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  },
  "fact-14": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Sch\u00e4tzungen und Ermessensentscheidungen</div><div class=\"defaultParagraph Standard\">Im Einklang mit IFRS stehende Konzernabschl\u00fcsse erfordern Ermessensbeurteilungen und die Festlegung von Annahmen \u00fcber k\u00fcnftige Entwicklungen durch den Vorstand (Sch\u00e4tzungen). Diese Sch\u00e4tzungen und Ermessensentscheidungen k\u00f6nnen den Ansatz und den Wert von Verm\u00f6genswerten und Schulden, die Angabe von sonstigen Verpflichtungen und den Ausweis von Ertr\u00e4gen und Aufwendungen wesentlich beeinflussen. </div><div class=\"defaultParagraph Standard\">Die Bilanzwerte der Posten zum Abschlussstichtag sind in der Konzernbilanz im Abschnitt \u201eHauptabschlussbestandteile\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>bzw. in den entsprechenden Anhangangaben ausgewiesen. Sensitivit\u00e4tsanalysen von Verm\u00f6genswerten und Schulden sind ebenfalls in den zu den Posten zugeh\u00f6rigen Anhangangaben dargelegt. </div><div class=\"defaultParagraph Standard\">Details zu den Bereichen mit h\u00f6heren Ermessensspielr\u00e4umen sowie h\u00f6herer Komplexit\u00e4t oder Bereichen, bei denen Annahmen und Sch\u00e4tzungen von entscheidender Bedeutung sind, sind im Konzernanhang unter \u201e24.\u00a0Wesentliche Sch\u00e4tzungen und Ermessensentscheidungen\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>er\u00f6rtert.</div><div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">24. </span><div class=\"list-paragraph-container\">Wesentliche Sch\u00e4tzungen und Ermessensentscheidungen</div></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.1. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>(R\u00fcck-)Versicherungsvertr\u00e4ge</div></div><div class=\"defaultParagraph Standard\">Annahmen und Sch\u00e4tzungen basieren auf allen zum Zeitpunkt der Aufstellung des Konzernabschlusses verf\u00fcgbaren Parametern. K\u00fcnftige Entwicklungen, wie Marktentwicklungen, die au\u00dferhalb des Einflussbereichs der VIG-Versicherungsgruppe liegen, werden erst mit ihrem Auftreten in den Annahmen ber\u00fccksichtigt. </div><div class=\"defaultParagraph Standard\">Es erfolgt eine Aufgliederung der Informationen nach Bewertungsmodellen gem.\u00a0IFRS\u00a017. Die Bewertungsmodelle sind das allgemeine Bewertungsmodell (GMM), der Ansatz der variablen Geb\u00fchr (VFA) und der Pr\u00e4mienallokationsansatz (PAA). Diese orientieren sich eng an der Struktur der IFRS\u00a017<span class=\"non-breaking-hyphen\">\u2011</span>Portfolien, die sich wie folgt darlegt: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Fondsgebunde und gewinnberechtigte Lebensversicherungen sowie die \u00f6sterreichische Krankenversicherung nach Art der Lebensversicherung werden nach dem VFA bewertet,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Schaden- und Unfallversicherungsvertr\u00e4ge werden haupts\u00e4chlich mit dem PAA bewertet und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">langfristige Schaden- und Unfallversicherungsvertr\u00e4ge in der Erst- und R\u00fcckversicherung, welche die Kriterien f\u00fcr die PAA-Bewertung nicht erf\u00fcllen; Lebensversicherungsvertr\u00e4ge, welche die Kriterien f\u00fcr die Anwendung des VFA nicht erf\u00fcllen, werden mit dem GMM bewertet.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Zur Bewertung von Versicherungsvertr\u00e4gen in der Lebens- und Krankenversicherung verwendete Methoden</div><div class=\"defaultParagraph Standard\">Der Barwert zuk\u00fcnftiger Zahlungsstr\u00f6me wird abh\u00e4ngig von der Entscheidung der lokalen Gesellschaften auf unterschiedliche Weise ermittelt. Im Konzern kommen zwei Methoden zur Anwendung: die stochastische Modellierung und die deterministische Projektion. Anders als bei deterministischen Projektionsverfahren werden bei der stochastischen Modellierung Verfahren angewandt, die eine Vielzahl m\u00f6glicher wirtschaftlicher Szenarien f\u00fcr Marktvariablen wie Zinss\u00e4tze und Eigenkapitalrendite generieren. Damit k\u00f6nnen zuk\u00fcnftige Zahlungsstr\u00f6me besser prognostiziert werden. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Zugrunde gelegte Annahmen zur Sch\u00e4tzung k\u00fcnftiger Zahlungsstr\u00f6me</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Sterblichkeits-, Morbidit\u00e4ts- und Langlebigkeitsraten </div><div class=\"defaultParagraph Standard\">Die Annahmen basieren auf branchen\u00fcblichen l\u00e4nderspezifischen Tabellen, je nach Art des abgeschlossenen Vertrags und Wohnsitz der versicherten Person. Sie spiegeln Erfahrungswerte der j\u00fcngsten Vergangenheit wider und werden bei Bedarf angepasst, um die Erfahrungen der lokalen Gesellschaften zu ber\u00fccksichtigen. Erwartete k\u00fcnftige Verbesserungen werden angemessen, aber nicht \u00fcberm\u00e4\u00dfig ber\u00fccksichtigt. Die Annahmen unterscheiden sich beispielsweise je nach Versicherungsklasse und Art des Vertrags. </div><div class=\"defaultParagraph Standard\">H\u00f6here Sterblichkeits- und Morbidit\u00e4tsraten f\u00fchren zu einem Anstieg der erwarteten Schadenzahlungen, wodurch sich die k\u00fcnftige CSM verringert. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Aufwendungen </div><div class=\"defaultParagraph Standard\">Annahmen hinsichtlich der Verwaltungskosten spiegeln die prognostizierten Kosten f\u00fcr die Betreuung bestehender Polizzen und die damit verbundenen Gemeinkosten wider. Die aktuellen Aufwendungen werden als angemessene Grundlage f\u00fcr die zuk\u00fcnftigen Aufwendungen angesehen und werden gegebenenfalls um die erwartete Kosteninflation angepasst.</div><div class=\"defaultParagraph Standard\">Ein Anstieg der erwarteten Aufwendungen verringert die k\u00fcnftig erwarteten Gewinne.</div><div class=\"defaultParagraph Standard\">Die Zahlungsstr\u00f6me innerhalb der Vertragsgrenzen umfassen eine Zuordnung fixer und variabler Gemeinkosten, die direkt der Erf\u00fcllung von Versicherungsvertr\u00e4gen zugeordnet werden k\u00f6nnen. Die Zuordnung zu Gruppen von Versicherungsvertr\u00e4gen erfolgt mittels systematischer und rationaler Methoden, welche einheitlich auf alle Kosten mit \u00e4hnlichen Merkmalen angewandt werden. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Storno- und R\u00fcckkaufquoten </div><div class=\"defaultParagraph Standard\">Stornos beziehen sich auf die K\u00fcndigung von Polizzen aufgrund ausbleibender Pr\u00e4mienzahlungen, wohingegen R\u00fcckk\u00e4ufe sich auf die freiwillige K\u00fcndigung von Polizzen durch Versicherungsnehmer:innen beziehen. Annahmen diesbez\u00fcglich basieren auf statistischen Analysen von Erfahrungswerten und variieren je nach Produkttyp, Versicherungsdauer und Umsatztrends.</div><div class=\"defaultParagraph StandardohneAbstand\">Ein Anstieg der Stornoquoten w\u00fcrde die k\u00fcnftige CSM tendenziell verringern.</div><div class=\"defaultParagraph berschrift6\" style=\"font-size:12px; font-family:'HelveticaNeueLT Com 45 Lt'; color:#000000; min-height:12px; padding-right:0px\"></div><div class=\"defaultParagraph Standard\">Die Sensitivit\u00e4ten sind im Konzernanhang unter \u201e1.8. Versicherungs- und Marktrisiken \u2013 Sensitivit\u00e4tsanalyse\u201c dargelegt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Zur Bewertung von Versicherungsvertr\u00e4gen in der Nichtlebensversicherung verwendete Methoden</div><div class=\"defaultParagraph Standard\">Die wesentlichen Annahmen f\u00fcr Nichtleben werden in diesem Abschnitt im Unterkapitel \u201eR\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle (LIC)\u201c behandelt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Diskontierungss\u00e4tze</div><div class=\"defaultParagraph Standard\">Alle Verpflichtungen aus Versicherungsvertr\u00e4gen (au\u00dfer der nach dem PAA bewerteten Deckungsr\u00fcckstellung) werden berechnet, indem die erwarteten k\u00fcnftigen Zahlungsstr\u00f6me mit den risikolosen, um eine Illiquidit\u00e4tsanpassung erh\u00f6hten Zinss\u00e4tzen abgezinst werden.</div><div class=\"defaultParagraph Standard\">Risikolose Zinss\u00e4tze werden mit dem Bottom-up-Ansatz auf Basis von Swap-S\u00e4tzen in der W\u00e4hrung der Verbindlichkeiten aus Versicherungsvertr\u00e4gen festgelegt. Sofern Swap-S\u00e4tze nicht hinreichend liquide und transparent sind, wird stattdessen auf Zinss\u00e4tze f\u00fcr Staatsanleihen zur\u00fcckgegriffen.</div><div class=\"defaultParagraph Standard\">Die Illiquidit\u00e4tsanpassung der jeweiligen risikolosen Zinss\u00e4tze basiert auf dem um Risiken bereinigten Spread zwischen dem Zinssatz, der mit einem Referenzportfolio erzielt werden k\u00f6nnte, und dem risikolosen Basiszinssatz. Die Illiquidit\u00e4tsanpassung bzw. das Referenzportfolio wird pro Land, unter Ber\u00fccksichtigung aller ma\u00dfgeblichen Kapitalanlagen der Vienna Insurance Group, berechnet.</div><div class=\"defaultParagraph Standard\">Die f\u00fcr die Abzinsung k\u00fcnftiger Zahlungsstr\u00f6me herangezogenen Zinss\u00e4tze sind im Konzernanhang unter \u201e1.2.\u00a0Verwendete Annahmen\u201c dargestellt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div><div class=\"defaultParagraph Standard\">Die Risikoanpassung f\u00fcr nichtfinanzielle Risiken stellt die Entsch\u00e4digung dar, die f\u00fcr das Tragen der Unsicherheit \u00fcber die H\u00f6he und den zeitlichen Anfall der Zahlungsstr\u00f6me der Gruppen von Versicherungsvertr\u00e4gen verlangt werden w\u00fcrde. Risiken, welche durch die Risikoanpassung f\u00fcr nichtfinanzielle Risiken abgedeckt werden, sind das versicherungstechnische Risiko und andere Risiken wie etwa das Storno- und das Kostenrisiko. Daher entspricht die Risikoanpassung einem Betrag, den ein Versicherungsunternehmen zahlen w\u00fcrde, um die Unsicherheit dar\u00fcber, ob k\u00fcnftige Zahlungsstr\u00f6me die bestm\u00f6gliche Sch\u00e4tzung \u00fcbersteigen werden, zu beseitigen. </div><div class=\"defaultParagraph Standard\">Die Risikoanpassung erfolgte unter Anwendung der Kapitalkostenmethode (CoC-Methode). Dabei wird die Wahrscheinlichkeitsverteilung des Erf\u00fcllungswerts gesch\u00e4tzt und ermittelt, wie viel zus\u00e4tzliches Kapital zu jedem k\u00fcnftigen Zeitpunkt der Cash flow-Prognosen ben\u00f6tigt wird, um die \u00f6konomischen Kapitalanforderungen zu erf\u00fcllen. </div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Auf die zus\u00e4tzlichen Kapitalanforderungen der k\u00fcnftigen Berichtsperioden wird ein Kapitalkostensatz angewandt. Die Kapitalkosten spiegeln die Rendite wider, die ein Unternehmen zum Ausgleich des nichtfinanziellen Risikos ben\u00f6tigt. Die berechnete, auf k\u00fcnftige Laufzeiten anzuwendende Risikoanpassung wird unter Verwendung des Diskontierungssatzes auf den Abschlussstichtag abgezinst und ist Bestandteil der Summe der Verpflichtungen.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Aufl\u00f6sung der vertraglichen Servicemarge (CSM)</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die CSM ist eine Komponente des Verm\u00f6genswerts oder der Verbindlichkeit f\u00fcr die Gruppe von Versicherungsvertr\u00e4gen und stellt den nicht realisierten Gewinn dar, den eine Gesellschaft im Laufe der k\u00fcnftigen Leistungserbringung voraussichtlich ausweisen wird. In jeder Periode wird ein Betrag der CSM f\u00fcr eine Gruppe von Versicherungsvertr\u00e4gen als versicherungstechnischer Ertrag erfasst, der somit die in dieser Periode erbrachten Versicherungsvertragsleistungen widerspiegelt. Die CSM wird bestimmt durch:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Identifizierung der Deckungseinheiten in der Gruppe; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Allokation der CSM zum Ende der Periode auf jede erbrachte bzw. k\u00fcnftig erwartete zu erbringende Deckungseinheit; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die erfolgswirksame Erfassung des Anteils, der den in der Periode erbrachten Deckungseinheiten zugeordnet wird.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die Aufteilung der CSM auf erbrachte und k\u00fcnftig erwartete Deckung erfolgt vor der erfolgswirksamen Erfassung von Betr\u00e4gen.</div><div class=\"defaultParagraph Standard\">Um die Anzahl der Deckungseinheiten in einer Gruppe von Versicherungsvertr\u00e4gen zu bestimmen, muss die Anzahl der gegen\u00fcber der:dem Versicherungsnehmer:in zu erbringenden Leistungen, die Versicherungsdeckungsleistungen und Kapitalanlageleistungen beinhalten, bewertet werden. Bei der Gewichtung unterschiedlicher Leistungen k\u00f6nnte der Barwert der Pr\u00e4mie f\u00fcr Risiko- und Sparanteil als Grundlage zur Gewichtung der Aufl\u00f6sungskomponenten verwendet werden. In einigen F\u00e4llen kann es jedoch auch notwendig sein, bei der Ermittlung der Anzahl der Deckungseinheiten die unterschiedlichen Versicherungsdeckungen zu gewichten. Dazu wird der Barwert der Pr\u00e4mien der jeweiligen Versicherungsdeckung herangezogen. Alternative Ans\u00e4tze und Vereinfachungen k\u00f6nnen zur Anwendung kommen, sofern das Ergebnis die erbrachten Leistungen angemessen widerspiegelt.</div><div class=\"defaultParagraph Standard\">Die Menge der Versicherungsleistungen und Deckungseinheiten f\u00fcr die Hauptproduktlinien wird folgenderma\u00dfen ermittelt:</div><div class=\"defaultParagraph Standard\">F\u00fcr Portfolios der Nichtlebens- und Krankenversicherung sowie f\u00fcr die Nichtlebensr\u00fcckversicherung werden die erbrachten Versicherungsleistungen mittels dem prognostizierten Pr\u00e4mienertrag approximiert. Bei einem Gro\u00dfteil dieser Leistungen handelt es sich um die Versicherungsdeckung. Folglich entspricht die Deckungseinheit dem prognostizierten Pr\u00e4mienertrag.</div><div class=\"defaultParagraph Standard\">Bei Gruppen von Rentenvertr\u00e4gen entspricht die Menge der Leistungen sowohl in Bezug auf die Versicherungsdeckung als auch auf die Kapitalanlageleistungen der mathematischen Reserve. Dadurch entspricht die Deckungseinheit ebenfalls der mathematischen Reserve. Bei Risikolebensversicherungen ohne R\u00fcckkaufwert oder Zusatzbestimmungen, die nur Versicherungsdeckung bieten, entspricht die Menge der Leistungen der vertraglich vereinbarten Versicherungssumme \u00fcber die Vertragslaufzeit. Daher entspricht die Deckungseinheit bei diesen Produkten der vertraglich vereinbarten Versicherungssumme. Bei fonds- und indexgebundenen Vertr\u00e4gen wird die Menge der Kapitalanlageleistungen anhand des Fondswerts bestimmt, der als Deckungseinheit dient. </div><div class=\"defaultParagraph Standard\">Bei Kapitallebensversicherungen ohne Zusatzbestimmungen und bei Risikolebensversicherungen mit R\u00fcckkaufwert werden die Risikosumme f\u00fcr die Versicherungsdeckung und die mathematische Reserve als Messgr\u00f6\u00dfen f\u00fcr Kapitalanlageleistungen verwendet. Die Versicherungssumme fungiert als Deckungseinheit, da sie sowohl die Versicherungskomponente (Risikosumme) als auch die Kapitalanlagekomponente (mathematische Reserve oder Fondswert) abbildet. In diesem Fall ist keine weitere Gewichtung erforderlich.</div><div class=\"defaultParagraph Standard\">Deckungseinheiten einer Gruppe von Versicherungsvertr\u00e4gen werden auf Grundlage der Menge an erbrachten Leistungen durch die Vertr\u00e4ge bestimmt. Im Falle der gehaltenen R\u00fcckversicherung entspricht dies der Deckung des Versicherers aus den gehaltenen R\u00fcckversicherungsvertr\u00e4gen und nicht jenen aus den zugrundeliegenden Versicherungsvertr\u00e4gen gegen\u00fcber den Versicherungsnehmer:innen. </div><div class=\"defaultParagraph Standard\">Die Gesamtanzahl der Deckungseinheiten jeder (R\u00fcck<span class=\"non-breaking-hyphen\">\u2011</span>)Versicherungsvertragsgruppe wird am Ende jeder Berichtsperiode neu bewertet. Damit wird die verbleibende Deckung um die in der Periode eingetretenen Schadenzahlungen, erwarteten Stornos und Vertragsk\u00fcndigungen verringert.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Deckungsr\u00fcckstellung (LRC)</div><div class=\"defaultParagraph Standard\">Bei der Berechnung der Deckungsr\u00fcckstellung flie\u00dfen zahlreiche ermessensbehaftete Werte ein. Diese ermessensbehafteten Werte umfassen unter anderem die Diskontierungszinss\u00e4tze, die f\u00fcr die Berechnung angenommenen Zahlungsstr\u00f6me, Abschlusskosten sowie die Erf\u00fcllungswerte f\u00fcr belastende Vertr\u00e4ge.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Abschlusskosten </div><div class=\"defaultParagraph Standard\">Abschlusskosten werden den in der Konzernbilanz erfassten entsprechenden Gruppen von Versicherungsvertr\u00e4gen zugeordnet (einschlie\u00dflich denjenigen Versicherungsvertragsgruppen, die erwartungsgem\u00e4\u00df aus Verl\u00e4ngerungen entstehen werden). F\u00fcr Abschlusskosten, die vor der Erfassung der zugeh\u00f6rigen Versicherungsvertragsgruppe entstanden sind, wird ein Verm\u00f6genswert f\u00fcr Abschlusskosten angesetzt. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Belastende Versicherungsvertragsgruppen </div><div class=\"defaultParagraph Standard\">F\u00fcr belastende Vertragsgruppen wird die Deckungsr\u00fcckstellung anhand der Erf\u00fcllungswerte festgelegt. Jegliche Verlustr\u00fcckerstattungskomponente wird unter Bezugnahme auf die Verlustkomponente, die f\u00fcr die zugrundeliegenden Vertr\u00e4ge erfasst wurde, und die Schadenr\u00fcckerstattung, die im Rahmen von gehaltenen R\u00fcckversicherungsvertr\u00e4gen erwartet wird, ermittelt. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Zeitwert des Geldes </div><div class=\"defaultParagraph Standard\">F\u00fcr alle Produktlinien wird der Buchwert der Deckungsr\u00fcckstellung diskontiert, um den Zeitwert des Geldes und den Effekt der finanziellen Risiken widerzuspiegeln. Davon ausgenommen sind jene, die unter Anwendung des PAA bewertet werden und nicht belastend sind. F\u00fcr die Abzinsung werden Diskontierungss\u00e4tze verwendet, welche die Merkmale der Zahlungsstr\u00f6me der Versicherungsvertragsgruppe zum Zeitpunkt des erstmaligen Ansatzes widerspiegeln, sofern ein signifikantes finanzielles Risiko beinhaltet ist.</div><div class=\"defaultParagraph Standard\">Die angewandten Diskontierungss\u00e4tze sind im Konzernanhang unter \u201e1.2.\u00a0Verwendete Annahmen\u201c ersichtlich.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ermessensabh\u00e4ngige Zahlungsstr\u00f6me f\u00fcr Vertr\u00e4ge mit indirekter \u00dcberschussbeteiligung</div><div class=\"defaultParagraph Standard\">Um zu bestimmen, wie \u00c4nderungen der ermessensabh\u00e4ngigen Zahlungsstr\u00f6me bei Versicherungsvertr\u00e4gen mit ermessensabh\u00e4ngigen Merkmalen, die nicht unter die Definition der direkten \u00dcberschussbeteiligung fallen, zu identifizieren sind, legen die lokalen Gesellschaften die Grundlage fest, auf der sie ihre vertragsm\u00e4\u00dfigen Verpflichtungen erwartungsgem\u00e4\u00df bestimmen werden. Jedoch sind Effekte von Marktvariablen (z.\u00a0B. Kapitalanlageertr\u00e4ge) auf die Zahlungsstr\u00f6me weiterhin erfolgswirksam oder wahlweise im sonstigen Ergebnis zu erfassen und d\u00fcrfen nicht zu einer Anpassung der CSM f\u00fchren.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Verm\u00f6genswerte f\u00fcr Abschlusskosten</div><div class=\"defaultParagraph Standard\">Bei der Bestimmung der Inputdaten, die im Rahmen der Methode zur systematischen und rationalen Zuordnung von Abschlusskosten zu Gruppen von Versicherungsvertr\u00e4gen herangezogen werden, trifft die VIG Ermessensentscheidungen dahingehend: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">ob Versicherungsvertr\u00e4ge erwartungsgem\u00e4\u00df aus Verl\u00e4ngerungen von bestehenden Versicherungsvertr\u00e4gen entstehen werden und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">gegebenenfalls in Bezug auf den Betrag, der Gruppen zuzuordnen ist, einschlie\u00dflich k\u00fcnftiger Verl\u00e4ngerungen </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">sowie auf das Volumen erwarteter Verl\u00e4ngerungen aus neuen, in der Periode ausgestellten Vertr\u00e4gen.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Zum Ende jeder Berichtsperiode werden die getroffenen Annahmen angepasst, um die Abschlusskosten den Vertragsgruppen zuzuordnen. Sofern notwendig, werden die Betr\u00e4ge der Verm\u00f6genswerte um die entsprechenden Abschlusskosten angepasst. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle (LIC)</div><div class=\"defaultParagraph Standard\">F\u00fcr Nichtleben stellt die R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle eine wesentliche Komponente der Erfassung aus Versicherungsvertr\u00e4gen dar.</div><div class=\"defaultParagraph Standard\">Hierbei wird die endg\u00fcltige H\u00f6he der schwebenden Versicherungsf\u00e4lle unter Anwendung einer Reihe \u00fcblicher versicherungsmathematischer Projektionsverfahren gesch\u00e4tzt. Die wichtigste zugrundeliegende Annahme dieser Verfahren besteht darin, Schadenentwicklungen der Vergangenheit als Erfahrungswerte heranzuziehen, um die zuk\u00fcnftige Schadenentwicklung und somit die endg\u00fcltige Schadenh\u00f6he zu prognostizieren. Mit diesen Methoden wird die Entwicklung der beglichenen und eingetretenen Verluste, der durchschnittlichen Kosten je Schadenfall (einschlie\u00dflich Kosten f\u00fcr die Schadenbearbeitung) und der Anzahl der Schadenf\u00e4lle, basierend auf der in Vorjahren beobachteten Entwicklung und den erwarteten Verlustquoten, extrapoliert. Die historische Schadenentwicklung wird dabei vorwiegend nach Schadenjahren analysiert, kann aber auch nach geografischer Region, wesentlichen Gesch\u00e4ftsfeldern und Art des Schadenfalls weiter aufgeschl\u00fcsselt werden. Gro\u00dfsch\u00e4den werden in der Regel separat ber\u00fccksichtigt, entweder durch R\u00fcckstellungen basierend auf Sch\u00e4tzungen der Schadenbearbeiter:innen oder durch eine separate Prognose, die die zuk\u00fcnftigen Entwicklungen widerspiegelt. </div><div class=\"defaultParagraph Standard\">Zus\u00e4tzliche qualitative Ermessensentscheidungen werden getroffen, um zu beurteilen, ob fr\u00fchere Trends auch in der Zukunft g\u00fcltig sind. Dabei werden alle verbundenen Unsicherheiten ber\u00fccksichtigt, um eine Sch\u00e4tzung der endg\u00fcltigen Schadenh\u00f6he zu erhalten, die den wahrscheinlichkeitsgewichteten Erwartungswert aller m\u00f6glichen Ergebnisse widerspiegelt. </div><div class=\"defaultParagraph Standard\">Bei derartigen Trends kann es sich beispielsweise um einmalige Ereignisse, Ver\u00e4nderungen von externen oder Marktfaktoren, wie die Einstellung der \u00d6ffentlichkeit zur Geltendmachung von Anspr\u00fcchen, wirtschaftliche Rahmenbedingungen, das Niveau der Schadeninflation, Gerichtsentscheidungen und Gesetzgebung sowie interne Faktoren, wie Portfoliomix, Polizzenmerkmale und Schadenbearbeitungsprozesse, handeln.</div><div class=\"defaultParagraph Standard\">Die Durchsetzbarkeit und Einbringlichkeit von Regresserstattungen werden bei der Bemessung der endg\u00fcltigen Schadenkosten als Wertberichtigung ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\">Sonstige wesentliche Umst\u00e4nde, die sich auf die Zuverl\u00e4ssigkeit von Annahmen auswirken, sind u.a. \u00c4nderungen der Zinss\u00e4tze, Verz\u00f6gerungen bei der Regulierung sowie Wechselkurs\u00e4nderungen.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.2. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>Wertminderungsaufwand f\u00fcr finanzielle Verm\u00f6genswerte</div></div><div class=\"defaultParagraph Standard\">Die Bewertung des Wertminderungsaufwands f\u00fcr ma\u00dfgebliche finanzielle Verm\u00f6genswerte nach IFRS\u00a09 erfordert Ermessensentscheidungen, insbesondere in Hinblick auf die Sch\u00e4tzung der H\u00f6he und des zeitlichen Anfalls k\u00fcnftiger Zahlungsstr\u00f6me bei der Ermittlung des Wertminderungsaufwands und der Beurteilung einer signifikanten Erh\u00f6hung des Ausfallrisikos. Diese Sch\u00e4tzungen werden vom Ergebnis modellierter Szenarien f\u00fcr erwartete Kreditverluste und den jeweiligen verwendeten Inputdaten, wie im Kapitel \u201eWertminderung finanzieller Verm\u00f6genswerte\u201c im Anhang unter \u201e25.4.\u00a0Finanzinstrumente\u201c beschrieben, beeinflusst.</div><div class=\"defaultParagraph Standard\">Der Konzern beobachtet laufend die Auswirkungen geopolitischer Spannungen und makro\u00f6konomischer Entwicklungen. Diese Faktoren beeinflussen die Bewertung von Finanzinstrumenten, die Sch\u00e4tzung erwarteter Kreditverluste (ECL) sowie Liquidit\u00e4ts- und Marktrisiken.</div><div class=\"defaultParagraph Standard\">Wesentliche Bewertungsannahmen im Zusammenhang mit dem Fair Value gem\u00e4\u00df IFRS\u00a013 und der erwarteten Kreditverluste gem\u00e4\u00df IFRS\u00a09 ber\u00fccksichtigen Szenarien, die aktuelle geopolitische und wirtschaftliche Unsicherheiten widerspiegeln. Die Modelle werden zumindest j\u00e4hrlich \u00fcberpr\u00fcft und anlassbezogen angepasst, um \u00c4nderungen der Risikoeinsch\u00e4tzung oder der Marktvolatilit\u00e4t angemessen zu ber\u00fccksichtigen.</div><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.3. </span><div class=\"list-paragraph-container\">Zum beizulegenden Zeitwert bewertete Finanzinstrumente (Level 3)</div></div><div class=\"defaultParagraph Standard\" style=\"font-size:13px; min-height:13px\">Der beizulegende Zeitwert von nicht auf einem aktiven Markt gehandelten Finanzinstrumenten wird durch die Anwendung geeigneter Bewertungstechniken ermittelt. Die hierbei verwendeten Annahmen basieren, soweit verf\u00fcgbar, auf am Bilanzstichtag vorhandenen Marktdaten. F\u00fcr die Bestimmung des beizulegenden Zeitwerts zahlreicher finanzieller Verm\u00f6genswerte, die nicht auf aktiven M\u00e4rkten gehandelt werden, wendet die VIG-Versicherungsgruppe Barwertmethoden unter Ber\u00fccksichtigung geeigneter Zinssatzmodelle an. In Anhangangabe \u201e17. Bemessung des beizulegenden Zeitwerts\u201c und in Anhangangabe \u201e25.9. Bemessung des beizulegenden Zeitwerts\u201c sind weiterf\u00fchrende Informationen zum Bewertungsprozess zu finden. Wertminderungen von finanziellen Verm\u00f6genswerten werden unter \u201e24.2.\u00a0Wertminderungsaufwand f\u00fcr finanzielle Verm\u00f6genswerte<span dir=\"ltr\" style=\"font-style:italic\">\u201c</span><span dir=\"ltr\" style=\"font-style:italic\"> </span>erl\u00e4utert<span dir=\"ltr\" style=\"font-size:13px; min-height:13px\">.</span></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.4. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Wertminderung des Gesch\u00e4fts- oder Firmenwerts</div></div><div class=\"defaultParagraph Standard\">Zumindest einmal j\u00e4hrlich wird im Einklang mit der in Anhangangabe \u201e25.5. Gesch\u00e4fts- oder Firmenwerte<span dir=\"ltr\" style=\"font-style:italic\">\u201c</span> erl\u00e4uterten Methode untersucht, ob eine Wertminderung des Gesch\u00e4fts- oder Firmenwerts vorliegt. Sch\u00e4tzungen in diesem Bereich betreffen vor allem die den Berechnungen zu Grunde liegenden Planergebnisse der jeweiligen CGUs und spezifische Parameter, insbesondere Wachstumsraten und Diskontierungss\u00e4tze. Sensitivit\u00e4ten mit diesen Parametern in Zusammenhang stehend werden im Konzernanhang unter Anhangangabe \u201e3. Gesch\u00e4fts- oder Firmenwerte\u201c dargelegt.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.5. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>Werthaltigkeit aktiver latenter Steuern</div></div><div class=\"defaultParagraph Standard\">Ertragssteuern sind f\u00fcr jede Steuerjurisdiktion zu ber\u00fccksichtigen, in der die VIG t\u00e4tig ist. Dabei ist f\u00fcr jedes Besteuerungssubjekt die erwartete tats\u00e4chliche Ertragssteuer zu berechnen und die tempor\u00e4ren Differenzen aus der unterschiedlichen Behandlung bestimmter Bilanzposten zwischen dem steuerrechtlichen und dem IFRS-Abschluss zu beurteilen. Soweit tempor\u00e4re Differenzen vorliegen, f\u00fchren diese grunds\u00e4tzlich zum Ansatz von aktiven und passiven latenten Steuern im Abschluss, wobei der jeweilige L\u00e4ndersteuersatz zur Anwendung kommt. Der Betrag der erwarteten tats\u00e4chlichen und latenten Ertragssteuerschuld oder -forderung spiegelt den Betrag wider, der unter Ber\u00fccksichtigung steuerlicher Unsicherheiten und folglich unter der Anwendung von IFRIC 23 die beste Sch\u00e4tzung darstellt.</div><div class=\"defaultParagraph Standard\">Der Vorstand muss bei der Berechnung tats\u00e4chlicher und latenter Steuern, unter Ber\u00fccksichtigung von steuerlichen Unsicherheiten, Beurteilungen und Ermessensentscheidungen treffen. Aktive latente Steuern werden in dem Ma\u00dfe angesetzt, in dem es wahrscheinlich ist, dass sie genutzt werden k\u00f6nnen. Die Nutzung aktiver latenter Steuern h\u00e4ngt von der M\u00f6glichkeit ab, im Rahmen der jeweiligen Steuerart und Steuerjurisdiktion ausreichendes zu versteuerndes Einkommen zu erzielen, wobei gegebenenfalls gesetzliche Beschr\u00e4nkungen, z.B. hinsichtlich der maximalen Verlustvortragsperioden, zu ber\u00fccksichtigen sind. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Zur Beurteilung der Wahrscheinlichkeit der k\u00fcnftigen Nutzbarkeit werden folgende Faktoren ber\u00fccksichtigt:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Ertragslage der Vergangenheit, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">operative Planungen, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Verlustvortragsperioden, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Steuerplanungsstrategien und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">bestehende latente Steuerverpflichtungen.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Im Zuge der Werthaltigkeitspr\u00fcfung aktiver latenter Steuern werden neben den bisherigen quantitativen und qualitati<span dir=\"ltr\" style=\"font-size:15px; min-height:15px\">v</span>en Parametern auch geopolitische Risiken und deren m\u00f6gliche Auswirkungen auf die Planergebnisse in die Beurteilung einbezogen.</div><div class=\"defaultParagraph Standard\">F\u00fcr \u00f6sterreichische und Teile der ausl\u00e4ndischen Gesellschaften sowie in Ungarn bestehen steuerliche Gruppen. Diesbez\u00fcglich wird auf Abschnitt \u201eBilanzierungs- und Bewertungsmethoden\u201c unter \u201e25.13.\u00a0Steuern\u201c verwiesen.</div><div class=\"defaultParagraph Standard\" style=\"background-color:#FFFF00\">Weichen die tats\u00e4chlichen Ergebnisse von den Sch\u00e4tzungen ab oder sind Sch\u00e4tzungen in k\u00fcnftigen Perioden anzupassen, k\u00f6nnte dies nachteilige Auswirkungen auf die Verm\u00f6gens-, Finanz- und Ertragslage haben. Kommt es zu einer \u00c4nderung der Werthaltigkeitsbeurteilung bei aktiven latenten Steuern, sind die angesetzten aktiven latenten Steuern \u2013 entsprechend der urspr\u00fcnglichen Bildung \u2013 erfolgswirksam oder erfolgsneutral abzuwerten bzw. wertberichtigte aktive latente Steuern erfolgswirksam oder erfolgsneutral zu aktivieren. Weiterf\u00fchrende Informationen sind im Kapitel \u201eBilanzierungs- und Bewertungsmethoden\u201c unter \u201e25.13. Steuern\u201c und in der Angabe \u201e11. Steuern\u201c zu finden.</div><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.6. </span><div class=\"list-paragraph-container\">Konsolidierungsmethodik</div></div><div class=\"defaultParagraph Standard\">Gesellschaften, welche f\u00fcr den Konzern als unwesentlich erachtet werden, werden nicht in den Konsolidierungskreis aufgenommen, auch wenn die Kriterien des IAS\u00a028 \u2013 Assoziierte Unternehmen bzw. des IFRS\u00a010 \u2013 Konzernabschl\u00fcsse dem Grunde nach erf\u00fcllt sind. Die Beurteilung, ob es sich um ein wesentliches Unternehmen f\u00fcr den Konzern handelt, erfolgt anhand qualitativer und quantitativer Kriterien. Es liegt im Ermessen des Vorstands, einen Prozentsatz festzulegen, anhand dessen ein Schwellenwert pro Kennzahl (bspw. Eigenkapital) zur quantitativen Pr\u00fcfung kalkuliert werden kann. </div><div class=\"defaultParagraph Standard\">Qualitative Kriterien ber\u00fccksichtigen, ob die Gesch\u00e4ftst\u00e4tigkeit einer Gesellschaft ma\u00dfgebliche Auswirkungen auf konzerninterne Transaktionen hat. Gesellschaften mit folgenden Gesch\u00e4ftsfeldern werden anhand dieser vom Vorstand getroffenen qualitativen Annahme jedenfalls in den Konsolidierungskreis aufgenommen: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Immobilienbesitzgesellschaften, allerdings erst ab jenem Zeitpunkt, ab dem der betriebsbereite Zustand hergestellt wurde, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Holdinggesellschaften mit Anteilen am operativen Versicherungsgesch\u00e4ft oder an Immobilienbesitzgesellschaften sowie </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zentrale IT-Dienstleistungsgesellschaften, sofern diese gruppenweit t\u00e4tig sind.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Vorausgesetzt eine Gesellschaft wurde als wesentlich eingestuft, wird gem. IAS\u00a028 \u2013 Assoziierte Unternehmen bzw. gem. IFRS\u00a010 \u2013 Konzernabschl\u00fcsse eruiert, in welcher Form dieses Unternehmen im Konzernabschluss konsolidiert wird.</div><div class=\"defaultParagraph Standard\">Tochterunternehmen, welche zum Zeitpunkt der Erstkonsolidierung von wesentlicher Bedeutung waren, werden auch in den Folgeperioden weiterhin im Konsolidierungskreis ber\u00fccksichtigt. Jedoch k\u00f6nnen im Ermessen des Vorstands Umst\u00e4nde eintreten, die zu einer Neubeurteilung des Konsolidierungskreises f\u00fchren. Dadurch k\u00f6nnten in der Vergangenheit konsolidierte, aber nach den quantitativen Kriterien zum Zeitpunkt der erneuten \u00dcberpr\u00fcfung unwesentliche Gesellschaften wieder aus dem Konsolidierungskreis ausscheiden. Unternehmen, die aufgrund ihrer Gesch\u00e4ftst\u00e4tigkeit \u00fcberwiegend konzerninterne Ums\u00e4tze erwirtschaften, aber keine wesentlichen Gewinne oder Verluste abwerfen, werden nur in den Konsolidierungskreis aufgenommen, wenn sie l\u00e4nder\u00fcbergreifend agieren bzw. f\u00fcr die Nachhaltigkeitsberichterstattung von Relevanz sind.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.7. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>Wesentlichkeit von Anhangangaben und den dazugeh\u00f6rigen Bilanzierungs- und Bewertungsmethoden</div></div><div class=\"defaultParagraph Standard\">Gem\u00e4\u00df IAS\u00a01.31 sind in einem Abschluss nur wesentliche Informationen anzugeben. Dies gilt selbst dann, wenn ein Standard bestimmte Anforderungen oder Mindestanforderungen vorgibt. Ziel des IASBs bei diesem Paragrafen in Verbindung mit einem dazu ver\u00f6ffentlichten Practice Statement war es, eine Grundlage f\u00fcr eine \u00fcbersichtliche, nachvollziehbare und auf den wesentlichsten Informationen basierende Finanzberichterstattung zu schaffen. Die Beurteilung, ob es sich bei einer Information um wesentliche oder unwesentliche Angaben handelt, l\u00e4sst einen Ermessensspielraum offen. Der Vorstand der VIG Holding hat f\u00fcr die Einstufung der Wesentlichkeit von Anhangangaben und den dazugeh\u00f6rigen Bilanzierungs- und Bewertungsmethoden einen Schwellenwert eingef\u00fchrt. Wird der Schwellenwert unterschritten, erfolgt eine Ver\u00f6ffentlichung im Gesch\u00e4ftsbericht nur dann, wenn im Zuge des Freigabeprozesses die Information anhand von qualitativen Kriterien als wesentlich f\u00fcr die Bilanzleser:innen eingestuft wurde.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.8. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>Beurteilung von wesentlichen Bilanzierungsthemen gem. IAS\u00a08</div></div><div class=\"defaultParagraph Standard\">Vor allem aufgrund der Komplexit\u00e4t von IFRS\u00a017 kann es zu nachtr\u00e4glich festgestellten Bilanzierungsthematiken kommen. Derartige F\u00e4lle unterliegen einem definierten Meldeprozess und werden im Detail analysiert, um die Auswirkungen einer Korrektur gem. IAS\u00a08 f\u00fcr den:die Bilanzleser:in zu ermitteln.</div><div class=\"defaultParagraph Standard\">Ein ma\u00dfgeblicher Ermessensspielraum liegt vor allem bei der Festlegung der daf\u00fcr kalkulierten Grenzen. Nichtsdestotrotz tr\u00e4gt das Ziel einer klaren und verst\u00e4ndlichen Darstellung, ohne dabei die Berichterstattung ma\u00dfgeblich zu beeintr\u00e4chtigen, zur Beurteilung der Wesentlichkeit bei. Sofern, entsprechend den festgelegten Schwellen, eine Bilanzierungsdiskrepanz gem\u00e4\u00df Einsch\u00e4tzung der VIG zu keiner wesentlichen Beeinflussung des:der Bilanzleser:in f\u00fchrt, wird diese in der aktuellen Periode dargestellt.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-15": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"font-size:12px; font-weight:normal; font-family:'Roboto'; min-height:12px; padding-right:0px\"></div><div class=\"defaultParagraph Standard\" style=\"line-height:normal; text-align:left; margin-bottom:0px\"><br/></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bilanzierungs- und Bewertungsmethoden</div><div class=\"defaultParagraph Standard\">Die wesentlichen angewandten Bilanzierungs- und Bewertungsmethoden sind in Angabe \u201e25. Bilanzierungs- und Bewertungsmethoden\u201c dargelegt. Die beschriebenen Methoden wurden, sofern nicht anders unter dem folgenden Kapitel \u201eErstmalige Anwendung von Standards\u201c angegeben, konsequent auf die in diesem Abschluss ver\u00f6ffentlichten Berichtsperioden angewandt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d4745b1\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Bilanzposten</div></td><td class=\"d74bf57\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Bewertungsgrundsatz</div></td></tr><tr><td class=\"d206a9a\"><div class=\"defaultParagraph TBodynormalText\">Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"acfe20\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Premium Allocation Approach (PAA),<br/>Variable Fee Approach (VFA),<br/>General Measurement Model (GMM)</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Premium Allocation Approach (PAA),<br/>General Measurement Model (GMM)</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">Finanzinstrumente</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bewertet zu AC,<br/>Bewertet zu FVtOCI (mit und ohne Recycling),<br/>Bewertet zu FVtPL</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">Gesch\u00e4fts- oder Firmenwerte</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fortgef\u00fchrte Anschaffungskosten abzgl. kumulierter Wertminderungsaufwendungen</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">Immaterielle Verm\u00f6genswerte</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fortgef\u00fchrte Anschaffungs- und Herstellungskosten</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fortgef\u00fchrter, anteiliger Wert des Eigenkapitals der Kapitalanlage bzw. niedrigerer erzielbarer Betrag</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fortgef\u00fchrte Anschaffungs- und Herstellungskosten</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Immobilien und Sachanlagen</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fortgef\u00fchrte Anschaffungs- und Herstellungskosten</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">Forderungen und Verbindlichkeiten</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fortgef\u00fchrte Anschaffungskosten</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">Steuern</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertragssteuern</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">In der H\u00f6he, in der ein/e Anspruch/Verpflichtung gegen\u00fcber den Steuerbeh\u00f6rden erwartet wird, basierend auf den am Abschlussstichtag oder in K\u00fcrze geltenden Steuers\u00e4tzen</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Steuerabgrenzungen</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Undiskontierte Ertragssteuern, die in zuk\u00fcnftigen Perioden erstattungsf\u00e4hig sind, basierend auf Steuers\u00e4tzen des Erf\u00fcllungszeitpunkts</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellungen</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">R\u00fcckstellungen f\u00fcr Pensionen und \u00e4hnliche Verpflichtungen</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Versicherungsmathematische Bewertung anhand der Projected-Unit-Credit-Methode</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">R\u00fcckstellungen f\u00fcr sonstige Leistungen an Arbeitnehmer:innen</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Versicherungsmathematische Bewertung anhand der Projected-Unit-Credit-Methode</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige R\u00fcckstellungen</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Barwert des k\u00fcnftigen Erf\u00fcllungsbetrags</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">Leasing</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fortgef\u00fchrte Anschaffungskosten</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige Aktiva und Passiva</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fortgef\u00fchrte Anschaffungskosten</div></td></tr><tr><td class=\"d1350b0\"><div class=\"defaultParagraph TBodynormalText\">Zur Ver\u00e4u\u00dferung gehaltene Verm\u00f6genswerte und Ver\u00e4u\u00dferungsgruppen und damit im Zusammenhang stehende Schulden</div></td><td class=\"d5abba3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Niedrigerer Wert aus Buchwert und beizulegendem Zeitwert abzgl. Ver\u00e4u\u00dferungskosten</div></td></tr><tr><td class=\"d34564d\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d899130\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">25. </span><div class=\"list-paragraph-container\">Bilanzierungs- und Bewertungsmethoden</div></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.1. </span><div class=\"list-paragraph-container\">W\u00e4hrungsumrechnung</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Transaktionen in fremder W\u00e4hrung </div><div class=\"defaultParagraph Standard\">Einzelabschl\u00fcsse jeder Tochtergesellschaft werden in jener W\u00e4hrung erstellt, in der im prim\u00e4ren Wirtschaftsumfeld Zahlungsmittel erwirtschaftet werden (funktionale W\u00e4hrung). Im Wesentlichen entspricht im Konzern die funktionale W\u00e4hrung der lokalen W\u00e4hrung. Nicht in funktionaler W\u00e4hrung abgeschlossene Gesch\u00e4ftsvorf\u00e4lle werden mit dem Devisenmittelkurs am Tag der jeweiligen Transaktion erfasst. Die Umrechnung der am Bilanzstichtag in Fremdw\u00e4hrung bestehenden monet\u00e4ren Verm\u00f6genswerte und Verbindlichkeiten in Euro erfolgt mit dem Devisenmittelkurs am Bilanzstichtag. Daraus resultierende Umrechnungsdifferenzen werden erfolgswirksam erfasst. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Umrechnung von Einzelabschl\u00fcssen in fremder W\u00e4hrung </div><div class=\"defaultParagraph Standard\">Verm\u00f6genswerte, Verbindlichkeiten sowie Ertr\u00e4ge und Aufwendungen werden in Euro, der Berichtsw\u00e4hrung der VIG Holding, dargestellt. Die Umrechnung aller in den Einzelabschl\u00fcssen ausgewiesenen Verm\u00f6genswerte und Schulden in Euro erfolgt mit dem Devisenmittelkurs am Bilanzstichtag. Die Posten der Gewinn- und Verlustrechnung werden mit dem durchschnittlichen Devisenmittelkurs zum Periodenende umgerechnet. In der Kapitalflussrechnung wird f\u00fcr die Ver\u00e4nderung der Bilanzposten der Devisenmittelkurs am Bilanzstichtag und f\u00fcr die Ver\u00e4nderung der Posten der Gewinn- und Verlustrechnung der durchschnittliche Devisenmittelkurs zum Periodenende verwendet. Umrechnungsdifferenzen, auch soweit sie sich aus der Bilanzierung nach der at equity-Methode ergeben, werden direkt im Eigenkapital erfasst.</div><div class=\"defaultParagraph Standard\">F\u00fcr s\u00e4mtliche Posten des Abschlusses kam f\u00fcr die t\u00fcrkischen Versicherungsgesellschaften entsprechend den Hyperinflationsvorschriften der Devisenmittelkurs am Bilanzstichtag zur Anwendung.</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">W\u00e4hrung</div></td><td class=\"d146035\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d516825\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Stichtagskurs</div></td><td class=\"b97c60\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Durchschnittskurs</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">1 EUR \u2259</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Albanischer Lek</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">ALL</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">96,7700</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,1500</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">97,8319</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,7014</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Bosnisch-Herzegowinische Konvertible Mark</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">BAM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Bulgarischer Lew</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">BGN</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Georgischer Lari</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">GEL</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,1737</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,9306</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,0952</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,9444</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Mazedonische Denar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">MKD</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">61,4950</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61,4950</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">61,5880</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61,5344</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Moldauischer Leu</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">MDL</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19,7597</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19,3106</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19,5911</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19,2533</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Neue T\u00fcrkische Lira</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">TRY</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">50,4838</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36,7372</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44,8161</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35,5734</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Polnischer Zloty</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">PLN</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,2210</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,2750</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,2397</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,3058</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nischer Leu</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">RON</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,0968</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,9743</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,0424</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,9746</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Schweizer Franken</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">CHF</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,9314</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,9412</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,9370</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,9526</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Serbischer Dinar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">RSD</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">117,2820</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117,0149</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">117,2011</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117,0861</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Krone</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">CZK</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24,2370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,1850</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24,6879</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,1198</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Ukrainische Griwna</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">UAH</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">49,8565</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43,9266</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">47,0853</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43,4588</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Ungarischer Forint</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">HUF</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">385,1500</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411,3500</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">397,7675</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">395,3039</span></div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.2. </span><div class=\"list-paragraph-container\">Unternehmenszusammenschl\u00fcsse</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Ermittlung Konsolidierungskreis</div><div class=\"defaultParagraph Standard\">Die Wesentlichkeit bzw. Unwesentlichkeit von Tochtergesellschaften, assoziierten Unternehmen oder auch gemeinsamen Vereinbarungen f\u00fcr den Konzernabschluss wird anhand verschiedener auf Ebene der VIG Holding definierter Schwellenwerte \u00fcberpr\u00fcft. Daneben werden auch qualitative Bewertungskriterien herangezogen. Dazu erfolgt beispielsweise eine Pr\u00fcfung des absoluten Ergebnisses vor Steuern oder der Bilanzsumme. Wenn ein Unternehmen kein Gr\u00f6\u00dfenkriterium erf\u00fcllt, wird in einem zweiten Schritt validiert, ob die Summe der nicht einbezogenen Gesellschaften den Status der Wesentlichkeit erreicht. Tritt dieser Fall nicht ein, werden diese Gesellschaften nicht in den Konsolidierungskreis aufgenommen. Unternehmen, deren Einfluss auf die Verm\u00f6gens-, Finanz- und Ertragslage im Einzelnen und insgesamt unwesentlich ist, werden im Wesentlichen zum beizulegenden Zeitwert bewertet.</div><div class=\"defaultParagraph Standard\">Voll beherrschte Investmentfonds (\u201eSpezialfonds\u201c) werden entsprechend den Bestimmungen des IFRS\u00a010 vollkonsolidiert. Diese konsolidierten Spezialfonds sind keine eigenst\u00e4ndigen gesellschaftsrechtlichen Einheiten und daher keine nach IFRS\u00a012 definierten strukturierten Unternehmen. Es handelt sich hierbei um Investmentfonds, die nicht f\u00fcr die Kapitalmarkt\u00f6ffentlichkeit konzipiert sind. Aufgrund des fehlenden beherrschenden Einflusses werden Publikumsinvestmentfonds trotz der Mehrheit der Stimmrechte nicht konsolidiert. Durch gesellschaftsrechtliche und regulatorische Vorschriften kann die F\u00e4higkeit von Tochterunternehmen, finanzielle Mittel (in Form von Dividenden) an das Mutterunternehmen zu transferieren, eingeschr\u00e4nkt sein.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bilanzierung Unternehmenszusammenschl\u00fcsse</div><div class=\"defaultParagraph Standard\">Unternehmenszusammenschl\u00fcsse werden nach der Erwerbsmethode bilanziert. Als Gesch\u00e4fts- oder Firmenwert wird jener Wert angesetzt, um den die bei einem Unternehmenszusammenschluss \u00fcbertragene Gegenleistung sowie alle nicht beherrschenden Anteile an dem erworbenen Unternehmen die identifizierbaren Verm\u00f6genswerte und \u00fcbernommenen Schulden \u00fcbersteigen. F\u00fcr jeden Unternehmenszusammenschluss k\u00f6nnen die nicht beherrschenden Anteile, die gegenw\u00e4rtig Eigentumsrechte vermitteln und im Falle einer Liquidation den Anspruch auf einen entsprechenden Anteil am Nettoverm\u00f6gen einr\u00e4umen, entweder zum beizulegenden Zeitwert oder zum entsprechenden Anteil des identifizierbaren Nettoverm\u00f6gens bewertet werden. Sofern ein anderer IFRS keine andere Bewertungsmethode vorsieht, werden alle anderen Bestandteile der nicht beherrschenden Anteile zum entsprechenden Anteil des identifizierbaren Nettoverm\u00f6gens bewertet. Ist die Gegenleistung geringer als die zum Zeitwert bewerteten Verm\u00f6genswerte und Schulden des erworbenen Tochterunternehmens, wird nach nochmaliger \u00dcberpr\u00fcfung der Unterschiedsbetrag direkt in der Gewinn- und Verlustrechnung erfasst. Grunds\u00e4tzlich werden die gem\u00e4\u00df IFRS\u00a013 ermittelten beizulegenden Zeitwerte aller Verm\u00f6genswerte (inkl. Gesch\u00e4fts- oder Firmenwerte und sonstige immaterielle Verm\u00f6genswerte) und Schulden jenem Land zugerechnet, welchem das gekaufte Unternehmen zugeordnet ist.</div><div class=\"defaultParagraph Standard\">Die im Zuge eines Unternehmenszusammenschlusses erworbenen als auch die gem\u00e4\u00df IAS\u00a012.66ff im Erwerbszeitpunkt entstehenden aktiven latenten Steuern werden gem\u00e4\u00df IAS\u00a012.37 einer Werthaltigkeitspr\u00fcfung unterzogen.</div><div class=\"defaultParagraph Standard\">Der Konzern sieht im aktivierten Gesch\u00e4fts- oder Firmenwert den Wert f\u00fcr die Nutzungsm\u00f6glichkeit des versicherungsspezifischen Know-hows des Personals der erworbenen Unternehmen abgebildet. Im Falle eines Markteintritts steht er f\u00fcr das Potenzial, in einem Land Versicherungsprodukte anbieten und dessen Chancen ergreifen zu k\u00f6nnen. In jenen L\u00e4ndern, in denen der Konzern bereits mit einem oder mehreren Unternehmen vertreten ist, steht der Gesch\u00e4fts- oder Firmenwert auch f\u00fcr das Potenzial, Synergieeffekte heben zu k\u00f6nnen.</div><div class=\"defaultParagraph Standard\">Beim Erwerb von Immobilienbesitzgesellschaften wird \u00fcberpr\u00fcft, ob ein Gesch\u00e4ftsbetrieb vorliegt. Liegt keiner vor, wird die Erwerbsmethode nicht angewandt. F\u00fcr diesen Fall sind die Anschaffungskosten inklusive Transaktionskosten nach Ma\u00dfgabe der beizulegenden Zeitwerte auf die erworbenen Verm\u00f6genswerte und \u00fcbernommenen Schulden zu verteilen. In solch einem Fall werden keine Steuerlatenzen (initial recognition exemption) angesetzt. Firmenwerte k\u00f6nnen dabei nicht entstehen.</div><div class=\"defaultParagraph Standard\">S\u00e4mtliche Unternehmensk\u00e4ufe wurden mit Zahlungsmitteln oder Zahlungsmittel\u00e4quivalenten get\u00e4tigt. Eine \u00dcbersicht der vollkonsolidierten und at equity erfassten Unternehmen befindet sich in der Konzernanhangangabe \u201e22.\u00a0Verbundene Unternehmen und Beteiligungen<span dir=\"ltr\" style=\"font-style:italic\">\u201c</span>.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.4. </span><div class=\"list-paragraph-container\">Finanzinstrumente</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Erstmaliger Ansatz </div><div class=\"defaultParagraph Standard\">Beim erstmaligen Ansatz ist die Klassifizierung von finanziellen Verm\u00f6genswerten von den vertraglichen Zahlungsstr\u00f6men (Solely based Payments of Principal and Interest-Kriterium (SPPI-Kriterium)) sowie ihrem Gesch\u00e4ftsmodell abh\u00e4ngig. </div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte werden erstmalig am Abwicklungstag als zum beizulegenden Zeitwert (gem\u00e4\u00df Definition in Anhangangabe \u201e25.9. Bemessung des beizulegenden Zeitwerts\u201c) bewertet erfasst, wobei der beizulegende Zeitwert nicht vom Transaktionspreis abweichen sollte. Beim erstmaligen Ansatz von finanziellen Verm\u00f6genswerten bewertet zu fortgef\u00fchrten Anschaffungskosten bzw. erfolgsneutral zum beizulegenden Zeitwert im sonstigen Ergebnis (bewertet zu FVtOCI) sind die direkt zurechenbaren Transaktionskosten in die fortgef\u00fchrten Anschaffungskosten einzubeziehen. Interne (indirekte) Kosten sind den fortgef\u00fchrten Anschaffungskosten nicht zuzurechnen, da diese den Einzeltransaktionen nicht direkt zurechenbar sind. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Bewertungskategorien </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die Klassifizierung der finanziellen Verm\u00f6genswerte erfolgt auf Grundlage der Pr\u00fcfung der vertraglichen Zahlungsstr\u00f6me und des Gesch\u00e4ftsmodells zur Steuerung der finanziellen Verm\u00f6genswerte. Anhand dieser Kriterien lassen sich finanzielle Verm\u00f6genswerte in die folgenden Bewertungskategorien einstufen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Schuldinstrumente bewertet zu fortgef\u00fchrten Anschaffungskosten; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Schuldinstrumente bewertet zu FVtOCI, wobei die kumulierten Gewinne und Verluste bei Ausbuchung in die Gewinn- und Verlustrechnung umgegliedert werden; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI, wobei die kumulierten Gewinne und Verluste bei Ausbuchung nicht \u00fcber die Gewinn- und Verlustrechnung realisiert werden;</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Finanzielle Verm\u00f6genswerte (Schuldinstrumente, derivative Finanzinstrumente und Eigenkapitalinstrumente) bewertet zu FVtPL.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"font-size:13px; min-height:13px\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span dir=\"ltr\" style=\"font-size:13px; min-height:13px\">Schuldinstrumente bewertet zu fortgef\u00fchrten Anschaffungskosten</span></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Schuldinstrumente werden zu fortgef\u00fchrten Anschaffungskosten gehalten, wenn beide der folgenden Bedingungen erf\u00fcllt sind: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Die Instrumente werden im Rahmen eines Gesch\u00e4ftsmodells gehalten, dessen Zielsetzung darin besteht, die Instrumente zur Vereinnahmung der vertraglichen Zahlungsstr\u00f6me zu halten. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Die Vertragsbedingungen des Schuldinstruments f\u00fchren zu festgelegten Zeitpunkten zu Zahlungsstr\u00f6men, die ausschlie\u00dflich Tilgungs- und Zinszahlungen (SPPI) auf den ausstehenden Kapitalbetrag darstellen. </div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"font-size:13px; min-height:13px\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span dir=\"ltr\" style=\"font-size:13px; min-height:13px\">Schuldinstrumente bewertet zu FVtOCI</span></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Schuldinstrumente werden zu FVtOCI bewertet, wenn die beiden folgenden Bedingungen erf\u00fcllt sind: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Instrument wird im Rahmen eines Gesch\u00e4ftsmodells gehalten, dessen Zielsetzung sowohl in der Vereinnahmung der vertraglichen Zahlungsstr\u00f6me als auch im Verkauf finanzieller Verm\u00f6genswerte besteht, und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Vertragsbedingungen des finanziellen Verm\u00f6genswerts erf\u00fcllen das Kriterium des SPPI-Tests. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Bei Schuldinstrumenten in dieser Kategorie handelt es sich um jene, die zur Vereinnahmung vertraglicher Zahlungsstr\u00f6me gehalten werden sollen, jedoch bei Liquidit\u00e4tsbedarf oder als Reaktion auf \u00c4nderungen der Marktbedingungen verkauft werden k\u00f6nnen. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Die unwiderrufliche Klassifizierung von Eigenkapitalinstrumenten als bewertet zu FVtOCI wird f\u00fcr strategisch gehaltene Finanzinstrumente angewandt, die nicht zu Handelszwecken gehalten sind. Darunter fallen im wesentlichen Ausma\u00df Anteile an verbundenen nicht konsolidierten Unternehmen. Finanzielle Verm\u00f6genswerte unterliegen kurzfristigen Zeitwertschwankungen, die bei einer Klassifizierung als bewertet zu FVtPL zu einer Volatilit\u00e4t des Kapitalveranlagungsergebnisses f\u00fchren, die der langfristig strategischen Investitionspolitik der VIG f\u00fcr diese klassifizierten Instrumente nicht entsprechen w\u00fcrde.</div><div class=\"defaultParagraph Standard\">Gewinne und Verluste aus Umbewertung von diesen Eigenkapitalinstrumenten werden keinesfalls in die Gewinn- und Verlustrechnung umgegliedert. Dividenden werden in der Gewinn- und Verlustrechnung als sonstiger Ertrag erfasst, wenn der Rechtsanspruch auf Zahlung besteht, es sei denn, durch solche Erl\u00f6se wird ein Teil der Anschaffungskosten des Instruments zur\u00fcckerlangt. Eigenkapitalinstrumente designiert bewertet zu FVtOCI unterliegen keiner Wertminderungspr\u00fcfung.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte in dieser Kategorie werden im Rahmen eines Gesch\u00e4ftsmodells gehalten, dessen Zielsetzung in der Realisierung von \u00c4nderungen des beizulegenden Zeitwerts besteht. Sie wurden vom Management beim erstmaligen Ansatz entsprechend designiert oder sind gem\u00e4\u00df IFRS\u00a09 verpflichtend zum beizulegenden Zeitwert zu bewerten. Diese Kategorie umfasst:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, bei denen die Eigenschaften der vertraglichen Zahlungsstr\u00f6me das SPPI-Kriterium nicht erf\u00fcllen oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, die nicht im Rahmen eines Gesch\u00e4ftsmodells gehalten werden, um vertragliche Zahlungsstr\u00f6me zu vereinnahmen oder auch nicht um sowohl vertraglichen Zahlungsstr\u00f6me zu vereinnahmen als auch zum Verkauf der Instrumente bestehen oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, die zur Reduktion von Accounting Mismatch in die Kategorie designiert bewertet zu FVtPL klassifiziert wurden oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Eigenkapitalinstrumente, die nicht designiert bewertet zu FVtOCI klassifiziert wurden.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">SPPI-Test und Beurteilung des Gesch\u00e4ftsmodells</div><div class=\"defaultParagraph Standard\">Die VIG ordnet Schuldinstrumente basierend auf dem SPPI-Kriterium und dem Gesch\u00e4ftsmodell den Bewertungsmodellen zu.</div><div class=\"defaultParagraph Standard\">Ergibt der SPPI-Test, dass das SPPI-Kriterium erf\u00fcllt ist, h\u00e4ngt die Klassifizierung und Folgebewertung von Finanzinstrumenten gem. IFRS\u00a09 vom gew\u00e4hlten Gesch\u00e4ftsmodell des Unternehmens zur Steuerung des Verm\u00f6genswerts ab. Das Gesch\u00e4ftsmodell spiegelt wider, wie das Unternehmen ein Portfolio von finanziellen Verm\u00f6genswerten steuert, um Zahlungsstr\u00f6me zu generieren. Das Gesch\u00e4ftsmodell wird auf der lokalen Ebene festgelegt, um Finanzinstrumente im Rahmen der Veranlagungsstrategie zur Erreichung der lokalen Gesch\u00e4ftsziele steuern zu k\u00f6nnen. </div><div class=\"defaultParagraph Standard\">Das Gesch\u00e4ftsmodell wird nicht f\u00fcr jedes Instrument einzeln bestimmt, sondern auf einer h\u00f6heren Ebene von Portfolios, und beruht auf beobachtbaren Faktoren. Wurden Zahlungsstr\u00f6me nach dem erstmaligen Ansatz in einer Weise realisiert, die von den urspr\u00fcnglichen Erwartungen abweicht, \u00e4ndert sich dadurch die Klassifizierung der verbleibenden finanziellen Verm\u00f6genswerte, die nach diesem Gesch\u00e4ftsmodell gehalten werden, nicht. Jedoch werden derartige Informationen bei der Beurteilung neu erworbener finanzieller Verm\u00f6genswerte ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\">Das Gesch\u00e4ftsmodell wird auf Gruppen von Verm\u00f6genswerten angewendet, die homogen gesteuert werden. Die Ableitung ber\u00fccksichtigt Anlageklasse, Liquidit\u00e4t, Art der Verwaltung (Verm\u00f6gensverwalter, extern verwaltete Portfolios bzw. Spezialfonds) sowie die Investmentstrategie.</div><div class=\"defaultParagraph Standard\">Bei der Bestimmung der Festlegung der Veranlagungsstrategie (und folglich des Gesch\u00e4ftsmodells) werden unter IFRS\u00a017 fallende Arten von Verbindlichkeiten und deren Bewertungsmodell ber\u00fccksichtigt. </div><div class=\"defaultParagraph Standard\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente sowie Termineinlagen werden grunds\u00e4tzlich zu fortgef\u00fchrten Anschaffungskosten bewertet.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Folgebewertung </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Schuldinstrumente bewertet zu AC</div><div class=\"defaultParagraph Standard\">Nach ihrer erstmaligen Bewertung werden Schuldinstrumente zu fortgef\u00fchrten Anschaffungskosten unter Anwendung der Effektivzinsmethode abz\u00fcglich einer Wertberichtigung bewertet. Fortgef\u00fchrte Anschaffungskosten werden unter Ber\u00fccksichtigung eines Agios oder Disagios bei Akquisition sowie von Geb\u00fchren oder Kosten berechnet, die einen integralen Bestandteil des Effektivzinssatzes darstellen. Eine Wertberichtigung f\u00fcr erwartete Kreditverluste (<span dir=\"ltr\" style=\"font-style:italic\">expected credit losses</span>\u00a0\u2013 ECLs) wird in der Gewinn- und Verlustrechnung erfasst.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Schuldinstrumente bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Die Folgebewertung der Schuldinstrumente bewertet zu FVtOCI erfolgt zum beizulegenden Zeitwert, wobei die sich aus \u00c4nderungen des beizulegenden Zeitwerts ergebenden nicht realisierten Gewinne und Verluste im sonstigen Ergebnis erfasst werden. Zinsertr\u00e4ge und W\u00e4hrungsumrechnungseffekte werden analog den zu fortgef\u00fchrten Anschaffungskosten bewerteten finanziellen Verm\u00f6genswerten erfolgswirksam erfasst. F\u00fcr weiterf\u00fchrende Informationen zur Ermittlung der erwarteten Kreditverluste f\u00fcr Schuldinstrumente bewertet zu FVtOCI wird auf das Kapitel \u201eBerechnung der erwarteten Kreditverluste\u201c<br/> innerhalb der Anhangangabe \u201e25.4. Finanzinstrumente\u201c verwiesen. Bei Ausbuchung werden die zuvor erfolgsneutral im sonstigen Ergebnis erfassten kumulierten Gewinne oder Verluste in die Gewinn- und Verlustrechnung umgegliedert.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Bei Eigenkapitalinstrumenten designiert bewertet zu FVtOCI werden die Transaktionskosten im sonstigen Ergebnis als Teil der \u00c4nderung des beizulegenden Zeitwerts zum Zeitpunkt der n\u00e4chsten Neubewertung erfasst und zu keiner Zeit in die Gewinn- und Verlustrechnung umgegliedert. Im Falle einer Ausbuchung werden die entsprechenden R\u00fccklagen direkt im Posten \u201eGewinnr\u00fccklagen\u201c erfasst. Im Gegensatz zu den Eigenkapitalinstrumenten bewertet zu FVtPL werden ausschlie\u00dflich Dividenden in der Gewinn- und Verlustrechnung erfasst. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL werden zum beizulegenden Zeitwert in der Bilanz erfasst. \u00c4nderungen des beizulegenden Zeitwerts werden erfolgswirksam realisiert. Transaktionskosten, die im Zusammenhang mit dem Erwerb oder der Emission von Finanzinstrumenten bewertet zu FVtPL entstanden sind, werden erfolgswirksam verbucht. Zinsertr\u00e4ge aus Verm\u00f6genswerten, die verpflichtend zu FVtPL bewertet sind, werden unter Ber\u00fccksichtigung des vertraglichen Zinssatzes bilanziert.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Ausbuchungen ausgenommen bei wesentlicher Modifizierung </div><div class=\"defaultParagraph Standard\">Ein finanzieller Verm\u00f6genswert (bzw. ein Teil eines finanziellen Verm\u00f6genswerts oder ein Teil einer Gruppe \u00e4hnlicher finanzieller Verm\u00f6genswerte) wird ausgebucht, wenn eine der folgenden Voraussetzungen erf\u00fcllt ist:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Anrecht auf den Bezug von Zahlungsstr\u00f6men aus dem Verm\u00f6genswert ist ausgelaufen oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Anrecht auf den Bezug von Zahlungsstr\u00f6men aus dem Verm\u00f6genswert wurde an Dritte \u00fcbertragen oder es wurde eine Verpflichtung zur sofortigen Zahlung der bezogenen Zahlungsstr\u00f6me in voller H\u00f6he an Dritte im Rahmen einer sogenannten Durchleitungsvereinbarung \u00fcbernommen und dabei wurden entweder im Wesentlichen alle Chancen und Risiken, die mit dem Eigentum am finanziellen Verm\u00f6genswert verbunden sind, \u00fcbertragen oder zwar im Wesentlichen alle Chancen und Risiken, die mit dem Eigentum am finanziellen Verm\u00f6genswert verbunden sind, weder \u00fcbertragen noch zur\u00fcckbehalten, jedoch die Verf\u00fcgungsmacht \u00fcber den Verm\u00f6genswert \u00fcbertragen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die Verf\u00fcgungsmacht gilt dann, und nur dann, als \u00fcbertragen, wenn die:der Empf\u00e4nger:in \u00fcber die tats\u00e4chliche F\u00e4higkeit zur Ver\u00e4u\u00dferung des Verm\u00f6genswerts als Ganzes an einen nicht nahestehenden Dritten verf\u00fcgt und von dieser F\u00e4higkeit einseitig Gebrauch machen kann, ohne dass die \u00dcbertragung zus\u00e4tzlichen Beschr\u00e4nkungen unterliegt. </div><div class=\"defaultParagraph Standard\">Wenn im Wesentlichen alle Chancen und Risiken weder \u00fcbertragen noch zur\u00fcckbehalten wurden und auch die Verf\u00fcgungsmacht an dem Verm\u00f6genswert behalten wird, so wird der Verm\u00f6genswert lediglich nach Ma\u00dfgabe des anhaltenden Engagements weiter ber\u00fccksichtigt; in diesem Fall wird auch eine damit verbundene Verbindlichkeit erfasst. Der \u00fcbertragene Verm\u00f6genswert und die damit verbundene Verbindlichkeit werden so bewertet, dass den Rechten und Verpflichtungen Rechnung getragen wird. </div><div class=\"defaultParagraph Standard\">Wenn das anhaltende Engagement der Form nach den \u00fcbertragenen Verm\u00f6genswert garantiert, so entspricht der Umfang des anhaltenden Engagements dem niedrigeren Betrag aus dem urspr\u00fcnglichen Buchwert des Verm\u00f6genswerts und dem H\u00f6chstbetrag der erhaltenen Gegenleistung, der eventuell zur\u00fcckgezahlt werden m\u00fcsste.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Ausbuchung aufgrund einer Vertragsmodifizierung </div><div class=\"defaultParagraph Standard\">Ein finanzieller Verm\u00f6genswert wird ausgebucht, wenn die Bedingungen insoweit neu verhandelt wurden, dass der Verm\u00f6genswert im Wesentlichen ein neues Instrument darstellt. Dabei wird die Differenz als Ausbuchungsgewinn oder <span class=\"non-breaking-hyphen\">\u2011</span>verlust erfasst. Im Falle einer unwesentlichen \u00c4nderung der Bedingungen wird der Bruttobuchwert neu berechnet als Barwert der neu verhandelten oder ge\u00e4nderten vertraglichen Zahlungsstr\u00f6me, abgezinst zum Effektivzinssatz des urspr\u00fcnglichen finanziellen Verm\u00f6genswerts (oder zum bonit\u00e4tsangepassten Effektivzinssatz bei finanziellen Verm\u00f6genswerten mit bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigter Bonit\u00e4t) oder gegebenenfalls zum ge\u00e4nderten Effektivzinssatz.</div><div class=\"defaultParagraph Standard\">Bei der Beurteilung, ob ein Instrument auszubuchen oder nicht auszubuchen ist, ber\u00fccksichtigt die VIG die folgenden Kriterien in Bezug auf Modifizierungen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Quantitative Kriterien:</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Modifizierte Schuldinstrumente gelten als \u201egrundverschieden\u201c, wenn der Nettobarwert der Zahlungsstr\u00f6me unter den neuen Vertragsbedingungen abgezinst unter Anwendung des urspr\u00fcnglichen Effektivzinssatzes (des urspr\u00fcnglichen Vertrags) mindestens 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% vom urspr\u00fcnglichen Schuldinstrument abweicht.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Qualitative Kriterien:</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung des SPPI-Tests, z. B. Einf\u00fchrung eines Equity-linked-Merkmals.</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung der W\u00e4hrung des Verm\u00f6genswerts. Nicht vertragliche \u00c4nderungen der W\u00e4hrung sind nicht relevant (z. B. im Zuge einer W\u00e4hrungsreform oder des Beitritts zur Eurozone).</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung der F\u00e4lligkeit des Instruments. \u00c4nderungen der F\u00e4lligkeit eines Finanzinstruments gelten nicht als \u201egrundverschieden\u201c, wenn die M\u00f6glichkeit bereits im urspr\u00fcnglichen Kreditvertrag enthalten ist. Dar\u00fcber hinaus gilt die \u00c4nderung nicht als substanziell, wenn die Gesamtvertragslaufzeit</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">um weniger als 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% verl\u00e4ngert wird,</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">um weniger als 30<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% verk\u00fcrzt wird oder</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">nicht mindestens 2 Jahre von der urspr\u00fcnglichen Laufzeit abweicht.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Ergeben sich aus der \u00c4nderung keine grundverschiedenen Zahlungsstr\u00f6me, so f\u00fchrt die \u00c4nderung nicht zu einer Ausbuchung. Auf Grundlage der ge\u00e4nderten Zahlungsstr\u00f6me, abgezinst mit dem urspr\u00fcnglichen Effektivzinssatz, wird ein \u00c4nderungsgewinn oder -verlust erfasst.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Wertminderung finanzieller Verm\u00f6genswerte </div><div class=\"defaultParagraph Standard\">Weitere Einzelheiten zur Wertminderung finanzieller Verm\u00f6genswerte sind in der Angabe zu wesentlichen Ermessensentscheidungen und Sch\u00e4tzungen (24.2. Wertminderungsaufwand f\u00fcr finanzielle Verm\u00f6genswerte) enthalten.</div><div class=\"defaultParagraph Standard\">Die VIG erfasst eine Wertberichtigung f\u00fcr erwartete Kreditverluste f\u00fcr alle Schuldinstrumente bewertet zu AC oder bewertet zu FVtOCI, Kreditzusagen und Garantien sowie Forderungen gem\u00e4\u00df IFRS\u00a09.</div><div class=\"defaultParagraph Standard\">Erwartete Kreditverluste basieren auf der Differenz zwischen den vertraglichen Zahlungsstr\u00f6men, die vertragsgem\u00e4\u00df zu zahlen sind, und der Summe der Zahlungsstr\u00f6me, deren Erhalt erwartet wird, abgezinst mit dem Effektivzinssatz.</div><div class=\"defaultParagraph Standard\">Die H\u00f6he der zu erfassenden erwarteten Kreditverluste richtet sich nach der Zuordnung der Finanzinstrumente in die verschiedenen Stufen des Wertminderungsmodells. F\u00fcr Finanzinstrumente, deren Ausfallrisiko sich seit dem erstmaligen Ansatz nicht signifikant erh\u00f6ht hat, wird eine Risikovorsorge in H\u00f6he der erwarteten Kreditverluste innerhalb der n\u00e4chsten zw\u00f6lf Monate erfasst (12-Monats-ECL/Stufe 1). F\u00fcr Finanzinstrumente, deren Ausfallrisiko sich seit dem erstmaligen Ansatz signifikant erh\u00f6ht hat, ist eine Risikovorsorge in H\u00f6he der \u00fcber die Restlaufzeit erwarteten Kreditverluste zu erfassen (Gesamtlaufzeit-ECL). </div><div class=\"defaultParagraph Standard\">Die VIG erachtet den Ausfall bei einem finanziellen Verm\u00f6genswert als eingetreten, wenn die R\u00fcckzahlung der vertraglichen Verpflichtungen unwahrscheinlich geworden ist und/oder der finanzielle Verm\u00f6genswert ein Rating von C oder D hat und/oder die vertraglichen Zahlungen 90\u00a0Tage \u00fcberf\u00e4llig sind, es sei denn, die VIG verf\u00fcgt \u00fcber angemessene und belastbare Informationen, dass ein l\u00e4ngeres R\u00fcckstandskriterium besser geeignet ist. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Berechnung der erwarteten Kreditverluste </div><div class=\"defaultParagraph Standard\">Erwartete Kreditverluste werden auf Grundlage von Szenarien zur Bemessung der erwarteten Zahlungsausf\u00e4lle, abgezinst mit einem angemessenen Effektivzinssatz, berechnet. Ein Zahlungsausfall ist die Differenz zwischen den vertragsgem\u00e4\u00dfen Zahlungen und den Zahlungen, die das Unternehmen voraussichtlich einnimmt. Die Mechanismen zur Berechnung der erwarteten Kreditverluste und ihre wesentlichen Bestandteile stellen sich wie folgt dar: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Ausfallwahrscheinlichkeit (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">probability of default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 PD): </span>Die <span dir=\"ltr\" style=\"font-style:italic\">PD</span> ist eine Sch\u00e4tzung der Ausfallwahrscheinlichkeit \u00fcber einen festgelegten Zeitraum. Bei ihrer Sch\u00e4tzung werden wirtschaftliche Szenarien und zukunftsgerichtete Informationen ber\u00fccksichtigt.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"text-indent:11px\">Die VIG verwendet f\u00fcr ihr Portfolio die folgenden Segmente: </div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Unternehmensanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Staatsanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Das Segment Staatsanleihen umfasst alle von staatlichen Stellen, seien es Zentralregierungen, supranationale Regierungsinstitutionen, regionale Regierungen oder lokale Beh\u00f6rden, begebenen Anleihen oder Kredite, die von diesen Einrichtungen in voller H\u00f6he uneingeschr\u00e4nkt und unwiderruflich garantiert sind. Alle anderen Engagements werden im Segment Unternehmensanleihen erfasst.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Erwartete H\u00f6he von Forderungen im Zeitpunkt des Ausfalls (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">exposure at default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 EAD):</span> Die <span dir=\"ltr\" style=\"font-style:italic\">EAD</span> ist eine Sch\u00e4tzung der erwarteten H\u00f6he der Forderungen in einem k\u00fcnftigen Ausfallzeitpunkt unter Ber\u00fccksichtigung von erwarteten \u00c4nderungen dieser H\u00f6he nach dem Abschlussstichtag, einschlie\u00dflich vertragsgem\u00e4\u00dfer oder anderweitiger Tilgungs- und Zinszahlungen sowie aufgelaufener Zinsen auf vers\u00e4umte Zahlungen. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Verlustquote bei Ausfall (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">loss given default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 LGD)</span>: Die <span dir=\"ltr\" style=\"font-style:italic\">LGD</span> ist eine Sch\u00e4tzung des Verlusts, der im Falle eines zu einem bestimmten Zeitpunkt eintretenden Ausfalls entsteht. Sie basiert auf der Differenz zwischen den Zahlungen, die vertragsgem\u00e4\u00df geschuldet werden, und den Zahlungen, die voraussichtlich eingenommen werden. F\u00fcr gew\u00f6hnlich wird sie als prozentualer Anteil der EAD angegeben.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"text-indent:11px\">F\u00fcr die LGDs wird folgende Segmentierung zugrunde gelegt:</div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Nachrangige Schulden</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Vorrangig unbesicherte Schulden</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Staatsanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Besicherte Schulden: Das Segment \u201ebesicherte Schulden\u201c umfasst bei der VIG alle hypothekarisch besicherten Positionen sowie Pfandbriefe.</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Auf nicht besicherte Verm\u00f6genswerte wendet die VIG vordefinierte LGDs an, die nicht an einen bestimmten Zeitpunkt gebunden sind (flache LGD-Kurven).</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Verm\u00f6genswerte, f\u00fcr die der erwartete Kreditverlust (ECL) berechnet werden muss, werden einer der nachfolgenden Stufen zugeordnet: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">12-Monats-ECL </span>(Stufe\u00a01): In Stufe\u00a01 ist ein geringes Ausfallrisiko bzw. eine nicht signifikante Erh\u00f6hung des Ausfallrisikos gestattet. Er wird berechnet als der Teil des Gesamtlaufzeit-ECL, der den ECLs entspricht, welche aus Ausfallereignissen bei einem Finanzinstrument resultieren, die innerhalb von zw\u00f6lf Monaten nach dem Abschlussstichtag eintreten k\u00f6nnen.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Stufe\u00a02</span>: In Stufe\u00a02 klassifizierte Verm\u00f6genswerte weisen eine signifikante Erh\u00f6hung des Ausfallrisikos (und kein geringes Ausfallrisiko) auf, weshalb die Berechnung des Gesamtlaufzeit-ECL erforderlich ist. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Stufe\u00a03</span>: In dieser Stufe sind Kreditverluste bereits entstanden oder sind Verm\u00f6genswerte tats\u00e4chlich wertgemindert. Deshalb ist die Differenz zwischen dem Bruttobuchwert des Verm\u00f6genswerts und dem Barwert der gesch\u00e4tzten k\u00fcnftigen Zahlungsstr\u00f6me, abgezinst mit dem urspr\u00fcnglichen Effektivzinssatz des finanziellen Verm\u00f6genswerts, heranzuziehen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Gem\u00e4\u00df IFRS m\u00fcssen Schuldinstrumente bewertet zu AC oder bewertet zu FVtOCI diesem Stufungsansatz folgen. Der Ansatz der VIG stellt sich wie folgt dar:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a01 \u2013 12-Monats-ECL</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte mit Ausnahme von finanziellen Verm\u00f6genswerten mit bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigter Bonit\u00e4t (POCI);</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, die in den Anwendungsbereich der Vereinfachungsregelung bei geringem Ausfallrisiko fallen; sowie</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, bei welchen kein Ausfallereignis eingetreten ist, die jedoch die Kriterien f\u00fcr die Einstufung in Stufe\u00a02 nicht erf\u00fcllen und deren Rating sich nicht wesentlich ge\u00e4ndert hat.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a02 \u2013 Gesamtlaufzeit-ECL (Anwendung des Effektivzinssatzes auf den Bruttobuchwert)</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00dcberf\u00e4lligkeit seit mindestens 30\u00a0Tagen oder</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">als Reaktion auf einen der vordefinierten zukunftsgerichteten Indikatoren.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a03 \u2013 Gesamtlaufzeit-ECL (Anwendung des Effektivzinssatzes auf die fortgef\u00fchrten Anschaffungskosten)</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, die das Ausfallkriterium der VIG erf\u00fcllen.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a00 \u2013 bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigte Bonit\u00e4t</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Schuldinstrumente bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Da der Buchwert der Schuldinstrumente bewertet zu FVtOCI dem beizulegenden Zeitwert entspricht, f\u00fchrt die zu erfassende Risikovorsorge nicht zu einer aktivseitigen Minderung in der Bilanz. Stattdessen wird ein Betrag in H\u00f6he der Risikovorsorge, die bei einer Bewertung der Verm\u00f6genswerte zu fortgef\u00fchrten Anschaffungskosten entst\u00fcnde, im sonstigen Ergebnis mit einer entsprechenden Gegenbuchung in der Gewinn- und Verlustrechnung erfasst. Der im sonstigen Ergebnis erfasste kumulierte Gewinn wird bei Ausbuchung der Verm\u00f6genswerte erfolgswirksam umgegliedert. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Zukunftsgerichtete Informationen</div><div class=\"defaultParagraph Standard\">In den konzernweiten ECL-Modellen dient ein breites Spektrum an zukunftsgerichteten Informationen, wie externe und interne Ratings, Prognosen zu makro\u00f6konomischen Variablen oder qualitative Faktoren zur Beurteilung des Ausfallrisikos, als belastbare Informationen.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertung von Sicherheiten und Vollstreckungsmassnahmen</div><div class=\"defaultParagraph Standard\">Um das Ausfallrisiko der VIG in Bezug auf die finanziellen Verm\u00f6genswerte zu mindern, wird wo immer m\u00f6glich der Einsatz von Sicherheiten angestrebt. Es bestehen unterschiedliche Arten von Sicherheiten, z. B. Hypotheken, Wertpapiere oder andere Arten von Sicherheiten. Sicherheiten werden nicht in der Bilanz der VIG erfasst, es sei denn, sie unterliegen Vollstreckungsma\u00dfnahmen. Erwartete Zahlungsstr\u00f6me aus Kreditbesicherungen, die gem\u00e4\u00df den IFRS nicht separat erfasst werden m\u00fcssen und als integraler Bestandteil der Vertragsbedingungen eines Schuldinstruments, f\u00fcr das ein ECL zu erfassen ist, erachtet werden, werden in die Bemessung dieses ECL einbezogen. Aufgrund dessen wirkt sich der beizulegende Zeitwert von Sicherheiten auf die Berechnung des ECL aus. </div><div class=\"defaultParagraph Standard\">Soweit m\u00f6glich werden Daten aus einem aktiven Markt zur Bewertung von als Sicherheit gehaltenen finanziellen Verm\u00f6genswerten herangezogen. Bei anderen finanziellen Verm\u00f6genswerten, deren Wert sich nicht ohne Weiteres anhand verf\u00fcgbarer Marktdaten bestimmen l\u00e4sst, erfolgt die Bewertung anhand von Bewertungsmodellen. Nichtfinanzielle Sicherheiten wie Immobilien werden entweder intern oder auf Grundlage von Wertgutachten Dritter bewertet.</div><div class=\"defaultParagraph Standard\">Auch unwiderrufliche und uneingeschr\u00e4nkte Garantien werden bei der Bemessung des ECL ber\u00fccksichtigt.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Abschreibung</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte werden nur dann entweder teilweise oder ganz abgeschrieben, wenn nach angemessener Einsch\u00e4tzung nicht davon auszugehen ist, dass sie realisierbar sind. Ist der Betrag aus der Abschreibung h\u00f6her als die kumulierte Risikovorsorge, wird der Unterschiedsbetrag zuerst als Zugang zur Wertberichtigung behandelt, der dann mit dem Bruttobuchwert verrechnet wird. Nachtr\u00e4glich eingegangene Betr\u00e4ge werden in den Ertr\u00e4gen in der Gewinn- und Verlustrechnung erfasst.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertungskategorien f\u00fcr finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Finanzielle Verbindlichkeiten, au\u00dfer Kreditzusagen und finanzielle Garantien, werden zu fortgef\u00fchrten Anschaffungskosten oder erfolgswirksam zum beizulegenden Zeitwert bewertet, sofern sie zu Handelszwecken gehalten werden oder es sich bei ihnen um derivative Finanzinstrumente handelt. Die VIG hat kein wesentliches Portfolio finanzieller Verbindlichkeiten, die zur Designation als erfolgswirksam zum beizulegenden Zeitwert bewertet werden. Alle Derivate mit einem negativen beizulegenden Zeitwert werden als Verbindlichkeiten bewertet zu FVtPL ausgewiesen. Analog zu den finanziellen Verm\u00f6genswerten werden finanzielle Verbindlichkeiten mit ihrem \u201eDirty Value\u201c erfasst.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung und wesentliche \u00c4nderung finanzieller Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Eine finanzielle Verbindlichkeit wird ausgebucht, wenn die ihr zugrundeliegende Verpflichtung erf\u00fcllt, aufgehoben oder erloschen ist. Wird eine bestehende finanzielle Verbindlichkeit durch eine andere finanzielle Verbindlichkeit desselben Kreditgebers mit substanziell anderen Vertragsbedingungen ausgetauscht oder werden die Bedingungen einer bestehenden Verbindlichkeit wesentlich ge\u00e4ndert, so wird ein solcher Austausch oder eine solche \u00c4nderung als Ausbuchung der urspr\u00fcnglichen Verbindlichkeit und Ansatz einer neuen Verbindlichkeit behandelt. Die Differenz zwischen dem Buchwert der urspr\u00fcnglichen finanziellen Verbindlichkeit und der gezahlten Gegenleistung wird erfolgswirksam erfasst. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erfassung von Zinsertr\u00e4gen</div><div class=\"defaultParagraph Standard\">F\u00fcr alle gem. IFRS\u00a09 zu AC und zu FVtOCI bewerteten finanziellen Verm\u00f6genswerte werden Zinsertr\u00e4ge unter Anwendung der Effektivzinsmethode erfasst. Der Effektivzinssatz ist jener Kalkulationszinssatz, mit dem die gesch\u00e4tzten zuk\u00fcnftigen Zahlungsstr\u00f6me \u00fcber die erwartete Laufzeit des finanziellen Verm\u00f6genswerts oder gegebenenfalls einen k\u00fcrzeren Zeitraum exakt auf den Bruttobuchwert des finanziellen Verm\u00f6genswerts abgezinst werden. </div><div class=\"defaultParagraph Standard\">Der Effektivzinssatz, und somit auch die fortgef\u00fchrten Anschaffungskosten des finanziellen Verm\u00f6genswerts, wird unter Ber\u00fccksichtigung der Transaktionskosten, eines Agios oder Disagios bei Akquisition des finanziellen Verm\u00f6genswerts sowie von Geb\u00fchren oder Kosten berechnet, die einen integralen Bestandteil des Effektivzinssatzes darstellen. Bei der Erfassung von Zinsertr\u00e4gen wird ein Zinssatz zugrunde gelegt, der der bestm\u00f6glichen Sch\u00e4tzung eines konstanten Zinssatzes \u00fcber die erwartete Laufzeit des Schuldinstruments entspricht. Bei variabel verzinslichen Finanzinstrumenten ver\u00e4ndert sich der Effektivzinssatz auch durch die periodisch vorgenommene Neufestlegung der Kuponzinsen, die die Entwicklung der Zinss\u00e4tze widerspiegelt.</div><div class=\"defaultParagraph Standard\">Im Posten Zinsertr\u00e4ge nach der Effektivzinsmethode<span dir=\"ltr\" style=\"font-style:italic\"> </span>werden ausschlie\u00dflich Zinsen auf Finanzinstrumente bewertet zu AC oder bewertet zu FVtOCI erfasst. Der Posten Zinsertr\u00e4ge \u00fcbrige<span dir=\"ltr\" style=\"font-style:italic\"> </span>umfasst Zinsen aus finanziellen Verm\u00f6genswerten bewertet zu FVtPL, die ebenfalls unter Ableitung des Effektivzinssatzes kalkuliert werden. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">R\u00fcckkaufvereinbarungen und umgekehrte R\u00fcckkaufvereinbarungen</div><div class=\"defaultParagraph Standard\">Wertpapiere, die im Rahmen von R\u00fcckkaufvereinbarungen verkauft werden, werden nicht aus der Bilanz ausgebucht, da im Wesentlichen alle mit dem Eigentum verbundenen Risiken und Chancen zur\u00fcckbehalten werden. Die entsprechenden erhaltenen Barmittel werden in der konsolidierten Bilanz als Verm\u00f6genswert mit einer entsprechenden R\u00fcckgabeverpflichtung einschlie\u00dflich aufgelaufener Zinsen als Verbindlichkeit innerhalb der Barsicherheiten f\u00fcr Wertpapierleihe und R\u00fcckkaufvereinbarungen ausgewiesen. Dies spiegelt den wirtschaftlichen Gehalt der Transaktion als Ausleihung an die VIG wider. Die Differenz zwischen dem Verkaufs- und R\u00fcckkaufpreis wird als Zinsaufwendung behandelt und \u00fcber die Laufzeit der Vereinbarung abgegrenzt. </div><div class=\"defaultParagraph Standard\">Dagegen werden Wertpapiere, die im Rahmen von umgekehrten R\u00fcckkaufvereinbarungsgesch\u00e4ften erworben werden, nicht in der Bilanz erfasst. Der gezahlte Betrag, einschlie\u00dflich abgegrenzter Zinsen, wird in der Bilanz in den Ausleihungen bewertet zu AC erfasst. Die Differenz zwischen dem Kauf- und Wiederverkaufspreis wird im entsprechenden kurzfristigen Posten in der Gewinn- und Verlustrechnung erfasst und unter Anwendung der Effektivzinsmethode berechnet.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.5. </span><div class=\"list-paragraph-container\">Gesch\u00e4fts- oder Firmenwerte</div></div><div class=\"defaultParagraph Standard\">Gesch\u00e4fts- oder Firmenwerte werden in der funktionalen W\u00e4hrung der jeweiligen Einheit gef\u00fchrt. Die Bewertung des Postens Gesch\u00e4fts- oder Firmenwerte erfolgt zu Anschaffungskosten abz\u00fcglich kumulierter Wertminderungsaufwendungen. Bei Investitionen in Beteiligungsunternehmen ist der Gesch\u00e4fts- oder Firmenwert im fortgeschriebenen Beteiligungsbuchwert enthalten.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Wertminderungen</div><div class=\"defaultParagraph Standard\">Zum Zweck der \u00dcberpr\u00fcfung von Gesch\u00e4fts- oder Firmenwerten werden die Tochterunternehmen auf Ebene der geographischen L\u00e4nder zu einer zahlungsmittelgenerierenden Einheit (CGU-Gruppe) zusammengefasst. Diese CGU-Gruppen, auf deren Basis der Wertminderungstest durchgef\u00fchrt wird, entsprechen den Gesch\u00e4ftssegmenten. Die \u00dcberpr\u00fcfung der Werthaltigkeit der Markenrechte erfolgt zus\u00e4tzlich einzeln unter Anwendung des Lizenzpreisanalogieverfahrens. Bei immateriellen Verm\u00f6genswerten mit unbegrenzter Nutzungsdauer (Firmenwerte und aktivierte Markenrechte) erfolgt eine solche \u00dcberpr\u00fcfung im Fall eines ausl\u00f6senden Ereignisses (Triggering Event) auch unterj\u00e4hrig, jedoch zumindest zum Ende des Gesch\u00e4ftsjahres.</div><div class=\"defaultParagraph Standard\">Als erzielbarer Betrag (Recoverable Amount) der CGU-Gruppe wird grunds\u00e4tzlich der Nutzungswert unter Anwendung der ertragsorientierten Discounted Cash flow-Methode ermittelt. In jenen F\u00e4llen, wo der Nutzungswert unter dem Buchwert liegt, wird zus\u00e4tzlich der Zeitwert abz\u00fcglich Ver\u00e4u\u00dferungskosten ermittelt. F\u00fcr die Ermittlung des beizulegenden Zeitwerts abz\u00fcglich Ver\u00e4u\u00dferungskosten wird auf Trailing-B\u00f6rsenmultiplikatoren zur\u00fcckgegriffen.</div><div class=\"defaultParagraph Standard\">Um den Nutzungswert zu ermitteln, werden die f\u00fcr die Anteilseigner verf\u00fcgbaren Cash flows von f\u00fcnf Planjahren und die nachfolgende ewige Rente diskontiert. Alle Tochtergesellschaften erstellen Detailplanungsrechnungen in lokaler W\u00e4hrung f\u00fcr drei Jahre, welche in den Aufsichtsratssitzungen eingereicht und zentral im Rahmen des Planungs- und Kontrollprozesses plausibilisiert werden. Die Weiterentwicklung der Detailplanungsrechnung f\u00fcr weitere zwei Jahre und f\u00fcr die ewige Rente erfolgt mittels Prognostizierung von Schl\u00fcsselparametern (u.a. Combined Ratios, Entwicklung der versicherungstechnischen Ertr\u00e4ge, Kapitalveranlagungsergebnis) basierend auf deren historischen Entwicklungen und Erwartungen hinsichtlich der zuk\u00fcnftigen Marktentwicklung. Die prognostizierten Cash flows der ewigen Rente werden demnach als nachhaltig erzielbar erachtet. F\u00fcr die Umrechnung in Euro wird der Stichtagskurs zum jeweiligen Bilanzstichtag herangezogen.</div><div class=\"defaultParagraph Standard\">Identifizierbare Klimarisiken sind \u00fcber Tarifierung und Reservierung im Best Estimate der versicherungstechnischen R\u00fcckstellungen enthalten. In den Planrechnungen werden diese identifizierbaren Klimarisiken implizit im Erwartungswert der Cash flows und in der Solvenzkapitalanforderung, welche f\u00fcr den Wertminderungstest herangezogen werden, ber\u00fccksichtigt. Die VIG bietet Versicherungen gegen Gro\u00dfwetterereignisse an, welche jedoch strengen R\u00fcckversicherungsrichtlinien unterliegen.</div><div class=\"defaultParagraph Standard\">Den CGU-Gruppen wird das gesamte Verm\u00f6gen des versicherungstechnischen Gesch\u00e4fts zugeordnet. Dazu geh\u00f6ren neben den Gesch\u00e4fts- und Firmenwerten und Markenrechten auch alle aktivierten Kundenst\u00f6cke, finanzielle Verm\u00f6genswerte sowie Forderungen, Sachanlagen und sonstige Verm\u00f6genswerte. Verbindlichkeiten aus Versicherungsvertr\u00e4gen und laufende Verbindlichkeiten werden von den Buchwerten abgezogen. Verm\u00f6genswerte, die in der VIG Holding bilanziert werden, aber von den operativ t\u00e4tigen Gesellschaften genutzt werden, werden in Form von Corporate Assets den CGU-Gruppen zugeordnet. Die Cash flows der CGU-Gruppen werden dementsprechend um verrechnete Abschreibungen von zugeordneten Corporate Assets adaptiert.</div><div class=\"defaultParagraph Standard\">F\u00fcr die Berechnung der Diskontierungss\u00e4tze wird ein Eigenkapitalkostensatz (vor Steuern) auf Basis des Capital Asset Pricing Models (CAPM) ermittelt. Dazu werden zum risikofreien Zinssatz (entspricht der Stichtagsrendite von deutschen Staatsanleihen nach der Svensson-Methode) l\u00e4nderspezifische Inflationsdifferenzen und Risikozuschl\u00e4ge sowie das branchenspezifische Marktrisiko addiert. Der Beta-Faktor wurde zum Stichtag auf Basis einer definierten Peer-Group ermittelt.</div><div class=\"defaultParagraph Standard\">Die langfristigen Wachstumsraten wurden im Gesch\u00e4ftsjahr anhand der Compound Annual Growth Rate (CAGR) mit der Annahme, dass sich die Versicherungspenetration der jeweiligen L\u00e4nder beginnend mit dem Jahr\u00a02013 in 50\u201370 Jahren den aktuellen deutschen Verh\u00e4ltnissen angleichen wird, berechnet. Zur CAGR wird ein Inflationszuschlag, entsprechend der H\u00e4lfte der in den Eigenkapitalkosten beinhalteten Inflation, <span class=\"hyperlink-no-style\"></span>addiert.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.6. </span><div class=\"list-paragraph-container\">Immaterielle Verm\u00f6genswerte</div></div><div class=\"defaultParagraph Standard\">Entgeltlich erworbene immaterielle Verm\u00f6genswerte werden in der Bilanz zu Anschaffungskosten abz\u00fcglich kumulierter planm\u00e4\u00dfiger Abschreibungen und Wertminderungsaufwendungen angesetzt. Seitens der im Konsolidierungskreis befindlichen Unternehmen wurden keine nennenswerten immateriellen Verm\u00f6genswerte selbst erstellt. Alle immateriellen Verm\u00f6genswerte, mit Ausnahme von Markenrechten, haben eine begrenzte Nutzungsdauer. Daher erfolgt eine planm\u00e4\u00dfige Abschreibung des immateriellen Verm\u00f6genswerts \u00fcber den Zeitraum seiner Nutzung.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erworbene Software</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Durchschnittliche Nutzungsdauer in Jahren</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">von</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\">bis</div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Software</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\">Software wird nach der linearen Methode abgeschrieben. Weiters wird anlassbezogen untersucht, ob die jeweiligen Software-Komponenten weiter gen\u00fctzt werden k\u00f6nnen. Wenn mit hoher Wahrscheinlichkeit davon auszugehen ist, dass bestimmte IT-Systeme oder Programmteile nicht mehr oder nicht mehr vollumfassend gen\u00fctzt werden k\u00f6nnen, ist eine Wertberichtigung vorzunehmen. Sollte bei vollumf\u00e4nglichem Nutzen eine Ver\u00e4nderung der Nutzungsdauer festgestellt werden, wird die Abschreibungsdauer auf die neue Nutzungsdauer angepasst.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.7. </span><div class=\"list-paragraph-container\">Als Finanzinvestition gehaltene Immobilien</div></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>F\u00fcr Liegenschaften, die sowohl selbst- als auch fremdgenutzt werden, wird eine Trennung vorgenommen. Falls die 20<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%-Grenze nicht \u00fcberschritten wird, kann die gesamte Liegenschaft in der \u00fcberwiegenden Kategorie gef\u00fchrt (80:20-Regel) werden.</div><div class=\"defaultParagraph Standard\">Immobilien werden mit Anschaffungs- oder Herstellungskosten abz\u00fcglich kumulierter planm\u00e4\u00dfiger Abschreibungen und Wertminderungsaufwendungen bewertet. Die Anschaffungs- oder Herstellungskosten umfassen alle Kosten, die angefallen sind, um den Gegenstand an bzw. in seinen derzeitigen Ort und Zustand zu versetzen. In sp\u00e4teren Perioden anfallende Kosten werden nur dann aktiviert, wenn sie zu einer wesentlichen Erh\u00f6hung der k\u00fcnftigen Nutzungsm\u00f6glichkeit des Geb\u00e4udes (z.B. durch entsprechende Ausbauten oder erstmalige Einbauten) f\u00fchren. Die Abschreibung erfolgt linear \u00fcber die erwartete wirtschaftliche Nutzungsdauer. </div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Durchschnittliche Nutzungsdauer in Jahren</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">von</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\">bis</div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Geb\u00e4ude</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">29</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\">48</div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:13px; padding-right:0px\">Bewertungsprozess</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">Der Bewertungsprozess zur Ableitung des beizulegenden Zeitwerts f\u00fcr die Posten Als Finanzinvestition gehaltene und Selbst</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">genutzte Immobilien wird in </span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">Anhangangabe </span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">\u201e</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">25.9</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">. </span>Bemessung des beizulegenden Zeitwerts\u201c n\u00e4her er\u00f6rtert.</div><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Standard\">Ist der beizulegende Zeitwert kleiner als der Buchwert (Anschaffungskosten abz\u00fcglich kumulierter planm\u00e4\u00dfiger Abschreibungen und bereits ber\u00fccksichtigten Wertminderungen), liegt eine Wertminderung vor. Demzufolge wird der Buchwert erfolgswirksam auf den niedrigeren beizulegenden Zeitwert abgeschrieben. F\u00fcr das Feststellen einer Wertaufholung ist die gleiche Methode wie f\u00fcr eine Wertminderung anzuwenden. Zu jedem Bilanzstichtag wird \u00fcberpr\u00fcft, ob Anzeichen daf\u00fcr vorliegen, dass eine Wertaufholung stattgefunden hat. Der Buchwert nach Wertaufholung darf jenen unter Ber\u00fccksichtigung von planm\u00e4\u00dfigen Abschreibungen, ohne Abzug von Wertminderungen, nicht \u00fcbersteigen.</div><div class=\"defaultParagraph Standard\">Sowohl Wertminderungen als auch Wertaufholungen werden in der Gewinn- und Verlustrechnung erfasst und sind in Anhangangabe \u201e9. Details zur Konzerngewinn- und -verlustrechnung\u201c ersichtlich. Die beizulegenden Zeitwerte und die Level-Hierarchie gem\u00e4\u00df IFRS\u00a013 sind unter \u201e17.\u00a0Bemessung des beizulegenden Zeitwerts\u201c angef\u00fchrt.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.8. </span><div class=\"list-paragraph-container\">Selbstgenutzte Immobilien</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Selbstgenutzte Immobilien</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid; margin-bottom:15px\">Bez\u00fcglich der angewandten Bilanzierungs- und Bewertungsmethoden wird auf jene Ausf\u00fchrungen verwiesen, die unter \u201e25.7. Als Finanzinvestition gehaltene Immobilien\u201c dargelegt sind. </div><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\">Durchschnittliche Nutzungsdauer in Jahren</div></td><td class=\"d53b07\"><div class=\"defaultParagraph THeadsingleNumber\">von</div></td><td class=\"d4e2c2a\"><div class=\"defaultParagraph THeadsingleNumber\">bis</div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Geb\u00e4ude</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">27</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\">47</div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.9. </span><div class=\"list-paragraph-container\">Bemessung des beizulegenden Zeitwerts</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bewertungsprozess von Finanzinstrumenten</div><div class=\"defaultParagraph Standard\">Der Bewertungsprozess zielt darauf ab, f\u00fcr die Bemessung des beizulegenden Zeitwerts von finanziellen Verm\u00f6genswerten \u00f6ffentlich verf\u00fcgbare Preisnotierungen auf aktiven M\u00e4rkten oder Bewertungen, die auf anerkannten \u00f6konomischen Modellen aufbauen, welche auf beobachtbaren Inputfaktoren beruhen, heranzuziehen. Die mit der Bewertung betrauten Organisationseinheiten sind unabh\u00e4ngig von jenen Einheiten, welche die Kapitalanlagerisiken eingehen, wodurch eine Funktions- und Aufgabentrennung gew\u00e4hrleistet ist.</div><div class=\"defaultParagraph Standard\">Grunds\u00e4tzlich wird angestrebt, dass gleiche Wertpapiere in der VIG-Versicherungsgruppe zum jeweiligen Bewertungsstichtag mit dem gleichen Kurs bewertet werden. In der Praxis kommt es jedoch zu Situationen, die einen unverh\u00e4ltnism\u00e4\u00dfig gro\u00dfen Aufwand nach sich ziehen w\u00fcrden, um dies auch tats\u00e4chlich zu erreichen. Beispielsweise gibt es in einigen L\u00e4ndern, in denen die VIG-Versicherungsgruppe t\u00e4tig ist, lokale Vorschriften, die den ans\u00e4ssigen Unternehmen vorschreiben, zur Bewertung bestimmter Instrumente die Kurse nach lokalen Vorschriften zu verwenden. Werden in diesem Fall dieselben Wertpapiere von anderen Gesellschaften der VIG-Versicherungsgruppe gehalten, kann es vorkommen, dass diese Gesellschaften andere Kursquellen zur Bemessung des beizulegenden Zeitwerts heranziehen.</div><div class=\"defaultParagraph Standard\">Ein weiterer Fall, der eine einheitliche Bewertung nur mit unverh\u00e4ltnism\u00e4\u00dfig gro\u00dfem Aufwand erlauben w\u00fcrde, ist jener der Spezialfonds. Die \u00f6sterreichischen Gesellschaften halten in unterschiedlichem Umfang Spezialfonds, die aufgrund von IFRS-Bestimmungen im Konzernabschluss zu konsolidieren sind. Es liegt jedoch an der Bewertungslogik eines Spezialfonds, dass der Fondswert eines Stichtags mit den (meist: Schluss-)Kursen des Vortags gerechnet wird. In diesen F\u00e4llen wird ein Wertpapier, das sowohl in einem Spezialfonds als auch unmittelbar im Direktbestand gehalten wird, mit unterschiedlichen Kursen bewertet.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bewertungsprozess von Immobilien</div><div class=\"defaultParagraph Standard\">Selbstgenutzte und als Finanzinvestition gehaltene Immobilien werden in regelm\u00e4\u00dfigen Abst\u00e4nden durch allgemein zertifizierte Sachverst\u00e4ndige oder Sachverst\u00e4ndige aus dem Fachgebiet der Immobilienbewertung bewertet. </div><div class=\"defaultParagraph Standard\">F\u00fcr die Berechnung des beizulegenden Zeitwerts von Immobilien k\u00f6nnen in der VIG-Versicherungsgruppe im Wesentlichen das Ertragswert-, das Discounted Cash flow-Verfahren und das Sachwertverfahren (nur Grundst\u00fccke bzw. zur Ermittlung des Instandhaltungsaufwands) als wesentliche Bewertungsverfahren herangezogen werden.</div><div class=\"defaultParagraph Standard\">Haupts\u00e4chlich wird in der VIG-Versicherungsgruppe das Ertragswertverfahren angewandt. In selteneren F\u00e4llen kommt ein Discounted Cash flow-Verfahren zur Anwendung, sofern es f\u00fcr die Art der Liegenschaft zur Bestimmung des highest-and-best-use value herangezogen werden kann.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ertragswertverfahren</div><div class=\"defaultParagraph Standard\">Der Wert der Immobilie wird in diesem Verfahren durch die Kapitalisierung des zuk\u00fcnftig zu erwartenden oder erzielten Rohertrags zum angemessenen Zinssatz unter Ber\u00fccksichtigung der zu erwartenden Nutzungsdauer ermittelt. Durch Abzug des tats\u00e4chlichen Aufwands f\u00fcr Betrieb, Instandhaltung und Verwaltung (Bewirtschaftungsaufwand) errechnet sich der Reinertrag. Dar\u00fcber hinaus werden das Ausfallwagnis und allf\u00e4llige Liquidationserl\u00f6se bzw. -kosten ber\u00fccksichtigt. Der Zinssatz zur Ermittlung des Ertragswerts richtet sich nach der erzielbaren Kapitalverzinsung. Der Reinertrag, verringert um den Verzinsungsbetrag des Bodenwerts, wird mit dem Zinssatz auf die Restnutzungsdauer kapitalisiert und ergibt damit den Ertragswert der baulichen Anlage. Dieser Betrag wird mit dem Bodenwert summiert und ergibt damit den Gesamtertragswert der Liegenschaft.</div><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Discounted Cash flow-Verfahren</div><div class=\"defaultParagraph Standard\">Das Discounted Cash flow-Verfahren ist ein Wertermittlungsverfahren, bei dem Zahlungsstr\u00f6me innerhalb der Prognosephase (Phase\u00a0I) diskontiert auf den Bewertungsstichtag dargestellt werden. Die Diskontierung erfolgt mit einem Zinssatz einer vergleichbar risikoreichen Investition zuz\u00fcglich objekt- und marktspezifischer Zuschl\u00e4ge. Die Jahresrohertr\u00e4ge zuz\u00fcglich Leerstandsvermietung (zu einem aktuellen Marktmietzins) und abz\u00fcglich der nicht umlegbaren Bewirtschaftungskosten ergeben den Jahresreinertrag. Durch die genaue Betrachtungsweise \u00fcber die einzelnen Prognosejahre besteht bei diesem Verfahren die M\u00f6glichkeit, Investitionen oder Leerst\u00e4nde den einzelnen Jahren zuzuordnen und dementsprechend im Vorhinein zu ber\u00fccksichtigen. In Phase II wird der fiktive Ver\u00e4u\u00dferungserl\u00f6s am Ende der Prognosephase (meist 10 Jahre) durch die Kapitalisierung der zuk\u00fcnftigen Zahlungsstr\u00f6me berechnet. Der Zinssatz f\u00fcr diese Berechnung ergibt sich aus der Verzinsung einer vergleichbar risikoreichen Investition zuz\u00fcglich markt- und objektbezogener Aufschl\u00e4ge, abz\u00fcglich der zu erwartenden Wertsteigerung.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Sachwertverfahren</div><div class=\"defaultParagraph Standard\">Das Sachwertverfahren setzt sich aus dem Bodenwert, dem Geb\u00e4udewert, dem Wert der Au\u00dfenanlagen sowie dem Wert der vorhandenen Anschl\u00fcsse zusammen und stellt ein marktorientiertes Verfahren dar. Dieses Verfahren wird grunds\u00e4tzlich f\u00fcr die Wertermittlung einer unbebauten Liegenschaft angewandt. </div><div class=\"defaultParagraph Standard\">Der Bodenwert wird \u00fcberwiegend mittels Residualwertverfahren ermittelt und ein Zu- oder Abschlag f\u00fcr Mehr-/Minderausnutzung angesetzt. Auf Grundlage einer vereinfacht durchgef\u00fchrten Nutzfl\u00e4chenstudie bzw. durch Absch\u00e4tzung der Bebauungsm\u00f6glichkeiten aus der Umgebungsbebauung wird festgestellt, ob eine Mehr- oder Mindernutzung vorliegt. Diese Ermittlung wird sowohl im Ertragswert- als auch im Sachwertverfahren angewandt. Da jedoch aufgrund der mietrechtlichen Gebundenheit der Einheiten ein allf\u00e4lliges Nutzfl\u00e4chenpotential nicht gehoben werden kann, wird der Bodenwert meist anhand der tats\u00e4chlich vorhandenen Nutzfl\u00e4che ermittelt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Sonstige Angaben zum Bewertungsprozess</div><div class=\"defaultParagraph Standard\">Der Gebrauch unterschiedlicher Preisfindungsmodelle und Annahmen kann zu unterschiedlichen Ergebnissen hinsichtlich des beizulegenden Zeitwerts f\u00fchren. \u00c4nderungen der Sch\u00e4tzungen und Annahmen, die der Ermittlung des beizulegenden Zeitwerts von Verm\u00f6genswerten in den F\u00e4llen zu Grunde liegen, in denen keine notierten Marktpreise verf\u00fcgbar sind, k\u00f6nnen Ab- und Zuschreibungen des Buchwerts der betreffenden Verm\u00f6genswerte und die Erfassung eines entsprechenden Aufwands bzw. Ertrags in der Gewinn- und Verlustrechnung erfordern. </div><div class=\"defaultParagraph Standard\">Bestimmte Verm\u00f6genswerte, die \u00fcblicherweise nicht wiederkehrend mit dem beizulegenden Zeitwert bewertet werden, werden einmalig mit dem Zeitwert bewertet, wenn Ereignisse oder Ver\u00e4nderungen von Umst\u00e4nden Anlass zur Vermutung geben, dass der Buchwert nicht mehr erzielbar sein k\u00f6nnte. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bewertungshierarchien</div><div class=\"defaultParagraph Standard\">Die VIG-Versicherungsgruppe ordnet alle Finanzinstrumente einer Stufe der Bewertungshierarchie des IFRS\u00a013 zu. Gem\u00e4\u00df der dezentralen Organisationsstruktur der VIG-Versicherungsgruppe sind die einzelnen Tochtergesellschaften f\u00fcr die Durchf\u00fchrung dieser Kategorisierung verantwortlich. Dies ber\u00fccksichtigt insbesondere auch die lokalen Kenntnisse zur Qualit\u00e4t der einzelnen Zeitwerte bzw. allf\u00e4llig notwendiger Inputparameter f\u00fcr eine Modellbewertung. Die beizulegenden Zeitwerte werden mittels folgender Hierarchie gem\u00e4\u00df IFRS\u00a013 ermittelt:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Die Bestimmung des beizulegenden Zeitwerts von Finanzinstrumenten beruht generell auf Preisnotierungen auf aktiven M\u00e4rkten f\u00fcr identische Verm\u00f6genswerte oder Schulden (Level 1).</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Handelt es sich um nicht notierte Finanzinstrumente oder sind keine Preisnotierungen auf aktiven M\u00e4rkten verf\u00fcgbar, wird der Zeitwert anhand von Marktpreisnotierungen f\u00fcr \u00e4hnliche Verm\u00f6genswerte oder Preisnotierungen auf nicht aktiven M\u00e4rkten bestimmt (Level\u00a02). F\u00fcr Level-2-Bewertungen werden g\u00e4ngige Bewertungsmodelle herangezogen, deren Inputfaktoren am Markt beobachtbar sind. Diese Modelle werden vor allem f\u00fcr illiquide Anleihen (Barwertmethode) und strukturierte Wertpapiere angewandt. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Der beizulegende Zeitwert von bestimmten Finanzinstrumenten, insbesondere Schuldverschreibungen aus L\u00e4ndern ohne aktiven Kapitalmarkt sowie von Immobilien, wird anhand von Bewertungsmodellen bestimmt, deren Inputfaktoren \u00fcberwiegend nicht am Markt beobachtet werden k\u00f6nnen. Diese Modelle ber\u00fccksichtigen unter anderem Transaktionen in nicht aktiven M\u00e4rkten, Gutachten von Expert:innen und die Struktur der Zahlungsstr\u00f6me (Level 3).</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Folgende Tabelle legt die verwendeten Methoden und die wichtigsten Inputfaktoren getrennt f\u00fcr Level 2 und Level 3 dar. Die dabei errechneten Zeitwerte k\u00f6nnen f\u00fcr regelm\u00e4\u00dfige als auch nicht wiederkehrende Bewertungen herangezogen werden.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b5702b\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Preismethode</div></td><td class=\"d0b1ac6\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Angewendet auf</div></td><td class=\"d605e6\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Beizulegender Zeitwert</div></td><td class=\"c0d14c\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Input-Parameter</div></td></tr><tr><td class=\"d3b2fed\"><div class=\"defaultParagraph TBodysubtotalText\">Level 2</div></td><td class=\"b7539c\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d055dc\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d7847b9\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">beobachtbar</div></td></tr><tr><td class=\"f9bfe0\"><div class=\"defaultParagraph TBodynormalText\">Barwertmethode</div></td><td class=\"d5f34be\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Anleihen; Schuldscheindarlehen; Darlehen; verbriefte Verbindlichkeiten und nachrangige Verbindlichkeiten</div></td><td class=\"f49fe1\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Theoretischer Kurs</div></td><td class=\"d04fb49\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Emittenten-, sektoren- bzw. ratingabh\u00e4ngige Zinsstrukturkurve</div></td></tr><tr><td class=\"d3cb705\"><div class=\"defaultParagraph TBodynormalText\">Barwertmethode Libor Market Modell</div></td><td class=\"d305264\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Anleihen und Schuldscheindarlehen mit sonstigen eingebetteten Derivaten</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Theoretischer Kurs</div></td><td class=\"e41d7e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Geldmarkt- und Swapkurve; implizite Volatilit\u00e4tsoberfl\u00e4che; Caps- &amp; Floors-Volatilit\u00e4ten; Emittenten-, sektoren- bzw. ratingabh\u00e4ngige Zinsstrukturkurve</div></td></tr><tr><td class=\"d3cb705\"><div class=\"defaultParagraph TBodynormalText\">Barwertmethode</div></td><td class=\"d305264\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Devisenterminkontrakte</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Theoretischer Kurs</div></td><td class=\"e41d7e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Devisenkurse; Geldmarktkurven in den betroffenen W\u00e4hrungen</div></td></tr><tr><td class=\"d3cb705\"><div class=\"defaultParagraph TBodynormalText\">Barwertmethode</div></td><td class=\"d305264\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zins-/W\u00e4hrungsswaps</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Theoretischer Kurs</div></td><td class=\"e41d7e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Devisenkurse; Geldmarkt- und Swapkurven in den betroffenen W\u00e4hrungen</div></td></tr><tr><td class=\"ed7517\"><div class=\"defaultParagraph TBodysubtotalText\">Level 3</div></td><td class=\"d27ec46\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d64da72\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d13697\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">(nicht) beobachtbar</div></td></tr><tr><td class=\"f9bfe0\"><div class=\"defaultParagraph TBodynormalText\">Optionspreismodelle</div></td><td class=\"d5f34be\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Aktienoptionen</div></td><td class=\"f49fe1\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Theoretischer Kurs</div></td><td class=\"d04fb49\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Aktienkurse zum Bewertungsstichtag; Volatilit\u00e4ten; Zinsstrukturkurve</div></td></tr><tr><td class=\"d3cb705\"><div class=\"defaultParagraph TBodynormalText\">Verkehrswertmethode</div></td><td class=\"d305264\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Immobilien</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Gutachter-Wert</div></td><td class=\"e41d7e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Immobilienspezifische Ertrags- und Aufwandsparameter; Kapitalisierungszinssatz; Daten zu vergleichbaren Transaktionen</div></td></tr><tr><td class=\"d3cb705\"><div class=\"defaultParagraph TBodynormalText\">Discounted Cash flow-Modell</div></td><td class=\"d305264\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Immobilien</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Gutachter-Wert</div></td><td class=\"e41d7e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Immobilienspezifische Ertrags- und Aufwandsparameter; Diskontierungszinssatz; Indexierungen</div></td></tr><tr><td class=\"d3cb705\"><div class=\"defaultParagraph TBodynormalText\">Multiples Methode</div></td><td class=\"d305264\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Aktien</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Theoretischer Kurs</div></td><td class=\"e41d7e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Unternehmensspezifische Ertragszahlen; branchen\u00fcblicher Multiplikator</div></td></tr><tr><td class=\"d3cb705\"><div class=\"defaultParagraph TBodynormalText\">Discounted Cash flow-Modell</div></td><td class=\"d305264\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Aktien</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Theoretischer Kurs</div></td><td class=\"e41d7e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Unternehmensspezifische Ertragszahlen; Diskontierungszinssatz</div></td></tr><tr><td class=\"d3cb705\"><div class=\"defaultParagraph TBodynormalText\">Anteilige Eigenmittel</div></td><td class=\"d305264\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Aktien</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Buchkurs</div></td><td class=\"e41d7e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Unternehmensspezifisches Eigenkapital laut Einzelabschluss</div></td></tr><tr><td class=\"d3cb705\"><div class=\"defaultParagraph TBodynormalText\">Fortgef\u00fchrte Anschaffungskosten</div></td><td class=\"d305264\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fixed-Income-Instrumente (illiquide Anleihen, Polizzendarlehen, Darlehen) ohne beobachtbare Inputdaten f\u00fcr vergleichbare Assets</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Buchkurs</div></td><td class=\"e41d7e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Einstandspreis; R\u00fcckzahlungspreis; Effektivrendite</div></td></tr><tr><td class=\"d02c96b\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e734f6\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d31b22e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ee3be4\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:6px; padding-right:0px\">Umgliederungen zwischen Bewertungshierarchien</div><div class=\"defaultParagraph Standard\">Umgliederungen zwischen Level 1 und 2 treten vor allem dann auf, wenn die Liquidit\u00e4t, die Handelsfrequenz und die Handelsaktivit\u00e4t des jeweiligen Finanzinstrumentes wieder bzw. nicht mehr l\u00e4nger auf einen aktiven Markt schlie\u00dfen lassen. Beispielsweise kommt es immer wieder zu Ver\u00e4nderungen der Market-Maker eines Wertpapieres mit entsprechender Auswirkung auf die Liquidit\u00e4t. Ein \u00e4hnlicher Fall ist gegeben, wenn z.B. eine Aktie in einen Index aufgenommen wird (oder herausf\u00e4llt), der f\u00fcr viele Fonds als Benchmark fungiert. Auch in diesem Fall kann sich die Einstufung \u00e4ndern. </div><div class=\"defaultParagraph Standard\">Eine Verbesserung oder Verschlechterung der Liquidit\u00e4t oder Bonit\u00e4t, aber auch die \u00c4nderung der Verf\u00fcgbarkeit von Bewertungskursen f\u00fchrt zu Umgliederungen zwischen Level 1 und Level 3 bzw. zwischen Level 2 und Level 3.</div><div class=\"defaultParagraph Standard\">Aufgrund der dezentralen Organisation der VIG-Versicherungsgruppe \u00fcberpr\u00fcfen die Tochtergesellschaften am Periodenende die aktuelle G\u00fcltigkeit der zuletzt vorgenommenen Klassifizierung der beizulegenden Zeitwerte. Sind beispielsweise notwendige Inputparameter am Markt nicht mehr direkt beobachtbar, wird eine Umgliederung vorgenommen. Die Darstellung allf\u00e4lliger Umgliederungen erfolgt so, als ob diese am Periodenanfang erfolgt w\u00e4ren.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.10. </span><div class=\"list-paragraph-container\">Konzerneigenkapital</div></div><div class=\"defaultParagraph Standard\">Die Posten Grundkapital und Sonstige Kapitalr\u00fccklagen enthalten die von den Aktion\u00e4r:innen der VIG Holding auf die Aktien eingezahlten Betr\u00e4ge. Im Posten Sonstige Kapitalr\u00fccklagen ist jener Teil der eingezahlten Betr\u00e4ge, der \u00fcber das Grundkapital hinausgeht, dargestellt. Die R\u00fccklage wird um jene extern verursachten Kosten gemindert, die unmittelbar mit Eigenkapitalma\u00dfnahmen zusammenh\u00e4ngen (nach Ber\u00fccksichtigung von Steuereffekten).