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    <labelArc xlink:type="arc" xlink:from="ifrs-full_SharePremium" xlink:to="label_sb1rh_ifrs-fullSharePremium_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_DividendEqualisationFund" xlink:to="label_sb1rh_sb1rhDividendEqualisationFund_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_AllocatedToDividends" xlink:to="label_sb1rh_sb1rhAllocatedToDividends_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_AllocatedToGifts" xlink:to="label_sb1rh_sb1rhAllocatedToGifts_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_OwnerlessCapital" xlink:to="label_sb1rh_sb1rhOwnerlessCapital_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_CompensationFund" xlink:to="label_sb1rh_sb1rhCompensationFund_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_OtherReserves" xlink:to="label_sb1rh_ifrs-fullOtherReserves_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_NoncontrollingInterests" xlink:to="label_sb1rh_ifrs-fullNoncontrollingInterests_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_Equity" xlink:to="label_sb1rh_ifrs-fullEquity_Total" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_EquityAndLiabilities" xlink:to="label_sb1rh_ifrs-fullEquityAndLiabilities_Total" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_DividendEqualisationFundMember" xlink:to="label_sb1rh_DividendEqualisationFundMember" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_OwnerlessCapitalMember" xlink:to="label_sb1rh_OwnerlessCapitalMember" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_CompensationFundMember" xlink:to="label_sb1rh_CompensationFundMember" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_UnrealisedGainsFundMember" xlink:to="label_sb1rh_UnrealisedGainsFundMember" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_AllocatedToDividendsMember" xlink:to="label_sb1rh_AllocatedToDividendsMember" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_AllocatedToGiftsMember" xlink:to="label_sb1rh_AllocatedToGiftsMember" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityAbstract" xlink:to="label_StatementOfChangesInEquityAbstract" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_EquityPreviouslyStated" xlink:to="label_sb1rh_sb1rhEquityPreviouslyStated_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_Equity" xlink:to="label_sb1rh_ifrs-fullEquity_PeriodStart" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_OtherComprehensiveIncomeAfterTaxGainsLossesOnRemeasureentsOfDefinedBenefitPlans" xlink:to="label_sb1rh_sb1rhOtherComprehensiveIncomeAfterTaxGainsLossesOnRemeasureentsOfDefinedBenefitPlans_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_GainsLossesOnFinancialAssetsMeasuredAtFairvalueThroughOtherComprehensiveIncome" xlink:to="label_sb1rh_sb1rhGainsLossesOnFinancialAssetsMeasuredAtFairvalueThroughOtherComprehensiveIncome_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVentures" xlink:to="label_sb1rh_sb1rhShareOfOtherComprehensiveIncomeOfAssociatesAndJointVentures_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_Resultatposter" xlink:to="label_sb1rh_sb1rhResultatposter_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:to="label_sb1rh_ifrs-fullIncreaseDecreaseThroughTransfersAndOtherChangesEquity_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_DividendsPaid" xlink:to="label_sb1rh_ifrs-fullDividendsPaid_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_GiftsPaid2019" xlink:to="label_sb1rh_sb1rhGiftsPaid2019_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_SumTransaksjonerMedEierne" xlink:to="label_sb1rh_sb1rhSumTransaksjonerMedEierne_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_Equity" xlink:to="label_sb1rh_ifrs-fullEquity_PeriodEnd" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParentRelatingToCurrentYear" xlink:to="label_sb1rh_ifrs-fullDividendsRecognisedAsDistributionsToOwnersOfParentRelatingToCurrentYear_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_GiftsPaidExtraordinary" xlink:to="label_sb1rh_sb1rhGiftsPaidExtraordinary_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_GiftsPaid2020" xlink:to="label_sb1rh_sb1rhGiftsPaid2020_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="label_StatementOfCashFlowsAbstract" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers" xlink:to="label_sb1rh_ifrs-fullAdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:to="label_sb1rh_ifrs-fullInterestReceivedClassifiedAsOperatingActivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromCustomers" xlink:to="label_sb1rh_ifrs-fullAdjustmentsForIncreaseDecreaseInDepositsFromCustomers_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:to="label_sb1rh_ifrs-fullInterestPaidClassifiedAsOperatingActivