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    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusOperatingExpensesBeforeTaxAndImpairment_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusOperatingExpensesBeforeTaxAndImpairment_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Operating Expenses Before Tax And Impairment</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusProfitLossBeforeTaxAndImpairment_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusProfitLossBeforeTaxAndImpairment_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">ProfitLossBeforeTaxAndImpairment</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullImpairmentLossImpairmentGainAndReversalOfImpairmentLossDeterminedInAccordanceWithIFRS9_NegatedLabel" id="sparebank1ostfoldakershus_ifrs-fullImpairmentLossImpairmentGainAndReversalOfImpairmentLossDeterminedInAccordanceWithIFRS9_NegatedLabel" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="nb">Tap på utlån og garantier</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullProfitLossBeforeTax_Total" id="sparebank1ostfoldakershus_ifrs-fullProfitLossBeforeTax_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Resultat før skatt</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullIncomeTaxExpenseContinuingOperations_Standard" id="sparebank1ostfoldakershus_ifrs-fullIncomeTaxExpenseContinuingOperations_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">3</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullProfitLoss_Total" id="sparebank1ostfoldakershus_ifrs-fullProfitLoss_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Årsresultat</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullBasicEarningsLossPerShare_Total" id="sparebank1ostfoldakershus_ifrs-fullBasicEarningsLossPerShare_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">6 Resultat / Utvannet resultat</label>
    <label xlink:label="label_StatementOfFinancialPositionAbstract" id="StatementOfFinancialPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Statement of financial position</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullCashAndBankBalancesAtCentralBanks_Standard" id="sparebank1ostfoldakershus_ifrs-fullCashAndBankBalancesAtCentralBanks_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Kontanter og fordringer på sentralbanker</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullLoansAndAdvancesToBanks_Standard" id="sparebank1ostfoldakershus_ifrs-fullLoansAndAdvancesToBanks_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utlån til og fordringer på kredittinstitusjoner</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullLoansAndAdvancesToCustomers_Standard" id="sparebank1ostfoldakershus_ifrs-fullLoansAndAdvancesToCustomers_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utlån til kunder</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullOtherDebtInstrumentsHeld_Standard" id="sparebank1ostfoldakershus_ifrs-fullOtherDebtInstrumentsHeld_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Sertifikater og obligasjoner</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullNoncurrentDerivativeFinancialAssets_Standard" id="sparebank1ostfoldakershus_ifrs-fullNoncurrentDerivativeFinancialAssets_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Derivater</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullEquityInstrumentsHeld_Standard" id="sparebank1ostfoldakershus_ifrs-fullEquityInstrumentsHeld_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Aksjer, andeler og andre egenkapitalinteresser</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullInvestmentAccountedForUsingEquityMethod_Standard" id="sparebank1ostfoldakershus_ifrs-fullInvestmentAccountedForUsingEquityMethod_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Investering i eierinteresser</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullInvestmentsInSubsidiariesJointVenturesAndAssociates_Standard" id="sparebank1ostfoldakershus_ifrs-fullInvestmentsInSubsidiariesJointVenturesAndAssociates_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Investering i konsernselskaper</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullPropertyPlantAndEquipment_Standard" id="sparebank1ostfoldakershus_ifrs-fullPropertyPlantAndEquipment_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Varige driftsmidler</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullDeferredTaxAssets_Standard" id="sparebank1ostfoldakershus_ifrs-fullDeferredTaxAssets_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utsatt skattefordel</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullOtherNonfinancialAssets_Standard" id="sparebank1ostfoldakershus_ifrs-fullOtherNonfinancialAssets_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Andre eiendeler</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullAssets_Total" id="sparebank1ostfoldakershus_ifrs-fullAssets_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Sum eiendeler</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullDepositsFromBanks_Standard" id="sparebank1ostfoldakershus_ifrs-fullDepositsFromBanks_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Innskudd fra kredittinstitusjoner</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullDepositsFromCustomers_Total" id="sparebank1ostfoldakershus_ifrs-fullDepositsFromCustomers_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Innskudd fra og gjeld til kunder</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullCurrentDebtInstrumentsIssued_Standard" id="sparebank1ostfoldakershus_ifrs-fullCurrentDebtInstrumentsIssued_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Gjeld stiftet ved ustedelse av verdipapirer</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullNoncurrentDerivativeFinancialLiabilities_Standard" id="sparebank1ostfoldakershus_ifrs-fullNoncurrentDerivativeFinancialLiabilities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Derivater</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullCurrentTaxLiabilities_Standard" id="sparebank1ostfoldakershus_ifrs-fullCurrentTaxLiabilities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Betalbar skatt</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullDeferredTaxLiabilities_Standard" id="sparebank1ostfoldakershus_ifrs-fullDeferredTaxLiabilities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utsatt