</div><div class=\"defaultParagraph Standard\">Als Gewinnr\u00fccklagen sind jene Gewinne ausgewiesen, die Tochterunternehmen seit ihrer Zugeh\u00f6rigkeit zur VIG-Versicherungsgruppe erzielt haben. Diese werden um die von der VIG Holding ausgesch\u00fctteten Dividenden reduziert. Dar\u00fcber hinaus werden Betr\u00e4ge aus der Ver\u00e4nderung des Konsolidierungskreises hier erfasst. Bei \u00c4nderungen von Bilanzierungs- und Bewertungsmethoden wird der Anpassungsbetrag f\u00fcr fr\u00fchere Perioden, die nicht in den Abschluss einbezogen werden, im Er\u00f6ffnungsbilanzwert der Gewinnr\u00fccklagen der fr\u00fchesten dargestellten Periode erfasst, sofern diese Effekte nicht eindeutig anderen Teilen des Konzerneigenkapitals zugeordnet werden k\u00f6nnen.</div><div class=\"defaultParagraph Standard\">Der Posten \u00dcbrige R\u00fccklagen besteht aus nicht realisierten Gewinnen und Verlusten aus der Bewertung von Versicherungsvertr\u00e4gen und Finanzinstrumenten bewertet zu FVtOCI sowie aus versicherungsmathematischen Gewinnen und Verlusten, die nach IAS\u00a019 in der Gesamtergebnisrechnung zu erfassen sind. Dar\u00fcber hinaus werden nicht realisierte Gewinne und Verluste von at-equity bewerteten Unternehmen, Effekte aus der Anwendung von IAS\u00a029 \u2013 Hyperinflation und die aus der W\u00e4hrungsumrechnung ausl\u00e4ndischer Tochterunternehmen resultierenden Umrechnungsdifferenzen im Posten \u00dcbrige R\u00fccklagen ausgewiesen. </div><div class=\"defaultParagraph Standard\">Die nicht beherrschenden Anteile werden ebenfalls als Teil des Eigenkapitals dargestellt. Diese umfassen die Anteile Dritter am Eigenkapital konsolidierter Tochterunternehmen, die nicht zu 100<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% direkt oder indirekt von der VIG Holding gehalten werden.</div><div class=\"defaultParagraph Standard\">Details zum Kapitalmanagement sind im Abschnitt \u201eRisikostrategie und Risikomanagement\u201c im gleichnamigen Kapitel<span dir=\"ltr\" style=\"font-style:italic\"> </span>zu finden.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Grundkapital und Stimmrechte</div><div class=\"defaultParagraph Standard\">Das Grundkapital betr\u00e4gt EUR\u00a0132.887.468,20. Es ist eingeteilt in 128.000.000 auf den:die Inhaber:in lautende nennwertlose St\u00fcckaktien mit Stimmrecht, wobei jede St\u00fcckaktie am Grundkapital im gleichen Umfang beteiligt ist. Die ausgegebene St\u00fcckzahl blieb im Gesch\u00e4ftsjahr\u00a0<span class=\"hyperlink-no-style\"></span>2025 unver\u00e4ndert.</div><div class=\"defaultParagraph Standard\">Dem Vorstand sind keine Beschr\u00e4nkungen, die Stimmrechte oder die \u00dcbertragung von Aktien betreffen, bekannt. Arbeit-nehmer:innen, die im Besitz von Aktien sind, \u00fcben bei der Hauptversammlung ihr Stimmrecht unmittelbar aus. </div><div class=\"defaultParagraph Standard\">Der Vorstand muss aus mindestens drei und darf aus h\u00f6chstens acht Personen bestehen. Dem Aufsichtsrat geh\u00f6ren mindestens drei, h\u00f6chstens zw\u00f6lf Mitglieder (Kapitalvertreter:innen) an. Der Wiener St\u00e4dtische Versicherungsverein, welcher direkt und indirekt rd.\u00a0<span class=\"hyperlink-no-style\"></span>72,47<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (<span class=\"hyperlink-no-style\"></span>72,47<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%) des Grundkapitals h\u00e4lt, ist berechtigt, bis zu einem Drittel der Mitglieder in den Aufsichtsrat zu entsenden, sobald und solange er an der Gesellschaft nicht mehr als 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% der stimmberechtigten Aktien h\u00e4lt. Sofern das Gesetz oder die Satzung nicht eine andere Mehrheit vorschreibt, beschlie\u00dft die Hauptversammlung mit einfacher Mehrheit.</div><div class=\"defaultParagraph Standard\">Es gibt keine Aktien mit besonderen Kontrollrechten; hinsichtlich der Rechte des Aktion\u00e4rs Wiener St\u00e4dtische Versicherungsverein wird auf den zuvor angef\u00fchrten Absatz verwiesen.</div><div class=\"defaultParagraph Standard\">Es bestehen zum Bilanzstichtag keine bedeutenden Vereinbarungen, an denen die Gesellschaft beteiligt ist, die bei einem Kontrollwechsel in der Gesellschaft in Folge eines \u00dcbernahmeangebotes wirksam werden, sich \u00e4ndern oder enden, insbesondere keine, welche den Bestand an Beteiligungen an Versicherungsunternehmen ber\u00fchren. </div><div class=\"defaultParagraph Standard\">Entsch\u00e4digungsvereinbarungen zwischen der Gesellschaft und ihren Vorstands- und Aufsichtsratsmitgliedern oder Arbeitnehmer:innen f\u00fcr den Fall eines \u00f6ffentlichen \u00dcbernahmeangebots bestehen nicht.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Vorratsbeschl\u00fcsse</div><div class=\"defaultParagraph Standard\">Der Vorstand ist gem. \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>169 AktG bis l\u00e4ngstens 22. Mai 2030 erm\u00e4chtigt, das Grundkapital der Gesellschaft \u2013 auch in mehreren Tranchen \u2013 um bis zu Nominale EUR\u00a066.443.734,10 durch Ausgabe von bis zu 64.000.000 auf Namen oder Inhaber:in lautende St\u00fcckaktien gegen Bar- oder Sacheinlage oder eine Kombination dieser beiden zu erh\u00f6hen. \u00dcber den Inhalt der Aktienrechte, den Ausschluss der Bezugsrechte und die sonstigen Bedingungen der Aktienausgabe entscheidet der Vorstand mit Zustimmung des Aufsichtsrats. Dabei k\u00f6nnen auch Vorzugsaktien ohne Stimmrecht ausgegeben werden. Die Ausgabepreise von Stamm- und Vorzugsaktien k\u00f6nnen verschieden hoch sein.</div><div class=\"defaultParagraph Standard\">Der Vorstand wurde von der Hauptversammlung am 23. Mai 2025 erm\u00e4chtigt, mit Zustimmung des Aufsichtsrats bis zum 22.\u00a0Mai 2030 einmalig oder mehrmals Wandelschuldverschreibungen gem\u00e4\u00df \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>174\u00a0AktG, mit denen ein Umtausch- oder Bezugsrecht auf bis zu 30.000.000 St\u00fcck auf den:die Inhaber:in lautende Stammaktien der Gesellschaft mit einem anteiligen Betrag am Grundkapital von bis zu EUR\u00a031.145.500,36 verbunden ist, im Gesamtnennbetrag von bis zu EUR\u00a02.000.000.000,00, auch unter Ausschluss der Bezugsrechte, auszugeben.</div><div class=\"defaultParagraph Standard\">Das Grundkapital ist demnach gem. \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>159 (2) Z1 AktG um bis zu EUR\u00a031.145.500,36 durch Ausgabe von bis zu 30.000.000 auf den:die Inhaber:in lautende Stammaktien bedingt erh\u00f6ht. Die bedingte Kapitalerh\u00f6hung wird nur insoweit durchgef\u00fchrt, als Inhaber:innen von auf der Grundlage des Hauptversammlungsbeschlusses vom 23. Mai 2025 ausgegebenen Wandelschuldverschreibungen von dem ihnen einger\u00e4umten Bezugs- oder Umtauschrecht Gebrauch machen. Bislang hat der Vorstand keinen Beschluss \u00fcber die Ausgabe von Wandelschuldverschreibungen auf Grundlage der am 23. Mai 2025 erteilten Erm\u00e4chtigung gefasst.</div><div class=\"defaultParagraph Standard\">Der Vorstand wurde von der Hauptversammlung am 23. Mai 2025 weiters erm\u00e4chtigt, mit Zustimmung des Aufsichtsrats gem. \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>174 (2) AktG bis 22. Mai 2030 Gewinnschuldverschreibungen im Gesamtnennbetrag von bis zu EUR\u00a02.000.000.000,00, auch in mehreren Tranchen, auch unter Ausschluss der Bezugsrechte, auszugeben. Bislang hat der Vorstand auf Grundlage dieser Erm\u00e4chtigung keinen Beschluss \u00fcber die Ausgabe von Gewinnschuldverschreibungen gefasst.</div><div class=\"defaultParagraph Standard\">Der Vorstand wurde von der Hauptversammlung am 23. Mai 2025 erm\u00e4chtigt, gem. \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>65 (1) Z4 und Z8 sowie (1a) sowie (1b)\u00a0AktG bis zum gesetzlich jeweils h\u00f6chstzul\u00e4ssigen Bestand an eigenen Aktien, einmal oder auch mehrfach im Ausma\u00df von insgesamt bis zu 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% des Grundkapital auf den:die Inhaber:in lautende eigene Stammaktien w\u00e4hrend einer Geltungsdauer von 30\u00a0Monaten ab dem Tag der Beschlussfassung der Hauptversammlung zu erwerben. Der beim R\u00fcckerwerb zu leistende Gegenwert darf nicht niedriger als maximal 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% unter und nicht h\u00f6her als maximal 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% \u00fcber dem durchschnittlichen, ungewichteten B\u00f6rseschlusskurs an der Wiener B\u00f6rse der dem R\u00fcckerwerb vorhergehenden zehn B\u00f6rsetage betragen. Der Erwerb kann nach Wahl des Vorstands \u00fcber die B\u00f6rse oder durch ein \u00f6ffentliches Angebot oder auf eine sonstige gesetzlich zul\u00e4ssige, zweckm\u00e4\u00dfige Art erfolgen. Im Falle des R\u00fcckerwerbs \u00fcber ein \u00f6ffentliches Angebot ist der Stichtag f\u00fcr das Ende des Durchrechnungszeitraums der Tag, an dem die Absicht bekannt gemacht wird, ein \u00f6ffentliches Angebot zu stellen (\u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>5\u00a0(2)\u00a0und (3) \u00dcbernahmegesetz).</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Der Vorstand wurde weiters f\u00fcr die Dauer von f\u00fcnf Jahren ab Beschlussfassung erm\u00e4chtigt, die erworbenen eigenen Aktien unter Ausschluss des Bezugsrechts</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zur Ausgabe von Aktien an Arbeitnehmer:innen und leitende Angestellte der Gesellschaft oder an Arbeitnehmer:innen, leitende Angestellte und Mitglieder des Vorstands von mit der Gesellschaft verbundenen Unternehmen zu verwenden;</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zur Bedienung von Wandelschuldverschreibungen, die auf Grundlage des Beschlusses der Hauptversammlung am 23.\u00a0Mai\u00a02025 ausgegeben werden, zu verwenden; und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">auf eine andere gesetzlich zul\u00e4ssige Art als \u00fcber die B\u00f6rse oder durch ein \u00f6ffentliches Angebot zu ver\u00e4u\u00dfern. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Bislang hat der Vorstand von diesen Erm\u00e4chtigungen keinen Gebrauch gemacht. </div><div class=\"defaultParagraph Standard\">Der Konzern h\u00e4lt zum Bilanzstichtag keine eigenen Aktien.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.11. </span><div class=\"list-paragraph-container\">R\u00fcckstellungen</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Allgemein</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">R\u00fcckstellungen werden angesetzt, wenn</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">eine rechtliche oder faktische Verpflichtung gegen\u00fcber einem Dritten aufgrund eines vergangenen Ereignisses besteht,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">es wahrscheinlich ist, dass diese Verpflichtung zu einem Abfluss von Ressourcen f\u00fchren wird und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">eine verl\u00e4ssliche Sch\u00e4tzung der H\u00f6he der Verpflichtung m\u00f6glich ist.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">R\u00fcckstellungen werden mit jenem Wert angesetzt, der die bestm\u00f6gliche Sch\u00e4tzung der zur Erf\u00fcllung der Verpflichtung erforderlichen Ausgabe darstellt. Unterscheidet sich der auf Basis eines markt\u00fcblichen Zinssatzes ermittelte Barwert der R\u00fcckstellung wesentlich vom Nominalwert, wird der Barwert der Verpflichtung angesetzt. Im Posten R\u00fcckstellungen werden auch Personalr\u00fcckstellungen ausgewiesen, bei denen es sich nicht um Pensionsr\u00fcckstellungen oder pensions\u00e4hnliche Verpflichtungen handelt (z.B. R\u00fcckstellungen f\u00fcr Jubil\u00e4umsleistungen).</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.12. </span><div class=\"list-paragraph-container\">Forderungen sowie Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Forderungen</div><div class=\"defaultParagraph Standard\">Die in der Bilanz ausgewiesenen Forderungen betreffen die Posten IFRS\u00a09 bewertete Forderungen und Sonstige Forderungen.</div><div class=\"defaultParagraph Standard\">Forderungen gegen\u00fcber Versicherungsnehmer:innen, Versicherungsvermittler:innen und Versicherungsunternehmen, die direkt im beizulegenden Zeitwert k\u00fcnftiger Zahlungsstr\u00f6me gem. IFRS\u00a017 ausgewiesen werden, sind nicht Teil dieser Bilanzposition. Daher stehen als Forderungen ausgewiesene Betr\u00e4ge nicht im Zusammenhang mit dem Versicherungsgesch\u00e4ft gem. IFRS\u00a017.</div><div class=\"defaultParagraph Standard\">Nichtversicherungsforderungen werden mit dem Transaktionspreis bewertet. Die Bewertung erfolgt auf Basis des Grundgesch\u00e4fts, wobei die Wertminderungsvorschriften gem. IFRS\u00a09 gelten.</div><div class=\"defaultParagraph Standard\" style=\"background-color:#FFFF00\">Die VIG-Versicherungsgruppe nimmt f\u00fcr Forderungen aus Lieferungen und Leistungen und Forderungen aus Leasingverh\u00e4ltnissen das Wahlrecht gem\u00e4\u00df IFRS\u00a09.5.5.15 f\u00fcr den vereinfachten Ansatz in Anspruch. Um die entsprechenden Vorgaben einzuhalten, wird eine sogenannte Wertberichtigungstabelle f\u00fcr Forderungen verwendet, welche in Anhangangabe \u201e2.4. Ausfallrisiko\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>ersichtlich ist.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div><div class=\"defaultParagraph Standard\">Die in der Bilanz ausgewiesenen Verbindlichkeiten betreffen die Posten IFRS\u00a09 bewertete Verbindlichkeiten und Sonstige Verbindlichkeiten. Verbindlichkeiten gegen\u00fcber Versicherungsnehmer:innen, Versicherungsvermittler:innen und Versicherungsunternehmen, die direkt im beizulegenden Zeitwert k\u00fcnftiger Zahlungsstr\u00f6me gem. IFRS\u00a017 ausgewiesen werden, sind nicht Teil dieser Bilanzposition. Daher stehen als Verbindlichkeiten ausgewiesene Betr\u00e4ge nicht im Zusammenhang mit dem Versicherungsgesch\u00e4ft gem. IFRS\u00a017.</div><div class=\"defaultParagraph Standard\">Betreffend den Posten IFRS\u00a09 bewertete Verbindlichkeiten wird auf die Ausf\u00fchrung Finanzielle Verbindlichkeiten in den Bilanzierungs- und Bewertungsmethoden unter<span dir=\"ltr\" style=\"font-style:italic\"> </span>Punkt \u201e25.4. Finanzinstrumente\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>verwiesen. Der Posten Sonstige Verbindlichkeiten wird zu Anschaffungskosten bilanziert.</div><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.13. </span><div class=\"list-paragraph-container\">Steuern</div></div><div class=\"defaultParagraph Standard\">Der Ertragssteueraufwand umfasst die tats\u00e4chlichen und die latenten Steuern. Bei direkt im Eigenkapital erfassten Transaktionen wird auch die damit zusammenh\u00e4ngende Ertragssteuer erfolgsneutral im Eigenkapital erfasst. Die tats\u00e4chliche Steuer f\u00fcr die einzelnen Gesellschaften der VIG-Versicherungsgruppe errechnet sich aus dem steuerpflichtigen Einkommen der Gesellschaft und dem im jeweiligen Land anzuwendenden Steuersatz.</div><div class=\"defaultParagraph Standard\">Die tats\u00e4chlichen Steuern umfassen auch die mit 31.\u00a0Dezember\u00a02023 neu eingef\u00fchrte Erg\u00e4nzungssteuer aus der Umsetzung der Global Anti-Base Erosion (GloBE)-Regeln der zweiten S\u00e4ule der internationalen Steuerreform der OECD. Die EU-Richtline zur Umsetzung der GloBE-Regelungen sieht vor, dass Gewinne von multinationalen Unternehmensgruppen oder gro\u00dfen inl\u00e4ndischen Gruppen mit konsolidierten Umsatzerl\u00f6sen von mindestens EUR\u00a0750,0\u00a0Mio. einem effektiven Steuersatz von mindestens 15<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% pro Steuerhoheitsgebiet unterliegen sollen. Im Falle der Unterschreitung des effektiven Mindeststeuersatzes ist eine Erg\u00e4nzungssteuer abzuf\u00fchren. Entsprechend IAS\u00a012.4A werden potenzielle Auswirkungen auf latente Steuern im Zusammenhang mit der globalen Mindestbesteuerung nicht ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\">Die Ermittlung der latenten Steuern erfolgt nach der \u201ebalance sheet liability method\u201c f\u00fcr alle tempor\u00e4ren Unterschiede zwischen den Wertans\u00e4tzen der Verm\u00f6genswerte und Schulden im IFRS-Konzernabschluss und deren bei den einzelnen Gesellschaften bestehenden Steuerwerten. Gem\u00e4\u00df IAS\u00a012.47 werden die latenten Steuern anhand der Steuers\u00e4tze bewertet, die zum Zeitpunkt der Realisierung g\u00fcltig sind. Des Weiteren wird der wahrscheinlich realisierbare Steuervorteil aus bestehenden Verlustvortr\u00e4gen in die Ermittlung einbezogen. Ausnahmen von dieser umfassenden Steuerabgrenzung bilden Unterschiedsbetr\u00e4ge aus steuerlich nicht absetzbaren Gesch\u00e4fts- oder Firmenwerten und mit Beteiligungen zusammenh\u00e4ngende latente Steuerunterschiede. Aktive Steuerabgrenzungen werden nicht angesetzt, wenn es nicht wahrscheinlich ist, dass der enthaltene Steuervorteil realisierbar ist.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Gruppenbesteuerung in \u00d6sterreich</div><div class=\"defaultParagraph Standard\">Mit dem Gruppentr\u00e4ger Wiener St\u00e4dtische Versicherungsverein besteht eine Unternehmensgruppe gem\u00e4\u00df \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>9\u00a0KStG. Die steuerlichen Ergebnisse der Gruppenmitglieder werden dem Gruppentr\u00e4ger zugerechnet. Zur Regelung der positiven und negativen Steuerumlagen zwecks verursachungsgerechter Aufteilung der K\u00f6rperschaftsteuerbelastung wurden Vereinbarungen zwischen dem Gruppentr\u00e4ger und jedem einzelnen Gruppenmitglied getroffen. Im Fall eines positiven Einkommens des Gruppenmitglieds werden 23<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (23<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%) an den Gruppentr\u00e4ger geleistet. F\u00fcr ein negatives Einkommen werden dem Gruppenmitglied 20,7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (20,7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%) des steuerlichen Verlusts pauschal abgegolten. Da f\u00fcr den Fall eines zugewiesenen positiven Einkommens die Steuerumlage 23<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (23<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%) betr\u00e4gt, soll der Gruppentr\u00e4ger 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% des Steuervorteils aus der Gruppenbesteuerung, der durch die Einbeziehung des jeweiligen Gruppenmitglieds entstanden ist, leisten. Die liquidit\u00e4tsm\u00e4\u00dfige Glattstellung des Steuervorteils erfolgt in einem Zeitraum von drei Jahren.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Gruppenbesteuerung in Ungarn</div><div class=\"defaultParagraph Standard\">Im Jahr\u00a02024 erfolgte in Ungarn eine Umstrukturierung der steuerlichen Unternehmensgruppen. Durch die Umstrukturierung wurden zwei kleinere zu einer Unternehmensgruppe zusammengefasst und dies erm\u00f6glicht den Mitgliedern, ihre Gewinne und Verluste sowie Steuergutschriften auf konsolidierter Basis zu verrechnen. Die ungarische Unternehmensgruppe, unter der F\u00fchrung der Alfa (Ungarn), umfasst dabei sowohl ungarische Unternehmen aus den Bereichen Assistance und Verm\u00f6gensverwaltung als auch Versicherungsgesellschaften, einschlie\u00dflich der fr\u00fcheren Aegon-Gesellschaften.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-16": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"margin-top:5px; padding-right:0px\">Erstmalige Anwendung von Standards</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Sofern nicht anders angegeben, haben die erstmals anzuwendenden und f\u00fcr den Konzern relevanten Standards keine oder keine wesentliche Auswirkung auf den vorliegenden Abschluss.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2fc777\" colspan=\"2\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Im Konzernbericht, sofern relevant, erstmals anzuwendende Standards</div></td></tr><tr><td class=\"afa320\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen zu IAS\u00a021</div></td><td class=\"d508770\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Beschr\u00e4nkungen\u00a0der\u00a0Konvertierbarkeit von W\u00e4hrungen</div></td></tr><tr><td class=\"d2fc7c1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d88fc9d\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-17": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Zus\u00e4tzliche Steuer auf Versicherungspr\u00e4mien in Ungarn</div><div class=\"defaultParagraph Standard\">Seit 2022 wird eine zus\u00e4tzliche Versicherungssteuer f\u00fcr in Ungarn t\u00e4tige Versicherungsunternehmen erhoben. Diese zus\u00e4tzliche Versicherungssteuer ist eine progressive Steuer basierend auf den Bruttoversicherungspr\u00e4mien f\u00fcr das Lebens- als auch f\u00fcr das Nichtlebensversicherungsgesch\u00e4ft f\u00fcr den Zeitraum 1.\u00a0Juli\u00a02022 bis zum 31.\u00a0Dezember\u00a02026. Die Bekanntgabe der Verl\u00e4ngerung bis Ende 2026 erfolgte im Juni 2025.</div><div class=\"defaultParagraph Standard\">Basierend auf den aktuellen Werten der Union Biztos\u00edt\u00f3 und Alfa (Ungarn) sind EUR\u00a027,3\u00a0Mio. f\u00fcr den Zeitraum 1.\u00a0J\u00e4nner\u00a02025 bis 31.\u00a0Dezember\u00a02025 abzuf\u00fchren. Entsprechend der vorliegenden Planwerte geht die VIG im Gesch\u00e4ftsjahr\u00a02026 von weiteren Belastungen von rd. EUR\u00a031,5\u00a0Mio. aus.</div><div class=\"defaultParagraph Standard\">Die im Juni 2025 erfolgte Bekanntgabe der Verl\u00e4ngerung der zus\u00e4tzlichen Versicherungssteuer bis Ende 2026 wurde von der VIG als Triggering Event f\u00fcr einen Werthaltigkeitstest des Firmenwerts zum 30. Juni 2025 eingestuft. Daher wurden aufgrund dieser wiederholten Prolongation der zus\u00e4tzlichen Versicherungssteuer durch die ungarische Regierung und weiterer regulatorischer Unsicherheiten Szenarioanalysen gerechnet. Diese beinhalten Aufwendungen dieser Steuer \u00fcber den aktuell geltenden gesetzlichen Zeitraum hinaus sowie h\u00f6here Aufwendungen aus den zus\u00e4tzlichen regulatorischen Unsicherheiten. Dies f\u00fchrte zu reduzierten Cash flow-Projektionen, die zu einer vollst\u00e4ndigen Wertminderung des Gesch\u00e4fts- oder Firmenwerts der zahlungsmittelgenerierenden Einheit Ungarn in H\u00f6he von TEUR\u00a072.609 f\u00fchrten.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-18": {
   "value": "<div class=\"defaultParagraph Standard\">Seit 2022 wird eine zus\u00e4tzliche Versicherungssteuer f\u00fcr in Ungarn t\u00e4tige Versicherungsunternehmen erhoben. Diese zus\u00e4tzliche Versicherungssteuer ist eine progressive Steuer basierend auf den Bruttoversicherungspr\u00e4mien f\u00fcr das Lebens- als auch f\u00fcr das Nichtlebensversicherungsgesch\u00e4ft f\u00fcr den Zeitraum 1.\u00a0Juli\u00a02022 bis zum 31.\u00a0Dezember\u00a02026. Die Bekanntgabe der Verl\u00e4ngerung bis Ende 2026 erfolgte im Juni 2025.</div><div class=\"defaultParagraph Standard\">Basierend auf den aktuellen Werten der Union Biztos\u00edt\u00f3 und Alfa (Ungarn) sind EUR\u00a027,3\u00a0Mio. f\u00fcr den Zeitraum 1.\u00a0J\u00e4nner\u00a02025 bis 31.\u00a0Dezember\u00a02025 abzuf\u00fchren. Entsprechend der vorliegenden Planwerte geht die VIG im Gesch\u00e4ftsjahr\u00a02026 von weiteren Belastungen von rd. EUR\u00a031,5\u00a0Mio. aus.</div><div class=\"defaultParagraph Standard\">Die im Juni 2025 erfolgte Bekanntgabe der Verl\u00e4ngerung der zus\u00e4tzlichen Versicherungssteuer bis Ende 2026 wurde von der VIG als Triggering Event f\u00fcr einen Werthaltigkeitstest des Firmenwerts zum 30. Juni 2025 eingestuft. Daher wurden aufgrund dieser wiederholten Prolongation der zus\u00e4tzlichen Versicherungssteuer durch die ungarische Regierung und weiterer regulatorischer Unsicherheiten Szenarioanalysen gerechnet. Diese beinhalten Aufwendungen dieser Steuer \u00fcber den aktuell geltenden gesetzlichen Zeitraum hinaus sowie h\u00f6here Aufwendungen aus den zus\u00e4tzlichen regulatorischen Unsicherheiten. Dies f\u00fchrte zu reduzierten Cash flow-Projektionen, die zu einer vollst\u00e4ndigen Wertminderung des Gesch\u00e4fts- oder Firmenwerts der zahlungsmittelgenerierenden Einheit Ungarn in H\u00f6he von TEUR\u00a072.609 f\u00fchrten.</div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><br/><br/><span class=\"hyperlink-no-style\"></span>Die Wertminderung im aktuellen Gesch\u00e4ftsjahr betrifft die CGU-Gruppe Ungarn (berichtspflichtiges Segment Erweiterte CEE). </div><div class=\"defaultParagraph Standard\">Aufgrund der wiederholten Prolongation der zus\u00e4tzlichen Versicherungssteuer durch die ungarische Regierung und weiterer regulatorischer Unsicherheiten wurden zum Halbjahr Szenarioanalysen gerechnet. Diese beinhalten weitergehende Aufwendungen aus dieser Steuer \u00fcber den aktuell geltenden gesetzlichen Zeitraum hinaus sowie h\u00f6here Aufwendungen aus den zus\u00e4tzlichen regulatorischen Unsicherheiten. Dies f\u00fchrte zu reduzierten Cash flow-Projektionen, die zu einer vollst\u00e4ndigen Wertminderung des Firmenwerts der CGU-Gruppe Ungarn im Halbjahr f\u00fchrten.</div><div class=\"defaultParagraph Standard\">Die Wertminderung im Vorjahr betraf ebenfalls die CGU-Gruppe Ungarn (berichtspflichtiges Segment Erweiterte CEE).</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"dcb19a\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstText\">Zusatzinformation zu Wertminderungen CGU-Gruppen</div></td><td class=\"d50d091\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">Berichtspflichtiges Segment</div></td><td class=\"cec15d\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">30.06.2025</div></td><td class=\"d334932\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d01210d\"><div class=\"defaultParagraph THeadlastNumber\">Wertminderungen</div></td><td class=\"d01210d\"><div class=\"defaultParagraph THeadlastNumber\">Erzielbarer Betrag</div></td><td class=\"d01210d\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Wertminderungen</span></div></td><td class=\"af82cb\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Erzielbarer Betrag</span></div></td></tr><tr><td class=\"c2448f\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"c5d931\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d6b18ff\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6b18ff\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6b18ff\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a0dbaf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"f3fc8f\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d32a919\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Erweiterte CEE</div></td><td class=\"d66939d\"><div class=\"defaultParagraph TBodynormalNumber\">72.609</div></td><td class=\"d66939d\"><div class=\"defaultParagraph TBodynormalNumber\">262.625</div></td><td class=\"d66939d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">116.327</span></div></td><td class=\"dee59d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">303.848</span></div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"bb3236\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f4c00a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f4c00a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f4c00a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6925b3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:8px\">Wertminderungen sind in der Gewinn- und Verlustrechnung in einer separaten Position zwischen der Zwischensumme Operatives Gruppenergebnis und dem Ergebnis vor Steuern erfasst. </div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">4.113.570</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.914.121</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.135.305</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.062.031</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.978.265</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.852.090</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.949</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.409</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.671</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.957</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">185.062</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">198.289</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.329</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.100</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umstufung zum Posten Zur Ver\u00e4u\u00dferung gehaltene Ver\u00e4u\u00dferungsgruppen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.803</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">14.688</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zuschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.636</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Planm\u00e4\u00dfige Abschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-95.926</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-75.281</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.678</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.737</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">3.046.557</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">1.167.543</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.135.305</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.214.100</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.113.570</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">776.990</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">772.132</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-310.150</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-301.182</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">466.840</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">470.950</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.754</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.461</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.010</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.554</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.810</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.471</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-288</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.352</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.083</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Planm\u00e4\u00dfige Abschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19.395</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.131</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.893</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">471.838</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">339.991</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">310.150</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">811.829</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">776.990</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erworbene Software</div><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.149.189</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.048.854</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-649.070</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-572.715</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">500.119</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">476.139</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.805</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.165</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.865</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.930</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">145.971</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.732</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.812</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.518</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">196</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.400</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung von Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">238</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Planm\u00e4\u00dfige Abschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-99.472</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-88.463</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.929</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">532.251</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">500.119</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">744.347</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">649.070</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.276.598</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.149.189</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:8px\"><span class=\"hyperlink-no-style\"></span>Die Wertminderungen sind vorrangig auf nicht mehr genutzte Softwarepakete in Deutschland (Vorjahr: Rum\u00e4nien und Polen) zur\u00fcckzuf\u00fchren.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-19": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Kriegssituation in der Ukraine</div><div class=\"defaultParagraph Standard\">Am 24. Februar 2022 begann mit dem Einmarsch der Streitkr\u00e4fte der Russischen F\u00f6deration in die Ukraine der Krieg zwischen diesen beiden L\u00e4ndern. F\u00fcr die ukrainischen Tochtergesellschaften sind die wesentlichen direkten Risiken das Wohlergehen der Mitarbeiter:innen und der Erhalt der operationellen Gesch\u00e4ftst\u00e4tigkeit (z.B. B\u00fcroinfrastruktur, Energie, Kommunikation, IT<span class=\"non-breaking-hyphen\">\u2011</span>Sicherheit). Im Rahmen eines nachhaltigen Risikomanagements werden eine Reihe an Risiken, die sich f\u00fcr den Konzern materialisieren k\u00f6nnen, adressiert und soweit m\u00f6glich mitigiert.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Gesch\u00e4ftsbetrieb in der Ukraine</div><div class=\"defaultParagraph Standard\">Die VIG ist im ukrainischen Markt mit drei Versicherungsgesellschaften vertreten, die zum 31.\u00a0Dezember\u00a02025 Verm\u00f6genswerte von rd. EUR\u00a0173\u00a0,3\u00a0Mio. (rd.\u00a0EUR\u00a0137,0\u00a0Mio.) halten. Die zum 31.\u00a0Dezember\u00a02023 gebildeten Wertminderungen f\u00fcr erwartete Kreditverluste f\u00fcr Staatsanleihen und Bankeinlagen bestehen weiterhin und wurden auf EUR\u00a071,7\u00a0Mio. (Stand 31.\u00a0Dezember\u00a02024: EUR\u00a053,3\u00a0Mio.) angepasst. Die Ma\u00dfnahme schafft f\u00fcr die VIG-Versicherungsgruppe die bestm\u00f6gliche Ausgangsposition f\u00fcr den Wiederaufbau nach Beendigung des Krieges. In der CGU-Gruppe Ukraine bestehen keine immateriellen Verm\u00f6genswerte, die einem Werthaltigkeitstest nach IAS\u00a036 unterliegen.</div><div class=\"defaultParagraph Standard\">Die Situation f\u00fcr die in der Ukraine t\u00e4tigen VIG-Versicherungsgesellschaften, die haupts\u00e4chlich in den westlichen Regionen des Landes t\u00e4tig sind, ist im Vergleich zum Vorjahr weitgehend unver\u00e4ndert und der Gesch\u00e4ftsbetrieb ist nur in geringem Ausma\u00df direkt beeintr\u00e4chtigt. Die Gesellschaften haben sich mittlerweile auf die kriegsbedingt ge\u00e4nderten Rahmenbedingungen eingestellt und k\u00f6nnen sehr schnell auf etwaige \u00c4nderungen reagieren. Die T\u00e4tigkeiten der ukrainischen Versicherungsgesellschaften zeigen keine wesentlichen Auswirkungen, die auf die Sanktionen gegen\u00fcber Russland zur\u00fcckzuf\u00fchren w\u00e4ren. Bis zum Redaktionsschluss k\u00f6nnen die ukrainischen Versicherungsgesellschaften trotz der anhaltend heraus-fordernden Umst\u00e4nde den Betrieb aufrechterhalten. Aufgrund der schwierigen aktuellen Lage in der Ukraine \u00fcberpr\u00fcft die VIG laufend, ob die Voraussetzungen f\u00fcr Going-Concern der ukrainischen Gesellschaften weiterhin vorliegen.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Russische Anleihen</div><div class=\"defaultParagraph Standard\">Die VIG-Versicherungsgruppe h\u00e4lt zum Bilanzstichtag russische Unternehmensanleihen zum Buchwert von EUR\u00a00,7\u00a0Mio. und einer Nominale von EUR\u00a05,0\u00a0Mio. (im Gesch\u00e4ftsjahr\u00a02024 einen Buchwert von EUR\u00a00,7\u00a0Mio. und einer Nominale von EUR\u00a05,1\u00a0Mio.) in den B\u00fcchern, f\u00fcr die grunds\u00e4tzlich kein aktiver Markt vorliegt. Im Laufe des Jahres\u00a02025 wurden keine wesentlichen Anleihen verkauft oder getilgt (Vorjahr: EUR\u00a045,0\u00a0Mio. verkauft und EUR\u00a012,0\u00a0Mio. getilgt), die in der Konzerngewinn- und -verlustrechnung zu einem ma\u00dfgeblichen Effekt gef\u00fchrt h\u00e4tten (Vorjahr: EUR\u00a08,4\u00a0Mio.).</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Risikovorsorge (ECL) Finanzielle Verm\u00f6genswerte </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung Risikovorsorge (ECL): KTM und Pierer Mobility AG im berichtspflichtigen Segment \u00d6sterreich</div><div class=\"defaultParagraph Standard\">Im Zusammenhang mit der Insolvenz der KTM wurde bereits im Gesch\u00e4ftsjahr\u00a02024 eine ECL in H\u00f6he von EUR\u00a028,8\u00a0Mio. (Nominale EUR\u00a035,0\u00a0Mio.) erfasst.</div><div class=\"defaultParagraph Standard\">Im Mai 2025 stellte der Haupteigent\u00fcmer der Pierer Mobility AG, der Muttergesellschaft der KTM, die zur Erf\u00fcllung der Sanierungsplanquoten erforderlichen liquiden Mittel zur Verf\u00fcgung. In der Folge erhielt der Konzern im Juni 2025 die vollst\u00e4ndige R\u00fcckzahlung des aushaftenden Betrags gegen\u00fcber der Pierer Mobility AG sowie 30<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% des aushaftenden Betrags gegen\u00fcber der KTM. Dies f\u00fchrte zu einem Ertrag in der Konzerngewinn- und -verlustrechnung aus der teilweisen Ausbuchung der zuvor erfassten ECL in H\u00f6he von EUR\u00a018,5\u00a0Mio.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Politisches Risiko in der T\u00fcrkei</div><div class=\"defaultParagraph Standard\">Die nach wie vor unsichere politische Lage in der T\u00fcrkei f\u00fchrte zu der weiterhin vorhandenen negativen Einsch\u00e4tzung zum Ausfallrisiko, weshalb Finanzinstrumente der Stage 2 zugeordnet bleiben. Dies machte eine Erh\u00f6hung der ECL von EUR\u00a01,9\u00a0Mio. (Nominale von EUR\u00a0828,1\u00a0Mio.) (Vorjahr: ECL von EUR\u00a028,8\u00a0Mio. und Nominale von EUR\u00a0769,2\u00a0Mio.) erforderlich.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Risiken im Zusammenhang mit der geopolitischen Situation und dem derzeitigen makro\u00f6konomischen Umfeld </div><div class=\"defaultParagraph Standard\">Insgesamt dominierten im Jahr\u00a02025 geopolitische Spannungen und protektionistische Tendenzen das wirtschaftspolitische Umfeld. Die wirtschaftspolitische Ausrichtung in den USA durch Zollerh\u00f6hungen und Handelskonflikte f\u00fchrt zu erheblichen Unsicherheiten im Welthandel. Die US-Notenbank hat eine m\u00f6gliche Zinswende zwar angedeutet, jedoch erst im September 2025 mit der ersten Zinssenkung begonnen, gefolgt von einer weiteren im Oktober. Im Euroraum setzte die Europ\u00e4ische Zentralbank ihre Zinssenkungen nicht weiter fort und signalisiert, dass die Zinss\u00e4tze nach der Lockerungsphase vorerst auf einem stabilen Niveau verharren, um die weitere wirtschaftliche Entwicklung zu beobachten.</div><div class=\"defaultParagraph Standard\">Im zweiten Halbjahr\u00a02025 zeigten sich in \u00d6sterreich zunehmend Anzeichen einer verhaltenen wirtschaftlichen Dynamik: Dennoch agieren Unternehmen bei Investitionen immer noch sehr vorsichtig und der Welthandel bleibt aufgrund geopolitischer Spannungen und diverser sich laufend ver\u00e4ndernden Handelsbeschr\u00e4nkungen unter Druck. Gleichzeitig wirken Investitionen in Technologie und Automatisierung unterst\u00fctzend, w\u00e4hrend der anhaltende Fachkr\u00e4ftemangel weiterhin strukturelle Herausforderungen f\u00fcr viele europ\u00e4ische M\u00e4rkte mit sich bringt.</div><div class=\"defaultParagraph Standard\">Laut den j\u00fcngsten Prognosen wird das globale Wachstum 2025 bei etwa 3,0<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% liegen. F\u00fcr den Euroraum wird ein moderates Wachstum im Bereich von rund 1,0 bis 1,2<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% erwartet.</div><div class=\"defaultParagraph Standard\">F\u00fcr die VIG sind insbesondere die wirtschaftspolitische Stabilit\u00e4t in Zentral- und Osteuropa, w\u00e4hrungspolitische Entwicklungen sowie die Inflationsdynamik in Schl\u00fcsselm\u00e4rkten wie \u00d6sterreich, der Tschechischen Republik, Polen und Ungarn von hoher Relevanz. Zus\u00e4tzlich stellen anhaltende geopolitische Konflikte, zunehmende Handelsbarrieren sowie wachsende Cyber- und Infrastrukturrisiken weitere Unsicherheitsfaktoren dar. Im Nahen Osten haben sich die Spannungen zuletzt massiv versch\u00e4rft. Die milit\u00e4rische Eskalation zwischen den USA und Israel versus dem Iran erh\u00f6ht die Risiken f\u00fcr Energiepreise, Lieferketten und die Stabilit\u00e4t der internationalen Finanzm\u00e4rkte erheblich und gef\u00e4hrdet die zarte wirtschaftliche Erholung in \u00d6sterreich. Das makro\u00f6konomische Umfeld bleibt volatil und die weiteren Entwicklungen m\u00fcssen weiterhin beobachtet werden. </div><div class=\"defaultParagraph Standard\">Zum Bilanzstichtag h\u00e4lt die VIG Staats- und Unternehmensanleihen von Emittenten aus Saudi-Arabien, den Vereinigten Arabischen Emiraten und Israel mit einem Buchwert von rd. EUR\u00a0161,9\u00a0Mio. und einer Nominale in H\u00f6he von rd. EUR\u00a0185,7\u00a0Mio. in den B\u00fcchern. </div><div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">24. </span><div class=\"list-paragraph-container\">Wesentliche Sch\u00e4tzungen und Ermessensentscheidungen</div></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.1. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>(R\u00fcck-)Versicherungsvertr\u00e4ge</div></div><div class=\"defaultParagraph Standard\">Annahmen und Sch\u00e4tzungen basieren auf allen zum Zeitpunkt der Aufstellung des Konzernabschlusses verf\u00fcgbaren Parametern. K\u00fcnftige Entwicklungen, wie Marktentwicklungen, die au\u00dferhalb des Einflussbereichs der VIG-Versicherungsgruppe liegen, werden erst mit ihrem Auftreten in den Annahmen ber\u00fccksichtigt. </div><div class=\"defaultParagraph Standard\">Es erfolgt eine Aufgliederung der Informationen nach Bewertungsmodellen gem.\u00a0IFRS\u00a017. Die Bewertungsmodelle sind das allgemeine Bewertungsmodell (GMM), der Ansatz der variablen Geb\u00fchr (VFA) und der Pr\u00e4mienallokationsansatz (PAA). Diese orientieren sich eng an der Struktur der IFRS\u00a017<span class=\"non-breaking-hyphen\">\u2011</span>Portfolien, die sich wie folgt darlegt: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Fondsgebunde und gewinnberechtigte Lebensversicherungen sowie die \u00f6sterreichische Krankenversicherung nach Art der Lebensversicherung werden nach dem VFA bewertet,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Schaden- und Unfallversicherungsvertr\u00e4ge werden haupts\u00e4chlich mit dem PAA bewertet und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">langfristige Schaden- und Unfallversicherungsvertr\u00e4ge in der Erst- und R\u00fcckversicherung, welche die Kriterien f\u00fcr die PAA-Bewertung nicht erf\u00fcllen; Lebensversicherungsvertr\u00e4ge, welche die Kriterien f\u00fcr die Anwendung des VFA nicht erf\u00fcllen, werden mit dem GMM bewertet.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Zur Bewertung von Versicherungsvertr\u00e4gen in der Lebens- und Krankenversicherung verwendete Methoden</div><div class=\"defaultParagraph Standard\">Der Barwert zuk\u00fcnftiger Zahlungsstr\u00f6me wird abh\u00e4ngig von der Entscheidung der lokalen Gesellschaften auf unterschiedliche Weise ermittelt. Im Konzern kommen zwei Methoden zur Anwendung: die stochastische Modellierung und die deterministische Projektion. Anders als bei deterministischen Projektionsverfahren werden bei der stochastischen Modellierung Verfahren angewandt, die eine Vielzahl m\u00f6glicher wirtschaftlicher Szenarien f\u00fcr Marktvariablen wie Zinss\u00e4tze und Eigenkapitalrendite generieren. Damit k\u00f6nnen zuk\u00fcnftige Zahlungsstr\u00f6me besser prognostiziert werden. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Zugrunde gelegte Annahmen zur Sch\u00e4tzung k\u00fcnftiger Zahlungsstr\u00f6me</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Sterblichkeits-, Morbidit\u00e4ts- und Langlebigkeitsraten </div><div class=\"defaultParagraph Standard\">Die Annahmen basieren auf branchen\u00fcblichen l\u00e4nderspezifischen Tabellen, je nach Art des abgeschlossenen Vertrags und Wohnsitz der versicherten Person. Sie spiegeln Erfahrungswerte der j\u00fcngsten Vergangenheit wider und werden bei Bedarf angepasst, um die Erfahrungen der lokalen Gesellschaften zu ber\u00fccksichtigen. Erwartete k\u00fcnftige Verbesserungen werden angemessen, aber nicht \u00fcberm\u00e4\u00dfig ber\u00fccksichtigt. Die Annahmen unterscheiden sich beispielsweise je nach Versicherungsklasse und Art des Vertrags. </div><div class=\"defaultParagraph Standard\">H\u00f6here Sterblichkeits- und Morbidit\u00e4tsraten f\u00fchren zu einem Anstieg der erwarteten Schadenzahlungen, wodurch sich die k\u00fcnftige CSM verringert. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Aufwendungen </div><div class=\"defaultParagraph Standard\">Annahmen hinsichtlich der Verwaltungskosten spiegeln die prognostizierten Kosten f\u00fcr die Betreuung bestehender Polizzen und die damit verbundenen Gemeinkosten wider. Die aktuellen Aufwendungen werden als angemessene Grundlage f\u00fcr die zuk\u00fcnftigen Aufwendungen angesehen und werden gegebenenfalls um die erwartete Kosteninflation angepasst.</div><div class=\"defaultParagraph Standard\">Ein Anstieg der erwarteten Aufwendungen verringert die k\u00fcnftig erwarteten Gewinne.</div><div class=\"defaultParagraph Standard\">Die Zahlungsstr\u00f6me innerhalb der Vertragsgrenzen umfassen eine Zuordnung fixer und variabler Gemeinkosten, die direkt der Erf\u00fcllung von Versicherungsvertr\u00e4gen zugeordnet werden k\u00f6nnen. Die Zuordnung zu Gruppen von Versicherungsvertr\u00e4gen erfolgt mittels systematischer und rationaler Methoden, welche einheitlich auf alle Kosten mit \u00e4hnlichen Merkmalen angewandt werden. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Storno- und R\u00fcckkaufquoten </div><div class=\"defaultParagraph Standard\">Stornos beziehen sich auf die K\u00fcndigung von Polizzen aufgrund ausbleibender Pr\u00e4mienzahlungen, wohingegen R\u00fcckk\u00e4ufe sich auf die freiwillige K\u00fcndigung von Polizzen durch Versicherungsnehmer:innen beziehen. Annahmen diesbez\u00fcglich basieren auf statistischen Analysen von Erfahrungswerten und variieren je nach Produkttyp, Versicherungsdauer und Umsatztrends.</div><div class=\"defaultParagraph StandardohneAbstand\">Ein Anstieg der Stornoquoten w\u00fcrde die k\u00fcnftige CSM tendenziell verringern.</div><div class=\"defaultParagraph berschrift6\" style=\"font-size:12px; font-family:'HelveticaNeueLT Com 45 Lt'; color:#000000; min-height:12px; padding-right:0px\"></div><div class=\"defaultParagraph Standard\">Die Sensitivit\u00e4ten sind im Konzernanhang unter \u201e1.8. Versicherungs- und Marktrisiken \u2013 Sensitivit\u00e4tsanalyse\u201c dargelegt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Zur Bewertung von Versicherungsvertr\u00e4gen in der Nichtlebensversicherung verwendete Methoden</div><div class=\"defaultParagraph Standard\">Die wesentlichen Annahmen f\u00fcr Nichtleben werden in diesem Abschnitt im Unterkapitel \u201eR\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle (LIC)\u201c behandelt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Diskontierungss\u00e4tze</div><div class=\"defaultParagraph Standard\">Alle Verpflichtungen aus Versicherungsvertr\u00e4gen (au\u00dfer der nach dem PAA bewerteten Deckungsr\u00fcckstellung) werden berechnet, indem die erwarteten k\u00fcnftigen Zahlungsstr\u00f6me mit den risikolosen, um eine Illiquidit\u00e4tsanpassung erh\u00f6hten Zinss\u00e4tzen abgezinst werden.</div><div class=\"defaultParagraph Standard\">Risikolose Zinss\u00e4tze werden mit dem Bottom-up-Ansatz auf Basis von Swap-S\u00e4tzen in der W\u00e4hrung der Verbindlichkeiten aus Versicherungsvertr\u00e4gen festgelegt. Sofern Swap-S\u00e4tze nicht hinreichend liquide und transparent sind, wird stattdessen auf Zinss\u00e4tze f\u00fcr Staatsanleihen zur\u00fcckgegriffen.</div><div class=\"defaultParagraph Standard\">Die Illiquidit\u00e4tsanpassung der jeweiligen risikolosen Zinss\u00e4tze basiert auf dem um Risiken bereinigten Spread zwischen dem Zinssatz, der mit einem Referenzportfolio erzielt werden k\u00f6nnte, und dem risikolosen Basiszinssatz. Die Illiquidit\u00e4tsanpassung bzw. das Referenzportfolio wird pro Land, unter Ber\u00fccksichtigung aller ma\u00dfgeblichen Kapitalanlagen der Vienna Insurance Group, berechnet.</div><div class=\"defaultParagraph Standard\">Die f\u00fcr die Abzinsung k\u00fcnftiger Zahlungsstr\u00f6me herangezogenen Zinss\u00e4tze sind im Konzernanhang unter \u201e1.2.\u00a0Verwendete Annahmen\u201c dargestellt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div><div class=\"defaultParagraph Standard\">Die Risikoanpassung f\u00fcr nichtfinanzielle Risiken stellt die Entsch\u00e4digung dar, die f\u00fcr das Tragen der Unsicherheit \u00fcber die H\u00f6he und den zeitlichen Anfall der Zahlungsstr\u00f6me der Gruppen von Versicherungsvertr\u00e4gen verlangt werden w\u00fcrde. Risiken, welche durch die Risikoanpassung f\u00fcr nichtfinanzielle Risiken abgedeckt werden, sind das versicherungstechnische Risiko und andere Risiken wie etwa das Storno- und das Kostenrisiko. Daher entspricht die Risikoanpassung einem Betrag, den ein Versicherungsunternehmen zahlen w\u00fcrde, um die Unsicherheit dar\u00fcber, ob k\u00fcnftige Zahlungsstr\u00f6me die bestm\u00f6gliche Sch\u00e4tzung \u00fcbersteigen werden, zu beseitigen. </div><div class=\"defaultParagraph Standard\">Die Risikoanpassung erfolgte unter Anwendung der Kapitalkostenmethode (CoC-Methode). Dabei wird die Wahrscheinlichkeitsverteilung des Erf\u00fcllungswerts gesch\u00e4tzt und ermittelt, wie viel zus\u00e4tzliches Kapital zu jedem k\u00fcnftigen Zeitpunkt der Cash flow-Prognosen ben\u00f6tigt wird, um die \u00f6konomischen Kapitalanforderungen zu erf\u00fcllen. </div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Auf die zus\u00e4tzlichen Kapitalanforderungen der k\u00fcnftigen Berichtsperioden wird ein Kapitalkostensatz angewandt. Die Kapitalkosten spiegeln die Rendite wider, die ein Unternehmen zum Ausgleich des nichtfinanziellen Risikos ben\u00f6tigt. Die berechnete, auf k\u00fcnftige Laufzeiten anzuwendende Risikoanpassung wird unter Verwendung des Diskontierungssatzes auf den Abschlussstichtag abgezinst und ist Bestandteil der Summe der Verpflichtungen.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Aufl\u00f6sung der vertraglichen Servicemarge (CSM)</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die CSM ist eine Komponente des Verm\u00f6genswerts oder der Verbindlichkeit f\u00fcr die Gruppe von Versicherungsvertr\u00e4gen und stellt den nicht realisierten Gewinn dar, den eine Gesellschaft im Laufe der k\u00fcnftigen Leistungserbringung voraussichtlich ausweisen wird. In jeder Periode wird ein Betrag der CSM f\u00fcr eine Gruppe von Versicherungsvertr\u00e4gen als versicherungstechnischer Ertrag erfasst, der somit die in dieser Periode erbrachten Versicherungsvertragsleistungen widerspiegelt. Die CSM wird bestimmt durch:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Identifizierung der Deckungseinheiten in der Gruppe; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Allokation der CSM zum Ende der Periode auf jede erbrachte bzw. k\u00fcnftig erwartete zu erbringende Deckungseinheit; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die erfolgswirksame Erfassung des Anteils, der den in der Periode erbrachten Deckungseinheiten zugeordnet wird.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die Aufteilung der CSM auf erbrachte und k\u00fcnftig erwartete Deckung erfolgt vor der erfolgswirksamen Erfassung von Betr\u00e4gen.</div><div class=\"defaultParagraph Standard\">Um die Anzahl der Deckungseinheiten in einer Gruppe von Versicherungsvertr\u00e4gen zu bestimmen, muss die Anzahl der gegen\u00fcber der:dem Versicherungsnehmer:in zu erbringenden Leistungen, die Versicherungsdeckungsleistungen und Kapitalanlageleistungen beinhalten, bewertet werden. Bei der Gewichtung unterschiedlicher Leistungen k\u00f6nnte der Barwert der Pr\u00e4mie f\u00fcr Risiko- und Sparanteil als Grundlage zur Gewichtung der Aufl\u00f6sungskomponenten verwendet werden. In einigen F\u00e4llen kann es jedoch auch notwendig sein, bei der Ermittlung der Anzahl der Deckungseinheiten die unterschiedlichen Versicherungsdeckungen zu gewichten. Dazu wird der Barwert der Pr\u00e4mien der jeweiligen Versicherungsdeckung herangezogen. Alternative Ans\u00e4tze und Vereinfachungen k\u00f6nnen zur Anwendung kommen, sofern das Ergebnis die erbrachten Leistungen angemessen widerspiegelt.</div><div class=\"defaultParagraph Standard\">Die Menge der Versicherungsleistungen und Deckungseinheiten f\u00fcr die Hauptproduktlinien wird folgenderma\u00dfen ermittelt:</div><div class=\"defaultParagraph Standard\">F\u00fcr Portfolios der Nichtlebens- und Krankenversicherung sowie f\u00fcr die Nichtlebensr\u00fcckversicherung werden die erbrachten Versicherungsleistungen mittels dem prognostizierten Pr\u00e4mienertrag approximiert. Bei einem Gro\u00dfteil dieser Leistungen handelt es sich um die Versicherungsdeckung. Folglich entspricht die Deckungseinheit dem prognostizierten Pr\u00e4mienertrag.</div><div class=\"defaultParagraph Standard\">Bei Gruppen von Rentenvertr\u00e4gen entspricht die Menge der Leistungen sowohl in Bezug auf die Versicherungsdeckung als auch auf die Kapitalanlageleistungen der mathematischen Reserve. Dadurch entspricht die Deckungseinheit ebenfalls der mathematischen Reserve. Bei Risikolebensversicherungen ohne R\u00fcckkaufwert oder Zusatzbestimmungen, die nur Versicherungsdeckung bieten, entspricht die Menge der Leistungen der vertraglich vereinbarten Versicherungssumme \u00fcber die Vertragslaufzeit. Daher entspricht die Deckungseinheit bei diesen Produkten der vertraglich vereinbarten Versicherungssumme. Bei fonds- und indexgebundenen Vertr\u00e4gen wird die Menge der Kapitalanlageleistungen anhand des Fondswerts bestimmt, der als Deckungseinheit dient. </div><div class=\"defaultParagraph Standard\">Bei Kapitallebensversicherungen ohne Zusatzbestimmungen und bei Risikolebensversicherungen mit R\u00fcckkaufwert werden die Risikosumme f\u00fcr die Versicherungsdeckung und die mathematische Reserve als Messgr\u00f6\u00dfen f\u00fcr Kapitalanlageleistungen verwendet. Die Versicherungssumme fungiert als Deckungseinheit, da sie sowohl die Versicherungskomponente (Risikosumme) als auch die Kapitalanlagekomponente (mathematische Reserve oder Fondswert) abbildet. In diesem Fall ist keine weitere Gewichtung erforderlich.</div><div class=\"defaultParagraph Standard\">Deckungseinheiten einer Gruppe von Versicherungsvertr\u00e4gen werden auf Grundlage der Menge an erbrachten Leistungen durch die Vertr\u00e4ge bestimmt. Im Falle der gehaltenen R\u00fcckversicherung entspricht dies der Deckung des Versicherers aus den gehaltenen R\u00fcckversicherungsvertr\u00e4gen und nicht jenen aus den zugrundeliegenden Versicherungsvertr\u00e4gen gegen\u00fcber den Versicherungsnehmer:innen. </div><div class=\"defaultParagraph Standard\">Die Gesamtanzahl der Deckungseinheiten jeder (R\u00fcck<span class=\"non-breaking-hyphen\">\u2011</span>)Versicherungsvertragsgruppe wird am Ende jeder Berichtsperiode neu bewertet. Damit wird die verbleibende Deckung um die in der Periode eingetretenen Schadenzahlungen, erwarteten Stornos und Vertragsk\u00fcndigungen verringert.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Deckungsr\u00fcckstellung (LRC)</div><div class=\"defaultParagraph Standard\">Bei der Berechnung der Deckungsr\u00fcckstellung flie\u00dfen zahlreiche ermessensbehaftete Werte ein. Diese ermessensbehafteten Werte umfassen unter anderem die Diskontierungszinss\u00e4tze, die f\u00fcr die Berechnung angenommenen Zahlungsstr\u00f6me, Abschlusskosten sowie die Erf\u00fcllungswerte f\u00fcr belastende Vertr\u00e4ge.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Abschlusskosten </div><div class=\"defaultParagraph Standard\">Abschlusskosten werden den in der Konzernbilanz erfassten entsprechenden Gruppen von Versicherungsvertr\u00e4gen zugeordnet (einschlie\u00dflich denjenigen Versicherungsvertragsgruppen, die erwartungsgem\u00e4\u00df aus Verl\u00e4ngerungen entstehen werden). F\u00fcr Abschlusskosten, die vor der Erfassung der zugeh\u00f6rigen Versicherungsvertragsgruppe entstanden sind, wird ein Verm\u00f6genswert f\u00fcr Abschlusskosten angesetzt. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Belastende Versicherungsvertragsgruppen </div><div class=\"defaultParagraph Standard\">F\u00fcr belastende Vertragsgruppen wird die Deckungsr\u00fcckstellung anhand der Erf\u00fcllungswerte festgelegt. Jegliche Verlustr\u00fcckerstattungskomponente wird unter Bezugnahme auf die Verlustkomponente, die f\u00fcr die zugrundeliegenden Vertr\u00e4ge erfasst wurde, und die Schadenr\u00fcckerstattung, die im Rahmen von gehaltenen R\u00fcckversicherungsvertr\u00e4gen erwartet wird, ermittelt. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Zeitwert des Geldes </div><div class=\"defaultParagraph Standard\">F\u00fcr alle Produktlinien wird der Buchwert der Deckungsr\u00fcckstellung diskontiert, um den Zeitwert des Geldes und den Effekt der finanziellen Risiken widerzuspiegeln. Davon ausgenommen sind jene, die unter Anwendung des PAA bewertet werden und nicht belastend sind. F\u00fcr die Abzinsung werden Diskontierungss\u00e4tze verwendet, welche die Merkmale der Zahlungsstr\u00f6me der Versicherungsvertragsgruppe zum Zeitpunkt des erstmaligen Ansatzes widerspiegeln, sofern ein signifikantes finanzielles Risiko beinhaltet ist.</div><div class=\"defaultParagraph Standard\">Die angewandten Diskontierungss\u00e4tze sind im Konzernanhang unter \u201e1.2.\u00a0Verwendete Annahmen\u201c ersichtlich.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ermessensabh\u00e4ngige Zahlungsstr\u00f6me f\u00fcr Vertr\u00e4ge mit indirekter \u00dcberschussbeteiligung</div><div class=\"defaultParagraph Standard\">Um zu bestimmen, wie \u00c4nderungen der ermessensabh\u00e4ngigen Zahlungsstr\u00f6me bei Versicherungsvertr\u00e4gen mit ermessensabh\u00e4ngigen Merkmalen, die nicht unter die Definition der direkten \u00dcberschussbeteiligung fallen, zu identifizieren sind, legen die lokalen Gesellschaften die Grundlage fest, auf der sie ihre vertragsm\u00e4\u00dfigen Verpflichtungen erwartungsgem\u00e4\u00df bestimmen werden. Jedoch sind Effekte von Marktvariablen (z.\u00a0B. Kapitalanlageertr\u00e4ge) auf die Zahlungsstr\u00f6me weiterhin erfolgswirksam oder wahlweise im sonstigen Ergebnis zu erfassen und d\u00fcrfen nicht zu einer Anpassung der CSM f\u00fchren.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Verm\u00f6genswerte f\u00fcr Abschlusskosten</div><div class=\"defaultParagraph Standard\">Bei der Bestimmung der Inputdaten, die im Rahmen der Methode zur systematischen und rationalen Zuordnung von Abschlusskosten zu Gruppen von Versicherungsvertr\u00e4gen herangezogen werden, trifft die VIG Ermessensentscheidungen dahingehend: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">ob Versicherungsvertr\u00e4ge erwartungsgem\u00e4\u00df aus Verl\u00e4ngerungen von bestehenden Versicherungsvertr\u00e4gen entstehen werden und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">gegebenenfalls in Bezug auf den Betrag, der Gruppen zuzuordnen ist, einschlie\u00dflich k\u00fcnftiger Verl\u00e4ngerungen </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">sowie auf das Volumen erwarteter Verl\u00e4ngerungen aus neuen, in der Periode ausgestellten Vertr\u00e4gen.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Zum Ende jeder Berichtsperiode werden die getroffenen Annahmen angepasst, um die Abschlusskosten den Vertragsgruppen zuzuordnen. Sofern notwendig, werden die Betr\u00e4ge der Verm\u00f6genswerte um die entsprechenden Abschlusskosten angepasst. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle (LIC)</div><div class=\"defaultParagraph Standard\">F\u00fcr Nichtleben stellt die R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle eine wesentliche Komponente der Erfassung aus Versicherungsvertr\u00e4gen dar.</div><div class=\"defaultParagraph Standard\">Hierbei wird die endg\u00fcltige H\u00f6he der schwebenden Versicherungsf\u00e4lle unter Anwendung einer Reihe \u00fcblicher versicherungsmathematischer Projektionsverfahren gesch\u00e4tzt. Die wichtigste zugrundeliegende Annahme dieser Verfahren besteht darin, Schadenentwicklungen der Vergangenheit als Erfahrungswerte heranzuziehen, um die zuk\u00fcnftige Schadenentwicklung und somit die endg\u00fcltige Schadenh\u00f6he zu prognostizieren. Mit diesen Methoden wird die Entwicklung der beglichenen und eingetretenen Verluste, der durchschnittlichen Kosten je Schadenfall (einschlie\u00dflich Kosten f\u00fcr die Schadenbearbeitung) und der Anzahl der Schadenf\u00e4lle, basierend auf der in Vorjahren beobachteten Entwicklung und den erwarteten Verlustquoten, extrapoliert. Die historische Schadenentwicklung wird dabei vorwiegend nach Schadenjahren analysiert, kann aber auch nach geografischer Region, wesentlichen Gesch\u00e4ftsfeldern und Art des Schadenfalls weiter aufgeschl\u00fcsselt werden. Gro\u00dfsch\u00e4den werden in der Regel separat ber\u00fccksichtigt, entweder durch R\u00fcckstellungen basierend auf Sch\u00e4tzungen der Schadenbearbeiter:innen oder durch eine separate Prognose, die die zuk\u00fcnftigen Entwicklungen widerspiegelt. </div><div class=\"defaultParagraph Standard\">Zus\u00e4tzliche qualitative Ermessensentscheidungen werden getroffen, um zu beurteilen, ob fr\u00fchere Trends auch in der Zukunft g\u00fcltig sind. Dabei werden alle verbundenen Unsicherheiten ber\u00fccksichtigt, um eine Sch\u00e4tzung der endg\u00fcltigen Schadenh\u00f6he zu erhalten, die den wahrscheinlichkeitsgewichteten Erwartungswert aller m\u00f6glichen Ergebnisse widerspiegelt. </div><div class=\"defaultParagraph Standard\">Bei derartigen Trends kann es sich beispielsweise um einmalige Ereignisse, Ver\u00e4nderungen von externen oder Marktfaktoren, wie die Einstellung der \u00d6ffentlichkeit zur Geltendmachung von Anspr\u00fcchen, wirtschaftliche Rahmenbedingungen, das Niveau der Schadeninflation, Gerichtsentscheidungen und Gesetzgebung sowie interne Faktoren, wie Portfoliomix, Polizzenmerkmale und Schadenbearbeitungsprozesse, handeln.</div><div class=\"defaultParagraph Standard\">Die Durchsetzbarkeit und Einbringlichkeit von Regresserstattungen werden bei der Bemessung der endg\u00fcltigen Schadenkosten als Wertberichtigung ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\">Sonstige wesentliche Umst\u00e4nde, die sich auf die Zuverl\u00e4ssigkeit von Annahmen auswirken, sind u.a. \u00c4nderungen der Zinss\u00e4tze, Verz\u00f6gerungen bei der Regulierung sowie Wechselkurs\u00e4nderungen.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.2. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>Wertminderungsaufwand f\u00fcr finanzielle Verm\u00f6genswerte</div></div><div class=\"defaultParagraph Standard\">Die Bewertung des Wertminderungsaufwands f\u00fcr ma\u00dfgebliche finanzielle Verm\u00f6genswerte nach IFRS\u00a09 erfordert Ermessensentscheidungen, insbesondere in Hinblick auf die Sch\u00e4tzung der H\u00f6he und des zeitlichen Anfalls k\u00fcnftiger Zahlungsstr\u00f6me bei der Ermittlung des Wertminderungsaufwands und der Beurteilung einer signifikanten Erh\u00f6hung des Ausfallrisikos. Diese Sch\u00e4tzungen werden vom Ergebnis modellierter Szenarien f\u00fcr erwartete Kreditverluste und den jeweiligen verwendeten Inputdaten, wie im Kapitel \u201eWertminderung finanzieller Verm\u00f6genswerte\u201c im Anhang unter \u201e25.4.\u00a0Finanzinstrumente\u201c beschrieben, beeinflusst.</div><div class=\"defaultParagraph Standard\">Der Konzern beobachtet laufend die Auswirkungen geopolitischer Spannungen und makro\u00f6konomischer Entwicklungen. Diese Faktoren beeinflussen die Bewertung von Finanzinstrumenten, die Sch\u00e4tzung erwarteter Kreditverluste (ECL) sowie Liquidit\u00e4ts- und Marktrisiken.</div><div class=\"defaultParagraph Standard\">Wesentliche Bewertungsannahmen im Zusammenhang mit dem Fair Value gem\u00e4\u00df IFRS\u00a013 und der erwarteten Kreditverluste gem\u00e4\u00df IFRS\u00a09 ber\u00fccksichtigen Szenarien, die aktuelle geopolitische und wirtschaftliche Unsicherheiten widerspiegeln. Die Modelle werden zumindest j\u00e4hrlich \u00fcberpr\u00fcft und anlassbezogen angepasst, um \u00c4nderungen der Risikoeinsch\u00e4tzung oder der Marktvolatilit\u00e4t angemessen zu ber\u00fccksichtigen.</div><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.3. </span><div class=\"list-paragraph-container\">Zum beizulegenden Zeitwert bewertete Finanzinstrumente (Level 3)</div></div><div class=\"defaultParagraph Standard\" style=\"font-size:13px; min-height:13px\">Der beizulegende Zeitwert von nicht auf einem aktiven Markt gehandelten Finanzinstrumenten wird durch die Anwendung geeigneter Bewertungstechniken ermittelt. Die hierbei verwendeten Annahmen basieren, soweit verf\u00fcgbar, auf am Bilanzstichtag vorhandenen Marktdaten. F\u00fcr die Bestimmung des beizulegenden Zeitwerts zahlreicher finanzieller Verm\u00f6genswerte, die nicht auf aktiven M\u00e4rkten gehandelt werden, wendet die VIG-Versicherungsgruppe Barwertmethoden unter Ber\u00fccksichtigung geeigneter Zinssatzmodelle an. In Anhangangabe \u201e17. Bemessung des beizulegenden Zeitwerts\u201c und in Anhangangabe \u201e25.9. Bemessung des beizulegenden Zeitwerts\u201c sind weiterf\u00fchrende Informationen zum Bewertungsprozess zu finden. Wertminderungen von finanziellen Verm\u00f6genswerten werden unter \u201e24.2.\u00a0Wertminderungsaufwand f\u00fcr finanzielle Verm\u00f6genswerte<span dir=\"ltr\" style=\"font-style:italic\">\u201c</span><span dir=\"ltr\" style=\"font-style:italic\"> </span>erl\u00e4utert<span dir=\"ltr\" style=\"font-size:13px; min-height:13px\">.</span></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.4. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Wertminderung des Gesch\u00e4fts- oder Firmenwerts</div></div><div class=\"defaultParagraph Standard\">Zumindest einmal j\u00e4hrlich wird im Einklang mit der in Anhangangabe \u201e25.5. Gesch\u00e4fts- oder Firmenwerte<span dir=\"ltr\" style=\"font-style:italic\">\u201c</span> erl\u00e4uterten Methode untersucht, ob eine Wertminderung des Gesch\u00e4fts- oder Firmenwerts vorliegt. Sch\u00e4tzungen in diesem Bereich betreffen vor allem die den Berechnungen zu Grunde liegenden Planergebnisse der jeweiligen CGUs und spezifische Parameter, insbesondere Wachstumsraten und Diskontierungss\u00e4tze. Sensitivit\u00e4ten mit diesen Parametern in Zusammenhang stehend werden im Konzernanhang unter Anhangangabe \u201e3. Gesch\u00e4fts- oder Firmenwerte\u201c dargelegt.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.5. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>Werthaltigkeit aktiver latenter Steuern</div></div><div class=\"defaultParagraph Standard\">Ertragssteuern sind f\u00fcr jede Steuerjurisdiktion zu ber\u00fccksichtigen, in der die VIG t\u00e4tig ist. Dabei ist f\u00fcr jedes Besteuerungssubjekt die erwartete tats\u00e4chliche Ertragssteuer zu berechnen und die tempor\u00e4ren Differenzen aus der unterschiedlichen Behandlung bestimmter Bilanzposten zwischen dem steuerrechtlichen und dem IFRS-Abschluss zu beurteilen. Soweit tempor\u00e4re Differenzen vorliegen, f\u00fchren diese grunds\u00e4tzlich zum Ansatz von aktiven und passiven latenten Steuern im Abschluss, wobei der jeweilige L\u00e4ndersteuersatz zur Anwendung kommt. Der Betrag der erwarteten tats\u00e4chlichen und latenten Ertragssteuerschuld oder -forderung spiegelt den Betrag wider, der unter Ber\u00fccksichtigung steuerlicher Unsicherheiten und folglich unter der Anwendung von IFRIC 23 die beste Sch\u00e4tzung darstellt.</div><div class=\"defaultParagraph Standard\">Der Vorstand muss bei der Berechnung tats\u00e4chlicher und latenter Steuern, unter Ber\u00fccksichtigung von steuerlichen Unsicherheiten, Beurteilungen und Ermessensentscheidungen treffen. Aktive latente Steuern werden in dem Ma\u00dfe angesetzt, in dem es wahrscheinlich ist, dass sie genutzt werden k\u00f6nnen. Die Nutzung aktiver latenter Steuern h\u00e4ngt von der M\u00f6glichkeit ab, im Rahmen der jeweiligen Steuerart und Steuerjurisdiktion ausreichendes zu versteuerndes Einkommen zu erzielen, wobei gegebenenfalls gesetzliche Beschr\u00e4nkungen, z.B. hinsichtlich der maximalen Verlustvortragsperioden, zu ber\u00fccksichtigen sind. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Zur Beurteilung der Wahrscheinlichkeit der k\u00fcnftigen Nutzbarkeit werden folgende Faktoren ber\u00fccksichtigt:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Ertragslage der Vergangenheit, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">operative Planungen, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Verlustvortragsperioden, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Steuerplanungsstrategien und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">bestehende latente Steuerverpflichtungen.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Im Zuge der Werthaltigkeitspr\u00fcfung aktiver latenter Steuern werden neben den bisherigen quantitativen und qualitati<span dir=\"ltr\" style=\"font-size:15px; min-height:15px\">v</span>en Parametern auch geopolitische Risiken und deren m\u00f6gliche Auswirkungen auf die Planergebnisse in die Beurteilung einbezogen.</div><div class=\"defaultParagraph Standard\">F\u00fcr \u00f6sterreichische und Teile der ausl\u00e4ndischen Gesellschaften sowie in Ungarn bestehen steuerliche Gruppen. Diesbez\u00fcglich wird auf Abschnitt \u201eBilanzierungs- und Bewertungsmethoden\u201c unter \u201e25.13.\u00a0Steuern\u201c verwiesen.</div><div class=\"defaultParagraph Standard\" style=\"background-color:#FFFF00\">Weichen die tats\u00e4chlichen Ergebnisse von den Sch\u00e4tzungen ab oder sind Sch\u00e4tzungen in k\u00fcnftigen Perioden anzupassen, k\u00f6nnte dies nachteilige Auswirkungen auf die Verm\u00f6gens-, Finanz- und Ertragslage haben. Kommt es zu einer \u00c4nderung der Werthaltigkeitsbeurteilung bei aktiven latenten Steuern, sind die angesetzten aktiven latenten Steuern \u2013 entsprechend der urspr\u00fcnglichen Bildung \u2013 erfolgswirksam oder erfolgsneutral abzuwerten bzw. wertberichtigte aktive latente Steuern erfolgswirksam oder erfolgsneutral zu aktivieren. Weiterf\u00fchrende Informationen sind im Kapitel \u201eBilanzierungs- und Bewertungsmethoden\u201c unter \u201e25.13. Steuern\u201c und in der Angabe \u201e11. Steuern\u201c zu finden.</div><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.6. </span><div class=\"list-paragraph-container\">Konsolidierungsmethodik</div></div><div class=\"defaultParagraph Standard\">Gesellschaften, welche f\u00fcr den Konzern als unwesentlich erachtet werden, werden nicht in den Konsolidierungskreis aufgenommen, auch wenn die Kriterien des IAS\u00a028 \u2013 Assoziierte Unternehmen bzw. des IFRS\u00a010 \u2013 Konzernabschl\u00fcsse dem Grunde nach erf\u00fcllt sind. Die Beurteilung, ob es sich um ein wesentliches Unternehmen f\u00fcr den Konzern handelt, erfolgt anhand qualitativer und quantitativer Kriterien. Es liegt im Ermessen des Vorstands, einen Prozentsatz festzulegen, anhand dessen ein Schwellenwert pro Kennzahl (bspw. Eigenkapital) zur quantitativen Pr\u00fcfung kalkuliert werden kann. </div><div class=\"defaultParagraph Standard\">Qualitative Kriterien ber\u00fccksichtigen, ob die Gesch\u00e4ftst\u00e4tigkeit einer Gesellschaft ma\u00dfgebliche Auswirkungen auf konzerninterne Transaktionen hat. Gesellschaften mit folgenden Gesch\u00e4ftsfeldern werden anhand dieser vom Vorstand getroffenen qualitativen Annahme jedenfalls in den Konsolidierungskreis aufgenommen: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Immobilienbesitzgesellschaften, allerdings erst ab jenem Zeitpunkt, ab dem der betriebsbereite Zustand hergestellt wurde, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Holdinggesellschaften mit Anteilen am operativen Versicherungsgesch\u00e4ft oder an Immobilienbesitzgesellschaften sowie </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zentrale IT-Dienstleistungsgesellschaften, sofern diese gruppenweit t\u00e4tig sind.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Vorausgesetzt eine Gesellschaft wurde als wesentlich eingestuft, wird gem. IAS\u00a028 \u2013 Assoziierte Unternehmen bzw. gem. IFRS\u00a010 \u2013 Konzernabschl\u00fcsse eruiert, in welcher Form dieses Unternehmen im Konzernabschluss konsolidiert wird.</div><div class=\"defaultParagraph Standard\">Tochterunternehmen, welche zum Zeitpunkt der Erstkonsolidierung von wesentlicher Bedeutung waren, werden auch in den Folgeperioden weiterhin im Konsolidierungskreis ber\u00fccksichtigt. Jedoch k\u00f6nnen im Ermessen des Vorstands Umst\u00e4nde eintreten, die zu einer Neubeurteilung des Konsolidierungskreises f\u00fchren. Dadurch k\u00f6nnten in der Vergangenheit konsolidierte, aber nach den quantitativen Kriterien zum Zeitpunkt der erneuten \u00dcberpr\u00fcfung unwesentliche Gesellschaften wieder aus dem Konsolidierungskreis ausscheiden. Unternehmen, die aufgrund ihrer Gesch\u00e4ftst\u00e4tigkeit \u00fcberwiegend konzerninterne Ums\u00e4tze erwirtschaften, aber keine wesentlichen Gewinne oder Verluste abwerfen, werden nur in den Konsolidierungskreis aufgenommen, wenn sie l\u00e4nder\u00fcbergreifend agieren bzw. f\u00fcr die Nachhaltigkeitsberichterstattung von Relevanz sind.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.7. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>Wesentlichkeit von Anhangangaben und den dazugeh\u00f6rigen Bilanzierungs- und Bewertungsmethoden</div></div><div class=\"defaultParagraph Standard\">Gem\u00e4\u00df IAS\u00a01.31 sind in einem Abschluss nur wesentliche Informationen anzugeben. Dies gilt selbst dann, wenn ein Standard bestimmte Anforderungen oder Mindestanforderungen vorgibt. Ziel des IASBs bei diesem Paragrafen in Verbindung mit einem dazu ver\u00f6ffentlichten Practice Statement war es, eine Grundlage f\u00fcr eine \u00fcbersichtliche, nachvollziehbare und auf den wesentlichsten Informationen basierende Finanzberichterstattung zu schaffen. Die Beurteilung, ob es sich bei einer Information um wesentliche oder unwesentliche Angaben handelt, l\u00e4sst einen Ermessensspielraum offen. Der Vorstand der VIG Holding hat f\u00fcr die Einstufung der Wesentlichkeit von Anhangangaben und den dazugeh\u00f6rigen Bilanzierungs- und Bewertungsmethoden einen Schwellenwert eingef\u00fchrt. Wird der Schwellenwert unterschritten, erfolgt eine Ver\u00f6ffentlichung im Gesch\u00e4ftsbericht nur dann, wenn im Zuge des Freigabeprozesses die Information anhand von qualitativen Kriterien als wesentlich f\u00fcr die Bilanzleser:innen eingestuft wurde.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.8. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>Beurteilung von wesentlichen Bilanzierungsthemen gem. IAS\u00a08</div></div><div class=\"defaultParagraph Standard\">Vor allem aufgrund der Komplexit\u00e4t von IFRS\u00a017 kann es zu nachtr\u00e4glich festgestellten Bilanzierungsthematiken kommen. Derartige F\u00e4lle unterliegen einem definierten Meldeprozess und werden im Detail analysiert, um die Auswirkungen einer Korrektur gem. IAS\u00a08 f\u00fcr den:die Bilanzleser:in zu ermitteln.</div><div class=\"defaultParagraph Standard\">Ein ma\u00dfgeblicher Ermessensspielraum liegt vor allem bei der Festlegung der daf\u00fcr kalkulierten Grenzen. Nichtsdestotrotz tr\u00e4gt das Ziel einer klaren und verst\u00e4ndlichen Darstellung, ohne dabei die Berichterstattung ma\u00dfgeblich zu beeintr\u00e4chtigen, zur Beurteilung der Wesentlichkeit bei. Sofern, entsprechend den festgelegten Schwellen, eine Bilanzierungsdiskrepanz gem\u00e4\u00df Einsch\u00e4tzung der VIG zu keiner wesentlichen Beeinflussung des:der Bilanzleser:in f\u00fchrt, wird diese in der aktuellen Periode dargestellt.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAssetsAndLiabilitiesWithSignificantRiskOfMaterialAdjustmentExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-20": {
   "value": "<div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung Risikovorsorge (ECL): KTM und Pierer Mobility AG im berichtspflichtigen Segment \u00d6sterreich</div><div class=\"defaultParagraph Standard\">Im Zusammenhang mit der Insolvenz der KTM wurde bereits im Gesch\u00e4ftsjahr\u00a02024 eine ECL in H\u00f6he von EUR\u00a028,8\u00a0Mio. (Nominale EUR\u00a035,0\u00a0Mio.) erfasst.</div><div class=\"defaultParagraph Standard\">Im Mai 2025 stellte der Haupteigent\u00fcmer der Pierer Mobility AG, der Muttergesellschaft der KTM, die zur Erf\u00fcllung der Sanierungsplanquoten erforderlichen liquiden Mittel zur Verf\u00fcgung. In der Folge erhielt der Konzern im Juni 2025 die vollst\u00e4ndige R\u00fcckzahlung des aushaftenden Betrags gegen\u00fcber der Pierer Mobility AG sowie 30<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% des aushaftenden Betrags gegen\u00fcber der KTM. Dies f\u00fchrte zu einem Ertrag in der Konzerngewinn- und -verlustrechnung aus der teilweisen Ausbuchung der zuvor erfassten ECL in H\u00f6he von EUR\u00a018,5\u00a0Mio.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Politisches Risiko in der T\u00fcrkei</div><div class=\"defaultParagraph Standard\">Die nach wie vor unsichere politische Lage in der T\u00fcrkei f\u00fchrte zu der weiterhin vorhandenen negativen Einsch\u00e4tzung zum Ausfallrisiko, weshalb Finanzinstrumente der Stage 2 zugeordnet bleiben. Dies machte eine Erh\u00f6hung der ECL von EUR\u00a01,9\u00a0Mio. (Nominale von EUR\u00a0828,1\u00a0Mio.) (Vorjahr: ECL von EUR\u00a028,8\u00a0Mio. und Nominale von EUR\u00a0769,2\u00a0Mio.) erforderlich.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-21": {
   "value": "<div class=\"defaultParagraph berschrift2\" style=\"padding-right:0px\">Segmentberichterstattung</div><div class=\"defaultParagraph berschrift3\" style=\"padding-right:0px\">Allgemeine Informationen</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Gesch\u00e4ftssegmente</div><div class=\"defaultParagraph Standard\">Die interne Berichterstattung an den Hauptentscheidungstr\u00e4ger dient als Basis zur Festlegung der Gesch\u00e4ftssegmente. Als Gesch\u00e4ftssegmente wurden die einzelnen L\u00e4nder, in denen der Konzern mit Versicherungen, Pensionskassen- bzw. Pensionsfondsgesch\u00e4ft t\u00e4tig ist, identifiziert. Der Vorstand der VIG Holding als Hauptentscheidungstr\u00e4ger beurteilt regelm\u00e4\u00dfig die Ertragskraft anhand dieser Segmente und entscheidet \u00fcber die Allokation von Ressourcen zu diesen. Die Betonung der L\u00e4nder spiegelt auch die L\u00e4nderverantwortlichkeiten der Vorst\u00e4nde der VIG Holding wider. </div><div class=\"defaultParagraph Standard\">Die L\u00e4nder Estland, Lettland und Litauen werden als Gesch\u00e4ftssegment Baltikum an den Vorstand berichtet und die L\u00e4nder Albanien und Kosovo als Gesch\u00e4ftssegment Albanien inkl. Kosovo.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Berichtspflichtige Segmente</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-22": {
   "value": "Als berichtspflichtige Segmente wurden gem. IFRS\u00a08.12 bis IFRS\u00a08.14 die folgenden Segmente definiert:<div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">\u00d6sterreich (inkl. der Zweigniederlassungen der Wiener St\u00e4dtische in Italien (2024 aufsichtsrechtlich geschlossen) und Slowenien), </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Tschechische Republik, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Polen, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Erweiterte CEE, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Spezialm\u00e4rkte und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Gruppenfunktionen (inkl. der Zweigniederlassungen der VIG Holding in Schweden, Norwegen und D\u00e4nemark sowie jener der VIG Re in Deutschland und Frankreich).</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Erweiterte CEE </div><div class=\"defaultParagraph Standard\">Das berichtspflichtige Segment Erweiterte CEE umfasst die Gesch\u00e4ftssegmente Albanien inkl. Kosovo, das Baltikum, Bosnien-Herzegowina, Bulgarien, Kroatien, Moldau, Nordmazedonien, Rum\u00e4nien, Serbien, Slowakei, Ukraine und Ungarn. Das berichtspflichtige Segment wird gem\u00e4\u00df den Kriterien der Zusammenfassung nach IFRS\u00a08.14 aggregiert. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Spezialm\u00e4rkte</div><div class=\"defaultParagraph Standard\">Das berichtspflichte Segment Spezialm\u00e4rkte entspricht der Restgr\u00f6\u00dfe gem. IFRS\u00a08.16 und umfasst die L\u00e4nder Deutschland, Georgien, Liechtenstein und T\u00fcrkei.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Gruppenfunktionen</div><div class=\"defaultParagraph Standard\">Der Vorstand steuert das Versicherungsgesch\u00e4ft separat von den Koordinationsfunktionen in den einzelnen L\u00e4ndern. Aufgrund dessen werden in den einzelnen Gesch\u00e4ftssegmenten nur jene Gesellschaften inkludiert, die mit dem Versicherungs-, Pensionskassen und Pensionsfondsgesch\u00e4ft in Verbindung stehen. Dies bedeutet, dass Unternehmen, die keine Versicherungsprodukte vertreiben oder dabei unterst\u00fctzen (mit Ausnahme des Pensionskassen- bzw. Pensionsfondsgesch\u00e4fts), keine Schadenbegutachtungen bzw. -abwicklungen vornehmen oder eine f\u00fcr die Gruppe t\u00e4tige Servicegesellschaft sind, im berichtspflichtigen Segment Gruppenfunktionen gezeigt werden und nicht in jenem Land, in dem sie ihren Gesch\u00e4ftssitz haben. </div><div class=\"defaultParagraph Standard\">Konkret bedeutet dies, dass das berichtspflichtige Segment Gruppenfunktionen u.a. die VIG Holding, die VIG Re, die Wiener Re, den VIG Fund, zentrale IT-Dienstleister, eine Asset-Management-Gesellschaft und Zwischenholdings enth\u00e4lt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Potentielle Auswirkung der N\u00fcrnberger auf die berichtpflichtigen Segmente</div><div class=\"defaultParagraph Standard\">Aufgrund der Gr\u00f6\u00dfe der N\u00fcrnberger ist nach dem Closing eine Auswirkung auf die Darstellung der Segmentberichterstattung wahrscheinlich. Auf die regelm\u00e4\u00dfige Berichterstattung an den Hauptentscheidungstr\u00e4ger und damit der Ableitung der Gesch\u00e4ftssegmente hat der Erwerb der N\u00fcrnberger jedoch keinen Einfluss.</div><div class=\"defaultParagraph berschrift3\" style=\"padding-right:0px\">Weitere Angaben</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Grundlage der Umsatzerl\u00f6se</div><div class=\"defaultParagraph Standard\">Der Umfang des Gesch\u00e4ftsbetriebs umfasst das Versicherungsgesch\u00e4ft mit Privat- und Firmenkunden. Die Produktpalette besteht dabei u.a. aus Kraftfahrzeughaftpflicht- und Kasko-, Unfall-, Haftpflicht-, Feuer- und Elementarsch\u00e4den- sowie Reiseversicherung. </div><div class=\"defaultParagraph Standard\">F\u00fcr Einzelpersonen oder Gruppen wird auch eine Vielzahl von Lebens- und Krankenversicherungsprodukten angeboten. Hierzu z\u00e4hlen beispielsweise Krankenzusatz-, Pflege- sowie Kapitallebens-, Risikolebensversicherungen und anlageorientierte Produkte. Der Vertrieb der Produkte erfolgt in allen M\u00e4rkten \u00fcber u.a. den gebundenen Vertrieb, Banken, Makler:innen oder Agent:innen. </div><div class=\"defaultParagraph Standard\">Die VIG Holding konzentriert sich haupts\u00e4chlich auf die Steuerungsaufgaben des Konzerns. Dar\u00fcber hinaus ist sie auch als R\u00fcckversicherer sowohl innerhalb der VIG-Versicherungsgruppe als auch im l\u00e4nder\u00fcbergreifenden Firmengesch\u00e4ft t\u00e4tig. Die konzerneigene R\u00fcckversicherung VIG Re ist ein erfolgreicher Anbieter von R\u00fcckversicherungsprodukten sowohl f\u00fcr konzerneigene Versicherungsgesellschaften als auch f\u00fcr externe Partner:innen. </div><div class=\"defaultParagraph Standard\">Die mit internen Kund:innen erwirtschafteten Umsatzerl\u00f6se stammen vorwiegend aus konzerninternen R\u00fcckversicherungsvertr\u00e4gen und stellen sich wie folgt dar:</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">228.310</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">233.917</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.630</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.242</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">17.586</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.928</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Erweiterte CEE</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">25.493</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.005</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Spezialm\u00e4rkte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Gruppenfunktionen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">967.722</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">980.884</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Gesamt</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.258.741</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.268.976</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:10px\">Berichtssegmentinterne Ums\u00e4tze sind Teil des jeweiligen Berichtssegments und sind nicht in der Konsolidierungsspalte der Konzerngewinn- und -verlustrechnung nach berichtspflichtigen Segmenten beinhaltet.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Informationen \u00fcber wichtige Kund:innen </div><div class=\"defaultParagraph Standard\">Die VIG ist in keinem hohen Grad von einzelnen Kund:innen, entsprechend der Definition des IFRS\u00a08.34, abh\u00e4ngig. Im Konzern fallen auf die 10 gr\u00f6\u00dften Kund:innengruppen <span class=\"hyperlink-no-style\"></span>1,6<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% der verrechneten Pr\u00e4mien. Unter Kund:innengruppen wurden Firmenkund:innen zusammengefasst, die gem\u00e4\u00df Wissensstand der VIG-Versicherungsgruppe unter gemeinsamer Beherrschung stehen.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Allgemeine Angaben</div><div class=\"defaultParagraph Standard\">Transferpreise zwischen berichtspflichtigen Segmenten werden wie Gesch\u00e4fte mit Dritten auf der Basis von Marktpreisen ermittelt. In der Konsolidierungsspalte werden konzerninterne berichtssegment\u00fcbergreifende Gesch\u00e4ftsvorf\u00e4lle der Gewinn- und Verlustrechnung eliminiert. Die einzige Ausnahme stellen Dividenden und Zwischenergebnisse dar, die im jeweiligen berichtspflichtigen Segment herausgerechnet werden. Salden aus der Eliminierung von berichtssegment\u00fcbergreifenden Verm\u00f6genswerten und Schulden werden in der VIG Holding und somit im berichtspflichtigen Segment Gruppenfunktionen ausgewiesen.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bewertungsgrundlage f\u00fcr den Erfolg</div><div class=\"defaultParagraph Standard\">Der finanzielle Erfolg der berichtspflichtigen Segmente wird anhand unterschiedlicher Steuerungsgr\u00f6\u00dfen beurteilt. Als einheitliche Grundlage wird das operative IFRS-Gruppenergebnis herangezogen. Die Gewinn- und Verlustrechnung nach berichtspflichtigen Segmenten wird aus Gr\u00fcnden der Vergleichbarkeit entsprechend auf die Konzerngewinn- und -verlustrechnung \u00fcbergeleitet, wobei sich die Darstellung auf die Hauptposten beschr\u00e4nkt. Dasselbe gilt im gleichen Ma\u00dfe f\u00fcr die Segment- bzw. Konzernbilanz.</div><div class=\"defaultParagraph berschrift3\" style=\"padding-right:0px\">Konzerngewinn- und -verlustrechnung nach berichtspflichtigen Segmenten</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b44f85\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00d6sterreich</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Tschechische Republik</div></td><td class=\"d1fabb6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Polen</div></td></tr><tr><td class=\"d2fa52f\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d83e84e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnisches Ergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">507.930</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">390.636</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">344.487</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.837</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">127.439</div></td><td class=\"deed60\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61.029</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Ertr\u00e4ge ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">3.747.748</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.543.242</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">2.278.664</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.078.225</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.471.768</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.373.271</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Aufwendungen ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.504.514</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.045.815</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.873.471</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.895.244</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.285.214</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.348.049</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">264.696</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.791</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-60.706</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.856</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-59.115</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35.807</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamtkapitalveranlagungsergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">104.974</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">115.116</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">49.941</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.494</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">29.916</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.832</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Kapitalveranlagungsergebnis</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.296.663</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">820.847</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">148.517</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">143.621</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">200.999</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">125.001</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">30.184</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.501</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">492</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">457</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.246.873</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-772.439</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-98.565</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-101.119</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-171.926</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-88.626</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ergebnis von Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">25.000</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.207</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">351</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Finanzierungsergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-26.892</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.475</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.533</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.124</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.069</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.047</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Andere Ertr\u00e4ge und Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-151.498</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-140.199</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-106.277</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-63.069</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-48.214</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.674</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Operatives Gruppenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">434.514</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">336.078</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">285.618</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">211.138</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">107.072</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.140</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Gesch\u00e4fts- oder Firmenwerte</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.377</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Ergebnis vor Steuern</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">434.514</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">336.078</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">285.618</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">211.138</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">105.695</div></td><td class=\"d0fd65d\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.056</span></div></td></tr><tr><td class=\"d6dc915\"><div class=\"defaultParagraph TBodynormalText\">Steuern</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-86.316</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.184</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-54.097</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-46.810</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-31.750</div></td><td class=\"d96c7e9\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.418</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Periodenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">348.198</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">264.894</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">231.521</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">164.328</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">73.945</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47.638</span></div></td></tr><tr><td class=\"c644cd\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c5d883\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b44f85\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Erweiterte CEE</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Spezialm\u00e4rkte</div></td><td class=\"d1fabb6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gruppenfunktionen</div></td></tr><tr><td class=\"d2fa52f\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d83e84e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnisches Ergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">354.454</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">265.661</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">26.555</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.368</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">157.546</div></td><td class=\"deed60\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">175.820</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Ertr\u00e4ge ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">3.907.954</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.599.456</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.170.106</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">924.201</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.766.505</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.780.879</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Aufwendungen ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.900.793</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.070.456</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.028.375</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-700.854</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.207.763</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.863.911</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">347.293</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-263.339</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-115.176</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-164.979</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-401.196</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">258.852</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamtkapitalveranlagungsergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">139.026</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">139.258</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">155.145</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">87.134</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">44.015</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.425</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Kapitalveranlagungsergebnis</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">361.620</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">404.884</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">361.169</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">337.574</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">62.619</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">79.673</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.200</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.204</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">187</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">235</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">17.250</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.290</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-222.298</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-267.907</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-206.211</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-250.675</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-36.695</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-55.255</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ergebnis von Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">904</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">77</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">841</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">717</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Finanzierungsergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.071</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.249</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.584</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.122</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-67.717</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-62.152</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Andere Ertr\u00e4ge und Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-165.994</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-120.659</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-44.627</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-54.813</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-156.299</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-134.818</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Operatives Gruppenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">318.415</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">276.011</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">134.489</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88.567</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-22.455</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21.275</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Gesch\u00e4fts- oder Firmenwerte</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-72.609</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-116.327</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.620</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.551</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-5.417</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">238</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Ergebnis vor Steuern</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">236.424</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">159.692</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">126.938</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88.567</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-27.872</div></td><td class=\"d0fd65d\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21.275</span></div></td></tr><tr><td class=\"d6dc915\"><div class=\"defaultParagraph TBodynormalText\">Steuern</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-58.655</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-60.670</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-38.745</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.007</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-33.426</div></td><td class=\"d96c7e9\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-15.165</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Periodenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">177.769</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99.022</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">88.193</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.560</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-61.298</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.110</span></div></td></tr><tr><td class=\"c644cd\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c5d883\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d81d3a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Konsolidierung</div></td><td class=\"d8e6746\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gesamt</div></td></tr><tr><td class=\"d315118\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"ed2273\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"df9040\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"a976ae\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d088b36\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d7f06d4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d5c4903\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnisches Ergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"dd9c8f\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.518.411</div></td><td class=\"cd562a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.186.351</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Ertr\u00e4ge ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.146.770</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.160.797</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">13.195.975</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Aufwendungen ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.848</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.267.499</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-11.451.282</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.656.830</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-202.078</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.702</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-226.282</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-295.296</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamtkapitalveranlagungsergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-33.609</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.610</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">489.408</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">435.649</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Kapitalveranlagungsergebnis</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-33.550</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.554</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">2.398.037</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.884.046</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-59</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">46.843</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.623</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-1.982.568</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.536.021</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ergebnis von Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">27.096</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.001</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Finanzierungsergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">28.345</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.342</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-82.521</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-78.827</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Andere Ertr\u00e4ge und Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">5.264</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-732</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-667.645</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-544.964</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Operatives Gruppenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.257.653</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">998.209</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Gesch\u00e4fts- oder Firmenwerte</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">-72.609</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-116.327</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-23.965</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">238</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Ergebnis vor Steuern</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">0</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d86a1e9\"><div class=\"defaultParagraph TBodytotalNumber\">1.161.317</div></td><td class=\"d48605c\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">881.806</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Steuern</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d4ffdfe\"><div class=\"defaultParagraph TBodynormalNumber\">-302.989</div></td><td class=\"b1cfc9\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-234.254</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Periodenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">858.328</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">647.552</span></div></td></tr><tr><td class=\"a591df\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c5d883\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:7px\">Weitere Informationen nach berichtspflichtigen Segmenten sind unter Anhangangabe \u201e9. Details zur Konzerngewinn- und <span class=\"non-breaking-hyphen\">\u2011</span>verlustrechnung\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>zu finden.</div><div class=\"defaultParagraph berschrift3\" style=\"padding-right:0px\">Konzernbilanz nach berichtspflichtigen Segmenten</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d32a878\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Aktiva</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00d6sterreich</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Tschechische Republik</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Polen</div></td><td class=\"d1fabb6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Erweiterte CEE</div></td></tr><tr><td class=\"d71ff6b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"d83e84e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d54b945\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"a24afa\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">392.053</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">526.704</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">38.047</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">87.503</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">59.200</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.279</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">208.124</div></td><td class=\"d702c0d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">212.909</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">22.121.163</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21.492.120</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.441.486</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.140.497</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.970.809</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.719.746</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">7.739.252</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.096.468</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Forderungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">278.549</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">278.996</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">73.946</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52.302</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">20.050</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.702</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">153.716</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.400</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Zur Ver\u00e4u\u00dferung gehaltene Verm\u00f6genswerte und Ver\u00e4u\u00dferungsgruppen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">28.659</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Steuererstattungsanspr\u00fcche</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">14.305</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.418</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">205</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.987</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.351</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.538</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">6.368</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.214</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">205.676</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">189.913</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">25.507</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">7.148</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.577</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Verm\u00f6genswerte aus ausgestellten Versicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">543</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.129</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">271.885</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">217.867</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">14.788</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.194</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">92.816</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">71.763</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Verm\u00f6genswerte aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">874.255</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">389.677</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">194.982</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">146.042</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">91.571</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97.032</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">205.415</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">159.848</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.133.185</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.127.905</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">76.723</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35.082</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">23.448</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.486</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">217.585</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">210.663</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Immobilien und Sachanlagen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">218.224</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">210.369</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">165.674</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">163.770</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">19.210</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.407</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">172.995</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">174.226</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige Aktiva</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">50.029</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.690</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">22.822</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21.566</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">6.631</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.911</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">35.581</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.618</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Gesch\u00e4fts- oder Firmenwerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">301.716</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">301.716</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">465.746</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">448.108</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">155.701</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">153.735</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">255.579</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">325.793</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">255.215</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">271.013</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">103.256</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">72.976</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">107.716</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">106.978</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">187.902</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">192.883</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Nutzungsrechte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">103.352</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">93.967</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">66.636</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61.719</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">4.477</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.678</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">47.451</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.557</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Latente Steueranspr\u00fcche</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">211.914</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">241.532</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">150.354</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">165.907</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">439</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">614</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">52.139</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">46.610</span></div></td></tr><tr><td class=\"d20298f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">27.188.838</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.185.149</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">5.071.762</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.618.326</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">3.502.898</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.224.452</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">9.382.071</div></td><td class=\"d0fd65d\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.702.529</span></div></td></tr><tr><td class=\"d54b945\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Aktiva</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Spezialm\u00e4rkte</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gruppenfunktionen</div></td><td class=\"d8e6746\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gesamt</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"ed2273\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"df9040\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d088b36\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d7f06d4\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d8e4158\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">150.754</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">176.533</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">520.185</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">685.196</span></div></td><td class=\"ff16e6\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"f2a9bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.748.124</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.002.956</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.846.346</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.214.546</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.342.002</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">42.490.212</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.637.179</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Forderungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">36.844</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34.391</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">53.015</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">44.177</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">616.120</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">559.968</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Zur Ver\u00e4u\u00dferung gehaltene Verm\u00f6genswerte und Ver\u00e4u\u00dferungsgruppen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">28.659</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Steuererstattungsanspr\u00fcche</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">58.853</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.330</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">175.043</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">192.795</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">258.125</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">240.282</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">8.120</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.119</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">246.451</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Verm\u00f6genswerte aus ausgestellten Versicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">18.120</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21.101</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-21.844</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.180</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">376.308</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">299.874</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Verm\u00f6genswerte aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">169.074</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">155.145</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">909.579</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.195.014</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">2.444.876</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.142.758</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">10.360</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.696</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">585.256</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">570.433</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">3.046.557</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Immobilien und Sachanlagen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">14.626</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.146</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">50.918</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47.144</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">641.647</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">629.062</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige Aktiva</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">25.771</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.515</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">30.647</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.578</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">171.481</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">154.878</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Gesch\u00e4fts- oder Firmenwerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">10.527</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.527</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">1.189.269</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.239.879</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">10.240</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.487</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">44.021</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.533</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">708.350</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">696.870</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Nutzungsrechte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">8.732</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.890</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">4.448</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.674</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">235.096</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">212.485</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Latente Steueranspr\u00fcche</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">34.025</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.785</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">45.251</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35.227</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">494.122</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">497.675</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">3.540.355</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.334.365</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">5.629.712</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.177.239</span></div></td><td class=\"d86a1e9\"><div class=\"defaultParagraph TBodytotalNumber\">54.315.636</div></td><td class=\"d48605c\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.242.060</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d32a878\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Passiva</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00d6sterreich</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Tschechische Republik</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Polen</div></td><td class=\"d1fabb6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Erweiterte CEE</div></td></tr><tr><td class=\"d71ff6b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"d83e84e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d54b945\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"a24afa\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">368.096</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">333.609</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">403.153</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">346.469</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">89.945</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">86.717</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">204.344</div></td><td class=\"d702c0d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">191.299</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Schulden iZm Zur Ver\u00e4u\u00dferung gehaltene Verm\u00f6genswerten und Ver\u00e4u\u00dferungsgruppen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.277</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Steuerschulden</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">131.318</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">95.959</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">56.135</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.279</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">826</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">413</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">23.738</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.674</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">453.023</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">467.184</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">69.321</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">64.166</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">67.405</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.290</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">49.043</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.517</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige Passiva</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">41.374</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.635</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">4.430</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.539</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.526</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.908</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">27.928</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.317</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten aus ausgestellten Versicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">23.514.680</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.368.637</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.037.061</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.927.744</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.709.046</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.551.364</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">7.883.140</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.643.062</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">14.302</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.107</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">67</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">120</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.595</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">671</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">5.696</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.636</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">318.018</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">381.233</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">49.306</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.867</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">26.273</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.934</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">209.024</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">173.816</span></div></td></tr><tr><td class=\"d877d3d\"><div class=\"defaultParagraph TBodynormalText\">Latente Steuerschulden</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">248.939</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">237.210</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">11.462</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">44.038</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">77.952</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.328</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">57.268</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">54.209</span></div></td></tr><tr><td class=\"f44c41\"><div class=\"defaultParagraph TBodysubtotalText\">Zwischensumme</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">25.091.027</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.938.574</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.630.935</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.431.222</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.975.568</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.789.625</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">8.460.181</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.135.258</span></div></td></tr><tr><td class=\"d612e8c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c5d883\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Passiva</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Spezialm\u00e4rkte</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gruppenfunktionen</div></td><td class=\"d8e6746\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gesamt</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"ed2273\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"df9040\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d088b36\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d7f06d4\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d8e4158\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">109.300</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">101.094</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">106.759</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97.630</span></div></td><td class=\"ff16e6\"><div class=\"defaultParagraph TBodynormalNumber\">1.281.597</div></td><td class=\"f2a9bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.156.818</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Schulden iZm Zur Ver\u00e4u\u00dferung gehaltene Verm\u00f6genswerten und Ver\u00e4u\u00dferungsgruppen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">1.277</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Steuerschulden</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">50.719</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.398</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">62.040</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43.378</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">324.776</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">186.101</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">9.419</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.460</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.833.085</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.728.523</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">2.481.296</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.374.140</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige Passiva</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.756</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.501</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">14.689</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.809</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">94.703</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98.709</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten aus ausgestellten Versicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.066.789</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.853.753</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.286.155</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.253.503</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">41.496.871</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.598.063</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">19.747</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.996</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.813</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.224</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">44.220</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.482</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">20.252</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.772</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">209.127</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">155.479</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">832.000</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.101</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Latente Steuerschulden</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">9.642</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.137</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">22.270</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.789</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">427.533</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">433.711</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Zwischensumme</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.289.624</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.067.111</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.536.938</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.321.335</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">46.984.273</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">44.683.125</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\">Konzerneigenkapital</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">7.331.363</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.558.935</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d86a1e9\"><div class=\"defaultParagraph TBodytotalNumber\">54.315.636</div></td><td class=\"d48605c\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.242.060</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\" style=\"margin-bottom:3px\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:10px\">Aus dem Saldo der Segmentaktiva und -passiva kann nicht auf das Eigenkapital des Segments geschlossen werden.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-23": {
