<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a 2<span class=\"__3 _223\"></span>6 Om<span class=\"__3 _223\"></span>a p<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-353": {
   "value": "<div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls32_3 ws3_3 gs2c4\">1<span class=\"__3 _227\"></span>1<span class=\"__3 _228\"></span>.<span class=\"__3 _227\"></span>1 Laat<span class=\"__3 _223\"></span>imisperiaate<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gs2c5\">Laiment<span class=\"__3 _223\"></span>amaton ja laimennettu osakekohtainen </div><div class=\"t_3 m0_3 h4_3 ff3_3 fs2_3 fc0_3 sc0_3 ls30_3 ws58_2 gs2c6\">tulos<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs2c7\">Laimenta<span class=\"__3 _223\"></span>maton osakekohtainen vo<span class=\"__3 _228\"></span>it<span class=\"__3 _223\"></span>to lasketaan jak<span class=\"__3 _223\"></span>amalla:<span class=\"__3 _228\"></span> </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 wse_3 gs2c8\">- <span class=\"__3 _274\"> </span>emoyrityk<span class=\"__3 _223\"></span>sen osakkeenomistaji<span class=\"__3 _228\"></span>lle<span class=\"__3 _228\"></span> k<span class=\"__3 _223\"></span>uuluva ti<span class=\"__3 _228\"></span>likauden tul<span class=\"__3 _228\"></span>os<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs2c9\">- <span class=\"__3 _274\"> </span>ulko<span class=\"__3 _223\"></span>n<span class=\"__3 _223\"></span>a olev<span class=\"__3 _223\"></span>ien k<span class=\"__3 _221\"></span>ant<span class=\"__3 _221\"></span>aos<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>kei<span class=\"__3 _223\"></span>de<span class=\"__3 _223\"></span>n luk<span class=\"__3 _223\"></span>um<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4n p<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>note<span class=\"__3 _223\"></span>tull<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 lsf_3 ws46_2 gs2ca\"> <span class=\"__3 _275\"> </span>keskiar<span class=\"__3 _221\"></span>volla<span class=\"__3 _228\"></span> (til<span class=\"__3 _228\"></span>ik<span class=\"__3 _223\"></span>auden aik<span class=\"__3 _223\"></span>ana).<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls1_3 ws1_3 gs2cb\">Y<span class=\"__3 _223\"></span>hti<span class=\"__3 _223\"></span>\u00f6ll\u00e4 on v<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>n yk<span class=\"__3 _223\"></span>si o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>rja<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws83_2 gs2cc\">L<span class=\"__3 _223\"></span>aime<span class=\"__3 _223\"></span>nnus<span class=\"__3 _223\"></span>va<span class=\"__3 _223\"></span>iku<span class=\"__3 _223\"></span>tu<span class=\"__3 _223\"></span>ks<span class=\"__3 _223\"></span>ella oika<span class=\"__3 _223\"></span>ist<span class=\"__3 _223\"></span>ua os<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>keko<span class=\"__3 _223\"></span>ht<span class=\"__3 _223\"></span>aist<span class=\"__3 _223\"></span>a t<span class=\"__3 _223\"></span>ulost<span class=\"__3 _223\"></span>a<span class=\"__3 _221\"></span>/<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>appiot<span class=\"__3 _223\"></span>a la<span class=\"__3 _223\"></span>s<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls27_3 ws13_3 gs2cd\">ket<span class=\"__3 _221\"></span>ta<span class=\"__3 _223\"></span>es<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>a o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>eide<span class=\"__3 _223\"></span>n luk<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>m\u00e4<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>n pa<span class=\"__3 _223\"></span>inot<span class=\"__3 _223\"></span>et<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u<span class=\"__3 _223\"></span>a kes<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>ia<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo<span class=\"__3 _223\"></span>a oik<span class=\"__3 _221\"></span>aist<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>n </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls6_3 ws13_3 gs2ce\">ot<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>a<span class=\"__3 _223\"></span>ma<span class=\"__3 _223\"></span>lla hu<span class=\"__3 _223\"></span>omio<span class=\"__3 _223\"></span>on p<span class=\"__3 _223\"></span>ai<span class=\"__3 _223\"></span>note<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>t<span class=\"__3 _223\"></span>u ke<span class=\"__3 _223\"></span>sk<span class=\"__3 _223\"></span>ia<span class=\"__3 _223\"></span>r<span class=\"__3 _223\"></span>vo n<span class=\"__3 _223\"></span>iist<span class=\"__3 _223\"></span>\u00e4 lis<span class=\"__3 _223\"></span>\u00e4o<span class=\"__3 _223\"></span>s<span class=\"__3 _223\"></span>ak<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>eist<span class=\"__3 _221\"></span>a, jot<span class=\"__3 _223\"></span>k<span class=\"__3 _223\"></span>a </div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws98_2 gs2cf\">ol<span class=\"__3 _228\"></span>isi laskettu li<span class=\"__3 _228\"></span>ikkeeseen olettaen kaikkien potentiaal<span class=\"__3 _228\"></span>isten kant<span class=\"__3 _223\"></span>aosak<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws3c_3 gs2d0\">keiden<span class=\"__3 _228\"></span> laimentava vaikutus. Konsernin<span class=\"__3 _228\"></span> laimentav<span class=\"__3 _223\"></span>at poten<span class=\"__3 _228\"></span>tia<span class=\"__3 _223\"></span>ali<span class=\"__3 _228\"></span>set kan<span class=\"__3 _223\"></span><span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls5_3 ws11_3 gs2d1\">taos<span class=\"__3 _223\"></span>akkeet koostuvat osakeperusteisi<span class=\"__3 _228\"></span>st<span class=\"__3 _223\"></span>a kannustinj\u00e4rj<span class=\"__3 _228\"></span>estelyist\u00e4 ja<span class=\"__3 _228\"></span> yri<span class=\"ls1_3 ws1_3\">-<span class=\"__3 _13b\"> </span></span></div><div class=\"t_3 m0_3 h5_3 ff4_3 fs0_3 fc4_3 sc0_3 ls8_3 ws9_3 gs2d2\">t<span class=\"__3 _223\"></span>ysj\u00e4<span class=\"__3 _223\"></span>rjestel<span class=\"__3 _223\"></span>yist<span class=\"__3 _223\"></span>\u00e4<span class=\"__3 _223\"></span>.<span class=\"__3 _13b\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-354": {
   "value": "11<span class=\"__4 _361\"></span>8<span class=\"__4 _362\"> </span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>2 | R<span class=\"__4 _361\"></span>AHOI<span class=\"__4 _361\"></span>TUSVAROJ<span class=\"__4 _361\"></span>EN JA -V<span class=\"__4 _361\"></span>ELKOJE<span class=\"__4 _361\"></span>N RYHM<span class=\"__4 _361\"></span>\u00c4<span class=\"__4 _367\"></span>T<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _367\"></span>1 Rahoi<span class=\"__4 _361\"></span>tusvara<span class=\"__4 _361\"></span>t<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>telee r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oitu<span class=\"__4 _361\"></span>sva<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t seu<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iin r<span class=\"__4 _361\"></span>yhmiin: - <span class=\"__4 _368\"> </span>k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutteise<span class=\"__4 _367\"></span>sti ki<span class=\"__4 _367\"></span>rja<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>avat<span class=\"__4 _367\"></span> rahoitus<span class=\"__4 _367\"></span>varat - <span class=\"__4 _368\"> </span>jaksotet<span class=\"__4 _361\"></span>tuun hankintamenoon kirjatt<span class=\"__4 _361\"></span>avat rahoitusvar<span class=\"__4 _361\"></span>at.<span class=\"__4 _362\"> </span>Rahoitusvar<span class=\"__4 _361\"></span>at l<span class=\"__4 _367\"></span>uokitellaan al<span class=\"__4 _367\"></span>kuper<span class=\"__4 _361\"></span>\u00e4isen<span class=\"__4 _367\"></span> hankinnan yhteydess<span class=\"__4 _361\"></span>\u00e4 n<span class=\"__4 _367\"></span>iiden<span class=\"__4 _367\"></span> hankinnan tar<span class=\"__4 _361\"></span>ko<span class=\"__4 _367\"></span>ituksen perusteell<span class=\"__4 _367\"></span>a. Luokittelu perustuu Un<span class=\"__4 _367\"></span>ited Ban<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ker<span class=\"__4 _361\"></span>sin l<span class=\"__4 _367\"></span>iiketoimint<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>all<span class=\"__4 _367\"></span>in ta<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>teisiin ja rahoit<span class=\"__4 _361\"></span>usva<span class=\"__4 _361\"></span>rojen sopimu<span class=\"__4 _361\"></span>spe<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>rus<span class=\"__4 _361\"></span>teisiin raha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toihin.<span class=\"__4 _362\"> </span>K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki r<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rojen o<span class=\"__4 _361\"></span>stot ja m<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>nni<span class=\"__4 _361\"></span>t kirja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n ka<span class=\"__4 _361\"></span>upa<span class=\"__4 _361\"></span>nte<span class=\"__4 _361\"></span>kop<span class=\"__4 _361\"></span>\u00e4iv<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>n\u00e4. T<span class=\"__4 _369\"></span>ransak<span class=\"__4 _361\"></span>ti<span class=\"__4 _367\"></span>omeno<span class=\"__4 _367\"></span>t s<span class=\"__4 _367\"></span>is\u00e4l<span class=\"__4 _367\"></span>lytet\u00e4\u00e4n rahoitu<span class=\"__4 _367\"></span>svaroj<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> alkupe<span class=\"__4 _367\"></span>r\u00e4iseen<span class=\"__4 _367\"></span> kir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ja<span class=\"__4 _361\"></span>npito<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on, k<span class=\"__4 _361\"></span>un k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>ees<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 on er<span class=\"__4 _361\"></span>\u00e4, jot<span class=\"__4 _361\"></span>a ei a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vost<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>a k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tul<span class=\"__4 _367\"></span>osvaikuttei<span class=\"__4 _367\"></span>sesti<span class=\"__4 _367\"></span>. K\u00e4yp\u00e4\u00e4n arvoon<span class=\"__4 _367\"></span> tul<span class=\"__4 _367\"></span>osvaikuttei<span class=\"__4 _367\"></span>sesti<span class=\"__4 _367\"></span> arvostettavat rahoitusvarat merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n al<span class=\"__4 _367\"></span>kuper\u00e4isen kir<span class=\"__4 _367\"></span>jaamisen yhtey<span class=\"__4 _367\"></span>dess\u00e4 ta<span class=\"__4 _361\"></span>see<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>en k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on ja t<span class=\"__4 _361\"></span>\u00e4ll\u00f6in t<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>ns<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>tio<span class=\"__4 _361\"></span>men<span class=\"__4 _361\"></span>ot kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an v\u00e4<span class=\"__4 _361\"></span>lit<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4st<span class=\"__4 _361\"></span>i tulosla<span class=\"__4 _361\"></span>skelma<span class=\"__4 _361\"></span>an. R<span class=\"__4 _361\"></span>ahoit<span class=\"__4 _361\"></span>usva<span class=\"__4 _361\"></span>rojen ta<span class=\"__4 _361\"></span>sees<span class=\"__4 _361\"></span>ta pois k<span class=\"__4 _361\"></span>irjaa<span class=\"__4 _361\"></span>minen t<span class=\"__4 _361\"></span>apa<span class=\"__4 _361\"></span>h<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tuu si<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>oin<span class=\"__4 _367\"></span>, kun konserni<span class=\"__4 _367\"></span> on menett\u00e4ny<span class=\"__4 _361\"></span>t sopi<span class=\"__4 _367\"></span>musperusteisen<span class=\"__4 _367\"></span> oikeuden<span class=\"__4 _367\"></span> ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toihi<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i kun s<span class=\"__4 _361\"></span>e on siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4ny<span class=\"__4 _361\"></span>t m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vilt<span class=\"__4 _361\"></span>\u00e4 osi<span class=\"__4 _361\"></span>n risk<span class=\"__4 _361\"></span>it ja t<span class=\"__4 _361\"></span>uotot kons<span class=\"__4 _361\"></span>ernin ulkopu<span class=\"__4 _361\"></span>olelle.<span class=\"__4 _362\"> </span>Jaksotettuun hankint<span class=\"__4 _361\"></span>amenoon kirjattavat rahoitusvarat<span class=\"__4 _362\"> </span>Konserni l<span class=\"__4 _367\"></span>uokit<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>lee Jaksotettuun hankintamenoon ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avik<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>si rahoitusvaroiksi<span class=\"__4 _367\"></span> -r<span class=\"__4 _361\"></span>yhm\u00e4<span class=\"__4 _361\"></span>\u00e4n rahoitusvarat, joiden<span class=\"__4 _367\"></span> li<span class=\"__4 _367\"></span>iketo<span class=\"__4 _367\"></span>iminta<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ma<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>in t<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>koit<span class=\"__4 _361\"></span>us on pit<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 hallus<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>at ja ke<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t\u00e4 nii<span class=\"__4 _361\"></span>t\u00e4 ko<span class=\"__4 _361\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kev<span class=\"__4 _361\"></span>ia r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toja<span class=\"__4 _361\"></span>, jot<span class=\"__4 _361\"></span>ka ko<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at y<span class=\"__4 _361\"></span>ksin<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an j<span class=\"__4 _361\"></span>a koro<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> maksuista. Alkuper\u00e4isen kirjaamisen<span class=\"__4 _367\"></span> yhteydess\u00e4 United<span class=\"__4 _367\"></span> Bankers kir<span class=\"__4 _361\"></span>jaa j<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>sotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>uun h<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>eno<span class=\"__4 _361\"></span>on ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amise<span class=\"__4 _361\"></span>t k\u00e4<span class=\"__4 _361\"></span>y<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>p\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oon. Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et luot<span class=\"__4 _361\"></span>tolaitok<span class=\"__4 _361\"></span>silta<span class=\"__4 _361\"></span>, yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisyh<span class=\"__4 _361\"></span>teis\u00f6l<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 m<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>yntisaamiset kirjataa<span class=\"__4 _361\"></span>n jaksotettuun hankinta<span class=\"__4 _361\"></span>menoon.<span class=\"__4 _369\"></span> Konsernin<span class=\"__4 _367\"></span> sa<span class=\"__4 _361\"></span>amiset<span class=\"__4 _367\"></span> koostuvat p\u00e4<span class=\"__4 _361\"></span>\u00e4osin<span class=\"__4 _367\"></span> konsernin<span class=\"__4 _367\"></span> ja<span class=\"__4 _361\"></span>/t<span class=\"__4 _361\"></span>ai<span class=\"__4 _367\"></span> asiakk<span class=\"__4 _361\"></span>ai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>den arvopa<span class=\"__4 _361\"></span>perikauppoih<span class=\"__4 _367\"></span>in l<span class=\"__4 _367\"></span>iitty<span class=\"__4 _361\"></span>vist\u00e4 v\u00e4lityss<span class=\"__4 _361\"></span>aamisista sek\u00e4 palkkio-<span class=\"ls1_4 ws1_4\"> </span>sa<span class=\"__4 _361\"></span>amisis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Kons<span class=\"__4 _361\"></span>erni kirja<span class=\"__4 _361\"></span>a jak<span class=\"__4 _361\"></span>sotet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>un hank<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>ameno<span class=\"__4 _361\"></span>on kirjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avist<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoitus<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>varoista odotettaviss<span class=\"__4 _361\"></span>a o<span class=\"__4 _367\"></span>levia l<span class=\"__4 _367\"></span>uottotappioita koskevan v\u00e4hennyser\u00e4n. Odo<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a olevie<span class=\"__4 _361\"></span>n luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pioide<span class=\"__4 _361\"></span>n la<span class=\"__4 _361\"></span>sken<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>a kirja<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>t m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4t tili<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>ella on k<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tu L<span class=\"__4 _361\"></span>iiteti<span class=\"__4 _361\"></span>edos<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a 27<span class=\"__4 _369\"></span>.<span class=\"fc4_4 ws1_4\"> <span class=\"__4 _369\"></span><span class=\"fc3_4 ws1b_4\">K<span class=\"__4 _361\"></span>ons<span class=\"__4 _361\"></span>erni<span class=\"__4 _361\"></span>n risk<span class=\"__4 _361\"></span>it ja niid<span class=\"__4 _361\"></span>en ha<span class=\"__4 _361\"></span>llinta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></span></span>K<span class=\"__4 _361\"></span>aikk<span class=\"__4 _361\"></span>i toteutun<span class=\"__4 _361\"></span>eet luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eisesti. Tilika<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>della U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s ei ole k<span class=\"__4 _361\"></span>irjan<span class=\"__4 _361\"></span>nut m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vi<span class=\"__4 _361\"></span>\u00e4 toteu<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>neit<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ta<span class=\"__4 _361\"></span>ppioit<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>K\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon t<span class=\"__4 _361\"></span>ulosvaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>esti k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avat rahoitusvarat<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>telee k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>p\u00e4<span class=\"__4 _361\"></span>\u00e4n a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>voo<span class=\"__4 _361\"></span>n tulos<span class=\"__4 _361\"></span>vai<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eise<span class=\"__4 _361\"></span>sti k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>ksi s<span class=\"__4 _361\"></span>ellaise<span class=\"__4 _361\"></span>t ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>aroih<span class=\"__4 _361\"></span>in kuul<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at er<span class=\"__4 _361\"></span>\u00e4t, jo<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>a on ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tu k<span class=\"__4 _361\"></span>aup<span class=\"__4 _361\"></span>an<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>\u00e4yn<span class=\"__4 _361\"></span>tit<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>koit<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>sa pid<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>ksi t<span class=\"__4 _361\"></span>ai jo<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>a se luo<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>elee alk<span class=\"__4 _361\"></span>upe<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>isen kirja<span class=\"__4 _361\"></span>amise<span class=\"__4 _361\"></span>n tap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>uess<span class=\"__4 _361\"></span>a k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tteis<span class=\"__4 _361\"></span>esti kirja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ik<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>si.<span class=\"__4 _367\"></span> Konserni <span class=\"__4 _367\"></span>luokittelee si<span class=\"__4 _369\"></span>joitukset oman p\u00e4\u00e4om<span class=\"__4 _361\"></span>an eht<span class=\"__4 _367\"></span>oisi<span class=\"__4 _367\"></span>in<span class=\"__4 _367\"></span> instrument<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>teihin<span class=\"__4 _361\"></span>, ku<span class=\"__4 _361\"></span>ten sijoit<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>set o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>isiin ja os<span class=\"__4 _361\"></span>uuk<span class=\"__4 _361\"></span>siin sek<span class=\"__4 _361\"></span>\u00e4 r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>o-<span class=\"__4 _361\"></span>osu<span class=\"__4 _361\"></span>udet<span class=\"__4 _361\"></span>, k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutteise<span class=\"__4 _367\"></span>sti ki<span class=\"__4 _367\"></span>rja<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>aviks<span class=\"__4 _367\"></span>i raho<span class=\"__4 _367\"></span>itusvar<span class=\"__4 _367\"></span>oiks<span class=\"__4 _367\"></span>i.<span class=\"__4 _367\"></span> Kon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ser<span class=\"__4 _361\"></span>ni luoki<span class=\"__4 _361\"></span>ttele<span class=\"__4 _361\"></span>e si<span class=\"__4 _367\"></span>joitu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t joukko<span class=\"__4 _361\"></span>velka<span class=\"__4 _361\"></span>kirjoihin, yri<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>stodist<span class=\"__4 _361\"></span>uksiin ja muihin sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistuk<span class=\"__4 _361\"></span>siin k\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>voon tulo<span class=\"__4 _361\"></span>svaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti kirjat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>taviksi. Kon<span class=\"__4 _367\"></span>serni on l<span class=\"__4 _367\"></span>uokitel<span class=\"__4 _367\"></span>lut p\u00e4\u00e4omasij<span class=\"__4 _367\"></span>oitukset kommandi<span class=\"__4 _367\"></span>ittiyhti\u00f6<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>muotoisiin yht<span class=\"__4 _361\"></span>i\u00f6ihin, joissa ko<span class=\"__4 _361\"></span>nser<span class=\"__4 _361\"></span>ni toimii<span class=\"__4 _367\"></span> va<span class=\"__4 _361\"></span>stu<span class=\"__4 _361\"></span>ul<span class=\"__4 _367\"></span>lisen<span class=\"__4 _361\"></span>a yhti\u00f6mie<span class=\"__4 _361\"></span>hen\u00e4<span class=\"__4 _361\"></span>, k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tteis<span class=\"__4 _361\"></span>esti kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tav<span class=\"__4 _361\"></span>iin<span class=\"__4 _367\"></span> eriin.<span class=\"__4 _362\"> </span>K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n muu<span class=\"__4 _361\"></span>tok<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>oht<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at voit<span class=\"__4 _361\"></span>ot ja t<span class=\"__4 _361\"></span>appi<span class=\"__4 _361\"></span>ot, osin<span class=\"__4 _361\"></span>got, k<span class=\"__4 _361\"></span>ork<span class=\"__4 _361\"></span>o<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tu<span class=\"__4 _361\"></span>otot, v<span class=\"__4 _361\"></span>aluu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>sivoi<span class=\"__4 _361\"></span>tot ja -t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>piot se<span class=\"__4 _361\"></span>k\u00e4 m<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ynti<span class=\"__4 _361\"></span>voito<span class=\"__4 _361\"></span>t ja -t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>piot kir<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ulosv<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>ises<span class=\"__4 _361\"></span>ti sill\u00e4 tilik<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>ella, k<span class=\"__4 _361\"></span>un ne s<span class=\"__4 _361\"></span>ynt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t.<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>2 Rahoitus<span class=\"__4 _367\"></span>velat<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>telee r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oitu<span class=\"__4 _361\"></span>svel<span class=\"__4 _361\"></span>at seu<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iin r<span class=\"__4 _361\"></span>yhmii<span class=\"__4 _361\"></span>n: - <span class=\"__4 _368\"> </span>jaksotet<span class=\"__4 _361\"></span>tuun hankintamenoon ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avat rahoitusvelat, j<span class=\"__4 _367\"></span>a<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutteise<span class=\"__4 _367\"></span>sti arvost<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>avat<span class=\"__4 _367\"></span> rahoitu<span class=\"__4 _367\"></span>svel<span class=\"__4 _367\"></span>at.<span class=\"__4 _362\"> </span>Alk<span class=\"__4 _361\"></span>upe<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>isen k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ami<span class=\"__4 _361\"></span>sen y<span class=\"__4 _361\"></span>hteyd<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>s\u00e4 ko<span class=\"__4 _361\"></span>nse<span class=\"__4 _361\"></span>rni a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vost<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>vela<span class=\"__4 _361\"></span>n k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oon. Mi<span class=\"__4 _361\"></span>k\u00e4li k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 on mu<span class=\"__4 _361\"></span>u kui<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tulo<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>iku<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>teise<span class=\"__4 _361\"></span>sti k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>elka<span class=\"__4 _361\"></span>, siihen lis<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai siit<span class=\"__4 _361\"></span>\u00e4 v<span class=\"__4 _361\"></span>\u00e4he<span class=\"__4 _361\"></span>n<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>net\u00e4<span class=\"__4 _361\"></span>\u00e4n er\u00e4st\u00e4 v\u00e4litt\u00f6m\u00e4sti johtuvat transa<span class=\"__4 _361\"></span>ktiomenot. K\u00e4yp\u00e4\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>voon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>teisest<span class=\"__4 _367\"></span>i arvostet<span class=\"__4 _361\"></span>tavat rahoitusvelat<span class=\"__4 _367\"></span> merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n a<span class=\"__4 _367\"></span>lkuper\u00e4isen kirjaamisen yhtey<span class=\"__4 _367\"></span>dess\u00e4 t<span class=\"__4 _361\"></span>aseeseen k\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon. T<span class=\"__4 _369\"></span>r<span class=\"__4 _361\"></span>ansak<span class=\"__4 _361\"></span>tiomenot<span class=\"__4 _367\"></span> kir<span class=\"__4 _361\"></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an v\u00e4<span class=\"__4 _361\"></span>lit<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4st<span class=\"__4 _361\"></span>i kulu<span class=\"__4 _361\"></span>ksi.<span class=\"__4 _362\"> </span>Ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>elat k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>ois t<span class=\"__4 _361\"></span>ase<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, kun v<span class=\"__4 _361\"></span>elka o<span class=\"__4 _361\"></span>n lak<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nnu<span class=\"__4 _361\"></span>t olem<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a eli kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin velv<span class=\"__4 _361\"></span>oite o<span class=\"__4 _361\"></span>n t\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y tai k<span class=\"__4 _361\"></span>um<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>tu t<span class=\"__4 _361\"></span>ai se<span class=\"__4 _361\"></span>n voima<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>ao<span class=\"__4 _361\"></span>lo on muutoin<span class=\"__4 _367\"></span> laka<span class=\"__4 _361\"></span>nnut.<span class=\"__4 _362\"> </span>Jaksotettuun hankint<span class=\"__4 _361\"></span>amenoon kirjattavat rahoitusvelat<span class=\"__4 _362\"> </span>Jaksote<span class=\"__4 _367\"></span>ttuun hankin<span class=\"__4 _367\"></span>tamenoon<span class=\"__4 _367\"></span> luokit<span class=\"__4 _367\"></span>el<span class=\"__4 _367\"></span>lut<span class=\"__4 _367\"></span> rahoi<span class=\"__4 _367\"></span>tusve<span class=\"__4 _367\"></span>lat arvoste<span class=\"__4 _367\"></span>taan efektiivisen k<span class=\"__4 _367\"></span>oron menete<span class=\"__4 _367\"></span>lm\u00e4ll<span class=\"__4 _367\"></span>\u00e4. Konsernin<span class=\"__4 _367\"></span> jaksotettuun hankinta<span class=\"__4 _361\"></span>me<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>noon k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>t rahoi<span class=\"__4 _361\"></span>tusvel<span class=\"__4 _361\"></span>at koos<span class=\"__4 _361\"></span>tuv<span class=\"__4 _361\"></span>at veloist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tolaitok<span class=\"__4 _361\"></span>sille, vuok<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ra<span class=\"__4 _361\"></span>sopimu<span class=\"__4 _361\"></span>sveloist<span class=\"__4 _361\"></span>a ja ostov<span class=\"__4 _361\"></span>eloista<span class=\"__4 _361\"></span>. Rah<span class=\"__4 _361\"></span>oitusv<span class=\"__4 _361\"></span>elka luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>an lyhy<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>aise<span class=\"__4 _361\"></span>ksi, ellei U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>silla ole eh<span class=\"__4 _361\"></span>doto<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a oikeu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 vela<span class=\"__4 _361\"></span>n suoritt<span class=\"__4 _361\"></span>amista v\u00e4hi<span class=\"__4 _367\"></span>nt\u00e4<span class=\"__4 _361\"></span>\u00e4n 1<span class=\"__4 _369\"></span>2 kuukauden p\u00e4\u00e4<span class=\"__4 _361\"></span>h\u00e4n raportointikauden p\u00e4\u00e4t<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>ymis<span class=\"__4 _361\"></span>p\u00e4i<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4. Os<span class=\"__4 _361\"></span>tovel<span class=\"__4 _361\"></span>at luo<span class=\"__4 _361\"></span>kite<span class=\"__4 _361\"></span>llaa<span class=\"__4 _361\"></span>n lyh<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ai<span class=\"__4 _361\"></span>siksi v<span class=\"__4 _361\"></span>eloiks<span class=\"__4 _361\"></span>i, mik\u00e4<span class=\"__4 _361\"></span>li ne er\u00e4<span class=\"__4 _361\"></span>\u00e4nty<span class=\"__4 _361\"></span>v\u00e4t 1<span class=\"__4 _369\"></span>2 kuukauden kuluessa.<span class=\"__4 _362\"> </span>K\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon t<span class=\"__4 _361\"></span>ulosvaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>esti k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avat rahoitusvelat<span class=\"__4 _362\"> </span>Konse<span class=\"__4 _367\"></span>rni<span class=\"__4 _367\"></span> ei o<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span> luo<span class=\"__4 _367\"></span>kitel<span class=\"__4 _369\"></span>lut raho<span class=\"__4 _367\"></span>itusve<span class=\"__4 _367\"></span>lk<span class=\"__4 _367\"></span>oja<span class=\"__4 _367\"></span> k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>los<span class=\"__4 _367\"></span>vaikut<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>teisesti<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avaksi. Li<span class=\"__4 _367\"></span>iket<span class=\"__4 _367\"></span>oimint<span class=\"__4 _367\"></span>ojen<span class=\"__4 _367\"></span> yhdist\u00e4misen yhteydess\u00e4 syn<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ty<span class=\"__4 _361\"></span>v\u00e4t l<span class=\"__4 _367\"></span>is\u00e4kauppah<span class=\"__4 _367\"></span>innat<span class=\"__4 _367\"></span> arvostetaan k\u00e4yp\u00e4\u00e4n arvoon<span class=\"__4 _367\"></span> tulo<span class=\"__4 _367\"></span>svaikuttei<span class=\"__4 _367\"></span>sesti<span class=\"__4 _362\"> </span><span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-355": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls2_4 ws1_4 gs2_3\">1<span class=\"__4 _367\"></span>2 | R<span class=\"__4 _361\"></span>AHOI<span class=\"__4 _361\"></span>TUSVAROJ<span class=\"__4 _361\"></span>EN JA -V<span class=\"__4 _361\"></span>ELKOJE<span class=\"__4 _361\"></span>N RYHM<span class=\"__4 _361\"></span>\u00c4<span class=\"__4 _367\"></span>T<span class=\"__4 _362\"> </span></div>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _367\"></span>1 Rahoi<span class=\"__4 _361\"></span>tusvara<span class=\"__4 _361\"></span>t<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>telee r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oitu<span class=\"__4 _361\"></span>sva<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t seu<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iin r<span class=\"__4 _361\"></span>yhmiin: - <span class=\"__4 _368\"> </span>k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutteise<span class=\"__4 _367\"></span>sti ki<span class=\"__4 _367\"></span>rja<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>avat<span class=\"__4 _367\"></span> rahoitus<span class=\"__4 _367\"></span>varat - <span class=\"__4 _368\"> </span>jaksotet<span class=\"__4 _361\"></span>tuun hankintamenoon kirjatt<span class=\"__4 _361\"></span>avat rahoitusvar<span class=\"__4 _361\"></span>at.<span class=\"__4 _362\"> </span>Rahoitusvar<span class=\"__4 _361\"></span>at l<span class=\"__4 _367\"></span>uokitellaan al<span class=\"__4 _367\"></span>kuper<span class=\"__4 _361\"></span>\u00e4isen<span class=\"__4 _367\"></span> hankinnan yhteydess<span class=\"__4 _361\"></span>\u00e4 n<span class=\"__4 _367\"></span>iiden<span class=\"__4 _367\"></span> hankinnan tar<span class=\"__4 _361\"></span>ko<span class=\"__4 _367\"></span>ituksen perusteell<span class=\"__4 _367\"></span>a. Luokittelu perustuu Un<span class=\"__4 _367\"></span>ited Ban<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ker<span class=\"__4 _361\"></span>sin l<span class=\"__4 _367\"></span>iiketoimint<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>all<span class=\"__4 _367\"></span>in ta<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>teisiin ja rahoit<span class=\"__4 _361\"></span>usva<span class=\"__4 _361\"></span>rojen sopimu<span class=\"__4 _361\"></span>spe<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>rus<span class=\"__4 _361\"></span>teisiin raha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toihin.<span class=\"__4 _362\"> </span>K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki r<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rojen o<span class=\"__4 _361\"></span>stot ja m<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>nni<span class=\"__4 _361\"></span>t kirja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n ka<span class=\"__4 _361\"></span>upa<span class=\"__4 _361\"></span>nte<span class=\"__4 _361\"></span>kop<span class=\"__4 _361\"></span>\u00e4iv<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>n\u00e4. T<span class=\"__4 _369\"></span>ransak<span class=\"__4 _361\"></span>ti<span class=\"__4 _367\"></span>omeno<span class=\"__4 _367\"></span>t s<span class=\"__4 _367\"></span>is\u00e4l<span class=\"__4 _367\"></span>lytet\u00e4\u00e4n rahoitu<span class=\"__4 _367\"></span>svaroj<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> alkupe<span class=\"__4 _367\"></span>r\u00e4iseen<span class=\"__4 _367\"></span> kir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ja<span class=\"__4 _361\"></span>npito<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on, k<span class=\"__4 _361\"></span>un k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>ees<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 on er<span class=\"__4 _361\"></span>\u00e4, jot<span class=\"__4 _361\"></span>a ei a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vost<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>a k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tul<span class=\"__4 _367\"></span>osvaikuttei<span class=\"__4 _367\"></span>sesti<span class=\"__4 _367\"></span>. K\u00e4yp\u00e4\u00e4n arvoon<span class=\"__4 _367\"></span> tul<span class=\"__4 _367\"></span>osvaikuttei<span class=\"__4 _367\"></span>sesti<span class=\"__4 _367\"></span> arvostettavat rahoitusvarat merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n al<span class=\"__4 _367\"></span>kuper\u00e4isen kir<span class=\"__4 _367\"></span>jaamisen yhtey<span class=\"__4 _367\"></span>dess\u00e4 ta<span class=\"__4 _361\"></span>see<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>en k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on ja t<span class=\"__4 _361\"></span>\u00e4ll\u00f6in t<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>ns<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>tio<span class=\"__4 _361\"></span>men<span class=\"__4 _361\"></span>ot kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an v\u00e4<span class=\"__4 _361\"></span>lit<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4st<span class=\"__4 _361\"></span>i tulosla<span class=\"__4 _361\"></span>skelma<span class=\"__4 _361\"></span>an. R<span class=\"__4 _361\"></span>ahoit<span class=\"__4 _361\"></span>usva<span class=\"__4 _361\"></span>rojen ta<span class=\"__4 _361\"></span>sees<span class=\"__4 _361\"></span>ta pois k<span class=\"__4 _361\"></span>irjaa<span class=\"__4 _361\"></span>minen t<span class=\"__4 _361\"></span>apa<span class=\"__4 _361\"></span>h<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tuu si<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>oin<span class=\"__4 _367\"></span>, kun konserni<span class=\"__4 _367\"></span> on menett\u00e4ny<span class=\"__4 _361\"></span>t sopi<span class=\"__4 _367\"></span>musperusteisen<span class=\"__4 _367\"></span> oikeuden<span class=\"__4 _367\"></span> ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toihi<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i kun s<span class=\"__4 _361\"></span>e on siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4ny<span class=\"__4 _361\"></span>t m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vilt<span class=\"__4 _361\"></span>\u00e4 osi<span class=\"__4 _361\"></span>n risk<span class=\"__4 _361\"></span>it ja t<span class=\"__4 _361\"></span>uotot kons<span class=\"__4 _361\"></span>ernin ulkopu<span class=\"__4 _361\"></span>olelle.<span class=\"__4 _362\"> </span>Jaksotettuun hankint<span class=\"__4 _361\"></span>amenoon kirjattavat rahoitusvarat<span class=\"__4 _362\"> </span>Konserni l<span class=\"__4 _367\"></span>uokit<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>lee Jaksotettuun hankintamenoon ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avik<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>si rahoitusvaroiksi<span class=\"__4 _367\"></span> -r<span class=\"__4 _361\"></span>yhm\u00e4<span class=\"__4 _361\"></span>\u00e4n rahoitusvarat, joiden<span class=\"__4 _367\"></span> li<span class=\"__4 _367\"></span>iketo<span class=\"__4 _367\"></span>iminta<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ma<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>in t<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>koit<span class=\"__4 _361\"></span>us on pit<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 hallus<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>at ja ke<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t\u00e4 nii<span class=\"__4 _361\"></span>t\u00e4 ko<span class=\"__4 _361\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kev<span class=\"__4 _361\"></span>ia r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toja<span class=\"__4 _361\"></span>, jot<span class=\"__4 _361\"></span>ka ko<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at y<span class=\"__4 _361\"></span>ksin<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an j<span class=\"__4 _361\"></span>a koro<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> maksuista. Alkuper\u00e4isen kirjaamisen<span class=\"__4 _367\"></span> yhteydess\u00e4 United<span class=\"__4 _367\"></span> Bankers kir<span class=\"__4 _361\"></span>jaa j<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>sotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>uun h<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>eno<span class=\"__4 _361\"></span>on ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amise<span class=\"__4 _361\"></span>t k\u00e4<span class=\"__4 _361\"></span>y<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>p\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oon. Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et luot<span class=\"__4 _361\"></span>tolaitok<span class=\"__4 _361\"></span>silta<span class=\"__4 _361\"></span>, yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisyh<span class=\"__4 _361\"></span>teis\u00f6l<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 m<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>yntisaamiset kirjataa<span class=\"__4 _361\"></span>n jaksotettuun hankinta<span class=\"__4 _361\"></span>menoon.<span class=\"__4 _369\"></span> Konsernin<span class=\"__4 _367\"></span> sa<span class=\"__4 _361\"></span>amiset<span class=\"__4 _367\"></span> koostuvat p\u00e4<span class=\"__4 _361\"></span>\u00e4osin<span class=\"__4 _367\"></span> konsernin<span class=\"__4 _367\"></span> ja<span class=\"__4 _361\"></span>/t<span class=\"__4 _361\"></span>ai<span class=\"__4 _367\"></span> asiakk<span class=\"__4 _361\"></span>ai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>den arvopa<span class=\"__4 _361\"></span>perikauppoih<span class=\"__4 _367\"></span>in l<span class=\"__4 _367\"></span>iitty<span class=\"__4 _361\"></span>vist\u00e4 v\u00e4lityss<span class=\"__4 _361\"></span>aamisista sek\u00e4 palkkio-<span class=\"ls1_4 ws1_4\"> </span>sa<span class=\"__4 _361\"></span>amisis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Kons<span class=\"__4 _361\"></span>erni kirja<span class=\"__4 _361\"></span>a jak<span class=\"__4 _361\"></span>sotet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>un hank<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>ameno<span class=\"__4 _361\"></span>on kirjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avist<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoitus<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>varoista odotettaviss<span class=\"__4 _361\"></span>a o<span class=\"__4 _367\"></span>levia l<span class=\"__4 _367\"></span>uottotappioita koskevan v\u00e4hennyser\u00e4n. Odo<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a olevie<span class=\"__4 _361\"></span>n luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pioide<span class=\"__4 _361\"></span>n la<span class=\"__4 _361\"></span>sken<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>a kirja<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>t m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4t tili<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>ella on k<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tu L<span class=\"__4 _361\"></span>iiteti<span class=\"__4 _361\"></span>edos<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a 27<span class=\"__4 _369\"></span>.<span class=\"fc4_4 ws1_4\"> <span class=\"__4 _369\"></span><span class=\"fc3_4 ws1b_4\">K<span class=\"__4 _361\"></span>ons<span class=\"__4 _361\"></span>erni<span class=\"__4 _361\"></span>n risk<span class=\"__4 _361\"></span>it ja niid<span class=\"__4 _361\"></span>en ha<span class=\"__4 _361\"></span>llinta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></span></span>K<span class=\"__4 _361\"></span>aikk<span class=\"__4 _361\"></span>i toteutun<span class=\"__4 _361\"></span>eet luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eisesti. Tilika<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>della U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s ei ole k<span class=\"__4 _361\"></span>irjan<span class=\"__4 _361\"></span>nut m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vi<span class=\"__4 _361\"></span>\u00e4 toteu<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>neit<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ta<span class=\"__4 _361\"></span>ppioit<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>K\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon t<span class=\"__4 _361\"></span>ulosvaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>esti k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avat rahoitusvarat<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>telee k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>p\u00e4<span class=\"__4 _361\"></span>\u00e4n a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>voo<span class=\"__4 _361\"></span>n tulos<span class=\"__4 _361\"></span>vai<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eise<span class=\"__4 _361\"></span>sti k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>ksi s<span class=\"__4 _361\"></span>ellaise<span class=\"__4 _361\"></span>t ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>aroih<span class=\"__4 _361\"></span>in kuul<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at er<span class=\"__4 _361\"></span>\u00e4t, jo<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>a on ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tu k<span class=\"__4 _361\"></span>aup<span class=\"__4 _361\"></span>an<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>\u00e4yn<span class=\"__4 _361\"></span>tit<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>koit<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>sa pid<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>ksi t<span class=\"__4 _361\"></span>ai jo<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>a se luo<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>elee alk<span class=\"__4 _361\"></span>upe<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>isen kirja<span class=\"__4 _361\"></span>amise<span class=\"__4 _361\"></span>n tap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>uess<span class=\"__4 _361\"></span>a k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tteis<span class=\"__4 _361\"></span>esti kirja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ik<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>si.<span class=\"__4 _367\"></span> Konserni <span class=\"__4 _367\"></span>luokittelee si<span class=\"__4 _369\"></span>joitukset oman p\u00e4\u00e4om<span class=\"__4 _361\"></span>an eht<span class=\"__4 _367\"></span>oisi<span class=\"__4 _367\"></span>in<span class=\"__4 _367\"></span> instrument<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>teihin<span class=\"__4 _361\"></span>, ku<span class=\"__4 _361\"></span>ten sijoit<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>set o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>isiin ja os<span class=\"__4 _361\"></span>uuk<span class=\"__4 _361\"></span>siin sek<span class=\"__4 _361\"></span>\u00e4 r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>o-<span class=\"__4 _361\"></span>osu<span class=\"__4 _361\"></span>udet<span class=\"__4 _361\"></span>, k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutteise<span class=\"__4 _367\"></span>sti ki<span class=\"__4 _367\"></span>rja<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>aviks<span class=\"__4 _367\"></span>i raho<span class=\"__4 _367\"></span>itusvar<span class=\"__4 _367\"></span>oiks<span class=\"__4 _367\"></span>i.<span class=\"__4 _367\"></span> Kon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ser<span class=\"__4 _361\"></span>ni luoki<span class=\"__4 _361\"></span>ttele<span class=\"__4 _361\"></span>e si<span class=\"__4 _367\"></span>joitu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t joukko<span class=\"__4 _361\"></span>velka<span class=\"__4 _361\"></span>kirjoihin, yri<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>stodist<span class=\"__4 _361\"></span>uksiin ja muihin sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistuk<span class=\"__4 _361\"></span>siin k\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>voon tulo<span class=\"__4 _361\"></span>svaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti kirjat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>taviksi. Kon<span class=\"__4 _367\"></span>serni on l<span class=\"__4 _367\"></span>uokitel<span class=\"__4 _367\"></span>lut p\u00e4\u00e4omasij<span class=\"__4 _367\"></span>oitukset kommandi<span class=\"__4 _367\"></span>ittiyhti\u00f6<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>muotoisiin yht<span class=\"__4 _361\"></span>i\u00f6ihin, joissa ko<span class=\"__4 _361\"></span>nser<span class=\"__4 _361\"></span>ni toimii<span class=\"__4 _367\"></span> va<span class=\"__4 _361\"></span>stu<span class=\"__4 _361\"></span>ul<span class=\"__4 _367\"></span>lisen<span class=\"__4 _361\"></span>a yhti\u00f6mie<span class=\"__4 _361\"></span>hen\u00e4<span class=\"__4 _361\"></span>, k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tteis<span class=\"__4 _361\"></span>esti kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tav<span class=\"__4 _361\"></span>iin<span class=\"__4 _367\"></span> eriin.<span class=\"__4 _362\"> </span>K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n muu<span class=\"__4 _361\"></span>tok<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>oht<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at voit<span class=\"__4 _361\"></span>ot ja t<span class=\"__4 _361\"></span>appi<span class=\"__4 _361\"></span>ot, osin<span class=\"__4 _361\"></span>got, k<span class=\"__4 _361\"></span>ork<span class=\"__4 _361\"></span>o<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tu<span class=\"__4 _361\"></span>otot, v<span class=\"__4 _361\"></span>aluu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>sivoi<span class=\"__4 _361\"></span>tot ja -t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>piot se<span class=\"__4 _361\"></span>k\u00e4 m<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ynti<span class=\"__4 _361\"></span>voito<span class=\"__4 _361\"></span>t ja -t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>piot kir<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ulosv<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>ises<span class=\"__4 _361\"></span>ti sill\u00e4 tilik<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>ella, k<span class=\"__4 _361\"></span>un ne s<span class=\"__4 _361\"></span>ynt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t.<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>2 Rahoitus<span class=\"__4 _367\"></span>velat<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>telee r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oitu<span class=\"__4 _361\"></span>svel<span class=\"__4 _361\"></span>at seu<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iin r<span class=\"__4 _361\"></span>yhmii<span class=\"__4 _361\"></span>n: - <span class=\"__4 _368\"> </span>jaksotet<span class=\"__4 _361\"></span>tuun hankintamenoon ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avat rahoitusvelat, j<span class=\"__4 _367\"></span>a<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutteise<span class=\"__4 _367\"></span>sti arvost<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>avat<span class=\"__4 _367\"></span> rahoitu<span class=\"__4 _367\"></span>svel<span class=\"__4 _367\"></span>at.<span class=\"__4 _362\"> </span>Alk<span class=\"__4 _361\"></span>upe<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>isen k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ami<span class=\"__4 _361\"></span>sen y<span class=\"__4 _361\"></span>hteyd<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>s\u00e4 ko<span class=\"__4 _361\"></span>nse<span class=\"__4 _361\"></span>rni a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vost<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>vela<span class=\"__4 _361\"></span>n k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oon. Mi<span class=\"__4 _361\"></span>k\u00e4li k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 on mu<span class=\"__4 _361\"></span>u kui<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tulo<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>iku<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>teise<span class=\"__4 _361\"></span>sti k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>elka<span class=\"__4 _361\"></span>, siihen lis<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai siit<span class=\"__4 _361\"></span>\u00e4 v<span class=\"__4 _361\"></span>\u00e4he<span class=\"__4 _361\"></span>n<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>net\u00e4<span class=\"__4 _361\"></span>\u00e4n er\u00e4st\u00e4 v\u00e4litt\u00f6m\u00e4sti johtuvat transa<span class=\"__4 _361\"></span>ktiomenot. K\u00e4yp\u00e4\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>voon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>teisest<span class=\"__4 _367\"></span>i arvostet<span class=\"__4 _361\"></span>tavat rahoitusvelat<span class=\"__4 _367\"></span> merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n a<span class=\"__4 _367\"></span>lkuper\u00e4isen kirjaamisen yhtey<span class=\"__4 _367\"></span>dess\u00e4 t<span class=\"__4 _361\"></span>aseeseen k\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon. T<span class=\"__4 _369\"></span>r<span class=\"__4 _361\"></span>ansak<span class=\"__4 _361\"></span>tiomenot<span class=\"__4 _367\"></span> kir<span class=\"__4 _361\"></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an v\u00e4<span class=\"__4 _361\"></span>lit<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4st<span class=\"__4 _361\"></span>i kulu<span class=\"__4 _361\"></span>ksi.<span class=\"__4 _362\"> </span>Ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>elat k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>ois t<span class=\"__4 _361\"></span>ase<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, kun v<span class=\"__4 _361\"></span>elka o<span class=\"__4 _361\"></span>n lak<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nnu<span class=\"__4 _361\"></span>t olem<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a eli kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin velv<span class=\"__4 _361\"></span>oite o<span class=\"__4 _361\"></span>n t\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y tai k<span class=\"__4 _361\"></span>um<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>tu t<span class=\"__4 _361\"></span>ai se<span class=\"__4 _361\"></span>n voima<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>ao<span class=\"__4 _361\"></span>lo on muutoin<span class=\"__4 _367\"></span> laka<span class=\"__4 _361\"></span>nnut.<span class=\"__4 _362\"> </span>Jaksotettuun hankint<span class=\"__4 _361\"></span>amenoon kirjattavat rahoitusvelat<span class=\"__4 _362\"> </span>Jaksote<span class=\"__4 _367\"></span>ttuun hankin<span class=\"__4 _367\"></span>tamenoon<span class=\"__4 _367\"></span> luokit<span class=\"__4 _367\"></span>el<span class=\"__4 _367\"></span>lut<span class=\"__4 _367\"></span> rahoi<span class=\"__4 _367\"></span>tusve<span class=\"__4 _367\"></span>lat arvoste<span class=\"__4 _367\"></span>taan efektiivisen k<span class=\"__4 _367\"></span>oron menete<span class=\"__4 _367\"></span>lm\u00e4ll<span class=\"__4 _367\"></span>\u00e4. Konsernin<span class=\"__4 _367\"></span> jaksotettuun hankinta<span class=\"__4 _361\"></span>me<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>noon k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>t rahoi<span class=\"__4 _361\"></span>tusvel<span class=\"__4 _361\"></span>at koos<span class=\"__4 _361\"></span>tuv<span class=\"__4 _361\"></span>at veloist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tolaitok<span class=\"__4 _361\"></span>sille, vuok<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ra<span class=\"__4 _361\"></span>sopimu<span class=\"__4 _361\"></span>sveloist<span class=\"__4 _361\"></span>a ja ostov<span class=\"__4 _361\"></span>eloista<span class=\"__4 _361\"></span>. Rah<span class=\"__4 _361\"></span>oitusv<span class=\"__4 _361\"></span>elka luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>an lyhy<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>aise<span class=\"__4 _361\"></span>ksi, ellei U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>silla ole eh<span class=\"__4 _361\"></span>doto<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a oikeu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 vela<span class=\"__4 _361\"></span>n suoritt<span class=\"__4 _361\"></span>amista v\u00e4hi<span class=\"__4 _367\"></span>nt\u00e4<span class=\"__4 _361\"></span>\u00e4n 1<span class=\"__4 _369\"></span>2 kuukauden p\u00e4\u00e4<span class=\"__4 _361\"></span>h\u00e4n raportointikauden p\u00e4\u00e4t<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>ymis<span class=\"__4 _361\"></span>p\u00e4i<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4. Os<span class=\"__4 _361\"></span>tovel<span class=\"__4 _361\"></span>at luo<span class=\"__4 _361\"></span>kite<span class=\"__4 _361\"></span>llaa<span class=\"__4 _361\"></span>n lyh<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ai<span class=\"__4 _361\"></span>siksi v<span class=\"__4 _361\"></span>eloiks<span class=\"__4 _361\"></span>i, mik\u00e4<span class=\"__4 _361\"></span>li ne er\u00e4<span class=\"__4 _361\"></span>\u00e4nty<span class=\"__4 _361\"></span>v\u00e4t 1<span class=\"__4 _369\"></span>2 kuukauden kuluessa.<span class=\"__4 _362\"> </span>K\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon t<span class=\"__4 _361\"></span>ulosvaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>esti k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avat rahoitusvelat<span class=\"__4 _362\"> </span>Konse<span class=\"__4 _367\"></span>rni<span class=\"__4 _367\"></span> ei o<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span> luo<span class=\"__4 _367\"></span>kitel<span class=\"__4 _369\"></span>lut raho<span class=\"__4 _367\"></span>itusve<span class=\"__4 _367\"></span>lk<span class=\"__4 _367\"></span>oja<span class=\"__4 _367\"></span> k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>los<span class=\"__4 _367\"></span>vaikut<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>teisesti<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avaksi. Li<span class=\"__4 _367\"></span>iket<span class=\"__4 _367\"></span>oimint<span class=\"__4 _367\"></span>ojen<span class=\"__4 _367\"></span> yhdist\u00e4misen yhteydess\u00e4 syn<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ty<span class=\"__4 _361\"></span>v\u00e4t l<span class=\"__4 _367\"></span>is\u00e4kauppah<span class=\"__4 _367\"></span>innat<span class=\"__4 _367\"></span> arvostetaan k\u00e4yp\u00e4\u00e4n arvoon<span class=\"__4 _367\"></span> tulo<span class=\"__4 _367\"></span>svaikuttei<span class=\"__4 _367\"></span>sesti<span class=\"__4 _362\"> </span><span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>2.3 K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostaminen<span class=\"__4 _362\"> </span>Om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i vela<span class=\"__4 _361\"></span>n k\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on hi<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a, jok<span class=\"__4 _361\"></span>a s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aisiin om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>r\u00e4<span class=\"__4 _361\"></span>n my<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>nist<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ai ma<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>isiin vela<span class=\"__4 _361\"></span>n siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>aos<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>puol<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ten<span class=\"__4 _367\"></span> v\u00e4l<span class=\"__4 _369\"></span>il<span class=\"__4 _367\"></span>l\u00e4<span class=\"__4 _367\"></span> arvostus<span class=\"__4 _367\"></span>p\u00e4iv\u00e4n\u00e4<span class=\"__4 _367\"></span> to<span class=\"__4 _367\"></span>teut<span class=\"__4 _367\"></span>ettavassa tavanm<span class=\"__4 _367\"></span>ukais<span class=\"__4 _367\"></span>essa l<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ik<span class=\"__4 _367\"></span>eto<span class=\"__4 _367\"></span>i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>me<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a. R<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tusi<span class=\"__4 _361\"></span>nst<span class=\"__4 _361\"></span>rum<span class=\"__4 _361\"></span>enti<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>yp<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>rit<span class=\"__4 _361\"></span>ell\u00e4\u00e4<span class=\"__4 _361\"></span>n joko t<span class=\"__4 _361\"></span>oimiv<span class=\"__4 _361\"></span>ilta ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>inoilta s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>tav<span class=\"__4 _361\"></span>ien hinta<span class=\"__4 _361\"></span>noteer<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>sien avulla tai, mik<span class=\"__4 _361\"></span>\u00e4li toimivia ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>a ei ole, kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>usme<span class=\"__4 _361\"></span>nete<span class=\"__4 _361\"></span>lmi\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>en. K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ot luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>eur<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>i eri k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>ien ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ojen hier<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>oille:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Taso 1<span class=\"__4 _367\"></span>: K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>t per<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at toimi<span class=\"__4 _361\"></span>villa m<span class=\"__4 _361\"></span>ark<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>inoilla julk<span class=\"__4 _361\"></span>aist<span class=\"__4 _361\"></span>uihin  <span class=\"__4 _370\"> </span>oika<span class=\"__4 _361\"></span>isema<span class=\"__4 _361\"></span>tto<span class=\"__4 _361\"></span>miin<span class=\"__4 _367\"></span> hint<span class=\"__4 _361\"></span>anote<span class=\"__4 _361\"></span>erau<span class=\"__4 _361\"></span>ksiin.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Taso 2: m<span class=\"__4 _361\"></span>uit<span class=\"__4 _361\"></span>a kui<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>soo<span class=\"__4 _361\"></span>n 1 sis<span class=\"__4 _361\"></span>\u00e4lt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vi\u00e4 n<span class=\"__4 _361\"></span>otee<span class=\"__4 _361\"></span>rat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>uja hint<span class=\"__4 _361\"></span>oja, jot<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>a  <span class=\"__4 _370\"> </span>k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>eiselle om<span class=\"__4 _361\"></span>ais<span class=\"__4 _361\"></span>uuse<span class=\"__4 _361\"></span>r\u00e4lle t<span class=\"__4 _361\"></span>ai v<span class=\"__4 _361\"></span>elalle ov<span class=\"__4 _361\"></span>at h<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>innoi<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>sa jo<span class=\"__4 _361\"></span>ko  <span class=\"__4 _370\"> </span>suo<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>an (t<span class=\"__4 _361\"></span>s. hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>na) t<span class=\"__4 _361\"></span>ai ep<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>uor<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ti (ts<span class=\"__4 _361\"></span>. hinno<span class=\"__4 _361\"></span>ist<span class=\"__4 _361\"></span>a johd<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tuin<span class=\"__4 _361\"></span>a). - <span class=\"__4 _368\"> </span>Taso 3: o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>er\u00e4<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ai velk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a kos<span class=\"__4 _361\"></span>kev<span class=\"__4 _361\"></span>at sy\u00f6t<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>tiedo<span class=\"__4 _361\"></span>t, jotk<span class=\"__4 _361\"></span>a ei<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t  <span class=\"__4 _370\"> </span>perustu havainno<span class=\"__4 _367\"></span>itaviss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> olevaan markkinatietoon.<span class=\"__4 _362\"> </span>T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>o 1<span class=\"__4 _369\"></span>: hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>l\u00e4h<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n esim<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>kik<span class=\"__4 _361\"></span>si p\u00f6r<span class=\"__4 _361\"></span>ssi<span class=\"__4 _361\"></span>kur<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>ia, s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amist<span class=\"__4 _361\"></span>o<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>distusten<span class=\"__4 _367\"></span> osalt<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> toimivi<span class=\"__4 _367\"></span>en mark<span class=\"__4 _361\"></span>kinoi<span class=\"__4 _367\"></span>den to<span class=\"__4 _367\"></span>teutuneita kauppoja tai osto<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>note<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>sia ja r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tosijoit<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>en os<span class=\"__4 _361\"></span>alt<span class=\"__4 _361\"></span>a julk<span class=\"__4 _361\"></span>aist<span class=\"__4 _361\"></span>uja N<span class=\"__4 _361\"></span>A<span class=\"__4 _367\"></span>V-a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>voja<span class=\"__4 _361\"></span>, joihin<span class=\"__4 _362\"> </span>tote<span class=\"__4 _361\"></span>utet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>int\u00f6j<span class=\"__4 _361\"></span>\u00e4 ja lun<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sia.<span class=\"__4 _362\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>:<span class=\"__4 _361\"></span><span class=\"fc4_4 ls1_4 ws1_4\"> </span><span class=\"lsb_4 ws36_4\">T\u00e4ll<span class=\"__4 _367\"></span>e tasoll<span class=\"__4 _367\"></span>e on l<span class=\"__4 _367\"></span>uokiteltu saamistodi<span class=\"__4 _367\"></span>stusten arvostus ostono<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></span>tee<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>iin tai a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>mallei<span class=\"__4 _361\"></span>hin silloin, k<span class=\"__4 _361\"></span>un not<span class=\"__4 _361\"></span>eer<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>set t<span class=\"__4 _361\"></span>ai a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tu<span class=\"__4 _361\"></span>smallie<span class=\"__4 _361\"></span>n pa<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>met<span class=\"__4 _361\"></span>rit ov<span class=\"__4 _361\"></span>at s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avilla m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoilt<span class=\"__4 _361\"></span>a, jot<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>a eiv<span class=\"__4 _361\"></span>\u00e4t ole t<span class=\"__4 _361\"></span>\u00e4y<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>sin toimivia<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>o 3: T\u00e4lle t<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>lle on luok<span class=\"__4 _361\"></span>itel<span class=\"__4 _361\"></span>tu sijoit<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>set suljet<span class=\"__4 _361\"></span>uis<span class=\"__4 _361\"></span>sa p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>toiss<span class=\"__4 _361\"></span>a sek<span class=\"__4 _361\"></span>\u00e4 avoimis<span class=\"__4 _361\"></span>sa r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>stoiss<span class=\"__4 _361\"></span>a, joide<span class=\"__4 _361\"></span>n si<span class=\"__4 _367\"></span>joit<span class=\"__4 _361\"></span>ukse<span class=\"__4 _361\"></span>t eiv\u00e4t ole riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _362\"> </span>lik<span class=\"__4 _361\"></span>vid<span class=\"__4 _361\"></span>ej\u00e4, jot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a ne olisi<span class=\"__4 _361\"></span>vat lu<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>itelt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>solle 1 t<span class=\"__4 _361\"></span>ai 2. Taso<span class=\"__4 _361\"></span>n 3 rah<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tot on arvostet<span class=\"__4 _361\"></span>tu rahastoyhti\u00f6n<span class=\"__4 _367\"></span> ilmo<span class=\"__4 _367\"></span>itt<span class=\"__4 _361\"></span>amii<span class=\"__4 _367\"></span>n NA<span class=\"__4 _367\"></span>V-arvoihin<span class=\"__4 _367\"></span>. Noteeraamat<span class=\"__4 _361\"></span>to<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mat osakkeet on arvostet<span class=\"__4 _361\"></span>tu hankintamenoon el<span class=\"__4 _367\"></span>lei<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>isesta ole vii<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eit<span class=\"__4 _361\"></span>\u00e4 ta<span class=\"__4 _361\"></span>i jos os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>ella ei ole teh<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y tr<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ioit<span class=\"__4 _361\"></span>a. M<span class=\"__4 _361\"></span>y\u00f6s os<span class=\"__4 _361\"></span>a s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>odist<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sist<span class=\"__4 _361\"></span>a on lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>teltu t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>h\u00e4n l<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n, mik<span class=\"__4 _361\"></span>\u00e4li riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4n toi<span class=\"__4 _361\"></span>mivilt<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>oilt<span class=\"__4 _361\"></span>a ei ole s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>villa not<span class=\"__4 _361\"></span>eer<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>sia t<span class=\"__4 _361\"></span>ai a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vost<span class=\"__4 _361\"></span>usm<span class=\"__4 _361\"></span>allien hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ra<span class=\"__4 _361\"></span>met<span class=\"__4 _361\"></span>reja<span class=\"__4 _361\"></span>, jotk<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>isiv<span class=\"__4 _361\"></span>\u00e4t t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>on 2 k<span class=\"__4 _361\"></span>rite<span class=\"__4 _361\"></span>erit<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Jaksotet<span class=\"__4 _361\"></span>tuun hankintamenoon ar<span class=\"__4 _361\"></span>vostettavien rahoitusvarojen ja<span class=\"__4 _367\"></span> -velko<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>jen<span class=\"__4 _367\"></span> ki<span class=\"__4 _367\"></span>rjan<span class=\"__4 _367\"></span>pi<span class=\"__4 _367\"></span>toarvon<span class=\"__4 _367\"></span> katsotaan<span class=\"__4 _367\"></span> vastaavan k\u00e4yp\u00e4\u00e4<span class=\"__4 _367\"></span> arvoa<span class=\"__4 _362\"> </span>.<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>4 Rahoi<span class=\"__4 _361\"></span>tusvar<span class=\"__4 _361\"></span>ojen j<span class=\"__4 _361\"></span>a -velkojen lu<span class=\"__4 _361\"></span>okit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>lu<span class=\"__4 _362\"> </span>Alla ole<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>auluko<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a on e<span class=\"__4 _361\"></span>sitet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y r<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rojen ja -<span class=\"__4 _361\"></span>velkoje<span class=\"__4 _361\"></span>n luok<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>telu.<span class=\"__4 _362\"> </span>20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span>Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvar<span class=\"__4 _361\"></span>at K\u00e4teiset varat<span class=\"__4 _c_4\"> </span><span class=\"ls1_4 ws1_4\"> 0 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _f_4\"> </span></span> 0 <span class=\"__4 _372\"> </span> 0 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _375\"> </span><span class=\"ls1_4 ws1_4\"> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _376\"> </span></span> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _377\"> </span> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _378\"> </span><span class=\"ls1_4 ws1_4\"> 2 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _f_4\"> </span></span> 2 <span class=\"__4 _372\"> </span> 2 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _379\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _380\"> </span><span class=\"ws1_4\"> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _381\"> </span> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _377\"> </span> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _373\"> </span></span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _1a_3\"> </span><span class=\"ls22_4 ws3d_4\"> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _1b_3\"></span> <span class=\"__4 _1c_3\"> </span><span class=\"ls23_4 ws38_4\"> 6<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> </span></span></span>Osak<span class=\"__4 _361\"></span>keet ja osuudet<span class=\"__4 _1d_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _1e_3\"> </span><span class=\"ws1_4\"> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _1f_3\"> </span> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _1c_3\"> </span> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _382\"> </span> 1<span class=\"__4 _369\"></span>1 5<span class=\"__4 _361\"></span>23 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _383\"> </span></span> 1<span class=\"__4 _367\"></span>0 77<span class=\"__4 _361\"></span>7 </span></span>Myyntisaamise<span class=\"__4 _367\"></span>t<span class=\"__4 _384\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _385\"> </span></span> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _386\"> </span> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _387\"> </span><span class=\"ls1_4 ws1_4\"> 25 2<span class=\"__4 _361\"></span>91 <span class=\"__4 _388\"> </span> 23 6<span class=\"__4 _361\"></span>55 <span class=\"__4 _389\"> </span> 48 9<span class=\"__4 _361\"></span>45 <span class=\"__4 _390\"> </span> 48 9<span class=\"__4 _361\"></span>45 <span class=\"__4 _391\"> </span> 1<span class=\"__4 _367\"></span>1 52<span class=\"__4 _361\"></span>3 <span class=\"__4 _2a_3\"> </span><span class=\"ls24_4 ws3e_4\"> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span> <span class=\"__4 _391\"> </span></span> 1<span class=\"__4 _369\"></span>1 3<span class=\"__4 _361\"></span>89 </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvelat<span class=\"__4 _362\"> </span>Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _2b_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2c_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2e_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ika<span class=\"__4 _361\"></span>iset v<span class=\"__4 _361\"></span>elat<span class=\"__4 _2f_3\"> </span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _392\"> </span></span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _1c_3\"> </span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _393\"> </span><span class=\"ls1_4 ws1_4\"> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _394\"> </span></span> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _395\"> </span> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _387\"> </span><span class=\"ls1_4 ws1_4\"> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _d_4\"> </span><span class=\"ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _396\"> </span></span> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _390\"> </span> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _373\"> </span><span class=\"ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _397\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-<span class=\"__4 _362\"> </span></span></span><span class=\"ls1_4 ws1_4\"><span class=\"ws3f_3\">  </span></span>20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span>Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvar<span class=\"__4 _361\"></span>at K\u00e4teiset varat<span class=\"__4 _398\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _399\"> </span>-<span class=\"__4 _400\"> </span>0<span class=\"__4 _401\"> </span>0<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _3b_3\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3d_3\"> </span></span>13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _395\"> </span>13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _3e_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _3f_3\"> </span><span class=\"ls1_4 ws1_4\">3<span class=\"__4 _399\"> </span>-<span class=\"__4 _400\"> </span>3<span class=\"__4 _401\"> </span>3<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _402\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _403\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _2e_3\"> </span>1 8<span class=\"__4 _361\"></span>44<span class=\"__4 _404\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _405\"> </span><span class=\"ls28_4 ws44_3\">1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _406\"> </span><span class=\"ls10_4 ws45_3\">664<span class=\"__4 _362\"> </span></span></span></span>Osak<span class=\"__4 _361\"></span>keet ja osuudet<span class=\"__4 _407\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _408\"> </span><span class=\"ls29_4 ws46_3\">22<span class=\"__4 _361\"></span> 764<span class=\"__4 _3d_3\"> </span>22 76<span class=\"__4 _361\"></span>4<span class=\"__4 _377\"> </span>2<span class=\"__4 _361\"></span>2 764<span class=\"__4 _b_4\"> </span><span class=\"ls2a_4 ws47_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>4<span class=\"__4 _409\"> </span></span></span>-<span class=\"__4 _405\"> </span><span class=\"ls23_4 ws38_4\">8<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></span>Myyntisaamise<span class=\"__4 _367\"></span>t<span class=\"__4 _410\"> </span><span class=\"ls2b_4 ws48_3\">7<span class=\"__4 _361\"></span> 242<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _401\"> </span></span>7 24<span class=\"__4 _361\"></span>2<span class=\"__4 _373\"> </span>7<span class=\"__4 _361\"></span> 24<span class=\"__4 _361\"></span>2<span class=\"__4 _3a_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _411\"> </span><span class=\"ls1_4 ws1_4\">20 57<span class=\"__4 _361\"></span>5<span class=\"__4 _4a_3\"> </span>24 6<span class=\"__4 _361\"></span>08<span class=\"__4 _385\"> </span><span class=\"ls20_4 ws49_3\">4<span class=\"__4 _1b_3\"></span>5 18<span class=\"__4 _361\"></span>3<span class=\"__4 _4b_3\"> </span>4<span class=\"__4 _361\"></span>5<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>3<span class=\"__4 _4c_3\"> </span><span class=\"ls2c_4 ws4a_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>4<span class=\"__4 _4d_3\"> </span></span>1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _4e_3\"> </span></span>8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvelat<span class=\"__4 _362\"> </span>Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _1d_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _399\"> </span>-<span class=\"__4 _4f_3\"> </span>-<span class=\"__4 _412\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ika<span class=\"__4 _361\"></span>iset v<span class=\"__4 _361\"></span>elat<span class=\"__4 _413\"> </span><span class=\"ls2d_4 ws35_4\">11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _414\"> </span></span>-<span class=\"__4 _372\"> </span><span class=\"ls2d_4 ws35_4\">11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _415\"> </span>11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _409\"> </span></span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _416\"> </span><span class=\"ls1_4 ws1_4\">1 282<span class=\"__4 _399\"> </span>-<span class=\"__4 _417\"> </span>1 282<span class=\"__4 _373\"> </span>1 282<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _418\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _419\"> </span></span>12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _4b_3\"> </span>12 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _409\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3e_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span>Tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>della ei t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t siir<span class=\"__4 _361\"></span>toja k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>ien ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ojen hier<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ojen v\u00e4<span class=\"__4 _361\"></span>lil<span class=\"__4 _367\"></span>l\u00e4<span class=\"__4 _362\"> </span><span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Erit<span class=\"__4 _361\"></span>tely tasolle<span class=\"__4 _367\"></span> 3 arvostetuis<span class=\"__4 _361\"></span>ta rahoitusvaroista<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kir<span class=\"__4 _367\"></span>jatt<span class=\"__4 _361\"></span>avat<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Rahoi<span class=\"__4 _367\"></span>tusvarat <span class=\"__4 _370\"> </span><span class=\"fc3_4 lsc_4 ws10_4\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t<span class=\"__4 _421\"> </span><span class=\"ls23_4 ws38_4\">6<span class=\"__4 _361\"></span>12<span class=\"__4 _390\"> </span><span class=\"ls10_4 ws45_3\">664</span></span></span> P\u00e4\u00e4omarahastot<span class=\"__4 _5a_3\"> </span><span class=\"ls1_4 ws1_4\">6 03<span class=\"__4 _361\"></span>9<span class=\"__4 _383\"> </span>3 4<span class=\"__4 _361\"></span>80</span> <span class=\"__4 _370\"> </span><span class=\"fc3_4 lsc_4 ws10_4\">Erikois<span class=\"__4 _361\"></span>sijoitusr<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>stot<span class=\"__4 _5b_3\"> </span><span class=\"ls20_4 ws49_3\">4<span class=\"__4 _361\"></span> 616<span class=\"__4 _a_4\"> </span>4<span class=\"__4 _361\"></span> 516</span></span> <span class=\"__4 _370\"> </span>Noteeraamat<span class=\"__4 _361\"></span>tomat osakkeet ja osuudet<span class=\"__4 _415\"> </span><span class=\"ls23_4 ws38_4\">123<span class=\"__4 _5c_3\"> </span>124<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _5d_3\"> </span><span class=\"ls2e_4 ws4e_3\">11<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span>9<span class=\"__4 _5e_3\"> </span><span class=\"ls1_4 ws1_4\">8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span>T<span class=\"__4 _369\"></span>ason 3 rahoitusv<span class=\"__4 _367\"></span>arojen t\u00e4sm\u00e4yt<span class=\"__4 _361\"></span>yslask<span class=\"__4 _367\"></span>elma<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Tilika<span class=\"__4 _361\"></span>uden alussa 1<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _5f_3\"> </span><span class=\"ff4_4 fc3_4 ls30_4 ws50_3\">8 784<span class=\"__4 _4c_3\"> </span><span class=\"ls1_4 ws1_4\">5 942<span class=\"__4 _362\"> </span></span></span>Ost<span class=\"__4 _361\"></span>ot <span class=\"__4 _422\"> </span> 1<span class=\"__4 _367\"></span>5 5<span class=\"__4 _367\"></span>1<span class=\"__4 _367\"></span>9 <span class=\"__4 _423\"> </span><span class=\"ls2a_4 ws47_3\">14<span class=\"__4 _361\"></span> 8<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>Myynnit<span class=\"__4 _367\"></span> <span class=\"__4 _424\"> </span><span class=\"ls21_4 ws3a_4\">-13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>6<span class=\"__4 _1b_3\"></span>2<span class=\"__4 _425\"> </span>-12<span class=\"__4 _361\"></span> 14<span class=\"__4 _1b_3\"></span>6<span class=\"__4 _362\"> </span></span>K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n muu<span class=\"__4 _361\"></span>tos - t<span class=\"__4 _361\"></span>ulosla<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>a<span class=\"__4 _426\"> </span><span class=\"ls12_4 ws51_3\">448<span class=\"__4 _390\"> </span><span class=\"ls28_4 ws44_3\">18<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></span>Tilikauden lopussa 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _427\"> </span><span class=\"ls2e_4 ws4e_3\">11<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span>9<span class=\"__4 _5e_3\"> </span><span class=\"ls1_4 ws1_4\">8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span>Reali<span class=\"__4 _367\"></span>soitumattomat tulo<span class=\"__4 _367\"></span>svaikut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kirja<span class=\"__4 _361\"></span>tut voitot ja t<span class=\"__4 _361\"></span>appiot (k<span class=\"__4 _361\"></span>umulat<span class=\"__4 _361\"></span>iivinen)<span class=\"__4 _428\"> </span><span class=\"ls31_4 ws1c_4\">827<span class=\"__4 _405\"> </span><span class=\"ls9_4 ws42_3\">406</span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-356": {
   "value": "1<span class=\"__4 _367\"></span>2.<span class=\"__4 _367\"></span>1 Rahoi<span class=\"__4 _361\"></span>tusvara<span class=\"__4 _361\"></span>t<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>telee r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oitu<span class=\"__4 _361\"></span>sva<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t seu<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iin r<span class=\"__4 _361\"></span>yhmiin: - <span class=\"__4 _368\"> </span>k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutteise<span class=\"__4 _367\"></span>sti ki<span class=\"__4 _367\"></span>rja<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>avat<span class=\"__4 _367\"></span> rahoitus<span class=\"__4 _367\"></span>varat - <span class=\"__4 _368\"> </span>jaksotet<span class=\"__4 _361\"></span>tuun hankintamenoon kirjatt<span class=\"__4 _361\"></span>avat rahoitusvar<span class=\"__4 _361\"></span>at.<span class=\"__4 _362\"> </span>Rahoitusvar<span class=\"__4 _361\"></span>at l<span class=\"__4 _367\"></span>uokitellaan al<span class=\"__4 _367\"></span>kuper<span class=\"__4 _361\"></span>\u00e4isen<span class=\"__4 _367\"></span> hankinnan yhteydess<span class=\"__4 _361\"></span>\u00e4 n<span class=\"__4 _367\"></span>iiden<span class=\"__4 _367\"></span> hankinnan tar<span class=\"__4 _361\"></span>ko<span class=\"__4 _367\"></span>ituksen perusteell<span class=\"__4 _367\"></span>a. Luokittelu perustuu Un<span class=\"__4 _367\"></span>ited Ban<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ker<span class=\"__4 _361\"></span>sin l<span class=\"__4 _367\"></span>iiketoimint<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>all<span class=\"__4 _367\"></span>in ta<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>teisiin ja rahoit<span class=\"__4 _361\"></span>usva<span class=\"__4 _361\"></span>rojen sopimu<span class=\"__4 _361\"></span>spe<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>rus<span class=\"__4 _361\"></span>teisiin raha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toihin.<span class=\"__4 _362\"> </span>K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki r<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rojen o<span class=\"__4 _361\"></span>stot ja m<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>nni<span class=\"__4 _361\"></span>t kirja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n ka<span class=\"__4 _361\"></span>upa<span class=\"__4 _361\"></span>nte<span class=\"__4 _361\"></span>kop<span class=\"__4 _361\"></span>\u00e4iv<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>n\u00e4. T<span class=\"__4 _369\"></span>ransak<span class=\"__4 _361\"></span>ti<span class=\"__4 _367\"></span>omeno<span class=\"__4 _367\"></span>t s<span class=\"__4 _367\"></span>is\u00e4l<span class=\"__4 _367\"></span>lytet\u00e4\u00e4n rahoitu<span class=\"__4 _367\"></span>svaroj<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> alkupe<span class=\"__4 _367\"></span>r\u00e4iseen<span class=\"__4 _367\"></span> kir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ja<span class=\"__4 _361\"></span>npito<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on, k<span class=\"__4 _361\"></span>un k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>ees<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 on er<span class=\"__4 _361\"></span>\u00e4, jot<span class=\"__4 _361\"></span>a ei a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vost<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>a k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tul<span class=\"__4 _367\"></span>osvaikuttei<span class=\"__4 _367\"></span>sesti<span class=\"__4 _367\"></span>. K\u00e4yp\u00e4\u00e4n arvoon<span class=\"__4 _367\"></span> tul<span class=\"__4 _367\"></span>osvaikuttei<span class=\"__4 _367\"></span>sesti<span class=\"__4 _367\"></span> arvostettavat rahoitusvarat merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n al<span class=\"__4 _367\"></span>kuper\u00e4isen kir<span class=\"__4 _367\"></span>jaamisen yhtey<span class=\"__4 _367\"></span>dess\u00e4 ta<span class=\"__4 _361\"></span>see<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>en k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on ja t<span class=\"__4 _361\"></span>\u00e4ll\u00f6in t<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>ns<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>tio<span class=\"__4 _361\"></span>men<span class=\"__4 _361\"></span>ot kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an v\u00e4<span class=\"__4 _361\"></span>lit<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4st<span class=\"__4 _361\"></span>i tulosla<span class=\"__4 _361\"></span>skelma<span class=\"__4 _361\"></span>an. R<span class=\"__4 _361\"></span>ahoit<span class=\"__4 _361\"></span>usva<span class=\"__4 _361\"></span>rojen ta<span class=\"__4 _361\"></span>sees<span class=\"__4 _361\"></span>ta pois k<span class=\"__4 _361\"></span>irjaa<span class=\"__4 _361\"></span>minen t<span class=\"__4 _361\"></span>apa<span class=\"__4 _361\"></span>h<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tuu si<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>oin<span class=\"__4 _367\"></span>, kun konserni<span class=\"__4 _367\"></span> on menett\u00e4ny<span class=\"__4 _361\"></span>t sopi<span class=\"__4 _367\"></span>musperusteisen<span class=\"__4 _367\"></span> oikeuden<span class=\"__4 _367\"></span> ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toihi<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i kun s<span class=\"__4 _361\"></span>e on siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4ny<span class=\"__4 _361\"></span>t m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vilt<span class=\"__4 _361\"></span>\u00e4 osi<span class=\"__4 _361\"></span>n risk<span class=\"__4 _361\"></span>it ja t<span class=\"__4 _361\"></span>uotot kons<span class=\"__4 _361\"></span>ernin ulkopu<span class=\"__4 _361\"></span>olelle.<span class=\"__4 _362\"> </span>Jaksotettuun hankint<span class=\"__4 _361\"></span>amenoon kirjattavat rahoitusvarat<span class=\"__4 _362\"> </span>Konserni l<span class=\"__4 _367\"></span>uokit<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>lee Jaksotettuun hankintamenoon ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avik<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>si rahoitusvaroiksi<span class=\"__4 _367\"></span> -r<span class=\"__4 _361\"></span>yhm\u00e4<span class=\"__4 _361\"></span>\u00e4n rahoitusvarat, joiden<span class=\"__4 _367\"></span> li<span class=\"__4 _367\"></span>iketo<span class=\"__4 _367\"></span>iminta<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ma<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>in t<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>koit<span class=\"__4 _361\"></span>us on pit<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 hallus<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>at ja ke<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t\u00e4 nii<span class=\"__4 _361\"></span>t\u00e4 ko<span class=\"__4 _361\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kev<span class=\"__4 _361\"></span>ia r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toja<span class=\"__4 _361\"></span>, jot<span class=\"__4 _361\"></span>ka ko<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at y<span class=\"__4 _361\"></span>ksin<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an j<span class=\"__4 _361\"></span>a koro<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> maksuista. Alkuper\u00e4isen kirjaamisen<span class=\"__4 _367\"></span> yhteydess\u00e4 United<span class=\"__4 _367\"></span> Bankers kir<span class=\"__4 _361\"></span>jaa j<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>sotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>uun h<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>eno<span class=\"__4 _361\"></span>on ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amise<span class=\"__4 _361\"></span>t k\u00e4<span class=\"__4 _361\"></span>y<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>p\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oon. Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et luot<span class=\"__4 _361\"></span>tolaitok<span class=\"__4 _361\"></span>silta<span class=\"__4 _361\"></span>, yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisyh<span class=\"__4 _361\"></span>teis\u00f6l<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 m<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>yntisaamiset kirjataa<span class=\"__4 _361\"></span>n jaksotettuun hankinta<span class=\"__4 _361\"></span>menoon.<span class=\"__4 _369\"></span> Konsernin<span class=\"__4 _367\"></span> sa<span class=\"__4 _361\"></span>amiset<span class=\"__4 _367\"></span> koostuvat p\u00e4<span class=\"__4 _361\"></span>\u00e4osin<span class=\"__4 _367\"></span> konsernin<span class=\"__4 _367\"></span> ja<span class=\"__4 _361\"></span>/t<span class=\"__4 _361\"></span>ai<span class=\"__4 _367\"></span> asiakk<span class=\"__4 _361\"></span>ai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>den arvopa<span class=\"__4 _361\"></span>perikauppoih<span class=\"__4 _367\"></span>in l<span class=\"__4 _367\"></span>iitty<span class=\"__4 _361\"></span>vist\u00e4 v\u00e4lityss<span class=\"__4 _361\"></span>aamisista sek\u00e4 palkkio-<span class=\"ls1_4 ws1_4\"> </span>sa<span class=\"__4 _361\"></span>amisis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Kons<span class=\"__4 _361\"></span>erni kirja<span class=\"__4 _361\"></span>a jak<span class=\"__4 _361\"></span>sotet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>un hank<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>ameno<span class=\"__4 _361\"></span>on kirjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avist<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoitus<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>varoista odotettaviss<span class=\"__4 _361\"></span>a o<span class=\"__4 _367\"></span>levia l<span class=\"__4 _367\"></span>uottotappioita koskevan v\u00e4hennyser\u00e4n. Odo<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a olevie<span class=\"__4 _361\"></span>n luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pioide<span class=\"__4 _361\"></span>n la<span class=\"__4 _361\"></span>sken<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>a kirja<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>t m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4t tili<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>ella on k<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tu L<span class=\"__4 _361\"></span>iiteti<span class=\"__4 _361\"></span>edos<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a 27<span class=\"__4 _369\"></span>.<span class=\"fc4_4 ws1_4\"> <span class=\"__4 _369\"></span><span class=\"fc3_4 ws1b_4\">K<span class=\"__4 _361\"></span>ons<span class=\"__4 _361\"></span>erni<span class=\"__4 _361\"></span>n risk<span class=\"__4 _361\"></span>it ja niid<span class=\"__4 _361\"></span>en ha<span class=\"__4 _361\"></span>llinta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></span></span>K<span class=\"__4 _361\"></span>aikk<span class=\"__4 _361\"></span>i toteutun<span class=\"__4 _361\"></span>eet luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eisesti. Tilika<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>della U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s ei ole k<span class=\"__4 _361\"></span>irjan<span class=\"__4 _361\"></span>nut m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vi<span class=\"__4 _361\"></span>\u00e4 toteu<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>neit<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ta<span class=\"__4 _361\"></span>ppioit<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>K\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon t<span class=\"__4 _361\"></span>ulosvaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>esti k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avat rahoitusvarat<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>telee k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>p\u00e4<span class=\"__4 _361\"></span>\u00e4n a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>voo<span class=\"__4 _361\"></span>n tulos<span class=\"__4 _361\"></span>vai<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eise<span class=\"__4 _361\"></span>sti k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>ksi s<span class=\"__4 _361\"></span>ellaise<span class=\"__4 _361\"></span>t ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>aroih<span class=\"__4 _361\"></span>in kuul<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at er<span class=\"__4 _361\"></span>\u00e4t, jo<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>a on ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tu k<span class=\"__4 _361\"></span>aup<span class=\"__4 _361\"></span>an<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>\u00e4yn<span class=\"__4 _361\"></span>tit<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>koit<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>sa pid<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>ksi t<span class=\"__4 _361\"></span>ai jo<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>a se luo<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>elee alk<span class=\"__4 _361\"></span>upe<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>isen kirja<span class=\"__4 _361\"></span>amise<span class=\"__4 _361\"></span>n tap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>uess<span class=\"__4 _361\"></span>a k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tteis<span class=\"__4 _361\"></span>esti kirja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ik<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>si.<span class=\"__4 _367\"></span> Konserni <span class=\"__4 _367\"></span>luokittelee si<span class=\"__4 _369\"></span>joitukset oman p\u00e4\u00e4om<span class=\"__4 _361\"></span>an eht<span class=\"__4 _367\"></span>oisi<span class=\"__4 _367\"></span>in<span class=\"__4 _367\"></span> instrument<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>teihin<span class=\"__4 _361\"></span>, ku<span class=\"__4 _361\"></span>ten sijoit<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>set o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>isiin ja os<span class=\"__4 _361\"></span>uuk<span class=\"__4 _361\"></span>siin sek<span class=\"__4 _361\"></span>\u00e4 r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>o-<span class=\"__4 _361\"></span>osu<span class=\"__4 _361\"></span>udet<span class=\"__4 _361\"></span>, k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutteise<span class=\"__4 _367\"></span>sti ki<span class=\"__4 _367\"></span>rja<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>aviks<span class=\"__4 _367\"></span>i raho<span class=\"__4 _367\"></span>itusvar<span class=\"__4 _367\"></span>oiks<span class=\"__4 _367\"></span>i.<span class=\"__4 _367\"></span> Kon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ser<span class=\"__4 _361\"></span>ni luoki<span class=\"__4 _361\"></span>ttele<span class=\"__4 _361\"></span>e si<span class=\"__4 _367\"></span>joitu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t joukko<span class=\"__4 _361\"></span>velka<span class=\"__4 _361\"></span>kirjoihin, yri<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>stodist<span class=\"__4 _361\"></span>uksiin ja muihin sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistuk<span class=\"__4 _361\"></span>siin k\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>voon tulo<span class=\"__4 _361\"></span>svaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti kirjat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>taviksi. Kon<span class=\"__4 _367\"></span>serni on l<span class=\"__4 _367\"></span>uokitel<span class=\"__4 _367\"></span>lut p\u00e4\u00e4omasij<span class=\"__4 _367\"></span>oitukset kommandi<span class=\"__4 _367\"></span>ittiyhti\u00f6<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>muotoisiin yht<span class=\"__4 _361\"></span>i\u00f6ihin, joissa ko<span class=\"__4 _361\"></span>nser<span class=\"__4 _361\"></span>ni toimii<span class=\"__4 _367\"></span> va<span class=\"__4 _361\"></span>stu<span class=\"__4 _361\"></span>ul<span class=\"__4 _367\"></span>lisen<span class=\"__4 _361\"></span>a yhti\u00f6mie<span class=\"__4 _361\"></span>hen\u00e4<span class=\"__4 _361\"></span>, k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tteis<span class=\"__4 _361\"></span>esti kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tav<span class=\"__4 _361\"></span>iin<span class=\"__4 _367\"></span> eriin.<span class=\"__4 _362\"> </span>K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n muu<span class=\"__4 _361\"></span>tok<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>oht<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at voit<span class=\"__4 _361\"></span>ot ja t<span class=\"__4 _361\"></span>appi<span class=\"__4 _361\"></span>ot, osin<span class=\"__4 _361\"></span>got, k<span class=\"__4 _361\"></span>ork<span class=\"__4 _361\"></span>o<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tu<span class=\"__4 _361\"></span>otot, v<span class=\"__4 _361\"></span>aluu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>sivoi<span class=\"__4 _361\"></span>tot ja -t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>piot se<span class=\"__4 _361\"></span>k\u00e4 m<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ynti<span class=\"__4 _361\"></span>voito<span class=\"__4 _361\"></span>t ja -t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>piot kir<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ulosv<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>ises<span class=\"__4 _361\"></span>ti sill\u00e4 tilik<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>ella, k<span class=\"__4 _361\"></span>un ne s<span class=\"__4 _361\"></span>ynt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-357": {
   "value": "1<span class=\"__4 _367\"></span>2.<span class=\"__4 _367\"></span>1 Rahoi<span class=\"__4 _361\"></span>tusvara<span class=\"__4 _361\"></span>t<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>telee r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oitu<span class=\"__4 _361\"></span>sva<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t seu<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iin r<span class=\"__4 _361\"></span>yhmiin: - <span class=\"__4 _368\"> </span>k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutteise<span class=\"__4 _367\"></span>sti ki<span class=\"__4 _367\"></span>rja<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>avat<span class=\"__4 _367\"></span> rahoitus<span class=\"__4 _367\"></span>varat - <span class=\"__4 _368\"> </span>jaksotet<span class=\"__4 _361\"></span>tuun hankintamenoon kirjatt<span class=\"__4 _361\"></span>avat rahoitusvar<span class=\"__4 _361\"></span>at.<span class=\"__4 _362\"> </span>Rahoitusvar<span class=\"__4 _361\"></span>at l<span class=\"__4 _367\"></span>uokitellaan al<span class=\"__4 _367\"></span>kuper<span class=\"__4 _361\"></span>\u00e4isen<span class=\"__4 _367\"></span> hankinnan yhteydess<span class=\"__4 _361\"></span>\u00e4 n<span class=\"__4 _367\"></span>iiden<span class=\"__4 _367\"></span> hankinnan tar<span class=\"__4 _361\"></span>ko<span class=\"__4 _367\"></span>ituksen perusteell<span class=\"__4 _367\"></span>a. Luokittelu perustuu Un<span class=\"__4 _367\"></span>ited Ban<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ker<span class=\"__4 _361\"></span>sin l<span class=\"__4 _367\"></span>iiketoimint<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>all<span class=\"__4 _367\"></span>in ta<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>teisiin ja rahoit<span class=\"__4 _361\"></span>usva<span class=\"__4 _361\"></span>rojen sopimu<span class=\"__4 _361\"></span>spe<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>rus<span class=\"__4 _361\"></span>teisiin raha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toihin.<span class=\"__4 _362\"> </span>K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki r<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rojen o<span class=\"__4 _361\"></span>stot ja m<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>nni<span class=\"__4 _361\"></span>t kirja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n ka<span class=\"__4 _361\"></span>upa<span class=\"__4 _361\"></span>nte<span class=\"__4 _361\"></span>kop<span class=\"__4 _361\"></span>\u00e4iv<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>n\u00e4. T<span class=\"__4 _369\"></span>ransak<span class=\"__4 _361\"></span>ti<span class=\"__4 _367\"></span>omeno<span class=\"__4 _367\"></span>t s<span class=\"__4 _367\"></span>is\u00e4l<span class=\"__4 _367\"></span>lytet\u00e4\u00e4n rahoitu<span class=\"__4 _367\"></span>svaroj<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> alkupe<span class=\"__4 _367\"></span>r\u00e4iseen<span class=\"__4 _367\"></span> kir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ja<span class=\"__4 _361\"></span>npito<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on, k<span class=\"__4 _361\"></span>un k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>ees<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 on er<span class=\"__4 _361\"></span>\u00e4, jot<span class=\"__4 _361\"></span>a ei a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vost<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>a k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tul<span class=\"__4 _367\"></span>osvaikuttei<span class=\"__4 _367\"></span>sesti<span class=\"__4 _367\"></span>. K\u00e4yp\u00e4\u00e4n arvoon<span class=\"__4 _367\"></span> tul<span class=\"__4 _367\"></span>osvaikuttei<span class=\"__4 _367\"></span>sesti<span class=\"__4 _367\"></span> arvostettavat rahoitusvarat merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n al<span class=\"__4 _367\"></span>kuper\u00e4isen kir<span class=\"__4 _367\"></span>jaamisen yhtey<span class=\"__4 _367\"></span>dess\u00e4 ta<span class=\"__4 _361\"></span>see<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>en k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on ja t<span class=\"__4 _361\"></span>\u00e4ll\u00f6in t<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>ns<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>tio<span class=\"__4 _361\"></span>men<span class=\"__4 _361\"></span>ot kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an v\u00e4<span class=\"__4 _361\"></span>lit<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4st<span class=\"__4 _361\"></span>i tulosla<span class=\"__4 _361\"></span>skelma<span class=\"__4 _361\"></span>an. R<span class=\"__4 _361\"></span>ahoit<span class=\"__4 _361\"></span>usva<span class=\"__4 _361\"></span>rojen ta<span class=\"__4 _361\"></span>sees<span class=\"__4 _361\"></span>ta pois k<span class=\"__4 _361\"></span>irjaa<span class=\"__4 _361\"></span>minen t<span class=\"__4 _361\"></span>apa<span class=\"__4 _361\"></span>h<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tuu si<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>oin<span class=\"__4 _367\"></span>, kun konserni<span class=\"__4 _367\"></span> on menett\u00e4ny<span class=\"__4 _361\"></span>t sopi<span class=\"__4 _367\"></span>musperusteisen<span class=\"__4 _367\"></span> oikeuden<span class=\"__4 _367\"></span> ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toihi<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i kun s<span class=\"__4 _361\"></span>e on siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4ny<span class=\"__4 _361\"></span>t m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vilt<span class=\"__4 _361\"></span>\u00e4 osi<span class=\"__4 _361\"></span>n risk<span class=\"__4 _361\"></span>it ja t<span class=\"__4 _361\"></span>uotot kons<span class=\"__4 _361\"></span>ernin ulkopu<span class=\"__4 _361\"></span>olelle",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-358": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs4_3\">Jaksotettuun hankint<span class=\"__4 _361\"></span>amenoon kirjattavat </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs5_2\">rahoitusvarat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lse_4 ws12_4 gs6_2\">Konserni l<span class=\"__4 _367\"></span>uokit<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>lee Jaksotettuun hankintamenoon ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avik<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsf_4 ws13_4 gs7_2\">si rahoitusvaroiksi<span class=\"__4 _367\"></span> -r<span class=\"__4 _361\"></span>yhm\u00e4<span class=\"__4 _361\"></span>\u00e4n rahoitusvarat, joiden<span class=\"__4 _367\"></span> li<span class=\"__4 _367\"></span>iketo<span class=\"__4 _367\"></span>iminta<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 wsf_4 gs8_2\">ma<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>in t<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>koit<span class=\"__4 _361\"></span>us on pit<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 hallus<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>at ja ke<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t\u00e4 nii<span class=\"__4 _361\"></span>t\u00e4 ko<span class=\"__4 _361\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws14_4 gs9_2\">kev<span class=\"__4 _361\"></span>ia r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toja<span class=\"__4 _361\"></span>, jot<span class=\"__4 _361\"></span>ka ko<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at y<span class=\"__4 _361\"></span>ksin<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an j<span class=\"__4 _361\"></span>a koro<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls11_4 ws15_4 gsa_2\">maksuista. Alkuper\u00e4isen kirjaamisen<span class=\"__4 _367\"></span> yhteydess\u00e4 United<span class=\"__4 _367\"></span> Bankers </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls12_4 ws16_4 gsb_2\">kir<span class=\"__4 _361\"></span>jaa j<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>sotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>uun h<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>eno<span class=\"__4 _361\"></span>on ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amise<span class=\"__4 _361\"></span>t k\u00e4<span class=\"__4 _361\"></span>y<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws17_4 gsc_2\">p\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oon. Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et luot<span class=\"__4 _361\"></span>tolaitok<span class=\"__4 _361\"></span>silta<span class=\"__4 _361\"></span>, yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisyh<span class=\"__4 _361\"></span>teis\u00f6l<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls14_4 ws18_4 gsd_2\">t\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 m<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>yntisaamiset kirjataa<span class=\"__4 _361\"></span>n jaksotettuun hankinta<span class=\"__4 _361\"></span>menoon.<span class=\"__4 _369\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls15_4 ws19_4 gse_2\">Konsernin<span class=\"__4 _367\"></span> sa<span class=\"__4 _361\"></span>amiset<span class=\"__4 _367\"></span> koostuvat p\u00e4<span class=\"__4 _361\"></span>\u00e4osin<span class=\"__4 _367\"></span> konsernin<span class=\"__4 _367\"></span> ja<span class=\"__4 _361\"></span>/t<span class=\"__4 _361\"></span>ai<span class=\"__4 _367\"></span> asiakk<span class=\"__4 _361\"></span>ai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws4_4 gsf_2\">den arvopa<span class=\"__4 _361\"></span>perikauppoih<span class=\"__4 _367\"></span>in l<span class=\"__4 _367\"></span>iitty<span class=\"__4 _361\"></span>vist\u00e4 v\u00e4lityss<span class=\"__4 _361\"></span>aamisista sek\u00e4 palkkio-<span class=\"ls1_4 ws1_4\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs10_2\">sa<span class=\"__4 _361\"></span>amisis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws6_4 gs11_2\">Kons<span class=\"__4 _361\"></span>erni kirja<span class=\"__4 _361\"></span>a jak<span class=\"__4 _361\"></span>sotet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>un hank<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>ameno<span class=\"__4 _361\"></span>on kirjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avist<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoitus<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws4_4 gs12_2\">varoista odotettaviss<span class=\"__4 _361\"></span>a o<span class=\"__4 _367\"></span>levia l<span class=\"__4 _367\"></span>uottotappioita koskevan v\u00e4hennyser\u00e4n. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1a_4 gs13_2\">Odo<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a olevie<span class=\"__4 _361\"></span>n luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pioide<span class=\"__4 _361\"></span>n la<span class=\"__4 _361\"></span>sken<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>a kirja<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>t m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4t tili<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1b_4 gs14_2\">k<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>ella on k<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tu L<span class=\"__4 _361\"></span>iiteti<span class=\"__4 _361\"></span>edos<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a 27<span class=\"__4 _369\"></span>.<span class=\"fc4_4 ws1_4\"> <span class=\"__4 _369\"></span><span class=\"fc3_4 ws1b_4\">K<span class=\"__4 _361\"></span>ons<span class=\"__4 _361\"></span>erni<span class=\"__4 _361\"></span>n risk<span class=\"__4 _361\"></span>it ja niid<span class=\"__4 _361\"></span>en ha<span class=\"__4 _361\"></span>llinta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></span></span><span class=\"fc4_4 ws1_4\"><span class=\"fc3_4 ws1b_4\"> </span></span></div>K<span class=\"__4 _361\"></span>aikk<span class=\"__4 _361\"></span>i toteutun<span class=\"__4 _361\"></span>eet luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eisesti. Tilika<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>della U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s ei ole k<span class=\"__4 _361\"></span>irjan<span class=\"__4 _361\"></span>nut m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vi<span class=\"__4 _361\"></span>\u00e4 toteu<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>neit<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ta<span class=\"__4 _361\"></span>ppioit<span class=\"__4 _361\"></span>a",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherReceivablesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-359": {
   "value": "Jaksotettuun hankint<span class=\"__4 _361\"></span>amenoon kirjattavat rahoitusvarat<span class=\"__4 _362\"> </span>Konserni l<span class=\"__4 _367\"></span>uokit<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>lee Jaksotettuun hankintamenoon ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avik<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>si rahoitusvaroiksi<span class=\"__4 _367\"></span> -r<span class=\"__4 _361\"></span>yhm\u00e4<span class=\"__4 _361\"></span>\u00e4n rahoitusvarat, joiden<span class=\"__4 _367\"></span> li<span class=\"__4 _367\"></span>iketo<span class=\"__4 _367\"></span>iminta<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ma<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>in t<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>koit<span class=\"__4 _361\"></span>us on pit<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 hallus<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>at ja ke<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t\u00e4 nii<span class=\"__4 _361\"></span>t\u00e4 ko<span class=\"__4 _361\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kev<span class=\"__4 _361\"></span>ia r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>toja<span class=\"__4 _361\"></span>, jot<span class=\"__4 _361\"></span>ka ko<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at y<span class=\"__4 _361\"></span>ksin<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an j<span class=\"__4 _361\"></span>a koro<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> maksuista. Alkuper\u00e4isen kirjaamisen<span class=\"__4 _367\"></span> yhteydess\u00e4 United<span class=\"__4 _367\"></span> Bankers kir<span class=\"__4 _361\"></span>jaa j<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>sotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>uun h<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>eno<span class=\"__4 _361\"></span>on ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amise<span class=\"__4 _361\"></span>t k\u00e4<span class=\"__4 _361\"></span>y<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>p\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oon. Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et luot<span class=\"__4 _361\"></span>tolaitok<span class=\"__4 _361\"></span>silta<span class=\"__4 _361\"></span>, yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisyh<span class=\"__4 _361\"></span>teis\u00f6l<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 m<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>yntisaamiset kirjataa<span class=\"__4 _361\"></span>n jaksotettuun hankinta<span class=\"__4 _361\"></span>menoon.<span class=\"__4 _369\"></span> Konsernin<span class=\"__4 _367\"></span> sa<span class=\"__4 _361\"></span>amiset<span class=\"__4 _367\"></span> koostuvat p\u00e4<span class=\"__4 _361\"></span>\u00e4osin<span class=\"__4 _367\"></span> konsernin<span class=\"__4 _367\"></span> ja<span class=\"__4 _361\"></span>/t<span class=\"__4 _361\"></span>ai<span class=\"__4 _367\"></span> asiakk<span class=\"__4 _361\"></span>ai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>den arvopa<span class=\"__4 _361\"></span>perikauppoih<span class=\"__4 _367\"></span>in l<span class=\"__4 _367\"></span>iitty<span class=\"__4 _361\"></span>vist\u00e4 v\u00e4lityss<span class=\"__4 _361\"></span>aamisista sek\u00e4 palkkio-<span class=\"ls1_4 ws1_4\"> </span>sa<span class=\"__4 _361\"></span>amisis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Kons<span class=\"__4 _361\"></span>erni kirja<span class=\"__4 _361\"></span>a jak<span class=\"__4 _361\"></span>sotet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>un hank<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>ameno<span class=\"__4 _361\"></span>on kirjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avist<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoitus<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>varoista odotettaviss<span class=\"__4 _361\"></span>a o<span class=\"__4 _367\"></span>levia l<span class=\"__4 _367\"></span>uottotappioita koskevan v\u00e4hennyser\u00e4n. Odo<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a olevie<span class=\"__4 _361\"></span>n luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pioide<span class=\"__4 _361\"></span>n la<span class=\"__4 _361\"></span>sken<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>a kirja<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>t m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4t tili<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>ella on k<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tu L<span class=\"__4 _361\"></span>iiteti<span class=\"__4 _361\"></span>edos<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a 27<span class=\"__4 _369\"></span>.<span class=\"fc4_4 ws1_4\"> <span class=\"__4 _369\"></span><span class=\"fc3_4 ws1b_4\">K<span class=\"__4 _361\"></span>ons<span class=\"__4 _361\"></span>erni<span class=\"__4 _361\"></span>n risk<span class=\"__4 _361\"></span>it ja niid<span class=\"__4 _361\"></span>en ha<span class=\"__4 _361\"></span>llinta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></span></span><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls17_4 ws6_4 gs16_2\">K<span class=\"__4 _361\"></span>aikk<span class=\"__4 _361\"></span>i toteutun<span class=\"__4 _361\"></span>eet luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eisesti. Tilika<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls18_4 wsf_4 gs17_2\">della U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s ei ole k<span class=\"__4 _361\"></span>irjan<span class=\"__4 _361\"></span>nut m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vi<span class=\"__4 _361\"></span>\u00e4 toteu<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>neit<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs18_2\">ta<span class=\"__4 _361\"></span>ppioit<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLoansAndReceivablesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-360": {
   "value": "K\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon t<span class=\"__4 _361\"></span>ulosvaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>esti k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avat rahoitusvarat<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>telee k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>p\u00e4<span class=\"__4 _361\"></span>\u00e4n a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>voo<span class=\"__4 _361\"></span>n tulos<span class=\"__4 _361\"></span>vai<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eise<span class=\"__4 _361\"></span>sti k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>ksi s<span class=\"__4 _361\"></span>ellaise<span class=\"__4 _361\"></span>t ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>aroih<span class=\"__4 _361\"></span>in kuul<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at er<span class=\"__4 _361\"></span>\u00e4t, jo<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>a on ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tu k<span class=\"__4 _361\"></span>aup<span class=\"__4 _361\"></span>an<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>\u00e4yn<span class=\"__4 _361\"></span>tit<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>koit<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>sa pid<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>ksi t<span class=\"__4 _361\"></span>ai jo<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>a se luo<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>elee alk<span class=\"__4 _361\"></span>upe<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>isen kirja<span class=\"__4 _361\"></span>amise<span class=\"__4 _361\"></span>n tap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>uess<span class=\"__4 _361\"></span>a k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tteis<span class=\"__4 _361\"></span>esti kirja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ik<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>si.<span class=\"__4 _367\"></span> Konserni <span class=\"__4 _367\"></span>luokittelee si<span class=\"__4 _369\"></span>joitukset oman p\u00e4\u00e4om<span class=\"__4 _361\"></span>an eht<span class=\"__4 _367\"></span>oisi<span class=\"__4 _367\"></span>in<span class=\"__4 _367\"></span> instrument<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>teihin<span class=\"__4 _361\"></span>, ku<span class=\"__4 _361\"></span>ten sijoit<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>set o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>isiin ja os<span class=\"__4 _361\"></span>uuk<span class=\"__4 _361\"></span>siin sek<span class=\"__4 _361\"></span>\u00e4 r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>o-<span class=\"__4 _361\"></span>osu<span class=\"__4 _361\"></span>udet<span class=\"__4 _361\"></span>, k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutteise<span class=\"__4 _367\"></span>sti ki<span class=\"__4 _367\"></span>rja<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>aviks<span class=\"__4 _367\"></span>i raho<span class=\"__4 _367\"></span>itusvar<span class=\"__4 _367\"></span>oiks<span class=\"__4 _367\"></span>i.<span class=\"__4 _367\"></span> Kon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ser<span class=\"__4 _361\"></span>ni luoki<span class=\"__4 _361\"></span>ttele<span class=\"__4 _361\"></span>e si<span class=\"__4 _367\"></span>joitu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t joukko<span class=\"__4 _361\"></span>velka<span class=\"__4 _361\"></span>kirjoihin, yri<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>stodist<span class=\"__4 _361\"></span>uksiin ja muihin sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistuk<span class=\"__4 _361\"></span>siin k\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>voon tulo<span class=\"__4 _361\"></span>svaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti kirjat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>taviksi. Kon<span class=\"__4 _367\"></span>serni on l<span class=\"__4 _367\"></span>uokitel<span class=\"__4 _367\"></span>lut p\u00e4\u00e4omasij<span class=\"__4 _367\"></span>oitukset kommandi<span class=\"__4 _367\"></span>ittiyhti\u00f6<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>muotoisiin yht<span class=\"__4 _361\"></span>i\u00f6ihin, joissa ko<span class=\"__4 _361\"></span>nser<span class=\"__4 _361\"></span>ni toimii<span class=\"__4 _367\"></span> va<span class=\"__4 _361\"></span>stu<span class=\"__4 _361\"></span>ul<span class=\"__4 _367\"></span>lisen<span class=\"__4 _361\"></span>a yhti\u00f6mie<span class=\"__4 _361\"></span>hen\u00e4<span class=\"__4 _361\"></span>, k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tteis<span class=\"__4 _361\"></span>esti kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tav<span class=\"__4 _361\"></span>iin<span class=\"__4 _367\"></span> eriin.<span class=\"__4 _362\"> </span>K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n muu<span class=\"__4 _361\"></span>tok<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>oht<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at voit<span class=\"__4 _361\"></span>ot ja t<span class=\"__4 _361\"></span>appi<span class=\"__4 _361\"></span>ot, osin<span class=\"__4 _361\"></span>got, k<span class=\"__4 _361\"></span>ork<span class=\"__4 _361\"></span>o<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tu<span class=\"__4 _361\"></span>otot, v<span class=\"__4 _361\"></span>aluu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>sivoi<span class=\"__4 _361\"></span>tot ja -t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>piot se<span class=\"__4 _361\"></span>k\u00e4 m<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ynti<span class=\"__4 _361\"></span>voito<span class=\"__4 _361\"></span>t ja -t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>piot kir<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ulosv<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>ises<span class=\"__4 _361\"></span>ti sill\u00e4 tilik<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>ella, k<span class=\"__4 _361\"></span>un ne s<span class=\"__4 _361\"></span>ynt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1_4 ws1_4 gs35_2\">K\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon t<span class=\"__4 _361\"></span>ulosvaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>esti k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avat </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs36_2\">rahoitusvelat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws1b_4 gs37_2\">Konse<span class=\"__4 _367\"></span>rni<span class=\"__4 _367\"></span> ei o<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span> luo<span class=\"__4 _367\"></span>kitel<span class=\"__4 _369\"></span>lut raho<span class=\"__4 _367\"></span>itusve<span class=\"__4 _367\"></span>lk<span class=\"__4 _367\"></span>oja<span class=\"__4 _367\"></span> k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>los<span class=\"__4 _367\"></span>vaikut<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 ws20_4 gs38_2\">teisesti<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avaksi. Li<span class=\"__4 _367\"></span>iket<span class=\"__4 _367\"></span>oimint<span class=\"__4 _367\"></span>ojen<span class=\"__4 _367\"></span> yhdist\u00e4misen yhteydess\u00e4 syn<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws30_4 gs39_1\">ty<span class=\"__4 _361\"></span>v\u00e4t l<span class=\"__4 _367\"></span>is\u00e4kauppah<span class=\"__4 _367\"></span>innat<span class=\"__4 _367\"></span> arvostetaan k\u00e4yp\u00e4\u00e4n arvoon<span class=\"__4 _367\"></span> tulo<span class=\"__4 _367\"></span>svaikuttei<span class=\"__4 _367\"></span>sesti<span class=\"__4 _362\"> </span><span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-361": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs1a_2\">1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>2 Rahoitus<span class=\"__4 _367\"></span>velat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs1b_2\">Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>telee r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oitu<span class=\"__4 _361\"></span>svel<span class=\"__4 _361\"></span>at seu<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iin r<span class=\"__4 _361\"></span>yhmii<span class=\"__4 _361\"></span>n: </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs1c_2\">- <span class=\"__4 _368\"> </span>jaksotet<span class=\"__4 _361\"></span>tuun hankintamenoon ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avat rahoitusvelat, j<span class=\"__4 _367\"></span>a<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs1d_2\">- <span class=\"__4 _368\"> </span>k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutteise<span class=\"__4 _367\"></span>sti arvost<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>avat<span class=\"__4 _367\"></span> rahoitu<span class=\"__4 _367\"></span>svel<span class=\"__4 _367\"></span>at.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws27_4 gs1e_2\">Alk<span class=\"__4 _361\"></span>upe<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>isen k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ami<span class=\"__4 _361\"></span>sen y<span class=\"__4 _361\"></span>hteyd<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>s\u00e4 ko<span class=\"__4 _361\"></span>nse<span class=\"__4 _361\"></span>rni a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vost<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>vela<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws28_4 gs1f_2\">k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oon. Mi<span class=\"__4 _361\"></span>k\u00e4li k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 on mu<span class=\"__4 _361\"></span>u kui<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tulo<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls18_4 wsf_4 gs20_2\">va<span class=\"__4 _361\"></span>iku<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>teise<span class=\"__4 _361\"></span>sti k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>elka<span class=\"__4 _361\"></span>, siihen lis<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai siit<span class=\"__4 _361\"></span>\u00e4 v<span class=\"__4 _361\"></span>\u00e4he<span class=\"__4 _361\"></span>n<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws1e_4 gs21_2\">net\u00e4<span class=\"__4 _361\"></span>\u00e4n er\u00e4st\u00e4 v\u00e4litt\u00f6m\u00e4sti johtuvat transa<span class=\"__4 _361\"></span>ktiomenot. K\u00e4yp\u00e4\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>voon </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 wsb_4 gs22_2\">tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>teisest<span class=\"__4 _367\"></span>i arvostet<span class=\"__4 _361\"></span>tavat rahoitusvelat<span class=\"__4 _367\"></span> merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n a<span class=\"__4 _367\"></span>lkuper\u00e4isen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws4_4 gs23_2\">kirjaamisen yhtey<span class=\"__4 _367\"></span>dess\u00e4 t<span class=\"__4 _361\"></span>aseeseen k\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon. T<span class=\"__4 _369\"></span>r<span class=\"__4 _361\"></span>ansak<span class=\"__4 _361\"></span>tiomenot<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs24_2\">kir<span class=\"__4 _361\"></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an v\u00e4<span class=\"__4 _361\"></span>lit<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4st<span class=\"__4 _361\"></span>i kulu<span class=\"__4 _361\"></span>ksi.<span class=\"__4 _362\"> </span></div>Ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>elat k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>ois t<span class=\"__4 _361\"></span>ase<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, kun v<span class=\"__4 _361\"></span>elka o<span class=\"__4 _361\"></span>n lak<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nnu<span class=\"__4 _361\"></span>t olem<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a eli kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin velv<span class=\"__4 _361\"></span>oite o<span class=\"__4 _361\"></span>n t\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y tai k<span class=\"__4 _361\"></span>um<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>tu t<span class=\"__4 _361\"></span>ai se<span class=\"__4 _361\"></span>n voima<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>ao<span class=\"__4 _361\"></span>lo on muutoin<span class=\"__4 _367\"></span> laka<span class=\"__4 _361\"></span>nnut.<span class=\"__4 _362\"> </span>Jaksotettuun hankint<span class=\"__4 _361\"></span>amenoon kirjattavat rahoitusvelat<span class=\"__4 _362\"> </span>Jaksote<span class=\"__4 _367\"></span>ttuun hankin<span class=\"__4 _367\"></span>tamenoon<span class=\"__4 _367\"></span> luokit<span class=\"__4 _367\"></span>el<span class=\"__4 _367\"></span>lut<span class=\"__4 _367\"></span> rahoi<span class=\"__4 _367\"></span>tusve<span class=\"__4 _367\"></span>lat arvoste<span class=\"__4 _367\"></span>taan efektiivisen k<span class=\"__4 _367\"></span>oron menete<span class=\"__4 _367\"></span>lm\u00e4ll<span class=\"__4 _367\"></span>\u00e4. Konsernin<span class=\"__4 _367\"></span> jaksotettuun hankinta<span class=\"__4 _361\"></span>me<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>noon k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>t rahoi<span class=\"__4 _361\"></span>tusvel<span class=\"__4 _361\"></span>at koos<span class=\"__4 _361\"></span>tuv<span class=\"__4 _361\"></span>at veloist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tolaitok<span class=\"__4 _361\"></span>sille, vuok<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ra<span class=\"__4 _361\"></span>sopimu<span class=\"__4 _361\"></span>sveloist<span class=\"__4 _361\"></span>a ja ostov<span class=\"__4 _361\"></span>eloista<span class=\"__4 _361\"></span>. Rah<span class=\"__4 _361\"></span>oitusv<span class=\"__4 _361\"></span>elka luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>an lyhy<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>aise<span class=\"__4 _361\"></span>ksi, ellei U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>silla ole eh<span class=\"__4 _361\"></span>doto<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a oikeu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 vela<span class=\"__4 _361\"></span>n suoritt<span class=\"__4 _361\"></span>amista v\u00e4hi<span class=\"__4 _367\"></span>nt\u00e4<span class=\"__4 _361\"></span>\u00e4n 1<span class=\"__4 _369\"></span>2 kuukauden p\u00e4\u00e4<span class=\"__4 _361\"></span>h\u00e4n raportointikauden p\u00e4\u00e4t<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>ymis<span class=\"__4 _361\"></span>p\u00e4i<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4. Os<span class=\"__4 _361\"></span>tovel<span class=\"__4 _361\"></span>at luo<span class=\"__4 _361\"></span>kite<span class=\"__4 _361\"></span>llaa<span class=\"__4 _361\"></span>n lyh<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ai<span class=\"__4 _361\"></span>siksi v<span class=\"__4 _361\"></span>eloiks<span class=\"__4 _361\"></span>i, mik\u00e4<span class=\"__4 _361\"></span>li ne er\u00e4<span class=\"__4 _361\"></span>\u00e4nty<span class=\"__4 _361\"></span>v\u00e4t 1<span class=\"__4 _369\"></span>2 kuukauden kuluessa.<span class=\"__4 _362\"> </span>K\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon t<span class=\"__4 _361\"></span>ulosvaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>esti k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avat rahoitusvelat<span class=\"__4 _362\"> </span>Konse<span class=\"__4 _367\"></span>rni<span class=\"__4 _367\"></span> ei o<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span> luo<span class=\"__4 _367\"></span>kitel<span class=\"__4 _369\"></span>lut raho<span class=\"__4 _367\"></span>itusve<span class=\"__4 _367\"></span>lk<span class=\"__4 _367\"></span>oja<span class=\"__4 _367\"></span> k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>los<span class=\"__4 _367\"></span>vaikut<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>teisesti<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avaksi. Li<span class=\"__4 _367\"></span>iket<span class=\"__4 _367\"></span>oimint<span class=\"__4 _367\"></span>ojen<span class=\"__4 _367\"></span> yhdist\u00e4misen yhteydess\u00e4 syn<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ty<span class=\"__4 _361\"></span>v\u00e4t l<span class=\"__4 _367\"></span>is\u00e4kauppah<span class=\"__4 _367\"></span>innat<span class=\"__4 _367\"></span> arvostetaan k\u00e4yp\u00e4\u00e4n arvoon<span class=\"__4 _367\"></span> tulo<span class=\"__4 _367\"></span>svaikuttei<span class=\"__4 _367\"></span>sesti<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-362": {
   "value": "1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>2 Rahoitus<span class=\"__4 _367\"></span>velat<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>telee r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oitu<span class=\"__4 _361\"></span>svel<span class=\"__4 _361\"></span>at seu<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iin r<span class=\"__4 _361\"></span>yhmii<span class=\"__4 _361\"></span>n: - <span class=\"__4 _368\"> </span>jaksotet<span class=\"__4 _361\"></span>tuun hankintamenoon ar<span class=\"__4 _361\"></span>vostett<span class=\"__4 _361\"></span>avat rahoitusvelat, j<span class=\"__4 _367\"></span>a<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>k\u00e4yp\u00e4\u00e4n arvoon tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutteise<span class=\"__4 _367\"></span>sti arvost<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>avat<span class=\"__4 _367\"></span> rahoitu<span class=\"__4 _367\"></span>svel<span class=\"__4 _367\"></span>at.<span class=\"__4 _362\"> </span>Alk<span class=\"__4 _361\"></span>upe<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>isen k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ami<span class=\"__4 _361\"></span>sen y<span class=\"__4 _361\"></span>hteyd<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>s\u00e4 ko<span class=\"__4 _361\"></span>nse<span class=\"__4 _361\"></span>rni a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vost<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>vela<span class=\"__4 _361\"></span>n k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oon. Mi<span class=\"__4 _361\"></span>k\u00e4li k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 on mu<span class=\"__4 _361\"></span>u kui<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>yp\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on tulo<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>iku<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>teise<span class=\"__4 _361\"></span>sti k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>elka<span class=\"__4 _361\"></span>, siihen lis<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai siit<span class=\"__4 _361\"></span>\u00e4 v<span class=\"__4 _361\"></span>\u00e4he<span class=\"__4 _361\"></span>n<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>net\u00e4<span class=\"__4 _361\"></span>\u00e4n er\u00e4st\u00e4 v\u00e4litt\u00f6m\u00e4sti johtuvat transa<span class=\"__4 _361\"></span>ktiomenot. K\u00e4yp\u00e4\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>voon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>teisest<span class=\"__4 _367\"></span>i arvostet<span class=\"__4 _361\"></span>tavat rahoitusvelat<span class=\"__4 _367\"></span> merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n a<span class=\"__4 _367\"></span>lkuper\u00e4isen kirjaamisen yhtey<span class=\"__4 _367\"></span>dess\u00e4 t<span class=\"__4 _361\"></span>aseeseen k\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon. T<span class=\"__4 _369\"></span>r<span class=\"__4 _361\"></span>ansak<span class=\"__4 _361\"></span>tiomenot<span class=\"__4 _367\"></span> kir<span class=\"__4 _361\"></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an v\u00e4<span class=\"__4 _361\"></span>lit<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4st<span class=\"__4 _361\"></span>i kulu<span class=\"__4 _361\"></span>ksi<div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws27_4 gs26_2\">Ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>elat k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>ois t<span class=\"__4 _361\"></span>ase<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, kun v<span class=\"__4 _361\"></span>elka o<span class=\"__4 _361\"></span>n lak<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nnu<span class=\"__4 _361\"></span>t olem<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws29_4 gs27_2\">eli kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin velv<span class=\"__4 _361\"></span>oite o<span class=\"__4 _361\"></span>n t\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y tai k<span class=\"__4 _361\"></span>um<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>tu t<span class=\"__4 _361\"></span>ai se<span class=\"__4 _361\"></span>n voima<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>ao<span class=\"__4 _361\"></span>lo on </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs28_2\">muutoin<span class=\"__4 _367\"></span> laka<span class=\"__4 _361\"></span>nnut.<span class=\"__4 _362\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingCostsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-363": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs2a_2\">Jaksotettuun hankint<span class=\"__4 _361\"></span>amenoon kirjattavat </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs2b_2\">rahoitusvelat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls15_4 ws2a_4 gs2c_2\">Jaksote<span class=\"__4 _367\"></span>ttuun hankin<span class=\"__4 _367\"></span>tamenoon<span class=\"__4 _367\"></span> luokit<span class=\"__4 _367\"></span>el<span class=\"__4 _367\"></span>lut<span class=\"__4 _367\"></span> rahoi<span class=\"__4 _367\"></span>tusve<span class=\"__4 _367\"></span>lat arvoste<span class=\"__4 _367\"></span>taan </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2b_4 gs2d_2\">efektiivisen k<span class=\"__4 _367\"></span>oron menete<span class=\"__4 _367\"></span>lm\u00e4ll<span class=\"__4 _367\"></span>\u00e4. Konsernin<span class=\"__4 _367\"></span> jaksotettuun hankinta<span class=\"__4 _361\"></span>me<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws2c_4 gs2e_2\">noon k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>t rahoi<span class=\"__4 _361\"></span>tusvel<span class=\"__4 _361\"></span>at koos<span class=\"__4 _361\"></span>tuv<span class=\"__4 _361\"></span>at veloist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tolaitok<span class=\"__4 _361\"></span>sille, vuok<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws2d_4 gs2f_2\">ra<span class=\"__4 _361\"></span>sopimu<span class=\"__4 _361\"></span>sveloist<span class=\"__4 _361\"></span>a ja ostov<span class=\"__4 _361\"></span>eloista<span class=\"__4 _361\"></span>. Rah<span class=\"__4 _361\"></span>oitusv<span class=\"__4 _361\"></span>elka luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>an lyhy<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1c_4 wsf_4 gs30_2\">k<span class=\"__4 _361\"></span>aise<span class=\"__4 _361\"></span>ksi, ellei U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>silla ole eh<span class=\"__4 _361\"></span>doto<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a oikeu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 vela<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws1b_4 gs31_2\">suoritt<span class=\"__4 _361\"></span>amista v\u00e4hi<span class=\"__4 _367\"></span>nt\u00e4<span class=\"__4 _361\"></span>\u00e4n 1<span class=\"__4 _369\"></span>2 kuukauden p\u00e4\u00e4<span class=\"__4 _361\"></span>h\u00e4n raportointikauden p\u00e4\u00e4t<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws2e_4 gs32_2\">t<span class=\"__4 _361\"></span>ymis<span class=\"__4 _361\"></span>p\u00e4i<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4. Os<span class=\"__4 _361\"></span>tovel<span class=\"__4 _361\"></span>at luo<span class=\"__4 _361\"></span>kite<span class=\"__4 _361\"></span>llaa<span class=\"__4 _361\"></span>n lyh<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ai<span class=\"__4 _361\"></span>siksi v<span class=\"__4 _361\"></span>eloiks<span class=\"__4 _361\"></span>i, mik\u00e4<span class=\"__4 _361\"></span>li ne </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs33_2\">er\u00e4<span class=\"__4 _361\"></span>\u00e4nty<span class=\"__4 _361\"></span>v\u00e4t 1<span class=\"__4 _369\"></span>2 kuukauden kuluessa.<span class=\"__4 _362\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-364": {