skatt</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullOtherLiabilities_Standard" id="sparebank1ostfoldakershus_ifrs-fullOtherLiabilities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Annen gjeld og pensjonsforpliktelser</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullSubordinatedLiabilities_Total" id="sparebank1ostfoldakershus_ifrs-fullSubordinatedLiabilities_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Ansvarlig lånekapital</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullLiabilities_Total" id="sparebank1ostfoldakershus_ifrs-fullLiabilities_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Sum gjeld</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullIssuedCapital_Standard" id="sparebank1ostfoldakershus_ifrs-fullIssuedCapital_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Egenkapitalbevis</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullSharePremium_Standard" id="sparebank1ostfoldakershus_ifrs-fullSharePremium_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Overkurs</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullCapitalReserve_Standard" id="sparebank1ostfoldakershus_ifrs-fullCapitalReserve_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utjevningsfond</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusAllocatedToDividendsGifts_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusAllocatedToDividendsGifts_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Avsatt utbytte og gaver</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusHybridCapital_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusHybridCapital_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Hybridkapital</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullAdditionalPaidinCapital_Standard" id="sparebank1ostfoldakershus_ifrs-fullAdditionalPaidinCapital_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Grunnfondskapital</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_Standard" id="sparebank1ostfoldakershus_ifrs-fullReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Fond for urealiserte gevinster</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullOtherReserves_Standard" id="sparebank1ostfoldakershus_ifrs-fullOtherReserves_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Annen egenkapital</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullEquity_Total" id="sparebank1ostfoldakershus_ifrs-fullEquity_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Sum egenkapital</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullEquityAndLiabilities_Total" id="sparebank1ostfoldakershus_ifrs-fullEquityAndLiabilities_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Sum gjeld og egenkapital</label>
    <label xlink:label="label_StatementOfComprehensiveIncomeAbstract" id="StatementOfComprehensiveIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Table 3 (Statement of comprehensive income [abstract])</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullProfitLoss_Standard" id="sparebank1ostfoldakershus_ifrs-fullProfitLoss_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Periodens resultat</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullOtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_Standard" id="sparebank1ostfoldakershus_ifrs-fullOtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Aktuarmessige gevinster og tap</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullIncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_NegatedLabel" id="sparebank1ostfoldakershus_ifrs-fullIncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome_NegatedLabel" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="nb">Skatteeffekt</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax_Standard" id="sparebank1ostfoldakershus_ifrs-fullShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Andel utvidet resultat i felleskontrollert virksomhet</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullOtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_Total" id="sparebank1ostfoldakershus_ifrs-fullOtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Endring virkelig verdi, utlån</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_Standard" id="sparebank1ostfoldakershus_ifrs-fullIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Skatteeffekt poster som kan bli reklassifisert</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusPeriodensUtvidedeResultat_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusPeriodensUtvidedeResultat_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Periodens utvidede resultat</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullComprehensiveIncome_Total" id="sparebank1ostfoldakershus_ifrs-fullComprehensiveIncome_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Totalresultat</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusUtvidetResultatUtvannetUtvidetResultat_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusUtvidetResultatUtvannetUtvidetResultat_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utvidet resultat / Utvannet utvidet resultat</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullDilutedEarningsLossPerShare_Total" id="sparebank1ostfoldakershus_ifrs-fullDilutedEarningsLossPerShare_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">4 Totalresultat / Utvannet totalresultat</label>
    <label xlink:label="label_StatementOfChangesInEquityAbstract" id="StatementOfChangesInEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Table 1 (Statement of changes in equity [abstract])</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullEquity_Standard" id="sparebank1ostfoldakershus_ifrs-fullEquity_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Egenkapital</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullIncreaseDecreaseThroughTransfersAndOtherChangesEquity_Standard" id="sparebank1ostfoldakershus_ifrs-fullIncreaseDecreaseThroughTransfersAndOtherChangesEquity_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Endring i disponering av</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullIncreaseDecreaseThroughOtherDistributionsToOwners_Standard" id="sparebank1ostfoldakershus_ifrs-fullIncreaseDecreaseThroughOtherDistributionsToOwners_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utbetalt renter