   "value": "<div class=\"defaultParagraph berschrift3\" style=\"padding-right:0px\">Weitere Angaben</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Grundlage der Umsatzerl\u00f6se</div><div class=\"defaultParagraph Standard\">Der Umfang des Gesch\u00e4ftsbetriebs umfasst das Versicherungsgesch\u00e4ft mit Privat- und Firmenkunden. Die Produktpalette besteht dabei u.a. aus Kraftfahrzeughaftpflicht- und Kasko-, Unfall-, Haftpflicht-, Feuer- und Elementarsch\u00e4den- sowie Reiseversicherung. </div><div class=\"defaultParagraph Standard\">F\u00fcr Einzelpersonen oder Gruppen wird auch eine Vielzahl von Lebens- und Krankenversicherungsprodukten angeboten. Hierzu z\u00e4hlen beispielsweise Krankenzusatz-, Pflege- sowie Kapitallebens-, Risikolebensversicherungen und anlageorientierte Produkte. Der Vertrieb der Produkte erfolgt in allen M\u00e4rkten \u00fcber u.a. den gebundenen Vertrieb, Banken, Makler:innen oder Agent:innen. </div><div class=\"defaultParagraph Standard\">Die VIG Holding konzentriert sich haupts\u00e4chlich auf die Steuerungsaufgaben des Konzerns. Dar\u00fcber hinaus ist sie auch als R\u00fcckversicherer sowohl innerhalb der VIG-Versicherungsgruppe als auch im l\u00e4nder\u00fcbergreifenden Firmengesch\u00e4ft t\u00e4tig. Die konzerneigene R\u00fcckversicherung VIG Re ist ein erfolgreicher Anbieter von R\u00fcckversicherungsprodukten sowohl f\u00fcr konzerneigene Versicherungsgesellschaften als auch f\u00fcr externe Partner:innen. </div><div class=\"defaultParagraph Standard\">Die mit internen Kund:innen erwirtschafteten Umsatzerl\u00f6se stammen vorwiegend aus konzerninternen R\u00fcckversicherungsvertr\u00e4gen und stellen sich wie folgt dar:</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">228.310</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">233.917</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.630</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.242</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">17.586</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.928</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Erweiterte CEE</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">25.493</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.005</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Spezialm\u00e4rkte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Gruppenfunktionen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">967.722</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">980.884</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Gesamt</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.258.741</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.268.976</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:10px\">Berichtssegmentinterne Ums\u00e4tze sind Teil des jeweiligen Berichtssegments und sind nicht in der Konsolidierungsspalte der Konzerngewinn- und -verlustrechnung nach berichtspflichtigen Segmenten beinhaltet.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Versicherungstechnische Ertr\u00e4ge</div><div class=\"defaultParagraph Standard\">Die versicherungstechnischen Ertr\u00e4ge stellen die Erbringung der aus der Gruppe von Versicherungsvertr\u00e4gen entstehenden Leistungen mit einem Betrag dar, welcher der Gegenleistung entspricht, auf die im Gegenzug f\u00fcr diese Leistungen erwartungsgem\u00e4\u00df ein Anspruch besteht. </div><div class=\"defaultParagraph Standard\">F\u00fcr nicht unter Anwendung des PAA bewertete Vertr\u00e4ge entsprechen die versicherungstechnischen Ertr\u00e4ge einer Gruppe von Versicherungsvertr\u00e4gen daher dem entsprechenden Anteil der gesamten Entgelte f\u00fcr die Vertr\u00e4ge f\u00fcr die Periode, d.\u00a0h. dem Betrag der an die konsolidierten Versicherungsunternehmen bezahlten Pr\u00e4mien, angepasst um einen Finanzierungseffekt (den Zeitwert des Geldes) und unter Ausschluss etwaiger Investmentkomponenten. Das gesamte Entgelt f\u00fcr eine Gruppe von Vertr\u00e4gen umfasst Betr\u00e4ge, die in Verbindung mit der Erbringung von Dienstleistung stehen, darunter auch: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">versicherungstechnische Aufwendungen, mit Ausnahme der Betr\u00e4ge in Bezug auf die Risikoanpassung f\u00fcr nichtfinanzielle Risiken sowie jegliche Betr\u00e4ge, die auf die Verlustkomponente der Deckungsr\u00fcckstellung allokiert sind; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">sonstige Betr\u00e4ge, wie die Ertragsteuer, die den Versicherungsnehmer:innen gesondert in Rechnung gestellt werden k\u00f6nnen; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Risikoanpassung f\u00fcr nichtfinanzielle Risiken, mit Ausnahme der Betr\u00e4ge, die auf die Verlustkomponente der Deckungsr\u00fcckstellung allokiert werden; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Aufl\u00f6sung der CSM und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Betr\u00e4ge, die in Verbindung mit den Abschlusskosten stehen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">F\u00fcr die wesentliche Ermessensaus\u00fcbung des Managements, die der Aufl\u00f6sung der CSM zugrunde gelegt wird, wird auf den Abschnitt \u201eWesentliche Sch\u00e4tzungen und Ermessensentscheidungen\u201c im Kapitel \u201eAufl\u00f6sung der vertraglichen Servicemarge (CSM)\u201c verwiesen. </div><div class=\"defaultParagraph Standard\">Bei der Anwendung des PAA entsprechen die versicherungstechnischen Ertr\u00e4ge der Periode dem Betrag der der Periode zugeordneten erwarteten Pr\u00e4mieneinnahmen mit Ausnahme einer etwaigen Investmentkomponente. Die erwarteten Pr\u00e4mieneinnahmen werden jeder Periode, in der Leistungen gem\u00e4\u00df dem Versicherungsvertrag erbracht werden, im Wesentlichen auf der Grundlage eines linearen Befreiungsmusters auf Ebene der lokalen Einheiten zugeordnet. Wenn jedoch das erwartete Muster der Befreiung vom Risiko w\u00e4hrend des Deckungszeitraums signifikant vom Zeitablauf abweicht, dann erfolgt die Zuordnung auf der Grundlage der erwarteten Zeitpunkte des Entstehens von versicherungstechnischen Aufwendungen. </div><div class=\"defaultParagraph Standard\">Wenn sich die Fakten und Umst\u00e4nde \u00e4ndern, wird zwischen den beiden im Vorstehenden genannten Methoden gewechselt.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-24": {
   "value": "<div class=\"defaultParagraph berschrift3\" style=\"padding-right:0px\">Konzerngewinn- und -verlustrechnung nach berichtspflichtigen Segmenten</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b44f85\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00d6sterreich</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Tschechische Republik</div></td><td class=\"d1fabb6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Polen</div></td></tr><tr><td class=\"d2fa52f\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d83e84e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnisches Ergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">507.930</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">390.636</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">344.487</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.837</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">127.439</div></td><td class=\"deed60\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61.029</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Ertr\u00e4ge ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">3.747.748</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.543.242</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">2.278.664</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.078.225</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.471.768</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.373.271</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Aufwendungen ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.504.514</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.045.815</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.873.471</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.895.244</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.285.214</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.348.049</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">264.696</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.791</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-60.706</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.856</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-59.115</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35.807</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamtkapitalveranlagungsergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">104.974</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">115.116</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">49.941</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.494</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">29.916</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.832</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Kapitalveranlagungsergebnis</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.296.663</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">820.847</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">148.517</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">143.621</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">200.999</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">125.001</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">30.184</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.501</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">492</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">457</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.246.873</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-772.439</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-98.565</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-101.119</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-171.926</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-88.626</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ergebnis von Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">25.000</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.207</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">351</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Finanzierungsergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-26.892</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.475</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.533</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.124</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.069</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.047</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Andere Ertr\u00e4ge und Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-151.498</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-140.199</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-106.277</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-63.069</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-48.214</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.674</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Operatives Gruppenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">434.514</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">336.078</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">285.618</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">211.138</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">107.072</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.140</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Gesch\u00e4fts- oder Firmenwerte</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.377</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Ergebnis vor Steuern</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">434.514</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">336.078</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">285.618</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">211.138</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">105.695</div></td><td class=\"d0fd65d\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.056</span></div></td></tr><tr><td class=\"d6dc915\"><div class=\"defaultParagraph TBodynormalText\">Steuern</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-86.316</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.184</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-54.097</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-46.810</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-31.750</div></td><td class=\"d96c7e9\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.418</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Periodenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">348.198</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">264.894</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">231.521</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">164.328</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">73.945</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47.638</span></div></td></tr><tr><td class=\"c644cd\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c5d883\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b44f85\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Erweiterte CEE</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Spezialm\u00e4rkte</div></td><td class=\"d1fabb6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gruppenfunktionen</div></td></tr><tr><td class=\"d2fa52f\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d83e84e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnisches Ergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">354.454</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">265.661</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">26.555</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.368</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">157.546</div></td><td class=\"deed60\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">175.820</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Ertr\u00e4ge ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">3.907.954</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.599.456</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.170.106</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">924.201</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.766.505</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.780.879</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Aufwendungen ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.900.793</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.070.456</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.028.375</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-700.854</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.207.763</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.863.911</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">347.293</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-263.339</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-115.176</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-164.979</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-401.196</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">258.852</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamtkapitalveranlagungsergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">139.026</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">139.258</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">155.145</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">87.134</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">44.015</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.425</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Kapitalveranlagungsergebnis</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">361.620</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">404.884</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">361.169</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">337.574</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">62.619</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">79.673</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.200</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.204</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">187</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">235</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">17.250</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.290</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-222.298</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-267.907</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-206.211</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-250.675</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-36.695</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-55.255</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ergebnis von Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">904</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">77</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">841</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">717</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Finanzierungsergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.071</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.249</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.584</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.122</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-67.717</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-62.152</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Andere Ertr\u00e4ge und Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-165.994</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-120.659</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-44.627</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-54.813</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-156.299</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-134.818</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Operatives Gruppenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">318.415</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">276.011</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">134.489</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88.567</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-22.455</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21.275</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Gesch\u00e4fts- oder Firmenwerte</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-72.609</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-116.327</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.620</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.551</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-5.417</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">238</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Ergebnis vor Steuern</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">236.424</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">159.692</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">126.938</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88.567</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-27.872</div></td><td class=\"d0fd65d\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21.275</span></div></td></tr><tr><td class=\"d6dc915\"><div class=\"defaultParagraph TBodynormalText\">Steuern</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-58.655</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-60.670</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-38.745</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.007</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-33.426</div></td><td class=\"d96c7e9\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-15.165</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Periodenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">177.769</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99.022</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">88.193</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.560</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-61.298</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.110</span></div></td></tr><tr><td class=\"c644cd\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c5d883\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d81d3a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Konsolidierung</div></td><td class=\"d8e6746\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gesamt</div></td></tr><tr><td class=\"d315118\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"ed2273\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"df9040\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"a976ae\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d088b36\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d7f06d4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d5c4903\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnisches Ergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"dd9c8f\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.518.411</div></td><td class=\"cd562a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.186.351</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Ertr\u00e4ge ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.146.770</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.160.797</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">13.195.975</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Aufwendungen ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.848</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.267.499</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-11.451.282</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.656.830</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-202.078</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.702</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-226.282</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-295.296</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamtkapitalveranlagungsergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-33.609</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.610</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">489.408</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">435.649</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Kapitalveranlagungsergebnis</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-33.550</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.554</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">2.398.037</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.884.046</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-59</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">46.843</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.623</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-1.982.568</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.536.021</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ergebnis von Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">27.096</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.001</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Finanzierungsergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">28.345</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.342</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-82.521</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-78.827</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Andere Ertr\u00e4ge und Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">5.264</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-732</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-667.645</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-544.964</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Operatives Gruppenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.257.653</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">998.209</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Gesch\u00e4fts- oder Firmenwerte</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">-72.609</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-116.327</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-23.965</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">238</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Ergebnis vor Steuern</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">0</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d86a1e9\"><div class=\"defaultParagraph TBodytotalNumber\">1.161.317</div></td><td class=\"d48605c\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">881.806</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Steuern</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d4ffdfe\"><div class=\"defaultParagraph TBodynormalNumber\">-302.989</div></td><td class=\"b1cfc9\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-234.254</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Periodenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">858.328</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">647.552</span></div></td></tr><tr><td class=\"a591df\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c5d883\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:7px\">Weitere Informationen nach berichtspflichtigen Segmenten sind unter Anhangangabe \u201e9. Details zur Konzerngewinn- und <span class=\"non-breaking-hyphen\">\u2011</span>verlustrechnung\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>zu finden.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-25": {
   "value": "<div class=\"defaultParagraph berschrift3\" style=\"padding-right:0px\">Konzerngewinn- und -verlustrechnung nach berichtspflichtigen Segmenten</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b44f85\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00d6sterreich</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Tschechische Republik</div></td><td class=\"d1fabb6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Polen</div></td></tr><tr><td class=\"d2fa52f\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d83e84e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnisches Ergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">507.930</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">390.636</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">344.487</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.837</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">127.439</div></td><td class=\"deed60\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61.029</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Ertr\u00e4ge ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">3.747.748</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.543.242</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">2.278.664</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.078.225</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.471.768</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.373.271</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Aufwendungen ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.504.514</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.045.815</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.873.471</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.895.244</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.285.214</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.348.049</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">264.696</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.791</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-60.706</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.856</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-59.115</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35.807</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamtkapitalveranlagungsergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">104.974</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">115.116</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">49.941</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.494</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">29.916</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.832</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Kapitalveranlagungsergebnis</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.296.663</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">820.847</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">148.517</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">143.621</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">200.999</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">125.001</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">30.184</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.501</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">492</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">457</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.246.873</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-772.439</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-98.565</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-101.119</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-171.926</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-88.626</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ergebnis von Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">25.000</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.207</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">351</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Finanzierungsergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-26.892</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.475</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.533</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.124</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.069</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.047</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Andere Ertr\u00e4ge und Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-151.498</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-140.199</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-106.277</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-63.069</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-48.214</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.674</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Operatives Gruppenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">434.514</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">336.078</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">285.618</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">211.138</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">107.072</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.140</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Gesch\u00e4fts- oder Firmenwerte</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.377</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Ergebnis vor Steuern</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">434.514</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">336.078</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">285.618</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">211.138</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">105.695</div></td><td class=\"d0fd65d\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.056</span></div></td></tr><tr><td class=\"d6dc915\"><div class=\"defaultParagraph TBodynormalText\">Steuern</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-86.316</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.184</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-54.097</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-46.810</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-31.750</div></td><td class=\"d96c7e9\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.418</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Periodenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">348.198</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">264.894</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">231.521</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">164.328</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">73.945</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47.638</span></div></td></tr><tr><td class=\"c644cd\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c5d883\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b44f85\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Erweiterte CEE</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Spezialm\u00e4rkte</div></td><td class=\"d1fabb6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gruppenfunktionen</div></td></tr><tr><td class=\"d2fa52f\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d83e84e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnisches Ergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">354.454</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">265.661</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">26.555</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.368</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">157.546</div></td><td class=\"deed60\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">175.820</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Ertr\u00e4ge ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">3.907.954</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.599.456</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.170.106</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">924.201</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.766.505</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.780.879</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Aufwendungen ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.900.793</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.070.456</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.028.375</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-700.854</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.207.763</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.863.911</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">347.293</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-263.339</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-115.176</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-164.979</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-401.196</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">258.852</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamtkapitalveranlagungsergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">139.026</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">139.258</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">155.145</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">87.134</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">44.015</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.425</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Kapitalveranlagungsergebnis</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">361.620</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">404.884</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">361.169</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">337.574</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">62.619</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">79.673</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.200</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.204</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">187</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">235</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">17.250</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.290</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-222.298</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-267.907</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-206.211</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-250.675</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-36.695</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-55.255</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ergebnis von Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">904</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">77</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">841</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">717</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Finanzierungsergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.071</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.249</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.584</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.122</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-67.717</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-62.152</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Andere Ertr\u00e4ge und Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-165.994</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-120.659</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-44.627</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-54.813</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-156.299</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-134.818</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Operatives Gruppenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">318.415</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">276.011</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">134.489</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88.567</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-22.455</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21.275</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Gesch\u00e4fts- oder Firmenwerte</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-72.609</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-116.327</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.620</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.551</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-5.417</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">238</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Ergebnis vor Steuern</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">236.424</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">159.692</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">126.938</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88.567</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-27.872</div></td><td class=\"d0fd65d\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21.275</span></div></td></tr><tr><td class=\"d6dc915\"><div class=\"defaultParagraph TBodynormalText\">Steuern</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-58.655</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-60.670</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-38.745</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.007</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-33.426</div></td><td class=\"d96c7e9\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-15.165</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Periodenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">177.769</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99.022</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">88.193</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.560</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-61.298</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.110</span></div></td></tr><tr><td class=\"c644cd\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c5d883\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d81d3a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Konsolidierung</div></td><td class=\"d8e6746\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gesamt</div></td></tr><tr><td class=\"d315118\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"ed2273\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"df9040\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"a976ae\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d088b36\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d7f06d4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d5c4903\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnisches Ergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"dd9c8f\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.518.411</div></td><td class=\"cd562a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.186.351</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Ertr\u00e4ge ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.146.770</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.160.797</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">13.195.975</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnische Aufwendungen ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.848</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.267.499</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-11.451.282</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.656.830</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-202.078</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.702</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-226.282</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-295.296</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamtkapitalveranlagungsergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-33.609</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.610</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">489.408</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">435.649</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Kapitalveranlagungsergebnis</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-33.550</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.554</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">2.398.037</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.884.046</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-59</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">46.843</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.623</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-1.982.568</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.536.021</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ergebnis von Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">27.096</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.001</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Finanzierungsergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">28.345</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.342</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-82.521</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-78.827</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Andere Ertr\u00e4ge und Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">5.264</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-732</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-667.645</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-544.964</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Operatives Gruppenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.257.653</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">998.209</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Gesch\u00e4fts- oder Firmenwerte</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">-72.609</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-116.327</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-23.965</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung Wertminderungen Immaterielle Verm\u00f6genswerte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">238</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Ergebnis vor Steuern</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">0</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d86a1e9\"><div class=\"defaultParagraph TBodytotalNumber\">1.161.317</div></td><td class=\"d48605c\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">881.806</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Steuern</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d4ffdfe\"><div class=\"defaultParagraph TBodynormalNumber\">-302.989</div></td><td class=\"b1cfc9\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-234.254</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Periodenergebnis</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">858.328</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">647.552</span></div></td></tr><tr><td class=\"a591df\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d86d65f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c5d883\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:7px\">Weitere Informationen nach berichtspflichtigen Segmenten sind unter Anhangangabe \u201e9. Details zur Konzerngewinn- und <span class=\"non-breaking-hyphen\">\u2011</span>verlustrechnung\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>zu finden.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProfitLossFromOperatingActivitiesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-26": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">1. </span><div class=\"list-paragraph-container\">Versicherungsvertr\u00e4ge</div></div><div class=\"defaultParagraph Standard\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.3. (R\u00fcck-)Versicherungsvertr\u00e4ge\u201c und die qualitative Beschreibung der Risiken ist im Kapitel \u201eRisikostrategie und Risikomanagement\u201c dargelegt.</div><div class=\"defaultParagraph Standard\">Posten der Aktivseite wurden ohne Vorzeichen und Posten der Passivseite mit einem negativen Vorzeichen dargestellt.</div><div class=\"defaultParagraph Standard\">Der Portfoliostatus wird vor etwaigen Konsolidierungsschritten festgelegt und ist entscheidend, ob ein Portfolio von Versicherungsvertr\u00e4gen als Verm\u00f6genswert oder als Verbindlichkeit ausgewiesen wird. Nach Eliminierung der konzerninternen Transaktionen wird dieser Status nicht erneut ermittelt. Dasselbe gilt f\u00fcr die Ermittlung der Verlustkomponente und der damit einhergehenden Zuordnung zu \u201ebelastend\u201c oder \u201enicht belastend\u201c.</div><div class=\"defaultParagraph Standard\">Erfolgswirksam erfasste Konsolidierungseffekte werden im Posten Versicherungstechnische Aufwendungen aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen erfasst, sofern diese aus der Eliminierung konzerninterner R\u00fcckversicherungsvertr\u00e4ge stammen. Im Wesentlichen werden konzerninterne R\u00fcckversicherungsvertr\u00e4ge mit dem PAA bewertet, weshalb derartige Konsolidierungseffekte in den folgenden Tabellen diesem Bewertungsmodell zugeordnet werden.</div><div class=\"defaultParagraph Standard\">Wo f\u00fcr eine bessere Lesbarkeit dienlich, wurden die folgenden IFRS\u00a017-Bezeichnungen in ihrer Kurzfassung verwendet.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e5f688\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Kurzbezeichnung</div></td><td class=\"b70f40\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Langbezeichnung</div></td><td class=\"cd51a6\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Englische Langbezeichnung</div></td></tr><tr><td class=\"dfa170\"><div class=\"defaultParagraph TBodynormalText\">AIC</div></td><td class=\"f4e60b\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Verm\u00f6genswerte f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle</div></td><td class=\"d858338\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Assets for Incurred Claims</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">ARC</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Assets for Remaining Coverage</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">CSM</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vertragliche Servicemarge</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Contractual Service Margin</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">FCF</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Erf\u00fcllungswerte</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fulfilment Cash Flows</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">FRA</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vollst\u00e4ndig retrospektiver Ansatz</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Full Retrospective Approach</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">FVA</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fair-Value-Ansatz</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fair Value Approach</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">GMM</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">General Measurement Model</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">General Measurement Model</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">LC</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Verlustkomponente</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Loss Component</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">LIC</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Liability for Incurred Claims</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">LoReCo</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Verlustr\u00fcckerstattungskomponente</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Loss Recovery Component</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">LRC</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deckungsr\u00fcckstellung</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Liability for Remaining Coverage</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">PAA</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Premium Allocation Approach</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Premium Allocation Approach</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">PVFCF</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Barwert zuk\u00fcnftiger Zahlungsstr\u00f6me</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Present Value of Future Cash Flows</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">RA</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Risikoanpassung</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Risk Adjustment</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">VFA</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Variable Fee Approach</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Variable Fee Approach</div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f25dd2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b1ac2e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:2px\">Sowohl die Tabellen zur Entwicklung nach Bilanzposten als auch zur Entwicklung nach Bewertungskomponenten wurden im Vergleich zu den im Gesch\u00e4ftsbericht 2024 ver\u00f6ffentlichten angepasst, um eine sachgerechtere Abbildung der Entwicklungen innerhalb der Bilanzposten gem. IFRS\u00a017 zu erreichen. Es handelt sich dabei um eine Darstellungs\u00e4nderung.</div><div class=\"defaultParagraph Standard\" style=\"margin-top:12px\">Zus\u00e4tzlich wurde im Gesch\u00e4ftsjahr die technische Systematik der Konsolidierung weiterentwickelt, wodurch die erfolgsneutral erfassten Ver\u00e4nderungen, die aus der Versicherungstechnik stammen, nicht mit der Gesamtergebnisrechnung abgeglichen werden k\u00f6nnen.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.1. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>\u00dcbersicht</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"c34124\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PAA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">GMM</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">VFA</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"df6285\"><div class=\"defaultParagraph TBodytotalText\">Verm\u00f6genswerte aus ausgestellten Versicherungsvertr\u00e4gen</div></td><td class=\"d53b07\"><div class=\"defaultParagraph TBodytotalNumber\">610</div></td><td class=\"d53b07\"><div class=\"defaultParagraph TBodytotalNumber\">369.440</div></td><td class=\"d53b07\"><div class=\"defaultParagraph TBodytotalNumber\">551</div></td><td class=\"fd4675\"><div class=\"defaultParagraph TBodytotalNumber\">376.308</div></td></tr><tr><td class=\"d4759d\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">31.413</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">509.772</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">502</div></td><td class=\"d29c3e\"><div class=\"defaultParagraph TBodysubtotalNumber\">541.687</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des PVFCF</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.083.895</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.006</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Risikoanpassung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-277.492</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.504</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verm\u00f6genswerte f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-30.803</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-140.332</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">49</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-171.086</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Als Verm\u00f6genswert angesetzte Abschlusskosten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">5.707</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Verm\u00f6genswerte aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\">1.795.168</div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\">649.708</div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"d53687e\"><div class=\"defaultParagraph TBodytotalNumber\">2.444.876</div></td></tr><tr><td class=\"d271a5\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">107.989</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">-111.948</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d29c3e\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.959</div></td></tr><tr><td class=\"d8a5132\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des PVFCF</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-191.341</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Risikoanpassung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4.227</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">75.166</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verm\u00f6genswerte f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.687.179</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">761.656</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">2.448.835</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Verbindlichkeiten aus ausgestellten Versicherungsvertr\u00e4gen</div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\">-9.815.415</div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\">-3.503.060</div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\">-28.081.757</div></td><td class=\"d53687e\"><div class=\"defaultParagraph TBodytotalNumber\">-41.496.871</div></td></tr><tr><td class=\"d4759d\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.267.706</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.615.702</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">-27.201.951</div></td><td class=\"d29c3e\"><div class=\"defaultParagraph TBodysubtotalNumber\">-32.085.359</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des PVFCF</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-1.760.494</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-20.854.425</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Risikoanpassung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-164.674</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.007.667</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-690.534</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.339.859</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.547.709</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-887.358</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-879.806</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-9.314.873</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Als Verbindlichkeit angesetzte Zahlungsstr\u00f6me</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-96.639</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Verbindlichkeiten aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\">-23.732</div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\">-20.488</div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"d53687e\"><div class=\"defaultParagraph TBodytotalNumber\">-44.220</div></td></tr><tr><td class=\"d4759d\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">-32.193</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">-20.820</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d29c3e\"><div class=\"defaultParagraph TBodysubtotalNumber\">-53.013</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des PVFCF</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-37.390</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Risikoanpassung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">601</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">15.969</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8.461</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">332</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">8.793</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Zusammensetzung</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"c34124\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PAA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">VFA</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"df6285\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte aus ausgestellten Versicherungsvertr\u00e4gen</span></div></td><td class=\"d53b07\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.536</span></div></td><td class=\"d53b07\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.903</span></div></td><td class=\"d53b07\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.585</span></div></td><td class=\"fd4675\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">299.874</span></div></td></tr><tr><td class=\"d4759d\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.018</span></div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">395.528</span></div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.692</span></div></td><td class=\"d29c3e\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">414.238</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungen des PVFCF</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">934.469</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.766</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Risikoanpassung</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-254.153</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.579</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertragliche Servicemarge</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-284.788</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.495</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.482</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.625</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-107</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118.214</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Als Verm\u00f6genswert angesetzte Abschlusskosten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.850</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</span></div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.302.514</span></div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">840.244</span></div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d53687e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.142.758</span></div></td></tr><tr><td class=\"d271a5\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">102.365</span></div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-135.107</span></div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d29c3e\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.742</span></div></td></tr><tr><td class=\"d8a5132\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungen des PVFCF</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-206.665</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Risikoanpassung</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.476</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertragliche Servicemarge</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">66.082</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.200.149</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">975.351</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.175.500</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Verbindlichkeiten aus ausgestellten Versicherungsvertr\u00e4gen</span></div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.859.155</span></div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.247.996</span></div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.424.599</span></div></td><td class=\"d53687e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.598.063</span></div></td></tr><tr><td class=\"d4759d\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.155.654</span></div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.522.340</span></div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.600.897</span></div></td><td class=\"d29c3e\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.278.891</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungen des PVFCF</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.705.668</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.957.067</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Risikoanpassung</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-162.208</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-984.540</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertragliche Servicemarge</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-654.464</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.659.290</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.703.501</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-725.656</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.702</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.252.859</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Als Verbindlichkeit angesetzte Zahlungsstr\u00f6me</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.313</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Verbindlichkeiten aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</span></div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.688</span></div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.794</span></div></td><td class=\"d72697a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d53687e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.482</span></div></td></tr><tr><td class=\"d4759d\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.520</span></div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.700</span></div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d29c3e\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-55.220</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungen des PVFCF</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35.960</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Risikoanpassung</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">472</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertragliche Servicemarge</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.788</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.832</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.094</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.738</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.2. </span><div class=\"list-paragraph-container\">Verwendete Annahmen</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Kapitalkostensatz und Konfidenzniveau</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Der in der Risikoanpassung ber\u00fccksichtigte Kapitalkostensatz bel\u00e4uft sich im Gesch\u00e4ftsjahr\u00a02025 auf 6,00<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (2024: 6,00<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%).</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die Risikoanpassung f\u00fcr Lebens-, Kranken- und Nichtlebensversicherungsvertr\u00e4ge entspricht einem Konfidenzniveau von durchschnittlich 79,48<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (Vorjahr: durchschnittlich 79,93<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%).</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Das Konfidenzniveau wird \u00fcber die Gesamtlaufzeit auf Nettobasis nach R\u00fcckversicherung berechnet.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Diskontierungszinssatz</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e07970\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Spot Rates<sup> </sup>in Jahren<sup>1</sup></div></td><td class=\"d114c3\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d05470a\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d473cc7\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">1 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">3 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">5 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">10 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">20 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">30 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1 J.</span></div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3 J.</span></div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5 J.</span></div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10 J.</span></div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20 J.</span></div></td><td class=\"ac473e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30 J.</span></div></td></tr><tr><td class=\"c35ee1\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d94ab89\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d14ef87\"><div class=\"defaultParagraph TBodynormalText\">ALL</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,26</span></div></td><td class=\"d3e93bc\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,38</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">BAM</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,03</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,43</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,81</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,16</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,19</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,04</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,22</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,21</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,34</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">BGN</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,03</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,43</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,81</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,16</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,19</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,04</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,22</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,21</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,34</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">CHF</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">-0,04</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">0,13</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">0,32</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">0,67</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">1,13</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">1,41</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,05</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,06</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,17</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,38</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,89</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,24</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">CZK</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,40</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,57</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,74</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,06</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,05</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,67</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,53</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,56</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,73</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,82</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,73</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">EUR</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,26</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,38</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">EUR (Kroatien)<sup>2</sup></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,50</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,98</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,43</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,47</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,55</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,30</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,41</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,73</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,91</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,01</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">GBP</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,54</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,53</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,67</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,04</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,54</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,59</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,46</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,15</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,04</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,07</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,30</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,23</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">GEL</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,43</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,61</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">HUF</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,05</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,19</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,38</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,82</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">7,12</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,55</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,68</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,15</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,36</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,52</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,99</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,51</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">MDL</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,26</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,38</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">MKD</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,26</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,38</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">PLN</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,34</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,98</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,46</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,16</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,06</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,64</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,97</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,22</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,49</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,78</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,34</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,84</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">RON</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,11</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,36</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,55</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,65</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,01</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,32</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,67</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,07</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,25</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,39</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,60</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">RSD</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,89</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,98</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,13</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,01</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,18</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,76</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,76</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,66</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,00</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,13</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,34</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,90</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">TRY</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">37,26</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">34,40</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">30,92</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">22,79</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">15,52</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">12,37</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41,71</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34,94</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30,07</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23,70</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17,88</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14,33</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">UAH</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">16,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">15,70</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">12,57</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">8,85</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,93</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,32</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,36</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,87</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14,95</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11,01</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,72</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,80</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">USD</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,43</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,34</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,47</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,84</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,18</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,06</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,02</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,07</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,10</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,84</span></div></td></tr><tr><td class=\"d1d8cd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d08528f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote_NoBottomMargin\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>1</sup><span class=\"tabulator-14\"></span>Ohne Illiquidit\u00e4tsanpassung</div><div class=\"defaultParagraph TNote\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>2</sup><span class=\"tabulator-14\"></span>Das Croatian Insurance Bureau erlaubt unter bestimmten Voraussetzungen die Verwendung einer speziell errechneten Zinskurve, die auf Basis von EUR-Anleihen der kroatischen Nationalbank erstellt wird. Daher werden in der obigen Tabelle zwei unterschiedliche EUR-Zinskurven angef\u00fchrt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"font-size:13px; min-height:13px\">Illiquidit\u00e4tsanpassung</span></div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in Basispunkten</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Albanien</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bosnien-Herzegowina</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">21</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">56</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bulgarien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">32</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">56</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Deutschland</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">28</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Estland</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Georgien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kosovo</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kroatien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">17</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Lettland</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Liechtenstein</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Litauen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Nordmazedonien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Moldau</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">32</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Serbien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">200</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">200</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">39</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">29</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">T\u00fcrkei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">52</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">44</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ukraine</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">119</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">159</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">45</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">62</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.3. </span><div class=\"list-paragraph-container\">Ausgestellte Versicherungsvertr\u00e4ge</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Entwicklung nach Bilanzposten</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">Alle Bewertungsmodelle</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\">Vertr\u00e4ge nicht bewertet nach PAA</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Vertr\u00e4ge bewertet nach PAA</div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">427.667</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-13.429</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-106.732</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-11.386</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-96</div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\">296.024</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.179.790</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-99.101</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.549.358</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.422.924</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-280.577</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-39.531.750</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-30.752.123</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-112.530</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.656.090</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.434.310</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-280.673</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-39.235.726</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">13.195.975</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">13.195.975</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.377.770</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">18.909</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.576.326</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.506.383</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-9.712</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-11.451.282</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.116.336</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.104.566</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-11.770</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.788.891</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-2.202</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-24.118</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-250.504</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-11.047</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-2.076.762</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">114.048</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7.195</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">33</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-591</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">120.685</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">11.259.698</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">16.707</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-4.697.815</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.768.624</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-21.350</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-211.384</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">79.091</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-601</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-13.359</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">27.810</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-446</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">92.495</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-12.050.977</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">4.459.811</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">5.913.456</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-1.677.710</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">17.737</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-674</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-14.375</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">2.694</div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-31.446.574</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-97.098</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-1.907.447</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-7.276.043</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-302.469</div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\">-41.029.631</div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">546.904</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-5.217</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-140.283</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-30.720</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-83</div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\">370.601</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.993.478</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-91.881</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.767.164</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-7.245.323</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-302.386</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-41.400.232</div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -99.541.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Alle Bewertungsmodelle</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"f51247\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge nicht bewertet nach PAA</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge bewertet nach PAA</span></div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f51247\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">342.579</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.993</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84.342</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.172</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-370</span></div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">225.702</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.220.433</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.730</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.470.154</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.727.808</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-267.979</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.746.104</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.877.854</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-68.723</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.554.496</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.750.980</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-268.349</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.520.402</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.069.761</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-36.341</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.380.420</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.165.306</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.002</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.656.830</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.997.877</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.991.705</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.172</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.266.361</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.841</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118.095</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-227.085</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.996</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.622.378</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-113.603</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.311</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.085</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-154.083</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.686.629</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-38.182</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.497.531</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.431.648</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.082</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-294.814</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">166.235</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.413</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.092</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.386</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.877</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">215.003</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-468.608</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.060</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-476.668</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.281.359</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.395.905</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.720.990</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.164.464</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.834</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.038</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.058</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-119</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.619</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.752.123</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-112.530</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.656.090</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.434.310</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.673</span></div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.235.726</span></div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">427.667</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.429</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.732</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.386</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-96</span></div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">296.024</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.179.790</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-99.101</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.549.358</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.422.924</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.577</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.531.750</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -116.198.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\">Premium Allocation Approach</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"b4d439\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">17.018</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-11.386</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-96</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">5.536</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.112.689</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-42.965</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.422.924</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-280.577</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-8.859.155</div></td></tr><tr><td class=\"d81dcac\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.095.671</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-42.965</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.434.310</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-280.673</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-8.853.619</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">10.334.875</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">10.334.875</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.772.074</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">22.468</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.506.383</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.712</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.265.701</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-680.045</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-5.908.314</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-6.588.359</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">22.468</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">22.468</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-598.069</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.712</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-607.781</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschreibung der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.092.029</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-2.092.029</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">11.770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11.770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-753</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-250.504</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11.047</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-262.304</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">33</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-591</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-558</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.573.818</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">22.468</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.768.624</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-21.350</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">806.312</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">49.427</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-587</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">27.810</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-446</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">76.204</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-7.759.811</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">5.913.456</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.846.355</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-10.547.000</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-10.547.000</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">680.044</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">5.913.583</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">6.593.627</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.107.145</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-127</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">2.107.018</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">17.028</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-14.375</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">2.653</div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-2.215.209</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-21.084</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-7.276.043</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-302.469</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">-9.814.805</div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">31.413</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-30.720</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-83</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">610</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.246.622</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-21.084</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.245.323</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-302.386</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.815.415</div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -6.564.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Premium Allocation Approach</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.945</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.172</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-370</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.597</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.836.695</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.001</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.727.808</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-267.979</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.841.483</span></div></td></tr><tr><td class=\"d81dcac\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.818.750</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.001</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.750.980</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-268.349</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.847.080</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.578.096</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.578.096</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.594.653</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.165.306</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.002</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.798.846</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-651.816</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.659.760</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.311.576</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-505.546</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.002</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-510.548</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschreibung der Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.942.837</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.942.837</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.172</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.172</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-227.085</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.996</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-235.670</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.085</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.169</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.990.026</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.431.648</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.082</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">510.411</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.955</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-79</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.386</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.877</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">55.139</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.298.706</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.720.990</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.577.716</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.836.208</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.557</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.802.651</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">541.831</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.687.433</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.229.264</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.995.671</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.995.671</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.804</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.058</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-119</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.627</span></div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.095.671</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.965</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.434.310</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.673</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.853.619</span></div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.018</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.386</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-96</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.536</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.112.689</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.965</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.422.924</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.577</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.859.155</span></div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -1.138.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\">General Measurement Model</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\">LIC / AIC</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">408.957</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-13.429</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-106.625</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">288.903</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.492.545</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-29.795</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-725.656</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-3.247.996</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.083.588</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-43.224</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-832.281</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.959.093</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.366.482</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">1.366.482</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-375.337</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.072</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-773.315</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.155.724</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-145.777</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-584.925</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-730.702</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.072</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-7.072</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-188.390</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-188.390</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschreibung der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-229.560</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-229.560</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">566.285</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-566.285</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-113.235</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.063</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-13.826</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-129.124</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-51.842</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">7.195</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-44.647</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.392.353</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-9.135</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.346.231</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">36.987</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">102.132</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">310</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.094</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">101.348</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.464.813</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.151.910</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-312.903</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">196.101</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.151.910</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.011</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">323</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-288</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-2.053.593</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-52.337</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-1.027.690</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">-3.133.620</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">514.717</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-4.945</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-140.332</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">369.440</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.568.310</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-47.392</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-887.358</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-3.503.060</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -76.081.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">323.230</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.993</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84.322</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">229.915</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.341.749</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.847</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-646.227</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.014.823</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.018.519</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35.840</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-730.549</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.784.908</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-268.839</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.358</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-650.485</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-925.682</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-117.780</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-558.356</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-676.136</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.358</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.358</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-92.129</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-92.129</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschreibung der Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-151.059</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-151.059</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">455.465</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-455.465</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-105.175</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.740</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-15.043</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-121.958</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.178</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.311</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.489</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.234.192</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.098</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.128.304</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97.790</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.244</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">714</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.832</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.790</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-74.947</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.092</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.248.547</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.026.832</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-221.715</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">187.830</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.026.832</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.662</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.083.588</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-43.224</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-832.281</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.959.093</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">408.957</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.429</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.625</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.903</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.492.545</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.795</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-725.656</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.247.996</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -56.610.