   "value": "Jaksotettuun hankint<span class=\"__4 _361\"></span>amenoon kirjattavat rahoitusvelat<span class=\"__4 _362\"> </span>Jaksote<span class=\"__4 _367\"></span>ttuun hankin<span class=\"__4 _367\"></span>tamenoon<span class=\"__4 _367\"></span> luokit<span class=\"__4 _367\"></span>el<span class=\"__4 _367\"></span>lut<span class=\"__4 _367\"></span> rahoi<span class=\"__4 _367\"></span>tusve<span class=\"__4 _367\"></span>lat arvoste<span class=\"__4 _367\"></span>taan efektiivisen k<span class=\"__4 _367\"></span>oron menete<span class=\"__4 _367\"></span>lm\u00e4ll<span class=\"__4 _367\"></span>\u00e4. Konsernin<span class=\"__4 _367\"></span> jaksotettuun hankinta<span class=\"__4 _361\"></span>me<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>noon k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>t rahoi<span class=\"__4 _361\"></span>tusvel<span class=\"__4 _361\"></span>at koos<span class=\"__4 _361\"></span>tuv<span class=\"__4 _361\"></span>at veloist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tolaitok<span class=\"__4 _361\"></span>sille, vuok<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ra<span class=\"__4 _361\"></span>sopimu<span class=\"__4 _361\"></span>sveloist<span class=\"__4 _361\"></span>a ja ostov<span class=\"__4 _361\"></span>eloista<span class=\"__4 _361\"></span>. Rah<span class=\"__4 _361\"></span>oitusv<span class=\"__4 _361\"></span>elka luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>an lyhy<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>aise<span class=\"__4 _361\"></span>ksi, ellei U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>silla ole eh<span class=\"__4 _361\"></span>doto<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a oikeu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 vela<span class=\"__4 _361\"></span>n suoritt<span class=\"__4 _361\"></span>amista v\u00e4hi<span class=\"__4 _367\"></span>nt\u00e4<span class=\"__4 _361\"></span>\u00e4n 1<span class=\"__4 _369\"></span>2 kuukauden p\u00e4\u00e4<span class=\"__4 _361\"></span>h\u00e4n raportointikauden p\u00e4\u00e4t<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>ymis<span class=\"__4 _361\"></span>p\u00e4i<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4. Os<span class=\"__4 _361\"></span>tovel<span class=\"__4 _361\"></span>at luo<span class=\"__4 _361\"></span>kite<span class=\"__4 _361\"></span>llaa<span class=\"__4 _361\"></span>n lyh<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ai<span class=\"__4 _361\"></span>siksi v<span class=\"__4 _361\"></span>eloiks<span class=\"__4 _361\"></span>i, mik\u00e4<span class=\"__4 _361\"></span>li ne er\u00e4<span class=\"__4 _361\"></span>\u00e4nty<span class=\"__4 _361\"></span>v\u00e4t 1<span class=\"__4 _369\"></span>2 kuukauden kuluessa",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherPayablesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-365": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs3b_1\">1<span class=\"__4 _367\"></span>2.3 K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostaminen<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1d_4 ws31_4 gs3c_1\">Om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i vela<span class=\"__4 _361\"></span>n k\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on hi<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a, jok<span class=\"__4 _361\"></span>a s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aisiin om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws22_4 gs3d_1\">r\u00e4<span class=\"__4 _361\"></span>n my<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>nist<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ai ma<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>isiin vela<span class=\"__4 _361\"></span>n siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>aos<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>puol<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1e_4 ws1e_4 gs3e_1\">ten<span class=\"__4 _367\"></span> v\u00e4l<span class=\"__4 _369\"></span>il<span class=\"__4 _367\"></span>l\u00e4<span class=\"__4 _367\"></span> arvostus<span class=\"__4 _367\"></span>p\u00e4iv\u00e4n\u00e4<span class=\"__4 _367\"></span> to<span class=\"__4 _367\"></span>teut<span class=\"__4 _367\"></span>ettavassa tavanm<span class=\"__4 _367\"></span>ukais<span class=\"__4 _367\"></span>essa l<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ik<span class=\"__4 _367\"></span>eto<span class=\"__4 _367\"></span>i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsf_4 gs3f_1\">me<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a. R<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tusi<span class=\"__4 _361\"></span>nst<span class=\"__4 _361\"></span>rum<span class=\"__4 _361\"></span>enti<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>yp<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>rit<span class=\"__4 _361\"></span>ell\u00e4\u00e4<span class=\"__4 _361\"></span>n joko t<span class=\"__4 _361\"></span>oimiv<span class=\"__4 _361\"></span>ilta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws6_4 gs40_1\">ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>inoilta s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>tav<span class=\"__4 _361\"></span>ien hinta<span class=\"__4 _361\"></span>noteer<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>sien avulla tai, mik<span class=\"__4 _361\"></span>\u00e4li toimivia </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 wsf_4 gs41_1\">ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>a ei ole, kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>usme<span class=\"__4 _361\"></span>nete<span class=\"__4 _361\"></span>lmi\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>en. K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs42_1\">ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ot luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>eur<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>i eri k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>ien ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ojen hier<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>oille:<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs43_1\">- <span class=\"__4 _368\"> </span>Taso 1<span class=\"__4 _367\"></span>: K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>t per<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at toimi<span class=\"__4 _361\"></span>villa m<span class=\"__4 _361\"></span>ark<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>inoilla julk<span class=\"__4 _361\"></span>aist<span class=\"__4 _361\"></span>uihin </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs44_1\"> <span class=\"__4 _370\"> </span>oika<span class=\"__4 _361\"></span>isema<span class=\"__4 _361\"></span>tto<span class=\"__4 _361\"></span>miin<span class=\"__4 _367\"></span> hint<span class=\"__4 _361\"></span>anote<span class=\"__4 _361\"></span>erau<span class=\"__4 _361\"></span>ksiin.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs45_1\">- <span class=\"__4 _368\"> </span>Taso 2: m<span class=\"__4 _361\"></span>uit<span class=\"__4 _361\"></span>a kui<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>soo<span class=\"__4 _361\"></span>n 1 sis<span class=\"__4 _361\"></span>\u00e4lt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vi\u00e4 n<span class=\"__4 _361\"></span>otee<span class=\"__4 _361\"></span>rat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>uja hint<span class=\"__4 _361\"></span>oja, jot<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs46_1\"> <span class=\"__4 _370\"> </span>k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>eiselle om<span class=\"__4 _361\"></span>ais<span class=\"__4 _361\"></span>uuse<span class=\"__4 _361\"></span>r\u00e4lle t<span class=\"__4 _361\"></span>ai v<span class=\"__4 _361\"></span>elalle ov<span class=\"__4 _361\"></span>at h<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>innoi<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>sa jo<span class=\"__4 _361\"></span>ko </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs47_1\"> <span class=\"__4 _370\"> </span>suo<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>an (t<span class=\"__4 _361\"></span>s. hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>na) t<span class=\"__4 _361\"></span>ai ep<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>uor<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ti (ts<span class=\"__4 _361\"></span>. hinno<span class=\"__4 _361\"></span>ist<span class=\"__4 _361\"></span>a johd<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tuin<span class=\"__4 _361\"></span>a). </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs48_1\">- <span class=\"__4 _368\"> </span>Taso 3: o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>er\u00e4<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ai velk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a kos<span class=\"__4 _361\"></span>kev<span class=\"__4 _361\"></span>at sy\u00f6t<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>tiedo<span class=\"__4 _361\"></span>t, jotk<span class=\"__4 _361\"></span>a ei<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs49_1\"> <span class=\"__4 _370\"> </span>perustu havainno<span class=\"__4 _367\"></span>itaviss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> olevaan markkinatietoon.<span class=\"__4 _362\"> </span><span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h2_4 ff1_4 fs0_4 fc0_4 sc0_4 ls0_4 ws0_4 gs4b_1\">11<span class=\"__4 _361\"></span>9<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h3_4 ff2_4 fs1_4 fc1_4 sc0_4 ls1_4 ws1_4 gs4c_1\">u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws33_4 gs4d_1\">T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>o 1<span class=\"__4 _369\"></span>: hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>l\u00e4h<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n esim<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>kik<span class=\"__4 _361\"></span>si p\u00f6r<span class=\"__4 _361\"></span>ssi<span class=\"__4 _361\"></span>kur<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>ia, s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amist<span class=\"__4 _361\"></span>o<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws20_4 gs4e_1\">distusten<span class=\"__4 _367\"></span> osalt<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> toimivi<span class=\"__4 _367\"></span>en mark<span class=\"__4 _361\"></span>kinoi<span class=\"__4 _367\"></span>den to<span class=\"__4 _367\"></span>teutuneita kauppoja tai osto<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws34_4 gs4f_1\">note<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>sia ja r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tosijoit<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>en os<span class=\"__4 _361\"></span>alt<span class=\"__4 _361\"></span>a julk<span class=\"__4 _361\"></span>aist<span class=\"__4 _361\"></span>uja N<span class=\"__4 _361\"></span>A<span class=\"__4 _367\"></span>V-a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>voja<span class=\"__4 _361\"></span>, joihin<span class=\"__4 _362\"> </span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs50_1\">tote<span class=\"__4 _361\"></span>utet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>int\u00f6j<span class=\"__4 _361\"></span>\u00e4 ja lun<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sia.<span class=\"__4 _362\"> </span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls20_4 ws35_4 gs51_1\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>:<span class=\"__4 _361\"></span><span class=\"fc4_4 ls1_4 ws1_4\"> </span><span class=\"lsb_4 ws36_4\">T\u00e4ll<span class=\"__4 _367\"></span>e tasoll<span class=\"__4 _367\"></span>e on l<span class=\"__4 _367\"></span>uokiteltu saamistodi<span class=\"__4 _367\"></span>stusten arvostus ostono<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws37_4 gs52_1\">tee<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>iin tai a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>mallei<span class=\"__4 _361\"></span>hin silloin, k<span class=\"__4 _361\"></span>un not<span class=\"__4 _361\"></span>eer<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>set t<span class=\"__4 _361\"></span>ai a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws38_4 gs53_1\">tu<span class=\"__4 _361\"></span>smallie<span class=\"__4 _361\"></span>n pa<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>met<span class=\"__4 _361\"></span>rit ov<span class=\"__4 _361\"></span>at s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avilla m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoilt<span class=\"__4 _361\"></span>a, jot<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>a eiv<span class=\"__4 _361\"></span>\u00e4t ole t<span class=\"__4 _361\"></span>\u00e4y<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs54_1\">sin toimivia<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws2_4 gs55_1\">T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>o 3: T\u00e4lle t<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>lle on luok<span class=\"__4 _361\"></span>itel<span class=\"__4 _361\"></span>tu sijoit<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>set suljet<span class=\"__4 _361\"></span>uis<span class=\"__4 _361\"></span>sa p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws32_4 gs56_1\">toiss<span class=\"__4 _361\"></span>a sek<span class=\"__4 _361\"></span>\u00e4 avoimis<span class=\"__4 _361\"></span>sa r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>stoiss<span class=\"__4 _361\"></span>a, joide<span class=\"__4 _361\"></span>n si<span class=\"__4 _367\"></span>joit<span class=\"__4 _361\"></span>ukse<span class=\"__4 _361\"></span>t eiv\u00e4t ole riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _362\"> </span> </div>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>4 Rahoi<span class=\"__4 _361\"></span>tusvar<span class=\"__4 _361\"></span>ojen j<span class=\"__4 _361\"></span>a -velkojen lu<span class=\"__4 _361\"></span>okit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>lu<span class=\"__4 _362\"> </span>Alla ole<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>auluko<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a on e<span class=\"__4 _361\"></span>sitet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y r<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rojen ja -<span class=\"__4 _361\"></span>velkoje<span class=\"__4 _361\"></span>n luok<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>telu<div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs5b_1\">20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs5c_1\">Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs5d_1\">arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs5e_1\">K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs5f_1\">tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs60_1\">Kirjanpit<span class=\"__4 _361\"></span>oarvo </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls3_4 ws2_4 gs61_1\">yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs62_1\">Rahoitusvar<span class=\"__4 _361\"></span>at </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs63_1\">K\u00e4teiset varat<span class=\"__4 _c_4\"> </span><span class=\"ls1_4 ws1_4\"> 0 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _f_4\"> </span></span> 0 <span class=\"__4 _372\"> </span> 0 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs64_1\">Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _375\"> </span><span class=\"ls1_4 ws1_4\"> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _376\"> </span></span> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _377\"> </span> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs65_1\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _378\"> </span><span class=\"ls1_4 ws1_4\"> 2 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _f_4\"> </span></span> 2 <span class=\"__4 _372\"> </span> 2 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs66_1\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _379\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _380\"> </span><span class=\"ws1_4\"> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _381\"> </span> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _377\"> </span> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _373\"> </span></span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _1a_3\"> </span><span class=\"ls22_4 ws3d_4\"> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _1b_3\"></span> <span class=\"__4 _1c_3\"> </span><span class=\"ls23_4 ws38_4\"> 6<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs67_1\">Osak<span class=\"__4 _361\"></span>keet ja osuudet<span class=\"__4 _1d_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _1e_3\"> </span><span class=\"ws1_4\"> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _1f_3\"> </span> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _1c_3\"> </span> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _382\"> </span> 1<span class=\"__4 _369\"></span>1 5<span class=\"__4 _361\"></span>23 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _383\"> </span></span> 1<span class=\"__4 _367\"></span>0 77<span class=\"__4 _361\"></span>7 </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs68_1\">Myyntisaamise<span class=\"__4 _367\"></span>t<span class=\"__4 _384\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _385\"> </span></span> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _386\"> </span> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs69_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _387\"> </span><span class=\"ls1_4 ws1_4\"> 25 2<span class=\"__4 _361\"></span>91 <span class=\"__4 _388\"> </span> 23 6<span class=\"__4 _361\"></span>55 <span class=\"__4 _389\"> </span> 48 9<span class=\"__4 _361\"></span>45 <span class=\"__4 _390\"> </span> 48 9<span class=\"__4 _361\"></span>45 <span class=\"__4 _391\"> </span> 1<span class=\"__4 _367\"></span>1 52<span class=\"__4 _361\"></span>3 <span class=\"__4 _2a_3\"> </span><span class=\"ls24_4 ws3e_4\"> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span> <span class=\"__4 _391\"> </span></span> 1<span class=\"__4 _369\"></span>1 3<span class=\"__4 _361\"></span>89 </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs6a_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs6b_1\">Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs6c_1\">arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs6d_1\">K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs6e_1\">tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs6f_1\">Kirjanpit<span class=\"__4 _361\"></span>oarvo </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls3_4 ws2_4 gs70_1\">yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1f_4 ws3c_4 gs71_1\">Rahoitusvelat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs72_1\">Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _2b_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2c_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2e_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs73_1\">Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ika<span class=\"__4 _361\"></span>iset v<span class=\"__4 _361\"></span>elat<span class=\"__4 _2f_3\"> </span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _392\"> </span></span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _1c_3\"> </span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs74_1\">Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _393\"> </span><span class=\"ls1_4 ws1_4\"> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _394\"> </span></span> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _395\"> </span> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs75_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _387\"> </span><span class=\"ls1_4 ws1_4\"> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _d_4\"> </span><span class=\"ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _396\"> </span></span> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _390\"> </span> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _373\"> </span><span class=\"ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _397\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-<span class=\"__4 _362\"> </span></span></span><span class=\"ls1_4 ws1_4\"><span class=\"ws3f_3\">  </span></span></div>lik<span class=\"__4 _361\"></span>vid<span class=\"__4 _361\"></span>ej\u00e4, jot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a ne olisi<span class=\"__4 _361\"></span>vat lu<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>itelt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>solle 1 t<span class=\"__4 _361\"></span>ai 2. Taso<span class=\"__4 _361\"></span>n 3 rah<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tot on arvostet<span class=\"__4 _361\"></span>tu rahastoyhti\u00f6n<span class=\"__4 _367\"></span> ilmo<span class=\"__4 _367\"></span>itt<span class=\"__4 _361\"></span>amii<span class=\"__4 _367\"></span>n NA<span class=\"__4 _367\"></span>V-arvoihin<span class=\"__4 _367\"></span>. Noteeraamat<span class=\"__4 _361\"></span>to<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mat osakkeet on arvostet<span class=\"__4 _361\"></span>tu hankintamenoon el<span class=\"__4 _367\"></span>lei<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>isesta ole vii<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eit<span class=\"__4 _361\"></span>\u00e4 ta<span class=\"__4 _361\"></span>i jos os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>ella ei ole teh<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y tr<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ioit<span class=\"__4 _361\"></span>a. M<span class=\"__4 _361\"></span>y\u00f6s os<span class=\"__4 _361\"></span>a s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>odist<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sist<span class=\"__4 _361\"></span>a on lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>teltu t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>h\u00e4n l<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n, mik<span class=\"__4 _361\"></span>\u00e4li riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4n toi<span class=\"__4 _361\"></span>mivilt<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>oilt<span class=\"__4 _361\"></span>a ei ole s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>villa not<span class=\"__4 _361\"></span>eer<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>sia t<span class=\"__4 _361\"></span>ai a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vost<span class=\"__4 _361\"></span>usm<span class=\"__4 _361\"></span>allien hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ra<span class=\"__4 _361\"></span>met<span class=\"__4 _361\"></span>reja<span class=\"__4 _361\"></span>, jotk<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>isiv<span class=\"__4 _361\"></span>\u00e4t t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>on 2 k<span class=\"__4 _361\"></span>rite<span class=\"__4 _361\"></span>erit<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Jaksotet<span class=\"__4 _361\"></span>tuun hankintamenoon ar<span class=\"__4 _361\"></span>vostettavien rahoitusvarojen ja<span class=\"__4 _367\"></span> -velko<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>jen<span class=\"__4 _367\"></span> ki<span class=\"__4 _367\"></span>rjan<span class=\"__4 _367\"></span>pi<span class=\"__4 _367\"></span>toarvon<span class=\"__4 _367\"></span> katsotaan<span class=\"__4 _367\"></span> vastaavan k\u00e4yp\u00e4\u00e4<span class=\"__4 _367\"></span> arvoa<span class=\"__4 _362\"> </span>.<span class=\"__4 _362\"> </span><div class=\"t_4 m0_4 h2_4 ff1_4 fs0_4 fc0_4 sc0_4 ls27_4 ws43_3 gs4b_1\">12<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h3_4 ff2_4 fs1_4 fc1_4 sc0_4 ls1_4 ws1_4 gs4c_1\">u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs80_1\">20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs81_1\">Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs82_1\">arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs83_1\">K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs84_1\">tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs85_1\">Kirjanpit<span class=\"__4 _361\"></span>oarvo </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls3_4 ws2_4 gs86_1\">yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs87_1\">Rahoitusvar<span class=\"__4 _361\"></span>at </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs88_1\">K\u00e4teiset varat<span class=\"__4 _398\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _399\"> </span>-<span class=\"__4 _400\"> </span>0<span class=\"__4 _401\"> </span>0<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs89_1\">Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _3b_3\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3d_3\"> </span></span>13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _395\"> </span>13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _3e_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs8a_1\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _3f_3\"> </span><span class=\"ls1_4 ws1_4\">3<span class=\"__4 _399\"> </span>-<span class=\"__4 _400\"> </span>3<span class=\"__4 _401\"> </span>3<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs8b_1\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _402\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _403\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _2e_3\"> </span>1 8<span class=\"__4 _361\"></span>44<span class=\"__4 _404\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _405\"> </span><span class=\"ls28_4 ws44_3\">1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _406\"> </span><span class=\"ls10_4 ws45_3\">664<span class=\"__4 _362\"> </span></span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs8c_1\">Osak<span class=\"__4 _361\"></span>keet ja osuudet<span class=\"__4 _407\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _408\"> </span><span class=\"ls29_4 ws46_3\">22<span class=\"__4 _361\"></span> 764<span class=\"__4 _3d_3\"> </span>22 76<span class=\"__4 _361\"></span>4<span class=\"__4 _377\"> </span>2<span class=\"__4 _361\"></span>2 764<span class=\"__4 _b_4\"> </span><span class=\"ls2a_4 ws47_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>4<span class=\"__4 _409\"> </span></span></span>-<span class=\"__4 _405\"> </span><span class=\"ls23_4 ws38_4\">8<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs8d_1\">Myyntisaamise<span class=\"__4 _367\"></span>t<span class=\"__4 _410\"> </span><span class=\"ls2b_4 ws48_3\">7<span class=\"__4 _361\"></span> 242<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _401\"> </span></span>7 24<span class=\"__4 _361\"></span>2<span class=\"__4 _373\"> </span>7<span class=\"__4 _361\"></span> 24<span class=\"__4 _361\"></span>2<span class=\"__4 _3a_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs8e_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _411\"> </span><span class=\"ls1_4 ws1_4\">20 57<span class=\"__4 _361\"></span>5<span class=\"__4 _4a_3\"> </span>24 6<span class=\"__4 _361\"></span>08<span class=\"__4 _385\"> </span><span class=\"ls20_4 ws49_3\">4<span class=\"__4 _1b_3\"></span>5 18<span class=\"__4 _361\"></span>3<span class=\"__4 _4b_3\"> </span>4<span class=\"__4 _361\"></span>5<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>3<span class=\"__4 _4c_3\"> </span><span class=\"ls2c_4 ws4a_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>4<span class=\"__4 _4d_3\"> </span></span>1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _4e_3\"> </span></span>8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs8f_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs90_1\">Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs91_1\">arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs92_1\">K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs93_1\">tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs94_1\">Kirjanpit<span class=\"__4 _361\"></span>oarvo </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls3_4 ws2_4 gs95_1\">yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1f_4 ws3c_4 gs96_1\">Rahoitusvelat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs97_1\">Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _1d_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _399\"> </span>-<span class=\"__4 _4f_3\"> </span>-<span class=\"__4 _412\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs98_1\">Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ika<span class=\"__4 _361\"></span>iset v<span class=\"__4 _361\"></span>elat<span class=\"__4 _413\"> </span><span class=\"ls2d_4 ws35_4\">11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _414\"> </span></span>-<span class=\"__4 _372\"> </span><span class=\"ls2d_4 ws35_4\">11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _415\"> </span>11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _409\"> </span></span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs99_1\">Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _416\"> </span><span class=\"ls1_4 ws1_4\">1 282<span class=\"__4 _399\"> </span>-<span class=\"__4 _417\"> </span>1 282<span class=\"__4 _373\"> </span>1 282<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs9a_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _418\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _419\"> </span></span>12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _4b_3\"> </span>12 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _409\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3e_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs9c_1\">Tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>della ei t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t siir<span class=\"__4 _361\"></span>toja k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>ien ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ojen hier<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ojen v\u00e4<span class=\"__4 _361\"></span>lil<span class=\"__4 _367\"></span>l\u00e4<span class=\"__4 _362\"> </span><span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs9e_1\">Erit<span class=\"__4 _361\"></span>tely tasolle<span class=\"__4 _367\"></span> 3 arvostetuis<span class=\"__4 _361\"></span>ta rahoitusvaroista<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs9f_1\">K\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kir<span class=\"__4 _367\"></span>jatt<span class=\"__4 _361\"></span>avat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gsa0_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gsa1_1\">Rahoi<span class=\"__4 _367\"></span>tusvarat</div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc4_4 sc0_4 ls1_4 ws1_4 gsa2_1\"> <span class=\"__4 _370\"> </span><span class=\"fc3_4 lsc_4 ws10_4\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t<span class=\"__4 _421\"> </span><span class=\"ls23_4 ws38_4\">6<span class=\"__4 _361\"></span>12<span class=\"__4 _390\"> </span><span class=\"ls10_4 ws45_3\">664</span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws4d_3 gsa3_1\"> P\u00e4\u00e4omarahastot<span class=\"__4 _5a_3\"> </span><span class=\"ls1_4 ws1_4\">6 03<span class=\"__4 _361\"></span>9<span class=\"__4 _383\"> </span>3 4<span class=\"__4 _361\"></span>80</span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc4_4 sc0_4 ls1_4 ws1_4 gsa4_1\"> <span class=\"__4 _370\"> </span><span class=\"fc3_4 lsc_4 ws10_4\">Erikois<span class=\"__4 _361\"></span>sijoitusr<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>stot<span class=\"__4 _5b_3\"> </span><span class=\"ls20_4 ws49_3\">4<span class=\"__4 _361\"></span> 616<span class=\"__4 _a_4\"> </span>4<span class=\"__4 _361\"></span> 516</span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gsa5_1\"> <span class=\"__4 _370\"> </span>Noteeraamat<span class=\"__4 _361\"></span>tomat osakkeet ja osuudet<span class=\"__4 _415\"> </span><span class=\"ls23_4 ws38_4\">123<span class=\"__4 _5c_3\"> </span>124<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gsa6_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _5d_3\"> </span><span class=\"ls2e_4 ws4e_3\">11<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span>9<span class=\"__4 _5e_3\"> </span><span class=\"ls1_4 ws1_4\">8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gsa8_1\">T<span class=\"__4 _369\"></span>ason 3 rahoitusv<span class=\"__4 _367\"></span>arojen t\u00e4sm\u00e4yt<span class=\"__4 _361\"></span>yslask<span class=\"__4 _367\"></span>elma<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gsa9_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls2f_4 ws4f_3 gsaa_1\">Tilika<span class=\"__4 _361\"></span>uden alussa 1<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _5f_3\"> </span><span class=\"ff4_4 fc3_4 ls30_4 ws50_3\">8 784<span class=\"__4 _4c_3\"> </span><span class=\"ls1_4 ws1_4\">5 942<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gsab_1\">Ost<span class=\"__4 _361\"></span>ot <span class=\"__4 _422\"> </span> 1<span class=\"__4 _367\"></span>5 5<span class=\"__4 _367\"></span>1<span class=\"__4 _367\"></span>9 <span class=\"__4 _423\"> </span><span class=\"ls2a_4 ws47_3\">14<span class=\"__4 _361\"></span> 8<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gsac_1\">Myynnit<span class=\"__4 _367\"></span> <span class=\"__4 _424\"> </span><span class=\"ls21_4 ws3a_4\">-13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>6<span class=\"__4 _1b_3\"></span>2<span class=\"__4 _425\"> </span>-12<span class=\"__4 _361\"></span> 14<span class=\"__4 _1b_3\"></span>6<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gsad_1\">K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n muu<span class=\"__4 _361\"></span>tos - t<span class=\"__4 _361\"></span>ulosla<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>a<span class=\"__4 _426\"> </span><span class=\"ls12_4 ws51_3\">448<span class=\"__4 _390\"> </span><span class=\"ls28_4 ws44_3\">18<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls8_4 ws52_3 gsae_1\">Tilikauden lopussa 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _427\"> </span><span class=\"ls2e_4 ws4e_3\">11<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span>9<span class=\"__4 _5e_3\"> </span><span class=\"ls1_4 ws1_4\">8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gsaf_1\">Reali<span class=\"__4 _367\"></span>soitumattomat tulo<span class=\"__4 _367\"></span>svaikut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gsb0_1\">kirja<span class=\"__4 _361\"></span>tut voitot ja t<span class=\"__4 _361\"></span>appiot (k<span class=\"__4 _361\"></span>umulat<span class=\"__4 _361\"></span>iivinen)<span class=\"__4 _428\"> </span><span class=\"ls31_4 ws1c_4\">827<span class=\"__4 _405\"> </span><span class=\"ls9_4 ws42_3\">406</span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-366": {
   "value": "1<span class=\"__4 _367\"></span>2.3 K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostaminen<span class=\"__4 _362\"> </span>Om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i vela<span class=\"__4 _361\"></span>n k\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on hi<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a, jok<span class=\"__4 _361\"></span>a s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aisiin om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>r\u00e4<span class=\"__4 _361\"></span>n my<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>nist<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ai ma<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>isiin vela<span class=\"__4 _361\"></span>n siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>aos<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>puol<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ten<span class=\"__4 _367\"></span> v\u00e4l<span class=\"__4 _369\"></span>il<span class=\"__4 _367\"></span>l\u00e4<span class=\"__4 _367\"></span> arvostus<span class=\"__4 _367\"></span>p\u00e4iv\u00e4n\u00e4<span class=\"__4 _367\"></span> to<span class=\"__4 _367\"></span>teut<span class=\"__4 _367\"></span>ettavassa tavanm<span class=\"__4 _367\"></span>ukais<span class=\"__4 _367\"></span>essa l<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ik<span class=\"__4 _367\"></span>eto<span class=\"__4 _367\"></span>i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>me<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a. R<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tusi<span class=\"__4 _361\"></span>nst<span class=\"__4 _361\"></span>rum<span class=\"__4 _361\"></span>enti<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>yp<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>rit<span class=\"__4 _361\"></span>ell\u00e4\u00e4<span class=\"__4 _361\"></span>n joko t<span class=\"__4 _361\"></span>oimiv<span class=\"__4 _361\"></span>ilta ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>inoilta s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>tav<span class=\"__4 _361\"></span>ien hinta<span class=\"__4 _361\"></span>noteer<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>sien avulla tai, mik<span class=\"__4 _361\"></span>\u00e4li toimivia ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>a ei ole, kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>usme<span class=\"__4 _361\"></span>nete<span class=\"__4 _361\"></span>lmi\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>en. K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ot luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>eur<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>i eri k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>ien ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ojen hier<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>oille:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Taso 1<span class=\"__4 _367\"></span>: K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>t per<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at toimi<span class=\"__4 _361\"></span>villa m<span class=\"__4 _361\"></span>ark<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>inoilla julk<span class=\"__4 _361\"></span>aist<span class=\"__4 _361\"></span>uihin  <span class=\"__4 _370\"> </span>oika<span class=\"__4 _361\"></span>isema<span class=\"__4 _361\"></span>tto<span class=\"__4 _361\"></span>miin<span class=\"__4 _367\"></span> hint<span class=\"__4 _361\"></span>anote<span class=\"__4 _361\"></span>erau<span class=\"__4 _361\"></span>ksiin.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Taso 2: m<span class=\"__4 _361\"></span>uit<span class=\"__4 _361\"></span>a kui<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>soo<span class=\"__4 _361\"></span>n 1 sis<span class=\"__4 _361\"></span>\u00e4lt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vi\u00e4 n<span class=\"__4 _361\"></span>otee<span class=\"__4 _361\"></span>rat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>uja hint<span class=\"__4 _361\"></span>oja, jot<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>a  <span class=\"__4 _370\"> </span>k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>eiselle om<span class=\"__4 _361\"></span>ais<span class=\"__4 _361\"></span>uuse<span class=\"__4 _361\"></span>r\u00e4lle t<span class=\"__4 _361\"></span>ai v<span class=\"__4 _361\"></span>elalle ov<span class=\"__4 _361\"></span>at h<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>innoi<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>sa jo<span class=\"__4 _361\"></span>ko  <span class=\"__4 _370\"> </span>suo<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>an (t<span class=\"__4 _361\"></span>s. hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>na) t<span class=\"__4 _361\"></span>ai ep<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>uor<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ti (ts<span class=\"__4 _361\"></span>. hinno<span class=\"__4 _361\"></span>ist<span class=\"__4 _361\"></span>a johd<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tuin<span class=\"__4 _361\"></span>a). - <span class=\"__4 _368\"> </span>Taso 3: o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>er\u00e4<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ai velk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a kos<span class=\"__4 _361\"></span>kev<span class=\"__4 _361\"></span>at sy\u00f6t<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>tiedo<span class=\"__4 _361\"></span>t, jotk<span class=\"__4 _361\"></span>a ei<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t  <span class=\"__4 _370\"> </span>perustu havainno<span class=\"__4 _367\"></span>itaviss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> olevaan markkinatietoon.<span class=\"__4 _362\"> </span>11<span class=\"__4 _361\"></span>9<span class=\"__4 _362\"> </span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span>T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>o 1<span class=\"__4 _369\"></span>: hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>l\u00e4h<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n esim<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>kik<span class=\"__4 _361\"></span>si p\u00f6r<span class=\"__4 _361\"></span>ssi<span class=\"__4 _361\"></span>kur<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>ia, s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amist<span class=\"__4 _361\"></span>o<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>distusten<span class=\"__4 _367\"></span> osalt<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> toimivi<span class=\"__4 _367\"></span>en mark<span class=\"__4 _361\"></span>kinoi<span class=\"__4 _367\"></span>den to<span class=\"__4 _367\"></span>teutuneita kauppoja tai osto<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>note<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>sia ja r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tosijoit<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>en os<span class=\"__4 _361\"></span>alt<span class=\"__4 _361\"></span>a julk<span class=\"__4 _361\"></span>aist<span class=\"__4 _361\"></span>uja N<span class=\"__4 _361\"></span>A<span class=\"__4 _367\"></span>V-a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>voja<span class=\"__4 _361\"></span>, joihin<span class=\"__4 _362\"> </span> tote<span class=\"__4 _361\"></span>utet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>int\u00f6j<span class=\"__4 _361\"></span>\u00e4 ja lun<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sia.<span class=\"__4 _362\"> </span> Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>:<span class=\"__4 _361\"></span><span class=\"fc4_4 ls1_4 ws1_4\"> </span><span class=\"lsb_4 ws36_4\">T\u00e4ll<span class=\"__4 _367\"></span>e tasoll<span class=\"__4 _367\"></span>e on l<span class=\"__4 _367\"></span>uokiteltu saamistodi<span class=\"__4 _367\"></span>stusten arvostus ostono<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></span>tee<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>iin tai a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>mallei<span class=\"__4 _361\"></span>hin silloin, k<span class=\"__4 _361\"></span>un not<span class=\"__4 _361\"></span>eer<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>set t<span class=\"__4 _361\"></span>ai a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tu<span class=\"__4 _361\"></span>smallie<span class=\"__4 _361\"></span>n pa<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>met<span class=\"__4 _361\"></span>rit ov<span class=\"__4 _361\"></span>at s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avilla m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoilt<span class=\"__4 _361\"></span>a, jot<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>a eiv<span class=\"__4 _361\"></span>\u00e4t ole t<span class=\"__4 _361\"></span>\u00e4y<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>sin toimivia<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>o 3: T\u00e4lle t<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>lle on luok<span class=\"__4 _361\"></span>itel<span class=\"__4 _361\"></span>tu sijoit<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>set suljet<span class=\"__4 _361\"></span>uis<span class=\"__4 _361\"></span>sa p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>toiss<span class=\"__4 _361\"></span>a sek<span class=\"__4 _361\"></span>\u00e4 avoimis<span class=\"__4 _361\"></span>sa r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>stoiss<span class=\"__4 _361\"></span>a, joide<span class=\"__4 _361\"></span>n si<span class=\"__4 _367\"></span>joit<span class=\"__4 _361\"></span>ukse<span class=\"__4 _361\"></span>t eiv\u00e4t ole riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _362\"> </span><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls25_4 ws1d_4 gs77_1\">lik<span class=\"__4 _361\"></span>vid<span class=\"__4 _361\"></span>ej\u00e4, jot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a ne olisi<span class=\"__4 _361\"></span>vat lu<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>itelt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>solle 1 t<span class=\"__4 _361\"></span>ai 2. Taso<span class=\"__4 _361\"></span>n 3 rah<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tot </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws30_4 gs78_1\">on arvostet<span class=\"__4 _361\"></span>tu rahastoyhti\u00f6n<span class=\"__4 _367\"></span> ilmo<span class=\"__4 _367\"></span>itt<span class=\"__4 _361\"></span>amii<span class=\"__4 _367\"></span>n NA<span class=\"__4 _367\"></span>V-arvoihin<span class=\"__4 _367\"></span>. Noteeraamat<span class=\"__4 _361\"></span>to<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2b_4 gs79_1\">mat osakkeet on arvostet<span class=\"__4 _361\"></span>tu hankintamenoon el<span class=\"__4 _367\"></span>lei<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>isesta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws40_3 gs7a_1\">ole vii<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eit<span class=\"__4 _361\"></span>\u00e4 ta<span class=\"__4 _361\"></span>i jos os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>ella ei ole teh<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y tr<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ioit<span class=\"__4 _361\"></span>a. M<span class=\"__4 _361\"></span>y\u00f6s os<span class=\"__4 _361\"></span>a s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls26_4 ws31_4 gs7b_1\">mist<span class=\"__4 _361\"></span>odist<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sist<span class=\"__4 _361\"></span>a on lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>teltu t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>h\u00e4n l<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n, mik<span class=\"__4 _361\"></span>\u00e4li riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4n toi<span class=\"__4 _361\"></span>mivilt<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws41_3 gs7c_1\">ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>oilt<span class=\"__4 _361\"></span>a ei ole s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>villa not<span class=\"__4 _361\"></span>eer<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>sia t<span class=\"__4 _361\"></span>ai a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vost<span class=\"__4 _361\"></span>usm<span class=\"__4 _361\"></span>allien hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs7d_1\">ra<span class=\"__4 _361\"></span>met<span class=\"__4 _361\"></span>reja<span class=\"__4 _361\"></span>, jotk<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>isiv<span class=\"__4 _361\"></span>\u00e4t t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>on 2 k<span class=\"__4 _361\"></span>rite<span class=\"__4 _361\"></span>erit<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 ws20_4 gs7e_1\">Jaksotet<span class=\"__4 _361\"></span>tuun hankintamenoon ar<span class=\"__4 _361\"></span>vostettavien rahoitusvarojen ja<span class=\"__4 _367\"></span> -velko<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls9_4 ws42_3 gs7f_1\">jen<span class=\"__4 _367\"></span> ki<span class=\"__4 _367\"></span>rjan<span class=\"__4 _367\"></span>pi<span class=\"__4 _367\"></span>toarvon<span class=\"__4 _367\"></span> katsotaan<span class=\"__4 _367\"></span> vastaavan k\u00e4yp\u00e4\u00e4<span class=\"__4 _367\"></span> arvoa<span class=\"__4 _362\"> </span>.<span class=\"__4 _362\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-367": {
   "value": "1<span class=\"__4 _367\"></span>2.3 K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostaminen<span class=\"__4 _362\"> </span>Om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i vela<span class=\"__4 _361\"></span>n k\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on hi<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a, jok<span class=\"__4 _361\"></span>a s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aisiin om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>r\u00e4<span class=\"__4 _361\"></span>n my<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>nist<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ai ma<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>isiin vela<span class=\"__4 _361\"></span>n siir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>aos<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>puol<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ten<span class=\"__4 _367\"></span> v\u00e4l<span class=\"__4 _369\"></span>il<span class=\"__4 _367\"></span>l\u00e4<span class=\"__4 _367\"></span> arvostus<span class=\"__4 _367\"></span>p\u00e4iv\u00e4n\u00e4<span class=\"__4 _367\"></span> to<span class=\"__4 _367\"></span>teut<span class=\"__4 _367\"></span>ettavassa tavanm<span class=\"__4 _367\"></span>ukais<span class=\"__4 _367\"></span>essa l<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ik<span class=\"__4 _367\"></span>eto<span class=\"__4 _367\"></span>i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>me<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a. R<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tusi<span class=\"__4 _361\"></span>nst<span class=\"__4 _361\"></span>rum<span class=\"__4 _361\"></span>enti<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>yp<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>rit<span class=\"__4 _361\"></span>ell\u00e4\u00e4<span class=\"__4 _361\"></span>n joko t<span class=\"__4 _361\"></span>oimiv<span class=\"__4 _361\"></span>ilta ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>inoilta s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>tav<span class=\"__4 _361\"></span>ien hinta<span class=\"__4 _361\"></span>noteer<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>sien avulla tai, mik<span class=\"__4 _361\"></span>\u00e4li toimivia ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>a ei ole, kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>usme<span class=\"__4 _361\"></span>nete<span class=\"__4 _361\"></span>lmi\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>en. K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ot luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>eur<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>i eri k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>ien ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ojen hier<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>oille:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Taso 1<span class=\"__4 _367\"></span>: K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>t per<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at toimi<span class=\"__4 _361\"></span>villa m<span class=\"__4 _361\"></span>ark<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>inoilla julk<span class=\"__4 _361\"></span>aist<span class=\"__4 _361\"></span>uihin  <span class=\"__4 _370\"> </span>oika<span class=\"__4 _361\"></span>isema<span class=\"__4 _361\"></span>tto<span class=\"__4 _361\"></span>miin<span class=\"__4 _367\"></span> hint<span class=\"__4 _361\"></span>anote<span class=\"__4 _361\"></span>erau<span class=\"__4 _361\"></span>ksiin.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Taso 2: m<span class=\"__4 _361\"></span>uit<span class=\"__4 _361\"></span>a kui<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>soo<span class=\"__4 _361\"></span>n 1 sis<span class=\"__4 _361\"></span>\u00e4lt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vi\u00e4 n<span class=\"__4 _361\"></span>otee<span class=\"__4 _361\"></span>rat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>uja hint<span class=\"__4 _361\"></span>oja, jot<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>a  <span class=\"__4 _370\"> </span>k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>eiselle om<span class=\"__4 _361\"></span>ais<span class=\"__4 _361\"></span>uuse<span class=\"__4 _361\"></span>r\u00e4lle t<span class=\"__4 _361\"></span>ai v<span class=\"__4 _361\"></span>elalle ov<span class=\"__4 _361\"></span>at h<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>innoi<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>sa jo<span class=\"__4 _361\"></span>ko  <span class=\"__4 _370\"> </span>suo<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>an (t<span class=\"__4 _361\"></span>s. hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>na) t<span class=\"__4 _361\"></span>ai ep<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>uor<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ti (ts<span class=\"__4 _361\"></span>. hinno<span class=\"__4 _361\"></span>ist<span class=\"__4 _361\"></span>a johd<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tuin<span class=\"__4 _361\"></span>a). - <span class=\"__4 _368\"> </span>Taso 3: o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>er\u00e4<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ai velk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a kos<span class=\"__4 _361\"></span>kev<span class=\"__4 _361\"></span>at sy\u00f6t<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>tiedo<span class=\"__4 _361\"></span>t, jotk<span class=\"__4 _361\"></span>a ei<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t  <span class=\"__4 _370\"> </span>perustu havainno<span class=\"__4 _367\"></span>itaviss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> olevaan markkinatietoon.<span class=\"__4 _362\"> </span>11<span class=\"__4 _361\"></span>9<span class=\"__4 _362\"> </span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span>T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>o 1<span class=\"__4 _369\"></span>: hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>l\u00e4h<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n esim<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>kik<span class=\"__4 _361\"></span>si p\u00f6r<span class=\"__4 _361\"></span>ssi<span class=\"__4 _361\"></span>kur<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>ia, s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amist<span class=\"__4 _361\"></span>o<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>distusten<span class=\"__4 _367\"></span> osalt<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> toimivi<span class=\"__4 _367\"></span>en mark<span class=\"__4 _361\"></span>kinoi<span class=\"__4 _367\"></span>den to<span class=\"__4 _367\"></span>teutuneita kauppoja tai osto<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>note<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>sia ja r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tosijoit<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>en os<span class=\"__4 _361\"></span>alt<span class=\"__4 _361\"></span>a julk<span class=\"__4 _361\"></span>aist<span class=\"__4 _361\"></span>uja N<span class=\"__4 _361\"></span>A<span class=\"__4 _367\"></span>V-a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>voja<span class=\"__4 _361\"></span>, joihin<span class=\"__4 _362\"> </span> tote<span class=\"__4 _361\"></span>utet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>int\u00f6j<span class=\"__4 _361\"></span>\u00e4 ja lun<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sia.<span class=\"__4 _362\"> </span> Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>:<span class=\"__4 _361\"></span><span class=\"fc4_4 ls1_4 ws1_4\"> </span><span class=\"lsb_4 ws36_4\">T\u00e4ll<span class=\"__4 _367\"></span>e tasoll<span class=\"__4 _367\"></span>e on l<span class=\"__4 _367\"></span>uokiteltu saamistodi<span class=\"__4 _367\"></span>stusten arvostus ostono<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></span>tee<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>iin tai a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>mallei<span class=\"__4 _361\"></span>hin silloin, k<span class=\"__4 _361\"></span>un not<span class=\"__4 _361\"></span>eer<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>set t<span class=\"__4 _361\"></span>ai a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tu<span class=\"__4 _361\"></span>smallie<span class=\"__4 _361\"></span>n pa<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>met<span class=\"__4 _361\"></span>rit ov<span class=\"__4 _361\"></span>at s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avilla m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoilt<span class=\"__4 _361\"></span>a, jot<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>a eiv<span class=\"__4 _361\"></span>\u00e4t ole t<span class=\"__4 _361\"></span>\u00e4y<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>sin toimivia<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>o 3: T\u00e4lle t<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>lle on luok<span class=\"__4 _361\"></span>itel<span class=\"__4 _361\"></span>tu sijoit<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>set suljet<span class=\"__4 _361\"></span>uis<span class=\"__4 _361\"></span>sa p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>toiss<span class=\"__4 _361\"></span>a sek<span class=\"__4 _361\"></span>\u00e4 avoimis<span class=\"__4 _361\"></span>sa r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>stoiss<span class=\"__4 _361\"></span>a, joide<span class=\"__4 _361\"></span>n si<span class=\"__4 _367\"></span>joit<span class=\"__4 _361\"></span>ukse<span class=\"__4 _361\"></span>t eiv\u00e4t ole riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _362\"> </span><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1_4 ws1_4 gs58_1\">1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>4 Rahoi<span class=\"__4 _361\"></span>tusvar<span class=\"__4 _361\"></span>ojen j<span class=\"__4 _361\"></span>a -velkojen lu<span class=\"__4 _361\"></span>okit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>lu<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs59_1\">Alla ole<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>auluko<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a on e<span class=\"__4 _361\"></span>sitet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y r<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rojen ja -<span class=\"__4 _361\"></span>velkoje<span class=\"__4 _361\"></span>n luok<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>telu.<span class=\"__4 _362\"> </span></div>20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span>Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvar<span class=\"__4 _361\"></span>at K\u00e4teiset varat<span class=\"__4 _c_4\"> </span><span class=\"ls1_4 ws1_4\"> 0 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _f_4\"> </span></span> 0 <span class=\"__4 _372\"> </span> 0 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _375\"> </span><span class=\"ls1_4 ws1_4\"> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _376\"> </span></span> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _377\"> </span> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _378\"> </span><span class=\"ls1_4 ws1_4\"> 2 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _f_4\"> </span></span> 2 <span class=\"__4 _372\"> </span> 2 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _379\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _380\"> </span><span class=\"ws1_4\"> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _381\"> </span> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _377\"> </span> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _373\"> </span></span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _1a_3\"> </span><span class=\"ls22_4 ws3d_4\"> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _1b_3\"></span> <span class=\"__4 _1c_3\"> </span><span class=\"ls23_4 ws38_4\"> 6<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> </span></span></span>Osak<span class=\"__4 _361\"></span>keet ja osuudet<span class=\"__4 _1d_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _1e_3\"> </span><span class=\"ws1_4\"> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _1f_3\"> </span> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _1c_3\"> </span> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _382\"> </span> 1<span class=\"__4 _369\"></span>1 5<span class=\"__4 _361\"></span>23 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _383\"> </span></span> 1<span class=\"__4 _367\"></span>0 77<span class=\"__4 _361\"></span>7 </span></span>Myyntisaamise<span class=\"__4 _367\"></span>t<span class=\"__4 _384\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _385\"> </span></span> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _386\"> </span> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _387\"> </span><span class=\"ls1_4 ws1_4\"> 25 2<span class=\"__4 _361\"></span>91 <span class=\"__4 _388\"> </span> 23 6<span class=\"__4 _361\"></span>55 <span class=\"__4 _389\"> </span> 48 9<span class=\"__4 _361\"></span>45 <span class=\"__4 _390\"> </span> 48 9<span class=\"__4 _361\"></span>45 <span class=\"__4 _391\"> </span> 1<span class=\"__4 _367\"></span>1 52<span class=\"__4 _361\"></span>3 <span class=\"__4 _2a_3\"> </span><span class=\"ls24_4 ws3e_4\"> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span> <span class=\"__4 _391\"> </span></span> 1<span class=\"__4 _369\"></span>1 3<span class=\"__4 _361\"></span>89 </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvelat<span class=\"__4 _362\"> </span>Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _2b_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2c_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2e_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ika<span class=\"__4 _361\"></span>iset v<span class=\"__4 _361\"></span>elat<span class=\"__4 _2f_3\"> </span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _392\"> </span></span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _1c_3\"> </span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _393\"> </span><span class=\"ls1_4 ws1_4\"> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _394\"> </span></span> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _395\"> </span> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _387\"> </span><span class=\"ls1_4 ws1_4\"> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _d_4\"> </span><span class=\"ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _396\"> </span></span> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _390\"> </span> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _373\"> </span><span class=\"ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _397\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-<span class=\"__4 _362\"> </span></span></span>lik<span class=\"__4 _361\"></span>vid<span class=\"__4 _361\"></span>ej\u00e4, jot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a ne olisi<span class=\"__4 _361\"></span>vat lu<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>itelt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>solle 1 t<span class=\"__4 _361\"></span>ai 2. Taso<span class=\"__4 _361\"></span>n 3 rah<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tot on arvostet<span class=\"__4 _361\"></span>tu rahastoyhti\u00f6n<span class=\"__4 _367\"></span> ilmo<span class=\"__4 _367\"></span>itt<span class=\"__4 _361\"></span>amii<span class=\"__4 _367\"></span>n NA<span class=\"__4 _367\"></span>V-arvoihin<span class=\"__4 _367\"></span>. Noteeraamat<span class=\"__4 _361\"></span>to<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mat osakkeet on arvostet<span class=\"__4 _361\"></span>tu hankintamenoon el<span class=\"__4 _367\"></span>lei<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>isesta ole vii<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eit<span class=\"__4 _361\"></span>\u00e4 ta<span class=\"__4 _361\"></span>i jos os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>ella ei ole teh<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y tr<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ioit<span class=\"__4 _361\"></span>a. M<span class=\"__4 _361\"></span>y\u00f6s os<span class=\"__4 _361\"></span>a s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>odist<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sist<span class=\"__4 _361\"></span>a on lu<span class=\"__4 _361\"></span>oki<span class=\"__4 _361\"></span>teltu t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>h\u00e4n l<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n, mik<span class=\"__4 _361\"></span>\u00e4li riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4n toi<span class=\"__4 _361\"></span>mivilt<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>oilt<span class=\"__4 _361\"></span>a ei ole s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>villa not<span class=\"__4 _361\"></span>eer<span class=\"__4 _361\"></span>auk<span class=\"__4 _361\"></span>sia t<span class=\"__4 _361\"></span>ai a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vost<span class=\"__4 _361\"></span>usm<span class=\"__4 _361\"></span>allien hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ra<span class=\"__4 _361\"></span>met<span class=\"__4 _361\"></span>reja<span class=\"__4 _361\"></span>, jotk<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>isiv<span class=\"__4 _361\"></span>\u00e4t t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>on 2 k<span class=\"__4 _361\"></span>rite<span class=\"__4 _361\"></span>erit<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Jaksotet<span class=\"__4 _361\"></span>tuun hankintamenoon ar<span class=\"__4 _361\"></span>vostettavien rahoitusvarojen ja<span class=\"__4 _367\"></span> -velko<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>jen<span class=\"__4 _367\"></span> ki<span class=\"__4 _367\"></span>rjan<span class=\"__4 _367\"></span>pi<span class=\"__4 _367\"></span>toarvon<span class=\"__4 _367\"></span> katsotaan<span class=\"__4 _367\"></span> vastaavan k\u00e4yp\u00e4\u00e4<span class=\"__4 _367\"></span> arvoa<span class=\"__4 _362\"> </span>12<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span>20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span>Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvar<span class=\"__4 _361\"></span>at K\u00e4teiset varat<span class=\"__4 _398\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _399\"> </span>-<span class=\"__4 _400\"> </span>0<span class=\"__4 _401\"> </span>0<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _3b_3\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3d_3\"> </span></span>13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _395\"> </span>13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _3e_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _3f_3\"> </span><span class=\"ls1_4 ws1_4\">3<span class=\"__4 _399\"> </span>-<span class=\"__4 _400\"> </span>3<span class=\"__4 _401\"> </span>3<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _402\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _403\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _2e_3\"> </span>1 8<span class=\"__4 _361\"></span>44<span class=\"__4 _404\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _405\"> </span><span class=\"ls28_4 ws44_3\">1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _406\"> </span><span class=\"ls10_4 ws45_3\">664<span class=\"__4 _362\"> </span></span></span></span>Osak<span class=\"__4 _361\"></span>keet ja osuudet<span class=\"__4 _407\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _408\"> </span><span class=\"ls29_4 ws46_3\">22<span class=\"__4 _361\"></span> 764<span class=\"__4 _3d_3\"> </span>22 76<span class=\"__4 _361\"></span>4<span class=\"__4 _377\"> </span>2<span class=\"__4 _361\"></span>2 764<span class=\"__4 _b_4\"> </span><span class=\"ls2a_4 ws47_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>4<span class=\"__4 _409\"> </span></span></span>-<span class=\"__4 _405\"> </span><span class=\"ls23_4 ws38_4\">8<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></span>Myyntisaamise<span class=\"__4 _367\"></span>t<span class=\"__4 _410\"> </span><span class=\"ls2b_4 ws48_3\">7<span class=\"__4 _361\"></span> 242<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _401\"> </span></span>7 24<span class=\"__4 _361\"></span>2<span class=\"__4 _373\"> </span>7<span class=\"__4 _361\"></span> 24<span class=\"__4 _361\"></span>2<span class=\"__4 _3a_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _411\"> </span><span class=\"ls1_4 ws1_4\">20 57<span class=\"__4 _361\"></span>5<span class=\"__4 _4a_3\"> </span>24 6<span class=\"__4 _361\"></span>08<span class=\"__4 _385\"> </span><span class=\"ls20_4 ws49_3\">4<span class=\"__4 _1b_3\"></span>5 18<span class=\"__4 _361\"></span>3<span class=\"__4 _4b_3\"> </span>4<span class=\"__4 _361\"></span>5<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>3<span class=\"__4 _4c_3\"> </span><span class=\"ls2c_4 ws4a_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>4<span class=\"__4 _4d_3\"> </span></span>1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _4e_3\"> </span></span>8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvelat<span class=\"__4 _362\"> </span>Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _1d_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _399\"> </span>-<span class=\"__4 _4f_3\"> </span>-<span class=\"__4 _412\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ika<span class=\"__4 _361\"></span>iset v<span class=\"__4 _361\"></span>elat<span class=\"__4 _413\"> </span><span class=\"ls2d_4 ws35_4\">11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _414\"> </span></span>-<span class=\"__4 _372\"> </span><span class=\"ls2d_4 ws35_4\">11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _415\"> </span>11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _409\"> </span></span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _416\"> </span><span class=\"ls1_4 ws1_4\">1 282<span class=\"__4 _399\"> </span>-<span class=\"__4 _417\"> </span>1 282<span class=\"__4 _373\"> </span>1 282<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _418\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _419\"> </span></span>12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _4b_3\"> </span>12 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _409\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3e_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span>Tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>della ei t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t siir<span class=\"__4 _361\"></span>toja k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>ien ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ojen hier<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ojen v\u00e4<span class=\"__4 _361\"></span>lil<span class=\"__4 _367\"></span>l\u00e4<span class=\"__4 _362\"> </span><span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Erit<span class=\"__4 _361\"></span>tely tasolle<span class=\"__4 _367\"></span> 3 arvostetuis<span class=\"__4 _361\"></span>ta rahoitusvaroista<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kir<span class=\"__4 _367\"></span>jatt<span class=\"__4 _361\"></span>avat<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Rahoi<span class=\"__4 _367\"></span>tusvarat <span class=\"__4 _370\"> </span><span class=\"fc3_4 lsc_4 ws10_4\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t<span class=\"__4 _421\"> </span><span class=\"ls23_4 ws38_4\">6<span class=\"__4 _361\"></span>12<span class=\"__4 _390\"> </span><span class=\"ls10_4 ws45_3\">664</span></span></span> P\u00e4\u00e4omarahastot<span class=\"__4 _5a_3\"> </span><span class=\"ls1_4 ws1_4\">6 03<span class=\"__4 _361\"></span>9<span class=\"__4 _383\"> </span>3 4<span class=\"__4 _361\"></span>80</span> <span class=\"__4 _370\"> </span><span class=\"fc3_4 lsc_4 ws10_4\">Erikois<span class=\"__4 _361\"></span>sijoitusr<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>stot<span class=\"__4 _5b_3\"> </span><span class=\"ls20_4 ws49_3\">4<span class=\"__4 _361\"></span> 616<span class=\"__4 _a_4\"> </span>4<span class=\"__4 _361\"></span> 516</span></span> <span class=\"__4 _370\"> </span>Noteeraamat<span class=\"__4 _361\"></span>tomat osakkeet ja osuudet<span class=\"__4 _415\"> </span><span class=\"ls23_4 ws38_4\">123<span class=\"__4 _5c_3\"> </span>124<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _5d_3\"> </span><span class=\"ls2e_4 ws4e_3\">11<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span>9<span class=\"__4 _5e_3\"> </span><span class=\"ls1_4 ws1_4\">8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span>T<span class=\"__4 _369\"></span>ason 3 rahoitusv<span class=\"__4 _367\"></span>arojen t\u00e4sm\u00e4yt<span class=\"__4 _361\"></span>yslask<span class=\"__4 _367\"></span>elma<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Tilika<span class=\"__4 _361\"></span>uden alussa 1<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _5f_3\"> </span><span class=\"ff4_4 fc3_4 ls30_4 ws50_3\">8 784<span class=\"__4 _4c_3\"> </span><span class=\"ls1_4 ws1_4\">5 942<span class=\"__4 _362\"> </span></span></span>Ost<span class=\"__4 _361\"></span>ot <span class=\"__4 _422\"> </span> 1<span class=\"__4 _367\"></span>5 5<span class=\"__4 _367\"></span>1<span class=\"__4 _367\"></span>9 <span class=\"__4 _423\"> </span><span class=\"ls2a_4 ws47_3\">14<span class=\"__4 _361\"></span> 8<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>Myynnit<span class=\"__4 _367\"></span> <span class=\"__4 _424\"> </span><span class=\"ls21_4 ws3a_4\">-13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>6<span class=\"__4 _1b_3\"></span>2<span class=\"__4 _425\"> </span>-12<span class=\"__4 _361\"></span> 14<span class=\"__4 _1b_3\"></span>6<span class=\"__4 _362\"> </span></span>K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n muu<span class=\"__4 _361\"></span>tos - t<span class=\"__4 _361\"></span>ulosla<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>a<span class=\"__4 _426\"> </span><span class=\"ls12_4 ws51_3\">448<span class=\"__4 _390\"> </span><span class=\"ls28_4 ws44_3\">18<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></span>Tilikauden lopussa 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _427\"> </span><span class=\"ls2e_4 ws4e_3\">11<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span>9<span class=\"__4 _5e_3\"> </span><span class=\"ls1_4 ws1_4\">8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span>Reali<span class=\"__4 _367\"></span>soitumattomat tulo<span class=\"__4 _367\"></span>svaikut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kirja<span class=\"__4 _361\"></span>tut voitot ja t<span class=\"__4 _361\"></span>appiot (k<span class=\"__4 _361\"></span>umulat<span class=\"__4 _361\"></span>iivinen)<span class=\"__4 _428\"> </span><span class=\"ls31_4 ws1c_4\">827<span class=\"__4 _405\"> </span><span class=\"ls9_4 ws42_3\">406</span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-368": {
   "value": "1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>4 Rahoi<span class=\"__4 _361\"></span>tusvar<span class=\"__4 _361\"></span>ojen j<span class=\"__4 _361\"></span>a -velkojen lu<span class=\"__4 _361\"></span>okit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>lu<span class=\"__4 _362\"> </span>Alla ole<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>auluko<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a on e<span class=\"__4 _361\"></span>sitet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y r<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rojen ja -<span class=\"__4 _361\"></span>velkoje<span class=\"__4 _361\"></span>n luok<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>telu.<span class=\"__4 _362\"> </span>20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span>Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvar<span class=\"__4 _361\"></span>at K\u00e4teiset varat<span class=\"__4 _c_4\"> </span><span class=\"ls1_4 ws1_4\"> 0 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _f_4\"> </span></span> 0 <span class=\"__4 _372\"> </span> 0 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _375\"> </span><span class=\"ls1_4 ws1_4\"> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _376\"> </span></span> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _377\"> </span> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _378\"> </span><span class=\"ls1_4 ws1_4\"> 2 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _f_4\"> </span></span> 2 <span class=\"__4 _372\"> </span> 2 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _379\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _380\"> </span><span class=\"ws1_4\"> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _381\"> </span> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _377\"> </span> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _373\"> </span></span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _1a_3\"> </span><span class=\"ls22_4 ws3d_4\"> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _1b_3\"></span> <span class=\"__4 _1c_3\"> </span><span class=\"ls23_4 ws38_4\"> 6<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> </span></span></span>Osak<span class=\"__4 _361\"></span>keet ja osuudet<span class=\"__4 _1d_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _1e_3\"> </span><span class=\"ws1_4\"> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _1f_3\"> </span> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _1c_3\"> </span> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _382\"> </span> 1<span class=\"__4 _369\"></span>1 5<span class=\"__4 _361\"></span>23 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _383\"> </span></span> 1<span class=\"__4 _367\"></span>0 77<span class=\"__4 _361\"></span>7 </span></span>Myyntisaamise<span class=\"__4 _367\"></span>t<span class=\"__4 _384\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _385\"> </span></span> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _386\"> </span> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _387\"> </span><span class=\"ls1_4 ws1_4\"> 25 2<span class=\"__4 _361\"></span>91 <span class=\"__4 _388\"> </span> 23 6<span class=\"__4 _361\"></span>55 <span class=\"__4 _389\"> </span> 48 9<span class=\"__4 _361\"></span>45 <span class=\"__4 _390\"> </span> 48 9<span class=\"__4 _361\"></span>45 <span class=\"__4 _391\"> </span> 1<span class=\"__4 _367\"></span>1 52<span class=\"__4 _361\"></span>3 <span class=\"__4 _2a_3\"> </span><span class=\"ls24_4 ws3e_4\"> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span> <span class=\"__4 _391\"> </span></span> 1<span class=\"__4 _369\"></span>1 3<span class=\"__4 _361\"></span>89 </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvelat<span class=\"__4 _362\"> </span>Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _2b_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2c_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2e_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ika<span class=\"__4 _361\"></span>iset v<span class=\"__4 _361\"></span>elat<span class=\"__4 _2f_3\"> </span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _392\"> </span></span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _1c_3\"> </span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _393\"> </span><span class=\"ls1_4 ws1_4\"> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _394\"> </span></span> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _395\"> </span> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _387\"> </span><span class=\"ls1_4 ws1_4\"> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _d_4\"> </span><span class=\"ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _396\"> </span></span> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _390\"> </span> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _373\"> </span><span class=\"ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _397\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-<span class=\"__4 _362\"> </span></span></span>12<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span>20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span>Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvar<span class=\"__4 _361\"></span>at K\u00e4teiset varat<span class=\"__4 _398\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _399\"> </span>-<span class=\"__4 _400\"> </span>0<span class=\"__4 _401\"> </span>0<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _3b_3\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3d_3\"> </span></span>13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _395\"> </span>13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _3e_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _3f_3\"> </span><span class=\"ls1_4 ws1_4\">3<span class=\"__4 _399\"> </span>-<span class=\"__4 _400\"> </span>3<span class=\"__4 _401\"> </span>3<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _402\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _403\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _2e_3\"> </span>1 8<span class=\"__4 _361\"></span>44<span class=\"__4 _404\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _405\"> </span><span class=\"ls28_4 ws44_3\">1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _406\"> </span><span class=\"ls10_4 ws45_3\">664<span class=\"__4 _362\"> </span></span></span></span>Osak<span class=\"__4 _361\"></span>keet ja osuudet<span class=\"__4 _407\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _408\"> </span><span class=\"ls29_4 ws46_3\">22<span class=\"__4 _361\"></span> 764<span class=\"__4 _3d_3\"> </span>22 76<span class=\"__4 _361\"></span>4<span class=\"__4 _377\"> </span>2<span class=\"__4 _361\"></span>2 764<span class=\"__4 _b_4\"> </span><span class=\"ls2a_4 ws47_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>4<span class=\"__4 _409\"> </span></span></span>-<span class=\"__4 _405\"> </span><span class=\"ls23_4 ws38_4\">8<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></span>Myyntisaamise<span class=\"__4 _367\"></span>t<span class=\"__4 _410\"> </span><span class=\"ls2b_4 ws48_3\">7<span class=\"__4 _361\"></span> 242<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _401\"> </span></span>7 24<span class=\"__4 _361\"></span>2<span class=\"__4 _373\"> </span>7<span class=\"__4 _361\"></span> 24<span class=\"__4 _361\"></span>2<span class=\"__4 _3a_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _411\"> </span><span class=\"ls1_4 ws1_4\">20 57<span class=\"__4 _361\"></span>5<span class=\"__4 _4a_3\"> </span>24 6<span class=\"__4 _361\"></span>08<span class=\"__4 _385\"> </span><span class=\"ls20_4 ws49_3\">4<span class=\"__4 _1b_3\"></span>5 18<span class=\"__4 _361\"></span>3<span class=\"__4 _4b_3\"> </span>4<span class=\"__4 _361\"></span>5<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>3<span class=\"__4 _4c_3\"> </span><span class=\"ls2c_4 ws4a_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>4<span class=\"__4 _4d_3\"> </span></span>1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _4e_3\"> </span></span>8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvelat<span class=\"__4 _362\"> </span>Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _1d_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _399\"> </span>-<span class=\"__4 _4f_3\"> </span>-<span class=\"__4 _412\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ika<span class=\"__4 _361\"></span>iset v<span class=\"__4 _361\"></span>elat<span class=\"__4 _413\"> </span><span class=\"ls2d_4 ws35_4\">11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _414\"> </span></span>-<span class=\"__4 _372\"> </span><span class=\"ls2d_4 ws35_4\">11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _415\"> </span>11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _409\"> </span></span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _416\"> </span><span class=\"ls1_4 ws1_4\">1 282<span class=\"__4 _399\"> </span>-<span class=\"__4 _417\"> </span>1 282<span class=\"__4 _373\"> </span>1 282<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _418\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _419\"> </span></span>12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _4b_3\"> </span>12 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _409\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3e_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span>Tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>della ei t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t siir<span class=\"__4 _361\"></span>toja k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>ien ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ojen hier<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ojen v\u00e4<span class=\"__4 _361\"></span>lil<span class=\"__4 _367\"></span>l\u00e4<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-369": {
   "value": "1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>4 Rahoi<span class=\"__4 _361\"></span>tusvar<span class=\"__4 _361\"></span>ojen j<span class=\"__4 _361\"></span>a -velkojen lu<span class=\"__4 _361\"></span>okit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>lu<span class=\"__4 _362\"> </span>Alla ole<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>auluko<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a on e<span class=\"__4 _361\"></span>sitet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y r<span class=\"__4 _361\"></span>ahoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rojen ja -<span class=\"__4 _361\"></span>velkoje<span class=\"__4 _361\"></span>n luok<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>telu.<span class=\"__4 _362\"> </span>20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span>Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvar<span class=\"__4 _361\"></span>at K\u00e4teiset varat<span class=\"__4 _c_4\"> </span><span class=\"ls1_4 ws1_4\"> 0 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _f_4\"> </span></span> 0 <span class=\"__4 _372\"> </span> 0 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _375\"> </span><span class=\"ls1_4 ws1_4\"> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _376\"> </span></span> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _377\"> </span> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _378\"> </span><span class=\"ls1_4 ws1_4\"> 2 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _f_4\"> </span></span> 2 <span class=\"__4 _372\"> </span> 2 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _379\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _380\"> </span><span class=\"ws1_4\"> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _381\"> </span> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _377\"> </span> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _373\"> </span></span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _1a_3\"> </span><span class=\"ls22_4 ws3d_4\"> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _1b_3\"></span> <span class=\"__4 _1c_3\"> </span><span class=\"ls23_4 ws38_4\"> 6<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> </span></span></span>Osak<span class=\"__4 _361\"></span>keet ja osuudet<span class=\"__4 _1d_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _1e_3\"> </span><span class=\"ws1_4\"> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _1f_3\"> </span> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _1c_3\"> </span> 22 3<span class=\"__4 _361\"></span>00 <span class=\"__4 _382\"> </span> 1<span class=\"__4 _369\"></span>1 5<span class=\"__4 _361\"></span>23 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _383\"> </span></span> 1<span class=\"__4 _367\"></span>0 77<span class=\"__4 _361\"></span>7 </span></span>Myyntisaamise<span class=\"__4 _367\"></span>t<span class=\"__4 _384\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _385\"> </span></span> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _386\"> </span> 1<span class=\"__4 _367\"></span>8 923 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _387\"> </span><span class=\"ls1_4 ws1_4\"> 25 2<span class=\"__4 _361\"></span>91 <span class=\"__4 _388\"> </span> 23 6<span class=\"__4 _361\"></span>55 <span class=\"__4 _389\"> </span> 48 9<span class=\"__4 _361\"></span>45 <span class=\"__4 _390\"> </span> 48 9<span class=\"__4 _361\"></span>45 <span class=\"__4 _391\"> </span> 1<span class=\"__4 _367\"></span>1 52<span class=\"__4 _361\"></span>3 <span class=\"__4 _2a_3\"> </span><span class=\"ls24_4 ws3e_4\"> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span> <span class=\"__4 _391\"> </span></span> 1<span class=\"__4 _369\"></span>1 3<span class=\"__4 _361\"></span>89 </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvelat<span class=\"__4 _362\"> </span>Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _2b_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2c_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2e_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ika<span class=\"__4 _361\"></span>iset v<span class=\"__4 _361\"></span>elat<span class=\"__4 _2f_3\"> </span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _392\"> </span></span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _1c_3\"> </span> 21 0<span class=\"__4 _361\"></span>06 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _393\"> </span><span class=\"ls1_4 ws1_4\"> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _d_4\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _394\"> </span></span> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _395\"> </span> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _373\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _387\"> </span><span class=\"ls1_4 ws1_4\"> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _d_4\"> </span><span class=\"ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _396\"> </span></span> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _390\"> </span> 24 2<span class=\"__4 _361\"></span>05 <span class=\"__4 _373\"> </span><span class=\"ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _397\"> </span>-  <span class=\"__4 _374\"> </span> <span class=\"__4 _e_4\"> </span>-<span class=\"__4 _362\"> </span></span></span>12<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span>20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span>Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvar<span class=\"__4 _361\"></span>at K\u00e4teiset varat<span class=\"__4 _398\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _399\"> </span>-<span class=\"__4 _400\"> </span>0<span class=\"__4 _401\"> </span>0<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _3b_3\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3d_3\"> </span></span>13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _395\"> </span>13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _3e_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _3f_3\"> </span><span class=\"ls1_4 ws1_4\">3<span class=\"__4 _399\"> </span>-<span class=\"__4 _400\"> </span>3<span class=\"__4 _401\"> </span>3<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _402\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _403\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _2e_3\"> </span>1 8<span class=\"__4 _361\"></span>44<span class=\"__4 _404\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _405\"> </span><span class=\"ls28_4 ws44_3\">1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _406\"> </span><span class=\"ls10_4 ws45_3\">664<span class=\"__4 _362\"> </span></span></span></span>Osak<span class=\"__4 _361\"></span>keet ja osuudet<span class=\"__4 _407\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _408\"> </span><span class=\"ls29_4 ws46_3\">22<span class=\"__4 _361\"></span> 764<span class=\"__4 _3d_3\"> </span>22 76<span class=\"__4 _361\"></span>4<span class=\"__4 _377\"> </span>2<span class=\"__4 _361\"></span>2 764<span class=\"__4 _b_4\"> </span><span class=\"ls2a_4 ws47_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>4<span class=\"__4 _409\"> </span></span></span>-<span class=\"__4 _405\"> </span><span class=\"ls23_4 ws38_4\">8<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></span>Myyntisaamise<span class=\"__4 _367\"></span>t<span class=\"__4 _410\"> </span><span class=\"ls2b_4 ws48_3\">7<span class=\"__4 _361\"></span> 242<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _401\"> </span></span>7 24<span class=\"__4 _361\"></span>2<span class=\"__4 _373\"> </span>7<span class=\"__4 _361\"></span> 24<span class=\"__4 _361\"></span>2<span class=\"__4 _3a_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _411\"> </span><span class=\"ls1_4 ws1_4\">20 57<span class=\"__4 _361\"></span>5<span class=\"__4 _4a_3\"> </span>24 6<span class=\"__4 _361\"></span>08<span class=\"__4 _385\"> </span><span class=\"ls20_4 ws49_3\">4<span class=\"__4 _1b_3\"></span>5 18<span class=\"__4 _361\"></span>3<span class=\"__4 _4b_3\"> </span>4<span class=\"__4 _361\"></span>5<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>3<span class=\"__4 _4c_3\"> </span><span class=\"ls2c_4 ws4a_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>4<span class=\"__4 _4d_3\"> </span></span>1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _4e_3\"> </span></span>8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa Jaksote<span class=\"__4 _361\"></span>ttuun hankin<span class=\"__4 _361\"></span>tamenoon arvo<span class=\"__4 _361\"></span>stet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4\u00e4n ar<span class=\"__4 _361\"></span>voon tulosvaik<span class=\"__4 _361\"></span>utt<span class=\"__4 _361\"></span>eisesti ar<span class=\"__4 _361\"></span>vostet<span class=\"__4 _361\"></span>tavat<span class=\"__4 _362\"> </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _371\"> </span><span class=\"ls17_4 ws39_4\">K\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _a_4\"> </span><span class=\"ls21_4 ws3a_4\">Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 2<span class=\"__4 _b_4\"> </span>Ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 3<span class=\"__4 _362\"> </span></span></span>Rahoitusvelat<span class=\"__4 _362\"> </span>Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _1d_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _399\"> </span>-<span class=\"__4 _4f_3\"> </span>-<span class=\"__4 _412\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ika<span class=\"__4 _361\"></span>iset v<span class=\"__4 _361\"></span>elat<span class=\"__4 _413\"> </span><span class=\"ls2d_4 ws35_4\">11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _414\"> </span></span>-<span class=\"__4 _372\"> </span><span class=\"ls2d_4 ws35_4\">11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _415\"> </span>11<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>3<span class=\"__4 _409\"> </span></span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _416\"> </span><span class=\"ls1_4 ws1_4\">1 282<span class=\"__4 _399\"> </span>-<span class=\"__4 _417\"> </span>1 282<span class=\"__4 _373\"> </span>1 282<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _418\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _3c_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _419\"> </span></span>12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _4b_3\"> </span>12 5<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _409\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _3e_3\"> </span>-<span class=\"__4 _3a_3\"> </span>-<span class=\"__4 _362\"> </span></span></span>Tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>della ei t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t siir<span class=\"__4 _361\"></span>toja k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>ien ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ojen hier<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ojen v\u00e4<span class=\"__4 _361\"></span>lil<span class=\"__4 _367\"></span>l\u00e4<span class=\"__4 _362\"> </span>Erit<span class=\"__4 _361\"></span>tely tasolle<span class=\"__4 _367\"></span> 3 arvostetuis<span class=\"__4 _361\"></span>ta rahoitusvaroista<span class=\"__4 _362\"> </span>K\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kir<span class=\"__4 _367\"></span>jatt<span class=\"__4 _361\"></span>avat<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Rahoi<span class=\"__4 _367\"></span>tusvarat <span class=\"__4 _370\"> </span><span class=\"fc3_4 lsc_4 ws10_4\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t<span class=\"__4 _421\"> </span><span class=\"ls23_4 ws38_4\">6<span class=\"__4 _361\"></span>12<span class=\"__4 _390\"> </span><span class=\"ls10_4 ws45_3\">664</span></span></span> P\u00e4\u00e4omarahastot<span class=\"__4 _5a_3\"> </span><span class=\"ls1_4 ws1_4\">6 03<span class=\"__4 _361\"></span>9<span class=\"__4 _383\"> </span>3 4<span class=\"__4 _361\"></span>80</span> <span class=\"__4 _370\"> </span><span class=\"fc3_4 lsc_4 ws10_4\">Erikois<span class=\"__4 _361\"></span>sijoitusr<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>stot<span class=\"__4 _5b_3\"> </span><span class=\"ls20_4 ws49_3\">4<span class=\"__4 _361\"></span> 616<span class=\"__4 _a_4\"> </span>4<span class=\"__4 _361\"></span> 516</span></span> <span class=\"__4 _370\"> </span>Noteeraamat<span class=\"__4 _361\"></span>tomat osakkeet ja osuudet<span class=\"__4 _415\"> </span><span class=\"ls23_4 ws38_4\">123<span class=\"__4 _5c_3\"> </span>124<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _5d_3\"> </span><span class=\"ls2e_4 ws4e_3\">11<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span>9<span class=\"__4 _5e_3\"> </span><span class=\"ls1_4 ws1_4\">8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span>T<span class=\"__4 _369\"></span>ason 3 rahoitusv<span class=\"__4 _367\"></span>arojen t\u00e4sm\u00e4yt<span class=\"__4 _361\"></span>yslask<span class=\"__4 _367\"></span>elma<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Tilika<span class=\"__4 _361\"></span>uden alussa 1<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _5f_3\"> </span><span class=\"ff4_4 fc3_4 ls30_4 ws50_3\">8 784<span class=\"__4 _4c_3\"> </span><span class=\"ls1_4 ws1_4\">5 942<span class=\"__4 _362\"> </span></span></span>Ost<span class=\"__4 _361\"></span>ot <span class=\"__4 _422\"> </span> 1<span class=\"__4 _367\"></span>5 5<span class=\"__4 _367\"></span>1<span class=\"__4 _367\"></span>9 <span class=\"__4 _423\"> </span><span class=\"ls2a_4 ws47_3\">14<span class=\"__4 _361\"></span> 8<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>Myynnit<span class=\"__4 _367\"></span> <span class=\"__4 _424\"> </span><span class=\"ls21_4 ws3a_4\">-13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>6<span class=\"__4 _1b_3\"></span>2<span class=\"__4 _425\"> </span>-12<span class=\"__4 _361\"></span> 14<span class=\"__4 _1b_3\"></span>6<span class=\"__4 _362\"> </span></span>K<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>n ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n muu<span class=\"__4 _361\"></span>tos - t<span class=\"__4 _361\"></span>ulosla<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>a<span class=\"__4 _426\"> </span><span class=\"ls12_4 ws51_3\">448<span class=\"__4 _390\"> </span><span class=\"ls28_4 ws44_3\">18<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></span>Tilikauden lopussa 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _427\"> </span><span class=\"ls2e_4 ws4e_3\">11<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span>9<span class=\"__4 _5e_3\"> </span><span class=\"ls1_4 ws1_4\">8 78<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span>Reali<span class=\"__4 _367\"></span>soitumattomat tulo<span class=\"__4 _367\"></span>svaikut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kirja<span class=\"__4 _361\"></span>tut voitot ja t<span class=\"__4 _361\"></span>appiot (k<span class=\"__4 _361\"></span>umulat<span class=\"__4 _361\"></span>iivinen)<span class=\"__4 _428\"> </span><span class=\"ls31_4 ws1c_4\">827<span class=\"__4 _405\"> </span><span class=\"ls9_4 ws42_3\">406</span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-370": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls32_4 ws53_3 gsb2_1\">13<span class=\"__4 _1b_3\"></span> |<span class=\"__4 _361\"></span> K<span class=\"__4 _1b_3\"></span>\u00c4T<span class=\"__4 _1b_3\"></span>E<span class=\"__4 _361\"></span>I<span class=\"__4 _1b_3\"></span>S<span class=\"__4 _361\"></span>V<span class=\"__4 _361\"></span>A<span class=\"__4 _361\"></span>R<span class=\"__4 _1b_3\"></span>AT<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gsb3_1\">Konsernin<span class=\"__4 _367\"></span> k\u00e4teisvarat koostuvat k\u00e4tei<span class=\"__4 _367\"></span>skas<span class=\"__4 _361\"></span>sasta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gsb4_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gsb5_1\">K\u00e4teisvarat<span class=\"__4 _429\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _430\"> </span>0<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gsb6_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _431\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _6a_3\"> </span>0<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls2_4 ws1_4 gsb8_1\">1<span class=\"__4 _367\"></span>4 | SA<span class=\"__4 _361\"></span>AM<span class=\"__4 _361\"></span>ISE<span class=\"__4 _361\"></span>T LUOT<span class=\"__4 _361\"></span>TOL<span class=\"__4 _1b_3\"></span>AITOKSI<span class=\"__4 _361\"></span>L<span class=\"__4 _369\"></span>T<span class=\"__4 _367\"></span>A<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gsb9_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gsba_1\">Vaadittaes<span class=\"__4 _361\"></span>sa maksett<span class=\"__4 _361\"></span>avat </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 ws1c_4 gsbb_1\"> <span class=\"__4 _370\"> </span>Kotim<span class=\"__4 _361\"></span>aisilta lu<span class=\"__4 _361\"></span>ott<span class=\"__4 _361\"></span>olaitok<span class=\"__4 _361\"></span>silta<span class=\"__4 _6b_3\"> </span><span class=\"ls2a_4 ws47_3\">5<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>19<span class=\"__4 _6c_3\"> </span><span class=\"ls27_4 ws43_3\">9<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>15</span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 ws1c_4 gsbc_1\"> <span class=\"__4 _370\"> </span>Ulkom<span class=\"__4 _361\"></span>aisilta lu<span class=\"__4 _361\"></span>ottol<span class=\"__4 _361\"></span>aitok<span class=\"__4 _361\"></span>silta<span class=\"__4 _6d_3\"> </span><span class=\"ls22_4 ws3d_4\">74<span class=\"__4 _361\"></span>7<span class=\"__4 _a_4\"> </span><span class=\"ls20_4 ws49_3\">4<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>16<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gsbd_1\">T<span class=\"__4 _367\"></span>appio<span class=\"__4 _367\"></span>ta koskeva v\u00e4hennyser\u00e4<span class=\"__4 _6e_3\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _406\"> </span><span class=\"ls21_4 ws3a_4\">-1<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls3_4 ws2_4 gsbe_1\">V<span class=\"__4 _367\"></span>aadittaes<span class=\"__4 _367\"></span>sa m<span class=\"__4 _367\"></span>aksettavat<span class=\"__4 _367\"></span> yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _6f_3\"> </span><span class=\"ls1_4 ws1_4\"> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _432\"> </span><span class=\"ls33_4 ws54_3\">13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls34_4 ws4_4 gsbf_1\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _367\"></span>ista luottolait<span class=\"__4 _367\"></span>oksilta on<span class=\"__4 _367\"></span> kirjattu v\u00e4hennyser<span class=\"__4 _361\"></span>\u00e4n\u00e4 odot<span class=\"__4 _367\"></span>et<span class=\"__4 _361\"></span>tavissa </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws2c_4 gsc0_1\">olev<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ppio yh<span class=\"__4 _361\"></span>tee<span class=\"__4 _361\"></span>ns\u00e4 0,<span class=\"__4 _367\"></span>1 tuh<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa (0,6 tu<span class=\"__4 _361\"></span>hat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa). Odo<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws41_3 gsc1_1\">tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>ien luo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ota<span class=\"__4 _361\"></span>ppioid<span class=\"__4 _361\"></span>en la<span class=\"__4 _361\"></span>ske<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tu liite<span class=\"__4 _361\"></span>tied<span class=\"__4 _361\"></span>oss<span class=\"__4 _361\"></span>a 27 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gsc2_1\">Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin ris<span class=\"__4 _361\"></span>kit j<span class=\"__4 _361\"></span>a niiden h<span class=\"__4 _361\"></span>allint<span class=\"__4 _361\"></span>a.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndCashEquivalentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-371": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls2_4 ws1_4 gsc4_1\">1<span class=\"__4 _367\"></span>5 | SA<span class=\"__4 _361\"></span>A<span class=\"__4 _361\"></span>MISE<span class=\"__4 _361\"></span>T YL<span class=\"__4 _361\"></span>EIS<span class=\"__4 _361\"></span>\u00d6L<span class=\"__4 _369\"></span>T<span class=\"__4 _367\"></span>\u00c4 JA<span class=\"__4 _369\"></span> <span class=\"__4 _1b_3\"></span><span class=\"ls1_4\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls35_4 ws55_3 gsc5_1\">JULKISYHTEIS\u00d6IL<span class=\"__4 _369\"></span>T<span class=\"__4 _369\"></span>\u00c4<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gsc6_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gsc7_1\">L<span class=\"__4 _361\"></span>ainas<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>aminen <span class=\"__4 _433\"> </span><span class=\"ls1_4 ws1_4\">2<span class=\"__4 _430\"> </span>3<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gsc8_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _434\"> </span><span class=\"ls1_4 ws1_4\"> 2 <span class=\"__4 _406\"> </span>3</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-372": {
   "value": "1<span class=\"__4 _367\"></span>5 | SA<span class=\"__4 _361\"></span>A<span class=\"__4 _361\"></span>MISE<span class=\"__4 _361\"></span>T YL<span class=\"__4 _361\"></span>EIS<span class=\"__4 _361\"></span>\u00d6L<span class=\"__4 _369\"></span>T<span class=\"__4 _367\"></span>\u00c4 JA<span class=\"__4 _369\"></span> <span class=\"__4 _1b_3\"></span><span class=\"ls1_4\"> </span>JULKISYHTEIS\u00d6IL<span class=\"__4 _369\"></span>T<span class=\"__4 _369\"></span>\u00c4<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>L<span class=\"__4 _361\"></span>ainas<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>aminen <span class=\"__4 _433\"> </span><span class=\"ls1_4 ws1_4\">2<span class=\"__4 _430\"> </span>3<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _434\"> </span><span class=\"ls1_4 ws1_4\"> 2 <span class=\"__4 _406\"> </span>3</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToBanksExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-373": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls2_4 ws1_4 gsca_1\">1<span class=\"__4 _367\"></span>6 | SA<span class=\"__4 _361\"></span>A<span class=\"__4 _361\"></span>MISTO<span class=\"__4 _361\"></span>DIS<span class=\"__4 _361\"></span>TUKSE<span class=\"__4 _361\"></span>T<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gscb_1\">20<span class=\"__4 _361\"></span>25 | Mui<span class=\"__4 _361\"></span>den k<span class=\"__4 _361\"></span>uin ju<span class=\"__4 _361\"></span>lki<span class=\"__4 _361\"></span>syh<span class=\"__4 _361\"></span>tei<span class=\"__4 _361\"></span>s\u00f6jen l<span class=\"__4 _361\"></span>iik<span class=\"__4 _361\"></span>keel<span class=\"__4 _361\"></span>lela<span class=\"__4 _361\"></span>skema<span class=\"__4 _361\"></span>t | 1 00<span class=\"__4 _361\"></span>0 euro<span class=\"__4 _361\"></span>a <span class=\"__4 _4e_3\"> </span>Julk<span class=\"__4 _361\"></span>ise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>i not<span class=\"__4 _361\"></span>eera<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>t <span class=\"__4 _435\"> </span><span class=\"ls17_4 ws39_4\">Muut <span class=\"__4 _436\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gscc_1\">K\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kir<span class=\"__4 _367\"></span>jatt<span class=\"__4 _361\"></span>avat</div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gscd_1\"> <span class=\"__4 _370\"> </span>Pan<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ien li<span class=\"__4 _367\"></span>ik<span class=\"__4 _361\"></span>keellelaskem<span class=\"__4 _361\"></span>at jouk<span class=\"__4 _361\"></span>kovelk<span class=\"__4 _361\"></span>akirjal<span class=\"__4 _361\"></span>ainat<span class=\"__4 _437\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _438\"> </span><span class=\"ls23_4 ws38_4\">6<span class=\"__4 _361\"></span>12<span class=\"__4 _409\"> </span> 6<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gsce_1\"> <span class=\"__4 _370\"> </span>Muut saamistodi<span class=\"__4 _367\"></span>stukset<span class=\"__4 _439\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _438\"> </span><span class=\"ls22_4 ws3d_4\">74<span class=\"__4 _1b_3\"></span>2<span class=\"__4 _1f_3\"> </span> 74<span class=\"__4 _1b_3\"></span>2<span class=\"__4 _361\"></span> </span></span></div><div class=\"t_4 m0_4 h5_4 ff6_4 fs0_4 fc3_4 sc0_4 ls1a_4 ws34_4 gscf_1\">joista kaupa<span class=\"__4 _361\"></span>nk\u00e4yntitarkoitu<span class=\"__4 _361\"></span>ksessa pidet<span class=\"__4 _361\"></span>t\u00e4v\u00e4t<span class=\"__4 _440\"> </span><span class=\"ff4_4 ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  </span></div><div class=\"t_4 m0_4 h5_4 ff6_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gsd0_1\"> <span class=\"__4 _370\"> </span>Pankkien<span class=\"__4 _367\"></span> liikkees<span class=\"__4 _367\"></span>eenlask<span class=\"__4 _367\"></span>emat jou<span class=\"__4 _367\"></span>kkov<span class=\"__4 _367\"></span>elkakirjalainat<span class=\"__4 _441\"> </span><span class=\"ff4_4 ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _3e_3\"> </span></span><span class=\"ls36_4 ws56_3\"> 6<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> <span class=\"__4 _7a_3\"> </span> 6<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> </span></div><div class=\"t_4 m0_4 h5_4 ff6_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gsd1_1\"> <span class=\"__4 _370\"> </span>Muut saamist<span class=\"__4 _367\"></span>odistukset<span class=\"__4 _7b_3\"> </span><span class=\"ff4_4 ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _3e_3\"> </span></span><span class=\"ls37_4 ws4_4\"> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _1b_3\"></span> <span class=\"__4 _7a_3\"> </span> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _1b_3\"></span> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gsd2_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _7c_3\"> </span><span class=\"ls1_4 ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _395\"> </span><span class=\"ws1_4\"> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _7d_3\"> </span> 1 35<span class=\"__4 _361\"></span>4 </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gsd3_1\">20<span class=\"__4 _361\"></span>24 | Mui<span class=\"__4 _361\"></span>den k<span class=\"__4 _361\"></span>uin ju<span class=\"__4 _361\"></span>lki<span class=\"__4 _361\"></span>syh<span class=\"__4 _361\"></span>tei<span class=\"__4 _361\"></span>s\u00f6jen l<span class=\"__4 _361\"></span>iik<span class=\"__4 _361\"></span>keel<span class=\"__4 _361\"></span>lela<span class=\"__4 _361\"></span>skema<span class=\"__4 _361\"></span>t | 1 00<span class=\"__4 _361\"></span>0 euro<span class=\"__4 _361\"></span>a <span class=\"__4 _4e_3\"> </span>Julk<span class=\"__4 _361\"></span>ise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>i not<span class=\"__4 _361\"></span>eera<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>t <span class=\"__4 _435\"> </span><span class=\"ls17_4 ws39_4\">Muut <span class=\"__4 _436\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gsd4_1\">K\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kir<span class=\"__4 _367\"></span>jatt<span class=\"__4 _361\"></span>avat</div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gsd5_1\"> <span class=\"__4 _370\"> </span>Pan<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ien li<span class=\"__4 _367\"></span>ik<span class=\"__4 _361\"></span>keellelaskem<span class=\"__4 _361\"></span>at jouk<span class=\"__4 _361\"></span>kovelk<span class=\"__4 _361\"></span>akirjal<span class=\"__4 _361\"></span>ainat<span class=\"__4 _7e_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _396\"> </span><span class=\"ls10_4 ws45_3\">66<span class=\"__4 _361\"></span>4<span class=\"__4 _1f_3\"> </span>66<span class=\"__4 _361\"></span>4</span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gsd6_1\"> <span class=\"__4 _370\"> </span>Muut saamistodi<span class=\"__4 _367\"></span>stukset<span class=\"__4 _7f_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _373\"> </span><span class=\"ls28_4 ws44_3\">1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _442\"> </span>1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h7_4 ff6_4 fs0_4 fc3_4 sc0_4 ls1a_4 ws34_4 gsd7_1\">joista kaupa<span class=\"__4 _361\"></span>nk\u00e4yntitarkoitu<span class=\"__4 _361\"></span>ksessa pidet<span class=\"__4 _361\"></span>t\u00e4v\u00e4t</div><div class=\"t_4 m0_4 h5_4 ff6_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gsd8_1\"> <span class=\"__4 _370\"> </span>Pankkien<span class=\"__4 _367\"></span> liikkees<span class=\"__4 _367\"></span>eenlask<span class=\"__4 _367\"></span>emat jou<span class=\"__4 _367\"></span>kkov<span class=\"__4 _367\"></span>elkakirjalainat<span class=\"__4 _443\"> </span><span class=\"ff4_4 ls1_4 ws1_4\">-<span class=\"__4 _444\"> </span></span><span class=\"ls4_4 ws3_4\">664<span class=\"__4 _444\"> </span>664</span></div><div class=\"t_4 m0_4 h5_4 ff6_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gsd9_1\"> <span class=\"__4 _370\"> </span>Muut saamist<span class=\"__4 _367\"></span>odistukset<span class=\"__4 _445\"> </span><span class=\"ff4_4 ls1_4 ws1_4\">-<span class=\"__4 _373\"> </span></span><span class=\"ls38_4 ws57_3\">1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _373\"> </span>1<span class=\"__4 _361\"></span> 18<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gsda_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _446\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _435\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _435\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h2_4 ff1_4 fs0_4 fc0_4 sc0_4 ls27_4 ws43_3 gs4b_1\">12<span class=\"__4 _361\"></span>2<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h3_4 ff2_4 fs1_4 fc1_4 sc0_4 ls1_4 ws1_4 gs4c_1\">u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls2_4 ws1_4 gsdb_1\">1<span class=\"__4 _369\"></span>7 | O<span class=\"__4 _361\"></span>SAK<span class=\"__4 _361\"></span>KEE<span class=\"__4 _361\"></span>T JA OSU<span class=\"__4 _361\"></span>UDE<span class=\"__4 _361\"></span>T<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gsdc_1\">20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _447\"> </span>Julk<span class=\"__4 _361\"></span>is<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>i not<span class=\"__4 _361\"></span>eer<span class=\"__4 _361\"></span>atu<span class=\"__4 _361\"></span>t <span class=\"__4 _f_4\"> </span><span class=\"ls17_4 ws39_4\">Muut <span class=\"__4 _448\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gsdd_1\">K\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kir<span class=\"__4 _367\"></span>jatt<span class=\"__4 _361\"></span>avat</div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gsde_1\"> <span class=\"__4 _370\"> </span>Kaup<span class=\"__4 _361\"></span>ank\u00e4y<span class=\"__4 _361\"></span>ntitarkoituk<span class=\"__4 _361\"></span>sess<span class=\"__4 _361\"></span>a p<span class=\"__4 _367\"></span>idet<span class=\"__4 _361\"></span>t\u00e4v\u00e4t<span class=\"__4 _414\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>1 523 <span class=\"__4 _449\"> </span> 4 61<span class=\"__4 _367\"></span>5 <span class=\"__4 _450\"> </span><span class=\"ls27_4 ws43_3\">16<span class=\"__4 _361\"></span> 13<span class=\"__4 _361\"></span>8</span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gsdf_1\"> <span class=\"__4 _370\"> </span>Muut osak<span class=\"__4 _361\"></span>keet<span class=\"__4 _367\"></span> ja osuudet<span class=\"__4 _451\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _427\"> </span><span class=\"ls20_4 ws49_3\">6<span class=\"__4 _361\"></span> 16<span class=\"__4 _361\"></span>2<span class=\"__4 _400\"> </span>6 16<span class=\"__4 _361\"></span>2<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gse0_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _8a_3\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>1 52<span class=\"__4 _361\"></span>3 <span class=\"__4 _8b_3\"> </span> 10 777 <span class=\"__4 _8b_3\"> </span> 22 30<span class=\"__4 _361\"></span>0 </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gse1_1\">20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _447\"> </span>Julk<span class=\"__4 _361\"></span>is<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>i not<span class=\"__4 _361\"></span>eer<span class=\"__4 _361\"></span>atu<span class=\"__4 _361\"></span>t <span class=\"__4 _f_4\"> </span><span class=\"ls17_4 ws39_4\">Muut <span class=\"__4 _448\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gse2_1\">K\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kir<span class=\"__4 _367\"></span>jatt<span class=\"__4 _361\"></span>avat</div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gse3_1\"> <span class=\"__4 _370\"> </span>Kaup<span class=\"__4 _361\"></span>ank\u00e4y<span class=\"__4 _361\"></span>ntitarkoituk<span class=\"__4 _361\"></span>sess<span class=\"__4 _361\"></span>a p<span class=\"__4 _367\"></span>idet<span class=\"__4 _361\"></span>t\u00e4v\u00e4t<span class=\"__4 _8c_3\"> </span><span class=\"ls2a_4 ws47_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _1b_3\"></span>4<span class=\"__4 _8d_3\"> </span><span class=\"ls27_4 ws43_3\">4<span class=\"__4 _361\"></span> 515<span class=\"__4 _8e_3\"> </span>19<span class=\"__4 _361\"></span> 15<span class=\"__4 _361\"></span>9</span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gse4_1\"> <span class=\"__4 _370\"> </span>Muut osak<span class=\"__4 _361\"></span>keet<span class=\"__4 _367\"></span> ja osuudet<span class=\"__4 _375\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _2d_3\"> </span>3 6<span class=\"__4 _361\"></span>05<span class=\"__4 _2d_3\"> </span>3 6<span class=\"__4 _361\"></span>05<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gse5_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _379\"> </span><span class=\"ls2c_4 ws4a_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>4<span class=\"__4 _6b_3\"> </span><span class=\"ls20_4 ws49_3\">8<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>0<span class=\"__4 _450\"> </span><span class=\"ls1_4 ws1_4\">22 7<span class=\"__4 _361\"></span>64<span class=\"__4 _362\"> </span></span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws30_4 gse6_1\">Julki<span class=\"__4 _367\"></span>sesti noteeratut -er\u00e4 koostuu p\u00e4\u00e4a<span class=\"__4 _361\"></span>siassa si<span class=\"__4 _367\"></span>joituksi<span class=\"__4 _367\"></span>sta osakem<span class=\"__4 _361\"></span>arkkinoil<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span> tai konsernin<span class=\"__4 _367\"></span> avoimi<span class=\"__4 _367\"></span>in<span class=\"__4 _367\"></span> rah<span class=\"__4 _361\"></span>astoi<span class=\"__4 _367\"></span>hin<span class=\"__4 _367\"></span> ja er\u00e4 muut p\u00e4\u00e4a<span class=\"__4 _361\"></span>si<span class=\"__4 _367\"></span>ass<span class=\"__4 _361\"></span>a s<span class=\"__4 _367\"></span>ijo<span class=\"__4 _367\"></span>ituksista </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gse7_1\">suljett<span class=\"__4 _361\"></span>uihin p\u00e4<span class=\"__4 _361\"></span>\u00e4oma<span class=\"__4 _361\"></span>rah<span class=\"__4 _361\"></span>astoihin t<span class=\"__4 _361\"></span>ai noteer<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>mat<span class=\"__4 _361\"></span>tomiin os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keisiin.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsHeldForTradingExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-374": {
   "value": "1<span class=\"__4 _367\"></span>6 | SA<span class=\"__4 _361\"></span>A<span class=\"__4 _361\"></span>MISTO<span class=\"__4 _361\"></span>DIS<span class=\"__4 _361\"></span>TUKSE<span class=\"__4 _361\"></span>T<span class=\"__4 _362\"> </span>20<span class=\"__4 _361\"></span>25 | Mui<span class=\"__4 _361\"></span>den k<span class=\"__4 _361\"></span>uin ju<span class=\"__4 _361\"></span>lki<span class=\"__4 _361\"></span>syh<span class=\"__4 _361\"></span>tei<span class=\"__4 _361\"></span>s\u00f6jen l<span class=\"__4 _361\"></span>iik<span class=\"__4 _361\"></span>keel<span class=\"__4 _361\"></span>lela<span class=\"__4 _361\"></span>skema<span class=\"__4 _361\"></span>t | 1 00<span class=\"__4 _361\"></span>0 euro<span class=\"__4 _361\"></span>a <span class=\"__4 _4e_3\"> </span>Julk<span class=\"__4 _361\"></span>ise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>i not<span class=\"__4 _361\"></span>eera<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>t <span class=\"__4 _435\"> </span><span class=\"ls17_4 ws39_4\">Muut <span class=\"__4 _436\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _362\"> </span></span>K\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kir<span class=\"__4 _367\"></span>jatt<span class=\"__4 _361\"></span>avat <span class=\"__4 _370\"> </span>Pan<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ien li<span class=\"__4 _367\"></span>ik<span class=\"__4 _361\"></span>keellelaskem<span class=\"__4 _361\"></span>at jouk<span class=\"__4 _361\"></span>kovelk<span class=\"__4 _361\"></span>akirjal<span class=\"__4 _361\"></span>ainat<span class=\"__4 _437\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _438\"> </span><span class=\"ls23_4 ws38_4\">6<span class=\"__4 _361\"></span>12<span class=\"__4 _409\"> </span> 6<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> </span></span> <span class=\"__4 _370\"> </span>Muut saamistodi<span class=\"__4 _367\"></span>stukset<span class=\"__4 _439\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _438\"> </span><span class=\"ls22_4 ws3d_4\">74<span class=\"__4 _1b_3\"></span>2<span class=\"__4 _1f_3\"> </span> 74<span class=\"__4 _1b_3\"></span>2<span class=\"__4 _361\"></span> </span></span>joista kaupa<span class=\"__4 _361\"></span>nk\u00e4yntitarkoitu<span class=\"__4 _361\"></span>ksessa pidet<span class=\"__4 _361\"></span>t\u00e4v\u00e4t<span class=\"__4 _440\"> </span><span class=\"ff4_4 ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  </span> <span class=\"__4 _370\"> </span>Pankkien<span class=\"__4 _367\"></span> liikkees<span class=\"__4 _367\"></span>eenlask<span class=\"__4 _367\"></span>emat jou<span class=\"__4 _367\"></span>kkov<span class=\"__4 _367\"></span>elkakirjalainat<span class=\"__4 _441\"> </span><span class=\"ff4_4 ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _3e_3\"> </span></span><span class=\"ls36_4 ws56_3\"> 6<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> <span class=\"__4 _7a_3\"> </span> 6<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> </span> <span class=\"__4 _370\"> </span>Muut saamist<span class=\"__4 _367\"></span>odistukset<span class=\"__4 _7b_3\"> </span><span class=\"ff4_4 ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _3e_3\"> </span></span><span class=\"ls37_4 ws4_4\"> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _1b_3\"></span> <span class=\"__4 _7a_3\"> </span> 74<span class=\"__4 _361\"></span>2<span class=\"__4 _1b_3\"></span> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _7c_3\"> </span><span class=\"ls1_4 ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _395\"> </span><span class=\"ws1_4\"> 1 35<span class=\"__4 _361\"></span>4 <span class=\"__4 _7d_3\"> </span> 1 35<span class=\"__4 _361\"></span>4 </span></span>20<span class=\"__4 _361\"></span>24 | Mui<span class=\"__4 _361\"></span>den k<span class=\"__4 _361\"></span>uin ju<span class=\"__4 _361\"></span>lki<span class=\"__4 _361\"></span>syh<span class=\"__4 _361\"></span>tei<span class=\"__4 _361\"></span>s\u00f6jen l<span class=\"__4 _361\"></span>iik<span class=\"__4 _361\"></span>keel<span class=\"__4 _361\"></span>lela<span class=\"__4 _361\"></span>skema<span class=\"__4 _361\"></span>t | 1 00<span class=\"__4 _361\"></span>0 euro<span class=\"__4 _361\"></span>a <span class=\"__4 _4e_3\"> </span>Julk<span class=\"__4 _361\"></span>ise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>i not<span class=\"__4 _361\"></span>eera<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>t <span class=\"__4 _435\"> </span><span class=\"ls17_4 ws39_4\">Muut <span class=\"__4 _436\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _362\"> </span></span>K\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kir<span class=\"__4 _367\"></span>jatt<span class=\"__4 _361\"></span>avat <span class=\"__4 _370\"> </span>Pan<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ien li<span class=\"__4 _367\"></span>ik<span class=\"__4 _361\"></span>keellelaskem<span class=\"__4 _361\"></span>at jouk<span class=\"__4 _361\"></span>kovelk<span class=\"__4 _361\"></span>akirjal<span class=\"__4 _361\"></span>ainat<span class=\"__4 _7e_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _396\"> </span><span class=\"ls10_4 ws45_3\">66<span class=\"__4 _361\"></span>4<span class=\"__4 _1f_3\"> </span>66<span class=\"__4 _361\"></span>4</span></span> <span class=\"__4 _370\"> </span>Muut saamistodi<span class=\"__4 _367\"></span>stukset<span class=\"__4 _7f_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _373\"> </span><span class=\"ls28_4 ws44_3\">1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _442\"> </span>1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></span>joista kaupa<span class=\"__4 _361\"></span>nk\u00e4yntitarkoitu<span class=\"__4 _361\"></span>ksessa pidet<span class=\"__4 _361\"></span>t\u00e4v\u00e4t <span class=\"__4 _370\"> </span>Pankkien<span class=\"__4 _367\"></span> liikkees<span class=\"__4 _367\"></span>eenlask<span class=\"__4 _367\"></span>emat jou<span class=\"__4 _367\"></span>kkov<span class=\"__4 _367\"></span>elkakirjalainat<span class=\"__4 _443\"> </span><span class=\"ff4_4 ls1_4 ws1_4\">-<span class=\"__4 _444\"> </span></span><span class=\"ls4_4 ws3_4\">664<span class=\"__4 _444\"> </span>664</span> <span class=\"__4 _370\"> </span>Muut saamist<span class=\"__4 _367\"></span>odistukset<span class=\"__4 _445\"> </span><span class=\"ff4_4 ls1_4 ws1_4\">-<span class=\"__4 _373\"> </span></span><span class=\"ls38_4 ws57_3\">1<span class=\"__4 _361\"></span> 18<span class=\"__4 _361\"></span>0<span class=\"__4 _373\"> </span>1<span class=\"__4 _361\"></span> 18<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _446\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _435\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _435\"> </span>1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>1<span class=\"__4 _369\"></span>7 | O<span class=\"__4 _361\"></span>SAK<span class=\"__4 _361\"></span>KEE<span class=\"__4 _361\"></span>T JA OSU<span class=\"__4 _361\"></span>UDE<span class=\"__4 _361\"></span>T<span class=\"__4 _362\"> </span>20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _447\"> </span>Julk<span class=\"__4 _361\"></span>is<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>i not<span class=\"__4 _361\"></span>eer<span class=\"__4 _361\"></span>atu<span class=\"__4 _361\"></span>t <span class=\"__4 _f_4\"> </span><span class=\"ls17_4 ws39_4\">Muut <span class=\"__4 _448\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _362\"> </span></span>K\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kir<span class=\"__4 _367\"></span>jatt<span class=\"__4 _361\"></span>avat <span class=\"__4 _370\"> </span>Kaup<span class=\"__4 _361\"></span>ank\u00e4y<span class=\"__4 _361\"></span>ntitarkoituk<span class=\"__4 _361\"></span>sess<span class=\"__4 _361\"></span>a p<span class=\"__4 _367\"></span>idet<span class=\"__4 _361\"></span>t\u00e4v\u00e4t<span class=\"__4 _414\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>1 523 <span class=\"__4 _449\"> </span> 4 61<span class=\"__4 _367\"></span>5 <span class=\"__4 _450\"> </span><span class=\"ls27_4 ws43_3\">16<span class=\"__4 _361\"></span> 13<span class=\"__4 _361\"></span>8</span></span> <span class=\"__4 _370\"> </span>Muut osak<span class=\"__4 _361\"></span>keet<span class=\"__4 _367\"></span> ja osuudet<span class=\"__4 _451\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _427\"> </span><span class=\"ls20_4 ws49_3\">6<span class=\"__4 _361\"></span> 16<span class=\"__4 _361\"></span>2<span class=\"__4 _400\"> </span>6 16<span class=\"__4 _361\"></span>2<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _8a_3\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>1 52<span class=\"__4 _361\"></span>3 <span class=\"__4 _8b_3\"> </span> 10 777 <span class=\"__4 _8b_3\"> </span> 22 30<span class=\"__4 _361\"></span>0 </span>20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _447\"> </span>Julk<span class=\"__4 _361\"></span>is<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>i not<span class=\"__4 _361\"></span>eer<span class=\"__4 _361\"></span>atu<span class=\"__4 _361\"></span>t <span class=\"__4 _f_4\"> </span><span class=\"ls17_4 ws39_4\">Muut <span class=\"__4 _448\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _362\"> </span></span>K\u00e4yp\u00e4<span class=\"__4 _361\"></span>\u00e4n arvoon tulosvai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sesti kir<span class=\"__4 _367\"></span>jatt<span class=\"__4 _361\"></span>avat <span class=\"__4 _370\"> </span>Kaup<span class=\"__4 _361\"></span>ank\u00e4y<span class=\"__4 _361\"></span>ntitarkoituk<span class=\"__4 _361\"></span>sess<span class=\"__4 _361\"></span>a p<span class=\"__4 _367\"></span>idet<span class=\"__4 _361\"></span>t\u00e4v\u00e4t<span class=\"__4 _8c_3\"> </span><span class=\"ls2a_4 ws47_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _1b_3\"></span>4<span class=\"__4 _8d_3\"> </span><span class=\"ls27_4 ws43_3\">4<span class=\"__4 _361\"></span> 515<span class=\"__4 _8e_3\"> </span>19<span class=\"__4 _361\"></span> 15<span class=\"__4 _361\"></span>9</span></span> <span class=\"__4 _370\"> </span>Muut osak<span class=\"__4 _361\"></span>keet<span class=\"__4 _367\"></span> ja osuudet<span class=\"__4 _375\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _2d_3\"> </span>3 6<span class=\"__4 _361\"></span>05<span class=\"__4 _2d_3\"> </span>3 6<span class=\"__4 _361\"></span>05<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _379\"> </span><span class=\"ls2c_4 ws4a_3\">14<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>4<span class=\"__4 _361\"></span>4<span class=\"__4 _6b_3\"> </span><span class=\"ls20_4 ws49_3\">8<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>0<span class=\"__4 _450\"> </span><span class=\"ls1_4 ws1_4\">22 7<span class=\"__4 _361\"></span>64<span class=\"__4 _362\"> </span></span></span></span>Julki<span class=\"__4 _367\"></span>sesti noteeratut -er\u00e4 koostuu p\u00e4\u00e4a<span class=\"__4 _361\"></span>siassa si<span class=\"__4 _367\"></span>joituksi<span class=\"__4 _367\"></span>sta osakem<span class=\"__4 _361\"></span>arkkinoil<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span> tai konsernin<span class=\"__4 _367\"></span> avoimi<span class=\"__4 _367\"></span>in<span class=\"__4 _367\"></span> rah<span class=\"__4 _361\"></span>astoi<span class=\"__4 _367\"></span>hin<span class=\"__4 _367\"></span> ja er\u00e4 muut p\u00e4\u00e4a<span class=\"__4 _361\"></span>si<span class=\"__4 _367\"></span>ass<span class=\"__4 _361\"></span>a s<span class=\"__4 _367\"></span>ijo<span class=\"__4 _367\"></span>ituksista suljett<span class=\"__4 _361\"></span>uihin p\u00e4<span class=\"__4 _361\"></span>\u00e4oma<span class=\"__4 _361\"></span>rah<span class=\"__4 _361\"></span>astoihin t<span class=\"__4 _361\"></span>ai noteer<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>mat<span class=\"__4 _361\"></span>tomiin os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keisiin.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialAssetsHeldForTradingExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-375": {
   "value": "1<span class=\"__4 _367\"></span>8 | AIN<span class=\"__4 _361\"></span>EE<span class=\"__4 _361\"></span>T<span class=\"__4 _361\"></span>TOMA<span class=\"__4 _367\"></span>T HY\u00d6DYK<span class=\"__4 _361\"></span>KE<span class=\"__4 _361\"></span>ET<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>8.<span class=\"__4 _369\"></span>1 Laatimisperiaate<span class=\"__4 _362\"> </span>Konsernin<span class=\"__4 _367\"></span> aineettomat hy\u00f6dykkeet ko<span class=\"__4 _367\"></span>ostuv<span class=\"__4 _361\"></span>at<span class=\"__4 _367\"></span> seura<span class=\"__4 _361\"></span>avista eri<span class=\"__4 _367\"></span>st\u00e4: li<span class=\"__4 _367\"></span>i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kear<span class=\"__4 _361\"></span>vo,<span class=\"__4 _367\"></span> asiakas<span class=\"__4 _361\"></span>suhtee<span class=\"__4 _367\"></span>t ja  mu<span class=\"__4 _367\"></span>ut aineettomat hy\u00f6dykkeet (IT<span class=\"__4 _369\"></span>-<span class=\"__4 _361\"></span>ohj<span class=\"__4 _367\"></span>elmat<span class=\"__4 _367\"></span>).<span class=\"__4 _362\"> </span>Liikear<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span>Liike<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oks<span class=\"__4 _361\"></span>i kirja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4, joll<span class=\"__4 _361\"></span>a luov<span class=\"__4 _361\"></span>utet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u va<span class=\"__4 _361\"></span>stik<span class=\"__4 _361\"></span>e, m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4ys<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>llat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tomien<span class=\"__4 _367\"></span> omistaj<span class=\"__4 _367\"></span>ien osuus<span class=\"__4 _367\"></span> ja hankinnan kohteesta aiemm<span class=\"__4 _367\"></span>in om<span class=\"__4 _367\"></span>istetun osu<span class=\"__4 _361\"></span>ude<span class=\"__4 _361\"></span>n k\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo yh<span class=\"__4 _361\"></span>teenl<span class=\"__4 _361\"></span>ask<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tuin<span class=\"__4 _361\"></span>a ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>t yk<span class=\"__4 _361\"></span>sil\u00f6it<span class=\"__4 _361\"></span>\u00e4vis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>an nettovar<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>suuden k\u00e4y<span class=\"__4 _361\"></span>v\u00e4n arvon. Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo kuva<span class=\"__4 _361\"></span>staa muun muassa yr<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>yso<span class=\"__4 _361\"></span>stois<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>dote<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tuja t<span class=\"__4 _361\"></span>ulevi<span class=\"__4 _361\"></span>a syn<span class=\"__4 _361\"></span>ergi<span class=\"__4 _361\"></span>aet<span class=\"__4 _361\"></span>uja.<span class=\"__4 _362\"> </span>L<span class=\"__4 _361\"></span>iikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>i kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a poist<span class=\"__4 _367\"></span>oja<span class=\"__4 _362\"> </span>,<span class=\"__4 _362\"> </span> vaan se t<span class=\"__4 _367\"></span>estat<span class=\"__4 _361\"></span>aan mahdoll<span class=\"__4 _367\"></span>isen arvonalentumisen<span class=\"__4 _367\"></span> varalt<span class=\"__4 _361\"></span>a vuo<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>sit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ain ja a<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>, kun o<span class=\"__4 _361\"></span>n viite sii<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a olla al<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t (k<span class=\"__4 _361\"></span>ats<span class=\"__4 _361\"></span>o Liitetieto<span class=\"__4 _367\"></span> 1<span class=\"__4 _369\"></span>8.3)<span class=\"__4 _367\"></span>.<span class=\"fc4_4 ls1_4 ws1_4\"> <span class=\"__4 _361\"></span></span><span class=\"ls4_4 ws5d_3\">Liikear<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostetaa<span class=\"__4 _361\"></span>n a<span class=\"__4 _367\"></span>lkuper\u00e4iseen hankint<span class=\"__4 _361\"></span>amenoon </span>v\u00e4hennet<span class=\"__4 _361\"></span>tyn\u00e4 mahdoll<span class=\"__4 _367\"></span>isi<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entumisi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a.<span class=\"__4 _362\"> </span>Muut ai<span class=\"__4 _367\"></span>neettomat hy<span class=\"__4 _367\"></span>\u00f6dykk<span class=\"__4 _367\"></span>eet<span class=\"__4 _362\"> </span>Ain<span class=\"__4 _361\"></span>eeto<span class=\"__4 _361\"></span>n hy\u00f6d<span class=\"__4 _361\"></span>yke k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>ese<span class=\"__4 _361\"></span>en va<span class=\"__4 _361\"></span>in, jos o<span class=\"__4 _361\"></span>n tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4 odo<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa o<span class=\"__4 _361\"></span>leva t<span class=\"__4 _361\"></span>alo<span class=\"__4 _361\"></span>udelline<span class=\"__4 _361\"></span>n hy\u00f6t<span class=\"__4 _361\"></span>y koit<span class=\"__4 _361\"></span>uu Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>sin hy<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si ja hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>n ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ame<span class=\"__4 _361\"></span>no voi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>da<span class=\"__4 _361\"></span>an m<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4ri<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 luot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>sti. A<span class=\"__4 _361\"></span>inee<span class=\"__4 _361\"></span>ton hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>ke, jolla on r<span class=\"__4 _361\"></span>ajallin<span class=\"__4 _361\"></span>en vaikutus<span class=\"__4 _361\"></span>aika, merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n taseeseen alkuper\u00e4iseen hankintamenoon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>s<span class=\"__4 _361\"></span>a ja kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apoi<span class=\"__4 _361\"></span>stoin<span class=\"__4 _361\"></span>a kulu<span class=\"__4 _361\"></span>ksi t<span class=\"__4 _361\"></span>ulosla<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioidu<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>-<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\"> </span>loudellisen v<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>aika<span class=\"__4 _361\"></span>nsa k<span class=\"__4 _361\"></span>ulues<span class=\"__4 _361\"></span>sa. K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki muu<span class=\"__4 _361\"></span>t menot kirj<span class=\"__4 _361\"></span>ata<span class=\"__4 _361\"></span>an kul<span class=\"__4 _361\"></span>uiksi, k<span class=\"__4 _361\"></span>un ne o<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t synt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>nee<span class=\"__4 _361\"></span>t.<span class=\"__4 _362\"> </span>Liiketoimin<span class=\"__4 _361\"></span>tojen yhdist<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>\u00e4 han<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>tujen a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>suhteide<span class=\"__4 _361\"></span>n talou<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>dellise<span class=\"__4 _361\"></span>ksi v<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>usa<span class=\"__4 _361\"></span>jak<span class=\"__4 _361\"></span>si on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>u 2-<span class=\"__4 _369\"></span>10 vuo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>. Poistot k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>poistoin<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws5_4 gs104_1\">Konsernin<span class=\"__4 _367\"></span> muut aineettomat hy<span class=\"__4 _367\"></span>\u00f6dyk<span class=\"__4 _361\"></span>keet<span class=\"__4 _367\"></span> koostuvat l\u00e4hinn\u00e4 IT<span class=\"__4 _369\"></span>-<span class=\"__4 _361\"></span>ohj<span class=\"__4 _367\"></span>el<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1c_4 wsf_4 gs105_1\">mist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, joiden a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi<span class=\"__4 _361\"></span>tu t<span class=\"__4 _361\"></span>alou<span class=\"__4 _361\"></span>delline<span class=\"__4 _361\"></span>n vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>us<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>a on 5 v<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a. Pois<span class=\"__4 _361\"></span>tot </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs106_1\">kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apois<span class=\"__4 _361\"></span>toina.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws64_3 gs107_1\">United<span class=\"__4 _367\"></span> Bankers ta<span class=\"__4 _361\"></span>rkistaa poistoajat<span class=\"__4 _367\"></span> ja -menete<span class=\"__4 _367\"></span>lm\u00e4t v\u00e4hint\u00e4\u00e4n jokaisen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws65_3 gs108_1\">til<span class=\"__4 _367\"></span>ikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>tyess<span class=\"__4 _361\"></span>\u00e4. Jos<span class=\"__4 _367\"></span> omaisuuser\u00e4n odot<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>u taloude<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>inen<span class=\"__4 _367\"></span> vaiku<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws46_3 gs109_1\">tus<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>a poikk<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>a aikais<span class=\"__4 _361\"></span>emmist<span class=\"__4 _361\"></span>a ar<span class=\"__4 _361\"></span>viois<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>, poistoai<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>a muute<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>as<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws66_3 gs10a_1\">t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>sti. Mu<span class=\"__4 _361\"></span>uto<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t voiv<span class=\"__4 _361\"></span>at jo<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>a esimer<span class=\"__4 _361\"></span>kiksi tek<span class=\"__4 _361\"></span>nologia<span class=\"__4 _361\"></span>n kehit<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws67_3 gs10b_1\">tai k<span class=\"__4 _361\"></span>ysynn<span class=\"__4 _361\"></span>\u00e4n tai kilpail<span class=\"__4 _367\"></span>utilanteen muutok<span class=\"__4 _361\"></span>sista.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs10c_1\">Muiden aineet<span class=\"__4 _361\"></span>tomien h<span class=\"__4 _367\"></span>y\u00f6dykkeiden </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs10d_1\">ar<span class=\"__4 _361\"></span>v<span class=\"__4 _367\"></span>onalentuminen<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3d_3 ws4_4 gs10e_1\">Konserni arvioi jokaisena raportointikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sp\u00e4iv\u00e4n<span class=\"__4 _361\"></span>\u00e4, onk<span class=\"__4 _367\"></span>o </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws48_3 gs10f_1\">viit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>it\u00e4 s<span class=\"__4 _361\"></span>iit\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 muu<span class=\"__4 _361\"></span>n ainee<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>an hy\u00f6<span class=\"__4 _361\"></span>dyk<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>en ku<span class=\"__4 _361\"></span>in liikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>von a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls18_4 ws37_4 gs110_1\">on ale<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t. Jos v<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 ilme<span class=\"__4 _361\"></span>nee, U<span class=\"__4 _361\"></span>nite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioi k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>eise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls12_4 ws4_4 gs111_1\">omaisuuser\u00e4st<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olevan raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4n. Kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls2f_4 wsf_4 gs112_1\">olev<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>er\u00e4<span class=\"__4 _361\"></span>n k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo v<span class=\"__4 _361\"></span>\u00e4h<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>\u00e4 my<span class=\"__4 _361\"></span>yn<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls18_4 wsf_4 gs113_1\">nist<span class=\"__4 _361\"></span>\u00e4 aih<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>illa men<span class=\"__4 _361\"></span>oilla tai s<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>\u00e4 kork<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>mpi k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo. Ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ona<span class=\"__4 _361\"></span>len<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 wsd_4 gs114_1\">tumis<span class=\"__4 _361\"></span>tap<span class=\"__4 _361\"></span>pio kirjat<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eisesti, k<span class=\"__4 _361\"></span>un omaisu<span class=\"__4 _361\"></span>user<span class=\"__4 _361\"></span>\u00e4n kirja<span class=\"__4 _361\"></span>npi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls2f_4 wsf_4 gs115_1\">toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 siit\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>an r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n. Ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>onal<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws68_3 gs116_1\">mistappion<span class=\"__4 _367\"></span> kirjaamisen yhte<span class=\"__4 _367\"></span>ydess\u00e4 konserni arvioi uude<span class=\"__4 _367\"></span>lleen<span class=\"__4 _367\"></span> aineet<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws4_4 gs117_1\">toman hy\u00f6dykkeen taloudel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isen vaikutusajan. Ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>istappio </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls34_4 ws4_4 gs118_1\">peruuteta<span class=\"__4 _361\"></span>an, jos<span class=\"__4 _367\"></span> olosuht<span class=\"__4 _367\"></span>eissa on tapahtunut muutos ja hy<span class=\"__4 _367\"></span>\u00f6dyk<span class=\"__4 _361\"></span>keen<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws69_3 gs119_1\">kerrytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4<span class=\"__4 _367\"></span> ole<span class=\"__4 _367\"></span>va raham\u00e4\u00e4r\u00e4 on<span class=\"__4 _367\"></span> muuttunut arvonal<span class=\"__4 _367\"></span>entum<span class=\"__4 _367\"></span>istappi<span class=\"__4 _367\"></span>on <span class=\"__4 _8f_3\"></span><span class=\"ls1_4 ws1_4\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws5_4 gs11a_1\">kirjaamisajankohdasta. Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stappiota ei kuit<span class=\"__4 _367\"></span>enka<span class=\"__4 _361\"></span>an peruu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws7_4 gs11b_1\">tet<span class=\"__4 _361\"></span>a en<span class=\"__4 _361\"></span>emp<span class=\"__4 _361\"></span>\u00e4\u00e4 k<span class=\"__4 _361\"></span>uin o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uuse<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anpi<span class=\"__4 _361\"></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo olisi ilm<span class=\"__4 _361\"></span>an ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ona<span class=\"__4 _361\"></span>len<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs11c_1\">tumis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ppion kirja<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs11d_1\">T<span class=\"__4 _369\"></span>utkimus<span class=\"__4 _361\"></span>- ja<span class=\"__4 _367\"></span> tuotekehityskulut<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws39_4 gs11e_1\">T<span class=\"__4 _367\"></span>utk<span class=\"__4 _361\"></span>imusme<span class=\"__4 _361\"></span>not kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an kuluiksi t<span class=\"__4 _361\"></span>ulosvaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti. Kehit<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>mismenot </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws1b_4 gs11f_1\">kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>asee<span class=\"__4 _361\"></span>seen aine<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tomiksi hy\u00f6d<span class=\"__4 _361\"></span>ykk<span class=\"__4 _361\"></span>eiksi siit\u00e4 l\u00e4<span class=\"__4 _361\"></span>htien, k<span class=\"__4 _361\"></span>un kehit<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3d_3 ws5_4 gs120_1\">t\u00e4misvaiheen menot<span class=\"__4 _367\"></span> ovat luo<span class=\"__4 _367\"></span>tett<span class=\"__4 _361\"></span>avasti m\u00e4\u00e4ritet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4, tuot<span class=\"__4 _361\"></span>teen<span class=\"__4 _367\"></span> val<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2c_4 gs121_1\">mii<span class=\"__4 _367\"></span>ksi saat<span class=\"__4 _361\"></span>taminen on t<span class=\"__4 _367\"></span>eknisesti to<span class=\"__4 _367\"></span>teutett<span class=\"__4 _361\"></span>avissa, konserni<span class=\"__4 _367\"></span> pysty<span class=\"__4 _361\"></span>y k\u00e4yt<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls26_4 ws1d_4 gs122_1\">t<span class=\"__4 _361\"></span>\u00e4m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n tuot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a tai m<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ym\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n sen, k<span class=\"__4 _361\"></span>ons<span class=\"__4 _361\"></span>erni p<span class=\"__4 _361\"></span>yst<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y os<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n, kui<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws3e_4 gs123_1\">tu<span class=\"__4 _361\"></span>ote tule<span class=\"__4 _361\"></span>e tu<span class=\"__4 _361\"></span>ott<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>an to<span class=\"__4 _361\"></span>den<span class=\"__4 _361\"></span>n\u00e4k<span class=\"__4 _361\"></span>\u00f6ist<span class=\"__4 _361\"></span>\u00e4 va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>ais<span class=\"__4 _361\"></span>ta t<span class=\"__4 _361\"></span>alo<span class=\"__4 _361\"></span>udellist<span class=\"__4 _361\"></span>a hy\u00f6t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>\u00e4 ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws6a_3 gs124_1\">kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nilla on se<span class=\"__4 _361\"></span>k\u00e4 a<span class=\"__4 _361\"></span>ikom<span class=\"__4 _361\"></span>us et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 res<span class=\"__4 _361\"></span>urs<span class=\"__4 _361\"></span>sit s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a ke<span class=\"__4 _361\"></span>hit<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>\u00f6 loppu<span class=\"__4 _361\"></span>un </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 wsf_4 gs125_1\">ja k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 t<span class=\"__4 _361\"></span>uotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>ai my<span class=\"__4 _361\"></span>yd<span class=\"__4 _361\"></span>\u00e4 se. Aie<span class=\"__4 _361\"></span>mmin k<span class=\"__4 _361\"></span>uluik<span class=\"__4 _361\"></span>si kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tuja k<span class=\"__4 _361\"></span>ehit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws3e_4 gs126_1\">mismeno<span class=\"__4 _367\"></span>ja e<span class=\"__4 _367\"></span>i kirjata taseeseen en\u00e4\u00e4 my\u00f6hemmi<span class=\"__4 _367\"></span>n. Hy\u00f6dykkeest\u00e4 kir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws48_3 gs127_1\">jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>oistoja sii<span class=\"__4 _361\"></span>t\u00e4 l<span class=\"__4 _361\"></span>\u00e4ht<span class=\"__4 _361\"></span>ien, k<span class=\"__4 _361\"></span>un se o<span class=\"__4 _361\"></span>n valmi<span class=\"__4 _361\"></span>s k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>ksi.<span class=\"__4 _362\"> </span>H<span class=\"__4 _361\"></span>y\u00f6d<span class=\"__4 _361\"></span>yke, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws6b_3 gs128_1\">jok<span class=\"__4 _361\"></span>a ei ole v<span class=\"__4 _361\"></span>iel\u00e4 v<span class=\"__4 _361\"></span>almis k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si, tes<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>uo<span class=\"__4 _361\"></span>sit<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>in ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>n<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs129_1\">tumi<span class=\"__4 _367\"></span>sen<span class=\"__4 _367\"></span> varalta.<span class=\"__4 _362\"> </span></div>1<span class=\"__4 _367\"></span>8.2 Aineet<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>mat hy<span class=\"__4 _367\"></span>\u00f6dykk<span class=\"__4 _367\"></span>eet<span class=\"__4 _362\"> </span>Liikear<span class=\"__4 _361\"></span>vo<span class=\"__4 _452\"> </span><span class=\"ls1a_4 ws34_4\">Asiak<span class=\"__4 _361\"></span>assuhtee<span class=\"__4 _361\"></span>t<span class=\"__4 _450\"> </span><span class=\"ls3_4 ws2_4\">Mu<span class=\"__4 _367\"></span>ut ai<span class=\"__4 _367\"></span>neettomat<span class=\"__4 _367\"></span> hy\u00f6dykke<span class=\"__4 _367\"></span>et<span class=\"__4 _453\"> </span>Muut<span class=\"__4 _367\"></span> ain<span class=\"__4 _367\"></span>eettomat<span class=\"__4 _367\"></span> hy\u00f6dykkeet<span class=\"__4 _367\"></span> yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _362\"> </span></span></span>2025<span class=\"__4 _401\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _417\"> </span></span>2025<span class=\"__4 _401\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _417\"> </span></span>2025<span class=\"__4 _401\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _454\"> </span></span>2025<span class=\"__4 _455\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span>Hankint<span class=\"__4 _361\"></span>ameno<span class=\"__4 _362\"> </span>A<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>k<span class=\"__4 _1b_3\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _1b_3\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1.1.<span class=\"__4 _456\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>5 593 <span class=\"__4 _444\"> </span> 1<span class=\"__4 _367\"></span>5 593 <span class=\"__4 _381\"> </span> 4 0<span class=\"__4 _361\"></span>09 <span class=\"__4 _381\"> </span> 4 0<span class=\"__4 _361\"></span>09 <span class=\"__4 _438\"> </span> 1<span class=\"__4 _367\"></span>2 1<span class=\"__4 _367\"></span>70 <span class=\"__4 _426\"> </span> 9 8<span class=\"__4 _361\"></span>38 <span class=\"__4 _2e_3\"> </span> 1<span class=\"__4 _367\"></span>6 1<span class=\"__4 _367\"></span>79 <span class=\"__4 _457\"> </span> 1<span class=\"__4 _367\"></span>3 84<span class=\"__4 _361\"></span>6 </span>Lis<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _8c_3\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _454\"> </span><span class=\"ls25_4 ws6c_3\"> 97<span class=\"__4 _361\"></span>9 <span class=\"__4 _381\"> </span></span></span> 2 33<span class=\"__4 _361\"></span>2 <span class=\"__4 _458\"> </span><span class=\"ls25_4 ws6c_3\"> 979 <span class=\"__4 _459\"> </span></span> 2 33<span class=\"__4 _361\"></span>2 V\u00e4hennykset<span class=\"__4 _460\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _461\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _461\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>Loppusaldo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _9a_3\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>5 59<span class=\"__4 _361\"></span>3 <span class=\"__4 _9b_3\"> </span> 1<span class=\"__4 _367\"></span>5 59<span class=\"__4 _361\"></span>3 <span class=\"__4 _9c_3\"> </span> 4 00<span class=\"__4 _361\"></span>9 <span class=\"__4 _9c_3\"> </span> 4 00<span class=\"__4 _361\"></span>9 <span class=\"__4 _3a_3\"> </span> 1<span class=\"__4 _369\"></span>3 149 <span class=\"__4 _3a_3\"> </span><span class=\"ls20_4 ws49_3\"> 12<span class=\"__4 _361\"></span> 17<span class=\"__4 _361\"></span>0 <span class=\"__4 _376\"> </span></span> 1<span class=\"__4 _367\"></span>7 1<span class=\"__4 _367\"></span>58 <span class=\"__4 _376\"> </span> 1<span class=\"__4 _369\"></span>6 179 </span>Ker<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>eet p<span class=\"__4 _361\"></span>ois<span class=\"__4 _361\"></span>tot ja arvonale<span class=\"__4 _361\"></span>ntumiset<span class=\"__4 _362\"> </span>A<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>k<span class=\"__4 _1b_3\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _1b_3\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1.1.<span class=\"__4 _361\"></span> <span class=\"__4 _9d_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _448\"> </span><span class=\"ls25_4 ws6c_3\">-2 881<span class=\"__4 _9e_3\"> </span><span class=\"ls28_4 ws44_3\">-<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span> 518<span class=\"__4 _376\"> </span><span class=\"ls2a_4 ws47_3\">-<span class=\"__4 _361\"></span>6<span class=\"__4 _361\"></span> 719<span class=\"__4 _9f_3\"> </span></span></span></span><span class=\"ws1_4\">-5 2<span class=\"__4 _361\"></span>28<span class=\"__4 _8b_3\"> </span>-9 59<span class=\"__4 _361\"></span>9<span class=\"__4 _a0_3\"> </span><span class=\"ls22_4 ws3d_4\">-<span class=\"__4 _361\"></span>7<span class=\"__4 _1b_3\"></span> 74<span class=\"__4 _361\"></span>7<span class=\"__4 _362\"> </span></span></span></span>Til<span class=\"__4 _367\"></span>ikauden poist<span class=\"__4 _367\"></span>ot <span class=\"__4 _a1_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _459\"> </span><span class=\"ls1a_4 ws34_4\">-3<span class=\"__4 _361\"></span>62<span class=\"__4 _459\"> </span>-362<span class=\"__4 _9f_3\"> </span></span><span class=\"ws1_4\">-<span class=\"__4 _367\"></span>1 849<span class=\"__4 _9f_3\"> </span>-1 490<span class=\"__4 _a2_3\"> </span><span class=\"ls23_4 ws38_4\">-<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>12<span class=\"__4 _a2_3\"> </span><span class=\"ls21_4 ws3a_4\">-1<span class=\"__4 _361\"></span> 8<span class=\"__4 _1b_3\"></span>5<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></span></span></span>Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umiset<span class=\"__4 _408\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _4f_3\"> </span>-<span class=\"__4 _2d_3\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _a3_3\"> </span></span>-<span class=\"__4 _4f_3\"> </span>-<span class=\"__4 _a3_3\"> </span>-<span class=\"__4 _461\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _a4_3\"> </span></span>-<span class=\"__4 _362\"> </span></span>Loppusaldo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2. <span class=\"__4 _a5_3\"> </span><span class=\"ls1_4 ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _397\"> </span>-  <span class=\"__4 _426\"> </span><span class=\"ws1_4\">-<span class=\"__4 _361\"></span>3 243<span class=\"__4 _3d_3\"> </span><span class=\"ls26_4 ws69_3\">-2 881<span class=\"__4 _381\"> </span><span class=\"ls3_4 ws2_4\">-8 568<span class=\"__4 _426\"> </span><span class=\"ls2c_4 ws4a_3\">-<span class=\"__4 _1b_3\"></span>6 7<span class=\"__4 _361\"></span>19<span class=\"__4 _2e_3\"> </span><span class=\"ls2e_4 ws4e_3\">-11<span class=\"__4 _361\"></span> 8<span class=\"__4 _361\"></span>11<span class=\"__4 _459\"> </span></span></span></span></span>-9 5<span class=\"__4 _361\"></span>99<span class=\"__4 _362\"> </span></span></span>Kirjanpit<span class=\"__4 _361\"></span>oarvo 1<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.<span class=\"__4 _a6_3\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>5 59<span class=\"__4 _361\"></span>3 <span class=\"__4 _9b_3\"> </span> 1<span class=\"__4 _367\"></span>5 59<span class=\"__4 _361\"></span>3 <span class=\"__4 _419\"> </span> 1 1<span class=\"__4 _367\"></span>28 <span class=\"__4 _9c_3\"> </span> 1 4<span class=\"__4 _361\"></span>90 <span class=\"__4 _385\"> </span> 5 451 <span class=\"__4 _385\"> </span> 4 60<span class=\"__4 _361\"></span>9 <span class=\"__4 _363\"> </span> 6 579 <span class=\"__4 _a7_3\"> </span> 6 09<span class=\"__4 _361\"></span>9 </span>Kirjanpit<span class=\"__4 _361\"></span>oarvo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _a8_3\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>5 59<span class=\"__4 _361\"></span>3 <span class=\"__4 _9b_3\"> </span> 1<span class=\"__4 _367\"></span>5 59<span class=\"__4 _361\"></span>3 <span class=\"__4 _401\"> </span> 76<span class=\"__4 _361\"></span>6 <span class=\"__4 _419\"> </span> 1 1<span class=\"__4 _367\"></span>28 <span class=\"__4 _9c_3\"> </span> 4 5<span class=\"__4 _361\"></span>81 <span class=\"__4 _9c_3\"> </span> 5 4<span class=\"__4 _361\"></span>51 <span class=\"__4 _a7_3\"> </span> 5 34<span class=\"__4 _361\"></span>6 <span class=\"__4 _a7_3\"> </span> 6 57<span class=\"__4 _361\"></span>9 </span>Asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>suh<span class=\"__4 _361\"></span>teet o<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t muod<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>une<span class=\"__4 _361\"></span>et Suo<span class=\"__4 _361\"></span>men P<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>iiriliikk<span class=\"__4 _361\"></span>een ja K<span class=\"__4 _361\"></span>J<span class=\"__4 _361\"></span>K Ca<span class=\"__4 _361\"></span>pit<span class=\"__4 _361\"></span>alin va<span class=\"__4 _361\"></span>rai<span class=\"__4 _361\"></span>nhoit<span class=\"__4 _361\"></span>oliiketoim<span class=\"__4 _361\"></span>inna<span class=\"__4 _361\"></span>n ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>ntojen y<span class=\"__4 _361\"></span>htey<span class=\"__4 _361\"></span>des<span class=\"__4 _361\"></span>s\u00e4<span class=\"__4 _361\"></span>. Muu<span class=\"__4 _361\"></span>t aine<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>at hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>et ov<span class=\"__4 _361\"></span>at su<span class=\"__4 _361\"></span>urelt<span class=\"__4 _361\"></span>a osi<span class=\"__4 _361\"></span>n IT-ohjel<span class=\"__4 _361\"></span>miin liit<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>i\u00e4 ha<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>intoja<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>8.3 A<span class=\"__4 _361\"></span>rvonalentumistestaus \u2013 liikearvo<span class=\"__4 _362\"> </span>Laatimisperiaate<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo kohd<span class=\"__4 _367\"></span>istetaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaust<span class=\"__4 _361\"></span>a varten ni<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>le rahavir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa t<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aville y<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>\u00f6ille tai n<span class=\"__4 _361\"></span>\u00e4ide<span class=\"__4 _361\"></span>n r<span class=\"__4 _361\"></span>yhm<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>le, joid<span class=\"__4 _361\"></span>en od<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an hy\u00f6t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4n siit<span class=\"__4 _361\"></span>\u00e4 liiketoi<span class=\"__4 _361\"></span>mintojen y<span class=\"__4 _361\"></span>hdis<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>mise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4, jo<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a liikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo sy<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>yi. Ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava y<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>k\u00f6 on se United B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersin pienin y<span class=\"__4 _361\"></span>ksil\u00f6it\u00e4<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>\u00e4 oleva om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>user<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>hm<span class=\"__4 _361\"></span>\u00e4, jon<span class=\"__4 _361\"></span>ka k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4t r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t pitk<span class=\"__4 _361\"></span>\u00e4l<span class=\"__4 _361\"></span>ti riipp<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mat<span class=\"__4 _361\"></span>tomi<span class=\"__4 _367\"></span>a muiden<span class=\"__4 _367\"></span> omaisuuserien<span class=\"__4 _367\"></span> tai omaisuuser\u00e4r<span class=\"__4 _361\"></span>yhmien<span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>\u00e4 rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>roist<span class=\"__4 _361\"></span>a. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an, ku<span class=\"__4 _361\"></span>n rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>n yksik\u00f6n k<span class=\"__4 _361\"></span>ir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>janp<span class=\"__4 _367\"></span>itoarvo yl<span class=\"__4 _369\"></span>it<span class=\"__4 _361\"></span>t\u00e4\u00e4 si<span class=\"__4 _367\"></span>it\u00e4 k<span class=\"__4 _367\"></span>erry<span class=\"__4 _361\"></span>tett\u00e4viss\u00e4 o<span class=\"__4 _367\"></span>levan<span class=\"__4 _367\"></span> raham\u00e4\u00e4r<span class=\"__4 _361\"></span>\u00e4n.<span class=\"__4 _367\"></span> Kerrytett<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>vis<span class=\"__4 _361\"></span>s\u00e4 o<span class=\"__4 _361\"></span>leva r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on om<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>avi<span class=\"__4 _361\"></span>rt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a tu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>n yk<span class=\"__4 _361\"></span>si<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k\u00f6n k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo v\u00e4<span class=\"__4 _361\"></span>hen<span class=\"__4 _361\"></span>net<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>\u00e4 luov<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>oht<span class=\"__4 _361\"></span>uvilla m<span class=\"__4 _361\"></span>enoilla<span class=\"__4 _361\"></span>, ta<span class=\"__4 _361\"></span>i k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo se<span class=\"__4 _361\"></span>n muk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>umpi n<span class=\"__4 _361\"></span>\u00e4ist<span class=\"__4 _361\"></span>\u00e4 on s<span class=\"__4 _361\"></span>uur<span class=\"__4 _361\"></span>empi. Un<span class=\"__4 _361\"></span>ited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s m\u00e4\u00e4<span class=\"__4 _361\"></span>ritt\u00e4<span class=\"__4 _361\"></span>\u00e4 kerry<span class=\"__4 _361\"></span>tett\u00e4viss<span class=\"__4 _361\"></span>\u00e4 o<span class=\"__4 _367\"></span>levat raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4t perustuen k\u00e4y<span class=\"__4 _361\"></span>tt\u00f6ar<span class=\"__4 _361\"></span>voon. Vastaiset tulovi<span class=\"__4 _367\"></span>rra<span class=\"__4 _361\"></span>t<span class=\"__4 _367\"></span> perustu<span class=\"__4 _361\"></span>vat varainhoidossa varainhoitosopimuksi<span class=\"__4 _367\"></span>lla<span class=\"__4 _362\"> </span>12<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span>hallinnoit<span class=\"__4 _361\"></span>aviin va<span class=\"__4 _361\"></span>roihin, joihin vaiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at muun mu<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>inoiden<span class=\"__4 _362\"> </span>keh<span class=\"__4 _367\"></span>itys. P\u00e4\u00e4omamarkkinapal<span class=\"__4 _367\"></span>vel<span class=\"__4 _367\"></span>ui<span class=\"__4 _367\"></span>ssa tul<span class=\"__4 _367\"></span>orahavirta<span class=\"__4 _361\"></span>an<span class=\"__4 _367\"></span> vaikuttavat mer<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ki<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>ti tr<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>tioid<span class=\"__4 _361\"></span>en m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t sek<span class=\"__4 _361\"></span>\u00e4 n\u00e4<span class=\"__4 _361\"></span>ihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t mene<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>palk<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>ot.<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>viot<span class=\"__4 _367\"></span> perustuv<span class=\"__4 _361\"></span>at<span class=\"__4 _367\"></span> johdon n\u00e4kemyksi<span class=\"__4 _367\"></span>in ede<span class=\"__4 _367\"></span>ll\u00e4<span class=\"__4 _367\"></span> mainitui<span class=\"__4 _367\"></span>sta. Liikearvost<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>kirja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ua ar<span class=\"__4 _361\"></span>von<span class=\"__4 _361\"></span>alentu<span class=\"__4 _361\"></span>mista<span class=\"__4 _361\"></span>ppiota ei pe<span class=\"__4 _361\"></span>ruut<span class=\"__4 _361\"></span>eta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Ole<span class=\"__4 _361\"></span>tukse<span class=\"__4 _361\"></span>t ja ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _361\"></span>ihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4t ep<span class=\"__4 _361\"></span>\u00e4varmuu<span class=\"__4 _361\"></span>stek<span class=\"__4 _361\"></span>ij\u00e4t<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersi<span class=\"__4 _361\"></span>n johto a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi jo<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>isen<span class=\"__4 _361\"></span>a tilinp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6sp<span class=\"__4 _361\"></span>\u00e4i<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _361\"></span>\u00e4, o<span class=\"__4 _361\"></span>nko vii<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>teit<span class=\"__4 _361\"></span>\u00e4 siit<span class=\"__4 _361\"></span>\u00e4, e<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4 liike<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>on (t<span class=\"__4 _361\"></span>ai muu<span class=\"__4 _361\"></span>n aine<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ai ain<span class=\"__4 _361\"></span>eellise<span class=\"__4 _361\"></span>n hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>kee<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>oikeu<span class=\"__4 _361\"></span>som<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n) ar<span class=\"__4 _361\"></span>vo o<span class=\"__4 _361\"></span>n alent<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t. V<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vi<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>oida<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>ellaisten mit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>areid<span class=\"__4 _361\"></span>en per<span class=\"__4 _361\"></span>uste<span class=\"__4 _361\"></span>ell<span class=\"__4 _367\"></span>a, jotka mitta<span class=\"__4 _361\"></span>avat taloudel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ista<span class=\"__4 _362\"> </span>suorituskyk<span class=\"__4 _361\"></span>y\u00e4, kuten konsernin<span class=\"__4 _367\"></span> johdon<span class=\"__4 _367\"></span> rapor<span class=\"__4 _361\"></span>toint<span class=\"__4 _367\"></span>i tai tal<span class=\"__4 _367\"></span>oude<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>is<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> ymp\u00e4<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ris<span class=\"__4 _361\"></span>t\u00f6n ja m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoid<span class=\"__4 _361\"></span>en se<span class=\"__4 _361\"></span>ura<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a. V<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 voi<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t olla muu<span class=\"__4 _361\"></span>n mua<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>odott<span class=\"__4 _361\"></span>amat<span class=\"__4 _361\"></span>tomat<span class=\"__4 _367\"></span> muutokset testauslaskel<span class=\"__4 _367\"></span>mien k<span class=\"__4 _367\"></span>eskeis<span class=\"__4 _367\"></span>iss\u00e4 oletu<span class=\"__4 _361\"></span>ksiss<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>mark<span class=\"__4 _361\"></span>kinaolosuhte<span class=\"__4 _367\"></span>iden muutokset.<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaukses<span class=\"__4 _361\"></span>sa Unit<span class=\"__4 _367\"></span>ed Bankers on m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4ny<span class=\"__4 _361\"></span>t<span class=\"__4 _367\"></span> rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>taa tuottavan yksi<span class=\"__4 _367\"></span>k\u00f6n<span class=\"__4 _367\"></span> kerry<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>\u00e4vi<span class=\"__4 _367\"></span>ss\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6arvoon<span class=\"__4 _367\"></span> perustuen. T<span class=\"__4 _369\"></span>est<span class=\"__4 _361\"></span>auksessa k\u00e4y<span class=\"__4 _361\"></span>tety<span class=\"__4 _361\"></span>t rahavirt<span class=\"__4 _361\"></span>aennusteet<span class=\"__4 _367\"></span> pohjautuvat joh<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>don h<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>ksy<span class=\"__4 _361\"></span>miin enn<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>eisiin, jot<span class=\"__4 _361\"></span>ka k<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at kolm<span class=\"__4 _361\"></span>en v<span class=\"__4 _361\"></span>uod<span class=\"__4 _361\"></span>en aja<span class=\"__4 _361\"></span>njak<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>son. En<span class=\"__4 _367\"></span>nustejakson<span class=\"__4 _367\"></span> j\u00e4lke<span class=\"__4 _367\"></span>iset rahavirrat on<span class=\"__4 _367\"></span> ekstra<span class=\"__4 _361\"></span>pol<span class=\"__4 _367\"></span>oitu k\u00e4yt<span class=\"__4 _361\"></span>t\u00e4m\u00e4ll\u00e4<span class=\"__4 _367\"></span> k<span class=\"__4 _361\"></span>asv<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>ekij\u00e4<span class=\"__4 _361\"></span>n\u00e4 3 %:a<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Liikearvon jakautuminen segmenteille<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _a9_3\"> </span><span class=\"ls20_4 ws49_3\">3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _aa_3\"> </span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>Var<span class=\"__4 _361\"></span>ainhoito<span class=\"__4 _a1_3\"> </span><span class=\"ls27_4 ws43_3\">15<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>9<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _ab_3\"> </span>15<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>9<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _362\"> </span></span>P\u00e4\u00e4omamarkkinapalve<span class=\"__4 _367\"></span>lut<span class=\"__4 _367\"></span> <span class=\"__4 _ac_3\"> </span>500<span class=\"__4 _6a_3\"> </span>500<span class=\"__4 _362\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _ad_3\"> </span><span class=\"ls2b_4 ws48_3\">15<span class=\"__4 _361\"></span> 59<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _453\"> </span>15 5<span class=\"__4 _361\"></span>9<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span>K\u00e4yt<span class=\"__4 _361\"></span>t\u00f6arvoa m\u00e4\u00e4ritett<span class=\"__4 _361\"></span>\u00e4ess\u00e4 k\u00e4<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>tety<span class=\"__4 _361\"></span>t kesk<span class=\"__4 _367\"></span>eiset muuttujat olivat<span class=\"__4 _367\"></span> seuraav<span class=\"__4 _367\"></span>at:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>K<span class=\"__4 _361\"></span>assavirtalas<span class=\"__4 _367\"></span>ke<span class=\"__4 _367\"></span>lma<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a kassavi<span class=\"__4 _367\"></span>rtoj<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> on<span class=\"__4 _367\"></span> ol<span class=\"__4 _367\"></span>ete<span class=\"__4 _367\"></span>ttu kerty<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _367\"></span> tasaises<span class=\"__4 _367\"></span>ti  <span class=\"__4 _370\"> </span>vuoden aika<span class=\"__4 _361\"></span>na.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>I<span class=\"__4 _361\"></span>nves<span class=\"__4 _361\"></span>toint<span class=\"__4 _361\"></span>iva<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sina la<span class=\"__4 _361\"></span>ske<span class=\"__4 _361\"></span>lma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y ed<span class=\"__4 _361\"></span>ellisvu<span class=\"__4 _361\"></span>osie<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>so<span class=\"__4 _361\"></span>a  <span class=\"__4 _370\"> </span>kor<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>na k<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>vulla s<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>\u00e4 tied<span class=\"__4 _361\"></span>oss<span class=\"__4 _361\"></span>a ole<span class=\"__4 _361\"></span>villa inv<span class=\"__4 _361\"></span>estoi<span class=\"__4 _361\"></span>nneilla<span class=\"__4 _361\"></span>.  <span class=\"__4 _370\"> </span>K\u00e4y<span class=\"__4 _361\"></span>tt\u00f6p\u00e4<span class=\"__4 _361\"></span>\u00e4omatarpeen ei<span class=\"__4 _367\"></span> olete<span class=\"__4 _367\"></span>ta ka<span class=\"__4 _361\"></span>svavan merkitt<span class=\"__4 _361\"></span>\u00e4v\u00e4sti.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Diskonttauskorko:<span class=\"__4 _367\"></span> Varainhoito<span class=\"__4 _367\"></span> - segmenti<span class=\"__4 _367\"></span>n di<span class=\"__4 _367\"></span>skontt<span class=\"__4 _361\"></span>auskorko<span class=\"__4 _367\"></span> ennen  <span class=\"__4 _370\"> </span>ver<span class=\"__4 _361\"></span>oja oli 1<span class=\"__4 _369\"></span>2<span class=\"__4 _361\"></span>,5 % (1<span class=\"__4 _369\"></span>2,5 %) ja ver<span class=\"__4 _361\"></span>ojen j\u00e4lk<span class=\"__4 _361\"></span>een dis<span class=\"__4 _361\"></span>kont<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>skor<span class=\"__4 _361\"></span>ko oli  <span class=\"__4 _370\"> </span>1<span class=\"__4 _367\"></span>0,0 % (1<span class=\"__4 _367\"></span>0,0 %<span class=\"__4 _367\"></span>). P\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>alv<span class=\"__4 _361\"></span>elut - se<span class=\"__4 _361\"></span>gme<span class=\"__4 _361\"></span>ntin  <span class=\"__4 _370\"> </span>disko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ausk<span class=\"__4 _361\"></span>ork<span class=\"__4 _361\"></span>o enn<span class=\"__4 _361\"></span>en ver<span class=\"__4 _361\"></span>oja oli 1<span class=\"__4 _369\"></span>5,6 % (1<span class=\"__4 _367\"></span>5,6 %<span class=\"__4 _367\"></span>) ja v<span class=\"__4 _361\"></span>erojen  <span class=\"__4 _370\"> </span>j\u00e4lk<span class=\"__4 _361\"></span>een dis<span class=\"__4 _361\"></span>kont<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>skor<span class=\"__4 _361\"></span>ko oli 1<span class=\"__4 _367\"></span>2,5 % (1<span class=\"__4 _369\"></span>2,5 %)<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Rahav<span class=\"__4 _361\"></span>irtoj<span class=\"__4 _367\"></span>en kasv<span class=\"__4 _361\"></span>uprosentti ennustejaksol<span class=\"__4 _367\"></span>la: Varainho<span class=\"__4 _367\"></span>itosegmentin  <span class=\"__4 _370\"> </span>kol<span class=\"__4 _367\"></span>men vuoden enn<span class=\"__4 _367\"></span>ustejaksol<span class=\"__4 _369\"></span>la rahavir<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>jen on<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _367\"></span>itu kasvava<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>noin 6,<span class=\"__4 _361\"></span>5 % vuo<span class=\"__4 _361\"></span>des<span class=\"__4 _361\"></span>sa j<span class=\"__4 _361\"></span>a P\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>pal<span class=\"__4 _361\"></span>velu<span class=\"__4 _361\"></span>t-se<span class=\"__4 _361\"></span>gmen<span class=\"__4 _361\"></span>tin  <span class=\"__4 _370\"> </span>rahavir<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>jen<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span>daan s\u00e4ilyv\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> positi<span class=\"__4 _367\"></span>ivisi<span class=\"__4 _367\"></span>na. Ennuste<span class=\"__4 _367\"></span>jakson  <span class=\"__4 _370\"> </span>j\u00e4lke<span class=\"__4 _367\"></span>iset rahavirrat terminaali<span class=\"__4 _367\"></span>ar<span class=\"__4 _361\"></span>vossa on ekstrapoloitu mo<span class=\"__4 _367\"></span>lemmi<span class=\"__4 _367\"></span>ss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>se<span class=\"__4 _361\"></span>gmen<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>s\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4ll\u00e4 3 %:n ka<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>ua<span class=\"__4 _361\"></span>. T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>on voi pe<span class=\"__4 _361\"></span>rus<span class=\"__4 _361\"></span>tella  <span class=\"__4 _370\"> </span>laskelmass<span class=\"__4 _361\"></span>a k\u00e4y<span class=\"__4 _361\"></span>tetyll\u00e4 kol<span class=\"__4 _367\"></span>men vuoden lyhyell\u00e4<span class=\"__4 _367\"></span> ajanjaksolla.<span class=\"__4 _362\"> </span><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls34_4 ws4_4 gs17a_1\">Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaus tehd\u00e4\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> vuosit<span class=\"__4 _361\"></span>tain ja<span class=\"__4 _367\"></span> vii<span class=\"__4 _367\"></span>meisi<span class=\"__4 _367\"></span>n ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws74_3 gs17b_1\">mistestaus on<span class=\"__4 _367\"></span> tehty tilant<span class=\"__4 _367\"></span>eesta 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2025<span class=\"__4 _367\"></span>. Arvonalentumistestauksen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4c_3 gs17c_1\">perusteel<span class=\"__4 _367\"></span>la konserni<span class=\"__4 _367\"></span> katsoo, ett<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _367\"></span> ta<span class=\"__4 _361\"></span>rvet<span class=\"__4 _361\"></span>ta l<span class=\"__4 _367\"></span>iikearvon ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>isel<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs17d_1\">le ei ole t<span class=\"__4 _361\"></span>unnis<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls40_3 ws78_3 gs17e_1\">Herk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ysanaly<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>i<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws44_3 gs17f_1\">Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>von arvonalentumistestauksess<span class=\"__4 _361\"></span>a k\u00e4ytet<span class=\"__4 _361\"></span>t\u00e4vien laske<span class=\"__4 _367\"></span>lmien<span class=\"__4 _367\"></span> laati<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws79_3 gs180_1\">minen<span class=\"__4 _367\"></span> edel<span class=\"__4 _367\"></span>lyt<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 johd<span class=\"__4 _367\"></span>olta tulevai<span class=\"__4 _367\"></span>suut<span class=\"__4 _361\"></span>ta koskevi<span class=\"__4 _367\"></span>en arvioiden tek<span class=\"__4 _367\"></span>emis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws48_3 gs181_1\">t<span class=\"__4 _361\"></span>\u00e4. Jo<span class=\"__4 _361\"></span>hdon a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>viot j<span class=\"__4 _361\"></span>a niihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t kr<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>tiset e<span class=\"__4 _361\"></span>p\u00e4<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rmu<span class=\"__4 _361\"></span>uste<span class=\"__4 _361\"></span>kij\u00e4t lii<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsf_4 gs182_1\">ker<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>aa r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4 ko<span class=\"__4 _361\"></span>skev<span class=\"__4 _361\"></span>ien la<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>ien p<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ame<span class=\"__4 _361\"></span>trie<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 wsf_4 gs183_1\">m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>een. U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>sin joh<span class=\"__4 _361\"></span>to on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioin<span class=\"__4 _361\"></span>ut Var<span class=\"__4 _361\"></span>ain<span class=\"__4 _361\"></span>hoito<span class=\"__4 _361\"></span>- ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsa_4 ws7a_3 gs184_1\">P\u00e4\u00e4om<span class=\"__4 _361\"></span>amarkk<span class=\"__4 _361\"></span>inapalvel<span class=\"__4 _367\"></span>ut-segmenttien kerry<span class=\"__4 _361\"></span>tett<span class=\"__4 _361\"></span>\u00e4viss\u00e4 olevaa raha<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls30_4 ws1d_4 gs185_1\">m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioinu<span class=\"__4 _361\"></span>t kes<span class=\"__4 _361\"></span>keisi\u00e4 m<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ujia ka<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>lliss<span class=\"__4 _361\"></span>a. Mink<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws7b_3 gs186_1\">para<span class=\"__4 _361\"></span>metrin<span class=\"__4 _367\"></span> jokseenkin mahdol<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>inen muutos<span class=\"__4 _367\"></span> kohtuul<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sesti arvioituna ei </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs187_1\">johtaisi<span class=\"__4 _367\"></span> ainaka<span class=\"__4 _361\"></span>an o<span class=\"__4 _367\"></span>lennaisten<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stappioiden<span class=\"__4 _367\"></span> kirjaamiseen.<span class=\"__4 _362\"> </span><span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls12_4 ws5_4 gs189_1\">Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>votestauksen yhteydess\u00e4 on arvioitu kass<span class=\"__4 _361\"></span>avirtam<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>en herk<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2e_4 gs18a_1\">k<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 eri<span class=\"__4 _367\"></span> parametrien muutoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>, esi<span class=\"__4 _367\"></span>merkiksi di<span class=\"__4 _367\"></span>skonttokoron tai ter<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws7c_3 gs18b_1\">minaaliarvon muutoksi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>e. D<span class=\"__4 _367\"></span>iskonttokorko vo<span class=\"__4 _367\"></span>isi<span class=\"__4 _367\"></span> esimerkiksi<span class=\"__4 _367\"></span> nousta 1<span class=\"__4 _367\"></span>0 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws9_4 gs18c_1\">%-<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>ik\u00f6ll\u00e4 t<span class=\"__4 _361\"></span>ai ter<span class=\"__4 _361\"></span>min<span class=\"__4 _361\"></span>aali<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo pie<span class=\"__4 _361\"></span>nen<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y\u00e4 1<span class=\"__4 _367\"></span>0<span class=\"__4 _361\"></span>0 % eik<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>mis<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws25_4 gs18d_1\">tar<span class=\"__4 _361\"></span>vetta syntyi<span class=\"__4 _367\"></span>si<span class=\"__4 _367\"></span>. Li<span class=\"__4 _367\"></span>ik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span>testauksessa o<span class=\"__4 _367\"></span>n o<span class=\"__4 _367\"></span>lete<span class=\"__4 _367\"></span>ttu, ett\u00e4 P\u00e4\u00e4omamark<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4_4 gs18e_1\">kina-segmentin rahavirt<span class=\"__4 _361\"></span>a s\u00e4ilyy posit<span class=\"__4 _367\"></span>iivisena ennust<span class=\"__4 _367\"></span>ejaksoll<span class=\"__4 _367\"></span>a. Yhti\u00f6n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws2b_4 gs18f_1\">ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo p<span class=\"__4 _361\"></span>er 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2<span class=\"__4 _361\"></span>025 oli noi<span class=\"__4 _361\"></span>n 208,8 m<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>joo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa ja k<span class=\"__4 _361\"></span>on<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs190_1\">se<span class=\"__4 _361\"></span>rnin t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>een lo<span class=\"__4 _361\"></span>ppu<span class=\"__4 _361\"></span>summ<span class=\"__4 _361\"></span>a noin 9<span class=\"__4 _361\"></span>8,6 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-376": {
   "value": "1<span class=\"__4 _367\"></span>8 | AIN<span class=\"__4 _361\"></span>EE<span class=\"__4 _361\"></span>T<span class=\"__4 _361\"></span>TOMA<span class=\"__4 _367\"></span>T HY\u00d6DYK<span class=\"__4 _361\"></span>KE<span class=\"__4 _361\"></span>ET<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>8.<span class=\"__4 _369\"></span>1 Laatimisperiaate<span class=\"__4 _362\"> </span>Konsernin<span class=\"__4 _367\"></span> aineettomat hy\u00f6dykkeet ko<span class=\"__4 _367\"></span>ostuv<span class=\"__4 _361\"></span>at<span class=\"__4 _367\"></span> seura<span class=\"__4 _361\"></span>avista eri<span class=\"__4 _367\"></span>st\u00e4: li<span class=\"__4 _367\"></span>i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kear<span class=\"__4 _361\"></span>vo,<span class=\"__4 _367\"></span> asiakas<span class=\"__4 _361\"></span>suhtee<span class=\"__4 _367\"></span>t ja  mu<span class=\"__4 _367\"></span>ut aineettomat hy\u00f6dykkeet (IT<span class=\"__4 _369\"></span>-<span class=\"__4 _361\"></span>ohj<span class=\"__4 _367\"></span>elmat<span class=\"__4 _367\"></span>).<span class=\"__4 _362\"> </span>Liikear<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span>Liike<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oks<span class=\"__4 _361\"></span>i kirja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4, joll<span class=\"__4 _361\"></span>a luov<span class=\"__4 _361\"></span>utet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u va<span class=\"__4 _361\"></span>stik<span class=\"__4 _361\"></span>e, m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4ys<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>llat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tomien<span class=\"__4 _367\"></span> omistaj<span class=\"__4 _367\"></span>ien osuus<span class=\"__4 _367\"></span> ja hankinnan kohteesta aiemm<span class=\"__4 _367\"></span>in om<span class=\"__4 _367\"></span>istetun osu<span class=\"__4 _361\"></span>ude<span class=\"__4 _361\"></span>n k\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo yh<span class=\"__4 _361\"></span>teenl<span class=\"__4 _361\"></span>ask<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tuin<span class=\"__4 _361\"></span>a ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>t yk<span class=\"__4 _361\"></span>sil\u00f6it<span class=\"__4 _361\"></span>\u00e4vis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>an nettovar<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>suuden k\u00e4y<span class=\"__4 _361\"></span>v\u00e4n arvon. Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo kuva<span class=\"__4 _361\"></span>staa muun muassa yr<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>yso<span class=\"__4 _361\"></span>stois<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>dote<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tuja t<span class=\"__4 _361\"></span>ulevi<span class=\"__4 _361\"></span>a syn<span class=\"__4 _361\"></span>ergi<span class=\"__4 _361\"></span>aet<span class=\"__4 _361\"></span>uja.<span class=\"__4 _362\"> </span>L<span class=\"__4 _361\"></span>iikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>i kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a poist<span class=\"__4 _367\"></span>oja<span class=\"__4 _362\"> </span>,<span class=\"__4 _362\"> </span> vaan se t<span class=\"__4 _367\"></span>estat<span class=\"__4 _361\"></span>aan mahdoll<span class=\"__4 _367\"></span>isen arvonalentumisen<span class=\"__4 _367\"></span> varalt<span class=\"__4 _361\"></span>a vuo<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>sit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ain ja a<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>, kun o<span class=\"__4 _361\"></span>n viite sii<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a olla al<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t (k<span class=\"__4 _361\"></span>ats<span class=\"__4 _361\"></span>o Liitetieto<span class=\"__4 _367\"></span> 1<span class=\"__4 _369\"></span>8.3)<span class=\"__4 _367\"></span>.<span class=\"fc4_4 ls1_4 ws1_4\"> <span class=\"__4 _361\"></span></span><span class=\"ls4_4 ws5d_3\">Liikear<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostetaa<span class=\"__4 _361\"></span>n a<span class=\"__4 _367\"></span>lkuper\u00e4iseen hankint<span class=\"__4 _361\"></span>amenoon </span>v\u00e4hennet<span class=\"__4 _361\"></span>tyn\u00e4 mahdoll<span class=\"__4 _367\"></span>isi<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entumisi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a.<span class=\"__4 _362\"> </span><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls3c_3 ws5e_3 gsf7_1\">Muut ai<span class=\"__4 _367\"></span>neettomat hy<span class=\"__4 _367\"></span>\u00f6dykk<span class=\"__4 _367\"></span>eet<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws5f_3 gsf8_1\">Ain<span class=\"__4 _361\"></span>eeto<span class=\"__4 _361\"></span>n hy\u00f6d<span class=\"__4 _361\"></span>yke k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>ese<span class=\"__4 _361\"></span>en va<span class=\"__4 _361\"></span>in, jos o<span class=\"__4 _361\"></span>n tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 wsf_4 gsf9_1\">et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4 odo<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa o<span class=\"__4 _361\"></span>leva t<span class=\"__4 _361\"></span>alo<span class=\"__4 _361\"></span>udelline<span class=\"__4 _361\"></span>n hy\u00f6t<span class=\"__4 _361\"></span>y </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws60_3 gsfa_1\">koit<span class=\"__4 _361\"></span>uu Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>sin hy<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si ja hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>n ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ame<span class=\"__4 _361\"></span>no voi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws61_3 gsfb_1\">da<span class=\"__4 _361\"></span>an m<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4ri<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 luot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>sti. A<span class=\"__4 _361\"></span>inee<span class=\"__4 _361\"></span>ton hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>ke, jolla on r<span class=\"__4 _361\"></span>ajallin<span class=\"__4 _361\"></span>en </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls12_4 ws4_4 gsfc_1\">vaikutus<span class=\"__4 _361\"></span>aika, merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n taseeseen alkuper\u00e4iseen hankintamenoon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws0_4 gsfd_1\">s<span class=\"__4 _361\"></span>a ja kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apoi<span class=\"__4 _361\"></span>stoin<span class=\"__4 _361\"></span>a kulu<span class=\"__4 _361\"></span>ksi t<span class=\"__4 _361\"></span>ulosla<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioidu<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>-<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws62_3 gsfe_1\">loudellisen v<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>aika<span class=\"__4 _361\"></span>nsa k<span class=\"__4 _361\"></span>ulues<span class=\"__4 _361\"></span>sa. K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki muu<span class=\"__4 _361\"></span>t menot kirj<span class=\"__4 _361\"></span>ata<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gsff_1\">kul<span class=\"__4 _361\"></span>uiksi, k<span class=\"__4 _361\"></span>un ne o<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t synt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>nee<span class=\"__4 _361\"></span>t.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1a_4 wsd_4 gs100_1\">Liiketoimin<span class=\"__4 _361\"></span>tojen yhdist<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>\u00e4 han<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>tujen a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>suhteide<span class=\"__4 _361\"></span>n talou<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws63_3 gs101_1\">dellise<span class=\"__4 _361\"></span>ksi v<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>usa<span class=\"__4 _361\"></span>jak<span class=\"__4 _361\"></span>si on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>u 2-<span class=\"__4 _369\"></span>10 vuo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>. Poistot k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs102_1\">poistoin<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span></div>Konsernin<span class=\"__4 _367\"></span> muut aineettomat hy<span class=\"__4 _367\"></span>\u00f6dyk<span class=\"__4 _361\"></span>keet<span class=\"__4 _367\"></span> koostuvat l\u00e4hinn\u00e4 IT<span class=\"__4 _369\"></span>-<span class=\"__4 _361\"></span>ohj<span class=\"__4 _367\"></span>el<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, joiden a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi<span class=\"__4 _361\"></span>tu t<span class=\"__4 _361\"></span>alou<span class=\"__4 _361\"></span>delline<span class=\"__4 _361\"></span>n vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>us<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>a on 5 v<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a. Pois<span class=\"__4 _361\"></span>tot kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apois<span class=\"__4 _361\"></span>toina.<span class=\"__4 _362\"> </span>United<span class=\"__4 _367\"></span> Bankers ta<span class=\"__4 _361\"></span>rkistaa poistoajat<span class=\"__4 _367\"></span> ja -menete<span class=\"__4 _367\"></span>lm\u00e4t v\u00e4hint\u00e4\u00e4n jokaisen til<span class=\"__4 _367\"></span>ikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>tyess<span class=\"__4 _361\"></span>\u00e4. Jos<span class=\"__4 _367\"></span> omaisuuser\u00e4n odot<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>u taloude<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>inen<span class=\"__4 _367\"></span> vaiku<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tus<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>a poikk<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>a aikais<span class=\"__4 _361\"></span>emmist<span class=\"__4 _361\"></span>a ar<span class=\"__4 _361\"></span>viois<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>, poistoai<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>a muute<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>as<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>sti. Mu<span class=\"__4 _361\"></span>uto<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t voiv<span class=\"__4 _361\"></span>at jo<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>a esimer<span class=\"__4 _361\"></span>kiksi tek<span class=\"__4 _361\"></span>nologia<span class=\"__4 _361\"></span>n kehit<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>\u00e4 tai k<span class=\"__4 _361\"></span>ysynn<span class=\"__4 _361\"></span>\u00e4n tai kilpail<span class=\"__4 _367\"></span>utilanteen muutok<span class=\"__4 _361\"></span>sista.<span class=\"__4 _362\"> </span>Muiden aineet<span class=\"__4 _361\"></span>tomien h<span class=\"__4 _367\"></span>y\u00f6dykkeiden ar<span class=\"__4 _361\"></span>v<span class=\"__4 _367\"></span>onalentuminen<span class=\"__4 _362\"> </span>Konserni arvioi jokaisena raportointikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sp\u00e4iv\u00e4n<span class=\"__4 _361\"></span>\u00e4, onk<span class=\"__4 _367\"></span>o viit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>it\u00e4 s<span class=\"__4 _361\"></span>iit\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 muu<span class=\"__4 _361\"></span>n ainee<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>an hy\u00f6<span class=\"__4 _361\"></span>dyk<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>en ku<span class=\"__4 _361\"></span>in liikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>von a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on ale<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t. Jos v<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 ilme<span class=\"__4 _361\"></span>nee, U<span class=\"__4 _361\"></span>nite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioi k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>eise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 omaisuuser\u00e4st<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olevan raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4n. Kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olev<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>er\u00e4<span class=\"__4 _361\"></span>n k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo v<span class=\"__4 _361\"></span>\u00e4h<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>\u00e4 my<span class=\"__4 _361\"></span>yn<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>nist<span class=\"__4 _361\"></span>\u00e4 aih<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>illa men<span class=\"__4 _361\"></span>oilla tai s<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>\u00e4 kork<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>mpi k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo. Ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ona<span class=\"__4 _361\"></span>len<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tumis<span class=\"__4 _361\"></span>tap<span class=\"__4 _361\"></span>pio kirjat<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eisesti, k<span class=\"__4 _361\"></span>un omaisu<span class=\"__4 _361\"></span>user<span class=\"__4 _361\"></span>\u00e4n kirja<span class=\"__4 _361\"></span>npi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 siit\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>an r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n. Ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>onal<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mistappion<span class=\"__4 _367\"></span> kirjaamisen yhte<span class=\"__4 _367\"></span>ydess\u00e4 konserni arvioi uude<span class=\"__4 _367\"></span>lleen<span class=\"__4 _367\"></span> aineet<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>toman hy\u00f6dykkeen taloudel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isen vaikutusajan. Ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>istappio peruuteta<span class=\"__4 _361\"></span>an, jos<span class=\"__4 _367\"></span> olosuht<span class=\"__4 _367\"></span>eissa on tapahtunut muutos ja hy<span class=\"__4 _367\"></span>\u00f6dyk<span class=\"__4 _361\"></span>keen<span class=\"__4 _367\"></span> kerrytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4<span class=\"__4 _367\"></span> ole<span class=\"__4 _367\"></span>va raham\u00e4\u00e4r\u00e4 on<span class=\"__4 _367\"></span> muuttunut arvonal<span class=\"__4 _367\"></span>entum<span class=\"__4 _367\"></span>istappi<span class=\"__4 _367\"></span>on <span class=\"__4 _8f_3\"></span><span class=\"ls1_4 ws1_4\"> </span>kirjaamisajankohdasta. Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stappiota ei kuit<span class=\"__4 _367\"></span>enka<span class=\"__4 _361\"></span>an peruu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tet<span class=\"__4 _361\"></span>a en<span class=\"__4 _361\"></span>emp<span class=\"__4 _361\"></span>\u00e4\u00e4 k<span class=\"__4 _361\"></span>uin o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uuse<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anpi<span class=\"__4 _361\"></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo olisi ilm<span class=\"__4 _361\"></span>an ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ona<span class=\"__4 _361\"></span>len<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tumis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ppion kirja<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span><div class=\"t_4 m0_4 h2_4 ff1_4 fs0_4 fc0_4 sc0_4 ls27_4 ws43_3 gs4b_1\">12<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h3_4 ff2_4 fs1_4 fc1_4 sc0_4 ls1_4 ws1_4 gs4c_1\">u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls3c_3 ws5e_3 gsdb_1\">1<span class=\"__4 _367\"></span>8.2 Aineet<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>mat hy<span class=\"__4 _367\"></span>\u00f6dykk<span class=\"__4 _367\"></span>eet<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls2f_4 ws4f_3 gs12a_1\">Liikear<span class=\"__4 _361\"></span>vo<span class=\"__4 _452\"> </span><span class=\"ls1a_4 ws34_4\">Asiak<span class=\"__4 _361\"></span>assuhtee<span class=\"__4 _361\"></span>t<span class=\"__4 _450\"> </span><span class=\"ls3_4 ws2_4\">Mu<span class=\"__4 _367\"></span>ut ai<span class=\"__4 _367\"></span>neettomat<span class=\"__4 _367\"></span> hy\u00f6dykke<span class=\"__4 _367\"></span>et<span class=\"__4 _453\"> </span>Muut<span class=\"__4 _367\"></span> ain<span class=\"__4 _367\"></span>eettomat<span class=\"__4 _367\"></span> hy\u00f6dykkeet<span class=\"__4 _367\"></span> yhteen<span class=\"__4 _367\"></span>s\u00e4<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls5_4 ws4b_3 gs12b_1\">2025<span class=\"__4 _401\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _417\"> </span></span>2025<span class=\"__4 _401\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _417\"> </span></span>2025<span class=\"__4 _401\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _454\"> </span></span>2025<span class=\"__4 _455\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs12c_1\">Hankint<span class=\"__4 _361\"></span>ameno<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls23_4 ws38_4 gs12d_1\">A<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>k<span class=\"__4 _1b_3\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _1b_3\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1.1.<span class=\"__4 _456\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>5 593 <span class=\"__4 _444\"> </span> 1<span class=\"__4 _367\"></span>5 593 <span class=\"__4 _381\"> </span> 4 0<span class=\"__4 _361\"></span>09 <span class=\"__4 _381\"> </span> 4 0<span class=\"__4 _361\"></span>09 <span class=\"__4 _438\"> </span> 1<span class=\"__4 _367\"></span>2 1<span class=\"__4 _367\"></span>70 <span class=\"__4 _426\"> </span> 9 8<span class=\"__4 _361\"></span>38 <span class=\"__4 _2e_3\"> </span> 1<span class=\"__4 _367\"></span>6 1<span class=\"__4 _367\"></span>79 <span class=\"__4 _457\"> </span> 1<span class=\"__4 _367\"></span>3 84<span class=\"__4 _361\"></span>6 </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs12e_1\">Lis<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _8c_3\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _454\"> </span><span class=\"ls25_4 ws6c_3\"> 97<span class=\"__4 _361\"></span>9 <span class=\"__4 _381\"> </span></span></span> 2 33<span class=\"__4 _361\"></span>2 <span class=\"__4 _458\"> </span><span class=\"ls25_4 ws6c_3\"> 979 <span class=\"__4 _459\"> </span></span> 2 33<span class=\"__4 _361\"></span>2 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs12f_1\">V\u00e4hennykset<span class=\"__4 _460\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _461\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _461\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1f_4 ws3c_4 gs130_1\">Loppusaldo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _9a_3\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>5 59<span class=\"__4 _361\"></span>3 <span class=\"__4 _9b_3\"> </span> 1<span class=\"__4 _367\"></span>5 59<span class=\"__4 _361\"></span>3 <span class=\"__4 _9c_3\"> </span> 4 00<span class=\"__4 _361\"></span>9 <span class=\"__4 _9c_3\"> </span> 4 00<span class=\"__4 _361\"></span>9 <span class=\"__4 _3a_3\"> </span> 1<span class=\"__4 _369\"></span>3 149 <span class=\"__4 _3a_3\"> </span><span class=\"ls20_4 ws49_3\"> 12<span class=\"__4 _361\"></span> 17<span class=\"__4 _361\"></span>0 <span class=\"__4 _376\"> </span></span> 1<span class=\"__4 _367\"></span>7 1<span class=\"__4 _367\"></span>58 <span class=\"__4 _376\"> </span> 1<span class=\"__4 _369\"></span>6 179 </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs131_1\">Ker<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>eet p<span class=\"__4 _361\"></span>ois<span class=\"__4 _361\"></span>tot ja </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs132_1\">arvonale<span class=\"__4 _361\"></span>ntumiset<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls23_4 ws38_4 gs133_1\">A<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>k<span class=\"__4 _1b_3\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _1b_3\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1.1.<span class=\"__4 _361\"></span> <span class=\"__4 _9d_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _448\"> </span><span class=\"ls25_4 ws6c_3\">-2 881<span class=\"__4 _9e_3\"> </span><span class=\"ls28_4 ws44_3\">-<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span> 518<span class=\"__4 _376\"> </span><span class=\"ls2a_4 ws47_3\">-<span class=\"__4 _361\"></span>6<span class=\"__4 _361\"></span> 719<span class=\"__4 _9f_3\"> </span></span></span></span><span class=\"ws1_4\">-5 2<span class=\"__4 _361\"></span>28<span class=\"__4 _8b_3\"> </span>-9 59<span class=\"__4 _361\"></span>9<span class=\"__4 _a0_3\"> </span><span class=\"ls22_4 ws3d_4\">-<span class=\"__4 _361\"></span>7<span class=\"__4 _1b_3\"></span> 74<span class=\"__4 _361\"></span>7<span class=\"__4 _362\"> </span></span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs134_1\">Til<span class=\"__4 _367\"></span>ikauden poist<span class=\"__4 _367\"></span>ot <span class=\"__4 _a1_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _459\"> </span><span class=\"ls1a_4 ws34_4\">-3<span class=\"__4 _361\"></span>62<span class=\"__4 _459\"> </span>-362<span class=\"__4 _9f_3\"> </span></span><span class=\"ws1_4\">-<span class=\"__4 _367\"></span>1 849<span class=\"__4 _9f_3\"> </span>-1 490<span class=\"__4 _a2_3\"> </span><span class=\"ls23_4 ws38_4\">-<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>12<span class=\"__4 _a2_3\"> </span><span class=\"ls21_4 ws3a_4\">-1<span class=\"__4 _361\"></span> 8<span class=\"__4 _1b_3\"></span>5<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs135_1\">Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umiset<span class=\"__4 _408\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _4f_3\"> </span>-<span class=\"__4 _2d_3\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _a3_3\"> </span></span>-<span class=\"__4 _4f_3\"> </span>-<span class=\"__4 _a3_3\"> </span>-<span class=\"__4 _461\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _a4_3\"> </span></span>-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1f_4 ws3c_4 gs136_1\">Loppusaldo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2. <span class=\"__4 _a5_3\"> </span><span class=\"ls1_4 ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _2d_3\"> </span> <span class=\"__4 _397\"> </span>-  <span class=\"__4 _426\"> </span><span class=\"ws1_4\">-<span class=\"__4 _361\"></span>3 243<span class=\"__4 _3d_3\"> </span><span class=\"ls26_4 ws69_3\">-2 881<span class=\"__4 _381\"> </span><span class=\"ls3_4 ws2_4\">-8 568<span class=\"__4 _426\"> </span><span class=\"ls2c_4 ws4a_3\">-<span class=\"__4 _1b_3\"></span>6 7<span class=\"__4 _361\"></span>19<span class=\"__4 _2e_3\"> </span><span class=\"ls2e_4 ws4e_3\">-11<span class=\"__4 _361\"></span> 8<span class=\"__4 _361\"></span>11<span class=\"__4 _459\"> </span></span></span></span></span>-9 5<span class=\"__4 _361\"></span>99<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs137_1\">Kirjanpit<span class=\"__4 _361\"></span>oarvo 1<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.<span class=\"__4 _a6_3\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>5 59<span class=\"__4 _361\"></span>3 <span class=\"__4 _9b_3\"> </span> 1<span class=\"__4 _367\"></span>5 59<span class=\"__4 _361\"></span>3 <span class=\"__4 _419\"> </span> 1 1<span class=\"__4 _367\"></span>28 <span class=\"__4 _9c_3\"> </span> 1 4<span class=\"__4 _361\"></span>90 <span class=\"__4 _385\"> </span> 5 451 <span class=\"__4 _385\"> </span> 4 60<span class=\"__4 _361\"></span>9 <span class=\"__4 _363\"> </span> 6 579 <span class=\"__4 _a7_3\"> </span> 6 09<span class=\"__4 _361\"></span>9 </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs138_1\">Kirjanpit<span class=\"__4 _361\"></span>oarvo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _a8_3\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>5 59<span class=\"__4 _361\"></span>3 <span class=\"__4 _9b_3\"> </span> 1<span class=\"__4 _367\"></span>5 59<span class=\"__4 _361\"></span>3 <span class=\"__4 _401\"> </span> 76<span class=\"__4 _361\"></span>6 <span class=\"__4 _419\"> </span> 1 1<span class=\"__4 _367\"></span>28 <span class=\"__4 _9c_3\"> </span> 4 5<span class=\"__4 _361\"></span>81 <span class=\"__4 _9c_3\"> </span> 5 4<span class=\"__4 _361\"></span>51 <span class=\"__4 _a7_3\"> </span> 5 34<span class=\"__4 _361\"></span>6 <span class=\"__4 _a7_3\"> </span> 6 57<span class=\"__4 _361\"></span>9 </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs139_1\">Asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>suh<span class=\"__4 _361\"></span>teet o<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t muod<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>une<span class=\"__4 _361\"></span>et Suo<span class=\"__4 _361\"></span>men P<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>iiriliikk<span class=\"__4 _361\"></span>een ja K<span class=\"__4 _361\"></span>J<span class=\"__4 _361\"></span>K Ca<span class=\"__4 _361\"></span>pit<span class=\"__4 _361\"></span>alin va<span class=\"__4 _361\"></span>rai<span class=\"__4 _361\"></span>nhoit<span class=\"__4 _361\"></span>oliiketoim<span class=\"__4 _361\"></span>inna<span class=\"__4 _361\"></span>n ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>ntojen y<span class=\"__4 _361\"></span>htey<span class=\"__4 _361\"></span>des<span class=\"__4 _361\"></span>s\u00e4<span class=\"__4 _361\"></span>. Muu<span class=\"__4 _361\"></span>t aine<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>at hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>et ov<span class=\"__4 _361\"></span>at su<span class=\"__4 _361\"></span>urelt<span class=\"__4 _361\"></span>a osi<span class=\"__4 _361\"></span>n IT-ohjel<span class=\"__4 _361\"></span>miin liit<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>i\u00e4 ha<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>intoja<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-377": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls39_4 ws58_3 gse9_1\">1<span class=\"__4 _367\"></span>8.<span class=\"__4 _369\"></span>1 Laatimisperiaate<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3a_4 ws5_4 gsea_1\">Konsernin<span class=\"__4 _367\"></span> aineettomat hy\u00f6dykkeet ko<span class=\"__4 _367\"></span>ostuv<span class=\"__4 _361\"></span>at<span class=\"__4 _367\"></span> seura<span class=\"__4 _361\"></span>avista eri<span class=\"__4 _367\"></span>st\u00e4: li<span class=\"__4 _367\"></span>i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2c_4 gseb_1\">kear<span class=\"__4 _361\"></span>vo,<span class=\"__4 _367\"></span> asiakas<span class=\"__4 _361\"></span>suhtee<span class=\"__4 _367\"></span>t ja  mu<span class=\"__4 _367\"></span>ut aineettomat hy\u00f6dykkeet (IT<span class=\"__4 _369\"></span>-<span class=\"__4 _361\"></span>ohj<span class=\"__4 _367\"></span>elmat<span class=\"__4 _367\"></span>).<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls3b_4 ws59_3 gsec_1\">Liikear<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 wsf_4 gsed_1\">Liike<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oks<span class=\"__4 _361\"></span>i kirja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4, joll<span class=\"__4 _361\"></span>a luov<span class=\"__4 _361\"></span>utet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u va<span class=\"__4 _361\"></span>stik<span class=\"__4 _361\"></span>e, m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4ys<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>llat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws4_4 gsee_1\">tomien<span class=\"__4 _367\"></span> omistaj<span class=\"__4 _367\"></span>ien osuus<span class=\"__4 _367\"></span> ja hankinnan kohteesta aiemm<span class=\"__4 _367\"></span>in om<span class=\"__4 _367\"></span>istetun </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 wsf_4 gsef_1\">osu<span class=\"__4 _361\"></span>ude<span class=\"__4 _361\"></span>n k\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo yh<span class=\"__4 _361\"></span>teenl<span class=\"__4 _361\"></span>ask<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tuin<span class=\"__4 _361\"></span>a ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>t yk<span class=\"__4 _361\"></span>sil\u00f6it<span class=\"__4 _361\"></span>\u00e4vis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls12_4 ws4_4 gsf0_1\">nettovar<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>suuden k\u00e4y<span class=\"__4 _361\"></span>v\u00e4n arvon. Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo kuva<span class=\"__4 _361\"></span>staa muun muassa </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 ws37_4 gsf1_1\">yr<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>yso<span class=\"__4 _361\"></span>stois<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>dote<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tuja t<span class=\"__4 _361\"></span>ulevi<span class=\"__4 _361\"></span>a syn<span class=\"__4 _361\"></span>ergi<span class=\"__4 _361\"></span>aet<span class=\"__4 _361\"></span>uja.<span class=\"__4 _362\"> </span>L<span class=\"__4 _361\"></span>iikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>i kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws5a_3 gsf2_1\">poist<span class=\"__4 _367\"></span>oja<span class=\"__4 _362\"> </span>,<span class=\"__4 _362\"> </span> vaan se t<span class=\"__4 _367\"></span>estat<span class=\"__4 _361\"></span>aan mahdoll<span class=\"__4 _367\"></span>isen arvonalentumisen<span class=\"__4 _367\"></span> varalt<span class=\"__4 _361\"></span>a vuo<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws5b_3 gsf3_1\">sit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ain ja a<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>, kun o<span class=\"__4 _361\"></span>n viite sii<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a olla al<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t (k<span class=\"__4 _361\"></span>ats<span class=\"__4 _361\"></span>o </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws5c_3 gsf4_1\">Liitetieto<span class=\"__4 _367\"></span> 1<span class=\"__4 _369\"></span>8.3)<span class=\"__4 _367\"></span>.<span class=\"fc4_4 ls1_4 ws1_4\"> <span class=\"__4 _361\"></span></span><span class=\"ls4_4 ws5d_3\">Liikear<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostetaa<span class=\"__4 _361\"></span>n a<span class=\"__4 _367\"></span>lkuper\u00e4iseen hankint<span class=\"__4 _361\"></span>amenoon </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gsf5_1\">v\u00e4hennet<span class=\"__4 _361\"></span>tyn\u00e4 mahdoll<span class=\"__4 _367\"></span>isi<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entumisi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a.<span class=\"__4 _362\"> </span></div>Muut ai<span class=\"__4 _367\"></span>neettomat hy<span class=\"__4 _367\"></span>\u00f6dykk<span class=\"__4 _367\"></span>eet<span class=\"__4 _362\"> </span>Ain<span class=\"__4 _361\"></span>eeto<span class=\"__4 _361\"></span>n hy\u00f6d<span class=\"__4 _361\"></span>yke k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>ese<span class=\"__4 _361\"></span>en va<span class=\"__4 _361\"></span>in, jos o<span class=\"__4 _361\"></span>n tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4 odo<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa o<span class=\"__4 _361\"></span>leva t<span class=\"__4 _361\"></span>alo<span class=\"__4 _361\"></span>udelline<span class=\"__4 _361\"></span>n hy\u00f6t<span class=\"__4 _361\"></span>y koit<span class=\"__4 _361\"></span>uu Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>sin hy<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si ja hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>n ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ame<span class=\"__4 _361\"></span>no voi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>da<span class=\"__4 _361\"></span>an m<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4ri<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 luot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>sti. A<span class=\"__4 _361\"></span>inee<span class=\"__4 _361\"></span>ton hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>ke, jolla on r<span class=\"__4 _361\"></span>ajallin<span class=\"__4 _361\"></span>en vaikutus<span class=\"__4 _361\"></span>aika, merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n taseeseen alkuper\u00e4iseen hankintamenoon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>s<span class=\"__4 _361\"></span>a ja kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apoi<span class=\"__4 _361\"></span>stoin<span class=\"__4 _361\"></span>a kulu<span class=\"__4 _361\"></span>ksi t<span class=\"__4 _361\"></span>ulosla<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioidu<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>-<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\"> </span>loudellisen v<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>aika<span class=\"__4 _361\"></span>nsa k<span class=\"__4 _361\"></span>ulues<span class=\"__4 _361\"></span>sa. K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki muu<span class=\"__4 _361\"></span>t menot kirj<span class=\"__4 _361\"></span>ata<span class=\"__4 _361\"></span>an kul<span class=\"__4 _361\"></span>uiksi, k<span class=\"__4 _361\"></span>un ne o<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t synt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>nee<span class=\"__4 _361\"></span>t.<span class=\"__4 _362\"> </span>Liiketoimin<span class=\"__4 _361\"></span>tojen yhdist<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>\u00e4 han<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>tujen a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>suhteide<span class=\"__4 _361\"></span>n talou<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>dellise<span class=\"__4 _361\"></span>ksi v<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>usa<span class=\"__4 _361\"></span>jak<span class=\"__4 _361\"></span>si on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>u 2-<span class=\"__4 _369\"></span>10 vuo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>. Poistot k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>poistoin<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>Konsernin<span class=\"__4 _367\"></span> muut aineettomat hy<span class=\"__4 _367\"></span>\u00f6dyk<span class=\"__4 _361\"></span>keet<span class=\"__4 _367\"></span> koostuvat l\u00e4hinn\u00e4 IT<span class=\"__4 _369\"></span>-<span class=\"__4 _361\"></span>ohj<span class=\"__4 _367\"></span>el<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, joiden a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi<span class=\"__4 _361\"></span>tu t<span class=\"__4 _361\"></span>alou<span class=\"__4 _361\"></span>delline<span class=\"__4 _361\"></span>n vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>us<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>a on 5 v<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a. Pois<span class=\"__4 _361\"></span>tot kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apois<span class=\"__4 _361\"></span>toina.<span class=\"__4 _362\"> </span>United<span class=\"__4 _367\"></span> Bankers ta<span class=\"__4 _361\"></span>rkistaa poistoajat<span class=\"__4 _367\"></span> ja -menete<span class=\"__4 _367\"></span>lm\u00e4t v\u00e4hint\u00e4\u00e4n jokaisen til<span class=\"__4 _367\"></span>ikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>tyess<span class=\"__4 _361\"></span>\u00e4. Jos<span class=\"__4 _367\"></span> omaisuuser\u00e4n odot<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>u taloude<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>inen<span class=\"__4 _367\"></span> vaiku<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tus<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>a poikk<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>a aikais<span class=\"__4 _361\"></span>emmist<span class=\"__4 _361\"></span>a ar<span class=\"__4 _361\"></span>viois<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>, poistoai<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>a muute<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>as<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>sti. Mu<span class=\"__4 _361\"></span>uto<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t voiv<span class=\"__4 _361\"></span>at jo<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>a esimer<span class=\"__4 _361\"></span>kiksi tek<span class=\"__4 _361\"></span>nologia<span class=\"__4 _361\"></span>n kehit<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>\u00e4 tai k<span class=\"__4 _361\"></span>ysynn<span class=\"__4 _361\"></span>\u00e4n tai kilpail<span class=\"__4 _367\"></span>utilanteen muutok<span class=\"__4 _361\"></span>sista.<span class=\"__4 _362\"> </span>Muiden aineet<span class=\"__4 _361\"></span>tomien h<span class=\"__4 _367\"></span>y\u00f6dykkeiden ar<span class=\"__4 _361\"></span>v<span class=\"__4 _367\"></span>onalentuminen<span class=\"__4 _362\"> </span>Konserni arvioi jokaisena raportointikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sp\u00e4iv\u00e4n<span class=\"__4 _361\"></span>\u00e4, onk<span class=\"__4 _367\"></span>o viit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>it\u00e4 s<span class=\"__4 _361\"></span>iit\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 muu<span class=\"__4 _361\"></span>n ainee<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>an hy\u00f6<span class=\"__4 _361\"></span>dyk<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>en ku<span class=\"__4 _361\"></span>in liikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>von a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on ale<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t. Jos v<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 ilme<span class=\"__4 _361\"></span>nee, U<span class=\"__4 _361\"></span>nite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioi k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>eise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 omaisuuser\u00e4st<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olevan raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4n. Kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olev<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>er\u00e4<span class=\"__4 _361\"></span>n k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo v<span class=\"__4 _361\"></span>\u00e4h<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>\u00e4 my<span class=\"__4 _361\"></span>yn<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>nist<span class=\"__4 _361\"></span>\u00e4 aih<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>illa men<span class=\"__4 _361\"></span>oilla tai s<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>\u00e4 kork<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>mpi k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo. Ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ona<span class=\"__4 _361\"></span>len<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tumis<span class=\"__4 _361\"></span>tap<span class=\"__4 _361\"></span>pio kirjat<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eisesti, k<span class=\"__4 _361\"></span>un omaisu<span class=\"__4 _361\"></span>user<span class=\"__4 _361\"></span>\u00e4n kirja<span class=\"__4 _361\"></span>npi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 siit\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>an r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n. Ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>onal<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mistappion<span class=\"__4 _367\"></span> kirjaamisen yhte<span class=\"__4 _367\"></span>ydess\u00e4 konserni arvioi uude<span class=\"__4 _367\"></span>lleen<span class=\"__4 _367\"></span> aineet<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>toman hy\u00f6dykkeen taloudel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isen vaikutusajan. Ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>istappio peruuteta<span class=\"__4 _361\"></span>an, jos<span class=\"__4 _367\"></span> olosuht<span class=\"__4 _367\"></span>eissa on tapahtunut muutos ja hy<span class=\"__4 _367\"></span>\u00f6dyk<span class=\"__4 _361\"></span>keen<span class=\"__4 _367\"></span> kerrytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4<span class=\"__4 _367\"></span> ole<span class=\"__4 _367\"></span>va raham\u00e4\u00e4r\u00e4 on<span class=\"__4 _367\"></span> muuttunut arvonal<span class=\"__4 _367\"></span>entum<span class=\"__4 _367\"></span>istappi<span class=\"__4 _367\"></span>on <span class=\"__4 _8f_3\"></span><span class=\"ls1_4 ws1_4\"> </span>kirjaamisajankohdasta. Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stappiota ei kuit<span class=\"__4 _367\"></span>enka<span class=\"__4 _361\"></span>an peruu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tet<span class=\"__4 _361\"></span>a en<span class=\"__4 _361\"></span>emp<span class=\"__4 _361\"></span>\u00e4\u00e4 k<span class=\"__4 _361\"></span>uin o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uuse<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anpi<span class=\"__4 _361\"></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo olisi ilm<span class=\"__4 _361\"></span>an ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ona<span class=\"__4 _361\"></span>len<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tumis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ppion kirja<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>8.3 A<span class=\"__4 _361\"></span>rvonalentumistestaus \u2013 liikearvo<span class=\"__4 _362\"> </span>Laatimisperiaate<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo kohd<span class=\"__4 _367\"></span>istetaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaust<span class=\"__4 _361\"></span>a varten ni<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>le rahavir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa t<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aville y<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>\u00f6ille tai n<span class=\"__4 _361\"></span>\u00e4ide<span class=\"__4 _361\"></span>n r<span class=\"__4 _361\"></span>yhm<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>le, joid<span class=\"__4 _361\"></span>en od<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an hy\u00f6t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4n siit<span class=\"__4 _361\"></span>\u00e4 liiketoi<span class=\"__4 _361\"></span>mintojen y<span class=\"__4 _361\"></span>hdis<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>mise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4, jo<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a liikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo sy<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>yi. Ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava y<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>k\u00f6 on se United B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersin pienin y<span class=\"__4 _361\"></span>ksil\u00f6it\u00e4<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>\u00e4 oleva om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>user<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>hm<span class=\"__4 _361\"></span>\u00e4, jon<span class=\"__4 _361\"></span>ka k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4t r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t pitk<span class=\"__4 _361\"></span>\u00e4l<span class=\"__4 _361\"></span>ti riipp<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mat<span class=\"__4 _361\"></span>tomi<span class=\"__4 _367\"></span>a muiden<span class=\"__4 _367\"></span> omaisuuserien<span class=\"__4 _367\"></span> tai omaisuuser\u00e4r<span class=\"__4 _361\"></span>yhmien<span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>\u00e4 rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>roist<span class=\"__4 _361\"></span>a. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an, ku<span class=\"__4 _361\"></span>n rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>n yksik\u00f6n k<span class=\"__4 _361\"></span>ir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>janp<span class=\"__4 _367\"></span>itoarvo yl<span class=\"__4 _369\"></span>it<span class=\"__4 _361\"></span>t\u00e4\u00e4 si<span class=\"__4 _367\"></span>it\u00e4 k<span class=\"__4 _367\"></span>erry<span class=\"__4 _361\"></span>tett\u00e4viss\u00e4 o<span class=\"__4 _367\"></span>levan<span class=\"__4 _367\"></span> raham\u00e4\u00e4r<span class=\"__4 _361\"></span>\u00e4n.<span class=\"__4 _367\"></span> Kerrytett<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>vis<span class=\"__4 _361\"></span>s\u00e4 o<span class=\"__4 _361\"></span>leva r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on om<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>avi<span class=\"__4 _361\"></span>rt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a tu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>n yk<span class=\"__4 _361\"></span>si<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k\u00f6n k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo v\u00e4<span class=\"__4 _361\"></span>hen<span class=\"__4 _361\"></span>net<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>\u00e4 luov<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>oht<span class=\"__4 _361\"></span>uvilla m<span class=\"__4 _361\"></span>enoilla<span class=\"__4 _361\"></span>, ta<span class=\"__4 _361\"></span>i k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo se<span class=\"__4 _361\"></span>n muk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>umpi n<span class=\"__4 _361\"></span>\u00e4ist<span class=\"__4 _361\"></span>\u00e4 on s<span class=\"__4 _361\"></span>uur<span class=\"__4 _361\"></span>empi. Un<span class=\"__4 _361\"></span>ited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s m\u00e4\u00e4<span class=\"__4 _361\"></span>ritt\u00e4<span class=\"__4 _361\"></span>\u00e4 kerry<span class=\"__4 _361\"></span>tett\u00e4viss<span class=\"__4 _361\"></span>\u00e4 o<span class=\"__4 _367\"></span>levat raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4t perustuen k\u00e4y<span class=\"__4 _361\"></span>tt\u00f6ar<span class=\"__4 _361\"></span>voon. Vastaiset tulovi<span class=\"__4 _367\"></span>rra<span class=\"__4 _361\"></span>t<span class=\"__4 _367\"></span> perustu<span class=\"__4 _361\"></span>vat varainhoidossa varainhoitosopimuksi<span class=\"__4 _367\"></span>lla<span class=\"__4 _362\"> </span>hallinnoit<span class=\"__4 _361\"></span>aviin va<span class=\"__4 _361\"></span>roihin, joihin vaiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at muun mu<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>inoiden<span class=\"__4 _362\"> </span> keh<span class=\"__4 _367\"></span>itys. P\u00e4\u00e4omamarkkinapal<span class=\"__4 _367\"></span>vel<span class=\"__4 _367\"></span>ui<span class=\"__4 _367\"></span>ssa tul<span class=\"__4 _367\"></span>orahavirta<span class=\"__4 _361\"></span>an<span class=\"__4 _367\"></span> vaikuttavat mer<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ki<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>ti tr<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>tioid<span class=\"__4 _361\"></span>en m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t sek<span class=\"__4 _361\"></span>\u00e4 n\u00e4<span class=\"__4 _361\"></span>ihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t mene<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>palk<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>ot.<span class=\"__4 _362\"> </span> Ar<span class=\"__4 _361\"></span>viot<span class=\"__4 _367\"></span> perustuv<span class=\"__4 _361\"></span>at<span class=\"__4 _367\"></span> johdon n\u00e4kemyksi<span class=\"__4 _367\"></span>in ede<span class=\"__4 _367\"></span>ll\u00e4<span class=\"__4 _367\"></span> mainitui<span class=\"__4 _367\"></span>sta. Liikearvost<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span> kirja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ua ar<span class=\"__4 _361\"></span>von<span class=\"__4 _361\"></span>alentu<span class=\"__4 _361\"></span>mista<span class=\"__4 _361\"></span>ppiota ei pe<span class=\"__4 _361\"></span>ruut<span class=\"__4 _361\"></span>eta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Ole<span class=\"__4 _361\"></span>tukse<span class=\"__4 _361\"></span>t ja ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _361\"></span>ihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4t ep<span class=\"__4 _361\"></span>\u00e4varmuu<span class=\"__4 _361\"></span>stek<span class=\"__4 _361\"></span>ij\u00e4t<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersi<span class=\"__4 _361\"></span>n johto a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi jo<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>isen<span class=\"__4 _361\"></span>a tilinp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6sp<span class=\"__4 _361\"></span>\u00e4i<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _361\"></span>\u00e4, o<span class=\"__4 _361\"></span>nko vii<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>teit<span class=\"__4 _361\"></span>\u00e4 siit<span class=\"__4 _361\"></span>\u00e4, e<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4 liike<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>on (t<span class=\"__4 _361\"></span>ai muu<span class=\"__4 _361\"></span>n aine<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ai ain<span class=\"__4 _361\"></span>eellise<span class=\"__4 _361\"></span>n hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>kee<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>oikeu<span class=\"__4 _361\"></span>som<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n) ar<span class=\"__4 _361\"></span>vo o<span class=\"__4 _361\"></span>n alent<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t. V<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vi<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>oida<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>ellaisten mit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>areid<span class=\"__4 _361\"></span>en per<span class=\"__4 _361\"></span>uste<span class=\"__4 _361\"></span>ell<span class=\"__4 _367\"></span>a, jotka mitta<span class=\"__4 _361\"></span>avat taloudel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ista<span class=\"__4 _362\"> </span> suorituskyk<span class=\"__4 _361\"></span>y\u00e4, kuten konsernin<span class=\"__4 _367\"></span> johdon<span class=\"__4 _367\"></span> rapor<span class=\"__4 _361\"></span>toint<span class=\"__4 _367\"></span>i tai tal<span class=\"__4 _367\"></span>oude<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>is<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> ymp\u00e4<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ris<span class=\"__4 _361\"></span>t\u00f6n ja m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoid<span class=\"__4 _361\"></span>en se<span class=\"__4 _361\"></span>ura<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a. V<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 voi<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t olla muu<span class=\"__4 _361\"></span>n mua<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a:<span class=\"__4 _362\"> </span><span class=\"__4 _361\"></span> - <span class=\"__4 _368\"> </span>odott<span class=\"__4 _361\"></span>amat<span class=\"__4 _361\"></span>tomat<span class=\"__4 _367\"></span> muutokset testauslaskel<span class=\"__4 _367\"></span>mien k<span class=\"__4 _367\"></span>eskeis<span class=\"__4 _367\"></span>iss\u00e4  oletu<span class=\"__4 _361\"></span>ksiss<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>mark<span class=\"__4 _361\"></span>kinaolosuhte<span class=\"__4 _367\"></span>iden muutokset.<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaukses<span class=\"__4 _361\"></span>sa Unit<span class=\"__4 _367\"></span>ed Bankers on m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4ny<span class=\"__4 _361\"></span>t<span class=\"__4 _367\"></span> rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>taa tuottavan yksi<span class=\"__4 _367\"></span>k\u00f6n<span class=\"__4 _367\"></span> kerry<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>\u00e4vi<span class=\"__4 _367\"></span>ss\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6arvoon<span class=\"__4 _367\"></span> perustuen. T<span class=\"__4 _369\"></span>est<span class=\"__4 _361\"></span>auksessa k\u00e4y<span class=\"__4 _361\"></span>tety<span class=\"__4 _361\"></span>t rahavirt<span class=\"__4 _361\"></span>aennusteet<span class=\"__4 _367\"></span> pohjautuvat joh<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>don h<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>ksy<span class=\"__4 _361\"></span>miin enn<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>eisiin, jot<span class=\"__4 _361\"></span>ka k<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at kolm<span class=\"__4 _361\"></span>en v<span class=\"__4 _361\"></span>uod<span class=\"__4 _361\"></span>en aja<span class=\"__4 _361\"></span>njak<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>son. En<span class=\"__4 _367\"></span>nustejakson<span class=\"__4 _367\"></span> j\u00e4lke<span class=\"__4 _367\"></span>iset rahavirrat on<span class=\"__4 _367\"></span> ekstra<span class=\"__4 _361\"></span>pol<span class=\"__4 _367\"></span>oitu k\u00e4yt<span class=\"__4 _361\"></span>t\u00e4m\u00e4ll\u00e4<span class=\"__4 _367\"></span> k<span class=\"__4 _361\"></span>asv<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>ekij\u00e4<span class=\"__4 _361\"></span>n\u00e4 3 %:a<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Liikearvon jakautuminen segmenteille<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _a9_3\"> </span><span class=\"ls20_4 ws49_3\">3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _aa_3\"> </span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>Var<span class=\"__4 _361\"></span>ainhoito<span class=\"__4 _a1_3\"> </span><span class=\"ls27_4 ws43_3\">15<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>9<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _ab_3\"> </span>15<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>9<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _362\"> </span></span>P\u00e4\u00e4omamarkkinapalve<span class=\"__4 _367\"></span>lut<span class=\"__4 _367\"></span> <span class=\"__4 _ac_3\"> </span>500<span class=\"__4 _6a_3\"> </span>500<span class=\"__4 _362\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _ad_3\"> </span><span class=\"ls2b_4 ws48_3\">15<span class=\"__4 _361\"></span> 59<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _453\"> </span>15 5<span class=\"__4 _361\"></span>9<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span>12<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span>K\u00e4yt<span class=\"__4 _361\"></span>t\u00f6arvoa m\u00e4\u00e4ritett<span class=\"__4 _361\"></span>\u00e4ess\u00e4 k\u00e4<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>tety<span class=\"__4 _361\"></span>t kesk<span class=\"__4 _367\"></span>eiset muuttujat olivat<span class=\"__4 _367\"></span> seuraav<span class=\"__4 _367\"></span>at:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>K<span class=\"__4 _361\"></span>assavirtalas<span class=\"__4 _367\"></span>ke<span class=\"__4 _367\"></span>lma<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a kassavi<span class=\"__4 _367\"></span>rtoj<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> on<span class=\"__4 _367\"></span> ol<span class=\"__4 _367\"></span>ete<span class=\"__4 _367\"></span>ttu kerty<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _367\"></span> tasaises<span class=\"__4 _367\"></span>ti  <span class=\"__4 _370\"> </span>vuoden aika<span class=\"__4 _361\"></span>na.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>I<span class=\"__4 _361\"></span>nves<span class=\"__4 _361\"></span>toint<span class=\"__4 _361\"></span>iva<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sina la<span class=\"__4 _361\"></span>ske<span class=\"__4 _361\"></span>lma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y ed<span class=\"__4 _361\"></span>ellisvu<span class=\"__4 _361\"></span>osie<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>so<span class=\"__4 _361\"></span>a  <span class=\"__4 _370\"> </span>kor<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>na k<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>vulla s<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>\u00e4 tied<span class=\"__4 _361\"></span>oss<span class=\"__4 _361\"></span>a ole<span class=\"__4 _361\"></span>villa inv<span class=\"__4 _361\"></span>estoi<span class=\"__4 _361\"></span>nneilla<span class=\"__4 _361\"></span>.  <span class=\"__4 _370\"> </span>K\u00e4y<span class=\"__4 _361\"></span>tt\u00f6p\u00e4<span class=\"__4 _361\"></span>\u00e4omatarpeen ei<span class=\"__4 _367\"></span> olete<span class=\"__4 _367\"></span>ta ka<span class=\"__4 _361\"></span>svavan merkitt<span class=\"__4 _361\"></span>\u00e4v\u00e4sti.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Diskonttauskorko:<span class=\"__4 _367\"></span> Varainhoito<span class=\"__4 _367\"></span> - segmenti<span class=\"__4 _367\"></span>n di<span class=\"__4 _367\"></span>skontt<span class=\"__4 _361\"></span>auskorko<span class=\"__4 _367\"></span> ennen  <span class=\"__4 _370\"> </span>ver<span class=\"__4 _361\"></span>oja oli 1<span class=\"__4 _369\"></span>2<span class=\"__4 _361\"></span>,5 % (1<span class=\"__4 _369\"></span>2,5 %) ja ver<span class=\"__4 _361\"></span>ojen j\u00e4lk<span class=\"__4 _361\"></span>een dis<span class=\"__4 _361\"></span>kont<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>skor<span class=\"__4 _361\"></span>ko oli  <span class=\"__4 _370\"> </span>1<span class=\"__4 _367\"></span>0,0 % (1<span class=\"__4 _367\"></span>0,0 %<span class=\"__4 _367\"></span>). P\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>alv<span class=\"__4 _361\"></span>elut - se<span class=\"__4 _361\"></span>gme<span class=\"__4 _361\"></span>ntin  <span class=\"__4 _370\"> </span>disko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ausk<span class=\"__4 _361\"></span>ork<span class=\"__4 _361\"></span>o enn<span class=\"__4 _361\"></span>en ver<span class=\"__4 _361\"></span>oja oli 1<span class=\"__4 _369\"></span>5,6 % (1<span class=\"__4 _367\"></span>5,6 %<span class=\"__4 _367\"></span>) ja v<span class=\"__4 _361\"></span>erojen  <span class=\"__4 _370\"> </span>j\u00e4lk<span class=\"__4 _361\"></span>een dis<span class=\"__4 _361\"></span>kont<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>skor<span class=\"__4 _361\"></span>ko oli 1<span class=\"__4 _367\"></span>2,5 % (1<span class=\"__4 _369\"></span>2,5 %)<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Rahav<span class=\"__4 _361\"></span>irtoj<span class=\"__4 _367\"></span>en kasv<span class=\"__4 _361\"></span>uprosentti ennustejaksol<span class=\"__4 _367\"></span>la: Varainho<span class=\"__4 _367\"></span>itosegmentin  <span class=\"__4 _370\"> </span>kol<span class=\"__4 _367\"></span>men vuoden enn<span class=\"__4 _367\"></span>ustejaksol<span class=\"__4 _369\"></span>la rahavir<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>jen on<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _367\"></span>itu kasvava<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>noin 6,<span class=\"__4 _361\"></span>5 % vuo<span class=\"__4 _361\"></span>des<span class=\"__4 _361\"></span>sa j<span class=\"__4 _361\"></span>a P\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>pal<span class=\"__4 _361\"></span>velu<span class=\"__4 _361\"></span>t-se<span class=\"__4 _361\"></span>gmen<span class=\"__4 _361\"></span>tin  <span class=\"__4 _370\"> </span>rahavir<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>jen<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span>daan s\u00e4ilyv\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> positi<span class=\"__4 _367\"></span>ivisi<span class=\"__4 _367\"></span>na. Ennuste<span class=\"__4 _367\"></span>jakson  <span class=\"__4 _370\"> </span>j\u00e4lke<span class=\"__4 _367\"></span>iset rahavirrat terminaali<span class=\"__4 _367\"></span>ar<span class=\"__4 _361\"></span>vossa on ekstrapoloitu mo<span class=\"__4 _367\"></span>lemmi<span class=\"__4 _367\"></span>ss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>se<span class=\"__4 _361\"></span>gmen<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>s\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4ll\u00e4 3 %:n ka<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>ua<span class=\"__4 _361\"></span>. T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>on voi pe<span class=\"__4 _361\"></span>rus<span class=\"__4 _361\"></span>tella  <span class=\"__4 _370\"> </span>laskelmass<span class=\"__4 _361\"></span>a k\u00e4y<span class=\"__4 _361\"></span>tetyll\u00e4 kol<span class=\"__4 _367\"></span>men vuoden lyhyell\u00e4<span class=\"__4 _367\"></span> ajanjaksolla.<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaus tehd\u00e4\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> vuosit<span class=\"__4 _361\"></span>tain ja<span class=\"__4 _367\"></span> vii<span class=\"__4 _367\"></span>meisi<span class=\"__4 _367\"></span>n ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mistestaus on<span class=\"__4 _367\"></span> tehty tilant<span class=\"__4 _367\"></span>eesta 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2025<span class=\"__4 _367\"></span>. Arvonalentumistestauksen perusteel<span class=\"__4 _367\"></span>la konserni<span class=\"__4 _367\"></span> katsoo, ett<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _367\"></span> ta<span class=\"__4 _361\"></span>rvet<span class=\"__4 _361\"></span>ta l<span class=\"__4 _367\"></span>iikearvon ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>isel<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>le ei ole t<span class=\"__4 _361\"></span>unnis<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u.<span class=\"__4 _362\"> </span>Herk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ysanaly<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>i<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>von arvonalentumistestauksess<span class=\"__4 _361\"></span>a k\u00e4ytet<span class=\"__4 _361\"></span>t\u00e4vien laske<span class=\"__4 _367\"></span>lmien<span class=\"__4 _367\"></span> laati<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>minen<span class=\"__4 _367\"></span> edel<span class=\"__4 _367\"></span>lyt<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 johd<span class=\"__4 _367\"></span>olta tulevai<span class=\"__4 _367\"></span>suut<span class=\"__4 _361\"></span>ta koskevi<span class=\"__4 _367\"></span>en arvioiden tek<span class=\"__4 _367\"></span>emis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4. Jo<span class=\"__4 _361\"></span>hdon a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>viot j<span class=\"__4 _361\"></span>a niihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t kr<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>tiset e<span class=\"__4 _361\"></span>p\u00e4<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rmu<span class=\"__4 _361\"></span>uste<span class=\"__4 _361\"></span>kij\u00e4t lii<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t ker<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>aa r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4 ko<span class=\"__4 _361\"></span>skev<span class=\"__4 _361\"></span>ien la<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>ien p<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ame<span class=\"__4 _361\"></span>trie<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>een. U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>sin joh<span class=\"__4 _361\"></span>to on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioin<span class=\"__4 _361\"></span>ut Var<span class=\"__4 _361\"></span>ain<span class=\"__4 _361\"></span>hoito<span class=\"__4 _361\"></span>- ja P\u00e4\u00e4om<span class=\"__4 _361\"></span>amarkk<span class=\"__4 _361\"></span>inapalvel<span class=\"__4 _367\"></span>ut-segmenttien kerry<span class=\"__4 _361\"></span>tett<span class=\"__4 _361\"></span>\u00e4viss\u00e4 olevaa raha<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioinu<span class=\"__4 _361\"></span>t kes<span class=\"__4 _361\"></span>keisi\u00e4 m<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ujia ka<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>lliss<span class=\"__4 _361\"></span>a. Mink<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n para<span class=\"__4 _361\"></span>metrin<span class=\"__4 _367\"></span> jokseenkin mahdol<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>inen muutos<span class=\"__4 _367\"></span> kohtuul<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sesti arvioituna ei johtaisi<span class=\"__4 _367\"></span> ainaka<span class=\"__4 _361\"></span>an o<span class=\"__4 _367\"></span>lennaisten<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stappioiden<span class=\"__4 _367\"></span> kirjaamiseen.<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>votestauksen yhteydess\u00e4 on arvioitu kass<span class=\"__4 _361\"></span>avirtam<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>en herk<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 eri<span class=\"__4 _367\"></span> parametrien muutoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>, esi<span class=\"__4 _367\"></span>merkiksi di<span class=\"__4 _367\"></span>skonttokoron tai ter<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>minaaliarvon muutoksi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>e. D<span class=\"__4 _367\"></span>iskonttokorko vo<span class=\"__4 _367\"></span>isi<span class=\"__4 _367\"></span> esimerkiksi<span class=\"__4 _367\"></span> nousta 1<span class=\"__4 _367\"></span>0 %-<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>ik\u00f6ll\u00e4 t<span class=\"__4 _361\"></span>ai ter<span class=\"__4 _361\"></span>min<span class=\"__4 _361\"></span>aali<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo pie<span class=\"__4 _361\"></span>nen<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y\u00e4 1<span class=\"__4 _367\"></span>0<span class=\"__4 _361\"></span>0 % eik<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>mis<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tar<span class=\"__4 _361\"></span>vetta syntyi<span class=\"__4 _367\"></span>si<span class=\"__4 _367\"></span>. Li<span class=\"__4 _367\"></span>ik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span>testauksessa o<span class=\"__4 _367\"></span>n o<span class=\"__4 _367\"></span>lete<span class=\"__4 _367\"></span>ttu, ett\u00e4 P\u00e4\u00e4omamark<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kina-segmentin rahavirt<span class=\"__4 _361\"></span>a s\u00e4ilyy posit<span class=\"__4 _367\"></span>iivisena ennust<span class=\"__4 _367\"></span>ejaksoll<span class=\"__4 _367\"></span>a. Yhti\u00f6n ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo p<span class=\"__4 _361\"></span>er 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2<span class=\"__4 _361\"></span>025 oli noi<span class=\"__4 _361\"></span>n 208,8 m<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>joo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa ja k<span class=\"__4 _361\"></span>on<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>rnin t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>een lo<span class=\"__4 _361\"></span>ppu<span class=\"__4 _361\"></span>summ<span class=\"__4 _361\"></span>a noin 9<span class=\"__4 _361\"></span>8,6 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-378": {
   "value": "Liikear<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span>Liike<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oks<span class=\"__4 _361\"></span>i kirja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4, joll<span class=\"__4 _361\"></span>a luov<span class=\"__4 _361\"></span>utet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u va<span class=\"__4 _361\"></span>stik<span class=\"__4 _361\"></span>e, m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4ys<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>llat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tomien<span class=\"__4 _367\"></span> omistaj<span class=\"__4 _367\"></span>ien osuus<span class=\"__4 _367\"></span> ja hankinnan kohteesta aiemm<span class=\"__4 _367\"></span>in om<span class=\"__4 _367\"></span>istetun osu<span class=\"__4 _361\"></span>ude<span class=\"__4 _361\"></span>n k\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo yh<span class=\"__4 _361\"></span>teenl<span class=\"__4 _361\"></span>ask<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tuin<span class=\"__4 _361\"></span>a ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>t yk<span class=\"__4 _361\"></span>sil\u00f6it<span class=\"__4 _361\"></span>\u00e4vis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>an nettovar<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>suuden k\u00e4y<span class=\"__4 _361\"></span>v\u00e4n arvon. Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo kuva<span class=\"__4 _361\"></span>staa muun muassa yr<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>yso<span class=\"__4 _361\"></span>stois<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>dote<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tuja t<span class=\"__4 _361\"></span>ulevi<span class=\"__4 _361\"></span>a syn<span class=\"__4 _361\"></span>ergi<span class=\"__4 _361\"></span>aet<span class=\"__4 _361\"></span>uja.<span class=\"__4 _362\"> </span>L<span class=\"__4 _361\"></span>iikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>i kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a poist<span class=\"__4 _367\"></span>oja<span class=\"__4 _362\"> </span>,<span class=\"__4 _362\"> </span> vaan se t<span class=\"__4 _367\"></span>estat<span class=\"__4 _361\"></span>aan mahdoll<span class=\"__4 _367\"></span>isen arvonalentumisen<span class=\"__4 _367\"></span> varalt<span class=\"__4 _361\"></span>a vuo<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>sit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ain ja a<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>, kun o<span class=\"__4 _361\"></span>n viite sii<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a olla al<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t (k<span class=\"__4 _361\"></span>ats<span class=\"__4 _361\"></span>o Liitetieto<span class=\"__4 _367\"></span> 1<span class=\"__4 _369\"></span>8.3)<span class=\"__4 _367\"></span>.<span class=\"fc4_4 ls1_4 ws1_4\"> <span class=\"__4 _361\"></span></span><span class=\"ls4_4 ws5d_3\">Liikear<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostetaa<span class=\"__4 _361\"></span>n a<span class=\"__4 _367\"></span>lkuper\u00e4iseen hankint<span class=\"__4 _361\"></span>amenoon </span>v\u00e4hennet<span class=\"__4 _361\"></span>tyn\u00e4 mahdoll<span class=\"__4 _367\"></span>isi<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entumisi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a.<span class=\"__4 _362\"> </span>Muut ai<span class=\"__4 _367\"></span>neettomat hy<span class=\"__4 _367\"></span>\u00f6dykk<span class=\"__4 _367\"></span>eet<span class=\"__4 _362\"> </span>Ain<span class=\"__4 _361\"></span>eeto<span class=\"__4 _361\"></span>n hy\u00f6d<span class=\"__4 _361\"></span>yke k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>ese<span class=\"__4 _361\"></span>en va<span class=\"__4 _361\"></span>in, jos o<span class=\"__4 _361\"></span>n tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4 odo<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa o<span class=\"__4 _361\"></span>leva t<span class=\"__4 _361\"></span>alo<span class=\"__4 _361\"></span>udelline<span class=\"__4 _361\"></span>n hy\u00f6t<span class=\"__4 _361\"></span>y koit<span class=\"__4 _361\"></span>uu Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>sin hy<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si ja hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>n ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ame<span class=\"__4 _361\"></span>no voi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>da<span class=\"__4 _361\"></span>an m<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4ri<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 luot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>sti. A<span class=\"__4 _361\"></span>inee<span class=\"__4 _361\"></span>ton hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>ke, jolla on r<span class=\"__4 _361\"></span>ajallin<span class=\"__4 _361\"></span>en vaikutus<span class=\"__4 _361\"></span>aika, merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n taseeseen alkuper\u00e4iseen hankintamenoon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>s<span class=\"__4 _361\"></span>a ja kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apoi<span class=\"__4 _361\"></span>stoin<span class=\"__4 _361\"></span>a kulu<span class=\"__4 _361\"></span>ksi t<span class=\"__4 _361\"></span>ulosla<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioidu<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>-<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\"> </span>loudellisen v<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>aika<span class=\"__4 _361\"></span>nsa k<span class=\"__4 _361\"></span>ulues<span class=\"__4 _361\"></span>sa. K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki muu<span class=\"__4 _361\"></span>t menot kirj<span class=\"__4 _361\"></span>ata<span class=\"__4 _361\"></span>an kul<span class=\"__4 _361\"></span>uiksi, k<span class=\"__4 _361\"></span>un ne o<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t synt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>nee<span class=\"__4 _361\"></span>t.<span class=\"__4 _362\"> </span>Liiketoimin<span class=\"__4 _361\"></span>tojen yhdist<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>\u00e4 han<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>tujen a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>suhteide<span class=\"__4 _361\"></span>n talou<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>dellise<span class=\"__4 _361\"></span>ksi v<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>usa<span class=\"__4 _361\"></span>jak<span class=\"__4 _361\"></span>si on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>u 2-<span class=\"__4 _369\"></span>10 vuo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>. Poistot k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>poistoin<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-379": {
   "value": "Liikear<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span>Liike<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oks<span class=\"__4 _361\"></span>i kirja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4, joll<span class=\"__4 _361\"></span>a luov<span class=\"__4 _361\"></span>utet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u va<span class=\"__4 _361\"></span>stik<span class=\"__4 _361\"></span>e, m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4ys<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>llat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tomien<span class=\"__4 _367\"></span> omistaj<span class=\"__4 _367\"></span>ien osuus<span class=\"__4 _367\"></span> ja hankinnan kohteesta aiemm<span class=\"__4 _367\"></span>in om<span class=\"__4 _367\"></span>istetun osu<span class=\"__4 _361\"></span>ude<span class=\"__4 _361\"></span>n k\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo yh<span class=\"__4 _361\"></span>teenl<span class=\"__4 _361\"></span>ask<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tuin<span class=\"__4 _361\"></span>a ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>t yk<span class=\"__4 _361\"></span>sil\u00f6it<span class=\"__4 _361\"></span>\u00e4vis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>an nettovar<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>suuden k\u00e4y<span class=\"__4 _361\"></span>v\u00e4n arvon. Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo kuva<span class=\"__4 _361\"></span>staa muun muassa yr<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>yso<span class=\"__4 _361\"></span>stois<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>dote<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tuja t<span class=\"__4 _361\"></span>ulevi<span class=\"__4 _361\"></span>a syn<span class=\"__4 _361\"></span>ergi<span class=\"__4 _361\"></span>aet<span class=\"__4 _361\"></span>uja.<span class=\"__4 _362\"> </span>L<span class=\"__4 _361\"></span>iikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>i kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a poist<span class=\"__4 _367\"></span>oja<span class=\"__4 _362\"> </span>,<span class=\"__4 _362\"> </span> vaan se t<span class=\"__4 _367\"></span>estat<span class=\"__4 _361\"></span>aan mahdoll<span class=\"__4 _367\"></span>isen arvonalentumisen<span class=\"__4 _367\"></span> varalt<span class=\"__4 _361\"></span>a vuo<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>sit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ain ja a<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>, kun o<span class=\"__4 _361\"></span>n viite sii<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a olla al<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t (k<span class=\"__4 _361\"></span>ats<span class=\"__4 _361\"></span>o Liitetieto<span class=\"__4 _367\"></span> 1<span class=\"__4 _369\"></span>8.3)<span class=\"__4 _367\"></span>.<span class=\"fc4_4 ls1_4 ws1_4\"> <span class=\"__4 _361\"></span></span><span class=\"ls4_4 ws5d_3\">Liikear<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vostetaa<span class=\"__4 _361\"></span>n a<span class=\"__4 _367\"></span>lkuper\u00e4iseen hankint<span class=\"__4 _361\"></span>amenoon </span>v\u00e4hennet<span class=\"__4 _361\"></span>tyn\u00e4 mahdoll<span class=\"__4 _367\"></span>isi<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entumisi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a.<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>8.3 A<span class=\"__4 _361\"></span>rvonalentumistestaus \u2013 liikearvo<span class=\"__4 _362\"> </span>Laatimisperiaate<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo kohd<span class=\"__4 _367\"></span>istetaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaust<span class=\"__4 _361\"></span>a varten ni<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>le rahavir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa t<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aville y<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>\u00f6ille tai n<span class=\"__4 _361\"></span>\u00e4ide<span class=\"__4 _361\"></span>n r<span class=\"__4 _361\"></span>yhm<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>le, joid<span class=\"__4 _361\"></span>en od<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an hy\u00f6t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4n siit<span class=\"__4 _361\"></span>\u00e4 liiketoi<span class=\"__4 _361\"></span>mintojen y<span class=\"__4 _361\"></span>hdis<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>mise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4, jo<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a liikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo sy<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>yi. Ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava y<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>k\u00f6 on se United B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersin pienin y<span class=\"__4 _361\"></span>ksil\u00f6it\u00e4<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>\u00e4 oleva om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>user<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>hm<span class=\"__4 _361\"></span>\u00e4, jon<span class=\"__4 _361\"></span>ka k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4t r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t pitk<span class=\"__4 _361\"></span>\u00e4l<span class=\"__4 _361\"></span>ti riipp<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mat<span class=\"__4 _361\"></span>tomi<span class=\"__4 _367\"></span>a muiden<span class=\"__4 _367\"></span> omaisuuserien<span class=\"__4 _367\"></span> tai omaisuuser\u00e4r<span class=\"__4 _361\"></span>yhmien<span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>\u00e4 rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>roist<span class=\"__4 _361\"></span>a. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an, ku<span class=\"__4 _361\"></span>n rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>n yksik\u00f6n k<span class=\"__4 _361\"></span>ir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>janp<span class=\"__4 _367\"></span>itoarvo yl<span class=\"__4 _369\"></span>it<span class=\"__4 _361\"></span>t\u00e4\u00e4 si<span class=\"__4 _367\"></span>it\u00e4 k<span class=\"__4 _367\"></span>erry<span class=\"__4 _361\"></span>tett\u00e4viss\u00e4 o<span class=\"__4 _367\"></span>levan<span class=\"__4 _367\"></span> raham\u00e4\u00e4r<span class=\"__4 _361\"></span>\u00e4n.<span class=\"__4 _367\"></span> Kerrytett<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>vis<span class=\"__4 _361\"></span>s\u00e4 o<span class=\"__4 _361\"></span>leva r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on om<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>avi<span class=\"__4 _361\"></span>rt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a tu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>n yk<span class=\"__4 _361\"></span>si<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k\u00f6n k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo v\u00e4<span class=\"__4 _361\"></span>hen<span class=\"__4 _361\"></span>net<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>\u00e4 luov<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>oht<span class=\"__4 _361\"></span>uvilla m<span class=\"__4 _361\"></span>enoilla<span class=\"__4 _361\"></span>, ta<span class=\"__4 _361\"></span>i k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo se<span class=\"__4 _361\"></span>n muk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>umpi n<span class=\"__4 _361\"></span>\u00e4ist<span class=\"__4 _361\"></span>\u00e4 on s<span class=\"__4 _361\"></span>uur<span class=\"__4 _361\"></span>empi. Un<span class=\"__4 _361\"></span>ited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s m\u00e4\u00e4<span class=\"__4 _361\"></span>ritt\u00e4<span class=\"__4 _361\"></span>\u00e4 kerry<span class=\"__4 _361\"></span>tett\u00e4viss<span class=\"__4 _361\"></span>\u00e4 o<span class=\"__4 _367\"></span>levat raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4t perustuen k\u00e4y<span class=\"__4 _361\"></span>tt\u00f6ar<span class=\"__4 _361\"></span>voon. Vastaiset tulovi<span class=\"__4 _367\"></span>rra<span class=\"__4 _361\"></span>t<span class=\"__4 _367\"></span> perustu<span class=\"__4 _361\"></span>vat varainhoidossa varainhoitosopimuksi<span class=\"__4 _367\"></span>lla<span class=\"__4 _362\"> </span>hallinnoit<span class=\"__4 _361\"></span>aviin va<span class=\"__4 _361\"></span>roihin, joihin vaiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at muun mu<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>inoiden<span class=\"__4 _362\"> </span> keh<span class=\"__4 _367\"></span>itys. P\u00e4\u00e4omamarkkinapal<span class=\"__4 _367\"></span>vel<span class=\"__4 _367\"></span>ui<span class=\"__4 _367\"></span>ssa tul<span class=\"__4 _367\"></span>orahavirta<span class=\"__4 _361\"></span>an<span class=\"__4 _367\"></span> vaikuttavat mer<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ki<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>ti tr<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>tioid<span class=\"__4 _361\"></span>en m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t sek<span class=\"__4 _361\"></span>\u00e4 n\u00e4<span class=\"__4 _361\"></span>ihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t mene<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>palk<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>ot.<span class=\"__4 _362\"> </span> Ar<span class=\"__4 _361\"></span>viot<span class=\"__4 _367\"></span> perustuv<span class=\"__4 _361\"></span>at<span class=\"__4 _367\"></span> johdon n\u00e4kemyksi<span class=\"__4 _367\"></span>in ede<span class=\"__4 _367\"></span>ll\u00e4<span class=\"__4 _367\"></span> mainitui<span class=\"__4 _367\"></span>sta. Liikearvost<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span> kirja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ua ar<span class=\"__4 _361\"></span>von<span class=\"__4 _361\"></span>alentu<span class=\"__4 _361\"></span>mista<span class=\"__4 _361\"></span>ppiota ei pe<span class=\"__4 _361\"></span>ruut<span class=\"__4 _361\"></span>eta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Ole<span class=\"__4 _361\"></span>tukse<span class=\"__4 _361\"></span>t ja ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _361\"></span>ihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4t ep<span class=\"__4 _361\"></span>\u00e4varmuu<span class=\"__4 _361\"></span>stek<span class=\"__4 _361\"></span>ij\u00e4t<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersi<span class=\"__4 _361\"></span>n johto a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi jo<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>isen<span class=\"__4 _361\"></span>a tilinp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6sp<span class=\"__4 _361\"></span>\u00e4i<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _361\"></span>\u00e4, o<span class=\"__4 _361\"></span>nko vii<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>teit<span class=\"__4 _361\"></span>\u00e4 siit<span class=\"__4 _361\"></span>\u00e4, e<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4 liike<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>on (t<span class=\"__4 _361\"></span>ai muu<span class=\"__4 _361\"></span>n aine<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ai ain<span class=\"__4 _361\"></span>eellise<span class=\"__4 _361\"></span>n hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>kee<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>oikeu<span class=\"__4 _361\"></span>som<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n) ar<span class=\"__4 _361\"></span>vo o<span class=\"__4 _361\"></span>n alent<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t. V<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vi<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>oida<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>ellaisten mit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>areid<span class=\"__4 _361\"></span>en per<span class=\"__4 _361\"></span>uste<span class=\"__4 _361\"></span>ell<span class=\"__4 _367\"></span>a, jotka mitta<span class=\"__4 _361\"></span>avat taloudel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ista<span class=\"__4 _362\"> </span> suorituskyk<span class=\"__4 _361\"></span>y\u00e4, kuten konsernin<span class=\"__4 _367\"></span> johdon<span class=\"__4 _367\"></span> rapor<span class=\"__4 _361\"></span>toint<span class=\"__4 _367\"></span>i tai tal<span class=\"__4 _367\"></span>oude<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>is<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> ymp\u00e4<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ris<span class=\"__4 _361\"></span>t\u00f6n ja m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoid<span class=\"__4 _361\"></span>en se<span class=\"__4 _361\"></span>ura<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a. V<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 voi<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t olla muu<span class=\"__4 _361\"></span>n mua<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a:<span class=\"__4 _362\"> </span><span class=\"__4 _361\"></span> - <span class=\"__4 _368\"> </span>odott<span class=\"__4 _361\"></span>amat<span class=\"__4 _361\"></span>tomat<span class=\"__4 _367\"></span> muutokset testauslaskel<span class=\"__4 _367\"></span>mien k<span class=\"__4 _367\"></span>eskeis<span class=\"__4 _367\"></span>iss\u00e4  oletu<span class=\"__4 _361\"></span>ksiss<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>mark<span class=\"__4 _361\"></span>kinaolosuhte<span class=\"__4 _367\"></span>iden muutokset.<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaukses<span class=\"__4 _361\"></span>sa Unit<span class=\"__4 _367\"></span>ed Bankers on m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4ny<span class=\"__4 _361\"></span>t<span class=\"__4 _367\"></span> rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>taa tuottavan yksi<span class=\"__4 _367\"></span>k\u00f6n<span class=\"__4 _367\"></span> kerry<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>\u00e4vi<span class=\"__4 _367\"></span>ss\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6arvoon<span class=\"__4 _367\"></span> perustuen. T<span class=\"__4 _369\"></span>est<span class=\"__4 _361\"></span>auksessa k\u00e4y<span class=\"__4 _361\"></span>tety<span class=\"__4 _361\"></span>t rahavirt<span class=\"__4 _361\"></span>aennusteet<span class=\"__4 _367\"></span> pohjautuvat joh<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>don h<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>ksy<span class=\"__4 _361\"></span>miin enn<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>eisiin, jot<span class=\"__4 _361\"></span>ka k<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at kolm<span class=\"__4 _361\"></span>en v<span class=\"__4 _361\"></span>uod<span class=\"__4 _361\"></span>en aja<span class=\"__4 _361\"></span>njak<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>son. En<span class=\"__4 _367\"></span>nustejakson<span class=\"__4 _367\"></span> j\u00e4lke<span class=\"__4 _367\"></span>iset rahavirrat on<span class=\"__4 _367\"></span> ekstra<span class=\"__4 _361\"></span>pol<span class=\"__4 _367\"></span>oitu k\u00e4yt<span class=\"__4 _361\"></span>t\u00e4m\u00e4ll\u00e4<span class=\"__4 _367\"></span> k<span class=\"__4 _361\"></span>asv<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>ekij\u00e4<span class=\"__4 _361\"></span>n\u00e4 3 %:a<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Liikearvon jakautuminen segmenteille<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _a9_3\"> </span><span class=\"ls20_4 ws49_3\">3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _aa_3\"> </span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>Var<span class=\"__4 _361\"></span>ainhoito<span class=\"__4 _a1_3\"> </span><span class=\"ls27_4 ws43_3\">15<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>9<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _ab_3\"> </span>15<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>9<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _362\"> </span></span>P\u00e4\u00e4omamarkkinapalve<span class=\"__4 _367\"></span>lut<span class=\"__4 _367\"></span> <span class=\"__4 _ac_3\"> </span>500<span class=\"__4 _6a_3\"> </span>500<span class=\"__4 _362\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _ad_3\"> </span><span class=\"ls2b_4 ws48_3\">15<span class=\"__4 _361\"></span> 59<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _453\"> </span>15 5<span class=\"__4 _361\"></span>9<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span>12<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span>K\u00e4yt<span class=\"__4 _361\"></span>t\u00f6arvoa m\u00e4\u00e4ritett<span class=\"__4 _361\"></span>\u00e4ess\u00e4 k\u00e4<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>tety<span class=\"__4 _361\"></span>t kesk<span class=\"__4 _367\"></span>eiset muuttujat olivat<span class=\"__4 _367\"></span> seuraav<span class=\"__4 _367\"></span>at:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>K<span class=\"__4 _361\"></span>assavirtalas<span class=\"__4 _367\"></span>ke<span class=\"__4 _367\"></span>lma<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a kassavi<span class=\"__4 _367\"></span>rtoj<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> on<span class=\"__4 _367\"></span> ol<span class=\"__4 _367\"></span>ete<span class=\"__4 _367\"></span>ttu kerty<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _367\"></span> tasaises<span class=\"__4 _367\"></span>ti  <span class=\"__4 _370\"> </span>vuoden aika<span class=\"__4 _361\"></span>na.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>I<span class=\"__4 _361\"></span>nves<span class=\"__4 _361\"></span>toint<span class=\"__4 _361\"></span>iva<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sina la<span class=\"__4 _361\"></span>ske<span class=\"__4 _361\"></span>lma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y ed<span class=\"__4 _361\"></span>ellisvu<span class=\"__4 _361\"></span>osie<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>so<span class=\"__4 _361\"></span>a  <span class=\"__4 _370\"> </span>kor<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>na k<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>vulla s<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>\u00e4 tied<span class=\"__4 _361\"></span>oss<span class=\"__4 _361\"></span>a ole<span class=\"__4 _361\"></span>villa inv<span class=\"__4 _361\"></span>estoi<span class=\"__4 _361\"></span>nneilla<span class=\"__4 _361\"></span>.  <span class=\"__4 _370\"> </span>K\u00e4y<span class=\"__4 _361\"></span>tt\u00f6p\u00e4<span class=\"__4 _361\"></span>\u00e4omatarpeen ei<span class=\"__4 _367\"></span> olete<span class=\"__4 _367\"></span>ta ka<span class=\"__4 _361\"></span>svavan merkitt<span class=\"__4 _361\"></span>\u00e4v\u00e4sti.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Diskonttauskorko:<span class=\"__4 _367\"></span> Varainhoito<span class=\"__4 _367\"></span> - segmenti<span class=\"__4 _367\"></span>n di<span class=\"__4 _367\"></span>skontt<span class=\"__4 _361\"></span>auskorko<span class=\"__4 _367\"></span> ennen  <span class=\"__4 _370\"> </span>ver<span class=\"__4 _361\"></span>oja oli 1<span class=\"__4 _369\"></span>2<span class=\"__4 _361\"></span>,5 % (1<span class=\"__4 _369\"></span>2,5 %) ja ver<span class=\"__4 _361\"></span>ojen j\u00e4lk<span class=\"__4 _361\"></span>een dis<span class=\"__4 _361\"></span>kont<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>skor<span class=\"__4 _361\"></span>ko oli  <span class=\"__4 _370\"> </span>1<span class=\"__4 _367\"></span>0,0 % (1<span class=\"__4 _367\"></span>0,0 %<span class=\"__4 _367\"></span>). P\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>alv<span class=\"__4 _361\"></span>elut - se<span class=\"__4 _361\"></span>gme<span class=\"__4 _361\"></span>ntin  <span class=\"__4 _370\"> </span>disko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ausk<span class=\"__4 _361\"></span>ork<span class=\"__4 _361\"></span>o enn<span class=\"__4 _361\"></span>en ver<span class=\"__4 _361\"></span>oja oli 1<span class=\"__4 _369\"></span>5,6 % (1<span class=\"__4 _367\"></span>5,6 %<span class=\"__4 _367\"></span>) ja v<span class=\"__4 _361\"></span>erojen  <span class=\"__4 _370\"> </span>j\u00e4lk<span class=\"__4 _361\"></span>een dis<span class=\"__4 _361\"></span>kont<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>skor<span class=\"__4 _361\"></span>ko oli 1<span class=\"__4 _367\"></span>2,5 % (1<span class=\"__4 _369\"></span>2,5 %)<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Rahav<span class=\"__4 _361\"></span>irtoj<span class=\"__4 _367\"></span>en kasv<span class=\"__4 _361\"></span>uprosentti ennustejaksol<span class=\"__4 _367\"></span>la: Varainho<span class=\"__4 _367\"></span>itosegmentin  <span class=\"__4 _370\"> </span>kol<span class=\"__4 _367\"></span>men vuoden enn<span class=\"__4 _367\"></span>ustejaksol<span class=\"__4 _369\"></span>la rahavir<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>jen on<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _367\"></span>itu kasvava<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>noin 6,<span class=\"__4 _361\"></span>5 % vuo<span class=\"__4 _361\"></span>des<span class=\"__4 _361\"></span>sa j<span class=\"__4 _361\"></span>a P\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>pal<span class=\"__4 _361\"></span>velu<span class=\"__4 _361\"></span>t-se<span class=\"__4 _361\"></span>gmen<span class=\"__4 _361\"></span>tin  <span class=\"__4 _370\"> </span>rahavir<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>jen<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span>daan s\u00e4ilyv\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> positi<span class=\"__4 _367\"></span>ivisi<span class=\"__4 _367\"></span>na. Ennuste<span class=\"__4 _367\"></span>jakson  <span class=\"__4 _370\"> </span>j\u00e4lke<span class=\"__4 _367\"></span>iset rahavirrat terminaali<span class=\"__4 _367\"></span>ar<span class=\"__4 _361\"></span>vossa on ekstrapoloitu mo<span class=\"__4 _367\"></span>lemmi<span class=\"__4 _367\"></span>ss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>se<span class=\"__4 _361\"></span>gmen<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>s\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4ll\u00e4 3 %:n ka<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>ua<span class=\"__4 _361\"></span>. T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>on voi pe<span class=\"__4 _361\"></span>rus<span class=\"__4 _361\"></span>tella  <span class=\"__4 _370\"> </span>laskelmass<span class=\"__4 _361\"></span>a k\u00e4y<span class=\"__4 _361\"></span>tetyll\u00e4 kol<span class=\"__4 _367\"></span>men vuoden lyhyell\u00e4<span class=\"__4 _367\"></span> ajanjaksolla.<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaus tehd\u00e4\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> vuosit<span class=\"__4 _361\"></span>tain ja<span class=\"__4 _367\"></span> vii<span class=\"__4 _367\"></span>meisi<span class=\"__4 _367\"></span>n ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mistestaus on<span class=\"__4 _367\"></span> tehty tilant<span class=\"__4 _367\"></span>eesta 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2025<span class=\"__4 _367\"></span>. Arvonalentumistestauksen perusteel<span class=\"__4 _367\"></span>la konserni<span class=\"__4 _367\"></span> katsoo, ett<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _367\"></span> ta<span class=\"__4 _361\"></span>rvet<span class=\"__4 _361\"></span>ta l<span class=\"__4 _367\"></span>iikearvon ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>isel<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>le ei ole t<span class=\"__4 _361\"></span>unnis<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u.<span class=\"__4 _362\"> </span>Herk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ysanaly<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>i<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>von arvonalentumistestauksess<span class=\"__4 _361\"></span>a k\u00e4ytet<span class=\"__4 _361\"></span>t\u00e4vien laske<span class=\"__4 _367\"></span>lmien<span class=\"__4 _367\"></span> laati<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>minen<span class=\"__4 _367\"></span> edel<span class=\"__4 _367\"></span>lyt<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 johd<span class=\"__4 _367\"></span>olta tulevai<span class=\"__4 _367\"></span>suut<span class=\"__4 _361\"></span>ta koskevi<span class=\"__4 _367\"></span>en arvioiden tek<span class=\"__4 _367\"></span>emis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4. Jo<span class=\"__4 _361\"></span>hdon a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>viot j<span class=\"__4 _361\"></span>a niihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t kr<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>tiset e<span class=\"__4 _361\"></span>p\u00e4<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rmu<span class=\"__4 _361\"></span>uste<span class=\"__4 _361\"></span>kij\u00e4t lii<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t ker<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>aa r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4 ko<span class=\"__4 _361\"></span>skev<span class=\"__4 _361\"></span>ien la<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>ien p<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ame<span class=\"__4 _361\"></span>trie<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>een. U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>sin joh<span class=\"__4 _361\"></span>to on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioin<span class=\"__4 _361\"></span>ut Var<span class=\"__4 _361\"></span>ain<span class=\"__4 _361\"></span>hoito<span class=\"__4 _361\"></span>- ja P\u00e4\u00e4om<span class=\"__4 _361\"></span>amarkk<span class=\"__4 _361\"></span>inapalvel<span class=\"__4 _367\"></span>ut-segmenttien kerry<span class=\"__4 _361\"></span>tett<span class=\"__4 _361\"></span>\u00e4viss\u00e4 olevaa raha<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioinu<span class=\"__4 _361\"></span>t kes<span class=\"__4 _361\"></span>keisi\u00e4 m<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ujia ka<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>lliss<span class=\"__4 _361\"></span>a. Mink<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n para<span class=\"__4 _361\"></span>metrin<span class=\"__4 _367\"></span> jokseenkin mahdol<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>inen muutos<span class=\"__4 _367\"></span> kohtuul<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sesti arvioituna ei johtaisi<span class=\"__4 _367\"></span> ainaka<span class=\"__4 _361\"></span>an o<span class=\"__4 _367\"></span>lennaisten<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stappioiden<span class=\"__4 _367\"></span> kirjaamiseen.<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>votestauksen yhteydess\u00e4 on arvioitu kass<span class=\"__4 _361\"></span>avirtam<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>en herk<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 eri<span class=\"__4 _367\"></span> parametrien muutoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>, esi<span class=\"__4 _367\"></span>merkiksi di<span class=\"__4 _367\"></span>skonttokoron tai ter<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>minaaliarvon muutoksi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>e. D<span class=\"__4 _367\"></span>iskonttokorko vo<span class=\"__4 _367\"></span>isi<span class=\"__4 _367\"></span> esimerkiksi<span class=\"__4 _367\"></span> nousta 1<span class=\"__4 _367\"></span>0 %-<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>ik\u00f6ll\u00e4 t<span class=\"__4 _361\"></span>ai ter<span class=\"__4 _361\"></span>min<span class=\"__4 _361\"></span>aali<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo pie<span class=\"__4 _361\"></span>nen<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y\u00e4 1<span class=\"__4 _367\"></span>0<span class=\"__4 _361\"></span>0 % eik<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>mis<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tar<span class=\"__4 _361\"></span>vetta syntyi<span class=\"__4 _367\"></span>si<span class=\"__4 _367\"></span>. Li<span class=\"__4 _367\"></span>ik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span>testauksessa o<span class=\"__4 _367\"></span>n o<span class=\"__4 _367\"></span>lete<span class=\"__4 _367\"></span>ttu, ett\u00e4 P\u00e4\u00e4omamark<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kina-segmentin rahavirt<span class=\"__4 _361\"></span>a s\u00e4ilyy posit<span class=\"__4 _367\"></span>iivisena ennust<span class=\"__4 _367\"></span>ejaksoll<span class=\"__4 _367\"></span>a. Yhti\u00f6n ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo p<span class=\"__4 _361\"></span>er 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2<span class=\"__4 _361\"></span>025 oli noi<span class=\"__4 _361\"></span>n 208,8 m<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>joo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa ja k<span class=\"__4 _361\"></span>on<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>rnin t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>een lo<span class=\"__4 _361\"></span>ppu<span class=\"__4 _361\"></span>summ<span class=\"__4 _361\"></span>a noin 9<span class=\"__4 _361\"></span>8,6 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-380": {
   "value": "L<span class=\"__4 _361\"></span>iikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>i kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a poist<span class=\"__4 _367\"></span>oja<span class=\"__4 _362\"> </span>,<span class=\"__4 _362\"> </span>Ain<span class=\"__4 _361\"></span>eeto<span class=\"__4 _361\"></span>n hy\u00f6d<span class=\"__4 _361\"></span>yke k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>ese<span class=\"__4 _361\"></span>en va<span class=\"__4 _361\"></span>in, jos o<span class=\"__4 _361\"></span>n tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4 odo<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa o<span class=\"__4 _361\"></span>leva t<span class=\"__4 _361\"></span>alo<span class=\"__4 _361\"></span>udelline<span class=\"__4 _361\"></span>n hy\u00f6t<span class=\"__4 _361\"></span>y koit<span class=\"__4 _361\"></span>uu Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>sin hy<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si ja hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>n ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ame<span class=\"__4 _361\"></span>no voi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>da<span class=\"__4 _361\"></span>an m<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4ri<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 luot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>sti. A<span class=\"__4 _361\"></span>inee<span class=\"__4 _361\"></span>ton hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>ke, jolla on r<span class=\"__4 _361\"></span>ajallin<span class=\"__4 _361\"></span>en vaikutus<span class=\"__4 _361\"></span>aika, merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n taseeseen alkuper\u00e4iseen hankintamenoon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>s<span class=\"__4 _361\"></span>a ja kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apoi<span class=\"__4 _361\"></span>stoin<span class=\"__4 _361\"></span>a kulu<span class=\"__4 _361\"></span>ksi t<span class=\"__4 _361\"></span>ulosla<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioidu<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>-<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\"> </span>loudellisen v<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>aika<span class=\"__4 _361\"></span>nsa k<span class=\"__4 _361\"></span>ulues<span class=\"__4 _361\"></span>sa. K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki muu<span class=\"__4 _361\"></span>t menot kirj<span class=\"__4 _361\"></span>ata<span class=\"__4 _361\"></span>an kul<span class=\"__4 _361\"></span>uiksi, k<span class=\"__4 _361\"></span>un ne o<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t synt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>nee<span class=\"__4 _361\"></span>t.<span class=\"__4 _362\"> </span>Liiketoimin<span class=\"__4 _361\"></span>tojen yhdist<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>\u00e4 han<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>tujen a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>suhteide<span class=\"__4 _361\"></span>n talou<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>dellise<span class=\"__4 _361\"></span>ksi v<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>usa<span class=\"__4 _361\"></span>jak<span class=\"__4 _361\"></span>si on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>u 2-<span class=\"__4 _369\"></span>10 vuo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>. Poistot k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>poistoin<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>Konsernin<span class=\"__4 _367\"></span> muut aineettomat hy<span class=\"__4 _367\"></span>\u00f6dyk<span class=\"__4 _361\"></span>keet<span class=\"__4 _367\"></span> koostuvat l\u00e4hinn\u00e4 IT<span class=\"__4 _369\"></span>-<span class=\"__4 _361\"></span>ohj<span class=\"__4 _367\"></span>el<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, joiden a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi<span class=\"__4 _361\"></span>tu t<span class=\"__4 _361\"></span>alou<span class=\"__4 _361\"></span>delline<span class=\"__4 _361\"></span>n vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>us<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>a on 5 v<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a. Pois<span class=\"__4 _361\"></span>tot kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apois<span class=\"__4 _361\"></span>toina.<span class=\"__4 _362\"> </span>United<span class=\"__4 _367\"></span> Bankers ta<span class=\"__4 _361\"></span>rkistaa poistoajat<span class=\"__4 _367\"></span> ja -menete<span class=\"__4 _367\"></span>lm\u00e4t v\u00e4hint\u00e4\u00e4n jokaisen til<span class=\"__4 _367\"></span>ikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>tyess<span class=\"__4 _361\"></span>\u00e4. Jos<span class=\"__4 _367\"></span> omaisuuser\u00e4n odot<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>u taloude<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>inen<span class=\"__4 _367\"></span> vaiku<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tus<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>a poikk<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>a aikais<span class=\"__4 _361\"></span>emmist<span class=\"__4 _361\"></span>a ar<span class=\"__4 _361\"></span>viois<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>, poistoai<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>a muute<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>as<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>sti. Mu<span class=\"__4 _361\"></span>uto<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t voiv<span class=\"__4 _361\"></span>at jo<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>a esimer<span class=\"__4 _361\"></span>kiksi tek<span class=\"__4 _361\"></span>nologia<span class=\"__4 _361\"></span>n kehit<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>\u00e4 tai k<span class=\"__4 _361\"></span>ysynn<span class=\"__4 _361\"></span>\u00e4n tai kilpail<span class=\"__4 _367\"></span>utilanteen muutok<span class=\"__4 _361\"></span>sista.<span class=\"__4 _362\"> </span>Aine<span class=\"__4 _361\"></span>el<span class=\"__4 _367\"></span>liset k<span class=\"__4 _361\"></span>\u00e4yt<span class=\"__4 _361\"></span>t\u00f6o<span class=\"__4 _361\"></span>maisuus<span class=\"__4 _361\"></span>hy\u00f6dyk<span class=\"__4 _361\"></span>keet k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>aan t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apoistoin<span class=\"__4 _361\"></span>a kuluik<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>si ar<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>ujen talo<span class=\"__4 _361\"></span>udellisten va<span class=\"__4 _361\"></span>ikut<span class=\"__4 _361\"></span>us<span class=\"__4 _361\"></span>aikojen kulue<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a, jotk<span class=\"__4 _361\"></span>a ovat s<span class=\"__4 _361\"></span>eu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>raav<span class=\"__4 _361\"></span>at: - <span class=\"__4 _368\"> </span>ko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>tor<span class=\"__4 _361\"></span>ikon<span class=\"__4 _361\"></span>eet ja k<span class=\"__4 _361\"></span>alu<span class=\"__4 _361\"></span>stee<span class=\"__4 _361\"></span>t: 5 t<span class=\"__4 _361\"></span>ai 8 vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta - <span class=\"__4 _368\"> </span>I<span class=\"__4 _361\"></span>T<span class=\"__4 _367\"></span>-la<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>tee<span class=\"__4 _361\"></span>t: 5 vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>muut ainee<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>iset h<span class=\"__4 _367\"></span>y\u00f6dykkeet (to<span class=\"__4 _367\"></span>imiti<span class=\"__4 _367\"></span>lo<span class=\"__4 _367\"></span>jen perusparannusmenot<span class=\"__4 _367\"></span>):<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>5 vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>vi<span class=\"__4 _367\"></span>oid<span class=\"__4 _367\"></span>ut tal<span class=\"__4 _367\"></span>oudel<span class=\"__4 _369\"></span>liset<span class=\"__4 _367\"></span> vai<span class=\"__4 _367\"></span>kutusajat<span class=\"__4 _367\"></span> ja j<span class=\"__4 _367\"></span>\u00e4\u00e4nn\u00f6sar<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span>t tarkist<span class=\"__4 _367\"></span>etaan v\u00e4hin<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4n j<span class=\"__4 _367\"></span>okaisen til<span class=\"__4 _367\"></span>ikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>tymisp\u00e4iv\u00e4n\u00e4<span class=\"__4 _361\"></span>,<span class=\"__4 _367\"></span> ja jos<span class=\"__4 _367\"></span> ne eroavat merkit<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4v\u00e4<span class=\"__4 _361\"></span>sti<span class=\"__4 _367\"></span> aikaisemmista arvioista, poi<span class=\"__4 _367\"></span>stoaiko<span class=\"__4 _367\"></span>ja muutetaan vast<span class=\"__4 _361\"></span>aavasti. Poist<span class=\"__4 _361\"></span>ojen kir<span class=\"__4 _361\"></span>ja<span class=\"__4 _361\"></span>amin<span class=\"__4 _361\"></span>en lop<span class=\"__4 _361\"></span>etet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>un hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>ke luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n my<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _361\"></span>\u00e4 oleva<span class=\"__4 _361\"></span>ksi. Sopimuksen al<span class=\"__4 _367\"></span>kamisajankohdan j\u00e4lkeen k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6oik<span class=\"__4 _367\"></span>eusomaisuuser\u00e4t ar<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>teta<span class=\"__4 _361\"></span>an ke<span class=\"__4 _361\"></span>rt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>neill\u00e4 poistoil<span class=\"__4 _367\"></span>la ja ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalen<span class=\"__4 _361\"></span>tumist<span class=\"__4 _361\"></span>appioilla v\u00e4<span class=\"__4 _361\"></span>hen<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>net<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>yn h<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>men<span class=\"__4 _361\"></span>oon. Si<span class=\"__4 _361\"></span>t\u00e4 oi<span class=\"__4 _361\"></span>kai<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tiet<span class=\"__4 _361\"></span>yill\u00e4 v<span class=\"__4 _361\"></span>uo<span class=\"__4 _361\"></span>kr<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>opimu<span class=\"__4 _361\"></span>svel<span class=\"__4 _361\"></span>an uudel<span class=\"__4 _367\"></span>leen m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4misest\u00e4 johtuvil<span class=\"__4 _367\"></span>la eri<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l\u00e4. K\u00e4y<span class=\"__4 _361\"></span>tt\u00f6oikeusomais<span class=\"__4 _367\"></span>uuse<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>r\u00e4st<span class=\"__4 _361\"></span>\u00e4 kir<span class=\"__4 _367\"></span>jata<span class=\"__4 _361\"></span>an po<span class=\"__4 _367\"></span>istot<span class=\"__4 _367\"></span> tas<span class=\"__4 _361\"></span>apoisto<span class=\"__4 _367\"></span>ina sop<span class=\"__4 _367\"></span>imuksen alkamisajankohdasta l\u00e4htien j<span class=\"__4 _367\"></span>oko k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6oike<span class=\"__4 _367\"></span>usomaisuuser\u00e4n taloudel<span class=\"__4 _367\"></span>lisen<span class=\"__4 _367\"></span> vaikutus<span class=\"__4 _361\"></span>ajan<span class=\"__4 _367\"></span> tai vu<span class=\"__4 _361\"></span>okr<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ajan kulu<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>a.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-381": {
   "value": "L<span class=\"__4 _361\"></span>iikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>i kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a poist<span class=\"__4 _367\"></span>oja<span class=\"__4 _362\"> </span>Liiketoimin<span class=\"__4 _361\"></span>tojen yhdist<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>\u00e4 han<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>tujen a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>suhteide<span class=\"__4 _361\"></span>n talou<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>dellise<span class=\"__4 _361\"></span>ksi v<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>usa<span class=\"__4 _361\"></span>jak<span class=\"__4 _361\"></span>si on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>u 2-<span class=\"__4 _369\"></span>10 vuo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>. Poistot k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>poistoin<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>Konsernin<span class=\"__4 _367\"></span> muut aineettomat hy<span class=\"__4 _367\"></span>\u00f6dyk<span class=\"__4 _361\"></span>keet<span class=\"__4 _367\"></span> koostuvat l\u00e4hinn\u00e4 IT<span class=\"__4 _369\"></span>-<span class=\"__4 _361\"></span>ohj<span class=\"__4 _367\"></span>el<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, joiden a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi<span class=\"__4 _361\"></span>tu t<span class=\"__4 _361\"></span>alou<span class=\"__4 _361\"></span>delline<span class=\"__4 _361\"></span>n vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>us<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>a on 5 v<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a. Pois<span class=\"__4 _361\"></span>tot kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apois<span class=\"__4 _361\"></span>toina.<span class=\"__4 _362\"> </span>United<span class=\"__4 _367\"></span> Bankers ta<span class=\"__4 _361\"></span>rkistaa poistoajat<span class=\"__4 _367\"></span> ja -menete<span class=\"__4 _367\"></span>lm\u00e4t v\u00e4hint\u00e4\u00e4n jokaisen til<span class=\"__4 _367\"></span>ikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>tyess<span class=\"__4 _361\"></span>\u00e4. Jos<span class=\"__4 _367\"></span> omaisuuser\u00e4n odot<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>u taloude<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>inen<span class=\"__4 _367\"></span> vaiku<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tus<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>a poikk<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>a aikais<span class=\"__4 _361\"></span>emmist<span class=\"__4 _361\"></span>a ar<span class=\"__4 _361\"></span>viois<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>, poistoai<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>a muute<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>as<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>sti. Mu<span class=\"__4 _361\"></span>uto<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t voiv<span class=\"__4 _361\"></span>at jo<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>a esimer<span class=\"__4 _361\"></span>kiksi tek<span class=\"__4 _361\"></span>nologia<span class=\"__4 _361\"></span>n kehit<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>\u00e4 tai k<span class=\"__4 _361\"></span>ysynn<span class=\"__4 _361\"></span>\u00e4n tai kilpail<span class=\"__4 _367\"></span>utilanteen muutok<span class=\"__4 _361\"></span>sista.<span class=\"__4 _362\"> </span> Hy\u00f6dykkeest\u00e4 kir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>oistoja sii<span class=\"__4 _361\"></span>t\u00e4 l<span class=\"__4 _361\"></span>\u00e4ht<span class=\"__4 _361\"></span>ien, k<span class=\"__4 _361\"></span>un se o<span class=\"__4 _361\"></span>n valmi<span class=\"__4 _361\"></span>s k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>ksi.<span class=\"__4 _362\"> </span>Aine<span class=\"__4 _361\"></span>el<span class=\"__4 _367\"></span>liset k<span class=\"__4 _361\"></span>\u00e4yt<span class=\"__4 _361\"></span>t\u00f6o<span class=\"__4 _361\"></span>maisuus<span class=\"__4 _361\"></span>hy\u00f6dyk<span class=\"__4 _361\"></span>keet k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>aan t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apoistoin<span class=\"__4 _361\"></span>a kuluik<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>si ar<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>ujen talo<span class=\"__4 _361\"></span>udellisten va<span class=\"__4 _361\"></span>ikut<span class=\"__4 _361\"></span>us<span class=\"__4 _361\"></span>aikojen kulue<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a, jotk<span class=\"__4 _361\"></span>a ovat s<span class=\"__4 _361\"></span>eu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>raav<span class=\"__4 _361\"></span>at: - <span class=\"__4 _368\"> </span>ko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>tor<span class=\"__4 _361\"></span>ikon<span class=\"__4 _361\"></span>eet ja k<span class=\"__4 _361\"></span>alu<span class=\"__4 _361\"></span>stee<span class=\"__4 _361\"></span>t: 5 t<span class=\"__4 _361\"></span>ai 8 vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta - <span class=\"__4 _368\"> </span>I<span class=\"__4 _361\"></span>T<span class=\"__4 _367\"></span>-la<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>tee<span class=\"__4 _361\"></span>t: 5 vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>muut ainee<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>iset h<span class=\"__4 _367\"></span>y\u00f6dykkeet (to<span class=\"__4 _367\"></span>imiti<span class=\"__4 _367\"></span>lo<span class=\"__4 _367\"></span>jen perusparannusmenot<span class=\"__4 _367\"></span>):<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>5 vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>vi<span class=\"__4 _367\"></span>oid<span class=\"__4 _367\"></span>ut tal<span class=\"__4 _367\"></span>oudel<span class=\"__4 _369\"></span>liset<span class=\"__4 _367\"></span> vai<span class=\"__4 _367\"></span>kutusajat<span class=\"__4 _367\"></span> ja j<span class=\"__4 _367\"></span>\u00e4\u00e4nn\u00f6sar<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span>t tarkist<span class=\"__4 _367\"></span>etaan v\u00e4hin<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4n j<span class=\"__4 _367\"></span>okaisen til<span class=\"__4 _367\"></span>ikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>tymisp\u00e4iv\u00e4n\u00e4<span class=\"__4 _361\"></span>,<span class=\"__4 _367\"></span> ja jos<span class=\"__4 _367\"></span> ne eroavat merkit<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4v\u00e4<span class=\"__4 _361\"></span>sti<span class=\"__4 _367\"></span> aikaisemmista arvioista, poi<span class=\"__4 _367\"></span>stoaiko<span class=\"__4 _367\"></span>ja muutetaan vast<span class=\"__4 _361\"></span>aavasti. Poist<span class=\"__4 _361\"></span>ojen kir<span class=\"__4 _361\"></span>ja<span class=\"__4 _361\"></span>amin<span class=\"__4 _361\"></span>en lop<span class=\"__4 _361\"></span>etet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>un hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>ke luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n my<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _361\"></span>\u00e4 oleva<span class=\"__4 _361\"></span>ksi. Sopimuksen al<span class=\"__4 _367\"></span>kamisajankohdan j\u00e4lkeen k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6oik<span class=\"__4 _367\"></span>eusomaisuuser\u00e4t ar<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>teta<span class=\"__4 _361\"></span>an ke<span class=\"__4 _361\"></span>rt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>neill\u00e4 poistoil<span class=\"__4 _367\"></span>la ja ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalen<span class=\"__4 _361\"></span>tumist<span class=\"__4 _361\"></span>appioilla v\u00e4<span class=\"__4 _361\"></span>hen<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>net<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>yn h<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>men<span class=\"__4 _361\"></span>oon. Si<span class=\"__4 _361\"></span>t\u00e4 oi<span class=\"__4 _361\"></span>kai<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tiet<span class=\"__4 _361\"></span>yill\u00e4 v<span class=\"__4 _361\"></span>uo<span class=\"__4 _361\"></span>kr<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>opimu<span class=\"__4 _361\"></span>svel<span class=\"__4 _361\"></span>an uudel<span class=\"__4 _367\"></span>leen m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4misest\u00e4 johtuvil<span class=\"__4 _367\"></span>la eri<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l\u00e4. K\u00e4y<span class=\"__4 _361\"></span>tt\u00f6oikeusomais<span class=\"__4 _367\"></span>uuse<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>r\u00e4st<span class=\"__4 _361\"></span>\u00e4 kir<span class=\"__4 _367\"></span>jata<span class=\"__4 _361\"></span>an po<span class=\"__4 _367\"></span>istot<span class=\"__4 _367\"></span> tas<span class=\"__4 _361\"></span>apoisto<span class=\"__4 _367\"></span>ina sop<span class=\"__4 _367\"></span>imuksen alkamisajankohdasta l\u00e4htien j<span class=\"__4 _367\"></span>oko k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6oike<span class=\"__4 _367\"></span>usomaisuuser\u00e4n taloudel<span class=\"__4 _367\"></span>lisen<span class=\"__4 _367\"></span> vaikutus<span class=\"__4 _361\"></span>ajan<span class=\"__4 _367\"></span> tai vu<span class=\"__4 _361\"></span>okr<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ajan kulu<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>a. Unite<span class=\"__4 _361\"></span>d Ban<span class=\"__4 _361\"></span>kersin toimi<span class=\"__4 _361\"></span>tiloihin li<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vien tois<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>taiseksi voi<span class=\"__4 _367\"></span>mas<span class=\"__4 _361\"></span>sa olevi<span class=\"__4 _367\"></span>en vuokra<span class=\"__4 _361\"></span>sopimust<span class=\"__4 _367\"></span>en ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _367\"></span>itu vuokr<span class=\"__4 _361\"></span>a-aika on vi<span class=\"__4 _369\"></span>is<span class=\"__4 _367\"></span>i v<span class=\"__4 _367\"></span>uo<span class=\"__4 _367\"></span>tta.<span class=\"__4 _367\"></span> K\u00e4<span class=\"__4 _367\"></span>ytt\u00f6o<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ke<span class=\"__4 _367\"></span>us<span class=\"__4 _367\"></span>om<span class=\"__4 _367\"></span>ai<span class=\"__4 _369\"></span>suu<span class=\"__4 _367\"></span>se<span class=\"__4 _367\"></span>r\u00e4<span class=\"__4 _367\"></span> te<span class=\"__4 _367\"></span>sta<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> tarvi<span class=\"__4 _367\"></span>ttae<span class=\"__4 _367\"></span>ssa<span class=\"__4 _367\"></span> arv<span class=\"__4 _367\"></span>on<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>alent<span class=\"__4 _361\"></span>umisen v<span class=\"__4 _361\"></span>aralt<span class=\"__4 _361\"></span>a, ja m<span class=\"__4 _361\"></span>ahdollinen ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio kirj<span class=\"__4 _361\"></span>ata<span class=\"__4 _361\"></span>an tulos<span class=\"__4 _361\"></span>vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-382": {