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks" xlink:to="label_sb1rh_ifrs-fullAdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_InterestReceivedOnDepositsFromBanksClassifiedAsOperatingActivities" xlink:to="label_sb1rh_sb1rhInterestReceivedOnDepositsFromBanksClassifiedAsOperatingActivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading" xlink:to="label_sb1rh_ifrs-fullAdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_InterestReceivedOnBondsAndNotes" xlink:to="label_sb1rh_sb1rhInterestReceivedOnBondsAndNotes_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_InterestPaidOnDerivatives" xlink:to="label_sb1rh_sb1rhInterestPaidOnDerivatives_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_ReceiptsFromRoyaltiesFeesCommissionsAndOtherRevenue" xlink:to="label_sb1rh_ifrs-fullReceiptsFromRoyaltiesFeesCommissionsAndOtherRevenue_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_PaymentsToAndOnBehalfOfEmployees" xlink:to="label_sb1rh_ifrs-fullPaymentsToAndOnBehalfOfEmployees_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_OtherCashPaymentsFromOperatingActivities" xlink:to="label_sb1rh_ifrs-fullOtherCashPaymentsFromOperatingActivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities" xlink:to="label_sb1rh_ifrs-fullIncomeTaxesPaidClassifiedAsOperatingActivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsOperatingActivities" xlink:to="label_sb1rh_ifrs-fullOtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:to="label_sb1rh_ifrs-fullCashFlowsFromUsedInOperatingActivities_Total" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_PurchaseOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets" xlink:to="label_sb1rh_ifrs-fullPurchaseOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_ProceedsFromDisposalsOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets" xlink:to="label_sb1rh_ifrs-fullProceedsFromDisposalsOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities" xlink:to="label_sb1rh_ifrs-fullPurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_ProceedsFromDisposalOrMaturityOfAvailableforsaleFinancialAssets" xlink:to="label_sb1rh_ifrs-fullProceedsFromDisposalOrMaturityOfAvailableforsaleFinancialAssets_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_DividendsReceivedClassifiedAsInvestingActivities" xlink:to="label_sb1rh_ifrs-fullDividendsReceivedClassifiedAsInvestingActivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:to="label_sb1rh_ifrs-fullCashFlowsFromUsedInInvestingActivities_Total" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures" xlink:to="label_sb1rh_ifrs-fullProceedsFromIssueOfBondsNotesAndDebentures_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_RepaymentsOfBondsNotesAndDebentures" xlink:to="label_sb1rh_ifrs-fullRepaymentsOfBondsNotesAndDebentures_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:to="label_sb1rh_ifrs-fullProceedsFromIssueOfSubordinatedLiabilities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:to="label_sb1rh_ifrs-fullRepaymentsOfSubordinatedLiabilities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_InterestPaidOnBondsNotesAndDebenturesClassifiedAsFinancingActivities" xlink:to="label_sb1rh_sb1rhInterestPaidOnBondsNotesAndDebenturesClassifiedAsFinancingActivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="sb1rh_InterestPaidOnSubordinatedLiabilitiesClassifiedAsFinancingAcitivities" xlink:to="label_sb1rh_sb1rhInterestPaidOnSubordinatedLiabilitiesClassifiedAsFinancingAcitivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities" xlink:to="label_sb1rh_ifrs-fullProceedsFromBorrowingsClassifiedAsFinancingActivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_RepaymentsOfBorrowingsClassifiedAsFinancingActivities" xlink:to="label_sb1rh_ifrs-fullRepaymentsOfBorrowingsClassifiedAsFinancingActivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:to="label_sb1rh_ifrs-fullDividendsPaidClassifiedAsFinancingActivities_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:to="label_sb1rh_ifrs-fullCashFlowsFromUsedInFinancingActivities_Total" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xlink:to="label_sb1rh_ifrs-fullIncreaseDecreaseInCashAndCashEquivalents_Total" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_CashAndCashEquivalents" xlink:to="label_sb1rh_ifrs-fullCashAndCashEquivalents_PeriodStart" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_CashAndCashEquivalents" xlink:to="label_sb1rh_ifrs-fullCashAndCashEquivalents_PeriodEnd" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <labelArc xlink:type="arc" xlink:from="ifrs-full_CashAndCashEquivalents" xlink:to="label_sb1rh_ifrs-fullCashAndCashEquivalents_Standard" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" priority="100" />