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\">Variable Fee Approach</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\">LIC / AIC</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">1.692</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">1.585</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-26.574.556</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-26.341</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-823.702</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-27.424.599</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-26.572.864</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-26.341</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-823.809</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-27.423.014</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.494.618</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">1.494.618</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-230.359</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.513</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-803.011</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.029.857</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-162.374</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-751.987</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-914.361</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.513</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">3.513</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-51.024</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-51.024</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschreibung der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-67.985</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-67.985</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.538.281</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.538.281</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.674.903</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-139</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-10.292</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.685.334</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">165.890</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">165.890</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.293.527</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.374</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.351.584</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.054.683</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-72.468</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-324</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-12.265</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-85.057</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.826.353</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.307.901</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">481.548</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">221.170</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.307.901</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">3.529.071</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">386</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-386</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-27.177.772</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-23.677</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-879.757</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">-28.081.206</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">774</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-272</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">49</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">551</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-27.178.546</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-23.405</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-879.806</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-28.081.757</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\" style=\"margin-bottom:17px\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -16.896.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Variable Fee Approach</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.404</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.384</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.041.989</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.882</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.927</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.889.798</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.040.585</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.882</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.947</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.888.414</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-206.269</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.902</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-729.935</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-932.302</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-154.590</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-728.640</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-883.230</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.902</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.902</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.295</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.295</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschreibung der Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51.679</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51.679</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.536.240</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.536.240</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.161.597</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-101</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-103.052</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.264.750</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.425</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.425</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.462.411</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.801</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.369.227</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-903.015</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">126.036</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">778</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.260</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">133.074</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-393.661</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.968</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.734.106</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.369.073</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634.967</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">200.349</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.369.073</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.569.422</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.041</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.038</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.572.864</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.341</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.809</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.423.014</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.692</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-107</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.585</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.574.556</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.341</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.702</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.424.599</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -58.450.</div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:28px; padding-right:0px\">Entwicklung nach Bewertungskomponenten: Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet werden</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">Alle Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet sind</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">844.835</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-264.064</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-290.283</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">290.488</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.156.480</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.202.361</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.313.754</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-30.672.595</div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-23.311.645</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.466.425</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.604.037</div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-30.382.107</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-9.307</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">153.207</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">669.266</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">813.166</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">90.242</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-189.732</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">95.618</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-3.872</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-15.676</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-118.099</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-133.775</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-100.781</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-20.444</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.693.233</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.814.458</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-73.429</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.726</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">190.946</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">121.243</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-108.951</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-171.342</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-737.403</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.017.696</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">17.463</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-15.588</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">14.416</div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\">16.291</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">168.645</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\">168.645</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">38</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-23.234.450</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.653.352</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-6.327.024</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-31.214.826</div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">954.536</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-287.914</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">369.991</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.188.986</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.365.438</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-6.030.393</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-31.584.817</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Alle Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet sind</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">752.221</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-247.491</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-273.432</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">231.298</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.116.620</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.184.262</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.603.740</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.904.622</span></div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-22.364.399</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.431.753</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.877.172</span></div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.673.324</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.354</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">149.871</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">589.951</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">745.176</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-146.519</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-107.845</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">228.020</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.344</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.170</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.732</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.438</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-846.682</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-94.458</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-445.568</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.386.708</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.202</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.812</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-87.900</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-120.914</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.047.219</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.512</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">284.503</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-805.228</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">91.433</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.077</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52.359</span></div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">159.869</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-402.124</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.119</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.425</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-476.668</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">413.252</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">413.252</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.588</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.698</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.311.645</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.466.425</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.604.037</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.382.107</span></div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">844.835</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-264.064</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-290.283</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">290.488</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.156.480</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.202.361</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.313.754</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.672.595</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">835.176</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-261.485</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-284.788</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">288.903</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2.417.158</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-176.374</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-654.464</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-3.247.996</div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.581.982</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-437.859</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-939.252</div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.959.093</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-19.348</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">68.649</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">317.133</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">74.745</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">74.745</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfahrungswertanpassungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19.348</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-6.096</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-25.444</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">365.696</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-87.740</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-285.340</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-7.384</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">518.159</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-122.825</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-12.447</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-157.373</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">34.932</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">122.441</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4.910</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">153</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">5.063</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-22.998</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-75.993</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-98.991</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-22.998</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-75.993</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-98.991</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-35.326</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19.503</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-74.295</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-129.124</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-48.373</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.726</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-44.647</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">239.651</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-110.861</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-91.803</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">36.987</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">58.144</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-686</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">43.890</div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\">101.348</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-312.903</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">-312.903</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.011</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.011</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">38</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.597.052</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-549.403</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-987.165</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-3.133.620</div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">952.481</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-286.410</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">369.440</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2.549.533</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-262.993</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-690.534</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-3.503.060</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\" style=\"margin-top:13px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">745.643</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-245.949</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-269.779</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">229.915</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.360.506</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-160.018</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-494.299</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.014.823</span></div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.614.863</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-405.967</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-764.078</span></div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.784.908</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.378</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">64.062</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">305.813</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste CSM</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">69.190</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">69.190</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfahrungswertanpassungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.378</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.128</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.250</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">382.962</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-76.844</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-324.939</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.821</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">440.439</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-109.568</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.439</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-55.464</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.093</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.371</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.013</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">631</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.382</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.666</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.911</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.755</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.666</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.911</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.755</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-38.063</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.779</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-67.116</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-121.958</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.677</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.812</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.489</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">290.934</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.462</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-161.682</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97.790</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.823</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.164</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.803</span></div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.790</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.150</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.594</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Umbuchung zu Verm\u00f6genswerten/Schulden gem. IFRS\u00a05</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-221.715</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-221.715</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.662</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.662</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.581.982</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-437.859</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-939.252</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.959.093</span></div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">835.176</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-261.485</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-284.788</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.903</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.417.158</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-176.374</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-654.464</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.247.996</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">Variable Fee Approach</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">9.659</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-2.579</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-5.495</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">1.585</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.739.322</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.025.987</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4.659.290</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-27.424.599</div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-21.729.663</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.028.566</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-4.664.785</div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-27.423.014</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">10.041</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">84.558</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">496.033</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">92.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">92.278</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfahrungswertanpassungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10.041</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.720</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">2.321</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-275.454</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-101.992</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">380.958</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">3.512</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">268.210</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-68.976</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-2.544</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-548.356</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-34.380</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">582.736</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4.692</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.364</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">6.056</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7.322</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-42.106</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-34.784</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7.322</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-42.106</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-34.784</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-65.455</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-941</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.618.938</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.685.334</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-25.056</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">190.946</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">165.890</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-348.602</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-60.481</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-645.600</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.054.683</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-40.681</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-14.902</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-29.474</div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\">-85.057</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">481.548</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">481.548</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.529.071</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">3.529.071</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-21.637.398</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.103.949</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-5.339.859</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-28.081.206</div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">2.055</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-1.504</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">551</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.639.453</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.102.445</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.339.859</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-28.081.757</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:10px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Variable Fee Approach</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.578</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.542</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.653</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.383</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.756.114</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.024.244</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.109.441</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.889.799</span></div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.749.536</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.025.786</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.113.094</span></div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.888.416</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.024</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">85.809</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">439.363</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste CSM</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.828</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.828</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfahrungswertanpassungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.024</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.019</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.043</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-529.481</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.001</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">552.959</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.523</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">255.739</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.288</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.460</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-808.837</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.967</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">749.870</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.617</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-28.680</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.063</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.496</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.821</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.317</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.496</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.821</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.317</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-808.619</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.679</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-378.452</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.264.750</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.475</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-87.900</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.425</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.338.153</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.050</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">446.185</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-903.018</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">85.610</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.913</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.556</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">133.079</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-359.974</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.525</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634.967</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634.967</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.569.422</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.569.422</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.577</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.698</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-21.729.663</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.028.566</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.664.785</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.423.014</span></div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.659</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.579</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.495</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.585</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-21.739.322</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.025.987</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.659.290</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.424.599</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-bottom:17px\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:23px; padding-right:0px\">Weitere Angaben</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"c45310\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"f4f311\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">GMM</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">VFA</div></td><td class=\"d021226\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">VFA</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"d207c7a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d08e169\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d08e169\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a3cb30\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Betr\u00e4ge im Zusammenhang mit den \u00c4nderungen der LRC inkl. ARC</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">911.311</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.164.413</div></td><td class=\"d8ebf30\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.075.724</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">841.409</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.079.656</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.921.065</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erwartete versicherungstechnische Aufwendungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">568.198</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">767.074</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">1.335.272</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">511.602</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">712.118</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.223.720</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">78.418</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">92.278</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">170.696</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">72.751</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.828</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">165.579</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">669.266</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">589.951</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Andere Betr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.137</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-96.373</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-99.510</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.683</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84.868</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-58.185</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Zuordnung des Teils der Pr\u00e4mien, der sich auf die Amortisation der Abschlusskosten bezieht</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">455.171</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">330.205</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">785.376</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">338.510</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">300.806</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">639.316</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">1.366.482</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">1.494.618</div></td><td class=\"d3753ae\"><div class=\"defaultParagraph TBodytotalNumber\">2.861.100</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.560.381</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erstmalig in der Periode erfasste Vertr\u00e4ge</div></td><td class=\"c45310\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"f4f311\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Nicht belastend</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Belastend</div></td><td class=\"d021226\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht belastend</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Belastend</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d207c7a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a3cb30\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"cc881f\"><div class=\"defaultParagraph TBodysubtotalText\">Selbst gezeichnet</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-12.447</div></td><td class=\"d8ebf30\"><div class=\"defaultParagraph TBodysubtotalNumber\">-12.447</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.439</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.439</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2.312.972</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-213.115</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">-2.526.087</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.992.739</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-182.749</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.175.488</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-483.354</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.652</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-493.006</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-383.882</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.581</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-395.463</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.829.618</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-203.463</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-2.033.081</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.608.857</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-171.168</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.780.025</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.841.620</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">202.626</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">3.044.246</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.442.137</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">173.790</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.615.927</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-120.867</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.958</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-122.825</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-101.088</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.480</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-109.568</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td></tr><tr><td class=\"d46f56c\"><div class=\"defaultParagraph TBodysubtotalText\">Zugekauft</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d17144d\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae213a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">105.191</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">105.191</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.594</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.594</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erstmalig in der Periode erfasste Vertr\u00e4ge</div></td><td class=\"c45310\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"f4f311\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">Variable Fee Approach</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Nicht belastend</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Belastend</div></td><td class=\"d021226\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht belastend</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Belastend</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d207c7a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a3cb30\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"cc881f\"><div class=\"defaultParagraph TBodysubtotalText\">Selbst gezeichnet</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.544</div></td><td class=\"d8ebf30\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.544</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.460</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.460</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2.437.006</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-37.152</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">-2.474.158</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.202.944</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.022</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.234.966</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-290.065</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-4.212</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-294.277</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-273.559</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.186</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-277.745</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.146.941</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.940</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-2.179.881</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.929.385</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.836</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.957.221</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.705.190</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">37.178</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">2.742.368</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.459.045</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.660</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.490.705</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-66.406</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.570</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-68.976</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.190</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.098</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.288</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td></tr><tr><td class=\"d46f56c\"><div class=\"defaultParagraph TBodysubtotalText\">Zugekauft</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d251f8b\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae213a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117.200</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117.200</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.525</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.525</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erwartete erfolgswirksame Erfassung der CSM</div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">1. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">3. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">4. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">5. Jahr und sp\u00e4ter</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">GMM</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-191.536</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-135.098</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-110.583</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-92.058</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-457.890</div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\">-987.165</div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-45.425</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-37.673</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-31.472</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-26.316</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-155.745</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-146.111</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-97.425</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-79.111</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-65.742</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-302.145</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-690.534</div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">VFA</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-414.179</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-372.001</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-344.384</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-318.305</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.890.990</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.339.859</div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-414.179</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-372.001</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-344.384</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-318.305</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-3.890.990</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-5.339.859</div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-605.715</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-507.099</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-454.967</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-410.363</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-4.348.880</div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\">-6.327.024</div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Erwartete erfolgswirksame Erfassung der CSM</span></div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5. Jahr und sp\u00e4ter</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-164.336</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-124.548</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-103.363</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.462</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-460.543</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-939.252</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-41.859</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.956</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.439</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.913</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-153.621</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-284.788</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-122.477</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-89.592</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-73.924</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.549</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-306.922</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-654.464</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">VFA</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-352.007</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-323.174</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-298.503</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-276.171</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.414.930</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.664.785</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-230</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-274</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-309</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-335</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.347</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.495</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-351.777</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-322.900</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-298.194</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-275.836</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.410.583</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.659.290</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-516.343</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-447.722</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-401.866</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-362.633</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.875.473</span></div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.604.037</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.5. </span><div class=\"list-paragraph-container\">Zugrundeliegende Referenzwerte von Vertr\u00e4gen mit direkter \u00dcberschussbeteiligung</div></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">In der nachfolgenden Tabelle werden die zugrundeliegenden Referenzwerte aus Sicht der einzelnen Versicherungsunternehmen und nicht aus Konzernsicht dargestellt, weswegen auch die Vorjahreswerte angepasst wurden. Diese basieren auf den spezifischen vertraglichen Vereinbarungen einschlie\u00dflich der anwendbaren gesetzlichen oder regulatorischen Vorschriften.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"fe72aa\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung \u2013 Beizulegender Zeitwert</div></td><td class=\"d3bba3a\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d63a35\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d631f5\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d47264\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d80c8fd\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d0e93b\"><div class=\"defaultParagraph TBodysubtotalText\">Als Verm\u00f6genswert ausgewiesene Posten</div></td><td class=\"d0e768c\"><div class=\"defaultParagraph TBodysubtotalNumber\">27.329.418</div></td><td class=\"d717516\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.520.421</span></div></td></tr><tr><td class=\"d51925c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d90784c\"><div class=\"defaultParagraph TBodynormalNumber\">286.796</div></td><td class=\"d1d9f5d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">412.695</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">919.150</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">965.721</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anleihen</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">15.832.769</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.697.293</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gebundene Guthaben bei Kreditinstituten</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">82.487</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98.014</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investmentfonds</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">8.788.215</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.997.314</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">1.116</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">892</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aktien</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">449.770</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">381.230</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an sonstigen Unternehmen</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">10.594</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.054</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an verbundenen nicht konsolidierten Unternehmen</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">1.253</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.281</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Forderungen</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">8.135</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.096</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">747.944</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">749.259</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Selbstgenutzte Immobilien</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">201.189</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">196.572</span></div></td></tr><tr><td class=\"eda4b3\"><div class=\"defaultParagraph TBodysubtotalText\">Als Verbindlichkeit ausgewiesene Posten</div></td><td class=\"d9c803e\"><div class=\"defaultParagraph TBodysubtotalNumber\">180.453</div></td><td class=\"d87294f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.469</span></div></td></tr><tr><td class=\"d51925c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten und sonstige Passiva</div></td><td class=\"d90784c\"><div class=\"defaultParagraph TBodynormalNumber\">180.444</div></td><td class=\"d1d9f5d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.872</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten f\u00fcr Derivate</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">9</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">597</span></div></td></tr><tr><td class=\"d467ac5\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d2b262f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d9d717a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d00e1d9\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Erfolgswirksam erfasste Betr\u00e4ge</div></td><td class=\"d6c1c7f\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d419597\"><div class=\"defaultParagraph THeadfirstText\">\u00a0</div></td><td class=\"d9ad770\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Zugrundeliegende finanzielle Verm\u00f6genswerte</div></td><td class=\"e56c01\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\">\u00dcbrige finanzielle Verm\u00f6genswerte\u00a0</div></td><td class=\"d7280e5\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\">Summe</div><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"c34124\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Unkonsolidiert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Konsolidierung</div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Zinsertr\u00e4ge nach der Effektivzinsmethode</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">462.050</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-22.622</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">656.729</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">1.096.157</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Gewinne und Verluste aus der Ausbuchung von Verm\u00f6genswerten bewertet zu AC</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-9.954</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">565</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-9.389</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen inkl. -aufholungen von Finanzinstrumenten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">43.909</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.915</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-18.263</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">21.731</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Sonstiges Ergebnis aus Finanzinstrumenten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.151.167</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.860</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">134.511</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.289.538</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Ergebnis aus Selbstgenutzte Immobilien und Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10.759</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-182</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">18.771</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">29.348</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Ergebnis von Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">27.096</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">27.096</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.657.931</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-22.859</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">819.409</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">2.454.481</div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d00e1d9\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste Betr\u00e4ge</span></div></td><td class=\"d6c1c7f\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d419597\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d9ad770\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">Zugrundeliegende finanzielle Verm\u00f6genswerte</span></div></td><td class=\"e56c01\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00dcbrige finanzielle Verm\u00f6genswerte\u00a0</span></div></td><td class=\"d7280e5\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"c34124\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Unkonsolidiert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Konsolidierung</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zinsertr\u00e4ge nach der Effektivzinsmethode</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">456.716</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.747</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">564.728</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gewinne und Verluste aus der Ausbuchung von Verm\u00f6genswerten bewertet zu AC</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.076</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.076</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Wertminderungen inkl. -aufholungen von Finanzinstrumenten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.551</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-741</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.814</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.106</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstiges Ergebnis aus Finanzinstrumenten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">776.013</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.757</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">126.761</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">909.531</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ergebnis aus Selbstgenutzte Immobilien und Als Finanzinvestition gehaltene Immobilien</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.082</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-57</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43.960</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">53.985</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ergebnis von Beteiligungsunternehmen (Equity-Methode)</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.001</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.238.260</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.788</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">744.560</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.965.032</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d00e1d9\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Erfolgswirksam erfasste Betr\u00e4ge</div></td><td class=\"d6c1c7f\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Ausgestellte Versicherungsvertr\u00e4ge \u2013 VFA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Ausgestellte Versicherungsvertr\u00e4ge \u2013 PAA und GMM</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge \u2013 PAA und GMM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aufzinsung bei Versicherungsvertr\u00e4gen anhand gegenw\u00e4rtiger finanzieller Rahmenbedingungen</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-615.323</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-265.197</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">61.307</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">-819.213</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Aufzinsung bei Versicherungsvertr\u00e4gen anhand Festzinssatz von Ersterfassung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-18.803</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.548</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-16.255</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen bei Zinss\u00e4tzen und anderen finanziellen Rahmenbedingungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.053.115</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.783</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">28.399</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.049.499</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-16.896</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-82.645</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.940</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-97.601</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.685.334</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-391.428</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">94.194</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-1.982.568</div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d00e1d9\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste Betr\u00e4ge</span></div></td><td class=\"d6c1c7f\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausgestellte Versicherungsvertr\u00e4ge \u2013 VFA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausgestellte Versicherungsvertr\u00e4ge \u2013 PAA und GMM</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge \u2013 PAA und GMM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aufzinsung bei Versicherungsvertr\u00e4gen anhand gegenw\u00e4rtiger finanzieller Rahmenbedingungen</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-797.960</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-234.089</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">62.709</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-969.340</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aufzinsung bei Versicherungsvertr\u00e4gen anhand Festzinssatz von Ersterfassung</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35.008</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.598</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.410</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen bei Zinss\u00e4tzen und anderen finanziellen Rahmenbedingungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-408.340</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.783</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.556</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-418.567</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-58.450</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-57.748</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-506</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-116.704</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.264.750</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-357.628</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">86.357</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.536.021</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Erfolgsneutral erfasste Betr\u00e4ge</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Zugrundeliegende finanzielle Verm\u00f6genswerte</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">94.631</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">129.638</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-124.644</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">46.338</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a017 \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">120.685</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-154.083</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a017 \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-8.116</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">500</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">82.556</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.393</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Gesamtergebnisrechnung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Erfolgswirksam erfasst</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.990.324</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.615.362</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Ergebnis</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.518.411</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.186.351</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Kapitalveranlagungsergebnis inkl. Ergebnis aus assoziierten Unternehmen und Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.454.481</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.965.032</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.982.568</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.536.021</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Erfolgsneutral erfasst</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">82.556</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.393</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a09</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-30.013</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">175.976</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">112.569</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-153.583</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">2.072.880</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.637.755</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.6. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Entwicklung der Portfolios vom IFRS\u00a017-\u00dcbergangszeitpunkt (1.\u00a0J\u00e4nner\u00a02022)</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">Alle Bewertungsmodelle</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FVA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FRA sowie Neue Vertr\u00e4ge</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FVA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FRA sowie Neue Vertr\u00e4ge</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Vertragliche Servicemarge Stand 1.1. angepasst wie ver\u00f6ffentlicht</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d308251\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.940.495</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-936.674</span></div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.877.169</span></div></td></tr><tr><td class=\"d16bb34\"><div class=\"defaultParagraph TBodysubtotalText\">Vertragliche Servicemarge Stand 1.1.</div></td><td class=\"bbbf9e\"><div class=\"defaultParagraph TBodysubtotalNumber\">-4.245.796</div></td><td class=\"bbbf9e\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.358.241</div></td><td class=\"cf244b\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.604.037</div></td><td class=\"bbbf9e\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bbbf9e\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d24d2d3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">373.988</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">295.278</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">669.266</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">360.632</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">229.319</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">589.951</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">373.988</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">295.278</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">669.266</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">360.632</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">229.319</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">589.951</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">533.184</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-437.566</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">95.618</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.183.760</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-505.332</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">678.428</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-609.559</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-609.559</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-545.221</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-545.221</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">533.184</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">171.993</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">705.177</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.183.760</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.889</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.223.649</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.438.749</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-254.484</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-1.693.233</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-776.523</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-119.453</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-895.976</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">177.341</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">13.605</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">190.946</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-90.942</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.042</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-87.900</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-354.236</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-383.167</div></td><td class=\"dcc4ec\"><div class=\"defaultParagraph TBodysubtotalNumber\">-737.403</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">676.927</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-392.424</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">284.503</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-30.260</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">44.676</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">14.416</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.333</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.023</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52.356</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.425</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.425</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.561</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.259</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.698</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Vertragliche Servicemarge Stand zum 31.12.</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-4.630.292</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-1.696.732</div></td><td class=\"d07eb65\"><div class=\"defaultParagraph TBodytotalNumber\">-6.327.024</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.245.796</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.358.241</span></div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.604.037</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -60.612 (TEUR -41.544).</div><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FVA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FRA sowie Neue Vertr\u00e4ge</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FVA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FRA sowie Neue Vertr\u00e4ge</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Vertragliche Servicemarge Stand 1.1.</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">-295.666</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">-643.586</div></td><td class=\"d308251\"><div class=\"defaultParagraph TBodysubtotalNumber\">-939.252</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-321.678</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-442.399</span></div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-764.077</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">53.932</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">213.900</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61.563</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">168.810</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">53.932</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">213.900</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61.563</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">168.810</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">961</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-286.301</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-285.340</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.115</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-293.824</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-324.939</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">961</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">121.480</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">122.441</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.115</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">54.486</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.371</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.398</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-70.897</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-74.295</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.953</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-63.163</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-67.116</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">51.495</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-143.298</div></td><td class=\"dcc4ec\"><div class=\"defaultParagraph TBodysubtotalNumber\">-91.803</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.495</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-188.177</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-161.682</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-2.390</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">46.280</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">43.890</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.120</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.682</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.802</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.603</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.603</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Vertragliche Servicemarge Stand zum 31.12.</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-246.561</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-740.604</div></td><td class=\"d07eb65\"><div class=\"defaultParagraph TBodytotalNumber\">-987.165</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-295.666</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-643.586</span></div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-939.252</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -55.492 (TEUR -32.108).</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">Variable Fee Approach</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FVA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FRA sowie Neue Vertr\u00e4ge</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FVA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FRA sowie Neue Vertr\u00e4ge</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Vertragliche Servicemarge Stand 1.1. angepasst wie ver\u00f6ffentlicht</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d308251\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.618.817</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-494.275</span></div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.113.092</span></div></td></tr><tr><td class=\"d16bb34\"><div class=\"defaultParagraph TBodysubtotalText\">Vertragliche Servicemarge Stand 1.1.</div></td><td class=\"bbbf9e\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.950.130</div></td><td class=\"bbbf9e\"><div class=\"defaultParagraph TBodysubtotalNumber\">-714.655</div></td><td class=\"cf244b\"><div class=\"defaultParagraph TBodysubtotalNumber\">-4.664.785</div></td><td class=\"bbbf9e\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bbbf9e\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d24d2d3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">320.056</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">81.378</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">299.069</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.509</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">320.056</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">81.378</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">299.069</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.509</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">532.223</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-151.265</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">380.958</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.875</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-211.508</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.003.367</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">532.223</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">50.513</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">582.736</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.875</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.597</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.200.278</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.435.351</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-183.587</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-1.618.938</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-772.570</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56.290</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-828.860</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">177.341</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">13.605</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">190.946</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-90.942</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.042</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-87.900</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-405.731</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-239.869</div></td><td class=\"dcc4ec\"><div class=\"defaultParagraph TBodysubtotalNumber\">-645.600</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">650.432</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-204.247</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">446.185</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-27.870</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-1.604</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">-29.474</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18.213</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18.341</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.554</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.656</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.698</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Vertragliche Servicemarge Stand zum 31.12.</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-4.383.731</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-956.128</div></td><td class=\"d07eb65\"><div class=\"defaultParagraph TBodytotalNumber\">-5.339.859</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.950.130</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-714.655</span></div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.664.785</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\" style=\"margin-bottom:15px\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -5.120 (TEUR -9.436).</div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FVA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FRA sowie Neue Vertr\u00e4ge</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FVA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FRA sowie Neue Vertr\u00e4ge</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Vertragliche Servicemarge Stand 1.1.</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">41.660</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">39.210</div></td><td class=\"d308251\"><div class=\"defaultParagraph TBodysubtotalNumber\">80.870</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">49.689</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.854</span></div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">86.543</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-7.334</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-404</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">-7.738</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.473</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-40.068</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-48.541</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-7.334</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-404</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-7.738</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.473</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-40.068</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-48.541</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">9.556</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">5.834</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">15.390</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">177</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.916</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.093</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">63.950</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">63.950</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.434</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.434</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">9.556</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-58.116</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-48.560</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">177</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.518</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.341</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">310</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">2.554</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">2.864</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">259</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.824</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.083</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.532</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.984</div></td><td class=\"dcc4ec\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.516</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.037</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.672</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.365</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-98</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-134</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">-232</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-656</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-691</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">391</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">391</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-19</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-19</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Vertragliche Servicemarge Stand zum 31.12.</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">44.094</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">47.041</div></td><td class=\"d07eb65\"><div class=\"defaultParagraph TBodytotalNumber\">91.135</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.660</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.210</span></div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">80.870</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR\u00a0316 (TEUR -529).</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Zugrundeliegende Referenzwerte</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die folgende Tabelle zeigt die in der Gesamtergebnisrechnung unter Sonstiges Ergebnis erfassten Betr\u00e4ge. Diese stammen von zugrundeliegenden finanziellen Verm\u00f6genswerten von Versicherungsvertr\u00e4gen, die bei der erstmaligen Erfassung mit dem FVA bewertet wurden.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d3b77b0\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"b57f7e\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d44dc87\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">702.594</div></td><td class=\"d5589cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">836.545</span></div></td></tr><tr><td class=\"dadd16\"><div class=\"defaultParagraph TBodynormalText\">Erfolgsneutral erfasste Betr\u00e4ge</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">121.798</div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-90.284</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Erfolgswirksam erfasste Betr\u00e4ge</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-16.201</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.631</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">160</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.059</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.196</span></div></td></tr><tr><td class=\"d9897c0\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\">809.250</div></td><td class=\"bf8a5c\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">702.594</span></div></td></tr><tr><td class=\"d25a2c0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon enthaltener Stand der Risikovorsorge</div></td><td class=\"d95764d\"><div class=\"defaultParagraph TBodynormalNumber\">-87.421</div></td><td class=\"d44db74\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-109.551</span></div></td></tr><tr><td class=\"d277c8c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:9px\"><span class=\"hyperlink-no-style\"></span>Die Ver\u00e4nderung der Risikovorsorge wird in der Position Erfolgsneutral erfasste Betr\u00e4ge ausgewiesen.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Versicherungstechnische Ertr\u00e4ge</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FVA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FRA sowie Neue Vertr\u00e4ge</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FVA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FRA sowie Neue Vertr\u00e4ge</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnische Ertr\u00e4ge ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.300.039</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">11.895.936</div></td><td class=\"d308251\"><div class=\"defaultParagraph TBodysubtotalNumber\">13.195.975</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.369.492</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.768.985</span></div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Premium Allocation Approach</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">10.334.875</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">10.334.875</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.578.096</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.578.096</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">General Measurement Model</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">163.477</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.203.005</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">1.366.482</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">195.372</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">984.547</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Variable Fee Approach</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.136.562</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">358.056</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">1.494.618</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.174.120</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">206.342</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnische Ertr\u00e4ge gehaltener R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-17.595</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.442.027</div></td><td class=\"dcc4ec\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.459.622</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.305</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.453.058</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.477.363</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Premium Allocation Approach</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-1.026.636</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">-1.026.636</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.043.945</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.043.945</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">General Measurement Model</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-17.595</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-415.391</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-432.986</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.305</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-409.113</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-433.418</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.7. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>Konzentrationsrisiko</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Verbindlichkeiten aus ausgestellten Versicherungsvertr\u00e4gen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">23.514.680</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.368.637</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.037.061</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.927.744</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.709.046</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.551.364</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Albanien inkl. Kosovo</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">98.617</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90.407</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Baltikum</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.202.799</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.037.409</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bosnien-Herzegowina</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">118.381</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">116.952</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bulgarien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">326.399</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.909</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kroatien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">405.951</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">408.883</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Moldau</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12.998</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.396</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Nordmazedonien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24.014</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.873</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.450.882</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.203.128</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Serbien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">328.577</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">329.151</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.141.219</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.661.644</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ukraine</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">131.750</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">111.694</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.641.553</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.359.616</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Deutschland</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">820.241</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">787.719</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Georgien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">26.905</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.566</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Liechtenstein</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">865.924</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">908.881</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">T\u00fcrkei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.353.719</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.129.587</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Gruppenfunktionen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.286.155</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.253.503</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">41.496.871</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.598.063</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d76f294\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Verrechnete Pr\u00e4mien</div></td><td class=\"d731607\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d350420\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"bf29d5\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d7e686c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a19a10\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"edcc0a\"><div class=\"defaultParagraph TBodynormalText\">Kfz-Haftpflichtversicherung</div></td><td class=\"d72eb4c\"><div class=\"defaultParagraph TBodynormalNumber\">2.659.126</div></td><td class=\"d70be13\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.470.991</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Kfz-Kaskoversicherung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">2.209.750</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.084.599</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Sachversicherung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">7.855.816</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.495.365</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Krankenversicherung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">1.142.271</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.025.497</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Fonds- und indexgebundene Lebensversicherung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">737.753</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">668.785</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Lebensversicherung mit Gewinnbeteiligung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">2.440.104</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.383.322</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Lebensversicherung ohne Gewinnbeteiligung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">1.370.822</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.126.498</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Konsolidierung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">-2.101.979</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.028.710</span></div></td></tr><tr><td class=\"d647370\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d528713\"><div class=\"defaultParagraph TBodytotalNumber\">16.313.663</div></td><td class=\"d3631c4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.226.347</span></div></td></tr><tr><td class=\"bf29d5\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a6d816\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a19a10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.8. </span><div class=\"list-paragraph-container\">Versicherungs- und Marktrisiken \u2013 Sensitivit\u00e4tsanalyse</div></div><div class=\"defaultParagraph Standard\">Die nachfolgenden Sensitivit\u00e4ten sind als Effekt auf die Eigenmittel der Gruppensolvenzbilanz gem\u00e4\u00df Solvency\u00a0II berechnet. Im Wesentlichen besteht das Ziel unter Solvency\u00a0II, risikoorientierte Systeme einzurichten und den Risikomanagementprozess zu verbessern. Dazu sind sowohl quantitative als auch qualitative Anforderungen zu erf\u00fcllen. Die VIG-Versicherungsgruppe hat ihre Managementprozesse entsprechend aufgesetzt und verwendet sie zur Steuerung. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Differenzen zwischen Solvency\u00a0II- und IFRS\u00a017-Berechnungen der Versicherungsvertr\u00e4ge ergeben sich haupts\u00e4chlich aus den folgenden Gr\u00fcnden:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">unterschiedlicher Umfang der ber\u00fccksichtigten Kosten, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Vertragsgrenzen und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">angewandte Diskontierungszinss\u00e4tze.</div></div><div class=\"defaultParagraph Standard\">Gem\u00e4\u00df IFRS\u00a017 d\u00fcrfen nur direkt einem Versicherungsvertrag zuordenbare Kosten ber\u00fccksichtigt werden, wohingegen unter dem Solvency\u00a0II-Regime der Vollkostenansatz bei der Bewertung von versicherungstechnischen Verpflichtungen verfolgt wird.</div><div class=\"defaultParagraph Standard\">Beide Regime ber\u00fccksichtigen Vertragslaufzeiten (contract boundaries) in der Modellierung der zuk\u00fcnftigen Zahlungsstr\u00f6me. Solvency\u00a0II folgt bei der Ableitung der Vertragslaufzeiten vorrangig der Risikosicht, wohingegen IFRS\u00a017 sich am Versicherungsvertrag selbst orientiert. Dementsprechend schl\u00e4gt sich das unterschiedliche Vorgehen auch bei Zusatzversicherungen nieder, wonach diese gem. IFRS\u00a017 jenen der zugrunde liegenden Hauptversicherungsdeckung entsprechen. Bei der ermittelten Laufzeit von passiven R\u00fcckversicherungsvertr\u00e4gen l\u00e4sst sich ebenfalls ein Unterschied feststellen. Unter Solvency\u00a0II folgt die Vertragslaufzeit dem Erstversicherungsvertrag, wohingegen gem. IFRS\u00a017 auf Basis der vertraglichen Laufzeiten des R\u00fcckversicherungsvertrags bilanziert wird.</div><div class=\"defaultParagraph Standard\">Bei der Diskontierung der f\u00fcr die Laufzeit ermittelten Zahlungsstr\u00f6me gibt es unter Solvency\u00a0II strenge regulatorisch verpflichtend vorgegebene Definitionen, die zu beachten sind. Im Gegensatz dazu wird sowohl die Ableitung des Zinssatzes als auch die Risikomarge gem. IFRS\u00a017 prinzipienorientiert vom Unternehmen selbst definiert.</div><div class=\"defaultParagraph Standard\">Trotz der angef\u00fchrten Unterschiede sieht die VIG-Versicherungsgruppe die auf Basis von Solvency\u00a0II ermittelten Risikosensitivit\u00e4ten als eine angemessene Grundlage f\u00fcr die Einsch\u00e4tzungen gem. IFRS\u00a017.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"c6cc50\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Sensitivit\u00e4ten Eigenmittel \u2013 Ver\u00e4nderung</div></td><td class=\"d80458\" colspan=\"2\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d5c97f8\" colspan=\"2\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">in TEUR</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td></tr><tr><td class=\"df6285\"><div class=\"defaultParagraph TBodytotalText\">Basiswert</div></td><td class=\"f1b1aa\"><div class=\"defaultParagraph TBodytotalNumber\">11.994.996</div></td><td class=\"f1b1aa\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"f1b1aa\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.401.147</span></div></td><td class=\"d244e0b\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d4759d\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnische Risiken</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0a5926\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Lebensversicherung</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sterblichkeitsrisiko +5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-12.764</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,11</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.251</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-0,08</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sterblichkeitsrisiko -5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">16.110</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,13</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.066</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,11</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verwaltungskosten +10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-204.595</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1,71</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-219.960</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2,11</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stornoraten +50<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-258.431</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2,15</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-177.519</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1,71</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stornoraten -50<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">348.046</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2,90</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">241.305</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,32</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nichtlebensversicherung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Endschadenquote (CBE) +1<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-60.191</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,50</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-62.624</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-0,60</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Endschadenquote (CBE) -1<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">62.253</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,52</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.850</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,59</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Marktrisiken</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zinskurve +100bp</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-91.158</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-0,76</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">155.622</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,50</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zinskurve -100bp</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-105.252</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,88</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-490.364</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4,71</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aktienwerte -25<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-390.664</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3,26</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-365.730</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3,52</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Spreads bei Staats- und Unternehmensanleihen +50bp</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-490.091</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4,09</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-456.234</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4,39</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\" style=\"margin-bottom:1px\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\"><span class=\"hyperlink-no-style\"></span>Die dargestellten Ver\u00e4nderungen des Basiswerts sind jeweils isoliert zu betrachten. Dies bedeutet, dass verschiedene Sensitivit\u00e4ten nicht addiert werden k\u00f6nnen, um eine kumulierte Ver\u00e4nderung des Basiswerts abzuleiten.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.9. </span><div class=\"list-paragraph-container\">Versicherungsrisiko \u2013 Schadenentwicklung</div></div><div class=\"defaultParagraph Standard\">Um eine aussagekr\u00e4ftigere Darstellung in der Schadenentwicklung zu erreichen, werden die in der LIC enthaltenen Forderungen, Verbindlichkeiten und R\u00fcckversicherungsdepots im vorliegenden Abschluss erstmals in einer eigenen Zeile und damit au\u00dferhalb der erwarteten undiskontierten Abfl\u00fcsse exkl. Risikoanpassung dargestellt. Dar\u00fcber hinaus erfolgt die Umrechnung der erwarteten undiskontierten Abfl\u00fcsse exkl. Risikoanpassung jeweils mit dem Wechselkurs zum entsprechenden Betrachtungszeitpunkt. Aufgrund dessen weichen die Werte von den im Gesch\u00e4ftsbericht 2024 ver\u00f6ffentlichten ab.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die Schadenentwicklungsinformationen werden getrennt f\u00fcr Gruppen von Direktversicherungsvertr\u00e4geN und f\u00fcr gehaltene R\u00fcckversicherungsvertr\u00e4ge dargestellt, da Sch\u00e4den aus demselben Schadenereignis nicht zwingend dem gleichen Schadenjahr zugeordnet werden, wodurch eine Nettodarstellung ein unvollst\u00e4ndiges Bild der Verm\u00f6gens-, Finanz- und Ertragslage liefern w\u00fcrde.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Eine unterschiedliche Zuordnung kann sich aus dem vertraglichen Gehalt der R\u00fcckversicherungsvertr\u00e4ge ergeben, insbesondere wenn dieser auf Basis des Unterzeichnungsjahres abgeschlossen wurde. In einem derartigen Fall werden Sch\u00e4den dem Unterzeichnungsjahr zugeordnet, wohingegen bei einem Direktversicherungsvertrag Sch\u00e4den dem Ereignisjahr zugerechnet werden. Dieser Umstand stellt keine Inkonsistenz in der Schadenabwicklung oder eine Abweichung von der IFRS\u00a017-Bewertung dar.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Premium Allocation Approach</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e79c6a\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>LIC / AIC \u2013 ausgestellt</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2022</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2023</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2024</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d53ba58\"><div class=\"defaultParagraph THeadsingleNumber\">Total</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Erwartete undiskontierte Abfl\u00fcsse exkl. Risikoanpassung</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\">Am Ende des Schadenjahrs</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-5.100.340</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-5.694.089</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-6.650.816</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-7.219.635</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Ein Jahr sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.227.154</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.719.057</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-6.557.406</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Zwei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4.906.143</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.633.379</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Drei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.097.706</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Kumulierte Schadenzahlungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.657.652</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.825.571</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">5.218.270</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.486.574</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\">LIC/AIC \u2013 Schadenjahre ab 2022</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-440.054</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-807.808</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-1.339.136</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-3.733.061</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">-6.320.059</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">LIC/AIC \u2013 Schadenjahr\u00a02021</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-389.500</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">LIC/AIC \u2013 Schadenjahre vor 2021*</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.898.762</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Diskontierung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.332.278</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Risikoanpassung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-302.469</div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-7.578.512</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Inklusive aller in der LIC/AIC enthaltenen Forderungen und Verbindlichkeiten</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e79c6a\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>AIC / LIC \u2013 gehalten</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2022</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2023</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2024</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d53ba58\"><div class=\"defaultParagraph THeadsingleNumber\">Total</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Erwartete undiskontierte Abfl\u00fcsse exkl. Risikoanpassung</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\">Am Ende des Schadenjahres</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">742.009</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">590.586</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">609.023</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.172.968</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Ein Jahr sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">739.012</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">649.070</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">673.680</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Zwei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">713.843</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">638.825</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Drei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">718.809</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Kumulierte Schadenzahlungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-637.358</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-496.898</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-454.149</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-208.776</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\">AIC/LIC \u2013 Schadenjahre ab 2022</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">81.451</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">141.927</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">219.531</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">964.192</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">1.407.101</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">AIC/LIC \u2013 Schadenjahr\u00a02021</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">46.534</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">AIC/LIC \u2013 Schadenjahre vor 2021*</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">417.409</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Diskontierung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-200.391</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Risikoanpassung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">24.987</div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">1.695.640</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Inklusive aller in der AIC/LIC enthaltenen Forderungen und Verbindlichkeiten</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.10. </span><div class=\"list-paragraph-container\">Kreditrisiko</div></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Das maximale Kreditrisiko, dem die VIG-Versicherungsgruppe ausgesetzt ist, entspricht den in der IFRS-Konzernbilanz unter den Posten Verm\u00f6genswerte bzw. Verbindlichkeiten aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen ausgewiesenen Betr\u00e4gen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Anteil Rating des R\u00fcckversicherers</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">AAA</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">3,16</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,15</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">AA</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">36,69</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">49,12</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">A</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">31,43</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41,57</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">BBB</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">23,68</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,81</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">BB und niedriger</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,06</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,72</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kein Rating</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,98</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,63</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:9px\"><span class=\"hyperlink-no-style\"></span>Aufgrund der guten Bonit\u00e4t der R\u00fcckversicherer der VIG-Versicherungsgruppe waren zum 31.\u00a0Dezember\u00a02025 und 31.\u00a0Dezember\u00a02024 keine Wertberichtigungen bei den Anteilen der R\u00fcckversicherer erforderlich.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.11. </span><div class=\"list-paragraph-container\">Liquidit\u00e4tsrisiko</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"c0e469\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Undiskontierte Nettozahlungsstr\u00f6me</div></td><td class=\"d1690f9\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d0c59d0\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"e50638\"><div class=\"defaultParagraph THeadlastText\">Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">GMM</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">VFA</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">VFA</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d72f6a\"><div class=\"defaultParagraph TBodynormalText\">Ein Jahr sp\u00e4ter</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">407.092</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-804.872</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">-397.780</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">256.287</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-858.128</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-601.841</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">Zwei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">191.889</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-937.557</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-745.668</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">151.400</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.034.021</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-882.621</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">Drei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">125.102</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-893.823</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-768.721</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">54.108</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-882.920</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-828.812</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">Vier Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">71.163</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-993.080</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-921.917</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.394</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-950.886</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-923.492</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">F\u00fcnf Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12.582</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.195.511</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-1.182.929</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.719</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.076.371</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.096.090</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">Nach f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4.048.541</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-39.548.488</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-43.597.029</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.573.815</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.730.312</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-38.304.127</span></div></td></tr><tr><td class=\"d86a705\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-3.240.713</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-44.373.331</div></td><td class=\"c035fd\"><div class=\"defaultParagraph TBodytotalNumber\">-47.614.044</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.104.345</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.532.638</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.636.983</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d635f8e\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Undiskontierte Nettozahlungsstr\u00f6me</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadfirstNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"ee90d7\"><div class=\"defaultParagraph THeadlastText\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">GMM</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1d96a5\"><div class=\"defaultParagraph TBodynormalText\">Ein Jahr sp\u00e4ter</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-36.228</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-36.102</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">Zwei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.769</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">Drei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.407</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.313</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">Vier Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.927</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.772</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">F\u00fcnf Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.322</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.491</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">Nach f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-37.904</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.861</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-92.557</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-76.905</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Das Liquidit\u00e4tsrisiko, welches durch Betr\u00e4ge entsteht, die auf Aufforderung zu zahlen sind, wird mittels des Effekts aus dem Massenstorno von Lebensversicherungen simuliert. Die Parameter daf\u00fcr werden entsprechend Artikel 142 (6) der Delegiertenverordnung der EU-Kommission Nummer 2015/35 angewandt. Im Falle des Massenstornos erh\u00f6hen sich die Best-Estimate-Reserven um EUR\u00a01.927,9\u00a0Mio. (EUR\u00a01.556,0\u00a0Mio.) Unter IFRS w\u00fcrde es gegenl\u00e4ufig zu einem signifikant positiven Effekt in der Gewinn- und Verlustrechnung durch die Aufl\u00f6sung der vertraglichen Servicemarge kommen.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInsuranceContractsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-27": {