   "value": "Muut ai<span class=\"__4 _367\"></span>neettomat hy<span class=\"__4 _367\"></span>\u00f6dykk<span class=\"__4 _367\"></span>eet<span class=\"__4 _362\"> </span>Ain<span class=\"__4 _361\"></span>eeto<span class=\"__4 _361\"></span>n hy\u00f6d<span class=\"__4 _361\"></span>yke k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>ese<span class=\"__4 _361\"></span>en va<span class=\"__4 _361\"></span>in, jos o<span class=\"__4 _361\"></span>n tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4 odo<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa o<span class=\"__4 _361\"></span>leva t<span class=\"__4 _361\"></span>alo<span class=\"__4 _361\"></span>udelline<span class=\"__4 _361\"></span>n hy\u00f6t<span class=\"__4 _361\"></span>y koit<span class=\"__4 _361\"></span>uu Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>sin hy<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si ja hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>n ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ame<span class=\"__4 _361\"></span>no voi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>da<span class=\"__4 _361\"></span>an m<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4ri<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 luot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>sti. A<span class=\"__4 _361\"></span>inee<span class=\"__4 _361\"></span>ton hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>ke, jolla on r<span class=\"__4 _361\"></span>ajallin<span class=\"__4 _361\"></span>en vaikutus<span class=\"__4 _361\"></span>aika, merkit\u00e4<span class=\"__4 _361\"></span>\u00e4n taseeseen alkuper\u00e4iseen hankintamenoon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>s<span class=\"__4 _361\"></span>a ja kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apoi<span class=\"__4 _361\"></span>stoin<span class=\"__4 _361\"></span>a kulu<span class=\"__4 _361\"></span>ksi t<span class=\"__4 _361\"></span>ulosla<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioidu<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>-<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\"> </span>loudellisen v<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>aika<span class=\"__4 _361\"></span>nsa k<span class=\"__4 _361\"></span>ulues<span class=\"__4 _361\"></span>sa. K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki muu<span class=\"__4 _361\"></span>t menot kirj<span class=\"__4 _361\"></span>ata<span class=\"__4 _361\"></span>an kul<span class=\"__4 _361\"></span>uiksi, k<span class=\"__4 _361\"></span>un ne o<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t synt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>nee<span class=\"__4 _361\"></span>t.<span class=\"__4 _362\"> </span>Liiketoimin<span class=\"__4 _361\"></span>tojen yhdist<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>\u00e4 han<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>tujen a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>suhteide<span class=\"__4 _361\"></span>n talou<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>dellise<span class=\"__4 _361\"></span>ksi v<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>usa<span class=\"__4 _361\"></span>jak<span class=\"__4 _361\"></span>si on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>u 2-<span class=\"__4 _369\"></span>10 vuo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>. Poistot k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>poistoin<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>Konsernin<span class=\"__4 _367\"></span> muut aineettomat hy<span class=\"__4 _367\"></span>\u00f6dyk<span class=\"__4 _361\"></span>keet<span class=\"__4 _367\"></span> koostuvat l\u00e4hinn\u00e4 IT<span class=\"__4 _369\"></span>-<span class=\"__4 _361\"></span>ohj<span class=\"__4 _367\"></span>el<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, joiden a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi<span class=\"__4 _361\"></span>tu t<span class=\"__4 _361\"></span>alou<span class=\"__4 _361\"></span>delline<span class=\"__4 _361\"></span>n vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>us<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>a on 5 v<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a. Pois<span class=\"__4 _361\"></span>tot kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apois<span class=\"__4 _361\"></span>toina.<span class=\"__4 _362\"> </span>United<span class=\"__4 _367\"></span> Bankers ta<span class=\"__4 _361\"></span>rkistaa poistoajat<span class=\"__4 _367\"></span> ja -menete<span class=\"__4 _367\"></span>lm\u00e4t v\u00e4hint\u00e4\u00e4n jokaisen til<span class=\"__4 _367\"></span>ikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>tyess<span class=\"__4 _361\"></span>\u00e4. Jos<span class=\"__4 _367\"></span> omaisuuser\u00e4n odot<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>u taloude<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>inen<span class=\"__4 _367\"></span> vaiku<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tus<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>a poikk<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>a aikais<span class=\"__4 _361\"></span>emmist<span class=\"__4 _361\"></span>a ar<span class=\"__4 _361\"></span>viois<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>, poistoai<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>a muute<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>as<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>sti. Mu<span class=\"__4 _361\"></span>uto<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t voiv<span class=\"__4 _361\"></span>at jo<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>a esimer<span class=\"__4 _361\"></span>kiksi tek<span class=\"__4 _361\"></span>nologia<span class=\"__4 _361\"></span>n kehit<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>\u00e4 tai k<span class=\"__4 _361\"></span>ysynn<span class=\"__4 _361\"></span>\u00e4n tai kilpail<span class=\"__4 _367\"></span>utilanteen muutok<span class=\"__4 _361\"></span>sista.<span class=\"__4 _362\"> </span>Muiden aineet<span class=\"__4 _361\"></span>tomien h<span class=\"__4 _367\"></span>y\u00f6dykkeiden ar<span class=\"__4 _361\"></span>v<span class=\"__4 _367\"></span>onalentuminen<span class=\"__4 _362\"> </span>Konserni arvioi jokaisena raportointikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sp\u00e4iv\u00e4n<span class=\"__4 _361\"></span>\u00e4, onk<span class=\"__4 _367\"></span>o viit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>it\u00e4 s<span class=\"__4 _361\"></span>iit\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 muu<span class=\"__4 _361\"></span>n ainee<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>an hy\u00f6<span class=\"__4 _361\"></span>dyk<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>en ku<span class=\"__4 _361\"></span>in liikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>von a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on ale<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t. Jos v<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 ilme<span class=\"__4 _361\"></span>nee, U<span class=\"__4 _361\"></span>nite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioi k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>eise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 omaisuuser\u00e4st<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olevan raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4n. Kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olev<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>er\u00e4<span class=\"__4 _361\"></span>n k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo v<span class=\"__4 _361\"></span>\u00e4h<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>\u00e4 my<span class=\"__4 _361\"></span>yn<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>nist<span class=\"__4 _361\"></span>\u00e4 aih<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>illa men<span class=\"__4 _361\"></span>oilla tai s<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>\u00e4 kork<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>mpi k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo. Ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ona<span class=\"__4 _361\"></span>len<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tumis<span class=\"__4 _361\"></span>tap<span class=\"__4 _361\"></span>pio kirjat<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eisesti, k<span class=\"__4 _361\"></span>un omaisu<span class=\"__4 _361\"></span>user<span class=\"__4 _361\"></span>\u00e4n kirja<span class=\"__4 _361\"></span>npi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 siit\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>an r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n. Ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>onal<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mistappion<span class=\"__4 _367\"></span> kirjaamisen yhte<span class=\"__4 _367\"></span>ydess\u00e4 konserni arvioi uude<span class=\"__4 _367\"></span>lleen<span class=\"__4 _367\"></span> aineet<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>toman hy\u00f6dykkeen taloudel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isen vaikutusajan. Ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>istappio peruuteta<span class=\"__4 _361\"></span>an, jos<span class=\"__4 _367\"></span> olosuht<span class=\"__4 _367\"></span>eissa on tapahtunut muutos ja hy<span class=\"__4 _367\"></span>\u00f6dyk<span class=\"__4 _361\"></span>keen<span class=\"__4 _367\"></span> kerrytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4<span class=\"__4 _367\"></span> ole<span class=\"__4 _367\"></span>va raham\u00e4\u00e4r\u00e4 on<span class=\"__4 _367\"></span> muuttunut arvonal<span class=\"__4 _367\"></span>entum<span class=\"__4 _367\"></span>istappi<span class=\"__4 _367\"></span>on <span class=\"__4 _8f_3\"></span><span class=\"ls1_4 ws1_4\"> </span>kirjaamisajankohdasta. Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stappiota ei kuit<span class=\"__4 _367\"></span>enka<span class=\"__4 _361\"></span>an peruu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tet<span class=\"__4 _361\"></span>a en<span class=\"__4 _361\"></span>emp<span class=\"__4 _361\"></span>\u00e4\u00e4 k<span class=\"__4 _361\"></span>uin o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uuse<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anpi<span class=\"__4 _361\"></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo olisi ilm<span class=\"__4 _361\"></span>an ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ona<span class=\"__4 _361\"></span>len<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tumis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ppion kirja<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-383": {
   "value": "Muiden aineet<span class=\"__4 _361\"></span>tomien h<span class=\"__4 _367\"></span>y\u00f6dykkeiden ar<span class=\"__4 _361\"></span>v<span class=\"__4 _367\"></span>onalentuminen<span class=\"__4 _362\"> </span>Konserni arvioi jokaisena raportointikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sp\u00e4iv\u00e4n<span class=\"__4 _361\"></span>\u00e4, onk<span class=\"__4 _367\"></span>o viit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>it\u00e4 s<span class=\"__4 _361\"></span>iit\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 muu<span class=\"__4 _361\"></span>n ainee<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>an hy\u00f6<span class=\"__4 _361\"></span>dyk<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>en ku<span class=\"__4 _361\"></span>in liikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>von a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on ale<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t. Jos v<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 ilme<span class=\"__4 _361\"></span>nee, U<span class=\"__4 _361\"></span>nite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioi k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>eise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 omaisuuser\u00e4st<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olevan raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4n. Kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olev<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>er\u00e4<span class=\"__4 _361\"></span>n k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo v<span class=\"__4 _361\"></span>\u00e4h<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>\u00e4 my<span class=\"__4 _361\"></span>yn<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>nist<span class=\"__4 _361\"></span>\u00e4 aih<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>illa men<span class=\"__4 _361\"></span>oilla tai s<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>\u00e4 kork<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>mpi k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo. Ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ona<span class=\"__4 _361\"></span>len<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tumis<span class=\"__4 _361\"></span>tap<span class=\"__4 _361\"></span>pio kirjat<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eisesti, k<span class=\"__4 _361\"></span>un omaisu<span class=\"__4 _361\"></span>user<span class=\"__4 _361\"></span>\u00e4n kirja<span class=\"__4 _361\"></span>npi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 siit\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>an r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n. Ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>onal<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mistappion<span class=\"__4 _367\"></span> kirjaamisen yhte<span class=\"__4 _367\"></span>ydess\u00e4 konserni arvioi uude<span class=\"__4 _367\"></span>lleen<span class=\"__4 _367\"></span> aineet<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>toman hy\u00f6dykkeen taloudel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isen vaikutusajan. Ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>istappio peruuteta<span class=\"__4 _361\"></span>an, jos<span class=\"__4 _367\"></span> olosuht<span class=\"__4 _367\"></span>eissa on tapahtunut muutos ja hy<span class=\"__4 _367\"></span>\u00f6dyk<span class=\"__4 _361\"></span>keen<span class=\"__4 _367\"></span> kerrytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4<span class=\"__4 _367\"></span> ole<span class=\"__4 _367\"></span>va raham\u00e4\u00e4r\u00e4 on<span class=\"__4 _367\"></span> muuttunut arvonal<span class=\"__4 _367\"></span>entum<span class=\"__4 _367\"></span>istappi<span class=\"__4 _367\"></span>on <span class=\"__4 _8f_3\"></span><span class=\"ls1_4 ws1_4\"> </span>kirjaamisajankohdasta. Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stappiota ei kuit<span class=\"__4 _367\"></span>enka<span class=\"__4 _361\"></span>an peruu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tet<span class=\"__4 _361\"></span>a en<span class=\"__4 _361\"></span>emp<span class=\"__4 _361\"></span>\u00e4\u00e4 k<span class=\"__4 _361\"></span>uin o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uuse<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anpi<span class=\"__4 _361\"></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo olisi ilm<span class=\"__4 _361\"></span>an ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ona<span class=\"__4 _361\"></span>len<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tumis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ppion kirja<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>8.3 A<span class=\"__4 _361\"></span>rvonalentumistestaus \u2013 liikearvo<span class=\"__4 _362\"> </span>Laatimisperiaate<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo kohd<span class=\"__4 _367\"></span>istetaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaust<span class=\"__4 _361\"></span>a varten ni<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>le rahavir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa t<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aville y<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>\u00f6ille tai n<span class=\"__4 _361\"></span>\u00e4ide<span class=\"__4 _361\"></span>n r<span class=\"__4 _361\"></span>yhm<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>le, joid<span class=\"__4 _361\"></span>en od<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an hy\u00f6t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4n siit<span class=\"__4 _361\"></span>\u00e4 liiketoi<span class=\"__4 _361\"></span>mintojen y<span class=\"__4 _361\"></span>hdis<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>mise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4, jo<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a liikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo sy<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>yi. Ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava y<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>k\u00f6 on se United B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersin pienin y<span class=\"__4 _361\"></span>ksil\u00f6it\u00e4<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>\u00e4 oleva om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>user<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>hm<span class=\"__4 _361\"></span>\u00e4, jon<span class=\"__4 _361\"></span>ka k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4t r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t pitk<span class=\"__4 _361\"></span>\u00e4l<span class=\"__4 _361\"></span>ti riipp<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mat<span class=\"__4 _361\"></span>tomi<span class=\"__4 _367\"></span>a muiden<span class=\"__4 _367\"></span> omaisuuserien<span class=\"__4 _367\"></span> tai omaisuuser\u00e4r<span class=\"__4 _361\"></span>yhmien<span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>\u00e4 rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>roist<span class=\"__4 _361\"></span>a. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an, ku<span class=\"__4 _361\"></span>n rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>n yksik\u00f6n k<span class=\"__4 _361\"></span>ir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>janp<span class=\"__4 _367\"></span>itoarvo yl<span class=\"__4 _369\"></span>it<span class=\"__4 _361\"></span>t\u00e4\u00e4 si<span class=\"__4 _367\"></span>it\u00e4 k<span class=\"__4 _367\"></span>erry<span class=\"__4 _361\"></span>tett\u00e4viss\u00e4 o<span class=\"__4 _367\"></span>levan<span class=\"__4 _367\"></span> raham\u00e4\u00e4r<span class=\"__4 _361\"></span>\u00e4n.<span class=\"__4 _367\"></span> Kerrytett<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>vis<span class=\"__4 _361\"></span>s\u00e4 o<span class=\"__4 _361\"></span>leva r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on om<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>avi<span class=\"__4 _361\"></span>rt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a tu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>n yk<span class=\"__4 _361\"></span>si<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k\u00f6n k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo v\u00e4<span class=\"__4 _361\"></span>hen<span class=\"__4 _361\"></span>net<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>\u00e4 luov<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>oht<span class=\"__4 _361\"></span>uvilla m<span class=\"__4 _361\"></span>enoilla<span class=\"__4 _361\"></span>, ta<span class=\"__4 _361\"></span>i k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo se<span class=\"__4 _361\"></span>n muk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>umpi n<span class=\"__4 _361\"></span>\u00e4ist<span class=\"__4 _361\"></span>\u00e4 on s<span class=\"__4 _361\"></span>uur<span class=\"__4 _361\"></span>empi. Un<span class=\"__4 _361\"></span>ited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s m\u00e4\u00e4<span class=\"__4 _361\"></span>ritt\u00e4<span class=\"__4 _361\"></span>\u00e4 kerry<span class=\"__4 _361\"></span>tett\u00e4viss<span class=\"__4 _361\"></span>\u00e4 o<span class=\"__4 _367\"></span>levat raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4t perustuen k\u00e4y<span class=\"__4 _361\"></span>tt\u00f6ar<span class=\"__4 _361\"></span>voon. Vastaiset tulovi<span class=\"__4 _367\"></span>rra<span class=\"__4 _361\"></span>t<span class=\"__4 _367\"></span> perustu<span class=\"__4 _361\"></span>vat varainhoidossa varainhoitosopimuksi<span class=\"__4 _367\"></span>lla<span class=\"__4 _362\"> </span>hallinnoit<span class=\"__4 _361\"></span>aviin va<span class=\"__4 _361\"></span>roihin, joihin vaiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at muun mu<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>inoiden<span class=\"__4 _362\"> </span> keh<span class=\"__4 _367\"></span>itys. P\u00e4\u00e4omamarkkinapal<span class=\"__4 _367\"></span>vel<span class=\"__4 _367\"></span>ui<span class=\"__4 _367\"></span>ssa tul<span class=\"__4 _367\"></span>orahavirta<span class=\"__4 _361\"></span>an<span class=\"__4 _367\"></span> vaikuttavat mer<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ki<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>ti tr<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>tioid<span class=\"__4 _361\"></span>en m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t sek<span class=\"__4 _361\"></span>\u00e4 n\u00e4<span class=\"__4 _361\"></span>ihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t mene<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>palk<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>ot.<span class=\"__4 _362\"> </span> Ar<span class=\"__4 _361\"></span>viot<span class=\"__4 _367\"></span> perustuv<span class=\"__4 _361\"></span>at<span class=\"__4 _367\"></span> johdon n\u00e4kemyksi<span class=\"__4 _367\"></span>in ede<span class=\"__4 _367\"></span>ll\u00e4<span class=\"__4 _367\"></span> mainitui<span class=\"__4 _367\"></span>sta. Liikearvost<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span> kirja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ua ar<span class=\"__4 _361\"></span>von<span class=\"__4 _361\"></span>alentu<span class=\"__4 _361\"></span>mista<span class=\"__4 _361\"></span>ppiota ei pe<span class=\"__4 _361\"></span>ruut<span class=\"__4 _361\"></span>eta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Ole<span class=\"__4 _361\"></span>tukse<span class=\"__4 _361\"></span>t ja ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _361\"></span>ihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4t ep<span class=\"__4 _361\"></span>\u00e4varmuu<span class=\"__4 _361\"></span>stek<span class=\"__4 _361\"></span>ij\u00e4t<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersi<span class=\"__4 _361\"></span>n johto a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi jo<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>isen<span class=\"__4 _361\"></span>a tilinp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6sp<span class=\"__4 _361\"></span>\u00e4i<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _361\"></span>\u00e4, o<span class=\"__4 _361\"></span>nko vii<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>teit<span class=\"__4 _361\"></span>\u00e4 siit<span class=\"__4 _361\"></span>\u00e4, e<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4 liike<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>on (t<span class=\"__4 _361\"></span>ai muu<span class=\"__4 _361\"></span>n aine<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ai ain<span class=\"__4 _361\"></span>eellise<span class=\"__4 _361\"></span>n hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>kee<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>oikeu<span class=\"__4 _361\"></span>som<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n) ar<span class=\"__4 _361\"></span>vo o<span class=\"__4 _361\"></span>n alent<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t. V<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vi<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>oida<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>ellaisten mit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>areid<span class=\"__4 _361\"></span>en per<span class=\"__4 _361\"></span>uste<span class=\"__4 _361\"></span>ell<span class=\"__4 _367\"></span>a, jotka mitta<span class=\"__4 _361\"></span>avat taloudel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ista<span class=\"__4 _362\"> </span> suorituskyk<span class=\"__4 _361\"></span>y\u00e4, kuten konsernin<span class=\"__4 _367\"></span> johdon<span class=\"__4 _367\"></span> rapor<span class=\"__4 _361\"></span>toint<span class=\"__4 _367\"></span>i tai tal<span class=\"__4 _367\"></span>oude<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>is<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> ymp\u00e4<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ris<span class=\"__4 _361\"></span>t\u00f6n ja m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoid<span class=\"__4 _361\"></span>en se<span class=\"__4 _361\"></span>ura<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a. V<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 voi<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t olla muu<span class=\"__4 _361\"></span>n mua<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a:<span class=\"__4 _362\"> </span><span class=\"__4 _361\"></span> - <span class=\"__4 _368\"> </span>odott<span class=\"__4 _361\"></span>amat<span class=\"__4 _361\"></span>tomat<span class=\"__4 _367\"></span> muutokset testauslaskel<span class=\"__4 _367\"></span>mien k<span class=\"__4 _367\"></span>eskeis<span class=\"__4 _367\"></span>iss\u00e4  oletu<span class=\"__4 _361\"></span>ksiss<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>mark<span class=\"__4 _361\"></span>kinaolosuhte<span class=\"__4 _367\"></span>iden muutokset.<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaukses<span class=\"__4 _361\"></span>sa Unit<span class=\"__4 _367\"></span>ed Bankers on m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4ny<span class=\"__4 _361\"></span>t<span class=\"__4 _367\"></span> rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>taa tuottavan yksi<span class=\"__4 _367\"></span>k\u00f6n<span class=\"__4 _367\"></span> kerry<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>\u00e4vi<span class=\"__4 _367\"></span>ss\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6arvoon<span class=\"__4 _367\"></span> perustuen. T<span class=\"__4 _369\"></span>est<span class=\"__4 _361\"></span>auksessa k\u00e4y<span class=\"__4 _361\"></span>tety<span class=\"__4 _361\"></span>t rahavirt<span class=\"__4 _361\"></span>aennusteet<span class=\"__4 _367\"></span> pohjautuvat joh<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>don h<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>ksy<span class=\"__4 _361\"></span>miin enn<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>eisiin, jot<span class=\"__4 _361\"></span>ka k<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at kolm<span class=\"__4 _361\"></span>en v<span class=\"__4 _361\"></span>uod<span class=\"__4 _361\"></span>en aja<span class=\"__4 _361\"></span>njak<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>son. En<span class=\"__4 _367\"></span>nustejakson<span class=\"__4 _367\"></span> j\u00e4lke<span class=\"__4 _367\"></span>iset rahavirrat on<span class=\"__4 _367\"></span> ekstra<span class=\"__4 _361\"></span>pol<span class=\"__4 _367\"></span>oitu k\u00e4yt<span class=\"__4 _361\"></span>t\u00e4m\u00e4ll\u00e4<span class=\"__4 _367\"></span> k<span class=\"__4 _361\"></span>asv<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>ekij\u00e4<span class=\"__4 _361\"></span>n\u00e4 3 %:a<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Liikearvon jakautuminen segmenteille<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _a9_3\"> </span><span class=\"ls20_4 ws49_3\">3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _aa_3\"> </span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>Var<span class=\"__4 _361\"></span>ainhoito<span class=\"__4 _a1_3\"> </span><span class=\"ls27_4 ws43_3\">15<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>9<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _ab_3\"> </span>15<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>9<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _362\"> </span></span>P\u00e4\u00e4omamarkkinapalve<span class=\"__4 _367\"></span>lut<span class=\"__4 _367\"></span> <span class=\"__4 _ac_3\"> </span>500<span class=\"__4 _6a_3\"> </span>500<span class=\"__4 _362\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _ad_3\"> </span><span class=\"ls2b_4 ws48_3\">15<span class=\"__4 _361\"></span> 59<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _453\"> </span>15 5<span class=\"__4 _361\"></span>9<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span>12<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span>K\u00e4yt<span class=\"__4 _361\"></span>t\u00f6arvoa m\u00e4\u00e4ritett<span class=\"__4 _361\"></span>\u00e4ess\u00e4 k\u00e4<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>tety<span class=\"__4 _361\"></span>t kesk<span class=\"__4 _367\"></span>eiset muuttujat olivat<span class=\"__4 _367\"></span> seuraav<span class=\"__4 _367\"></span>at:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>K<span class=\"__4 _361\"></span>assavirtalas<span class=\"__4 _367\"></span>ke<span class=\"__4 _367\"></span>lma<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a kassavi<span class=\"__4 _367\"></span>rtoj<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> on<span class=\"__4 _367\"></span> ol<span class=\"__4 _367\"></span>ete<span class=\"__4 _367\"></span>ttu kerty<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _367\"></span> tasaises<span class=\"__4 _367\"></span>ti  <span class=\"__4 _370\"> </span>vuoden aika<span class=\"__4 _361\"></span>na.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>I<span class=\"__4 _361\"></span>nves<span class=\"__4 _361\"></span>toint<span class=\"__4 _361\"></span>iva<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sina la<span class=\"__4 _361\"></span>ske<span class=\"__4 _361\"></span>lma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y ed<span class=\"__4 _361\"></span>ellisvu<span class=\"__4 _361\"></span>osie<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>so<span class=\"__4 _361\"></span>a  <span class=\"__4 _370\"> </span>kor<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>na k<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>vulla s<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>\u00e4 tied<span class=\"__4 _361\"></span>oss<span class=\"__4 _361\"></span>a ole<span class=\"__4 _361\"></span>villa inv<span class=\"__4 _361\"></span>estoi<span class=\"__4 _361\"></span>nneilla<span class=\"__4 _361\"></span>.  <span class=\"__4 _370\"> </span>K\u00e4y<span class=\"__4 _361\"></span>tt\u00f6p\u00e4<span class=\"__4 _361\"></span>\u00e4omatarpeen ei<span class=\"__4 _367\"></span> olete<span class=\"__4 _367\"></span>ta ka<span class=\"__4 _361\"></span>svavan merkitt<span class=\"__4 _361\"></span>\u00e4v\u00e4sti.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Diskonttauskorko:<span class=\"__4 _367\"></span> Varainhoito<span class=\"__4 _367\"></span> - segmenti<span class=\"__4 _367\"></span>n di<span class=\"__4 _367\"></span>skontt<span class=\"__4 _361\"></span>auskorko<span class=\"__4 _367\"></span> ennen  <span class=\"__4 _370\"> </span>ver<span class=\"__4 _361\"></span>oja oli 1<span class=\"__4 _369\"></span>2<span class=\"__4 _361\"></span>,5 % (1<span class=\"__4 _369\"></span>2,5 %) ja ver<span class=\"__4 _361\"></span>ojen j\u00e4lk<span class=\"__4 _361\"></span>een dis<span class=\"__4 _361\"></span>kont<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>skor<span class=\"__4 _361\"></span>ko oli  <span class=\"__4 _370\"> </span>1<span class=\"__4 _367\"></span>0,0 % (1<span class=\"__4 _367\"></span>0,0 %<span class=\"__4 _367\"></span>). P\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>alv<span class=\"__4 _361\"></span>elut - se<span class=\"__4 _361\"></span>gme<span class=\"__4 _361\"></span>ntin  <span class=\"__4 _370\"> </span>disko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ausk<span class=\"__4 _361\"></span>ork<span class=\"__4 _361\"></span>o enn<span class=\"__4 _361\"></span>en ver<span class=\"__4 _361\"></span>oja oli 1<span class=\"__4 _369\"></span>5,6 % (1<span class=\"__4 _367\"></span>5,6 %<span class=\"__4 _367\"></span>) ja v<span class=\"__4 _361\"></span>erojen  <span class=\"__4 _370\"> </span>j\u00e4lk<span class=\"__4 _361\"></span>een dis<span class=\"__4 _361\"></span>kont<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>skor<span class=\"__4 _361\"></span>ko oli 1<span class=\"__4 _367\"></span>2,5 % (1<span class=\"__4 _369\"></span>2,5 %)<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Rahav<span class=\"__4 _361\"></span>irtoj<span class=\"__4 _367\"></span>en kasv<span class=\"__4 _361\"></span>uprosentti ennustejaksol<span class=\"__4 _367\"></span>la: Varainho<span class=\"__4 _367\"></span>itosegmentin  <span class=\"__4 _370\"> </span>kol<span class=\"__4 _367\"></span>men vuoden enn<span class=\"__4 _367\"></span>ustejaksol<span class=\"__4 _369\"></span>la rahavir<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>jen on<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _367\"></span>itu kasvava<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>noin 6,<span class=\"__4 _361\"></span>5 % vuo<span class=\"__4 _361\"></span>des<span class=\"__4 _361\"></span>sa j<span class=\"__4 _361\"></span>a P\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>pal<span class=\"__4 _361\"></span>velu<span class=\"__4 _361\"></span>t-se<span class=\"__4 _361\"></span>gmen<span class=\"__4 _361\"></span>tin  <span class=\"__4 _370\"> </span>rahavir<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>jen<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span>daan s\u00e4ilyv\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> positi<span class=\"__4 _367\"></span>ivisi<span class=\"__4 _367\"></span>na. Ennuste<span class=\"__4 _367\"></span>jakson  <span class=\"__4 _370\"> </span>j\u00e4lke<span class=\"__4 _367\"></span>iset rahavirrat terminaali<span class=\"__4 _367\"></span>ar<span class=\"__4 _361\"></span>vossa on ekstrapoloitu mo<span class=\"__4 _367\"></span>lemmi<span class=\"__4 _367\"></span>ss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>se<span class=\"__4 _361\"></span>gmen<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>s\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4ll\u00e4 3 %:n ka<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>ua<span class=\"__4 _361\"></span>. T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>on voi pe<span class=\"__4 _361\"></span>rus<span class=\"__4 _361\"></span>tella  <span class=\"__4 _370\"> </span>laskelmass<span class=\"__4 _361\"></span>a k\u00e4y<span class=\"__4 _361\"></span>tetyll\u00e4 kol<span class=\"__4 _367\"></span>men vuoden lyhyell\u00e4<span class=\"__4 _367\"></span> ajanjaksolla.<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaus tehd\u00e4\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> vuosit<span class=\"__4 _361\"></span>tain ja<span class=\"__4 _367\"></span> vii<span class=\"__4 _367\"></span>meisi<span class=\"__4 _367\"></span>n ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mistestaus on<span class=\"__4 _367\"></span> tehty tilant<span class=\"__4 _367\"></span>eesta 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2025<span class=\"__4 _367\"></span>. Arvonalentumistestauksen perusteel<span class=\"__4 _367\"></span>la konserni<span class=\"__4 _367\"></span> katsoo, ett<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _367\"></span> ta<span class=\"__4 _361\"></span>rvet<span class=\"__4 _361\"></span>ta l<span class=\"__4 _367\"></span>iikearvon ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>isel<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>le ei ole t<span class=\"__4 _361\"></span>unnis<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u.<span class=\"__4 _362\"> </span>Herk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ysanaly<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>i<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>von arvonalentumistestauksess<span class=\"__4 _361\"></span>a k\u00e4ytet<span class=\"__4 _361\"></span>t\u00e4vien laske<span class=\"__4 _367\"></span>lmien<span class=\"__4 _367\"></span> laati<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>minen<span class=\"__4 _367\"></span> edel<span class=\"__4 _367\"></span>lyt<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 johd<span class=\"__4 _367\"></span>olta tulevai<span class=\"__4 _367\"></span>suut<span class=\"__4 _361\"></span>ta koskevi<span class=\"__4 _367\"></span>en arvioiden tek<span class=\"__4 _367\"></span>emis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4. Jo<span class=\"__4 _361\"></span>hdon a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>viot j<span class=\"__4 _361\"></span>a niihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t kr<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>tiset e<span class=\"__4 _361\"></span>p\u00e4<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rmu<span class=\"__4 _361\"></span>uste<span class=\"__4 _361\"></span>kij\u00e4t lii<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t ker<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>aa r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4 ko<span class=\"__4 _361\"></span>skev<span class=\"__4 _361\"></span>ien la<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>ien p<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ame<span class=\"__4 _361\"></span>trie<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>een. U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>sin joh<span class=\"__4 _361\"></span>to on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioin<span class=\"__4 _361\"></span>ut Var<span class=\"__4 _361\"></span>ain<span class=\"__4 _361\"></span>hoito<span class=\"__4 _361\"></span>- ja P\u00e4\u00e4om<span class=\"__4 _361\"></span>amarkk<span class=\"__4 _361\"></span>inapalvel<span class=\"__4 _367\"></span>ut-segmenttien kerry<span class=\"__4 _361\"></span>tett<span class=\"__4 _361\"></span>\u00e4viss\u00e4 olevaa raha<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioinu<span class=\"__4 _361\"></span>t kes<span class=\"__4 _361\"></span>keisi\u00e4 m<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ujia ka<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>lliss<span class=\"__4 _361\"></span>a. Mink<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n para<span class=\"__4 _361\"></span>metrin<span class=\"__4 _367\"></span> jokseenkin mahdol<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>inen muutos<span class=\"__4 _367\"></span> kohtuul<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sesti arvioituna ei johtaisi<span class=\"__4 _367\"></span> ainaka<span class=\"__4 _361\"></span>an o<span class=\"__4 _367\"></span>lennaisten<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stappioiden<span class=\"__4 _367\"></span> kirjaamiseen.<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>votestauksen yhteydess\u00e4 on arvioitu kass<span class=\"__4 _361\"></span>avirtam<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>en herk<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 eri<span class=\"__4 _367\"></span> parametrien muutoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>, esi<span class=\"__4 _367\"></span>merkiksi di<span class=\"__4 _367\"></span>skonttokoron tai ter<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>minaaliarvon muutoksi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>e. D<span class=\"__4 _367\"></span>iskonttokorko vo<span class=\"__4 _367\"></span>isi<span class=\"__4 _367\"></span> esimerkiksi<span class=\"__4 _367\"></span> nousta 1<span class=\"__4 _367\"></span>0 %-<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>ik\u00f6ll\u00e4 t<span class=\"__4 _361\"></span>ai ter<span class=\"__4 _361\"></span>min<span class=\"__4 _361\"></span>aali<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo pie<span class=\"__4 _361\"></span>nen<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y\u00e4 1<span class=\"__4 _367\"></span>0<span class=\"__4 _361\"></span>0 % eik<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>mis<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tar<span class=\"__4 _361\"></span>vetta syntyi<span class=\"__4 _367\"></span>si<span class=\"__4 _367\"></span>. Li<span class=\"__4 _367\"></span>ik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span>testauksessa o<span class=\"__4 _367\"></span>n o<span class=\"__4 _367\"></span>lete<span class=\"__4 _367\"></span>ttu, ett\u00e4 P\u00e4\u00e4omamark<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kina-segmentin rahavirt<span class=\"__4 _361\"></span>a s\u00e4ilyy posit<span class=\"__4 _367\"></span>iivisena ennust<span class=\"__4 _367\"></span>ejaksoll<span class=\"__4 _367\"></span>a. Yhti\u00f6n ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo p<span class=\"__4 _361\"></span>er 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2<span class=\"__4 _361\"></span>025 oli noi<span class=\"__4 _361\"></span>n 208,8 m<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>joo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa ja k<span class=\"__4 _361\"></span>on<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>rnin t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>een lo<span class=\"__4 _361\"></span>ppu<span class=\"__4 _361\"></span>summ<span class=\"__4 _361\"></span>a noin 9<span class=\"__4 _361\"></span>8,6 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>Kons<span class=\"__4 _361\"></span>erni a<span class=\"__4 _361\"></span>rv<span class=\"__4 _361\"></span>ioi joka<span class=\"__4 _361\"></span>isena r<span class=\"__4 _361\"></span>apo<span class=\"__4 _361\"></span>rtoin<span class=\"__4 _361\"></span>tika<span class=\"__4 _361\"></span>uden p<span class=\"__4 _361\"></span>\u00e4\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ymisp<span class=\"__4 _361\"></span>\u00e4i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>v\u00e4<span class=\"__4 _361\"></span>n\u00e4<span class=\"__4 _361\"></span>, onko v<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 siit<span class=\"__4 _361\"></span>\u00e4, e<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 ain<span class=\"__4 _361\"></span>eellise<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on alen<span class=\"__4 _361\"></span>tun<span class=\"__4 _361\"></span>ut. J<span class=\"__4 _361\"></span>os viit<span class=\"__4 _361\"></span>tei<span class=\"__4 _361\"></span>t\u00e4 ilm<span class=\"__4 _361\"></span>ene<span class=\"__4 _361\"></span>e, Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioi k<span class=\"__4 _361\"></span>yse<span class=\"__4 _361\"></span>ises<span class=\"__4 _361\"></span>t\u00e4 o<span class=\"__4 _361\"></span>mai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>suuser\u00e4st<span class=\"__4 _361\"></span>\u00e4 <span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olevan raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4n. Ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entumistappio kir<span class=\"__4 _361\"></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>un om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirja<span class=\"__4 _361\"></span>npit<span class=\"__4 _361\"></span>oa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 sii<span class=\"__4 _361\"></span>t\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n.<span class=\"__4 _362\"> </span>Muiden aineellisten<span class=\"__4 _367\"></span> hy\u00f6dykk<span class=\"__4 _367\"></span>eiden ar<span class=\"__4 _361\"></span>v<span class=\"__4 _367\"></span>onalentuminen<span class=\"__4 _362\"> </span>Konserni arvioi jokaisena raportointikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sp\u00e4iv\u00e4n<span class=\"__4 _361\"></span>\u00e4, onk<span class=\"__4 _367\"></span>o viit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>it\u00e4 s<span class=\"__4 _361\"></span>iit\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 aine<span class=\"__4 _361\"></span>ellisen hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>en ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>o on ale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>nut<span class=\"__4 _361\"></span>. Jos vii<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>teit\u00e4 i<span class=\"__4 _367\"></span>lmenee,<span class=\"__4 _367\"></span> United<span class=\"__4 _367\"></span> Bankers ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span> k<span class=\"__4 _361\"></span>yseisest\u00e4 omaisuu<span class=\"__4 _367\"></span>ser\u00e4<span class=\"__4 _361\"></span>st\u00e4 ker<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ry<span class=\"__4 _361\"></span>tett\u00e4viss\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n. Ke<span class=\"__4 _367\"></span>rr<span class=\"__4 _361\"></span>ytett\u00e4viss\u00e4 ol<span class=\"__4 _367\"></span>eva raham\u00e4\u00e4r\u00e4 on<span class=\"__4 _367\"></span> omaisuuser\u00e4n k\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo v\u00e4hennett<span class=\"__4 _361\"></span>yn\u00e4 myynnist\u00e4 aiheutuvil<span class=\"__4 _367\"></span>la meno<span class=\"__4 _367\"></span>il<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>la t<span class=\"__4 _361\"></span>ai sit<span class=\"__4 _361\"></span>\u00e4 ko<span class=\"__4 _361\"></span>rke<span class=\"__4 _361\"></span>amp<span class=\"__4 _361\"></span>i k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>o. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>mist<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pio kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tulo<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>iku<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>teise<span class=\"__4 _361\"></span>sti, k<span class=\"__4 _361\"></span>un om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anpi<span class=\"__4 _361\"></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 sii<span class=\"__4 _361\"></span>t\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>viss\u00e4 o<span class=\"__4 _367\"></span>levan<span class=\"__4 _367\"></span> raham\u00e4\u00e4r\u00e4n. Arvonalentu<span class=\"__4 _367\"></span>mis<span class=\"__4 _367\"></span>tappion<span class=\"__4 _367\"></span> kir<span class=\"__4 _367\"></span>jaamise<span class=\"__4 _367\"></span>n yht<span class=\"__4 _367\"></span>ey<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>dess\u00e4 konserni arvioi uudel<span class=\"__4 _367\"></span>leen<span class=\"__4 _367\"></span> aineel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isen hy<span class=\"__4 _367\"></span>\u00f6dykkeen taloudell<span class=\"__4 _367\"></span>isen<span class=\"__4 _367\"></span> vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>usaj<span class=\"__4 _361\"></span>an. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio pe<span class=\"__4 _361\"></span>ruu<span class=\"__4 _361\"></span>teta<span class=\"__4 _361\"></span>an, jo<span class=\"__4 _361\"></span>s olosuhteis<span class=\"__4 _361\"></span>sa on t<span class=\"__4 _361\"></span>apa<span class=\"__4 _361\"></span>ht<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t muu<span class=\"__4 _361\"></span>tos ja hy<span class=\"__4 _361\"></span>\u00f6dy<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>een ke<span class=\"__4 _361\"></span>rr<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>a r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on muutt<span class=\"__4 _361\"></span>unut arvonalentumistappion<span class=\"__4 _367\"></span> kirjaamisajankohdasta. Ar<span class=\"__4 _361\"></span>vonalen<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tumistappiota ei<span class=\"__4 _367\"></span> kuitenkaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> peruutet<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> enemp\u00e4<span class=\"__4 _361\"></span>\u00e4 kui<span class=\"__4 _367\"></span>n omaisuuser\u00e4n kir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>jan<span class=\"__4 _361\"></span>pitoar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>o ol<span class=\"__4 _367\"></span>isi ilman a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vonale<span class=\"__4 _361\"></span>ntumis<span class=\"__4 _361\"></span>tap<span class=\"__4 _361\"></span>pion kirja<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>ta.<span class=\"__4 _362\"> </span>K\u00e4<span class=\"__4 _367\"></span>ytt\u00f6o<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ke<span class=\"__4 _367\"></span>us<span class=\"__4 _367\"></span>om<span class=\"__4 _367\"></span>ai<span class=\"__4 _369\"></span>suu<span class=\"__4 _367\"></span>se<span class=\"__4 _367\"></span>r\u00e4<span class=\"__4 _367\"></span> te<span class=\"__4 _367\"></span>sta<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> tarvi<span class=\"__4 _367\"></span>ttae<span class=\"__4 _367\"></span>ssa<span class=\"__4 _367\"></span> arv<span class=\"__4 _367\"></span>on<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>alent<span class=\"__4 _361\"></span>umisen v<span class=\"__4 _361\"></span>aralt<span class=\"__4 _361\"></span>a, ja m<span class=\"__4 _361\"></span>ahdollinen ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio kirj<span class=\"__4 _361\"></span>ata<span class=\"__4 _361\"></span>an tulos<span class=\"__4 _361\"></span>vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-384": {
   "value": "Muiden aineet<span class=\"__4 _361\"></span>tomien h<span class=\"__4 _367\"></span>y\u00f6dykkeiden ar<span class=\"__4 _361\"></span>v<span class=\"__4 _367\"></span>onalentuminen<span class=\"__4 _362\"> </span>Konserni arvioi jokaisena raportointikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sp\u00e4iv\u00e4n<span class=\"__4 _361\"></span>\u00e4, onk<span class=\"__4 _367\"></span>o viit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>it\u00e4 s<span class=\"__4 _361\"></span>iit\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 muu<span class=\"__4 _361\"></span>n ainee<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>an hy\u00f6<span class=\"__4 _361\"></span>dyk<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>en ku<span class=\"__4 _361\"></span>in liikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>von a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on ale<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t. Jos v<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 ilme<span class=\"__4 _361\"></span>nee, U<span class=\"__4 _361\"></span>nite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioi k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>eise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 omaisuuser\u00e4st<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olevan raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4n. Kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olev<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>er\u00e4<span class=\"__4 _361\"></span>n k<span class=\"__4 _361\"></span>\u00e4yp<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo v<span class=\"__4 _361\"></span>\u00e4h<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>\u00e4 my<span class=\"__4 _361\"></span>yn<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>nist<span class=\"__4 _361\"></span>\u00e4 aih<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>illa men<span class=\"__4 _361\"></span>oilla tai s<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>\u00e4 kork<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>mpi k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo. Ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ona<span class=\"__4 _361\"></span>len<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tumis<span class=\"__4 _361\"></span>tap<span class=\"__4 _361\"></span>pio kirjat<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tulosv<span class=\"__4 _361\"></span>aiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>eisesti, k<span class=\"__4 _361\"></span>un omaisu<span class=\"__4 _361\"></span>user<span class=\"__4 _361\"></span>\u00e4n kirja<span class=\"__4 _361\"></span>npi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 siit\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>an r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n. Ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>onal<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mistappion<span class=\"__4 _367\"></span> kirjaamisen yhte<span class=\"__4 _367\"></span>ydess\u00e4 konserni arvioi uude<span class=\"__4 _367\"></span>lleen<span class=\"__4 _367\"></span> aineet<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>toman hy\u00f6dykkeen taloudel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isen vaikutusajan. Ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>istappio peruuteta<span class=\"__4 _361\"></span>an, jos<span class=\"__4 _367\"></span> olosuht<span class=\"__4 _367\"></span>eissa on tapahtunut muutos ja hy<span class=\"__4 _367\"></span>\u00f6dyk<span class=\"__4 _361\"></span>keen<span class=\"__4 _367\"></span> kerrytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4<span class=\"__4 _367\"></span> ole<span class=\"__4 _367\"></span>va raham\u00e4\u00e4r\u00e4 on<span class=\"__4 _367\"></span> muuttunut arvonal<span class=\"__4 _367\"></span>entum<span class=\"__4 _367\"></span>istappi<span class=\"__4 _367\"></span>on <span class=\"__4 _8f_3\"></span><span class=\"ls1_4 ws1_4\"> </span>kirjaamisajankohdasta. Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stappiota ei kuit<span class=\"__4 _367\"></span>enka<span class=\"__4 _361\"></span>an peruu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tet<span class=\"__4 _361\"></span>a en<span class=\"__4 _361\"></span>emp<span class=\"__4 _361\"></span>\u00e4\u00e4 k<span class=\"__4 _361\"></span>uin o<span class=\"__4 _361\"></span>mais<span class=\"__4 _361\"></span>uuse<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anpi<span class=\"__4 _361\"></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo olisi ilm<span class=\"__4 _361\"></span>an ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ona<span class=\"__4 _361\"></span>len<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tumis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ppion kirja<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>H<span class=\"__4 _361\"></span>y\u00f6d<span class=\"__4 _361\"></span>yke, jok<span class=\"__4 _361\"></span>a ei ole v<span class=\"__4 _361\"></span>iel\u00e4 v<span class=\"__4 _361\"></span>almis k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si, tes<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>uo<span class=\"__4 _361\"></span>sit<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>in ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>n<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tumi<span class=\"__4 _367\"></span>sen<span class=\"__4 _367\"></span> varalta.<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>8.3 A<span class=\"__4 _361\"></span>rvonalentumistestaus \u2013 liikearvo<span class=\"__4 _362\"> </span>Laatimisperiaate<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo kohd<span class=\"__4 _367\"></span>istetaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaust<span class=\"__4 _361\"></span>a varten ni<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>le rahavir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa t<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aville y<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>\u00f6ille tai n<span class=\"__4 _361\"></span>\u00e4ide<span class=\"__4 _361\"></span>n r<span class=\"__4 _361\"></span>yhm<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>le, joid<span class=\"__4 _361\"></span>en od<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an hy\u00f6t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4n siit<span class=\"__4 _361\"></span>\u00e4 liiketoi<span class=\"__4 _361\"></span>mintojen y<span class=\"__4 _361\"></span>hdis<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>mise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4, jo<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a liikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo sy<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>yi. Ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava y<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>k\u00f6 on se United B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersin pienin y<span class=\"__4 _361\"></span>ksil\u00f6it\u00e4<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>\u00e4 oleva om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>user<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>hm<span class=\"__4 _361\"></span>\u00e4, jon<span class=\"__4 _361\"></span>ka k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4t r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t pitk<span class=\"__4 _361\"></span>\u00e4l<span class=\"__4 _361\"></span>ti riipp<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mat<span class=\"__4 _361\"></span>tomi<span class=\"__4 _367\"></span>a muiden<span class=\"__4 _367\"></span> omaisuuserien<span class=\"__4 _367\"></span> tai omaisuuser\u00e4r<span class=\"__4 _361\"></span>yhmien<span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>\u00e4 rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>roist<span class=\"__4 _361\"></span>a. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an, ku<span class=\"__4 _361\"></span>n rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>n yksik\u00f6n k<span class=\"__4 _361\"></span>ir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>janp<span class=\"__4 _367\"></span>itoarvo yl<span class=\"__4 _369\"></span>it<span class=\"__4 _361\"></span>t\u00e4\u00e4 si<span class=\"__4 _367\"></span>it\u00e4 k<span class=\"__4 _367\"></span>erry<span class=\"__4 _361\"></span>tett\u00e4viss\u00e4 o<span class=\"__4 _367\"></span>levan<span class=\"__4 _367\"></span> raham\u00e4\u00e4r<span class=\"__4 _361\"></span>\u00e4n.<span class=\"__4 _367\"></span> Kerrytett<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>vis<span class=\"__4 _361\"></span>s\u00e4 o<span class=\"__4 _361\"></span>leva r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on om<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>avi<span class=\"__4 _361\"></span>rt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a tu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>n yk<span class=\"__4 _361\"></span>si<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>k\u00f6n k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo v\u00e4<span class=\"__4 _361\"></span>hen<span class=\"__4 _361\"></span>net<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>\u00e4 luov<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>oht<span class=\"__4 _361\"></span>uvilla m<span class=\"__4 _361\"></span>enoilla<span class=\"__4 _361\"></span>, ta<span class=\"__4 _361\"></span>i k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo se<span class=\"__4 _361\"></span>n muk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>umpi n<span class=\"__4 _361\"></span>\u00e4ist<span class=\"__4 _361\"></span>\u00e4 on s<span class=\"__4 _361\"></span>uur<span class=\"__4 _361\"></span>empi. Un<span class=\"__4 _361\"></span>ited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s m\u00e4\u00e4<span class=\"__4 _361\"></span>ritt\u00e4<span class=\"__4 _361\"></span>\u00e4 kerry<span class=\"__4 _361\"></span>tett\u00e4viss<span class=\"__4 _361\"></span>\u00e4 o<span class=\"__4 _367\"></span>levat raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4t perustuen k\u00e4y<span class=\"__4 _361\"></span>tt\u00f6ar<span class=\"__4 _361\"></span>voon. Vastaiset tulovi<span class=\"__4 _367\"></span>rra<span class=\"__4 _361\"></span>t<span class=\"__4 _367\"></span> perustu<span class=\"__4 _361\"></span>vat varainhoidossa varainhoitosopimuksi<span class=\"__4 _367\"></span>lla<span class=\"__4 _362\"> </span>hallinnoit<span class=\"__4 _361\"></span>aviin va<span class=\"__4 _361\"></span>roihin, joihin vaiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at muun mu<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>inoiden<span class=\"__4 _362\"> </span> keh<span class=\"__4 _367\"></span>itys. P\u00e4\u00e4omamarkkinapal<span class=\"__4 _367\"></span>vel<span class=\"__4 _367\"></span>ui<span class=\"__4 _367\"></span>ssa tul<span class=\"__4 _367\"></span>orahavirta<span class=\"__4 _361\"></span>an<span class=\"__4 _367\"></span> vaikuttavat mer<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ki<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>ti tr<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>tioid<span class=\"__4 _361\"></span>en m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t sek<span class=\"__4 _361\"></span>\u00e4 n\u00e4<span class=\"__4 _361\"></span>ihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t mene<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>palk<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>ot.<span class=\"__4 _362\"> </span> Ar<span class=\"__4 _361\"></span>viot<span class=\"__4 _367\"></span> perustuv<span class=\"__4 _361\"></span>at<span class=\"__4 _367\"></span> johdon n\u00e4kemyksi<span class=\"__4 _367\"></span>in ede<span class=\"__4 _367\"></span>ll\u00e4<span class=\"__4 _367\"></span> mainitui<span class=\"__4 _367\"></span>sta. Liikearvost<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span> kirja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ua ar<span class=\"__4 _361\"></span>von<span class=\"__4 _361\"></span>alentu<span class=\"__4 _361\"></span>mista<span class=\"__4 _361\"></span>ppiota ei pe<span class=\"__4 _361\"></span>ruut<span class=\"__4 _361\"></span>eta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Ole<span class=\"__4 _361\"></span>tukse<span class=\"__4 _361\"></span>t ja ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _361\"></span>ihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4t ep<span class=\"__4 _361\"></span>\u00e4varmuu<span class=\"__4 _361\"></span>stek<span class=\"__4 _361\"></span>ij\u00e4t<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersi<span class=\"__4 _361\"></span>n johto a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi jo<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>isen<span class=\"__4 _361\"></span>a tilinp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6sp<span class=\"__4 _361\"></span>\u00e4i<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _361\"></span>\u00e4, o<span class=\"__4 _361\"></span>nko vii<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>teit<span class=\"__4 _361\"></span>\u00e4 siit<span class=\"__4 _361\"></span>\u00e4, e<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4 liike<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>on (t<span class=\"__4 _361\"></span>ai muu<span class=\"__4 _361\"></span>n aine<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ai ain<span class=\"__4 _361\"></span>eellise<span class=\"__4 _361\"></span>n hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>kee<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>oikeu<span class=\"__4 _361\"></span>som<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n) ar<span class=\"__4 _361\"></span>vo o<span class=\"__4 _361\"></span>n alent<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t. V<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vi<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>oida<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>ellaisten mit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>areid<span class=\"__4 _361\"></span>en per<span class=\"__4 _361\"></span>uste<span class=\"__4 _361\"></span>ell<span class=\"__4 _367\"></span>a, jotka mitta<span class=\"__4 _361\"></span>avat taloudel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ista<span class=\"__4 _362\"> </span> suorituskyk<span class=\"__4 _361\"></span>y\u00e4, kuten konsernin<span class=\"__4 _367\"></span> johdon<span class=\"__4 _367\"></span> rapor<span class=\"__4 _361\"></span>toint<span class=\"__4 _367\"></span>i tai tal<span class=\"__4 _367\"></span>oude<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>is<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> ymp\u00e4<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ris<span class=\"__4 _361\"></span>t\u00f6n ja m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoid<span class=\"__4 _361\"></span>en se<span class=\"__4 _361\"></span>ura<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a. V<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 voi<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t olla muu<span class=\"__4 _361\"></span>n mua<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a:<span class=\"__4 _362\"> </span><span class=\"__4 _361\"></span> - <span class=\"__4 _368\"> </span>odott<span class=\"__4 _361\"></span>amat<span class=\"__4 _361\"></span>tomat<span class=\"__4 _367\"></span> muutokset testauslaskel<span class=\"__4 _367\"></span>mien k<span class=\"__4 _367\"></span>eskeis<span class=\"__4 _367\"></span>iss\u00e4  oletu<span class=\"__4 _361\"></span>ksiss<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>mark<span class=\"__4 _361\"></span>kinaolosuhte<span class=\"__4 _367\"></span>iden muutokset.<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaukses<span class=\"__4 _361\"></span>sa Unit<span class=\"__4 _367\"></span>ed Bankers on m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4ny<span class=\"__4 _361\"></span>t<span class=\"__4 _367\"></span> rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>taa tuottavan yksi<span class=\"__4 _367\"></span>k\u00f6n<span class=\"__4 _367\"></span> kerry<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>\u00e4vi<span class=\"__4 _367\"></span>ss\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6arvoon<span class=\"__4 _367\"></span> perustuen. T<span class=\"__4 _369\"></span>est<span class=\"__4 _361\"></span>auksessa k\u00e4y<span class=\"__4 _361\"></span>tety<span class=\"__4 _361\"></span>t rahavirt<span class=\"__4 _361\"></span>aennusteet<span class=\"__4 _367\"></span> pohjautuvat joh<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>don h<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>ksy<span class=\"__4 _361\"></span>miin enn<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>eisiin, jot<span class=\"__4 _361\"></span>ka k<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at kolm<span class=\"__4 _361\"></span>en v<span class=\"__4 _361\"></span>uod<span class=\"__4 _361\"></span>en aja<span class=\"__4 _361\"></span>njak<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>son. En<span class=\"__4 _367\"></span>nustejakson<span class=\"__4 _367\"></span> j\u00e4lke<span class=\"__4 _367\"></span>iset rahavirrat on<span class=\"__4 _367\"></span> ekstra<span class=\"__4 _361\"></span>pol<span class=\"__4 _367\"></span>oitu k\u00e4yt<span class=\"__4 _361\"></span>t\u00e4m\u00e4ll\u00e4<span class=\"__4 _367\"></span> k<span class=\"__4 _361\"></span>asv<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>ekij\u00e4<span class=\"__4 _361\"></span>n\u00e4 3 %:a<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Liikearvon jakautuminen segmenteille<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _a9_3\"> </span><span class=\"ls20_4 ws49_3\">3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _aa_3\"> </span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span>Var<span class=\"__4 _361\"></span>ainhoito<span class=\"__4 _a1_3\"> </span><span class=\"ls27_4 ws43_3\">15<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>9<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _ab_3\"> </span>15<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>9<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _362\"> </span></span>P\u00e4\u00e4omamarkkinapalve<span class=\"__4 _367\"></span>lut<span class=\"__4 _367\"></span> <span class=\"__4 _ac_3\"> </span>500<span class=\"__4 _6a_3\"> </span>500<span class=\"__4 _362\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _ad_3\"> </span><span class=\"ls2b_4 ws48_3\">15<span class=\"__4 _361\"></span> 59<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _453\"> </span>15 5<span class=\"__4 _361\"></span>9<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span>12<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span>K\u00e4yt<span class=\"__4 _361\"></span>t\u00f6arvoa m\u00e4\u00e4ritett<span class=\"__4 _361\"></span>\u00e4ess\u00e4 k\u00e4<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>tety<span class=\"__4 _361\"></span>t kesk<span class=\"__4 _367\"></span>eiset muuttujat olivat<span class=\"__4 _367\"></span> seuraav<span class=\"__4 _367\"></span>at:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>K<span class=\"__4 _361\"></span>assavirtalas<span class=\"__4 _367\"></span>ke<span class=\"__4 _367\"></span>lma<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a kassavi<span class=\"__4 _367\"></span>rtoj<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> on<span class=\"__4 _367\"></span> ol<span class=\"__4 _367\"></span>ete<span class=\"__4 _367\"></span>ttu kerty<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _367\"></span> tasaises<span class=\"__4 _367\"></span>ti  <span class=\"__4 _370\"> </span>vuoden aika<span class=\"__4 _361\"></span>na.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>I<span class=\"__4 _361\"></span>nves<span class=\"__4 _361\"></span>toint<span class=\"__4 _361\"></span>iva<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sina la<span class=\"__4 _361\"></span>ske<span class=\"__4 _361\"></span>lma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y ed<span class=\"__4 _361\"></span>ellisvu<span class=\"__4 _361\"></span>osie<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>so<span class=\"__4 _361\"></span>a  <span class=\"__4 _370\"> </span>kor<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>na k<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>vulla s<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>\u00e4 tied<span class=\"__4 _361\"></span>oss<span class=\"__4 _361\"></span>a ole<span class=\"__4 _361\"></span>villa inv<span class=\"__4 _361\"></span>estoi<span class=\"__4 _361\"></span>nneilla<span class=\"__4 _361\"></span>.  <span class=\"__4 _370\"> </span>K\u00e4y<span class=\"__4 _361\"></span>tt\u00f6p\u00e4<span class=\"__4 _361\"></span>\u00e4omatarpeen ei<span class=\"__4 _367\"></span> olete<span class=\"__4 _367\"></span>ta ka<span class=\"__4 _361\"></span>svavan merkitt<span class=\"__4 _361\"></span>\u00e4v\u00e4sti.<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Diskonttauskorko:<span class=\"__4 _367\"></span> Varainhoito<span class=\"__4 _367\"></span> - segmenti<span class=\"__4 _367\"></span>n di<span class=\"__4 _367\"></span>skontt<span class=\"__4 _361\"></span>auskorko<span class=\"__4 _367\"></span> ennen  <span class=\"__4 _370\"> </span>ver<span class=\"__4 _361\"></span>oja oli 1<span class=\"__4 _369\"></span>2<span class=\"__4 _361\"></span>,5 % (1<span class=\"__4 _369\"></span>2,5 %) ja ver<span class=\"__4 _361\"></span>ojen j\u00e4lk<span class=\"__4 _361\"></span>een dis<span class=\"__4 _361\"></span>kont<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>skor<span class=\"__4 _361\"></span>ko oli  <span class=\"__4 _370\"> </span>1<span class=\"__4 _367\"></span>0,0 % (1<span class=\"__4 _367\"></span>0,0 %<span class=\"__4 _367\"></span>). P\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>alv<span class=\"__4 _361\"></span>elut - se<span class=\"__4 _361\"></span>gme<span class=\"__4 _361\"></span>ntin  <span class=\"__4 _370\"> </span>disko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ausk<span class=\"__4 _361\"></span>ork<span class=\"__4 _361\"></span>o enn<span class=\"__4 _361\"></span>en ver<span class=\"__4 _361\"></span>oja oli 1<span class=\"__4 _369\"></span>5,6 % (1<span class=\"__4 _367\"></span>5,6 %<span class=\"__4 _367\"></span>) ja v<span class=\"__4 _361\"></span>erojen  <span class=\"__4 _370\"> </span>j\u00e4lk<span class=\"__4 _361\"></span>een dis<span class=\"__4 _361\"></span>kont<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>skor<span class=\"__4 _361\"></span>ko oli 1<span class=\"__4 _367\"></span>2,5 % (1<span class=\"__4 _369\"></span>2,5 %)<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>Rahav<span class=\"__4 _361\"></span>irtoj<span class=\"__4 _367\"></span>en kasv<span class=\"__4 _361\"></span>uprosentti ennustejaksol<span class=\"__4 _367\"></span>la: Varainho<span class=\"__4 _367\"></span>itosegmentin  <span class=\"__4 _370\"> </span>kol<span class=\"__4 _367\"></span>men vuoden enn<span class=\"__4 _367\"></span>ustejaksol<span class=\"__4 _369\"></span>la rahavir<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>jen on<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _367\"></span>itu kasvava<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>noin 6,<span class=\"__4 _361\"></span>5 % vuo<span class=\"__4 _361\"></span>des<span class=\"__4 _361\"></span>sa j<span class=\"__4 _361\"></span>a P\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>pal<span class=\"__4 _361\"></span>velu<span class=\"__4 _361\"></span>t-se<span class=\"__4 _361\"></span>gmen<span class=\"__4 _361\"></span>tin  <span class=\"__4 _370\"> </span>rahavir<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>jen<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span>daan s\u00e4ilyv\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> positi<span class=\"__4 _367\"></span>ivisi<span class=\"__4 _367\"></span>na. Ennuste<span class=\"__4 _367\"></span>jakson  <span class=\"__4 _370\"> </span>j\u00e4lke<span class=\"__4 _367\"></span>iset rahavirrat terminaali<span class=\"__4 _367\"></span>ar<span class=\"__4 _361\"></span>vossa on ekstrapoloitu mo<span class=\"__4 _367\"></span>lemmi<span class=\"__4 _367\"></span>ss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>se<span class=\"__4 _361\"></span>gmen<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>s\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4ll\u00e4 3 %:n ka<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>ua<span class=\"__4 _361\"></span>. T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>on voi pe<span class=\"__4 _361\"></span>rus<span class=\"__4 _361\"></span>tella  <span class=\"__4 _370\"> </span>laskelmass<span class=\"__4 _361\"></span>a k\u00e4y<span class=\"__4 _361\"></span>tetyll\u00e4 kol<span class=\"__4 _367\"></span>men vuoden lyhyell\u00e4<span class=\"__4 _367\"></span> ajanjaksolla.<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaus tehd\u00e4\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> vuosit<span class=\"__4 _361\"></span>tain ja<span class=\"__4 _367\"></span> vii<span class=\"__4 _367\"></span>meisi<span class=\"__4 _367\"></span>n ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mistestaus on<span class=\"__4 _367\"></span> tehty tilant<span class=\"__4 _367\"></span>eesta 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2025<span class=\"__4 _367\"></span>. Arvonalentumistestauksen perusteel<span class=\"__4 _367\"></span>la konserni<span class=\"__4 _367\"></span> katsoo, ett<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _367\"></span> ta<span class=\"__4 _361\"></span>rvet<span class=\"__4 _361\"></span>ta l<span class=\"__4 _367\"></span>iikearvon ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>isel<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>le ei ole t<span class=\"__4 _361\"></span>unnis<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u.<span class=\"__4 _362\"> </span>Herk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ysanaly<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>i<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>von arvonalentumistestauksess<span class=\"__4 _361\"></span>a k\u00e4ytet<span class=\"__4 _361\"></span>t\u00e4vien laske<span class=\"__4 _367\"></span>lmien<span class=\"__4 _367\"></span> laati<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>minen<span class=\"__4 _367\"></span> edel<span class=\"__4 _367\"></span>lyt<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 johd<span class=\"__4 _367\"></span>olta tulevai<span class=\"__4 _367\"></span>suut<span class=\"__4 _361\"></span>ta koskevi<span class=\"__4 _367\"></span>en arvioiden tek<span class=\"__4 _367\"></span>emis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4. Jo<span class=\"__4 _361\"></span>hdon a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>viot j<span class=\"__4 _361\"></span>a niihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t kr<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>tiset e<span class=\"__4 _361\"></span>p\u00e4<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rmu<span class=\"__4 _361\"></span>uste<span class=\"__4 _361\"></span>kij\u00e4t lii<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t ker<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>aa r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4 ko<span class=\"__4 _361\"></span>skev<span class=\"__4 _361\"></span>ien la<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>ien p<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ame<span class=\"__4 _361\"></span>trie<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>een. U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>sin joh<span class=\"__4 _361\"></span>to on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioin<span class=\"__4 _361\"></span>ut Var<span class=\"__4 _361\"></span>ain<span class=\"__4 _361\"></span>hoito<span class=\"__4 _361\"></span>- ja P\u00e4\u00e4om<span class=\"__4 _361\"></span>amarkk<span class=\"__4 _361\"></span>inapalvel<span class=\"__4 _367\"></span>ut-segmenttien kerry<span class=\"__4 _361\"></span>tett<span class=\"__4 _361\"></span>\u00e4viss\u00e4 olevaa raha<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioinu<span class=\"__4 _361\"></span>t kes<span class=\"__4 _361\"></span>keisi\u00e4 m<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ujia ka<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>lliss<span class=\"__4 _361\"></span>a. Mink<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n para<span class=\"__4 _361\"></span>metrin<span class=\"__4 _367\"></span> jokseenkin mahdol<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>inen muutos<span class=\"__4 _367\"></span> kohtuul<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sesti arvioituna ei johtaisi<span class=\"__4 _367\"></span> ainaka<span class=\"__4 _361\"></span>an o<span class=\"__4 _367\"></span>lennaisten<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stappioiden<span class=\"__4 _367\"></span> kirjaamiseen.<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>votestauksen yhteydess\u00e4 on arvioitu kass<span class=\"__4 _361\"></span>avirtam<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>en herk<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 eri<span class=\"__4 _367\"></span> parametrien muutoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>, esi<span class=\"__4 _367\"></span>merkiksi di<span class=\"__4 _367\"></span>skonttokoron tai ter<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>minaaliarvon muutoksi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>e. D<span class=\"__4 _367\"></span>iskonttokorko vo<span class=\"__4 _367\"></span>isi<span class=\"__4 _367\"></span> esimerkiksi<span class=\"__4 _367\"></span> nousta 1<span class=\"__4 _367\"></span>0 %-<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>ik\u00f6ll\u00e4 t<span class=\"__4 _361\"></span>ai ter<span class=\"__4 _361\"></span>min<span class=\"__4 _361\"></span>aali<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo pie<span class=\"__4 _361\"></span>nen<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y\u00e4 1<span class=\"__4 _367\"></span>0<span class=\"__4 _361\"></span>0 % eik<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>mis<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tar<span class=\"__4 _361\"></span>vetta syntyi<span class=\"__4 _367\"></span>si<span class=\"__4 _367\"></span>. Li<span class=\"__4 _367\"></span>ik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span>testauksessa o<span class=\"__4 _367\"></span>n o<span class=\"__4 _367\"></span>lete<span class=\"__4 _367\"></span>ttu, ett\u00e4 P\u00e4\u00e4omamark<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kina-segmentin rahavirt<span class=\"__4 _361\"></span>a s\u00e4ilyy posit<span class=\"__4 _367\"></span>iivisena ennust<span class=\"__4 _367\"></span>ejaksoll<span class=\"__4 _367\"></span>a. Yhti\u00f6n ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo p<span class=\"__4 _361\"></span>er 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2<span class=\"__4 _361\"></span>025 oli noi<span class=\"__4 _361\"></span>n 208,8 m<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>joo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa ja k<span class=\"__4 _361\"></span>on<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>rnin t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>een lo<span class=\"__4 _361\"></span>ppu<span class=\"__4 _361\"></span>summ<span class=\"__4 _361\"></span>a noin 9<span class=\"__4 _361\"></span>8,6 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>Kons<span class=\"__4 _361\"></span>erni a<span class=\"__4 _361\"></span>rv<span class=\"__4 _361\"></span>ioi joka<span class=\"__4 _361\"></span>isena r<span class=\"__4 _361\"></span>apo<span class=\"__4 _361\"></span>rtoin<span class=\"__4 _361\"></span>tika<span class=\"__4 _361\"></span>uden p<span class=\"__4 _361\"></span>\u00e4\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ymisp<span class=\"__4 _361\"></span>\u00e4i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>v\u00e4<span class=\"__4 _361\"></span>n\u00e4<span class=\"__4 _361\"></span>, onko v<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 siit<span class=\"__4 _361\"></span>\u00e4, e<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 ain<span class=\"__4 _361\"></span>eellise<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on alen<span class=\"__4 _361\"></span>tun<span class=\"__4 _361\"></span>ut. J<span class=\"__4 _361\"></span>os viit<span class=\"__4 _361\"></span>tei<span class=\"__4 _361\"></span>t\u00e4 ilm<span class=\"__4 _361\"></span>ene<span class=\"__4 _361\"></span>e, Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioi k<span class=\"__4 _361\"></span>yse<span class=\"__4 _361\"></span>ises<span class=\"__4 _361\"></span>t\u00e4 o<span class=\"__4 _361\"></span>mai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>suuser\u00e4st<span class=\"__4 _361\"></span>\u00e4 <span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olevan raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4n. Ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entumistappio kir<span class=\"__4 _361\"></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>un om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirja<span class=\"__4 _361\"></span>npit<span class=\"__4 _361\"></span>oa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 sii<span class=\"__4 _361\"></span>t\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n.<span class=\"__4 _362\"> </span>Aineel<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sten k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6omaisuushy<span class=\"__4 _367\"></span>\u00f6dykkeiden luovutuksista ja<span class=\"__4 _367\"></span> k\u00e4y<span class=\"__4 _361\"></span>t\u00f6st\u00e4 poist<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>a johtu<span class=\"__4 _361\"></span>vat voi<span class=\"__4 _361\"></span>tot ja ta<span class=\"__4 _361\"></span>ppiot lask<span class=\"__4 _361\"></span>eta<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>tujen net<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>uot<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tojen j<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n erot<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>en<span class=\"__4 _361\"></span>a. My<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>nti<span class=\"__4 _361\"></span>voitot j<span class=\"__4 _361\"></span>a -t<span class=\"__4 _361\"></span>appi<span class=\"__4 _361\"></span>ot kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n eriin Liiketoiminn<span class=\"__4 _361\"></span>an muut t<span class=\"__4 _361\"></span>uotot ja Liiketoiminn<span class=\"__4 _361\"></span>an muut k<span class=\"__4 _361\"></span>ulut.<span class=\"__4 _362\"> </span>Muiden aineellisten<span class=\"__4 _367\"></span> hy\u00f6dykk<span class=\"__4 _367\"></span>eiden ar<span class=\"__4 _361\"></span>v<span class=\"__4 _367\"></span>onalentuminen<span class=\"__4 _362\"> </span>Konserni arvioi jokaisena raportointikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sp\u00e4iv\u00e4n<span class=\"__4 _361\"></span>\u00e4, onk<span class=\"__4 _367\"></span>o viit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>it\u00e4 s<span class=\"__4 _361\"></span>iit\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 aine<span class=\"__4 _361\"></span>ellisen hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>en ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>o on ale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>nut<span class=\"__4 _361\"></span>. Jos vii<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>teit\u00e4 i<span class=\"__4 _367\"></span>lmenee,<span class=\"__4 _367\"></span> United<span class=\"__4 _367\"></span> Bankers ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span> k<span class=\"__4 _361\"></span>yseisest\u00e4 omaisuu<span class=\"__4 _367\"></span>ser\u00e4<span class=\"__4 _361\"></span>st\u00e4 ker<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ry<span class=\"__4 _361\"></span>tett\u00e4viss\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n. Ke<span class=\"__4 _367\"></span>rr<span class=\"__4 _361\"></span>ytett\u00e4viss\u00e4 ol<span class=\"__4 _367\"></span>eva raham\u00e4\u00e4r\u00e4 on<span class=\"__4 _367\"></span> omaisuuser\u00e4n k\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo v\u00e4hennett<span class=\"__4 _361\"></span>yn\u00e4 myynnist\u00e4 aiheutuvil<span class=\"__4 _367\"></span>la meno<span class=\"__4 _367\"></span>il<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>la t<span class=\"__4 _361\"></span>ai sit<span class=\"__4 _361\"></span>\u00e4 ko<span class=\"__4 _361\"></span>rke<span class=\"__4 _361\"></span>amp<span class=\"__4 _361\"></span>i k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>o. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>mist<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pio kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tulo<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>iku<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>teise<span class=\"__4 _361\"></span>sti, k<span class=\"__4 _361\"></span>un om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anpi<span class=\"__4 _361\"></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 sii<span class=\"__4 _361\"></span>t\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>viss\u00e4 o<span class=\"__4 _367\"></span>levan<span class=\"__4 _367\"></span> raham\u00e4\u00e4r\u00e4n. Arvonalentu<span class=\"__4 _367\"></span>mis<span class=\"__4 _367\"></span>tappion<span class=\"__4 _367\"></span> kir<span class=\"__4 _367\"></span>jaamise<span class=\"__4 _367\"></span>n yht<span class=\"__4 _367\"></span>ey<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>dess\u00e4 konserni arvioi uudel<span class=\"__4 _367\"></span>leen<span class=\"__4 _367\"></span> aineel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isen hy<span class=\"__4 _367\"></span>\u00f6dykkeen taloudell<span class=\"__4 _367\"></span>isen<span class=\"__4 _367\"></span> vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>usaj<span class=\"__4 _361\"></span>an. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio pe<span class=\"__4 _361\"></span>ruu<span class=\"__4 _361\"></span>teta<span class=\"__4 _361\"></span>an, jo<span class=\"__4 _361\"></span>s olosuhteis<span class=\"__4 _361\"></span>sa on t<span class=\"__4 _361\"></span>apa<span class=\"__4 _361\"></span>ht<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t muu<span class=\"__4 _361\"></span>tos ja hy<span class=\"__4 _361\"></span>\u00f6dy<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>een ke<span class=\"__4 _361\"></span>rr<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>a r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on muutt<span class=\"__4 _361\"></span>unut arvonalentumistappion<span class=\"__4 _367\"></span> kirjaamisajankohdasta. Ar<span class=\"__4 _361\"></span>vonalen<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tumistappiota ei<span class=\"__4 _367\"></span> kuitenkaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> peruutet<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> enemp\u00e4<span class=\"__4 _361\"></span>\u00e4 kui<span class=\"__4 _367\"></span>n omaisuuser\u00e4n kir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>jan<span class=\"__4 _361\"></span>pitoar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>o ol<span class=\"__4 _367\"></span>isi ilman a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vonale<span class=\"__4 _361\"></span>ntumis<span class=\"__4 _361\"></span>tap<span class=\"__4 _361\"></span>pion kirja<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>ta.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-385": {
   "value": "T<span class=\"__4 _369\"></span>utkimus<span class=\"__4 _361\"></span>- ja<span class=\"__4 _367\"></span> tuotekehityskulut<span class=\"__4 _362\"> </span>T<span class=\"__4 _367\"></span>utk<span class=\"__4 _361\"></span>imusme<span class=\"__4 _361\"></span>not kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an kuluiksi t<span class=\"__4 _361\"></span>ulosvaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti. Kehit<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>mismenot kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>asee<span class=\"__4 _361\"></span>seen aine<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tomiksi hy\u00f6d<span class=\"__4 _361\"></span>ykk<span class=\"__4 _361\"></span>eiksi siit\u00e4 l\u00e4<span class=\"__4 _361\"></span>htien, k<span class=\"__4 _361\"></span>un kehit<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4misvaiheen menot<span class=\"__4 _367\"></span> ovat luo<span class=\"__4 _367\"></span>tett<span class=\"__4 _361\"></span>avasti m\u00e4\u00e4ritet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4, tuot<span class=\"__4 _361\"></span>teen<span class=\"__4 _367\"></span> val<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mii<span class=\"__4 _367\"></span>ksi saat<span class=\"__4 _361\"></span>taminen on t<span class=\"__4 _367\"></span>eknisesti to<span class=\"__4 _367\"></span>teutett<span class=\"__4 _361\"></span>avissa, konserni<span class=\"__4 _367\"></span> pysty<span class=\"__4 _361\"></span>y k\u00e4yt<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n tuot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a tai m<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ym\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n sen, k<span class=\"__4 _361\"></span>ons<span class=\"__4 _361\"></span>erni p<span class=\"__4 _361\"></span>yst<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y os<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n, kui<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>a tu<span class=\"__4 _361\"></span>ote tule<span class=\"__4 _361\"></span>e tu<span class=\"__4 _361\"></span>ott<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>an to<span class=\"__4 _361\"></span>den<span class=\"__4 _361\"></span>n\u00e4k<span class=\"__4 _361\"></span>\u00f6ist<span class=\"__4 _361\"></span>\u00e4 va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>ais<span class=\"__4 _361\"></span>ta t<span class=\"__4 _361\"></span>alo<span class=\"__4 _361\"></span>udellist<span class=\"__4 _361\"></span>a hy\u00f6t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>\u00e4 ja kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nilla on se<span class=\"__4 _361\"></span>k\u00e4 a<span class=\"__4 _361\"></span>ikom<span class=\"__4 _361\"></span>us et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 res<span class=\"__4 _361\"></span>urs<span class=\"__4 _361\"></span>sit s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a ke<span class=\"__4 _361\"></span>hit<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>\u00f6 loppu<span class=\"__4 _361\"></span>un ja k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 t<span class=\"__4 _361\"></span>uotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>ai my<span class=\"__4 _361\"></span>yd<span class=\"__4 _361\"></span>\u00e4 se. Aie<span class=\"__4 _361\"></span>mmin k<span class=\"__4 _361\"></span>uluik<span class=\"__4 _361\"></span>si kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tuja k<span class=\"__4 _361\"></span>ehit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mismeno<span class=\"__4 _367\"></span>ja e<span class=\"__4 _367\"></span>i kirjata taseeseen en\u00e4\u00e4 my\u00f6hemmi<span class=\"__4 _367\"></span>n. Hy\u00f6dykkeest\u00e4 kir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>oistoja sii<span class=\"__4 _361\"></span>t\u00e4 l<span class=\"__4 _361\"></span>\u00e4ht<span class=\"__4 _361\"></span>ien, k<span class=\"__4 _361\"></span>un se o<span class=\"__4 _361\"></span>n valmi<span class=\"__4 _361\"></span>s k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>ksi.<span class=\"__4 _362\"> </span>H<span class=\"__4 _361\"></span>y\u00f6d<span class=\"__4 _361\"></span>yke, jok<span class=\"__4 _361\"></span>a ei ole v<span class=\"__4 _361\"></span>iel\u00e4 v<span class=\"__4 _361\"></span>almis k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si, tes<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>uo<span class=\"__4 _361\"></span>sit<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>in ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>n<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tumi<span class=\"__4 _367\"></span>sen<span class=\"__4 _367\"></span> varalta.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForResearchAndDevelopmentExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-386": {
   "value": "T<span class=\"__4 _369\"></span>utkimus<span class=\"__4 _361\"></span>- ja<span class=\"__4 _367\"></span> tuotekehityskulut<span class=\"__4 _362\"> </span>T<span class=\"__4 _367\"></span>utk<span class=\"__4 _361\"></span>imusme<span class=\"__4 _361\"></span>not kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an kuluiksi t<span class=\"__4 _361\"></span>ulosvaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti. Kehit<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>mismenot kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>asee<span class=\"__4 _361\"></span>seen aine<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tomiksi hy\u00f6d<span class=\"__4 _361\"></span>ykk<span class=\"__4 _361\"></span>eiksi siit\u00e4 l\u00e4<span class=\"__4 _361\"></span>htien, k<span class=\"__4 _361\"></span>un kehit<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4misvaiheen menot<span class=\"__4 _367\"></span> ovat luo<span class=\"__4 _367\"></span>tett<span class=\"__4 _361\"></span>avasti m\u00e4\u00e4ritet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4, tuot<span class=\"__4 _361\"></span>teen<span class=\"__4 _367\"></span> val<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mii<span class=\"__4 _367\"></span>ksi saat<span class=\"__4 _361\"></span>taminen on t<span class=\"__4 _367\"></span>eknisesti to<span class=\"__4 _367\"></span>teutett<span class=\"__4 _361\"></span>avissa, konserni<span class=\"__4 _367\"></span> pysty<span class=\"__4 _361\"></span>y k\u00e4yt<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n tuot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a tai m<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ym\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n sen, k<span class=\"__4 _361\"></span>ons<span class=\"__4 _361\"></span>erni p<span class=\"__4 _361\"></span>yst<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y os<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n, kui<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>a tu<span class=\"__4 _361\"></span>ote tule<span class=\"__4 _361\"></span>e tu<span class=\"__4 _361\"></span>ott<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>an to<span class=\"__4 _361\"></span>den<span class=\"__4 _361\"></span>n\u00e4k<span class=\"__4 _361\"></span>\u00f6ist<span class=\"__4 _361\"></span>\u00e4 va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>ais<span class=\"__4 _361\"></span>ta t<span class=\"__4 _361\"></span>alo<span class=\"__4 _361\"></span>udellist<span class=\"__4 _361\"></span>a hy\u00f6t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>\u00e4 ja kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nilla on se<span class=\"__4 _361\"></span>k\u00e4 a<span class=\"__4 _361\"></span>ikom<span class=\"__4 _361\"></span>us et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 res<span class=\"__4 _361\"></span>urs<span class=\"__4 _361\"></span>sit s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a ke<span class=\"__4 _361\"></span>hit<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>\u00f6 loppu<span class=\"__4 _361\"></span>un ja k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 t<span class=\"__4 _361\"></span>uotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>ai my<span class=\"__4 _361\"></span>yd<span class=\"__4 _361\"></span>\u00e4 se. Aie<span class=\"__4 _361\"></span>mmin k<span class=\"__4 _361\"></span>uluik<span class=\"__4 _361\"></span>si kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>tuja k<span class=\"__4 _361\"></span>ehit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mismeno<span class=\"__4 _367\"></span>ja e<span class=\"__4 _367\"></span>i kirjata taseeseen en\u00e4\u00e4 my\u00f6hemmi<span class=\"__4 _367\"></span>n. Hy\u00f6dykkeest\u00e4 kir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>oistoja sii<span class=\"__4 _361\"></span>t\u00e4 l<span class=\"__4 _361\"></span>\u00e4ht<span class=\"__4 _361\"></span>ien, k<span class=\"__4 _361\"></span>un se o<span class=\"__4 _361\"></span>n valmi<span class=\"__4 _361\"></span>s k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>ksi.<span class=\"__4 _362\"> </span>H<span class=\"__4 _361\"></span>y\u00f6d<span class=\"__4 _361\"></span>yke, jok<span class=\"__4 _361\"></span>a ei ole v<span class=\"__4 _361\"></span>iel\u00e4 v<span class=\"__4 _361\"></span>almis k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si, tes<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>uo<span class=\"__4 _361\"></span>sit<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>in ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>n<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tumi<span class=\"__4 _367\"></span>sen<span class=\"__4 _367\"></span> varalta.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfResearchAndDevelopmentExpenseExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-387": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs13b_1\">1<span class=\"__4 _367\"></span>8.3 A<span class=\"__4 _361\"></span>rvonalentumistestaus \u2013 liikearvo<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls39_4 ws58_3 gs13c_1\">Laatimisperiaate<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws5_4 gs13d_1\">Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo kohd<span class=\"__4 _367\"></span>istetaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaust<span class=\"__4 _361\"></span>a varten ni<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>le rahavir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1b_4 gs13e_1\">t<span class=\"__4 _361\"></span>aa t<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aville y<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>\u00f6ille tai n<span class=\"__4 _361\"></span>\u00e4ide<span class=\"__4 _361\"></span>n r<span class=\"__4 _361\"></span>yhm<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>le, joid<span class=\"__4 _361\"></span>en od<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an hy\u00f6t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws6d_3 gs13f_1\">siit<span class=\"__4 _361\"></span>\u00e4 liiketoi<span class=\"__4 _361\"></span>mintojen y<span class=\"__4 _361\"></span>hdis<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>mise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4, jo<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a liikea<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo sy<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>yi. Ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 wsd_4 gs140_1\">tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava y<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>k\u00f6 on se United B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersin pienin y<span class=\"__4 _361\"></span>ksil\u00f6it\u00e4<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>\u00e4 oleva </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 wsf_4 gs141_1\">om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>user<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>hm<span class=\"__4 _361\"></span>\u00e4, jon<span class=\"__4 _361\"></span>ka k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4t r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>vir<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t pitk<span class=\"__4 _361\"></span>\u00e4l<span class=\"__4 _361\"></span>ti riipp<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3a_4 ws4_4 gs142_1\">mat<span class=\"__4 _361\"></span>tomi<span class=\"__4 _367\"></span>a muiden<span class=\"__4 _367\"></span> omaisuuserien<span class=\"__4 _367\"></span> tai omaisuuser\u00e4r<span class=\"__4 _361\"></span>yhmien<span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs143_1\">mist<span class=\"__4 _361\"></span>\u00e4 rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>roist<span class=\"__4 _361\"></span>a. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws6e_3 gs144_1\">Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an, ku<span class=\"__4 _361\"></span>n rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>n yksik\u00f6n k<span class=\"__4 _361\"></span>ir<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws6f_3 gs145_1\">janp<span class=\"__4 _367\"></span>itoarvo yl<span class=\"__4 _369\"></span>it<span class=\"__4 _361\"></span>t\u00e4\u00e4 si<span class=\"__4 _367\"></span>it\u00e4 k<span class=\"__4 _367\"></span>erry<span class=\"__4 _361\"></span>tett\u00e4viss\u00e4 o<span class=\"__4 _367\"></span>levan<span class=\"__4 _367\"></span> raham\u00e4\u00e4r<span class=\"__4 _361\"></span>\u00e4n.<span class=\"__4 _367\"></span> Kerrytett<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws70_3 gs146_1\">vis<span class=\"__4 _361\"></span>s\u00e4 o<span class=\"__4 _361\"></span>leva r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on om<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>avi<span class=\"__4 _361\"></span>rt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a tu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>n yk<span class=\"__4 _361\"></span>si<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 wsf_4 gs147_1\">k\u00f6n k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>p\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo v\u00e4<span class=\"__4 _361\"></span>hen<span class=\"__4 _361\"></span>net<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>\u00e4 luov<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>oht<span class=\"__4 _361\"></span>uvilla m<span class=\"__4 _361\"></span>enoilla<span class=\"__4 _361\"></span>, ta<span class=\"__4 _361\"></span>i </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1a_4 wsf_4 gs148_1\">k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo se<span class=\"__4 _361\"></span>n muk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>umpi n<span class=\"__4 _361\"></span>\u00e4ist<span class=\"__4 _361\"></span>\u00e4 on s<span class=\"__4 _361\"></span>uur<span class=\"__4 _361\"></span>empi. Un<span class=\"__4 _361\"></span>ited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws5_4 gs149_1\">m\u00e4\u00e4<span class=\"__4 _361\"></span>ritt\u00e4<span class=\"__4 _361\"></span>\u00e4 kerry<span class=\"__4 _361\"></span>tett\u00e4viss<span class=\"__4 _361\"></span>\u00e4 o<span class=\"__4 _367\"></span>levat raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4t perustuen k\u00e4y<span class=\"__4 _361\"></span>tt\u00f6ar<span class=\"__4 _361\"></span>voon. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws6f_3 gs14a_1\">Vastaiset tulovi<span class=\"__4 _367\"></span>rra<span class=\"__4 _361\"></span>t<span class=\"__4 _367\"></span> perustu<span class=\"__4 _361\"></span>vat varainhoidossa varainhoitosopimuksi<span class=\"__4 _367\"></span>lla<span class=\"__4 _362\"> </span><span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws34_4 gs14c_1\">hallinnoit<span class=\"__4 _361\"></span>aviin va<span class=\"__4 _361\"></span>roihin, joihin vaiku<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at muun mu<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>inoiden<span class=\"__4 _362\"> </span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws71_3 gs14d_1\">keh<span class=\"__4 _367\"></span>itys. P\u00e4\u00e4omamarkkinapal<span class=\"__4 _367\"></span>vel<span class=\"__4 _367\"></span>ui<span class=\"__4 _367\"></span>ssa tul<span class=\"__4 _367\"></span>orahavirta<span class=\"__4 _361\"></span>an<span class=\"__4 _367\"></span> vaikuttavat mer<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws72_3 gs14e_1\">ki<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>ti tr<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>tioid<span class=\"__4 _361\"></span>en m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t sek<span class=\"__4 _361\"></span>\u00e4 n\u00e4<span class=\"__4 _361\"></span>ihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t mene<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>palk<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>ot.<span class=\"__4 _362\"> </span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws73_3 gs14f_1\">Ar<span class=\"__4 _361\"></span>viot<span class=\"__4 _367\"></span> perustuv<span class=\"__4 _361\"></span>at<span class=\"__4 _367\"></span> johdon n\u00e4kemyksi<span class=\"__4 _367\"></span>in ede<span class=\"__4 _367\"></span>ll\u00e4<span class=\"__4 _367\"></span> mainitui<span class=\"__4 _367\"></span>sta. Liikearvost<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs150_1\">kirja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ua ar<span class=\"__4 _361\"></span>von<span class=\"__4 _361\"></span>alentu<span class=\"__4 _361\"></span>mista<span class=\"__4 _361\"></span>ppiota ei pe<span class=\"__4 _361\"></span>ruut<span class=\"__4 _361\"></span>eta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1_4 ws1_4 gs151_1\">Ole<span class=\"__4 _361\"></span>tukse<span class=\"__4 _361\"></span>t ja ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _361\"></span>ihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4t ep<span class=\"__4 _361\"></span>\u00e4varmuu<span class=\"__4 _361\"></span>stek<span class=\"__4 _361\"></span>ij\u00e4t<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws4_4 gs152_1\">Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersi<span class=\"__4 _361\"></span>n johto a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi jo<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>isen<span class=\"__4 _361\"></span>a tilinp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6sp<span class=\"__4 _361\"></span>\u00e4i<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _361\"></span>\u00e4, o<span class=\"__4 _361\"></span>nko vii<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws74_3 gs153_1\">teit<span class=\"__4 _361\"></span>\u00e4 siit<span class=\"__4 _361\"></span>\u00e4, e<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4 liike<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>on (t<span class=\"__4 _361\"></span>ai muu<span class=\"__4 _361\"></span>n aine<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tom<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ai ain<span class=\"__4 _361\"></span>eellise<span class=\"__4 _361\"></span>n hy\u00f6d<span class=\"__4 _361\"></span>yk<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1c_4 wsf_4 gs154_1\">kee<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>oikeu<span class=\"__4 _361\"></span>som<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n) ar<span class=\"__4 _361\"></span>vo o<span class=\"__4 _361\"></span>n alent<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t. V<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vi<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws1e_4 gs155_1\">oida<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>ellaisten mit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>areid<span class=\"__4 _361\"></span>en per<span class=\"__4 _361\"></span>uste<span class=\"__4 _361\"></span>ell<span class=\"__4 _367\"></span>a, jotka mitta<span class=\"__4 _361\"></span>avat taloudel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ista<span class=\"__4 _362\"> </span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 ws30_4 gs156_1\">suorituskyk<span class=\"__4 _361\"></span>y\u00e4, kuten konsernin<span class=\"__4 _367\"></span> johdon<span class=\"__4 _367\"></span> rapor<span class=\"__4 _361\"></span>toint<span class=\"__4 _367\"></span>i tai tal<span class=\"__4 _367\"></span>oude<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>is<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> ymp\u00e4<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3e_3 ws1_4 gs157_1\">ris<span class=\"__4 _361\"></span>t\u00f6n ja m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoid<span class=\"__4 _361\"></span>en se<span class=\"__4 _361\"></span>ura<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a. V<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 voi<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t olla muu<span class=\"__4 _361\"></span>n mua<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a:<span class=\"__4 _362\"> </span><span class=\"__4 _361\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs158_1\">- <span class=\"__4 _368\"> </span>odott<span class=\"__4 _361\"></span>amat<span class=\"__4 _361\"></span>tomat<span class=\"__4 _367\"></span> muutokset testauslaskel<span class=\"__4 _367\"></span>mien k<span class=\"__4 _367\"></span>eskeis<span class=\"__4 _367\"></span>iss\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws75_3 gs159_1\"> oletu<span class=\"__4 _361\"></span>ksiss<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs15a_1\">- <span class=\"__4 _368\"> </span>mark<span class=\"__4 _361\"></span>kinaolosuhte<span class=\"__4 _367\"></span>iden muutokset.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3d_3 ws5_4 gs15c_1\">Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaukses<span class=\"__4 _361\"></span>sa Unit<span class=\"__4 _367\"></span>ed Bankers on m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4ny<span class=\"__4 _361\"></span>t<span class=\"__4 _367\"></span> rah<span class=\"__4 _361\"></span>avir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws39_4 gs15d_1\">taa tuottavan yksi<span class=\"__4 _367\"></span>k\u00f6n<span class=\"__4 _367\"></span> kerry<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>tt<span class=\"__4 _361\"></span>\u00e4vi<span class=\"__4 _367\"></span>ss\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6arvoon<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws76_3 gs15e_1\">perustuen. T<span class=\"__4 _369\"></span>est<span class=\"__4 _361\"></span>auksessa k\u00e4y<span class=\"__4 _361\"></span>tety<span class=\"__4 _361\"></span>t rahavirt<span class=\"__4 _361\"></span>aennusteet<span class=\"__4 _367\"></span> pohjautuvat joh<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws4_4 gs15f_1\">don h<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>ksy<span class=\"__4 _361\"></span>miin enn<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>eisiin, jot<span class=\"__4 _361\"></span>ka k<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at kolm<span class=\"__4 _361\"></span>en v<span class=\"__4 _361\"></span>uod<span class=\"__4 _361\"></span>en aja<span class=\"__4 _361\"></span>njak<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls34_4 ws5_4 gs160_1\">son. En<span class=\"__4 _367\"></span>nustejakson<span class=\"__4 _367\"></span> j\u00e4lke<span class=\"__4 _367\"></span>iset rahavirrat on<span class=\"__4 _367\"></span> ekstra<span class=\"__4 _361\"></span>pol<span class=\"__4 _367\"></span>oitu k\u00e4yt<span class=\"__4 _361\"></span>t\u00e4m\u00e4ll\u00e4<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs161_1\">k<span class=\"__4 _361\"></span>asv<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>ekij\u00e4<span class=\"__4 _361\"></span>n\u00e4 3 %:a<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs162_1\">Liikearvon jakautuminen segmenteille<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs163_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _a9_3\"> </span><span class=\"ls20_4 ws49_3\">3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _aa_3\"> </span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs164_1\">Var<span class=\"__4 _361\"></span>ainhoito<span class=\"__4 _a1_3\"> </span><span class=\"ls27_4 ws43_3\">15<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>9<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _ab_3\"> </span>15<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>9<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs165_1\">P\u00e4\u00e4omamarkkinapalve<span class=\"__4 _367\"></span>lut<span class=\"__4 _367\"></span> <span class=\"__4 _ac_3\"> </span>500<span class=\"__4 _6a_3\"> </span>500<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs166_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _ad_3\"> </span><span class=\"ls2b_4 ws48_3\">15<span class=\"__4 _361\"></span> 59<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _453\"> </span>15 5<span class=\"__4 _361\"></span>9<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h2_4 ff1_4 fs0_4 fc0_4 sc0_4 ls27_4 ws43_3 gs4b_1\">12<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h3_4 ff2_4 fs1_4 fc1_4 sc0_4 ls1_4 ws1_4 gs4c_1\">u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gsdb_1\">K\u00e4yt<span class=\"__4 _361\"></span>t\u00f6arvoa m\u00e4\u00e4ritett<span class=\"__4 _361\"></span>\u00e4ess\u00e4 k\u00e4<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>tety<span class=\"__4 _361\"></span>t kesk<span class=\"__4 _367\"></span>eiset </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls3f_3 ws77_3 gs167_1\">muuttujat olivat<span class=\"__4 _367\"></span> seuraav<span class=\"__4 _367\"></span>at:<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1a_4 ws42_3 gs168_1\">- <span class=\"__4 _368\"> </span>K<span class=\"__4 _361\"></span>assavirtalas<span class=\"__4 _367\"></span>ke<span class=\"__4 _367\"></span>lma<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a kassavi<span class=\"__4 _367\"></span>rtoj<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> on<span class=\"__4 _367\"></span> ol<span class=\"__4 _367\"></span>ete<span class=\"__4 _367\"></span>ttu kerty<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _367\"></span> tasaises<span class=\"__4 _367\"></span>ti </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls26_4 ws3_4 gs169_1\"> <span class=\"__4 _370\"> </span>vuoden aika<span class=\"__4 _361\"></span>na.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs16a_1\">- <span class=\"__4 _368\"> </span>I<span class=\"__4 _361\"></span>nves<span class=\"__4 _361\"></span>toint<span class=\"__4 _361\"></span>iva<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sina la<span class=\"__4 _361\"></span>ske<span class=\"__4 _361\"></span>lma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y ed<span class=\"__4 _361\"></span>ellisvu<span class=\"__4 _361\"></span>osie<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>so<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs16b_1\"> <span class=\"__4 _370\"> </span>kor<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>na k<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>vulla s<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>\u00e4 tied<span class=\"__4 _361\"></span>oss<span class=\"__4 _361\"></span>a ole<span class=\"__4 _361\"></span>villa inv<span class=\"__4 _361\"></span>estoi<span class=\"__4 _361\"></span>nneilla<span class=\"__4 _361\"></span>. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs16c_1\"> <span class=\"__4 _370\"> </span>K\u00e4y<span class=\"__4 _361\"></span>tt\u00f6p\u00e4<span class=\"__4 _361\"></span>\u00e4omatarpeen ei<span class=\"__4 _367\"></span> olete<span class=\"__4 _367\"></span>ta ka<span class=\"__4 _361\"></span>svavan merkitt<span class=\"__4 _361\"></span>\u00e4v\u00e4sti.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs16d_1\">- <span class=\"__4 _368\"> </span>Diskonttauskorko:<span class=\"__4 _367\"></span> Varainhoito<span class=\"__4 _367\"></span> - segmenti<span class=\"__4 _367\"></span>n di<span class=\"__4 _367\"></span>skontt<span class=\"__4 _361\"></span>auskorko<span class=\"__4 _367\"></span> ennen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs16e_1\"> <span class=\"__4 _370\"> </span>ver<span class=\"__4 _361\"></span>oja oli 1<span class=\"__4 _369\"></span>2<span class=\"__4 _361\"></span>,5 % (1<span class=\"__4 _369\"></span>2,5 %) ja ver<span class=\"__4 _361\"></span>ojen j\u00e4lk<span class=\"__4 _361\"></span>een dis<span class=\"__4 _361\"></span>kont<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>skor<span class=\"__4 _361\"></span>ko oli </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs16f_1\"> <span class=\"__4 _370\"> </span>1<span class=\"__4 _367\"></span>0,0 % (1<span class=\"__4 _367\"></span>0,0 %<span class=\"__4 _367\"></span>). P\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>alv<span class=\"__4 _361\"></span>elut - se<span class=\"__4 _361\"></span>gme<span class=\"__4 _361\"></span>ntin </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs170_1\"> <span class=\"__4 _370\"> </span>disko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ausk<span class=\"__4 _361\"></span>ork<span class=\"__4 _361\"></span>o enn<span class=\"__4 _361\"></span>en ver<span class=\"__4 _361\"></span>oja oli 1<span class=\"__4 _369\"></span>5,6 % (1<span class=\"__4 _367\"></span>5,6 %<span class=\"__4 _367\"></span>) ja v<span class=\"__4 _361\"></span>erojen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs171_1\"> <span class=\"__4 _370\"> </span>j\u00e4lk<span class=\"__4 _361\"></span>een dis<span class=\"__4 _361\"></span>kont<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>skor<span class=\"__4 _361\"></span>ko oli 1<span class=\"__4 _367\"></span>2,5 % (1<span class=\"__4 _369\"></span>2,5 %)<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws2f_4 gs172_1\">- <span class=\"__4 _368\"> </span>Rahav<span class=\"__4 _361\"></span>irtoj<span class=\"__4 _367\"></span>en kasv<span class=\"__4 _361\"></span>uprosentti ennustejaksol<span class=\"__4 _367\"></span>la: Varainho<span class=\"__4 _367\"></span>itosegmentin </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs173_1\"> <span class=\"__4 _370\"> </span>kol<span class=\"__4 _367\"></span>men vuoden enn<span class=\"__4 _367\"></span>ustejaksol<span class=\"__4 _369\"></span>la rahavir<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>jen on<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _367\"></span>itu kasvava<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs174_1\"> <span class=\"__4 _370\"> </span>noin 6,<span class=\"__4 _361\"></span>5 % vuo<span class=\"__4 _361\"></span>des<span class=\"__4 _361\"></span>sa j<span class=\"__4 _361\"></span>a P\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>pal<span class=\"__4 _361\"></span>velu<span class=\"__4 _361\"></span>t-se<span class=\"__4 _361\"></span>gmen<span class=\"__4 _361\"></span>tin </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs175_1\"> <span class=\"__4 _370\"> </span>rahavir<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>jen<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span>daan s\u00e4ilyv\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> positi<span class=\"__4 _367\"></span>ivisi<span class=\"__4 _367\"></span>na. Ennuste<span class=\"__4 _367\"></span>jakson </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs176_1\"> <span class=\"__4 _370\"> </span>j\u00e4lke<span class=\"__4 _367\"></span>iset rahavirrat terminaali<span class=\"__4 _367\"></span>ar<span class=\"__4 _361\"></span>vossa on ekstrapoloitu mo<span class=\"__4 _367\"></span>lemmi<span class=\"__4 _367\"></span>ss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs177_1\"> <span class=\"__4 _370\"> </span>se<span class=\"__4 _361\"></span>gmen<span class=\"__4 _361\"></span>teis<span class=\"__4 _361\"></span>s\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4ll\u00e4 3 %:n ka<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>ua<span class=\"__4 _361\"></span>. T<span class=\"__4 _367\"></span>as<span class=\"__4 _361\"></span>on voi pe<span class=\"__4 _361\"></span>rus<span class=\"__4 _361\"></span>tella </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs178_1\"> <span class=\"__4 _370\"> </span>laskelmass<span class=\"__4 _361\"></span>a k\u00e4y<span class=\"__4 _361\"></span>tetyll\u00e4 kol<span class=\"__4 _367\"></span>men vuoden lyhyell\u00e4<span class=\"__4 _367\"></span> ajanjaksolla.<span class=\"__4 _362\"> </span></div>Ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stestaus tehd\u00e4\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> vuosit<span class=\"__4 _361\"></span>tain ja<span class=\"__4 _367\"></span> vii<span class=\"__4 _367\"></span>meisi<span class=\"__4 _367\"></span>n ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mistestaus on<span class=\"__4 _367\"></span> tehty tilant<span class=\"__4 _367\"></span>eesta 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2025<span class=\"__4 _367\"></span>. Arvonalentumistestauksen perusteel<span class=\"__4 _367\"></span>la konserni<span class=\"__4 _367\"></span> katsoo, ett<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _367\"></span> ta<span class=\"__4 _361\"></span>rvet<span class=\"__4 _361\"></span>ta l<span class=\"__4 _367\"></span>iikearvon ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>isel<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>le ei ole t<span class=\"__4 _361\"></span>unnis<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u.<span class=\"__4 _362\"> </span>Herk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ysanaly<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>i<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>von arvonalentumistestauksess<span class=\"__4 _361\"></span>a k\u00e4ytet<span class=\"__4 _361\"></span>t\u00e4vien laske<span class=\"__4 _367\"></span>lmien<span class=\"__4 _367\"></span> laati<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>minen<span class=\"__4 _367\"></span> edel<span class=\"__4 _367\"></span>lyt<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 johd<span class=\"__4 _367\"></span>olta tulevai<span class=\"__4 _367\"></span>suut<span class=\"__4 _361\"></span>ta koskevi<span class=\"__4 _367\"></span>en arvioiden tek<span class=\"__4 _367\"></span>emis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4. Jo<span class=\"__4 _361\"></span>hdon a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>viot j<span class=\"__4 _361\"></span>a niihin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t kr<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>tiset e<span class=\"__4 _361\"></span>p\u00e4<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rmu<span class=\"__4 _361\"></span>uste<span class=\"__4 _361\"></span>kij\u00e4t lii<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t ker<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4vis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>aa r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4 ko<span class=\"__4 _361\"></span>skev<span class=\"__4 _361\"></span>ien la<span class=\"__4 _361\"></span>skelm<span class=\"__4 _361\"></span>ien p<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ame<span class=\"__4 _361\"></span>trie<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mis<span class=\"__4 _361\"></span>een. U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>sin joh<span class=\"__4 _361\"></span>to on a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioin<span class=\"__4 _361\"></span>ut Var<span class=\"__4 _361\"></span>ain<span class=\"__4 _361\"></span>hoito<span class=\"__4 _361\"></span>- ja P\u00e4\u00e4om<span class=\"__4 _361\"></span>amarkk<span class=\"__4 _361\"></span>inapalvel<span class=\"__4 _367\"></span>ut-segmenttien kerry<span class=\"__4 _361\"></span>tett<span class=\"__4 _361\"></span>\u00e4viss\u00e4 olevaa raha<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioinu<span class=\"__4 _361\"></span>t kes<span class=\"__4 _361\"></span>keisi\u00e4 m<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ujia ka<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>lliss<span class=\"__4 _361\"></span>a. Mink<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n para<span class=\"__4 _361\"></span>metrin<span class=\"__4 _367\"></span> jokseenkin mahdol<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>inen muutos<span class=\"__4 _367\"></span> kohtuul<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sesti arvioituna ei johtaisi<span class=\"__4 _367\"></span> ainaka<span class=\"__4 _361\"></span>an o<span class=\"__4 _367\"></span>lennaisten<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vonalentumi<span class=\"__4 _367\"></span>stappioiden<span class=\"__4 _367\"></span> kirjaamiseen.<span class=\"__4 _362\"> </span>Liik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>votestauksen yhteydess\u00e4 on arvioitu kass<span class=\"__4 _361\"></span>avirtam<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>en herk<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 eri<span class=\"__4 _367\"></span> parametrien muutoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>, esi<span class=\"__4 _367\"></span>merkiksi di<span class=\"__4 _367\"></span>skonttokoron tai ter<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>minaaliarvon muutoksi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>e. D<span class=\"__4 _367\"></span>iskonttokorko vo<span class=\"__4 _367\"></span>isi<span class=\"__4 _367\"></span> esimerkiksi<span class=\"__4 _367\"></span> nousta 1<span class=\"__4 _367\"></span>0 %-<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>ik\u00f6ll\u00e4 t<span class=\"__4 _361\"></span>ai ter<span class=\"__4 _361\"></span>min<span class=\"__4 _361\"></span>aali<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo pie<span class=\"__4 _361\"></span>nen<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y\u00e4 1<span class=\"__4 _367\"></span>0<span class=\"__4 _361\"></span>0 % eik<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>mis<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tar<span class=\"__4 _361\"></span>vetta syntyi<span class=\"__4 _367\"></span>si<span class=\"__4 _367\"></span>. Li<span class=\"__4 _367\"></span>ik<span class=\"__4 _367\"></span>ear<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span>testauksessa o<span class=\"__4 _367\"></span>n o<span class=\"__4 _367\"></span>lete<span class=\"__4 _367\"></span>ttu, ett\u00e4 P\u00e4\u00e4omamark<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kina-segmentin rahavirt<span class=\"__4 _361\"></span>a s\u00e4ilyy posit<span class=\"__4 _367\"></span>iivisena ennust<span class=\"__4 _367\"></span>ejaksoll<span class=\"__4 _367\"></span>a. Yhti\u00f6n ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo p<span class=\"__4 _361\"></span>er 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2<span class=\"__4 _361\"></span>025 oli noi<span class=\"__4 _361\"></span>n 208,8 m<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>joo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa ja k<span class=\"__4 _361\"></span>on<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>rnin t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>een lo<span class=\"__4 _361\"></span>ppu<span class=\"__4 _361\"></span>summ<span class=\"__4 _361\"></span>a noin 9<span class=\"__4 _361\"></span>8,6 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-388": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls35_4 ws7d_3 gs192_1\">1<span class=\"__4 _367\"></span>9 |<span class=\"__4 _367\"></span> AINEELLISET K<span class=\"__4 _361\"></span>\u00c4<span class=\"__4 _369\"></span>Y<span class=\"__4 _361\"></span>TT\u00d6OMAISUUSHY\u00d6D<span class=\"__4 _369\"></span>Y<span class=\"__4 _361\"></span>KKEET<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls39_4 ws58_3 gs193_1\">1<span class=\"__4 _367\"></span>9.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span> Laat<span class=\"__4 _361\"></span>imisperiaat<span class=\"__4 _367\"></span>e<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws7e_3 gs194_1\">Konsernin<span class=\"__4 _367\"></span> hankk<span class=\"__4 _361\"></span>imat a<span class=\"__4 _367\"></span>ineel<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>set hy\u00f6dykkeet arvosteta<span class=\"__4 _361\"></span>an a<span class=\"__4 _367\"></span>lkuper\u00e4iseen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 ws20_4 gs195_1\">hankint<span class=\"__4 _361\"></span>amenoon. Hankintameno sis\u00e4lt\u00e4\u00e4 ne menot, jo<span class=\"__4 _367\"></span>tk<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> johtuvat v\u00e4lit<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws7f_3 gs196_1\">t\u00f6m\u00e4sti kyseisen hy\u00f6dykkeen hankinnasta muka<span class=\"__4 _361\"></span>an l<span class=\"__4 _367\"></span>ukien asennusme<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws45_3 gs197_1\">not. Al<span class=\"__4 _367\"></span>kuper\u00e4isen kirjaamisen<span class=\"__4 _367\"></span> j\u00e4lkeen<span class=\"__4 _367\"></span> aineel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>inen k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6omaisuus<span class=\"__4 _367\"></span> esi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws41_3 gs198_1\">tet\u00e4\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> ta<span class=\"__4 _361\"></span>seessa hankintam<span class=\"__4 _361\"></span>enoon<span class=\"__4 _367\"></span> v\u00e4hennet<span class=\"__4 _361\"></span>tyn\u00e4 ker<span class=\"__4 _361\"></span>tyneil<span class=\"__4 _367\"></span>l\u00e4 poi<span class=\"__4 _367\"></span>stoi<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws38_4 gs199_1\">ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>istappioi<span class=\"__4 _367\"></span>lla.<span class=\"__4 _367\"></span> T<span class=\"__4 _367\"></span>avanomaiset k<span class=\"__4 _367\"></span>orjaus- j<span class=\"__4 _367\"></span>a kunnossapitome<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs19a_1\">not k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an k<span class=\"__4 _361\"></span>uluk<span class=\"__4 _361\"></span>si sill\u00e4 tilik<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>ella, jolla n<span class=\"__4 _361\"></span>e ova<span class=\"__4 _361\"></span>t syn<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yne<span class=\"__4 _361\"></span>et.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 ws6_4 gs19b_1\">Aine<span class=\"__4 _361\"></span>el<span class=\"__4 _367\"></span>liset k<span class=\"__4 _361\"></span>\u00e4yt<span class=\"__4 _361\"></span>t\u00f6o<span class=\"__4 _361\"></span>maisuus<span class=\"__4 _361\"></span>hy\u00f6dyk<span class=\"__4 _361\"></span>keet k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>aan t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apoistoin<span class=\"__4 _361\"></span>a kuluik<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws35_4 gs19c_1\">si ar<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>ujen talo<span class=\"__4 _361\"></span>udellisten va<span class=\"__4 _361\"></span>ikut<span class=\"__4 _361\"></span>us<span class=\"__4 _361\"></span>aikojen kulue<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a, jotk<span class=\"__4 _361\"></span>a ovat s<span class=\"__4 _361\"></span>eu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs19d_1\">raav<span class=\"__4 _361\"></span>at: </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs19e_1\">- <span class=\"__4 _368\"> </span>ko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>tor<span class=\"__4 _361\"></span>ikon<span class=\"__4 _361\"></span>eet ja k<span class=\"__4 _361\"></span>alu<span class=\"__4 _361\"></span>stee<span class=\"__4 _361\"></span>t: 5 t<span class=\"__4 _361\"></span>ai 8 vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs19f_1\">- <span class=\"__4 _368\"> </span>I<span class=\"__4 _361\"></span>T<span class=\"__4 _367\"></span>-la<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>tee<span class=\"__4 _361\"></span>t: 5 vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs1a0_1\">- <span class=\"__4 _368\"> </span>muut ainee<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>iset h<span class=\"__4 _367\"></span>y\u00f6dykkeet (to<span class=\"__4 _367\"></span>imiti<span class=\"__4 _367\"></span>lo<span class=\"__4 _367\"></span>jen perusparannusmenot<span class=\"__4 _367\"></span>):<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs1a1_1\"> <span class=\"__4 _370\"> </span>5 vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2f_4 gs1a2_1\">Ar<span class=\"__4 _361\"></span>vi<span class=\"__4 _367\"></span>oid<span class=\"__4 _367\"></span>ut tal<span class=\"__4 _367\"></span>oudel<span class=\"__4 _369\"></span>liset<span class=\"__4 _367\"></span> vai<span class=\"__4 _367\"></span>kutusajat<span class=\"__4 _367\"></span> ja j<span class=\"__4 _367\"></span>\u00e4\u00e4nn\u00f6sar<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span>t tarkist<span class=\"__4 _367\"></span>etaan v\u00e4hin<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws5_4 gs1a3_1\">t\u00e4<span class=\"__4 _361\"></span>\u00e4n j<span class=\"__4 _367\"></span>okaisen til<span class=\"__4 _367\"></span>ikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>tymisp\u00e4iv\u00e4n\u00e4<span class=\"__4 _361\"></span>,<span class=\"__4 _367\"></span> ja jos<span class=\"__4 _367\"></span> ne eroavat merkit<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws5_4 gs1a4_1\">t\u00e4v\u00e4<span class=\"__4 _361\"></span>sti<span class=\"__4 _367\"></span> aikaisemmista arvioista, poi<span class=\"__4 _367\"></span>stoaiko<span class=\"__4 _367\"></span>ja muutetaan vast<span class=\"__4 _361\"></span>aavasti. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws6f_3 gs1a5_1\">Poist<span class=\"__4 _361\"></span>ojen kir<span class=\"__4 _361\"></span>ja<span class=\"__4 _361\"></span>amin<span class=\"__4 _361\"></span>en lop<span class=\"__4 _361\"></span>etet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>un hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>ke luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n my<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _361\"></span>\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 wsd_4 gs1a6_1\">oleva<span class=\"__4 _361\"></span>ksi. Kons<span class=\"__4 _361\"></span>erni a<span class=\"__4 _361\"></span>rv<span class=\"__4 _361\"></span>ioi joka<span class=\"__4 _361\"></span>isena r<span class=\"__4 _361\"></span>apo<span class=\"__4 _361\"></span>rtoin<span class=\"__4 _361\"></span>tika<span class=\"__4 _361\"></span>uden p<span class=\"__4 _361\"></span>\u00e4\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ymisp<span class=\"__4 _361\"></span>\u00e4i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws47_3 gs1a7_1\">v\u00e4<span class=\"__4 _361\"></span>n\u00e4<span class=\"__4 _361\"></span>, onko v<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 siit<span class=\"__4 _361\"></span>\u00e4, e<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 ain<span class=\"__4 _361\"></span>eellise<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls30_4 ws1d_4 gs1a8_1\">alen<span class=\"__4 _361\"></span>tun<span class=\"__4 _361\"></span>ut. J<span class=\"__4 _361\"></span>os viit<span class=\"__4 _361\"></span>tei<span class=\"__4 _361\"></span>t\u00e4 ilm<span class=\"__4 _361\"></span>ene<span class=\"__4 _361\"></span>e, Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioi k<span class=\"__4 _361\"></span>yse<span class=\"__4 _361\"></span>ises<span class=\"__4 _361\"></span>t\u00e4 o<span class=\"__4 _361\"></span>mai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws32_4 gs1a9_1\">suuser\u00e4st<span class=\"__4 _361\"></span>\u00e4 <span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olevan raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4n. Ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entumistappio </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws27_4 gs1aa_1\">kir<span class=\"__4 _361\"></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>un om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirja<span class=\"__4 _361\"></span>npit<span class=\"__4 _361\"></span>oa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 sii<span class=\"__4 _361\"></span>t\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs1ab_1\">ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls12_4 ws5_4 gs1ac_1\">Aineel<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sten k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6omaisuushy<span class=\"__4 _367\"></span>\u00f6dykkeiden luovutuksista ja<span class=\"__4 _367\"></span> k\u00e4y<span class=\"__4 _361\"></span>t\u00f6st\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws29_4 gs1ad_1\">poist<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>a johtu<span class=\"__4 _361\"></span>vat voi<span class=\"__4 _361\"></span>tot ja ta<span class=\"__4 _361\"></span>ppiot lask<span class=\"__4 _361\"></span>eta<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>tujen net<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>uot<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws29_4 gs1ae_1\">tojen j<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n erot<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>en<span class=\"__4 _361\"></span>a. My<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>nti<span class=\"__4 _361\"></span>voitot j<span class=\"__4 _361\"></span>a -t<span class=\"__4 _361\"></span>appi<span class=\"__4 _361\"></span>ot kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n eriin </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs1af_1\">Liiketoiminn<span class=\"__4 _361\"></span>an muut t<span class=\"__4 _361\"></span>uotot ja Liiketoiminn<span class=\"__4 _361\"></span>an muut k<span class=\"__4 _361\"></span>ulut.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs1b0_1\">Muiden aineellisten<span class=\"__4 _367\"></span> hy\u00f6dykk<span class=\"__4 _367\"></span>eiden </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs1b1_1\">ar<span class=\"__4 _361\"></span>v<span class=\"__4 _367\"></span>onalentuminen<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3d_3 ws4_4 gs1b2_1\">Konserni arvioi jokaisena raportointikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sp\u00e4iv\u00e4n<span class=\"__4 _361\"></span>\u00e4, onk<span class=\"__4 _367\"></span>o </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws5d_3 gs1b3_1\">viit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>it\u00e4 s<span class=\"__4 _361\"></span>iit\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 aine<span class=\"__4 _361\"></span>ellisen hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>en ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>o on ale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>nut<span class=\"__4 _361\"></span>. Jos vii<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws5_4 gs1b4_1\">teit\u00e4 i<span class=\"__4 _367\"></span>lmenee,<span class=\"__4 _367\"></span> United<span class=\"__4 _367\"></span> Bankers ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span> k<span class=\"__4 _361\"></span>yseisest\u00e4 omaisuu<span class=\"__4 _367\"></span>ser\u00e4<span class=\"__4 _361\"></span>st\u00e4 ker<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls9_4 ws9_4 gs1b5_1\">ry<span class=\"__4 _361\"></span>tett\u00e4viss\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n. Ke<span class=\"__4 _367\"></span>rr<span class=\"__4 _361\"></span>ytett\u00e4viss\u00e4 ol<span class=\"__4 _367\"></span>eva raham\u00e4\u00e4r\u00e4 on<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws30_4 gs1b6_1\">omaisuuser\u00e4n k\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo v\u00e4hennett<span class=\"__4 _361\"></span>yn\u00e4 myynnist\u00e4 aiheutuvil<span class=\"__4 _367\"></span>la meno<span class=\"__4 _367\"></span>il<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws80_3 gs1b7_1\">la t<span class=\"__4 _361\"></span>ai sit<span class=\"__4 _361\"></span>\u00e4 ko<span class=\"__4 _361\"></span>rke<span class=\"__4 _361\"></span>amp<span class=\"__4 _361\"></span>i k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>o. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>mist<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pio kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tulo<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws50_3 gs1b8_1\">va<span class=\"__4 _361\"></span>iku<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>teise<span class=\"__4 _361\"></span>sti, k<span class=\"__4 _361\"></span>un om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anpi<span class=\"__4 _361\"></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 sii<span class=\"__4 _361\"></span>t\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws6b_3 gs1b9_1\">viss\u00e4 o<span class=\"__4 _367\"></span>levan<span class=\"__4 _367\"></span> raham\u00e4\u00e4r\u00e4n. Arvonalentu<span class=\"__4 _367\"></span>mis<span class=\"__4 _367\"></span>tappion<span class=\"__4 _367\"></span> kir<span class=\"__4 _367\"></span>jaamise<span class=\"__4 _367\"></span>n yht<span class=\"__4 _367\"></span>ey<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws22_4 gs1ba_1\">dess\u00e4 konserni arvioi uudel<span class=\"__4 _367\"></span>leen<span class=\"__4 _367\"></span> aineel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isen hy<span class=\"__4 _367\"></span>\u00f6dykkeen taloudell<span class=\"__4 _367\"></span>isen<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws3a_4 gs1bb_1\">vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>usaj<span class=\"__4 _361\"></span>an. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio pe<span class=\"__4 _361\"></span>ruu<span class=\"__4 _361\"></span>teta<span class=\"__4 _361\"></span>an, jo<span class=\"__4 _361\"></span>s olosuhteis<span class=\"__4 _361\"></span>sa on </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws81_3 gs1bc_1\">t<span class=\"__4 _361\"></span>apa<span class=\"__4 _361\"></span>ht<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t muu<span class=\"__4 _361\"></span>tos ja hy<span class=\"__4 _361\"></span>\u00f6dy<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>een ke<span class=\"__4 _361\"></span>rr<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>a r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws28_4 gs1bd_1\">muutt<span class=\"__4 _361\"></span>unut arvonalentumistappion<span class=\"__4 _367\"></span> kirjaamisajankohdasta. Ar<span class=\"__4 _361\"></span>vonalen<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws20_4 gs1be_1\">tumistappiota ei<span class=\"__4 _367\"></span> kuitenkaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> peruutet<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> enemp\u00e4<span class=\"__4 _361\"></span>\u00e4 kui<span class=\"__4 _367\"></span>n omaisuuser\u00e4n kir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs1bf_1\">jan<span class=\"__4 _361\"></span>pitoar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>o ol<span class=\"__4 _367\"></span>isi ilman a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vonale<span class=\"__4 _361\"></span>ntumis<span class=\"__4 _361\"></span>tap<span class=\"__4 _361\"></span>pion kirja<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>ta.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls3c_3 ws5e_3 gs1c1_1\">1<span class=\"__4 _367\"></span>9.2 Aineell<span class=\"__4 _367\"></span>iset h<span class=\"__4 _367\"></span>y\u00f6dykk<span class=\"__4 _367\"></span>eet<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs1c2_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _ae_3\"> </span><span class=\"ls1f_4 ws3c_4\">Kont<span class=\"__4 _361\"></span>torikoneet, kalusteet ja IT<span class=\"__4 _367\"></span>-lait<span class=\"__4 _361\"></span>teet<span class=\"__4 _2e_3\"> </span><span class=\"ls17_4 ws39_4\">T<span class=\"__4 _367\"></span>oimitilojen peruspar<span class=\"__4 _361\"></span>annus<span class=\"__4 _af_3\"> </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls5_4 ws4b_3 gs1c3_1\">2025<span class=\"__4 _427\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _427\"> </span></span>2<span class=\"__4 _361\"></span>025<span class=\"__4 _427\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _427\"> </span></span>2025<span class=\"__4 _427\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs1c4_1\">Hankint<span class=\"__4 _361\"></span>ameno<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls23_4 ws38_4 gs1c5_1\">A<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>k<span class=\"__4 _1b_3\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _1b_3\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1.1.<span class=\"__4 _b0_3\"> </span><span class=\"ls1_4 ws1_4\"> 1 45<span class=\"__4 _361\"></span>5 <span class=\"__4 _b1_3\"> </span>1 43<span class=\"__4 _361\"></span>8<span class=\"__4 _b1_3\"> </span> 1 8<span class=\"__4 _361\"></span>32 <span class=\"__4 _b2_3\"> </span><span class=\"ls26_4 ws69_3\">1 807<span class=\"__4 _b3_3\"> </span></span> 3 287 <span class=\"__4 _b2_3\"> </span><span class=\"ls2b_4 ws48_3\">3<span class=\"__4 _361\"></span> 24<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs1c6_1\">Lis<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t <span class=\"__4 _b4_3\"> </span> 7 <span class=\"__4 _a4_3\"> </span><span class=\"ls21_4 ws3a_4\">17<span class=\"__4 _6e_3\"> </span></span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _b5_3\"> </span><span class=\"lsb_4 ws2f_4\">26<span class=\"__4 _b6_3\"> </span></span></span> 7 <span class=\"__4 _b7_3\"> </span><span class=\"ls3a_4 ws72_3\">43<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs1c7_1\">V\u00e4hennykset<span class=\"__4 _b8_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _b9_3\"> </span><span class=\"ws1_4\">-<span class=\"__4 _ba_3\"> </span></span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _b9_3\"> </span><span class=\"ws1_4\">-<span class=\"__4 _ba_3\"> </span></span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _b9_3\"> </span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1f_4 ws3c_4 gs1c8_1\">Loppusaldo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _2f_3\"> </span><span class=\"ls1_4 ws1_4\"> 1 4<span class=\"__4 _361\"></span>61 <span class=\"__4 _449\"> </span>1 455<span class=\"__4 _449\"> </span> 1 8<span class=\"__4 _361\"></span>32 <span class=\"__4 _449\"> </span>1 83<span class=\"__4 _361\"></span>2<span class=\"__4 _449\"> </span> 3 293 <span class=\"__4 _449\"> </span>3 2<span class=\"__4 _361\"></span>87<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs1c9_1\">Kert<span class=\"__4 _361\"></span>ynee<span class=\"__4 _361\"></span>t poistot ja arvonalen<span class=\"__4 _361\"></span>tumiset<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls23_4 ws38_4 gs1ca_1\">A<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>k<span class=\"__4 _1b_3\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _1b_3\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1.1.<span class=\"__4 _361\"></span> <span class=\"__4 _bb_3\"> </span><span class=\"ls21_4 ws3a_4\">-1<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>8<span class=\"__4 _1b_3\"></span>9<span class=\"__4 _bc_3\"> </span><span class=\"ls25_4 ws6c_3\">-973<span class=\"__4 _8e_3\"> </span></span>-1<span class=\"__4 _361\"></span> 3<span class=\"__4 _1b_3\"></span>5<span class=\"__4 _361\"></span>6<span class=\"__4 _b1_3\"> </span>-1<span class=\"__4 _361\"></span> 2<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _361\"></span>1<span class=\"__4 _8e_3\"> </span><span class=\"ls25_4 ws6c_3\">-2 4<span class=\"__4 _361\"></span>45<span class=\"__4 _b3_3\"> </span><span class=\"ls22_4 ws3d_4\">-<span class=\"__4 _361\"></span>2<span class=\"__4 _1b_3\"></span> 174<span class=\"__4 _362\"> </span></span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs1cb_1\">Til<span class=\"__4 _367\"></span>ikauden poist<span class=\"__4 _367\"></span>ot <span class=\"__4 _bd_3\"> </span><span class=\"ls21_4 ws3a_4\">-10<span class=\"__4 _1b_3\"></span>5<span class=\"__4 _be_3\"> </span><span class=\"ls2d_4 ws35_4\">-116<span class=\"__4 _be_3\"> </span></span>-15<span class=\"__4 _361\"></span>7<span class=\"__4 _bf_3\"> </span>-15<span class=\"__4 _361\"></span>5<span class=\"__4 _6d_3\"> </span><span class=\"ls25_4 ws6c_3\">-262<span class=\"__4 _bc_3\"> </span>-270<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1f_4 ws3c_4 gs1cc_1\">Loppusaldo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _2f_3\"> </span><span class=\"ls41_3 ws1a_4\">-1<span class=\"__4 _361\"></span> 19<span class=\"__4 _1b_3\"></span>4<span class=\"__4 _449\"> </span>-1<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span>9<span class=\"__4 _8e_3\"> </span>-1<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>13<span class=\"__4 _449\"> </span>-1<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>5<span class=\"__4 _1b_3\"></span>6<span class=\"__4 _c0_3\"> </span><span class=\"ls26_4 ws69_3\">-2 70<span class=\"__4 _361\"></span>7<span class=\"__4 _c1_3\"> </span>-2 4<span class=\"__4 _361\"></span>45<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs1cd_1\">Kirjanpit<span class=\"__4 _361\"></span>oarvo 1<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.<span class=\"__4 _c2_3\"> </span><span class=\"ls1_4 ws1_4\"> 36<span class=\"__4 _361\"></span>6 <span class=\"__4 _c3_3\"> </span><span class=\"ls34_4 ws80_3\">464<span class=\"__4 _c3_3\"> </span><span class=\"ls42_3 ws66_3\"> 47<span class=\"__4 _361\"></span>6 <span class=\"__4 _c3_3\"> </span><span class=\"ls10_4 ws45_3\">605<span class=\"__4 _c3_3\"> </span></span></span></span> 8<span class=\"__4 _361\"></span>42 <span class=\"__4 _449\"> </span>1 07<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs1ce_1\">Kirjanpit<span class=\"__4 _361\"></span>oarvo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _c4_3\"> </span><span class=\"ls1_4 ws1_4\"> 26<span class=\"__4 _361\"></span>8 <span class=\"__4 _c3_3\"> </span><span class=\"ls3_4 ws2_4\">366<span class=\"__4 _bc_3\"> </span><span class=\"ls2c_4 ws4a_3\"> 319<span class=\"__4 _361\"></span> <span class=\"__4 _bc_3\"> </span><span class=\"ls42_3 ws66_3\">476<span class=\"__4 _c3_3\"> </span></span></span></span> 5<span class=\"__4 _361\"></span>87 <span class=\"__4 _c3_3\"> </span><span class=\"ls5_4 ws4b_3\">8<span class=\"__4 _361\"></span>42<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls19_4 ws67_3 gs1cf_1\">K\u00e4y<span class=\"__4 _361\"></span>tt\u00f6oikeusomaisuuser\u00e4<span class=\"__4 _361\"></span>t <span class=\"__4 _c5_3\"> </span><span class=\"ls1_4 ws1_4\"> 3 1<span class=\"__4 _367\"></span>57 <span class=\"__4 _c6_3\"> </span><span class=\"ls20_4 ws49_3\">1<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>18<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls8_4 ws52_3 gs1d0_1\">Aineelliset hy\u00f6dykkee<span class=\"__4 _361\"></span>t yhteens\u00e4<span class=\"__4 _c7_3\"> </span><span class=\"ls1_4 ws1_4\"> 3 7<span class=\"__4 _367\"></span>44 <span class=\"__4 _449\"> </span>2 0<span class=\"__4 _361\"></span>60<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs1d1_1\">Liite<span class=\"__4 _367\"></span>tiedot<span class=\"__4 _367\"></span> konsernin<span class=\"__4 _367\"></span> vuokr<span class=\"__4 _361\"></span>aamista k\u00e4y<span class=\"__4 _361\"></span>tt\u00f6oikeusomaisuu<span class=\"__4 _367\"></span>serist\u00e4 on esi<span class=\"__4 _367\"></span>tett<span class=\"__4 _361\"></span>y Li<span class=\"__4 _367\"></span>itetiedossa 20 V<span class=\"__4 _367\"></span>uokra<span class=\"__4 _361\"></span>sopim<span class=\"__4 _367\"></span>ukset.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-389": {