på</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullIncreaseDecreaseThroughTreasuryShareTransactions_Standard" id="sparebank1ostfoldakershus_ifrs-fullIncreaseDecreaseThroughTreasuryShareTransactions_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Kjøp/salg av egne</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullDividendsRecognisedAsDistributionsToOwnersOfParentRelatingToPriorYears_Standard" id="sparebank1ostfoldakershus_ifrs-fullDividendsRecognisedAsDistributionsToOwnersOfParentRelatingToPriorYears_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utbetalt utbytte for 2019</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusUtbetaltGaverFor2019_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusUtbetaltGaverFor2019_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utbetalt gaver for 2019</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullComprehensiveIncomeAttributableToOwnersOfParent_Standard" id="sparebank1ostfoldakershus_ifrs-fullComprehensiveIncomeAttributableToOwnersOfParent_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Disponert utvidet</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullEquity_PeriodEnd" id="sparebank1ostfoldakershus_ifrs-fullEquity_PeriodEnd" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="nb">Egenkapital</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusUtbetaltGaverFor2020_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusUtbetaltGaverFor2020_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utbetalt gaver for 2020</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullIncreaseDecreaseThroughTransferToStatutoryReserve_Standard" id="sparebank1ostfoldakershus_ifrs-fullIncreaseDecreaseThroughTransferToStatutoryReserve_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Disponert resultat</label>
    <label xlink:label="label_StatementOfCashFlowsAbstract" id="StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Table 1 (Statement of cash flows [abstract])</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullAdjustmentsForDecreaseIncreaseInTradeAndOtherReceivables_Standard" id="sparebank1ostfoldakershus_ifrs-fullAdjustmentsForDecreaseIncreaseInTradeAndOtherReceivables_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Netto utbetaling av lån til kunder</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullInterestReceivedClassifiedAsOperatingActivities_Short" id="sparebank1ostfoldakershus_ifrs-fullInterestReceivedClassifiedAsOperatingActivities_Short" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="nb">Renteinnbetaling på utlån til kunder</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullAdjustmentsForIncreaseDecreaseInDepositsFromCustomers_Standard" id="sparebank1ostfoldakershus_ifrs-fullAdjustmentsForIncreaseDecreaseInDepositsFromCustomers_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Netto inn-/utbetaling av innskudd fra kunder</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullInterestPaidClassifiedAsOperatingActivities_Standard" id="sparebank1ostfoldakershus_ifrs-fullInterestPaidClassifiedAsOperatingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Renteutbetaling på innskudd fra kunder</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullAdjustmentsForIncreaseDecreaseInDepositsFromBanks_Standard" id="sparebank1ostfoldakershus_ifrs-fullAdjustmentsForIncreaseDecreaseInDepositsFromBanks_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Netto inn-/utbetaling av lån til kredittinstitusjoner</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusRenteinnbetalingPaLanTilKredittinstitusjoner_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusRenteinnbetalingPaLanTilKredittinstitusjoner_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Intrest received from credit institutions, classified as operating activities</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusAndreRenteutbetalinger_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusAndreRenteutbetalinger_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Interest paid Other, classified as operating activities</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusInnbetalingSertifikaterOgObligasjoner_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusInnbetalingSertifikaterOgObligasjoner_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Payments of bonds, classified as operating activities</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusUtbetalingSertifikaterOgObligasjoner_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusUtbetalingSertifikaterOgObligasjoner_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Repayments of bonds, classified as operating activities</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusRenteinnbetalingerPaSertifikatOgObligasjoner_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusRenteinnbetalingerPaSertifikatOgObligasjoner_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Intrest received on bonds, classified as operating activities</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullReceiptsFromRoyaltiesFeesCommissionsAndOtherRevenue_Standard" id="sparebank1ostfoldakershus_ifrs-fullReceiptsFromRoyaltiesFeesCommissionsAndOtherRevenue_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Netto provisjonsinnbetalinger</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullOtherCashPaymentsFromOperatingActivities_NegatedLabel" id="sparebank1ostfoldakershus_ifrs-fullOtherCashPaymentsFromOperatingActivities_NegatedLabel" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="nb">Utbetalinger til drift</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullIncomeTaxesPaidRefundClassifiedAsOperatingActivities_Standard" id="sparebank1ostfoldakershus_ifrs-fullIncomeTaxesPaidRefundClassifiedAsOperatingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Betalt skatt</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullCashFlowsFromUsedInOperatingActivities_Standard" id="sparebank1ostfoldakershus_ifrs-fullCashFlowsFromUsedInOperatingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">A Netto kontantstrøm fra operasjonelle aktiviteter</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullPurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_Standard" id="sparebank1ostfoldakershus_ifrs-fullPurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utbetaling ved investering i varige