   "value": "<div class=\"defaultParagraph Standard\" style=\"margin-top:2px\">Sowohl die Tabellen zur Entwicklung nach Bilanzposten als auch zur Entwicklung nach Bewertungskomponenten wurden im Vergleich zu den im Gesch\u00e4ftsbericht 2024 ver\u00f6ffentlichten angepasst, um eine sachgerechtere Abbildung der Entwicklungen innerhalb der Bilanzposten gem. IFRS\u00a017 zu erreichen. Es handelt sich dabei um eine Darstellungs\u00e4nderung.</div><div class=\"defaultParagraph Standard\" style=\"margin-top:12px\">Zus\u00e4tzlich wurde im Gesch\u00e4ftsjahr die technische Systematik der Konsolidierung weiterentwickelt, wodurch die erfolgsneutral erfassten Ver\u00e4nderungen, die aus der Versicherungstechnik stammen, nicht mit der Gesamtergebnisrechnung abgeglichen werden k\u00f6nnen.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReclassificationsOrChangesInPresentationExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-28": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.2. </span><div class=\"list-paragraph-container\">Verwendete Annahmen</div></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Der in der Risikoanpassung ber\u00fccksichtigte Kapitalkostensatz bel\u00e4uft sich im Gesch\u00e4ftsjahr\u00a02025 auf 6,00<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (2024: 6,00<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%).</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die Risikoanpassung f\u00fcr Lebens-, Kranken- und Nichtlebensversicherungsvertr\u00e4ge entspricht einem Konfidenzniveau von durchschnittlich 79,48<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (Vorjahr: durchschnittlich 79,93<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%).</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Das Konfidenzniveau wird \u00fcber die Gesamtlaufzeit auf Nettobasis nach R\u00fcckversicherung berechnet.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Diskontierungszinssatz</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e07970\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Spot Rates<sup> </sup>in Jahren<sup>1</sup></div></td><td class=\"d114c3\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d05470a\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d473cc7\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">1 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">3 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">5 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">10 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">20 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">30 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1 J.</span></div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3 J.</span></div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5 J.</span></div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10 J.</span></div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20 J.</span></div></td><td class=\"ac473e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30 J.</span></div></td></tr><tr><td class=\"c35ee1\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d94ab89\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d14ef87\"><div class=\"defaultParagraph TBodynormalText\">ALL</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,26</span></div></td><td class=\"d3e93bc\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,38</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">BAM</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,03</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,43</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,81</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,16</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,19</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,04</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,22</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,21</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,34</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">BGN</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,03</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,43</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,81</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,16</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,19</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,04</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,22</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,21</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,34</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">CHF</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">-0,04</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">0,13</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">0,32</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">0,67</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">1,13</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">1,41</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,05</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,06</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,17</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,38</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,89</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,24</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">CZK</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,40</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,57</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,74</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,06</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,05</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,67</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,53</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,56</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,73</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,82</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,73</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">EUR</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,26</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,38</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">EUR (Kroatien)<sup>2</sup></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,50</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,98</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,43</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,47</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,55</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,30</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,41</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,73</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,91</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,01</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">GBP</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,54</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,53</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,67</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,04</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,54</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,59</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,46</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,15</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,04</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,07</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,30</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,23</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">GEL</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,43</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,61</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">HUF</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,05</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,19</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,38</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,82</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">7,12</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,55</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,68</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,15</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,36</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,52</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,99</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,51</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">MDL</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,26</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,38</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">MKD</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,26</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,38</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">PLN</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,34</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,98</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,46</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,16</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,06</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,64</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,97</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,22</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,49</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,78</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,34</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,84</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">RON</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,11</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,36</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,55</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,65</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,01</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,32</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,67</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,07</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,25</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,39</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,60</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">RSD</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,89</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,98</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,13</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,01</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,18</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,76</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,76</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,66</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,00</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,13</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,34</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,90</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">TRY</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">37,26</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">34,40</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">30,92</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">22,79</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">15,52</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">12,37</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41,71</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34,94</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30,07</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23,70</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17,88</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14,33</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">UAH</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">16,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">15,70</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">12,57</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">8,85</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,93</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,32</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,36</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,87</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14,95</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11,01</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,72</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,80</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">USD</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,43</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,34</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,47</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,84</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,18</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,06</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,02</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,07</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,10</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,84</span></div></td></tr><tr><td class=\"d1d8cd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d08528f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote_NoBottomMargin\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>1</sup><span class=\"tabulator-14\"></span>Ohne Illiquidit\u00e4tsanpassung</div><div class=\"defaultParagraph TNote\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>2</sup><span class=\"tabulator-14\"></span>Das Croatian Insurance Bureau erlaubt unter bestimmten Voraussetzungen die Verwendung einer speziell errechneten Zinskurve, die auf Basis von EUR-Anleihen der kroatischen Nationalbank erstellt wird. Daher werden in der obigen Tabelle zwei unterschiedliche EUR-Zinskurven angef\u00fchrt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"font-size:13px; min-height:13px\">Illiquidit\u00e4tsanpassung</span></div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in Basispunkten</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Albanien</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bosnien-Herzegowina</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">21</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">56</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bulgarien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">32</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">56</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Deutschland</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">28</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Estland</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Georgien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kosovo</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kroatien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">17</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Lettland</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Liechtenstein</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Litauen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Nordmazedonien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Moldau</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">32</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Serbien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">200</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">200</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">39</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">29</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">T\u00fcrkei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">52</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">44</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ukraine</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">119</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">159</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">45</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">62</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInputsToMethodsUsedToMeasureContractsWithinScopeOfIFRS17Explanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-29": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Diskontierungszinssatz</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e07970\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Spot Rates<sup> </sup>in Jahren<sup>1</sup></div></td><td class=\"d114c3\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d05470a\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d473cc7\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">1 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">3 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">5 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">10 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">20 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\">30 J.</div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1 J.</span></div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3 J.</span></div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5 J.</span></div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10 J.</span></div></td><td class=\"cbee2c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20 J.</span></div></td><td class=\"ac473e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30 J.</span></div></td></tr><tr><td class=\"c35ee1\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f85300\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d94ab89\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d14ef87\"><div class=\"defaultParagraph TBodynormalText\">ALL</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d37e0c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,26</span></div></td><td class=\"d3e93bc\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,38</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">BAM</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,03</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,43</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,81</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,16</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,19</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,04</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,22</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,21</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,34</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">BGN</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,03</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,43</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,81</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,16</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,19</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,04</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,22</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,21</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,34</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">CHF</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">-0,04</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">0,13</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">0,32</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">0,67</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">1,13</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">1,41</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,05</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,06</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,17</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,38</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,89</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,24</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">CZK</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,40</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,57</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,74</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,06</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,05</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,67</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,53</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,56</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,73</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,82</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,73</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">EUR</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,26</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,38</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">EUR (Kroatien)<sup>2</sup></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,50</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,98</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,43</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,47</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,55</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,30</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,41</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,73</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,91</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,01</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">GBP</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,54</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,53</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,67</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,04</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,54</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,59</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,46</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,15</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,04</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,07</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,30</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,23</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">GEL</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,43</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,61</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">HUF</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,05</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,19</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,38</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,82</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">7,12</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,55</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,68</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,15</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,36</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,52</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,99</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,51</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">MDL</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,26</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,38</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">MKD</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,08</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">2,86</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,21</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,27</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,24</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,09</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,14</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,26</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,38</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">PLN</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,34</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,98</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,46</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,16</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,06</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,64</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,97</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,22</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,49</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,78</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,34</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,84</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">RON</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,11</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,36</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,55</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,65</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,01</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,32</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,67</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,07</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,27</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,25</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,39</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,60</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">RSD</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,89</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,98</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,13</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,01</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">5,18</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,76</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,76</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,66</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,00</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,13</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,34</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,90</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">TRY</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">37,26</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">34,40</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">30,92</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">22,79</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">15,52</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">12,37</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41,71</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34,94</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30,07</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23,70</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17,88</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14,33</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">UAH</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">16,48</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">15,70</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">12,57</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">8,85</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,93</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">6,32</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,36</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,87</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14,95</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11,01</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,72</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,80</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\">USD</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,43</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,34</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,47</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">3,84</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,28</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\">4,23</div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,18</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,06</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,02</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,07</span></div></td><td class=\"d68519d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,10</span></div></td><td class=\"d4f3792\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,84</span></div></td></tr><tr><td class=\"d1d8cd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f196b0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d08528f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote_NoBottomMargin\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>1</sup><span class=\"tabulator-14\"></span>Ohne Illiquidit\u00e4tsanpassung</div><div class=\"defaultParagraph TNote\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>2</sup><span class=\"tabulator-14\"></span>Das Croatian Insurance Bureau erlaubt unter bestimmten Voraussetzungen die Verwendung einer speziell errechneten Zinskurve, die auf Basis von EUR-Anleihen der kroatischen Nationalbank erstellt wird. Daher werden in der obigen Tabelle zwei unterschiedliche EUR-Zinskurven angef\u00fchrt.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfYieldCurveUsedToDiscountCashFlowsThatDoNotVaryBasedOnReturnsOnUnderlyingItemsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-30": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.3. </span><div class=\"list-paragraph-container\">Ausgestellte Versicherungsvertr\u00e4ge</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Entwicklung nach Bilanzposten</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">Alle Bewertungsmodelle</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\">Vertr\u00e4ge nicht bewertet nach PAA</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Vertr\u00e4ge bewertet nach PAA</div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">427.667</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-13.429</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-106.732</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-11.386</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-96</div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\">296.024</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.179.790</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-99.101</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.549.358</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.422.924</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-280.577</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-39.531.750</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-30.752.123</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-112.530</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.656.090</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.434.310</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-280.673</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-39.235.726</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">13.195.975</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">13.195.975</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.377.770</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">18.909</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.576.326</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.506.383</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-9.712</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-11.451.282</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.116.336</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.104.566</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-11.770</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.788.891</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-2.202</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-24.118</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-250.504</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-11.047</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-2.076.762</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">114.048</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7.195</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">33</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-591</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">120.685</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">11.259.698</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">16.707</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-4.697.815</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.768.624</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-21.350</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-211.384</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">79.091</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-601</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-13.359</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">27.810</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-446</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">92.495</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-12.050.977</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">4.459.811</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">5.913.456</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-1.677.710</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">17.737</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-674</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-14.375</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">2.694</div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-31.446.574</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-97.098</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-1.907.447</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-7.276.043</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-302.469</div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\">-41.029.631</div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">546.904</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-5.217</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-140.283</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-30.720</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-83</div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\">370.601</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.993.478</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-91.881</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.767.164</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-7.245.323</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-302.386</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-41.400.232</div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -99.541.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Alle Bewertungsmodelle</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"f51247\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge nicht bewertet nach PAA</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge bewertet nach PAA</span></div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f51247\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">342.579</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.993</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84.342</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.172</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-370</span></div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">225.702</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.220.433</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.730</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.470.154</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.727.808</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-267.979</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.746.104</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.877.854</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-68.723</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.554.496</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.750.980</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-268.349</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.520.402</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.069.761</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-36.341</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.380.420</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.165.306</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.002</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.656.830</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.997.877</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.991.705</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.172</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.266.361</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.841</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118.095</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-227.085</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.996</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.622.378</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-113.603</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.311</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.085</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-154.083</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.686.629</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-38.182</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.497.531</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.431.648</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.082</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-294.814</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">166.235</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.413</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.092</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.386</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.877</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">215.003</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-468.608</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.060</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-476.668</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.281.359</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.395.905</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.720.990</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.164.464</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.834</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.038</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.058</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-119</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.619</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.752.123</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-112.530</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.656.090</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.434.310</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.673</span></div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.235.726</span></div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">427.667</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.429</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.732</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.386</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-96</span></div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">296.024</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.179.790</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-99.101</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.549.358</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.422.924</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.577</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.531.750</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -116.198.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\">Premium Allocation Approach</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"b4d439\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">17.018</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-11.386</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-96</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">5.536</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.112.689</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-42.965</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.422.924</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-280.577</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-8.859.155</div></td></tr><tr><td class=\"d81dcac\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.095.671</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-42.965</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.434.310</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-280.673</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-8.853.619</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">10.334.875</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">10.334.875</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.772.074</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">22.468</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.506.383</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.712</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.265.701</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-680.045</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-5.908.314</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-6.588.359</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">22.468</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">22.468</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-598.069</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.712</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-607.781</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschreibung der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.092.029</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-2.092.029</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">11.770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11.770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-753</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-250.504</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11.047</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-262.304</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">33</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-591</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-558</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.573.818</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">22.468</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.768.624</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-21.350</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">806.312</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">49.427</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-587</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">27.810</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-446</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">76.204</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-7.759.811</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">5.913.456</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.846.355</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-10.547.000</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-10.547.000</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">680.044</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">5.913.583</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">6.593.627</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.107.145</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-127</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">2.107.018</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">17.028</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-14.375</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">2.653</div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-2.215.209</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-21.084</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-7.276.043</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-302.469</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">-9.814.805</div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">31.413</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-30.720</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-83</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">610</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.246.622</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-21.084</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.245.323</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-302.386</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.815.415</div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -6.564.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Premium Allocation Approach</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.945</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.172</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-370</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.597</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.836.695</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.001</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.727.808</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-267.979</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.841.483</span></div></td></tr><tr><td class=\"d81dcac\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.818.750</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.001</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.750.980</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-268.349</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.847.080</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.578.096</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.578.096</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.594.653</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.165.306</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.002</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.798.846</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-651.816</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.659.760</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.311.576</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-505.546</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.002</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-510.548</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschreibung der Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.942.837</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.942.837</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.172</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.172</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-227.085</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.996</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-235.670</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.085</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.169</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.990.026</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.431.648</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.082</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">510.411</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.955</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-79</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.386</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.877</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">55.139</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.298.706</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.720.990</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.577.716</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.836.208</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.557</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.802.651</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">541.831</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.687.433</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.229.264</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.995.671</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.995.671</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.804</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.058</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-119</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.627</span></div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.095.671</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.965</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.434.310</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.673</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.853.619</span></div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.018</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.386</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-96</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.536</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.112.689</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.965</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.422.924</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.577</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.859.155</span></div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -1.138.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\">General Measurement Model</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\">LIC / AIC</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">408.957</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-13.429</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-106.625</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">288.903</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.492.545</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-29.795</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-725.656</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-3.247.996</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.083.588</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-43.224</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-832.281</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.959.093</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.366.482</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">1.366.482</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-375.337</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.072</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-773.315</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.155.724</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-145.777</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-584.925</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-730.702</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.072</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-7.072</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-188.390</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-188.390</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschreibung der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-229.560</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-229.560</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">566.285</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-566.285</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-113.235</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.063</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-13.826</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-129.124</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-51.842</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">7.195</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-44.647</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.392.353</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-9.135</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.346.231</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">36.987</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">102.132</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">310</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.094</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">101.348</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.464.813</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.151.910</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-312.903</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">196.101</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.151.910</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.011</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">323</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-288</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-2.053.593</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-52.337</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-1.027.690</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">-3.133.620</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">514.717</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-4.945</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-140.332</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">369.440</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.568.310</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-47.392</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-887.358</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-3.503.060</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -76.081.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">323.230</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.993</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84.322</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">229.915</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.341.749</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.847</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-646.227</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.014.823</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.018.519</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35.840</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-730.549</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.784.908</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-268.839</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.358</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-650.485</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-925.682</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-117.780</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-558.356</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-676.136</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.358</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.358</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-92.129</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-92.129</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschreibung der Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-151.059</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-151.059</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">455.465</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-455.465</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-105.175</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.740</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-15.043</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-121.958</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.178</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.311</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.489</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.234.192</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.098</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.128.304</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97.790</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.244</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">714</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.832</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.790</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-74.947</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.092</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.248.547</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.026.832</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-221.715</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">187.830</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.026.832</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.662</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.083.588</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-43.224</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-832.281</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.959.093</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">408.957</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.429</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.625</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.903</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.492.545</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.795</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-725.656</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.247.996</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -56.610.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\">Variable Fee Approach</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\">LIC / AIC</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">1.692</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">1.585</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-26.574.556</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-26.341</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-823.702</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-27.424.599</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-26.572.864</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-26.341</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-823.809</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-27.423.014</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.494.618</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">1.494.618</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-230.359</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.513</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-803.011</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.029.857</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-162.374</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-751.987</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-914.361</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.513</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">3.513</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-51.024</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-51.024</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschreibung der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-67.985</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-67.985</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.538.281</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.538.281</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.674.903</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-139</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-10.292</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.685.334</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">165.890</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">165.890</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.293.527</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.374</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.351.584</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.054.683</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-72.468</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-324</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-12.265</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-85.057</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.826.353</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.307.901</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">481.548</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">221.170</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.307.901</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">3.529.071</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">386</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-386</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-27.177.772</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-23.677</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-879.757</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">-28.081.206</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">774</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-272</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">49</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">551</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-27.178.546</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-23.405</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-879.806</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-28.081.757</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\" style=\"margin-bottom:17px\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -16.896.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Variable Fee Approach</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.404</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.384</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.041.989</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.882</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.927</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.889.798</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.040.585</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.882</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.947</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.888.414</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-206.269</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.902</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-729.935</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-932.302</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-154.590</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-728.640</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-883.230</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.902</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.902</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.295</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.295</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschreibung der Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51.679</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51.679</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.536.240</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.536.240</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.161.597</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-101</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-103.052</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.264.750</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.425</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.425</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.462.411</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.801</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.369.227</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-903.015</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">126.036</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">778</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.260</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">133.074</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-393.661</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.968</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.734.106</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.369.073</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634.967</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">200.349</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.369.073</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.569.422</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.041</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.038</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.572.864</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.341</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.809</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.423.014</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.692</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-107</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.585</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.574.556</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.341</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.702</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.424.599</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -58.450.</div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:28px; padding-right:0px\">Entwicklung nach Bewertungskomponenten: Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet werden</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">Alle Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet sind</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">844.835</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-264.064</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-290.283</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">290.488</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.156.480</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.202.361</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.313.754</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-30.672.595</div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-23.311.645</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.466.425</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.604.037</div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-30.382.107</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-9.307</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">153.207</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">669.266</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">813.166</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">90.242</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-189.732</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">95.618</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-3.872</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-15.676</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-118.099</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-133.775</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-100.781</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-20.444</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.693.233</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.814.458</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-73.429</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.726</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">190.946</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">121.243</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-108.951</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-171.342</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-737.403</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.017.696</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">17.463</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-15.588</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">14.416</div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\">16.291</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">168.645</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\">168.645</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">38</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-23.234.450</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.653.352</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-6.327.024</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-31.214.826</div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">954.536</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-287.914</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">369.991</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.188.986</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.365.438</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-6.030.393</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-31.584.817</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Alle Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet sind</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">752.221</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-247.491</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-273.432</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">231.298</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.116.620</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.184.262</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.603.740</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.904.622</span></div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-22.364.399</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.431.753</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.877.172</span></div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.673.324</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.354</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">149.871</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">589.951</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">745.176</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-146.519</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-107.845</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">228.020</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.344</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.170</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.732</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.438</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-846.682</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-94.458</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-445.568</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.386.708</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.202</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.812</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-87.900</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-120.914</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.047.219</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.512</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">284.503</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-805.228</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">91.433</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.077</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52.359</span></div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">159.869</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-402.124</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.119</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.425</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-476.668</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">413.252</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">413.252</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.588</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.698</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.311.645</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.466.425</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.604.037</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.382.107</span></div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">844.835</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-264.064</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-290.283</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">290.488</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.156.480</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.202.361</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.313.754</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.672.595</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">835.176</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-261.485</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-284.788</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">288.903</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2.417.158</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-176.374</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-654.464</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-3.247.996</div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.581.982</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-437.859</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-939.252</div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.959.093</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-19.348</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">68.649</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">317.133</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">74.745</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">74.745</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfahrungswertanpassungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19.348</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-6.096</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-25.444</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">365.696</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-87.740</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-285.340</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-7.384</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">518.159</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-122.825</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-12.447</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-157.373</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">34.932</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">122.441</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4.910</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">153</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">5.063</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-22.998</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-75.993</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-98.991</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-22.998</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-75.993</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-98.991</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-35.326</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19.503</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-74.295</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-129.124</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-48.373</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.726</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-44.647</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">239.651</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-110.861</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-91.803</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">36.987</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">58.144</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-686</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">43.890</div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\">101.348</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-312.903</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">-312.903</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.011</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.011</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">38</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.597.052</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-549.403</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-987.165</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-3.133.620</div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">952.481</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-286.410</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">369.440</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2.549.533</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-262.993</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-690.534</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-3.503.060</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\" style=\"margin-top:13px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">745.643</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-245.949</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-269.779</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">229.915</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.360.506</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-160.018</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-494.299</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.014.823</span></div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.614.863</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-405.967</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-764.078</span></div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.784.908</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.378</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">64.062</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">305.813</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste CSM</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">69.190</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">69.190</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfahrungswertanpassungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.378</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.128</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.250</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">382.962</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-76.844</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-324.939</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.821</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">440.439</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-109.568</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.439</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-55.464</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.093</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.371</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.013</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">631</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.382</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.666</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.911</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.755</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.666</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.911</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.755</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-38.063</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.779</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-67.116</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-121.958</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.677</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.812</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.489</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">290.934</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.462</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-161.682</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97.790</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.823</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.164</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.803</span></div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.790</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.150</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.594</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Umbuchung zu Verm\u00f6genswerten/Schulden gem. IFRS\u00a05</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-221.715</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-221.715</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.662</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.662</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.581.982</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-437.859</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-939.252</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.959.093</span></div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">835.176</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-261.485</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-284.788</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.903</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.417.158</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-176.374</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-654.464</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.247.996</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">Variable Fee Approach</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">9.659</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-2.579</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-5.495</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">1.585</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.739.322</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.025.987</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4.659.290</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-27.424.599</div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-21.729.663</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.028.566</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-4.664.785</div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-27.423.014</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">10.041</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">84.558</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">496.033</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">92.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">92.278</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfahrungswertanpassungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10.041</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.720</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">2.321</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-275.454</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-101.992</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">380.958</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">3.512</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">268.210</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-68.976</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-2.544</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-548.356</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-34.380</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">582.736</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4.692</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.364</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">6.056</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7.322</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-42.106</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-34.784</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7.322</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-42.106</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-34.784</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-65.455</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-941</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.618.938</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.685.334</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-25.056</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">190.946</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">165.890</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-348.602</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-60.481</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-645.600</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.054.683</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-40.681</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-14.902</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-29.474</div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\">-85.057</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">481.548</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">481.548</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.529.071</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">3.529.071</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-21.637.398</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.103.949</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-5.339.859</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-28.081.206</div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">2.055</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-1.504</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">551</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.639.453</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.102.445</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.339.859</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-28.081.757</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:10px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Variable Fee Approach</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.578</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.542</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.653</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.383</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.756.114</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.024.244</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.109.441</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.889.799</span></div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.749.536</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.025.786</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.113.094</span></div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.888.416</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.024</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">85.809</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">439.363</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste CSM</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.828</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.828</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfahrungswertanpassungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.024</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.019</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.043</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-529.481</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.001</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">552.959</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.523</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">255.739</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.288</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.460</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-808.837</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.967</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">749.870</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.617</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-28.680</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.063</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.496</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.821</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.317</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.496</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.821</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.317</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-808.619</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.679</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-378.452</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.264.750</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.475</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-87.900</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.425</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.338.153</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.050</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">446.185</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-903.018</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">85.610</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.913</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.556</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">133.079</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-359.974</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.525</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634.967</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634.967</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.569.422</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.569.422</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.577</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.698</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-21.729.663</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.028.566</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.664.785</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.423.014</span></div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.659</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.579</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.495</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.585</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-21.739.322</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.025.987</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.659.290</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.424.599</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-bottom:17px\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:23px; padding-right:0px\">Weitere Angaben</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"c45310\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"f4f311\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">GMM</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">VFA</div></td><td class=\"d021226\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">VFA</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"d207c7a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d08e169\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d08e169\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a3cb30\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Betr\u00e4ge im Zusammenhang mit den \u00c4nderungen der LRC inkl. ARC</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">911.311</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.164.413</div></td><td class=\"d8ebf30\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.075.724</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">841.409</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.079.656</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.921.065</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erwartete versicherungstechnische Aufwendungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">568.198</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">767.074</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">1.335.272</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">511.602</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">712.118</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.223.720</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">78.418</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">92.278</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">170.696</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">72.751</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.828</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">165.579</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">669.266</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">589.951</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Andere Betr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.137</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-96.373</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-99.510</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.683</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84.868</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-58.185</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Zuordnung des Teils der Pr\u00e4mien, der sich auf die Amortisation der Abschlusskosten bezieht</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">455.171</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">330.205</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">785.376</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">338.510</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">300.806</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">639.316</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">1.366.482</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">1.494.618</div></td><td class=\"d3753ae\"><div class=\"defaultParagraph TBodytotalNumber\">2.861.100</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.560.381</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erstmalig in der Periode erfasste Vertr\u00e4ge</div></td><td class=\"c45310\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"f4f311\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Nicht belastend</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Belastend</div></td><td class=\"d021226\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht belastend</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Belastend</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d207c7a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a3cb30\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"cc881f\"><div class=\"defaultParagraph TBodysubtotalText\">Selbst gezeichnet</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-12.447</div></td><td class=\"d8ebf30\"><div class=\"defaultParagraph TBodysubtotalNumber\">-12.447</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.439</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.439</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2.312.972</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-213.115</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">-2.526.087</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.992.739</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-182.749</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.175.488</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-483.354</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.652</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-493.006</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-383.882</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.581</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-395.463</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.829.618</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-203.463</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-2.033.081</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.608.857</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-171.168</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.780.025</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.841.620</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">202.626</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">3.044.246</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.442.137</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">173.790</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.615.927</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-120.867</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.958</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-122.825</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-101.088</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.480</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-109.568</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td></tr><tr><td class=\"d46f56c\"><div class=\"defaultParagraph TBodysubtotalText\">Zugekauft</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d17144d\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae213a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">105.191</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">105.191</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.594</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.594</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erstmalig in der Periode erfasste Vertr\u00e4ge</div></td><td class=\"c45310\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"f4f311\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">Variable Fee Approach</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Nicht belastend</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Belastend</div></td><td class=\"d021226\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht belastend</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Belastend</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d207c7a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a3cb30\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"cc881f\"><div class=\"defaultParagraph TBodysubtotalText\">Selbst gezeichnet</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.544</div></td><td class=\"d8ebf30\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.544</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.460</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.460</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2.437.006</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-37.152</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">-2.474.158</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.202.944</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.022</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.234.966</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-290.065</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-4.212</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-294.277</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-273.559</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.186</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-277.745</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.146.941</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.940</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-2.179.881</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.929.385</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.836</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.957.221</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.705.190</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">37.178</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">2.742.368</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.459.045</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.660</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.490.705</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-66.406</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.570</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-68.976</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.190</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.098</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.288</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td></tr><tr><td class=\"d46f56c\"><div class=\"defaultParagraph TBodysubtotalText\">Zugekauft</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d251f8b\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae213a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117.200</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117.200</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.525</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.525</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erwartete erfolgswirksame Erfassung der CSM</div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">1. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">3. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">4. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">5. Jahr und sp\u00e4ter</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">GMM</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-191.536</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-135.098</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-110.583</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-92.058</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-457.890</div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\">-987.165</div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-45.425</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-37.673</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-31.472</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-26.316</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-155.745</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-146.111</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-97.425</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-79.111</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-65.742</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-302.145</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-690.534</div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">VFA</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-414.179</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-372.001</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-344.384</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-318.305</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.890.990</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.339.859</div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-414.179</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-372.001</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-344.384</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-318.305</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-3.890.990</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-5.339.859</div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-605.715</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-507.099</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-454.967</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-410.363</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-4.348.880</div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\">-6.327.024</div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Erwartete erfolgswirksame Erfassung der CSM</span></div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5. Jahr und sp\u00e4ter</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-164.336</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-124.548</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-103.363</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.462</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-460.543</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-939.252</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-41.859</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.956</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.439</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.913</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-153.621</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-284.788</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-122.477</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-89.592</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-73.924</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.549</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-306.922</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-654.464</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">VFA</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-352.007</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-323.174</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-298.503</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-276.171</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.414.930</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.664.785</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-230</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-274</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-309</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-335</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.347</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.495</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-351.777</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-322.900</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-298.194</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-275.836</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.410.583</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.659.290</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-516.343</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-447.722</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-401.866</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-362.633</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.875.473</span></div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.604.037</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Abschlusskosten</div><div class=\"defaultParagraph Standard\">Abschlusskosten entstehen aus den Kosten f\u00fcr den Vertrieb, die Zeichnung und die Einrichtung einer Gruppe von Versicherungsvertr\u00e4gen (die bereits ausgestellt wurden oder die erwartungsgem\u00e4\u00df ausgestellt werden), die dem Portfolio der Versicherungsvertr\u00e4ge, zu dem die Gruppe geh\u00f6rt, direkt zugeordnet werden k\u00f6nnen. </div><div class=\"defaultParagraph Standard\">Wurden Abschlusskosten gezahlt oder sind sie entstanden, bevor die zugeh\u00f6rige Gruppe von Versicherungsvertr\u00e4gen in der Konzernbilanz erfasst wird, wird ein separater Verm\u00f6genswert f\u00fcr die Abschlusskosten f\u00fcr jede zugeh\u00f6rige Gruppe angesetzt. </div><div class=\"defaultParagraph Standard\">Der f\u00fcr die Abschlusskosten angesetzte Verm\u00f6genswert wird aus der Konzernbilanz ausgebucht, wenn die Abschlusskosten in die erstmalige Bewertung der CSM der zugeh\u00f6rigen Gruppe von Versicherungsvertr\u00e4gen einflie\u00dfen. Die Anwendung einer systematischen und rationalen Methode ist f\u00fcr die Aufteilung von Folgendem erforderlich: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Abschlusskosten, die einer Gruppe von Versicherungsvertr\u00e4gen direkt zugeordnet werden k\u00f6nnen, sind dieser Gruppe zuzuordnen und sind Gruppen zuzuordnen, die Versicherungsvertr\u00e4ge enthalten, die erwartungsgem\u00e4\u00df aus Verl\u00e4ngerungen der Versicherungsvertr\u00e4ge in dieser Gruppe entstehen werden. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Abschlusskosten, die einer Gruppe von Vertr\u00e4gen nicht direkt, jedoch einem Portfolio von Versicherungsvertr\u00e4gen direkt zugeordnet werden k\u00f6nnen, sind Gruppen in dem Portfolio zuzuordnen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Am Ende jeder Berichtsperiode werden die noch nicht erfassten Betr\u00e4ge der den Gruppen von Versicherungsvertr\u00e4gen zugeordneten Abschlusskosten \u00fcberpr\u00fcft, um etwaigen \u00c4nderungen der mit der eingesetzten Zuordnungsmethode in Zusammenhang stehenden Annahmen Rechnung zu tragen. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Nach einer etwaigen Neuzuordnung wird die Werthaltigkeit des f\u00fcr die Abschlusskosten angesetzten Verm\u00f6genswerts beurteilt, wenn Fakten und Umst\u00e4nde auf eine m\u00f6gliche Wertminderung hindeuten. Bei der Beurteilung der Werthaltigkeit ist die Durchf\u00fchrung von Folgendem erforderlich: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">einer Werthaltigkeitspr\u00fcfung auf Ebene einer bestehenden oder k\u00fcnftigen Gruppe von Versicherungsvertr\u00e4gen und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">einer zus\u00e4tzlichen Werthaltigkeitspr\u00fcfung, die speziell die Abschlusskosten abdeckt, die den erwarteten k\u00fcnftigen Vertragsverl\u00e4ngerungen zugeordnet werden. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Wenn ein Wertminderungsaufwand erfasst wird, wird der Buchwert des Verm\u00f6genswerts angepasst und eine Wertminderung erfolgswirksam im Posten Aufwendungen f\u00fcr ausgestellte Versicherungsvertr\u00e4ge ausgewiesen. </div><div class=\"defaultParagraph Standard\">Eine vollst\u00e4ndige oder teilweise Aufholung eines in fr\u00fcheren Perioden erfassten Wertminderungsaufwands wird erfolgswirksam erfasst und der Buchwert des Verm\u00f6genswerts wird erh\u00f6ht, soweit die Bedingungen f\u00fcr eine Wertminderung nicht mehr vorliegen oder sich verbessert haben.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredAcquisitionCostsArisingFromInsuranceContractsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-31": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.3. </span><div class=\"list-paragraph-container\">Ausgestellte Versicherungsvertr\u00e4ge</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Entwicklung nach Bilanzposten</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">Alle Bewertungsmodelle</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\">Vertr\u00e4ge nicht bewertet nach PAA</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Vertr\u00e4ge bewertet nach PAA</div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">427.667</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-13.429</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-106.732</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-11.386</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-96</div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\">296.024</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.179.790</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-99.101</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.549.358</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.422.924</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-280.577</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-39.531.750</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-30.752.123</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-112.530</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.656.090</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.434.310</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-280.673</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-39.235.726</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">13.195.975</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">13.195.975</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.377.770</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">18.909</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.576.326</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.506.383</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-9.712</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-11.451.282</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.116.336</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.104.566</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-11.770</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.788.891</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-2.202</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-24.118</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-250.504</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-11.047</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-2.076.762</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">114.048</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7.195</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">33</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-591</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">120.685</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">11.259.698</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">16.707</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-4.697.815</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.768.624</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-21.350</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-211.384</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">79.091</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-601</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-13.359</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">27.810</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-446</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">92.495</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-12.050.977</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">4.459.811</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">5.913.456</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-1.677.710</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">17.737</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-674</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-14.375</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">2.694</div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-31.446.574</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-97.098</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-1.907.447</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-7.276.043</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-302.469</div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\">-41.029.631</div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">546.904</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-5.217</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-140.283</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-30.720</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-83</div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\">370.601</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.993.478</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-91.881</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.767.164</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-7.245.323</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-302.386</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-41.400.232</div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -99.541.