    <label xlink:label="label_IncomeStatementAbstract" id="IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Table 1 (Profit or loss placeholder - this item MUST be used as a starting point for the statement of profit or loss if the statement of profit or loss is disclosed separately)</label>
    <label xlink:label="label_sb1rh_ifrs-fullInterestRevenueCalculatedUsingEffectiveInterestMethod_Standard" id="sb1rh_ifrs-fullInterestRevenueCalculatedUsingEffectiveInterestMethod_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Renteinntekter effektiv rentes metode</label>
    <label xlink:label="label_sb1rh_sb1rhOtherInterestIncome_Standard" id="sb1rh_sb1rhOtherInterestIncome_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Andre renteinntekter</label>
    <label xlink:label="label_sb1rh_ifrs-fullInterestExpense_Standard" id="sb1rh_ifrs-fullInterestExpense_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Rentekostnader</label>
    <label xlink:label="label_sb1rh_ifrs-fullInterestRevenueExpense_Total" id="sb1rh_ifrs-fullInterestRevenueExpense_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Netto renteinntekter</label>
    <label xlink:label="label_sb1rh_ifrs-fullOtherFeeAndCommissionIncome_Standard" id="sb1rh_ifrs-fullOtherFeeAndCommissionIncome_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">193</label>
    <label xlink:label="label_sb1rh_ifrs-fullFeeAndCommissionExpense_Standard" id="sb1rh_ifrs-fullFeeAndCommissionExpense_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Provisjonskostnader</label>
    <label xlink:label="label_sb1rh_ifrs-fullOtherIncome_Standard" id="sb1rh_ifrs-fullOtherIncome_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Andre driftsinntekter</label>
    <label xlink:label="label_sb1rh_sb1rhNetFeeAndCommisionIncomeAndOtherIncome_Standard" id="sb1rh_sb1rhNetFeeAndCommisionIncomeAndOtherIncome_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Netto provisjons- og andre inttekter</label>
    <label xlink:label="label_sb1rh_ifrs-fullRevenueFromDividends_Standard" id="sb1rh_ifrs-fullRevenueFromDividends_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Ubytte</label>
    <label xlink:label="label_sb1rh_ifrs-fullShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_Standard" id="sb1rh_ifrs-fullShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">120</label>
    <label xlink:label="label_sb1rh_ifrs-fullGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition_Standard" id="sb1rh_ifrs-fullGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Netto resultat fra andre fiansielle investeringer</label>
    <label xlink:label="label_sb1rh_sb1rhGainsLossesOnFinancialInstruments_Standard" id="sb1rh_sb1rhGainsLossesOnFinancialInstruments_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Netto resultat fra andre finansielle investeringer</label>
    <label xlink:label="label_sb1rh_ifrs-fullRevenue_Total" id="sb1rh_ifrs-fullRevenue_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Sum inntekter</label>
    <label xlink:label="label_sb1rh_ifrs-fullEmployeeBenefitsExpense_Standard" id="sb1rh_ifrs-fullEmployeeBenefitsExpense_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Personalkostnader</label>
    <label xlink:label="label_sb1rh_ifrs-fullOtherExpenseByNature_Standard" id="sb1rh_ifrs-fullOtherExpenseByNature_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Andre driftskostnader</label>
    <label xlink:label="label_sb1rh_sb1rhSumOperatingExpenses_Standard" id="sb1rh_sb1rhSumOperatingExpenses_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Sum driftskostnader</label>
    <label xlink:label="label_sb1rh_sb1rhProfitLossBeforeTaxAndImpairment_Standard" id="sb1rh_sb1rhProfitLossBeforeTaxAndImpairment_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Resultat før tap</label>
    <label xlink:label="label_sb1rh_ifrs-fullImpairmentLossImpairmentGainAndReversalOfImpairmentLossDeterminedInAccordanceWithIFRS9_Standard" id="sb1rh_ifrs-fullImpairmentLossImpairmentGainAndReversalOfImpairmentLossDeterminedInAccordanceWithIFRS9_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Tap på utlån og garantier</label>
    <label xlink:label="label_sb1rh_ifrs-fullProfitLossBeforeTax_Total" id="sb1rh_ifrs-fullProfitLossBeforeTax_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Resultat før skatt</label>
    <label xlink:label="label_sb1rh_ifrs-fullIncomeTaxExpenseContinuingOperations_Standard" id="sb1rh_ifrs-fullIncomeTaxExpenseContinuingOperations_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Skattekostnad</label>
    <label xlink:label="label_sb1rh_ifrs-fullProfitLoss_Total" id="sb1rh_ifrs-fullProfitLoss_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Resultat for regnskapsåret</label>