   "value": "1<span class=\"__4 _367\"></span>9.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span> Laat<span class=\"__4 _361\"></span>imisperiaat<span class=\"__4 _367\"></span>e<span class=\"__4 _362\"> </span>Konsernin<span class=\"__4 _367\"></span> hankk<span class=\"__4 _361\"></span>imat a<span class=\"__4 _367\"></span>ineel<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>set hy\u00f6dykkeet arvosteta<span class=\"__4 _361\"></span>an a<span class=\"__4 _367\"></span>lkuper\u00e4iseen hankint<span class=\"__4 _361\"></span>amenoon. Hankintameno sis\u00e4lt\u00e4\u00e4 ne menot, jo<span class=\"__4 _367\"></span>tk<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> johtuvat v\u00e4lit<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00f6m\u00e4sti kyseisen hy\u00f6dykkeen hankinnasta muka<span class=\"__4 _361\"></span>an l<span class=\"__4 _367\"></span>ukien asennusme<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>not. Al<span class=\"__4 _367\"></span>kuper\u00e4isen kirjaamisen<span class=\"__4 _367\"></span> j\u00e4lkeen<span class=\"__4 _367\"></span> aineel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>inen k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6omaisuus<span class=\"__4 _367\"></span> esi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tet\u00e4\u00e4<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> ta<span class=\"__4 _361\"></span>seessa hankintam<span class=\"__4 _361\"></span>enoon<span class=\"__4 _367\"></span> v\u00e4hennet<span class=\"__4 _361\"></span>tyn\u00e4 ker<span class=\"__4 _361\"></span>tyneil<span class=\"__4 _367\"></span>l\u00e4 poi<span class=\"__4 _367\"></span>stoi<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> ja ar<span class=\"__4 _361\"></span>vonalentum<span class=\"__4 _367\"></span>istappioi<span class=\"__4 _367\"></span>lla.<span class=\"__4 _367\"></span> T<span class=\"__4 _367\"></span>avanomaiset k<span class=\"__4 _367\"></span>orjaus- j<span class=\"__4 _367\"></span>a kunnossapitome<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>not k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an k<span class=\"__4 _361\"></span>uluk<span class=\"__4 _361\"></span>si sill\u00e4 tilik<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>ella, jolla n<span class=\"__4 _361\"></span>e ova<span class=\"__4 _361\"></span>t syn<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yne<span class=\"__4 _361\"></span>et.<span class=\"__4 _362\"> </span>Aine<span class=\"__4 _361\"></span>el<span class=\"__4 _367\"></span>liset k<span class=\"__4 _361\"></span>\u00e4yt<span class=\"__4 _361\"></span>t\u00f6o<span class=\"__4 _361\"></span>maisuus<span class=\"__4 _361\"></span>hy\u00f6dyk<span class=\"__4 _361\"></span>keet k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>aan t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>apoistoin<span class=\"__4 _361\"></span>a kuluik<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>si ar<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>ujen talo<span class=\"__4 _361\"></span>udellisten va<span class=\"__4 _361\"></span>ikut<span class=\"__4 _361\"></span>us<span class=\"__4 _361\"></span>aikojen kulue<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a, jotk<span class=\"__4 _361\"></span>a ovat s<span class=\"__4 _361\"></span>eu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>raav<span class=\"__4 _361\"></span>at: - <span class=\"__4 _368\"> </span>ko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>tor<span class=\"__4 _361\"></span>ikon<span class=\"__4 _361\"></span>eet ja k<span class=\"__4 _361\"></span>alu<span class=\"__4 _361\"></span>stee<span class=\"__4 _361\"></span>t: 5 t<span class=\"__4 _361\"></span>ai 8 vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta - <span class=\"__4 _368\"> </span>I<span class=\"__4 _361\"></span>T<span class=\"__4 _367\"></span>-la<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>tee<span class=\"__4 _361\"></span>t: 5 vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>muut ainee<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>iset h<span class=\"__4 _367\"></span>y\u00f6dykkeet (to<span class=\"__4 _367\"></span>imiti<span class=\"__4 _367\"></span>lo<span class=\"__4 _367\"></span>jen perusparannusmenot<span class=\"__4 _367\"></span>):<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>5 vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span>Ar<span class=\"__4 _361\"></span>vi<span class=\"__4 _367\"></span>oid<span class=\"__4 _367\"></span>ut tal<span class=\"__4 _367\"></span>oudel<span class=\"__4 _369\"></span>liset<span class=\"__4 _367\"></span> vai<span class=\"__4 _367\"></span>kutusajat<span class=\"__4 _367\"></span> ja j<span class=\"__4 _367\"></span>\u00e4\u00e4nn\u00f6sar<span class=\"__4 _361\"></span>vo<span class=\"__4 _367\"></span>t tarkist<span class=\"__4 _367\"></span>etaan v\u00e4hin<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4n j<span class=\"__4 _367\"></span>okaisen til<span class=\"__4 _367\"></span>ikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>tymisp\u00e4iv\u00e4n\u00e4<span class=\"__4 _361\"></span>,<span class=\"__4 _367\"></span> ja jos<span class=\"__4 _367\"></span> ne eroavat merkit<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4v\u00e4<span class=\"__4 _361\"></span>sti<span class=\"__4 _367\"></span> aikaisemmista arvioista, poi<span class=\"__4 _367\"></span>stoaiko<span class=\"__4 _367\"></span>ja muutetaan vast<span class=\"__4 _361\"></span>aavasti. Poist<span class=\"__4 _361\"></span>ojen kir<span class=\"__4 _361\"></span>ja<span class=\"__4 _361\"></span>amin<span class=\"__4 _361\"></span>en lop<span class=\"__4 _361\"></span>etet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>un hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>ke luok<span class=\"__4 _361\"></span>itella<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n my<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>v\u00e4n<span class=\"__4 _361\"></span>\u00e4 oleva<span class=\"__4 _361\"></span>ksi. Kons<span class=\"__4 _361\"></span>erni a<span class=\"__4 _361\"></span>rv<span class=\"__4 _361\"></span>ioi joka<span class=\"__4 _361\"></span>isena r<span class=\"__4 _361\"></span>apo<span class=\"__4 _361\"></span>rtoin<span class=\"__4 _361\"></span>tika<span class=\"__4 _361\"></span>uden p<span class=\"__4 _361\"></span>\u00e4\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ymisp<span class=\"__4 _361\"></span>\u00e4i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>v\u00e4<span class=\"__4 _361\"></span>n\u00e4<span class=\"__4 _361\"></span>, onko v<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>\u00e4 siit<span class=\"__4 _361\"></span>\u00e4, e<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 ain<span class=\"__4 _361\"></span>eellise<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>\u00e4n a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on alen<span class=\"__4 _361\"></span>tun<span class=\"__4 _361\"></span>ut. J<span class=\"__4 _361\"></span>os viit<span class=\"__4 _361\"></span>tei<span class=\"__4 _361\"></span>t\u00e4 ilm<span class=\"__4 _361\"></span>ene<span class=\"__4 _361\"></span>e, Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioi k<span class=\"__4 _361\"></span>yse<span class=\"__4 _361\"></span>ises<span class=\"__4 _361\"></span>t\u00e4 o<span class=\"__4 _361\"></span>mai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>suuser\u00e4st<span class=\"__4 _361\"></span>\u00e4 <span class=\"__4 _367\"></span> kerr<span class=\"__4 _361\"></span>ytet<span class=\"__4 _361\"></span>t\u00e4viss\u00e4 olevan raham\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4n. Ar<span class=\"__4 _361\"></span>vonal<span class=\"__4 _367\"></span>entumistappio kir<span class=\"__4 _361\"></span>jat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, k<span class=\"__4 _361\"></span>un om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirja<span class=\"__4 _361\"></span>npit<span class=\"__4 _361\"></span>oa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 sii<span class=\"__4 _361\"></span>t\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n.<span class=\"__4 _362\"> </span>Aineel<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sten k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6omaisuushy<span class=\"__4 _367\"></span>\u00f6dykkeiden luovutuksista ja<span class=\"__4 _367\"></span> k\u00e4y<span class=\"__4 _361\"></span>t\u00f6st\u00e4 poist<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>a johtu<span class=\"__4 _361\"></span>vat voi<span class=\"__4 _361\"></span>tot ja ta<span class=\"__4 _361\"></span>ppiot lask<span class=\"__4 _361\"></span>eta<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>tujen net<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>uot<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tojen j<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n erot<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>en<span class=\"__4 _361\"></span>a. My<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>nti<span class=\"__4 _361\"></span>voitot j<span class=\"__4 _361\"></span>a -t<span class=\"__4 _361\"></span>appi<span class=\"__4 _361\"></span>ot kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n eriin Liiketoiminn<span class=\"__4 _361\"></span>an muut t<span class=\"__4 _361\"></span>uotot ja Liiketoiminn<span class=\"__4 _361\"></span>an muut k<span class=\"__4 _361\"></span>ulut.<span class=\"__4 _362\"> </span>Muiden aineellisten<span class=\"__4 _367\"></span> hy\u00f6dykk<span class=\"__4 _367\"></span>eiden ar<span class=\"__4 _361\"></span>v<span class=\"__4 _367\"></span>onalentuminen<span class=\"__4 _362\"> </span>Konserni arvioi jokaisena raportointikauden p\u00e4\u00e4t<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sp\u00e4iv\u00e4n<span class=\"__4 _361\"></span>\u00e4, onk<span class=\"__4 _367\"></span>o viit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>it\u00e4 s<span class=\"__4 _361\"></span>iit\u00e4<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 aine<span class=\"__4 _361\"></span>ellisen hy\u00f6<span class=\"__4 _361\"></span>dy<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>en ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>o on ale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>nut<span class=\"__4 _361\"></span>. Jos vii<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>teit\u00e4 i<span class=\"__4 _367\"></span>lmenee,<span class=\"__4 _367\"></span> United<span class=\"__4 _367\"></span> Bankers ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span> k<span class=\"__4 _361\"></span>yseisest\u00e4 omaisuu<span class=\"__4 _367\"></span>ser\u00e4<span class=\"__4 _361\"></span>st\u00e4 ker<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ry<span class=\"__4 _361\"></span>tett\u00e4viss\u00e4 ol<span class=\"__4 _367\"></span>evan raham\u00e4\u00e4r\u00e4n. Ke<span class=\"__4 _367\"></span>rr<span class=\"__4 _361\"></span>ytett\u00e4viss\u00e4 ol<span class=\"__4 _367\"></span>eva raham\u00e4\u00e4r\u00e4 on<span class=\"__4 _367\"></span> omaisuuser\u00e4n k\u00e4yp\u00e4 ar<span class=\"__4 _361\"></span>vo v\u00e4hennett<span class=\"__4 _361\"></span>yn\u00e4 myynnist\u00e4 aiheutuvil<span class=\"__4 _367\"></span>la meno<span class=\"__4 _367\"></span>il<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>la t<span class=\"__4 _361\"></span>ai sit<span class=\"__4 _361\"></span>\u00e4 ko<span class=\"__4 _361\"></span>rke<span class=\"__4 _361\"></span>amp<span class=\"__4 _361\"></span>i k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>o. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span>mist<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pio kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tulo<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>iku<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>teise<span class=\"__4 _361\"></span>sti, k<span class=\"__4 _361\"></span>un om<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anpi<span class=\"__4 _361\"></span>toa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo ylit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 sii<span class=\"__4 _361\"></span>t\u00e4 k<span class=\"__4 _361\"></span>err<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>viss\u00e4 o<span class=\"__4 _367\"></span>levan<span class=\"__4 _367\"></span> raham\u00e4\u00e4r\u00e4n. Arvonalentu<span class=\"__4 _367\"></span>mis<span class=\"__4 _367\"></span>tappion<span class=\"__4 _367\"></span> kir<span class=\"__4 _367\"></span>jaamise<span class=\"__4 _367\"></span>n yht<span class=\"__4 _367\"></span>ey<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>dess\u00e4 konserni arvioi uudel<span class=\"__4 _367\"></span>leen<span class=\"__4 _367\"></span> aineel<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isen hy<span class=\"__4 _367\"></span>\u00f6dykkeen taloudell<span class=\"__4 _367\"></span>isen<span class=\"__4 _367\"></span> vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>usaj<span class=\"__4 _361\"></span>an. Ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio pe<span class=\"__4 _361\"></span>ruu<span class=\"__4 _361\"></span>teta<span class=\"__4 _361\"></span>an, jo<span class=\"__4 _361\"></span>s olosuhteis<span class=\"__4 _361\"></span>sa on t<span class=\"__4 _361\"></span>apa<span class=\"__4 _361\"></span>ht<span class=\"__4 _361\"></span>unu<span class=\"__4 _361\"></span>t muu<span class=\"__4 _361\"></span>tos ja hy<span class=\"__4 _361\"></span>\u00f6dy<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>een ke<span class=\"__4 _361\"></span>rr<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4 olev<span class=\"__4 _361\"></span>a r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 on muutt<span class=\"__4 _361\"></span>unut arvonalentumistappion<span class=\"__4 _367\"></span> kirjaamisajankohdasta. Ar<span class=\"__4 _361\"></span>vonalen<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tumistappiota ei<span class=\"__4 _367\"></span> kuitenkaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> peruutet<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> enemp\u00e4<span class=\"__4 _361\"></span>\u00e4 kui<span class=\"__4 _367\"></span>n omaisuuser\u00e4n kir<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>jan<span class=\"__4 _361\"></span>pitoar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>o ol<span class=\"__4 _367\"></span>isi ilman a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vonale<span class=\"__4 _361\"></span>ntumis<span class=\"__4 _361\"></span>tap<span class=\"__4 _361\"></span>pion kirja<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>ta.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-390": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls35_4 ws7d_3 gs1d3_1\">20 | VUOKRASOP<span class=\"__4 _367\"></span>IMUKSET<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls3f_3 ws77_3 gs1d4_1\">20.<span class=\"__4 _369\"></span>1 Laatimisperiaate<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws24_4 gs1d5_1\">Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>ni on ot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ut vu<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>lle l\u00e4hin<span class=\"__4 _361\"></span>n\u00e4 toimi<span class=\"__4 _361\"></span>tiloja, v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>toja se<span class=\"__4 _361\"></span>k\u00e4 t<span class=\"__4 _361\"></span>y\u00f6<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wse_4 gsed_1\">suhdeasuntoja.<span class=\"__4 _367\"></span> United<span class=\"__4 _367\"></span> Bankers merkits<span class=\"__4 _361\"></span>ee<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4s\u00e4<span class=\"__4 _361\"></span>\u00e4nt\u00f6<span class=\"__4 _367\"></span>isesti taseeseen<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 wsd_4 gsee_1\">sa k<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>kiin vuok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>sopimu<span class=\"__4 _361\"></span>ksiin liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4t o<span class=\"__4 _361\"></span>maisuu<span class=\"__4 _361\"></span>ser\u00e4<span class=\"__4 _361\"></span>t (k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6oike<span class=\"__4 _361\"></span>us<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws67_3 gsef_1\">omaisuuser\u00e4t<span class=\"__4 _367\"></span>) ja<span class=\"__4 _367\"></span> vuokr<span class=\"__4 _361\"></span>asopimu<span class=\"__4 _367\"></span>svelat.<span class=\"__4 _367\"></span> Poikkeuksi<span class=\"__4 _367\"></span>na ovat l<span class=\"__4 _367\"></span>yhyt<span class=\"__4 _361\"></span>aikaiset<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls34_4 ws4_4 gsf0_1\">sek\u00e4 v\u00e4h\u00e4<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>voi<span class=\"__4 _367\"></span>sia omais<span class=\"__4 _367\"></span>uuseri\u00e4 koskevat vuokrasopimukset, joi<span class=\"__4 _367\"></span>den </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws76_3 gs1d6_1\">kir<span class=\"__4 _361\"></span>janp<span class=\"__4 _361\"></span>itok<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>sit<span class=\"__4 _361\"></span>tely on k<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>vat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u j\u00e4ljem<span class=\"__4 _361\"></span>p\u00e4<span class=\"__4 _361\"></span>n\u00e4. K<span class=\"__4 _361\"></span>ons<span class=\"__4 _361\"></span>erni a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi s<span class=\"__4 _361\"></span>opimu<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>en </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws43_3 gs1d7_1\">sy<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ymis<span class=\"__4 _361\"></span>aja<span class=\"__4 _361\"></span>nko<span class=\"__4 _361\"></span>ht<span class=\"__4 _361\"></span>ana<span class=\"__4 _361\"></span>, onk<span class=\"__4 _361\"></span>o sopim<span class=\"__4 _361\"></span>us vu<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>sop<span class=\"__4 _361\"></span>imus t<span class=\"__4 _361\"></span>ai sis<span class=\"__4 _361\"></span>\u00e4lt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4k\u00f6 s<span class=\"__4 _361\"></span>e </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws82_3 gs1d8_1\">vuokr<span class=\"__4 _361\"></span>asopimuksen.<span class=\"__4 _367\"></span> Sopimus<span class=\"__4 _367\"></span> on vuokra<span class=\"__4 _361\"></span>sopi<span class=\"__4 _367\"></span>mus tai s<span class=\"__4 _367\"></span>is\u00e4lt\u00e4<span class=\"__4 _361\"></span>\u00e4 vuokraso<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws42_3 gs1d9_1\">pimu<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>en, jos s<span class=\"__4 _361\"></span>opim<span class=\"__4 _361\"></span>us ant<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a oike<span class=\"__4 _361\"></span>ude<span class=\"__4 _361\"></span>n yk<span class=\"__4 _361\"></span>sil\u00f6idy<span class=\"__4 _361\"></span>n oma<span class=\"__4 _361\"></span>isuus<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>\u00e4n k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls43_3 ws41_3 gs1da_1\">t\u00f6<span class=\"__4 _367\"></span>\u00e4<span class=\"__4 _367\"></span> ko<span class=\"__4 _367\"></span>sk<span class=\"__4 _367\"></span>ev<span class=\"__4 _367\"></span>aan<span class=\"__4 _367\"></span> m\u00e4\u00e4r<span class=\"__4 _367\"></span>\u00e4y<span class=\"__4 _367\"></span>sva<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> m\u00e4\u00e4r<span class=\"__4 _367\"></span>\u00e4aj<span class=\"__4 _367\"></span>aks<span class=\"__4 _369\"></span>i vas<span class=\"__4 _367\"></span>ti<span class=\"__4 _369\"></span>ketta<span class=\"__4 _367\"></span> vas<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span><span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsa_4 wsd_4 gs1db_1\">United<span class=\"__4 _367\"></span> Ba<span class=\"__4 _361\"></span>nkers kir<span class=\"__4 _367\"></span>jaa k\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6o<span class=\"__4 _367\"></span>ikeusomaisuuser\u00e4n sek\u00e4 vuok<span class=\"__4 _361\"></span>rasopi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws2_4 gs1dc_1\">musvelan sop<span class=\"__4 _367\"></span>imuksen alkamisajankohtana<span class=\"__4 _361\"></span>.<span class=\"__4 _367\"></span> K<span class=\"__4 _361\"></span>\u00e4yt<span class=\"__4 _361\"></span>t\u00f6oi<span class=\"__4 _367\"></span>keusomaisuuser\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs1dd_1\">ar<span class=\"__4 _361\"></span>vostetaan alun perin<span class=\"__4 _367\"></span> hankint<span class=\"__4 _361\"></span>amenoon, j<span class=\"__4 _367\"></span>oka sis\u00e4lt\u00e4<span class=\"__4 _361\"></span>\u00e4:<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs1de_1\">- <span class=\"__4 _368\"> </span>vuokr<span class=\"__4 _361\"></span>asopimusve<span class=\"__4 _367\"></span>lan al<span class=\"__4 _367\"></span>kuper<span class=\"__4 _361\"></span>\u00e4i<span class=\"__4 _367\"></span>sen ar<span class=\"__4 _361\"></span>vostuksen mukaisen<span class=\"__4 _367\"></span> m\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4n<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs1df_1\">- <span class=\"__4 _368\"> </span>s<span class=\"__4 _361\"></span>opimu<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>en alk<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>aja<span class=\"__4 _361\"></span>nko<span class=\"__4 _361\"></span>ht<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n men<span class=\"__4 _361\"></span>nes<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 mak<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>tut v<span class=\"__4 _361\"></span>uo<span class=\"__4 _361\"></span>kr<span class=\"__4 _361\"></span>at </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs1e0_1\"> <span class=\"__4 _370\"> </span>v\u00e4hennet<span class=\"__4 _361\"></span>tyin\u00e4 mahdol<span class=\"__4 _367\"></span>lis<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>la saaduil<span class=\"__4 _367\"></span>la vuokrasopimukseen l<span class=\"__4 _367\"></span>iitt<span class=\"__4 _361\"></span>yvill\u00e4<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws72_3 gs1e1_1\"> <span class=\"__4 _370\"> </span>k<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nnus<span class=\"__4 _361\"></span>timilla (esime<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>iksi k<span class=\"__4 _361\"></span>uuk<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>det<span class=\"__4 _361\"></span>, joilt<span class=\"__4 _361\"></span>a vuo<span class=\"__4 _361\"></span>kr<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>taj<span class=\"__4 _361\"></span>a ei veloit<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls30_4 ws83_3 gs1e2_1\"> vu<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>a)<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs1e3_1\">- <span class=\"__4 _368\"> </span>mahdoll<span class=\"__4 _367\"></span>iset U<span class=\"__4 _367\"></span>nited Bankersi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>e syntyneet alkuvaiheen v\u00e4l<span class=\"__4 _367\"></span>itt\u00f6m\u00e4t </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs1e4_1\"> <span class=\"__4 _370\"> </span>menot, ja<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs1e5_1\">- <span class=\"__4 _368\"> </span>ar<span class=\"__4 _361\"></span>vion a<span class=\"__4 _367\"></span>lkuper\u00e4iseen ti<span class=\"__4 _367\"></span>laan palaut<span class=\"__4 _361\"></span>tamista koskevi<span class=\"__4 _367\"></span>sta menoista, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs1e6_1\"> <span class=\"__4 _370\"> </span>joit<span class=\"__4 _361\"></span>a Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>sille synt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y<span class=\"__4 _362\"> </span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls44_3 ws37_4 gs1e7_1\">Sopimuksen al<span class=\"__4 _367\"></span>kamisajankohdan j\u00e4lkeen k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6oik<span class=\"__4 _367\"></span>eusomaisuuser\u00e4t </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 wsd_4 gs1e8_1\">ar<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>teta<span class=\"__4 _361\"></span>an ke<span class=\"__4 _361\"></span>rt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>neill\u00e4 poistoil<span class=\"__4 _367\"></span>la ja ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalen<span class=\"__4 _361\"></span>tumist<span class=\"__4 _361\"></span>appioilla v\u00e4<span class=\"__4 _361\"></span>hen<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws34_4 gs1e9_1\">net<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>yn h<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>men<span class=\"__4 _361\"></span>oon. Si<span class=\"__4 _361\"></span>t\u00e4 oi<span class=\"__4 _361\"></span>kai<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tiet<span class=\"__4 _361\"></span>yill\u00e4 v<span class=\"__4 _361\"></span>uo<span class=\"__4 _361\"></span>kr<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>opimu<span class=\"__4 _361\"></span>svel<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3d_3 ws5_4 gs1ea_1\">uudel<span class=\"__4 _367\"></span>leen m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4misest\u00e4 johtuvil<span class=\"__4 _367\"></span>la eri<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l\u00e4. K\u00e4y<span class=\"__4 _361\"></span>tt\u00f6oikeusomais<span class=\"__4 _367\"></span>uuse<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws45_3 gs1eb_1\">r\u00e4st<span class=\"__4 _361\"></span>\u00e4 kir<span class=\"__4 _367\"></span>jata<span class=\"__4 _361\"></span>an po<span class=\"__4 _367\"></span>istot<span class=\"__4 _367\"></span> tas<span class=\"__4 _361\"></span>apoisto<span class=\"__4 _367\"></span>ina sop<span class=\"__4 _367\"></span>imuksen alkamisajankohdasta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4_4 gs1ec_1\">l\u00e4htien j<span class=\"__4 _367\"></span>oko k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6oike<span class=\"__4 _367\"></span>usomaisuuser\u00e4n taloudel<span class=\"__4 _367\"></span>lisen<span class=\"__4 _367\"></span> vaikutus<span class=\"__4 _361\"></span>ajan<span class=\"__4 _367\"></span> tai </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 wsd_4 gs1ed_1\">vu<span class=\"__4 _361\"></span>okr<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ajan kulu<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>a. Unite<span class=\"__4 _361\"></span>d Ban<span class=\"__4 _361\"></span>kersin toimi<span class=\"__4 _361\"></span>tiloihin li<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vien tois<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws4_4 gs1ee_1\">taiseksi voi<span class=\"__4 _367\"></span>mas<span class=\"__4 _361\"></span>sa olevi<span class=\"__4 _367\"></span>en vuokra<span class=\"__4 _361\"></span>sopimust<span class=\"__4 _367\"></span>en ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _367\"></span>itu vuokr<span class=\"__4 _361\"></span>a-aika on </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls45_3 ws3a_4 gs1ef_1\">vi<span class=\"__4 _369\"></span>is<span class=\"__4 _367\"></span>i v<span class=\"__4 _367\"></span>uo<span class=\"__4 _367\"></span>tta.<span class=\"__4 _367\"></span> K\u00e4<span class=\"__4 _367\"></span>ytt\u00f6o<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ke<span class=\"__4 _367\"></span>us<span class=\"__4 _367\"></span>om<span class=\"__4 _367\"></span>ai<span class=\"__4 _369\"></span>suu<span class=\"__4 _367\"></span>se<span class=\"__4 _367\"></span>r\u00e4<span class=\"__4 _367\"></span> te<span class=\"__4 _367\"></span>sta<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> tarvi<span class=\"__4 _367\"></span>ttae<span class=\"__4 _367\"></span>ssa<span class=\"__4 _367\"></span> arv<span class=\"__4 _367\"></span>on<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws6_4 gs1f0_1\">alent<span class=\"__4 _361\"></span>umisen v<span class=\"__4 _361\"></span>aralt<span class=\"__4 _361\"></span>a, ja m<span class=\"__4 _361\"></span>ahdollinen ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio kirj<span class=\"__4 _361\"></span>ata<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs1f1_1\">tulos<span class=\"__4 _361\"></span>vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti.<span class=\"__4 _362\"> </span></div>Alun per<span class=\"__4 _367\"></span>in vuokras<span class=\"__4 _361\"></span>opi<span class=\"__4 _367\"></span>musvel<span class=\"__4 _367\"></span>ka ar<span class=\"__4 _361\"></span>vostetaan niiden<span class=\"__4 _367\"></span> vuokr<span class=\"__4 _361\"></span>amaksujen<span class=\"__4 _367\"></span> nyk<span class=\"__4 _1b_3\"></span>yar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on, joi<span class=\"__4 _361\"></span>ta ei o<span class=\"__4 _361\"></span>le ma<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tu so<span class=\"__4 _361\"></span>pimuk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>n alka<span class=\"__4 _361\"></span>mis<span class=\"__4 _361\"></span>aja<span class=\"__4 _361\"></span>nkoh<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>. Konserni k\u00e4yt<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 <span class=\"__4 _367\"></span>diskonttauskorkona United<span class=\"__4 _367\"></span> Bankersin l<span class=\"__4 _367\"></span>is\u00e4luot<span class=\"__4 _367\"></span>on kor<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>koa. Vuokrasopimusvelan arvoon sis\u00e4lty<span class=\"__4 _361\"></span>v\u00e4t vuok<span class=\"__4 _361\"></span>rat koostuvat seura<span class=\"__4 _361\"></span>a<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>vista erist\u00e4:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>k<span class=\"__4 _361\"></span>iinte<span class=\"__4 _361\"></span>\u00e4t m<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>sut, m<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an luk<span class=\"__4 _361\"></span>ien to<span class=\"__4 _361\"></span>siasi<span class=\"__4 _361\"></span>allises<span class=\"__4 _361\"></span>ti kiin<span class=\"__4 _361\"></span>te\u00e4<span class=\"__4 _361\"></span>t ma<span class=\"__4 _361\"></span>ksu<span class=\"__4 _361\"></span>t<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>m<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t, jot<span class=\"__4 _361\"></span>ka r<span class=\"__4 _361\"></span>iippu<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t inde<span class=\"__4 _361\"></span>ksis<span class=\"__4 _361\"></span>t\u00e4 t<span class=\"__4 _361\"></span>ai hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a ja  <span class=\"__4 _370\"> </span>jotk<span class=\"__4 _361\"></span>a alun per<span class=\"__4 _361\"></span>in m\u00e4\u00e4ritet\u00e4<span class=\"__4 _361\"></span>\u00e4n <span class=\"__4 _367\"></span>sopimuksen <span class=\"__4 _367\"></span>alkamisajankohdan  <span class=\"__4 _370\"> </span>indeksin tai h<span class=\"__4 _367\"></span>intata<span class=\"__4 _361\"></span>son perustee<span class=\"__4 _367\"></span>lla<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>m\u00e4\u00e4r\u00e4t, jo<span class=\"__4 _367\"></span>tka vuokral<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span> ottajan o<span class=\"__4 _367\"></span>dote<span class=\"__4 _367\"></span>taan maksavan j\u00e4\u00e4nn\u00f6sarvo- <span class=\"__4 _370\"> </span>tak<span class=\"__4 _361\"></span>ui<span class=\"__4 _367\"></span>den perusteel<span class=\"__4 _367\"></span>la, ja<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>o<span class=\"__4 _361\"></span>sto<span class=\"__4 _361\"></span>-o<span class=\"__4 _361\"></span>ption t<span class=\"__4 _361\"></span>oteu<span class=\"__4 _361\"></span>tush<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>a, jos o<span class=\"__4 _361\"></span>n koh<span class=\"__4 _361\"></span>tuullise<span class=\"__4 _361\"></span>n va<span class=\"__4 _361\"></span>rm<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 Unite<span class=\"__4 _361\"></span>d  <span class=\"__4 _370\"> </span>Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rs k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>seis<span class=\"__4 _361\"></span>en opt<span class=\"__4 _361\"></span>ion.<span class=\"__4 _362\"> </span>My\u00f6hemmin<span class=\"__4 _367\"></span> vuokr<span class=\"__4 _361\"></span>asopimusve<span class=\"__4 _367\"></span>lka ar<span class=\"__4 _361\"></span>vostetaan jaksotettuun hankint<span class=\"__4 _361\"></span>a<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>menoon k\u00e4yt<span class=\"__4 _361\"></span>t\u00e4en efektiivisen kor<span class=\"__4 _367\"></span>on menetel<span class=\"__4 _367\"></span>m\u00e4\u00e4. Vuokra<span class=\"__4 _361\"></span>sopi<span class=\"__4 _367\"></span>musvelka m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>itet<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n uu<span class=\"__4 _361\"></span>dellee<span class=\"__4 _361\"></span>n, ku<span class=\"__4 _361\"></span>n va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>aisis<span class=\"__4 _361\"></span>sa v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>suiss<span class=\"__4 _361\"></span>a on t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>tun<span class=\"__4 _361\"></span>ut muutos i<span class=\"__4 _367\"></span>ndeksin tai h<span class=\"__4 _367\"></span>intat<span class=\"__4 _361\"></span>ason muutoksen<span class=\"__4 _367\"></span> ta<span class=\"__4 _361\"></span>kia, m<span class=\"__4 _367\"></span>ik\u00e4li k<span class=\"__4 _367\"></span>onserni arvi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>oi od<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>an j\u00e4ljell\u00e4 o<span class=\"__4 _361\"></span>leva<span class=\"__4 _361\"></span>n j\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>n\u00f6s<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n muu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>van t<span class=\"__4 _361\"></span>ai j<span class=\"__4 _361\"></span>os kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>ni muu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>viot<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n siit<span class=\"__4 _361\"></span>\u00e4, ai<span class=\"__4 _361\"></span>kook<span class=\"__4 _361\"></span>o se k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 os<span class=\"__4 _361\"></span>to-, j<span class=\"__4 _361\"></span>atko<span class=\"__4 _361\"></span>- t<span class=\"__4 _361\"></span>ai p\u00e4\u00e4tt\u00e4<span class=\"__4 _367\"></span>mi<span class=\"__4 _369\"></span>sop<span class=\"__4 _367\"></span>ti<span class=\"__4 _367\"></span>o<span class=\"__4 _367\"></span>ta.<span class=\"__4 _367\"></span> Ku<span class=\"__4 _367\"></span>n<span class=\"__4 _367\"></span> vuo<span class=\"__4 _367\"></span>kras<span class=\"__4 _367\"></span>op<span class=\"__4 _369\"></span>imu<span class=\"__4 _367\"></span>sv<span class=\"__4 _367\"></span>e<span class=\"__4 _367\"></span>lka<span class=\"__4 _369\"></span> m\u00e4\u00e4ri<span class=\"__4 _367\"></span>t<span class=\"__4 _367\"></span>et\u00e4\u00e4n<span class=\"__4 _369\"></span> uud<span class=\"__4 _367\"></span>el<span class=\"__4 _369\"></span>le<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> t\u00e4<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l\u00e4<span class=\"__4 _369\"></span> tavalla, k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6oik<span class=\"__4 _367\"></span>eusomaisuuser\u00e4n kirjanp<span class=\"__4 _367\"></span>itoar<span class=\"__4 _361\"></span>voon<span class=\"__4 _367\"></span> tehd\u00e4\u00e4n va<span class=\"__4 _361\"></span>staav<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> oik<span class=\"__4 _361\"></span>aisu tai s<span class=\"__4 _361\"></span>e kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an tulos<span class=\"__4 _361\"></span>vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti, jos k\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6oike<span class=\"__4 _361\"></span>usom<span class=\"__4 _361\"></span>aisuus<span class=\"__4 _361\"></span>e<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>r\u00e4n kir<span class=\"__4 _367\"></span>janp<span class=\"__4 _367\"></span>itoarvo on<span class=\"__4 _367\"></span> v\u00e4henn<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>y n<span class=\"__4 _367\"></span>ol<span class=\"__4 _367\"></span>laan.<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers o<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4ny<span class=\"__4 _361\"></span>t olla k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>mat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>ase<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>een niit<span class=\"__4 _361\"></span>\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6oi<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>keu<span class=\"__4 _361\"></span>som<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>ri\u00e4 ja v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>pimu<span class=\"__4 _361\"></span>svelkoj<span class=\"__4 _361\"></span>a, jot<span class=\"__4 _361\"></span>ka liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t: - <span class=\"__4 _368\"> </span>ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>aisiin v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>pimuk<span class=\"__4 _361\"></span>siin (v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>-a<span class=\"__4 _361\"></span>ika e<span class=\"__4 _361\"></span>nint<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n 1<span class=\"__4 _367\"></span>2  <span class=\"__4 _370\"> </span>ku<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>aut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a) ja - <span class=\"__4 _368\"> </span>v\u00e4h\u00e4<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>voi<span class=\"__4 _367\"></span>sten omai<span class=\"__4 _367\"></span>suuserien vuokrasopimuksii<span class=\"__4 _367\"></span>n (kunkin t\u00e4l<span class=\"__4 _367\"></span>laisen  <span class=\"__4 _370\"> </span>hy\u00f6<span class=\"__4 _361\"></span>dyk<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>en ar<span class=\"__4 _361\"></span>vo u<span class=\"__4 _361\"></span>ute<span class=\"__4 _361\"></span>na eni<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n noin 5 0<span class=\"__4 _361\"></span>00 e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a)<span class=\"__4 _367\"></span>.  N\u00e4<span class=\"__4 _361\"></span>m\u00e4 oma<span class=\"__4 _361\"></span>isuuse<span class=\"__4 _361\"></span>r\u00e4t ko<span class=\"__4 _361\"></span>ostu<span class=\"__4 _361\"></span>vat ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>taik<span class=\"__4 _361\"></span>aisik<span class=\"__4 _361\"></span>si luokit<span class=\"__4 _361\"></span>elluista toimitilojen ja ty\u00f6suhdeasuntoj<span class=\"__4 _367\"></span>en vuokra<span class=\"__4 _361\"></span>sopi<span class=\"__4 _367\"></span>muksista. Konserni<span class=\"__4 _367\"></span> kirjaa edel<span class=\"__4 _367\"></span>l\u00e4 mai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>nit<span class=\"__4 _361\"></span>tuihin vuo<span class=\"__4 _361\"></span>kr<span class=\"__4 _361\"></span>asopim<span class=\"__4 _361\"></span>uksiin liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t vuok<span class=\"__4 _361\"></span>ram<span class=\"__4 _361\"></span>enot kuluik<span class=\"__4 _361\"></span>si ta<span class=\"__4 _361\"></span>saer<span class=\"__4 _361\"></span>in\u00e4 vu<span class=\"__4 _361\"></span>okr<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ajan k<span class=\"__4 _361\"></span>ulues<span class=\"__4 _361\"></span>sa.<span class=\"__4 _362\"> </span>20.<span class=\"__4 _361\"></span>2 Johdon harkintaan perustuvat ratkaisut<span class=\"__4 _362\"> </span>Vuokrasopimusten k\u00e4sittely IFRS<span class=\"__4 _367\"></span> 1<span class=\"__4 _367\"></span>6:<span class=\"__4 _367\"></span>n mukaan edel<span class=\"__4 _367\"></span>lyt<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 j<span class=\"__4 _367\"></span>ohdon arvi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>oide<span class=\"__4 _361\"></span>n ja olet<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>en k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>mist<span class=\"__4 _361\"></span>\u00e4 mu<span class=\"__4 _361\"></span>un mu<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ajan m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>rit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mi<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>see<span class=\"__4 _361\"></span>n li<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yv<span class=\"__4 _361\"></span>i\u00e4 tekij\u00f6it<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>ae<span class=\"__4 _361\"></span>ssa ko<span class=\"__4 _361\"></span>skien tois<span class=\"__4 _361\"></span>tais<span class=\"__4 _361\"></span>eksi voim<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>a olevi<span class=\"__4 _361\"></span>a vuok<span class=\"__4 _361\"></span>rasopimuksia ja k\u00e4y<span class=\"__4 _361\"></span>tett<span class=\"__4 _361\"></span>\u00e4v\u00e4n diskontt<span class=\"__4 _361\"></span>auskoron m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>misess\u00e4.<div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws23_4 gs210_1\">Kons<span class=\"__4 _361\"></span>ernin olen<span class=\"__4 _361\"></span>naisin vu<span class=\"__4 _361\"></span>okr<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>pimus p\u00e4<span class=\"__4 _361\"></span>\u00e4ko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>torist<span class=\"__4 _361\"></span>a on toist<span class=\"__4 _361\"></span>aisek<span class=\"__4 _361\"></span>si voi<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws57_3 gs211_1\">ma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a ole<span class=\"__4 _361\"></span>va ja ir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>isa<span class=\"__4 _361\"></span>not<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a alle 1 vu<span class=\"__4 _361\"></span>ode<span class=\"__4 _361\"></span>n ir<span class=\"__4 _361\"></span>tis<span class=\"__4 _361\"></span>ano<span class=\"__4 _361\"></span>misaj<span class=\"__4 _361\"></span>alla. J<span class=\"__4 _361\"></span>ohto </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws3c_4 gs212_1\">on ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _361\"></span>nut, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 yhti\u00f6 t<span class=\"__4 _361\"></span>ulee jatk<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n toimint<span class=\"__4 _361\"></span>aan<span class=\"__4 _361\"></span>sa k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>eisiss<span class=\"__4 _361\"></span>\u00e4 tilois<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4c_3 gs213_1\">sa. Konserni arvio vuokra<span class=\"__4 _361\"></span>-aikaa rapor<span class=\"__4 _361\"></span>toin<span class=\"__4 _367\"></span>tihetkel<span class=\"__4 _367\"></span>l\u00e4, e<span class=\"__4 _367\"></span>lle<span class=\"__4 _367\"></span>i sopi<span class=\"__4 _367\"></span>mukseen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs214_1\">muista syi<span class=\"__4 _367\"></span>st\u00e4 tehd\u00e4 muutoksia.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws4_4 gs215_1\">Konserni on<span class=\"__4 _367\"></span> uudel<span class=\"__4 _367\"></span>leenar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span>nut vuokr<span class=\"__4 _361\"></span>a-ajan 3<span class=\"__4 _367\"></span>1<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2025<span class=\"__4 _367\"></span> ja todennut,<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws23_4 gs216_1\">et<span class=\"__4 _361\"></span>t\u00e4 y<span class=\"__4 _361\"></span>hti\u00f6 tulee pys<span class=\"__4 _361\"></span>ym\u00e4<span class=\"__4 _361\"></span>\u00e4n toimitilois<span class=\"__4 _361\"></span>sa l\u00e4hi<span class=\"__4 _361\"></span>aikoina. Vu<span class=\"__4 _361\"></span>okr<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>pimusvel<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws33_4 gs217_1\">k<span class=\"__4 _361\"></span>a p\u00e4i<span class=\"__4 _361\"></span>vite<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tiin va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n 5 vuo<span class=\"__4 _361\"></span>den a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>viot<span class=\"__4 _361\"></span>a ja k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6o<span class=\"__4 _361\"></span>ikeus<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 wsf_4 gs218_1\">se<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirja<span class=\"__4 _361\"></span>npit<span class=\"__4 _361\"></span>oar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oa on o<span class=\"__4 _361\"></span>ika<span class=\"__4 _361\"></span>istu v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>valla a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>volla tilik<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>en 20<span class=\"__4 _361\"></span>25 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws4_4 gs219_1\">p\u00e4\u00e4<span class=\"__4 _361\"></span>tteeksi. K<span class=\"__4 _367\"></span>onserni arvioi vuokr<span class=\"__4 _361\"></span>a-aikaa seura<span class=\"__4 _361\"></span>avan kerran 5 vuoden </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws41_3 gs21a_1\">periodi<span class=\"__4 _367\"></span>n l\u00e4hestyess<span class=\"__4 _361\"></span>\u00e4 l<span class=\"__4 _367\"></span>oppuaan, ell<span class=\"__4 _367\"></span>ei sop<span class=\"__4 _367\"></span>imukseen mui<span class=\"__4 _367\"></span>sta syist\u00e4 tehd\u00e4<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs21b_1\">olennai<span class=\"__4 _367\"></span>sia muutoks<span class=\"__4 _367\"></span>ia. </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls47_3 ws88_3 gs21c_1\">20.<span class=\"__4 _361\"></span>3 V<span class=\"__4 _367\"></span>uokrasopimuksilla hankitut aineellise<span class=\"__4 _361\"></span>t </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls3c_3 ws5e_3 gs21d_1\">hy<span class=\"__4 _367\"></span>\u00f6dykkeet<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs21e_1\">T<span class=\"__4 _367\"></span>oimi<span class=\"__4 _361\"></span>til<span class=\"__4 _361\"></span>at | 1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _c8_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs21f_1\">Hankint<span class=\"__4 _361\"></span>ameno 1<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _369\"></span>.<span class=\"__4 _af_3\"> </span><span class=\"ls1_4 ws1_4\">4 828<span class=\"__4 _436\"> </span>4 82<span class=\"__4 _361\"></span>9<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs220_1\">Lis\u00e4ykset<span class=\"__4 _361\"></span>/<span class=\"__4 _361\"></span>v\u00e4hennykset / uudel<span class=\"__4 _367\"></span>leenar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span>nti<span class=\"__4 _a_4\"> </span><span class=\"ls1_4 ws1_4\"> 2 5<span class=\"__4 _361\"></span>48 <span class=\"__4 _c9_3\"> </span><span class=\"ls21_4 ws3a_4\">-1<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs221_1\">Hankint<span class=\"__4 _361\"></span>ameno 31<span class=\"__4 _369\"></span>.<span class=\"__4 _367\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _5b_3\"> </span><span class=\"ls1_4 ws1_4\"> 7 376 <span class=\"__4 _ca_3\"> </span>4 828<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs222_1\">Til<span class=\"__4 _367\"></span>ikauden poist<span class=\"__4 _367\"></span>ot<span class=\"__4 _456\"> </span><span class=\"ls10_4 ws45_3\">-609<span class=\"__4 _cb_3\"> </span>-609<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs223_1\">Kert<span class=\"__4 _361\"></span>yneet poi<span class=\"__4 _367\"></span>stot 3<span class=\"__4 _367\"></span>1<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _cc_3\"> </span><span class=\"ls48_3 wsa_4\">-<span class=\"__4 _361\"></span>3<span class=\"__4 _361\"></span> 610<span class=\"__4 _cd_3\"> </span><span class=\"ls44_3 ws89_3\">-3<span class=\"__4 _367\"></span> 000<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs224_1\">Kirjanpit<span class=\"__4 _361\"></span>oarvo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _a6_3\"> </span><span class=\"ls1_4 ws1_4\"> 3 1<span class=\"__4 _367\"></span>57 <span class=\"__4 _ca_3\"> </span><span class=\"ls20_4 ws49_3\">1<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>18<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws5_4 gs225_1\">Vuo<span class=\"__4 _361\"></span>kr<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>opimu<span class=\"__4 _361\"></span>ksilla h<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>ut ain<span class=\"__4 _361\"></span>eelliset h<span class=\"__4 _361\"></span>y\u00f6dy<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>keet ov<span class=\"__4 _361\"></span>at to<span class=\"__4 _361\"></span>imitiloja j<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls5_4 wsb_4 gs226_1\">ne on<span class=\"__4 _367\"></span> esitetty konsernitaseen rivi<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l\u00e4 Ainee<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>iset<span class=\"__4 _367\"></span> hy\u00f6dykkeet.<span class=\"__4 _367\"></span> Hy\u00f6dyk<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4b_3 gs227_1\">keet on<span class=\"__4 _367\"></span> oikaistu vastaa<span class=\"__4 _361\"></span>maan p\u00e4ivitetyn vuok<span class=\"__4 _361\"></span>rasopimusvel<span class=\"__4 _367\"></span>an muutosta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs228_1\">til<span class=\"__4 _367\"></span>ikauden 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _369\"></span>2.2025 p\u00e4\u00e4tteeksi.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls39_4 ws58_3 gs229_1\">20.4 Vuokrasopim<span class=\"__4 _367\"></span>usvelat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs22a_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs22b_1\">Yhden vuoden kuluessa<span class=\"__4 _ce_3\"> </span><span class=\"ls25_4 ws6c_3\"> 587 <span class=\"__4 _4e_3\"> </span><span class=\"ls19_4 ws67_3\">632<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs22c_1\">Y<span class=\"__4 _361\"></span>ht<span class=\"__4 _361\"></span>\u00e4 vuo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a pid<span class=\"__4 _361\"></span>emm<span class=\"__4 _361\"></span>\u00e4n aja<span class=\"__4 _361\"></span>n ja en<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs22d_1\">5 vu<span class=\"__4 _361\"></span>ode<span class=\"__4 _361\"></span>n kulu<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>a<span class=\"__4 _cf_3\"> </span> 2 61<span class=\"__4 _369\"></span>1 <span class=\"__4 _4e_3\"> </span><span class=\"ls33_4 ws54_3\">6<span class=\"__4 _1b_3\"></span>51<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs22e_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _d0_3\"> </span><span class=\"ls1_4 ws1_4\"> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _ca_3\"> </span>1 282<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls34_4 ws4_4 gs230_1\">Vuokra<span class=\"__4 _361\"></span>sopi<span class=\"__4 _367\"></span>musvelko<span class=\"__4 _367\"></span>jen<span class=\"__4 _367\"></span> ar<span class=\"__4 _361\"></span>vo on<span class=\"__4 _367\"></span> uudell<span class=\"__4 _367\"></span>eenar<span class=\"__4 _361\"></span>vioitu 3<span class=\"__4 _367\"></span>1<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2025<span class=\"__4 _367\"></span>. Di<span class=\"__4 _367\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 wsf_4 gs231_1\">kon<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>sa on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y alku<span class=\"__4 _361\"></span>per<span class=\"__4 _361\"></span>\u00e4ist<span class=\"__4 _361\"></span>\u00e4 Un<span class=\"__4 _361\"></span>ited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>sin lis\u00e4<span class=\"__4 _361\"></span>luoto<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws63_3 gs232_1\">kor<span class=\"__4 _361\"></span>kojen p<span class=\"__4 _361\"></span>aino<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>a kes<span class=\"__4 _361\"></span>kia<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>voa 2,<span class=\"__4 _361\"></span>5 %. Vuok<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>opimu<span class=\"__4 _361\"></span>svela<span class=\"__4 _361\"></span>t on es<span class=\"__4 _361\"></span>itet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws48_3 gs233_1\">konsernitaseen rivil<span class=\"__4 _367\"></span>l\u00e4 m<span class=\"__4 _367\"></span>uut velat.<span class=\"__4 _367\"></span> Vuokrasopimusvelk<span class=\"__4 _367\"></span>ojen<span class=\"__4 _367\"></span> maturiteet<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls30_4 ws1d_4 gs234_1\">tia<span class=\"__4 _361\"></span>nal<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>si on e<span class=\"__4 _361\"></span>sitet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y liite<span class=\"__4 _361\"></span>tiedo<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a 27<span class=\"__4 _369\"></span>. Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin ris<span class=\"__4 _361\"></span>kit ja n<span class=\"__4 _361\"></span>iiden h<span class=\"__4 _361\"></span>allint<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls3f_3 ws77_3 gs235_1\">20.5 T<span class=\"__4 _369\"></span>ulosva<span class=\"__4 _367\"></span>ikutteisesti kirjatut er\u00e4t<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs236_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs237_1\">Vuok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>sopimu<span class=\"__4 _361\"></span>skulu<span class=\"__4 _361\"></span>t lyhy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ikaisis<span class=\"__4 _361\"></span>ta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs238_1\">vuokr<span class=\"__4 _361\"></span>asopimuksi<span class=\"__4 _367\"></span>sta (<span class=\"__4 _367\"></span>sis\u00e4lty<span class=\"__4 _361\"></span>v\u00e4t er\u00e4\u00e4n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs239_1\">Muu<span class=\"__4 _361\"></span>t hallintokulut ja Liike<span class=\"__4 _361\"></span>toiminnan </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs23a_1\">muut<span class=\"__4 _367\"></span> kulut<span class=\"__4 _367\"></span>)<span class=\"__4 _d1_3\"> </span><span class=\"ls2b_4 ws48_3\">-24<span class=\"__4 _361\"></span>7<span class=\"__4 _d2_3\"> </span><span class=\"ls21_4 ws3a_4\">-16<span class=\"__4 _1b_3\"></span>6<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs23b_1\">K\u00e4y<span class=\"__4 _361\"></span>tt\u00f6oikeusomaisuuser<span class=\"__4 _367\"></span>ien poi<span class=\"__4 _367\"></span>stot<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs23c_1\">kohdeomaisuuser\u00e4lu<span class=\"__4 _367\"></span>okit<span class=\"__4 _361\"></span>tain (<span class=\"__4 _367\"></span>toim<span class=\"__4 _367\"></span>itil<span class=\"__4 _367\"></span>at) </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs23d_1\">(sis\u00e4l<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n Poi<span class=\"__4 _361\"></span>stot ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs23e_1\">ar<span class=\"__4 _361\"></span>von<span class=\"__4 _361\"></span>alentu<span class=\"__4 _361\"></span>miset)<span class=\"__4 _d3_3\"> </span><span class=\"ls10_4 ws45_3\">-609<span class=\"__4 _cb_3\"> </span>-609<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs23f_1\">Vuokrasopimusten korkokul<span class=\"__4 _367\"></span>ut </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs240_1\">(<span class=\"__4 _367\"></span>sis\u00e4lty<span class=\"__4 _361\"></span>v\u00e4t er\u00e4\u00e4n Korkokulut)<span class=\"__4 _d4_2\"> </span><span class=\"ls25_4 ws6c_3\">-26<span class=\"__4 _d5_2\"> </span><span class=\"ls4_4 ws3_4\">-38<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs241_1\">20.6 Rahavirtalaskelmaan kirjatut er\u00e4t<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs242_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs243_1\">Vuokra<span class=\"__4 _361\"></span>sopi<span class=\"__4 _367\"></span>muksista johtuva l\u00e4htev\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs244_1\">rahavir<span class=\"__4 _361\"></span>ta yhteens\u00e4<span class=\"__4 _d6_2\"> </span><span class=\"ls31_4 ws1c_4\">-<span class=\"__4 _361\"></span>657<span class=\"__4 _453\"> </span><span class=\"ls33_4 ws54_3\">-<span class=\"__4 _1b_3\"></span>6<span class=\"__4 _361\"></span>51</span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-391": {
   "value": "20.<span class=\"__4 _369\"></span>1 Laatimisperiaate<span class=\"__4 _362\"> </span>Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>ni on ot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ut vu<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>lle l\u00e4hin<span class=\"__4 _361\"></span>n\u00e4 toimi<span class=\"__4 _361\"></span>tiloja, v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>toja se<span class=\"__4 _361\"></span>k\u00e4 t<span class=\"__4 _361\"></span>y\u00f6<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>suhdeasuntoja.<span class=\"__4 _367\"></span> United<span class=\"__4 _367\"></span> Bankers merkits<span class=\"__4 _361\"></span>ee<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4s\u00e4<span class=\"__4 _361\"></span>\u00e4nt\u00f6<span class=\"__4 _367\"></span>isesti taseeseen<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>sa k<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>kiin vuok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>sopimu<span class=\"__4 _361\"></span>ksiin liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4t o<span class=\"__4 _361\"></span>maisuu<span class=\"__4 _361\"></span>ser\u00e4<span class=\"__4 _361\"></span>t (k\u00e4<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00f6oike<span class=\"__4 _361\"></span>us<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>omaisuuser\u00e4t<span class=\"__4 _367\"></span>) ja<span class=\"__4 _367\"></span> vuokr<span class=\"__4 _361\"></span>asopimu<span class=\"__4 _367\"></span>svelat.<span class=\"__4 _367\"></span> Poikkeuksi<span class=\"__4 _367\"></span>na ovat l<span class=\"__4 _367\"></span>yhyt<span class=\"__4 _361\"></span>aikaiset<span class=\"__4 _367\"></span> sek\u00e4 v\u00e4h\u00e4<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>voi<span class=\"__4 _367\"></span>sia omais<span class=\"__4 _367\"></span>uuseri\u00e4 koskevat vuokrasopimukset, joi<span class=\"__4 _367\"></span>den kir<span class=\"__4 _361\"></span>janp<span class=\"__4 _361\"></span>itok<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>sit<span class=\"__4 _361\"></span>tely on k<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>vat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u j\u00e4ljem<span class=\"__4 _361\"></span>p\u00e4<span class=\"__4 _361\"></span>n\u00e4. K<span class=\"__4 _361\"></span>ons<span class=\"__4 _361\"></span>erni a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioi s<span class=\"__4 _361\"></span>opimu<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>en sy<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ymis<span class=\"__4 _361\"></span>aja<span class=\"__4 _361\"></span>nko<span class=\"__4 _361\"></span>ht<span class=\"__4 _361\"></span>ana<span class=\"__4 _361\"></span>, onk<span class=\"__4 _361\"></span>o sopim<span class=\"__4 _361\"></span>us vu<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>sop<span class=\"__4 _361\"></span>imus t<span class=\"__4 _361\"></span>ai sis<span class=\"__4 _361\"></span>\u00e4lt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4k\u00f6 s<span class=\"__4 _361\"></span>e vuokr<span class=\"__4 _361\"></span>asopimuksen.<span class=\"__4 _367\"></span> Sopimus<span class=\"__4 _367\"></span> on vuokra<span class=\"__4 _361\"></span>sopi<span class=\"__4 _367\"></span>mus tai s<span class=\"__4 _367\"></span>is\u00e4lt\u00e4<span class=\"__4 _361\"></span>\u00e4 vuokraso<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>pimu<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>en, jos s<span class=\"__4 _361\"></span>opim<span class=\"__4 _361\"></span>us ant<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a oike<span class=\"__4 _361\"></span>ude<span class=\"__4 _361\"></span>n yk<span class=\"__4 _361\"></span>sil\u00f6idy<span class=\"__4 _361\"></span>n oma<span class=\"__4 _361\"></span>isuus<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>\u00e4n k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00f6<span class=\"__4 _367\"></span>\u00e4<span class=\"__4 _367\"></span> ko<span class=\"__4 _367\"></span>sk<span class=\"__4 _367\"></span>ev<span class=\"__4 _367\"></span>aan<span class=\"__4 _367\"></span> m\u00e4\u00e4r<span class=\"__4 _367\"></span>\u00e4y<span class=\"__4 _367\"></span>sva<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> m\u00e4\u00e4r<span class=\"__4 _367\"></span>\u00e4aj<span class=\"__4 _367\"></span>aks<span class=\"__4 _369\"></span>i vas<span class=\"__4 _367\"></span>ti<span class=\"__4 _369\"></span>ketta<span class=\"__4 _367\"></span> vas<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span>United<span class=\"__4 _367\"></span> Ba<span class=\"__4 _361\"></span>nkers kir<span class=\"__4 _367\"></span>jaa k\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6o<span class=\"__4 _367\"></span>ikeusomaisuuser\u00e4n sek\u00e4 vuok<span class=\"__4 _361\"></span>rasopi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>musvelan sop<span class=\"__4 _367\"></span>imuksen alkamisajankohtana<span class=\"__4 _361\"></span>.<span class=\"__4 _367\"></span> K<span class=\"__4 _361\"></span>\u00e4yt<span class=\"__4 _361\"></span>t\u00f6oi<span class=\"__4 _367\"></span>keusomaisuuser\u00e4 ar<span class=\"__4 _361\"></span>vostetaan alun perin<span class=\"__4 _367\"></span> hankint<span class=\"__4 _361\"></span>amenoon, j<span class=\"__4 _367\"></span>oka sis\u00e4lt\u00e4<span class=\"__4 _361\"></span>\u00e4:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>vuokr<span class=\"__4 _361\"></span>asopimusve<span class=\"__4 _367\"></span>lan al<span class=\"__4 _367\"></span>kuper<span class=\"__4 _361\"></span>\u00e4i<span class=\"__4 _367\"></span>sen ar<span class=\"__4 _361\"></span>vostuksen mukaisen<span class=\"__4 _367\"></span> m\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4n<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>s<span class=\"__4 _361\"></span>opimu<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>en alk<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>aja<span class=\"__4 _361\"></span>nko<span class=\"__4 _361\"></span>ht<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n men<span class=\"__4 _361\"></span>nes<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 mak<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>tut v<span class=\"__4 _361\"></span>uo<span class=\"__4 _361\"></span>kr<span class=\"__4 _361\"></span>at  <span class=\"__4 _370\"> </span>v\u00e4hennet<span class=\"__4 _361\"></span>tyin\u00e4 mahdol<span class=\"__4 _367\"></span>lis<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>la saaduil<span class=\"__4 _367\"></span>la vuokrasopimukseen l<span class=\"__4 _367\"></span>iitt<span class=\"__4 _361\"></span>yvill\u00e4<span class=\"__4 _367\"></span>  <span class=\"__4 _370\"> </span>k<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nnus<span class=\"__4 _361\"></span>timilla (esime<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>iksi k<span class=\"__4 _361\"></span>uuk<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>det<span class=\"__4 _361\"></span>, joilt<span class=\"__4 _361\"></span>a vuo<span class=\"__4 _361\"></span>kr<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>taj<span class=\"__4 _361\"></span>a ei veloit<span class=\"__4 _361\"></span>a  vu<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>a)<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>mahdoll<span class=\"__4 _367\"></span>iset U<span class=\"__4 _367\"></span>nited Bankersi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>e syntyneet alkuvaiheen v\u00e4l<span class=\"__4 _367\"></span>itt\u00f6m\u00e4t  <span class=\"__4 _370\"> </span>menot, ja<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>ar<span class=\"__4 _361\"></span>vion a<span class=\"__4 _367\"></span>lkuper\u00e4iseen ti<span class=\"__4 _367\"></span>laan palaut<span class=\"__4 _361\"></span>tamista koskevi<span class=\"__4 _367\"></span>sta menoista,  <span class=\"__4 _370\"> </span>joit<span class=\"__4 _361\"></span>a Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>sille synt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y<span class=\"__4 _362\"> </span>Sopimuksen al<span class=\"__4 _367\"></span>kamisajankohdan j\u00e4lkeen k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6oik<span class=\"__4 _367\"></span>eusomaisuuser\u00e4t ar<span class=\"__4 _361\"></span>vos<span class=\"__4 _361\"></span>teta<span class=\"__4 _361\"></span>an ke<span class=\"__4 _361\"></span>rt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>neill\u00e4 poistoil<span class=\"__4 _367\"></span>la ja ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalen<span class=\"__4 _361\"></span>tumist<span class=\"__4 _361\"></span>appioilla v\u00e4<span class=\"__4 _361\"></span>hen<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>net<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>yn h<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>men<span class=\"__4 _361\"></span>oon. Si<span class=\"__4 _361\"></span>t\u00e4 oi<span class=\"__4 _361\"></span>kai<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n tiet<span class=\"__4 _361\"></span>yill\u00e4 v<span class=\"__4 _361\"></span>uo<span class=\"__4 _361\"></span>kr<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>opimu<span class=\"__4 _361\"></span>svel<span class=\"__4 _361\"></span>an uudel<span class=\"__4 _367\"></span>leen m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4misest\u00e4 johtuvil<span class=\"__4 _367\"></span>la eri<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l\u00e4. K\u00e4y<span class=\"__4 _361\"></span>tt\u00f6oikeusomais<span class=\"__4 _367\"></span>uuse<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>r\u00e4st<span class=\"__4 _361\"></span>\u00e4 kir<span class=\"__4 _367\"></span>jata<span class=\"__4 _361\"></span>an po<span class=\"__4 _367\"></span>istot<span class=\"__4 _367\"></span> tas<span class=\"__4 _361\"></span>apoisto<span class=\"__4 _367\"></span>ina sop<span class=\"__4 _367\"></span>imuksen alkamisajankohdasta l\u00e4htien j<span class=\"__4 _367\"></span>oko k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6oike<span class=\"__4 _367\"></span>usomaisuuser\u00e4n taloudel<span class=\"__4 _367\"></span>lisen<span class=\"__4 _367\"></span> vaikutus<span class=\"__4 _361\"></span>ajan<span class=\"__4 _367\"></span> tai vu<span class=\"__4 _361\"></span>okr<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ajan kulu<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>a. Unite<span class=\"__4 _361\"></span>d Ban<span class=\"__4 _361\"></span>kersin toimi<span class=\"__4 _361\"></span>tiloihin li<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vien tois<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>taiseksi voi<span class=\"__4 _367\"></span>mas<span class=\"__4 _361\"></span>sa olevi<span class=\"__4 _367\"></span>en vuokra<span class=\"__4 _361\"></span>sopimust<span class=\"__4 _367\"></span>en ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _367\"></span>itu vuokr<span class=\"__4 _361\"></span>a-aika on vi<span class=\"__4 _369\"></span>is<span class=\"__4 _367\"></span>i v<span class=\"__4 _367\"></span>uo<span class=\"__4 _367\"></span>tta.<span class=\"__4 _367\"></span> K\u00e4<span class=\"__4 _367\"></span>ytt\u00f6o<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ke<span class=\"__4 _367\"></span>us<span class=\"__4 _367\"></span>om<span class=\"__4 _367\"></span>ai<span class=\"__4 _369\"></span>suu<span class=\"__4 _367\"></span>se<span class=\"__4 _367\"></span>r\u00e4<span class=\"__4 _367\"></span> te<span class=\"__4 _367\"></span>sta<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> tarvi<span class=\"__4 _367\"></span>ttae<span class=\"__4 _367\"></span>ssa<span class=\"__4 _367\"></span> arv<span class=\"__4 _367\"></span>on<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>alent<span class=\"__4 _361\"></span>umisen v<span class=\"__4 _361\"></span>aralt<span class=\"__4 _361\"></span>a, ja m<span class=\"__4 _361\"></span>ahdollinen ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nalent<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>appio kirj<span class=\"__4 _361\"></span>ata<span class=\"__4 _361\"></span>an tulos<span class=\"__4 _361\"></span>vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti.<span class=\"__4 _362\"> </span><div class=\"t_4 m0_4 h2_4 ff1_4 fs0_4 fc0_4 sc0_4 ls27_4 ws43_3 gs4b_1\">12<span class=\"__4 _361\"></span>6<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h3_4 ff2_4 fs1_4 fc1_4 sc0_4 ls1_4 ws1_4 gs4c_1\">u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls9_4 ws5_4 gs4d_1\">Alun per<span class=\"__4 _367\"></span>in vuokras<span class=\"__4 _361\"></span>opi<span class=\"__4 _367\"></span>musvel<span class=\"__4 _367\"></span>ka ar<span class=\"__4 _361\"></span>vostetaan niiden<span class=\"__4 _367\"></span> vuokr<span class=\"__4 _361\"></span>amaksujen<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls17_4 wsf_4 gs4e_1\">nyk<span class=\"__4 _1b_3\"></span>yar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>on, joi<span class=\"__4 _361\"></span>ta ei o<span class=\"__4 _361\"></span>le ma<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tu so<span class=\"__4 _361\"></span>pimuk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>n alka<span class=\"__4 _361\"></span>mis<span class=\"__4 _361\"></span>aja<span class=\"__4 _361\"></span>nkoh<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws84_3 gs4f_1\">Konserni k\u00e4yt<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 <span class=\"__4 _367\"></span>diskonttauskorkona United<span class=\"__4 _367\"></span> Bankersin l<span class=\"__4 _367\"></span>is\u00e4luot<span class=\"__4 _367\"></span>on kor<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws34_4 gs50_1\">koa. Vuokrasopimusvelan arvoon sis\u00e4lty<span class=\"__4 _361\"></span>v\u00e4t vuok<span class=\"__4 _361\"></span>rat koostuvat seura<span class=\"__4 _361\"></span>a<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs1f2_1\">vista erist\u00e4:<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs51_1\">- <span class=\"__4 _368\"> </span>k<span class=\"__4 _361\"></span>iinte<span class=\"__4 _361\"></span>\u00e4t m<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>sut, m<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an luk<span class=\"__4 _361\"></span>ien to<span class=\"__4 _361\"></span>siasi<span class=\"__4 _361\"></span>allises<span class=\"__4 _361\"></span>ti kiin<span class=\"__4 _361\"></span>te\u00e4<span class=\"__4 _361\"></span>t ma<span class=\"__4 _361\"></span>ksu<span class=\"__4 _361\"></span>t<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs52_1\">- <span class=\"__4 _368\"> </span>m<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t, jot<span class=\"__4 _361\"></span>ka r<span class=\"__4 _361\"></span>iippu<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t inde<span class=\"__4 _361\"></span>ksis<span class=\"__4 _361\"></span>t\u00e4 t<span class=\"__4 _361\"></span>ai hin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs53_1\"> <span class=\"__4 _370\"> </span>jotk<span class=\"__4 _361\"></span>a alun per<span class=\"__4 _361\"></span>in m\u00e4\u00e4ritet\u00e4<span class=\"__4 _361\"></span>\u00e4n <span class=\"__4 _367\"></span>sopimuksen <span class=\"__4 _367\"></span>alkamisajankohdan </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws2f_4 gs54_1\"> <span class=\"__4 _370\"> </span>indeksin tai h<span class=\"__4 _367\"></span>intata<span class=\"__4 _361\"></span>son perustee<span class=\"__4 _367\"></span>lla<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs1f3_1\">- <span class=\"__4 _368\"> </span>m\u00e4\u00e4r\u00e4t, jo<span class=\"__4 _367\"></span>tka vuokral<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span> ottajan o<span class=\"__4 _367\"></span>dote<span class=\"__4 _367\"></span>taan maksavan j\u00e4\u00e4nn\u00f6sarvo-</div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs55_1\"> <span class=\"__4 _370\"> </span>tak<span class=\"__4 _361\"></span>ui<span class=\"__4 _367\"></span>den perusteel<span class=\"__4 _367\"></span>la, ja<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs56_1\">- <span class=\"__4 _368\"> </span>o<span class=\"__4 _361\"></span>sto<span class=\"__4 _361\"></span>-o<span class=\"__4 _361\"></span>ption t<span class=\"__4 _361\"></span>oteu<span class=\"__4 _361\"></span>tush<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>a, jos o<span class=\"__4 _361\"></span>n koh<span class=\"__4 _361\"></span>tuullise<span class=\"__4 _361\"></span>n va<span class=\"__4 _361\"></span>rm<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 Unite<span class=\"__4 _361\"></span>d </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs1f4_1\"> <span class=\"__4 _370\"> </span>Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rs k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4 k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>seis<span class=\"__4 _361\"></span>en opt<span class=\"__4 _361\"></span>ion.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4_4 gs1f5_1\">My\u00f6hemmin<span class=\"__4 _367\"></span> vuokr<span class=\"__4 _361\"></span>asopimusve<span class=\"__4 _367\"></span>lka ar<span class=\"__4 _361\"></span>vostetaan jaksotettuun hankint<span class=\"__4 _361\"></span>a<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws7e_3 gs1f6_1\">menoon k\u00e4yt<span class=\"__4 _361\"></span>t\u00e4en efektiivisen kor<span class=\"__4 _367\"></span>on menetel<span class=\"__4 _367\"></span>m\u00e4\u00e4. Vuokra<span class=\"__4 _361\"></span>sopi<span class=\"__4 _367\"></span>musvelka </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls25_4 ws1d_4 gs1f7_1\">m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>itet<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n uu<span class=\"__4 _361\"></span>dellee<span class=\"__4 _361\"></span>n, ku<span class=\"__4 _361\"></span>n va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>aisis<span class=\"__4 _361\"></span>sa v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>suiss<span class=\"__4 _361\"></span>a on t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>tun<span class=\"__4 _361\"></span>ut </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws7_4 gs1f8_1\">muutos i<span class=\"__4 _367\"></span>ndeksin tai h<span class=\"__4 _367\"></span>intat<span class=\"__4 _361\"></span>ason muutoksen<span class=\"__4 _367\"></span> ta<span class=\"__4 _361\"></span>kia, m<span class=\"__4 _367\"></span>ik\u00e4li k<span class=\"__4 _367\"></span>onserni arvi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws40_3 gs1f9_1\">oi od<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>an j\u00e4ljell\u00e4 o<span class=\"__4 _361\"></span>leva<span class=\"__4 _361\"></span>n j\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>n\u00f6s<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>n muu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>van t<span class=\"__4 _361\"></span>ai j<span class=\"__4 _361\"></span>os </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws2a_4 gs1fa_1\">kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>ni muu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>viot<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n siit<span class=\"__4 _361\"></span>\u00e4, ai<span class=\"__4 _361\"></span>kook<span class=\"__4 _361\"></span>o se k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 os<span class=\"__4 _361\"></span>to-, j<span class=\"__4 _361\"></span>atko<span class=\"__4 _361\"></span>- t<span class=\"__4 _361\"></span>ai </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls46_3 ws85_3 gs1fb_1\">p\u00e4\u00e4tt\u00e4<span class=\"__4 _367\"></span>mi<span class=\"__4 _369\"></span>sop<span class=\"__4 _367\"></span>ti<span class=\"__4 _367\"></span>o<span class=\"__4 _367\"></span>ta.<span class=\"__4 _367\"></span> Ku<span class=\"__4 _367\"></span>n<span class=\"__4 _367\"></span> vuo<span class=\"__4 _367\"></span>kras<span class=\"__4 _367\"></span>op<span class=\"__4 _369\"></span>imu<span class=\"__4 _367\"></span>sv<span class=\"__4 _367\"></span>e<span class=\"__4 _367\"></span>lka<span class=\"__4 _369\"></span> m\u00e4\u00e4ri<span class=\"__4 _367\"></span>t<span class=\"__4 _367\"></span>et\u00e4\u00e4n<span class=\"__4 _369\"></span> uud<span class=\"__4 _367\"></span>el<span class=\"__4 _369\"></span>le<span class=\"__4 _367\"></span>en<span class=\"__4 _367\"></span> t\u00e4<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l\u00e4<span class=\"__4 _369\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws47_3 gs1fc_1\">tavalla, k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6oik<span class=\"__4 _367\"></span>eusomaisuuser\u00e4n kirjanp<span class=\"__4 _367\"></span>itoar<span class=\"__4 _361\"></span>voon<span class=\"__4 _367\"></span> tehd\u00e4\u00e4n va<span class=\"__4 _361\"></span>staav<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws86_3 gs1fd_1\">oik<span class=\"__4 _361\"></span>aisu tai s<span class=\"__4 _361\"></span>e kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an tulos<span class=\"__4 _361\"></span>vaik<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>teises<span class=\"__4 _361\"></span>ti, jos k\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6oike<span class=\"__4 _361\"></span>usom<span class=\"__4 _361\"></span>aisuus<span class=\"__4 _361\"></span>e<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs1fe_1\">r\u00e4n kir<span class=\"__4 _367\"></span>janp<span class=\"__4 _367\"></span>itoarvo on<span class=\"__4 _367\"></span> v\u00e4henn<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>y n<span class=\"__4 _367\"></span>ol<span class=\"__4 _367\"></span>laan.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws84_3 gs1ff_1\">Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers o<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4ny<span class=\"__4 _361\"></span>t olla k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>mat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>ase<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>een niit<span class=\"__4 _361\"></span>\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6oi<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs200_1\">keu<span class=\"__4 _361\"></span>som<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>use<span class=\"__4 _361\"></span>ri\u00e4 ja v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>pimu<span class=\"__4 _361\"></span>svelkoj<span class=\"__4 _361\"></span>a, jot<span class=\"__4 _361\"></span>ka liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4t: </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs201_1\">- <span class=\"__4 _368\"> </span>ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>aisiin v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>pimuk<span class=\"__4 _361\"></span>siin (v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>-a<span class=\"__4 _361\"></span>ika e<span class=\"__4 _361\"></span>nint<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n 1<span class=\"__4 _367\"></span>2 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs202_1\"> <span class=\"__4 _370\"> </span>ku<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>aut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a) ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs203_1\">- <span class=\"__4 _368\"> </span>v\u00e4h\u00e4<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>voi<span class=\"__4 _367\"></span>sten omai<span class=\"__4 _367\"></span>suuserien vuokrasopimuksii<span class=\"__4 _367\"></span>n (kunkin t\u00e4l<span class=\"__4 _367\"></span>laisen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs204_1\"> <span class=\"__4 _370\"> </span>hy\u00f6<span class=\"__4 _361\"></span>dyk<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>en ar<span class=\"__4 _361\"></span>vo u<span class=\"__4 _361\"></span>ute<span class=\"__4 _361\"></span>na eni<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n noin 5 0<span class=\"__4 _361\"></span>00 e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a)<span class=\"__4 _367\"></span>.  </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws87_3 gs205_1\">N\u00e4<span class=\"__4 _361\"></span>m\u00e4 oma<span class=\"__4 _361\"></span>isuuse<span class=\"__4 _361\"></span>r\u00e4t ko<span class=\"__4 _361\"></span>ostu<span class=\"__4 _361\"></span>vat ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>taik<span class=\"__4 _361\"></span>aisik<span class=\"__4 _361\"></span>si luokit<span class=\"__4 _361\"></span>elluista toimitilojen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws25_4 gs206_1\">ja ty\u00f6suhdeasuntoj<span class=\"__4 _367\"></span>en vuokra<span class=\"__4 _361\"></span>sopi<span class=\"__4 _367\"></span>muksista. Konserni<span class=\"__4 _367\"></span> kirjaa edel<span class=\"__4 _367\"></span>l\u00e4 mai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws6_4 gs207_1\">nit<span class=\"__4 _361\"></span>tuihin vuo<span class=\"__4 _361\"></span>kr<span class=\"__4 _361\"></span>asopim<span class=\"__4 _361\"></span>uksiin liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t vuok<span class=\"__4 _361\"></span>ram<span class=\"__4 _361\"></span>enot kuluik<span class=\"__4 _361\"></span>si ta<span class=\"__4 _361\"></span>saer<span class=\"__4 _361\"></span>in\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 ws1c_4 gs208_1\">vu<span class=\"__4 _361\"></span>okr<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ajan k<span class=\"__4 _361\"></span>ulues<span class=\"__4 _361\"></span>sa.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs20a_1\">20.<span class=\"__4 _361\"></span>2 Johdon harkintaan perustuvat ratkaisut<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws64_3 gs20b_1\">Vuokrasopimusten k\u00e4sittely IFRS<span class=\"__4 _367\"></span> 1<span class=\"__4 _367\"></span>6:<span class=\"__4 _367\"></span>n mukaan edel<span class=\"__4 _367\"></span>lyt<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 j<span class=\"__4 _367\"></span>ohdon arvi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws50_3 gs20c_1\">oide<span class=\"__4 _361\"></span>n ja olet<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>en k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>mist<span class=\"__4 _361\"></span>\u00e4 mu<span class=\"__4 _361\"></span>un mu<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>a-<span class=\"__4 _361\"></span>ajan m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>rit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mi<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws23_4 gs20d_1\">see<span class=\"__4 _361\"></span>n li<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yv<span class=\"__4 _361\"></span>i\u00e4 tekij\u00f6it<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>vioit<span class=\"__4 _361\"></span>ae<span class=\"__4 _361\"></span>ssa ko<span class=\"__4 _361\"></span>skien tois<span class=\"__4 _361\"></span>tais<span class=\"__4 _361\"></span>eksi voim<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>a olevi<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws29_4 gs20e_1\">vuok<span class=\"__4 _361\"></span>rasopimuksia ja k\u00e4y<span class=\"__4 _361\"></span>tett<span class=\"__4 _361\"></span>\u00e4v\u00e4n diskontt<span class=\"__4 _361\"></span>auskoron m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>misess\u00e4. </div>Kons<span class=\"__4 _361\"></span>ernin olen<span class=\"__4 _361\"></span>naisin vu<span class=\"__4 _361\"></span>okr<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>pimus p\u00e4<span class=\"__4 _361\"></span>\u00e4ko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>torist<span class=\"__4 _361\"></span>a on toist<span class=\"__4 _361\"></span>aisek<span class=\"__4 _361\"></span>si voi<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a ole<span class=\"__4 _361\"></span>va ja ir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>isa<span class=\"__4 _361\"></span>not<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a alle 1 vu<span class=\"__4 _361\"></span>ode<span class=\"__4 _361\"></span>n ir<span class=\"__4 _361\"></span>tis<span class=\"__4 _361\"></span>ano<span class=\"__4 _361\"></span>misaj<span class=\"__4 _361\"></span>alla. J<span class=\"__4 _361\"></span>ohto on ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _361\"></span>nut, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 yhti\u00f6 t<span class=\"__4 _361\"></span>ulee jatk<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n toimint<span class=\"__4 _361\"></span>aan<span class=\"__4 _361\"></span>sa k<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>eisiss<span class=\"__4 _361\"></span>\u00e4 tilois<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>sa. Konserni arvio vuokra<span class=\"__4 _361\"></span>-aikaa rapor<span class=\"__4 _361\"></span>toin<span class=\"__4 _367\"></span>tihetkel<span class=\"__4 _367\"></span>l\u00e4, e<span class=\"__4 _367\"></span>lle<span class=\"__4 _367\"></span>i sopi<span class=\"__4 _367\"></span>mukseen muista syi<span class=\"__4 _367\"></span>st\u00e4 tehd\u00e4 muutoksia.<span class=\"__4 _362\"> </span>Konserni on<span class=\"__4 _367\"></span> uudel<span class=\"__4 _367\"></span>leenar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span>nut vuokr<span class=\"__4 _361\"></span>a-ajan 3<span class=\"__4 _367\"></span>1<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2025<span class=\"__4 _367\"></span> ja todennut,<span class=\"__4 _367\"></span> et<span class=\"__4 _361\"></span>t\u00e4 y<span class=\"__4 _361\"></span>hti\u00f6 tulee pys<span class=\"__4 _361\"></span>ym\u00e4<span class=\"__4 _361\"></span>\u00e4n toimitilois<span class=\"__4 _361\"></span>sa l\u00e4hi<span class=\"__4 _361\"></span>aikoina. Vu<span class=\"__4 _361\"></span>okr<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>pimusvel<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>k<span class=\"__4 _361\"></span>a p\u00e4i<span class=\"__4 _361\"></span>vite<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tiin va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n 5 vuo<span class=\"__4 _361\"></span>den a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>viot<span class=\"__4 _361\"></span>a ja k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6o<span class=\"__4 _361\"></span>ikeus<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n kirja<span class=\"__4 _361\"></span>npit<span class=\"__4 _361\"></span>oar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oa on o<span class=\"__4 _361\"></span>ika<span class=\"__4 _361\"></span>istu v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>valla a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>volla tilik<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>en 20<span class=\"__4 _361\"></span>25 p\u00e4\u00e4<span class=\"__4 _361\"></span>tteeksi. K<span class=\"__4 _367\"></span>onserni arvioi vuokr<span class=\"__4 _361\"></span>a-aikaa seura<span class=\"__4 _361\"></span>avan kerran 5 vuoden periodi<span class=\"__4 _367\"></span>n l\u00e4hestyess<span class=\"__4 _361\"></span>\u00e4 l<span class=\"__4 _367\"></span>oppuaan, ell<span class=\"__4 _367\"></span>ei sop<span class=\"__4 _367\"></span>imukseen mui<span class=\"__4 _367\"></span>sta syist\u00e4 tehd\u00e4<span class=\"__4 _367\"></span> olennai<span class=\"__4 _367\"></span>sia muutoks<span class=\"__4 _367\"></span>ia.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-392": {
   "value": "<div class=\"t_4 m0_4 h2_4 ff1_4 fs0_4 fc0_4 sc0_4 ls27_4 ws43_3 gs4b_1\">12<span class=\"__4 _361\"></span>7<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h3_4 ff2_4 fs1_4 fc1_4 sc0_4 ls1_4 ws1_4 gs4c_1\">u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls2_4 ws1_4 gsdb_1\">21 | MUU<span class=\"__4 _361\"></span>T V<span class=\"__4 _367\"></span>AR<span class=\"__4 _361\"></span>A<span class=\"__4 _369\"></span>T<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs245_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs246_1\">Ar<span class=\"__4 _361\"></span>vopapereiden myyntisa<span class=\"__4 _361\"></span>amiset<span class=\"__4 _d7_2\"> </span><span class=\"ls1_4 ws1_4\">2 201<span class=\"__4 _390\"> </span><span class=\"ls18_4 ws5b_3\">725<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs247_1\">Ar<span class=\"__4 _361\"></span>vopapereiden v\u00e4lit<span class=\"__4 _361\"></span>yssa<span class=\"__4 _361\"></span>amiset<span class=\"__4 _8b_3\"> </span><span class=\"ls21_4 ws3a_4\">17<span class=\"__4 _361\"></span> 7<span class=\"__4 _361\"></span>6<span class=\"__4 _361\"></span>8<span class=\"__4 _6c_3\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gsdf_1\">Muut varat<span class=\"__4 _d8_2\"> </span><span class=\"ls1_4 ws1_4\">22 0<span class=\"__4 _361\"></span>94<span class=\"__4 _d9_2\"> </span><span class=\"ls28_4 ws44_3\">18<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>8<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gse0_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _da_2\"> </span><span class=\"ls1_4 ws1_4\"> 42 0<span class=\"__4 _361\"></span>62 <span class=\"__4 _db_2\"> </span>24 4<span class=\"__4 _361\"></span>85<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws48_3 gs248_1\">Muu<span class=\"__4 _361\"></span>t va<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t er<span class=\"__4 _361\"></span>\u00e4 koos<span class=\"__4 _361\"></span>tuu p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4osin p<span class=\"__4 _361\"></span>alk<span class=\"__4 _361\"></span>kio<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>ami<span class=\"__4 _361\"></span>sist<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>stoilt<span class=\"__4 _361\"></span>a, y<span class=\"__4 _361\"></span>htei<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls29_4 ws46_3 gs249_1\">t<span class=\"__4 _361\"></span>y\u00f6<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>mp<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span>neil<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a ja a<span class=\"__4 _361\"></span>si<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>ailt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherReceivablesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-393": {
   "value": "21 | MUU<span class=\"__4 _361\"></span>T V<span class=\"__4 _367\"></span>AR<span class=\"__4 _361\"></span>A<span class=\"__4 _369\"></span>T<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Ar<span class=\"__4 _361\"></span>vopapereiden myyntisa<span class=\"__4 _361\"></span>amiset<span class=\"__4 _d7_2\"> </span><span class=\"ls1_4 ws1_4\">2 201<span class=\"__4 _390\"> </span><span class=\"ls18_4 ws5b_3\">725<span class=\"__4 _362\"> </span></span></span>Ar<span class=\"__4 _361\"></span>vopapereiden v\u00e4lit<span class=\"__4 _361\"></span>yssa<span class=\"__4 _361\"></span>amiset<span class=\"__4 _8b_3\"> </span><span class=\"ls21_4 ws3a_4\">17<span class=\"__4 _361\"></span> 7<span class=\"__4 _361\"></span>6<span class=\"__4 _361\"></span>8<span class=\"__4 _6c_3\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _362\"> </span></span></span>Muut varat<span class=\"__4 _d8_2\"> </span><span class=\"ls1_4 ws1_4\">22 0<span class=\"__4 _361\"></span>94<span class=\"__4 _d9_2\"> </span><span class=\"ls28_4 ws44_3\">18<span class=\"__4 _361\"></span> 0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>8<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _da_2\"> </span><span class=\"ls1_4 ws1_4\"> 42 0<span class=\"__4 _361\"></span>62 <span class=\"__4 _db_2\"> </span>24 4<span class=\"__4 _361\"></span>85<span class=\"__4 _362\"> </span></span>Muu<span class=\"__4 _361\"></span>t va<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t er<span class=\"__4 _361\"></span>\u00e4 koos<span class=\"__4 _361\"></span>tuu p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4osin p<span class=\"__4 _361\"></span>alk<span class=\"__4 _361\"></span>kio<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>ami<span class=\"__4 _361\"></span>sist<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>stoilt<span class=\"__4 _361\"></span>a, y<span class=\"__4 _361\"></span>htei<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>y\u00f6<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>mp<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span>neil<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a ja a<span class=\"__4 _361\"></span>si<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>ailt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-394": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls2_4 ws1_4 gs24b_1\">22 | SI<span class=\"__4 _361\"></span>IRTOS<span class=\"__4 _361\"></span>A<span class=\"__4 _361\"></span>AMI<span class=\"__4 _361\"></span>SE<span class=\"__4 _361\"></span>T JA MAKSE<span class=\"__4 _361\"></span>TU<span class=\"__4 _361\"></span>T<span class=\"__4 _369\"></span> <span class=\"__4 _361\"></span><span class=\"ls1_4\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls49_3 ws8a_3 gs24c_1\">ENNAK<span class=\"__4 _369\"></span>OT<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs24d_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs24e_1\">Koroi<span class=\"__4 _367\"></span>sta johtuvat er\u00e4t<span class=\"__4 _dc_2\"> </span><span class=\"ls19_4 ws67_3\">332<span class=\"__4 _405\"> </span><span class=\"ls13_4 ws4c_3\">503<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4a_3 ws73_3 gs24f_1\">Ver<span class=\"__4 _361\"></span>os<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>mis<span class=\"__4 _361\"></span>et<span class=\"__4 _dd_2\"> </span><span class=\"ls10_4 ws45_3\">485<span class=\"__4 _405\"> </span><span class=\"ls3_4 ws2_4\">386<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs250_1\">Muut<span class=\"__4 _367\"></span> si<span class=\"__4 _367\"></span>irtosaamise<span class=\"__4 _367\"></span>t ja<span class=\"__4 _367\"></span> maksetut<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs251_1\">ennakkomaksut<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws4c_3 gs252_1\">988<span class=\"__4 _405\"> </span><span class=\"ls1f_4 ws3c_4\">929<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs253_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _dd_2\"> </span><span class=\"ls1_4 ws1_4\"> 1 80<span class=\"__4 _361\"></span>6 <span class=\"__4 _ca_3\"> </span><span class=\"ls20_4 ws49_3\">1<span class=\"__4 _361\"></span> 8<span class=\"__4 _361\"></span>18<span class=\"__4 _362\"> </span></span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPrepaymentsAndOtherAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-396": {
   "value": "22 | SI<span class=\"__4 _361\"></span>IRTOS<span class=\"__4 _361\"></span>A<span class=\"__4 _361\"></span>AMI<span class=\"__4 _361\"></span>SE<span class=\"__4 _361\"></span>T JA MAKSE<span class=\"__4 _361\"></span>TU<span class=\"__4 _361\"></span>T<span class=\"__4 _369\"></span> <span class=\"__4 _361\"></span><span class=\"ls1_4\"> </span>ENNAK<span class=\"__4 _369\"></span>OT<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Koroi<span class=\"__4 _367\"></span>sta johtuvat er\u00e4t<span class=\"__4 _dc_2\"> </span><span class=\"ls19_4 ws67_3\">332<span class=\"__4 _405\"> </span><span class=\"ls13_4 ws4c_3\">503<span class=\"__4 _362\"> </span></span></span>Ver<span class=\"__4 _361\"></span>os<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>mis<span class=\"__4 _361\"></span>et<span class=\"__4 _dd_2\"> </span><span class=\"ls10_4 ws45_3\">485<span class=\"__4 _405\"> </span><span class=\"ls3_4 ws2_4\">386<span class=\"__4 _362\"> </span></span></span>Muut<span class=\"__4 _367\"></span> si<span class=\"__4 _367\"></span>irtosaamise<span class=\"__4 _367\"></span>t ja<span class=\"__4 _367\"></span> maksetut<span class=\"__4 _367\"></span> ennakkomaksut<span class=\"__4 _362\"> </span>988<span class=\"__4 _405\"> </span><span class=\"ls1f_4 ws3c_4\">929<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _dd_2\"> </span><span class=\"ls1_4 ws1_4\"> 1 80<span class=\"__4 _361\"></span>6 <span class=\"__4 _ca_3\"> </span><span class=\"ls20_4 ws49_3\">1<span class=\"__4 _361\"></span> 8<span class=\"__4 _361\"></span>18<span class=\"__4 _362\"> </span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherCurrentAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-397": {
   "value": "23 | V<span class=\"__4 _361\"></span>EL<span class=\"__4 _361\"></span>A<span class=\"__4 _367\"></span>T LUOT<span class=\"__4 _361\"></span>TOL<span class=\"__4 _1b_3\"></span>AITOKSI<span class=\"__4 _361\"></span>LLE<span class=\"__4 _362\"> </span>Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers -<span class=\"__4 _361\"></span>kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nilla on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n 7 miljoo<span class=\"__4 _361\"></span>nan e<span class=\"__4 _361\"></span>uron l<span class=\"__4 _361\"></span>uot<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tolimiit<span class=\"__4 _361\"></span>ti, jo<span class=\"__4 _361\"></span>ta t<span class=\"__4 _361\"></span>ilikau<span class=\"__4 _361\"></span>den 2<span class=\"__4 _361\"></span>025 lo<span class=\"__4 _361\"></span>pus<span class=\"__4 _361\"></span>sa ei ollu<span class=\"__4 _361\"></span>t nos<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-399": {
   "value": "24 | MU<span class=\"__4 _361\"></span>UT VE<span class=\"__4 _361\"></span>L<span class=\"__4 _361\"></span>A<span class=\"__4 _369\"></span>T<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Ar<span class=\"__4 _361\"></span>vopapereiden osto<span class=\"__4 _367\"></span>velat<span class=\"__4 _de_2\"> </span><span class=\"ls10_4 ws45_3\">360<span class=\"__4 _1a_3\"> </span><span class=\"ls2a_4 ws47_3\">19<span class=\"__4 _362\"> </span></span></span>Ar<span class=\"__4 _361\"></span>vopapereiden v\u00e4lit<span class=\"__4 _361\"></span>ysvelat<span class=\"__4 _bc_3\"> </span><span class=\"ls21_4 ws3a_4\">17<span class=\"__4 _361\"></span> 7<span class=\"__4 _361\"></span>6<span class=\"__4 _361\"></span>8<span class=\"__4 _6c_3\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _362\"> </span></span></span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _df_2\"> </span><span class=\"ls2a_4 ws47_3\">3<span class=\"__4 _361\"></span> 19<span class=\"__4 _361\"></span>9<span class=\"__4 _4c_3\"> </span><span class=\"ls1_4 ws1_4\">1 2<span class=\"__4 _361\"></span>82<span class=\"__4 _362\"> </span></span></span>Verovel<span class=\"__4 _367\"></span>k<span class=\"__4 _361\"></span>a<span class=\"__4 _399\"> </span><span class=\"ls4b_3 ws76_3\">470<span class=\"__4 _1a_3\"> </span><span class=\"ls3_4 ws2_4\">65<span class=\"__4 _362\"> </span></span></span>Palkki<span class=\"__4 _367\"></span>onpala<span class=\"__4 _367\"></span>utusve<span class=\"__4 _367\"></span>lat<span class=\"__4 _e0_2\"> </span><span class=\"ls1_4 ws1_4\">1 028<span class=\"__4 _436\"> </span><span class=\"ls10_4 ws45_3\">3 368<span class=\"__4 _362\"> </span></span></span>Muut ve<span class=\"__4 _367\"></span>lat<span class=\"__4 _e1_2\"> </span><span class=\"ls1_4 ws1_4\"> 2 21<span class=\"__4 _367\"></span>1 <span class=\"__4 _382\"> </span><span class=\"ls48_3 wsa_4\">2<span class=\"__4 _361\"></span> 10<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _e2_2\"> </span><span class=\"ls1_4 ws1_4\">25 0<span class=\"__4 _361\"></span>35<span class=\"__4 _e3_2\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 57<span class=\"__4 _1b_3\"></span>1<span class=\"__4 _362\"> </span></span></span>Muu<span class=\"__4 _361\"></span>t velat er<span class=\"__4 _361\"></span>\u00e4 koost<span class=\"__4 _361\"></span>uu p\u00e4<span class=\"__4 _361\"></span>\u00e4a<span class=\"__4 _361\"></span>sias<span class=\"__4 _361\"></span>sa ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>taik<span class=\"__4 _361\"></span>aisist<span class=\"__4 _361\"></span>a osto<span class=\"__4 _361\"></span>veloist<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherPayablesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-400": {
   "value": "24 | MU<span class=\"__4 _361\"></span>UT VE<span class=\"__4 _361\"></span>L<span class=\"__4 _361\"></span>A<span class=\"__4 _369\"></span>T<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Ar<span class=\"__4 _361\"></span>vopapereiden osto<span class=\"__4 _367\"></span>velat<span class=\"__4 _de_2\"> </span><span class=\"ls10_4 ws45_3\">360<span class=\"__4 _1a_3\"> </span><span class=\"ls2a_4 ws47_3\">19<span class=\"__4 _362\"> </span></span></span>Ar<span class=\"__4 _361\"></span>vopapereiden v\u00e4lit<span class=\"__4 _361\"></span>ysvelat<span class=\"__4 _bc_3\"> </span><span class=\"ls21_4 ws3a_4\">17<span class=\"__4 _361\"></span> 7<span class=\"__4 _361\"></span>6<span class=\"__4 _361\"></span>8<span class=\"__4 _6c_3\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _362\"> </span></span></span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _df_2\"> </span><span class=\"ls2a_4 ws47_3\">3<span class=\"__4 _361\"></span> 19<span class=\"__4 _361\"></span>9<span class=\"__4 _4c_3\"> </span><span class=\"ls1_4 ws1_4\">1 2<span class=\"__4 _361\"></span>82<span class=\"__4 _362\"> </span></span></span>Verovel<span class=\"__4 _367\"></span>k<span class=\"__4 _361\"></span>a<span class=\"__4 _399\"> </span><span class=\"ls4b_3 ws76_3\">470<span class=\"__4 _1a_3\"> </span><span class=\"ls3_4 ws2_4\">65<span class=\"__4 _362\"> </span></span></span>Palkki<span class=\"__4 _367\"></span>onpala<span class=\"__4 _367\"></span>utusve<span class=\"__4 _367\"></span>lat<span class=\"__4 _e0_2\"> </span><span class=\"ls1_4 ws1_4\">1 028<span class=\"__4 _436\"> </span><span class=\"ls10_4 ws45_3\">3 368<span class=\"__4 _362\"> </span></span></span>Muut ve<span class=\"__4 _367\"></span>lat<span class=\"__4 _e1_2\"> </span><span class=\"ls1_4 ws1_4\"> 2 21<span class=\"__4 _367\"></span>1 <span class=\"__4 _382\"> </span><span class=\"ls48_3 wsa_4\">2<span class=\"__4 _361\"></span> 10<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _e2_2\"> </span><span class=\"ls1_4 ws1_4\">25 0<span class=\"__4 _361\"></span>35<span class=\"__4 _e3_2\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 57<span class=\"__4 _1b_3\"></span>1<span class=\"__4 _362\"> </span></span></span>Muu<span class=\"__4 _361\"></span>t velat er<span class=\"__4 _361\"></span>\u00e4 koost<span class=\"__4 _361\"></span>uu p\u00e4<span class=\"__4 _361\"></span>\u00e4a<span class=\"__4 _361\"></span>sias<span class=\"__4 _361\"></span>sa ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>taik<span class=\"__4 _361\"></span>aisist<span class=\"__4 _361\"></span>a osto<span class=\"__4 _361\"></span>veloist<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-401": {
   "value": "24 | MU<span class=\"__4 _361\"></span>UT VE<span class=\"__4 _361\"></span>L<span class=\"__4 _361\"></span>A<span class=\"__4 _369\"></span>T<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Ar<span class=\"__4 _361\"></span>vopapereiden osto<span class=\"__4 _367\"></span>velat<span class=\"__4 _de_2\"> </span><span class=\"ls10_4 ws45_3\">360<span class=\"__4 _1a_3\"> </span><span class=\"ls2a_4 ws47_3\">19<span class=\"__4 _362\"> </span></span></span>Ar<span class=\"__4 _361\"></span>vopapereiden v\u00e4lit<span class=\"__4 _361\"></span>ysvelat<span class=\"__4 _bc_3\"> </span><span class=\"ls21_4 ws3a_4\">17<span class=\"__4 _361\"></span> 7<span class=\"__4 _361\"></span>6<span class=\"__4 _361\"></span>8<span class=\"__4 _6c_3\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _362\"> </span></span></span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _df_2\"> </span><span class=\"ls2a_4 ws47_3\">3<span class=\"__4 _361\"></span> 19<span class=\"__4 _361\"></span>9<span class=\"__4 _4c_3\"> </span><span class=\"ls1_4 ws1_4\">1 2<span class=\"__4 _361\"></span>82<span class=\"__4 _362\"> </span></span></span>Verovel<span class=\"__4 _367\"></span>k<span class=\"__4 _361\"></span>a<span class=\"__4 _399\"> </span><span class=\"ls4b_3 ws76_3\">470<span class=\"__4 _1a_3\"> </span><span class=\"ls3_4 ws2_4\">65<span class=\"__4 _362\"> </span></span></span>Palkki<span class=\"__4 _367\"></span>onpala<span class=\"__4 _367\"></span>utusve<span class=\"__4 _367\"></span>lat<span class=\"__4 _e0_2\"> </span><span class=\"ls1_4 ws1_4\">1 028<span class=\"__4 _436\"> </span><span class=\"ls10_4 ws45_3\">3 368<span class=\"__4 _362\"> </span></span></span>Muut ve<span class=\"__4 _367\"></span>lat<span class=\"__4 _e1_2\"> </span><span class=\"ls1_4 ws1_4\"> 2 21<span class=\"__4 _367\"></span>1 <span class=\"__4 _382\"> </span><span class=\"ls48_3 wsa_4\">2<span class=\"__4 _361\"></span> 10<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _e2_2\"> </span><span class=\"ls1_4 ws1_4\">25 0<span class=\"__4 _361\"></span>35<span class=\"__4 _e3_2\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 57<span class=\"__4 _1b_3\"></span>1<span class=\"__4 _362\"> </span></span></span>Muu<span class=\"__4 _361\"></span>t velat er<span class=\"__4 _361\"></span>\u00e4 koost<span class=\"__4 _361\"></span>uu p\u00e4<span class=\"__4 _361\"></span>\u00e4a<span class=\"__4 _361\"></span>sias<span class=\"__4 _361\"></span>sa ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>taik<span class=\"__4 _361\"></span>aisist<span class=\"__4 _361\"></span>a osto<span class=\"__4 _361\"></span>veloist<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepositsFromBanksExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-402": {
   "value": "24 | MU<span class=\"__4 _361\"></span>UT VE<span class=\"__4 _361\"></span>L<span class=\"__4 _361\"></span>A<span class=\"__4 _369\"></span>T<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Ar<span class=\"__4 _361\"></span>vopapereiden osto<span class=\"__4 _367\"></span>velat<span class=\"__4 _de_2\"> </span><span class=\"ls10_4 ws45_3\">360<span class=\"__4 _1a_3\"> </span><span class=\"ls2a_4 ws47_3\">19<span class=\"__4 _362\"> </span></span></span>Ar<span class=\"__4 _361\"></span>vopapereiden v\u00e4lit<span class=\"__4 _361\"></span>ysvelat<span class=\"__4 _bc_3\"> </span><span class=\"ls21_4 ws3a_4\">17<span class=\"__4 _361\"></span> 7<span class=\"__4 _361\"></span>6<span class=\"__4 _361\"></span>8<span class=\"__4 _6c_3\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _362\"> </span></span></span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _df_2\"> </span><span class=\"ls2a_4 ws47_3\">3<span class=\"__4 _361\"></span> 19<span class=\"__4 _361\"></span>9<span class=\"__4 _4c_3\"> </span><span class=\"ls1_4 ws1_4\">1 2<span class=\"__4 _361\"></span>82<span class=\"__4 _362\"> </span></span></span>Verovel<span class=\"__4 _367\"></span>k<span class=\"__4 _361\"></span>a<span class=\"__4 _399\"> </span><span class=\"ls4b_3 ws76_3\">470<span class=\"__4 _1a_3\"> </span><span class=\"ls3_4 ws2_4\">65<span class=\"__4 _362\"> </span></span></span>Palkki<span class=\"__4 _367\"></span>onpala<span class=\"__4 _367\"></span>utusve<span class=\"__4 _367\"></span>lat<span class=\"__4 _e0_2\"> </span><span class=\"ls1_4 ws1_4\">1 028<span class=\"__4 _436\"> </span><span class=\"ls10_4 ws45_3\">3 368<span class=\"__4 _362\"> </span></span></span>Muut ve<span class=\"__4 _367\"></span>lat<span class=\"__4 _e1_2\"> </span><span class=\"ls1_4 ws1_4\"> 2 21<span class=\"__4 _367\"></span>1 <span class=\"__4 _382\"> </span><span class=\"ls48_3 wsa_4\">2<span class=\"__4 _361\"></span> 10<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _e2_2\"> </span><span class=\"ls1_4 ws1_4\">25 0<span class=\"__4 _361\"></span>35<span class=\"__4 _e3_2\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 57<span class=\"__4 _1b_3\"></span>1<span class=\"__4 _362\"> </span></span></span>Muu<span class=\"__4 _361\"></span>t velat er<span class=\"__4 _361\"></span>\u00e4 koost<span class=\"__4 _361\"></span>uu p\u00e4<span class=\"__4 _361\"></span>\u00e4a<span class=\"__4 _361\"></span>sias<span class=\"__4 _361\"></span>sa ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>taik<span class=\"__4 _361\"></span>aisist<span class=\"__4 _361\"></span>a osto<span class=\"__4 _361\"></span>veloist<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepositsFromCustomersExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-403": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls2_4 ws1_4 gs255_1\">25 | SI<span class=\"__4 _361\"></span>IRTOVE<span class=\"__4 _361\"></span>L<span class=\"__4 _361\"></span>A<span class=\"__4 _369\"></span>T JA S<span class=\"__4 _361\"></span>A<span class=\"__4 _361\"></span>ADU<span class=\"__4 _361\"></span>T ENN<span class=\"__4 _361\"></span>AKOT<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs256_1\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs257_1\">Koroi<span class=\"__4 _367\"></span>sta johtuvat er\u00e4t<span class=\"__4 _e4_2\"> </span><span class=\"ls4b_3 ws76_3\"> 472 <span class=\"__4 _382\"> </span><span class=\"ls1_4 ws1_4\">1 22<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs258_1\">Henkil\u00f6st\u00f6s<span class=\"__4 _367\"></span>idonnaiset<span class=\"__4 _e5_2\"> </span><span class=\"ls1_4 ws1_4\"> 8 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _e6_2\"> </span><span class=\"ls23_4 ws38_4\">7<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>8<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 ws67_3 gs259_1\">Verovel<span class=\"__4 _367\"></span>k<span class=\"__4 _361\"></span>a<span class=\"__4 _e7_2\"> </span><span class=\"ls10_4 ws45_3\"> 858 <span class=\"__4 _382\"> </span><span class=\"ls2b_4 ws48_3\">4<span class=\"__4 _361\"></span> 24<span class=\"__4 _361\"></span>7<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs25a_1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _e8_2\"> </span><span class=\"ls1_4 ws1_4\">9 52<span class=\"__4 _361\"></span>9<span class=\"__4 _425\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>9<span class=\"__4 _361\"></span>8</span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherCurrentLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-404": {
   "value": "25 | SI<span class=\"__4 _361\"></span>IRTOVE<span class=\"__4 _361\"></span>L<span class=\"__4 _361\"></span>A<span class=\"__4 _369\"></span>T JA S<span class=\"__4 _361\"></span>A<span class=\"__4 _361\"></span>ADU<span class=\"__4 _361\"></span>T ENN<span class=\"__4 _361\"></span>AKOT<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Koroi<span class=\"__4 _367\"></span>sta johtuvat er\u00e4t<span class=\"__4 _e4_2\"> </span><span class=\"ls4b_3 ws76_3\"> 472 <span class=\"__4 _382\"> </span><span class=\"ls1_4 ws1_4\">1 22<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></span>Henkil\u00f6st\u00f6s<span class=\"__4 _367\"></span>idonnaiset<span class=\"__4 _e5_2\"> </span><span class=\"ls1_4 ws1_4\"> 8 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _e6_2\"> </span><span class=\"ls23_4 ws38_4\">7<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>8<span class=\"__4 _362\"> </span></span></span>Verovel<span class=\"__4 _367\"></span>k<span class=\"__4 _361\"></span>a<span class=\"__4 _e7_2\"> </span><span class=\"ls10_4 ws45_3\"> 858 <span class=\"__4 _382\"> </span><span class=\"ls2b_4 ws48_3\">4<span class=\"__4 _361\"></span> 24<span class=\"__4 _361\"></span>7<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _e8_2\"> </span><span class=\"ls1_4 ws1_4\">9 52<span class=\"__4 _361\"></span>9<span class=\"__4 _425\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>9<span class=\"__4 _361\"></span>8</span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredIncomeExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-405": {
   "value": "25 | SI<span class=\"__4 _361\"></span>IRTOVE<span class=\"__4 _361\"></span>L<span class=\"__4 _361\"></span>A<span class=\"__4 _369\"></span>T JA S<span class=\"__4 _361\"></span>A<span class=\"__4 _361\"></span>ADU<span class=\"__4 _361\"></span>T ENN<span class=\"__4 _361\"></span>AKOT<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _420\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _4c_3\"> </span><span class=\"ls13_4 ws4c_3\">2<span class=\"__4 _361\"></span>024<span class=\"__4 _362\"> </span></span></span>Koroi<span class=\"__4 _367\"></span>sta johtuvat er\u00e4t<span class=\"__4 _e4_2\"> </span><span class=\"ls4b_3 ws76_3\"> 472 <span class=\"__4 _382\"> </span><span class=\"ls1_4 ws1_4\">1 22<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></span>Henkil\u00f6st\u00f6s<span class=\"__4 _367\"></span>idonnaiset<span class=\"__4 _e5_2\"> </span><span class=\"ls1_4 ws1_4\"> 8 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _e6_2\"> </span><span class=\"ls23_4 ws38_4\">7<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>8<span class=\"__4 _362\"> </span></span></span>Verovel<span class=\"__4 _367\"></span>k<span class=\"__4 _361\"></span>a<span class=\"__4 _e7_2\"> </span><span class=\"ls10_4 ws45_3\"> 858 <span class=\"__4 _382\"> </span><span class=\"ls2b_4 ws48_3\">4<span class=\"__4 _361\"></span> 24<span class=\"__4 _361\"></span>7<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _e8_2\"> </span><span class=\"ls1_4 ws1_4\">9 52<span class=\"__4 _361\"></span>9<span class=\"__4 _425\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 5<span class=\"__4 _361\"></span>9<span class=\"__4 _361\"></span>8</span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-406": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls2_4 ws1_4 gs25c_1\">26 | OM<span class=\"__4 _361\"></span>A P<span class=\"__4 _367\"></span>\u00c4<span class=\"__4 _361\"></span>\u00c4OMA<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls39_4 ws58_3 gs25d_1\">26.<span class=\"__4 _369\"></span>1 Laatimisperiaate<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws67_3 gs25e_1\">Konserni l<span class=\"__4 _367\"></span>uokittelee l<span class=\"__4 _367\"></span>iikkeeseen l<span class=\"__4 _367\"></span>askemans<span class=\"__4 _361\"></span>a i<span class=\"__4 _367\"></span>nstrumentit ni<span class=\"__4 _367\"></span>iden<span class=\"__4 _367\"></span> luon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs25f_1\">teen perustee<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> joko<span class=\"__4 _367\"></span> omaksi p\u00e4\u00e4om<span class=\"__4 _361\"></span>aksi tai rahoitusve<span class=\"__4 _367\"></span>laksi:<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs260_1\">- <span class=\"__4 _368\"> </span>O<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an e<span class=\"__4 _361\"></span>htoine<span class=\"__4 _361\"></span>n inst<span class=\"__4 _361\"></span>ru<span class=\"__4 _361\"></span>men<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>i on mik<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>a sop<span class=\"__4 _361\"></span>imus, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs261_1\"> <span class=\"__4 _370\"> </span>jok<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa oik<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>uute<span class=\"__4 _361\"></span>en Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>sin va<span class=\"__4 _361\"></span>roist<span class=\"__4 _361\"></span>a se<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs262_1\"> <span class=\"__4 _370\"> </span>kaikkien velk<span class=\"__4 _367\"></span>ojen<span class=\"__4 _367\"></span> v\u00e4hent\u00e4<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sen j\u00e4l<span class=\"__4 _367\"></span>keen. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs263_1\">- <span class=\"__4 _368\"> </span>R<span class=\"__4 _361\"></span>aho<span class=\"__4 _361\"></span>itus<span class=\"__4 _361\"></span>velk<span class=\"__4 _361\"></span>a on in<span class=\"__4 _361\"></span>str<span class=\"__4 _361\"></span>ume<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ti, jok<span class=\"__4 _361\"></span>a vel<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rsia </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs264_1\"> <span class=\"__4 _370\"> </span>luov<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an k<span class=\"__4 _361\"></span>\u00e4teis<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>roja t<span class=\"__4 _361\"></span>ai mui<span class=\"__4 _361\"></span>ta r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oitu<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>aroja t<span class=\"__4 _361\"></span>ai jo<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs265_1\"> <span class=\"__4 _370\"> </span>ha<span class=\"__4 _361\"></span>ltijalla o<span class=\"__4 _361\"></span>n oikeus v<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ati<span class=\"__4 _361\"></span>a Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rsilt<span class=\"__4 _361\"></span>a k<span class=\"__4 _361\"></span>\u00e4teis<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>roja t<span class=\"__4 _361\"></span>ai mui<span class=\"__4 _361\"></span>ta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws4d_3 gs266_1\"> rahoitu<span class=\"__4 _367\"></span>svaro<span class=\"__4 _367\"></span>ja.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls4c_3 ws7d_3 gs267_1\">26.<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span> Osakep<span class=\"__4 _367\"></span>\u00e4\u00e4oma j<span class=\"__4 _367\"></span>a osak<span class=\"__4 _367\"></span>esarja<span class=\"__4 _367\"></span>t<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls39_4 ws58_3 gs268_1\">Laatimisperiaate<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls46_3 ws8b_3 gs269_1\">Osakep\u00e4<span class=\"__4 _361\"></span>\u00e4oma koostuu<span class=\"__4 _367\"></span> emoyrityk<span class=\"__4 _361\"></span>sen kantaos<span class=\"__4 _361\"></span>akkeista, jo<span class=\"__4 _367\"></span>tk<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> luoki<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls46_3 ws9_4 gs26a_1\">tel<span class=\"__4 _369\"></span>la<span class=\"__4 _361\"></span>an<span class=\"__4 _367\"></span> omaksi p\u00e4\u00e4omaksi<span class=\"__4 _367\"></span>.<span class=\"__4 _367\"></span> Osakep\u00e4\u00e4omaan merkit\u00e4\u00e4n osakeantien<span class=\"__4 _369\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls17_4 ws20_4 gs26b_1\">yhteydess\u00e4 sa<span class=\"__4 _361\"></span>atu osakkeiden merkint\u00e4hinta silt\u00e4 osi<span class=\"__4 _367\"></span>n kuin merkint\u00e4hin<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws2e_4 gs26c_1\">t<span class=\"__4 _361\"></span>aa ei ol<span class=\"__4 _361\"></span>e os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>ant<span class=\"__4 _361\"></span>ip\u00e4<span class=\"__4 _361\"></span>\u00e4t\u00f6<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>\u00e4 p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y kir<span class=\"__4 _361\"></span>jat<span class=\"__4 _361\"></span>a sijoite<span class=\"__4 _361\"></span>tun v<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls5_4 ws4_4 gs26d_1\">oman raha<span class=\"__4 _361\"></span>stoon<span class=\"__4 _367\"></span> (SVOP-rahasto<span class=\"__4 _367\"></span>).<span class=\"__4 _367\"></span> Uusien<span class=\"__4 _367\"></span> osak<span class=\"__4 _361\"></span>kei<span class=\"__4 _367\"></span>den li<span class=\"__4 _367\"></span>ikkeeseenlas<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws30_4 gs26e_1\">kusta v\u00e4litt\u00f6m\u00e4sti johtuvat transa<span class=\"__4 _361\"></span>ktiomenot kir<span class=\"__4 _367\"></span>jata<span class=\"__4 _361\"></span>an omaan p\u00e4\u00e4oma<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs26f_1\">sa<span class=\"__4 _361\"></span>atuj<span class=\"__4 _367\"></span>en maksujen<span class=\"__4 _367\"></span> v\u00e4hennyser\u00e4<span class=\"__4 _361\"></span>n\u00e4 ja<span class=\"__4 _367\"></span> verovaikutuksil<span class=\"__4 _367\"></span>la<span class=\"__4 _367\"></span> oikaistuina.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs270_1\">Y<span class=\"__4 _361\"></span>hti\u00f6ll\u00e4 o<span class=\"__4 _361\"></span>n vai<span class=\"__4 _361\"></span>n yks<span class=\"__4 _361\"></span>i os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>rja.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws8c_3 gs271_1\">Os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keilla ei ole n<span class=\"__4 _361\"></span>imellis<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>a. K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki liik<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n las<span class=\"__4 _361\"></span>ket<span class=\"__4 _361\"></span>ut os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>et on </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 ws67_3 gs272_1\">mak<span class=\"__4 _361\"></span>sett<span class=\"__4 _361\"></span>u t\u00e4ysim\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4isesti.<span class=\"__4 _362\"> </span> </div>12<span class=\"__4 _361\"></span>8<span class=\"__4 _362\"> </span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span>Osakkeiden lukum\u00e4\u00e4rien ja k<span class=\"__4 _367\"></span>onsernin oman p\u00e4\u00e4oman muut<span class=\"__4 _367\"></span>okset<span class=\"__4 _362\"> </span>Alla<span class=\"__4 _367\"></span> olevassa taulukossa on es<span class=\"__4 _367\"></span>itett<span class=\"__4 _361\"></span>y osakkeiden kappalem\u00e4\u00e4rien muutokset ja<span class=\"__4 _367\"></span> vast<span class=\"__4 _361\"></span>aavat konsernin o<span class=\"__4 _367\"></span>man p\u00e4<span class=\"__4 _361\"></span>\u00e4oman muutokset.<span class=\"__4 _362\"> </span>2025<span class=\"__4 _e9_2\"> </span><span class=\"ls17_4 ws39_4\">Kappalet<span class=\"__4 _361\"></span>ta<span class=\"__4 _424\"> </span><span class=\"ls1_4 ws1_4\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span></span></span>Osakep\u00e4\u00e4oma<span class=\"__4 _449\"> </span><span class=\"ls13_4 ws4c_3\">SV<span class=\"__4 _367\"></span>OP-rah<span class=\"__4 _367\"></span>asto<span class=\"__4 _362\"> </span></span>1.1.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _ea_2\"> </span><span class=\"ls3a_4 ws72_3\">1<span class=\"__4 _369\"></span>0 963<span class=\"__4 _367\"></span> 043<span class=\"__4 _a6_3\"> </span><span class=\"ls1_4 ws1_4\">5 4<span class=\"__4 _361\"></span>6<span class=\"__4 _361\"></span>4<span class=\"__4 _eb_2\"> </span><span class=\"ls1f_4 ws3c_4\">20 392<span class=\"__4 _362\"> </span></span></span></span>Li<span class=\"__4 _361\"></span>s\u00e4<span class=\"__4 _361\"></span>ys t<span class=\"__4 _361\"></span>ilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>dell<span class=\"__4 _361\"></span>a<span class=\"__4 _8c_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _ec_2\"> </span><span class=\"ws1_4\">-<span class=\"__4 _ed_2\"> </span>-<span class=\"__4 _362\"> </span></span></span>V\u00e4hennys t<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>ikaudella<span class=\"__4 _ee_2\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _ec_2\"> </span>-<span class=\"__4 _ed_2\"> </span>-<span class=\"__4 _362\"> </span></span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _ef_2\"> </span><span class=\"ls1_4 ws1_4\">10 963 0<span class=\"__4 _361\"></span>43<span class=\"__4 _f0_2\"> </span>5 46<span class=\"__4 _361\"></span>4<span class=\"__4 _f1_2\"> </span>20 3<span class=\"__4 _361\"></span>92<span class=\"__4 _362\"> </span></span>Tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>della 20<span class=\"__4 _361\"></span>25 on m<span class=\"__4 _361\"></span>aks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tu o<span class=\"__4 _361\"></span>sinko<span class=\"__4 _361\"></span>a yh<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>s\u00e4 12 009 t<span class=\"__4 _361\"></span>uha<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>2024<span class=\"__4 _e9_2\"> </span><span class=\"ls17_4 ws39_4\">Kappalet<span class=\"__4 _361\"></span>ta<span class=\"__4 _424\"> </span><span class=\"ls1_4 ws1_4\">1 00<span class=\"__4 _361\"></span>0 euro<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span></span></span>Osakep\u00e4\u00e4oma<span class=\"__4 _449\"> </span><span class=\"ls13_4 ws4c_3\">SV<span class=\"__4 _367\"></span>OP-rah<span class=\"__4 _367\"></span>asto<span class=\"__4 _362\"> </span></span>1.1.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>4<span class=\"__4 _f2_2\"> </span><span class=\"ls1_4 ws1_4\">1<span class=\"__4 _367\"></span>0 773 0<span class=\"__4 _361\"></span>43<span class=\"__4 _9a_3\"> </span>5 4<span class=\"__4 _361\"></span>64<span class=\"__4 _eb_2\"> </span>2<span class=\"__4 _361\"></span>2 901<span class=\"__4 _362\"> </span></span>Li<span class=\"__4 _361\"></span>s\u00e4<span class=\"__4 _361\"></span>ys t<span class=\"__4 _361\"></span>ilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>dell<span class=\"__4 _361\"></span>a<span class=\"__4 _408\"> </span><span class=\"ls44_3 ws89_3\">1<span class=\"__4 _369\"></span>90 000<span class=\"__4 _cf_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _f3_2\"> </span>2 96<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></span>V\u00e4hennys t<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>ikaudella<span class=\"__4 _ee_2\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _ec_2\"> </span>-<span class=\"__4 _f4_2\"> </span><span class=\"ls4b_3 ws76_3\">-<span class=\"__4 _361\"></span>5 472<span class=\"__4 _362\"> </span></span></span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>4<span class=\"__4 _ef_2\"> </span><span class=\"ls1_4 ws1_4\">10 963 0<span class=\"__4 _361\"></span>43<span class=\"__4 _f0_2\"> </span>5 46<span class=\"__4 _361\"></span>4<span class=\"__4 _f1_2\"> </span>20 3<span class=\"__4 _361\"></span>92<span class=\"__4 _362\"> </span></span>Tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>della 20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4 on m<span class=\"__4 _361\"></span>aks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tu o<span class=\"__4 _361\"></span>sinko<span class=\"__4 _361\"></span>a yh<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>s\u00e4 5 3<span class=\"__4 _361\"></span>86 t<span class=\"__4 _361\"></span>uha<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a ja p\u00e4<span class=\"__4 _361\"></span>\u00e4o<span class=\"__4 _361\"></span>man<span class=\"__4 _361\"></span>pal<span class=\"__4 _361\"></span>aut<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>a sijoit<span class=\"__4 _361\"></span>etu<span class=\"__4 _361\"></span>n vap<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an om<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>an r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>sto<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a 5 472 tuhat<span class=\"__4 _361\"></span>ta euroa<span class=\"__4 _362\"> </span>.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-407": {
   "value": "26 | OM<span class=\"__4 _361\"></span>A P<span class=\"__4 _367\"></span>\u00c4<span class=\"__4 _361\"></span>\u00c4OMA<span class=\"__4 _362\"> </span>26.<span class=\"__4 _369\"></span>1 Laatimisperiaate<span class=\"__4 _362\"> </span>Konserni l<span class=\"__4 _367\"></span>uokittelee l<span class=\"__4 _367\"></span>iikkeeseen l<span class=\"__4 _367\"></span>askemans<span class=\"__4 _361\"></span>a i<span class=\"__4 _367\"></span>nstrumentit ni<span class=\"__4 _367\"></span>iden<span class=\"__4 _367\"></span> luon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>teen perustee<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> joko<span class=\"__4 _367\"></span> omaksi p\u00e4\u00e4om<span class=\"__4 _361\"></span>aksi tai rahoitusve<span class=\"__4 _367\"></span>laksi:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>O<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an e<span class=\"__4 _361\"></span>htoine<span class=\"__4 _361\"></span>n inst<span class=\"__4 _361\"></span>ru<span class=\"__4 _361\"></span>men<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>i on mik<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>a sop<span class=\"__4 _361\"></span>imus,  <span class=\"__4 _370\"> </span>jok<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa oik<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>uute<span class=\"__4 _361\"></span>en Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>sin va<span class=\"__4 _361\"></span>roist<span class=\"__4 _361\"></span>a se<span class=\"__4 _361\"></span>n  <span class=\"__4 _370\"> </span>kaikkien velk<span class=\"__4 _367\"></span>ojen<span class=\"__4 _367\"></span> v\u00e4hent\u00e4<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sen j\u00e4l<span class=\"__4 _367\"></span>keen. - <span class=\"__4 _368\"> </span>R<span class=\"__4 _361\"></span>aho<span class=\"__4 _361\"></span>itus<span class=\"__4 _361\"></span>velk<span class=\"__4 _361\"></span>a on in<span class=\"__4 _361\"></span>str<span class=\"__4 _361\"></span>ume<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ti, jok<span class=\"__4 _361\"></span>a vel<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rsia  <span class=\"__4 _370\"> </span>luov<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an k<span class=\"__4 _361\"></span>\u00e4teis<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>roja t<span class=\"__4 _361\"></span>ai mui<span class=\"__4 _361\"></span>ta r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oitu<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>aroja t<span class=\"__4 _361\"></span>ai jo<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>a  <span class=\"__4 _370\"> </span>ha<span class=\"__4 _361\"></span>ltijalla o<span class=\"__4 _361\"></span>n oikeus v<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ati<span class=\"__4 _361\"></span>a Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rsilt<span class=\"__4 _361\"></span>a k<span class=\"__4 _361\"></span>\u00e4teis<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>roja t<span class=\"__4 _361\"></span>ai mui<span class=\"__4 _361\"></span>ta  rahoitu<span class=\"__4 _367\"></span>svaro<span class=\"__4 _367\"></span>ja.<span class=\"__4 _362\"> </span>26.<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span> Osakep<span class=\"__4 _367\"></span>\u00e4\u00e4oma j<span class=\"__4 _367\"></span>a osak<span class=\"__4 _367\"></span>esarja<span class=\"__4 _367\"></span>t<span class=\"__4 _362\"> </span>Laatimisperiaate<span class=\"__4 _362\"> </span>Osakep\u00e4<span class=\"__4 _361\"></span>\u00e4oma koostuu<span class=\"__4 _367\"></span> emoyrityk<span class=\"__4 _361\"></span>sen kantaos<span class=\"__4 _361\"></span>akkeista, jo<span class=\"__4 _367\"></span>tk<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> luoki<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tel<span class=\"__4 _369\"></span>la<span class=\"__4 _361\"></span>an<span class=\"__4 _367\"></span> omaksi p\u00e4\u00e4omaksi<span class=\"__4 _367\"></span>.<span class=\"__4 _367\"></span> Osakep\u00e4\u00e4omaan merkit\u00e4\u00e4n osakeantien<span class=\"__4 _369\"></span> yhteydess\u00e4 sa<span class=\"__4 _361\"></span>atu osakkeiden merkint\u00e4hinta silt\u00e4 osi<span class=\"__4 _367\"></span>n kuin merkint\u00e4hin<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa ei ol<span class=\"__4 _361\"></span>e os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>ant<span class=\"__4 _361\"></span>ip\u00e4<span class=\"__4 _361\"></span>\u00e4t\u00f6<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>\u00e4 p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y kir<span class=\"__4 _361\"></span>jat<span class=\"__4 _361\"></span>a sijoite<span class=\"__4 _361\"></span>tun v<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>oman raha<span class=\"__4 _361\"></span>stoon<span class=\"__4 _367\"></span> (SVOP-rahasto<span class=\"__4 _367\"></span>).<span class=\"__4 _367\"></span> Uusien<span class=\"__4 _367\"></span> osak<span class=\"__4 _361\"></span>kei<span class=\"__4 _367\"></span>den li<span class=\"__4 _367\"></span>ikkeeseenlas<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kusta v\u00e4litt\u00f6m\u00e4sti johtuvat transa<span class=\"__4 _361\"></span>ktiomenot kir<span class=\"__4 _367\"></span>jata<span class=\"__4 _361\"></span>an omaan p\u00e4\u00e4oma<span class=\"__4 _361\"></span>an sa<span class=\"__4 _361\"></span>atuj<span class=\"__4 _367\"></span>en maksujen<span class=\"__4 _367\"></span> v\u00e4hennyser\u00e4<span class=\"__4 _361\"></span>n\u00e4 ja<span class=\"__4 _367\"></span> verovaikutuksil<span class=\"__4 _367\"></span>la<span class=\"__4 _367\"></span> oikaistuina.<span class=\"__4 _362\"> </span>Y<span class=\"__4 _361\"></span>hti\u00f6ll\u00e4 o<span class=\"__4 _361\"></span>n vai<span class=\"__4 _361\"></span>n yks<span class=\"__4 _361\"></span>i os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>rja.<span class=\"__4 _362\"> </span>Os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keilla ei ole n<span class=\"__4 _361\"></span>imellis<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>a. K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki liik<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n las<span class=\"__4 _361\"></span>ket<span class=\"__4 _361\"></span>ut os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>et on mak<span class=\"__4 _361\"></span>sett<span class=\"__4 _361\"></span>u t\u00e4ysim\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4isesti.<span class=\"__4 _362\"> </span>Osakkeiden lukum\u00e4\u00e4rien ja k<span class=\"__4 _367\"></span>onsernin oman p\u00e4\u00e4oman muut<span class=\"__4 _367\"></span>okset<span class=\"__4 _362\"> </span>Alla<span class=\"__4 _367\"></span> olevassa taulukossa on es<span class=\"__4 _367\"></span>itett<span class=\"__4 _361\"></span>y osakkeiden kappalem\u00e4\u00e4rien muutokset ja<span class=\"__4 _367\"></span> vast<span class=\"__4 _361\"></span>aavat konsernin o<span class=\"__4 _367\"></span>man p\u00e4<span class=\"__4 _361\"></span>\u00e4oman muutokset.<span class=\"__4 _362\"> </span>2025<span class=\"__4 _e9_2\"> </span><span class=\"ls17_4 ws39_4\">Kappalet<span class=\"__4 _361\"></span>ta<span class=\"__4 _424\"> </span><span class=\"ls1_4 ws1_4\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span></span></span>Osakep\u00e4\u00e4oma<span class=\"__4 _449\"> </span><span class=\"ls13_4 ws4c_3\">SV<span class=\"__4 _367\"></span>OP-rah<span class=\"__4 _367\"></span>asto<span class=\"__4 _362\"> </span></span>1.1.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _ea_2\"> </span><span class=\"ls3a_4 ws72_3\">1<span class=\"__4 _369\"></span>0 963<span class=\"__4 _367\"></span> 043<span class=\"__4 _a6_3\"> </span><span class=\"ls1_4 ws1_4\">5 4<span class=\"__4 _361\"></span>6<span class=\"__4 _361\"></span>4<span class=\"__4 _eb_2\"> </span><span class=\"ls1f_4 ws3c_4\">20 392<span class=\"__4 _362\"> </span></span></span></span>Li<span class=\"__4 _361\"></span>s\u00e4<span class=\"__4 _361\"></span>ys t<span class=\"__4 _361\"></span>ilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>dell<span class=\"__4 _361\"></span>a<span class=\"__4 _8c_3\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _ec_2\"> </span><span class=\"ws1_4\">-<span class=\"__4 _ed_2\"> </span>-<span class=\"__4 _362\"> </span></span></span>V\u00e4hennys t<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>ikaudella<span class=\"__4 _ee_2\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _ec_2\"> </span>-<span class=\"__4 _ed_2\"> </span>-<span class=\"__4 _362\"> </span></span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _ef_2\"> </span><span class=\"ls1_4 ws1_4\">10 963 0<span class=\"__4 _361\"></span>43<span class=\"__4 _f0_2\"> </span>5 46<span class=\"__4 _361\"></span>4<span class=\"__4 _f1_2\"> </span>20 3<span class=\"__4 _361\"></span>92<span class=\"__4 _362\"> </span></span>Tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>della 20<span class=\"__4 _361\"></span>25 on m<span class=\"__4 _361\"></span>aks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tu o<span class=\"__4 _361\"></span>sinko<span class=\"__4 _361\"></span>a yh<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>s\u00e4 12 009 t<span class=\"__4 _361\"></span>uha<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>2024<span class=\"__4 _e9_2\"> </span><span class=\"ls17_4 ws39_4\">Kappalet<span class=\"__4 _361\"></span>ta<span class=\"__4 _424\"> </span><span class=\"ls1_4 ws1_4\">1 00<span class=\"__4 _361\"></span>0 euro<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span></span></span>Osakep\u00e4\u00e4oma<span class=\"__4 _449\"> </span><span class=\"ls13_4 ws4c_3\">SV<span class=\"__4 _367\"></span>OP-rah<span class=\"__4 _367\"></span>asto<span class=\"__4 _362\"> </span></span>1.1.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>4<span class=\"__4 _f2_2\"> </span><span class=\"ls1_4 ws1_4\">1<span class=\"__4 _367\"></span>0 773 0<span class=\"__4 _361\"></span>43<span class=\"__4 _9a_3\"> </span>5 4<span class=\"__4 _361\"></span>64<span class=\"__4 _eb_2\"> </span>2<span class=\"__4 _361\"></span>2 901<span class=\"__4 _362\"> </span></span>Li<span class=\"__4 _361\"></span>s\u00e4<span class=\"__4 _361\"></span>ys t<span class=\"__4 _361\"></span>ilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>dell<span class=\"__4 _361\"></span>a<span class=\"__4 _408\"> </span><span class=\"ls44_3 ws89_3\">1<span class=\"__4 _369\"></span>90 000<span class=\"__4 _cf_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _f3_2\"> </span>2 96<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></span></span>V\u00e4hennys t<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>ikaudella<span class=\"__4 _ee_2\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _ec_2\"> </span>-<span class=\"__4 _f4_2\"> </span><span class=\"ls4b_3 ws76_3\">-<span class=\"__4 _361\"></span>5 472<span class=\"__4 _362\"> </span></span></span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>4<span class=\"__4 _ef_2\"> </span><span class=\"ls1_4 ws1_4\">10 963 0<span class=\"__4 _361\"></span>43<span class=\"__4 _f0_2\"> </span>5 46<span class=\"__4 _361\"></span>4<span class=\"__4 _f1_2\"> </span>20 3<span class=\"__4 _361\"></span>92<span class=\"__4 _362\"> </span></span>Tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>della 20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4 on m<span class=\"__4 _361\"></span>aks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tu o<span class=\"__4 _361\"></span>sinko<span class=\"__4 _361\"></span>a yh<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>s\u00e4 5 3<span class=\"__4 _361\"></span>86 t<span class=\"__4 _361\"></span>uha<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a ja p\u00e4<span class=\"__4 _361\"></span>\u00e4o<span class=\"__4 _361\"></span>man<span class=\"__4 _361\"></span>pal<span class=\"__4 _361\"></span>aut<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>a sijoit<span class=\"__4 _361\"></span>etu<span class=\"__4 _361\"></span>n vap<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an om<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>an r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>sto<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a 5 472 tuhat<span class=\"__4 _361\"></span>ta euroa<span class=\"__4 _362\"> </span>.<span class=\"__4 _362\"> </span>26.3 Omat osakk<span class=\"__4 _367\"></span>eet<span class=\"__4 _362\"> </span>Laatimisperiaate<span class=\"__4 _362\"> </span>Omis<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>keist<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tu v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tike j<span class=\"__4 _361\"></span>a han<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a v\u00e4lit<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ti a<span class=\"__4 _367\"></span>iheutuvat<span class=\"__4 _367\"></span> transak<span class=\"__4 _361\"></span>ti<span class=\"__4 _367\"></span>omeno<span class=\"__4 _367\"></span>t, v<span class=\"__4 _367\"></span>erova<span class=\"__4 _367\"></span>ikutuksi<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>la o<span class=\"__4 _367\"></span>ikais<span class=\"__4 _367\"></span>tuna, v\u00e4he<span class=\"__4 _367\"></span>nne<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n om<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a, k<span class=\"__4 _361\"></span>un<span class=\"__4 _361\"></span>nes o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>et mit<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t\u00f6id\u00e4<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai n<span class=\"__4 _361\"></span>e las<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ta<span class=\"__4 _361\"></span>an uude<span class=\"__4 _367\"></span>lleen<span class=\"__4 _367\"></span> li<span class=\"__4 _367\"></span>ikkeeseen. Jos<span class=\"__4 _367\"></span> kys<span class=\"__4 _361\"></span>ei<span class=\"__4 _367\"></span>set omat osakkeet my\u00f6hemm<span class=\"__4 _367\"></span>in lasketa<span class=\"__4 _361\"></span>an uude<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>een l<span class=\"__4 _367\"></span>iikkeeseen,<span class=\"__4 _367\"></span> sa<span class=\"__4 _361\"></span>adut vastikkeet merkit\u00e4\u00e4n suora<span class=\"__4 _361\"></span>an omaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4omaan v\u00e4hennet<span class=\"__4 _361\"></span>tyn\u00e4 lii<span class=\"__4 _367\"></span>kkeeseenlaskust<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> v\u00e4litt\u00f6m\u00e4sti joh<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tuvill<span class=\"__4 _367\"></span>a transa<span class=\"__4 _361\"></span>ktiomenoi<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> sek\u00e4 veroj<span class=\"__4 _367\"></span>en osuudel<span class=\"__4 _367\"></span>la.<span class=\"__4 _362\"> </span>Y<span class=\"__4 _361\"></span>hti\u00f6 o<span class=\"__4 _361\"></span>n han<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inu<span class=\"__4 _361\"></span>t tilik<span class=\"__4 _361\"></span>aude<span class=\"__4 _361\"></span>n 202<span class=\"__4 _361\"></span>5 aik<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>a 59 031 k<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pale<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta y<span class=\"__4 _361\"></span>hte<span class=\"__4 _361\"></span>ens<span class=\"__4 _361\"></span>\u00e4 1 04<span class=\"__4 _361\"></span>4 tu<span class=\"__4 _361\"></span>han<span class=\"__4 _361\"></span>nella e<span class=\"__4 _361\"></span>urolla<span class=\"__4 _361\"></span>. Tilik<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>en p\u00e4<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ye<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 yh<span class=\"__4 _361\"></span>ti<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>\u00f6ll\u00e4 oli ha<span class=\"__4 _361\"></span>lluss<span class=\"__4 _361\"></span>a omi<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keit<span class=\"__4 _361\"></span>a yh<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>s\u00e4 76 52<span class=\"__4 _361\"></span>0 ka<span class=\"__4 _361\"></span>pp<span class=\"__4 _361\"></span>alet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a (29 85<span class=\"__4 _361\"></span>8)<span class=\"__4 _367\"></span>, joide<span class=\"__4 _361\"></span>n ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a-a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on 1 3<span class=\"__4 _361\"></span>66 t<span class=\"__4 _361\"></span>uha<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a (531 tu<span class=\"__4 _361\"></span>hat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a eu<span class=\"__4 _361\"></span>roa). V<span class=\"__4 _367\"></span>oim<span class=\"__4 _361\"></span>assa o<span class=\"__4 _361\"></span>levat valt<span class=\"__4 _361\"></span>uutu<span class=\"__4 _361\"></span>kset<span class=\"__4 _362\"> </span>V<span class=\"__4 _367\"></span>oimassa olevat osak<span class=\"__4 _367\"></span>eantivaltuutukset<span class=\"__4 _362\"> </span>Yhti\u00f6n varsinainen<span class=\"__4 _367\"></span> yhti\u00f6kokous<span class=\"__4 _367\"></span> 21<span class=\"__4 _369\"></span>.3.2025<span class=\"__4 _367\"></span> valtuut<span class=\"__4 _361\"></span>ti hal<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ituksen<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ean<span class=\"__4 _361\"></span>nist<span class=\"__4 _361\"></span>a ja o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>keyh<span class=\"__4 _361\"></span>ti\u00f6la<span class=\"__4 _361\"></span>in 1<span class=\"__4 _367\"></span>0 luv<span class=\"__4 _361\"></span>un 1 \u00a7:ss<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ar<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>koitettujen<span class=\"__4 _367\"></span> osak<span class=\"__4 _361\"></span>kei<span class=\"__4 _367\"></span>sii<span class=\"__4 _367\"></span>n oik<span class=\"__4 _367\"></span>eut<span class=\"__4 _361\"></span>tavien erityisten o<span class=\"__4 _367\"></span>ikeuksien<span class=\"__4 _367\"></span> anta<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a yhd<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>s\u00e4 t<span class=\"__4 _361\"></span>ai us<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>mma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a er<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 seur<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>i<span class=\"__4 _367\"></span>: Valt<span class=\"__4 _361\"></span>uu<span class=\"__4 _361\"></span>tuk<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>sen no<span class=\"__4 _367\"></span>jall<span class=\"__4 _367\"></span>a annett<span class=\"__4 _361\"></span>avien<span class=\"__4 _367\"></span> osak<span class=\"__4 _361\"></span>keiden<span class=\"__4 _367\"></span> kokonaism\u00e4\u00e4r\u00e4 voi o<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> enint\u00e4\u00e4n <span class=\"__4 _f5_2\"></span><span class=\"ls1_4 ws1_4\"> </span>1 00<span class=\"__4 _361\"></span>0 0<span class=\"__4 _361\"></span>00 y<span class=\"__4 _361\"></span>hti\u00f6<span class=\"__4 _361\"></span>n uut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>i hallus<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a oleva<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ket<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a, mik<span class=\"__4 _361\"></span>\u00e4 yh<span class=\"__4 _361\"></span>ti\u00f6ko<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kou<span class=\"__4 _361\"></span>sp\u00e4<span class=\"__4 _361\"></span>iv<span class=\"__4 _361\"></span>\u00e4n\u00e4 v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>si noi<span class=\"__4 _361\"></span>n 9,<span class=\"__4 _369\"></span>1<span class=\"__4 _369\"></span>2 p<span class=\"__4 _361\"></span>ros<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>ti<span class=\"__4 _361\"></span>a yht<span class=\"__4 _361\"></span>i\u00f6n k<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ist<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>. Valt<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>us on v<span class=\"__4 _361\"></span>oima<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a se<span class=\"__4 _361\"></span>ur<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>van v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>sin<span class=\"__4 _361\"></span>aise<span class=\"__4 _361\"></span>n yhti<span class=\"__4 _361\"></span>\u00f6kok<span class=\"__4 _361\"></span>ouk<span class=\"__4 _361\"></span>sen p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>mise<span class=\"__4 _361\"></span>en s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, kui<span class=\"__4 _361\"></span>tenk<span class=\"__4 _361\"></span>in enin<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n 30.6.2<span class=\"__4 _361\"></span>026 a<span class=\"__4 _361\"></span>sti. Val<span class=\"__4 _361\"></span>tuu<span class=\"__4 _361\"></span>tuk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a on 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>25 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 1 0<span class=\"__4 _361\"></span>00 0<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>0 osa<span class=\"__4 _361\"></span>ket<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>V<span class=\"__4 _367\"></span>oim<span class=\"__4 _361\"></span>assa o<span class=\"__4 _361\"></span>levat valt<span class=\"__4 _361\"></span>uutu<span class=\"__4 _361\"></span>kset omi<span class=\"__4 _361\"></span>en osa<span class=\"__4 _361\"></span>kkeide<span class=\"__4 _361\"></span>n hankintaan<span class=\"__4 _362\"> </span>Y<span class=\"__4 _361\"></span>hti\u00f6<span class=\"__4 _361\"></span>kokou<span class=\"__4 _361\"></span>s val<span class=\"__4 _361\"></span>tuu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ti 21<span class=\"__4 _367\"></span>.3.2<span class=\"__4 _361\"></span>025 h<span class=\"__4 _361\"></span>allituk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n yht<span class=\"__4 _361\"></span>i\u00f6n om<span class=\"__4 _361\"></span>ien os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keid<span class=\"__4 _361\"></span>en ha<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>kimi<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>ta ja<span class=\"__4 _1b_3\"></span>/t<span class=\"__4 _361\"></span>ai p<span class=\"__4 _361\"></span>ant<span class=\"__4 _361\"></span>iksi o<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>mises<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>. Ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vien j<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>/ t<span class=\"__4 _361\"></span>ai pa<span class=\"__4 _361\"></span>ntik<span class=\"__4 _361\"></span>si otet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ien om<span class=\"__4 _361\"></span>ien os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keid<span class=\"__4 _361\"></span>en ko<span class=\"__4 _361\"></span>kona<span class=\"__4 _361\"></span>ism<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4 vo<span class=\"__4 _361\"></span>i olla enin<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n 1<span class=\"__4 _369\"></span>5<span class=\"__4 _361\"></span>0 00<span class=\"__4 _361\"></span>0 os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>, mik<span class=\"__4 _361\"></span>\u00e4 yht<span class=\"__4 _361\"></span>i\u00f6kok<span class=\"__4 _361\"></span>ousp<span class=\"__4 _361\"></span>\u00e4iv<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>\u00e4 va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>asi n<span class=\"__4 _361\"></span>oin 1<span class=\"__4 _369\"></span>,<span class=\"__4 _361\"></span>37 pro<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>tia y<span class=\"__4 _361\"></span>hti\u00f6n k<span class=\"__4 _361\"></span>ai<span class=\"__4 _361\"></span>kist<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>. Omi<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keit<span class=\"__4 _361\"></span>a void<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n val<span class=\"__4 _361\"></span>tuu<span class=\"__4 _361\"></span>tuk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>n nojall<span class=\"__4 _361\"></span>a han<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ia v<span class=\"__4 _361\"></span>ain va<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span>alla o<span class=\"__4 _361\"></span>malla p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>alla. Val<span class=\"__4 _361\"></span>tuu<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>s on voim<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa seuraav<span class=\"__4 _361\"></span>an varsinaisen<span class=\"__4 _367\"></span> yhti\u00f6kokouksen<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4tt<span class=\"__4 _361\"></span>ymiseen<span class=\"__4 _367\"></span> sa<span class=\"__4 _361\"></span>akka<span class=\"__4 _361\"></span>,<span class=\"__4 _367\"></span> kuitenkin enin<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n 30.6.2<span class=\"__4 _361\"></span>026 a<span class=\"__4 _361\"></span>sti. Vu<span class=\"__4 _361\"></span>onn<span class=\"__4 _361\"></span>a 2025 y<span class=\"__4 _361\"></span>hti\u00f6 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ti v<span class=\"__4 _361\"></span>alt<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sen k<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ma<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 49 252 k<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>alet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a, jot<span class=\"__4 _361\"></span>en va<span class=\"__4 _361\"></span>ltu<span class=\"__4 _361\"></span>utu<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4m\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4 t<span class=\"__4 _361\"></span>ilinp\u00e4<span class=\"__4 _361\"></span>\u00e4t\u00f6<span class=\"__4 _361\"></span>she<span class=\"__4 _361\"></span>tkell\u00e4 100 7<span class=\"__4 _369\"></span>4<span class=\"__4 _361\"></span>8 os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>26.4 Rahastot<span class=\"__4 _362\"> </span>Sijoitetun vapaan oman p\u00e4\u00e4oman<span class=\"__4 _367\"></span> rahasto<span class=\"__4 _362\"> </span>Sijoite<span class=\"__4 _361\"></span>tun v<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an om<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>n r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>sto si<span class=\"__4 _361\"></span>s\u00e4l<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 mu<span class=\"__4 _361\"></span>ut om<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an luo<span class=\"__4 _361\"></span>nteis<span class=\"__4 _361\"></span>et sijoitu<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>et ja os<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>kkei<span class=\"__4 _361\"></span>den m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>\u00e4hi<span class=\"__4 _361\"></span>nna<span class=\"__4 _361\"></span>n silt<span class=\"__4 _361\"></span>\u00e4 osin k<span class=\"__4 _361\"></span>uin sit<span class=\"__4 _361\"></span>\u00e4 ei n<span class=\"__4 _367\"></span>imenomaisen<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4t\u00f6ksen mukaan merkit\u00e4 os<span class=\"__4 _361\"></span>akep\u00e4\u00e4oma<span class=\"__4 _361\"></span>an.<span class=\"__4 _362\"> </span>Kertyneet voittov<span class=\"__4 _367\"></span>arat<span class=\"__4 _362\"> </span>Kert<span class=\"__4 _361\"></span>yneet voittovarat ovat aiemm<span class=\"__4 _367\"></span>ilta ti<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>kausilta kert<span class=\"__4 _361\"></span>yneit\u00e4 varo<span class=\"__4 _367\"></span>ja, joi<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>a ei ole siirr<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y om<span class=\"__4 _361\"></span>an p\u00e4<span class=\"__4 _361\"></span>\u00e4o<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>n ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>stoihi<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i jaet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u voito<span class=\"__4 _361\"></span>njako<span class=\"__4 _361\"></span>na omist<span class=\"__4 _361\"></span>ajil<span class=\"__4 _367\"></span>le.<span class=\"__4 _362\"> </span>26.<span class=\"__4 _361\"></span>5 P\u00e4\u00e4oman<span class=\"__4 _367\"></span> hallinta<span class=\"__4 _362\"> </span>Konsernin<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4oman hal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>nnan tavoitteena on luoda<span class=\"__4 _367\"></span> tehokas p\u00e4<span class=\"__4 _361\"></span>\u00e4oma<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>rakenne, jon<span class=\"__4 _367\"></span>ka avulla<span class=\"__4 _367\"></span> varmisteta<span class=\"__4 _361\"></span>an k<span class=\"__4 _367\"></span>onsernin normaalit<span class=\"__4 _367\"></span> toim<span class=\"__4 _367\"></span>intaedel<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ly<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>set j<span class=\"__4 _361\"></span>a ka<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>uma<span class=\"__4 _361\"></span>hdo<span class=\"__4 _361\"></span>llisuud<span class=\"__4 _361\"></span>et sek<span class=\"__4 _361\"></span>\u00e4 v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>mistet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>an riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>s suhte<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>a li<span class=\"__4 _367\"></span>iketoiminn<span class=\"__4 _361\"></span>an riskeihin. Unite<span class=\"__4 _361\"></span>d Bank<span class=\"__4 _361\"></span>ers -k<span class=\"__4 _361\"></span>onser<span class=\"__4 _361\"></span>nin johto se<span class=\"__4 _361\"></span>ura<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>ase<span class=\"__4 _361\"></span>hallint<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>sa p<span class=\"__4 _361\"></span>ositi<span class=\"__4 _361\"></span>oiden lu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>to- j<span class=\"__4 _361\"></span>a mar<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>aris<span class=\"__4 _361\"></span>kej\u00e4, vakavaraisuutta sek\u00e4 l<span class=\"__4 _367\"></span>ikvidit<span class=\"__4 _367\"></span>eettiasemaa. P\u00e4\u00e4omana ha<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>in<span class=\"__4 _367\"></span>noidaan<span class=\"__4 _367\"></span> kon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>sernitaseen osoitt<span class=\"__4 _361\"></span>amaa oma<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4omaa. Seuranna<span class=\"__4 _361\"></span>sta on k<span class=\"__4 _367\"></span>errottu t<span class=\"__4 _361\"></span>ar<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kemmin<span class=\"__4 _367\"></span> li<span class=\"__4 _367\"></span>itetied<span class=\"__4 _367\"></span>oss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> 27<span class=\"__4 _f6_2\"></span>. ja<span class=\"__4 _367\"></span> vuosikertomuksen vak<span class=\"__4 _361\"></span>avaraisuusosi<span class=\"__4 _367\"></span>ossa<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-408": {
   "value": "26.<span class=\"__4 _369\"></span>1 Laatimisperiaate<span class=\"__4 _362\"> </span>Konserni l<span class=\"__4 _367\"></span>uokittelee l<span class=\"__4 _367\"></span>iikkeeseen l<span class=\"__4 _367\"></span>askemans<span class=\"__4 _361\"></span>a i<span class=\"__4 _367\"></span>nstrumentit ni<span class=\"__4 _367\"></span>iden<span class=\"__4 _367\"></span> luon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>teen perustee<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> joko<span class=\"__4 _367\"></span> omaksi p\u00e4\u00e4om<span class=\"__4 _361\"></span>aksi tai rahoitusve<span class=\"__4 _367\"></span>laksi:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>O<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an e<span class=\"__4 _361\"></span>htoine<span class=\"__4 _361\"></span>n inst<span class=\"__4 _361\"></span>ru<span class=\"__4 _361\"></span>men<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>i on mik<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>a sop<span class=\"__4 _361\"></span>imus,  <span class=\"__4 _370\"> </span>jok<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa oik<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>uute<span class=\"__4 _361\"></span>en Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>sin va<span class=\"__4 _361\"></span>roist<span class=\"__4 _361\"></span>a se<span class=\"__4 _361\"></span>n  <span class=\"__4 _370\"> </span>kaikkien velk<span class=\"__4 _367\"></span>ojen<span class=\"__4 _367\"></span> v\u00e4hent\u00e4<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sen j\u00e4l<span class=\"__4 _367\"></span>keen. - <span class=\"__4 _368\"> </span>R<span class=\"__4 _361\"></span>aho<span class=\"__4 _361\"></span>itus<span class=\"__4 _361\"></span>velk<span class=\"__4 _361\"></span>a on in<span class=\"__4 _361\"></span>str<span class=\"__4 _361\"></span>ume<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ti, jok<span class=\"__4 _361\"></span>a vel<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rsia  <span class=\"__4 _370\"> </span>luov<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an k<span class=\"__4 _361\"></span>\u00e4teis<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>roja t<span class=\"__4 _361\"></span>ai mui<span class=\"__4 _361\"></span>ta r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oitu<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>aroja t<span class=\"__4 _361\"></span>ai jo<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>a  <span class=\"__4 _370\"> </span>ha<span class=\"__4 _361\"></span>ltijalla o<span class=\"__4 _361\"></span>n oikeus v<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ati<span class=\"__4 _361\"></span>a Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rsilt<span class=\"__4 _361\"></span>a k<span class=\"__4 _361\"></span>\u00e4teis<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>roja t<span class=\"__4 _361\"></span>ai mui<span class=\"__4 _361\"></span>ta  rahoitu<span class=\"__4 _367\"></span>svaro<span class=\"__4 _367\"></span>ja.<span class=\"__4 _362\"> </span>26.<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span> Osakep<span class=\"__4 _367\"></span>\u00e4\u00e4oma j<span class=\"__4 _367\"></span>a osak<span class=\"__4 _367\"></span>esarja<span class=\"__4 _367\"></span>t<span class=\"__4 _362\"> </span>Laatimisperiaate<span class=\"__4 _362\"> </span>Osakep\u00e4<span class=\"__4 _361\"></span>\u00e4oma koostuu<span class=\"__4 _367\"></span> emoyrityk<span class=\"__4 _361\"></span>sen kantaos<span class=\"__4 _361\"></span>akkeista, jo<span class=\"__4 _367\"></span>tk<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> luoki<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tel<span class=\"__4 _369\"></span>la<span class=\"__4 _361\"></span>an<span class=\"__4 _367\"></span> omaksi p\u00e4\u00e4omaksi<span class=\"__4 _367\"></span>.<span class=\"__4 _367\"></span> Osakep\u00e4\u00e4omaan merkit\u00e4\u00e4n osakeantien<span class=\"__4 _369\"></span> yhteydess\u00e4 sa<span class=\"__4 _361\"></span>atu osakkeiden merkint\u00e4hinta silt\u00e4 osi<span class=\"__4 _367\"></span>n kuin merkint\u00e4hin<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa ei ol<span class=\"__4 _361\"></span>e os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>ant<span class=\"__4 _361\"></span>ip\u00e4<span class=\"__4 _361\"></span>\u00e4t\u00f6<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>\u00e4 p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y kir<span class=\"__4 _361\"></span>jat<span class=\"__4 _361\"></span>a sijoite<span class=\"__4 _361\"></span>tun v<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>oman raha<span class=\"__4 _361\"></span>stoon<span class=\"__4 _367\"></span> (SVOP-rahasto<span class=\"__4 _367\"></span>).<span class=\"__4 _367\"></span> Uusien<span class=\"__4 _367\"></span> osak<span class=\"__4 _361\"></span>kei<span class=\"__4 _367\"></span>den li<span class=\"__4 _367\"></span>ikkeeseenlas<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kusta v\u00e4litt\u00f6m\u00e4sti johtuvat transa<span class=\"__4 _361\"></span>ktiomenot kir<span class=\"__4 _367\"></span>jata<span class=\"__4 _361\"></span>an omaan p\u00e4\u00e4oma<span class=\"__4 _361\"></span>an sa<span class=\"__4 _361\"></span>atuj<span class=\"__4 _367\"></span>en maksujen<span class=\"__4 _367\"></span> v\u00e4hennyser\u00e4<span class=\"__4 _361\"></span>n\u00e4 ja<span class=\"__4 _367\"></span> verovaikutuksil<span class=\"__4 _367\"></span>la<span class=\"__4 _367\"></span> oikaistuina.<span class=\"__4 _362\"> </span>Y<span class=\"__4 _361\"></span>hti\u00f6ll\u00e4 o<span class=\"__4 _361\"></span>n vai<span class=\"__4 _361\"></span>n yks<span class=\"__4 _361\"></span>i os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>rja.<span class=\"__4 _362\"> </span>Os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keilla ei ole n<span class=\"__4 _361\"></span>imellis<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>a. K<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ki liik<span class=\"__4 _361\"></span>kee<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n las<span class=\"__4 _361\"></span>ket<span class=\"__4 _361\"></span>ut os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span>et on mak<span class=\"__4 _361\"></span>sett<span class=\"__4 _361\"></span>u t\u00e4ysim\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4isesti.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-409": {