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Alle Bewertungsmodelle</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"f51247\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge nicht bewertet nach PAA</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge bewertet nach PAA</span></div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f51247\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">342.579</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.993</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84.342</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.172</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-370</span></div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">225.702</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.220.433</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.730</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.470.154</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.727.808</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-267.979</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.746.104</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.877.854</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-68.723</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.554.496</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.750.980</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-268.349</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.520.402</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.069.761</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-36.341</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.380.420</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.165.306</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.002</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.656.830</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.997.877</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.991.705</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.172</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.266.361</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.841</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118.095</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-227.085</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.996</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.622.378</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-113.603</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.311</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.085</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-154.083</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.686.629</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-38.182</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.497.531</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.431.648</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.082</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-294.814</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">166.235</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.413</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.092</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.386</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.877</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">215.003</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-468.608</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.060</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-476.668</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.281.359</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.395.905</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.720.990</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.164.464</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.834</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.038</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.058</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-119</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.619</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.752.123</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-112.530</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.656.090</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.434.310</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.673</span></div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.235.726</span></div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">427.667</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.429</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.732</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.386</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-96</span></div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">296.024</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.179.790</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-99.101</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.549.358</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.422.924</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.577</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.531.750</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -116.198.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\">Premium Allocation Approach</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"b4d439\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">17.018</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-11.386</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-96</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">5.536</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.112.689</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-42.965</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.422.924</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-280.577</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-8.859.155</div></td></tr><tr><td class=\"d81dcac\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.095.671</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-42.965</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.434.310</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-280.673</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-8.853.619</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">10.334.875</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">10.334.875</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.772.074</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">22.468</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.506.383</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.712</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.265.701</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-680.045</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-5.908.314</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-6.588.359</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">22.468</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">22.468</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-598.069</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.712</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-607.781</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschreibung der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.092.029</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-2.092.029</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">11.770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11.770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-753</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-250.504</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11.047</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-262.304</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">33</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-591</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-558</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.573.818</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">22.468</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.768.624</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-21.350</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">806.312</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">49.427</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-587</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">27.810</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-446</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">76.204</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-7.759.811</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">5.913.456</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.846.355</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-10.547.000</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-10.547.000</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">680.044</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">5.913.583</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">6.593.627</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.107.145</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-127</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">2.107.018</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">17.028</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-14.375</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">2.653</div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-2.215.209</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-21.084</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-7.276.043</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-302.469</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">-9.814.805</div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">31.413</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-30.720</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-83</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">610</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.246.622</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-21.084</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.245.323</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-302.386</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.815.415</div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -6.564.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Premium Allocation Approach</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.945</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.172</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-370</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.597</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.836.695</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.001</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.727.808</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-267.979</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.841.483</span></div></td></tr><tr><td class=\"d81dcac\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.818.750</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.001</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.750.980</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-268.349</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.847.080</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.578.096</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.578.096</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.594.653</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.165.306</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.002</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.798.846</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-651.816</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.659.760</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.311.576</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-505.546</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.002</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-510.548</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschreibung der Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.942.837</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.942.837</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.172</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.172</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-227.085</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.996</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-235.670</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.085</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.169</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.990.026</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.431.648</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.082</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">510.411</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.955</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-79</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.386</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.877</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">55.139</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.298.706</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.720.990</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.577.716</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.836.208</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.557</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.802.651</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">541.831</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.687.433</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.229.264</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.995.671</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.995.671</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.804</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.058</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-119</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.627</span></div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.095.671</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.965</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.434.310</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.673</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.853.619</span></div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.018</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.386</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-96</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.536</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.112.689</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.965</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.422.924</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.577</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.859.155</span></div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -1.138.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\">General Measurement Model</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\">LIC / AIC</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">408.957</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-13.429</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-106.625</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">288.903</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.492.545</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-29.795</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-725.656</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-3.247.996</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.083.588</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-43.224</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-832.281</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.959.093</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.366.482</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">1.366.482</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-375.337</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.072</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-773.315</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.155.724</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-145.777</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-584.925</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-730.702</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.072</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-7.072</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-188.390</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-188.390</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschreibung der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-229.560</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-229.560</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">566.285</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-566.285</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-113.235</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.063</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-13.826</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-129.124</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-51.842</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">7.195</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-44.647</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.392.353</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-9.135</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.346.231</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">36.987</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">102.132</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">310</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.094</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">101.348</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.464.813</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.151.910</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-312.903</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">196.101</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.151.910</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.011</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">323</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-288</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-2.053.593</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-52.337</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-1.027.690</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">-3.133.620</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">514.717</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-4.945</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-140.332</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">369.440</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.568.310</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-47.392</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-887.358</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-3.503.060</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -76.081.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">323.230</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.993</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84.322</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">229.915</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.341.749</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.847</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-646.227</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.014.823</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.018.519</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35.840</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-730.549</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.784.908</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-268.839</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.358</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-650.485</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-925.682</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-117.780</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-558.356</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-676.136</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.358</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.358</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-92.129</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-92.129</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschreibung der Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-151.059</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-151.059</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">455.465</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-455.465</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-105.175</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.740</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-15.043</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-121.958</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.178</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.311</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.489</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.234.192</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.098</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.128.304</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97.790</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.244</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">714</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.832</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.790</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-74.947</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.092</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.248.547</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.026.832</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-221.715</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">187.830</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.026.832</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.662</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.083.588</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-43.224</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-832.281</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.959.093</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">408.957</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.429</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.625</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.903</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.492.545</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.795</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-725.656</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.247.996</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -56.610.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\">Variable Fee Approach</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\">LIC / AIC</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">1.692</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">1.585</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-26.574.556</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-26.341</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-823.702</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-27.424.599</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-26.572.864</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-26.341</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-823.809</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-27.423.014</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.494.618</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">1.494.618</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-230.359</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.513</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-803.011</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.029.857</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-162.374</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-751.987</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-914.361</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.513</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">3.513</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-51.024</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-51.024</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschreibung der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-67.985</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-67.985</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.538.281</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.538.281</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.674.903</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-139</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-10.292</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.685.334</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">165.890</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">165.890</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.293.527</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.374</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.351.584</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.054.683</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-72.468</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-324</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-12.265</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-85.057</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.826.353</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.307.901</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">481.548</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">221.170</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.307.901</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">3.529.071</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">386</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-386</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-27.177.772</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-23.677</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-879.757</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">-28.081.206</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">774</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-272</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">49</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">551</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-27.178.546</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-23.405</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-879.806</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-28.081.757</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\" style=\"margin-bottom:17px\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -16.896.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Variable Fee Approach</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.404</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.384</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.041.989</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.882</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.927</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.889.798</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.040.585</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.882</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.947</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.888.414</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-206.269</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.902</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-729.935</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-932.302</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-154.590</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-728.640</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-883.230</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.902</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.902</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.295</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.295</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschreibung der Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51.679</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51.679</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.536.240</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.536.240</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.161.597</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-101</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-103.052</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.264.750</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.425</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.425</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.462.411</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.801</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.369.227</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-903.015</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">126.036</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">778</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.260</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">133.074</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-393.661</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.968</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.734.106</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.369.073</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634.967</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">200.349</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.369.073</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.569.422</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.041</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.038</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.572.864</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.341</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.809</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.423.014</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.692</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-107</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.585</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.574.556</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.341</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.702</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.424.599</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -58.450.</div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:28px; padding-right:0px\">Entwicklung nach Bewertungskomponenten: Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet werden</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">Alle Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet sind</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">844.835</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-264.064</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-290.283</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">290.488</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.156.480</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.202.361</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.313.754</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-30.672.595</div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-23.311.645</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.466.425</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.604.037</div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-30.382.107</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-9.307</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">153.207</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">669.266</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">813.166</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">90.242</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-189.732</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">95.618</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-3.872</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-15.676</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-118.099</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-133.775</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-100.781</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-20.444</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.693.233</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.814.458</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-73.429</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.726</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">190.946</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">121.243</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-108.951</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-171.342</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-737.403</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.017.696</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">17.463</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-15.588</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">14.416</div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\">16.291</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">168.645</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\">168.645</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">38</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-23.234.450</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.653.352</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-6.327.024</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-31.214.826</div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">954.536</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-287.914</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">369.991</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.188.986</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.365.438</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-6.030.393</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-31.584.817</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Alle Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet sind</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">752.221</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-247.491</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-273.432</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">231.298</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.116.620</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.184.262</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.603.740</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.904.622</span></div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-22.364.399</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.431.753</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.877.172</span></div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.673.324</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.354</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">149.871</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">589.951</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">745.176</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-146.519</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-107.845</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">228.020</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.344</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.170</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.732</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.438</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-846.682</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-94.458</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-445.568</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.386.708</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.202</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.812</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-87.900</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-120.914</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.047.219</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.512</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">284.503</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-805.228</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">91.433</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.077</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52.359</span></div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">159.869</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-402.124</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.119</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.425</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-476.668</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">413.252</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">413.252</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.588</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.698</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.311.645</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.466.425</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.604.037</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.382.107</span></div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">844.835</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-264.064</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-290.283</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">290.488</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.156.480</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.202.361</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.313.754</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.672.595</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">835.176</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-261.485</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-284.788</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">288.903</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2.417.158</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-176.374</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-654.464</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-3.247.996</div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.581.982</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-437.859</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-939.252</div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.959.093</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-19.348</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">68.649</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">317.133</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">74.745</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">74.745</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfahrungswertanpassungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19.348</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-6.096</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-25.444</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">365.696</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-87.740</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-285.340</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-7.384</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">518.159</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-122.825</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-12.447</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-157.373</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">34.932</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">122.441</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4.910</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">153</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">5.063</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-22.998</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-75.993</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-98.991</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-22.998</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-75.993</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-98.991</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-35.326</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19.503</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-74.295</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-129.124</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-48.373</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.726</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-44.647</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">239.651</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-110.861</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-91.803</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">36.987</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">58.144</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-686</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">43.890</div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\">101.348</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-312.903</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">-312.903</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.011</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.011</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">38</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.597.052</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-549.403</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-987.165</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-3.133.620</div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">952.481</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-286.410</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">369.440</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2.549.533</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-262.993</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-690.534</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-3.503.060</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\" style=\"margin-top:13px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">745.643</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-245.949</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-269.779</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">229.915</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.360.506</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-160.018</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-494.299</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.014.823</span></div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.614.863</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-405.967</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-764.078</span></div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.784.908</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.378</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">64.062</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">305.813</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste CSM</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">69.190</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">69.190</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfahrungswertanpassungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.378</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.128</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.250</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">382.962</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-76.844</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-324.939</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.821</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">440.439</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-109.568</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.439</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-55.464</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.093</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.371</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.013</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">631</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.382</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.666</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.911</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.755</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.666</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.911</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.755</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-38.063</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.779</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-67.116</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-121.958</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.677</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.812</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.489</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">290.934</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.462</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-161.682</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97.790</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.823</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.164</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.803</span></div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.790</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.150</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.594</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Umbuchung zu Verm\u00f6genswerten/Schulden gem. IFRS\u00a05</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-221.715</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-221.715</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.662</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.662</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.581.982</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-437.859</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-939.252</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.959.093</span></div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">835.176</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-261.485</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-284.788</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.903</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.417.158</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-176.374</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-654.464</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.247.996</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">Variable Fee Approach</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">9.659</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-2.579</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-5.495</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">1.585</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.739.322</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.025.987</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4.659.290</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-27.424.599</div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-21.729.663</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.028.566</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-4.664.785</div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-27.423.014</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">10.041</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">84.558</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">496.033</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">92.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">92.278</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfahrungswertanpassungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10.041</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.720</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">2.321</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-275.454</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-101.992</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">380.958</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">3.512</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">268.210</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-68.976</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-2.544</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-548.356</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-34.380</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">582.736</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4.692</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.364</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">6.056</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7.322</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-42.106</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-34.784</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7.322</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-42.106</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-34.784</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-65.455</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-941</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.618.938</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.685.334</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-25.056</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">190.946</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">165.890</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-348.602</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-60.481</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-645.600</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.054.683</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-40.681</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-14.902</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-29.474</div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\">-85.057</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">481.548</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">481.548</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.529.071</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">3.529.071</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-21.637.398</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.103.949</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-5.339.859</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-28.081.206</div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">2.055</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-1.504</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">551</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.639.453</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.102.445</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.339.859</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-28.081.757</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:10px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Variable Fee Approach</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.578</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.542</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.653</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.383</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.756.114</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.024.244</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.109.441</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.889.799</span></div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.749.536</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.025.786</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.113.094</span></div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.888.416</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.024</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">85.809</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">439.363</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste CSM</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.828</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.828</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfahrungswertanpassungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.024</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.019</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.043</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-529.481</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.001</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">552.959</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.523</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">255.739</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.288</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.460</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-808.837</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.967</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">749.870</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.617</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-28.680</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.063</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.496</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.821</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.317</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.496</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.821</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.317</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-808.619</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.679</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-378.452</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.264.750</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.475</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-87.900</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.425</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.338.153</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.050</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">446.185</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-903.018</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">85.610</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.913</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.556</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">133.079</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-359.974</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.525</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634.967</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634.967</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.569.422</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.569.422</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.577</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.698</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-21.729.663</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.028.566</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.664.785</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.423.014</span></div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.659</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.579</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.495</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.585</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-21.739.322</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.025.987</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.659.290</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.424.599</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-bottom:17px\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:23px; padding-right:0px\">Weitere Angaben</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"c45310\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"f4f311\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">GMM</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">VFA</div></td><td class=\"d021226\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">VFA</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"d207c7a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d08e169\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d08e169\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a3cb30\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Betr\u00e4ge im Zusammenhang mit den \u00c4nderungen der LRC inkl. ARC</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">911.311</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.164.413</div></td><td class=\"d8ebf30\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.075.724</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">841.409</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.079.656</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.921.065</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erwartete versicherungstechnische Aufwendungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">568.198</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">767.074</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">1.335.272</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">511.602</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">712.118</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.223.720</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">78.418</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">92.278</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">170.696</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">72.751</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.828</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">165.579</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">669.266</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">589.951</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Andere Betr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.137</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-96.373</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-99.510</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.683</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84.868</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-58.185</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\">Zuordnung des Teils der Pr\u00e4mien, der sich auf die Amortisation der Abschlusskosten bezieht</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">455.171</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">330.205</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">785.376</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">338.510</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">300.806</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">639.316</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">1.366.482</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">1.494.618</div></td><td class=\"d3753ae\"><div class=\"defaultParagraph TBodytotalNumber\">2.861.100</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.560.381</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erstmalig in der Periode erfasste Vertr\u00e4ge</div></td><td class=\"c45310\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"f4f311\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Nicht belastend</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Belastend</div></td><td class=\"d021226\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht belastend</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Belastend</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d207c7a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a3cb30\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"cc881f\"><div class=\"defaultParagraph TBodysubtotalText\">Selbst gezeichnet</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-12.447</div></td><td class=\"d8ebf30\"><div class=\"defaultParagraph TBodysubtotalNumber\">-12.447</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.439</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.439</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2.312.972</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-213.115</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">-2.526.087</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.992.739</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-182.749</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.175.488</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-483.354</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.652</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-493.006</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-383.882</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.581</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-395.463</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.829.618</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-203.463</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-2.033.081</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.608.857</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-171.168</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.780.025</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.841.620</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">202.626</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">3.044.246</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.442.137</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">173.790</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.615.927</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-120.867</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.958</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-122.825</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-101.088</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.480</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-109.568</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td></tr><tr><td class=\"d46f56c\"><div class=\"defaultParagraph TBodysubtotalText\">Zugekauft</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d17144d\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae213a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">105.191</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">105.191</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.594</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.594</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erstmalig in der Periode erfasste Vertr\u00e4ge</div></td><td class=\"c45310\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"f4f311\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">Variable Fee Approach</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Nicht belastend</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Belastend</div></td><td class=\"d021226\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht belastend</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Belastend</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d207c7a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a3cb30\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"cc881f\"><div class=\"defaultParagraph TBodysubtotalText\">Selbst gezeichnet</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.544</div></td><td class=\"d8ebf30\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.544</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.460</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.460</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2.437.006</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-37.152</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">-2.474.158</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.202.944</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.022</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.234.966</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-290.065</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-4.212</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-294.277</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-273.559</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.186</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-277.745</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.146.941</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.940</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-2.179.881</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.929.385</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.836</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.957.221</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.705.190</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">37.178</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">2.742.368</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.459.045</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.660</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.490.705</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-66.406</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.570</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-68.976</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.190</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.098</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.288</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td></tr><tr><td class=\"d46f56c\"><div class=\"defaultParagraph TBodysubtotalText\">Zugekauft</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d251f8b\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae213a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117.200</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117.200</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.525</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.525</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erwartete erfolgswirksame Erfassung der CSM</div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">1. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">3. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">4. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">5. Jahr und sp\u00e4ter</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">GMM</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-191.536</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-135.098</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-110.583</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-92.058</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-457.890</div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\">-987.165</div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-45.425</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-37.673</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-31.472</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-26.316</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-155.745</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-146.111</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-97.425</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-79.111</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-65.742</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-302.145</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-690.534</div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">VFA</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-414.179</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-372.001</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-344.384</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-318.305</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.890.990</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.339.859</div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-414.179</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-372.001</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-344.384</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-318.305</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-3.890.990</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-5.339.859</div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-605.715</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-507.099</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-454.967</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-410.363</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-4.348.880</div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\">-6.327.024</div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Erwartete erfolgswirksame Erfassung der CSM</span></div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5. Jahr und sp\u00e4ter</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-164.336</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-124.548</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-103.363</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.462</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-460.543</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-939.252</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-41.859</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.956</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.439</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.913</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-153.621</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-284.788</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-122.477</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-89.592</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-73.924</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.549</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-306.922</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-654.464</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">VFA</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-352.007</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-323.174</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-298.503</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-276.171</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.414.930</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.664.785</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-230</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-274</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-309</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-335</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.347</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.495</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-351.777</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-322.900</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-298.194</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-275.836</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.410.583</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.659.290</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-516.343</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-447.722</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-401.866</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-362.633</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.875.473</span></div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.604.037</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.4. </span><div class=\"list-paragraph-container\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Entwicklung nach Bilanzposten</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">Alle Bewertungsmodelle</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\">Vertr\u00e4ge nicht bewertet nach PAA</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Vertr\u00e4ge bewertet nach PAA</div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LoReCo</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">LoReCo</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-40.409</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">7.667</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">975.351</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">1.174.286</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">25.863</div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\">2.142.758</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-55.295</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">75</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.094</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">15.479</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">353</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-42.482</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-95.704</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.742</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">972.257</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.189.765</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">26.216</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.100.276</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-1.459.622</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">-1.459.622</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">9.262</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">509</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">171.184</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.054.547</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-2.162</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">1.233.340</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.424</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.006</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">28.418</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.270</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.232</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">18.036</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">72.111</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.545</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">94.194</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.596</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.568</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.400</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">256</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-8.116</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.478.918</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.741</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">185.658</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.151.676</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-361</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-140.204</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-10.363</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-2</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-50</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-16.396</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-868</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">-27.679</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.550.930</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-395.877</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-654.455</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">500.598</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-32.405</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">63</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-32.335</div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">-66.460</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">9.488</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">761.988</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">1.670.653</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">24.987</div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\">2.400.656</div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-13.389</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">9.430</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">761.656</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">1.662.373</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">24.806</div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\">2.444.876</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-53.071</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">332</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">8.280</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">181</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-44.220</div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR\u00a01.940.</div><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</span></div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Alle Bewertungsmodelle</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge nicht bewertet nach PAA</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge bewertet nach PAA</span></div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LoReCo</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LoReCo</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.390</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.142</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">653.672</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.163.020</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.854</span></div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.808.298</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35.639</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">422</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.518</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.473</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">82</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.180</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-75.029</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.564</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">652.154</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.175.493</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.936</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.784.118</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.477.363</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.477.363</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-46.865</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.505</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">696.344</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">531.831</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.748</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.182.067</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.770</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.840</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.930</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.396</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">673</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.095</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">71.456</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.737</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">86.357</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.706</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.413</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.830</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-377</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">500</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.551.308</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.178</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">721.692</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">618.387</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-388</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-208.439</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.983</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-303</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.860</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-334</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.514</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-553</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">76</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.530.434</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.713</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-592.356</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">538.365</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.231</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.649</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.101</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.777</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-95.704</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.742</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">972.257</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.189.765</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.216</span></div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.100.276</span></div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-40.409</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.667</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">975.351</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.174.286</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.863</span></div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.142.758</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-55.295</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">75</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.094</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.479</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">353</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.482</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -506.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\">Premium Allocation Approach</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LoReCo</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LoReCo</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">102.348</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">17</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">1.174.286</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">25.863</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">1.302.514</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-34.520</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">15.479</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">353</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-18.688</div></td></tr><tr><td class=\"d81dcac\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">67.828</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">17</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.189.765</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">26.216</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.283.826</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.026.636</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-1.026.636</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">4.891</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.054.547</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.162</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">1.057.265</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erstattete eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.967</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">602.147</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">569.180</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erstattungen und Umkehr von Erstattungen von Verlusten aus Gruppen belastender Vertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-11</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">479.815</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.162</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">477.653</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.507</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.507</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Konsolidierungseffekte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">37.858</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-25.908</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">11.950</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-28.418</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">28.418</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">143</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">72.111</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.545</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">73.799</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">143</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">46.203</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.545</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">47.891</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Konsolidierungseffekte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">25.908</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">25.908</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.400</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">256</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-3.144</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.050.020</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-11</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.151.676</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-361</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">101.284</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-10.540</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-16.396</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-868</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-27.804</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.100.967</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-654.455</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">446.512</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gezahlte R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.103.711</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">1.103.711</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.102</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-654.455</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-656.557</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-642</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-642</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.443</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">63</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-32.382</div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">75.792</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">4</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">1.670.653</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">24.987</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">1.771.436</div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">107.985</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">4</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">1.662.373</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">24.806</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">1.795.168</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.193</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">8.280</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">181</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-23.732</div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR\u00a0642.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</span></div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Premium Allocation Approach</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LoReCo</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LoReCo</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.552</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.163.020</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.854</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.257.432</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.631</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.473</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">82</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.925</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.921</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.175.493</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.936</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.266.357</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.043.945</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.043.945</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-50.809</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">531.831</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.748</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">479.284</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erstattete eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.330</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">442.282</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">444.612</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erstattungen und Umkehr von Erstattungen von Verlusten aus Gruppen belastender Vertr\u00e4ge</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">226</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">236</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">109.359</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.687</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">107.672</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-500</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-500</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Konsolidierungseffekte</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-53.365</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.310</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-72.736</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.930</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.930</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">121</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">71.456</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.737</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">73.314</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">121</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">55.353</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.737</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">57.211</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Konsolidierungseffekte</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.103</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.103</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.830</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-377</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.207</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.114.563</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">618.387</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-388</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-496.554</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">708</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.860</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-334</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.486</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.122.333</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-592.356</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">529.977</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Gezahlte R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.123.975</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.123.975</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.497</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-592.356</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-594.853</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">855</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">855</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.571</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.101</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.468</span></div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.828</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.189.765</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.216</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.283.826</span></div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">102.348</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.174.286</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.863</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.302.514</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.520</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.479</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">353</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.688</span></div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -12.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\">General Measurement Model</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d08e169\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\">LIC / AIC</div><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LoReCo</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LoReCo</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-142.757</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">7.650</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">975.351</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">840.244</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-20.775</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">75</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.094</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-23.794</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-163.532</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.725</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">972.257</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">816.450</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-432.986</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-432.986</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">4.371</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">520</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">171.184</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">176.075</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erstattete eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.246</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">409.988</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">413.234</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erstattungen und Umkehr von Erstattungen von Verlusten aus Gruppen belastender Vertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">520</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">520</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-239.488</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-239.488</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.125</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">684</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">1.809</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.006</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.006</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.127</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.232</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">18.036</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">20.395</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.596</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.568</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-4.972</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-428.898</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.752</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">185.658</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-241.488</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">177</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-50</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">125</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">449.963</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-395.877</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">54.086</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gezahlte R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">455.885</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">455.885</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-395.877</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-392.107</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.692</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.692</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">38</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">9</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">47</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-142.252</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">9.484</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">761.988</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">629.220</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-121.374</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">9.426</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">761.656</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">649.708</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-20.878</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">332</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-20.488</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR\u00a01.298.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d08e169\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LoReCo</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LoReCo</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.942</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.136</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">653.672</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">550.866</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.008</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.518</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.105</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-138.950</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.557</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">652.154</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">517.761</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-433.418</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-433.418</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.944</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.495</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">696.344</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">702.783</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erstattete eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.961</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">366.363</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">369.324</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erstattungen und Umkehr von Erstattungen von Verlusten aus Gruppen belastender Vertr\u00e4ge</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.495</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.495</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">331.022</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">331.022</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">983</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.041</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-58</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.840</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.840</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.275</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">673</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.095</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.043</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.706</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.413</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.707</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-436.745</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.168</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">721.692</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.115</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.275</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-303</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">972</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-553</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">76</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">408.101</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.713</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.388</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Gezahlte R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411.272</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411.272</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.585</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.713</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-396.128</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.756</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.756</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.340</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.649</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.691</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-163.532</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.725</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">972.257</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">816.450</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-142.757</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.650</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">975.351</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">840.244</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.775</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">75</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.094</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.794</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -494.</div><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Entwicklung nach Bewertungskomponenten: Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet werden</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">754.033</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">20.129</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">66.082</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">840.244</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-39.059</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">477</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">14.788</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-23.794</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">714.974</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">20.606</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">80.870</div></td><td class=\"ae213a\"><div class=\"defaultParagraph TBodysubtotalNumber\">816.450</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-137.550</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-80.250</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-7.738</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-225.538</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.738</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-7.738</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-80.250</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-80.250</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfahrungswertanpassungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-137.550</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-137.550</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-95.406</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">80.519</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">15.390</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">503</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-71.813</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">80.119</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">63.950</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">72.256</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-23.593</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">400</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">23.176</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-17</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der LoReCo f\u00fchren</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-71.736</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-71.736</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-30.024</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.661</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-33.685</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-30.024</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.661</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-33.685</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.809</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">1.809</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">16.032</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.499</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.864</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">20.395</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-4.260</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-712</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-4.972</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-249.399</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.605</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.516</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-241.488</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">365</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-8</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-232</div></td><td class=\"fdbe47\"><div class=\"defaultParagraph TBodynormalNumber\">125</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">54.086</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">54.086</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gezahlte R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">455.885</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">455.885</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-392.107</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-392.107</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.692</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.692</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">67</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-19</div></td><td class=\"d64c285\"><div class=\"defaultParagraph TBodynormalNumber\">47</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">520.093</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">17.992</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">91.135</div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\">629.220</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">557.154</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">17.388</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">75.166</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">649.708</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-37.061</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">604</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">15.969</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-20.488</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">473.577</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.955</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.335</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">550.867</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.390</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.074</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.211</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.105</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">412.187</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.029</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">86.546</span></div></td><td class=\"ae213a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">517.762</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">341.977</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.223</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-48.541</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">227.213</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste CSM</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-48.541</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-48.541</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.223</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.223</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfahrungswertanpassungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">341.977</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">341.977</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-105.969</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.455</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.093</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.579</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-107.939</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.848</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.434</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.343</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.970</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-393</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.109</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.532</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der LoReCo f\u00fchren</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.232</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.232</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.607</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.976</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.631</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.607</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.976</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.631</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-58</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-58</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.250</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.710</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.083</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.043</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.955</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">752</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.707</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.762</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.718</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.365</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.115</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.833</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-169</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-693</span></div></td><td class=\"fdbe47\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">971</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-895</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">390</span></div></td><td class=\"d64c285\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.388</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.388</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Gezahlte R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411.272</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411.272</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-396.128</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-396.128</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.756</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.756</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.699</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.691</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">714.974</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.606</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">80.870</span></div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">816.450</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">754.033</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.129</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">66.082</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">840.244</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.059</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">477</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.788</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.794</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-bottom:17px\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:25px; padding-right:0px\">Weitere Angaben</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d494206\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Erstmalig in der Periode erfasste Vertr\u00e4ge</div></td><td class=\"ecc3b3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ed3625\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"df62b8\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"e6d0c2\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8c6268\"><div class=\"defaultParagraph TBodysubtotalText\">Selbst gezeichnet</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">72.256</div></td><td class=\"d5589cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.343</span></div></td></tr><tr><td class=\"dadd16\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">353.637</div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">249.077</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">353.637</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">249.077</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-425.450</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-357.016</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">80.119</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.848</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">63.950</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.434</span></div></td></tr><tr><td class=\"db3daa\"><div class=\"defaultParagraph TBodysubtotalText\">Zugekauft</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d786b2c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477</span></div></td></tr><tr><td class=\"dadd16\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.018</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.018</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">123</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">390</span></div></td></tr><tr><td class=\"d277c8c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erwartete erfolgswirksame Erfassung der CSM</div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">1. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">3. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">4. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">5. Jahr und sp\u00e4ter</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">GMM</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.844</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.684</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.994</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.195</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">35.418</div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\">91.135</div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">28.605</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">9.024</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">6.622</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">4.980</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">25.935</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">75.166</div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.239</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.660</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.372</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.215</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">9.483</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">15.969</div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Erwartete erfolgswirksame Erfassung der CSM</span></div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5. Jahr und sp\u00e4ter</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.189</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.684</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.674</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.323</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34.000</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">80.870</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.319</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.269</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.532</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.336</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.626</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">66.082</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.870</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.415</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.142</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">987</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.374</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.788</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfClaimsAndBenefitsPaidExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-32": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Entwicklung nach Bilanzposten</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">Alle Bewertungsmodelle</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\">Vertr\u00e4ge nicht bewertet nach PAA</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Vertr\u00e4ge bewertet nach PAA</div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">427.667</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-13.429</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-106.732</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-11.386</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-96</div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\">296.024</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.179.790</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-99.101</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.549.358</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.422.924</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-280.577</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-39.531.750</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-30.752.123</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-112.530</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.656.090</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.434.310</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-280.673</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-39.235.726</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">13.195.975</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">13.195.975</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.377.770</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">18.909</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.576.326</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.506.383</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-9.712</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-11.451.282</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.116.336</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.104.566</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-11.770</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.788.891</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-2.202</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-24.118</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-250.504</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-11.047</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-2.076.762</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">114.048</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7.195</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">33</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-591</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">120.685</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">11.259.698</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">16.707</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-4.697.815</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.768.624</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-21.350</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-211.384</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">79.091</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-601</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-13.359</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">27.810</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-446</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">92.495</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-12.050.977</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">4.459.811</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">5.913.456</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-1.677.710</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">17.737</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-674</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-14.375</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">2.694</div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-31.446.574</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-97.098</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-1.907.447</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-7.276.043</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">-302.469</div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\">-41.029.631</div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">546.904</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-5.217</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-140.283</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-30.720</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-83</div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\">370.601</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.993.478</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-91.881</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.767.164</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-7.245.323</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-302.386</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-41.400.232</div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -99.541.