    <label xlink:label="label_sb1rh_ifrs-fullProfitLossAttributableToNoncontrollingInterests_Standard" id="sb1rh_ifrs-fullProfitLossAttributableToNoncontrollingInterests_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Minoritetsinteresser</label>
    <label xlink:label="label_sb1rh_ifrs-fullBasicEarningsLossPerShare_Standard" id="sb1rh_ifrs-fullBasicEarningsLossPerShare_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Resultat per egenkapitalbevis (majoritet)</label>
    <label xlink:label="label_StatementOfComprehensiveIncomeAbstract" id="StatementOfComprehensiveIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Table 1 (Statement of comprehensive income placeholder - this item MUST be used as a starting point for the statement of comprehensive income if it is disclosed separately or when the statement of profit or loss and other comprehensive income statements are combined in a single statement)</label>
    <label xlink:label="label_sb1rh_ifrs-fullProfitLoss_Standard" id="sb1rh_ifrs-fullProfitLoss_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Resultat for regnskapsåret</label>
    <label xlink:label="label_sb1rh_ifrs-fullOtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_Standard" id="sb1rh_ifrs-fullOtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Aktuarielle gevinster og tap vedrørende ytelsespensjon</label>
    <label xlink:label="label_sb1rh_ifrs-fullShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax_Standard" id="sb1rh_ifrs-fullShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossBeforeTax_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Andre inntekter og kostnader tilknyttet felleskontrollert virksomhet</label>
    <label xlink:label="label_sb1rh_ifrs-fullIncomeTaxRelatingToShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLoss_Standard" id="sb1rh_ifrs-fullIncomeTaxRelatingToShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLoss_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Skatt</label>
    <label xlink:label="label_sb1rh_ifrs-fullShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax_Standard" id="sb1rh_ifrs-fullShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossBeforeTax_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">A. inn. og kost. tilknyttede foretak og FKV</label>
    <label xlink:label="label_sb1rh_ifrs-fullGainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax_Standard" id="sb1rh_ifrs-fullGainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Endring virkelig verdi utlån PM</label>
    <label xlink:label="label_sb1rh_ifrs-fullIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_Standard" id="sb1rh_ifrs-fullIncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Skatteeffekt</label>
    <label xlink:label="label_sb1rh_ifrs-fullOtherComprehensiveIncome_Total" id="sb1rh_ifrs-fullOtherComprehensiveIncome_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Sum resultatposter ført mot egenkapitalen</label>
    <label xlink:label="label_sb1rh_ifrs-fullComprehensiveIncome_Total" id="sb1rh_ifrs-fullComprehensiveIncome_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Totalresultat for perioden</label>
    <label xlink:label="label_sb1rh_ifrs-fullComprehensiveIncomeAttributableToNoncontrollingInterests_Standard" id="sb1rh_ifrs-fullComprehensiveIncomeAttributableToNoncontrollingInterests_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Minoritetsinteresser</label>
    <label xlink:label="label_StatementOfFinancialPositionAbstract" id="StatementOfFinancialPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Table 1 (Statement of financial position placeholder - this item MUST be used as a starting point for the statement of financial position)</label>
    <label xlink:label="label_sb1rh_ifrs-fullCashAndBankBalancesAtCentralBanks_Standard" id="sb1rh_ifrs-fullCashAndBankBalancesAtCentralBanks_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Kontanter og fordringer på sentralbanken</label>
    <label xlink:label="label_sb1rh_ifrs-fullLoansAndAdvancesToBanks_Standard" id="sb1rh_ifrs-fullLoansAndAdvancesToBanks_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utlån og fordringer på kredittinstitusjoner</label>
    <label xlink:label="label_sb1rh_ifrs-fullLoansAndAdvancesToCustomers_Standard" id="sb1rh_ifrs-fullLoansAndAdvancesToCustomers_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Netto utlån til kunder</label>
    <label xlink:label="label_sb1rh_ifrs-fullDebtInstrumentsHeld_Standard" id="sb1rh_ifrs-fullDebtInstrumentsHeld_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Sertifikater og obligasjoner</label>
    <label xlink:label="label_sb1rh_ifrs-fullDerivativeFinancialAssets_Standard" id="sb1rh_ifrs-fullDerivativeFinancialAssets_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Derivative financial assets</label>
