Interest paid on additional tier 1 capital classified as financing activities Interest paid on additional tier 1 capital classified as financing activities Finance Income Cost and Operating Expense from Investment Contracts Finance Income Cost and Operating Expense from Investment Contracts Interest income (expense) ProfitLossFromInvestingOperations ProfitLossFromInvestingOperations Adjustments for impairment loss (reversal of impairment loss) recognised in profit or loss, interest-bearing securities Adjustments for impairment loss (reversal of impairment loss) recognised in profit or loss, interest-bearing securities Dividends paid to equity holders of parent, classified as financing activities Interest paid on additional tier 1 capital Interest paid on additional tier 1 capital Interest paid on additional tier 1 capital Adjustments for increase (decrease) in deposits from banks, deposits from customers and liabilities due to central banks Adjustments for increase (decrease) in deposits from banks, deposits from customers and liabilities due to central banks Adjustments for decrease (increase) in loans and receivables Adjustments for decrease (increase) in loans and receivables Additional Tier 1 capital holders (member) Purchase of interests in associates and cash advances and loans made to related parties Purchase of interests in associates and cash advances and loans made to related parties Deposits from banks, deposits from customers and liabilities due to central banks Deposits from banks, deposits from customers and liabilities due to central banks Interest-bearing securities at fair value through profit or loss Interest-bearing securities at fair value through profit or loss Adjustments for gains (losses) on fair value adjustment, investment property Adjustments for increase (decrease) in other financial liabilities Adjustments for increase (decrease) in other financial liabilities Impairment loss (reversal of impairment loss) recognised in profit or loss, trade receivables Cash flows from (used in) operations before changes in working capital Financial assets at amortised cost Other financial liabilities to banks Other financial liabilities to banks Life Insurance Business Result Life Insurance Business Result Operating expense Purchase of treasury shares Other financial liabilities Comprehensive Income Per Share Diluted Comprehensive Income Per Share Diluted Adjustments for increase (decrease) in trade and other payables Shares and participations Shares and participations Reserve of invested unrestricted equity [Member] Additional tier 1 capital Additional tier 1 capital Cash flows from (used in) operating activities Adjustments to reconcile profit (loss) other than changes in working capital Adjustments for increase in interest-bearing at amortised cost Accruals and deferred income including contract liabilities and other liabilities Accruals and deferred income including contract liabilities and other liabilities Interest-bearing securities at fair value through other comprehensive income Interest-bearing securities at fair value through other comprehensive income Adjustments for decrease (increase) in financial assets at fair value through other comprehensive income Adjustments for decrease (increase) in financial assets at fair value through other comprehensive income Cash flows from (used in) financing activities Other expenses, by nature AdjustmentsForUnrealisedGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLoss AdjustmentsForUnrealisedGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLoss AdjustmentsForUnrealisedGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLoss Intangible assets and goodwill, property, plant and equipment , investment property and right-of-use assets Intangible assets and goodwill, property, plant and equipment , investment property and right-of-use assets Fee and commission expense Current tax assets and deferred tax assets Current tax assets and deferred tax assets Restricted equity Restricted equity Interest expense Comprehensive Income Per Share Basic Comprehensive Income Per Share Basic Cash flows from (used in) investing activities Adjustments for decrease (increase) in financial assets at fair value through profit or loss Adjustments for decrease (increase) in financial assets at fair value through profit or loss Financial assets at fair value through profit or loss relating to unit-linked insurance contracts Adjustments for decrease (increase) in financial assets at fair value through profit or loss relating to unit-linked insurance contracts Fee and commission income (expense) Current tax liabilities and deferred tax liabilities Current tax liabilities and deferred tax liabilities Increase (decrease) in cash and cash equivalents after effect of exchange rate changes Other financial liabilities to customers Other financial liabilities to customers Adjustments for decrease (increase) in trade and other receivables InsuranceReinsuranceAndInvestmentContractLiabilities InsuranceReinsuranceAndInvestmentContractLiabilities Prepayments and accrued income, including contract assets and other assets Prepayments and accrued income, including contract assets and other assets Unrestricted equity Unrestricted equity Revenue and other operating income Loans and advances to banks, on demand Loans and advances to banks, on demand Dividends recognised as distributions to owners of parent Adjustments for increase (decrease) in bonds issued Adjustments for increase (decrease) in bonds issued Adjustments for decrease in interest-bearing securities at amortised cost Adjustments for decrease in interest-bearing securities at amortised cost Purchase of investment property Tax expense (income) Bank of Finland current account excluding the minimum reserve deposit in Bank of Finland Bank of Finland current account excluding the minimum reserve deposit in Bank of Finland Financial assets at fair value through profit or loss relating to unit-linked insurance contracts Financial assets at fair value through profit or loss relating to unit-linked insurance contracts Income taxes paid (refund), classified as operating activities Impairment loss (reversal of impairment loss) recognised in profit or loss, intangible assets and property, plant and equipment Impairment loss (reversal of impairment loss) recognised in profit or loss, intangible assets and property, plant and equipment Adjustments for impairment loss (impairment gain and reversal of impairment loss) determined in accordance with IFRS 9 Adjustments for impairment loss (impairment gain and reversal of impairment loss) determined in accordance with IFRS 9 AdjustmentsForGainsLossesFromHedgeAccounting AdjustmentsForGainsLossesFromHedgeAccounting Repayments of subordinated liabilities IT expenses Information technology expense Interest-bearing securities at amortised cost Interest-bearing securities at amortised cost