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Alle Bewertungsmodelle</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"f51247\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge nicht bewertet nach PAA</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge bewertet nach PAA</span></div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f51247\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">342.579</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.993</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84.342</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.172</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-370</span></div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">225.702</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.220.433</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.730</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.470.154</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.727.808</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-267.979</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.746.104</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.877.854</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-68.723</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.554.496</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.750.980</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-268.349</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.520.402</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.069.761</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-36.341</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.380.420</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.165.306</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.002</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.656.830</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.997.877</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.991.705</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.172</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.266.361</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.841</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118.095</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-227.085</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.996</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.622.378</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-113.603</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.311</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.085</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-154.083</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.686.629</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-38.182</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.497.531</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.431.648</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.082</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-294.814</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">166.235</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.413</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.092</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.386</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.877</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">215.003</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-468.608</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.060</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-476.668</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.281.359</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.395.905</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.720.990</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.164.464</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.834</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.038</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.058</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-119</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.619</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.752.123</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-112.530</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.656.090</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.434.310</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.673</span></div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.235.726</span></div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">427.667</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.429</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.732</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.386</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-96</span></div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">296.024</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.179.790</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-99.101</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.549.358</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.422.924</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.577</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.531.750</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -116.198.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\">Premium Allocation Approach</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"b4d439\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">17.018</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-11.386</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-96</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">5.536</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.112.689</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-42.965</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.422.924</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-280.577</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-8.859.155</div></td></tr><tr><td class=\"d81dcac\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.095.671</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-42.965</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.434.310</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-280.673</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-8.853.619</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">10.334.875</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">10.334.875</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.772.074</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">22.468</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.506.383</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.712</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.265.701</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-680.045</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-5.908.314</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-6.588.359</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">22.468</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">22.468</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-598.069</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.712</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-607.781</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschreibung der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.092.029</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-2.092.029</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">11.770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11.770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-753</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-250.504</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11.047</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-262.304</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">33</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-591</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-558</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.573.818</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">22.468</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-6.768.624</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-21.350</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">806.312</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">49.427</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-587</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">27.810</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-446</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">76.204</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-7.759.811</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">5.913.456</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.846.355</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-10.547.000</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-10.547.000</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">680.044</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">5.913.583</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">6.593.627</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.107.145</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-127</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">2.107.018</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">17.028</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-14.375</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">2.653</div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-2.215.209</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-21.084</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-7.276.043</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-302.469</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">-9.814.805</div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">31.413</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-30.720</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-83</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">610</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.246.622</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-21.084</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.245.323</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-302.386</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.815.415</div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -6.564.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Premium Allocation Approach</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.945</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.172</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-370</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.597</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.836.695</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.001</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.727.808</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-267.979</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.841.483</span></div></td></tr><tr><td class=\"d81dcac\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.818.750</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.001</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.750.980</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-268.349</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.847.080</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.578.096</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.578.096</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.594.653</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.165.306</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.002</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.798.846</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-651.816</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.659.760</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.311.576</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-505.546</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.002</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-510.548</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschreibung der Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.942.837</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.942.837</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.172</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.172</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-227.085</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.996</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-235.670</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.085</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.169</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.990.026</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.885</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.431.648</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.082</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">510.411</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.955</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-79</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.386</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.877</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">55.139</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.298.706</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.720.990</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.577.716</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.836.208</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.557</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.802.651</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">541.831</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.687.433</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.229.264</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.995.671</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.995.671</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.804</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.058</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-119</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.627</span></div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.095.671</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.965</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.434.310</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.673</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.853.619</span></div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.018</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.386</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-96</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.536</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.112.689</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.965</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.422.924</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-280.577</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.859.155</span></div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -1.138.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\">General Measurement Model</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\">LIC / AIC</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">408.957</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-13.429</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-106.625</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">288.903</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.492.545</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-29.795</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-725.656</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-3.247.996</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.083.588</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-43.224</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-832.281</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.959.093</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.366.482</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">1.366.482</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-375.337</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.072</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-773.315</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.155.724</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-145.777</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-584.925</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-730.702</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.072</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-7.072</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-188.390</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-188.390</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschreibung der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-229.560</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-229.560</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">566.285</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-566.285</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-113.235</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.063</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-13.826</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-129.124</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-51.842</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">7.195</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-44.647</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.392.353</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-9.135</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.346.231</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">36.987</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">102.132</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">310</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.094</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">101.348</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.464.813</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.151.910</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-312.903</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">196.101</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.151.910</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.011</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">323</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-288</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-2.053.593</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-52.337</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-1.027.690</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">-3.133.620</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">514.717</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-4.945</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-140.332</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">369.440</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.568.310</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-47.392</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-887.358</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-3.503.060</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -76.081.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">323.230</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.993</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84.322</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">229.915</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.341.749</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.847</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-646.227</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.014.823</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.018.519</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35.840</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-730.549</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.784.908</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-268.839</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.358</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-650.485</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-925.682</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-117.780</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-558.356</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-676.136</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.358</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.358</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-92.129</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-92.129</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschreibung der Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-151.059</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-151.059</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">455.465</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-455.465</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-105.175</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.740</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-15.043</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-121.958</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.178</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.311</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.489</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.234.192</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.098</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.128.304</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97.790</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.244</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">714</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.832</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.790</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-74.947</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.092</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.248.547</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.026.832</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-221.715</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">187.830</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.026.832</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.662</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.083.588</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-43.224</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-832.281</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.959.093</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">408.957</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.429</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.625</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.903</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.492.545</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.795</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-725.656</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.247.996</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -56.610.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\">Variable Fee Approach</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\">LIC / AIC</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LC</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LC</div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">1.692</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">1.585</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-26.574.556</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-26.341</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-823.702</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-27.424.599</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-26.572.864</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-26.341</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-823.809</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-27.423.014</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.494.618</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">1.494.618</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-230.359</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.513</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-803.011</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.029.857</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-162.374</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-751.987</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-914.361</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.513</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">3.513</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-51.024</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-51.024</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschreibung der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-67.985</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-67.985</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.538.281</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.538.281</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.674.903</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-139</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-10.292</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.685.334</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">165.890</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">165.890</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.293.527</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.374</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.351.584</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.054.683</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-72.468</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-324</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-12.265</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-85.057</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.826.353</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.307.901</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">481.548</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">221.170</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.307.901</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">3.529.071</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">386</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-386</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-27.177.772</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-23.677</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-879.757</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">-28.081.206</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">774</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-272</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">49</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">551</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-27.178.546</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-23.405</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-879.806</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-28.081.757</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\" style=\"margin-bottom:17px\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -16.896.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Variable Fee Approach</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d08e169\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LC</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LC</span></div></td><td class=\"d4c2a09\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.404</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.384</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.041.989</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.882</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.927</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.889.798</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.040.585</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.882</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.947</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.888.414</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Ertr\u00e4ge</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-206.269</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.902</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-729.935</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-932.302</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-154.590</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-728.640</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-883.230</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verluste aus Gruppen belastender Vertr\u00e4ge und Umkehrungen solcher Verluste</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.902</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.902</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.295</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.295</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschreibung der Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51.679</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51.679</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.536.240</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.536.240</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.161.597</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-101</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-103.052</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.264.750</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.425</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.425</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.462.411</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.801</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.369.227</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-903.015</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">126.036</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">778</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.260</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">133.074</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-393.661</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.968</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.734.106</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.369.073</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634.967</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">200.349</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.369.073</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.569.422</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.041</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.038</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.572.864</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.341</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.809</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.423.014</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.692</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-107</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.585</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.574.556</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.341</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.702</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.424.599</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -58.450.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Entwicklung nach Bilanzposten</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">Alle Bewertungsmodelle</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\">Vertr\u00e4ge nicht bewertet nach PAA</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Vertr\u00e4ge bewertet nach PAA</div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LoReCo</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">LoReCo</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-40.409</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">7.667</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">975.351</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">1.174.286</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">25.863</div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\">2.142.758</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-55.295</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">75</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.094</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">15.479</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">353</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-42.482</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-95.704</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.742</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">972.257</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.189.765</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">26.216</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.100.276</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-1.459.622</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">-1.459.622</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">9.262</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">509</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">171.184</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.054.547</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-2.162</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">1.233.340</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.424</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.006</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">28.418</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.270</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.232</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">18.036</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">72.111</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.545</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">94.194</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.596</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.568</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.400</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">256</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-8.116</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.478.918</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.741</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">185.658</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.151.676</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-361</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-140.204</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-10.363</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-2</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-50</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-16.396</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-868</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">-27.679</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.550.930</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-395.877</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-654.455</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">500.598</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-32.405</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">63</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-32.335</div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">-66.460</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">9.488</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">761.988</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">1.670.653</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">24.987</div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\">2.400.656</div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-13.389</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">9.430</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">761.656</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">1.662.373</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">24.806</div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\">2.444.876</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-53.071</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">332</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">8.280</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">181</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-44.220</div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR\u00a01.940.</div><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</span></div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Alle Bewertungsmodelle</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge nicht bewertet nach PAA</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge bewertet nach PAA</span></div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LoReCo</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LoReCo</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.390</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.142</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">653.672</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.163.020</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.854</span></div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.808.298</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35.639</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">422</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.518</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.473</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">82</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.180</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-75.029</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.564</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">652.154</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.175.493</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.936</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.784.118</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.477.363</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.477.363</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-46.865</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.505</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">696.344</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">531.831</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.748</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.182.067</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.770</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.840</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.930</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.396</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">673</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.095</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">71.456</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.737</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">86.357</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.706</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.413</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.830</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-377</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">500</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.551.308</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.178</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">721.692</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">618.387</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-388</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-208.439</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.983</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-303</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.860</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-334</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.514</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-553</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">76</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.530.434</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.713</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-592.356</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">538.365</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.231</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.649</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.101</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.777</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-95.704</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.742</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">972.257</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.189.765</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.216</span></div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.100.276</span></div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-40.409</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.667</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">975.351</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.174.286</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.863</span></div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.142.758</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-55.295</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">75</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.094</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.479</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">353</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.482</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -506.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\">Premium Allocation Approach</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LoReCo</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LoReCo</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">102.348</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">17</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">1.174.286</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">25.863</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">1.302.514</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-34.520</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">15.479</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">353</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-18.688</div></td></tr><tr><td class=\"d81dcac\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">67.828</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">17</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.189.765</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">26.216</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.283.826</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.026.636</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-1.026.636</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">4.891</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.054.547</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.162</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">1.057.265</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erstattete eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.967</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">602.147</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">569.180</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erstattungen und Umkehr von Erstattungen von Verlusten aus Gruppen belastender Vertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-11</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">479.815</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.162</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">477.653</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.507</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.507</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Konsolidierungseffekte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">37.858</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-25.908</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">11.950</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-28.418</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">28.418</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">143</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">72.111</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.545</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">73.799</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">143</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">46.203</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.545</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">47.891</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Konsolidierungseffekte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">25.908</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">25.908</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.400</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">256</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-3.144</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.050.020</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-11</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.151.676</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-361</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">101.284</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-10.540</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-16.396</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-868</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-27.804</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.100.967</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-654.455</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">446.512</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gezahlte R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.103.711</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">1.103.711</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.102</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-654.455</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-656.557</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-642</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-642</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.443</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">63</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-32.382</div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">75.792</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">4</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">1.670.653</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">24.987</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">1.771.436</div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">107.985</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">4</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">1.662.373</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">24.806</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">1.795.168</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.193</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">8.280</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">181</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-23.732</div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR\u00a0642.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</span></div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Premium Allocation Approach</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LoReCo</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LoReCo</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.552</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.163.020</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.854</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.257.432</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.631</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.473</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">82</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.925</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.921</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.175.493</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.936</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.266.357</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.043.945</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.043.945</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-50.809</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">531.831</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.748</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">479.284</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erstattete eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.330</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">442.282</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">444.612</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erstattungen und Umkehr von Erstattungen von Verlusten aus Gruppen belastender Vertr\u00e4ge</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">226</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">236</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">109.359</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.687</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">107.672</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-500</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-500</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Konsolidierungseffekte</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-53.365</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.310</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-72.736</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.930</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.930</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">121</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">71.456</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.737</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">73.314</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">121</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">55.353</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.737</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">57.211</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Konsolidierungseffekte</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.103</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.103</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.830</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-377</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.207</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.114.563</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">618.387</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-388</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-496.554</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">708</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.860</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-334</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.486</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.122.333</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-592.356</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">529.977</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Gezahlte R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.123.975</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.123.975</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.497</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-592.356</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-594.853</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">855</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">855</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.571</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.101</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.468</span></div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.828</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.189.765</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.216</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.283.826</span></div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">102.348</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.174.286</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.863</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.302.514</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.520</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.479</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">353</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.688</span></div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -12.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\">General Measurement Model</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d08e169\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\">LIC / AIC</div><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LoReCo</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LoReCo</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-142.757</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">7.650</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">975.351</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">840.244</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-20.775</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">75</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.094</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-23.794</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-163.532</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.725</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">972.257</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">816.450</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-432.986</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-432.986</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">4.371</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">520</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">171.184</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">176.075</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erstattete eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.246</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">409.988</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">413.234</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erstattungen und Umkehr von Erstattungen von Verlusten aus Gruppen belastender Vertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">520</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">520</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-239.488</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-239.488</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.125</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">684</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">1.809</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.006</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.006</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.127</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.232</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">18.036</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">20.395</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.596</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.568</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-4.972</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-428.898</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.752</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">185.658</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-241.488</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">177</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-50</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">125</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">449.963</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-395.877</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">54.086</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gezahlte R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">455.885</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">455.885</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-395.877</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-392.107</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.692</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.692</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">38</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">9</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">47</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-142.252</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">9.484</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">761.988</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">629.220</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-121.374</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">9.426</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">761.656</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">649.708</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-20.878</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">332</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-20.488</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR\u00a01.298.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d08e169\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LoReCo</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LoReCo</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.942</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.136</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">653.672</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">550.866</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.008</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.518</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.105</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-138.950</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.557</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">652.154</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">517.761</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-433.418</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-433.418</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.944</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.495</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">696.344</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">702.783</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erstattete eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.961</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">366.363</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">369.324</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erstattungen und Umkehr von Erstattungen von Verlusten aus Gruppen belastender Vertr\u00e4ge</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.495</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.495</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">331.022</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">331.022</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">983</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.041</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-58</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.840</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.840</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.275</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">673</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.095</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.043</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.706</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.413</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.707</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-436.745</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.168</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">721.692</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.115</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.275</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-303</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">972</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-553</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">76</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">408.101</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.713</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.388</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Gezahlte R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411.272</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411.272</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.585</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.713</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-396.128</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.756</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.756</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.340</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.649</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.691</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-163.532</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.725</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">972.257</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">816.450</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-142.757</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.650</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">975.351</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">840.244</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.775</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">75</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.094</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.794</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -494.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReconciliationOfChangesInInsuranceContractsByRemainingCoverageAndIncurredClaimsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-33": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">Alle Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet sind</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">844.835</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-264.064</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-290.283</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">290.488</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.156.480</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.202.361</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.313.754</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-30.672.595</div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-23.311.645</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.466.425</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.604.037</div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-30.382.107</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-9.307</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">153.207</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">669.266</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">813.166</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">90.242</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-189.732</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">95.618</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-3.872</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-15.676</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-118.099</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-133.775</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-100.781</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-20.444</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.693.233</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.814.458</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-73.429</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.726</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">190.946</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">121.243</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-108.951</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-171.342</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-737.403</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.017.696</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">17.463</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-15.588</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">14.416</div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\">16.291</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">168.645</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\">168.645</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">38</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-23.234.450</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.653.352</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-6.327.024</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-31.214.826</div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">954.536</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-287.914</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">369.991</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.188.986</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.365.438</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-6.030.393</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-31.584.817</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Alle Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet sind</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">752.221</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-247.491</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-273.432</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">231.298</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.116.620</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.184.262</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.603.740</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.904.622</span></div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-22.364.399</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.431.753</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.877.172</span></div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.673.324</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.354</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">149.871</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">589.951</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">745.176</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-146.519</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-107.845</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">228.020</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.344</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.170</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.732</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.438</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-846.682</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-94.458</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-445.568</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.386.708</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.202</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.812</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-87.900</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-120.914</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.047.219</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.512</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">284.503</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-805.228</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">91.433</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.077</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52.359</span></div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">159.869</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-402.124</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.119</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.425</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-476.668</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">413.252</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">413.252</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.588</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.698</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.311.645</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.466.425</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.604.037</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.382.107</span></div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">844.835</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-264.064</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-290.283</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">290.488</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.156.480</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.202.361</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.313.754</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.672.595</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">835.176</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-261.485</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-284.788</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">288.903</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2.417.158</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-176.374</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-654.464</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-3.247.996</div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.581.982</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-437.859</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-939.252</div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.959.093</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-19.348</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">68.649</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">317.133</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">267.832</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">74.745</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">74.745</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfahrungswertanpassungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19.348</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-6.096</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-25.444</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">365.696</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-87.740</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-285.340</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-7.384</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">518.159</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-122.825</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-12.447</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-157.373</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">34.932</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">122.441</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4.910</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">153</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">5.063</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-22.998</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-75.993</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-98.991</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-22.998</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-75.993</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-98.991</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-35.326</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19.503</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-74.295</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-129.124</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-48.373</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.726</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-44.647</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">239.651</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-110.861</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-91.803</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">36.987</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">58.144</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-686</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">43.890</div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\">101.348</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-312.903</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">-312.903</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">-2.170.255</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.011</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.348.011</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">509.341</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">38</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.597.052</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-549.403</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-987.165</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-3.133.620</div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">952.481</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-286.410</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">369.440</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2.549.533</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-262.993</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-690.534</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-3.503.060</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\" style=\"margin-top:13px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">745.643</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-245.949</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-269.779</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">229.915</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.360.506</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-160.018</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-494.299</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.014.823</span></div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.614.863</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-405.967</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-764.078</span></div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.784.908</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.378</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">64.062</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">305.813</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste CSM</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">230.373</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">69.190</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">69.190</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfahrungswertanpassungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.378</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.128</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.250</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">382.962</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-76.844</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-324.939</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.821</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">440.439</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-109.568</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.439</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-55.464</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.093</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.371</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.013</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">631</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.382</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.666</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.911</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.755</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.666</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.911</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.755</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-38.063</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.779</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-67.116</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-121.958</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.677</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.812</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.489</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">290.934</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.462</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-161.682</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97.790</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.823</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.164</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.803</span></div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.790</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.150</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.594</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Umbuchung zu Verm\u00f6genswerten/Schulden gem. IFRS\u00a05</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-221.715</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-221.715</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.858.155</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.662</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.214.662</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.778</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d11758d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.581.982</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-437.859</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-939.252</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.959.093</span></div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">835.176</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-261.485</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-284.788</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.903</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.417.158</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-176.374</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-654.464</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.247.996</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">Variable Fee Approach</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">9.659</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-2.579</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-5.495</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">1.585</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.739.322</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.025.987</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4.659.290</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-27.424.599</div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-21.729.663</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.028.566</div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-4.664.785</div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-27.423.014</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">10.041</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">84.558</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">496.033</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">401.434</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">92.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">92.278</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfahrungswertanpassungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10.041</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.720</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">2.321</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-275.454</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-101.992</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">380.958</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">3.512</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">268.210</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-68.976</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-2.544</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-548.356</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-34.380</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">582.736</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4.692</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.364</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">6.056</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7.322</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-42.106</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-34.784</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7.322</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-42.106</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-34.784</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-65.455</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-941</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.618.938</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.685.334</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-25.056</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">190.946</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">165.890</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-348.602</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-60.481</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-645.600</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.054.683</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-40.681</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-14.902</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-29.474</div></td><td class=\"d8d09ba\"><div class=\"defaultParagraph TBodynormalNumber\">-85.057</div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">481.548</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">481.548</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Pr\u00e4mien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">-3.388.189</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.529.071</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">3.529.071</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">340.666</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-21.637.398</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-1.103.949</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-5.339.859</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-28.081.206</div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">2.055</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">-1.504</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">551</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.639.453</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.102.445</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.339.859</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-28.081.757</div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:10px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Variable Fee Approach</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d084939\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c93b7e\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 1.1.</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.578</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.542</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.653</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.383</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.756.114</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.024.244</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.109.441</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.889.799</span></div></td></tr><tr><td class=\"d4d04c9\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 1.1. angepasst wie ver\u00f6ffentlicht</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.749.536</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.025.786</span></div></td><td class=\"d6f44b1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.113.094</span></div></td><td class=\"d7f17c7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-26.888.416</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.024</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">85.809</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">439.363</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste CSM</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">359.578</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.828</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.828</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfahrungswertanpassungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.024</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.019</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.043</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-529.481</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.001</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">552.959</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.523</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">255.739</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.288</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.460</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-808.837</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.967</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">749.870</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die nicht zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.617</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-28.680</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.063</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.496</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.821</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.317</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.496</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.821</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.317</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-808.619</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.679</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-378.452</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.264.750</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.475</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-87.900</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.425</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.338.153</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.050</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">446.185</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-903.018</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">85.610</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.913</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.556</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">133.079</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-359.974</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.525</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634.967</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634.967</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Pr\u00e4mien</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.246.735</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.569.422</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.569.422</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312.280</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.577</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-118</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.698</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-21.729.663</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.028.566</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.664.785</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.423.014</span></div></td></tr><tr><td class=\"d84f387\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.659</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.579</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.495</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.585</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-21.739.322</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.025.987</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.659.290</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.424.599</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReconciliationOfChangesInInsuranceContractsByComponentsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-34": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erstmalig in der Periode erfasste Vertr\u00e4ge</div></td><td class=\"c45310\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"f4f311\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Nicht belastend</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Belastend</div></td><td class=\"d021226\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht belastend</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Belastend</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d207c7a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a3cb30\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"cc881f\"><div class=\"defaultParagraph TBodysubtotalText\">Selbst gezeichnet</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-12.447</div></td><td class=\"d8ebf30\"><div class=\"defaultParagraph TBodysubtotalNumber\">-12.447</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.439</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.439</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2.312.972</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-213.115</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">-2.526.087</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.992.739</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-182.749</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.175.488</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-483.354</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.652</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-493.006</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-383.882</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.581</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-395.463</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.829.618</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-203.463</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-2.033.081</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.608.857</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-171.168</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.780.025</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.841.620</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">202.626</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">3.044.246</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.442.137</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">173.790</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.615.927</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-120.867</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.958</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-122.825</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-101.088</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.480</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-109.568</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-407.781</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-348.310</span></div></td></tr><tr><td class=\"d46f56c\"><div class=\"defaultParagraph TBodysubtotalText\">Zugekauft</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d17144d\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae213a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-77.039</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.341</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">105.191</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">105.191</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.594</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.594</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.295</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erstmalig in der Periode erfasste Vertr\u00e4ge</div></td><td class=\"c45310\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"f4f311\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">Variable Fee Approach</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Nicht belastend</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Belastend</div></td><td class=\"d021226\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht belastend</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Belastend</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d207c7a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a3cb30\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"cc881f\"><div class=\"defaultParagraph TBodysubtotalText\">Selbst gezeichnet</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.544</div></td><td class=\"d8ebf30\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.544</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.460</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.460</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2.437.006</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-37.152</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">-2.474.158</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.202.944</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.022</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.234.966</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen der Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-290.065</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-4.212</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-294.277</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-273.559</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.186</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-277.745</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.146.941</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.940</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-2.179.881</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.929.385</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.836</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.957.221</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.705.190</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">37.178</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">2.742.368</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.459.045</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.660</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.490.705</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-66.406</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.570</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-68.976</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.190</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.098</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.288</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">-201.778</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.911</span></div></td></tr><tr><td class=\"d46f56c\"><div class=\"defaultParagraph TBodysubtotalText\">Zugekauft</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d251f8b\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae213a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.629</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a5f550\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477.174</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117.200</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117.200</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.525</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.525</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d449666\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-37.130</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEffectOfInsuranceContractsInitiallyRecognisedExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-35": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erwartete erfolgswirksame Erfassung der CSM</div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">1. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">3. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">4. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">5. Jahr und sp\u00e4ter</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">GMM</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-191.536</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-135.098</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-110.583</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-92.058</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-457.890</div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\">-987.165</div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-45.425</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-37.673</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-31.472</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-26.316</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-155.745</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-296.631</div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-146.111</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-97.425</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-79.111</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-65.742</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-302.145</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-690.534</div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">VFA</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-414.179</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-372.001</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-344.384</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-318.305</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.890.990</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.339.859</div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-414.179</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-372.001</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-344.384</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-318.305</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-3.890.990</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-5.339.859</div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-605.715</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-507.099</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-454.967</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-410.363</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">-4.348.880</div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\">-6.327.024</div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Erwartete erfolgswirksame Erfassung der CSM</span></div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausgestellte Versicherungsvertr\u00e4ge</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5. Jahr und sp\u00e4ter</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-164.336</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-124.548</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-103.363</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-86.462</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-460.543</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-939.252</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-41.859</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.956</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-29.439</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.913</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-153.621</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-284.788</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-122.477</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-89.592</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-73.924</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.549</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-306.922</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-654.464</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">VFA</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-352.007</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-323.174</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-298.503</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-276.171</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.414.930</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.664.785</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-230</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-274</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-309</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-335</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.347</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.495</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-351.777</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-322.900</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-298.194</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-275.836</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.410.583</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.659.290</span></div></td></tr><tr><td class=\"f0fcdf\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-516.343</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-447.722</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-401.866</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-362.633</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.875.473</span></div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.604.037</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erwartete erfolgswirksame Erfassung der CSM</div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">1. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">3. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">4. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">5. Jahr und sp\u00e4ter</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">GMM</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.844</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.684</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.994</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.195</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">35.418</div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\">91.135</div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">28.605</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">9.024</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">6.622</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">4.980</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">25.935</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">75.166</div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.239</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.660</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.372</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.215</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">9.483</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">15.969</div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Erwartete erfolgswirksame Erfassung der CSM</span></div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5. Jahr und sp\u00e4ter</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.189</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.684</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.674</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.323</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34.000</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">80.870</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.319</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.269</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.532</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.336</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.626</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">66.082</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.870</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.415</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.142</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">987</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.374</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.788</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutExpectedRecognitionOfContractualServiceMarginInProfitOrLossExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-36": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.4. </span><div class=\"list-paragraph-container\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Entwicklung nach Bilanzposten</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">Alle Bewertungsmodelle</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00a0</div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\">Vertr\u00e4ge nicht bewertet nach PAA</div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Vertr\u00e4ge bewertet nach PAA</div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LoReCo</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">LoReCo</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-40.409</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">7.667</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">975.351</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">1.174.286</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">25.863</div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\">2.142.758</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-55.295</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">75</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.094</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">15.479</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">353</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-42.482</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-95.704</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.742</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">972.257</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.189.765</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">26.216</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.100.276</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-1.459.622</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">-1.459.622</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">9.262</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">509</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">171.184</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.054.547</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-2.162</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">1.233.340</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.424</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.006</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">28.418</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.270</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.232</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">18.036</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">72.111</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.545</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">94.194</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.596</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.568</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3.400</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">256</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-8.116</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.478.918</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.741</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">185.658</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.151.676</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-361</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-140.204</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-10.363</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-2</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-50</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-16.396</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-868</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">-27.679</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.550.930</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-395.877</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-654.455</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">500.598</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-32.405</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">63</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-32.335</div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">-66.460</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">9.488</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">761.988</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">1.670.653</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">24.987</div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\">2.400.656</div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-13.389</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">9.430</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">761.656</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">1.662.373</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">24.806</div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\">2.444.876</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-53.071</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">332</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">8.280</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">181</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-44.220</div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR\u00a01.940.</div><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</span></div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Alle Bewertungsmodelle</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"bee8ed\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d4e9c2b\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"f8a3da\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4d6d72\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge nicht bewertet nach PAA</span></div></td><td class=\"d256ebe\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge bewertet nach PAA</span></div></td><td class=\"f9aca9\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LoReCo</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LoReCo</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.390</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.142</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">653.672</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.163.020</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.854</span></div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.808.298</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35.639</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">422</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.518</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.473</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">82</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.180</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-75.029</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.564</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">652.154</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.175.493</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.936</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.784.118</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.477.363</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.477.363</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-46.865</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.505</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">696.344</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">531.831</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.748</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.182.067</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.770</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.840</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.930</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.396</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">673</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.095</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">71.456</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.737</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">86.357</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.706</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.413</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.830</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-377</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">500</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.551.308</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.178</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">721.692</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">618.387</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-388</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-208.439</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.983</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-303</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.860</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-334</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-11.514</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-553</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">76</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.530.434</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.713</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-592.356</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">538.365</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.231</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.649</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.101</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.777</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-95.704</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.742</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">972.257</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.189.765</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.216</span></div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.100.276</span></div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-40.409</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.667</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">975.351</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.174.286</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.863</span></div></td><td class=\"d6c6afa\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.142.758</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-55.295</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">75</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.094</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.479</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">353</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.482</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -506.