    <label xlink:label="label_sb1rh_ifrs-fullEquityInstrumentsHeld_Standard" id="sb1rh_ifrs-fullEquityInstrumentsHeld_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Aksjer, andeler og andre egenkapitalinteresser</label>
    <label xlink:label="label_sb1rh_ifrs-fullInvestmentAccountedForUsingEquityMethod_Standard" id="sb1rh_ifrs-fullInvestmentAccountedForUsingEquityMethod_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Investering i eierinteresser</label>
    <label xlink:label="label_sb1rh_ifrs-fullInvestmentsInSubsidiaries_Standard" id="sb1rh_ifrs-fullInvestmentsInSubsidiaries_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Investering i konsernselskaper</label>
    <label xlink:label="label_sb1rh_ifrs-fullPropertyPlantAndEquipment_Standard" id="sb1rh_ifrs-fullPropertyPlantAndEquipment_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Eiendom, anlegg og utstyr</label>
    <label xlink:label="label_sb1rh_ifrs-fullDeferredTaxAssets_Standard" id="sb1rh_ifrs-fullDeferredTaxAssets_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utsatt skattefordel</label>
    <label xlink:label="label_sb1rh_ifrs-fullIntangibleAssetsAndGoodwill_Standard" id="sb1rh_ifrs-fullIntangibleAssetsAndGoodwill_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Goodwill og andre immatrielle eiendeler</label>
    <label xlink:label="label_sb1rh_ifrs-fullOtherAssets_Standard" id="sb1rh_ifrs-fullOtherAssets_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Andre eiendeler</label>
    <label xlink:label="label_sb1rh_ifrs-fullAssets_Total" id="sb1rh_ifrs-fullAssets_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Sum eiendeler</label>
    <label xlink:label="label_sb1rh_ifrs-fullDepositsFromBanks_Standard" id="sb1rh_ifrs-fullDepositsFromBanks_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Gjeld til kredittinstitusjoner</label>
    <label xlink:label="label_sb1rh_ifrs-fullDepositsFromCustomers_Standard" id="sb1rh_ifrs-fullDepositsFromCustomers_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Innskudd fra og gjeld til kunder</label>
    <label xlink:label="label_sb1rh_ifrs-fullNoncurrentDebtInstrumentsIssued_Standard" id="sb1rh_ifrs-fullNoncurrentDebtInstrumentsIssued_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Gjeld stiftet ved utstedelse av verdipapirer</label>
    <label xlink:label="label_sb1rh_ifrs-fullDerivativeFinancialLiabilities_Standard" id="sb1rh_ifrs-fullDerivativeFinancialLiabilities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Finansielle derivater</label>
    <label xlink:label="label_sb1rh_ifrs-fullOtherLiabilities_Standard" id="sb1rh_ifrs-fullOtherLiabilities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Annen gjeld og balanseførte forpliktelser</label>
    <label xlink:label="label_sb1rh_ifrs-fullSubordinatedLiabilities_Standard" id="sb1rh_ifrs-fullSubordinatedLiabilities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Ansvarlig lånekapital</label>
    <label xlink:label="label_sb1rh_ifrs-fullLiabilities_Total" id="sb1rh_ifrs-fullLiabilities_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Sum gjeld</label>
    <label xlink:label="label_sb1rh_ifrs-fullIssuedCapital_Standard" id="sb1rh_ifrs-fullIssuedCapital_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Egenkapitalbevis</label>
    <label xlink:label="label_sb1rh_ifrs-fullSharePremium_Standard" id="sb1rh_ifrs-fullSharePremium_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Share premium</label>
    <label xlink:label="label_sb1rh_sb1rhDividendEqualisationFund_Standard" id="sb1rh_sb1rhDividendEqualisationFund_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utjevningsfond</label>
    <label xlink:label="label_sb1rh_sb1rhAllocatedToDividends_Standard" id="sb1rh_sb1rhAllocatedToDividends_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Avsatt utbytte</label>
    <label xlink:label="label_sb1rh_sb1rhAllocatedToGifts_Standard" id="sb1rh_sb1rhAllocatedToGifts_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Avsatt til gaver</label>
    <label xlink:label="label_sb1rh_sb1rhOwnerlessCapital_Standard" id="sb1rh_sb1rhOwnerlessCapital_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Grunnfond</label>
    <label xlink:label="label_sb1rh_sb1rhCompensationFund_Standard" id="sb1rh_sb1rhCompensationFund_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Kompensasjonsfond</label>
    <label xlink:label="label_sb1rh_ifrs-fullOtherReserves_Standard" id="sb1rh_ifrs-fullOtherReserves_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Annen egenkapital</label>
    <label xlink:label="label_sb1rh_ifrs-fullNoncontrollingInterests_Standard" id="sb1rh_ifrs-fullNoncontrollingInterests_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Minoritetsandel</label>