driftsmidler</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullOtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_Short" id="sparebank1ostfoldakershus_ifrs-fullOtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_Short" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="nb">Utbetaling knyttet til rett til bruk driftsmidler</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullOtherCashPaymentsToAcquireEquityOrDebtInstrumentsOfOtherEntitiesClassifiedAsInvestingActivities_Standard" id="sparebank1ostfoldakershus_ifrs-fullOtherCashPaymentsToAcquireEquityOrDebtInstrumentsOfOtherEntitiesClassifiedAsInvestingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utbetaling ved kjøp av langsiktig investering i verdipapirer</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusInnbetalingFraSalgAvLangsiktigeInvesteringerIVerdipapirer_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusInnbetalingFraSalgAvLangsiktigeInvesteringerIVerdipapirer_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Other Cash Received for Acquire Equity Or DebtInstruments Of Other Entities Classified As Investing Activities</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullDividendsReceivedClassifiedAsInvestingActivities_Short" id="sparebank1ostfoldakershus_ifrs-fullDividendsReceivedClassifiedAsInvestingActivities_Short" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="nb">Utbytte fra langsiktige investeringer i aksjer</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullCashFlowsFromUsedInInvestingActivities_Standard" id="sparebank1ostfoldakershus_ifrs-fullCashFlowsFromUsedInInvestingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">B Netto kontantstrøm fra investeringsaktivitet</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullProceedsFromBorrowingsClassifiedAsFinancingActivities_Short" id="sparebank1ostfoldakershus_ifrs-fullProceedsFromBorrowingsClassifiedAsFinancingActivities_Short" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="nb">Innbetaling ved utstedelse av verdipapirgjeld</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullRepaymentsOfBorrowingsClassifiedAsFinancingActivities_Standard" id="sparebank1ostfoldakershus_ifrs-fullRepaymentsOfBorrowingsClassifiedAsFinancingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utbetaling ved forfall verdipapirgjeld</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullInterestPaidClassifiedAsFinancingActivities_Standard" id="sparebank1ostfoldakershus_ifrs-fullInterestPaidClassifiedAsFinancingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Renteutbetaling på verdipapirgjeld</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusNettoInnUtbetalingVedInnskuddFraKredittinstitusjoner_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusNettoInnUtbetalingVedInnskuddFraKredittinstitusjoner_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Adjustments For Increase Decrease In Deposits From Banks classifies as financing activities</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusRenteutbetalingPaInnskuddFraKredittinstitusjonar_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusRenteutbetalingPaInnskuddFraKredittinstitusjonar_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Intrest paid to credit institutions, classified as financing activities</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusRenteutbetalingerPaAnsvarligeLanOgFondsobligasjon_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusRenteutbetalingerPaAnsvarligeLanOgFondsobligasjon_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Interest Paid On Subordinated Liabilities Classified As Financing Acitivities</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusRenteutbetalingerPaAnsvarligeLan_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusRenteutbetalingerPaAnsvarligeLan_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Interest Paid On Subordinated Loans Classified As Financing Acitivities</label>
    <label xlink:label="label_sparebank1ostfoldakershus_sparebank1ostfoldakershusKjopAvEgneAksjer_Standard" id="sparebank1ostfoldakershus_sparebank1ostfoldakershusKjopAvEgneAksjer_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Disbursment From Sale Or Issue Of Treasury Shares</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullProceedsFromSaleOrIssueOfTreasuryShares_Standard" id="sparebank1ostfoldakershus_ifrs-fullProceedsFromSaleOrIssueOfTreasuryShares_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Salg av egne aksjer</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullDividendsPaidClassifiedAsFinancingActivities_Standard" id="sparebank1ostfoldakershus_ifrs-fullDividendsPaidClassifiedAsFinancingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utbetaling av utbytte og gaver</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullCashFlowsFromUsedInFinancingActivities_Standard" id="sparebank1ostfoldakershus_ifrs-fullCashFlowsFromUsedInFinancingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">C Netto kontantstrøm fra finansieringsaktivitet</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullIncreaseDecreaseInCashAndCashEquivalents_Standard" id="sparebank1ostfoldakershus_ifrs-fullIncreaseDecreaseInCashAndCashEquivalents_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">A + B + C Netto endring likvider i perioden</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullCashAndCashEquivalents_PeriodStart" id="sparebank1ostfoldakershus_ifrs-fullCashAndCashEquivalents_PeriodStart" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="nb">Likviditetsbeholdning IB</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullCashAndCashEquivalents_PeriodEnd" id="sparebank1ostfoldakershus_ifrs-fullCashAndCashEquivalents_PeriodEnd" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="nb">Likviditetsbeholdning UB</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullShorttermDepositsClassifiedAsCashEquivalents_Standard" id="sparebank1ostfoldakershus_ifrs-fullShorttermDepositsClassifiedAsCashEquivalents_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Fordringer på kredittinstitusjoner uten oppsigelsestid</label>
    <label xlink:label="label_sparebank1ostfoldakershus_ifrs-fullCashAndCashEquivalents_Standard" id="sparebank1ostfoldakershus_ifrs-fullCashAndCashEquivalents_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Likviditetsbeholdning</label>
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