   "value": "<div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs274_1\">Tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>della 20<span class=\"__4 _361\"></span>25 on m<span class=\"__4 _361\"></span>aks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tu o<span class=\"__4 _361\"></span>sinko<span class=\"__4 _361\"></span>a yh<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>s\u00e4 12 009 t<span class=\"__4 _361\"></span>uha<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span></div>Tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>della 20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4 on m<span class=\"__4 _361\"></span>aks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tu o<span class=\"__4 _361\"></span>sinko<span class=\"__4 _361\"></span>a yh<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>s\u00e4 5 3<span class=\"__4 _361\"></span>86 t<span class=\"__4 _361\"></span>uha<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a ja p\u00e4<span class=\"__4 _361\"></span>\u00e4o<span class=\"__4 _361\"></span>man<span class=\"__4 _361\"></span>pal<span class=\"__4 _361\"></span>aut<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>a sijoit<span class=\"__4 _361\"></span>etu<span class=\"__4 _361\"></span>n vap<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an om<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>an r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>sto<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a 5 472 tuhat<span class=\"__4 _361\"></span>ta euroa<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-410": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls4c_3 ws7d_3 gs276_1\">26.3 Omat osakk<span class=\"__4 _367\"></span>eet<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls39_4 ws58_3 gs277_1\">Laatimisperiaate<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsa_4 ws8d_3 gs278_1\">Omis<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>keist<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tu v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tike j<span class=\"__4 _361\"></span>a han<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a v\u00e4lit<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws6b_3 gs279_1\">ti a<span class=\"__4 _367\"></span>iheutuvat<span class=\"__4 _367\"></span> transak<span class=\"__4 _361\"></span>ti<span class=\"__4 _367\"></span>omeno<span class=\"__4 _367\"></span>t, v<span class=\"__4 _367\"></span>erova<span class=\"__4 _367\"></span>ikutuksi<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>la o<span class=\"__4 _367\"></span>ikais<span class=\"__4 _367\"></span>tuna, v\u00e4he<span class=\"__4 _367\"></span>nne<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws37_4 gs27a_1\">t<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n om<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a, k<span class=\"__4 _361\"></span>un<span class=\"__4 _361\"></span>nes o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>et mit<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t\u00f6id\u00e4<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai n<span class=\"__4 _361\"></span>e las<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws5_4 gs27b_1\">ta<span class=\"__4 _361\"></span>an uude<span class=\"__4 _367\"></span>lleen<span class=\"__4 _367\"></span> li<span class=\"__4 _367\"></span>ikkeeseen. Jos<span class=\"__4 _367\"></span> kys<span class=\"__4 _361\"></span>ei<span class=\"__4 _367\"></span>set omat osakkeet my\u00f6hemm<span class=\"__4 _367\"></span>in </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws76_3 gs27c_1\">lasketa<span class=\"__4 _361\"></span>an uude<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>een l<span class=\"__4 _367\"></span>iikkeeseen,<span class=\"__4 _367\"></span> sa<span class=\"__4 _361\"></span>adut vastikkeet merkit\u00e4\u00e4n suora<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws38_4 gs27d_1\">omaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4omaan v\u00e4hennet<span class=\"__4 _361\"></span>tyn\u00e4 lii<span class=\"__4 _367\"></span>kkeeseenlaskust<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> v\u00e4litt\u00f6m\u00e4sti joh<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs27e_1\">tuvill<span class=\"__4 _367\"></span>a transa<span class=\"__4 _361\"></span>ktiomenoi<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> sek\u00e4 veroj<span class=\"__4 _367\"></span>en osuudel<span class=\"__4 _367\"></span>la.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 wsf_4 gs27f_1\">Y<span class=\"__4 _361\"></span>hti\u00f6 o<span class=\"__4 _361\"></span>n han<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inu<span class=\"__4 _361\"></span>t tilik<span class=\"__4 _361\"></span>aude<span class=\"__4 _361\"></span>n 202<span class=\"__4 _361\"></span>5 aik<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>a 59 031 k<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pale<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls25_4 ws1d_4 gs280_1\">os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta y<span class=\"__4 _361\"></span>hte<span class=\"__4 _361\"></span>ens<span class=\"__4 _361\"></span>\u00e4 1 04<span class=\"__4 _361\"></span>4 tu<span class=\"__4 _361\"></span>han<span class=\"__4 _361\"></span>nella e<span class=\"__4 _361\"></span>urolla<span class=\"__4 _361\"></span>. Tilik<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>en p\u00e4<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ye<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 yh<span class=\"__4 _361\"></span>ti<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws69_3 gs281_1\">\u00f6ll\u00e4 oli ha<span class=\"__4 _361\"></span>lluss<span class=\"__4 _361\"></span>a omi<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keit<span class=\"__4 _361\"></span>a yh<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>s\u00e4 76 52<span class=\"__4 _361\"></span>0 ka<span class=\"__4 _361\"></span>pp<span class=\"__4 _361\"></span>alet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a (29 85<span class=\"__4 _361\"></span>8)<span class=\"__4 _367\"></span>, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs282_1\">joide<span class=\"__4 _361\"></span>n ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a-a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on 1 3<span class=\"__4 _361\"></span>66 t<span class=\"__4 _361\"></span>uha<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a (531 tu<span class=\"__4 _361\"></span>hat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a eu<span class=\"__4 _361\"></span>roa).  </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1_4 ws1_4 gs284_1\">V<span class=\"__4 _367\"></span>oim<span class=\"__4 _361\"></span>assa o<span class=\"__4 _361\"></span>levat valt<span class=\"__4 _361\"></span>uutu<span class=\"__4 _361\"></span>kset<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs285_1\">V<span class=\"__4 _367\"></span>oimassa olevat osak<span class=\"__4 _367\"></span>eantivaltuutukset<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4d_3 ws8e_3 gs286_1\">Yhti\u00f6n varsinainen<span class=\"__4 _367\"></span> yhti\u00f6kokous<span class=\"__4 _367\"></span> 21<span class=\"__4 _369\"></span>.3.2025<span class=\"__4 _367\"></span> valtuut<span class=\"__4 _361\"></span>ti hal<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ituksen<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3d_3 ws8f_3 gs287_1\">p\u00e4<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ean<span class=\"__4 _361\"></span>nist<span class=\"__4 _361\"></span>a ja o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>keyh<span class=\"__4 _361\"></span>ti\u00f6la<span class=\"__4 _361\"></span>in 1<span class=\"__4 _367\"></span>0 luv<span class=\"__4 _361\"></span>un 1 \u00a7:ss<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ar<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4d_3 ws90_3 gs288_1\">koitettujen<span class=\"__4 _367\"></span> osak<span class=\"__4 _361\"></span>kei<span class=\"__4 _367\"></span>sii<span class=\"__4 _367\"></span>n oik<span class=\"__4 _367\"></span>eut<span class=\"__4 _361\"></span>tavien erityisten o<span class=\"__4 _367\"></span>ikeuksien<span class=\"__4 _367\"></span> anta<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws91_3 gs289_1\">mise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a yhd<span class=\"__4 _361\"></span>es<span class=\"__4 _361\"></span>s\u00e4 t<span class=\"__4 _361\"></span>ai us<span class=\"__4 _361\"></span>ea<span class=\"__4 _361\"></span>mma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a er<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>\u00e4 seur<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>i<span class=\"__4 _367\"></span>: Valt<span class=\"__4 _361\"></span>uu<span class=\"__4 _361\"></span>tuk<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3d_3 ws5_4 gs28a_1\">sen no<span class=\"__4 _367\"></span>jall<span class=\"__4 _367\"></span>a annett<span class=\"__4 _361\"></span>avien<span class=\"__4 _367\"></span> osak<span class=\"__4 _361\"></span>keiden<span class=\"__4 _367\"></span> kokonaism\u00e4\u00e4r\u00e4 voi o<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> enint\u00e4\u00e4n <span class=\"__4 _f5_2\"></span><span class=\"ls1_4 ws1_4\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls2f_4 wsf_4 gs28b_1\">1 00<span class=\"__4 _361\"></span>0 0<span class=\"__4 _361\"></span>00 y<span class=\"__4 _361\"></span>hti\u00f6<span class=\"__4 _361\"></span>n uut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>i hallus<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a oleva<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ket<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a, mik<span class=\"__4 _361\"></span>\u00e4 yh<span class=\"__4 _361\"></span>ti\u00f6ko<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws37_4 gs28c_1\">kou<span class=\"__4 _361\"></span>sp\u00e4<span class=\"__4 _361\"></span>iv<span class=\"__4 _361\"></span>\u00e4n\u00e4 v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>si noi<span class=\"__4 _361\"></span>n 9,<span class=\"__4 _369\"></span>1<span class=\"__4 _369\"></span>2 p<span class=\"__4 _361\"></span>ros<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>ti<span class=\"__4 _361\"></span>a yht<span class=\"__4 _361\"></span>i\u00f6n k<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>ist<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws48_3 gs28d_1\">Valt<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>us on v<span class=\"__4 _361\"></span>oima<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a se<span class=\"__4 _361\"></span>ur<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>van v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>sin<span class=\"__4 _361\"></span>aise<span class=\"__4 _361\"></span>n yhti<span class=\"__4 _361\"></span>\u00f6kok<span class=\"__4 _361\"></span>ouk<span class=\"__4 _361\"></span>sen p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws6b_3 gs28e_1\">mise<span class=\"__4 _361\"></span>en s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, kui<span class=\"__4 _361\"></span>tenk<span class=\"__4 _361\"></span>in enin<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n 30.6.2<span class=\"__4 _361\"></span>026 a<span class=\"__4 _361\"></span>sti. Val<span class=\"__4 _361\"></span>tuu<span class=\"__4 _361\"></span>tuk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a on </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs28f_1\">31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>25 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 1 0<span class=\"__4 _361\"></span>00 0<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>0 osa<span class=\"__4 _361\"></span>ket<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1_4 ws1_4 gs291_1\">V<span class=\"__4 _367\"></span>oim<span class=\"__4 _361\"></span>assa o<span class=\"__4 _361\"></span>levat valt<span class=\"__4 _361\"></span>uutu<span class=\"__4 _361\"></span>kset omi<span class=\"__4 _361\"></span>en osa<span class=\"__4 _361\"></span>kkeide<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs292_1\">hankintaan<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws7c_3 gs293_1\">Y<span class=\"__4 _361\"></span>hti\u00f6<span class=\"__4 _361\"></span>kokou<span class=\"__4 _361\"></span>s val<span class=\"__4 _361\"></span>tuu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ti 21<span class=\"__4 _367\"></span>.3.2<span class=\"__4 _361\"></span>025 h<span class=\"__4 _361\"></span>allituk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n yht<span class=\"__4 _361\"></span>i\u00f6n om<span class=\"__4 _361\"></span>ien </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws52_3 gs294_1\">os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keid<span class=\"__4 _361\"></span>en ha<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>kimi<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>ta ja<span class=\"__4 _1b_3\"></span>/t<span class=\"__4 _361\"></span>ai p<span class=\"__4 _361\"></span>ant<span class=\"__4 _361\"></span>iksi o<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>mises<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>. Ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vien j<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>/ </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws92_3 gs295_1\">t<span class=\"__4 _361\"></span>ai pa<span class=\"__4 _361\"></span>ntik<span class=\"__4 _361\"></span>si otet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ien om<span class=\"__4 _361\"></span>ien os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keid<span class=\"__4 _361\"></span>en ko<span class=\"__4 _361\"></span>kona<span class=\"__4 _361\"></span>ism<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4 vo<span class=\"__4 _361\"></span>i olla enin<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls26_4 ws1d_4 gs296_1\">t<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n 1<span class=\"__4 _369\"></span>5<span class=\"__4 _361\"></span>0 00<span class=\"__4 _361\"></span>0 os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>, mik<span class=\"__4 _361\"></span>\u00e4 yht<span class=\"__4 _361\"></span>i\u00f6kok<span class=\"__4 _361\"></span>ousp<span class=\"__4 _361\"></span>\u00e4iv<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>\u00e4 va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>asi n<span class=\"__4 _361\"></span>oin 1<span class=\"__4 _369\"></span>,<span class=\"__4 _361\"></span>37 pro<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls26_4 ws1d_4 gs297_1\">se<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>tia y<span class=\"__4 _361\"></span>hti\u00f6n k<span class=\"__4 _361\"></span>ai<span class=\"__4 _361\"></span>kist<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>. Omi<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keit<span class=\"__4 _361\"></span>a void<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n val<span class=\"__4 _361\"></span>tuu<span class=\"__4 _361\"></span>tuk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws86_3 gs298_1\">nojall<span class=\"__4 _361\"></span>a han<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ia v<span class=\"__4 _361\"></span>ain va<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span>alla o<span class=\"__4 _361\"></span>malla p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>alla. Val<span class=\"__4 _361\"></span>tuu<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>s on voim<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws7b_3 gs299_1\">seuraav<span class=\"__4 _361\"></span>an varsinaisen<span class=\"__4 _367\"></span> yhti\u00f6kokouksen<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4tt<span class=\"__4 _361\"></span>ymiseen<span class=\"__4 _367\"></span> sa<span class=\"__4 _361\"></span>akka<span class=\"__4 _361\"></span>,<span class=\"__4 _367\"></span> kuitenkin </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws4f_3 gs29a_1\">enin<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>n 30.6.2<span class=\"__4 _361\"></span>026 a<span class=\"__4 _361\"></span>sti. Vu<span class=\"__4 _361\"></span>onn<span class=\"__4 _361\"></span>a 2025 y<span class=\"__4 _361\"></span>hti\u00f6 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ti v<span class=\"__4 _361\"></span>alt<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sen k<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws25_4 gs29b_1\">ma<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 49 252 k<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>alet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a, jot<span class=\"__4 _361\"></span>en va<span class=\"__4 _361\"></span>ltu<span class=\"__4 _361\"></span>utu<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs29c_1\">t<span class=\"__4 _361\"></span>\u00e4m\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4 t<span class=\"__4 _361\"></span>ilinp\u00e4<span class=\"__4 _361\"></span>\u00e4t\u00f6<span class=\"__4 _361\"></span>she<span class=\"__4 _361\"></span>tkell\u00e4 100 7<span class=\"__4 _369\"></span>4<span class=\"__4 _361\"></span>8 os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTreasurySharesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-411": {
   "value": "Laatimisperiaate<span class=\"__4 _362\"> </span>Omis<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>keist<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tu v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tike j<span class=\"__4 _361\"></span>a han<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a v\u00e4lit<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ti a<span class=\"__4 _367\"></span>iheutuvat<span class=\"__4 _367\"></span> transak<span class=\"__4 _361\"></span>ti<span class=\"__4 _367\"></span>omeno<span class=\"__4 _367\"></span>t, v<span class=\"__4 _367\"></span>erova<span class=\"__4 _367\"></span>ikutuksi<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>la o<span class=\"__4 _367\"></span>ikais<span class=\"__4 _367\"></span>tuna, v\u00e4he<span class=\"__4 _367\"></span>nne<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n om<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a, k<span class=\"__4 _361\"></span>un<span class=\"__4 _361\"></span>nes o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>kke<span class=\"__4 _361\"></span>et mit<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t\u00f6id\u00e4<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ai n<span class=\"__4 _361\"></span>e las<span class=\"__4 _361\"></span>ke<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ta<span class=\"__4 _361\"></span>an uude<span class=\"__4 _367\"></span>lleen<span class=\"__4 _367\"></span> li<span class=\"__4 _367\"></span>ikkeeseen. Jos<span class=\"__4 _367\"></span> kys<span class=\"__4 _361\"></span>ei<span class=\"__4 _367\"></span>set omat osakkeet my\u00f6hemm<span class=\"__4 _367\"></span>in lasketa<span class=\"__4 _361\"></span>an uude<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>een l<span class=\"__4 _367\"></span>iikkeeseen,<span class=\"__4 _367\"></span> sa<span class=\"__4 _361\"></span>adut vastikkeet merkit\u00e4\u00e4n suora<span class=\"__4 _361\"></span>an omaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4omaan v\u00e4hennet<span class=\"__4 _361\"></span>tyn\u00e4 lii<span class=\"__4 _367\"></span>kkeeseenlaskust<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> v\u00e4litt\u00f6m\u00e4sti joh<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tuvill<span class=\"__4 _367\"></span>a transa<span class=\"__4 _361\"></span>ktiomenoi<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> sek\u00e4 veroj<span class=\"__4 _367\"></span>en osuudel<span class=\"__4 _367\"></span>la.<span class=\"__4 _362\"> </span>Y<span class=\"__4 _361\"></span>hti\u00f6 o<span class=\"__4 _361\"></span>n han<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inu<span class=\"__4 _361\"></span>t tilik<span class=\"__4 _361\"></span>aude<span class=\"__4 _361\"></span>n 202<span class=\"__4 _361\"></span>5 aik<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>a 59 031 k<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pale<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta y<span class=\"__4 _361\"></span>hte<span class=\"__4 _361\"></span>ens<span class=\"__4 _361\"></span>\u00e4 1 04<span class=\"__4 _361\"></span>4 tu<span class=\"__4 _361\"></span>han<span class=\"__4 _361\"></span>nella e<span class=\"__4 _361\"></span>urolla<span class=\"__4 _361\"></span>. Tilik<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>en p\u00e4<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ye<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 yh<span class=\"__4 _361\"></span>ti<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>\u00f6ll\u00e4 oli ha<span class=\"__4 _361\"></span>lluss<span class=\"__4 _361\"></span>a omi<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keit<span class=\"__4 _361\"></span>a yh<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>s\u00e4 76 52<span class=\"__4 _361\"></span>0 ka<span class=\"__4 _361\"></span>pp<span class=\"__4 _361\"></span>alet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a (29 85<span class=\"__4 _361\"></span>8)<span class=\"__4 _367\"></span>, joide<span class=\"__4 _361\"></span>n ha<span class=\"__4 _361\"></span>nki<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a-a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo on 1 3<span class=\"__4 _361\"></span>66 t<span class=\"__4 _361\"></span>uha<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a (531 tu<span class=\"__4 _361\"></span>hat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a eu<span class=\"__4 _361\"></span>roa).",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTreasurySharesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-412": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs29e_1\">26.4 Rahastot<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs29f_1\">Sijoitetun vapaan oman p\u00e4\u00e4oman<span class=\"__4 _367\"></span> rahasto<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4e_2 ws31_4 gs2a0_1\">Sijoite<span class=\"__4 _361\"></span>tun v<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an om<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>n r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>sto si<span class=\"__4 _361\"></span>s\u00e4l<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 mu<span class=\"__4 _361\"></span>ut om<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs2a1_1\">luo<span class=\"__4 _361\"></span>nteis<span class=\"__4 _361\"></span>et sijoitu<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>et ja os<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>kkei<span class=\"__4 _361\"></span>den m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>\u00e4hi<span class=\"__4 _361\"></span>nna<span class=\"__4 _361\"></span>n silt<span class=\"__4 _361\"></span>\u00e4 osin k<span class=\"__4 _361\"></span>uin sit<span class=\"__4 _361\"></span>\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs2a2_1\">ei n<span class=\"__4 _367\"></span>imenomaisen<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4t\u00f6ksen mukaan merkit\u00e4 os<span class=\"__4 _361\"></span>akep\u00e4\u00e4oma<span class=\"__4 _361\"></span>an.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls3c_3 ws5e_3 gs298_1\">Kertyneet voittov<span class=\"__4 _367\"></span>arat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws44_3 gs2a3_1\">Kert<span class=\"__4 _361\"></span>yneet voittovarat ovat aiemm<span class=\"__4 _367\"></span>ilta ti<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>kausilta kert<span class=\"__4 _361\"></span>yneit\u00e4 varo<span class=\"__4 _367\"></span>ja, joi<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 ws37_4 gs2a4_1\">t<span class=\"__4 _361\"></span>a ei ole siirr<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y om<span class=\"__4 _361\"></span>an p\u00e4<span class=\"__4 _361\"></span>\u00e4o<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>n ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>stoihi<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>i jaet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u voito<span class=\"__4 _361\"></span>njako<span class=\"__4 _361\"></span>na </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs2a5_1\">omist<span class=\"__4 _361\"></span>ajil<span class=\"__4 _367\"></span>le.<span class=\"__4 _362\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-413": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs2a7_1\">26.<span class=\"__4 _361\"></span>5 P\u00e4\u00e4oman<span class=\"__4 _367\"></span> hallinta<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws93_3 gs2a8_1\">Konsernin<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4oman hal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>nnan tavoitteena on luoda<span class=\"__4 _367\"></span> tehokas p\u00e4<span class=\"__4 _361\"></span>\u00e4oma<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws27_4 gs2a9_1\">rakenne, jon<span class=\"__4 _367\"></span>ka avulla<span class=\"__4 _367\"></span> varmisteta<span class=\"__4 _361\"></span>an k<span class=\"__4 _367\"></span>onsernin normaalit<span class=\"__4 _367\"></span> toim<span class=\"__4 _367\"></span>intaedel<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws25_4 gs2aa_1\">ly<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>set j<span class=\"__4 _361\"></span>a ka<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>uma<span class=\"__4 _361\"></span>hdo<span class=\"__4 _361\"></span>llisuud<span class=\"__4 _361\"></span>et sek<span class=\"__4 _361\"></span>\u00e4 v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>mistet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>om<span class=\"__4 _361\"></span>an riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>s </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws6_4 gs2ab_1\">suhte<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>a li<span class=\"__4 _367\"></span>iketoiminn<span class=\"__4 _361\"></span>an riskeihin. Unite<span class=\"__4 _361\"></span>d Bank<span class=\"__4 _361\"></span>ers -k<span class=\"__4 _361\"></span>onser<span class=\"__4 _361\"></span>nin johto </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws5_4 gs2ac_1\">se<span class=\"__4 _361\"></span>ura<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>ase<span class=\"__4 _361\"></span>hallint<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>sa p<span class=\"__4 _361\"></span>ositi<span class=\"__4 _361\"></span>oiden lu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>to- j<span class=\"__4 _361\"></span>a mar<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>aris<span class=\"__4 _361\"></span>kej\u00e4, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws94_3 gs2ad_1\">vakavaraisuutta sek\u00e4 l<span class=\"__4 _367\"></span>ikvidit<span class=\"__4 _367\"></span>eettiasemaa. P\u00e4\u00e4omana ha<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>in<span class=\"__4 _367\"></span>noidaan<span class=\"__4 _367\"></span> kon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws3e_4 gs2ae_1\">sernitaseen osoitt<span class=\"__4 _361\"></span>amaa oma<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4omaa. Seuranna<span class=\"__4 _361\"></span>sta on k<span class=\"__4 _367\"></span>errottu t<span class=\"__4 _361\"></span>ar<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs2af_1\">kemmin<span class=\"__4 _367\"></span> li<span class=\"__4 _367\"></span>itetied<span class=\"__4 _367\"></span>oss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> 27<span class=\"__4 _f6_2\"></span>. ja<span class=\"__4 _367\"></span> vuosikertomuksen vak<span class=\"__4 _361\"></span>avaraisuusosi<span class=\"__4 _367\"></span>ossa<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div>27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _361\"></span>3 V<span class=\"__4 _369\"></span>akavaraisuuden hallinta<span class=\"__4 _362\"> </span>Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers -<span class=\"__4 _361\"></span>kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>niin sov<span class=\"__4 _361\"></span>ellet<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n seu<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ia ulko<span class=\"__4 _361\"></span>puolisi<span class=\"__4 _361\"></span>a p\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>omava<span class=\"__4 _361\"></span>atimuksia:<span class=\"__4 _367\"></span> EU:<span class=\"__4 _367\"></span>n s<span class=\"__4 _367\"></span>ij<span class=\"__4 _367\"></span>oituspalvel<span class=\"__4 _367\"></span>uyrit<span class=\"__4 _361\"></span>ysten vakavar<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _367\"></span>sdirektii<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>vi\u00e4 (<span class=\"__4 _361\"></span>EU 20<span class=\"__4 _361\"></span>1<span class=\"__4 _369\"></span>9<span class=\"__4 _361\"></span>/3<span class=\"__4 _361\"></span>03<span class=\"__4 _361\"></span>4 IFD) ja v<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>usa<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>ta (<span class=\"__4 _361\"></span>EU 2019/2<span class=\"__4 _361\"></span>03<span class=\"__4 _361\"></span>3 IFR) se<span class=\"__4 _361\"></span>k\u00e4 s<span class=\"__4 _361\"></span>ovelt<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>in osin EU:n v<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>usdir<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>tiiv<span class=\"__4 _361\"></span>i\u00e4 (CRD I<span class=\"__4 _361\"></span>V<span class=\"__4 _361\"></span>) ja v<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>a<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ra<span class=\"__4 _361\"></span>isuu<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>set<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>a (E<span class=\"__4 _361\"></span>U 575/<span class=\"__4 _361\"></span>201<span class=\"__4 _367\"></span>3 CRR). Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers O<span class=\"__4 _361\"></span>yj:n hallitu<span class=\"__4 _361\"></span>s on as<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>anu<span class=\"__4 _361\"></span>t kons<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>nin va<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rai<span class=\"__4 _361\"></span>suud<span class=\"__4 _361\"></span>elle 1<span class=\"__4 _367\"></span>3 prosen<span class=\"__4 _361\"></span>tin minimitav<span class=\"__4 _361\"></span>oiteva<span class=\"__4 _361\"></span>atimu<span class=\"__4 _361\"></span>ksen<span class=\"__4 _361\"></span>. Konser<span class=\"__4 _361\"></span>nin vak<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>raisu<span class=\"__4 _361\"></span>usa<span class=\"__4 _361\"></span>ste oli 36,<span class=\"__4 _361\"></span>2 pros<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>ti<span class=\"__4 _361\"></span>a 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>25 (28,4 pros<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>ti<span class=\"__4 _361\"></span>a 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4)<span class=\"__4 _367\"></span>. Tarke<span class=\"__4 _361\"></span>m<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ma<span class=\"__4 _361\"></span>t tied<span class=\"__4 _361\"></span>ot kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin va<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>isuu<span class=\"__4 _361\"></span>des<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>a va<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rais<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>hallinn<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ta ovat saat<span class=\"__4 _361\"></span>avil<span class=\"__4 _367\"></span>la Un<span class=\"__4 _367\"></span>ited Bankersin<span class=\"__4 _367\"></span> jul<span class=\"__4 _367\"></span>kaiseman vuosikertomuksen vak<span class=\"__4 _361\"></span>a<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>varaisuusosiosta.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-414": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls2_4 ws1_4 gs2b1_1\">27 | KONSE<span class=\"__4 _361\"></span>RNIN R<span class=\"__4 _361\"></span>ISK<span class=\"__4 _361\"></span>IT JA NII<span class=\"__4 _361\"></span>DEN H<span class=\"__4 _361\"></span>ALL<span class=\"__4 _361\"></span>INT<span class=\"__4 _367\"></span>A<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7f_3 gs2b2_1\">Riskie<span class=\"__4 _361\"></span>nhallinnalla t<span class=\"__4 _361\"></span>arkoite<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an liiketoiminna<span class=\"__4 _361\"></span>sta aih<span class=\"__4 _361\"></span>eutu<span class=\"__4 _361\"></span>vien se<span class=\"__4 _361\"></span>k\u00e4 siihen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws24_4 gs2b3_1\">olenn<span class=\"__4 _361\"></span>aises<span class=\"__4 _361\"></span>ti liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vie<span class=\"__4 _361\"></span>n riskien t<span class=\"__4 _361\"></span>unnist<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>, ar<span class=\"__4 _361\"></span>viointi<span class=\"__4 _361\"></span>a, mit<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls9_4 ws4_4 gs2b4_1\">rajoitta<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sta<span class=\"__4 _361\"></span>, ennal<span class=\"__4 _367\"></span>taehk<span class=\"__4 _361\"></span>\u00e4isy\u00e4 ja<span class=\"__4 _367\"></span> seurant<span class=\"__4 _361\"></span>aa. Riskienhal<span class=\"__4 _367\"></span>linnal<span class=\"__4 _367\"></span>la p<span class=\"__4 _367\"></span>yri<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws84_3 gs2b5_1\">t\u00e4<span class=\"__4 _361\"></span>\u00e4n v\u00e4hent\u00e4m\u00e4<span class=\"__4 _361\"></span>\u00e4n ennakoi<span class=\"__4 _367\"></span>mat<span class=\"__4 _361\"></span>tomi<span class=\"__4 _367\"></span>en tappioi<span class=\"__4 _367\"></span>den todenn\u00e4k\u00f6i<span class=\"__4 _367\"></span>syy<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 tai </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls9_4 ws5_4 gs2b6_1\">uhka<span class=\"__4 _361\"></span>a mai<span class=\"__4 _367\"></span>neell<span class=\"__4 _367\"></span>e, varmistamaan omien varoj<span class=\"__4 _367\"></span>en ri<span class=\"__4 _367\"></span>itt<span class=\"__4 _361\"></span>\u00e4vy<span class=\"__4 _361\"></span>ys suhteessa </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws95_3 gs2b7_1\">ris<span class=\"__4 _361\"></span>kipo<span class=\"__4 _361\"></span>sitioih<span class=\"__4 _361\"></span>in ja site<span class=\"__4 _361\"></span>n os<span class=\"__4 _361\"></span>alt<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n va<span class=\"__4 _361\"></span>rmis<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n str<span class=\"__4 _361\"></span>ate<span class=\"__4 _361\"></span>gian j<span class=\"__4 _361\"></span>a as<span class=\"__4 _361\"></span>etet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws5d_3 gs2b8_1\">jen tavoitteiden<span class=\"__4 _367\"></span> tote<span class=\"__4 _367\"></span>ut<span class=\"__4 _361\"></span>tamista. T<span class=\"__4 _367\"></span>avoi<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>teena on<span class=\"__4 _367\"></span> my\u00f6s<span class=\"__4 _367\"></span> edist\u00e4\u00e4 asiakk<span class=\"__4 _361\"></span>ai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws96_3 gs2b9_1\">den t<span class=\"__4 _361\"></span>alo<span class=\"__4 _361\"></span>udellis<span class=\"__4 _361\"></span>ta t<span class=\"__4 _361\"></span>ur<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>. Sis\u00e4<span class=\"__4 _361\"></span>inen v<span class=\"__4 _361\"></span>alv<span class=\"__4 _361\"></span>ont<span class=\"__4 _361\"></span>a on os<span class=\"__4 _361\"></span>a jo<span class=\"__4 _361\"></span>ht<span class=\"__4 _361\"></span>amist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, hallinto<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws43_3 gs2ba_1\">ja p<span class=\"__4 _361\"></span>\u00e4iv<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>ist<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>y\u00f6ske<span class=\"__4 _361\"></span>ntel<span class=\"__4 _361\"></span>y\u00e4. Sis<span class=\"__4 _361\"></span>\u00e4is<span class=\"__4 _361\"></span>ell\u00e4 va<span class=\"__4 _361\"></span>lvon<span class=\"__4 _361\"></span>nalla t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>rkoi<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n k<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>kia </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 wsd_4 gs2bb_1\">Unite<span class=\"__4 _361\"></span>d Ban<span class=\"__4 _361\"></span>kers -<span class=\"__4 _361\"></span>konse<span class=\"__4 _361\"></span>rnin sis\u00e4<span class=\"__4 _361\"></span>isi\u00e4 toimenpi<span class=\"__4 _361\"></span>teit\u00e4<span class=\"__4 _361\"></span>, joil<span class=\"__4 _367\"></span>la va<span class=\"__4 _361\"></span>rmist<span class=\"__4 _361\"></span>eta<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls9_4 ws4_4 gs2bc_1\">asetett<span class=\"__4 _361\"></span>u<span class=\"__4 _367\"></span>jen tavoitteiden saavut<span class=\"__4 _361\"></span>taminen sek\u00e4 tehokas, taloudell<span class=\"__4 _367\"></span>inen,<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs2bd_1\">luotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava ja ma<span class=\"__4 _361\"></span>hdollisimman h<span class=\"__4 _361\"></span>\u00e4iri\u00f6t\u00f6n liiketoiminta<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs2be_1\">V<span class=\"__4 _367\"></span>alvontatoimien organisointi ja roolit<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws5b_3 gs2bf_1\">United<span class=\"__4 _367\"></span> Bankers Oyj:<span class=\"__4 _367\"></span>n hal<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ituksella<span class=\"__4 _367\"></span> on kokonai<span class=\"__4 _367\"></span>svastuu sis\u00e4isen valv<span class=\"__4 _367\"></span>on<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws5_4 gs2c0_1\">nan j\u00e4rjest\u00e4misest\u00e4. Sis\u00e4isen<span class=\"__4 _367\"></span> valvonnan vastuutus ja eri o<span class=\"__4 _367\"></span>sapuolten </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws21_4 gs2c1_1\">teh<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t voida<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n ku<span class=\"__4 _361\"></span>vat<span class=\"__4 _361\"></span>a kolm<span class=\"__4 _361\"></span>en pu<span class=\"__4 _361\"></span>olust<span class=\"__4 _361\"></span>uslinja<span class=\"__4 _361\"></span>n av<span class=\"__4 _361\"></span>ulla. Jo<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>isella p<span class=\"__4 _361\"></span>uo<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls30_4 ws1d_4 gs2c2_1\">lus<span class=\"__4 _361\"></span>tuslinja<span class=\"__4 _361\"></span>lla ja jok<span class=\"__4 _361\"></span>ais<span class=\"__4 _361\"></span>ella toimija<span class=\"__4 _361\"></span>lla niiss<span class=\"__4 _361\"></span>\u00e4 on o<span class=\"__4 _361\"></span>ma ro<span class=\"__4 _361\"></span>olins<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ana s<span class=\"__4 _361\"></span>is\u00e4<span class=\"__4 _361\"></span>i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs2c3_1\">sen valvonnan k<span class=\"__4 _367\"></span>okonaisuutt<span class=\"__4 _361\"></span>a. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws5_4 gs2c4_1\">Ensimm<span class=\"__4 _361\"></span>\u00e4inen puolu<span class=\"__4 _361\"></span>stuslinja koost<span class=\"__4 _361\"></span>uu liiketoimintay<span class=\"__4 _361\"></span>ksik\u00f6ist<span class=\"__4 _361\"></span>\u00e4. Liiketoi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws8c_3 gs2c5_1\">mint<span class=\"__4 _361\"></span>ayksik<span class=\"__4 _361\"></span>\u00f6iden joht<span class=\"__4 _361\"></span>ajat va<span class=\"__4 _361\"></span>sta<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at p\u00e4i<span class=\"__4 _361\"></span>vit<span class=\"__4 _361\"></span>t\u00e4is<span class=\"__4 _361\"></span>en li<span class=\"__4 _367\"></span>iketoiminn<span class=\"__4 _361\"></span>an ja siihen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws4f_3 gs2c6_1\">kuuluvan riskienhal<span class=\"__4 _367\"></span>linnan k\u00e4yt<span class=\"__4 _361\"></span>\u00e4nn\u00f6n tot<span class=\"__4 _367\"></span>eut<span class=\"__4 _361\"></span>tamisesta. Liiketo<span class=\"__4 _367\"></span>imintayk<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws97_3 gs2c7_1\">sik\u00f6t os<span class=\"__4 _361\"></span>allistuv<span class=\"__4 _361\"></span>at oma<span class=\"__4 _361\"></span>n toimint<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>a riskie<span class=\"__4 _361\"></span>n tunnist<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>een ja ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioin<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws6d_3 gs2c8_1\">tiin sek<span class=\"__4 _361\"></span>\u00e4 niihin<span class=\"__4 _367\"></span> liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vie<span class=\"__4 _361\"></span>n riskienh<span class=\"__4 _361\"></span>allintatoim<span class=\"__4 _361\"></span>enpiteiden tote<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>miseen. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws20_4 gs2c9_1\">Sis\u00e4inen<span class=\"__4 _367\"></span> valvonta on osa jokaisen<span class=\"__4 _367\"></span> t<span class=\"__4 _361\"></span>y\u00f6nt<span class=\"__4 _367\"></span>ekij\u00e4n p\u00e4ivitt\u00e4ist\u00e4 toimenkuva<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls5_4 ws4_4 gs2ca_1\">T<span class=\"__4 _369\"></span>oinen puol<span class=\"__4 _367\"></span>ustuslin<span class=\"__4 _367\"></span>ja muodostuu r<span class=\"__4 _367\"></span>iskienhall<span class=\"__4 _367\"></span>inta- ja compl<span class=\"__4 _367\"></span>iance-toi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws3_4 gs2cb_1\">minn<span class=\"__4 _361\"></span>oist<span class=\"__4 _361\"></span>a. Toisen pu<span class=\"__4 _361\"></span>olust<span class=\"__4 _361\"></span>uslinja<span class=\"__4 _361\"></span>n teh<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>n\u00e4 on v<span class=\"__4 _361\"></span>alv<span class=\"__4 _361\"></span>oa ja t<span class=\"__4 _361\"></span>uke<span class=\"__4 _361\"></span>a ensim<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs2cc_1\">m\u00e4is<span class=\"__4 _361\"></span>t\u00e4 pu<span class=\"__4 _361\"></span>olustuslinja<span class=\"__4 _361\"></span>a sis\u00e4is<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>\u00e4 val<span class=\"__4 _361\"></span>vonna<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a ja risk<span class=\"__4 _361\"></span>ien enna<span class=\"__4 _361\"></span>koinnis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsb_4 gs2cd_1\">sa sek\u00e4 tap<span class=\"__4 _361\"></span>ahtuneiden<span class=\"__4 _367\"></span> riskien<span class=\"__4 _367\"></span> vaikutuk<span class=\"__4 _361\"></span>si<span class=\"__4 _367\"></span>en pi<span class=\"__4 _367\"></span>enent\u00e4misess<span class=\"__4 _361\"></span>\u00e4. Li<span class=\"__4 _367\"></span>s\u00e4k<span class=\"__4 _361\"></span>si<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws79_3 gs2ce_1\">toin<span class=\"__4 _361\"></span>en puo<span class=\"__4 _361\"></span>lust<span class=\"__4 _361\"></span>uslinja yll\u00e4<span class=\"__4 _361\"></span>pit<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 ja kehi<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 sis<span class=\"__4 _361\"></span>\u00e4ise<span class=\"__4 _361\"></span>n val<span class=\"__4 _361\"></span>von<span class=\"__4 _361\"></span>nan j<span class=\"__4 _361\"></span>a risk<span class=\"__4 _361\"></span>i<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws33_4 gs2cf_1\">enhall<span class=\"__4 _367\"></span>innan menetelm<span class=\"__4 _367\"></span>i\u00e4, ehdott<span class=\"__4 _361\"></span>aa parannuk<span class=\"__4 _361\"></span>sia<span class=\"__4 _367\"></span> riskienhall<span class=\"__4 _367\"></span>innan peri<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1c_4 wsf_4 gs2d0_1\">a<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>teisiin j<span class=\"__4 _361\"></span>a seur<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a per<span class=\"__4 _361\"></span>ia<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>teid<span class=\"__4 _361\"></span>en ja m<span class=\"__4 _361\"></span>enet<span class=\"__4 _361\"></span>elmien k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00f6\u00f6<span class=\"__4 _361\"></span>not<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>a. T<span class=\"__4 _367\"></span>oi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 ws24_4 gs2d1_1\">sen pu<span class=\"__4 _361\"></span>olustu<span class=\"__4 _361\"></span>slinjan hav<span class=\"__4 _361\"></span>aits<span class=\"__4 _361\"></span>ema<span class=\"__4 _361\"></span>t olennais<span class=\"__4 _361\"></span>et muu<span class=\"__4 _361\"></span>toks<span class=\"__4 _361\"></span>et riskip<span class=\"__4 _361\"></span>rofiilis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs2d2_1\">s<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>por<span class=\"__4 _361\"></span>toid<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ha<span class=\"__4 _361\"></span>llituk<span class=\"__4 _361\"></span>selle, t<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>aliok<span class=\"__4 _361\"></span>unn<span class=\"__4 _361\"></span>alle ja jo<span class=\"__4 _361\"></span>htor<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>hm<span class=\"__4 _361\"></span>\u00e4lle. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws4_4 gs2d3_1\">Kolmannen puo<span class=\"__4 _367\"></span>lustusl<span class=\"__4 _367\"></span>injan<span class=\"__4 _367\"></span> muodosta<span class=\"__4 _361\"></span>a si<span class=\"__4 _367\"></span>s\u00e4inen tark<span class=\"__4 _361\"></span>astus. Sis\u00e4isen<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws97_3 gs2d4_1\">t<span class=\"__4 _361\"></span>ark<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>ajan t<span class=\"__4 _361\"></span>eht<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>\u00e4 on ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioida liik<span class=\"__4 _361\"></span>etoimin<span class=\"__4 _361\"></span>tojen ja to<span class=\"__4 _361\"></span>isen p<span class=\"__4 _361\"></span>uolus<span class=\"__4 _361\"></span>tus<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws50_3 gs2d5_1\">linjan s<span class=\"__4 _361\"></span>is\u00e4<span class=\"__4 _361\"></span>isen v<span class=\"__4 _361\"></span>alvo<span class=\"__4 _361\"></span>nn<span class=\"__4 _361\"></span>an tila<span class=\"__4 _361\"></span>a ja t<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa jo<span class=\"__4 _361\"></span>hdolle j<span class=\"__4 _361\"></span>a hallit<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>elle info<span class=\"__4 _361\"></span>r<span class=\"__4 _367\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws39_4 gs2d6_1\">ma<span class=\"__4 _361\"></span>atiot<span class=\"__4 _361\"></span>a ja toimenpide<span class=\"__4 _361\"></span>-e<span class=\"__4 _361\"></span>hdotuk<span class=\"__4 _361\"></span>sia liiketoiminnan ja v<span class=\"__4 _361\"></span>alvonn<span class=\"__4 _361\"></span>an teho<span class=\"__4 _361\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls5_4 ws4_4 gs2d7_1\">tamiseksi. Un<span class=\"__4 _367\"></span>ited Bankers -konserni<span class=\"__4 _367\"></span>lla<span class=\"__4 _367\"></span> ei ol<span class=\"__4 _367\"></span>e omaa eril<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ist\u00e4 sis\u00e4isen<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws89_3 gs2d8_1\">t<span class=\"__4 _361\"></span>ark<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>stu<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>en toimin<span class=\"__4 _361\"></span>toa<span class=\"__4 _361\"></span>. Sis<span class=\"__4 _361\"></span>\u00e4ise<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tuk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>n toimint<span class=\"__4 _361\"></span>a on U<span class=\"__4 _361\"></span>nite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>n<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws22_4 gs2d9_1\">ker<span class=\"__4 _361\"></span>s -kons<span class=\"__4 _361\"></span>ernis<span class=\"__4 _361\"></span>sa j\u00e4<span class=\"__4 _361\"></span>rjestet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y ulkoistet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>una pal<span class=\"__4 _361\"></span>veluna<span class=\"__4 _361\"></span>, jota hoit<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a yhti<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls5_4 ws4_4 gs2da_1\">\u00f6n hal<span class=\"__4 _367\"></span>lituksen p\u00e4\u00e4t<span class=\"__4 _361\"></span>t\u00e4m\u00e4 ulkopuo<span class=\"__4 _367\"></span>linen<span class=\"__4 _367\"></span> hyv<span class=\"__4 _361\"></span>\u00e4mainei<span class=\"__4 _367\"></span>nen to<span class=\"__4 _367\"></span>imi<span class=\"__4 _367\"></span>ja. Vuon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws4a_3 gs2db_1\">na 2<span class=\"__4 _361\"></span>025 sis<span class=\"__4 _361\"></span>\u00e4is<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>a v<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>si KP<span class=\"__4 _361\"></span>MG O<span class=\"__4 _361\"></span>y Ab. Sis<span class=\"__4 _361\"></span>\u00e4is<span class=\"__4 _361\"></span>en t<span class=\"__4 _361\"></span>ar<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs2dc_1\">k<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sen lis<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si tilint<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>us toi<span class=\"__4 _361\"></span>mii kolma<span class=\"__4 _361\"></span>nne<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a puo<span class=\"__4 _361\"></span>lust<span class=\"__4 _361\"></span>uslinja<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1a_4 gs2dd_1\">Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers O<span class=\"__4 _361\"></span>yj:n hallitu<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>ella on ko<span class=\"__4 _361\"></span>kona<span class=\"__4 _361\"></span>isv<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>uu ri<span class=\"__4 _361\"></span>skie<span class=\"__4 _361\"></span>nha<span class=\"__4 _361\"></span>llinna<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws29_4 gs2de_1\">j\u00e4rjest\u00e4misest<span class=\"__4 _361\"></span>\u00e4. Hall<span class=\"__4 _367\"></span>itus m\u00e4\u00e4rit<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4 riskienhall<span class=\"__4 _367\"></span>innan tavoit<span class=\"__4 _361\"></span>teet, ri<span class=\"__4 _367\"></span>ski<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsc_4 gs2df\">noto<span class=\"__4 _361\"></span>n raj<span class=\"__4 _361\"></span>at, v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tuu<span class=\"__4 _361\"></span>t, mit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>it ja v<span class=\"__4 _361\"></span>alvo<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ape<span class=\"__4 _361\"></span>ria<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>et. H<span class=\"__4 _361\"></span>allitu<span class=\"__4 _361\"></span>s vah<span class=\"__4 _361\"></span>vist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls34_4 ws4_4 gs2e0\">vuositt<span class=\"__4 _361\"></span>ain r<span class=\"__4 _367\"></span>iskienhall<span class=\"__4 _367\"></span>intaa ohjaavat periaa<span class=\"__4 _361\"></span>tteet ja su<span class=\"__4 _367\"></span>unnitel<span class=\"__4 _367\"></span>mat sek\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws4_4 gs2e1\">valvoo ni<span class=\"__4 _367\"></span>iden noudatt<span class=\"__4 _361\"></span>amista. Hal<span class=\"__4 _367\"></span>litus seuraa s\u00e4<span class=\"__4 _361\"></span>\u00e4nn\u00f6l<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sesti riskien<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws67_3 gs2e2\">ha<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>inn<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ilaa j<span class=\"__4 _361\"></span>a kesk<span class=\"__4 _361\"></span>eisimpi<span class=\"__4 _361\"></span>en risk<span class=\"__4 _361\"></span>ien k<span class=\"__4 _361\"></span>ehit<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>. Ha<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>us on a<span class=\"__4 _361\"></span>set<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ut </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls9_4 ws9_4 gs2e3\">tark<span class=\"__4 _361\"></span>astus<span class=\"__4 _367\"></span>vali<span class=\"__4 _367\"></span>okunnan,<span class=\"__4 _367\"></span> jon<span class=\"__4 _367\"></span>ka teht\u00e4v\u00e4n\u00e4<span class=\"__4 _367\"></span> on auttaa hal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>tusta varmi<span class=\"__4 _367\"></span>sta<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1b_4 gs2e4\">ma<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t\u00e4 U<span class=\"__4 _361\"></span>nite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s -<span class=\"__4 _361\"></span>kons<span class=\"__4 _361\"></span>ernilla o<span class=\"__4 _361\"></span>n sen k<span class=\"__4 _361\"></span>oko toimi<span class=\"__4 _361\"></span>nna<span class=\"__4 _361\"></span>n ka<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1c_4 wsf_4 gs2e5\">riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4 sis\u00e4<span class=\"__4 _361\"></span>inen v<span class=\"__4 _361\"></span>alv<span class=\"__4 _361\"></span>ont<span class=\"__4 _361\"></span>aj\u00e4<span class=\"__4 _361\"></span>rjest<span class=\"__4 _361\"></span>elm\u00e4 hu<span class=\"__4 _361\"></span>oleht<span class=\"__4 _361\"></span>ia siit<span class=\"__4 _361\"></span>\u00e4, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 yh<span class=\"__4 _361\"></span>ti\u00f6n r<span class=\"__4 _361\"></span>iski<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls5_4 ws4_4 gs2e6\">enhall<span class=\"__4 _367\"></span>inta on j\u00e4rj<span class=\"__4 _367\"></span>estett<span class=\"__4 _361\"></span>y asianmukaisesti, sek\u00e4 seurata til<span class=\"__4 _367\"></span>inp\u00e4\u00e4t\u00f6sra<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs2e7\">portoinnin<span class=\"__4 _367\"></span> prosessia.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws4_4 gs2e8\">United<span class=\"__4 _367\"></span> Banker<span class=\"__4 _361\"></span>s -konserni<span class=\"__4 _367\"></span>n ri<span class=\"__4 _367\"></span>ippumat<span class=\"__4 _361\"></span>tomasta riskienhal<span class=\"__4 _367\"></span>linnasta vas<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsd_4 gs2e9\">ta<span class=\"__4 _361\"></span>a risk<span class=\"__4 _361\"></span>ienhallint<span class=\"__4 _361\"></span>atoiminto. Riskie<span class=\"__4 _361\"></span>nhallinta<span class=\"__4 _361\"></span>toiminto aut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa kon<span class=\"__4 _361\"></span>sernin </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1d_4 ws1d_4 gs2ea\">se<span class=\"__4 _361\"></span>k\u00e4 s<span class=\"__4 _361\"></span>en va<span class=\"__4 _361\"></span>lvot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avi<span class=\"__4 _361\"></span>en t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>yht<span class=\"__4 _361\"></span>i\u00f6ide<span class=\"__4 _361\"></span>n johto<span class=\"__4 _361\"></span>a ja liiket<span class=\"__4 _361\"></span>oimint<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>tei<span class=\"__4 _361\"></span>den </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls34_4 ws9_4 gs2eb\">saavut<span class=\"__4 _361\"></span>tamisessa tarj<span class=\"__4 _367\"></span>oamal<span class=\"__4 _367\"></span>la j<span class=\"__4 _367\"></span>\u00e4rje<span class=\"__4 _367\"></span>stel<span class=\"__4 _367\"></span>m\u00e4l<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sen<span class=\"__4 _367\"></span> l\u00e4hestymistavan<span class=\"__4 _367\"></span> riski<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws25_4 gs2ec\">enhall<span class=\"__4 _367\"></span>inta-, valvonta- sek\u00e4 esimerkiksi j<span class=\"__4 _367\"></span>ohta<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>s- ja hal<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>intoprosessien </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 ws30_4 gs2ed\">tehokkuuden ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span>ntii<span class=\"__4 _367\"></span>n ja k<span class=\"__4 _367\"></span>ehitt<span class=\"__4 _361\"></span>\u00e4miseen<span class=\"__4 _367\"></span>. Ris<span class=\"__4 _367\"></span>kienhall<span class=\"__4 _367\"></span>intatoim<span class=\"__4 _367\"></span>innon teh<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws7c_3 gs2ee\">t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>n\u00e4 o<span class=\"__4 _361\"></span>n va<span class=\"__4 _361\"></span>rmist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a ja v<span class=\"__4 _361\"></span>alvo<span class=\"__4 _361\"></span>a, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 ris<span class=\"__4 _361\"></span>kie<span class=\"__4 _361\"></span>nhallin<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>n riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>ll\u00e4 ta<span class=\"__4 _361\"></span>solla </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws70_3 gs2ef\">suh<span class=\"__4 _361\"></span>tee<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a kons<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>nin ja siin<span class=\"__4 _361\"></span>\u00e4 olevi<span class=\"__4 _361\"></span>en yh<span class=\"__4 _361\"></span>ti\u00f6ide<span class=\"__4 _361\"></span>n liiketoim<span class=\"__4 _361\"></span>inna<span class=\"__4 _361\"></span>n la<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>uun, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws8c_3 gs2f0\">la<span class=\"__4 _361\"></span>ajuuteen, m<span class=\"__4 _361\"></span>onimuotoisuu<span class=\"__4 _361\"></span>teen sek<span class=\"__4 _361\"></span>\u00e4 riskeihin. Risk<span class=\"__4 _361\"></span>ienha<span class=\"__4 _361\"></span>l<span class=\"__4 _367\"></span>lint<span class=\"__4 _361\"></span>atoiminto </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsa_4 gs2f1\">va<span class=\"__4 _361\"></span>lvoo p<span class=\"__4 _361\"></span>\u00e4iv<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4ist<span class=\"__4 _361\"></span>\u00e4 liiketo<span class=\"__4 _361\"></span>imint<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a ja as<span class=\"__4 _361\"></span>etet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ujen ris<span class=\"__4 _361\"></span>kilimiit<span class=\"__4 _361\"></span>tie<span class=\"__4 _361\"></span>n sek<span class=\"__4 _361\"></span>\u00e4 ris<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 ws6_4 gs2f2\">kinoto<span class=\"__4 _361\"></span>n peria<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>teiden nou<span class=\"__4 _361\"></span>dat<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>mist<span class=\"__4 _361\"></span>a. Riskien<span class=\"__4 _361\"></span>hallintatoimin<span class=\"__4 _361\"></span>to rapo<span class=\"__4 _361\"></span>rtoi </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs2f3\">hav<span class=\"__4 _361\"></span>ainnois<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an s<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>nn\u00f6llisesti toimi<span class=\"__4 _361\"></span>valle johd<span class=\"__4 _361\"></span>olle<span class=\"__4 _367\"></span> ja ha<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>itu<span class=\"__4 _361\"></span>kselle.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws23_4 gs2f4\">Riskie<span class=\"__4 _361\"></span>nhallint<span class=\"__4 _361\"></span>atoiminto koo<span class=\"__4 _361\"></span>rdinoi s\u00e4<span class=\"__4 _361\"></span>\u00e4nn<span class=\"__4 _361\"></span>\u00f6ll<span class=\"__4 _367\"></span>isi\u00e4 kons<span class=\"__4 _361\"></span>ernin st<span class=\"__4 _361\"></span>rate<span class=\"__4 _361\"></span>giast<span class=\"__4 _361\"></span>a ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws98_3 gs2f5\">konserniyhti<span class=\"__4 _367\"></span>\u00f6iden<span class=\"__4 _367\"></span> operatiivi<span class=\"__4 _367\"></span>sesta toim<span class=\"__4 _367\"></span>innasta teht\u00e4vi\u00e4 riski<span class=\"__4 _367\"></span>kar<span class=\"__4 _361\"></span>toituksia,<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws74_3 gs2f6\">jonka avulla asetett<span class=\"__4 _361\"></span>uja<span class=\"__4 _367\"></span> tavoit<span class=\"__4 _361\"></span>teita ja l<span class=\"__4 _367\"></span>iiketoi<span class=\"__4 _367\"></span>minta<span class=\"__4 _361\"></span>a uhkaav<span class=\"__4 _361\"></span>ia ri<span class=\"__4 _367\"></span>skej\u00e4 tun<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls43_3 ws85_3 gs2f7\">ni<span class=\"__4 _369\"></span>ste<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span>,<span class=\"__4 _367\"></span> arvi<span class=\"__4 _367\"></span>o<span class=\"__4 _367\"></span>id<span class=\"__4 _367\"></span>aan<span class=\"__4 _367\"></span>,<span class=\"__4 _367\"></span> mi<span class=\"__4 _367\"></span>tataa<span class=\"__4 _367\"></span>n<span class=\"__4 _367\"></span> se<span class=\"__4 _367\"></span>k\u00e4 m<span class=\"__4 _367\"></span>\u00e4\u00e4r<span class=\"__4 _367\"></span>it<span class=\"__4 _367\"></span>el<span class=\"__4 _369\"></span>l\u00e4\u00e4n<span class=\"__4 _369\"></span> kei<span class=\"__4 _369\"></span>no<span class=\"__4 _367\"></span>ja<span class=\"__4 _367\"></span> ha<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ta r<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>sk<span class=\"__4 _367\"></span>ie<span class=\"__4 _367\"></span>n<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 ws23_4 gs2f8\">tode<span class=\"__4 _361\"></span>nn\u00e4k\u00f6is<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4. T<span class=\"__4 _369\"></span>oimin<span class=\"__4 _361\"></span>nan k<span class=\"__4 _361\"></span>ann<span class=\"__4 _361\"></span>alta m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>ity<span class=\"__4 _361\"></span>ksellisiksi a<span class=\"__4 _361\"></span>rv<span class=\"__4 _361\"></span>ioidut risk<span class=\"__4 _361\"></span>it </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1c_4 ws99_3 gs2f9\">kirja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an ris<span class=\"__4 _361\"></span>kienh<span class=\"__4 _361\"></span>allinta<span class=\"__4 _361\"></span>suunni<span class=\"__4 _361\"></span>telma<span class=\"__4 _361\"></span>an, niille m\u00e4\u00e4<span class=\"__4 _361\"></span>ritell\u00e4<span class=\"__4 _361\"></span>\u00e4n risk<span class=\"__4 _361\"></span>ienh<span class=\"__4 _361\"></span>all<span class=\"__4 _367\"></span>in<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws5a_3 gs2fa\">tatoimenpit<span class=\"__4 _367\"></span>eet ja n<span class=\"__4 _367\"></span>iid<span class=\"__4 _367\"></span>en kehitty<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>st\u00e4 seurat<span class=\"__4 _361\"></span>aan s\u00e4<span class=\"__4 _361\"></span>\u00e4nn\u00f6l<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isesti.<span class=\"__4 _367\"></span> Konser<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws56_3 gs2fb\">nin ris<span class=\"__4 _361\"></span>kej\u00e4 ja m<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>dollisia se<span class=\"__4 _361\"></span>ur<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>muk<span class=\"__4 _361\"></span>sia h<span class=\"__4 _361\"></span>allita<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n my\u00f6s v<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>silla, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs2fc\">joiden aja<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>aisuus ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioida<span class=\"__4 _361\"></span>an vuo<span class=\"__4 _361\"></span>sit<span class=\"__4 _361\"></span>tain. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls44_3 wsf_4 gs2fd\">Compl<span class=\"__4 _367\"></span>iance-toimint<span class=\"__4 _367\"></span>o varmista<span class=\"__4 _361\"></span>a, ett\u00e4 United Bankers -konsernissa </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsf_4 gs2fe\">nou<span class=\"__4 _361\"></span>da<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n lain<span class=\"__4 _361\"></span>s\u00e4<span class=\"__4 _361\"></span>\u00e4d<span class=\"__4 _361\"></span>\u00e4nt<span class=\"__4 _361\"></span>\u00f6\u00e4 ja v<span class=\"__4 _361\"></span>ira<span class=\"__4 _361\"></span>nom<span class=\"__4 _361\"></span>ais<span class=\"__4 _361\"></span>ten an<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>mia o<span class=\"__4 _361\"></span>hjeit<span class=\"__4 _361\"></span>a ja m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws9a_3 gs2ff\">r\u00e4<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>si\u00e4. Toiminto v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>mist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 joht<span class=\"__4 _361\"></span>o ja hallit<span class=\"__4 _361\"></span>us ov<span class=\"__4 _361\"></span>at ti<span class=\"__4 _361\"></span>etoisia s<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws2c_4 gs300\">n\u00f6k<span class=\"__4 _361\"></span>siss<span class=\"__4 _361\"></span>\u00e4 ta<span class=\"__4 _361\"></span>paht<span class=\"__4 _361\"></span>uvis<span class=\"__4 _361\"></span>ta olen<span class=\"__4 _361\"></span>naisist<span class=\"__4 _361\"></span>a muu<span class=\"__4 _361\"></span>toksis<span class=\"__4 _361\"></span>ta ja niiden m<span class=\"__4 _361\"></span>ahdollisist<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws4b_3 gs301\">va<span class=\"__4 _361\"></span>iku<span class=\"__4 _361\"></span>tuk<span class=\"__4 _361\"></span>sist<span class=\"__4 _361\"></span>a ko<span class=\"__4 _361\"></span>nse<span class=\"__4 _361\"></span>rniin ja s<span class=\"__4 _361\"></span>en yh<span class=\"__4 _361\"></span>ti\u00f6ihin<span class=\"__4 _361\"></span>. Lis<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si se hu<span class=\"__4 _361\"></span>oleht<span class=\"__4 _361\"></span>ii siit<span class=\"__4 _361\"></span>\u00e4, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws48_3 gs302\">menettelyt<span class=\"__4 _361\"></span>avat asiakassuhtei<span class=\"__4 _367\"></span>ssa t<span class=\"__4 _361\"></span>\u00e4ytt<span class=\"__4 _361\"></span>\u00e4v\u00e4t lain<span class=\"__4 _367\"></span> ja vi<span class=\"__4 _367\"></span>ranomaism\u00e4\u00e4r<span class=\"__4 _361\"></span>\u00e4yk<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1c_4 wsf_4 gs303\">sien v<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>atim<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>et ja e<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>aide<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>apu<span class=\"__4 _361\"></span>olisen k<span class=\"__4 _361\"></span>ohtel<span class=\"__4 _361\"></span>un va<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>imus </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws43_3 gs304\">toteutuu.<span class=\"__4 _367\"></span> Compl<span class=\"__4 _367\"></span>iance-toim<span class=\"__4 _367\"></span>innon keske<span class=\"__4 _367\"></span>isen\u00e4 teht\u00e4v\u00e4alueena on m<span class=\"__4 _367\"></span>y\u00f6s </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws1f_4 gs305\">sis\u00e4is<span class=\"__4 _361\"></span>ten ohjeiden la<span class=\"__4 _361\"></span>atimine<span class=\"__4 _361\"></span>n ja yll\u00e4pit\u00e4<span class=\"__4 _361\"></span>minen yh<span class=\"__4 _361\"></span>dess<span class=\"__4 _361\"></span>\u00e4 liiketoimintojen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws4_4 gs306\">kans<span class=\"__4 _361\"></span>sa, henkil\u00f6kunnan kou<span class=\"__4 _367\"></span>lutt<span class=\"__4 _361\"></span>aminen,<span class=\"__4 _367\"></span> ohjei<span class=\"__4 _367\"></span>den noudatt<span class=\"__4 _361\"></span>amisen val<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2d_4 gs307\">vonta sek\u00e4 noudatt<span class=\"__4 _361\"></span>amisen <span class=\"__4 _367\"></span>j\u00e4t<span class=\"__4 _361\"></span>t\u00e4miseen l<span class=\"__4 _367\"></span>ii<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>v\u00e4 riskien<span class=\"__4 _367\"></span> tunnistaminen<span class=\"__4 _367\"></span>, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws52_3 gs308\">ha<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>int<span class=\"__4 _361\"></span>a ja r<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>or<span class=\"__4 _361\"></span>toin<span class=\"__4 _361\"></span>ti. Com<span class=\"__4 _361\"></span>plianc<span class=\"__4 _361\"></span>e-<span class=\"__4 _361\"></span>toimint<span class=\"__4 _361\"></span>oa ohj<span class=\"__4 _361\"></span>aa h<span class=\"__4 _361\"></span>allitu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>n va<span class=\"__4 _361\"></span>hvis<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls34_4 ws4_4 gs309\">tam<span class=\"__4 _361\"></span>a Comp<span class=\"__4 _367\"></span>liance-pol<span class=\"__4 _367\"></span>itiikka sek\u00e4 vuosit<span class=\"__4 _361\"></span>tainen t<span class=\"__4 _367\"></span>oimi<span class=\"__4 _367\"></span>nta<span class=\"__4 _361\"></span>suunnit<span class=\"__4 _367\"></span>elma. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws23_4 gs30a\">Com<span class=\"__4 _361\"></span>pliance<span class=\"__4 _361\"></span>-toiminto r<span class=\"__4 _361\"></span>apor<span class=\"__4 _361\"></span>toi ha<span class=\"__4 _361\"></span>vainn<span class=\"__4 _361\"></span>oist<span class=\"__4 _361\"></span>aan s<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4nn\u00f6llises<span class=\"__4 _361\"></span>ti toimivalle </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4a_3 ws73_3 gs30b\">jo<span class=\"__4 _361\"></span>hd<span class=\"__4 _361\"></span>olle j<span class=\"__4 _361\"></span>a h<span class=\"__4 _361\"></span>allit<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>elle<span class=\"__4 _361\"></span>. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws92_3 gs30c\">Sis\u00e4inen<span class=\"__4 _367\"></span> tar<span class=\"__4 _361\"></span>kastus on ri<span class=\"__4 _367\"></span>ippumatonta obj<span class=\"__4 _367\"></span>ek<span class=\"__4 _361\"></span>ti<span class=\"__4 _367\"></span>ivista ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _367\"></span>inti-<span class=\"__4 _367\"></span> ja varmis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws76_3 gs30d\">tustoimi<span class=\"__4 _367\"></span>nta<span class=\"__4 _361\"></span>a, jonka teht\u00e4v\u00e4n\u00e4 on tark<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>aa vuosisuunn<span class=\"__4 _367\"></span>itelman mukai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws51_3 gs30e\">se<span class=\"__4 _361\"></span>sti sis<span class=\"__4 _361\"></span>\u00e4is<span class=\"__4 _361\"></span>en va<span class=\"__4 _361\"></span>lvon<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>n riit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, toimiv<span class=\"__4 _361\"></span>uu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>a teho<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>uu<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a. S<span class=\"__4 _361\"></span>is\u00e4<span class=\"__4 _361\"></span>i<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws2f_4 gs30f\">nen t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tus t<span class=\"__4 _361\"></span>uke<span class=\"__4 _361\"></span>e toiminn<span class=\"__4 _361\"></span>alla<span class=\"__4 _361\"></span>an ylin<span class=\"__4 _361\"></span>t\u00e4 j<span class=\"__4 _361\"></span>a toimiv<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a johto<span class=\"__4 _361\"></span>a se<span class=\"__4 _361\"></span>k\u00e4 m<span class=\"__4 _361\"></span>uut<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws6_4 gs310\">org<span class=\"__4 _361\"></span>anisa<span class=\"__4 _361\"></span>atiot<span class=\"__4 _361\"></span>a konser<span class=\"__4 _361\"></span>nin tav<span class=\"__4 _361\"></span>oitteid<span class=\"__4 _361\"></span>en sa<span class=\"__4 _361\"></span>avu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tamis<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>a ja toiminnan </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls17_4 wsd_4 gs311\">kehit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mise<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4. Sis\u00e4<span class=\"__4 _361\"></span>inen t<span class=\"__4 _361\"></span>ark<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tus r<span class=\"__4 _361\"></span>apor<span class=\"__4 _361\"></span>toi t<span class=\"__4 _361\"></span>ark<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>stush<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ainnoist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws32_4 gs312\">hallitu<span class=\"__4 _361\"></span>kselle. Lis<span class=\"__4 _361\"></span>\u00e4tietoja risk<span class=\"__4 _361\"></span>ienh<span class=\"__4 _361\"></span>allinnan org<span class=\"__4 _361\"></span>anisoin<span class=\"__4 _361\"></span>nista l\u00f6y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y Vuosi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs313\">kertomuksen kohdast<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> Selvitys hall<span class=\"__4 _367\"></span>into- ja<span class=\"__4 _367\"></span> ohjaus<span class=\"__4 _367\"></span>j\u00e4rjeste<span class=\"__4 _367\"></span>lm\u00e4st\u00e4<span class=\"fc4_4 ls1_4 ws1_4\">.<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls3c_3 ws5e_3 gs314\">27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _369\"></span>1 Merkitt\u00e4vimm\u00e4t<span class=\"__4 _367\"></span> riskialu<span class=\"__4 _367\"></span>eet<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs315\">Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers -<span class=\"__4 _361\"></span>kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>ni alti<span class=\"__4 _361\"></span>stu<span class=\"__4 _361\"></span>u seu<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>aville r<span class=\"__4 _361\"></span>iskeille: </div><div class=\"t_4 m0_4 h6_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs316\">- <span class=\"__4 _368\"> </span><span class=\"ff5_4 ls3_4 ws2_4\">Strategiset<span class=\"__4 _367\"></span> ris<span class=\"__4 _367\"></span>kit<span class=\"ff4_4 lsb_4 ws2f_4\">: strategist<span class=\"__4 _367\"></span>en vali<span class=\"__4 _367\"></span>ntoj<span class=\"__4 _367\"></span>en, uus<span class=\"__4 _367\"></span>ien tuo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>iden ja<span class=\"__4 _367\"></span> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs317\"> <span class=\"__4 _370\"> </span>palvelu<span class=\"__4 _367\"></span>jen k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6\u00f6noton<span class=\"__4 _367\"></span> ja li<span class=\"__4 _367\"></span>iket<span class=\"__4 _367\"></span>oimintaymp\u00e4rist\u00f6n muutosri<span class=\"__4 _367\"></span>skit<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs318\">- <span class=\"__4 _368\"> </span><span class=\"ff5_4 ls3_4 ws2_4\">Operatiivi<span class=\"__4 _367\"></span>set ri<span class=\"__4 _367\"></span>skit:<span class=\"__4 _367\"></span><span class=\"ff4_4 ls1_4 ws1_4\"> me<span class=\"__4 _361\"></span>net<span class=\"__4 _361\"></span>tel<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>pa-, p<span class=\"__4 _361\"></span>rose<span class=\"__4 _361\"></span>ssi<span class=\"__4 _361\"></span>-, j\u00e4rje<span class=\"__4 _361\"></span>stelm<span class=\"__4 _361\"></span>\u00e4- ja </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs319\"> <span class=\"__4 _370\"> </span>tietoturv<span class=\"__4 _361\"></span>a- ja ti<span class=\"__4 _367\"></span>etosuojariskit sek\u00e4 ulkopuol<span class=\"__4 _367\"></span>isen aiheutt<span class=\"__4 _361\"></span>amat riskit<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc3_4 sc0_4 ls19_4 ws9b_3 gs31a\">- Rahoitusriski<span class=\"__4 _361\"></span>t: <span class=\"__4 _f7_2\"></span><span class=\"ff4_4 ls1_4 ws2c_4\">ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>a-, m<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>suv<span class=\"__4 _361\"></span>almiu<span class=\"__4 _361\"></span>s-, luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>- ja va<span class=\"__4 _361\"></span>luut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>iski<span class=\"__4 _361\"></span>t</span><span class=\"ff4_4 ls1_4 ws2c_4\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs2b4_1\">27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.<span class=\"__4 _f6_2\"></span>1 Stra<span class=\"__4 _361\"></span>tegiset r<span class=\"__4 _367\"></span>iskit </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws86_3 gs2b6_1\">Strateginen ri<span class=\"__4 _367\"></span>ski synty<span class=\"__4 _361\"></span>y to<span class=\"__4 _367\"></span>imintaymp\u00e4rist\u00f6n<span class=\"__4 _367\"></span> muutoksista, hitaast<span class=\"__4 _361\"></span>a rea<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 wsd_4 gs2b7_1\">goinnist<span class=\"__4 _361\"></span>a toimint<span class=\"__4 _361\"></span>aymp<span class=\"__4 _361\"></span>\u00e4ris<span class=\"__4 _361\"></span>t\u00f6n tai a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>ask<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ymis<span class=\"__4 _361\"></span>en muuto<span class=\"__4 _361\"></span>ksiin, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws61_3 gs2b8_1\">v\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>n str<span class=\"__4 _361\"></span>ate<span class=\"__4 _361\"></span>gia<span class=\"__4 _361\"></span>n valin<span class=\"__4 _361\"></span>nas<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a, k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>yde<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ai muu<span class=\"__4 _361\"></span>tosh<span class=\"__4 _361\"></span>allinn<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws5d_3 gs2b9_1\">strategian toteutta<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sess<span class=\"__4 _361\"></span>a, kumppanuuksien hal<span class=\"__4 _367\"></span>linnan tai esi<span class=\"__4 _367\"></span>merkik<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3a_4 ws5_4 gs2ba_1\">si uu<span class=\"__4 _367\"></span>sien tuo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>iden ja<span class=\"__4 _367\"></span> palvelu<span class=\"__4 _367\"></span>jen k\u00e4yt<span class=\"__4 _361\"></span>t\u00f6\u00f6not<span class=\"__4 _367\"></span>on ep\u00e4onnistum<span class=\"__4 _367\"></span>isesta. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws84_3 gs2bb_1\">Strategisten r<span class=\"__4 _367\"></span>iskien ja<span class=\"__4 _367\"></span> mahdoll<span class=\"__4 _367\"></span>isuuks<span class=\"__4 _367\"></span>ien tunni<span class=\"__4 _367\"></span>staminen on ki<span class=\"__4 _367\"></span>inte\u00e4 osa </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1c_4 wsf_4 gs31c\">Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>anke<span class=\"__4 _361\"></span>rs -<span class=\"__4 _361\"></span>kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin st<span class=\"__4 _361\"></span>rat<span class=\"__4 _361\"></span>egist<span class=\"__4 _361\"></span>a su<span class=\"__4 _361\"></span>unni<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>elua se<span class=\"__4 _361\"></span>k\u00e4 j<span class=\"__4 _361\"></span>atk<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>a lii<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws9c_3 gs31d\">ketoiminn<span class=\"__4 _361\"></span>an kehit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4mist<span class=\"__4 _361\"></span>\u00e4. Esimer<span class=\"__4 _361\"></span>kik<span class=\"__4 _361\"></span>si osan<span class=\"__4 _361\"></span>a str<span class=\"__4 _361\"></span>ategia<span class=\"__4 _361\"></span>prose<span class=\"__4 _361\"></span>ssia, v<span class=\"__4 _361\"></span>uo<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls5_4 ws5_4 gs31e\">sitt<span class=\"__4 _361\"></span>ai<span class=\"__4 _367\"></span>sta riskikar<span class=\"__4 _361\"></span>toitusta ja<span class=\"__4 _367\"></span> tuotekehitysprosessia arvioidaan strategi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 wsd_4 gs2be_1\">sia riskej\u00e4<span class=\"__4 _361\"></span>, tunnis<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>aan niide<span class=\"__4 _361\"></span>n hallitse<span class=\"__4 _361\"></span>miseen liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vi\u00e4 toimen<span class=\"__4 _361\"></span>piteit<span class=\"__4 _361\"></span>\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws5_4 gs31f\">sek\u00e4 ar<span class=\"__4 _361\"></span>vioi<span class=\"__4 _367\"></span>daa<span class=\"__4 _361\"></span>n n<span class=\"__4 _367\"></span>iiden<span class=\"__4 _367\"></span> mahdoll<span class=\"__4 _367\"></span>ista vaikutusta muun muassa United<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4a_3 gs2bf_1\">Bankers -konsernin kok<span class=\"__4 _367\"></span>onaisriskiasemaan ja p\u00e4\u00e4omav<span class=\"__4 _361\"></span>aateen keh<span class=\"__4 _367\"></span>itt<span class=\"__4 _361\"></span>y<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsa_4 gs2c0_1\">miseen.<span class=\"__4 _367\"></span> Strategisi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a riske<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>l\u00e4 on<span class=\"__4 _367\"></span> vaikutust<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> tuloksen muodostukseen, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls2f_4 wsf_4 gs2c1_1\">mink<span class=\"__4 _361\"></span>\u00e4 t<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ia st<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>tegisia r<span class=\"__4 _361\"></span>iskej\u00e4 p<span class=\"__4 _361\"></span>yrit<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n s<span class=\"__4 _361\"></span>eur<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>an j<span class=\"__4 _361\"></span>a hallit<span class=\"__4 _361\"></span>sem<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs2c2_1\">ak<span class=\"__4 _361\"></span>ti<span class=\"__4 _367\"></span>ivisesti<span class=\"__4 _367\"></span>. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws4_4 gs320\">Hall<span class=\"__4 _367\"></span>innoitavien varoj<span class=\"__4 _367\"></span>en m\u00e4\u00e4r<span class=\"__4 _361\"></span>\u00e4 vai<span class=\"__4 _367\"></span>kut<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a suoraan konsernin saamien </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws54_3 gs2c4_1\">pa<span class=\"__4 _361\"></span>lkk<span class=\"__4 _361\"></span>iotu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>tojen m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n. H<span class=\"__4 _361\"></span>allinn<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>avie<span class=\"__4 _361\"></span>n va<span class=\"__4 _361\"></span>rojen m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4 r<span class=\"__4 _361\"></span>iippuu u<span class=\"__4 _361\"></span>us<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws54_3 gs2c5_1\">myynnist\u00e4 ja menetettyjen asiakkaiden m\u00e4\u00e4r<span class=\"__4 _361\"></span>\u00e4st\u00e4, tehtyjen si<span class=\"__4 _369\"></span>joitusten </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls17_4 wsd_4 gs2c6_1\">onnis<span class=\"__4 _361\"></span>tumise<span class=\"__4 _361\"></span>sta s<span class=\"__4 _361\"></span>ek\u00e4 m<span class=\"__4 _361\"></span>ark<span class=\"__4 _361\"></span>kinoid<span class=\"__4 _361\"></span>en kehit<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>t\u00e4. K<span class=\"__4 _361\"></span>onser<span class=\"__4 _361\"></span>nin palk<span class=\"__4 _361\"></span>kio<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws93_3 gs2c7_1\">tu<span class=\"__4 _361\"></span>otot ov<span class=\"__4 _361\"></span>at osi<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ai<span class=\"__4 _361\"></span>n riippu<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>isia os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>e- ja k<span class=\"__4 _361\"></span>ork<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>oide<span class=\"__4 _361\"></span>n kehit<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>k<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws20_4 gs2c8_1\">sest\u00e4. Konsernin l<span class=\"__4 _367\"></span>iike<span class=\"__4 _367\"></span>toimi<span class=\"__4 _367\"></span>nnan kann<span class=\"__4 _361\"></span>alta ol<span class=\"__4 _367\"></span>ennaisten varainhoitopalve<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws64_3 gs2c9_1\">lui<span class=\"__4 _367\"></span>den, rahastojen<span class=\"__4 _367\"></span> ja strukt<span class=\"__4 _361\"></span>uro<span class=\"__4 _367\"></span>itujen<span class=\"__4 _367\"></span> tuotteiden myynnin<span class=\"__4 _367\"></span> onnistumi<span class=\"__4 _367\"></span>nen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws20_4 gs321\">ovat p\u00e4\u00e4osin ri<span class=\"__4 _367\"></span>ippuvaisia s<span class=\"__4 _367\"></span>ijo<span class=\"__4 _367\"></span>ituspalvelu<span class=\"__4 _367\"></span>iden yle<span class=\"__4 _367\"></span>isen kysynn\u00e4<span class=\"__4 _361\"></span>n tasosta.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws9d_3 gs2cb_1\">Kons<span class=\"__4 _361\"></span>ernin johto py<span class=\"__4 _361\"></span>rkii toiminnalla<span class=\"__4 _361\"></span>an va<span class=\"__4 _361\"></span>ikut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>an toiminn<span class=\"__4 _361\"></span>an ohjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 ws6_4 gs322\">vuu<span class=\"__4 _361\"></span>teen ja k<span class=\"__4 _361\"></span>ann<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vuud<span class=\"__4 _361\"></span>en par<span class=\"__4 _361\"></span>ant<span class=\"__4 _361\"></span>amise<span class=\"__4 _361\"></span>en huoleht<span class=\"__4 _361\"></span>imalla liiketoimin<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws57_3 gs2cd_1\">tojen teho<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a orga<span class=\"__4 _361\"></span>nisoinnist<span class=\"__4 _361\"></span>a, v<span class=\"__4 _361\"></span>alvom<span class=\"__4 _361\"></span>alla l<span class=\"__4 _367\"></span>iiketoiminn<span class=\"__4 _361\"></span>an k<span class=\"__4 _361\"></span>ann<span class=\"__4 _361\"></span>alta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3d_3 ws3d_4 gs323\">keskeisi\u00e4 kehitysh<span class=\"__4 _361\"></span>ankkeit<span class=\"__4 _361\"></span>a, tekem\u00e4ll\u00e4 strategisesti ja taloud<span class=\"__4 _361\"></span>el<span class=\"__4 _367\"></span>lisesti </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws49_3 gs2cf_1\">j\u00e4rkevi\u00e4 yrit<span class=\"__4 _361\"></span>ysostoja sek\u00e4 tekem\u00e4ll\u00e4 onni<span class=\"__4 _367\"></span>stuneit<span class=\"__4 _361\"></span>a avainrekr<span class=\"__4 _361\"></span>ytointeja ja<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws80_3 gs2d0_1\">sito<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>alla nyk<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ist<span class=\"__4 _361\"></span>\u00e4 hen<span class=\"__4 _361\"></span>kil\u00f6s<span class=\"__4 _361\"></span>t\u00f6\u00e4<span class=\"__4 _361\"></span>. Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin joh<span class=\"__4 _361\"></span>to voi osi<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ai<span class=\"__4 _361\"></span>n vaik<span class=\"__4 _361\"></span>ut<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws4_4 gs2d1_1\">ta<span class=\"__4 _361\"></span>a my<span class=\"__4 _367\"></span>\u00f6s uusmyyntiin<span class=\"__4 _367\"></span> ja kusta<span class=\"__4 _361\"></span>nnusrakenteeseen esi<span class=\"__4 _367\"></span>merkiksi panos<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3d_3 ws4_4 gs2d2_1\">tuksil<span class=\"__4 _367\"></span>la tuotteiden ja<span class=\"__4 _367\"></span> palvelu<span class=\"__4 _367\"></span>iden jatkuva<span class=\"__4 _361\"></span>an kehi<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>t\u00e4miseen sek\u00e4 kes<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws6_4 gs324\">kit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ym<span class=\"__4 _361\"></span>\u00e4ll\u00e4 tuot<span class=\"__4 _361\"></span>teisiin ja palveluko<span class=\"__4 _361\"></span>nsepteihin, jotk<span class=\"__4 _361\"></span>a tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>t ta<span class=\"__4 _361\"></span>saist<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 wsd_4 gs325\">ka<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>avir<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>. Konser<span class=\"__4 _361\"></span>nin johto ei voi toiminna<span class=\"__4 _361\"></span>l<span class=\"__4 _367\"></span>la<span class=\"__4 _361\"></span>an va<span class=\"__4 _361\"></span>ikut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa yleis<span class=\"__4 _361\"></span>een </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs326\">mark<span class=\"__4 _361\"></span>kinakehitykseen tai talouden ti<span class=\"__4 _367\"></span>laan.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1a_4 wsf_4 gs328\">Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers -<span class=\"__4 _361\"></span>kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin hallit<span class=\"__4 _361\"></span>us ja to<span class=\"__4 _361\"></span>imiv<span class=\"__4 _361\"></span>a johto p<span class=\"__4 _361\"></span>yrk<span class=\"__4 _361\"></span>iv<span class=\"__4 _361\"></span>\u00e4t tu<span class=\"__4 _361\"></span>nnis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 wsf_4 gs329\">t<span class=\"__4 _361\"></span>ama<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n ja ha<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>sem<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an st<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>tegis<span class=\"__4 _361\"></span>et liiketo<span class=\"__4 _361\"></span>iminn<span class=\"__4 _361\"></span>an ris<span class=\"__4 _361\"></span>kit e<span class=\"__4 _361\"></span>nna<span class=\"__4 _361\"></span>koiv<span class=\"__4 _361\"></span>alla </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws9e_3 gs32a\">suun<span class=\"__4 _361\"></span>nit<span class=\"__4 _361\"></span>telulla, jok<span class=\"__4 _361\"></span>a perus<span class=\"__4 _361\"></span>tuu ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioihin ja ennus<span class=\"__4 _361\"></span>teisiin geopoliit<span class=\"__4 _361\"></span>tise<span class=\"__4 _361\"></span>sta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4_4 gs32b\">sek\u00e4 mar<span class=\"__4 _361\"></span>kkinoiden<span class=\"__4 _367\"></span> kehityk<span class=\"__4 _361\"></span>sest\u00e4, kilpai<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>jatil<span class=\"__4 _367\"></span>anteest<span class=\"__4 _361\"></span>a, yhte<span class=\"__4 _367\"></span>isty\u00f6kump<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws25_4 gs32c\">paneiden ti<span class=\"__4 _367\"></span>lanteesta sek\u00e4 asiakkaiden tarp<span class=\"__4 _361\"></span>ei<span class=\"__4 _367\"></span>den kar<span class=\"__4 _361\"></span>toi<span class=\"__4 _367\"></span>tuksest<span class=\"__4 _361\"></span>a. Uni<span class=\"__4 _367\"></span>ted </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws49_3 gs32d\">Bankers -konsernin hal<span class=\"__4 _367\"></span>litus<span class=\"__4 _367\"></span> tark<span class=\"__4 _361\"></span>astelee<span class=\"__4 _367\"></span> hy<span class=\"__4 _361\"></span>v\u00e4ksy<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>y\u00e4 kon<span class=\"__4 _367\"></span>sernin strate<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs32e\">gia<span class=\"__4 _361\"></span>a ja siih<span class=\"__4 _361\"></span>en liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vi\u00e4 s<span class=\"__4 _361\"></span>tr<span class=\"__4 _361\"></span>ategi<span class=\"__4 _361\"></span>sia ris<span class=\"__4 _361\"></span>kej\u00e4 s<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>nn\u00f6llis<span class=\"__4 _361\"></span>esti.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs32f\">27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.2 Rahoitusriskit </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws9f_3 gs330\">Ra<span class=\"__4 _361\"></span>hoitus<span class=\"__4 _361\"></span>riskill\u00e4 t<span class=\"__4 _361\"></span>arkoit<span class=\"__4 _361\"></span>eta<span class=\"__4 _361\"></span>an ris<span class=\"__4 _361\"></span>ki\u00e4, jok<span class=\"__4 _361\"></span>a joht<span class=\"__4 _361\"></span>uu toimint<span class=\"__4 _361\"></span>aym<span class=\"__4 _361\"></span>p\u00e4ris<span class=\"__4 _361\"></span>t\u00f6st<span class=\"__4 _361\"></span>\u00e4 ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws7e_3 gs331\">si<span class=\"__4 _367\"></span>in\u00e4<span class=\"__4 _367\"></span> mahdol<span class=\"__4 _369\"></span>lisest<span class=\"__4 _367\"></span>i tapahtuvis<span class=\"__4 _367\"></span>ta markkinamuut<span class=\"__4 _367\"></span>oksis<span class=\"__4 _367\"></span>ta. Rahoi<span class=\"__4 _367\"></span>tusri<span class=\"__4 _367\"></span>ske<span class=\"__4 _367\"></span>j\u00e4<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs332\">ov<span class=\"__4 _361\"></span>at ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>a-, m<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>suv<span class=\"__4 _361\"></span>almiu<span class=\"__4 _361\"></span>s- ja luo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>orisk<span class=\"__4 _361\"></span>it. </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls4f_2 wsa0_2 gs333\">27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _369\"></span>1.2.<span class=\"__4 _369\"></span>1 Markk<span class=\"__4 _361\"></span>inariski </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 wsd_4 gs334\">Ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>riskill\u00e4 ta<span class=\"__4 _361\"></span>rkoitet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>hintojen vaihteluis<span class=\"__4 _361\"></span>ta aih<span class=\"__4 _361\"></span>eutu<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws2f_4 gs335\">va<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>ion ma<span class=\"__4 _361\"></span>hdo<span class=\"__4 _361\"></span>llisuut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a. M<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>risk<span class=\"__4 _361\"></span>ilajit ov<span class=\"__4 _361\"></span>at ko<span class=\"__4 _361\"></span>rko<span class=\"__4 _361\"></span>-, valu<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a- ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws9d_3 gs336\">osakeri<span class=\"__4 _367\"></span>ski<span class=\"__4 _367\"></span>. Markki<span class=\"__4 _367\"></span>nariski<span class=\"__4 _369\"></span>in kuu<span class=\"__4 _367\"></span>luvat<span class=\"__4 _367\"></span> my\u00f6<span class=\"__4 _367\"></span>s ri<span class=\"__4 _367\"></span>skit<span class=\"__4 _367\"></span>eki<span class=\"__4 _367\"></span>j\u00f6<span class=\"__4 _367\"></span>iden<span class=\"__4 _367\"></span> (<span class=\"__4 _369\"></span>esimerki<span class=\"__4 _367\"></span>ksi<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls25_4 ws31_4 gs337\">vola<span class=\"__4 _361\"></span>tilite<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ti ja ko<span class=\"__4 _361\"></span>rrel<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>tiot) m<span class=\"__4 _361\"></span>uuto<span class=\"__4 _361\"></span>ksis<span class=\"__4 _361\"></span>ta a<span class=\"__4 _361\"></span>iheu<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t ma<span class=\"__4 _361\"></span>hdollise<span class=\"__4 _361\"></span>t ta<span class=\"__4 _361\"></span>ppiot<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws20_4 gs338\">United<span class=\"__4 _367\"></span> Banker<span class=\"__4 _361\"></span>s -konserni<span class=\"__4 _367\"></span>n mark<span class=\"__4 _361\"></span>kinariskit muodostuvat osake-, korko-,<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws4_4 gs339\">raha<span class=\"__4 _361\"></span>sto- ja<span class=\"__4 _367\"></span> muiden<span class=\"__4 _367\"></span> mahdoll<span class=\"__4 _367\"></span>isten s<span class=\"__4 _367\"></span>ij<span class=\"__4 _367\"></span>oitusten markkinahintojen<span class=\"__4 _367\"></span> muu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws9d_3 gs33a\">tok<span class=\"__4 _361\"></span>sist<span class=\"__4 _361\"></span>a se<span class=\"__4 _361\"></span>k\u00e4 v<span class=\"__4 _361\"></span>aluu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>sien v<span class=\"__4 _361\"></span>aiht<span class=\"__4 _361\"></span>elust<span class=\"__4 _361\"></span>a. S<span class=\"__4 _361\"></span>uuri<span class=\"__4 _361\"></span>n os<span class=\"__4 _361\"></span>a Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rs </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2d_4 gs33b\">-konsernin markkinariskist\u00e4 aiheutuu kaupank\u00e4yntiv<span class=\"__4 _361\"></span>arastoje<span class=\"__4 _367\"></span>n ja stra<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws30_4 gs33c\">tegist<span class=\"__4 _367\"></span>en si<span class=\"__4 _367\"></span>jo<span class=\"__4 _367\"></span>itusten hi<span class=\"__4 _367\"></span>ntariskist\u00e4. K<span class=\"__4 _361\"></span>aupank\u00e4yntivar<span class=\"__4 _361\"></span>aston s<span class=\"__4 _367\"></span>ij<span class=\"__4 _367\"></span>oitukset ovat </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws1_4 gs33d\">v\u00e4lit<span class=\"__4 _361\"></span>ystoimin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a tukev<span class=\"__4 _361\"></span>ia sijoituksia os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keisiin, joukko<span class=\"__4 _361\"></span>velka<span class=\"__4 _361\"></span>kirjalainoi<span class=\"__4 _361\"></span><span class=\"ls1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 wsd_4 gs33e\">hin ta<span class=\"__4 _361\"></span>i stru<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>turoit<span class=\"__4 _361\"></span>uihin si<span class=\"__4 _367\"></span>joit<span class=\"__4 _361\"></span>uksiin. K<span class=\"__4 _361\"></span>aupa<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>\u00e4ynti<span class=\"__4 _361\"></span>var<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>on sijoituks<span class=\"__4 _361\"></span>et </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 wsf_4 gs33f\">ov<span class=\"__4 _361\"></span>at luon<span class=\"__4 _361\"></span>teel<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>aisia<span class=\"__4 _361\"></span>. Str<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>egise<span class=\"__4 _361\"></span>t sijoituk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t p\u00e4<span class=\"__4 _361\"></span>\u00e4osin </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws6_4 gs340\">sijoituk<span class=\"__4 _361\"></span>sia omiin avoimiin rah<span class=\"__4 _361\"></span>astoihin t<span class=\"__4 _361\"></span>ai komma<span class=\"__4 _361\"></span>ndiit<span class=\"__4 _361\"></span>tiyht<span class=\"__4 _361\"></span>i\u00f6muotoi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs341\">siin p\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>rah<span class=\"__4 _361\"></span>astoihin. Ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kina<span class=\"__4 _361\"></span>riskeill\u00e4 ei ole<span class=\"__4 _367\"></span> mer<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>\u00e4 vaik<span class=\"__4 _361\"></span>utus<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 wsf_4 gs342\">t<span class=\"__4 _361\"></span>a Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rs Oy<span class=\"__4 _361\"></span>j<span class=\"__4 _367\"></span>:n tulo<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>een no<span class=\"__4 _361\"></span>rm<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>liss<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>atila<span class=\"__4 _361\"></span>nte<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>a. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws69_3 gs343\">Edell\u00e4 m<span class=\"__4 _361\"></span>aini<span class=\"__4 _361\"></span>tut m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>risk<span class=\"__4 _361\"></span>it ei<span class=\"__4 _361\"></span>v\u00e4t s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a mis<span class=\"__4 _361\"></span>s\u00e4<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ilant<span class=\"__4 _361\"></span>ees<span class=\"__4 _361\"></span>sa v<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ant<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs344\">jatkuvuutt<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> tai kannattavuut<span class=\"__4 _361\"></span>ta.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws4_4 gs346\">United<span class=\"__4 _367\"></span> Banker<span class=\"__4 _361\"></span>s -konserni<span class=\"__4 _367\"></span>n hal<span class=\"__4 _367\"></span>litus vahvistaa vuositt<span class=\"__4 _361\"></span>ain markkinaris<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws5_4 gs347\">kistrategian. T<span class=\"__4 _f6_2\"></span>oimiva joht<span class=\"__4 _367\"></span>o vasta<span class=\"__4 _361\"></span>a markkinariskistrategian k\u00e4y<span class=\"__4 _361\"></span>t\u00e4nn\u00f6n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls34_4 ws5_4 gs348\">toteuttamisest<span class=\"__4 _361\"></span>a. Sen<span class=\"__4 _367\"></span> valvonnasta va<span class=\"__4 _361\"></span>staa puolestaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> riskienhal<span class=\"__4 _367\"></span>linta<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsf_4 gs349\">toimin<span class=\"__4 _361\"></span>to. Hallit<span class=\"__4 _361\"></span>us on a<span class=\"__4 _361\"></span>set<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ut r<span class=\"__4 _361\"></span>ajat m<span class=\"__4 _361\"></span>uun m<span class=\"__4 _361\"></span>ua<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a sijoitu<span class=\"__4 _361\"></span>ksille y<span class=\"__4 _361\"></span>ksit<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws35_4 gs34a\">t\u00e4<span class=\"__4 _361\"></span>isen liikkees<span class=\"__4 _361\"></span>eenla<span class=\"__4 _361\"></span>skijan liikkeelle la<span class=\"__4 _361\"></span>skemiin ar<span class=\"__4 _361\"></span>vop<span class=\"__4 _361\"></span>apereihin t<span class=\"__4 _361\"></span>ai ka<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws73_3 gs34b\">pank<span class=\"__4 _361\"></span>\u00e4yntivarastojen<span class=\"__4 _367\"></span> ja strategist<span class=\"__4 _367\"></span>en si<span class=\"__4 _367\"></span>jo<span class=\"__4 _367\"></span>itusten m\u00e4\u00e4ril<span class=\"__4 _367\"></span>le.<span class=\"__4 _367\"></span> Riskienhal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>n<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 ws6_4 gs34c\">ta<span class=\"__4 _361\"></span>toiminto rap<span class=\"__4 _361\"></span>or<span class=\"__4 _361\"></span>toi hava<span class=\"__4 _361\"></span>innoist<span class=\"__4 _361\"></span>aan s<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4nn\u00f6llisesti toimiv<span class=\"__4 _361\"></span>alle johdolle </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4a_3 ws73_3 gs34d\">ja h<span class=\"__4 _361\"></span>all<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>lle. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1e_4 ws2a_4 gs34e\">Vakav<span class=\"__4 _361\"></span>araisuuslaskennas<span class=\"__4 _361\"></span>sa konsernin markkin<span class=\"__4 _361\"></span>ariski\u00e4 mitata<span class=\"__4 _361\"></span>an kau<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 wsd_4 gs34f\">pa<span class=\"__4 _361\"></span>nk\u00e4<span class=\"__4 _361\"></span>ynti<span class=\"__4 _361\"></span>var<span class=\"__4 _361\"></span>astoi<span class=\"__4 _361\"></span>hin l<span class=\"__4 _367\"></span>iit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vist<span class=\"__4 _361\"></span>\u00e4 positioist<span class=\"__4 _361\"></span>a. V\u00e4<span class=\"__4 _361\"></span>himm\u00e4is<span class=\"__4 _361\"></span>vak<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>aisuus<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsa_4 ws9_4 gs350\">lasken<span class=\"__4 _367\"></span>nan mukai<span class=\"__4 _367\"></span>sesti<span class=\"__4 _367\"></span> markkinariskin<span class=\"__4 _367\"></span> katt<span class=\"__4 _361\"></span>ami<span class=\"__4 _367\"></span>seen<span class=\"__4 _367\"></span> varat<span class=\"__4 _361\"></span>aan tarvit<span class=\"__4 _361\"></span>ta<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws71_3 gs351\">va m<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 omia p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>omia<span class=\"__4 _361\"></span>. V\u00e4hi<span class=\"__4 _361\"></span>mm\u00e4<span class=\"__4 _361\"></span>isva<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>isuu<span class=\"__4 _361\"></span>sva<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>imus l<span class=\"__4 _361\"></span>ask<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls5_4 ws4_4 gs352\">kaupa<span class=\"__4 _361\"></span>nk\u00e4yntivar<span class=\"__4 _361\"></span>astoj<span class=\"__4 _367\"></span>en positi<span class=\"__4 _367\"></span>oriskil<span class=\"__4 _367\"></span>le sek\u00e4 kok<span class=\"__4 _367\"></span>o toi<span class=\"__4 _367\"></span>minnan valuutt<span class=\"__4 _361\"></span>a<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1e_4 ws5_4 gs353\">kurssiriskil<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>. Konsernin<span class=\"__4 _367\"></span> kaupank<span class=\"__4 _361\"></span>\u00e4yntivarastoon luokitel<span class=\"__4 _367\"></span>lut s<span class=\"__4 _367\"></span>ij<span class=\"__4 _367\"></span>oituk<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 wsa1_2 gs354\">set o<span class=\"__4 _361\"></span>liva<span class=\"__4 _361\"></span>t 1<span class=\"__4 _369\"></span>7<span class=\"__4 _369\"></span>,5 miljoon<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a euro<span class=\"__4 _361\"></span>a 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>25 (21<span class=\"__4 _369\"></span>,0 m<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>joo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1e_4 wsb_4 gs355\">31<span class=\"__4 _369\"></span>.<span class=\"__4 _f6_2\"></span>1<span class=\"__4 _367\"></span>2.202<span class=\"__4 _369\"></span>4)<span class=\"__4 _367\"></span>. Markkinariskin<span class=\"__4 _367\"></span> vaatimat v\u00e4himm\u00e4is<span class=\"__4 _367\"></span>p\u00e4<span class=\"__4 _361\"></span>\u00e4omat<span class=\"__4 _367\"></span> ol<span class=\"__4 _367\"></span>ivat 2,<span class=\"__4 _369\"></span>7 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs356\">miljoon<span class=\"__4 _361\"></span>aa 3<span class=\"__4 _361\"></span>1<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>12.202<span class=\"__4 _361\"></span>5 (3,2 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a 31<span class=\"__4 _369\"></span>.<span class=\"__4 _367\"></span>1<span class=\"__4 _369\"></span>2<span class=\"__4 _361\"></span>.2024)<span class=\"__4 _367\"></span>. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws9_4 gs357\">Strategi<span class=\"__4 _367\"></span>sten<span class=\"__4 _367\"></span> si<span class=\"__4 _367\"></span>jo<span class=\"__4 _367\"></span>itust<span class=\"__4 _367\"></span>en markkinari<span class=\"__4 _367\"></span>ski\u00e4 s<span class=\"__4 _367\"></span>eurataan erikseen<span class=\"__4 _367\"></span> vakavarai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws29_4 gs358\">suuslaskenna<span class=\"__4 _361\"></span>ssa. Konser<span class=\"__4 _361\"></span>nin<span class=\"__4 _367\"></span> stra<span class=\"__4 _361\"></span>tegi<span class=\"__4 _367\"></span>set si<span class=\"__4 _367\"></span>joitukset 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2025 ol<span class=\"__4 _367\"></span>ivat </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls25_4 ws31_4 gs359\">6,0 miljoon<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a euro<span class=\"__4 _361\"></span>a (3,5 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a 31<span class=\"__4 _369\"></span>.<span class=\"__4 _367\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4)<span class=\"__4 _367\"></span>. Ko<span class=\"__4 _361\"></span>nser<span class=\"__4 _361\"></span>ni luo<span class=\"__4 _361\"></span>kit<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws3_4 gs35a\">telee st<span class=\"__4 _361\"></span>rat<span class=\"__4 _361\"></span>egisiksi sijoituk<span class=\"__4 _361\"></span>siksi p<span class=\"__4 _361\"></span>\u00e4\u00e4o<span class=\"__4 _361\"></span>sin konser<span class=\"__4 _361\"></span>niyht<span class=\"__4 _361\"></span>i\u00f6iden pitk<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>aiset </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs35b\">omistukset p\u00e4\u00e4omara<span class=\"__4 _361\"></span>hastoi<span class=\"__4 _367\"></span>ss<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls5_4 wsa2_2 gs35c\">Sijoitust<span class=\"__4 _361\"></span>en altist<span class=\"__4 _361\"></span>umisen no<span class=\"__4 _361\"></span>rma<span class=\"__4 _361\"></span>alille<span class=\"__4 _367\"></span> ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kina<span class=\"__4 _361\"></span>hintojen vai<span class=\"__4 _361\"></span>htelulle ei<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsa3_2 gs35d\">ole k<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>sot<span class=\"__4 _361\"></span>tu a<span class=\"__4 _361\"></span>iheu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>n kons<span class=\"__4 _361\"></span>ernille m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>\u00e4 ris<span class=\"__4 _361\"></span>ki\u00e4<span class=\"__4 _361\"></span>. Y<span class=\"__4 _361\"></span>ksike<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls2f_4 wsf_4 gs35e\">se<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a her<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>naly<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>siss<span class=\"__4 _361\"></span>\u00e4 sijoit<span class=\"__4 _361\"></span>uksille a<span class=\"__4 _361\"></span>set<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tu 20 %:n k<span class=\"__4 _361\"></span>ur<span class=\"__4 _361\"></span>ssila<span class=\"__4 _361\"></span>sk<span class=\"__4 _361\"></span>u </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws27_4 gs35f\">aih<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aisi ko<span class=\"__4 _361\"></span>nse<span class=\"__4 _361\"></span>rnille noin 1,2 miljoon<span class=\"__4 _361\"></span>an eu<span class=\"__4 _361\"></span>ron (0,7 mil<span class=\"__4 _367\"></span>joo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>n euro<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs360\">31<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _367\"></span>202<span class=\"__4 _369\"></span>4) tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutuksen<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span></div>Markkinariskin v\u00e4himm\u00e4isvaka<span class=\"__4 _367\"></span>varaisuusvaade<span class=\"__4 _362\"> </span>20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span>Alk<span class=\"__4 _361\"></span>uper\u00e4inen vastuuar<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span>Risk<span class=\"__4 _361\"></span>ipainote<span class=\"__4 _361\"></span>ttu vastuuar<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span>Kaupank\u00e4yntivarasto<span class=\"__4 _362\"> </span>-  <span class=\"__4 _f8_2\"> </span>om<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>n ehto<span class=\"__4 _361\"></span>iset   sijoituk<span class=\"__4 _361\"></span>set<span class=\"__4 _f9_2\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>6 1<span class=\"__4 _367\"></span>38 <span class=\"__4 _415\"> </span> 3<span class=\"__4 _361\"></span>2 277 </span>-  <span class=\"__4 _f8_2\"> </span>vie<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an eh<span class=\"__4 _361\"></span>toise<span class=\"__4 _361\"></span>t   sijoituk<span class=\"__4 _361\"></span>set<span class=\"__4 _452\"> </span><span class=\"ls1_4 ws1_4\"> 1 354 <span class=\"__4 _428\"> </span> 1 1<span class=\"__4 _369\"></span>4<span class=\"__4 _361\"></span>3 </span>Koko toiminn<span class=\"__4 _361\"></span>an valuu<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>iski<span class=\"__4 _a7_3\"> </span><span class=\"ls2a_4 ws47_3\"> 19<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span> <span class=\"__4 _385\"> </span> 19<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span> </span>Vastuuarvo<span class=\"__4 _361\"></span>t yhteens\u00e4<span class=\"__4 _a0_3\"> </span><span class=\"ls20_4 ws49_3\">17 6<span class=\"__4 _361\"></span>9<span class=\"__4 _361\"></span>1<span class=\"__4 _373\"> </span>3<span class=\"__4 _361\"></span>3<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>18<span class=\"__4 _362\"> </span></span>V\u00e4himm<span class=\"__4 _361\"></span>\u00e4isv<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>raisu<span class=\"__4 _361\"></span>us<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>ade<span class=\"__4 _fa_2\"> </span><span class=\"ls1_4 ws1_4\">2 68<span class=\"__4 _361\"></span>9<span class=\"__4 _362\"> </span></span>20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span>Alk<span class=\"__4 _361\"></span>uper\u00e4inen vastuuar<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span>Risk<span class=\"__4 _361\"></span>ipainote<span class=\"__4 _361\"></span>ttu vastuuar<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span>Kaupank\u00e4yntivarasto<span class=\"__4 _362\"> </span>-  <span class=\"__4 _f8_2\"> </span>om<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>n ehto<span class=\"__4 _361\"></span>iset   sijoituk<span class=\"__4 _361\"></span>set<span class=\"__4 _fb_2\"> </span><span class=\"ls27_4 ws43_3\">19<span class=\"__4 _361\"></span> 15<span class=\"__4 _361\"></span>9<span class=\"__4 _428\"> </span><span class=\"ls28_4 ws44_3\">3<span class=\"__4 _1b_3\"></span>8 3<span class=\"__4 _361\"></span>18<span class=\"__4 _362\"> </span></span></span>-  <span class=\"__4 _f8_2\"> </span>vie<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an eh<span class=\"__4 _361\"></span>toise<span class=\"__4 _361\"></span>t   sijoituk<span class=\"__4 _361\"></span>set<span class=\"__4 _fc_2\"> </span><span class=\"ls1_4 ws1_4\">1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _1f_3\"> </span>1 72<span class=\"__4 _361\"></span>2<span class=\"__4 _362\"> </span></span>Koko toiminn<span class=\"__4 _361\"></span>an valuu<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>iski<span class=\"__4 _fd_2\"> </span><span class=\"ls27_4 ws43_3\">15<span class=\"__4 _361\"></span>5<span class=\"__4 _457\"> </span>15<span class=\"__4 _361\"></span>5<span class=\"__4 _362\"> </span></span>Vastuuarvo<span class=\"__4 _361\"></span>t yhteens\u00e4<span class=\"__4 _a2_3\"> </span><span class=\"ls2b_4 ws48_3\">2<span class=\"__4 _1b_3\"></span>1 15<span class=\"__4 _361\"></span>8<span class=\"__4 _373\"> </span><span class=\"ls2c_4 ws4a_3\">4<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span> 19<span class=\"__4 _361\"></span>5<span class=\"__4 _362\"> </span></span></span>V\u00e4himm<span class=\"__4 _361\"></span>\u00e4isv<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>raisu<span class=\"__4 _361\"></span>us<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>ade<span class=\"__4 _fe_2\"> </span><span class=\"ls20_4 ws49_3\">3<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>16<span class=\"__4 _362\"> </span></span>Valuut<span class=\"__4 _361\"></span>tar<span class=\"__4 _361\"></span>iskil<span class=\"__4 _361\"></span>le alt<span class=\"__4 _361\"></span>tii<span class=\"__4 _361\"></span>na olevat koht<span class=\"__4 _361\"></span>eet<span class=\"__4 _362\"> </span>Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin suu<span class=\"__4 _361\"></span>rimm<span class=\"__4 _361\"></span>at v<span class=\"__4 _361\"></span>aluut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4iset e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t Yh<span class=\"__4 _361\"></span>dys<span class=\"__4 _361\"></span>val<span class=\"__4 _361\"></span>tai<span class=\"__4 _361\"></span>n dollar<span class=\"__4 _361\"></span>in ja Ru<span class=\"__4 _361\"></span>otsin k<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>uunu<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4isi\u00e4 e<span class=\"__4 _361\"></span>ri\u00e4<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _ff_2\"> </span><span class=\"ls1a_4 ws34_4\">USD<span class=\"__4 _3d_3\"> </span>SEK<span class=\"__4 _362\"> </span></span>Oman taseen ar<span class=\"__4 _361\"></span>vopaperit<span class=\"__4 _461\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _462\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>Pa<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>ilit<span class=\"__4 _463\"> </span><span class=\"ls1_4 ws1_4\"> 35 <span class=\"__4 _385\"> </span><span class=\"ls27_4 ws43_3\"> 15<span class=\"__4 _361\"></span>5<span class=\"__4 _361\"></span> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _464\"> </span><span class=\"ls1_4 ws1_4\"> 35 <span class=\"__4 _438\"> </span><span class=\"ls2b_4 ws48_3\"> 15<span class=\"__4 _361\"></span>5<span class=\"__4 _361\"></span> </span></span>20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _ff_2\"> </span><span class=\"ls1a_4 ws34_4\">USD<span class=\"__4 _3d_3\"> </span>SEK<span class=\"__4 _362\"> </span></span>Oman taseen ar<span class=\"__4 _361\"></span>vopaperit<span class=\"__4 _a4_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _364\"> </span>-<span class=\"__4 _362\"> </span></span>Pa<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>ilit<span class=\"__4 _366\"> </span><span class=\"ls3a_4 ws72_3\">54<span class=\"__4 _412\"> </span><span class=\"ls19_4 ws67_3\">89<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _465\"> </span><span class=\"ls12_4 ws51_3\">54<span class=\"__4 _a7_3\"> </span><span class=\"ls4_4 ws3_4\">89<span class=\"__4 _362\"> </span></span></span>Herkk<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ysanaly<span class=\"__4 _361\"></span>ysi v<span class=\"__4 _367\"></span>aluut<span class=\"__4 _361\"></span>takurssien muutoksis<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span>United<span class=\"__4 _367\"></span> Banker<span class=\"__4 _361\"></span>s -konserni<span class=\"__4 _367\"></span>n johto<span class=\"__4 _367\"></span> kat<span class=\"__4 _361\"></span>soo,<span class=\"__4 _367\"></span> ett<span class=\"__4 _361\"></span>\u00e4 kon<span class=\"__4 _367\"></span>sernin alti<span class=\"__4 _367\"></span>stuminen va<span class=\"__4 _361\"></span>luut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ur<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>eille on v\u00e4<span class=\"__4 _361\"></span>h\u00e4i<span class=\"__4 _361\"></span>nen, jolloi<span class=\"__4 _361\"></span>n my\u00f6s v<span class=\"__4 _361\"></span>aluu<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>kur<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>sien mu<span class=\"__4 _361\"></span>utok<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>si<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>la arvio<span class=\"__4 _367\"></span>idaan o<span class=\"__4 _367\"></span>levan<span class=\"__4 _367\"></span> v\u00e4h\u00e4inen<span class=\"__4 _367\"></span> vai<span class=\"__4 _367\"></span>kutus yht<span class=\"__4 _367\"></span>i\u00f6n<span class=\"__4 _367\"></span> ti<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>np\u00e4\u00e4t\u00f6kseen<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span>27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.<span class=\"__4 _361\"></span>2.<span class=\"__4 _361\"></span>2 Maksuvalmiusriski<span class=\"__4 _362\"> </span>Konsernin hall<span class=\"__4 _367\"></span>itus vahvist<span class=\"__4 _361\"></span>aa vuosit<span class=\"__4 _361\"></span>tain maksu<span class=\"__4 _361\"></span>valmiusri<span class=\"__4 _367\"></span>skistr<span class=\"__4 _361\"></span>ategian. Maksuvalm<span class=\"__4 _367\"></span>iusr<span class=\"__4 _367\"></span>iski<span class=\"__4 _367\"></span>strategi<span class=\"__4 _367\"></span>an k\u00e4yt\u00e4nn\u00f6n to<span class=\"__4 _367\"></span>teuttamisesta<span class=\"__4 _367\"></span> vasta<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> kon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>rnin toi<span class=\"__4 _361\"></span>miva j<span class=\"__4 _361\"></span>ohto j<span class=\"__4 _361\"></span>a mak<span class=\"__4 _361\"></span>su<span class=\"__4 _361\"></span>valm<span class=\"__4 _361\"></span>iusri<span class=\"__4 _361\"></span>skis<span class=\"__4 _361\"></span>tr<span class=\"__4 _361\"></span>ate<span class=\"__4 _361\"></span>gian h<span class=\"__4 _361\"></span>allinna<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a ja v<span class=\"__4 _361\"></span>al<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>vonnast<span class=\"__4 _361\"></span>a puo<span class=\"__4 _367\"></span>lesta<span class=\"__4 _361\"></span>an taloushal<span class=\"__4 _367\"></span>lint<span class=\"__4 _367\"></span>o ja ri<span class=\"__4 _367\"></span>skienhall<span class=\"__4 _367\"></span>intatoimi<span class=\"__4 _367\"></span>nto.<span class=\"__4 _367\"></span> T<span class=\"__4 _367\"></span>alous<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>hall<span class=\"__4 _367\"></span>into<span class=\"__4 _367\"></span> ja riskienhal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>ntatoiminto<span class=\"__4 _367\"></span> rapor<span class=\"__4 _361\"></span>toivat havainnoistaan s\u00e4<span class=\"__4 _361\"></span>\u00e4nn\u00f6l<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>lisest<span class=\"__4 _361\"></span>i toimivalle johd<span class=\"__4 _361\"></span>olle ja hallituks<span class=\"__4 _361\"></span>elle.<span class=\"__4 _362\"> </span>Ma<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>almiusr<span class=\"__4 _361\"></span>iski o<span class=\"__4 _361\"></span>n risk<span class=\"__4 _361\"></span>i\u00e4 siit<span class=\"__4 _361\"></span>\u00e4, e<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers -<span class=\"__4 _361\"></span>kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin yh<span class=\"__4 _361\"></span>ti\u00f6t eiv<span class=\"__4 _361\"></span>\u00e4t lik<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>idien v<span class=\"__4 _361\"></span>aroje<span class=\"__4 _361\"></span>n v\u00e4<span class=\"__4 _361\"></span>h\u00e4is<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>yden v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>si pys<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yisi h<span class=\"__4 _361\"></span>arjoit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an no<span class=\"__4 _361\"></span>r<span class=\"__4 _367\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>maa<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ia<span class=\"__4 _367\"></span> l<span class=\"__4 _369\"></span>ii<span class=\"__4 _367\"></span>ke<span class=\"__4 _367\"></span>t<span class=\"__4 _367\"></span>oi<span class=\"__4 _367\"></span>m<span class=\"__4 _367\"></span>in<span class=\"__4 _367\"></span>taa<span class=\"__4 _367\"></span> tai<span class=\"__4 _369\"></span> suo<span class=\"__4 _367\"></span>ri<span class=\"__4 _367\"></span>ut<span class=\"__4 _367\"></span>umaa<span class=\"__4 _367\"></span>n<span class=\"__4 _367\"></span> er\u00e4\u00e4<span class=\"__4 _367\"></span>ntyvi<span class=\"__4 _367\"></span>st\u00e4<span class=\"__4 _369\"></span> maksu<span class=\"__4 _367\"></span>ve<span class=\"__4 _367\"></span>lv<span class=\"__4 _369\"></span>oitt<span class=\"__4 _367\"></span>ei<span class=\"__4 _369\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>ajas<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>. Ma<span class=\"__4 _361\"></span>ksu<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>lmiusr<span class=\"__4 _361\"></span>iski<span class=\"__4 _361\"></span>\u00e4 syn<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>y U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s -ko<span class=\"__4 _361\"></span>n<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>sern<span class=\"__4 _367\"></span>issa<span class=\"__4 _367\"></span> p\u00e4\u00e4asiassa ma<span class=\"__4 _367\"></span>rkkino<span class=\"__4 _367\"></span>id<span class=\"__4 _367\"></span>en ma<span class=\"__4 _367\"></span>ksuval<span class=\"__4 _367\"></span>mi<span class=\"__4 _367\"></span>usr<span class=\"__4 _367\"></span>iski<span class=\"__4 _367\"></span>st\u00e4<span class=\"__4 _367\"></span> ja/<span class=\"__4 _361\"></span>tai<span class=\"__4 _367\"></span> kus<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tannust<span class=\"__4 _361\"></span>ason noususta. Konserni hall<span class=\"__4 _367\"></span>itsee ma<span class=\"__4 _361\"></span>ksuvalmiusriski\u00e4\u00e4<span class=\"__4 _361\"></span>n maksuv<span class=\"__4 _361\"></span>alm<span class=\"__4 _367\"></span>iuden suunnitte<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>lulla, ma<span class=\"__4 _361\"></span>ksu<span class=\"__4 _361\"></span>valmiust<span class=\"__4 _361\"></span>ilanteen a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioinnilla ja rap<span class=\"__4 _361\"></span>or<span class=\"__4 _361\"></span>toinnilla sek<span class=\"__4 _361\"></span>\u00e4 oikein mitoitetul<span class=\"__4 _367\"></span>la l<span class=\"__4 _367\"></span>ik<span class=\"__4 _361\"></span>viditeettireser<span class=\"__4 _361\"></span>vill\u00e4,<span class=\"__4 _367\"></span> jatk<span class=\"__4 _361\"></span>uvuus- ja varau<span class=\"__4 _361\"></span>tumissuunnitte<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>lul<span class=\"__4 _367\"></span>la sek\u00e4 tehok<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>la ja jatku<span class=\"__4 _361\"></span>valla<span class=\"__4 _367\"></span> likviditeet<span class=\"__4 _361\"></span>titilanteen ohjauksella.<span class=\"__4 _367\"></span> Maksu<span class=\"__4 _361\"></span>valmiusri<span class=\"__4 _367\"></span>skin osalta riskinottohalukk<span class=\"__4 _361\"></span>uus on k<span class=\"__4 _367\"></span>onsernilla<span class=\"__4 _367\"></span> konser<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>vatiivinen.<span class=\"__4 _367\"></span> P\u00e4ivitt<span class=\"__4 _361\"></span>\u00e4isen<span class=\"__4 _367\"></span> maksuv<span class=\"__4 _361\"></span>alm<span class=\"__4 _367\"></span>iuden turva<span class=\"__4 _361\"></span>amiseksi<span class=\"__4 _367\"></span> konserni<span class=\"__4 _367\"></span> pyrkii pit<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vi<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4n v<span class=\"__4 _361\"></span>aroja k<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>eisen<span class=\"__4 _361\"></span>\u00e4 ja mu<span class=\"__4 _361\"></span>ina lik<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>idein<span class=\"__4 _361\"></span>\u00e4 va<span class=\"__4 _361\"></span>roi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>na. Konsernilla<span class=\"__4 _367\"></span> on k\u00e4y<span class=\"__4 _361\"></span>t\u00f6ss\u00e4<span class=\"__4 _361\"></span>\u00e4n lis\u00e4ksi lim<span class=\"__4 _367\"></span>iiti<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>isi\u00e4 pankkitilej\u00e4.<span class=\"__4 _362\"> </span>Si<span class=\"__4 _367\"></span>joituspalveluyrit<span class=\"__4 _361\"></span>ysten vak<span class=\"__4 _361\"></span>avar<span class=\"__4 _361\"></span>aisuusaset<span class=\"__4 _361\"></span>uksen muk<span class=\"__4 _361\"></span>aan sij<span class=\"__4 _367\"></span>oituspalve<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>luy<span class=\"__4 _361\"></span>rit<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ksill\u00e4 t<span class=\"__4 _361\"></span>ulee olla lik<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>idej\u00e4 v<span class=\"__4 _361\"></span>aroj<span class=\"__4 _361\"></span>a v\u00e4h<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n yk<span class=\"__4 _361\"></span>si kolm<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>sa v<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>a<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>var<span class=\"__4 _361\"></span>ais<span class=\"__4 _367\"></span>uusa<span class=\"__4 _361\"></span>setuksen muka<span class=\"__4 _361\"></span>an lasketusta kiintei<span class=\"__4 _367\"></span>den yle<span class=\"__4 _367\"></span>iskust<span class=\"__4 _361\"></span>annusten<span class=\"__4 _367\"></span> p\u00e4\u00e4om<span class=\"__4 _361\"></span>avaatimuksest<span class=\"__4 _361\"></span>a. Unit<span class=\"__4 _367\"></span>ed Bankers -konsernin kii<span class=\"__4 _367\"></span>nteiden<span class=\"__4 _367\"></span> yleis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kusta<span class=\"__4 _361\"></span>nnusten<span class=\"__4 _367\"></span> perusteel<span class=\"__4 _367\"></span>la laskettu p\u00e4\u00e4omav<span class=\"__4 _361\"></span>aatimus on<span class=\"__4 _367\"></span> 6,<span class=\"__4 _367\"></span>0 mi<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>joonaa eur<span class=\"__4 _361\"></span>oa (5,8 miljoon<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a euro<span class=\"__4 _361\"></span>a 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4) ja t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4n pe<span class=\"__4 _361\"></span>rus<span class=\"__4 _361\"></span>teella l<span class=\"__4 _361\"></span>ask<span class=\"__4 _361\"></span>et<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tu m<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>su<span class=\"__4 _361\"></span>valmiu<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>de on 2,0 miljoo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa (1<span class=\"__4 _367\"></span>,9 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4). United B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s -k<span class=\"__4 _361\"></span>onse<span class=\"__4 _361\"></span>rnin s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et luo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>olaito<span class=\"__4 _361\"></span>ksilt<span class=\"__4 _361\"></span>a oli<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>t 6,4 miljoona<span class=\"__4 _361\"></span>a eu<span class=\"__4 _361\"></span>roa 31.<span class=\"__4 _f6_2\"></span>12.202<span class=\"__4 _361\"></span>5 (1<span class=\"__4 _369\"></span>3,3 miljoo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>12.2024)<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span>Seura<span class=\"__4 _361\"></span>ava taulukko kuv<span class=\"__4 _361\"></span>aa rahoitusva<span class=\"__4 _361\"></span>ro<span class=\"__4 _367\"></span>jen maturiteet<span class=\"__4 _361\"></span>ti<span class=\"__4 _367\"></span>jakaum<span class=\"__4 _361\"></span>aa.<span class=\"__4 _362\"> </span>31.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>20<span class=\"__4 _361\"></span>25 | 1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _466\"> </span>all<span class=\"__4 _361\"></span>e 3k<span class=\"__4 _361\"></span>k <span class=\"__4 _392\"> </span><span class=\"ls41_3 ws1a_4\">3<span class=\"__4 _361\"></span>-12<span class=\"__4 _361\"></span> k<span class=\"__4 _1b_3\"></span>k<span class=\"__4 _412\"> </span></span>1-5 v. <span class=\"__4 _3d_3\"> </span>yli 5 v.<span class=\"__4 _428\"> </span><span class=\"ls17_4 ws39_4\">Yh<span class=\"__4 _361\"></span>teens\u00e4<span class=\"__4 _362\"> </span></span>Rahoitusvar<span class=\"__4 _361\"></span>at<span class=\"__4 _362\"> </span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _467\"> </span><span class=\"ls1_4 ws1_4\"> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _427\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _401\"> </span></span> 6 365 </span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _469\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _4f_3\"> </span><span class=\"ws1_4\"> 2 <span class=\"__4 _427\"> </span></span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _4f_3\"> </span><span class=\"ws1_4\"> 2 </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t<span class=\"__4 _470\"> </span><span class=\"ls1_4 ws1_4\"> 95 <span class=\"__4 _a0_3\"> </span> 277 <span class=\"__4 _a0_3\"> </span> 82<span class=\"__4 _361\"></span>9 <span class=\"__4 _a0_3\"> </span><span class=\"ls27_4 ws43_3\"> 15<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _361\"></span> <span class=\"__4 _394\"> </span></span> 1 35<span class=\"__4 _361\"></span>4 </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _471\"> </span><span class=\"ls1_4 ws1_4\"> 6 46<span class=\"__4 _361\"></span>0 <span class=\"__4 _fd_2\"> </span><span class=\"ls34_4 ws80_3\"> 277 <span class=\"__4 _fd_2\"> </span></span> 8<span class=\"__4 _361\"></span>31 <span class=\"__4 _454\"> </span><span class=\"ls2b_4 ws48_3\"> 15<span class=\"__4 _361\"></span>3<span class=\"__4 _361\"></span> <span class=\"__4 _448\"> </span></span> 7 72<span class=\"__4 _361\"></span>2 </span>31.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>20<span class=\"__4 _361\"></span>24 | 1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _466\"> </span>all<span class=\"__4 _361\"></span>e 3k<span class=\"__4 _361\"></span>k <span class=\"__4 _392\"> </span><span class=\"ls41_3 ws1a_4\">3<span class=\"__4 _361\"></span>-12<span class=\"__4 _361\"></span> k<span class=\"__4 _1b_3\"></span>k<span class=\"__4 _412\"> </span></span>1-5 v. <span class=\"__4 _3d_3\"> </span>yli 5 v.<span class=\"__4 _428\"> </span><span class=\"ls17_4 ws39_4\">Yh<span class=\"__4 _361\"></span>teens\u00e4<span class=\"__4 _362\"> </span></span>Rahoitusvar<span class=\"__4 _361\"></span>at<span class=\"__4 _362\"> </span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _407\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _361\"></span> 3<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _361\"></span>0<span class=\"__4 _be_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _457\"> </span></span>13<span class=\"__4 _361\"></span> 3<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _393\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _bc_3\"> </span>1<span class=\"__4 _10a_2\"> </span>2<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _bc_3\"> </span>3<span class=\"__4 _362\"> </span></span>Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t<span class=\"__4 _10b_2\"> </span><span class=\"ls2b_4 ws48_3\">24<span class=\"__4 _361\"></span>5<span class=\"__4 _2d_3\"> </span><span class=\"ls4a_3 ws73_3\">75<span class=\"__4 _fd_2\"> </span><span class=\"ls48_3 wsa_4\">1 10<span class=\"__4 _1b_3\"></span>9<span class=\"__4 _c0_3\"> </span><span class=\"ls27_4 ws43_3\">415<span class=\"__4 _459\"> </span><span class=\"ls1_4 ws1_4\">1 8<span class=\"__4 _361\"></span>44<span class=\"__4 _362\"> </span></span></span></span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _10c_2\"> </span><span class=\"ls33_4 ws54_3\">13<span class=\"__4 _361\"></span> 57<span class=\"__4 _361\"></span>6<span class=\"__4 _6b_3\"> </span><span class=\"ls1f_4 ws3c_4\">76<span class=\"__4 _10d_2\"> </span><span class=\"ls2e_4 ws4e_3\">1<span class=\"__4 _361\"></span> 111<span class=\"__4 _458\"> </span><span class=\"ls2b_4 ws48_3\">415<span class=\"__4 _376\"> </span><span class=\"ls20_4 ws49_3\">15<span class=\"__4 _361\"></span> 17<span class=\"__4 _361\"></span>7<span class=\"__4 _362\"> </span></span></span></span></span></span>Se<span class=\"__4 _361\"></span>ura<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>auluk<span class=\"__4 _361\"></span>ko k<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>aa r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>usvelk<span class=\"__4 _361\"></span>ojen so<span class=\"__4 _361\"></span>pimuk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>en pe<span class=\"__4 _361\"></span>rus<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>tur<span class=\"__4 _361\"></span>itee<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ian<span class=\"__4 _361\"></span>aly<span class=\"__4 _361\"></span>ysi<span class=\"__4 _361\"></span>\u00e4. Taulukos<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a esit<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t tiedo<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t disko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>mat<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>mia ja sis<span class=\"__4 _361\"></span>\u00e4l<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>v\u00e4t s<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>\u00e4 koro<span class=\"__4 _361\"></span>nm<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>sut et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 p\u00e4<span class=\"__4 _361\"></span>\u00e4o<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>aisinm<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>sut<span class=\"__4 _361\"></span>. 31.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>20<span class=\"__4 _361\"></span>25 | Sop<span class=\"__4 _361\"></span>imusp<span class=\"__4 _361\"></span>erus<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>ise<span class=\"__4 _361\"></span>t rahav<span class=\"__4 _361\"></span>irr<span class=\"__4 _361\"></span>at | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _10e_2\"> </span><span class=\"ls17_4 ws39_4\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _7d_3\"> </span></span>2 k<span class=\"__4 _361\"></span>k ta<span class=\"__4 _361\"></span>i alle<span class=\"__4 _3d_3\"> </span><span class=\"ls41_3 ws1a_4\">2<span class=\"__4 _361\"></span>-12<span class=\"__4 _361\"></span> k<span class=\"__4 _1b_3\"></span>k<span class=\"__4 _10f_2\"> </span><span class=\"ls3_4 ws2_4\">1<span class=\"__4 _367\"></span>-<span class=\"__4 _367\"></span>2 vuotta<span class=\"__4 _472\"> </span>2-5<span class=\"__4 _367\"></span> vuotta<span class=\"__4 _473\"> </span><span class=\"ls1_4 ws1_4\">Yl<span class=\"__4 _361\"></span>i 5 vuo<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span></span></span></span>Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _474\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _475\"> </span><span class=\"ls1_4 ws1_4\"> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _458\"> </span> 98 <span class=\"__4 _a0_3\"> </span> 49<span class=\"__4 _361\"></span>0 <span class=\"__4 _476\"> </span> 2 61<span class=\"__4 _369\"></span>1 <span class=\"__4 _400\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Ar<span class=\"__4 _361\"></span>vopapereiden v\u00e4lit<span class=\"__4 _361\"></span>ysvelat<span class=\"__4 _477\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>7 768 <span class=\"__4 _478\"> </span> 1<span class=\"__4 _367\"></span>7 768 <span class=\"__4 _427\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span>Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut vel<span class=\"__4 _361\"></span>at<span class=\"__4 _418\"> </span> 4 0<span class=\"__4 _361\"></span>69 <span class=\"__4 _394\"> </span> 4 0<span class=\"__4 _361\"></span>69 <span class=\"__4 _427\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>T<span class=\"__4 _367\"></span>uleva<span class=\"__4 _361\"></span>t koronm<span class=\"__4 _361\"></span>aks<span class=\"__4 _361\"></span>ut veloist<span class=\"__4 _361\"></span>a<span class=\"__4 _479\"> </span><span class=\"ls2a_4 ws47_3\"> 7<span class=\"__4 _361\"></span>14 <span class=\"__4 _a0_3\"> </span><span class=\"ls1_4 ws1_4\"> 48<span class=\"__4 _361\"></span>5 <span class=\"__4 _458\"> </span> 66 <span class=\"__4 _458\"> </span> 64 <span class=\"__4 _458\"> </span> 99 <span class=\"__4 _427\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  </span></span></span>Konsernin<span class=\"__4 _367\"></span> ulko<span class=\"__4 _367\"></span>puoli<span class=\"__4 _367\"></span>sten tahojen<span class=\"__4 _367\"></span> velvo<span class=\"__4 _367\"></span>itteiden puo<span class=\"__4 _367\"></span>lesta annetut tak<span class=\"__4 _361\"></span>aukset<span class=\"__4 _480\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  </span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _481\"> </span><span class=\"ls1_4 ws1_4\"> 25 749 <span class=\"__4 _438\"> </span> 2<span class=\"__4 _361\"></span>2 41<span class=\"__4 _369\"></span>9 <span class=\"__4 _8b_3\"> </span><span class=\"ls34_4 ws80_3\"> 555 <span class=\"__4 _448\"> </span></span> 2 675 <span class=\"__4 _450\"> </span> 99 <span class=\"__4 _427\"> </span><span class=\"ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  </span></span>31.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>20<span class=\"__4 _361\"></span>24 | Sop<span class=\"__4 _361\"></span>imusp<span class=\"__4 _361\"></span>eru<span class=\"__4 _361\"></span>ste<span class=\"__4 _361\"></span>ise<span class=\"__4 _361\"></span>t rahav<span class=\"__4 _361\"></span>irr<span class=\"__4 _361\"></span>at | 1 0<span class=\"__4 _361\"></span>00 eu<span class=\"__4 _361\"></span>roa<span class=\"__4 _10e_2\"> </span><span class=\"ls17_4 ws39_4\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _7d_3\"> </span></span>2 k<span class=\"__4 _361\"></span>k ta<span class=\"__4 _361\"></span>i alle<span class=\"__4 _3d_3\"> </span><span class=\"ls41_3 ws1a_4\">2<span class=\"__4 _361\"></span>-12<span class=\"__4 _361\"></span> k<span class=\"__4 _1b_3\"></span>k<span class=\"__4 _10f_2\"> </span><span class=\"ls3_4 ws2_4\">1<span class=\"__4 _367\"></span>-<span class=\"__4 _367\"></span>2 vuotta<span class=\"__4 _472\"> </span>2-5<span class=\"__4 _367\"></span> vuotta<span class=\"__4 _473\"> </span><span class=\"ls1_4 ws1_4\">Yl<span class=\"__4 _361\"></span>i 5 vuo<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span></span></span></span>Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _11a_1\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _362\"> </span></span>Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _398\"> </span><span class=\"ls1_4 ws1_4\">1 282<span class=\"__4 _c1_3\"> </span><span class=\"ls48_3 wsa_4\">10<span class=\"__4 _361\"></span>5<span class=\"__4 _c1_3\"> </span><span class=\"lsc_4 ws10_4\">526<span class=\"__4 _458\"> </span><span class=\"ls33_4 ws54_3\">6<span class=\"__4 _1b_3\"></span>51<span class=\"__4 _be_3\"> </span></span></span></span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _362\"> </span></span>Ar<span class=\"__4 _361\"></span>vopapereiden v\u00e4lit<span class=\"__4 _361\"></span>ysvelat<span class=\"__4 _11b_1\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _459\"> </span>5 732<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _362\"> </span></span>Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut vel<span class=\"__4 _361\"></span>at<span class=\"__4 _11c_1\"> </span>5 55<span class=\"__4 _361\"></span>6<span class=\"__4 _11d_1\"> </span>5 55<span class=\"__4 _361\"></span>6<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _362\"> </span>T<span class=\"__4 _367\"></span>uleva<span class=\"__4 _361\"></span>t koronm<span class=\"__4 _361\"></span>aks<span class=\"__4 _361\"></span>ut veloist<span class=\"__4 _361\"></span>a<span class=\"__4 _11e_1\"> </span><span class=\"ls1_4 ws1_4\">1 262<span class=\"__4 _459\"> </span>1 2<span class=\"__4 _361\"></span>27<span class=\"__4 _6b_3\"> </span><span class=\"ls17_4 ws39_4\">21<span class=\"__4 _2d_3\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _be_3\"> </span></span></span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _362\"> </span></span>Konsernin<span class=\"__4 _367\"></span> ulko<span class=\"__4 _367\"></span>puoli<span class=\"__4 _367\"></span>sten tahojen<span class=\"__4 _367\"></span> velvo<span class=\"__4 _367\"></span>itteiden puo<span class=\"__4 _367\"></span>lesta annetut tak<span class=\"__4 _361\"></span>aukset<span class=\"__4 _421\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _10c_2\"> </span><span class=\"ls33_4 ws54_3\">13 8<span class=\"__4 _361\"></span>3<span class=\"__4 _361\"></span>2<span class=\"__4 _376\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>1<span class=\"__4 _450\"> </span><span class=\"ls9_4 ws42_3\">548<span class=\"__4 _455\"> </span><span class=\"ls3_4 ws2_4\">664<span class=\"__4 _be_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _362\"> </span></span></span></span></span></span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers -<span class=\"__4 _361\"></span>kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nilla on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n 7 miljoon<span class=\"__4 _361\"></span>an e<span class=\"__4 _361\"></span>uron lu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>tolimiit<span class=\"__4 _361\"></span>ti, jo<span class=\"__4 _361\"></span>ka t<span class=\"__4 _361\"></span>ilika<span class=\"__4 _361\"></span>uden 2<span class=\"__4 _361\"></span>025 lo<span class=\"__4 _361\"></span>pus<span class=\"__4 _361\"></span>sa oli n<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.2<span class=\"__4 _361\"></span>.3 Luot<span class=\"__4 _361\"></span>toriski<span class=\"__4 _362\"> </span>Konsernin<span class=\"__4 _367\"></span> hall<span class=\"__4 _367\"></span>itus vahvistaa vuositt<span class=\"__4 _361\"></span>ain<span class=\"__4 _367\"></span> luottoriskistrategian.<span class=\"__4 _367\"></span> Luottoris<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kistrategian k\u00e4yt<span class=\"__4 _361\"></span>\u00e4nn\u00f6n to<span class=\"__4 _367\"></span>teutt<span class=\"__4 _361\"></span>amisesta vasta<span class=\"__4 _361\"></span>a kon<span class=\"__4 _367\"></span>sernin t<span class=\"__4 _367\"></span>oimiva j<span class=\"__4 _367\"></span>ohto ja lu<span class=\"__4 _367\"></span>ottoriskistrategian hal<span class=\"__4 _367\"></span>lin<span class=\"__4 _367\"></span>nast<span class=\"__4 _361\"></span>a ja<span class=\"__4 _367\"></span> valvonnast<span class=\"__4 _361\"></span>a pu<span class=\"__4 _367\"></span>olestaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> talous<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>hallinto ja riskie<span class=\"__4 _361\"></span>nhallint<span class=\"__4 _361\"></span>atoiminto. Konser<span class=\"__4 _361\"></span>nin talo<span class=\"__4 _361\"></span>ushallinto seur<span class=\"__4 _361\"></span>aa s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>misi<span class=\"__4 _367\"></span>in kohd<span class=\"__4 _367\"></span>istuva<span class=\"__4 _361\"></span>a luottoriski\u00e4 sek\u00e4 mahdolli<span class=\"__4 _367\"></span>sia l<span class=\"__4 _367\"></span>uottoriskikeskit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>mi\u00e4. T<span class=\"__4 _369\"></span>aloushall<span class=\"__4 _367\"></span>into<span class=\"__4 _367\"></span> ja riskienhal<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>intatoimint<span class=\"__4 _367\"></span>o rapor<span class=\"__4 _361\"></span>toivat havainnoi<span class=\"__4 _367\"></span>sta<span class=\"__4 _361\"></span>an s\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>n\u00f6llisesti toimiv<span class=\"__4 _361\"></span>alle johdolle ja hallitu<span class=\"__4 _361\"></span>kselle.<span class=\"__4 _362\"> </span>Luot<span class=\"__4 _361\"></span>tor<span class=\"__4 _361\"></span>iskill\u00e4 ta<span class=\"__4 _361\"></span>rkoitet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an risk<span class=\"__4 _361\"></span>i\u00e4 ta<span class=\"__4 _361\"></span>ppiost<span class=\"__4 _361\"></span>a, jok<span class=\"__4 _361\"></span>a joht<span class=\"__4 _361\"></span>uisi si<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>\u00e4, et<span class=\"__4 _361\"></span>teiv<span class=\"__4 _361\"></span>\u00e4t United<span class=\"__4 _367\"></span> Bankers -konserniin kuu<span class=\"__4 _367\"></span>luvien yhti\u00f6<span class=\"__4 _367\"></span>iden sop<span class=\"__4 _367\"></span>imusvast<span class=\"__4 _361\"></span>apuole<span class=\"__4 _367\"></span>t ja a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t k<span class=\"__4 _361\"></span>yke<span class=\"__4 _361\"></span>ne su<span class=\"__4 _361\"></span>oriu<span class=\"__4 _361\"></span>tum<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an so<span class=\"__4 _361\"></span>vit<span class=\"__4 _361\"></span>uist<span class=\"__4 _361\"></span>a velv<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>teist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, e<span class=\"__4 _361\"></span>iv\u00e4<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>\u00e4 s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>dut v<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>uud<span class=\"__4 _361\"></span>et tu<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>a sa<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>via<span class=\"__4 _361\"></span>. Luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>risk<span class=\"__4 _361\"></span>iin sis<span class=\"__4 _361\"></span>\u00e4lt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t my\u00f6s m<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>- ja selv<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>ysrisk<span class=\"__4 _361\"></span>it. Ma<span class=\"__4 _361\"></span>aris<span class=\"__4 _361\"></span>ki on ma<span class=\"__4 _361\"></span>itt<span class=\"__4 _361\"></span>ain koh<span class=\"__4 _361\"></span>distet<span class=\"__4 _361\"></span>tuihin ulkom<span class=\"__4 _361\"></span>aisiin sa<span class=\"__4 _361\"></span>ami<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>siin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4 lu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>toris<span class=\"__4 _361\"></span>ki. Se<span class=\"__4 _361\"></span>lvit<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>sris<span class=\"__4 _361\"></span>ki on s<span class=\"__4 _361\"></span>elvi<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>spr<span class=\"__4 _361\"></span>ose<span class=\"__4 _361\"></span>ssiin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>, sel<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>vityk<span class=\"__4 _361\"></span>sen ko<span class=\"__4 _367\"></span>hteena ole<span class=\"__4 _367\"></span>van sa<span class=\"__4 _361\"></span>amisen<span class=\"__4 _367\"></span> menett<span class=\"__4 _361\"></span>\u00e4misen<span class=\"__4 _367\"></span> riski.<span class=\"__4 _367\"></span> Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>ni ha<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>see l<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>tor<span class=\"__4 _361\"></span>iski<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n muu<span class=\"__4 _361\"></span>n mua<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a limiite<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>l\u00e4 j<span class=\"__4 _361\"></span>a vak<span class=\"__4 _361\"></span>uu<span class=\"__4 _361\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>vaatei<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a, j<span class=\"__4 _367\"></span>oita arvio<span class=\"__4 _367\"></span>idaan es<span class=\"__4 _367\"></span>imerki<span class=\"__4 _367\"></span>ksi <span class=\"__4 _367\"></span>markkinatil<span class=\"__4 _367\"></span>anteen<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> asiakkaan muka<span class=\"__4 _361\"></span>an. Selvitysriskin hal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>nnass<span class=\"__4 _361\"></span>a korostuu<span class=\"__4 _367\"></span> vast<span class=\"__4 _361\"></span>apuolten sop<span class=\"__4 _367\"></span>ivuuden ja lu<span class=\"__4 _367\"></span>otett<span class=\"__4 _361\"></span>avuuden varmistaminen ja<span class=\"__4 _367\"></span> riski\u00e4<span class=\"__4 _367\"></span> v\u00e4hennet<span class=\"__4 _361\"></span>\u00e4\u00e4n vakiomuotoi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>sin so<span class=\"__4 _361\"></span>pimuk<span class=\"__4 _361\"></span>sin s<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>\u00e4 kesk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4ll\u00e4 sel<span class=\"__4 _361\"></span>vit<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>t luotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iin clea<span class=\"__4 _361\"></span>rin<span class=\"__4 _361\"></span>g<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>keskuksiin.