    <label xlink:label="label_sb1rh_ifrs-fullEquity_Total" id="sb1rh_ifrs-fullEquity_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Egenkapital 31.12.2019</label>
    <label xlink:label="label_sb1rh_ifrs-fullEquityAndLiabilities_Total" id="sb1rh_ifrs-fullEquityAndLiabilities_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Sum gjeld og egenkapital</label>
    <label xlink:label="label_sb1rh_DividendEqualisationFundMember" id="sb1rh_DividendEqualisationFundMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Dividend Equalisation Fund [Member]</label>
    <label xlink:label="label_sb1rh_OwnerlessCapitalMember" id="sb1rh_OwnerlessCapitalMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Ownerless Capital [Member]</label>
    <label xlink:label="label_sb1rh_CompensationFundMember" id="sb1rh_CompensationFundMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Compensation Fund [Member]</label>
    <label xlink:label="label_sb1rh_UnrealisedGainsFundMember" id="sb1rh_UnrealisedGainsFundMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Unrealised Gains Fund [Member]</label>
    <label xlink:label="label_sb1rh_AllocatedToDividendsMember" id="sb1rh_AllocatedToDividendsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Allocated To Dividends [Member]</label>
    <label xlink:label="label_sb1rh_AllocatedToGiftsMember" id="sb1rh_AllocatedToGiftsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Allocated To Gifts [Member]</label>
    <label xlink:label="label_StatementOfChangesInEquityAbstract" id="StatementOfChangesInEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Table 1 (Statement of changes in equity placeholder - this item MUST be used as a starting point for the statement of changes in equity)</label>
    <label xlink:label="label_sb1rh_sb1rhEquityPreviouslyStated_Standard" id="sb1rh_sb1rhEquityPreviouslyStated_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Egenkapital 31.12.19</label>
    <label xlink:label="label_sb1rh_ifrs-fullEquity_PeriodStart" id="sb1rh_ifrs-fullEquity_PeriodStart" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="nb">Egenkapital 31.12.202019</label>
    <label xlink:label="label_sb1rh_sb1rhOtherComprehensiveIncomeAfterTaxGainsLossesOnRemeasureentsOfDefinedBenefitPlans_Standard" id="sb1rh_sb1rhOtherComprehensiveIncomeAfterTaxGainsLossesOnRemeasureentsOfDefinedBenefitPlans_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Netto aktuarielle gevinster og tap</label>
    <label xlink:label="label_sb1rh_sb1rhGainsLossesOnFinancialAssetsMeasuredAtFairvalueThroughOtherComprehensiveIncome_Standard" id="sb1rh_sb1rhGainsLossesOnFinancialAssetsMeasuredAtFairvalueThroughOtherComprehensiveIncome_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Endring i virkelig verdi utlån PM</label>
    <label xlink:label="label_sb1rh_sb1rhShareOfOtherComprehensiveIncomeOfAssociatesAndJointVentures_Standard" id="sb1rh_sb1rhShareOfOtherComprehensiveIncomeOfAssociatesAndJointVentures_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">A. inn. og kost. tilnyttet FKV</label>
    <label xlink:label="label_sb1rh_sb1rhResultatposter_Standard" id="sb1rh_sb1rhResultatposter_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Sum utvidete resultatposter</label>
    <label xlink:label="label_sb1rh_ifrs-fullIncreaseDecreaseThroughTransfersAndOtherChangesEquity_Standard" id="sb1rh_ifrs-fullIncreaseDecreaseThroughTransfersAndOtherChangesEquity_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Andre føringer over EK</label>
    <label xlink:label="label_sb1rh_ifrs-fullDividendsPaid_Standard" id="sb1rh_ifrs-fullDividendsPaid_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utdelt utbytte for 2019</label>
    <label xlink:label="label_sb1rh_sb1rhGiftsPaid2019_Standard" id="sb1rh_sb1rhGiftsPaid2019_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utdelt gavefond 2019</label>
    <label xlink:label="label_sb1rh_sb1rhSumTransaksjonerMedEierne_Standard" id="sb1rh_sb1rhSumTransaksjonerMedEierne_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Sum Transaksjoner Med Eierne</label>
    <label xlink:label="label_sb1rh_ifrs-fullEquity_PeriodEnd" id="sb1rh_ifrs-fullEquity_PeriodEnd" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="nb">Egenkapital 31.12.20</label>
    <label xlink:label="label_sb1rh_ifrs-fullDividendsRecognisedAsDistributionsToOwnersOfParentRelatingToCurrentYear_Standard" id="sb1rh_ifrs-fullDividendsRecognisedAsDistributionsToOwnersOfParentRelatingToCurrentYear_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utdelt utbytte for 2019</label>
    <label xlink:label="label_sb1rh_sb1rhGiftsPaidExtraordinary_Standard" id="sb1rh_sb1rhGiftsPaidExtraordinary_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utdelt gavefond ekstraordinært</label>
    <label xlink:label="label_sb1rh_sb1rhGiftsPaid2020_Standard" id="sb1rh_sb1rhGiftsPaid2020_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utdelt gavefond 2020</label>
    <label xlink:label="label_StatementOfCashFlowsAbstract" id="StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Table 1 (Statement of cash flows placeholder - this item MUST be used as a starting point for the statement of cash flows)</label>
    <label xlink:label="label_sb1rh_ifrs-fullAdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers_Standard" id="sb1rh_ifrs-fullAdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Netto utlån til kunder</label>
    <label xlink:label="label_sb1rh_ifrs-fullInterestReceivedClassifiedAsOperatingActivities_Standard" id="sb1rh_ifrs-fullInterestReceivedClassifiedAsOperatingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Renteinnbetalinger på utlån til kunder</label>
    <label xlink:label="label_sb1rh_ifrs-fullAdjustmentsForIncreaseDecreaseInDepositsFromCustomers_Standard" id="sb1rh_ifrs-fullAdjustmentsForIncreaseDecreaseInDepositsFromCustomers_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Innskudd fra kunder</label>
    <label xlink:label="label_sb1rh_ifrs-fullInterestPaidClassifiedAsOperatingActivities_Standard" id="sb1rh_ifrs-fullInterestPaidClassifiedAsOperatingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Renteutbetalinger på innskudd fra kunder</label>
    <label xlink:label="label_sb1rh_ifrs-fullAdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks_Standard" id="sb1rh_ifrs-fullAdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utlån til og fordringer på kredittinstitusjoner</label>
    <label xlink:label="label_sb1rh_sb1rhInterestReceivedOnDepositsFromBanksClassifiedAsOperatingActivities_Standard" id="sb1rh_sb1rhInterestReceivedOnDepositsFromBanksClassifiedAsOperatingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Renter på utlån til og fordringer på kredittinstitusjoner</label>
    <label xlink:label="label_sb1rh_ifrs-fullAdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading_Standard" id="sb1rh_ifrs-fullAdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Sertifikater og obligasjoner</label>
    <label xlink:label="label_sb1rh_sb1rhInterestReceivedOnBondsAndNotes_Standard" id="sb1rh_sb1rhInterestReceivedOnBondsAndNotes_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Renteinnbetalinger på sertifikater og obligasjoner</label>
    <label xlink:label="label_sb1rh_sb1rhInterestPaidOnDerivatives_Standard" id="sb1rh_sb1rhInterestPaidOnDerivatives_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Renteutbetaling derivater</label>
    <label xlink:label="label_sb1rh_ifrs-fullReceiptsFromRoyaltiesFeesCommissionsAndOtherRevenue_Standard" id="sb1rh_ifrs-fullReceiptsFromRoyaltiesFeesCommissionsAndOtherRevenue_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Provisjonsinnbetalinger</label>
    <label xlink:label="label_sb1rh_ifrs-fullPaymentsToAndOnBehalfOfEmployees_Standard" id="sb1rh_ifrs-fullPaymentsToAndOnBehalfOfEmployees_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utbetalinger til lønn</label>
    <label xlink:label="label_sb1rh_ifrs-fullOtherCashPaymentsFromOperatingActivities_Standard" id="sb1rh_ifrs-fullOtherCashPaymentsFromOperatingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Andre utbetalinger til drift</label>
    <label xlink:label="label_sb1rh_ifrs-fullIncomeTaxesPaidClassifiedAsOperatingActivities_Standard" id="sb1rh_ifrs-fullIncomeTaxesPaidClassifiedAsOperatingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Betalt skatt</label>
    <label xlink:label="label_sb1rh_ifrs-fullOtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_Standard" id="sb1rh_ifrs-fullOtherInflowsOutflowsOfCashClassifiedAsOperatingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Andre tidsavgrensninger</label>
    <label xlink:label="label_sb1rh_ifrs-fullCashFlowsFromUsedInOperatingActivities_Total" id="sb1rh_ifrs-fullCashFlowsFromUsedInOperatingActivities_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Netto likviditetsendring fra operasjonelle aktiviteter</label>
    <label xlink:label="label_sb1rh_ifrs-fullPurchaseOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets_Standard" id="sb1rh_ifrs-fullPurchaseOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Investering i varige driftsmidler</label>
    <label xlink:label="label_sb1rh_ifrs-fullProceedsFromDisposalsOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets_Standard" id="sb1rh_ifrs-fullProceedsFromDisposalsOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Innbetaling fra salg av varige driftsmidler</label>