<span class=\"__4 _362\"> </span>Keskitt<span class=\"__4 _361\"></span>ym\u00e4riskit<span class=\"__4 _362\"> </span>Keskit<span class=\"__4 _361\"></span>tym<span class=\"__4 _361\"></span>\u00e4riski\u00e4 voi<span class=\"__4 _367\"></span> muodostua esimerkiksi asiaka<span class=\"__4 _361\"></span>sriskei<span class=\"__4 _367\"></span>st\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 ris<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kike<span class=\"__4 _361\"></span>skit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ymist<span class=\"__4 _361\"></span>\u00e4 sellaisist<span class=\"__4 _361\"></span>a olosuht<span class=\"__4 _361\"></span>eista<span class=\"__4 _361\"></span>, joita aih<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vat esim<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>iksi vast<span class=\"__4 _361\"></span>apuol<span class=\"__4 _367\"></span>ien tai asiakkaiden v\u00e4h\u00e4inen m\u00e4\u00e4r\u00e4<span class=\"__4 _361\"></span>, yksitt\u00e4isen li<span class=\"__4 _367\"></span>iket<span class=\"__4 _367\"></span>oimen kok<span class=\"__4 _361\"></span>o tai t<span class=\"__4 _361\"></span>oiminn<span class=\"__4 _361\"></span>an riip<span class=\"__4 _361\"></span>pu<span class=\"__4 _361\"></span>vuu<span class=\"__4 _361\"></span>s yk<span class=\"__4 _361\"></span>sit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4ise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 tuot<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>ai p<span class=\"__4 _361\"></span>alvelu<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>Konsernin hall<span class=\"__4 _367\"></span>itus on vahvist<span class=\"__4 _361\"></span>anut asiakk<span class=\"__4 _361\"></span>aisi<span class=\"__4 _367\"></span>in li<span class=\"__4 _367\"></span>itt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4\u00e4 keskit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ym\u00e4riski\u00e4 ja se<span class=\"__4 _361\"></span>n hallint<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a kos<span class=\"__4 _361\"></span>kev<span class=\"__4 _361\"></span>at pe<span class=\"__4 _361\"></span>ria<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>et ja se<span class=\"__4 _361\"></span>ur<span class=\"__4 _361\"></span>ant<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>aja<span class=\"__4 _361\"></span>t os<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tor<span class=\"__4 _361\"></span>iski<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>enhall<span class=\"__4 _367\"></span>innan periaat<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>ita. United Bankers konserni<span class=\"__4 _367\"></span> hall<span class=\"__4 _367\"></span>itsee keskitt<span class=\"__4 _361\"></span>ym\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ris<span class=\"__4 _361\"></span>ki\u00e4 m<span class=\"__4 _361\"></span>uun mu<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa r<span class=\"__4 _361\"></span>aja<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>malla y<span class=\"__4 _361\"></span>ksi<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4is<span class=\"__4 _361\"></span>een a<span class=\"__4 _361\"></span>sia<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>een t<span class=\"__4 _361\"></span>ai a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>kokonaisuutee<span class=\"__4 _367\"></span>n li<span class=\"__4 _367\"></span>itt<span class=\"__4 _361\"></span>yv<span class=\"__4 _361\"></span>\u00e4n kaupank\u00e4yntiv<span class=\"__4 _361\"></span>arastojen<span class=\"__4 _367\"></span> keskitt<span class=\"__4 _361\"></span>ym\u00e4riskin vas<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tuuar<span class=\"__4 _361\"></span>von 25<span class=\"__4 _367\"></span> prosenttiin<span class=\"__4 _367\"></span> omista varoista. Maksul<span class=\"__4 _367\"></span>iike<span class=\"__4 _367\"></span>nne osana talous<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ha<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>int<span class=\"__4 _361\"></span>oa se<span class=\"__4 _361\"></span>ur<span class=\"__4 _361\"></span>aa a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>aisiin ko<span class=\"__4 _361\"></span>hdis<span class=\"__4 _361\"></span>tuv<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a kes<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ym<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>iski<span class=\"__4 _361\"></span>\u00e4 p\u00e4i<span class=\"__4 _361\"></span>vit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4in.<span class=\"__4 _362\"> </span>Odotett<span class=\"__4 _361\"></span>avissa ole<span class=\"__4 _367\"></span>vat luottotappiot<span class=\"__4 _362\"> </span>Konsernissa lasketaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> jaksotett<span class=\"__4 _361\"></span>uun<span class=\"__4 _367\"></span> hankint<span class=\"__4 _361\"></span>amenoon arvostetuis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>aro<span class=\"__4 _361\"></span>ist<span class=\"__4 _361\"></span>a odot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>sa ol<span class=\"__4 _361\"></span>eva lu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>io (E<span class=\"__4 _361\"></span>x<span class=\"__4 _361\"></span>pec<span class=\"__4 _361\"></span>ted Cre<span class=\"__4 _361\"></span>dit Los<span class=\"__4 _361\"></span>s, ECL). Od<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avi<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pio ku<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>aa to<span class=\"__4 _361\"></span>den<span class=\"__4 _361\"></span>n\u00e4k<span class=\"__4 _361\"></span>\u00f6isy<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>sil<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>l\u00e4 pain<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>tua ar<span class=\"__4 _361\"></span>viot<span class=\"__4 _361\"></span>a toteut<span class=\"__4 _361\"></span>uvis<span class=\"__4 _361\"></span>ta luot<span class=\"__4 _361\"></span>torisk<span class=\"__4 _361\"></span>eist\u00e4<span class=\"__4 _361\"></span>. Odotet<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>a oleva<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>appio<span class=\"__4 _361\"></span>ta ko<span class=\"__4 _361\"></span>ske<span class=\"__4 _361\"></span>va v<span class=\"__4 _361\"></span>\u00e4he<span class=\"__4 _361\"></span>nnys<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>\u00e4 kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n sa<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>laito<span class=\"__4 _361\"></span>ksilt<span class=\"__4 _361\"></span>a ja asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a, j<span class=\"__4 _361\"></span>otk<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>en Muu<span class=\"__4 _361\"></span>t va<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t -e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>. Sa<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>i<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>sist<span class=\"__4 _361\"></span>a luott<span class=\"__4 _361\"></span>olaitok<span class=\"__4 _361\"></span>silta las<span class=\"__4 _361\"></span>ket<span class=\"__4 _361\"></span>aan o<span class=\"__4 _361\"></span>dotet<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>a olevien luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appioi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>den (<span class=\"__4 _361\"></span>ECL) m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4en k<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>: ECL = va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>uu x luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>man tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>s x luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>tum<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a ai<span class=\"__4 _361\"></span>heut<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>appio (%). La<span class=\"__4 _361\"></span>sken<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>nas<span class=\"__4 _367\"></span>sa<span class=\"__4 _367\"></span> k\u00e4yt<span class=\"__4 _367\"></span>et\u00e4\u00e4<span class=\"__4 _367\"></span>n m<span class=\"__4 _367\"></span>arkk<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>no<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ta saa<span class=\"__4 _367\"></span>tav<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ssa<span class=\"__4 _367\"></span> o<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>vi<span class=\"__4 _367\"></span>a<span class=\"__4 _367\"></span> l<span class=\"__4 _367\"></span>uo<span class=\"__4 _367\"></span>tto<span class=\"__4 _369\"></span>lai<span class=\"__4 _367\"></span>t<span class=\"__4 _367\"></span>os<span class=\"__4 _367\"></span>ko<span class=\"__4 _367\"></span>hta<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>s<span class=\"__4 _367\"></span>ia<span class=\"__4 _369\"></span> luottotapaht<span class=\"__4 _361\"></span>umi<span class=\"__4 _367\"></span>en todenn\u00e4k\u00f6i<span class=\"__4 _367\"></span>sy<span class=\"__4 _361\"></span>yksi\u00e4 sek\u00e4 ni<span class=\"__4 _367\"></span>iden<span class=\"__4 _367\"></span> palautumisasteita<span class=\"__4 _361\"></span>.<span class=\"__4 _367\"></span> Jos l<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>tolai<span class=\"__4 _361\"></span>tok<span class=\"__4 _361\"></span>selle ei ole n<span class=\"__4 _361\"></span>\u00e4it<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oja sa<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>sa m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoilt<span class=\"__4 _361\"></span>a, k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n niiden o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>lta m<span class=\"__4 _361\"></span>uide<span class=\"__4 _361\"></span>n luot<span class=\"__4 _361\"></span>tola<span class=\"__4 _361\"></span>itos<span class=\"__4 _361\"></span>ten a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vojen ke<span class=\"__4 _361\"></span>ski<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>a. Va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>vaa<span class=\"__4 _367\"></span> me<span class=\"__4 _367\"></span>ne<span class=\"__4 _367\"></span>tte<span class=\"__4 _369\"></span>lytapaa<span class=\"__4 _367\"></span> so<span class=\"__4 _367\"></span>v<span class=\"__4 _367\"></span>el<span class=\"__4 _369\"></span>le<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> m<span class=\"__4 _367\"></span>y\u00f6<span class=\"__4 _367\"></span>s<span class=\"__4 _367\"></span> pa<span class=\"__4 _367\"></span>lkk<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>osaam<span class=\"__4 _369\"></span>is<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>in<span class=\"__4 _369\"></span> rahas<span class=\"__4 _367\"></span>to<span class=\"__4 _369\"></span>il<span class=\"__4 _367\"></span>ta<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>atr<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>tioist<span class=\"__4 _361\"></span>a. Konserni so<span class=\"__4 _367\"></span>veltaa yksinkert<span class=\"__4 _361\"></span>aistettua menettely\u00e4 odot<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>avissa olevi<span class=\"__4 _367\"></span>en luottotappioiden<span class=\"__4 _367\"></span> m\u00e4<span class=\"__4 _361\"></span>\u00e4ritt<span class=\"__4 _361\"></span>\u00e4miseen<span class=\"__4 _367\"></span> jaksotett<span class=\"__4 _361\"></span>uun hankintamenoon kirjat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>avie<span class=\"__4 _361\"></span>n asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>isten o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>lt<span class=\"__4 _361\"></span>a (pl. ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>stoi<span class=\"__4 _361\"></span>hin ja p\u00e4<span class=\"__4 _361\"></span>\u00e4o<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>tr<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ioi<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>hin liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t sa<span class=\"__4 _361\"></span>amiset). T\u00e4ll\u00f6in<span class=\"__4 _367\"></span> odote<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa olev<span class=\"__4 _361\"></span>at luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot kir<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ja<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> m\u00e4\u00e4<span class=\"__4 _367\"></span>r\u00e4\u00e4n<span class=\"__4 _367\"></span>,<span class=\"__4 _367\"></span> jo<span class=\"__4 _367\"></span>ka<span class=\"__4 _367\"></span> kuva<span class=\"__4 _367\"></span>staa<span class=\"__4 _367\"></span> k<span class=\"__4 _367\"></span>ok<span class=\"__4 _367\"></span>o<span class=\"__4 _367\"></span> vo<span class=\"__4 _369\"></span>imas<span class=\"__4 _367\"></span>sao<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>oa<span class=\"__4 _367\"></span>ja<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ta o<span class=\"__4 _367\"></span>do<span class=\"__4 _369\"></span>tetta<span class=\"__4 _367\"></span>vi<span class=\"__4 _367\"></span>ssa<span class=\"__4 _367\"></span> oleva<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot<span class=\"__4 _361\"></span>a. La<span class=\"__4 _361\"></span>skenn<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa sov<span class=\"__4 _361\"></span>el<span class=\"__4 _367\"></span>let<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n var<span class=\"__4 _361\"></span>ausm<span class=\"__4 _361\"></span>atriisia<span class=\"__4 _361\"></span>, joka perustuu histor<span class=\"__4 _367\"></span>iatietoon a<span class=\"__4 _367\"></span>ikaisemmin k<span class=\"__4 _367\"></span>onsernissa toteutunei<span class=\"__4 _367\"></span>sta luot<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tot<span class=\"__4 _361\"></span>appioist<span class=\"__4 _361\"></span>a sek<span class=\"__4 _361\"></span>\u00e4 kons<span class=\"__4 _361\"></span>ernin ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioon tulev<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>den t<span class=\"__4 _361\"></span>aloudellisist<span class=\"__4 _361\"></span>a olo<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>suh<span class=\"__4 _361\"></span>teist<span class=\"__4 _361\"></span>a. Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>ni kir<span class=\"__4 _361\"></span>ja<span class=\"__4 _361\"></span>a yli 90 p<span class=\"__4 _361\"></span>\u00e4iv<span class=\"__4 _361\"></span>\u00e4\u00e4 e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yne<span class=\"__4 _361\"></span>et s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>miset l<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>ioiksi.<span class=\"__4 _362\"> </span>Odotett<span class=\"__4 _361\"></span>avissa ole<span class=\"__4 _367\"></span>vien luottotappioiden t\u00e4sm\u00e4yt<span class=\"__4 _361\"></span>yslaskelma<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span>K<span class=\"__4 _361\"></span>i<span class=\"__4 _1b_3\"></span>r<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _1b_3\"></span>p<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>a<span class=\"__4 _1b_3\"></span>r<span class=\"__4 _1b_3\"></span>v<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1.1.<span class=\"__4 _11f_1\"> </span><span class=\"ls1_4 ws1_4\">7<span class=\"__4 _386\"> </span>9<span class=\"__4 _362\"> </span></span>Odote<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa ole<span class=\"__4 _361\"></span>vat luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tolaitoksilt<span class=\"__4 _361\"></span>a, muuto<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span><span class=\"ls21_4 ws3a_4\">-1<span class=\"__4 _482\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _362\"> </span></span></span>Odotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa olev<span class=\"__4 _361\"></span>at luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>ilt<span class=\"__4 _361\"></span>a, muu<span class=\"__4 _361\"></span>tos <span class=\"__4 _483\"> </span><span class=\"ls3d_3 ws64_3\">53<span class=\"__4 _405\"> </span><span class=\"ls25_4 ws6c_3\">-2<span class=\"__4 _362\"> </span></span></span>Kirjanpit<span class=\"__4 _361\"></span>oarvo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _484\"> </span><span class=\"ls4_4 ws3_4\">59<span class=\"__4 _485\"> </span><span class=\"ls1_4 ws1_4\">7<span class=\"__4 _362\"> </span></span></span>Ar<span class=\"__4 _361\"></span>vonalentumistappiot muista saamisista tilikaud<span class=\"__4 _361\"></span>ella<span class=\"__4 _362\"> </span>Odotett<span class=\"__4 _361\"></span>avissa ol<span class=\"__4 _367\"></span>evien luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>ta<span class=\"__4 _361\"></span>ppi<span class=\"__4 _367\"></span>oiden<span class=\"__4 _367\"></span> muutokset sek\u00e4 toteutuneet luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an tulosla<span class=\"__4 _361\"></span>skelma<span class=\"__4 _361\"></span>ssa e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n Ar<span class=\"__4 _361\"></span>von<span class=\"__4 _361\"></span>alent<span class=\"__4 _361\"></span>umista<span class=\"__4 _361\"></span>ppiot muis<span class=\"__4 _361\"></span>ta s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amisi<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a. Alla ol<span class=\"__4 _361\"></span>eva<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>auluk<span class=\"__4 _361\"></span>oss<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>appioid<span class=\"__4 _361\"></span>en muuto<span class=\"__4 _361\"></span>s muist<span class=\"__4 _361\"></span>a sa<span class=\"__4 _361\"></span>amisist<span class=\"__4 _361\"></span>a tilikau<span class=\"__4 _361\"></span>della.<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span>Odote<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa ole<span class=\"__4 _361\"></span>vat luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tolai<span class=\"__4 _361\"></span>toksilt<span class=\"__4 _361\"></span>a<span class=\"__4 _486\"> </span><span class=\"ls1_4 ws1_4\">1<span class=\"__4 _386\"> </span>0<span class=\"__4 _362\"> </span></span>Odotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa olev<span class=\"__4 _361\"></span>at luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot asiak<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>ilta <span class=\"__4 _1c_3\"> </span><span class=\"ls3d_3 ws64_3\">-53<span class=\"__4 _485\"> </span><span class=\"ls1_4 ws1_4\">2<span class=\"__4 _362\"> </span></span></span>T<span class=\"__4 _367\"></span>oteutu<span class=\"__4 _361\"></span>neet luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot <span class=\"__4 _452\"> </span><span class=\"ls11_4 ws87_3\">-6<span class=\"__4 _405\"> </span><span class=\"ls25_4 ws6c_3\">-2<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _434\"> </span><span class=\"ls4_4 ws3_4\">-59<span class=\"__4 _485\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _362\"> </span></span></span>Luo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>orisk<span class=\"__4 _361\"></span>ille alt<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>iina oleva<span class=\"__4 _361\"></span>t kohteet j<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiova<span class=\"__4 _361\"></span>raus<span class=\"__4 _362\"> </span>20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _487\"> </span><span class=\"ls17_4 ws39_4\">Brut<span class=\"__4 _361\"></span>toarvo<span class=\"__4 _362\"> </span></span>Luot<span class=\"__4 _361\"></span>totappio-<span class=\"__4 _362\"> </span>varausprosen<span class=\"__4 _361\"></span>tti<span class=\"__4 _362\"> </span>T<span class=\"__4 _369\"></span>appiota koskeva v\u00e4hennyser\u00e4<span class=\"__4 _362\"> </span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _488\"> </span><span class=\"ls1_4 ws1_4\"> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _489\"> </span><span class=\"ls26_4 ws69_3\">0,0<span class=\"__4 _361\"></span>0 %<span class=\"__4 _b6_3\"> </span></span> 0 </span>Asiak<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>aamiset <span class=\"__4 _370\"> </span>Rahasto-<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> p\u00e4\u00e4omamarkkinasaamiset<span class=\"__4 _490\"> </span><span class=\"ls1_4 ws1_4\"> 9 40<span class=\"__4 _361\"></span>2 <span class=\"__4 _489\"> </span><span class=\"ls26_4 ws69_3\">0,00 %<span class=\"__4 _491\"> </span></span> 0 </span> <span class=\"__4 _370\"> </span>V\u00e4lit<span class=\"__4 _361\"></span>ystoimint<span class=\"__4 _361\"></span>a (<span class=\"__4 _367\"></span>er\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>m\u00e4t<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4t)<span class=\"__4 _367\"></span>, 0,<span class=\"__4 _f6_2\"></span>1 %<span class=\"__4 _12a_1\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>7 768 <span class=\"__4 _458\"> </span><span class=\"ls53_2 ws29_4\">0<span class=\"__4 _361\"></span>,1<span class=\"__4 _361\"></span>0<span class=\"__4 _1b_3\"></span> %<span class=\"__4 _12b_1\"> </span><span class=\"ls28_4 ws44_3\"> 18<span class=\"__4 _361\"></span> </span></span></span> <span class=\"__4 _370\"> </span>Er\u00e4<span class=\"__4 _361\"></span>\u00e4nt<span class=\"__4 _361\"></span>yneet v\u00e4lityss<span class=\"__4 _361\"></span>aamiset<span class=\"__4 _12c_1\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _12d_1\"> </span>-</span>  Yhteens\u00e4<span class=\"__4 _12e_1\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>7 768 <span class=\"__4 _12f_1\"> </span><span class=\"ls28_4 ws44_3\"> 18<span class=\"__4 _361\"></span> </span></span> <span class=\"__4 _370\"> </span>L<span class=\"__4 _367\"></span>yhytaikaiset<span class=\"__4 _367\"></span> myynti<span class=\"__4 _367\"></span>sa<span class=\"__4 _361\"></span>am<span class=\"__4 _367\"></span>iset<span class=\"__4 _367\"></span> (<span class=\"__4 _367\"></span>er\u00e4\u00e4ntym\u00e4t<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _367\"></span>m\u00e4t)<span class=\"__4 _369\"></span>, 0,<span class=\"__4 _f6_2\"></span>1 %<span class=\"__4 _de_2\"> </span><span class=\"ls1_4 ws1_4\"> 1 84<span class=\"__4 _361\"></span>3 <span class=\"__4 _489\"> </span><span class=\"ls26_4 ws69_3\">0,08<span class=\"__4 _361\"></span> %<span class=\"__4 _b6_3\"> </span></span> 2 </span> Er\u00e4<span class=\"__4 _361\"></span>\u00e4ntyneet<span class=\"__4 _418\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _12d_1\"> </span>-</span>    Yli 9<span class=\"__4 _361\"></span>0 p\u00e4i<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>\u00e4, 100 %<span class=\"__4 _492\"> </span> 40 <span class=\"__4 _417\"> </span><span class=\"ls44_3 ws89_3\">1<span class=\"__4 _f6_2\"></span>00,<span class=\"__4 _367\"></span>00 %<span class=\"__4 _493\"> </span><span class=\"ls1_4 ws1_4\"> 40 </span></span>  Yhteens\u00e4<span class=\"__4 _494\"> </span><span class=\"ls1_4 ws1_4\"> 1 88<span class=\"__4 _361\"></span>3 <span class=\"__4 _495\"> </span><span class=\"ls54_2 ws97_3\"> 41 </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _8a_3\"> </span><span class=\"ls1_4 ws1_4\"> 3<span class=\"__4 _361\"></span>5 41<span class=\"__4 _369\"></span>8 <span class=\"__4 _496\"> </span> 59 </span>20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _487\"> </span><span class=\"ls17_4 ws39_4\">Brut<span class=\"__4 _361\"></span>toarvo<span class=\"__4 _362\"> </span></span>Luot<span class=\"__4 _361\"></span>totappio-<span class=\"__4 _362\"> </span>varausprosen<span class=\"__4 _361\"></span>tti<span class=\"__4 _362\"> </span>T<span class=\"__4 _369\"></span>appiota koskeva v\u00e4hennyser\u00e4<span class=\"__4 _362\"> </span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _497\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _449\"> </span><span class=\"ls26_4 ws69_3\">0,00 %<span class=\"__4 _498\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _362\"> </span></span></span></span>Asiak<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>aamiset <span class=\"__4 _370\"> </span>Rahasto-<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> p\u00e4\u00e4omamarkkinasaamiset<span class=\"__4 _431\"> </span><span class=\"ls1_4 ws1_4\">9 4<span class=\"__4 _361\"></span>34<span class=\"__4 _449\"> </span><span class=\"ls26_4 ws69_3\">0,01 %<span class=\"__4 _498\"> </span></span>1</span> <span class=\"__4 _370\"> </span>V\u00e4lit<span class=\"__4 _361\"></span>ystoimint<span class=\"__4 _361\"></span>a (<span class=\"__4 _367\"></span>er\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>m\u00e4t<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4t)<span class=\"__4 _367\"></span>, 0,<span class=\"__4 _f6_2\"></span>1 %<span class=\"__4 _499\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _8e_3\"> </span><span class=\"ls53_2 ws29_4\">0<span class=\"__4 _1b_3\"></span>,10<span class=\"__4 _1b_3\"></span> %<span class=\"__4 _500\"> </span></span>6</span> <span class=\"__4 _370\"> </span>Er\u00e4<span class=\"__4 _361\"></span>\u00e4nt<span class=\"__4 _361\"></span>yneet v\u00e4lityss<span class=\"__4 _361\"></span>aamiset<span class=\"__4 _12c_1\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _12d_1\"> </span>-</span>  Yhteens\u00e4<span class=\"__4 _501\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _13a_1\"> </span>6</span> <span class=\"__4 _370\"> </span>L<span class=\"__4 _367\"></span>yhytaikaiset<span class=\"__4 _367\"></span> myynti<span class=\"__4 _367\"></span>sa<span class=\"__4 _361\"></span>am<span class=\"__4 _367\"></span>iset<span class=\"__4 _367\"></span> (<span class=\"__4 _367\"></span>er\u00e4\u00e4ntym\u00e4t<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _367\"></span>m\u00e4t)<span class=\"__4 _369\"></span>, 0,<span class=\"__4 _f6_2\"></span>1 %<span class=\"__4 _13b_1\"> </span><span class=\"ls19_4 ws67_3\">469<span class=\"__4 _8e_3\"> </span><span class=\"ls53_2 ws29_4\">0<span class=\"__4 _361\"></span>,1<span class=\"__4 _361\"></span>0<span class=\"__4 _1b_3\"></span> %<span class=\"__4 _498\"> </span><span class=\"ls1_4 ws1_4\">0</span></span></span> Er\u00e4<span class=\"__4 _361\"></span>\u00e4ntyneet<span class=\"__4 _418\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _12d_1\"> </span>-</span>  Yhteens\u00e4<span class=\"__4 _13c\"> </span><span class=\"ls19_4 ws67_3\">469<span class=\"__4 _13a_1\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _379\"> </span><span class=\"ls1_4 ws1_4\">28 96<span class=\"__4 _361\"></span>6<span class=\"__4 _13d\"> </span>7<span class=\"__4 _362\"> </span></span><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs417\">27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.3 Operatiivise<span class=\"__4 _361\"></span>t r<span class=\"__4 _367\"></span>iskit<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 wsd_4 gs418\">Ope<span class=\"__4 _361\"></span>ratii<span class=\"__4 _361\"></span>visella risk<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>l\u00e4 t<span class=\"__4 _361\"></span>arkoi<span class=\"__4 _361\"></span>teta<span class=\"__4 _361\"></span>an su<span class=\"__4 _361\"></span>ora<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>ai ep\u00e4<span class=\"__4 _361\"></span>suor<span class=\"__4 _361\"></span>aa t<span class=\"__4 _361\"></span>aloud<span class=\"__4 _361\"></span>ell<span class=\"__4 _367\"></span>is<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws6b_3 gs419\">ta tappionva<span class=\"__4 _361\"></span>araa, joka aiheutuu ri<span class=\"__4 _367\"></span>itt<span class=\"__4 _361\"></span>\u00e4m\u00e4t<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _367\"></span>ist\u00e4 tai ep\u00e4onnistunei<span class=\"__4 _367\"></span>sta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws25_4 gs41a\">sis\u00e4<span class=\"__4 _361\"></span>isist\u00e4 p<span class=\"__4 _361\"></span>roses<span class=\"__4 _361\"></span>seist<span class=\"__4 _361\"></span>a, he<span class=\"__4 _361\"></span>nkil\u00f6st\u00f6<span class=\"__4 _361\"></span>st\u00e4<span class=\"__4 _361\"></span>, j\u00e4rjes<span class=\"__4 _361\"></span>telmist<span class=\"__4 _361\"></span>\u00e4 tai ulkoisist<span class=\"__4 _361\"></span>a tek<span class=\"__4 _361\"></span>i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls5_4 wsb_4 gs41b\">j\u00f6i<span class=\"__4 _367\"></span>st\u00e4. T<span class=\"__4 _367\"></span>yypil<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sesti operati<span class=\"__4 _367\"></span>ivisia<span class=\"__4 _367\"></span> riske<span class=\"__4 _367\"></span>j\u00e4 o<span class=\"__4 _367\"></span>vat menettelyt<span class=\"__4 _361\"></span>apa-,<span class=\"__4 _367\"></span> proses<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws4_4 gs41c\">si-, j\u00e4<span class=\"__4 _361\"></span>rjes<span class=\"__4 _361\"></span>telm\u00e4<span class=\"__4 _361\"></span>- ja tie<span class=\"__4 _361\"></span>totu<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>risk<span class=\"__4 _361\"></span>it sek<span class=\"__4 _361\"></span>\u00e4 ulko<span class=\"__4 _361\"></span>puolis<span class=\"__4 _361\"></span>en aih<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>at ri<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1d_4 gs41d\">ki<span class=\"__4 _361\"></span>t. Op<span class=\"__4 _361\"></span>era<span class=\"__4 _361\"></span>tiiv<span class=\"__4 _361\"></span>inen r<span class=\"__4 _361\"></span>iski v<span class=\"__4 _361\"></span>oi ilmet<span class=\"__4 _361\"></span>\u00e4 esim<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>kik<span class=\"__4 _361\"></span>si mai<span class=\"__4 _361\"></span>neen t<span class=\"__4 _361\"></span>ai lu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>muk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs41e\">heikkenemi<span class=\"__4 _367\"></span>sen\u00e4 tai menetyk<span class=\"__4 _361\"></span>sen\u00e4. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3d_3 ws4_4 gs41f\">Operatiivisten ri<span class=\"__4 _367\"></span>skien hal<span class=\"__4 _367\"></span>linta n\u00e4hd\u00e4\u00e4n United Bankers -konsernissa </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls9_4 ws4_4 gs420\">yhdeksi t\u00e4rkeimmist\u00e4 ri<span class=\"__4 _367\"></span>skienhall<span class=\"__4 _367\"></span>innan osa-alueista. Uni<span class=\"__4 _367\"></span>ted Bankers </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4f_3 gs421\">-konsernin hal<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>itus vahvistaa vuosit<span class=\"__4 _361\"></span>tain operati<span class=\"__4 _367\"></span>ivisten ri<span class=\"__4 _367\"></span>skienhal<span class=\"__4 _367\"></span>linnan </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws20_4 gs422\">periaat<span class=\"__4 _361\"></span>teet. Operatiivist<span class=\"__4 _367\"></span>en riskien<span class=\"__4 _367\"></span> tunnistamista, ar<span class=\"__4 _361\"></span>vioin<span class=\"__4 _367\"></span>tia, valvonta<span class=\"__4 _361\"></span>a j<span class=\"__4 _367\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws3a_4 gs423\">rapor<span class=\"__4 _361\"></span>toi<span class=\"__4 _367\"></span>ntia varten on laadittu eril<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>nen, kok<span class=\"__4 _367\"></span>o konserni<span class=\"__4 _367\"></span>n kat<span class=\"__4 _361\"></span>tava, ope<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws49_3 gs424\">ratiivisten<span class=\"__4 _367\"></span> riskien<span class=\"__4 _367\"></span> hall<span class=\"__4 _367\"></span>innan menettelyta<span class=\"__4 _361\"></span>paprosessi.<span class=\"__4 _367\"></span> Konsernin<span class=\"__4 _367\"></span> eri to<span class=\"__4 _367\"></span>i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws20_4 gs425\">minnot<span class=\"__4 _367\"></span> vast<span class=\"__4 _361\"></span>aavat oman alueensa operatiivisten<span class=\"__4 _367\"></span> riskien tunn<span class=\"__4 _367\"></span>istamisesta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws2f_4 gs426\">ja h<span class=\"__4 _361\"></span>allinna<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a kos<span class=\"__4 _361\"></span>kien e<span class=\"__4 _361\"></span>sime<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>iksi t<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>teit<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, pal<span class=\"__4 _361\"></span>veluit<span class=\"__4 _361\"></span>a, h<span class=\"__4 _361\"></span>enk<span class=\"__4 _361\"></span>il\u00f6it<span class=\"__4 _361\"></span>\u00e4, pr<span class=\"__4 _361\"></span>o<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws80_3 gs427\">se<span class=\"__4 _361\"></span>ssej<span class=\"__4 _361\"></span>a, yh<span class=\"__4 _361\"></span>teist<span class=\"__4 _361\"></span>y\u00f6<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>mpp<span class=\"__4 _361\"></span>ane<span class=\"__4 _361\"></span>ita j<span class=\"__4 _361\"></span>a j\u00e4r<span class=\"__4 _361\"></span>jeste<span class=\"__4 _361\"></span>lmi\u00e4 se<span class=\"__4 _361\"></span>k\u00e4 ilm<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>t hav<span class=\"__4 _361\"></span>ain<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws99_3 gs428\">noist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ilmoitus<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>nav<span class=\"__4 _361\"></span>an k<span class=\"__4 _361\"></span>aut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a riskien<span class=\"__4 _361\"></span>hallinta<span class=\"__4 _361\"></span>toiminnolle ja toiminn<span class=\"__4 _361\"></span>on </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws87_3 gs429\">esih<span class=\"__4 _361\"></span>enk<span class=\"__4 _361\"></span>il\u00f6ille. T<span class=\"__4 _369\"></span>o<span class=\"__4 _361\"></span>teut<span class=\"__4 _361\"></span>une<span class=\"__4 _361\"></span>ita r<span class=\"__4 _361\"></span>iskej<span class=\"__4 _361\"></span>\u00e4 ja l\u00e4h<span class=\"__4 _361\"></span>elt<span class=\"__4 _361\"></span>\u00e4 piti -<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>mia h<span class=\"__4 _361\"></span>allinnoi<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws86_3 gs42a\">daan riskienhal<span class=\"__4 _367\"></span>linnan j<span class=\"__4 _367\"></span>\u00e4rjestel<span class=\"__4 _367\"></span>m\u00e4ss<span class=\"__4 _361\"></span>\u00e4, johon<span class=\"__4 _367\"></span> tar<span class=\"__4 _361\"></span>vitt<span class=\"__4 _361\"></span>avat riski\u00e4<span class=\"__4 _367\"></span> pienent\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsa_4 gs42b\">v\u00e4<span class=\"__4 _361\"></span>t jat<span class=\"__4 _361\"></span>kotoim<span class=\"__4 _361\"></span>enpi<span class=\"__4 _361\"></span>teet k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an j<span class=\"__4 _361\"></span>a jos<span class=\"__4 _361\"></span>sa nii<span class=\"__4 _361\"></span>t\u00e4 s<span class=\"__4 _361\"></span>eur<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an. T<span class=\"__4 _367\"></span>un<span class=\"__4 _361\"></span>niste<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ujen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws20_4 gs42c\">riskien<span class=\"__4 _367\"></span> merkit<span class=\"__4 _361\"></span>t\u00e4v<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>t\u00e4 ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _367\"></span>idaan mm. ni<span class=\"__4 _367\"></span>iden taloude<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>isen vaikutuksen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws82_3 gs42d\">ja to<span class=\"__4 _367\"></span>teutumisen todenn\u00e4k\u00f6i<span class=\"__4 _367\"></span>syyden perusteella.<span class=\"__4 _367\"></span> Riskienhal<span class=\"__4 _367\"></span>lintatoim<span class=\"__4 _367\"></span>into </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws5_4 gs42e\">rapor<span class=\"__4 _361\"></span>toi valvontahavainnoista, tehtyjen to<span class=\"__4 _367\"></span>imenpitei<span class=\"__4 _367\"></span>den seuranta<span class=\"__4 _361\"></span>ti<span class=\"__4 _367\"></span>lan<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws5_4 gs42f\">teesta sek\u00e4 yleisest\u00e4 operatiivi<span class=\"__4 _367\"></span>sten ri<span class=\"__4 _367\"></span>skialueid<span class=\"__4 _367\"></span>en kehityksest<span class=\"__4 _361\"></span>\u00e4 s\u00e4\u00e4n<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 wsd_4 gs430\">n\u00f6llisesti toimi<span class=\"__4 _361\"></span>valle johdolle ja hallitu<span class=\"__4 _361\"></span>kselle. T<span class=\"__4 _369\"></span>oimin<span class=\"__4 _361\"></span>nan h<span class=\"__4 _361\"></span>\u00e4iri\u00f6iden ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws43_3 gs431\">virheiden<span class=\"__4 _367\"></span> sek\u00e4 operatiivisten<span class=\"__4 _367\"></span> riskien<span class=\"__4 _367\"></span> aiheutt<span class=\"__4 _361\"></span>aminen<span class=\"__4 _367\"></span> tappioiden<span class=\"__4 _367\"></span> rapor<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs432\">toin<span class=\"__4 _367\"></span>ti viranomaisi<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>le to<span class=\"__4 _367\"></span>teutetaa<span class=\"__4 _361\"></span>n asete<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tuj<span class=\"__4 _367\"></span>en vaatimusten mukaisesti<span class=\"__4 _367\"></span>. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws4_4 gs433\">Operatiivisten<span class=\"__4 _367\"></span> riskien hal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>nnan l\u00e4ht\u00f6kohtana on pyrki\u00e4 ehk\u00e4isem\u00e4\u00e4n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 wsd_4 gs434\">risk<span class=\"__4 _361\"></span>ien toteut<span class=\"__4 _361\"></span>umist<span class=\"__4 _361\"></span>a ja minimoima<span class=\"__4 _361\"></span>an risk<span class=\"__4 _361\"></span>eist\u00e4 aih<span class=\"__4 _361\"></span>eutu<span class=\"__4 _361\"></span>via v<span class=\"__4 _361\"></span>ahinkoja. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls55_2 ws6_4 gs435\">Operatiivist<span class=\"__4 _367\"></span>en ris<span class=\"__4 _367\"></span>kien hal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>nta<span class=\"__4 _361\"></span>an kuul<span class=\"__4 _367\"></span>uvat muun muassa p\u00e4ivitt<span class=\"__4 _361\"></span>\u00e4is<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws4_4 gs436\">ten ty\u00f6prosessien ja<span class=\"__4 _367\"></span> j\u00e4rjestel<span class=\"__4 _367\"></span>mien<span class=\"__4 _367\"></span> toimivuuden j<span class=\"__4 _367\"></span>a riitt\u00e4vien kontrol<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws9_4 gs437\">li<span class=\"__4 _367\"></span>en varmistaminen, s\u00e4\u00e4nn\u00f6sten ja<span class=\"__4 _367\"></span> sis\u00e4isten<span class=\"__4 _367\"></span> ohje<span class=\"__4 _367\"></span>iden noudattamisen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws93_3 gs438\">valvonta, henkil\u00f6st<span class=\"__4 _367\"></span>\u00f6n kou<span class=\"__4 _367\"></span>lutt<span class=\"__4 _361\"></span>aminen<span class=\"__4 _367\"></span> sek\u00e4 koulutuksen ri<span class=\"__4 _367\"></span>itt<span class=\"__4 _361\"></span>\u00e4vy<span class=\"__4 _361\"></span>yden ja<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls17_4 wsae_2 gs439\">asiantuntemuksen var<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>sta<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>nen, tiet<span class=\"__4 _367\"></span>otur<span class=\"__4 _361\"></span>vall<span class=\"__4 _367\"></span>isuudesta huolehti<span class=\"__4 _367\"></span>minen, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws71_3 gs43a\">ulkois<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>tuje<span class=\"__4 _361\"></span>n toimin<span class=\"__4 _361\"></span>tojen v<span class=\"__4 _361\"></span>alvo<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>a sek<span class=\"__4 _361\"></span>\u00e4 uus<span class=\"__4 _361\"></span>ien tu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>teide<span class=\"__4 _361\"></span>n ja pa<span class=\"__4 _361\"></span>lvelui<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws3e_4 gs43b\">den hyv\u00e4k<span class=\"__4 _361\"></span>synt\u00e4prosessin t<span class=\"__4 _367\"></span>oimivuuden<span class=\"__4 _367\"></span> varmista<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>nen. T<span class=\"__4 _369\"></span>oteutuneiden<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 wsb_4 gs43c\">risk<span class=\"__4 _361\"></span>ien minimoimise<span class=\"__4 _361\"></span>ksi kons<span class=\"__4 _361\"></span>ernis<span class=\"__4 _361\"></span>sa on v<span class=\"__4 _361\"></span>ara<span class=\"__4 _361\"></span>udut<span class=\"__4 _361\"></span>tu r<span class=\"__4 _361\"></span>iskeihin ja niiden </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs43d\">tot<span class=\"__4 _367\"></span>eutum<span class=\"__4 _367\"></span>iseen<span class=\"__4 _367\"></span> my<span class=\"__4 _367\"></span>\u00f6s mu<span class=\"__4 _367\"></span>un m<span class=\"__4 _367\"></span>uassa vakuutusj<span class=\"__4 _367\"></span>\u00e4rje<span class=\"__4 _367\"></span>stel<span class=\"__4 _367\"></span>yi<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>\u00e4. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws71_3 gs43f\">Menettelyt<span class=\"__4 _361\"></span>apariski on osa operati<span class=\"__4 _367\"></span>ivista riski\u00e4. Comp<span class=\"__4 _367\"></span>liance-to<span class=\"__4 _367\"></span>iminnon<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws31_4 gs440\">t<span class=\"__4 _361\"></span>avoit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>een<span class=\"__4 _361\"></span>a on va<span class=\"__4 _361\"></span>rmis<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t\u00e4 U<span class=\"__4 _361\"></span>nite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s -<span class=\"__4 _361\"></span>kons<span class=\"__4 _361\"></span>erni<span class=\"__4 _361\"></span>n ka<span class=\"__4 _361\"></span>ikis<span class=\"__4 _361\"></span>sa t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls2f_4 wsf_4 gs441\">r<span class=\"__4 _361\"></span>yht<span class=\"__4 _361\"></span>i\u00f6iss<span class=\"__4 _361\"></span>\u00e4 no<span class=\"__4 _361\"></span>uda<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an la<span class=\"__4 _361\"></span>keja, v<span class=\"__4 _361\"></span>ira<span class=\"__4 _361\"></span>nom<span class=\"__4 _361\"></span>ais<span class=\"__4 _361\"></span>ten ohjei<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>a m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4yk<span class=\"__4 _361\"></span>si\u00e4<span class=\"__4 _361\"></span>, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 ws20_4 gs442\">mark<span class=\"__4 _361\"></span>kinoiden<span class=\"__4 _367\"></span> itses\u00e4<span class=\"__4 _361\"></span>\u00e4ntely\u00e4 sek\u00e4 si<span class=\"__4 _367\"></span>s\u00e4isi\u00e4 to<span class=\"__4 _367\"></span>imintaperiaat<span class=\"__4 _361\"></span>teita ja<span class=\"__4 _367\"></span> ohjeita. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws7f_3 gs443\">Com<span class=\"__4 _361\"></span>plian<span class=\"__4 _361\"></span>ce-<span class=\"__4 _361\"></span>toimin<span class=\"__4 _361\"></span>nolla v<span class=\"__4 _361\"></span>alvot<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ja v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>mist<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n os<span class=\"__4 _361\"></span>alt<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n my\u00f6s<span class=\"__4 _361\"></span>, et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws4a_3 gs444\">asiak<span class=\"__4 _361\"></span>assuhteissa noud<span class=\"__4 _361\"></span>atetaa<span class=\"__4 _361\"></span>n asianmukaisia ja eettisesti hyv<span class=\"__4 _361\"></span>\u00e4ksy<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws23_4 gs445\">vi\u00e4 pe<span class=\"__4 _361\"></span>ria<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>teita ja toimin<span class=\"__4 _361\"></span>tat<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>oja. Mene<span class=\"__4 _361\"></span>ttel<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>arisk<span class=\"__4 _361\"></span>in toteut<span class=\"__4 _361\"></span>uminen voi </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws20_4 gs446\">taloudell<span class=\"__4 _367\"></span>isen<span class=\"__4 _367\"></span> ja maineen menetyksen lis\u00e4ksi aiheutt<span class=\"__4 _361\"></span>aa my\u00f6s<span class=\"__4 _367\"></span> muita hai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws69_3 gs447\">tall<span class=\"__4 _369\"></span>isia<span class=\"__4 _367\"></span> seuraamuksia,<span class=\"__4 _367\"></span> kuten<span class=\"__4 _367\"></span> sanktioita.<span class=\"__4 _367\"></span> Vastuu<span class=\"__4 _367\"></span> s\u00e4\u00e4ntelyn<span class=\"__4 _367\"></span> noudattami<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws86_3 gs448\">se<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a ja nou<span class=\"__4 _361\"></span>da<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>misen v<span class=\"__4 _361\"></span>alv<span class=\"__4 _361\"></span>onn<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a on y<span class=\"__4 _361\"></span>limm\u00e4<span class=\"__4 _361\"></span>ll\u00e4 ja toimi<span class=\"__4 _361\"></span>valla j<span class=\"__4 _361\"></span>ohdo<span class=\"__4 _361\"></span>lla </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws74_3 gs449\">sek\u00e4 kaikill<span class=\"__4 _367\"></span>a esihenki<span class=\"__4 _367\"></span>l\u00f6i<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l\u00e4. Jokainen Un<span class=\"__4 _367\"></span>ited Bankers -konsernin<span class=\"__4 _367\"></span> palve<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws7a_3 gs44a\">luk<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>a hen<span class=\"__4 _361\"></span>kil\u00f6 va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a oma<span class=\"__4 _361\"></span>lt<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>alt<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n s\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>ntely<span class=\"__4 _361\"></span>n ja sis<span class=\"__4 _361\"></span>\u00e4ist<span class=\"__4 _361\"></span>en </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws5_4 gs44b\">ohje<span class=\"__4 _367\"></span>iden noudattamisesta<span class=\"__4 _361\"></span>. Mene<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>lyt<span class=\"__4 _361\"></span>apariski\u00e4 hal<span class=\"__4 _367\"></span>litaan seura<span class=\"__4 _361\"></span>amalla<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls34_4 wsa4_2 gs44c\">lains\u00e4<span class=\"__4 _361\"></span>\u00e4d\u00e4nn\u00f6n kehity<span class=\"__4 _361\"></span>st\u00e4, ohjeistamalla, koulutt<span class=\"__4 _361\"></span>amalla ja<span class=\"__4 _367\"></span> konsultoi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls2f_4 wsd_4 gs44d\">malla org<span class=\"__4 _361\"></span>anis<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>tiota s<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>ntelyn mu<span class=\"__4 _361\"></span>kais<span class=\"__4 _361\"></span>ten toimint<span class=\"__4 _361\"></span>ata<span class=\"__4 _361\"></span>pojen noud<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3a_4 ws4_4 gs44e\">misessa sek\u00e4 valvomalla<span class=\"__4 _367\"></span> organisaation menettelyt<span class=\"__4 _361\"></span>apojen<span class=\"__4 _367\"></span> s\u00e4<span class=\"__4 _361\"></span>\u00e4nn\u00f6s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs44f\">tenmukaisuut<span class=\"__4 _361\"></span>ta.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls17_4 wsf_4 gs450\">Tie<span class=\"__4 _361\"></span>tosu<span class=\"__4 _361\"></span>oja ja -<span class=\"__4 _361\"></span>tur<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>a risk<span class=\"__4 _361\"></span>it ov<span class=\"__4 _361\"></span>at os<span class=\"__4 _361\"></span>a op<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>atii<span class=\"__4 _361\"></span>vist<span class=\"__4 _361\"></span>a ris<span class=\"__4 _361\"></span>ki\u00e4<span class=\"__4 _361\"></span>. Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsa_4 gs451\">kers -konsernin<span class=\"__4 _367\"></span> toim<span class=\"__4 _367\"></span>inta perustuu pal<span class=\"__4 _367\"></span>jolt<span class=\"__4 _367\"></span>i tiet<span class=\"__4 _367\"></span>oteknii<span class=\"__4 _367\"></span>kan ja -li<span class=\"__4 _367\"></span>ikentee<span class=\"__4 _367\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 wsaf_2 gs452\">hy<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>ksik<span class=\"__4 _361\"></span>\u00e4yt<span class=\"__4 _361\"></span>t\u00f6\u00f6<span class=\"__4 _361\"></span>n. Kaik<span class=\"__4 _361\"></span>kien kon<span class=\"__4 _361\"></span>sernis<span class=\"__4 _361\"></span>sa olev<span class=\"__4 _361\"></span>ien toimintojen keskeine<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws63_3 gs453\">tavoite on<span class=\"__4 _367\"></span> eri muodo<span class=\"__4 _367\"></span>issa olevien<span class=\"__4 _367\"></span> tieto<span class=\"__4 _367\"></span>jen<span class=\"__4 _367\"></span> tehokas, virheet\u00f6n ja<span class=\"__4 _367\"></span> turv<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>li<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws2f_4 gs454\">nen k<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>sit<span class=\"__4 _361\"></span>tely. Tiet<span class=\"__4 _361\"></span>ojen luot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>ellisuus<span class=\"__4 _361\"></span>, oikeellis<span class=\"__4 _361\"></span>uus ja k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>vy<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>s </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2c_4 gs455\">pyri<span class=\"__4 _367\"></span>t\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _367\"></span> turva<span class=\"__4 _361\"></span>amaan to<span class=\"__4 _367\"></span>im<span class=\"__4 _367\"></span>innan<span class=\"__4 _367\"></span> kaikissa<span class=\"__4 _367\"></span> vaihe<span class=\"__4 _367\"></span>issa. Ha<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>itus<span class=\"__4 _367\"></span> arvioi<span class=\"__4 _367\"></span> vuo<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1d_4 gs456\">sit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ain tie<span class=\"__4 _361\"></span>tosu<span class=\"__4 _361\"></span>ojan ja -<span class=\"__4 _361\"></span>tur<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>allisuu<span class=\"__4 _361\"></span>den t<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>oa ja r<span class=\"__4 _361\"></span>iit<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 hy<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>sy<span class=\"__4 _361\"></span>y </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws44_3 gs457\">n\u00e4<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>\u00e4 ohja<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at polit<span class=\"__4 _361\"></span>iika<span class=\"__4 _361\"></span>t. Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s -ko<span class=\"__4 _361\"></span>nse<span class=\"__4 _361\"></span>rniin on ni<span class=\"__4 _361\"></span>met<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y tie<span class=\"__4 _361\"></span>to<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls9_4 ws92_3 gs458\">turvap\u00e4\u00e4l<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>kk\u00f6<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> tie<span class=\"__4 _367\"></span>tos<span class=\"__4 _367\"></span>uo<span class=\"__4 _367\"></span>javastaava,<span class=\"__4 _367\"></span> jo<span class=\"__4 _367\"></span>tka vastaavat<span class=\"__4 _367\"></span> osal<span class=\"__4 _367\"></span>taan ti<span class=\"__4 _367\"></span>eto<span class=\"__4 _367\"></span>tur<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 wsd_4 gs459\">vallisuud<span class=\"__4 _361\"></span>en ja tietosuoja<span class=\"__4 _361\"></span>n kehit<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>misest<span class=\"__4 _361\"></span>\u00e4 yhteis<span class=\"__4 _361\"></span>ty\u00f6<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 l<span class=\"__4 _367\"></span>iiketoiminn<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws48_3 gs45a\">k<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>sa s<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>\u00e4 ohja<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>ises<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>, seu<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>nna<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a ja si<span class=\"__4 _361\"></span>t\u00e4 ko<span class=\"__4 _361\"></span>ske<span class=\"__4 _361\"></span>van o<span class=\"__4 _361\"></span>hjeist<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>sen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs45b\">yll<span class=\"__4 _367\"></span>\u00e4pit\u00e4misest\u00e4 ja johdon<span class=\"__4 _367\"></span> rapor<span class=\"__4 _361\"></span>toi<span class=\"__4 _367\"></span>nnista. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws39_4 gs45c\">Op<span class=\"__4 _361\"></span>era<span class=\"__4 _361\"></span>tiiv<span class=\"__4 _361\"></span>isina r<span class=\"__4 _361\"></span>iskein<span class=\"__4 _361\"></span>\u00e4 k<span class=\"__4 _361\"></span>\u00e4sit<span class=\"__4 _361\"></span>ell\u00e4\u00e4<span class=\"__4 _361\"></span>n my\u00f6s u<span class=\"__4 _361\"></span>lkopu<span class=\"__4 _361\"></span>olisten a<span class=\"__4 _361\"></span>iheu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>mia ri<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 wsf_4 gs45d\">kej\u00e4<span class=\"__4 _361\"></span>, jotk<span class=\"__4 _361\"></span>a voi<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t liit<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>\u00e4 ulkois<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>kum<span class=\"__4 _361\"></span>pp<span class=\"__4 _361\"></span>anin, j<span class=\"__4 _361\"></span>\u00e4rje<span class=\"__4 _361\"></span>stelm<span class=\"__4 _361\"></span>\u00e4n p<span class=\"__4 _361\"></span>alve<span class=\"__4 _361\"></span>lun<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 wsd_4 gs45e\">ta<span class=\"__4 _361\"></span>rjoaja<span class=\"__4 _361\"></span>n tai muu<span class=\"__4 _361\"></span>n yhteist<span class=\"__4 _361\"></span>y\u00f6k<span class=\"__4 _361\"></span>umpp<span class=\"__4 _361\"></span>anin toimint<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n. United B<span class=\"__4 _361\"></span>anker<span class=\"__4 _361\"></span>s </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2c_4 gs45f\">-konsernissa on oh<span class=\"__4 _367\"></span>jei<span class=\"__4 _367\"></span>stus periaat<span class=\"__4 _361\"></span>tei<span class=\"__4 _367\"></span>sta, joita on no<span class=\"__4 _367\"></span>udatet<span class=\"__4 _361\"></span>tava, kun sen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 wsd_4 gs460\">liiketoimintoja siirret<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n konse<span class=\"__4 _361\"></span>rnin ulkopuolise<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>hon hoidet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>ksi. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws80_3 gs461\">Ohjeen a<span class=\"__4 _361\"></span>vulla var<span class=\"__4 _361\"></span>mistet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, et<span class=\"__4 _361\"></span>t\u00e4 ulkois<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>tujen toimintojen op<span class=\"__4 _361\"></span>era<span class=\"__4 _361\"></span>tiivis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws9_4 gs462\">ten r<span class=\"__4 _361\"></span>iski<span class=\"__4 _361\"></span>en ha<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>int<span class=\"__4 _361\"></span>a ja v<span class=\"__4 _361\"></span>alv<span class=\"__4 _361\"></span>ont<span class=\"__4 _361\"></span>a on j\u00e4<span class=\"__4 _361\"></span>rjes<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y Fin<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>siv<span class=\"__4 _361\"></span>alv<span class=\"__4 _361\"></span>onn<span class=\"__4 _361\"></span>an m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3d_3 ws5_4 gs463\">r\u00e4ysten mukaisesti<span class=\"__4 _367\"></span>. Lis\u00e4ksi Unit<span class=\"__4 _367\"></span>ed Bankers -konsernissa on k\u00e4yt\u00f6s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3d_3 ws5_4 gs464\">s\u00e4 vast<span class=\"__4 _361\"></span>apuol<span class=\"__4 _367\"></span>isel<span class=\"__4 _367\"></span>vity<span class=\"__4 _361\"></span>s<span class=\"__4 _367\"></span> -prosessi, j<span class=\"__4 _367\"></span>ol<span class=\"__4 _367\"></span>la varmiste<span class=\"__4 _367\"></span>ta<span class=\"__4 _361\"></span>an mm.<span class=\"__4 _367\"></span> k\u00e4y<span class=\"__4 _361\"></span>tett\u00e4vien </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls9_4 ws4_4 gs465\">ulk<span class=\"__4 _367\"></span>opuoli<span class=\"__4 _367\"></span>sten palvel<span class=\"__4 _367\"></span>unta<span class=\"__4 _361\"></span>rj<span class=\"__4 _367\"></span>oajien<span class=\"__4 _367\"></span> luotettav<span class=\"__4 _361\"></span>uus,<span class=\"__4 _367\"></span> tieto<span class=\"__4 _367\"></span>jen suo<span class=\"__4 _367\"></span>jaus sek\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs466\">h\u00e4iri\u00f6t\u00f6<span class=\"__4 _361\"></span>n toiminta<span class=\"__4 _361\"></span>. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws4_4 gs468\">Operatiivisten r<span class=\"__4 _367\"></span>iskien p\u00e4\u00e4omava<span class=\"__4 _361\"></span>atimus on<span class=\"__4 _367\"></span> osa si<span class=\"__4 _367\"></span>joituspalve<span class=\"__4 _367\"></span>luyrity<span class=\"__4 _361\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls34_4 wsa4_2 gs469\">ten vak<span class=\"__4 _361\"></span>avaraisuus<span class=\"__4 _361\"></span>asetuk<span class=\"__4 _361\"></span>sess<span class=\"__4 _361\"></span>a asetett<span class=\"__4 _361\"></span>ua p\u00e4\u00e4om<span class=\"__4 _361\"></span>avaa<span class=\"__4 _361\"></span>timusta. United </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4_4 gs46a\">Bankers -konsernin kiinte<span class=\"__4 _367\"></span>iden yl<span class=\"__4 _367\"></span>eiskustannusten perusteella<span class=\"__4 _367\"></span> laskett<span class=\"__4 _361\"></span>u<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls26_4 ws1d_4 gs46b\">omie<span class=\"__4 _361\"></span>n va<span class=\"__4 _361\"></span>rojen v<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>timus o<span class=\"__4 _361\"></span>li 6,0 mil<span class=\"__4 _367\"></span>joo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a euro<span class=\"__4 _361\"></span>a ja ko<span class=\"__4 _361\"></span>nser<span class=\"__4 _361\"></span>nin om<span class=\"__4 _361\"></span>at v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>at </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs46c\">oliv<span class=\"__4 _361\"></span>at 27<span class=\"__4 _369\"></span>,4 miljoona<span class=\"__4 _361\"></span>a eu<span class=\"__4 _361\"></span>roa 31.<span class=\"__4 _f6_2\"></span>12.202<span class=\"__4 _361\"></span>5.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs46d\">27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _361\"></span>2 Jatkuvuuden hallinta<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws20_4 gs46e\">United<span class=\"__4 _367\"></span> Bankers -konserniss<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> on k\u00e4y<span class=\"__4 _361\"></span>t\u00f6ss\u00e4 jatkuv<span class=\"__4 _361\"></span>uudenhal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>ntaproses<span class=\"__4 _361\"></span>si<span class=\"__4 _367\"></span>, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws97_3 gs46f\">joss<span class=\"__4 _361\"></span>a s<span class=\"__4 _361\"></span>\u00e4\u00e4n<span class=\"__4 _361\"></span>n\u00f6llisesti t<span class=\"__4 _361\"></span>unnistet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ja ar<span class=\"__4 _361\"></span>vioid<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n toimint<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n kohdistu<span class=\"__4 _361\"></span>via </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws29_4 gs470\">jatku<span class=\"__4 _361\"></span>vuusuhkia, va<span class=\"__4 _361\"></span>raudut<span class=\"__4 _361\"></span>aan niihi<span class=\"__4 _367\"></span>n ja harjoite<span class=\"__4 _367\"></span>llaan niit\u00e4 ennakolta ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws23_4 gs471\">siten tu<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vat<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n toiminna<span class=\"__4 _361\"></span>n sujuvuu<span class=\"__4 _361\"></span>s my\u00f6s mah<span class=\"__4 _361\"></span>doll<span class=\"__4 _367\"></span>isiss<span class=\"__4 _361\"></span>a h\u00e4iri\u00f6t<span class=\"__4 _361\"></span>ilanteis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws41_3 gs472\">s<span class=\"__4 _361\"></span>a. Ja<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>suu<span class=\"__4 _361\"></span>nnit<span class=\"__4 _361\"></span>telu<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>ena o<span class=\"__4 _361\"></span>n tur<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>a toimi<span class=\"__4 _361\"></span>nna<span class=\"__4 _361\"></span>n ja a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls5_4 ws5_4 gs473\">palvelun<span class=\"__4 _367\"></span> taso, henkil<span class=\"__4 _367\"></span>\u00f6st\u00f6n ja<span class=\"__4 _367\"></span> asiakk<span class=\"__4 _361\"></span>aiden<span class=\"__4 _367\"></span> tur<span class=\"__4 _361\"></span>vall<span class=\"__4 _367\"></span>isuus<span class=\"__4 _367\"></span>, sido<span class=\"__4 _367\"></span>sr<span class=\"__4 _361\"></span>yhmien<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws30_4 gs474\">luottamus, aineel<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>nen ja<span class=\"__4 _367\"></span> aineeton<span class=\"__4 _367\"></span> omaisuus sek\u00e4 noudatta<span class=\"__4 _361\"></span>a s\u00e4\u00e4ntely\u00e4. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws36_4 gs475\">Kullekin ydintoimin<span class=\"__4 _361\"></span>nolle l<span class=\"__4 _367\"></span>uod<span class=\"__4 _361\"></span>un jatk<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>uussu<span class=\"__4 _361\"></span>unnitelma<span class=\"__4 _361\"></span>n lis\u00e4k<span class=\"__4 _361\"></span>si j\u00e4rjes<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws31_4 gs476\">telmille on laadi<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>u ta<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vit<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vat toipu<span class=\"__4 _361\"></span>missuu<span class=\"__4 _361\"></span>nnitelma<span class=\"__4 _361\"></span>t sek<span class=\"__4 _361\"></span>\u00e4 elv<span class=\"__4 _361\"></span>yt<span class=\"__4 _361\"></span>ys<span class=\"__4 _361\"></span>suun<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws73_3 gs477\">nitelma<span class=\"__4 _361\"></span>, joss<span class=\"__4 _361\"></span>a ku<span class=\"__4 _361\"></span>vat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an toiminna<span class=\"__4 _361\"></span>n jatk<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>uude<span class=\"__4 _361\"></span>n var<span class=\"__4 _361\"></span>mist<span class=\"__4 _361\"></span>avat toim<span class=\"__4 _361\"></span>enpi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws25_4 gs478\">teet, m<span class=\"__4 _367\"></span>ik\u00e4li<span class=\"__4 _367\"></span> United <span class=\"__4 _367\"></span>Banker<span class=\"__4 _361\"></span>s<span class=\"__4 _367\"></span> -konsernin taloude<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>inen asema he<span class=\"__4 _367\"></span>ikkenis<span class=\"__4 _367\"></span>i.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs479\">27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _361\"></span>3 V<span class=\"__4 _369\"></span>akavaraisuuden hallinta<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1a_4 wsf_4 gs47a\">Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers -<span class=\"__4 _361\"></span>kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>niin sov<span class=\"__4 _361\"></span>ellet<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n seu<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ia ulko<span class=\"__4 _361\"></span>puolisi<span class=\"__4 _361\"></span>a p\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws4_4 gs47b\">omava<span class=\"__4 _361\"></span>atimuksia:<span class=\"__4 _367\"></span> EU:<span class=\"__4 _367\"></span>n s<span class=\"__4 _367\"></span>ij<span class=\"__4 _367\"></span>oituspalvel<span class=\"__4 _367\"></span>uyrit<span class=\"__4 _361\"></span>ysten vakavar<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _367\"></span>sdirektii<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws8c_3 gs47c\">vi\u00e4 (<span class=\"__4 _361\"></span>EU 20<span class=\"__4 _361\"></span>1<span class=\"__4 _369\"></span>9<span class=\"__4 _361\"></span>/3<span class=\"__4 _361\"></span>03<span class=\"__4 _361\"></span>4 IFD) ja v<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>usa<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>ta (<span class=\"__4 _361\"></span>EU 2019/2<span class=\"__4 _361\"></span>03<span class=\"__4 _361\"></span>3 IFR) </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws45_3 gs47d\">se<span class=\"__4 _361\"></span>k\u00e4 s<span class=\"__4 _361\"></span>ovelt<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>in osin EU:n v<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>aisu<span class=\"__4 _361\"></span>usdir<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>tiiv<span class=\"__4 _361\"></span>i\u00e4 (CRD I<span class=\"__4 _361\"></span>V<span class=\"__4 _361\"></span>) ja v<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>a<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs47e\">ra<span class=\"__4 _361\"></span>isuu<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>set<span class=\"__4 _361\"></span>ust<span class=\"__4 _361\"></span>a (E<span class=\"__4 _361\"></span>U 575/<span class=\"__4 _361\"></span>201<span class=\"__4 _367\"></span>3 CRR). </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1d_4 gs47f\">Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers O<span class=\"__4 _361\"></span>yj:n hallitu<span class=\"__4 _361\"></span>s on as<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>anu<span class=\"__4 _361\"></span>t kons<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>nin va<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rai<span class=\"__4 _361\"></span>suud<span class=\"__4 _361\"></span>elle </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 wsb0_2 gs480\">1<span class=\"__4 _367\"></span>3 prosen<span class=\"__4 _361\"></span>tin minimitav<span class=\"__4 _361\"></span>oiteva<span class=\"__4 _361\"></span>atimu<span class=\"__4 _361\"></span>ksen<span class=\"__4 _361\"></span>. Konser<span class=\"__4 _361\"></span>nin vak<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>raisu<span class=\"__4 _361\"></span>usa<span class=\"__4 _361\"></span>ste </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws54_3 gs481\">oli 36,<span class=\"__4 _361\"></span>2 pros<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>ti<span class=\"__4 _361\"></span>a 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>25 (28,4 pros<span class=\"__4 _361\"></span>ent<span class=\"__4 _361\"></span>ti<span class=\"__4 _361\"></span>a 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4)<span class=\"__4 _367\"></span>. Tarke<span class=\"__4 _361\"></span>m<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1a_4 wsf_4 gs482\">ma<span class=\"__4 _361\"></span>t tied<span class=\"__4 _361\"></span>ot kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin va<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>isuu<span class=\"__4 _361\"></span>des<span class=\"__4 _361\"></span>ta j<span class=\"__4 _361\"></span>a va<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>rais<span class=\"__4 _361\"></span>uus<span class=\"__4 _361\"></span>hallinn<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ta </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws6c_3 gs483\">ovat saat<span class=\"__4 _361\"></span>avil<span class=\"__4 _367\"></span>la Un<span class=\"__4 _367\"></span>ited Bankersin<span class=\"__4 _367\"></span> jul<span class=\"__4 _367\"></span>kaiseman vuosikertomuksen vak<span class=\"__4 _361\"></span>a<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs484\">varaisuusosiosta.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-415": {
   "value": "27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _369\"></span>1.2.<span class=\"__4 _369\"></span>1 Markk<span class=\"__4 _361\"></span>inariski Ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>riskill\u00e4 ta<span class=\"__4 _361\"></span>rkoitet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ma<span class=\"__4 _361\"></span>rkk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>hintojen vaihteluis<span class=\"__4 _361\"></span>ta aih<span class=\"__4 _361\"></span>eutu<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>va<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>ion ma<span class=\"__4 _361\"></span>hdo<span class=\"__4 _361\"></span>llisuut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a. M<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>risk<span class=\"__4 _361\"></span>ilajit ov<span class=\"__4 _361\"></span>at ko<span class=\"__4 _361\"></span>rko<span class=\"__4 _361\"></span>-, valu<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a- ja osakeri<span class=\"__4 _367\"></span>ski<span class=\"__4 _367\"></span>. Markki<span class=\"__4 _367\"></span>nariski<span class=\"__4 _369\"></span>in kuu<span class=\"__4 _367\"></span>luvat<span class=\"__4 _367\"></span> my\u00f6<span class=\"__4 _367\"></span>s ri<span class=\"__4 _367\"></span>skit<span class=\"__4 _367\"></span>eki<span class=\"__4 _367\"></span>j\u00f6<span class=\"__4 _367\"></span>iden<span class=\"__4 _367\"></span> (<span class=\"__4 _369\"></span>esimerki<span class=\"__4 _367\"></span>ksi<span class=\"__4 _367\"></span> vola<span class=\"__4 _361\"></span>tilite<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ti ja ko<span class=\"__4 _361\"></span>rrel<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>tiot) m<span class=\"__4 _361\"></span>uuto<span class=\"__4 _361\"></span>ksis<span class=\"__4 _361\"></span>ta a<span class=\"__4 _361\"></span>iheu<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>t ma<span class=\"__4 _361\"></span>hdollise<span class=\"__4 _361\"></span>t ta<span class=\"__4 _361\"></span>ppiot<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>United<span class=\"__4 _367\"></span> Banker<span class=\"__4 _361\"></span>s -konserni<span class=\"__4 _367\"></span>n mark<span class=\"__4 _361\"></span>kinariskit muodostuvat osake-, korko-,<span class=\"__4 _367\"></span> raha<span class=\"__4 _361\"></span>sto- ja<span class=\"__4 _367\"></span> muiden<span class=\"__4 _367\"></span> mahdoll<span class=\"__4 _367\"></span>isten s<span class=\"__4 _367\"></span>ij<span class=\"__4 _367\"></span>oitusten markkinahintojen<span class=\"__4 _367\"></span> muu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tok<span class=\"__4 _361\"></span>sist<span class=\"__4 _361\"></span>a se<span class=\"__4 _361\"></span>k\u00e4 v<span class=\"__4 _361\"></span>aluu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>sien v<span class=\"__4 _361\"></span>aiht<span class=\"__4 _361\"></span>elust<span class=\"__4 _361\"></span>a. S<span class=\"__4 _361\"></span>uuri<span class=\"__4 _361\"></span>n os<span class=\"__4 _361\"></span>a Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rs -konsernin markkinariskist\u00e4 aiheutuu kaupank\u00e4yntiv<span class=\"__4 _361\"></span>arastoje<span class=\"__4 _367\"></span>n ja stra<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tegist<span class=\"__4 _367\"></span>en si<span class=\"__4 _367\"></span>jo<span class=\"__4 _367\"></span>itusten hi<span class=\"__4 _367\"></span>ntariskist\u00e4. K<span class=\"__4 _361\"></span>aupank\u00e4yntivar<span class=\"__4 _361\"></span>aston s<span class=\"__4 _367\"></span>ij<span class=\"__4 _367\"></span>oitukset ovat v\u00e4lit<span class=\"__4 _361\"></span>ystoimin<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a tukev<span class=\"__4 _361\"></span>ia sijoituksia os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keisiin, joukko<span class=\"__4 _361\"></span>velka<span class=\"__4 _361\"></span>kirjalainoi<span class=\"__4 _361\"></span><span class=\"ls1_4\">-<span class=\"__4 _362\"> </span></span>hin ta<span class=\"__4 _361\"></span>i stru<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>turoit<span class=\"__4 _361\"></span>uihin si<span class=\"__4 _367\"></span>joit<span class=\"__4 _361\"></span>uksiin. K<span class=\"__4 _361\"></span>aupa<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>\u00e4ynti<span class=\"__4 _361\"></span>var<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>on sijoituks<span class=\"__4 _361\"></span>et ov<span class=\"__4 _361\"></span>at luon<span class=\"__4 _361\"></span>teel<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>an ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>aisia<span class=\"__4 _361\"></span>. Str<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>egise<span class=\"__4 _361\"></span>t sijoituk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t p\u00e4<span class=\"__4 _361\"></span>\u00e4osin sijoituk<span class=\"__4 _361\"></span>sia omiin avoimiin rah<span class=\"__4 _361\"></span>astoihin t<span class=\"__4 _361\"></span>ai komma<span class=\"__4 _361\"></span>ndiit<span class=\"__4 _361\"></span>tiyht<span class=\"__4 _361\"></span>i\u00f6muotoi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>siin p\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>rah<span class=\"__4 _361\"></span>astoihin. Ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kina<span class=\"__4 _361\"></span>riskeill\u00e4 ei ole<span class=\"__4 _367\"></span> mer<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>\u00e4 vaik<span class=\"__4 _361\"></span>utus<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>a Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rs Oy<span class=\"__4 _361\"></span>j<span class=\"__4 _367\"></span>:n tulo<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>een no<span class=\"__4 _361\"></span>rm<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>liss<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>atila<span class=\"__4 _361\"></span>nte<span class=\"__4 _361\"></span>ess<span class=\"__4 _361\"></span>a. Edell\u00e4 m<span class=\"__4 _361\"></span>aini<span class=\"__4 _361\"></span>tut m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>risk<span class=\"__4 _361\"></span>it ei<span class=\"__4 _361\"></span>v\u00e4t s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a mis<span class=\"__4 _361\"></span>s\u00e4<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ilant<span class=\"__4 _361\"></span>ees<span class=\"__4 _361\"></span>sa v<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ant<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a jatkuvuutt<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> tai kannattavuut<span class=\"__4 _361\"></span>ta.<span class=\"__4 _362\"> </span>United<span class=\"__4 _367\"></span> Banker<span class=\"__4 _361\"></span>s -konserni<span class=\"__4 _367\"></span>n hal<span class=\"__4 _367\"></span>litus vahvistaa vuositt<span class=\"__4 _361\"></span>ain markkinaris<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kistrategian. T<span class=\"__4 _f6_2\"></span>oimiva joht<span class=\"__4 _367\"></span>o vasta<span class=\"__4 _361\"></span>a markkinariskistrategian k\u00e4y<span class=\"__4 _361\"></span>t\u00e4nn\u00f6n toteuttamisest<span class=\"__4 _361\"></span>a. Sen<span class=\"__4 _367\"></span> valvonnasta va<span class=\"__4 _361\"></span>staa puolestaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> riskienhal<span class=\"__4 _367\"></span>linta<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>toimin<span class=\"__4 _361\"></span>to. Hallit<span class=\"__4 _361\"></span>us on a<span class=\"__4 _361\"></span>set<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ut r<span class=\"__4 _361\"></span>ajat m<span class=\"__4 _361\"></span>uun m<span class=\"__4 _361\"></span>ua<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a sijoitu<span class=\"__4 _361\"></span>ksille y<span class=\"__4 _361\"></span>ksit<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>t\u00e4<span class=\"__4 _361\"></span>isen liikkees<span class=\"__4 _361\"></span>eenla<span class=\"__4 _361\"></span>skijan liikkeelle la<span class=\"__4 _361\"></span>skemiin ar<span class=\"__4 _361\"></span>vop<span class=\"__4 _361\"></span>apereihin t<span class=\"__4 _361\"></span>ai ka<span class=\"__4 _361\"></span>u<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>pank<span class=\"__4 _361\"></span>\u00e4yntivarastojen<span class=\"__4 _367\"></span> ja strategist<span class=\"__4 _367\"></span>en si<span class=\"__4 _367\"></span>jo<span class=\"__4 _367\"></span>itusten m\u00e4\u00e4ril<span class=\"__4 _367\"></span>le.<span class=\"__4 _367\"></span> Riskienhal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>n<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ta<span class=\"__4 _361\"></span>toiminto rap<span class=\"__4 _361\"></span>or<span class=\"__4 _361\"></span>toi hava<span class=\"__4 _361\"></span>innoist<span class=\"__4 _361\"></span>aan s<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4nn\u00f6llisesti toimiv<span class=\"__4 _361\"></span>alle johdolle ja h<span class=\"__4 _361\"></span>all<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>uk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>lle. Vakav<span class=\"__4 _361\"></span>araisuuslaskennas<span class=\"__4 _361\"></span>sa konsernin markkin<span class=\"__4 _361\"></span>ariski\u00e4 mitata<span class=\"__4 _361\"></span>an kau<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>pa<span class=\"__4 _361\"></span>nk\u00e4<span class=\"__4 _361\"></span>ynti<span class=\"__4 _361\"></span>var<span class=\"__4 _361\"></span>astoi<span class=\"__4 _361\"></span>hin l<span class=\"__4 _367\"></span>iit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vist<span class=\"__4 _361\"></span>\u00e4 positioist<span class=\"__4 _361\"></span>a. V\u00e4<span class=\"__4 _361\"></span>himm\u00e4is<span class=\"__4 _361\"></span>vak<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>aisuus<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>lasken<span class=\"__4 _367\"></span>nan mukai<span class=\"__4 _367\"></span>sesti<span class=\"__4 _367\"></span> markkinariskin<span class=\"__4 _367\"></span> katt<span class=\"__4 _361\"></span>ami<span class=\"__4 _367\"></span>seen<span class=\"__4 _367\"></span> varat<span class=\"__4 _361\"></span>aan tarvit<span class=\"__4 _361\"></span>ta<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>va m<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4 omia p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>omia<span class=\"__4 _361\"></span>. V\u00e4hi<span class=\"__4 _361\"></span>mm\u00e4<span class=\"__4 _361\"></span>isva<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>isuu<span class=\"__4 _361\"></span>sva<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>imus l<span class=\"__4 _361\"></span>ask<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n kaupa<span class=\"__4 _361\"></span>nk\u00e4yntivar<span class=\"__4 _361\"></span>astoj<span class=\"__4 _367\"></span>en positi<span class=\"__4 _367\"></span>oriskil<span class=\"__4 _367\"></span>le sek\u00e4 kok<span class=\"__4 _367\"></span>o toi<span class=\"__4 _367\"></span>minnan valuutt<span class=\"__4 _361\"></span>a<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kurssiriskil<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>. Konsernin<span class=\"__4 _367\"></span> kaupank<span class=\"__4 _361\"></span>\u00e4yntivarastoon luokitel<span class=\"__4 _367\"></span>lut s<span class=\"__4 _367\"></span>ij<span class=\"__4 _367\"></span>oituk<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>set o<span class=\"__4 _361\"></span>liva<span class=\"__4 _361\"></span>t 1<span class=\"__4 _369\"></span>7<span class=\"__4 _369\"></span>,5 miljoon<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a euro<span class=\"__4 _361\"></span>a 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>25 (21<span class=\"__4 _369\"></span>,0 m<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>joo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa 31<span class=\"__4 _369\"></span>.<span class=\"__4 _f6_2\"></span>1<span class=\"__4 _367\"></span>2.202<span class=\"__4 _369\"></span>4)<span class=\"__4 _367\"></span>. Markkinariskin<span class=\"__4 _367\"></span> vaatimat v\u00e4himm\u00e4is<span class=\"__4 _367\"></span>p\u00e4<span class=\"__4 _361\"></span>\u00e4omat<span class=\"__4 _367\"></span> ol<span class=\"__4 _367\"></span>ivat 2,<span class=\"__4 _369\"></span>7 miljoon<span class=\"__4 _361\"></span>aa 3<span class=\"__4 _361\"></span>1<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>12.202<span class=\"__4 _361\"></span>5 (3,2 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a 31<span class=\"__4 _369\"></span>.<span class=\"__4 _367\"></span>1<span class=\"__4 _369\"></span>2<span class=\"__4 _361\"></span>.2024)<span class=\"__4 _367\"></span>. Strategi<span class=\"__4 _367\"></span>sten<span class=\"__4 _367\"></span> si<span class=\"__4 _367\"></span>jo<span class=\"__4 _367\"></span>itust<span class=\"__4 _367\"></span>en markkinari<span class=\"__4 _367\"></span>ski\u00e4 s<span class=\"__4 _367\"></span>eurataan erikseen<span class=\"__4 _367\"></span> vakavarai<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>suuslaskenna<span class=\"__4 _361\"></span>ssa. Konser<span class=\"__4 _361\"></span>nin<span class=\"__4 _367\"></span> stra<span class=\"__4 _361\"></span>tegi<span class=\"__4 _367\"></span>set si<span class=\"__4 _367\"></span>joitukset 31<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.2025 ol<span class=\"__4 _367\"></span>ivat 6,0 miljoon<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a euro<span class=\"__4 _361\"></span>a (3,5 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a 31<span class=\"__4 _369\"></span>.<span class=\"__4 _367\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4)<span class=\"__4 _367\"></span>. Ko<span class=\"__4 _361\"></span>nser<span class=\"__4 _361\"></span>ni luo<span class=\"__4 _361\"></span>kit<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>telee st<span class=\"__4 _361\"></span>rat<span class=\"__4 _361\"></span>egisiksi sijoituk<span class=\"__4 _361\"></span>siksi p<span class=\"__4 _361\"></span>\u00e4\u00e4o<span class=\"__4 _361\"></span>sin konser<span class=\"__4 _361\"></span>niyht<span class=\"__4 _361\"></span>i\u00f6iden pitk<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>aiset omistukset p\u00e4\u00e4omara<span class=\"__4 _361\"></span>hastoi<span class=\"__4 _367\"></span>ss<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>Sijoitust<span class=\"__4 _361\"></span>en altist<span class=\"__4 _361\"></span>umisen no<span class=\"__4 _361\"></span>rma<span class=\"__4 _361\"></span>alille<span class=\"__4 _367\"></span> ma<span class=\"__4 _361\"></span>rk<span class=\"__4 _361\"></span>kina<span class=\"__4 _361\"></span>hintojen vai<span class=\"__4 _361\"></span>htelulle ei<span class=\"__4 _367\"></span> ole k<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>sot<span class=\"__4 _361\"></span>tu a<span class=\"__4 _361\"></span>iheu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>n kons<span class=\"__4 _361\"></span>ernille m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>\u00e4 ris<span class=\"__4 _361\"></span>ki\u00e4<span class=\"__4 _361\"></span>. Y<span class=\"__4 _361\"></span>ksike<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a her<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>naly<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>siss<span class=\"__4 _361\"></span>\u00e4 sijoit<span class=\"__4 _361\"></span>uksille a<span class=\"__4 _361\"></span>set<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tu 20 %:n k<span class=\"__4 _361\"></span>ur<span class=\"__4 _361\"></span>ssila<span class=\"__4 _361\"></span>sk<span class=\"__4 _361\"></span>u aih<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aisi ko<span class=\"__4 _361\"></span>nse<span class=\"__4 _361\"></span>rnille noin 1,2 miljoon<span class=\"__4 _361\"></span>an eu<span class=\"__4 _361\"></span>ron (0,7 mil<span class=\"__4 _367\"></span>joo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>n euro<span class=\"__4 _361\"></span>n 31<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _367\"></span>202<span class=\"__4 _369\"></span>4) tu<span class=\"__4 _367\"></span>losva<span class=\"__4 _367\"></span>ikutuksen<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span><div class=\"t_4 m0_4 h2_4 ff1_4 fs0_4 fc0_4 sc0_4 ls2a_4 ws47_3 gs4b_1\">131<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h3_4 ff2_4 fs1_4 fc1_4 sc0_4 ls1_4 ws1_4 gs4c_1\">u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gsdb_1\">Markkinariskin v\u00e4himm\u00e4isvaka<span class=\"__4 _367\"></span>varaisuusvaade<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs245_1\">20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls2f_4 ws4f_3 gs361\">Alk<span class=\"__4 _361\"></span>uper\u00e4inen </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs362\">vastuuar<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls2f_4 ws4f_3 gs363\">Risk<span class=\"__4 _361\"></span>ipainote<span class=\"__4 _361\"></span>ttu </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs364\">vastuuar<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs365\">Kaupank\u00e4yntivarasto<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs366\">-  <span class=\"__4 _f8_2\"> </span>om<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>n ehto<span class=\"__4 _361\"></span>iset  </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws75_3 gs367\"> sijoituk<span class=\"__4 _361\"></span>set<span class=\"__4 _f9_2\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>6 1<span class=\"__4 _367\"></span>38 <span class=\"__4 _415\"> </span> 3<span class=\"__4 _361\"></span>2 277 </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs368\">-  <span class=\"__4 _f8_2\"> </span>vie<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an eh<span class=\"__4 _361\"></span>toise<span class=\"__4 _361\"></span>t  </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws75_3 gs369\"> sijoituk<span class=\"__4 _361\"></span>set<span class=\"__4 _452\"> </span><span class=\"ls1_4 ws1_4\"> 1 354 <span class=\"__4 _428\"> </span> 1 1<span class=\"__4 _369\"></span>4<span class=\"__4 _361\"></span>3 </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs36a\">Koko toiminn<span class=\"__4 _361\"></span>an valuu<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>iski<span class=\"__4 _a7_3\"> </span><span class=\"ls2a_4 ws47_3\"> 19<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span> <span class=\"__4 _385\"> </span> 19<span class=\"__4 _361\"></span>8<span class=\"__4 _361\"></span> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs36b\">Vastuuarvo<span class=\"__4 _361\"></span>t yhteens\u00e4<span class=\"__4 _a0_3\"> </span><span class=\"ls20_4 ws49_3\">17 6<span class=\"__4 _361\"></span>9<span class=\"__4 _361\"></span>1<span class=\"__4 _373\"> </span>3<span class=\"__4 _361\"></span>3<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>18<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs36c\">V\u00e4himm<span class=\"__4 _361\"></span>\u00e4isv<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>raisu<span class=\"__4 _361\"></span>us<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws52_3 gs36d\">va<span class=\"__4 _361\"></span>ade<span class=\"__4 _fa_2\"> </span><span class=\"ls1_4 ws1_4\">2 68<span class=\"__4 _361\"></span>9<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs36e\">20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls2f_4 ws4f_3 gs36f\">Alk<span class=\"__4 _361\"></span>uper\u00e4inen </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs370\">vastuuar<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls2f_4 ws4f_3 gs371\">Risk<span class=\"__4 _361\"></span>ipainote<span class=\"__4 _361\"></span>ttu </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs372\">vastuuar<span class=\"__4 _361\"></span>vo<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs373\">Kaupank\u00e4yntivarasto<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs374\">-  <span class=\"__4 _f8_2\"> </span>om<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>oma<span class=\"__4 _361\"></span>n ehto<span class=\"__4 _361\"></span>iset  </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws75_3 gs375\"> sijoituk<span class=\"__4 _361\"></span>set<span class=\"__4 _fb_2\"> </span><span class=\"ls27_4 ws43_3\">19<span class=\"__4 _361\"></span> 15<span class=\"__4 _361\"></span>9<span class=\"__4 _428\"> </span><span class=\"ls28_4 ws44_3\">3<span class=\"__4 _1b_3\"></span>8 3<span class=\"__4 _361\"></span>18<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs376\">-  <span class=\"__4 _f8_2\"> </span>vie<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>an p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an eh<span class=\"__4 _361\"></span>toise<span class=\"__4 _361\"></span>t  </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws75_3 gs377\"> sijoituk<span class=\"__4 _361\"></span>set<span class=\"__4 _fc_2\"> </span><span class=\"ls1_4 ws1_4\">1 84<span class=\"__4 _361\"></span>4<span class=\"__4 _1f_3\"> </span>1 72<span class=\"__4 _361\"></span>2<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs378\">Koko toiminn<span class=\"__4 _361\"></span>an valuu<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>iski<span class=\"__4 _fd_2\"> </span><span class=\"ls27_4 ws43_3\">15<span class=\"__4 _361\"></span>5<span class=\"__4 _457\"> </span>15<span class=\"__4 _361\"></span>5<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs379\">Vastuuarvo<span class=\"__4 _361\"></span>t yhteens\u00e4<span class=\"__4 _a2_3\"> </span><span class=\"ls2b_4 ws48_3\">2<span class=\"__4 _1b_3\"></span>1 15<span class=\"__4 _361\"></span>8<span class=\"__4 _373\"> </span><span class=\"ls2c_4 ws4a_3\">4<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span> 19<span class=\"__4 _361\"></span>5<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs37a\">V\u00e4himm<span class=\"__4 _361\"></span>\u00e4isv<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ava<span class=\"__4 _361\"></span>raisu<span class=\"__4 _361\"></span>us<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws52_3 gs37b\">va<span class=\"__4 _361\"></span>ade<span class=\"__4 _fe_2\"> </span><span class=\"ls20_4 ws49_3\">3<span class=\"__4 _361\"></span> 2<span class=\"__4 _361\"></span>16<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1_4 ws1_4 gs37d\">Valuut<span class=\"__4 _361\"></span>tar<span class=\"__4 _361\"></span>iskil<span class=\"__4 _361\"></span>le alt<span class=\"__4 _361\"></span>tii<span class=\"__4 _361\"></span>na olevat koht<span class=\"__4 _361\"></span>eet<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1d_4 gs37e\">Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin suu<span class=\"__4 _361\"></span>rimm<span class=\"__4 _361\"></span>at v<span class=\"__4 _361\"></span>aluut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4iset e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t Yh<span class=\"__4 _361\"></span>dys<span class=\"__4 _361\"></span>val<span class=\"__4 _361\"></span>tai<span class=\"__4 _361\"></span>n dollar<span class=\"__4 _361\"></span>in </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs37f\">ja Ru<span class=\"__4 _361\"></span>otsin k<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>uunu<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4isi\u00e4 e<span class=\"__4 _361\"></span>ri\u00e4<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs380\">20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _ff_2\"> </span><span class=\"ls1a_4 ws34_4\">USD<span class=\"__4 _3d_3\"> </span>SEK<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs381\">Oman taseen ar<span class=\"__4 _361\"></span>vopaperit<span class=\"__4 _461\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _462\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls29_4 ws46_3 gs382\">Pa<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>ilit<span class=\"__4 _463\"> </span><span class=\"ls1_4 ws1_4\"> 35 <span class=\"__4 _385\"> </span><span class=\"ls27_4 ws43_3\"> 15<span class=\"__4 _361\"></span>5<span class=\"__4 _361\"></span> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs383\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _464\"> </span><span class=\"ls1_4 ws1_4\"> 35 <span class=\"__4 _438\"> </span><span class=\"ls2b_4 ws48_3\"> 15<span class=\"__4 _361\"></span>5<span class=\"__4 _361\"></span> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs384\">20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _ff_2\"> </span><span class=\"ls1a_4 ws34_4\">USD<span class=\"__4 _3d_3\"> </span>SEK<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs385\">Oman taseen ar<span class=\"__4 _361\"></span>vopaperit<span class=\"__4 _a4_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _364\"> </span>-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls29_4 ws46_3 gs386\">Pa<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>ilit<span class=\"__4 _366\"> </span><span class=\"ls3a_4 ws72_3\">54<span class=\"__4 _412\"> </span><span class=\"ls19_4 ws67_3\">89<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs387\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _465\"> </span><span class=\"ls12_4 ws51_3\">54<span class=\"__4 _a7_3\"> </span><span class=\"ls4_4 ws3_4\">89<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls47_3 ws88_3 gs388\">Herkk<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ysanaly<span class=\"__4 _361\"></span>ysi v<span class=\"__4 _367\"></span>aluut<span class=\"__4 _361\"></span>takurssien muutoksis<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws4_4 gs389\">United<span class=\"__4 _367\"></span> Banker<span class=\"__4 _361\"></span>s -konserni<span class=\"__4 _367\"></span>n johto<span class=\"__4 _367\"></span> kat<span class=\"__4 _361\"></span>soo,<span class=\"__4 _367\"></span> ett<span class=\"__4 _361\"></span>\u00e4 kon<span class=\"__4 _367\"></span>sernin alti<span class=\"__4 _367\"></span>stuminen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws52_3 gs38a\">va<span class=\"__4 _361\"></span>luut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ur<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>eille on v\u00e4<span class=\"__4 _361\"></span>h\u00e4i<span class=\"__4 _361\"></span>nen, jolloi<span class=\"__4 _361\"></span>n my\u00f6s v<span class=\"__4 _361\"></span>aluu<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>kur<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>sien mu<span class=\"__4 _361\"></span>utok<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs38b\">si<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>la arvio<span class=\"__4 _367\"></span>idaan o<span class=\"__4 _367\"></span>levan<span class=\"__4 _367\"></span> v\u00e4h\u00e4inen<span class=\"__4 _367\"></span> vai<span class=\"__4 _367\"></span>kutus yht<span class=\"__4 _367\"></span>i\u00f6n<span class=\"__4 _367\"></span> ti<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>np\u00e4\u00e4t\u00f6kseen<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-416": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls47_3 ws88_3 gs25c_1\">27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.<span class=\"__4 _361\"></span>2.<span class=\"__4 _361\"></span>2 Maksuvalmiusriski<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws29_4 gs38d\">Konsernin hall<span class=\"__4 _367\"></span>itus vahvist<span class=\"__4 _361\"></span>aa vuosit<span class=\"__4 _361\"></span>tain maksu<span class=\"__4 _361\"></span>valmiusri<span class=\"__4 _367\"></span>skistr<span class=\"__4 _361\"></span>ategian. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1e_4 ws9_4 gs25d_1\">Maksuvalm<span class=\"__4 _367\"></span>iusr<span class=\"__4 _367\"></span>iski<span class=\"__4 _367\"></span>strategi<span class=\"__4 _367\"></span>an k\u00e4yt\u00e4nn\u00f6n to<span class=\"__4 _367\"></span>teuttamisesta<span class=\"__4 _367\"></span> vasta<span class=\"__4 _361\"></span>a<span class=\"__4 _367\"></span> kon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wse_4 gs38e\">se<span class=\"__4 _361\"></span>rnin toi<span class=\"__4 _361\"></span>miva j<span class=\"__4 _361\"></span>ohto j<span class=\"__4 _361\"></span>a mak<span class=\"__4 _361\"></span>su<span class=\"__4 _361\"></span>valm<span class=\"__4 _361\"></span>iusri<span class=\"__4 _361\"></span>skis<span class=\"__4 _361\"></span>tr<span class=\"__4 _361\"></span>ate<span class=\"__4 _361\"></span>gian h<span class=\"__4 _361\"></span>allinna<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a ja v<span class=\"__4 _361\"></span>al<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 wsb_4 gs25e_1\">vonnast<span class=\"__4 _361\"></span>a puo<span class=\"__4 _367\"></span>lesta<span class=\"__4 _361\"></span>an taloushal<span class=\"__4 _367\"></span>lint<span class=\"__4 _367\"></span>o ja ri<span class=\"__4 _367\"></span>skienhall<span class=\"__4 _367\"></span>intatoimi<span class=\"__4 _367\"></span>nto.<span class=\"__4 _367\"></span> T<span class=\"__4 _367\"></span>alous<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws27_4 gs25f_1\">hall<span class=\"__4 _367\"></span>into<span class=\"__4 _367\"></span> ja riskienhal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>ntatoiminto<span class=\"__4 _367\"></span> rapor<span class=\"__4 _361\"></span>toivat havainnoistaan s\u00e4<span class=\"__4 _361\"></span>\u00e4nn\u00f6l<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs38f\">lisest<span class=\"__4 _361\"></span>i toimivalle johd<span class=\"__4 _361\"></span>olle ja hallituks<span class=\"__4 _361\"></span>elle.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls30_4 ws1d_4 gs261_1\">Ma<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>almiusr<span class=\"__4 _361\"></span>iski o<span class=\"__4 _361\"></span>n risk<span class=\"__4 _361\"></span>i\u00e4 siit<span class=\"__4 _361\"></span>\u00e4, e<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4 Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers -<span class=\"__4 _361\"></span>kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin yh<span class=\"__4 _361\"></span>ti\u00f6t </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws6a_3 gs262_1\">eiv<span class=\"__4 _361\"></span>\u00e4t lik<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>idien v<span class=\"__4 _361\"></span>aroje<span class=\"__4 _361\"></span>n v\u00e4<span class=\"__4 _361\"></span>h\u00e4is<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>yden v<span class=\"__4 _361\"></span>uok<span class=\"__4 _361\"></span>si pys<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yisi h<span class=\"__4 _361\"></span>arjoit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an no<span class=\"__4 _361\"></span>r<span class=\"__4 _367\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls43_3 wse_4 gs390\">maa<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ia<span class=\"__4 _367\"></span> l<span class=\"__4 _369\"></span>ii<span class=\"__4 _367\"></span>ke<span class=\"__4 _367\"></span>t<span class=\"__4 _367\"></span>oi<span class=\"__4 _367\"></span>m<span class=\"__4 _367\"></span>in<span class=\"__4 _367\"></span>taa<span class=\"__4 _367\"></span> tai<span class=\"__4 _369\"></span> suo<span class=\"__4 _367\"></span>ri<span class=\"__4 _367\"></span>ut<span class=\"__4 _367\"></span>umaa<span class=\"__4 _367\"></span>n<span class=\"__4 _367\"></span> er\u00e4\u00e4<span class=\"__4 _367\"></span>ntyvi<span class=\"__4 _367\"></span>st\u00e4<span class=\"__4 _369\"></span> maksu<span class=\"__4 _367\"></span>ve<span class=\"__4 _367\"></span>lv<span class=\"__4 _369\"></span>oitt<span class=\"__4 _367\"></span>ei<span class=\"__4 _369\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 wsf_4 gs263_1\">t<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>ajas<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>. Ma<span class=\"__4 _361\"></span>ksu<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>lmiusr<span class=\"__4 _361\"></span>iski<span class=\"__4 _361\"></span>\u00e4 syn<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>y U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s -ko<span class=\"__4 _361\"></span>n<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls46_3 ws1e_4 gs264_1\">sern<span class=\"__4 _367\"></span>issa<span class=\"__4 _367\"></span> p\u00e4\u00e4asiassa ma<span class=\"__4 _367\"></span>rkkino<span class=\"__4 _367\"></span>id<span class=\"__4 _367\"></span>en ma<span class=\"__4 _367\"></span>ksuval<span class=\"__4 _367\"></span>mi<span class=\"__4 _367\"></span>usr<span class=\"__4 _367\"></span>iski<span class=\"__4 _367\"></span>st\u00e4<span class=\"__4 _367\"></span> ja/<span class=\"__4 _361\"></span>tai<span class=\"__4 _367\"></span> kus<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs265_1\">tannust<span class=\"__4 _361\"></span>ason noususta. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws48_3 gs391\">Konserni hall<span class=\"__4 _367\"></span>itsee ma<span class=\"__4 _361\"></span>ksuvalmiusriski\u00e4\u00e4<span class=\"__4 _361\"></span>n maksuv<span class=\"__4 _361\"></span>alm<span class=\"__4 _367\"></span>iuden suunnitte<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 wsd_4 gs392\">lulla, ma<span class=\"__4 _361\"></span>ksu<span class=\"__4 _361\"></span>valmiust<span class=\"__4 _361\"></span>ilanteen a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioinnilla ja rap<span class=\"__4 _361\"></span>or<span class=\"__4 _361\"></span>toinnilla sek<span class=\"__4 _361\"></span>\u00e4 oikein </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws29_4 gs267_1\">mitoitetul<span class=\"__4 _367\"></span>la l<span class=\"__4 _367\"></span>ik<span class=\"__4 _361\"></span>viditeettireser<span class=\"__4 _361\"></span>vill\u00e4,<span class=\"__4 _367\"></span> jatk<span class=\"__4 _361\"></span>uvuus- ja varau<span class=\"__4 _361\"></span>tumissuunnitte<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 wsa4_2 gs393\">lul<span class=\"__4 _367\"></span>la sek\u00e4 tehok<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>al<span class=\"__4 _367\"></span>la ja jatku<span class=\"__4 _361\"></span>valla<span class=\"__4 _367\"></span> likviditeet<span class=\"__4 _361\"></span>titilanteen ohjauksella.<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws73_3 gs268_1\">Maksu<span class=\"__4 _361\"></span>valmiusri<span class=\"__4 _367\"></span>skin osalta riskinottohalukk<span class=\"__4 _361\"></span>uus on k<span class=\"__4 _367\"></span>onsernilla<span class=\"__4 _367\"></span> konser<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws41_3 gs394\">vatiivinen.<span class=\"__4 _367\"></span> P\u00e4ivitt<span class=\"__4 _361\"></span>\u00e4isen<span class=\"__4 _367\"></span> maksuv<span class=\"__4 _361\"></span>alm<span class=\"__4 _367\"></span>iuden turva<span class=\"__4 _361\"></span>amiseksi<span class=\"__4 _367\"></span> konserni<span class=\"__4 _367\"></span> pyrkii </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls26_4 ws1d_4 gs269_1\">pit<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n t<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vi<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4n v<span class=\"__4 _361\"></span>aroja k<span class=\"__4 _361\"></span>\u00e4t<span class=\"__4 _361\"></span>eisen<span class=\"__4 _361\"></span>\u00e4 ja mu<span class=\"__4 _361\"></span>ina lik<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>idein<span class=\"__4 _361\"></span>\u00e4 va<span class=\"__4 _361\"></span>roi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs26a_1\">na. Konsernilla<span class=\"__4 _367\"></span> on k\u00e4y<span class=\"__4 _361\"></span>t\u00f6ss\u00e4<span class=\"__4 _361\"></span>\u00e4n lis\u00e4ksi lim<span class=\"__4 _367\"></span>iiti<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>isi\u00e4 pankkitilej\u00e4.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 wsa5_2 gs26c_1\">Si<span class=\"__4 _367\"></span>joituspalveluyrit<span class=\"__4 _361\"></span>ysten vak<span class=\"__4 _361\"></span>avar<span class=\"__4 _361\"></span>aisuusaset<span class=\"__4 _361\"></span>uksen muk<span class=\"__4 _361\"></span>aan sij<span class=\"__4 _367\"></span>oituspalve<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws71_3 gs26d_1\">luy<span class=\"__4 _361\"></span>rit<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>ksill\u00e4 t<span class=\"__4 _361\"></span>ulee olla lik<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>idej\u00e4 v<span class=\"__4 _361\"></span>aroj<span class=\"__4 _361\"></span>a v\u00e4h<span class=\"__4 _361\"></span>int<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n yk<span class=\"__4 _361\"></span>si kolm<span class=\"__4 _361\"></span>aso<span class=\"__4 _361\"></span>sa v<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>a<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws33_4 gs26e_1\">var<span class=\"__4 _361\"></span>ais<span class=\"__4 _367\"></span>uusa<span class=\"__4 _361\"></span>setuksen muka<span class=\"__4 _361\"></span>an lasketusta kiintei<span class=\"__4 _367\"></span>den yle<span class=\"__4 _367\"></span>iskust<span class=\"__4 _361\"></span>annusten<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls12_4 ws4_4 gs26f_1\">p\u00e4\u00e4om<span class=\"__4 _361\"></span>avaatimuksest<span class=\"__4 _361\"></span>a. Unit<span class=\"__4 _367\"></span>ed Bankers -konsernin kii<span class=\"__4 _367\"></span>nteiden<span class=\"__4 _367\"></span> yleis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws6b_3 gs395\">kusta<span class=\"__4 _361\"></span>nnusten<span class=\"__4 _367\"></span> perusteel<span class=\"__4 _367\"></span>la laskettu p\u00e4\u00e4omav<span class=\"__4 _361\"></span>aatimus on<span class=\"__4 _367\"></span> 6,<span class=\"__4 _367\"></span>0 mi<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>joonaa </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsf_4 gs270_1\">eur<span class=\"__4 _361\"></span>oa (5,8 miljoon<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a euro<span class=\"__4 _361\"></span>a 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4) ja t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4n pe<span class=\"__4 _361\"></span>rus<span class=\"__4 _361\"></span>teella l<span class=\"__4 _361\"></span>ask<span class=\"__4 _361\"></span>et<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1c_4 wsf_4 gs396\">tu m<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>su<span class=\"__4 _361\"></span>valmiu<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>de on 2,0 miljoo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa (1<span class=\"__4 _367\"></span>,9 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws6d_3 gs271_1\">31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4). United B<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nker<span class=\"__4 _361\"></span>s -k<span class=\"__4 _361\"></span>onse<span class=\"__4 _361\"></span>rnin s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et luo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>olaito<span class=\"__4 _361\"></span>ksilt<span class=\"__4 _361\"></span>a oli<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls25_4 ws31_4 gs272_1\">va<span class=\"__4 _361\"></span>t 6,4 miljoona<span class=\"__4 _361\"></span>a eu<span class=\"__4 _361\"></span>roa 31.<span class=\"__4 _f6_2\"></span>12.202<span class=\"__4 _361\"></span>5 (1<span class=\"__4 _369\"></span>3,3 miljoo<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>a eur<span class=\"__4 _361\"></span>oa 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>12.2024)<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws52_3 gs398\">Seura<span class=\"__4 _361\"></span>ava taulukko kuv<span class=\"__4 _361\"></span>aa rahoitusva<span class=\"__4 _361\"></span>ro<span class=\"__4 _367\"></span>jen maturiteet<span class=\"__4 _361\"></span>ti<span class=\"__4 _367\"></span>jakaum<span class=\"__4 _361\"></span>aa.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs399\">31.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>20<span class=\"__4 _361\"></span>25 | 1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _466\"> </span>all<span class=\"__4 _361\"></span>e 3k<span class=\"__4 _361\"></span>k <span class=\"__4 _392\"> </span><span class=\"ls41_3 ws1a_4\">3<span class=\"__4 _361\"></span>-12<span class=\"__4 _361\"></span> k<span class=\"__4 _1b_3\"></span>k<span class=\"__4 _412\"> </span></span>1-5 v. <span class=\"__4 _3d_3\"> </span>yli 5 v.<span class=\"__4 _428\"> </span><span class=\"ls17_4 ws39_4\">Yh<span class=\"__4 _361\"></span>teens\u00e4<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs39a\">Rahoitusvar<span class=\"__4 _361\"></span>at<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs39b\">Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _467\"> </span><span class=\"ls1_4 ws1_4\"> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _427\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _401\"> </span></span> 6 365 </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs39c\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _469\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _4f_3\"> </span><span class=\"ws1_4\"> 2 <span class=\"__4 _427\"> </span></span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _4f_3\"> </span><span class=\"ws1_4\"> 2 </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs39d\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t<span class=\"__4 _470\"> </span><span class=\"ls1_4 ws1_4\"> 95 <span class=\"__4 _a0_3\"> </span> 277 <span class=\"__4 _a0_3\"> </span> 82<span class=\"__4 _361\"></span>9 <span class=\"__4 _a0_3\"> </span><span class=\"ls27_4 ws43_3\"> 15<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _361\"></span> <span class=\"__4 _394\"> </span></span> 1 35<span class=\"__4 _361\"></span>4 </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs39e\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _471\"> </span><span class=\"ls1_4 ws1_4\"> 6 46<span class=\"__4 _361\"></span>0 <span class=\"__4 _fd_2\"> </span><span class=\"ls34_4 ws80_3\"> 277 <span class=\"__4 _fd_2\"> </span></span> 8<span class=\"__4 _361\"></span>31 <span class=\"__4 _454\"> </span><span class=\"ls2b_4 ws48_3\"> 15<span class=\"__4 _361\"></span>3<span class=\"__4 _361\"></span> <span class=\"__4 _448\"> </span></span> 7 72<span class=\"__4 _361\"></span>2 </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs39f\">31.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>20<span class=\"__4 _361\"></span>24 | 1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _466\"> </span>all<span class=\"__4 _361\"></span>e 3k<span class=\"__4 _361\"></span>k <span class=\"__4 _392\"> </span><span class=\"ls41_3 ws1a_4\">3<span class=\"__4 _361\"></span>-12<span class=\"__4 _361\"></span> k<span class=\"__4 _1b_3\"></span>k<span class=\"__4 _412\"> </span></span>1-5 v. <span class=\"__4 _3d_3\"> </span>yli 5 v.<span class=\"__4 _428\"> </span><span class=\"ls17_4 ws39_4\">Yh<span class=\"__4 _361\"></span>teens\u00e4<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs3a0\">Rahoitusvar<span class=\"__4 _361\"></span>at<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs3a1\">Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _407\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _361\"></span> 3<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _361\"></span>0<span class=\"__4 _be_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _457\"> </span></span>13<span class=\"__4 _361\"></span> 3<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs3a2\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>et yleis\u00f6lt<span class=\"__4 _361\"></span>\u00e4 ja julkisy<span class=\"__4 _361\"></span>hteis\u00f6ilt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _393\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _bc_3\"> </span>1<span class=\"__4 _10a_2\"> </span>2<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _bc_3\"> </span>3<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs3a3\">Sa<span class=\"__4 _361\"></span>amis<span class=\"__4 _361\"></span>todistu<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t<span class=\"__4 _10b_2\"> </span><span class=\"ls2b_4 ws48_3\">24<span class=\"__4 _361\"></span>5<span class=\"__4 _2d_3\"> </span><span class=\"ls4a_3 ws73_3\">75<span class=\"__4 _fd_2\"> </span><span class=\"ls48_3 wsa_4\">1 10<span class=\"__4 _1b_3\"></span>9<span class=\"__4 _c0_3\"> </span><span class=\"ls27_4 ws43_3\">415<span class=\"__4 _459\"> </span><span class=\"ls1_4 ws1_4\">1 8<span class=\"__4 _361\"></span>44<span class=\"__4 _362\"> </span></span></span></span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs3a4\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _10c_2\"> </span><span class=\"ls33_4 ws54_3\">13<span class=\"__4 _361\"></span> 57<span class=\"__4 _361\"></span>6<span class=\"__4 _6b_3\"> </span><span class=\"ls1f_4 ws3c_4\">76<span class=\"__4 _10d_2\"> </span><span class=\"ls2e_4 ws4e_3\">1<span class=\"__4 _361\"></span> 111<span class=\"__4 _458\"> </span><span class=\"ls2b_4 ws48_3\">415<span class=\"__4 _376\"> </span><span class=\"ls20_4 ws49_3\">15<span class=\"__4 _361\"></span> 17<span class=\"__4 _361\"></span>7<span class=\"__4 _362\"> </span></span></span></span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs3a5\">Se<span class=\"__4 _361\"></span>ura<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>auluk<span class=\"__4 _361\"></span>ko k<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>aa r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>usvelk<span class=\"__4 _361\"></span>ojen so<span class=\"__4 _361\"></span>pimuk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>en pe<span class=\"__4 _361\"></span>rus<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>a ma<span class=\"__4 _361\"></span>tur<span class=\"__4 _361\"></span>itee<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ian<span class=\"__4 _361\"></span>aly<span class=\"__4 _361\"></span>ysi<span class=\"__4 _361\"></span>\u00e4. Taulukos<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a esit<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t tiedo<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t disko<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>mat<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>mia ja sis<span class=\"__4 _361\"></span>\u00e4l<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>v\u00e4t s<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>\u00e4 koro<span class=\"__4 _361\"></span>nm<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>sut et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4 p\u00e4<span class=\"__4 _361\"></span>\u00e4o<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>n ta<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>aisinm<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>sut<span class=\"__4 _361\"></span>. </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs3a6\">31.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>20<span class=\"__4 _361\"></span>25 | Sop<span class=\"__4 _361\"></span>imusp<span class=\"__4 _361\"></span>erus<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>ise<span class=\"__4 _361\"></span>t rahav<span class=\"__4 _361\"></span>irr<span class=\"__4 _361\"></span>at | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _10e_2\"> </span><span class=\"ls17_4 ws39_4\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _7d_3\"> </span></span>2 k<span class=\"__4 _361\"></span>k ta<span class=\"__4 _361\"></span>i alle<span class=\"__4 _3d_3\"> </span><span class=\"ls41_3 ws1a_4\">2<span class=\"__4 _361\"></span>-12<span class=\"__4 _361\"></span> k<span class=\"__4 _1b_3\"></span>k<span class=\"__4 _10f_2\"> </span><span class=\"ls3_4 ws2_4\">1<span class=\"__4 _367\"></span>-<span class=\"__4 _367\"></span>2 vuotta<span class=\"__4 _472\"> </span>2-5<span class=\"__4 _367\"></span> vuotta<span class=\"__4 _473\"> </span><span class=\"ls1_4 ws1_4\">Yl<span class=\"__4 _361\"></span>i 5 vuo<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span></span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs3a7\">Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _474\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs3a8\">Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _475\"> </span><span class=\"ls1_4 ws1_4\"> 3 1<span class=\"__4 _367\"></span>99 <span class=\"__4 _458\"> </span> 98 <span class=\"__4 _a0_3\"> </span> 49<span class=\"__4 _361\"></span>0 <span class=\"__4 _476\"> </span> 2 61<span class=\"__4 _369\"></span>1 <span class=\"__4 _400\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs3a9\">Ar<span class=\"__4 _361\"></span>vopapereiden v\u00e4lit<span class=\"__4 _361\"></span>ysvelat<span class=\"__4 _477\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>7 768 <span class=\"__4 _478\"> </span> 1<span class=\"__4 _367\"></span>7 768 <span class=\"__4 _427\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs3aa\">Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut vel<span class=\"__4 _361\"></span>at<span class=\"__4 _418\"> </span> 4 0<span class=\"__4 _361\"></span>69 <span class=\"__4 _394\"> </span> 4 0<span class=\"__4 _361\"></span>69 <span class=\"__4 _427\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs3ab\">T<span class=\"__4 _367\"></span>uleva<span class=\"__4 _361\"></span>t koronm<span class=\"__4 _361\"></span>aks<span class=\"__4 _361\"></span>ut veloist<span class=\"__4 _361\"></span>a<span class=\"__4 _479\"> </span><span class=\"ls2a_4 ws47_3\"> 7<span class=\"__4 _361\"></span>14 <span class=\"__4 _a0_3\"> </span><span class=\"ls1_4 ws1_4\"> 48<span class=\"__4 _361\"></span>5 <span class=\"__4 _458\"> </span> 66 <span class=\"__4 _458\"> </span> 64 <span class=\"__4 _458\"> </span> 99 <span class=\"__4 _427\"> </span><span class=\"ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs3ac\">Konsernin<span class=\"__4 _367\"></span> ulko<span class=\"__4 _367\"></span>puoli<span class=\"__4 _367\"></span>sten tahojen<span class=\"__4 _367\"></span> velvo<span class=\"__4 _367\"></span>itteiden puo<span class=\"__4 _367\"></span>lesta annetut tak<span class=\"__4 _361\"></span>aukset<span class=\"__4 _480\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  <span class=\"__4 _468\"> </span> <span class=\"__4 _e_4\"> </span>-  </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs3ad\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _481\"> </span><span class=\"ls1_4 ws1_4\"> 25 749 <span class=\"__4 _438\"> </span> 2<span class=\"__4 _361\"></span>2 41<span class=\"__4 _369\"></span>9 <span class=\"__4 _8b_3\"> </span><span class=\"ls34_4 ws80_3\"> 555 <span class=\"__4 _448\"> </span></span> 2 675 <span class=\"__4 _450\"> </span> 99 <span class=\"__4 _427\"> </span><span class=\"ws3f_3\"> <span class=\"__4 _e_4\"> </span>-  </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs3ae\">31.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _361\"></span>20<span class=\"__4 _361\"></span>24 | Sop<span class=\"__4 _361\"></span>imusp<span class=\"__4 _361\"></span>eru<span class=\"__4 _361\"></span>ste<span class=\"__4 _361\"></span>ise<span class=\"__4 _361\"></span>t rahav<span class=\"__4 _361\"></span>irr<span class=\"__4 _361\"></span>at | 1 0<span class=\"__4 _361\"></span>00 eu<span class=\"__4 _361\"></span>roa<span class=\"__4 _10e_2\"> </span><span class=\"ls17_4 ws39_4\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _7d_3\"> </span></span>2 k<span class=\"__4 _361\"></span>k ta<span class=\"__4 _361\"></span>i alle<span class=\"__4 _3d_3\"> </span><span class=\"ls41_3 ws1a_4\">2<span class=\"__4 _361\"></span>-12<span class=\"__4 _361\"></span> k<span class=\"__4 _1b_3\"></span>k<span class=\"__4 _10f_2\"> </span><span class=\"ls3_4 ws2_4\">1<span class=\"__4 _367\"></span>-<span class=\"__4 _367\"></span>2 vuotta<span class=\"__4 _472\"> </span>2-5<span class=\"__4 _367\"></span> vuotta<span class=\"__4 _473\"> </span><span class=\"ls1_4 ws1_4\">Yl<span class=\"__4 _361\"></span>i 5 vuo<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _362\"> </span></span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs3af\">Velat<span class=\"__4 _367\"></span> luottolaitoksil<span class=\"__4 _367\"></span>le<span class=\"__4 _11a_1\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws32_4 gs3b0\">Vuokrasopimusvel<span class=\"__4 _367\"></span>at<span class=\"__4 _398\"> </span><span class=\"ls1_4 ws1_4\">1 282<span class=\"__4 _c1_3\"> </span><span class=\"ls48_3 wsa_4\">10<span class=\"__4 _361\"></span>5<span class=\"__4 _c1_3\"> </span><span class=\"lsc_4 ws10_4\">526<span class=\"__4 _458\"> </span><span class=\"ls33_4 ws54_3\">6<span class=\"__4 _1b_3\"></span>51<span class=\"__4 _be_3\"> </span></span></span></span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs3b1\">Ar<span class=\"__4 _361\"></span>vopapereiden v\u00e4lit<span class=\"__4 _361\"></span>ysvelat<span class=\"__4 _11b_1\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _459\"> </span>5 732<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs3b2\">Ost<span class=\"__4 _361\"></span>ovela<span class=\"__4 _361\"></span>t ja mu<span class=\"__4 _361\"></span>ut vel<span class=\"__4 _361\"></span>at<span class=\"__4 _11c_1\"> </span>5 55<span class=\"__4 _361\"></span>6<span class=\"__4 _11d_1\"> </span>5 55<span class=\"__4 _361\"></span>6<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs3b3\">T<span class=\"__4 _367\"></span>uleva<span class=\"__4 _361\"></span>t koronm<span class=\"__4 _361\"></span>aks<span class=\"__4 _361\"></span>ut veloist<span class=\"__4 _361\"></span>a<span class=\"__4 _11e_1\"> </span><span class=\"ls1_4 ws1_4\">1 262<span class=\"__4 _459\"> </span>1 2<span class=\"__4 _361\"></span>27<span class=\"__4 _6b_3\"> </span><span class=\"ls17_4 ws39_4\">21<span class=\"__4 _2d_3\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _be_3\"> </span></span></span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs3b4\">Konsernin<span class=\"__4 _367\"></span> ulko<span class=\"__4 _367\"></span>puoli<span class=\"__4 _367\"></span>sten tahojen<span class=\"__4 _367\"></span> velvo<span class=\"__4 _367\"></span>itteiden puo<span class=\"__4 _367\"></span>lesta annetut tak<span class=\"__4 _361\"></span>aukset<span class=\"__4 _421\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _bf_3\"> </span>-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs3b5\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _10c_2\"> </span><span class=\"ls33_4 ws54_3\">13 8<span class=\"__4 _361\"></span>3<span class=\"__4 _361\"></span>2<span class=\"__4 _376\"> </span><span class=\"ls20_4 ws49_3\">12<span class=\"__4 _361\"></span> 6<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>1<span class=\"__4 _450\"> </span><span class=\"ls9_4 ws42_3\">548<span class=\"__4 _455\"> </span><span class=\"ls3_4 ws2_4\">664<span class=\"__4 _be_3\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _be_3\"> </span>-<span class=\"__4 _362\"> </span></span></span></span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs3b6\">Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers -<span class=\"__4 _361\"></span>kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nilla on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n 7 miljoon<span class=\"__4 _361\"></span>an e<span class=\"__4 _361\"></span>uron lu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>tolimiit<span class=\"__4 _361\"></span>ti, jo<span class=\"__4 _361\"></span>ka t<span class=\"__4 _361\"></span>ilika<span class=\"__4 _361\"></span>uden 2<span class=\"__4 _361\"></span>025 lo<span class=\"__4 _361\"></span>pus<span class=\"__4 _361\"></span>sa oli n<span class=\"__4 _361\"></span>ost<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-417": {
   "value": "<div class=\"t_4 m0_4 h2_4 ff1_4 fs0_4 fc0_4 sc0_4 ls2a_4 ws47_3 gs4b_1\">13<span class=\"__4 _361\"></span>3<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h3_4 ff2_4 fs1_4 fc1_4 sc0_4 ls1_4 ws1_4 gs4c_1\">u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gsdb_1\">27<span class=\"__4 _f6_2\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.2<span class=\"__4 _361\"></span>.3 Luot<span class=\"__4 _361\"></span>toriski<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsa6_2 gs3b7\">Konsernin<span class=\"__4 _367\"></span> hall<span class=\"__4 _367\"></span>itus vahvistaa vuositt<span class=\"__4 _361\"></span>ain<span class=\"__4 _367\"></span> luottoriskistrategian.<span class=\"__4 _367\"></span> Luottoris<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4f_3 gs168_1\">kistrategian k\u00e4yt<span class=\"__4 _361\"></span>\u00e4nn\u00f6n to<span class=\"__4 _367\"></span>teutt<span class=\"__4 _361\"></span>amisesta vasta<span class=\"__4 _361\"></span>a kon<span class=\"__4 _367\"></span>sernin t<span class=\"__4 _367\"></span>oimiva j<span class=\"__4 _367\"></span>ohto </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls5_4 ws5_4 gs169_1\">ja lu<span class=\"__4 _367\"></span>ottoriskistrategian hal<span class=\"__4 _367\"></span>lin<span class=\"__4 _367\"></span>nast<span class=\"__4 _361\"></span>a ja<span class=\"__4 _367\"></span> valvonnast<span class=\"__4 _361\"></span>a pu<span class=\"__4 _367\"></span>olestaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> talous<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws99_3 gs16a_1\">hallinto ja riskie<span class=\"__4 _361\"></span>nhallint<span class=\"__4 _361\"></span>atoiminto. Konser<span class=\"__4 _361\"></span>nin talo<span class=\"__4 _361\"></span>ushallinto seur<span class=\"__4 _361\"></span>aa s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws33_4 gs16b_1\">misi<span class=\"__4 _367\"></span>in kohd<span class=\"__4 _367\"></span>istuva<span class=\"__4 _361\"></span>a luottoriski\u00e4 sek\u00e4 mahdolli<span class=\"__4 _367\"></span>sia l<span class=\"__4 _367\"></span>uottoriskikeskit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls17_4 ws20_4 gs16c_1\">mi\u00e4. T<span class=\"__4 _369\"></span>aloushall<span class=\"__4 _367\"></span>into<span class=\"__4 _367\"></span> ja riskienhal<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>intatoimint<span class=\"__4 _367\"></span>o rapor<span class=\"__4 _361\"></span>toivat havainnoi<span class=\"__4 _367\"></span>sta<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs16d_1\">s\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>n\u00f6llisesti toimiv<span class=\"__4 _361\"></span>alle johdolle ja hallitu<span class=\"__4 _361\"></span>kselle.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 wsd_4 gs16f_1\">Luot<span class=\"__4 _361\"></span>tor<span class=\"__4 _361\"></span>iskill\u00e4 ta<span class=\"__4 _361\"></span>rkoitet<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an risk<span class=\"__4 _361\"></span>i\u00e4 ta<span class=\"__4 _361\"></span>ppiost<span class=\"__4 _361\"></span>a, jok<span class=\"__4 _361\"></span>a joht<span class=\"__4 _361\"></span>uisi si<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>\u00e4, et<span class=\"__4 _361\"></span>teiv<span class=\"__4 _361\"></span>\u00e4t </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws4_4 gs170_1\">United<span class=\"__4 _367\"></span> Bankers -konserniin kuu<span class=\"__4 _367\"></span>luvien yhti\u00f6<span class=\"__4 _367\"></span>iden sop<span class=\"__4 _367\"></span>imusvast<span class=\"__4 _361\"></span>apuole<span class=\"__4 _367\"></span>t </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1a_4 wsf_4 gs171_1\">ja a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>t k<span class=\"__4 _361\"></span>yke<span class=\"__4 _361\"></span>ne su<span class=\"__4 _361\"></span>oriu<span class=\"__4 _361\"></span>tum<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an so<span class=\"__4 _361\"></span>vit<span class=\"__4 _361\"></span>uist<span class=\"__4 _361\"></span>a velv<span class=\"__4 _361\"></span>oit<span class=\"__4 _361\"></span>teist<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, e<span class=\"__4 _361\"></span>iv\u00e4<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws4c_3 gs172_1\">s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>dut v<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>uud<span class=\"__4 _361\"></span>et tu<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>a sa<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>via<span class=\"__4 _361\"></span>. Luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>risk<span class=\"__4 _361\"></span>iin sis<span class=\"__4 _361\"></span>\u00e4lt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t my\u00f6s m<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>- ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws84_3 gs173_1\">selv<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>ysrisk<span class=\"__4 _361\"></span>it. Ma<span class=\"__4 _361\"></span>aris<span class=\"__4 _361\"></span>ki on ma<span class=\"__4 _361\"></span>itt<span class=\"__4 _361\"></span>ain koh<span class=\"__4 _361\"></span>distet<span class=\"__4 _361\"></span>tuihin ulkom<span class=\"__4 _361\"></span>aisiin sa<span class=\"__4 _361\"></span>ami<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws92_3 gs174_1\">siin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4 lu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>toris<span class=\"__4 _361\"></span>ki. Se<span class=\"__4 _361\"></span>lvit<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>sris<span class=\"__4 _361\"></span>ki on s<span class=\"__4 _361\"></span>elvi<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>spr<span class=\"__4 _361\"></span>ose<span class=\"__4 _361\"></span>ssiin liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>, sel<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs175_1\">vityk<span class=\"__4 _361\"></span>sen ko<span class=\"__4 _367\"></span>hteena ole<span class=\"__4 _367\"></span>van sa<span class=\"__4 _361\"></span>amisen<span class=\"__4 _367\"></span> menett<span class=\"__4 _361\"></span>\u00e4misen<span class=\"__4 _367\"></span> riski.<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 wsf_4 gs177_1\">Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>ni ha<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>see l<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>tor<span class=\"__4 _361\"></span>iski<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n muu<span class=\"__4 _361\"></span>n mua<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a limiite<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>l\u00e4 j<span class=\"__4 _361\"></span>a vak<span class=\"__4 _361\"></span>uu<span class=\"__4 _361\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws9_4 gs178_1\">vaatei<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>a, j<span class=\"__4 _367\"></span>oita arvio<span class=\"__4 _367\"></span>idaan es<span class=\"__4 _367\"></span>imerki<span class=\"__4 _367\"></span>ksi <span class=\"__4 _367\"></span>markkinatil<span class=\"__4 _367\"></span>anteen<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> asiakkaan </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws6c_3 gs3b8\">muka<span class=\"__4 _361\"></span>an. Selvitysriskin hal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>nnass<span class=\"__4 _361\"></span>a korostuu<span class=\"__4 _367\"></span> vast<span class=\"__4 _361\"></span>apuolten sop<span class=\"__4 _367\"></span>ivuuden </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws5_4 gs3b9\">ja lu<span class=\"__4 _367\"></span>otett<span class=\"__4 _361\"></span>avuuden varmistaminen ja<span class=\"__4 _367\"></span> riski\u00e4<span class=\"__4 _367\"></span> v\u00e4hennet<span class=\"__4 _361\"></span>\u00e4\u00e4n vakiomuotoi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls17_4 wsf_4 gs3ba\">sin so<span class=\"__4 _361\"></span>pimuk<span class=\"__4 _361\"></span>sin s<span class=\"__4 _361\"></span>ek<span class=\"__4 _361\"></span>\u00e4 kesk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4ll\u00e4 sel<span class=\"__4 _361\"></span>vit<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>t luotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iin clea<span class=\"__4 _361\"></span>rin<span class=\"__4 _361\"></span>g<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws52_3 gs3bb\">keskuksiin.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs3bc\">Keskitt<span class=\"__4 _361\"></span>ym\u00e4riskit<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls8_4 ws10_4 gs3bd\">Keskit<span class=\"__4 _361\"></span>tym<span class=\"__4 _361\"></span>\u00e4riski\u00e4 voi<span class=\"__4 _367\"></span> muodostua esimerkiksi asiaka<span class=\"__4 _361\"></span>sriskei<span class=\"__4 _367\"></span>st\u00e4 sek<span class=\"__4 _361\"></span>\u00e4 ris<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 wsd_4 gs3be\">kike<span class=\"__4 _361\"></span>skit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ymist<span class=\"__4 _361\"></span>\u00e4 sellaisist<span class=\"__4 _361\"></span>a olosuht<span class=\"__4 _361\"></span>eista<span class=\"__4 _361\"></span>, joita aih<span class=\"__4 _361\"></span>eut<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vat esim<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>iksi </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls16_4 ws4_4 gs3bf\">vast<span class=\"__4 _361\"></span>apuol<span class=\"__4 _367\"></span>ien tai asiakkaiden v\u00e4h\u00e4inen m\u00e4\u00e4r\u00e4<span class=\"__4 _361\"></span>, yksitt\u00e4isen li<span class=\"__4 _367\"></span>iket<span class=\"__4 _367\"></span>oimen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs3c0\">kok<span class=\"__4 _361\"></span>o tai t<span class=\"__4 _361\"></span>oiminn<span class=\"__4 _361\"></span>an riip<span class=\"__4 _361\"></span>pu<span class=\"__4 _361\"></span>vuu<span class=\"__4 _361\"></span>s yk<span class=\"__4 _361\"></span>sit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4ise<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>\u00e4 tuot<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>est<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>ai p<span class=\"__4 _361\"></span>alvelu<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls19_4 ws7e_3 gs3c1\">Konsernin hall<span class=\"__4 _367\"></span>itus on vahvist<span class=\"__4 _361\"></span>anut asiakk<span class=\"__4 _361\"></span>aisi<span class=\"__4 _367\"></span>in li<span class=\"__4 _367\"></span>itt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4\u00e4 keskit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ym\u00e4riski\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1c_4 gs3c2\">ja se<span class=\"__4 _361\"></span>n hallint<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a kos<span class=\"__4 _361\"></span>kev<span class=\"__4 _361\"></span>at pe<span class=\"__4 _361\"></span>ria<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span>et ja se<span class=\"__4 _361\"></span>ur<span class=\"__4 _361\"></span>ant<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>aja<span class=\"__4 _361\"></span>t os<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tor<span class=\"__4 _361\"></span>iski<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws20_4 gs3c3\">enhall<span class=\"__4 _367\"></span>innan periaat<span class=\"__4 _361\"></span>te<span class=\"__4 _367\"></span>ita. United Bankers konserni<span class=\"__4 _367\"></span> hall<span class=\"__4 _367\"></span>itsee keskitt<span class=\"__4 _361\"></span>ym\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws50_3 gs3c4\">ris<span class=\"__4 _361\"></span>ki\u00e4 m<span class=\"__4 _361\"></span>uun mu<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa r<span class=\"__4 _361\"></span>aja<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>malla y<span class=\"__4 _361\"></span>ksi<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4is<span class=\"__4 _361\"></span>een a<span class=\"__4 _361\"></span>sia<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>een t<span class=\"__4 _361\"></span>ai a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>s<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsa7_2 gs3c5\">kokonaisuutee<span class=\"__4 _367\"></span>n li<span class=\"__4 _367\"></span>itt<span class=\"__4 _361\"></span>yv<span class=\"__4 _361\"></span>\u00e4n kaupank\u00e4yntiv<span class=\"__4 _361\"></span>arastojen<span class=\"__4 _367\"></span> keskitt<span class=\"__4 _361\"></span>ym\u00e4riskin vas<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsa8_2 gs3c6\">tuuar<span class=\"__4 _361\"></span>von 25<span class=\"__4 _367\"></span> prosenttiin<span class=\"__4 _367\"></span> omista varoista. Maksul<span class=\"__4 _367\"></span>iike<span class=\"__4 _367\"></span>nne osana talous<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs3c7\">ha<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>int<span class=\"__4 _361\"></span>oa se<span class=\"__4 _361\"></span>ur<span class=\"__4 _361\"></span>aa a<span class=\"__4 _361\"></span>siak<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>aisiin ko<span class=\"__4 _361\"></span>hdis<span class=\"__4 _361\"></span>tuv<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>a kes<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ym<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>iski<span class=\"__4 _361\"></span>\u00e4 p\u00e4i<span class=\"__4 _361\"></span>vit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4in.<span class=\"__4 _362\"> </span></div>Odotett<span class=\"__4 _361\"></span>avissa ole<span class=\"__4 _367\"></span>vat luottotappiot<span class=\"__4 _362\"> </span>Konsernissa lasketaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> jaksotett<span class=\"__4 _361\"></span>uun<span class=\"__4 _367\"></span> hankint<span class=\"__4 _361\"></span>amenoon arvostetuis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>aro<span class=\"__4 _361\"></span>ist<span class=\"__4 _361\"></span>a odot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>sa ol<span class=\"__4 _361\"></span>eva lu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>io (E<span class=\"__4 _361\"></span>x<span class=\"__4 _361\"></span>pec<span class=\"__4 _361\"></span>ted Cre<span class=\"__4 _361\"></span>dit Los<span class=\"__4 _361\"></span>s, ECL). Od<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avi<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pio ku<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>aa to<span class=\"__4 _361\"></span>den<span class=\"__4 _361\"></span>n\u00e4k<span class=\"__4 _361\"></span>\u00f6isy<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>sil<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>l\u00e4 pain<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>tua ar<span class=\"__4 _361\"></span>viot<span class=\"__4 _361\"></span>a toteut<span class=\"__4 _361\"></span>uvis<span class=\"__4 _361\"></span>ta luot<span class=\"__4 _361\"></span>torisk<span class=\"__4 _361\"></span>eist\u00e4<span class=\"__4 _361\"></span>. Odotet<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>a oleva<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>appio<span class=\"__4 _361\"></span>ta ko<span class=\"__4 _361\"></span>ske<span class=\"__4 _361\"></span>va v<span class=\"__4 _361\"></span>\u00e4he<span class=\"__4 _361\"></span>nnys<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>\u00e4 kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n sa<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>laito<span class=\"__4 _361\"></span>ksilt<span class=\"__4 _361\"></span>a ja asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a, j<span class=\"__4 _361\"></span>otk<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>en Muu<span class=\"__4 _361\"></span>t va<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t -e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>. Sa<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>i<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>sist<span class=\"__4 _361\"></span>a luott<span class=\"__4 _361\"></span>olaitok<span class=\"__4 _361\"></span>silta las<span class=\"__4 _361\"></span>ket<span class=\"__4 _361\"></span>aan o<span class=\"__4 _361\"></span>dotet<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>a olevien luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appioi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>den (<span class=\"__4 _361\"></span>ECL) m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4en k<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>: ECL = va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>uu x luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>man tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>s x luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>tum<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a ai<span class=\"__4 _361\"></span>heut<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>appio (%). La<span class=\"__4 _361\"></span>sken<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>nas<span class=\"__4 _367\"></span>sa<span class=\"__4 _367\"></span> k\u00e4yt<span class=\"__4 _367\"></span>et\u00e4\u00e4<span class=\"__4 _367\"></span>n m<span class=\"__4 _367\"></span>arkk<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>no<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ta saa<span class=\"__4 _367\"></span>tav<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ssa<span class=\"__4 _367\"></span> o<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>vi<span class=\"__4 _367\"></span>a<span class=\"__4 _367\"></span> l<span class=\"__4 _367\"></span>uo<span class=\"__4 _367\"></span>tto<span class=\"__4 _369\"></span>lai<span class=\"__4 _367\"></span>t<span class=\"__4 _367\"></span>os<span class=\"__4 _367\"></span>ko<span class=\"__4 _367\"></span>hta<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>s<span class=\"__4 _367\"></span>ia<span class=\"__4 _369\"></span> luottotapaht<span class=\"__4 _361\"></span>umi<span class=\"__4 _367\"></span>en todenn\u00e4k\u00f6i<span class=\"__4 _367\"></span>sy<span class=\"__4 _361\"></span>yksi\u00e4 sek\u00e4 ni<span class=\"__4 _367\"></span>iden<span class=\"__4 _367\"></span> palautumisasteita<span class=\"__4 _361\"></span>.<span class=\"__4 _367\"></span> Jos l<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>tolai<span class=\"__4 _361\"></span>tok<span class=\"__4 _361\"></span>selle ei ole n<span class=\"__4 _361\"></span>\u00e4it<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oja sa<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>sa m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoilt<span class=\"__4 _361\"></span>a, k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n niiden o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>lta m<span class=\"__4 _361\"></span>uide<span class=\"__4 _361\"></span>n luot<span class=\"__4 _361\"></span>tola<span class=\"__4 _361\"></span>itos<span class=\"__4 _361\"></span>ten a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vojen ke<span class=\"__4 _361\"></span>ski<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>a. Va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>vaa<span class=\"__4 _367\"></span> me<span class=\"__4 _367\"></span>ne<span class=\"__4 _367\"></span>tte<span class=\"__4 _369\"></span>lytapaa<span class=\"__4 _367\"></span> so<span class=\"__4 _367\"></span>v<span class=\"__4 _367\"></span>el<span class=\"__4 _369\"></span>le<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> m<span class=\"__4 _367\"></span>y\u00f6<span class=\"__4 _367\"></span>s<span class=\"__4 _367\"></span> pa<span class=\"__4 _367\"></span>lkk<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>osaam<span class=\"__4 _369\"></span>is<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>in<span class=\"__4 _369\"></span> rahas<span class=\"__4 _367\"></span>to<span class=\"__4 _369\"></span>il<span class=\"__4 _367\"></span>ta<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>atr<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>tioist<span class=\"__4 _361\"></span>a. Konserni so<span class=\"__4 _367\"></span>veltaa yksinkert<span class=\"__4 _361\"></span>aistettua menettely\u00e4 odot<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>avissa olevi<span class=\"__4 _367\"></span>en luottotappioiden<span class=\"__4 _367\"></span> m\u00e4<span class=\"__4 _361\"></span>\u00e4ritt<span class=\"__4 _361\"></span>\u00e4miseen<span class=\"__4 _367\"></span> jaksotett<span class=\"__4 _361\"></span>uun hankintamenoon kirjat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>avie<span class=\"__4 _361\"></span>n asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>isten o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>lt<span class=\"__4 _361\"></span>a (pl. ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>stoi<span class=\"__4 _361\"></span>hin ja p\u00e4<span class=\"__4 _361\"></span>\u00e4o<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>tr<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ioi<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>hin liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t sa<span class=\"__4 _361\"></span>amiset). T\u00e4ll\u00f6in<span class=\"__4 _367\"></span> odote<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa olev<span class=\"__4 _361\"></span>at luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot kir<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ja<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> m\u00e4\u00e4<span class=\"__4 _367\"></span>r\u00e4\u00e4n<span class=\"__4 _367\"></span>,<span class=\"__4 _367\"></span> jo<span class=\"__4 _367\"></span>ka<span class=\"__4 _367\"></span> kuva<span class=\"__4 _367\"></span>staa<span class=\"__4 _367\"></span> k<span class=\"__4 _367\"></span>ok<span class=\"__4 _367\"></span>o<span class=\"__4 _367\"></span> vo<span class=\"__4 _369\"></span>imas<span class=\"__4 _367\"></span>sao<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>oa<span class=\"__4 _367\"></span>ja<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ta o<span class=\"__4 _367\"></span>do<span class=\"__4 _369\"></span>tetta<span class=\"__4 _367\"></span>vi<span class=\"__4 _367\"></span>ssa<span class=\"__4 _367\"></span> oleva<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot<span class=\"__4 _361\"></span>a. La<span class=\"__4 _361\"></span>skenn<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa sov<span class=\"__4 _361\"></span>el<span class=\"__4 _367\"></span>let<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n var<span class=\"__4 _361\"></span>ausm<span class=\"__4 _361\"></span>atriisia<span class=\"__4 _361\"></span>, joka perustuu histor<span class=\"__4 _367\"></span>iatietoon a<span class=\"__4 _367\"></span>ikaisemmin k<span class=\"__4 _367\"></span>onsernissa toteutunei<span class=\"__4 _367\"></span>sta luot<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tot<span class=\"__4 _361\"></span>appioist<span class=\"__4 _361\"></span>a sek<span class=\"__4 _361\"></span>\u00e4 kons<span class=\"__4 _361\"></span>ernin ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioon tulev<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>den t<span class=\"__4 _361\"></span>aloudellisist<span class=\"__4 _361\"></span>a olo<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>suh<span class=\"__4 _361\"></span>teist<span class=\"__4 _361\"></span>a. Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>ni kir<span class=\"__4 _361\"></span>ja<span class=\"__4 _361\"></span>a yli 90 p<span class=\"__4 _361\"></span>\u00e4iv<span class=\"__4 _361\"></span>\u00e4\u00e4 e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yne<span class=\"__4 _361\"></span>et s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>miset l<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>ioiksi.<span class=\"__4 _362\"> </span>Odotett<span class=\"__4 _361\"></span>avissa ole<span class=\"__4 _367\"></span>vien luottotappioiden t\u00e4sm\u00e4yt<span class=\"__4 _361\"></span>yslaskelma<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span>K<span class=\"__4 _361\"></span>i<span class=\"__4 _1b_3\"></span>r<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _1b_3\"></span>p<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>a<span class=\"__4 _1b_3\"></span>r<span class=\"__4 _1b_3\"></span>v<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1.1.<span class=\"__4 _11f_1\"> </span><span class=\"ls1_4 ws1_4\">7<span class=\"__4 _386\"> </span>9<span class=\"__4 _362\"> </span></span>Odote<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa ole<span class=\"__4 _361\"></span>vat luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tolaitoksilt<span class=\"__4 _361\"></span>a, muuto<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span><span class=\"ls21_4 ws3a_4\">-1<span class=\"__4 _482\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _362\"> </span></span></span>Odotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa olev<span class=\"__4 _361\"></span>at luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>ilt<span class=\"__4 _361\"></span>a, muu<span class=\"__4 _361\"></span>tos <span class=\"__4 _483\"> </span><span class=\"ls3d_3 ws64_3\">53<span class=\"__4 _405\"> </span><span class=\"ls25_4 ws6c_3\">-2<span class=\"__4 _362\"> </span></span></span>Kirjanpit<span class=\"__4 _361\"></span>oarvo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _484\"> </span><span class=\"ls4_4 ws3_4\">59<span class=\"__4 _485\"> </span><span class=\"ls1_4 ws1_4\">7<span class=\"__4 _362\"> </span></span></span>Ar<span class=\"__4 _361\"></span>vonalentumistappiot muista saamisista tilikaud<span class=\"__4 _361\"></span>ella<span class=\"__4 _362\"> </span>Odotett<span class=\"__4 _361\"></span>avissa ol<span class=\"__4 _367\"></span>evien luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>ta<span class=\"__4 _361\"></span>ppi<span class=\"__4 _367\"></span>oiden<span class=\"__4 _367\"></span> muutokset sek\u00e4 toteutuneet luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an tulosla<span class=\"__4 _361\"></span>skelma<span class=\"__4 _361\"></span>ssa e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n Ar<span class=\"__4 _361\"></span>von<span class=\"__4 _361\"></span>alent<span class=\"__4 _361\"></span>umista<span class=\"__4 _361\"></span>ppiot muis<span class=\"__4 _361\"></span>ta s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amisi<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a. Alla ol<span class=\"__4 _361\"></span>eva<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>auluk<span class=\"__4 _361\"></span>oss<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>mist<span class=\"__4 _361\"></span>appioid<span class=\"__4 _361\"></span>en muuto<span class=\"__4 _361\"></span>s muist<span class=\"__4 _361\"></span>a sa<span class=\"__4 _361\"></span>amisist<span class=\"__4 _361\"></span>a tilikau<span class=\"__4 _361\"></span>della.