    <label xlink:label="label_sb1rh_ifrs-fullPurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities_Standard" id="sb1rh_ifrs-fullPurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utbetaling til investeringer i aksjer og fond</label>
    <label xlink:label="label_sb1rh_ifrs-fullProceedsFromDisposalOrMaturityOfAvailableforsaleFinancialAssets_Standard" id="sb1rh_ifrs-fullProceedsFromDisposalOrMaturityOfAvailableforsaleFinancialAssets_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Innbetaling fra salg av aksjer og fond</label>
    <label xlink:label="label_sb1rh_ifrs-fullDividendsReceivedClassifiedAsInvestingActivities_Standard" id="sb1rh_ifrs-fullDividendsReceivedClassifiedAsInvestingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utbytte fra investeringer i aksjer</label>
    <label xlink:label="label_sb1rh_ifrs-fullCashFlowsFromUsedInInvestingActivities_Total" id="sb1rh_ifrs-fullCashFlowsFromUsedInInvestingActivities_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Netto likviditetsendring investering</label>
    <label xlink:label="label_sb1rh_ifrs-fullProceedsFromIssueOfBondsNotesAndDebentures_Standard" id="sb1rh_ifrs-fullProceedsFromIssueOfBondsNotesAndDebentures_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Opptak av gjeld stiftet ved utstedelse av verdipapirer</label>
    <label xlink:label="label_sb1rh_ifrs-fullRepaymentsOfBondsNotesAndDebentures_Standard" id="sb1rh_ifrs-fullRepaymentsOfBondsNotesAndDebentures_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Tilbakebetaling - utstedelse av verdipapirer</label>
    <label xlink:label="label_sb1rh_ifrs-fullProceedsFromIssueOfSubordinatedLiabilities_Standard" id="sb1rh_ifrs-fullProceedsFromIssueOfSubordinatedLiabilities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Tilbakebetaling - utstedelse av verdipapirer</label>
    <label xlink:label="label_sb1rh_ifrs-fullRepaymentsOfSubordinatedLiabilities_Standard" id="sb1rh_ifrs-fullRepaymentsOfSubordinatedLiabilities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Tilbakebetaling - utstedelse av verdipapirer</label>
    <label xlink:label="label_sb1rh_sb1rhInterestPaidOnBondsNotesAndDebenturesClassifiedAsFinancingActivities_Standard" id="sb1rh_sb1rhInterestPaidOnBondsNotesAndDebenturesClassifiedAsFinancingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Renteutbetalinger på gjeld stiftet ved utstedelse av verdipapirgjeld</label>
    <label xlink:label="label_sb1rh_sb1rhInterestPaidOnSubordinatedLiabilitiesClassifiedAsFinancingAcitivities_Standard" id="sb1rh_sb1rhInterestPaidOnSubordinatedLiabilitiesClassifiedAsFinancingAcitivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Renteutbetalinger på ansvarlig lånekapital</label>
    <label xlink:label="label_sb1rh_ifrs-fullProceedsFromBorrowingsClassifiedAsFinancingActivities_Standard" id="sb1rh_ifrs-fullProceedsFromBorrowingsClassifiedAsFinancingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Opptak av lån fra kredittinstitusjoner</label>
    <label xlink:label="label_sb1rh_ifrs-fullRepaymentsOfBorrowingsClassifiedAsFinancingActivities_Standard" id="sb1rh_ifrs-fullRepaymentsOfBorrowingsClassifiedAsFinancingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">-</label>
    <label xlink:label="label_sb1rh_ifrs-fullDividendsPaidClassifiedAsFinancingActivities_Standard" id="sb1rh_ifrs-fullDividendsPaidClassifiedAsFinancingActivities_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Utbetaling til utbytte og gavefond</label>
    <label xlink:label="label_sb1rh_ifrs-fullCashFlowsFromUsedInFinancingActivities_Total" id="sb1rh_ifrs-fullCashFlowsFromUsedInFinancingActivities_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Netto likviditetsendring finansiering</label>
    <label xlink:label="label_sb1rh_ifrs-fullIncreaseDecreaseInCashAndCashEquivalents_Total" id="sb1rh_ifrs-fullIncreaseDecreaseInCashAndCashEquivalents_Total" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="nb">Netto endring likvider i året</label>
    <label xlink:label="label_sb1rh_ifrs-fullCashAndCashEquivalents_PeriodStart" id="sb1rh_ifrs-fullCashAndCashEquivalents_PeriodStart" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="nb">Likviditetsbeholdning 1.1.</label>
    <label xlink:label="label_sb1rh_ifrs-fullCashAndCashEquivalents_PeriodEnd" id="sb1rh_ifrs-fullCashAndCashEquivalents_PeriodEnd" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="nb">Likviditetsbeholdning 31.12.</label>
    <label xlink:label="label_sb1rh_ifrs-fullCashAndCashEquivalents_Standard" id="sb1rh_ifrs-fullCashAndCashEquivalents_Standard" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="nb">Likviditetsbeholdning sist i mnd</label>
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