<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span>Odote<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa ole<span class=\"__4 _361\"></span>vat luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tolai<span class=\"__4 _361\"></span>toksilt<span class=\"__4 _361\"></span>a<span class=\"__4 _486\"> </span><span class=\"ls1_4 ws1_4\">1<span class=\"__4 _386\"> </span>0<span class=\"__4 _362\"> </span></span>Odotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa olev<span class=\"__4 _361\"></span>at luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot asiak<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>ilta <span class=\"__4 _1c_3\"> </span><span class=\"ls3d_3 ws64_3\">-53<span class=\"__4 _485\"> </span><span class=\"ls1_4 ws1_4\">2<span class=\"__4 _362\"> </span></span></span>T<span class=\"__4 _367\"></span>oteutu<span class=\"__4 _361\"></span>neet luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot <span class=\"__4 _452\"> </span><span class=\"ls11_4 ws87_3\">-6<span class=\"__4 _405\"> </span><span class=\"ls25_4 ws6c_3\">-2<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _434\"> </span><span class=\"ls4_4 ws3_4\">-59<span class=\"__4 _485\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _362\"> </span></span></span><div class=\"t_4 m0_4 h2_4 ff1_4 fs0_4 fc0_4 sc0_4 ls2a_4 ws47_3 gs4b_1\">13<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h3_4 ff2_4 fs1_4 fc1_4 sc0_4 ls1_4 ws1_4 gs4c_1\">u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1_4 ws1_4 gsdb_1\">Luo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>orisk<span class=\"__4 _361\"></span>ille alt<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>iina oleva<span class=\"__4 _361\"></span>t kohteet j<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiova<span class=\"__4 _361\"></span>raus<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs245_1\">20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _487\"> </span><span class=\"ls17_4 ws39_4\">Brut<span class=\"__4 _361\"></span>toarvo<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls8_4 ws52_3 gs3f9\">Luot<span class=\"__4 _361\"></span>totappio-<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs3fa\">varausprosen<span class=\"__4 _361\"></span>tti<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls8_4 ws52_3 gs3fb\">T<span class=\"__4 _369\"></span>appiota koskeva </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs3fc\">v\u00e4hennyser\u00e4<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs246_1\">Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _488\"> </span><span class=\"ls1_4 ws1_4\"> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _489\"> </span><span class=\"ls26_4 ws69_3\">0,0<span class=\"__4 _361\"></span>0 %<span class=\"__4 _b6_3\"> </span></span> 0 </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs3fd\">Asiak<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>aamiset</div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws45_3 gs3fe\"> <span class=\"__4 _370\"> </span>Rahasto-<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> p\u00e4\u00e4omamarkkinasaamiset<span class=\"__4 _490\"> </span><span class=\"ls1_4 ws1_4\"> 9 40<span class=\"__4 _361\"></span>2 <span class=\"__4 _489\"> </span><span class=\"ls26_4 ws69_3\">0,00 %<span class=\"__4 _491\"> </span></span> 0 </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs3ff\"> <span class=\"__4 _370\"> </span>V\u00e4lit<span class=\"__4 _361\"></span>ystoimint<span class=\"__4 _361\"></span>a (<span class=\"__4 _367\"></span>er\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>m\u00e4t<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4t)<span class=\"__4 _367\"></span>, 0,<span class=\"__4 _f6_2\"></span>1 %<span class=\"__4 _12a_1\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>7 768 <span class=\"__4 _458\"> </span><span class=\"ls53_2 ws29_4\">0<span class=\"__4 _361\"></span>,1<span class=\"__4 _361\"></span>0<span class=\"__4 _1b_3\"></span> %<span class=\"__4 _12b_1\"> </span><span class=\"ls28_4 ws44_3\"> 18<span class=\"__4 _361\"></span> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs400\"> <span class=\"__4 _370\"> </span>Er\u00e4<span class=\"__4 _361\"></span>\u00e4nt<span class=\"__4 _361\"></span>yneet v\u00e4lityss<span class=\"__4 _361\"></span>aamiset<span class=\"__4 _12c_1\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _12d_1\"> </span>-</span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsac_2 gs401\">  Yhteens\u00e4<span class=\"__4 _12e_1\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>7 768 <span class=\"__4 _12f_1\"> </span><span class=\"ls28_4 ws44_3\"> 18<span class=\"__4 _361\"></span> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs402\"> <span class=\"__4 _370\"> </span>L<span class=\"__4 _367\"></span>yhytaikaiset<span class=\"__4 _367\"></span> myynti<span class=\"__4 _367\"></span>sa<span class=\"__4 _361\"></span>am<span class=\"__4 _367\"></span>iset<span class=\"__4 _367\"></span> (<span class=\"__4 _367\"></span>er\u00e4\u00e4ntym\u00e4t<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _367\"></span>m\u00e4t)<span class=\"__4 _369\"></span>, 0,<span class=\"__4 _f6_2\"></span>1 %<span class=\"__4 _de_2\"> </span><span class=\"ls1_4 ws1_4\"> 1 84<span class=\"__4 _361\"></span>3 <span class=\"__4 _489\"> </span><span class=\"ls26_4 ws69_3\">0,08<span class=\"__4 _361\"></span> %<span class=\"__4 _b6_3\"> </span></span> 2 </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 wsad_2 gs403\"> Er\u00e4<span class=\"__4 _361\"></span>\u00e4ntyneet<span class=\"__4 _418\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _12d_1\"> </span>-</span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs404\">    Yli 9<span class=\"__4 _361\"></span>0 p\u00e4i<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>\u00e4, 100 %<span class=\"__4 _492\"> </span> 40 <span class=\"__4 _417\"> </span><span class=\"ls44_3 ws89_3\">1<span class=\"__4 _f6_2\"></span>00,<span class=\"__4 _367\"></span>00 %<span class=\"__4 _493\"> </span><span class=\"ls1_4 ws1_4\"> 40 </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsac_2 gs405\">  Yhteens\u00e4<span class=\"__4 _494\"> </span><span class=\"ls1_4 ws1_4\"> 1 88<span class=\"__4 _361\"></span>3 <span class=\"__4 _495\"> </span><span class=\"ls54_2 ws97_3\"> 41 </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs406\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _8a_3\"> </span><span class=\"ls1_4 ws1_4\"> 3<span class=\"__4 _361\"></span>5 41<span class=\"__4 _369\"></span>8 <span class=\"__4 _496\"> </span> 59 </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs407\">20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _487\"> </span><span class=\"ls17_4 ws39_4\">Brut<span class=\"__4 _361\"></span>toarvo<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls8_4 ws52_3 gs408\">Luot<span class=\"__4 _361\"></span>totappio-<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs409\">varausprosen<span class=\"__4 _361\"></span>tti<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls8_4 ws52_3 gs40a\">T<span class=\"__4 _369\"></span>appiota koskeva </div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs40b\">v\u00e4hennyser\u00e4<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs40c\">Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _497\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _449\"> </span><span class=\"ls26_4 ws69_3\">0,00 %<span class=\"__4 _498\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _362\"> </span></span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs40d\">Asiak<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>aamiset</div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls10_4 ws45_3 gs40e\"> <span class=\"__4 _370\"> </span>Rahasto-<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> p\u00e4\u00e4omamarkkinasaamiset<span class=\"__4 _431\"> </span><span class=\"ls1_4 ws1_4\">9 4<span class=\"__4 _361\"></span>34<span class=\"__4 _449\"> </span><span class=\"ls26_4 ws69_3\">0,01 %<span class=\"__4 _498\"> </span></span>1</span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs40f\"> <span class=\"__4 _370\"> </span>V\u00e4lit<span class=\"__4 _361\"></span>ystoimint<span class=\"__4 _361\"></span>a (<span class=\"__4 _367\"></span>er\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>m\u00e4t<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4t)<span class=\"__4 _367\"></span>, 0,<span class=\"__4 _f6_2\"></span>1 %<span class=\"__4 _499\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _8e_3\"> </span><span class=\"ls53_2 ws29_4\">0<span class=\"__4 _1b_3\"></span>,10<span class=\"__4 _1b_3\"></span> %<span class=\"__4 _500\"> </span></span>6</span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs410\"> <span class=\"__4 _370\"> </span>Er\u00e4<span class=\"__4 _361\"></span>\u00e4nt<span class=\"__4 _361\"></span>yneet v\u00e4lityss<span class=\"__4 _361\"></span>aamiset<span class=\"__4 _12c_1\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _12d_1\"> </span>-</span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsac_2 gs411\">  Yhteens\u00e4<span class=\"__4 _501\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _13a_1\"> </span>6</span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs412\"> <span class=\"__4 _370\"> </span>L<span class=\"__4 _367\"></span>yhytaikaiset<span class=\"__4 _367\"></span> myynti<span class=\"__4 _367\"></span>sa<span class=\"__4 _361\"></span>am<span class=\"__4 _367\"></span>iset<span class=\"__4 _367\"></span> (<span class=\"__4 _367\"></span>er\u00e4\u00e4ntym\u00e4t<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _367\"></span>m\u00e4t)<span class=\"__4 _369\"></span>, 0,<span class=\"__4 _f6_2\"></span>1 %<span class=\"__4 _13b_1\"> </span><span class=\"ls19_4 ws67_3\">469<span class=\"__4 _8e_3\"> </span><span class=\"ls53_2 ws29_4\">0<span class=\"__4 _361\"></span>,1<span class=\"__4 _361\"></span>0<span class=\"__4 _1b_3\"></span> %<span class=\"__4 _498\"> </span><span class=\"ls1_4 ws1_4\">0</span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 wsad_2 gs413\"> Er\u00e4<span class=\"__4 _361\"></span>\u00e4ntyneet<span class=\"__4 _418\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _12d_1\"> </span>-</span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsac_2 gs414\">  Yhteens\u00e4<span class=\"__4 _13c\"> </span><span class=\"ls19_4 ws67_3\">469<span class=\"__4 _13a_1\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs415\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _379\"> </span><span class=\"ls1_4 ws1_4\">28 96<span class=\"__4 _361\"></span>6<span class=\"__4 _13d\"> </span>7<span class=\"__4 _362\"> </span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-418": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs3c9\">Odotett<span class=\"__4 _361\"></span>avissa ole<span class=\"__4 _367\"></span>vat luottotappiot<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls15_4 wsa9_2 gs3ca\">Konsernissa lasketaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> jaksotett<span class=\"__4 _361\"></span>uun<span class=\"__4 _367\"></span> hankint<span class=\"__4 _361\"></span>amenoon arvostetuis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsf_4 gs3cb\">t<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>aro<span class=\"__4 _361\"></span>ist<span class=\"__4 _361\"></span>a odot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>sa ol<span class=\"__4 _361\"></span>eva lu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>io (E<span class=\"__4 _361\"></span>x<span class=\"__4 _361\"></span>pec<span class=\"__4 _361\"></span>ted Cre<span class=\"__4 _361\"></span>dit </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsaa_2 gs3cc\">Los<span class=\"__4 _361\"></span>s, ECL). Od<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avi<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pio ku<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>aa to<span class=\"__4 _361\"></span>den<span class=\"__4 _361\"></span>n\u00e4k<span class=\"__4 _361\"></span>\u00f6isy<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>sil<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws51_3 gs3cd\">l\u00e4 pain<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>tua ar<span class=\"__4 _361\"></span>viot<span class=\"__4 _361\"></span>a toteut<span class=\"__4 _361\"></span>uvis<span class=\"__4 _361\"></span>ta luot<span class=\"__4 _361\"></span>torisk<span class=\"__4 _361\"></span>eist\u00e4<span class=\"__4 _361\"></span>. Odotet<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>a oleva<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws9_4 gs3ce\">t<span class=\"__4 _361\"></span>appio<span class=\"__4 _361\"></span>ta ko<span class=\"__4 _361\"></span>ske<span class=\"__4 _361\"></span>va v<span class=\"__4 _361\"></span>\u00e4he<span class=\"__4 _361\"></span>nnys<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>\u00e4 kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n sa<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>laito<span class=\"__4 _361\"></span>ksilt<span class=\"__4 _361\"></span>a ja </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws97_3 gs3cf\">asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a, j<span class=\"__4 _361\"></span>otk<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>en Muu<span class=\"__4 _361\"></span>t va<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t -e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>. Sa<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>i<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsd_4 gs3d0\">sist<span class=\"__4 _361\"></span>a luott<span class=\"__4 _361\"></span>olaitok<span class=\"__4 _361\"></span>silta las<span class=\"__4 _361\"></span>ket<span class=\"__4 _361\"></span>aan o<span class=\"__4 _361\"></span>dotet<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>a olevien luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appioi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1a_4 gs3d1\">den (<span class=\"__4 _361\"></span>ECL) m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4en k<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>: ECL = va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>uu x luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>man </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 wsf_4 gs3d2\">tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>s x luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>tum<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a ai<span class=\"__4 _361\"></span>heut<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>appio (%). La<span class=\"__4 _361\"></span>sken<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls50_2 ws3a_4 gs3d3\">nas<span class=\"__4 _367\"></span>sa<span class=\"__4 _367\"></span> k\u00e4yt<span class=\"__4 _367\"></span>et\u00e4\u00e4<span class=\"__4 _367\"></span>n m<span class=\"__4 _367\"></span>arkk<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>no<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ta saa<span class=\"__4 _367\"></span>tav<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ssa<span class=\"__4 _367\"></span> o<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>vi<span class=\"__4 _367\"></span>a<span class=\"__4 _367\"></span> l<span class=\"__4 _367\"></span>uo<span class=\"__4 _367\"></span>tto<span class=\"__4 _369\"></span>lai<span class=\"__4 _367\"></span>t<span class=\"__4 _367\"></span>os<span class=\"__4 _367\"></span>ko<span class=\"__4 _367\"></span>hta<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>s<span class=\"__4 _367\"></span>ia<span class=\"__4 _369\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws4_4 gs3d4\">luottotapaht<span class=\"__4 _361\"></span>umi<span class=\"__4 _367\"></span>en todenn\u00e4k\u00f6i<span class=\"__4 _367\"></span>sy<span class=\"__4 _361\"></span>yksi\u00e4 sek\u00e4 ni<span class=\"__4 _367\"></span>iden<span class=\"__4 _367\"></span> palautumisasteita<span class=\"__4 _361\"></span>.<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws67_3 gs3d5\">Jos l<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>tolai<span class=\"__4 _361\"></span>tok<span class=\"__4 _361\"></span>selle ei ole n<span class=\"__4 _361\"></span>\u00e4it<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oja sa<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>sa m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoilt<span class=\"__4 _361\"></span>a, k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws95_3 gs3d6\">t<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n niiden o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>lta m<span class=\"__4 _361\"></span>uide<span class=\"__4 _361\"></span>n luot<span class=\"__4 _361\"></span>tola<span class=\"__4 _361\"></span>itos<span class=\"__4 _361\"></span>ten a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vojen ke<span class=\"__4 _361\"></span>ski<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>a. Va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls51_2 ws3a_4 gs3d7\">vaa<span class=\"__4 _367\"></span> me<span class=\"__4 _367\"></span>ne<span class=\"__4 _367\"></span>tte<span class=\"__4 _369\"></span>lytapaa<span class=\"__4 _367\"></span> so<span class=\"__4 _367\"></span>v<span class=\"__4 _367\"></span>el<span class=\"__4 _369\"></span>le<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> m<span class=\"__4 _367\"></span>y\u00f6<span class=\"__4 _367\"></span>s<span class=\"__4 _367\"></span> pa<span class=\"__4 _367\"></span>lkk<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>osaam<span class=\"__4 _369\"></span>is<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>in<span class=\"__4 _369\"></span> rahas<span class=\"__4 _367\"></span>to<span class=\"__4 _369\"></span>il<span class=\"__4 _367\"></span>ta<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs3d8\">p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>atr<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>tioist<span class=\"__4 _361\"></span>a. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws73_3 gs3d9\">Konserni so<span class=\"__4 _367\"></span>veltaa yksinkert<span class=\"__4 _361\"></span>aistettua menettely\u00e4 odot<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>avissa olevi<span class=\"__4 _367\"></span>en </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws70_3 gs3da\">luottotappioiden<span class=\"__4 _367\"></span> m\u00e4<span class=\"__4 _361\"></span>\u00e4ritt<span class=\"__4 _361\"></span>\u00e4miseen<span class=\"__4 _367\"></span> jaksotett<span class=\"__4 _361\"></span>uun hankintamenoon kirjat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws22_4 gs3db\">t<span class=\"__4 _361\"></span>avie<span class=\"__4 _361\"></span>n asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>isten o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>lt<span class=\"__4 _361\"></span>a (pl. ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>stoi<span class=\"__4 _361\"></span>hin ja p\u00e4<span class=\"__4 _361\"></span>\u00e4o<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>tr<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ioi<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls17_4 wsd_4 gs3dc\">hin liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t sa<span class=\"__4 _361\"></span>amiset). T\u00e4ll\u00f6in<span class=\"__4 _367\"></span> odote<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa olev<span class=\"__4 _361\"></span>at luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot kir<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls15_4 ws3a_4 gs3dd\">ja<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> m\u00e4\u00e4<span class=\"__4 _367\"></span>r\u00e4\u00e4n<span class=\"__4 _367\"></span>,<span class=\"__4 _367\"></span> jo<span class=\"__4 _367\"></span>ka<span class=\"__4 _367\"></span> kuva<span class=\"__4 _367\"></span>staa<span class=\"__4 _367\"></span> k<span class=\"__4 _367\"></span>ok<span class=\"__4 _367\"></span>o<span class=\"__4 _367\"></span> vo<span class=\"__4 _369\"></span>imas<span class=\"__4 _367\"></span>sao<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>oa<span class=\"__4 _367\"></span>ja<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ta o<span class=\"__4 _367\"></span>do<span class=\"__4 _369\"></span>tetta<span class=\"__4 _367\"></span>vi<span class=\"__4 _367\"></span>ssa<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 ws6_4 gs3de\">oleva<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot<span class=\"__4 _361\"></span>a. La<span class=\"__4 _361\"></span>skenn<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa sov<span class=\"__4 _361\"></span>el<span class=\"__4 _367\"></span>let<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n var<span class=\"__4 _361\"></span>ausm<span class=\"__4 _361\"></span>atriisia<span class=\"__4 _361\"></span>, joka </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4_4 gs3df\">perustuu histor<span class=\"__4 _367\"></span>iatietoon a<span class=\"__4 _367\"></span>ikaisemmin k<span class=\"__4 _367\"></span>onsernissa toteutunei<span class=\"__4 _367\"></span>sta luot<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws7c_3 gs3e0\">tot<span class=\"__4 _361\"></span>appioist<span class=\"__4 _361\"></span>a sek<span class=\"__4 _361\"></span>\u00e4 kons<span class=\"__4 _361\"></span>ernin ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioon tulev<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>den t<span class=\"__4 _361\"></span>aloudellisist<span class=\"__4 _361\"></span>a olo<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs3e1\">suh<span class=\"__4 _361\"></span>teist<span class=\"__4 _361\"></span>a. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs3e2\">Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>ni kir<span class=\"__4 _361\"></span>ja<span class=\"__4 _361\"></span>a yli 90 p<span class=\"__4 _361\"></span>\u00e4iv<span class=\"__4 _361\"></span>\u00e4\u00e4 e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yne<span class=\"__4 _361\"></span>et s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>miset l<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>ioiksi.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs3e4\">Odotett<span class=\"__4 _361\"></span>avissa ole<span class=\"__4 _367\"></span>vien luottotappioiden </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs3e5\">t\u00e4sm\u00e4yt<span class=\"__4 _361\"></span>yslaskelma<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs3e6\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls23_4 ws38_4 gs3e7\">K<span class=\"__4 _361\"></span>i<span class=\"__4 _1b_3\"></span>r<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _1b_3\"></span>p<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>a<span class=\"__4 _1b_3\"></span>r<span class=\"__4 _1b_3\"></span>v<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span> 1.1.<span class=\"__4 _11f_1\"> </span><span class=\"ls1_4 ws1_4\">7<span class=\"__4 _386\"> </span>9<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs3e8\">Odote<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa ole<span class=\"__4 _361\"></span>vat luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 ws2e_4 gs3e9\">luot<span class=\"__4 _361\"></span>tolaitoksilt<span class=\"__4 _361\"></span>a, muuto<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span><span class=\"ls21_4 ws3a_4\">-1<span class=\"__4 _482\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs3ea\">Odotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa olev<span class=\"__4 _361\"></span>at luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs3eb\">asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>ilt<span class=\"__4 _361\"></span>a, muu<span class=\"__4 _361\"></span>tos <span class=\"__4 _483\"> </span><span class=\"ls3d_3 ws64_3\">53<span class=\"__4 _405\"> </span><span class=\"ls25_4 ws6c_3\">-2<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs3ec\">Kirjanpit<span class=\"__4 _361\"></span>oarvo 31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>2.<span class=\"__4 _484\"> </span><span class=\"ls4_4 ws3_4\">59<span class=\"__4 _485\"> </span><span class=\"ls1_4 ws1_4\">7<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs3ed\">Ar<span class=\"__4 _361\"></span>vonalentumistappiot muista saamisista </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls52_2 wsab_2 gs3ee\">tilikaud<span class=\"__4 _361\"></span>ella<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1e_4 ws4_4 gs3ef\">Odotett<span class=\"__4 _361\"></span>avissa ol<span class=\"__4 _367\"></span>evien luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>to<span class=\"__4 _367\"></span>ta<span class=\"__4 _361\"></span>ppi<span class=\"__4 _367\"></span>oiden<span class=\"__4 _367\"></span> muutokset sek\u00e4 toteutuneet </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws3e_4 gs3f0\">luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot kirjat<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an tulosla<span class=\"__4 _361\"></span>skelma<span class=\"__4 _361\"></span>ssa e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n Ar<span class=\"__4 _361\"></span>von<span class=\"__4 _361\"></span>alent<span class=\"__4 _361\"></span>umista<span class=\"__4 _361\"></span>ppiot </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsd_4 gs3f1\">muis<span class=\"__4 _361\"></span>ta s<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>amisi<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a. Alla ol<span class=\"__4 _361\"></span>eva<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>auluk<span class=\"__4 _361\"></span>oss<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>nale<span class=\"__4 _361\"></span>ntu<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs3f2\">mist<span class=\"__4 _361\"></span>appioid<span class=\"__4 _361\"></span>en muuto<span class=\"__4 _361\"></span>s muist<span class=\"__4 _361\"></span>a sa<span class=\"__4 _361\"></span>amisist<span class=\"__4 _361\"></span>a tilikau<span class=\"__4 _361\"></span>della.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs3f3\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs3f4\">Odote<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa ole<span class=\"__4 _361\"></span>vat luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 ws1c_4 gs3f5\">luot<span class=\"__4 _361\"></span>tolai<span class=\"__4 _361\"></span>toksilt<span class=\"__4 _361\"></span>a<span class=\"__4 _486\"> </span><span class=\"ls1_4 ws1_4\">1<span class=\"__4 _386\"> </span>0<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs3f6\">Odotet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa olev<span class=\"__4 _361\"></span>at luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot asiak<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>ilta <span class=\"__4 _1c_3\"> </span><span class=\"ls3d_3 ws64_3\">-53<span class=\"__4 _485\"> </span><span class=\"ls1_4 ws1_4\">2<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs3f7\">T<span class=\"__4 _367\"></span>oteutu<span class=\"__4 _361\"></span>neet luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot <span class=\"__4 _452\"> </span><span class=\"ls11_4 ws87_3\">-6<span class=\"__4 _405\"> </span><span class=\"ls25_4 ws6c_3\">-2<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs3f8\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _434\"> </span><span class=\"ls4_4 ws3_4\">-59<span class=\"__4 _485\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _362\"> </span></span></span></div>13<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>v<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _363\"> </span>v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>u<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>u<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>d<span class=\"__4 _361\"></span><span class=\"fs2_4\"> <span class=\"__4 _361\"></span></span>b<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>a<span class=\"__4 _364\"> </span><span class=\"fc2_4\">ko<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>e<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00f6<span class=\"__4 _361\"></span>s<span class=\"__4 _365\"> </span></span>h<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>n<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>i<span class=\"__4 _366\"> </span>s<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>o<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>j<span class=\"__4 _361\"></span>i<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>l<span class=\"__4 _361\"></span>e<span class=\"__4 _362\"> </span>Luo<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>orisk<span class=\"__4 _361\"></span>ille alt<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>iina oleva<span class=\"__4 _361\"></span>t kohteet j<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiova<span class=\"__4 _361\"></span>raus<span class=\"__4 _362\"> </span>20<span class=\"__4 _361\"></span>25 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _487\"> </span><span class=\"ls17_4 ws39_4\">Brut<span class=\"__4 _361\"></span>toarvo<span class=\"__4 _362\"> </span></span>Luot<span class=\"__4 _361\"></span>totappio-<span class=\"__4 _362\"> </span>varausprosen<span class=\"__4 _361\"></span>tti<span class=\"__4 _362\"> </span>T<span class=\"__4 _369\"></span>appiota koskeva v\u00e4hennyser\u00e4<span class=\"__4 _362\"> </span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _488\"> </span><span class=\"ls1_4 ws1_4\"> 6 36<span class=\"__4 _361\"></span>5 <span class=\"__4 _489\"> </span><span class=\"ls26_4 ws69_3\">0,0<span class=\"__4 _361\"></span>0 %<span class=\"__4 _b6_3\"> </span></span> 0 </span>Asiak<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>aamiset <span class=\"__4 _370\"> </span>Rahasto-<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> p\u00e4\u00e4omamarkkinasaamiset<span class=\"__4 _490\"> </span><span class=\"ls1_4 ws1_4\"> 9 40<span class=\"__4 _361\"></span>2 <span class=\"__4 _489\"> </span><span class=\"ls26_4 ws69_3\">0,00 %<span class=\"__4 _491\"> </span></span> 0 </span> <span class=\"__4 _370\"> </span>V\u00e4lit<span class=\"__4 _361\"></span>ystoimint<span class=\"__4 _361\"></span>a (<span class=\"__4 _367\"></span>er\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>m\u00e4t<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4t)<span class=\"__4 _367\"></span>, 0,<span class=\"__4 _f6_2\"></span>1 %<span class=\"__4 _12a_1\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>7 768 <span class=\"__4 _458\"> </span><span class=\"ls53_2 ws29_4\">0<span class=\"__4 _361\"></span>,1<span class=\"__4 _361\"></span>0<span class=\"__4 _1b_3\"></span> %<span class=\"__4 _12b_1\"> </span><span class=\"ls28_4 ws44_3\"> 18<span class=\"__4 _361\"></span> </span></span></span> <span class=\"__4 _370\"> </span>Er\u00e4<span class=\"__4 _361\"></span>\u00e4nt<span class=\"__4 _361\"></span>yneet v\u00e4lityss<span class=\"__4 _361\"></span>aamiset<span class=\"__4 _12c_1\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _12d_1\"> </span>-</span>  Yhteens\u00e4<span class=\"__4 _12e_1\"> </span><span class=\"ls1_4 ws1_4\"> 1<span class=\"__4 _367\"></span>7 768 <span class=\"__4 _12f_1\"> </span><span class=\"ls28_4 ws44_3\"> 18<span class=\"__4 _361\"></span> </span></span> <span class=\"__4 _370\"> </span>L<span class=\"__4 _367\"></span>yhytaikaiset<span class=\"__4 _367\"></span> myynti<span class=\"__4 _367\"></span>sa<span class=\"__4 _361\"></span>am<span class=\"__4 _367\"></span>iset<span class=\"__4 _367\"></span> (<span class=\"__4 _367\"></span>er\u00e4\u00e4ntym\u00e4t<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _367\"></span>m\u00e4t)<span class=\"__4 _369\"></span>, 0,<span class=\"__4 _f6_2\"></span>1 %<span class=\"__4 _de_2\"> </span><span class=\"ls1_4 ws1_4\"> 1 84<span class=\"__4 _361\"></span>3 <span class=\"__4 _489\"> </span><span class=\"ls26_4 ws69_3\">0,08<span class=\"__4 _361\"></span> %<span class=\"__4 _b6_3\"> </span></span> 2 </span> Er\u00e4<span class=\"__4 _361\"></span>\u00e4ntyneet<span class=\"__4 _418\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _12d_1\"> </span>-</span>    Yli 9<span class=\"__4 _361\"></span>0 p\u00e4i<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>\u00e4, 100 %<span class=\"__4 _492\"> </span> 40 <span class=\"__4 _417\"> </span><span class=\"ls44_3 ws89_3\">1<span class=\"__4 _f6_2\"></span>00,<span class=\"__4 _367\"></span>00 %<span class=\"__4 _493\"> </span><span class=\"ls1_4 ws1_4\"> 40 </span></span>  Yhteens\u00e4<span class=\"__4 _494\"> </span><span class=\"ls1_4 ws1_4\"> 1 88<span class=\"__4 _361\"></span>3 <span class=\"__4 _495\"> </span><span class=\"ls54_2 ws97_3\"> 41 </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _8a_3\"> </span><span class=\"ls1_4 ws1_4\"> 3<span class=\"__4 _361\"></span>5 41<span class=\"__4 _369\"></span>8 <span class=\"__4 _496\"> </span> 59 </span>20<span class=\"__4 _361\"></span>24 | 1 0<span class=\"__4 _361\"></span>00 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _487\"> </span><span class=\"ls17_4 ws39_4\">Brut<span class=\"__4 _361\"></span>toarvo<span class=\"__4 _362\"> </span></span>Luot<span class=\"__4 _361\"></span>totappio-<span class=\"__4 _362\"> </span>varausprosen<span class=\"__4 _361\"></span>tti<span class=\"__4 _362\"> </span>T<span class=\"__4 _369\"></span>appiota koskeva v\u00e4hennyser\u00e4<span class=\"__4 _362\"> </span>Sa<span class=\"__4 _361\"></span>amiset luo<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tolait<span class=\"__4 _367\"></span>oksilta<span class=\"__4 _497\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>3<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _449\"> </span><span class=\"ls26_4 ws69_3\">0,00 %<span class=\"__4 _498\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _362\"> </span></span></span></span>Asiak<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>aamiset <span class=\"__4 _370\"> </span>Rahasto-<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> p\u00e4\u00e4omamarkkinasaamiset<span class=\"__4 _431\"> </span><span class=\"ls1_4 ws1_4\">9 4<span class=\"__4 _361\"></span>34<span class=\"__4 _449\"> </span><span class=\"ls26_4 ws69_3\">0,01 %<span class=\"__4 _498\"> </span></span>1</span> <span class=\"__4 _370\"> </span>V\u00e4lit<span class=\"__4 _361\"></span>ystoimint<span class=\"__4 _361\"></span>a (<span class=\"__4 _367\"></span>er\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>m\u00e4t<span class=\"__4 _361\"></span>t\u00f6m<span class=\"__4 _361\"></span>\u00e4t)<span class=\"__4 _367\"></span>, 0,<span class=\"__4 _f6_2\"></span>1 %<span class=\"__4 _499\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _8e_3\"> </span><span class=\"ls53_2 ws29_4\">0<span class=\"__4 _1b_3\"></span>,10<span class=\"__4 _1b_3\"></span> %<span class=\"__4 _500\"> </span></span>6</span> <span class=\"__4 _370\"> </span>Er\u00e4<span class=\"__4 _361\"></span>\u00e4nt<span class=\"__4 _361\"></span>yneet v\u00e4lityss<span class=\"__4 _361\"></span>aamiset<span class=\"__4 _12c_1\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _12d_1\"> </span>-</span>  Yhteens\u00e4<span class=\"__4 _501\"> </span><span class=\"ls1_4 ws1_4\">5 732<span class=\"__4 _13a_1\"> </span>6</span> <span class=\"__4 _370\"> </span>L<span class=\"__4 _367\"></span>yhytaikaiset<span class=\"__4 _367\"></span> myynti<span class=\"__4 _367\"></span>sa<span class=\"__4 _361\"></span>am<span class=\"__4 _367\"></span>iset<span class=\"__4 _367\"></span> (<span class=\"__4 _367\"></span>er\u00e4\u00e4ntym\u00e4t<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _367\"></span>m\u00e4t)<span class=\"__4 _369\"></span>, 0,<span class=\"__4 _f6_2\"></span>1 %<span class=\"__4 _13b_1\"> </span><span class=\"ls19_4 ws67_3\">469<span class=\"__4 _8e_3\"> </span><span class=\"ls53_2 ws29_4\">0<span class=\"__4 _361\"></span>,1<span class=\"__4 _361\"></span>0<span class=\"__4 _1b_3\"></span> %<span class=\"__4 _498\"> </span><span class=\"ls1_4 ws1_4\">0</span></span></span> Er\u00e4<span class=\"__4 _361\"></span>\u00e4ntyneet<span class=\"__4 _418\"> </span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _12d_1\"> </span>-</span>  Yhteens\u00e4<span class=\"__4 _13c\"> </span><span class=\"ls19_4 ws67_3\">469<span class=\"__4 _13a_1\"> </span><span class=\"ls1_4 ws1_4\">0<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _379\"> </span><span class=\"ls1_4 ws1_4\">28 96<span class=\"__4 _361\"></span>6<span class=\"__4 _13d\"> </span>7<span class=\"__4 _362\"> </span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-419": {
   "value": "Odotett<span class=\"__4 _361\"></span>avissa ole<span class=\"__4 _367\"></span>vat luottotappiot<span class=\"__4 _362\"> </span>Konsernissa lasketaa<span class=\"__4 _361\"></span>n<span class=\"__4 _367\"></span> jaksotett<span class=\"__4 _361\"></span>uun<span class=\"__4 _367\"></span> hankint<span class=\"__4 _361\"></span>amenoon arvostetuis<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>a ra<span class=\"__4 _361\"></span>hoit<span class=\"__4 _361\"></span>usv<span class=\"__4 _361\"></span>aro<span class=\"__4 _361\"></span>ist<span class=\"__4 _361\"></span>a odot<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>sa ol<span class=\"__4 _361\"></span>eva lu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>io (E<span class=\"__4 _361\"></span>x<span class=\"__4 _361\"></span>pec<span class=\"__4 _361\"></span>ted Cre<span class=\"__4 _361\"></span>dit Los<span class=\"__4 _361\"></span>s, ECL). Od<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>avi<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>pio ku<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>aa to<span class=\"__4 _361\"></span>den<span class=\"__4 _361\"></span>n\u00e4k<span class=\"__4 _361\"></span>\u00f6isy<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>sil<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>l\u00e4 pain<span class=\"__4 _361\"></span>otet<span class=\"__4 _361\"></span>tua ar<span class=\"__4 _361\"></span>viot<span class=\"__4 _361\"></span>a toteut<span class=\"__4 _361\"></span>uvis<span class=\"__4 _361\"></span>ta luot<span class=\"__4 _361\"></span>torisk<span class=\"__4 _361\"></span>eist\u00e4<span class=\"__4 _361\"></span>. Odotet<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>a oleva<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>appio<span class=\"__4 _361\"></span>ta ko<span class=\"__4 _361\"></span>ske<span class=\"__4 _361\"></span>va v<span class=\"__4 _361\"></span>\u00e4he<span class=\"__4 _361\"></span>nnys<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>\u00e4 kirj<span class=\"__4 _361\"></span>at<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n sa<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>laito<span class=\"__4 _361\"></span>ksilt<span class=\"__4 _361\"></span>a ja asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>misist<span class=\"__4 _361\"></span>a, j<span class=\"__4 _361\"></span>otk<span class=\"__4 _361\"></span>a on k<span class=\"__4 _361\"></span>irjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u ta<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>en Muu<span class=\"__4 _361\"></span>t va<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>t -e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>. Sa<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>i<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>sist<span class=\"__4 _361\"></span>a luott<span class=\"__4 _361\"></span>olaitok<span class=\"__4 _361\"></span>silta las<span class=\"__4 _361\"></span>ket<span class=\"__4 _361\"></span>aan o<span class=\"__4 _361\"></span>dotet<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>viss<span class=\"__4 _361\"></span>a olevien luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appioi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>den (<span class=\"__4 _361\"></span>ECL) m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4 k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4en k<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>: ECL = va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>uu x luot<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>man tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>s x luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>tum<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a ai<span class=\"__4 _361\"></span>heut<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>appio (%). La<span class=\"__4 _361\"></span>sken<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>nas<span class=\"__4 _367\"></span>sa<span class=\"__4 _367\"></span> k\u00e4yt<span class=\"__4 _367\"></span>et\u00e4\u00e4<span class=\"__4 _367\"></span>n m<span class=\"__4 _367\"></span>arkk<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>no<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ta saa<span class=\"__4 _367\"></span>tav<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ssa<span class=\"__4 _367\"></span> o<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>vi<span class=\"__4 _367\"></span>a<span class=\"__4 _367\"></span> l<span class=\"__4 _367\"></span>uo<span class=\"__4 _367\"></span>tto<span class=\"__4 _369\"></span>lai<span class=\"__4 _367\"></span>t<span class=\"__4 _367\"></span>os<span class=\"__4 _367\"></span>ko<span class=\"__4 _367\"></span>hta<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>s<span class=\"__4 _367\"></span>ia<span class=\"__4 _369\"></span> luottotapaht<span class=\"__4 _361\"></span>umi<span class=\"__4 _367\"></span>en todenn\u00e4k\u00f6i<span class=\"__4 _367\"></span>sy<span class=\"__4 _361\"></span>yksi\u00e4 sek\u00e4 ni<span class=\"__4 _367\"></span>iden<span class=\"__4 _367\"></span> palautumisasteita<span class=\"__4 _361\"></span>.<span class=\"__4 _367\"></span> Jos l<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>tolai<span class=\"__4 _361\"></span>tok<span class=\"__4 _361\"></span>selle ei ole n<span class=\"__4 _361\"></span>\u00e4it<span class=\"__4 _361\"></span>\u00e4 ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>oja sa<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>sa m<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>inoilt<span class=\"__4 _361\"></span>a, k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>te<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n niiden o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>lta m<span class=\"__4 _361\"></span>uide<span class=\"__4 _361\"></span>n luot<span class=\"__4 _361\"></span>tola<span class=\"__4 _361\"></span>itos<span class=\"__4 _361\"></span>ten a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vojen ke<span class=\"__4 _361\"></span>ski<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>vo<span class=\"__4 _361\"></span>a. Va<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>vaa<span class=\"__4 _367\"></span> me<span class=\"__4 _367\"></span>ne<span class=\"__4 _367\"></span>tte<span class=\"__4 _369\"></span>lytapaa<span class=\"__4 _367\"></span> so<span class=\"__4 _367\"></span>v<span class=\"__4 _367\"></span>el<span class=\"__4 _369\"></span>le<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> m<span class=\"__4 _367\"></span>y\u00f6<span class=\"__4 _367\"></span>s<span class=\"__4 _367\"></span> pa<span class=\"__4 _367\"></span>lkk<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>osaam<span class=\"__4 _369\"></span>is<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>in<span class=\"__4 _369\"></span> rahas<span class=\"__4 _367\"></span>to<span class=\"__4 _369\"></span>il<span class=\"__4 _367\"></span>ta<span class=\"__4 _367\"></span> ja<span class=\"__4 _367\"></span> p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>atr<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>tioist<span class=\"__4 _361\"></span>a. Konserni so<span class=\"__4 _367\"></span>veltaa yksinkert<span class=\"__4 _361\"></span>aistettua menettely\u00e4 odot<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>avissa olevi<span class=\"__4 _367\"></span>en luottotappioiden<span class=\"__4 _367\"></span> m\u00e4<span class=\"__4 _361\"></span>\u00e4ritt<span class=\"__4 _361\"></span>\u00e4miseen<span class=\"__4 _367\"></span> jaksotett<span class=\"__4 _361\"></span>uun hankintamenoon kirjat<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>avie<span class=\"__4 _361\"></span>n asi<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>isten o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>lt<span class=\"__4 _361\"></span>a (pl. ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>stoi<span class=\"__4 _361\"></span>hin ja p\u00e4<span class=\"__4 _361\"></span>\u00e4o<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>tr<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ioi<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>hin liitt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t sa<span class=\"__4 _361\"></span>amiset). T\u00e4ll\u00f6in<span class=\"__4 _367\"></span> odote<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>avis<span class=\"__4 _361\"></span>sa olev<span class=\"__4 _361\"></span>at luot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>appiot kir<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ja<span class=\"__4 _367\"></span>taan<span class=\"__4 _367\"></span> m\u00e4\u00e4<span class=\"__4 _367\"></span>r\u00e4\u00e4n<span class=\"__4 _367\"></span>,<span class=\"__4 _367\"></span> jo<span class=\"__4 _367\"></span>ka<span class=\"__4 _367\"></span> kuva<span class=\"__4 _367\"></span>staa<span class=\"__4 _367\"></span> k<span class=\"__4 _367\"></span>ok<span class=\"__4 _367\"></span>o<span class=\"__4 _367\"></span> vo<span class=\"__4 _369\"></span>imas<span class=\"__4 _367\"></span>sao<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>oa<span class=\"__4 _367\"></span>ja<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>ta o<span class=\"__4 _367\"></span>do<span class=\"__4 _369\"></span>tetta<span class=\"__4 _367\"></span>vi<span class=\"__4 _367\"></span>ssa<span class=\"__4 _367\"></span> oleva<span class=\"__4 _361\"></span>a luot<span class=\"__4 _361\"></span>tota<span class=\"__4 _361\"></span>ppiot<span class=\"__4 _361\"></span>a. La<span class=\"__4 _361\"></span>skenn<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa sov<span class=\"__4 _361\"></span>el<span class=\"__4 _367\"></span>let<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n var<span class=\"__4 _361\"></span>ausm<span class=\"__4 _361\"></span>atriisia<span class=\"__4 _361\"></span>, joka perustuu histor<span class=\"__4 _367\"></span>iatietoon a<span class=\"__4 _367\"></span>ikaisemmin k<span class=\"__4 _367\"></span>onsernissa toteutunei<span class=\"__4 _367\"></span>sta luot<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tot<span class=\"__4 _361\"></span>appioist<span class=\"__4 _361\"></span>a sek<span class=\"__4 _361\"></span>\u00e4 kons<span class=\"__4 _361\"></span>ernin ar<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ioon tulev<span class=\"__4 _361\"></span>aisuu<span class=\"__4 _361\"></span>den t<span class=\"__4 _361\"></span>aloudellisist<span class=\"__4 _361\"></span>a olo<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>suh<span class=\"__4 _361\"></span>teist<span class=\"__4 _361\"></span>a. Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>ni kir<span class=\"__4 _361\"></span>ja<span class=\"__4 _361\"></span>a yli 90 p<span class=\"__4 _361\"></span>\u00e4iv<span class=\"__4 _361\"></span>\u00e4\u00e4 e<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yne<span class=\"__4 _361\"></span>et s<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>miset l<span class=\"__4 _361\"></span>uot<span class=\"__4 _361\"></span>tot<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>ioiksi.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-420": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls56_2 ws58_3 gs486\">29 | L<span class=\"__4 _361\"></span>\u00c4HIPI<span class=\"__4 _367\"></span>IRIT<span class=\"__4 _369\"></span>AP<span class=\"__4 _367\"></span>AHTUMA<span class=\"__4 _367\"></span>T<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls39_4 ws58_3 gs487\">29.<span class=\"__4 _369\"></span>1 Laatimisperiaate<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws3c_4 gs488\">Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin em<span class=\"__4 _361\"></span>oyri<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>en Un<span class=\"__4 _361\"></span>ited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s Oyj:n l\u00e4hi<span class=\"__4 _361\"></span>piiriin k<span class=\"__4 _361\"></span>uuluv<span class=\"__4 _361\"></span>at s<span class=\"__4 _361\"></span>eu<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs489\">ra<span class=\"__4 _361\"></span>avat tahot:<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs48a\">- <span class=\"__4 _368\"> </span>konsernin<span class=\"__4 _367\"></span> johtoon<span class=\"__4 _367\"></span> kuuluvina avainhenki<span class=\"__4 _367\"></span>l\u00f6i<span class=\"__4 _367\"></span>n\u00e4 hall<span class=\"__4 _367\"></span>ituksen j\u00e4senet, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs48b\"> <span class=\"__4 _370\"> </span>toim<span class=\"__4 _367\"></span>itusj<span class=\"__4 _367\"></span>ohtaja ja k<span class=\"__4 _367\"></span>onsernin j<span class=\"__4 _367\"></span>ohtoryhm<span class=\"__4 _361\"></span>\u00e4n j\u00e4senet<span class=\"__4 _367\"></span>  </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs48c\">- <span class=\"__4 _368\"> </span>y<span class=\"__4 _361\"></span>hteis\u00f6t, jois<span class=\"__4 _361\"></span>sa ed<span class=\"__4 _361\"></span>ell\u00e4 mainituilla hen<span class=\"__4 _361\"></span>kil\u00f6ill\u00e4 on m\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4y<span class=\"__4 _361\"></span>sval<span class=\"__4 _361\"></span>ta, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls43_3 ws41_3 gs48d\"> <span class=\"__4 _370\"> </span>yh<span class=\"__4 _367\"></span>te<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ne<span class=\"__4 _367\"></span>n m<span class=\"__4 _367\"></span>\u00e4\u00e4r\u00e4<span class=\"__4 _367\"></span>ys<span class=\"__4 _367\"></span>va<span class=\"__4 _367\"></span>lta<span class=\"__4 _369\"></span> tai h<span class=\"__4 _367\"></span>uo<span class=\"__4 _367\"></span>ma<span class=\"__4 _367\"></span>ttava<span class=\"__4 _367\"></span> va<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>kutu<span class=\"__4 _367\"></span>sv<span class=\"__4 _367\"></span>al<span class=\"__4 _367\"></span>ta<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs48e\">- <span class=\"__4 _368\"> </span>edel<span class=\"__4 _367\"></span>l\u00e4 maini<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tuj<span class=\"__4 _367\"></span>en henkil<span class=\"__4 _367\"></span>\u00f6iden<span class=\"__4 _367\"></span> l\u00e4heiset<span class=\"__4 _367\"></span> perheenj\u00e4senet<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs48f\">- <span class=\"__4 _368\"> </span>sen<span class=\"__4 _367\"></span> ty<span class=\"__4 _361\"></span>t\u00e4r<span class=\"__4 _361\"></span>yritykset<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs490\">- <span class=\"__4 _368\"> </span>t<span class=\"__4 _361\"></span>yt\u00e4<span class=\"__4 _361\"></span>ryrit<span class=\"__4 _361\"></span>ysten hal<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>itusten j\u00e4senet j<span class=\"__4 _367\"></span>a toi<span class=\"__4 _367\"></span>mitusj<span class=\"__4 _367\"></span>ohtajat sek\u00e4 heid\u00e4n<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls2f_4 wsb1_2 gs491\"> m\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4y<span class=\"__4 _361\"></span>svalt<span class=\"__4 _361\"></span>ayhteis\u00f6ns<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws9c_3 gs492\">L<span class=\"__4 _361\"></span>\u00e4hipiirit<span class=\"__4 _361\"></span>apa<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>mina on esite<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>y sellais<span class=\"__4 _361\"></span>et liiketoimet l\u00e4hipiirin k<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1a_4 gs493\">jotk<span class=\"__4 _361\"></span>a ei<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t eliminoid<span class=\"__4 _361\"></span>u kons<span class=\"__4 _361\"></span>erni<span class=\"__4 _361\"></span>tilinp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6k<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>s\u00e4 t<span class=\"__4 _361\"></span>ai j<span class=\"__4 _361\"></span>otk<span class=\"__4 _361\"></span>a ova<span class=\"__4 _361\"></span>t sen h<span class=\"__4 _361\"></span>al<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs494\">linnoimien r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>stojen mak<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>mia.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs495\">29.<span class=\"__4 _361\"></span>2 Johtoon kuuluvien a<span class=\"__4 _367\"></span>vainhenkil\u00f6iden </div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs496\">ty\u00f6suhde<span class=\"__4 _361\"></span>-<span class=\"__4 _361\"></span>etuudet<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws45_3 gs497\">Se<span class=\"__4 _361\"></span>ura<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>auluk<span class=\"__4 _361\"></span>oiss<span class=\"__4 _361\"></span>a esi<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>t m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4t v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>seisill\u00e4 tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>silla </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws70_3 gs498\">kul<span class=\"__4 _361\"></span>uiksi k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>uja me<span class=\"__4 _361\"></span>noja<span class=\"__4 _361\"></span>. Palk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>asu<span class=\"__4 _361\"></span>mma<span class=\"__4 _361\"></span>t sis<span class=\"__4 _361\"></span>\u00e4lt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4t ma<span class=\"__4 _361\"></span>hdollis<span class=\"__4 _361\"></span>et luo<span class=\"__4 _361\"></span>n<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws6_4 gs499\">ta<span class=\"__4 _361\"></span>isedut<span class=\"__4 _361\"></span>. Osa<span class=\"__4 _361\"></span>keper<span class=\"__4 _361\"></span>usteisiin mak<span class=\"__4 _361\"></span>suihin on kirjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u til<span class=\"__4 _367\"></span>ika<span class=\"__4 _361\"></span>udelle kuluk<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls13_4 ws5_4 gs49a\">si j<span class=\"__4 _367\"></span>aksotetut johdon<span class=\"__4 _367\"></span> osakepohjaisen<span class=\"__4 _367\"></span> ka<span class=\"__4 _361\"></span>nnusti<span class=\"__4 _367\"></span>nj\u00e4rj<span class=\"__4 _367\"></span>estelm\u00e4n mu<span class=\"__4 _367\"></span>kaiset </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws21_4 gs49b\">pa<span class=\"__4 _361\"></span>lkk<span class=\"__4 _361\"></span>iot. Os<span class=\"__4 _361\"></span>a p<span class=\"__4 _361\"></span>alk<span class=\"__4 _361\"></span>kiois<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>n viiv<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yj\u00e4 ja niid<span class=\"__4 _361\"></span>en lop<span class=\"__4 _361\"></span>ullinen a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws64_3 gs49c\">r\u00e4y<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>y my<span class=\"__4 _367\"></span>\u00f6hemmin<span class=\"__4 _367\"></span> palkkioiden<span class=\"__4 _367\"></span> vahvistumisen ja<span class=\"__4 _367\"></span> maksun yhteydess\u00e4.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws32_4 gs49d\">Y<span class=\"__4 _361\"></span>hti\u00f6<span class=\"__4 _361\"></span>n johd<span class=\"__4 _361\"></span>olla oli ma<span class=\"__4 _361\"></span>hdollisu<span class=\"__4 _361\"></span>us os<span class=\"__4 _361\"></span>allistu<span class=\"__4 _361\"></span>a kev<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4ll\u00e4 2024 j\u00e4r<span class=\"__4 _361\"></span>jest<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws35_4 gs49e\">henkil\u00f6st<span class=\"__4 _367\"></span>\u00f6antiin,<span class=\"__4 _367\"></span> jossa henkil<span class=\"__4 _367\"></span>\u00f6kunnalle<span class=\"__4 _367\"></span> tarjottiin mahdol<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isuutt<span class=\"__4 _361\"></span>a mer<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls26_4 ws1d_4 gs49f\">ki<span class=\"__4 _361\"></span>t\u00e4 y<span class=\"__4 _361\"></span>hti\u00f6<span class=\"__4 _361\"></span>n os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keit<span class=\"__4 _361\"></span>a 10 % mar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>sia ha<span class=\"__4 _361\"></span>lvem<span class=\"__4 _361\"></span>mall<span class=\"__4 _361\"></span>a hinna<span class=\"__4 _361\"></span>lla. He<span class=\"__4 _361\"></span>n<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws30_4 gs4a0\">kil\u00f6st<span class=\"__4 _367\"></span>\u00f6annissa merkit<span class=\"__4 _361\"></span>yt osa<span class=\"__4 _361\"></span>kkeet o<span class=\"__4 _367\"></span>ikeutt<span class=\"__4 _361\"></span>avat my\u00f6hemm<span class=\"__4 _367\"></span>in maksett<span class=\"__4 _361\"></span>avii<span class=\"__4 _367\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws32_4 gs4a1\">lis\u00e4<span class=\"__4 _361\"></span>os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keisiin. A<span class=\"__4 _361\"></span>lla on e<span class=\"__4 _361\"></span>sitet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y joh<span class=\"__4 _361\"></span>don m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>sem<span class=\"__4 _361\"></span>\u00e4t os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>em\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t sek<span class=\"__4 _361\"></span>\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs4a2\">nii<span class=\"__4 _367\"></span>den tuott<span class=\"__4 _361\"></span>amat l<span class=\"__4 _367\"></span>is\u00e4os<span class=\"__4 _361\"></span>akeoi<span class=\"__4 _367\"></span>keudet.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws87_3 gs4a3\">Y<span class=\"__4 _361\"></span>hti\u00f6<span class=\"__4 _361\"></span>n hallit<span class=\"__4 _361\"></span>us nimit<span class=\"__4 _361\"></span>ti J<span class=\"__4 _361\"></span>ohn Oj<span class=\"__4 _361\"></span>anp<span class=\"__4 _361\"></span>er\u00e4<span class=\"__4 _361\"></span>n Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersi<span class=\"__4 _361\"></span>n uude<span class=\"__4 _361\"></span>ksi t<span class=\"__4 _361\"></span>oimi<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1d_4 gs4a4\">tu<span class=\"__4 _361\"></span>sjoht<span class=\"__4 _361\"></span>ajak<span class=\"__4 _361\"></span>si 1<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>1<span class=\"__4 _369\"></span>.<span class=\"__4 _361\"></span>2024 alka<span class=\"__4 _361\"></span>en. P<span class=\"__4 _361\"></span>atr<span class=\"__4 _361\"></span>ick An<span class=\"__4 _361\"></span>der<span class=\"__4 _361\"></span>son to<span class=\"__4 _361\"></span>imi yht<span class=\"__4 _361\"></span>i\u00f6n toimi<span class=\"__4 _361\"></span>tus<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws46_3 gs4a5\">joh<span class=\"__4 _361\"></span>taj<span class=\"__4 _361\"></span>ana 3<span class=\"__4 _361\"></span>1<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>10.20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4 sa<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>a. A<span class=\"__4 _361\"></span>lla olev<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa t<span class=\"__4 _361\"></span>aul<span class=\"__4 _361\"></span>ukos<span class=\"__4 _361\"></span>sa o<span class=\"__4 _361\"></span>n esit<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y toi<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls26_4 ws1d_4 gs4a6\">mit<span class=\"__4 _361\"></span>usjoh<span class=\"__4 _361\"></span>tajie<span class=\"__4 _361\"></span>n palk<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>ot Pat<span class=\"__4 _361\"></span>rick A<span class=\"__4 _361\"></span>nd<span class=\"__4 _361\"></span>ers<span class=\"__4 _361\"></span>onin o<span class=\"__4 _361\"></span>sal<span class=\"__4 _361\"></span>ta 1.<span class=\"__4 _f6_2\"></span>1<span class=\"__4 _367\"></span>.\u2013<span class=\"__4 _361\"></span>31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>0.2<span class=\"__4 _361\"></span>024 sek<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _362\"> </span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsb2_2 gs4a7\">Joh<span class=\"__4 _361\"></span>n Ojan<span class=\"__4 _361\"></span>per<span class=\"__4 _361\"></span>\u00e4n o<span class=\"__4 _361\"></span>sal<span class=\"__4 _361\"></span>ta 1.<span class=\"__4 _f6_2\"></span>1<span class=\"__4 _367\"></span>1<span class=\"__4 _367\"></span>.\u2013<span class=\"__4 _361\"></span>31<span class=\"__4 _369\"></span>.<span class=\"__4 _367\"></span>1<span class=\"__4 _369\"></span>2.<span class=\"__4 _361\"></span>2024. John Oj<span class=\"__4 _361\"></span>anp<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>\u00e4lle ei kiin<span class=\"__4 _361\"></span>te\u00e4<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls6_4 wsd_4 gs4a8\">ku<span class=\"__4 _361\"></span>uka<span class=\"__4 _361\"></span>usipalk<span class=\"__4 _361\"></span>kion lis\u00e4<span class=\"__4 _361\"></span>ksi ma<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>u muita p<span class=\"__4 _361\"></span>alkk<span class=\"__4 _361\"></span>ioita toimi<span class=\"__4 _361\"></span>tusjoht<span class=\"__4 _361\"></span>ajuu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws8c_3 gs4a9\">tensa perusteel<span class=\"__4 _367\"></span>la a<span class=\"__4 _367\"></span>jal<span class=\"__4 _367\"></span>la 1<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.\u201331<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _369\"></span>2.202<span class=\"__4 _367\"></span>4.<span class=\"__4 _367\"></span> Henkil\u00f6st<span class=\"__4 _367\"></span>\u00f6annin osakem\u00e4\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs4aa\">r\u00e4<span class=\"__4 _361\"></span>t kos<span class=\"__4 _361\"></span>kev<span class=\"__4 _361\"></span>at Jo<span class=\"__4 _361\"></span>hn Ojan<span class=\"__4 _361\"></span>per<span class=\"__4 _361\"></span>\u00e4n m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>semi<span class=\"__4 _361\"></span>\u00e4 os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4ri<span class=\"__4 _361\"></span>\u00e4.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls47_3 ws88_3 gs4ab\">T<span class=\"__4 _369\"></span>oimitusjohtaj<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs4ac\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 wsf_4 gs4ad\">Pal<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>t ja pal<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>iot sek<span class=\"__4 _361\"></span>\u00e4 mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ik<span class=\"__4 _361\"></span>aiset t<span class=\"__4 _361\"></span>y\u00f6<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs4ae\">suhde-<span class=\"__4 _361\"></span>etuudet<span class=\"__4 _e1_2\"> </span><span class=\"ls1a_4 ws34_4\">280<span class=\"__4 _6c_3\"> </span><span class=\"ls28_4 ws44_3\">18<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs4af\">El\u00e4ke-et<span class=\"__4 _361\"></span>uudet (<span class=\"__4 _367\"></span>maksupohjaiset j\u00e4rjestelyt)<span class=\"__4 _428\"> </span><span class=\"ls1_4 ws1_4\"> 50 <span class=\"__4 _cb_3\"> </span><span class=\"ls31_4 ws1c_4\">57<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs4b0\">Osakeperus<span class=\"__4 _367\"></span>tei<span class=\"__4 _367\"></span>set<span class=\"__4 _367\"></span> maksut<span class=\"__4 _13e\"> </span><span class=\"ls21_4 ws3a_4\">17<span class=\"__4 _361\"></span>1<span class=\"__4 _a_4\"> </span><span class=\"ls2a_4 ws47_3\">19<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs4b1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _f2_2\"> </span><span class=\"ls1_4 ws1_4\"> 5<span class=\"__4 _361\"></span>01 <span class=\"__4 _13f\"> </span><span class=\"ls34_4 ws80_3\">430<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs4b2\">Vuoden 202<span class=\"__4 _369\"></span>4 henkil\u00f6st\u00f6annissa merkity<span class=\"__4 _361\"></span>t </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs4b3\">osak<span class=\"__4 _361\"></span>keet, kpl<span class=\"__4 _d0_3\"> </span><span class=\"ls1_4 ws1_4\">3 204<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs4b4\">Lis<span class=\"__4 _361\"></span>\u00e4os<span class=\"__4 _361\"></span>akej\u00e4rje<span class=\"__4 _361\"></span>stelm\u00e4<span class=\"__4 _361\"></span>n bru<span class=\"__4 _361\"></span>tto<span class=\"__4 _361\"></span>palk<span class=\"__4 _361\"></span>kio, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs4b5\">osak<span class=\"__4 _361\"></span>keet, kpl<span class=\"__4 _d0_3\"> </span><span class=\"ls1_4 ws1_4\">1 602<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls3c_3 ws5e_3 gs4b6\">Hallitu<span class=\"__4 _367\"></span>s </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls2f_4 wsf_4 gs4b7\">Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin ulkop<span class=\"__4 _361\"></span>uolisille ha<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>en j\u00e4<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>nille on ma<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tu pa<span class=\"__4 _361\"></span>lkk<span class=\"__4 _361\"></span>iot<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws93_3 gs4b8\">hall<span class=\"__4 _367\"></span>itusty\u00f6skentelyst\u00e4 yhti\u00f6k<span class=\"__4 _367\"></span>okouksen p\u00e4\u00e4t\u00f6ksen mukaisesti. K<span class=\"__4 _367\"></span>onser<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 ws23_4 gs4b9\">nin yhti\u00f6is<span class=\"__4 _361\"></span>s\u00e4 t<span class=\"__4 _361\"></span>y\u00f6sk<span class=\"__4 _361\"></span>entelev<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>le hallituk<span class=\"__4 _361\"></span>sen j\u00e4<span class=\"__4 _361\"></span>senille ei mak<span class=\"__4 _361\"></span>set<span class=\"__4 _361\"></span>a palk<span class=\"__4 _361\"></span>kioit<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws49_3 gs4ba\">hall<span class=\"__4 _367\"></span>itusty\u00f6skentelyst\u00e4 vaan heid\u00e4n pal<span class=\"__4 _367\"></span>kk<span class=\"__4 _361\"></span>akulunsa on<span class=\"__4 _367\"></span> kat<span class=\"__4 _361\"></span>sottu kohdi<span class=\"__4 _367\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws49_3 gs4bb\">tu<span class=\"__4 _361\"></span>van liiketoimint<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n eik\u00e4 hallitu<span class=\"__4 _361\"></span>sty\u00f6<span class=\"__4 _361\"></span>skentely<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>. Lis\u00e4k<span class=\"__4 _361\"></span>si yhdelle halli<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws1_4 gs4bc\">tuksen j\u00e4senell<span class=\"__4 _367\"></span>e makseta<span class=\"__4 _361\"></span>an koko<span class=\"__4 _367\"></span>uspalkkiota ty\u00f6skentelyst\u00e4 konserni<span class=\"__4 _367\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs4bd\">ty<span class=\"__4 _361\"></span>t\u00e4r<span class=\"__4 _361\"></span>yht<span class=\"__4 _367\"></span>i\u00f6i<span class=\"__4 _367\"></span>den<span class=\"__4 _367\"></span> hal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>tuksessa.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs4be\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs4bf\">Koko<span class=\"__4 _361\"></span>uspalk<span class=\"__4 _361\"></span>kiot kon<span class=\"__4 _361\"></span>sernin ulko<span class=\"__4 _361\"></span>puolisil<span class=\"__4 _367\"></span>le </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs4c0\">hall<span class=\"__4 _367\"></span>ituksen j\u00e4seni<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>e ja puheen<span class=\"__4 _367\"></span>johtajal<span class=\"__4 _367\"></span>le<span class=\"__4 _478\"> </span><span class=\"ls20_4 ws49_3\">16<span class=\"__4 _361\"></span>0<span class=\"__4 _502\"> </span><span class=\"ls27_4 ws43_3\">15<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs4c1\">Konse<span class=\"__4 _367\"></span>rnin<span class=\"__4 _367\"></span> ty<span class=\"__4 _361\"></span>t\u00e4ryhti\u00f6i<span class=\"__4 _367\"></span>den<span class=\"__4 _367\"></span> maksamat </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls2f_4 ws4f_3 gs4c2\">kokousp<span class=\"__4 _361\"></span>alkkiot<span class=\"__4 _e7_2\"> </span><span class=\"ls1_4 ws1_4\">4<span class=\"__4 _386\"> </span>3<span class=\"__4 _362\"> </span></span></div>Johtoon kuuluvat a<span class=\"__4 _367\"></span>vainhenkil\u00f6t<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span>Pal<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>t ja pal<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>iot sek<span class=\"__4 _361\"></span>\u00e4 mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ik<span class=\"__4 _361\"></span>aiset t<span class=\"__4 _361\"></span>y\u00f6<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>suhde-<span class=\"__4 _361\"></span>etuudet<span class=\"__4 _366\"> </span><span class=\"ls1_4 ws1_4\"> 1 195 <span class=\"__4 _382\"> </span><span class=\"ls34_4 ws80_3\">943<span class=\"__4 _362\"> </span></span></span>El\u00e4ke-et<span class=\"__4 _361\"></span>uudet (<span class=\"__4 _367\"></span>maksupohjaiset j\u00e4rjestelyt)<span class=\"__4 _508\"> </span><span class=\"ls23_4 ws38_4\"> 2<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> <span class=\"__4 _509\"> </span><span class=\"ls21_4 ws3a_4\">17<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></span>Osakeperus<span class=\"__4 _367\"></span>tei<span class=\"__4 _367\"></span>set<span class=\"__4 _367\"></span> maksut<span class=\"__4 _f4_2\"> </span><span class=\"ls1_4 ws1_4\"> 69<span class=\"__4 _361\"></span>6 <span class=\"__4 _432\"> </span>1 0<span class=\"__4 _361\"></span>08<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _ee_2\"> </span><span class=\"ls1_4 ws1_4\"> 2 103 <span class=\"__4 _510\"> </span><span class=\"ls20_4 ws49_3\">2<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>1<span class=\"__4 _362\"> </span></span></span>Vuoden 202<span class=\"__4 _369\"></span>4 henkil\u00f6st\u00f6annissa merkity<span class=\"__4 _361\"></span>t osak<span class=\"__4 _361\"></span>keet, kpl<span class=\"__4 _d0_3\"> </span><span class=\"ls1c_4 wse_4\">6 673<span class=\"__4 _362\"> </span></span>Lis<span class=\"__4 _361\"></span>\u00e4os<span class=\"__4 _361\"></span>akej\u00e4rje<span class=\"__4 _361\"></span>stelm\u00e4<span class=\"__4 _361\"></span>n bru<span class=\"__4 _361\"></span>tto<span class=\"__4 _361\"></span>palk<span class=\"__4 _361\"></span>kio, osak<span class=\"__4 _361\"></span>keet, kpl<span class=\"__4 _d0_3\"> </span><span class=\"ls30_4 ws50_3\">3 337<span class=\"__4 _362\"> </span></span>29.<span class=\"__4 _361\"></span>3 Muu<span class=\"__4 _361\"></span>n l\u00e4hipi<span class=\"__4 _361\"></span>irin kan<span class=\"__4 _361\"></span>ssa to<span class=\"__4 _361\"></span>teutu<span class=\"__4 _361\"></span>neet liik<span class=\"__4 _367\"></span>etoimet sek\u00e4 avoi<span class=\"__4 _367\"></span>met saldot<span class=\"__4 _362\"> </span>Kons<span class=\"__4 _361\"></span>erniy<span class=\"__4 _361\"></span>hti\u00f6n l\u00e4<span class=\"__4 _361\"></span>hipiiriin kuuluv<span class=\"__4 _361\"></span>an he<span class=\"__4 _361\"></span>nkil\u00f6n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4ys<span class=\"__4 _361\"></span>valt<span class=\"__4 _361\"></span>ayht<span class=\"__4 _361\"></span>i\u00f6 Quan<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tu<span class=\"__4 _361\"></span>m Cap<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>al Oy on s<span class=\"__4 _361\"></span>olminu<span class=\"__4 _361\"></span>t sido<span class=\"__4 _361\"></span>nna<span class=\"__4 _361\"></span>isa<span class=\"__4 _361\"></span>sia<span class=\"__4 _361\"></span>mies<span class=\"__4 _361\"></span>- ja<span class=\"__4 _361\"></span>/<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>i va<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>utu<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>sia<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>miessopim<span class=\"__4 _367\"></span>ukset konserni<span class=\"__4 _367\"></span>in kuul<span class=\"__4 _367\"></span>uvien konserniyhti<span class=\"__4 _367\"></span>\u00f6iden<span class=\"__4 _367\"></span> kans<span class=\"__4 _361\"></span>sa. Kon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>se<span class=\"__4 _361\"></span>rniy<span class=\"__4 _361\"></span>hti\u00f6 p<span class=\"__4 _361\"></span>ala<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>aa a<span class=\"__4 _361\"></span>sia<span class=\"__4 _361\"></span>miehille sijoi<span class=\"__4 _361\"></span>tus<span class=\"__4 _361\"></span>tuot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>eiden j<span class=\"__4 _361\"></span>akel<span class=\"__4 _361\"></span>uun liit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>vi<span class=\"__4 _361\"></span>\u00e4 palk<span class=\"__4 _361\"></span>kiotu<span class=\"__4 _361\"></span>ottoja<span class=\"__4 _361\"></span>. Lis\u00e4ksi United<span class=\"__4 _367\"></span> Bankers Oyj, sen<span class=\"__4 _367\"></span> konserniyhti\u00f6<span class=\"__4 _367\"></span>t tai konserniyhti<span class=\"__4 _367\"></span>\u00f6iden<span class=\"__4 _367\"></span> hallinnoim<span class=\"__4 _361\"></span>at ra<span class=\"__4 _361\"></span>has<span class=\"__4 _361\"></span>tot han<span class=\"__4 _361\"></span>kki<span class=\"__4 _361\"></span>vat ko<span class=\"__4 _361\"></span>nsultointip<span class=\"__4 _361\"></span>alveluit<span class=\"__4 _361\"></span>a Yh<span class=\"__4 _361\"></span>ti\u00f6n l\u00e4hipii<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>riin k<span class=\"__4 _361\"></span>uulu<span class=\"__4 _361\"></span>va<span class=\"__4 _361\"></span>n henk<span class=\"__4 _361\"></span>il\u00f6n m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>ysv<span class=\"__4 _361\"></span>alt<span class=\"__4 _361\"></span>ay<span class=\"__4 _361\"></span>hti\u00f6l<span class=\"__4 _361\"></span>t\u00e4 H<span class=\"__4 _361\"></span>\u00e4gg<span class=\"__4 _361\"></span>blom &amp; Pa<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>tn<span class=\"__4 _361\"></span>ers L<span class=\"__4 _361\"></span>td O<span class=\"__4 _361\"></span>y:l<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>Edell\u00e4 maini<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ujen palv<span class=\"__4 _361\"></span>eluiden lis\u00e4<span class=\"__4 _361\"></span>ksi kons<span class=\"__4 _361\"></span>ernin l\u00e4<span class=\"__4 _361\"></span>hipiiriin kuulu<span class=\"__4 _361\"></span>vat hen<span class=\"__4 _361\"></span>kil\u00f6t t<span class=\"__4 _361\"></span>ai h<span class=\"__4 _361\"></span>eid\u00e4<span class=\"__4 _361\"></span>n m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4ys<span class=\"__4 _361\"></span>val<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>yht<span class=\"__4 _361\"></span>i\u00f6ns<span class=\"__4 _361\"></span>\u00e4 ov<span class=\"__4 _361\"></span>at tote<span class=\"__4 _361\"></span>ut<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ane<span class=\"__4 _361\"></span>et mui<span class=\"__4 _361\"></span>ta liike<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>toimia Unite<span class=\"__4 _361\"></span>d Ban<span class=\"__4 _361\"></span>kers O<span class=\"__4 _361\"></span>yj:<span class=\"__4 _367\"></span>n, sen ko<span class=\"__4 _361\"></span>nser<span class=\"__4 _361\"></span>niyhti\u00f6id<span class=\"__4 _361\"></span>en ta<span class=\"__4 _361\"></span>i konser<span class=\"__4 _361\"></span>niyht<span class=\"__4 _361\"></span>i\u00f6i<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>den h<span class=\"__4 _361\"></span>allinn<span class=\"__4 _361\"></span>oimien r<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>tojen k<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a. Liike<span class=\"__4 _361\"></span>toime<span class=\"__4 _361\"></span>t ova<span class=\"__4 _361\"></span>t sis<span class=\"__4 _361\"></span>\u00e4lt<span class=\"__4 _361\"></span>\u00e4ne<span class=\"__4 _361\"></span>et esi<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>merkiksi muita konsern<span class=\"__4 _367\"></span>il<span class=\"__4 _367\"></span>le myyt<span class=\"__4 _361\"></span>yj\u00e4 palve<span class=\"__4 _367\"></span>luita tai tuotteita sek\u00e4 kauppo<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ja konsern<span class=\"__4 _367\"></span>iyhti\u00f6iden<span class=\"__4 _367\"></span> hall<span class=\"__4 _367\"></span>inno<span class=\"__4 _367\"></span>imien<span class=\"__4 _367\"></span> mets\u00e4r<span class=\"__4 _361\"></span>ahastojen<span class=\"__4 _367\"></span> omaisuuteen<span class=\"__4 _367\"></span> li<span class=\"__4 _367\"></span>it<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>yen. L<span class=\"__4 _361\"></span>is\u00e4<span class=\"__4 _361\"></span>ksi k<span class=\"__4 _361\"></span>onse<span class=\"__4 _361\"></span>rni o<span class=\"__4 _361\"></span>n ant<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ut toi<span class=\"__4 _361\"></span>ssijaisi<span class=\"__4 _361\"></span>a pa<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>ksi<span class=\"__4 _361\"></span>a l\u00e4hip<span class=\"__4 _361\"></span>iiriin kuuluvien avainhenki<span class=\"__4 _367\"></span>l\u00f6iden<span class=\"__4 _367\"></span> sitoutt<span class=\"__4 _361\"></span>amiseksi<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span>Kaikki ko<span class=\"__4 _367\"></span>nserni<span class=\"__4 _367\"></span>n kanssa t<span class=\"__4 _367\"></span>ote<span class=\"__4 _367\"></span>utetut<span class=\"__4 _367\"></span> transak<span class=\"__4 _361\"></span>tio<span class=\"__4 _367\"></span>t vastaavat eh<span class=\"__4 _367\"></span>doi<span class=\"__4 _367\"></span>ltaan ri<span class=\"__4 _367\"></span>ip<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>pumat<span class=\"__4 _361\"></span>tomien osapuolien<span class=\"__4 _367\"></span> k<span class=\"__4 _361\"></span>anssa toteutet<span class=\"__4 _361\"></span>tavia li<span class=\"__4 _367\"></span>iketoimia<span class=\"__4 _367\"></span> ja konsernil<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>la on voim<span class=\"__4 _361\"></span>ass<span class=\"__4 _361\"></span>aolev<span class=\"__4 _361\"></span>at erilliset sis<span class=\"__4 _361\"></span>\u00e4iset pro<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>sit l\u00e4hipiiriliiketoimien hy<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4ks<span class=\"__4 _361\"></span>ynt<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4n. A<span class=\"__4 _361\"></span>lla olev<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>ulukos<span class=\"__4 _361\"></span>s<span class=\"__4 _361\"></span>a on esit<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y ra<span class=\"__4 _361\"></span>por<span class=\"__4 _361\"></span>toin<span class=\"__4 _361\"></span>tik<span class=\"__4 _361\"></span>aud<span class=\"__4 _361\"></span>en<div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1a_4 wsd_4 gs4e3\">ja ver<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ailuka<span class=\"__4 _361\"></span>uden liiketoimet l\u00e4<span class=\"__4 _361\"></span>hipiirin ka<span class=\"__4 _361\"></span>nss<span class=\"__4 _361\"></span>a, jotk<span class=\"__4 _361\"></span>a eiv\u00e4<span class=\"__4 _361\"></span>t eliminoidu </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1a_4 wsd_4 gs4e4\">kons<span class=\"__4 _361\"></span>ernitilinp\u00e4<span class=\"__4 _361\"></span>\u00e4t\u00f6k<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>s\u00e4<span class=\"__4 _361\"></span>, tai jotk<span class=\"__4 _361\"></span>a ova<span class=\"__4 _361\"></span>t konser<span class=\"__4 _361\"></span>niyhti\u00f6<span class=\"__4 _361\"></span>n hallinnoimien </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs4e5\">rahasto<span class=\"__4 _367\"></span>jen<span class=\"__4 _367\"></span> maksamia.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1d_4 gs4e6\">Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers O<span class=\"__4 _361\"></span>yj on lu<span class=\"__4 _361\"></span>ovu<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>nut o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>na y<span class=\"__4 _361\"></span>hti\u00f6<span class=\"__4 _361\"></span>n johd<span class=\"__4 _361\"></span>on os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>epohj<span class=\"__4 _361\"></span>aist<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws50_3 gs4e7\">k<span class=\"__4 _361\"></span>ann<span class=\"__4 _361\"></span>usti<span class=\"__4 _361\"></span>nj\u00e4rje<span class=\"__4 _361\"></span>stelm<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4 1<span class=\"__4 _369\"></span>2 3<span class=\"__4 _361\"></span>69 k<span class=\"__4 _361\"></span>app<span class=\"__4 _361\"></span>alet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>a omi<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keit<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an ohje<span class=\"__4 _361\"></span>lma<span class=\"__4 _361\"></span>an </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls29_4 ws46_3 gs4e8\">k<span class=\"__4 _361\"></span>uulu<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>ille av<span class=\"__4 _361\"></span>ai<span class=\"__4 _361\"></span>nhe<span class=\"__4 _361\"></span>nk<span class=\"__4 _361\"></span>il\u00f6ill<span class=\"__4 _361\"></span>e.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls4f_2 wsa0_2 gs4e9\">Liiketoimet l\u00e4hipiirin kanssa<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs4ea\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _a2_3\"> </span><span class=\"ls20_4 ws49_3\">1.1.<span class=\"__4 _361\"></span>-<span class=\"__4 _361\"></span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _504\"> </span>1.1.-<span class=\"__4 _361\"></span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls18_4 ws5b_3 gs4eb\">Sidon<span class=\"__4 _361\"></span>nais<span class=\"__4 _361\"></span>asi<span class=\"__4 _361\"></span>amies<span class=\"__4 _361\"></span>palk<span class=\"__4 _361\"></span>kiot<span class=\"__4 _11d_1\"> </span><span class=\"ls2b_4 ws48_3\"> 2<span class=\"__4 _361\"></span>24 <span class=\"__4 _476\"> </span><span class=\"ls2a_4 ws47_3\">19<span class=\"__4 _361\"></span>9<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs4ec\">Konsulttipalkk<span class=\"__4 _361\"></span>iot<span class=\"__4 _5f_3\"> </span><span class=\"ls2d_4 ws35_4\"> 113<span class=\"__4 _361\"></span> <span class=\"__4 _476\"> </span>11<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs4ed\">Muu<span class=\"__4 _361\"></span>t l<span class=\"__4 _367\"></span>iiketoimet<span class=\"__4 _e0_2\"> </span><span class=\"ls1_4 ws1_4\"> 80 <span class=\"__4 _fd_2\"> </span><span class=\"ls27_4 ws43_3\">13<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs4ee\">My\u00f6n<span class=\"__4 _361\"></span>net<span class=\"__4 _361\"></span>yt la<span class=\"__4 _361\"></span>inat<span class=\"__4 _fb_2\"> </span><span class=\"ls1_4 ws3b_4\"> <span class=\"__4 _e_4\"> </span>-   <span class=\"__4 _449\"> </span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs4ef\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _505\"> </span><span class=\"ls20_4 ws49_3\"> 417<span class=\"__4 _361\"></span> <span class=\"__4 _376\"> </span><span class=\"ls4_4 ws3_4\">322<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs4f0\">joist<span class=\"__4 _361\"></span>a konse<span class=\"__4 _361\"></span>rnin </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs4f1\">hallinnoimien r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>stojen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs4f2\">ka<span class=\"__4 _361\"></span>nssa toteutett<span class=\"__4 _361\"></span>uja<span class=\"__4 _cc_3\"> </span><span class=\"ls1_4 ws1_4\"> 9<span class=\"__4 _361\"></span>2 <span class=\"__4 _fd_2\"> </span><span class=\"ls20_4 ws49_3\">16<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls4f_2 wsa0_2 gs4f3\">Sitoumukset l\u00e4hipiirille<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs4f4\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _506\"> </span><span class=\"ls20_4 ws49_3\">3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>5<span class=\"__4 _ab_3\"> </span>3<span class=\"__4 _361\"></span>1.12<span class=\"__4 _361\"></span>.<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>0<span class=\"__4 _361\"></span>2<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs4f5\">T<span class=\"__4 _369\"></span>oissijaiset pankkit<span class=\"__4 _361\"></span>aka<span class=\"__4 _361\"></span>ukset<span class=\"__4 _394\"> </span><span class=\"ls1_4 ws1_4\"> 5<span class=\"__4 _361\"></span>50 <span class=\"__4 _372\"> </span> 550 </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs4f6\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _507\"> </span><span class=\"ls1_4 ws1_4\"> 55<span class=\"__4 _361\"></span>0 <span class=\"__4 _478\"> </span> 5<span class=\"__4 _361\"></span>50 </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsb6_2 gs4f7\">T<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>yr<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>ys UB F<span class=\"__4 _361\"></span>innish P<span class=\"__4 _361\"></span>rop<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y Oy lu<span class=\"__4 _361\"></span>na<span class=\"__4 _361\"></span>sti tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>della 20<span class=\"__4 _361\"></span>25 os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keit<span class=\"__4 _361\"></span>a </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws52_3 gs4f8\">v\u00e4hemmist\u00f6omi<span class=\"__4 _367\"></span>staji<span class=\"__4 _367\"></span>lta, jonka kaut<span class=\"__4 _361\"></span>ta konsernin<span class=\"__4 _367\"></span> omistusosuus<span class=\"__4 _367\"></span> yhti\u00f6st\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws79_3 gs4f9\">k<span class=\"__4 _361\"></span>asv<span class=\"__4 _361\"></span>oi. Kosk<span class=\"__4 _361\"></span>a ko<span class=\"__4 _361\"></span>nse<span class=\"__4 _361\"></span>rnilla on jo a<span class=\"__4 _361\"></span>iemm<span class=\"__4 _361\"></span>in ollut m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4y<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>alt<span class=\"__4 _361\"></span>a yh<span class=\"__4 _361\"></span>ti\u00f6s<span class=\"__4 _361\"></span>s\u00e4<span class=\"__4 _361\"></span>, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 wsaf_2 gs4fa\">lis\u00e4<span class=\"__4 _361\"></span>osu<span class=\"__4 _361\"></span>ude<span class=\"__4 _361\"></span>n han<span class=\"__4 _361\"></span>kin<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>n k\u00e4<span class=\"__4 _361\"></span>sitel<span class=\"__4 _361\"></span>ty o<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an sis<span class=\"__4 _361\"></span>\u00e4is<span class=\"__4 _361\"></span>en<span class=\"__4 _361\"></span>\u00e4 j\u00e4rje<span class=\"__4 _361\"></span>ste<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs4fb\">ly<span class=\"__4 _361\"></span>n\u00e4. </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls17_4 ws37_4 gs4fc\">T<span class=\"__4 _367\"></span>y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>yr<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>yk<span class=\"__4 _361\"></span>set U<span class=\"__4 _361\"></span>B For<span class=\"__4 _361\"></span>est &amp; Fi<span class=\"__4 _361\"></span>bre Ad<span class=\"__4 _361\"></span>vis<span class=\"__4 _361\"></span>or<span class=\"__4 _361\"></span>y Oy j<span class=\"__4 _361\"></span>a UB Fo<span class=\"__4 _361\"></span>res<span class=\"__4 _361\"></span>t &amp; Fibr<span class=\"__4 _361\"></span>e </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3a_4 ws4_4 gs4fd\">Management Oy j\u00e4rjestiv\u00e4t ti<span class=\"__4 _367\"></span>likaudel<span class=\"__4 _367\"></span>la 2025<span class=\"__4 _367\"></span> suunnatut os<span class=\"__4 _361\"></span>akeannit,<span class=\"__4 _367\"></span> </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws4c_3 gs4fe\">joi<span class=\"__4 _367\"></span>den kaut<span class=\"__4 _361\"></span>ta konsernin<span class=\"__4 _367\"></span> omistusosuude<span class=\"__4 _367\"></span>t yhti\u00f6i<span class=\"__4 _367\"></span>st\u00e4 laskivat. Koska kon<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws45_3 gs4ff\">sernin m\u00e4\u00e4r\u00e4ysvalta s<span class=\"__4 _361\"></span>\u00e4i<span class=\"__4 _367\"></span>lyi<span class=\"__4 _367\"></span>, omistusosu<span class=\"__4 _367\"></span>uden v\u00e4henty<span class=\"__4 _361\"></span>mi<span class=\"__4 _367\"></span>set on k\u00e4site<span class=\"__4 _367\"></span>lty </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs500\">oma<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>an sis\u00e4isin<span class=\"__4 _361\"></span>\u00e4 j\u00e4rjes<span class=\"__4 _361\"></span>telyin\u00e4<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 wsb7_2 gs501\">Vuo<span class=\"__4 _361\"></span>sina 2<span class=\"__4 _361\"></span>02<span class=\"__4 _367\"></span>4 kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>ni ei teh<span class=\"__4 _361\"></span>ny<span class=\"__4 _361\"></span>t j\u00e4<span class=\"__4 _361\"></span>rjest<span class=\"__4 _361\"></span>elyit<span class=\"__4 _361\"></span>\u00e4 m<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4y<span class=\"__4 _361\"></span>sv<span class=\"__4 _361\"></span>allat<span class=\"__4 _361\"></span>to<span class=\"__4 _361\"></span>mien </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs502\">omistaj<span class=\"__4 _367\"></span>ien kanssa.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-421": {
   "value": "29.<span class=\"__4 _369\"></span>1 Laatimisperiaate<span class=\"__4 _362\"> </span>Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin em<span class=\"__4 _361\"></span>oyri<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>en Un<span class=\"__4 _361\"></span>ited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s Oyj:n l\u00e4hi<span class=\"__4 _361\"></span>piiriin k<span class=\"__4 _361\"></span>uuluv<span class=\"__4 _361\"></span>at s<span class=\"__4 _361\"></span>eu<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ra<span class=\"__4 _361\"></span>avat tahot:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>konsernin<span class=\"__4 _367\"></span> johtoon<span class=\"__4 _367\"></span> kuuluvina avainhenki<span class=\"__4 _367\"></span>l\u00f6i<span class=\"__4 _367\"></span>n\u00e4 hall<span class=\"__4 _367\"></span>ituksen j\u00e4senet,  <span class=\"__4 _370\"> </span>toim<span class=\"__4 _367\"></span>itusj<span class=\"__4 _367\"></span>ohtaja ja k<span class=\"__4 _367\"></span>onsernin j<span class=\"__4 _367\"></span>ohtoryhm<span class=\"__4 _361\"></span>\u00e4n j\u00e4senet<span class=\"__4 _367\"></span>  - <span class=\"__4 _368\"> </span>y<span class=\"__4 _361\"></span>hteis\u00f6t, jois<span class=\"__4 _361\"></span>sa ed<span class=\"__4 _361\"></span>ell\u00e4 mainituilla hen<span class=\"__4 _361\"></span>kil\u00f6ill\u00e4 on m\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4y<span class=\"__4 _361\"></span>sval<span class=\"__4 _361\"></span>ta,  <span class=\"__4 _370\"> </span>yh<span class=\"__4 _367\"></span>te<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ne<span class=\"__4 _367\"></span>n m<span class=\"__4 _367\"></span>\u00e4\u00e4r\u00e4<span class=\"__4 _367\"></span>ys<span class=\"__4 _367\"></span>va<span class=\"__4 _367\"></span>lta<span class=\"__4 _369\"></span> tai h<span class=\"__4 _367\"></span>uo<span class=\"__4 _367\"></span>ma<span class=\"__4 _367\"></span>ttava<span class=\"__4 _367\"></span> va<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>kutu<span class=\"__4 _367\"></span>sv<span class=\"__4 _367\"></span>al<span class=\"__4 _367\"></span>ta<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>edel<span class=\"__4 _367\"></span>l\u00e4 maini<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tuj<span class=\"__4 _367\"></span>en henkil<span class=\"__4 _367\"></span>\u00f6iden<span class=\"__4 _367\"></span> l\u00e4heiset<span class=\"__4 _367\"></span> perheenj\u00e4senet<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>sen<span class=\"__4 _367\"></span> ty<span class=\"__4 _361\"></span>t\u00e4r<span class=\"__4 _361\"></span>yritykset<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>t<span class=\"__4 _361\"></span>yt\u00e4<span class=\"__4 _361\"></span>ryrit<span class=\"__4 _361\"></span>ysten hal<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>itusten j\u00e4senet j<span class=\"__4 _367\"></span>a toi<span class=\"__4 _367\"></span>mitusj<span class=\"__4 _367\"></span>ohtajat sek\u00e4 heid\u00e4n<span class=\"__4 _367\"></span>  m\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4y<span class=\"__4 _361\"></span>svalt<span class=\"__4 _361\"></span>ayhteis\u00f6ns<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _362\"> </span>L<span class=\"__4 _361\"></span>\u00e4hipiirit<span class=\"__4 _361\"></span>apa<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>mina on esite<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>y sellais<span class=\"__4 _361\"></span>et liiketoimet l\u00e4hipiirin k<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>, jotk<span class=\"__4 _361\"></span>a ei<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t eliminoid<span class=\"__4 _361\"></span>u kons<span class=\"__4 _361\"></span>erni<span class=\"__4 _361\"></span>tilinp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6k<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>s\u00e4 t<span class=\"__4 _361\"></span>ai j<span class=\"__4 _361\"></span>otk<span class=\"__4 _361\"></span>a ova<span class=\"__4 _361\"></span>t sen h<span class=\"__4 _361\"></span>al<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>linnoimien r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>stojen mak<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>mia.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-422": {
   "value": "29.<span class=\"__4 _369\"></span>1 Laatimisperiaate<span class=\"__4 _362\"> </span>Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin em<span class=\"__4 _361\"></span>oyri<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yks<span class=\"__4 _361\"></span>en Un<span class=\"__4 _361\"></span>ited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s Oyj:n l\u00e4hi<span class=\"__4 _361\"></span>piiriin k<span class=\"__4 _361\"></span>uuluv<span class=\"__4 _361\"></span>at s<span class=\"__4 _361\"></span>eu<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ra<span class=\"__4 _361\"></span>avat tahot:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>konsernin<span class=\"__4 _367\"></span> johtoon<span class=\"__4 _367\"></span> kuuluvina avainhenki<span class=\"__4 _367\"></span>l\u00f6i<span class=\"__4 _367\"></span>n\u00e4 hall<span class=\"__4 _367\"></span>ituksen j\u00e4senet,  <span class=\"__4 _370\"> </span>toim<span class=\"__4 _367\"></span>itusj<span class=\"__4 _367\"></span>ohtaja ja k<span class=\"__4 _367\"></span>onsernin j<span class=\"__4 _367\"></span>ohtoryhm<span class=\"__4 _361\"></span>\u00e4n j\u00e4senet<span class=\"__4 _367\"></span>  - <span class=\"__4 _368\"> </span>y<span class=\"__4 _361\"></span>hteis\u00f6t, jois<span class=\"__4 _361\"></span>sa ed<span class=\"__4 _361\"></span>ell\u00e4 mainituilla hen<span class=\"__4 _361\"></span>kil\u00f6ill\u00e4 on m\u00e4\u00e4<span class=\"__4 _361\"></span>r\u00e4y<span class=\"__4 _361\"></span>sval<span class=\"__4 _361\"></span>ta,  <span class=\"__4 _370\"> </span>yh<span class=\"__4 _367\"></span>te<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>ne<span class=\"__4 _367\"></span>n m<span class=\"__4 _367\"></span>\u00e4\u00e4r\u00e4<span class=\"__4 _367\"></span>ys<span class=\"__4 _367\"></span>va<span class=\"__4 _367\"></span>lta<span class=\"__4 _369\"></span> tai h<span class=\"__4 _367\"></span>uo<span class=\"__4 _367\"></span>ma<span class=\"__4 _367\"></span>ttava<span class=\"__4 _367\"></span> va<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>kutu<span class=\"__4 _367\"></span>sv<span class=\"__4 _367\"></span>al<span class=\"__4 _367\"></span>ta<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>edel<span class=\"__4 _367\"></span>l\u00e4 maini<span class=\"__4 _367\"></span>t<span class=\"__4 _361\"></span>tuj<span class=\"__4 _367\"></span>en henkil<span class=\"__4 _367\"></span>\u00f6iden<span class=\"__4 _367\"></span> l\u00e4heiset<span class=\"__4 _367\"></span> perheenj\u00e4senet<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>sen<span class=\"__4 _367\"></span> ty<span class=\"__4 _361\"></span>t\u00e4r<span class=\"__4 _361\"></span>yritykset<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>t<span class=\"__4 _361\"></span>yt\u00e4<span class=\"__4 _361\"></span>ryrit<span class=\"__4 _361\"></span>ysten hal<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>itusten j\u00e4senet j<span class=\"__4 _367\"></span>a toi<span class=\"__4 _367\"></span>mitusj<span class=\"__4 _367\"></span>ohtajat sek\u00e4 heid\u00e4n<span class=\"__4 _367\"></span>  m\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4y<span class=\"__4 _361\"></span>svalt<span class=\"__4 _361\"></span>ayhteis\u00f6ns<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _362\"> </span>L<span class=\"__4 _361\"></span>\u00e4hipiirit<span class=\"__4 _361\"></span>apa<span class=\"__4 _361\"></span>htu<span class=\"__4 _361\"></span>mina on esite<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>y sellais<span class=\"__4 _361\"></span>et liiketoimet l\u00e4hipiirin k<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>, jotk<span class=\"__4 _361\"></span>a ei<span class=\"__4 _361\"></span>v\u00e4<span class=\"__4 _361\"></span>t eliminoid<span class=\"__4 _361\"></span>u kons<span class=\"__4 _361\"></span>erni<span class=\"__4 _361\"></span>tilinp<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6k<span class=\"__4 _361\"></span>ses<span class=\"__4 _361\"></span>s\u00e4 t<span class=\"__4 _361\"></span>ai j<span class=\"__4 _361\"></span>otk<span class=\"__4 _361\"></span>a ova<span class=\"__4 _361\"></span>t sen h<span class=\"__4 _361\"></span>al<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>linnoimien r<span class=\"__4 _361\"></span>aha<span class=\"__4 _361\"></span>stojen mak<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span>mia.<span class=\"__4 _362\"> </span>29.<span class=\"__4 _361\"></span>2 Johtoon kuuluvien a<span class=\"__4 _367\"></span>vainhenkil\u00f6iden ty\u00f6suhde<span class=\"__4 _361\"></span>-<span class=\"__4 _361\"></span>etuudet<span class=\"__4 _362\"> </span>Se<span class=\"__4 _361\"></span>ura<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>iss<span class=\"__4 _361\"></span>a t<span class=\"__4 _361\"></span>auluk<span class=\"__4 _361\"></span>oiss<span class=\"__4 _361\"></span>a esi<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>t m\u00e4<span class=\"__4 _361\"></span>\u00e4r<span class=\"__4 _361\"></span>\u00e4t v<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>av<span class=\"__4 _361\"></span>at k<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>seisill\u00e4 tilik<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>silla kul<span class=\"__4 _361\"></span>uiksi k<span class=\"__4 _361\"></span>irja<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>uja me<span class=\"__4 _361\"></span>noja<span class=\"__4 _361\"></span>. Palk<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>asu<span class=\"__4 _361\"></span>mma<span class=\"__4 _361\"></span>t sis<span class=\"__4 _361\"></span>\u00e4lt<span class=\"__4 _361\"></span>\u00e4v<span class=\"__4 _361\"></span>\u00e4t ma<span class=\"__4 _361\"></span>hdollis<span class=\"__4 _361\"></span>et luo<span class=\"__4 _361\"></span>n<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ta<span class=\"__4 _361\"></span>isedut<span class=\"__4 _361\"></span>. Osa<span class=\"__4 _361\"></span>keper<span class=\"__4 _361\"></span>usteisiin mak<span class=\"__4 _361\"></span>suihin on kirjat<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>u til<span class=\"__4 _367\"></span>ika<span class=\"__4 _361\"></span>udelle kuluk<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>si j<span class=\"__4 _367\"></span>aksotetut johdon<span class=\"__4 _367\"></span> osakepohjaisen<span class=\"__4 _367\"></span> ka<span class=\"__4 _361\"></span>nnusti<span class=\"__4 _367\"></span>nj\u00e4rj<span class=\"__4 _367\"></span>estelm\u00e4n mu<span class=\"__4 _367\"></span>kaiset pa<span class=\"__4 _361\"></span>lkk<span class=\"__4 _361\"></span>iot. Os<span class=\"__4 _361\"></span>a p<span class=\"__4 _361\"></span>alk<span class=\"__4 _361\"></span>kiois<span class=\"__4 _361\"></span>ta o<span class=\"__4 _361\"></span>n viiv<span class=\"__4 _361\"></span>\u00e4s<span class=\"__4 _361\"></span>tet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yj\u00e4 ja niid<span class=\"__4 _361\"></span>en lop<span class=\"__4 _361\"></span>ullinen a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vo m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>r\u00e4y<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>y my<span class=\"__4 _367\"></span>\u00f6hemmin<span class=\"__4 _367\"></span> palkkioiden<span class=\"__4 _367\"></span> vahvistumisen ja<span class=\"__4 _367\"></span> maksun yhteydess\u00e4.<span class=\"__4 _362\"> </span>Y<span class=\"__4 _361\"></span>hti\u00f6<span class=\"__4 _361\"></span>n johd<span class=\"__4 _361\"></span>olla oli ma<span class=\"__4 _361\"></span>hdollisu<span class=\"__4 _361\"></span>us os<span class=\"__4 _361\"></span>allistu<span class=\"__4 _361\"></span>a kev<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>\u00e4ll\u00e4 2024 j\u00e4r<span class=\"__4 _361\"></span>jest<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yy<span class=\"__4 _361\"></span>n henkil\u00f6st<span class=\"__4 _367\"></span>\u00f6antiin,<span class=\"__4 _367\"></span> jossa henkil<span class=\"__4 _367\"></span>\u00f6kunnalle<span class=\"__4 _367\"></span> tarjottiin mahdol<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>isuutt<span class=\"__4 _361\"></span>a mer<span class=\"__4 _369\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>ki<span class=\"__4 _361\"></span>t\u00e4 y<span class=\"__4 _361\"></span>hti\u00f6<span class=\"__4 _361\"></span>n os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keit<span class=\"__4 _361\"></span>a 10 % mar<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>ina<span class=\"__4 _361\"></span>ku<span class=\"__4 _361\"></span>rs<span class=\"__4 _361\"></span>sia ha<span class=\"__4 _361\"></span>lvem<span class=\"__4 _361\"></span>mall<span class=\"__4 _361\"></span>a hinna<span class=\"__4 _361\"></span>lla. He<span class=\"__4 _361\"></span>n<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kil\u00f6st<span class=\"__4 _367\"></span>\u00f6annissa merkit<span class=\"__4 _361\"></span>yt osa<span class=\"__4 _361\"></span>kkeet o<span class=\"__4 _367\"></span>ikeutt<span class=\"__4 _361\"></span>avat my\u00f6hemm<span class=\"__4 _367\"></span>in maksett<span class=\"__4 _361\"></span>avii<span class=\"__4 _367\"></span>n lis\u00e4<span class=\"__4 _361\"></span>os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>keisiin. A<span class=\"__4 _361\"></span>lla on e<span class=\"__4 _361\"></span>sitet<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y joh<span class=\"__4 _361\"></span>don m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>sem<span class=\"__4 _361\"></span>\u00e4t os<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>em\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>r\u00e4<span class=\"__4 _361\"></span>t sek<span class=\"__4 _361\"></span>\u00e4 nii<span class=\"__4 _367\"></span>den tuott<span class=\"__4 _361\"></span>amat l<span class=\"__4 _367\"></span>is\u00e4os<span class=\"__4 _361\"></span>akeoi<span class=\"__4 _367\"></span>keudet.<span class=\"__4 _362\"> </span>Y<span class=\"__4 _361\"></span>hti\u00f6<span class=\"__4 _361\"></span>n hallit<span class=\"__4 _361\"></span>us nimit<span class=\"__4 _361\"></span>ti J<span class=\"__4 _361\"></span>ohn Oj<span class=\"__4 _361\"></span>anp<span class=\"__4 _361\"></span>er\u00e4<span class=\"__4 _361\"></span>n Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersi<span class=\"__4 _361\"></span>n uude<span class=\"__4 _361\"></span>ksi t<span class=\"__4 _361\"></span>oimi<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>tu<span class=\"__4 _361\"></span>sjoht<span class=\"__4 _361\"></span>ajak<span class=\"__4 _361\"></span>si 1<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>1<span class=\"__4 _369\"></span>.<span class=\"__4 _361\"></span>2024 alka<span class=\"__4 _361\"></span>en. P<span class=\"__4 _361\"></span>atr<span class=\"__4 _361\"></span>ick An<span class=\"__4 _361\"></span>der<span class=\"__4 _361\"></span>son to<span class=\"__4 _361\"></span>imi yht<span class=\"__4 _361\"></span>i\u00f6n toimi<span class=\"__4 _361\"></span>tus<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>joh<span class=\"__4 _361\"></span>taj<span class=\"__4 _361\"></span>ana 3<span class=\"__4 _361\"></span>1<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>10.20<span class=\"__4 _361\"></span>2<span class=\"__4 _367\"></span>4 sa<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>a. A<span class=\"__4 _361\"></span>lla olev<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span>sa t<span class=\"__4 _361\"></span>aul<span class=\"__4 _361\"></span>ukos<span class=\"__4 _361\"></span>sa o<span class=\"__4 _361\"></span>n esit<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y toi<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>mit<span class=\"__4 _361\"></span>usjoh<span class=\"__4 _361\"></span>tajie<span class=\"__4 _361\"></span>n palk<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>ot Pat<span class=\"__4 _361\"></span>rick A<span class=\"__4 _361\"></span>nd<span class=\"__4 _361\"></span>ers<span class=\"__4 _361\"></span>onin o<span class=\"__4 _361\"></span>sal<span class=\"__4 _361\"></span>ta 1.<span class=\"__4 _f6_2\"></span>1<span class=\"__4 _367\"></span>.\u2013<span class=\"__4 _361\"></span>31<span class=\"__4 _367\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>0.2<span class=\"__4 _361\"></span>024 sek<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _362\"> </span>Joh<span class=\"__4 _361\"></span>n Ojan<span class=\"__4 _361\"></span>per<span class=\"__4 _361\"></span>\u00e4n o<span class=\"__4 _361\"></span>sal<span class=\"__4 _361\"></span>ta 1.<span class=\"__4 _f6_2\"></span>1<span class=\"__4 _367\"></span>1<span class=\"__4 _367\"></span>.\u2013<span class=\"__4 _361\"></span>31<span class=\"__4 _369\"></span>.<span class=\"__4 _367\"></span>1<span class=\"__4 _369\"></span>2.<span class=\"__4 _361\"></span>2024. John Oj<span class=\"__4 _361\"></span>anp<span class=\"__4 _361\"></span>er<span class=\"__4 _361\"></span>\u00e4lle ei kiin<span class=\"__4 _361\"></span>te\u00e4<span class=\"__4 _361\"></span>n ku<span class=\"__4 _361\"></span>uka<span class=\"__4 _361\"></span>usipalk<span class=\"__4 _361\"></span>kion lis\u00e4<span class=\"__4 _361\"></span>ksi ma<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>u muita p<span class=\"__4 _361\"></span>alkk<span class=\"__4 _361\"></span>ioita toimi<span class=\"__4 _361\"></span>tusjoht<span class=\"__4 _361\"></span>ajuu<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tensa perusteel<span class=\"__4 _367\"></span>la a<span class=\"__4 _367\"></span>jal<span class=\"__4 _367\"></span>la 1<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.\u201331<span class=\"__4 _369\"></span>.<span class=\"__4 _369\"></span>1<span class=\"__4 _369\"></span>2.202<span class=\"__4 _367\"></span>4.<span class=\"__4 _367\"></span> Henkil\u00f6st<span class=\"__4 _367\"></span>\u00f6annin osakem\u00e4\u00e4<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>r\u00e4<span class=\"__4 _361\"></span>t kos<span class=\"__4 _361\"></span>kev<span class=\"__4 _361\"></span>at Jo<span class=\"__4 _361\"></span>hn Ojan<span class=\"__4 _361\"></span>per<span class=\"__4 _361\"></span>\u00e4n m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>semi<span class=\"__4 _361\"></span>\u00e4 os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>m\u00e4<span class=\"__4 _361\"></span>\u00e4ri<span class=\"__4 _361\"></span>\u00e4.<span class=\"__4 _362\"> </span>T<span class=\"__4 _369\"></span>oimitusjohtaj<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span>Pal<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>t ja pal<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>iot sek<span class=\"__4 _361\"></span>\u00e4 mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ik<span class=\"__4 _361\"></span>aiset t<span class=\"__4 _361\"></span>y\u00f6<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>suhde-<span class=\"__4 _361\"></span>etuudet<span class=\"__4 _e1_2\"> </span><span class=\"ls1a_4 ws34_4\">280<span class=\"__4 _6c_3\"> </span><span class=\"ls28_4 ws44_3\">18<span class=\"__4 _1b_3\"></span>3<span class=\"__4 _362\"> </span></span></span>El\u00e4ke-et<span class=\"__4 _361\"></span>uudet (<span class=\"__4 _367\"></span>maksupohjaiset j\u00e4rjestelyt)<span class=\"__4 _428\"> </span><span class=\"ls1_4 ws1_4\"> 50 <span class=\"__4 _cb_3\"> </span><span class=\"ls31_4 ws1c_4\">57<span class=\"__4 _362\"> </span></span></span>Osakeperus<span class=\"__4 _367\"></span>tei<span class=\"__4 _367\"></span>set<span class=\"__4 _367\"></span> maksut<span class=\"__4 _13e\"> </span><span class=\"ls21_4 ws3a_4\">17<span class=\"__4 _361\"></span>1<span class=\"__4 _a_4\"> </span><span class=\"ls2a_4 ws47_3\">19<span class=\"__4 _1b_3\"></span>0<span class=\"__4 _362\"> </span></span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _f2_2\"> </span><span class=\"ls1_4 ws1_4\"> 5<span class=\"__4 _361\"></span>01 <span class=\"__4 _13f\"> </span><span class=\"ls34_4 ws80_3\">430<span class=\"__4 _362\"> </span></span></span>Vuoden 202<span class=\"__4 _369\"></span>4 henkil\u00f6st\u00f6annissa merkity<span class=\"__4 _361\"></span>t osak<span class=\"__4 _361\"></span>keet, kpl<span class=\"__4 _d0_3\"> </span><span class=\"ls1_4 ws1_4\">3 204<span class=\"__4 _362\"> </span></span>Lis<span class=\"__4 _361\"></span>\u00e4os<span class=\"__4 _361\"></span>akej\u00e4rje<span class=\"__4 _361\"></span>stelm\u00e4<span class=\"__4 _361\"></span>n bru<span class=\"__4 _361\"></span>tto<span class=\"__4 _361\"></span>palk<span class=\"__4 _361\"></span>kio, osak<span class=\"__4 _361\"></span>keet, kpl<span class=\"__4 _d0_3\"> </span><span class=\"ls1_4 ws1_4\">1 602<span class=\"__4 _362\"> </span></span>Hallitu<span class=\"__4 _367\"></span>s Kon<span class=\"__4 _361\"></span>ser<span class=\"__4 _361\"></span>nin ulkop<span class=\"__4 _361\"></span>uolisille ha<span class=\"__4 _361\"></span>ll<span class=\"__4 _367\"></span>it<span class=\"__4 _361\"></span>uks<span class=\"__4 _361\"></span>en j\u00e4<span class=\"__4 _361\"></span>se<span class=\"__4 _361\"></span>nille on ma<span class=\"__4 _361\"></span>kse<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>tu pa<span class=\"__4 _361\"></span>lkk<span class=\"__4 _361\"></span>iot<span class=\"__4 _361\"></span>a hall<span class=\"__4 _367\"></span>itusty\u00f6skentelyst\u00e4 yhti\u00f6k<span class=\"__4 _367\"></span>okouksen p\u00e4\u00e4t\u00f6ksen mukaisesti. K<span class=\"__4 _367\"></span>onser<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>nin yhti\u00f6is<span class=\"__4 _361\"></span>s\u00e4 t<span class=\"__4 _361\"></span>y\u00f6sk<span class=\"__4 _361\"></span>entelev<span class=\"__4 _361\"></span>il<span class=\"__4 _367\"></span>le hallituk<span class=\"__4 _361\"></span>sen j\u00e4<span class=\"__4 _361\"></span>senille ei mak<span class=\"__4 _361\"></span>set<span class=\"__4 _361\"></span>a palk<span class=\"__4 _361\"></span>kioit<span class=\"__4 _361\"></span>a hall<span class=\"__4 _367\"></span>itusty\u00f6skentelyst\u00e4 vaan heid\u00e4n pal<span class=\"__4 _367\"></span>kk<span class=\"__4 _361\"></span>akulunsa on<span class=\"__4 _367\"></span> kat<span class=\"__4 _361\"></span>sottu kohdi<span class=\"__4 _367\"></span>s<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tu<span class=\"__4 _361\"></span>van liiketoimint<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>n eik\u00e4 hallitu<span class=\"__4 _361\"></span>sty\u00f6<span class=\"__4 _361\"></span>skentely<span class=\"__4 _361\"></span>yn<span class=\"__4 _361\"></span>. Lis\u00e4k<span class=\"__4 _361\"></span>si yhdelle halli<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>tuksen j\u00e4senell<span class=\"__4 _367\"></span>e makseta<span class=\"__4 _361\"></span>an koko<span class=\"__4 _367\"></span>uspalkkiota ty\u00f6skentelyst\u00e4 konserni<span class=\"__4 _367\"></span>n ty<span class=\"__4 _361\"></span>t\u00e4r<span class=\"__4 _361\"></span>yht<span class=\"__4 _367\"></span>i\u00f6i<span class=\"__4 _367\"></span>den<span class=\"__4 _367\"></span> hal<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>tuksessa.<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span>Koko<span class=\"__4 _361\"></span>uspalk<span class=\"__4 _361\"></span>kiot kon<span class=\"__4 _361\"></span>sernin ulko<span class=\"__4 _361\"></span>puolisil<span class=\"__4 _367\"></span>le hall<span class=\"__4 _367\"></span>ituksen j\u00e4seni<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>e ja puheen<span class=\"__4 _367\"></span>johtajal<span class=\"__4 _367\"></span>le<span class=\"__4 _478\"> </span><span class=\"ls20_4 ws49_3\">16<span class=\"__4 _361\"></span>0<span class=\"__4 _502\"> </span><span class=\"ls27_4 ws43_3\">15<span class=\"__4 _361\"></span>4<span class=\"__4 _362\"> </span></span></span>Konse<span class=\"__4 _367\"></span>rnin<span class=\"__4 _367\"></span> ty<span class=\"__4 _361\"></span>t\u00e4ryhti\u00f6i<span class=\"__4 _367\"></span>den<span class=\"__4 _367\"></span> maksamat kokousp<span class=\"__4 _361\"></span>alkkiot<span class=\"__4 _e7_2\"> </span><span class=\"ls1_4 ws1_4\">4<span class=\"__4 _386\"> </span>3<span class=\"__4 _362\"> </span></span><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 lsd_4 ws11_4 gs504\">Johtoon kuuluvat a<span class=\"__4 _367\"></span>vainhenkil\u00f6t<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs505\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls31_4 wsf_4 gs506\">Pal<span class=\"__4 _361\"></span>ka<span class=\"__4 _361\"></span>t ja pal<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>iot sek<span class=\"__4 _361\"></span>\u00e4 mu<span class=\"__4 _361\"></span>ut ly<span class=\"__4 _361\"></span>hy<span class=\"__4 _361\"></span>ta<span class=\"__4 _361\"></span>ik<span class=\"__4 _361\"></span>aiset t<span class=\"__4 _361\"></span>y\u00f6<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs507\">suhde-<span class=\"__4 _361\"></span>etuudet<span class=\"__4 _366\"> </span><span class=\"ls1_4 ws1_4\"> 1 195 <span class=\"__4 _382\"> </span><span class=\"ls34_4 ws80_3\">943<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 ws3c_4 gs508\">El\u00e4ke-et<span class=\"__4 _361\"></span>uudet (<span class=\"__4 _367\"></span>maksupohjaiset j\u00e4rjestelyt)<span class=\"__4 _508\"> </span><span class=\"ls23_4 ws38_4\"> 2<span class=\"__4 _361\"></span>12<span class=\"__4 _361\"></span> <span class=\"__4 _509\"> </span><span class=\"ls21_4 ws3a_4\">17<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws2_4 gs509\">Osakeperus<span class=\"__4 _367\"></span>tei<span class=\"__4 _367\"></span>set<span class=\"__4 _367\"></span> maksut<span class=\"__4 _f4_2\"> </span><span class=\"ls1_4 ws1_4\"> 69<span class=\"__4 _361\"></span>6 <span class=\"__4 _432\"> </span>1 0<span class=\"__4 _361\"></span>08<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs50a\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _ee_2\"> </span><span class=\"ls1_4 ws1_4\"> 2 103 <span class=\"__4 _510\"> </span><span class=\"ls20_4 ws49_3\">2<span class=\"__4 _361\"></span> 12<span class=\"__4 _361\"></span>1<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs50b\">Vuoden 202<span class=\"__4 _369\"></span>4 henkil\u00f6st\u00f6annissa merkity<span class=\"__4 _361\"></span>t </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs50c\">osak<span class=\"__4 _361\"></span>keet, kpl<span class=\"__4 _d0_3\"> </span><span class=\"ls1c_4 wse_4\">6 673<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsc_4 ws10_4 gs50d\">Lis<span class=\"__4 _361\"></span>\u00e4os<span class=\"__4 _361\"></span>akej\u00e4rje<span class=\"__4 _361\"></span>stelm\u00e4<span class=\"__4 _361\"></span>n bru<span class=\"__4 _361\"></span>tto<span class=\"__4 _361\"></span>palk<span class=\"__4 _361\"></span>kio, </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls4_4 ws3_4 gs50e\">osak<span class=\"__4 _361\"></span>keet, kpl<span class=\"__4 _d0_3\"> </span><span class=\"ls30_4 ws50_3\">3 337<span class=\"__4 _362\"> </span></span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-423": {
   "value": "<div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls35_4 ws7d_3 gs4c4\">28 | T<span class=\"__4 _f6_2\"></span>ASEEN ULK<span class=\"__4 _369\"></span>OPUOLISET SIT<span class=\"__4 _367\"></span>OUMUKSET<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls1b_4 ws26_4 gs4c5\">Ehdolliset v<span class=\"__4 _367\"></span>arat ja ehdolliset v<span class=\"__4 _367\"></span>elat<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs4c6\">Ehd<span class=\"__4 _361\"></span>ollinen ve<span class=\"__4 _361\"></span>lka s<span class=\"__4 _361\"></span>ynt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y<span class=\"__4 _367\"></span>, k<span class=\"__4 _361\"></span>un:<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs4c7\">- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>silla on m<span class=\"__4 _361\"></span>ahd<span class=\"__4 _361\"></span>ollinen vel<span class=\"__4 _361\"></span>voite, j<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>a on sy<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>yny<span class=\"__4 _361\"></span>t </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs4c8\"> <span class=\"__4 _370\"> </span>aikaisempie<span class=\"__4 _367\"></span>n tapaht<span class=\"__4 _361\"></span>umi<span class=\"__4 _367\"></span>en seurauksena ja j<span class=\"__4 _367\"></span>onka olemass<span class=\"__4 _361\"></span>aol<span class=\"__4 _367\"></span>o </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs4c9\"> <span class=\"__4 _370\"> </span>va<span class=\"__4 _361\"></span>rmis<span class=\"__4 _361\"></span>tuu v<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a tulev<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>tum<span class=\"__4 _361\"></span>an my<span class=\"__4 _361\"></span>\u00f6t\u00e4<span class=\"__4 _361\"></span>, jok<span class=\"__4 _361\"></span>a ei ole Un<span class=\"__4 _361\"></span>ited </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls9_4 ws42_3 gs4ca\"> <span class=\"__4 _370\"> </span>Banke<span class=\"__4 _367\"></span>rsin<span class=\"__4 _369\"></span> m\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4ys<span class=\"__4 _367\"></span>val<span class=\"__4 _367\"></span>lassa<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs4cb\">- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>silla on ole<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>a velv<span class=\"__4 _361\"></span>oite, jo<span class=\"__4 _361\"></span>ka o<span class=\"__4 _361\"></span>n syn<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>ny<span class=\"__4 _361\"></span>t </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs4cc\"> <span class=\"__4 _370\"> </span>aikaisempie<span class=\"__4 _367\"></span>n tapaht<span class=\"__4 _361\"></span>umi<span class=\"__4 _367\"></span>en seurauksena, mut<span class=\"__4 _361\"></span>ta maksuvelvoitteen </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs4cd\"> <span class=\"__4 _370\"> </span>tote<span class=\"__4 _361\"></span>utu<span class=\"__4 _361\"></span>mine<span class=\"__4 _361\"></span>n ei ole tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, t<span class=\"__4 _361\"></span>ai </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs4ce\">- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s ei pys<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _361\"></span>ima<span class=\"__4 _361\"></span>an ole<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>elvoit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>een </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls43_3 ws41_3 gs4cf\"> <span class=\"__4 _370\"> </span>m\u00e4\u00e4r<span class=\"__4 _367\"></span>\u00e4\u00e4 r<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>itt\u00e4<span class=\"__4 _367\"></span>v\u00e4n<span class=\"__4 _369\"></span> luo<span class=\"__4 _367\"></span>t<span class=\"__4 _367\"></span>ettav<span class=\"__4 _367\"></span>ast<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls18_4 ws37_4 gs4d0\">Ehd<span class=\"__4 _361\"></span>ollisia velk<span class=\"__4 _361\"></span>oja ei me<span class=\"__4 _361\"></span>rki<span class=\"__4 _361\"></span>t\u00e4 t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n, va<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n ne esit<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n liitet<span class=\"__4 _361\"></span>ietoi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls7_4 ws7_4 gs4d1\">na ellei mak<span class=\"__4 _361\"></span>suvel<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>teen toteut<span class=\"__4 _361\"></span>uminen ole eri<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4in ep\u00e4<span class=\"__4 _361\"></span>todenn<span class=\"__4 _361\"></span>\u00e4k\u00f6ist<span class=\"__4 _361\"></span>\u00e4.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs4d2\">Ehdol<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>nen omaisuuser\u00e4 syntyy,<span class=\"__4 _367\"></span> kun:<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs4d3\">- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>sin hy<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si koit<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>loud<span class=\"__4 _361\"></span>ellinen hy\u00f6t<span class=\"__4 _361\"></span>y o<span class=\"__4 _361\"></span>n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs4d4\"> <span class=\"__4 _370\"> </span>tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4, mu<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a ei k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>n\u00f6s<span class=\"__4 _361\"></span>s\u00e4 v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>a, j<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs4d5\">- <span class=\"__4 _368\"> </span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4 riipp<span class=\"__4 _361\"></span>uu t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>um<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, jok<span class=\"__4 _361\"></span>a ei ole Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers<span class=\"__4 _361\"></span>in </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls9_4 wsb3_2 gs4d6\"> m\u00e4\u00e4r\u00e4ysva<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>assa.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls44_3 wsb4_2 gs4d7\">Ehdoll<span class=\"__4 _367\"></span>iset omaisuuser\u00e4t esitet\u00e4<span class=\"__4 _361\"></span>\u00e4n li<span class=\"__4 _367\"></span>itetiedoissa. Mik\u00e4li tuottoe<span class=\"__4 _361\"></span>r\u00e4n </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws1_4 gs4d8\">tote<span class=\"__4 _361\"></span>utu<span class=\"__4 _361\"></span>mine<span class=\"__4 _361\"></span>n on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>nn\u00f6<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 va<span class=\"__4 _361\"></span>rm<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>, se m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anp<span class=\"__4 _361\"></span>itoo<span class=\"__4 _361\"></span>n.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1_4 ws6d_3 gs4d9\">Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersilla ei o<span class=\"__4 _361\"></span>le ehd<span class=\"__4 _361\"></span>ollisia velkoja t<span class=\"__4 _361\"></span>ai e<span class=\"__4 _361\"></span>hdollisia o<span class=\"__4 _361\"></span>mai<span class=\"__4 _361\"></span>suus<span class=\"__4 _361\"></span>eri<span class=\"__4 _361\"></span>\u00e4 </div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls29_4 ws46_3 gs4da\">tilin<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>she<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>ell\u00e4<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h4_4 ff3_4 fs2_4 fc0_4 sc0_4 ls3c_3 ws5e_3 gs4db\">Annetut ul<span class=\"__4 _367\"></span>kop<span class=\"__4 _367\"></span>uoliset s<span class=\"__4 _367\"></span>itoumuk<span class=\"__4 _367\"></span>set<span class=\"__4 _362\"> </span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls1_4 ws1_4 gs4dc\">1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs4dd\">Konserniyhti\u00f6<span class=\"__4 _367\"></span>iden omasta puolesta antamat</div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls1f_4 wsb5_2 gs4de\"> Si<span class=\"__4 _367\"></span>joitussitoumukset<span class=\"__4 _10e_2\"> </span><span class=\"ls1_4 ws1_4\">2 986<span class=\"__4 _371\"> </span><span class=\"ls27_4 ws43_3\">4<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>13<span class=\"__4 _362\"> </span></span></span></div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 lsb_4 ws2f_4 gs4df\">Konserniyhti\u00f6<span class=\"__4 _367\"></span>iden mu<span class=\"__4 _367\"></span>iden puo<span class=\"__4 _367\"></span>lesta antam<span class=\"__4 _361\"></span>at</div><div class=\"t_4 m0_4 h5_4 ff4_4 fs0_4 fc3_4 sc0_4 ls3_4 ws4d_3 gs4e0\"> Pankkil<span class=\"__4 _367\"></span>ainatakaukset<span class=\"__4 _ce_3\"> </span><span class=\"ls1_4 ws1_4\"> 1 44<span class=\"__4 _361\"></span>0 <span class=\"__4 _432\"> </span>1 44<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span></div><div class=\"t_4 m0_4 h6_4 ff5_4 fs0_4 fc5_4 sc0_4 ls17_4 ws39_4 gs4e1\">Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _ee_2\"> </span><span class=\"ls1_4 ws1_4\"> 4 426 <span class=\"__4 _503\"> </span>5 75<span class=\"__4 _361\"></span>3</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-424": {
   "value": "Ehdolliset v<span class=\"__4 _367\"></span>arat ja ehdolliset v<span class=\"__4 _367\"></span>elat<span class=\"__4 _362\"> </span>Ehd<span class=\"__4 _361\"></span>ollinen ve<span class=\"__4 _361\"></span>lka s<span class=\"__4 _361\"></span>ynt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y<span class=\"__4 _367\"></span>, k<span class=\"__4 _361\"></span>un:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>silla on m<span class=\"__4 _361\"></span>ahd<span class=\"__4 _361\"></span>ollinen vel<span class=\"__4 _361\"></span>voite, j<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>a on sy<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>yny<span class=\"__4 _361\"></span>t  <span class=\"__4 _370\"> </span>aikaisempie<span class=\"__4 _367\"></span>n tapaht<span class=\"__4 _361\"></span>umi<span class=\"__4 _367\"></span>en seurauksena ja j<span class=\"__4 _367\"></span>onka olemass<span class=\"__4 _361\"></span>aol<span class=\"__4 _367\"></span>o  <span class=\"__4 _370\"> </span>va<span class=\"__4 _361\"></span>rmis<span class=\"__4 _361\"></span>tuu v<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a tulev<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>tum<span class=\"__4 _361\"></span>an my<span class=\"__4 _361\"></span>\u00f6t\u00e4<span class=\"__4 _361\"></span>, jok<span class=\"__4 _361\"></span>a ei ole Un<span class=\"__4 _361\"></span>ited  <span class=\"__4 _370\"> </span>Banke<span class=\"__4 _367\"></span>rsin<span class=\"__4 _369\"></span> m\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4ys<span class=\"__4 _367\"></span>val<span class=\"__4 _367\"></span>lassa<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>silla on ole<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>a velv<span class=\"__4 _361\"></span>oite, jo<span class=\"__4 _361\"></span>ka o<span class=\"__4 _361\"></span>n syn<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>ny<span class=\"__4 _361\"></span>t  <span class=\"__4 _370\"> </span>aikaisempie<span class=\"__4 _367\"></span>n tapaht<span class=\"__4 _361\"></span>umi<span class=\"__4 _367\"></span>en seurauksena, mut<span class=\"__4 _361\"></span>ta maksuvelvoitteen  <span class=\"__4 _370\"> </span>tote<span class=\"__4 _361\"></span>utu<span class=\"__4 _361\"></span>mine<span class=\"__4 _361\"></span>n ei ole tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, t<span class=\"__4 _361\"></span>ai - <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s ei pys<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _361\"></span>ima<span class=\"__4 _361\"></span>an ole<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>elvoit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>een  <span class=\"__4 _370\"> </span>m\u00e4\u00e4r<span class=\"__4 _367\"></span>\u00e4\u00e4 r<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>itt\u00e4<span class=\"__4 _367\"></span>v\u00e4n<span class=\"__4 _369\"></span> luo<span class=\"__4 _367\"></span>t<span class=\"__4 _367\"></span>ettav<span class=\"__4 _367\"></span>ast<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span>Ehd<span class=\"__4 _361\"></span>ollisia velk<span class=\"__4 _361\"></span>oja ei me<span class=\"__4 _361\"></span>rki<span class=\"__4 _361\"></span>t\u00e4 t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n, va<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n ne esit<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n liitet<span class=\"__4 _361\"></span>ietoi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>na ellei mak<span class=\"__4 _361\"></span>suvel<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>teen toteut<span class=\"__4 _361\"></span>uminen ole eri<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4in ep\u00e4<span class=\"__4 _361\"></span>todenn<span class=\"__4 _361\"></span>\u00e4k\u00f6ist<span class=\"__4 _361\"></span>\u00e4.<span class=\"__4 _362\"> </span>Ehdol<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>nen omaisuuser\u00e4 syntyy,<span class=\"__4 _367\"></span> kun:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>sin hy<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si koit<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>loud<span class=\"__4 _361\"></span>ellinen hy\u00f6t<span class=\"__4 _361\"></span>y o<span class=\"__4 _361\"></span>n  <span class=\"__4 _370\"> </span>tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4, mu<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a ei k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>n\u00f6s<span class=\"__4 _361\"></span>s\u00e4 v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>a, j<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4 riipp<span class=\"__4 _361\"></span>uu t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>um<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, jok<span class=\"__4 _361\"></span>a ei ole Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers<span class=\"__4 _361\"></span>in  m\u00e4\u00e4r\u00e4ysva<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>assa.<span class=\"__4 _362\"> </span>Ehdoll<span class=\"__4 _367\"></span>iset omaisuuser\u00e4t esitet\u00e4<span class=\"__4 _361\"></span>\u00e4n li<span class=\"__4 _367\"></span>itetiedoissa. Mik\u00e4li tuottoe<span class=\"__4 _361\"></span>r\u00e4n tote<span class=\"__4 _361\"></span>utu<span class=\"__4 _361\"></span>mine<span class=\"__4 _361\"></span>n on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>nn\u00f6<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 va<span class=\"__4 _361\"></span>rm<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>, se m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anp<span class=\"__4 _361\"></span>itoo<span class=\"__4 _361\"></span>n.<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersilla ei o<span class=\"__4 _361\"></span>le ehd<span class=\"__4 _361\"></span>ollisia velkoja t<span class=\"__4 _361\"></span>ai e<span class=\"__4 _361\"></span>hdollisia o<span class=\"__4 _361\"></span>mai<span class=\"__4 _361\"></span>suus<span class=\"__4 _361\"></span>eri<span class=\"__4 _361\"></span>\u00e4 tilin<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>she<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>ell\u00e4<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForCollateralExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-425": {
   "value": "Ehdolliset v<span class=\"__4 _367\"></span>arat ja ehdolliset v<span class=\"__4 _367\"></span>elat<span class=\"__4 _362\"> </span>Ehd<span class=\"__4 _361\"></span>ollinen ve<span class=\"__4 _361\"></span>lka s<span class=\"__4 _361\"></span>ynt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y<span class=\"__4 _367\"></span>, k<span class=\"__4 _361\"></span>un:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>silla on m<span class=\"__4 _361\"></span>ahd<span class=\"__4 _361\"></span>ollinen vel<span class=\"__4 _361\"></span>voite, j<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>a on sy<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>yny<span class=\"__4 _361\"></span>t  <span class=\"__4 _370\"> </span>aikaisempie<span class=\"__4 _367\"></span>n tapaht<span class=\"__4 _361\"></span>umi<span class=\"__4 _367\"></span>en seurauksena ja j<span class=\"__4 _367\"></span>onka olemass<span class=\"__4 _361\"></span>aol<span class=\"__4 _367\"></span>o  <span class=\"__4 _370\"> </span>va<span class=\"__4 _361\"></span>rmis<span class=\"__4 _361\"></span>tuu v<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a tulev<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>tum<span class=\"__4 _361\"></span>an my<span class=\"__4 _361\"></span>\u00f6t\u00e4<span class=\"__4 _361\"></span>, jok<span class=\"__4 _361\"></span>a ei ole Un<span class=\"__4 _361\"></span>ited  <span class=\"__4 _370\"> </span>Banke<span class=\"__4 _367\"></span>rsin<span class=\"__4 _369\"></span> m\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4ys<span class=\"__4 _367\"></span>val<span class=\"__4 _367\"></span>lassa<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>silla on ole<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>a velv<span class=\"__4 _361\"></span>oite, jo<span class=\"__4 _361\"></span>ka o<span class=\"__4 _361\"></span>n syn<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>ny<span class=\"__4 _361\"></span>t  <span class=\"__4 _370\"> </span>aikaisempie<span class=\"__4 _367\"></span>n tapaht<span class=\"__4 _361\"></span>umi<span class=\"__4 _367\"></span>en seurauksena, mut<span class=\"__4 _361\"></span>ta maksuvelvoitteen  <span class=\"__4 _370\"> </span>tote<span class=\"__4 _361\"></span>utu<span class=\"__4 _361\"></span>mine<span class=\"__4 _361\"></span>n ei ole tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, t<span class=\"__4 _361\"></span>ai - <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s ei pys<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _361\"></span>ima<span class=\"__4 _361\"></span>an ole<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>elvoit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>een  <span class=\"__4 _370\"> </span>m\u00e4\u00e4r<span class=\"__4 _367\"></span>\u00e4\u00e4 r<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>itt\u00e4<span class=\"__4 _367\"></span>v\u00e4n<span class=\"__4 _369\"></span> luo<span class=\"__4 _367\"></span>t<span class=\"__4 _367\"></span>ettav<span class=\"__4 _367\"></span>ast<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span>Ehd<span class=\"__4 _361\"></span>ollisia velk<span class=\"__4 _361\"></span>oja ei me<span class=\"__4 _361\"></span>rki<span class=\"__4 _361\"></span>t\u00e4 t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n, va<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n ne esit<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n liitet<span class=\"__4 _361\"></span>ietoi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>na ellei mak<span class=\"__4 _361\"></span>suvel<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>teen toteut<span class=\"__4 _361\"></span>uminen ole eri<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4in ep\u00e4<span class=\"__4 _361\"></span>todenn<span class=\"__4 _361\"></span>\u00e4k\u00f6ist<span class=\"__4 _361\"></span>\u00e4.<span class=\"__4 _362\"> </span>Ehdol<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>nen omaisuuser\u00e4 syntyy,<span class=\"__4 _367\"></span> kun:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>sin hy<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si koit<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>loud<span class=\"__4 _361\"></span>ellinen hy\u00f6t<span class=\"__4 _361\"></span>y o<span class=\"__4 _361\"></span>n  <span class=\"__4 _370\"> </span>tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4, mu<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a ei k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>n\u00f6s<span class=\"__4 _361\"></span>s\u00e4 v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>a, j<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4 riipp<span class=\"__4 _361\"></span>uu t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>um<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, jok<span class=\"__4 _361\"></span>a ei ole Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers<span class=\"__4 _361\"></span>in  m\u00e4\u00e4r\u00e4ysva<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>assa.<span class=\"__4 _362\"> </span>Ehdoll<span class=\"__4 _367\"></span>iset omaisuuser\u00e4t esitet\u00e4<span class=\"__4 _361\"></span>\u00e4n li<span class=\"__4 _367\"></span>itetiedoissa. Mik\u00e4li tuottoe<span class=\"__4 _361\"></span>r\u00e4n tote<span class=\"__4 _361\"></span>utu<span class=\"__4 _361\"></span>mine<span class=\"__4 _361\"></span>n on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>nn\u00f6<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 va<span class=\"__4 _361\"></span>rm<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>, se m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anp<span class=\"__4 _361\"></span>itoo<span class=\"__4 _361\"></span>n.<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersilla ei o<span class=\"__4 _361\"></span>le ehd<span class=\"__4 _361\"></span>ollisia velkoja t<span class=\"__4 _361\"></span>ai e<span class=\"__4 _361\"></span>hdollisia o<span class=\"__4 _361\"></span>mai<span class=\"__4 _361\"></span>suus<span class=\"__4 _361\"></span>eri<span class=\"__4 _361\"></span>\u00e4 tilin<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>she<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>ell\u00e4<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-426": {
   "value": "Ehdolliset v<span class=\"__4 _367\"></span>arat ja ehdolliset v<span class=\"__4 _367\"></span>elat<span class=\"__4 _362\"> </span>Ehd<span class=\"__4 _361\"></span>ollinen ve<span class=\"__4 _361\"></span>lka s<span class=\"__4 _361\"></span>ynt<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y<span class=\"__4 _367\"></span>, k<span class=\"__4 _361\"></span>un:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>silla on m<span class=\"__4 _361\"></span>ahd<span class=\"__4 _361\"></span>ollinen vel<span class=\"__4 _361\"></span>voite, j<span class=\"__4 _361\"></span>ok<span class=\"__4 _361\"></span>a on sy<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>yny<span class=\"__4 _361\"></span>t  <span class=\"__4 _370\"> </span>aikaisempie<span class=\"__4 _367\"></span>n tapaht<span class=\"__4 _361\"></span>umi<span class=\"__4 _367\"></span>en seurauksena ja j<span class=\"__4 _367\"></span>onka olemass<span class=\"__4 _361\"></span>aol<span class=\"__4 _367\"></span>o  <span class=\"__4 _370\"> </span>va<span class=\"__4 _361\"></span>rmis<span class=\"__4 _361\"></span>tuu v<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a tulev<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>ah<span class=\"__4 _361\"></span>tum<span class=\"__4 _361\"></span>an my<span class=\"__4 _361\"></span>\u00f6t\u00e4<span class=\"__4 _361\"></span>, jok<span class=\"__4 _361\"></span>a ei ole Un<span class=\"__4 _361\"></span>ited  <span class=\"__4 _370\"> </span>Banke<span class=\"__4 _367\"></span>rsin<span class=\"__4 _369\"></span> m\u00e4<span class=\"__4 _361\"></span>\u00e4r\u00e4ys<span class=\"__4 _367\"></span>val<span class=\"__4 _367\"></span>lassa<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>silla on ole<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>a velv<span class=\"__4 _361\"></span>oite, jo<span class=\"__4 _361\"></span>ka o<span class=\"__4 _361\"></span>n syn<span class=\"__4 _361\"></span>ty<span class=\"__4 _361\"></span>ny<span class=\"__4 _361\"></span>t  <span class=\"__4 _370\"> </span>aikaisempie<span class=\"__4 _367\"></span>n tapaht<span class=\"__4 _361\"></span>umi<span class=\"__4 _367\"></span>en seurauksena, mut<span class=\"__4 _361\"></span>ta maksuvelvoitteen  <span class=\"__4 _370\"> </span>tote<span class=\"__4 _361\"></span>utu<span class=\"__4 _361\"></span>mine<span class=\"__4 _361\"></span>n ei ole tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>, t<span class=\"__4 _361\"></span>ai - <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>s ei pys<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y ar<span class=\"__4 _361\"></span>vio<span class=\"__4 _361\"></span>ima<span class=\"__4 _361\"></span>an ole<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>an v<span class=\"__4 _361\"></span>elvoit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>een  <span class=\"__4 _370\"> </span>m\u00e4\u00e4r<span class=\"__4 _367\"></span>\u00e4\u00e4 r<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>itt\u00e4<span class=\"__4 _367\"></span>v\u00e4n<span class=\"__4 _369\"></span> luo<span class=\"__4 _367\"></span>t<span class=\"__4 _367\"></span>ettav<span class=\"__4 _367\"></span>ast<span class=\"__4 _367\"></span>i<span class=\"__4 _367\"></span>.<span class=\"__4 _362\"> </span>Ehd<span class=\"__4 _361\"></span>ollisia velk<span class=\"__4 _361\"></span>oja ei me<span class=\"__4 _361\"></span>rki<span class=\"__4 _361\"></span>t\u00e4 t<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>see<span class=\"__4 _361\"></span>n, va<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>n ne esit<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n liitet<span class=\"__4 _361\"></span>ietoi<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>na ellei mak<span class=\"__4 _361\"></span>suvel<span class=\"__4 _361\"></span>voit<span class=\"__4 _361\"></span>teen toteut<span class=\"__4 _361\"></span>uminen ole eri<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>\u00e4in ep\u00e4<span class=\"__4 _361\"></span>todenn<span class=\"__4 _361\"></span>\u00e4k\u00f6ist<span class=\"__4 _361\"></span>\u00e4.<span class=\"__4 _362\"> </span>Ehdol<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>nen omaisuuser\u00e4 syntyy,<span class=\"__4 _367\"></span> kun:<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>U<span class=\"__4 _361\"></span>nited B<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>ker<span class=\"__4 _361\"></span>sin hy<span class=\"__4 _361\"></span>v<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>si koit<span class=\"__4 _361\"></span>uv<span class=\"__4 _361\"></span>a ta<span class=\"__4 _361\"></span>loud<span class=\"__4 _361\"></span>ellinen hy\u00f6t<span class=\"__4 _361\"></span>y o<span class=\"__4 _361\"></span>n  <span class=\"__4 _370\"> </span>tod<span class=\"__4 _361\"></span>enn<span class=\"__4 _361\"></span>\u00e4k\u00f6is<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4, mu<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>a ei k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4n<span class=\"__4 _361\"></span>n\u00f6s<span class=\"__4 _361\"></span>s\u00e4 v<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ma<span class=\"__4 _361\"></span>a, j<span class=\"__4 _361\"></span>a<span class=\"__4 _362\"> </span>- <span class=\"__4 _368\"> </span>t<span class=\"__4 _361\"></span>\u00e4m<span class=\"__4 _361\"></span>\u00e4 riipp<span class=\"__4 _361\"></span>uu t<span class=\"__4 _361\"></span>ap<span class=\"__4 _361\"></span>aht<span class=\"__4 _361\"></span>um<span class=\"__4 _361\"></span>ast<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>, jok<span class=\"__4 _361\"></span>a ei ole Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers<span class=\"__4 _361\"></span>in  m\u00e4\u00e4r\u00e4ysva<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>assa.<span class=\"__4 _362\"> </span>Ehdoll<span class=\"__4 _367\"></span>iset omaisuuser\u00e4t esitet\u00e4<span class=\"__4 _361\"></span>\u00e4n li<span class=\"__4 _367\"></span>itetiedoissa. Mik\u00e4li tuottoe<span class=\"__4 _361\"></span>r\u00e4n tote<span class=\"__4 _361\"></span>utu<span class=\"__4 _361\"></span>mine<span class=\"__4 _361\"></span>n on k<span class=\"__4 _361\"></span>\u00e4y<span class=\"__4 _361\"></span>t\u00e4<span class=\"__4 _361\"></span>nn\u00f6<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 va<span class=\"__4 _361\"></span>rm<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>, se m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>n kirj<span class=\"__4 _361\"></span>anp<span class=\"__4 _361\"></span>itoo<span class=\"__4 _361\"></span>n.<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ersilla ei o<span class=\"__4 _361\"></span>le ehd<span class=\"__4 _361\"></span>ollisia velkoja t<span class=\"__4 _361\"></span>ai e<span class=\"__4 _361\"></span>hdollisia o<span class=\"__4 _361\"></span>mai<span class=\"__4 _361\"></span>suus<span class=\"__4 _361\"></span>eri<span class=\"__4 _361\"></span>\u00e4 tilin<span class=\"__4 _361\"></span>p<span class=\"__4 _361\"></span>\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6<span class=\"__4 _361\"></span>she<span class=\"__4 _361\"></span>tk<span class=\"__4 _361\"></span>ell\u00e4<span class=\"__4 _361\"></span>.<span class=\"__4 _362\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-427": {
   "value": "Annetut ul<span class=\"__4 _367\"></span>kop<span class=\"__4 _367\"></span>uoliset s<span class=\"__4 _367\"></span>itoumuk<span class=\"__4 _367\"></span>set<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span>Konserniyhti\u00f6<span class=\"__4 _367\"></span>iden omasta puolesta antamat Si<span class=\"__4 _367\"></span>joitussitoumukset<span class=\"__4 _10e_2\"> </span><span class=\"ls1_4 ws1_4\">2 986<span class=\"__4 _371\"> </span><span class=\"ls27_4 ws43_3\">4<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>13<span class=\"__4 _362\"> </span></span></span>Konserniyhti\u00f6<span class=\"__4 _367\"></span>iden mu<span class=\"__4 _367\"></span>iden puo<span class=\"__4 _367\"></span>lesta antam<span class=\"__4 _361\"></span>at Pankkil<span class=\"__4 _367\"></span>ainatakaukset<span class=\"__4 _ce_3\"> </span><span class=\"ls1_4 ws1_4\"> 1 44<span class=\"__4 _361\"></span>0 <span class=\"__4 _432\"> </span>1 44<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _ee_2\"> </span><span class=\"ls1_4 ws1_4\"> 4 426 <span class=\"__4 _503\"> </span>5 75<span class=\"__4 _361\"></span>3</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCollateralExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-428": {
   "value": "Annetut ul<span class=\"__4 _367\"></span>kop<span class=\"__4 _367\"></span>uoliset s<span class=\"__4 _367\"></span>itoumuk<span class=\"__4 _367\"></span>set<span class=\"__4 _362\"> </span>1 00<span class=\"__4 _361\"></span>0 eur<span class=\"__4 _361\"></span>oa<span class=\"__4 _d0_3\"> </span><span class=\"ls5_4 ws4b_3\">2025<span class=\"__4 _371\"> </span><span class=\"ls13_4 ws4c_3\">2024<span class=\"__4 _362\"> </span></span></span>Konserniyhti\u00f6<span class=\"__4 _367\"></span>iden omasta puolesta antamat Si<span class=\"__4 _367\"></span>joitussitoumukset<span class=\"__4 _10e_2\"> </span><span class=\"ls1_4 ws1_4\">2 986<span class=\"__4 _371\"> </span><span class=\"ls27_4 ws43_3\">4<span class=\"__4 _361\"></span> 3<span class=\"__4 _361\"></span>13<span class=\"__4 _362\"> </span></span></span>Konserniyhti\u00f6<span class=\"__4 _367\"></span>iden mu<span class=\"__4 _367\"></span>iden puo<span class=\"__4 _367\"></span>lesta antam<span class=\"__4 _361\"></span>at Pankkil<span class=\"__4 _367\"></span>ainatakaukset<span class=\"__4 _ce_3\"> </span><span class=\"ls1_4 ws1_4\"> 1 44<span class=\"__4 _361\"></span>0 <span class=\"__4 _432\"> </span>1 44<span class=\"__4 _361\"></span>0<span class=\"__4 _362\"> </span></span>Yht<span class=\"__4 _361\"></span>eens\u00e4<span class=\"__4 _ee_2\"> </span><span class=\"ls1_4 ws1_4\"> 4 426 <span class=\"__4 _503\"> </span>5 75<span class=\"__4 _361\"></span>3</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-429": {
   "value": "30 | R<span class=\"__4 _361\"></span>AP<span class=\"__4 _361\"></span>ORTO<span class=\"__4 _361\"></span>INTIK<span class=\"__4 _1b_3\"></span>AUDEN P\u00c4<span class=\"__4 _361\"></span>\u00c4<span class=\"__4 _369\"></span>T<span class=\"__4 _361\"></span>T<span class=\"__4 _361\"></span>Y<span class=\"__4 _361\"></span>MIS<span class=\"__4 _1b_3\"></span>-<span class=\"__4 _362\"> </span>P<span class=\"__4 _369\"></span>\u00c4IV\u00c4N<span class=\"__4 _367\"></span> J\u00c4LKEISET T<span class=\"__4 _369\"></span>AP<span class=\"__4 _367\"></span>AHTUMA<span class=\"__4 _369\"></span>T<span class=\"__4 _362\"> </span>Unit<span class=\"__4 _361\"></span>ed B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers t<span class=\"__4 _361\"></span>iedot<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>i 1<span class=\"__4 _369\"></span>1<span class=\"__4 _367\"></span>.2.<span class=\"__4 _361\"></span>2026 h<span class=\"__4 _361\"></span>an<span class=\"__4 _361\"></span>kk<span class=\"__4 _361\"></span>iv<span class=\"__4 _361\"></span>ans<span class=\"__4 _361\"></span>a Fou<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>ton O<span class=\"__4 _361\"></span>y:n koko o<span class=\"__4 _361\"></span>sa<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>kekanna<span class=\"__4 _361\"></span>n.<span class=\"__4 _367\"></span> Kauppa on tar<span class=\"__4 _361\"></span>ko<span class=\"__4 _367\"></span>itus tot<span class=\"__4 _367\"></span>eut<span class=\"__4 _361\"></span>taa osa<span class=\"__4 _361\"></span>kevaiht<span class=\"__4 _367\"></span>ona aikaisi<span class=\"__4 _367\"></span>nta<span class=\"__4 _361\"></span>an<span class=\"__4 _362\"> </span>25.<span class=\"__4 _367\"></span>3.2026,<span class=\"__4 _367\"></span> ja sen l<span class=\"__4 _367\"></span>opul<span class=\"__4 _367\"></span>linen<span class=\"__4 _367\"></span> toteutumi<span class=\"__4 _367\"></span>nen on<span class=\"__4 _367\"></span> ehdoll<span class=\"__4 _367\"></span>inen<span class=\"__4 _367\"></span> muun muassa<span class=\"__4 _362\"> </span>Finan<span class=\"__4 _367\"></span>ssivalv<span class=\"__4 _367\"></span>onnan h<span class=\"__4 _367\"></span>yv\u00e4k<span class=\"__4 _361\"></span>syn<span class=\"__4 _367\"></span>n\u00e4l<span class=\"__4 _367\"></span>le,<span class=\"__4 _367\"></span> Un<span class=\"__4 _367\"></span>ited<span class=\"__4 _367\"></span> Bankersi<span class=\"__4 _367\"></span>n vars<span class=\"__4 _367\"></span>inai<span class=\"__4 _367\"></span>sen<span class=\"__4 _367\"></span> yhti\u00f6<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>kok<span class=\"__4 _367\"></span>ouksen<span class=\"__4 _367\"></span> my\u00f6n<span class=\"__4 _367\"></span>t\u00e4m\u00e4ll<span class=\"__4 _367\"></span>e osakeant<span class=\"__4 _367\"></span>ivaltuutu<span class=\"__4 _367\"></span>ksel<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span> sek\u00e4 ti<span class=\"__4 _367\"></span>ett<span class=\"__4 _361\"></span>y<span class=\"__4 _367\"></span>jen<span class=\"__4 _367\"></span> tavan<span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>omaisten<span class=\"__4 _367\"></span> ennak<span class=\"__4 _361\"></span>koeht<span class=\"__4 _367\"></span>ojen<span class=\"__4 _367\"></span> t\u00e4y<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ymisel<span class=\"__4 _367\"></span>le<span class=\"__4 _367\"></span>. Kaikki Fourtonin avainhenki<span class=\"__4 _367\"></span>l\u00f6t<span class=\"__4 _362\"> </span>sek\u00e4 muut ty\u00f6ntekij\u00e4t<span class=\"__4 _367\"></span> jatkav<span class=\"__4 _361\"></span>at kaupan j\u00e4l<span class=\"__4 _367\"></span>keen Uni<span class=\"__4 _367\"></span>ted Bankers -konser<span class=\"__4 _367\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>nin pal<span class=\"__4 _361\"></span>velukse<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>Fourton on suomala<span class=\"__4 _367\"></span>inen vuonna 2003 perustettu rahastoyhti\u00f6,<span class=\"__4 _367\"></span> jol<span class=\"__4 _367\"></span>la on<span class=\"__4 _362\"> </span>nelj\u00e4 a<span class=\"__4 _361\"></span>k<span class=\"__4 _361\"></span>tiiv<span class=\"__4 _361\"></span>ises<span class=\"__4 _361\"></span>ti hoid<span class=\"__4 _361\"></span>et<span class=\"__4 _361\"></span>tu<span class=\"__4 _361\"></span>a os<span class=\"__4 _361\"></span>ake<span class=\"__4 _361\"></span>ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>stoa<span class=\"__4 _361\"></span>: Fou<span class=\"__4 _361\"></span>rt<span class=\"__4 _361\"></span>on Fie<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a Plus, F<span class=\"__4 _361\"></span>our<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>ton Silk<span class=\"__4 _361\"></span>ki<span class=\"__4 _361\"></span>tie A<span class=\"__4 _361\"></span>asi<span class=\"__4 _361\"></span>a, Fou<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>ton Ko<span class=\"__4 _361\"></span>mod<span class=\"__4 _361\"></span>o Indo<span class=\"__4 _361\"></span>nesi<span class=\"__4 _361\"></span>a ja Fou<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>ton ES<span class=\"__4 _361\"></span>G Dyn<span class=\"__4 _361\"></span>as<span class=\"__4 _361\"></span><span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _369\"></span>. Y<span class=\"__4 _361\"></span>hti\u00f6<span class=\"__4 _361\"></span>n erikoisos<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>minen kes<span class=\"__4 _361\"></span>kit<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>yy ete<span class=\"__4 _361\"></span>nkin A<span class=\"__4 _361\"></span>asia<span class=\"__4 _361\"></span>n mar<span class=\"__4 _361\"></span>kkin<span class=\"__4 _361\"></span>oihin sek\u00e4<span class=\"__4 _362\"> </span>Keski- ja Ete<span class=\"__4 _367\"></span>l\u00e4-Euroopa<span class=\"__4 _361\"></span>n p<span class=\"__4 _367\"></span>ienii<span class=\"__4 _367\"></span>n ja keskisuuri<span class=\"__4 _367\"></span>in yrityk<span class=\"__4 _361\"></span>si<span class=\"__4 _367\"></span>in. Fourtonin<span class=\"__4 _362\"> </span>vuoden 2025 al<span class=\"__4 _367\"></span>ustav<span class=\"__4 _361\"></span>an ti<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>np\u00e4\u00e4<span class=\"__4 _361\"></span>t\u00f6ksen mukaan yhti\u00f6n l<span class=\"__4 _367\"></span>iikevaih<span class=\"__4 _367\"></span>to ol<span class=\"__4 _367\"></span>i<span class=\"__4 _362\"> </span>1<span class=\"__4 _367\"></span>,3 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a ja liikevo<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>to 0,4 miljoona<span class=\"__4 _361\"></span>a eu<span class=\"__4 _361\"></span>roa<span class=\"__4 _361\"></span>. Y<span class=\"__4 _361\"></span>hti\u00f6n h<span class=\"__4 _361\"></span>allin<span class=\"ws1_4\">-<span class=\"__4 _362\"> </span></span>noimi<span class=\"__4 _361\"></span>en ra<span class=\"__4 _361\"></span>ha<span class=\"__4 _361\"></span>stoje<span class=\"__4 _361\"></span>n p\u00e4<span class=\"__4 _361\"></span>\u00e4om<span class=\"__4 _361\"></span>at oli<span class=\"__4 _361\"></span>vat v<span class=\"__4 _361\"></span>uo<span class=\"__4 _361\"></span>den 2<span class=\"__4 _361\"></span>025 p\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>tt<span class=\"__4 _361\"></span>ye<span class=\"__4 _361\"></span>ss<span class=\"__4 _361\"></span>\u00e4 yh<span class=\"__4 _361\"></span>teen<span class=\"__4 _361\"></span>s\u00e4<span class=\"__4 _362\"> </span>noin 150 miljoon<span class=\"__4 _361\"></span>aa e<span class=\"__4 _361\"></span>uro<span class=\"__4 _361\"></span>a.<span class=\"__4 _362\"> </span>Uni<span class=\"__4 _361\"></span>ted B<span class=\"__4 _361\"></span>ank<span class=\"__4 _361\"></span>ers<span class=\"__4 _361\"></span>in my<span class=\"__4 _361\"></span>yjille ma<span class=\"__4 _361\"></span>ks<span class=\"__4 _361\"></span>am<span class=\"__4 _361\"></span>a kiint<span class=\"__4 _361\"></span>e\u00e4 k<span class=\"__4 _361\"></span>aup<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span>hint<span class=\"__4 _361\"></span>a m\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>r\u00e4y<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>y<span class=\"__4 _361\"></span>y<span class=\"__4 _362\"> </span>tiett<span class=\"__4 _361\"></span>yj<span class=\"__4 _367\"></span>en taloudel<span class=\"__4 _367\"></span>li<span class=\"__4 _367\"></span>sten luku<span class=\"__4 _367\"></span>jen perusteel<span class=\"__4 _367\"></span>la j<span class=\"__4 _367\"></span>a sen arvioidaan olevan<span class=\"__4 _362\"> </span>noin<span class=\"__4 _367\"></span> 4,2<span class=\"__4 _367\"></span> mil<span class=\"__4 _369\"></span>joona<span class=\"__4 _361\"></span>a euroa. Ki<span class=\"__4 _367\"></span>inte\u00e4n kauppahinnan lopu<span class=\"__4 _367\"></span>ll<span class=\"__4 _367\"></span>inen m\u00e4\u00e4r\u00e4<span class=\"__4 _362\"> </span>tarkentuu<span class=\"__4 _367\"></span> kaupan vo<span class=\"__4 _367\"></span>imaantu<span class=\"__4 _367\"></span>lop\u00e4iv\u00e4n\u00e4.<span class=\"__4 _367\"></span> Myyji<span class=\"__4 _367\"></span>l<span class=\"__4 _367\"></span>l\u00e4<span class=\"__4 _367\"></span> on ti<span class=\"__4 _367\"></span>etyin<span class=\"__4 _367\"></span> edel<span class=\"__4 _369\"></span>ly<span class=\"__4 _361\"></span>tyksin<span class=\"__4 _362\"> </span>ma<span class=\"__4 _361\"></span>hdollisu<span class=\"__4 _361\"></span>us lis<span class=\"__4 _361\"></span>\u00e4k<span class=\"__4 _361\"></span>aup<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span>hint<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an, jo<span class=\"__4 _361\"></span>ka m<span class=\"__4 _361\"></span>ak<span class=\"__4 _361\"></span>set<span class=\"__4 _361\"></span>a<span class=\"__4 _361\"></span>an kolm<span class=\"__4 _361\"></span>e vu<span class=\"__4 _361\"></span>ot<span class=\"__4 _361\"></span>ta k<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span><span class=\"ls1_4 ws1_4\">-<span class=\"__4 _362\"> </span></span>pa<span class=\"__4 _361\"></span>n voim<span class=\"__4 _361\"></span>aa<span class=\"__4 _361\"></span>nt<span class=\"__4 _361\"></span>ulon j\u00e4lk<span class=\"__4 _361\"></span>een, j<span class=\"__4 _361\"></span>a jonk<span class=\"__4 _361\"></span>a en<span class=\"__4 _361\"></span>imm\u00e4<span class=\"__4 _361\"></span>ism\u00e4<span class=\"__4 _361\"></span>\u00e4<span class=\"__4 _361\"></span>r\u00e4 t<span class=\"__4 _361\"></span>ar<span class=\"__4 _361\"></span>ken<span class=\"__4 _361\"></span>tuu k<span class=\"__4 _361\"></span>au<span class=\"__4 _361\"></span>pa<span class=\"__4 _361\"></span>n<span class=\"__4 _362\"> </span>voi<span class=\"__4 _367\"></span>maantul<span class=\"__4 _367\"></span>op\u00e4iv\u00e4n\u00e4.<span class=\"__4 _362\"> </span>J\u00e4<span class=\"__4 _361\"></span>rjes<span class=\"__4 _361\"></span>telyll\u00e4 ei a<span class=\"__4 _361\"></span>r<span class=\"__4 _361\"></span>vioid<span class=\"__4 _361\"></span>a olev<span class=\"__4 _361\"></span>an m<span class=\"__4 _361\"></span>erk<span class=\"__4 _361\"></span>it<span class=\"__4 _361\"></span>t<span class=\"__4 _361\"></span>\u00e4v\u00e4<span class=\"__4 _361\"></span>\u00e4 v<span class=\"__4 _361\"></span>aik<span class=\"__4 _361\"></span>utu<span class=\"__4 _361\"></span>st<span class=\"__4 _361\"></span>a Unite<span class=\"__4 _361\"></span>d Ba<span class=\"__4 _361\"></span>nke<span class=\"__4 _361\"></span>rsin<span class=\"__4 _362\"> </span>liiketoiminta<span class=\"__4 _361\"></span>an t<span class=\"__4 _361\"></span>ai tunn<span class=\"__4 _361\"></span>uslukuihin.   ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-430": {
   "value": "Suomessa",
   "dimensions": {
    "concept": "ifrs-full:PrincipalPlaceOfBusiness",
    "language": "fi",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-431": {
   "value": "1.16",
   "decimals": 2,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR/xbrli:shares"
   }
  },
  "fact-432": {
   "value": "12628366.68",
   "decimals": 2,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners",
    "entity": "scheme:743700J2WO3J6XGFPG77",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR"
   }
  }
 }
}