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\">Premium Allocation Approach</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LIC / AIC</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LoReCo</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LoReCo</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\">\u00a0</div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">102.348</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">17</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">1.174.286</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">25.863</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">1.302.514</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-34.520</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">15.479</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">353</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-18.688</div></td></tr><tr><td class=\"d81dcac\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">67.828</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">17</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.189.765</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">26.216</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.283.826</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.026.636</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-1.026.636</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">4.891</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.054.547</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.162</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">1.057.265</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erstattete eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.967</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">602.147</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">569.180</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erstattungen und Umkehr von Erstattungen von Verlusten aus Gruppen belastender Vertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-11</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-11</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">479.815</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.162</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">477.653</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.507</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-1.507</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Konsolidierungseffekte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">37.858</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-25.908</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">11.950</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-28.418</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">28.418</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">143</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">72.111</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.545</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">73.799</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">143</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">46.203</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.545</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">47.891</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Konsolidierungseffekte</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">25.908</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">25.908</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.400</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">256</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-3.144</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.050.020</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-11</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.151.676</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-361</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">101.284</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-10.540</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-16.396</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-868</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-27.804</div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.100.967</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-654.455</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">446.512</div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gezahlte R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">1.103.711</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">1.103.711</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.102</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-654.455</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-656.557</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-642</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-642</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.443</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">63</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-32.382</div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">75.792</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">4</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">1.670.653</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">24.987</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">1.771.436</div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">107.985</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">4</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">1.662.373</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">24.806</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">1.795.168</div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-32.193</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">8.280</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">181</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-23.732</div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR\u00a0642.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"ac06b4\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</span></div></td><td class=\"b079db\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d972715\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Premium Allocation Approach</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d7aa6d4\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LoReCo</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LoReCo</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"bdd98a\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c3f7b6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.552</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.163.020</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.854</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.257.432</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.631</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.473</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">82</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.925</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.921</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.175.493</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.936</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.266.357</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.043.945</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.043.945</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-50.809</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">531.831</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.748</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">479.284</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erstattete eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.330</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">442.282</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">444.612</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erstattungen und Umkehr von Erstattungen von Verlusten aus Gruppen belastender Vertr\u00e4ge</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">226</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">236</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">109.359</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.687</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">107.672</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-500</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-500</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Konsolidierungseffekte</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-53.365</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.310</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-72.736</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.930</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.930</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">121</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">71.456</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.737</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">73.314</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">121</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">55.353</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.737</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">57.211</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Konsolidierungseffekte</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.103</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.103</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.830</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-377</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.207</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.114.563</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">618.387</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-388</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-496.554</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">708</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.860</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-334</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.486</span></div></td></tr><tr><td class=\"d45272\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.122.333</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-592.356</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">529.977</span></div></td></tr><tr><td class=\"d2d62f8\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Gezahlte R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.123.975</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.123.975</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.497</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-592.356</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-594.853</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">855</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">855</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.571</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.101</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.468</span></div></td></tr><tr><td class=\"bbcaab\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.828</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.189.765</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.216</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.283.826</span></div></td></tr><tr><td class=\"c8eae8\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">102.348</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.174.286</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.863</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.302.514</span></div></td></tr><tr><td class=\"d004cdf\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.520</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.479</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">353</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.688</span></div></td></tr><tr><td class=\"d62d016\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -12.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\">General Measurement Model</div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">LRC / ARC</div></td><td class=\"d08e169\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\">LIC / AIC</div><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d188999\"><div class=\"defaultParagraph THeadfirstNumber\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">Exkl. LoReCo</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">LoReCo</div></td><td class=\"d5624f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">-142.757</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">7.650</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">975.351</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">840.244</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-20.775</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">75</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.094</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-23.794</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-163.532</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.725</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">972.257</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">816.450</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-432.986</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-432.986</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">4.371</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">520</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">171.184</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">176.075</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erstattete eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.246</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">409.988</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">413.234</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erstattungen und Umkehr von Erstattungen von Verlusten aus Gruppen belastender Vertr\u00e4ge</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">520</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">520</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-239.488</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-239.488</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.125</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">684</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">1.809</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.006</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.006</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.127</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.232</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">18.036</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">20.395</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.596</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.568</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-4.972</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-428.898</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.752</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">185.658</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-241.488</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">177</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-2</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-50</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">125</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">449.963</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-395.877</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">54.086</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gezahlte R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">455.885</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">455.885</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-395.877</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-392.107</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.692</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.692</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">38</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">9</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">47</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">-142.252</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">9.484</div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\">761.988</div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\">629.220</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">-121.374</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">9.426</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">761.656</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">649.708</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-20.878</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">332</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-20.488</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR\u00a01.298.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d0ca128\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"d63c2be\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">LRC / ARC</span></div></td><td class=\"d08e169\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LIC / AIC</span></div></td><td class=\"d188999\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Exkl. LoReCo</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">LoReCo</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-106.942</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.136</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">653.672</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">550.866</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.008</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.518</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.105</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-138.950</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.557</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">652.154</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">517.761</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zuordnung von R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-433.418</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-433.418</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Vom R\u00fcckversicherer erstatte Betr\u00e4ge</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.944</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.495</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">696.344</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">702.783</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erstattete eingetretene Sch\u00e4den und sonstige versicherungstechnische Aufwendungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.961</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">366.363</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">369.324</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erstattungen und Umkehr von Erstattungen von Verlusten aus Gruppen belastender Vertr\u00e4ge</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.495</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.495</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf die LIC</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">331.022</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">331.022</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">983</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.041</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-58</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.840</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.840</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis*</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.275</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">673</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.095</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.043</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.706</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.413</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.707</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-436.745</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.168</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">721.692</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.115</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.275</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-303</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">972</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-553</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">76</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">408.101</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.713</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.388</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Gezahlte R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411.272</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411.272</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.585</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-399.713</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-396.128</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.756</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.756</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.340</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.649</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.691</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-163.532</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.725</span></div></td><td class=\"d79c80a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">972.257</span></div></td><td class=\"d987ec7\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">816.450</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-142.757</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.650</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">975.351</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">840.244</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.775</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">75</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.094</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.794</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Darin enthaltene W\u00e4hrungseffekte belaufen sich auf TEUR -494.</div><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Entwicklung nach Bewertungskomponenten: Versicherungsvertr\u00e4ge, die nicht nach PAA bewertet werden</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">PVFCF</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">RA</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">CSM</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">754.033</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">20.129</div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\">66.082</div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\">840.244</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-39.059</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">477</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">14.788</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-23.794</div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">714.974</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">20.606</div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\">80.870</div></td><td class=\"ae213a\"><div class=\"defaultParagraph TBodysubtotalNumber\">816.450</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-137.550</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-80.250</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-7.738</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">-225.538</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-7.738</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-7.738</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-80.250</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-80.250</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfahrungswertanpassungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-137.550</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-137.550</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-95.406</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">80.519</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">15.390</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">503</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-71.813</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">80.119</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">63.950</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">72.256</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-23.593</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">400</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">23.176</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-17</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der LoReCo f\u00fchren</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-71.736</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-71.736</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-30.024</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.661</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-33.685</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-30.024</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.661</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-33.685</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.809</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">1.809</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">16.032</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.499</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.864</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">20.395</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-4.260</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-712</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-4.972</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-249.399</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.605</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.516</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-241.488</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">365</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-8</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-232</div></td><td class=\"fdbe47\"><div class=\"defaultParagraph TBodynormalNumber\">125</div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte eingetretene Zahlungsstr\u00f6me</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">54.086</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\">54.086</div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gezahlte R\u00fcckversicherungspr\u00e4mien</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">455.885</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">455.885</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-392.107</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-392.107</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abschlusskosten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.692</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-9.692</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">67</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-19</div></td><td class=\"d64c285\"><div class=\"defaultParagraph TBodynormalNumber\">47</div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\">Nettobuchwert Stand 31.12.</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">520.093</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">17.992</div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\">91.135</div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\">629.220</div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\">Aktiva Stand zum 31.12.</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">557.154</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">17.388</div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\">75.166</div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\">649.708</div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\">Passiva Stand zum 31.12.</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-37.061</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">604</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">15.969</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">-20.488</div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklungen der LRC / ARC und LIC / AIC nach Bewertungskomponenten</span></div></td><td class=\"d6e8f35\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">General Measurement Model</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">PVFCF</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">RA</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">CSM</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"f41488\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a9b7d9\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">473.577</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.955</span></div></td><td class=\"d926128\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.335</span></div></td><td class=\"af9b75\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">550.867</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12. des Vorjahrs = Stand zum 1.1.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.390</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.074</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.211</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-33.105</span></div></td></tr><tr><td class=\"d1d19b4\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12. des Vorjahrs = Stand 1.1.</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">412.187</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.029</span></div></td><td class=\"d6624c9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">86.546</span></div></td><td class=\"ae213a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">517.762</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">341.977</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.223</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-48.541</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">227.213</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste CSM</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-48.541</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-48.541</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfolgswirksam erfasste RA f\u00fcr abgelaufenes Risiko</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.223</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-66.223</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erfahrungswertanpassungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">341.977</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">341.977</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-105.969</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.455</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.093</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.579</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-107.939</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.848</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.434</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.343</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.970</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-393</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.109</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.532</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der LoReCo f\u00fchren</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.232</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.232</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen im Zusammenhang mit vergangenen Leistungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.607</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.976</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.631</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen der Erf\u00fcllungswerte in Bezug auf eingetretene Sch\u00e4den</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.607</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.976</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.631</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00c4nderungen des Risikos der Nichterf\u00fcllung durch den Aussteller des R\u00fcckversicherungsvertrags</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-58</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-58</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Versicherungstechnisches Finanzergebnis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.250</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.710</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.083</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.043</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste gem. IFRS\u00a017</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.955</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">752</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.707</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.762</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.718</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.365</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.115</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.833</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-169</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-693</span></div></td><td class=\"fdbe47\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">971</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ver\u00e4nderungen Konsolidierungskreis</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-895</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">390</span></div></td><td class=\"d64c285\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamte eingetretene Zahlungsstr\u00f6me</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.388</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"eac6bd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.388</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Gezahlte R\u00fcckversicherungspr\u00e4mien</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411.272</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411.272</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Erhaltene Betr\u00e4ge aus eingetretenen Sch\u00e4den und sonstigen versicherungstechnischen Aufwendungen sowie Kapitalanlagekomponenten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-396.128</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-396.128</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Abschlusskosten</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.756</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.756</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige Entwicklungen</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.699</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.691</span></div></td></tr><tr><td class=\"d939e7f\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert Stand 31.12.</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">714.974</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.606</span></div></td><td class=\"d94096a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">80.870</span></div></td><td class=\"d9925a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">816.450</span></div></td></tr><tr><td class=\"d5f7942\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva Stand zum 31.12.</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">754.033</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.129</span></div></td><td class=\"d8008ea\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">66.082</span></div></td><td class=\"d1cb834\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">840.244</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Passiva Stand zum 31.12.</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.059</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">477</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.788</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.794</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-bottom:17px\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:25px; padding-right:0px\">Weitere Angaben</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d494206\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Erstmalig in der Periode erfasste Vertr\u00e4ge</div></td><td class=\"ecc3b3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ed3625\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"df62b8\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"e6d0c2\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8c6268\"><div class=\"defaultParagraph TBodysubtotalText\">Selbst gezeichnet</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">72.256</div></td><td class=\"d5589cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.343</span></div></td></tr><tr><td class=\"dadd16\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">353.637</div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">249.077</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">353.637</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">249.077</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-425.450</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-357.016</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">80.119</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.848</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">63.950</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.434</span></div></td></tr><tr><td class=\"db3daa\"><div class=\"defaultParagraph TBodysubtotalText\">Zugekauft</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d786b2c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-477</span></div></td></tr><tr><td class=\"dadd16\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelabfl\u00fcsse</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.018</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sch\u00e4tzungen des Barwerts anderer k\u00fcnftiger Mittelabfl\u00fcsse</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.018</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Mittelzufl\u00fcsse</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">123</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikoanpassung f\u00fcr nichtfinanzielle Risiken</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertragliche Servicemarge</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">390</span></div></td></tr><tr><td class=\"d277c8c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\">Erwartete erfolgswirksame Erfassung der CSM</div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">1. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">3. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">4. Jahr</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">5. Jahr und sp\u00e4ter</div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">GMM</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.844</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.684</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.994</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.195</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">35.418</div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\">91.135</div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">28.605</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">9.024</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">6.622</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">4.980</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">25.935</div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\">75.166</div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deckungsr\u00fcckstellung (LRC)</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.239</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.660</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.372</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.215</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">9.483</div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\">15.969</div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Erwartete erfolgswirksame Erfassung der CSM</span></div></td><td class=\"d043b58\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4. Jahr</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5. Jahr und sp\u00e4ter</span></div></td><td class=\"d51dca4\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d199096\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.189</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.684</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.674</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.323</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34.000</span></div></td><td class=\"d0bad40\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">80.870</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verm\u00f6genswerte f\u00fcr zuk\u00fcnftigen Versicherungsschutz (ARC)</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.319</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.269</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.532</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.336</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.626</span></div></td><td class=\"d6c1ace\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">66.082</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Deckungsr\u00fcckstellung (LRC)</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.870</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.415</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.142</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">987</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.374</span></div></td><td class=\"d2dacfd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.788</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">General Measurement Model</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FVA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FRA sowie Neue Vertr\u00e4ge</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FVA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FRA sowie Neue Vertr\u00e4ge</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Vertragliche Servicemarge Stand 1.1.</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">41.660</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">39.210</div></td><td class=\"d308251\"><div class=\"defaultParagraph TBodysubtotalNumber\">80.870</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">49.689</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.854</span></div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">86.543</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit laufenden Leistungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-7.334</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-404</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">-7.738</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.473</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-40.068</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-48.541</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Erfolgswirksam erfasste CSM</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-7.334</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-404</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-7.738</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.473</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-40.068</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-48.541</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen im Zusammenhang mit zuk\u00fcnftigen Leistungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">9.556</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">5.834</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">15.390</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">177</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.916</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.093</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vertr\u00e4ge, die erstmalig in der Periode erfasst wurden</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">63.950</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">63.950</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.434</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.434</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sch\u00e4tzungs\u00e4nderungen, die zur Anpassung der CSM f\u00fchren</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">9.556</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-58.116</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-48.560</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">177</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.518</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-23.341</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Versicherungstechnisches Finanzergebnis*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">310</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">2.554</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">2.864</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">259</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.824</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.083</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamte Ver\u00e4nderungen in der Gesamtergebnisrechnung</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.532</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.984</div></td><td class=\"dcc4ec\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.516</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.037</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.672</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.365</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-98</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-134</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">-232</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-656</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-691</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">391</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">391</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Entwicklungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-19</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-19</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Vertragliche Servicemarge Stand zum 31.12.</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">44.094</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\">47.041</div></td><td class=\"d07eb65\"><div class=\"defaultParagraph TBodytotalNumber\">91.135</div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.660</span></div></td><td class=\"d2692b4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.210</span></div></td><td class=\"de23ed\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">80.870</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReinsuranceExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-37": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Versicherungstechnische Ertr\u00e4ge</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Versicherungstechnische Ertr\u00e4ge</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FVA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">FRA sowie Neue Vertr\u00e4ge</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FVA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">FRA sowie Neue Vertr\u00e4ge</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d861988\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnische Ertr\u00e4ge ausgestellter Versicherungsvertr\u00e4ge</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.300.039</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">11.895.936</div></td><td class=\"d308251\"><div class=\"defaultParagraph TBodysubtotalNumber\">13.195.975</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.369.492</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.768.985</span></div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.138.477</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Premium Allocation Approach</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">10.334.875</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">10.334.875</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.578.096</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.578.096</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">General Measurement Model</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">163.477</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.203.005</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">1.366.482</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">195.372</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">984.547</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.179.919</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Variable Fee Approach</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.136.562</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">358.056</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">1.494.618</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.174.120</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">206.342</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.380.462</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnische Ertr\u00e4ge gehaltener R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-17.595</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.442.027</div></td><td class=\"dcc4ec\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.459.622</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.305</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.453.058</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.477.363</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Premium Allocation Approach</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-1.026.636</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">-1.026.636</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.043.945</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.043.945</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">General Measurement Model</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-17.595</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-415.391</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-432.986</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-24.305</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-409.113</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-433.418</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAnalysisOfInsuranceRevenueExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-38": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Verbindlichkeiten aus ausgestellten Versicherungsvertr\u00e4gen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">23.514.680</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.368.637</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.037.061</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.927.744</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.709.046</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.551.364</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Albanien inkl. Kosovo</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">98.617</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90.407</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Baltikum</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.202.799</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.037.409</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bosnien-Herzegowina</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">118.381</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">116.952</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bulgarien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">326.399</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">288.909</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kroatien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">405.951</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">408.883</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Moldau</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12.998</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.396</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Nordmazedonien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24.014</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.873</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.450.882</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.203.128</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Serbien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">328.577</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">329.151</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.141.219</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.661.644</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ukraine</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">131.750</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">111.694</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.641.553</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.359.616</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Deutschland</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">820.241</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">787.719</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Georgien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">26.905</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.566</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Liechtenstein</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">865.924</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">908.881</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">T\u00fcrkei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.353.719</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.129.587</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Gruppenfunktionen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.286.155</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.253.503</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">41.496.871</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.598.063</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d76f294\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Verrechnete Pr\u00e4mien</div></td><td class=\"d731607\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d350420\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"bf29d5\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d7e686c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a19a10\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"edcc0a\"><div class=\"defaultParagraph TBodynormalText\">Kfz-Haftpflichtversicherung</div></td><td class=\"d72eb4c\"><div class=\"defaultParagraph TBodynormalNumber\">2.659.126</div></td><td class=\"d70be13\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.470.991</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Kfz-Kaskoversicherung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">2.209.750</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.084.599</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Sachversicherung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">7.855.816</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.495.365</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Krankenversicherung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">1.142.271</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.025.497</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Fonds- und indexgebundene Lebensversicherung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">737.753</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">668.785</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Lebensversicherung mit Gewinnbeteiligung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">2.440.104</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.383.322</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Lebensversicherung ohne Gewinnbeteiligung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">1.370.822</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.126.498</span></div></td></tr><tr><td class=\"d0b95df\"><div class=\"defaultParagraph TBodynormalText\">Konsolidierung</div></td><td class=\"a6f534\"><div class=\"defaultParagraph TBodynormalNumber\">-2.101.979</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.028.710</span></div></td></tr><tr><td class=\"d647370\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d528713\"><div class=\"defaultParagraph TBodytotalNumber\">16.313.663</div></td><td class=\"d3631c4\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.226.347</span></div></td></tr><tr><td class=\"bf29d5\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a6d816\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a19a10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDetailedInformationAboutConcentrationsOfRiskThatArisesFromContractsWithinScopeOfIFRS17Explanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-39": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.8. </span><div class=\"list-paragraph-container\">Versicherungs- und Marktrisiken \u2013 Sensitivit\u00e4tsanalyse</div></div><div class=\"defaultParagraph Standard\">Die nachfolgenden Sensitivit\u00e4ten sind als Effekt auf die Eigenmittel der Gruppensolvenzbilanz gem\u00e4\u00df Solvency\u00a0II berechnet. Im Wesentlichen besteht das Ziel unter Solvency\u00a0II, risikoorientierte Systeme einzurichten und den Risikomanagementprozess zu verbessern. Dazu sind sowohl quantitative als auch qualitative Anforderungen zu erf\u00fcllen. Die VIG-Versicherungsgruppe hat ihre Managementprozesse entsprechend aufgesetzt und verwendet sie zur Steuerung. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Differenzen zwischen Solvency\u00a0II- und IFRS\u00a017-Berechnungen der Versicherungsvertr\u00e4ge ergeben sich haupts\u00e4chlich aus den folgenden Gr\u00fcnden:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">unterschiedlicher Umfang der ber\u00fccksichtigten Kosten, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Vertragsgrenzen und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">angewandte Diskontierungszinss\u00e4tze.</div></div><div class=\"defaultParagraph Standard\">Gem\u00e4\u00df IFRS\u00a017 d\u00fcrfen nur direkt einem Versicherungsvertrag zuordenbare Kosten ber\u00fccksichtigt werden, wohingegen unter dem Solvency\u00a0II-Regime der Vollkostenansatz bei der Bewertung von versicherungstechnischen Verpflichtungen verfolgt wird.</div><div class=\"defaultParagraph Standard\">Beide Regime ber\u00fccksichtigen Vertragslaufzeiten (contract boundaries) in der Modellierung der zuk\u00fcnftigen Zahlungsstr\u00f6me. Solvency\u00a0II folgt bei der Ableitung der Vertragslaufzeiten vorrangig der Risikosicht, wohingegen IFRS\u00a017 sich am Versicherungsvertrag selbst orientiert. Dementsprechend schl\u00e4gt sich das unterschiedliche Vorgehen auch bei Zusatzversicherungen nieder, wonach diese gem. IFRS\u00a017 jenen der zugrunde liegenden Hauptversicherungsdeckung entsprechen. Bei der ermittelten Laufzeit von passiven R\u00fcckversicherungsvertr\u00e4gen l\u00e4sst sich ebenfalls ein Unterschied feststellen. Unter Solvency\u00a0II folgt die Vertragslaufzeit dem Erstversicherungsvertrag, wohingegen gem. IFRS\u00a017 auf Basis der vertraglichen Laufzeiten des R\u00fcckversicherungsvertrags bilanziert wird.</div><div class=\"defaultParagraph Standard\">Bei der Diskontierung der f\u00fcr die Laufzeit ermittelten Zahlungsstr\u00f6me gibt es unter Solvency\u00a0II strenge regulatorisch verpflichtend vorgegebene Definitionen, die zu beachten sind. Im Gegensatz dazu wird sowohl die Ableitung des Zinssatzes als auch die Risikomarge gem. IFRS\u00a017 prinzipienorientiert vom Unternehmen selbst definiert.</div><div class=\"defaultParagraph Standard\">Trotz der angef\u00fchrten Unterschiede sieht die VIG-Versicherungsgruppe die auf Basis von Solvency\u00a0II ermittelten Risikosensitivit\u00e4ten als eine angemessene Grundlage f\u00fcr die Einsch\u00e4tzungen gem. IFRS\u00a017.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"c6cc50\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Sensitivit\u00e4ten Eigenmittel \u2013 Ver\u00e4nderung</div></td><td class=\"d80458\" colspan=\"2\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d5c97f8\" colspan=\"2\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">in TEUR</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td></tr><tr><td class=\"df6285\"><div class=\"defaultParagraph TBodytotalText\">Basiswert</div></td><td class=\"f1b1aa\"><div class=\"defaultParagraph TBodytotalNumber\">11.994.996</div></td><td class=\"f1b1aa\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"f1b1aa\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.401.147</span></div></td><td class=\"d244e0b\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d4759d\"><div class=\"defaultParagraph TBodysubtotalText\">Versicherungstechnische Risiken</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d0a5926\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Lebensversicherung</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sterblichkeitsrisiko +5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-12.764</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,11</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.251</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-0,08</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Sterblichkeitsrisiko -5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">16.110</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,13</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.066</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,11</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verwaltungskosten +10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-204.595</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1,71</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-219.960</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2,11</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stornoraten +50<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-258.431</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2,15</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-177.519</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1,71</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stornoraten -50<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">348.046</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2,90</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">241.305</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,32</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nichtlebensversicherung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Endschadenquote (CBE) +1<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-60.191</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,50</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-62.624</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-0,60</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Endschadenquote (CBE) -1<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">62.253</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,52</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.850</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,59</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Marktrisiken</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zinskurve +100bp</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-91.158</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-0,76</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">155.622</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,50</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zinskurve -100bp</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-105.252</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,88</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-490.364</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4,71</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aktienwerte -25<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-390.664</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3,26</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-365.730</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3,52</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Spreads bei Staats- und Unternehmensanleihen +50bp</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-490.091</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4,09</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-456.234</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4,39</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\" style=\"margin-bottom:1px\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\"><span class=\"hyperlink-no-style\"></span>Die dargestellten Ver\u00e4nderungen des Basiswerts sind jeweils isoliert zu betrachten. Dies bedeutet, dass verschiedene Sensitivit\u00e4ten nicht addiert werden k\u00f6nnen, um eine kumulierte Ver\u00e4nderung des Basiswerts abzuleiten.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.6. </span><div class=\"list-paragraph-container\">Sensitivit\u00e4ten</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Immobilien</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Folgende Sensitivit\u00e4ten ergeben sich f\u00fcr einen Teilbestand aus den mit Solvency\u00a0II abgestimmten Berechnungen im partiellen internen Modell (Abdeckungsgrad rd.<span class=\"hyperlink-no-style\"></span>87,32<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (VJ: <span class=\"hyperlink-no-style\"></span>88,64<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%):</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b3944c\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Immobilien \u2013 Beizulegender Zeitwert</div></td><td class=\"d6d028b\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"b57f7e\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d345629\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d45d89c\"><div class=\"defaultParagraph TBodynormalText\">Beizulegender Zeitwert zum 31.12.</div></td><td class=\"d2fa2af\"><div class=\"defaultParagraph TBodynormalNumber\">4.671.602</div></td><td class=\"d05e484\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.657.075</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Mietertr\u00e4ge -5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d7e863b\"><div class=\"defaultParagraph TBodynormalNumber\">4.482.794</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.471.213</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Mietertr\u00e4ge +5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d7e863b\"><div class=\"defaultParagraph TBodynormalNumber\">4.871.206</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.852.852</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Kapitalisierungszinssatz -50bp</div></td><td class=\"d7e863b\"><div class=\"defaultParagraph TBodynormalNumber\">4.952.895</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.944.994</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Kapitalisierungszinssatz +50bp</div></td><td class=\"d7e863b\"><div class=\"defaultParagraph TBodynormalNumber\">4.434.243</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.414.298</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Bodenpreise -5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d7e863b\"><div class=\"defaultParagraph TBodynormalNumber\">4.641.012</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.626.849</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Bodenpreise +5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d7e863b\"><div class=\"defaultParagraph TBodynormalNumber\">4.710.207</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.695.507</span></div></td></tr><tr><td class=\"d277c8c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d49e0f3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d2c013\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><span class=\"hyperlink-no-style\"></span>Da Immobilien zu fortgef\u00fchrten Anschaffungskosten in der Konzernbilanz bewertet werden, w\u00fcrden sich negative Sensitivit\u00e4ten nur bei Unterschreiten des Buchwerts der Immobilie in der Konzerngewinn- und -verlustrechnung widerspiegeln.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSensitivityAnalysisToChangesInRiskExposuresThatAriseFromContractsWithinScopeOfIFRS17Explanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-40": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.9. </span><div class=\"list-paragraph-container\">Versicherungsrisiko \u2013 Schadenentwicklung</div></div><div class=\"defaultParagraph Standard\">Um eine aussagekr\u00e4ftigere Darstellung in der Schadenentwicklung zu erreichen, werden die in der LIC enthaltenen Forderungen, Verbindlichkeiten und R\u00fcckversicherungsdepots im vorliegenden Abschluss erstmals in einer eigenen Zeile und damit au\u00dferhalb der erwarteten undiskontierten Abfl\u00fcsse exkl. Risikoanpassung dargestellt. Dar\u00fcber hinaus erfolgt die Umrechnung der erwarteten undiskontierten Abfl\u00fcsse exkl. Risikoanpassung jeweils mit dem Wechselkurs zum entsprechenden Betrachtungszeitpunkt. Aufgrund dessen weichen die Werte von den im Gesch\u00e4ftsbericht 2024 ver\u00f6ffentlichten ab.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die Schadenentwicklungsinformationen werden getrennt f\u00fcr Gruppen von Direktversicherungsvertr\u00e4geN und f\u00fcr gehaltene R\u00fcckversicherungsvertr\u00e4ge dargestellt, da Sch\u00e4den aus demselben Schadenereignis nicht zwingend dem gleichen Schadenjahr zugeordnet werden, wodurch eine Nettodarstellung ein unvollst\u00e4ndiges Bild der Verm\u00f6gens-, Finanz- und Ertragslage liefern w\u00fcrde.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Eine unterschiedliche Zuordnung kann sich aus dem vertraglichen Gehalt der R\u00fcckversicherungsvertr\u00e4ge ergeben, insbesondere wenn dieser auf Basis des Unterzeichnungsjahres abgeschlossen wurde. In einem derartigen Fall werden Sch\u00e4den dem Unterzeichnungsjahr zugeordnet, wohingegen bei einem Direktversicherungsvertrag Sch\u00e4den dem Ereignisjahr zugerechnet werden. Dieser Umstand stellt keine Inkonsistenz in der Schadenabwicklung oder eine Abweichung von der IFRS\u00a017-Bewertung dar.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Premium Allocation Approach</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e79c6a\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>LIC / AIC \u2013 ausgestellt</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2022</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2023</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2024</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d53ba58\"><div class=\"defaultParagraph THeadsingleNumber\">Total</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Erwartete undiskontierte Abfl\u00fcsse exkl. Risikoanpassung</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\">Am Ende des Schadenjahrs</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-5.100.340</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-5.694.089</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-6.650.816</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-7.219.635</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Ein Jahr sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.227.154</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.719.057</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-6.557.406</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Zwei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4.906.143</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.633.379</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Drei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.097.706</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Kumulierte Schadenzahlungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.657.652</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.825.571</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">5.218.270</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.486.574</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\">LIC/AIC \u2013 Schadenjahre ab 2022</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-440.054</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-807.808</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-1.339.136</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-3.733.061</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">-6.320.059</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">LIC/AIC \u2013 Schadenjahr\u00a02021</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-389.500</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">LIC/AIC \u2013 Schadenjahre vor 2021*</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.898.762</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Diskontierung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.332.278</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Risikoanpassung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-302.469</div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">-7.578.512</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Inklusive aller in der LIC/AIC enthaltenen Forderungen und Verbindlichkeiten</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e79c6a\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>AIC / LIC \u2013 gehalten</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2022</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2023</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2024</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d53ba58\"><div class=\"defaultParagraph THeadsingleNumber\">Total</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Erwartete undiskontierte Abfl\u00fcsse exkl. Risikoanpassung</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\">Am Ende des Schadenjahres</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">742.009</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">590.586</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">609.023</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.172.968</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Ein Jahr sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">739.012</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">649.070</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">673.680</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Zwei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">713.843</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">638.825</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Drei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">718.809</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Kumulierte Schadenzahlungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-637.358</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-496.898</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-454.149</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-208.776</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\">AIC/LIC \u2013 Schadenjahre ab 2022</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">81.451</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">141.927</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">219.531</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">964.192</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">1.407.101</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">AIC/LIC \u2013 Schadenjahr\u00a02021</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">46.534</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">AIC/LIC \u2013 Schadenjahre vor 2021*</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">417.409</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Diskontierung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-200.391</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Risikoanpassung</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">24.987</div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">\u00a0</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">1.695.640</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Inklusive aller in der AIC/LIC enthaltenen Forderungen und Verbindlichkeiten</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNatureAndExtentOfRisksThatAriseFromContractsWithinScopeOfIFRS17Explanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-41": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.10. </span><div class=\"list-paragraph-container\">Kreditrisiko</div></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Das maximale Kreditrisiko, dem die VIG-Versicherungsgruppe ausgesetzt ist, entspricht den in der IFRS-Konzernbilanz unter den Posten Verm\u00f6genswerte bzw. Verbindlichkeiten aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen ausgewiesenen Betr\u00e4gen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Anteil Rating des R\u00fcckversicherers</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">AAA</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">3,16</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,15</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">AA</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">36,69</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">49,12</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">A</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">31,43</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41,57</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">BBB</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">23,68</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,81</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">BB und niedriger</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,06</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,72</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kein Rating</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,98</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,63</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:9px\"><span class=\"hyperlink-no-style\"></span>Aufgrund der guten Bonit\u00e4t der R\u00fcckversicherer der VIG-Versicherungsgruppe waren zum 31.\u00a0Dezember\u00a02025 und 31.\u00a0Dezember\u00a02024 keine Wertberichtigungen bei den Anteilen der R\u00fcckversicherer erforderlich.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.4. </span><div class=\"list-paragraph-container\">Ausfallrisiko</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Finanzielle Verbindlichkeiten, die als designiert bewertet zu FVtPL klassifiziert sind, sind keinem gesonderten Ausfallrisiko ausgesetzt, welches \u00fcber das Sonstige Ergebnis zu erfassen w\u00e4re.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte</div><div class=\"defaultParagraph Standard\">Das ausgewiesene Ausfallrisiko bezieht sich nur auf das risikobehaftete Portfolio des Konzerns wie in Anhangangabe \u201e2.1.\u00a0\u00dcbersicht\u201c dargestellt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bewertet zu FVtPL</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"afc2ec\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Ausfallrisiko</div></td><td class=\"d080b11\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d3c602\"><div class=\"defaultParagraph THeadfirstText\">\u00a0</div></td><td class=\"eb0a4b\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Verpflichtend</div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadfirstNumber\">Designiert</div></td></tr><tr><td class=\"d5227bb\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\">Ausleihungen und Anleihen</div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadlastNumber\">Ausleihungen und Anleihen</div></td></tr><tr><td class=\"c2448f\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d54e36\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b27129\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"b44298\"><div class=\"defaultParagraph TBodynormalText\">Max. Ausfallrisiko</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">742.294</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">1.965.591</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">336.011</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Hinterlegte Sicherheiten</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">147.241</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\">5.263</div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c590ac\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c590ac\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d033eed\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:2px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"afc2ec\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Ausfallrisiko</span></div></td><td class=\"e95d60\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d3c602\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"eb0a4b\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend</span></div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert</span></div></td></tr><tr><td class=\"d5227bb\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht festverzinsliche Wertpapiere</span></div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td></tr><tr><td class=\"c2448f\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d54e36\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b27129\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"b44298\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Max. Ausfallrisiko</span></div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">789.259</span></div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.844.693</span></div></td><td class=\"d37d8d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">317.483</span></div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Hinterlegte Sicherheiten</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">165.874</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.253</span></div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c590ac\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c590ac\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d033eed\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:2px\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:20px; padding-right:0px\">Bewertet zu AC und bewertet zu FVtOCI</div><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e07970\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Ausfallrisiko</div></td><td class=\"d57069b\" colspan=\"8\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d473cc7\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">AAA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">AA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">A</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">BBB</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">BB und niedriger</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Kein Rating</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Bruttobuchwert*</div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\">ECL</div></td></tr><tr><td class=\"c35ee1\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f9f876\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"b23dc1\"><div class=\"defaultParagraph TBodysubtotalText\">Ausleihungen und Anleihen</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.853.062</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.306.048</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.437.470</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">5.236.799</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.685.654</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">302.954</div></td><td class=\"d65b6ba\"><div class=\"defaultParagraph TBodysubtotalNumber\">27.821.987</div></td><td class=\"d759043\"><div class=\"defaultParagraph TBodysubtotalNumber\">-208.280</div></td></tr><tr><td class=\"bfc924\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">POCI</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">709</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">709</div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\">24</div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stufe 1</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.853.062</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6.306.048</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">10.437.044</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">5.232.950</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">709.233</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">137.108</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">26.675.445</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-55.505</div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stufe 2</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">426</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.849</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">969.442</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">152.474</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">1.126.191</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-67.820</div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stufe 3</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6.270</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">13.372</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">19.642</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-84.979</div></td></tr><tr><td class=\"bc9d79\"><div class=\"defaultParagraph TBodysubtotalText\">Einlagen</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">15.632</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">23.274</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.978.561</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">453.553</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">716.875</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">31.077</div></td><td class=\"d126382\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.218.972</div></td><td class=\"d4ec328\"><div class=\"defaultParagraph TBodysubtotalNumber\">-16.195</div></td></tr><tr><td class=\"bfc924\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stufe 1</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">15.632</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">23.274</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">1.978.561</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">453.553</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">716.875</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">31.077</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">3.218.972</div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\">-16.195</div></td></tr><tr><td class=\"d1d8cd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Der Bruttobuchwert entspricht dem Ausfallrisiko vor Abzug etwaig gehaltener Sicherheiten.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e07970\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Ausfallrisiko</span></div></td><td class=\"d57069b\" colspan=\"8\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d473cc7\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">AAA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">AA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">A</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">BBB</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">BB und niedriger</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Kein Rating</span></div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert*</span></div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">ECL</span></div></td></tr><tr><td class=\"c35ee1\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f9f876\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"b23dc1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.212.544</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.509.722</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.887.175</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.514.788</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.688.283</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">329.495</span></div></td><td class=\"d65b6ba\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.142.007</span></div></td><td class=\"d759043\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-246.331</span></div></td></tr><tr><td class=\"bfc924\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">POCI</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">655</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">655</span></div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Stufe 1</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.212.544</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.509.722</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.886.175</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.497.313</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">710.612</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">134.389</span></div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.950.755</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51.478</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Stufe 2</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.000</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.475</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">976.836</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">169.530</span></div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.158.841</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-85.465</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Stufe 3</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.000</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">180</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.576</span></div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.756</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-109.393</span></div></td></tr><tr><td class=\"bc9d79\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Einlagen</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.239</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.700</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.179.239</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">674.619</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">647.716</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.669</span></div></td><td class=\"d126382\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.565.182</span></div></td><td class=\"d4ec328\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.200</span></div></td></tr><tr><td class=\"bfc924\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Stufe 1</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.239</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.700</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.179.239</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">674.619</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">647.716</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.669</span></div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.565.182</span></div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.200</span></div></td></tr><tr><td class=\"d1d8cd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Der Bruttobuchwert entspricht dem Ausfallrisiko vor Abzug etwaig gehaltener Sicherheiten.</div><div class=\"defaultParagraph Standard\" style=\"margin-top:22px\"><span class=\"hyperlink-no-style\"></span>Die gem. IFRS\u00a09 zu bildende Risikovorsorge wird auf Basis des Nominalwerts berechnet. Aufgrund dessen kann der Bilanzwert, vor allem in der Stufe 3, geringer sein als die kumulierte Risikovorsorge.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Wertberichtigungen</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">IFRS\u00a09 bewertete Forderungen</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">F\u00e4llig, nicht \u00fcberf\u00e4llig</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">1\u201330 Tage \u00fcberf\u00e4llig</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">31\u201390 Tage \u00fcberf\u00e4llig</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Mehr als 90 Tage \u00fcberf\u00e4llig</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Forderungen f\u00fcr Dienstleistungen (IFRS\u00a015)</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">45.398</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">491</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">134</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">73</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">46.096</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bruttobuchwert</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">45.398</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">491</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">134</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">183</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">46.206</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikovorsorge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-110</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-110</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Forderungen aus Finanzierungsleasing</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">59.330</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">59.330</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bruttobuchwert</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">59.330</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">59.330</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Andere IFRS\u00a09 bewertete Forderungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">325.281</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.803</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.147</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.847</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">340.078</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bruttobuchwert</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">325.820</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">5.166</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.289</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">9.774</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">343.049</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikovorsorge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-539</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-363</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-142</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.927</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-2.971</div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">430.009</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">5.294</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">2.281</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">7.920</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">445.504</div></td></tr><tr><td class=\"d48ce3\"><div class=\"defaultParagraph TBodynormalText\">Verlustrate <span class=\"non-breaking-hyphen\">\u2011</span> Bandbreite</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">0,01<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%-50,00<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">0,75<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%-62,00<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">1,81<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%-100,00<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">4,99<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%-100,00<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Wertberichtigungen</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">IFRS\u00a09 bewertete Forderungen</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">F\u00e4llig, nicht \u00fcberf\u00e4llig</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1\u201330 Tage \u00fcberf\u00e4llig</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31\u201390 Tage \u00fcberf\u00e4llig</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Mehr als 90 Tage \u00fcberf\u00e4llig</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Forderungen f\u00fcr Dienstleistungen (IFRS\u00a015)</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.481</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">912</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">121</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60</span></div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43.574</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.482</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">913</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">122</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43.669</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Risikovorsorge</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-92</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-95</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Forderungen aus Finanzierungsleasing</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.193</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.193</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.193</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.193</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Andere IFRS\u00a09 bewertete Forderungen</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">318.897</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.096</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.212</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.885</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">338.090</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">334.710</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.589</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.292</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.244</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">357.835</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Risikovorsorge</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-15.813</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-493</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-80</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.359</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.745</span></div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.571</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.008</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.333</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.945</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">441.857</span></div></td></tr><tr><td class=\"d48ce3\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Verlustrate </span><span class=\"non-breaking-hyphen\">\u2011</span><span dir=\"ltr\" style=\"color:#7E8587\"> Bandbreite</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,01</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%-100,00</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,76</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%-62,00</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,96</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%-100,00</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,07</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%-100,00</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Beschr\u00e4nkung der Verf\u00fcgungsmacht als Sicherheit f\u00fcr Verbindlichkeiten von</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Ausleihungen und Anleihen</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">15.282</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.507</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Einlagen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.396</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.396</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">16.678</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.903</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die in der Tabelle ausgewiesenen Finanzinstrumente dienen der Besicherung einer bis 2027 laufenden Kreditlinie sowie von R\u00fcckversicherungsaktivit\u00e4ten im franz\u00f6sischen Markt.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-42": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.10. </span><div class=\"list-paragraph-container\">Kreditrisiko</div></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Das maximale Kreditrisiko, dem die VIG-Versicherungsgruppe ausgesetzt ist, entspricht den in der IFRS-Konzernbilanz unter den Posten Verm\u00f6genswerte bzw. Verbindlichkeiten aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen ausgewiesenen Betr\u00e4gen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Anteil Rating des R\u00fcckversicherers</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">AAA</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">3,16</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,15</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">AA</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">36,69</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">49,12</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">A</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">31,43</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41,57</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">BBB</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">23,68</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,81</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">BB und niedriger</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,06</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,72</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kein Rating</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,98</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,63</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:9px\"><span class=\"hyperlink-no-style\"></span>Aufgrund der guten Bonit\u00e4t der R\u00fcckversicherer der VIG-Versicherungsgruppe waren zum 31.\u00a0Dezember\u00a02025 und 31.\u00a0Dezember\u00a02024 keine Wertberichtigungen bei den Anteilen der R\u00fcckversicherer erforderlich.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutCreditRiskThatArisesFromContractsWithinScopeOfIFRS17Explanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-43": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.11. </span><div class=\"list-paragraph-container\">Liquidit\u00e4tsrisiko</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"c0e469\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Undiskontierte Nettozahlungsstr\u00f6me</div></td><td class=\"d1690f9\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d0c59d0\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"e50638\"><div class=\"defaultParagraph THeadlastText\">Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">GMM</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">VFA</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">VFA</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d72f6a\"><div class=\"defaultParagraph TBodynormalText\">Ein Jahr sp\u00e4ter</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">407.092</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-804.872</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">-397.780</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">256.287</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-858.128</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-601.841</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">Zwei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">191.889</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-937.557</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-745.668</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">151.400</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.034.021</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-882.621</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">Drei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">125.102</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-893.823</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-768.721</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">54.108</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-882.920</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-828.812</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">Vier Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">71.163</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-993.080</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-921.917</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.394</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-950.886</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-923.492</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">F\u00fcnf Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12.582</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.195.511</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-1.182.929</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.719</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.076.371</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.096.090</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">Nach f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4.048.541</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-39.548.488</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-43.597.029</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.573.815</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.730.312</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-38.304.127</span></div></td></tr><tr><td class=\"d86a705\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-3.240.713</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-44.373.331</div></td><td class=\"c035fd\"><div class=\"defaultParagraph TBodytotalNumber\">-47.614.044</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.104.345</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.532.638</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.636.983</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d635f8e\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Undiskontierte Nettozahlungsstr\u00f6me</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadfirstNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"ee90d7\"><div class=\"defaultParagraph THeadlastText\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">GMM</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1d96a5\"><div class=\"defaultParagraph TBodynormalText\">Ein Jahr sp\u00e4ter</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-36.228</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-36.102</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">Zwei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.769</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">Drei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.407</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.313</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">Vier Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.927</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.772</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">F\u00fcnf Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.322</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.491</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">Nach f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-37.904</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.861</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-92.557</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-76.905</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Das Liquidit\u00e4tsrisiko, welches durch Betr\u00e4ge entsteht, die auf Aufforderung zu zahlen sind, wird mittels des Effekts aus dem Massenstorno von Lebensversicherungen simuliert. Die Parameter daf\u00fcr werden entsprechend Artikel 142 (6) der Delegiertenverordnung der EU-Kommission Nummer 2015/35 angewandt. Im Falle des Massenstornos erh\u00f6hen sich die Best-Estimate-Reserven um EUR\u00a01.927,9\u00a0Mio. (EUR\u00a01.556,0\u00a0Mio.) Unter IFRS w\u00fcrde es gegenl\u00e4ufig zu einem signifikant positiven Effekt in der Gewinn- und Verlustrechnung durch die Aufl\u00f6sung der vertraglichen Servicemarge kommen.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.5. </span><div class=\"list-paragraph-container\">Liquidit\u00e4tsrisiko</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Undiskontierte F\u00e4lligkeiten</div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">&lt;1 Jahr</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">&gt;1 Jahr-5 Jahre</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">&gt;5\u201310 Jahre</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">&gt;10 Jahre</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Ohne F\u00e4lligkeit</div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\">Bilanzwert exkl. ECL</div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.105.693</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">13.500.117</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">11.718.225</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">9.351.175</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">12.133.094</div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\">52.808.304</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">4.303.230</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">13.409.753</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">11.712.629</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">9.351.027</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">38.776.639</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.731</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.731</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.801.267</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">90.713</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">5.535</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">148</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">3.266.026</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.196</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-349</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">61</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">908</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-405.015</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-493.804</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-655.006</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-997.511</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.551.336</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-390.750</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-473.970</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-632.487</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-986.844</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">-2.484.051</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-4.455</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-4.562</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-9.810</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-19.834</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-22.519</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-10.560</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-62.723</div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-44": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">1.11. </span><div class=\"list-paragraph-container\">Liquidit\u00e4tsrisiko</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"c0e469\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Undiskontierte Nettozahlungsstr\u00f6me</div></td><td class=\"d1690f9\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d0c59d0\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"e50638\"><div class=\"defaultParagraph THeadlastText\">Ausgestellte Versicherungsvertr\u00e4ge</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">GMM</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">VFA</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">VFA</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d72f6a\"><div class=\"defaultParagraph TBodynormalText\">Ein Jahr sp\u00e4ter</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">407.092</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-804.872</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">-397.780</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">256.287</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-858.128</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-601.841</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">Zwei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">191.889</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-937.557</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-745.668</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">151.400</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.034.021</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-882.621</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">Drei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">125.102</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-893.823</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-768.721</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">54.108</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-882.920</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-828.812</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">Vier Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">71.163</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-993.080</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-921.917</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.394</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-950.886</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-923.492</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">F\u00fcnf Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12.582</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.195.511</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-1.182.929</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.719</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.076.371</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.096.090</span></div></td></tr><tr><td class=\"d7b7ad8\"><div class=\"defaultParagraph TBodynormalText\">Nach f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4.048.541</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-39.548.488</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">-43.597.029</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.573.815</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.730.312</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-38.304.127</span></div></td></tr><tr><td class=\"d86a705\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-3.240.713</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-44.373.331</div></td><td class=\"c035fd\"><div class=\"defaultParagraph TBodytotalNumber\">-47.614.044</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.104.345</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.532.638</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42.636.983</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d635f8e\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Undiskontierte Nettozahlungsstr\u00f6me</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadfirstNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"ee90d7\"><div class=\"defaultParagraph THeadlastText\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">GMM</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">GMM</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1d96a5\"><div class=\"defaultParagraph TBodynormalText\">Ein Jahr sp\u00e4ter</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-36.228</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-36.102</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">Zwei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.769</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">634</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">Drei Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.407</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.313</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">Vier Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.927</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.772</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">F\u00fcnf Jahre sp\u00e4ter</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.322</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.491</span></div></td></tr><tr><td class=\"d95e6f9\"><div class=\"defaultParagraph TBodynormalText\">Nach f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-37.904</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-31.861</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-92.557</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-76.905</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Das Liquidit\u00e4tsrisiko, welches durch Betr\u00e4ge entsteht, die auf Aufforderung zu zahlen sind, wird mittels des Effekts aus dem Massenstorno von Lebensversicherungen simuliert. Die Parameter daf\u00fcr werden entsprechend Artikel 142 (6) der Delegiertenverordnung der EU-Kommission Nummer 2015/35 angewandt. Im Falle des Massenstornos erh\u00f6hen sich die Best-Estimate-Reserven um EUR\u00a01.927,9\u00a0Mio. (EUR\u00a01.556,0\u00a0Mio.) Unter IFRS w\u00fcrde es gegenl\u00e4ufig zu einem signifikant positiven Effekt in der Gewinn- und Verlustrechnung durch die Aufl\u00f6sung der vertraglichen Servicemarge kommen.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMaturityAnalysisForLiquidityRiskThatArisesFromContractsWithinScopeOfIFRS17Explanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-45": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">2. </span><div class=\"list-paragraph-container\">Finanzielle Verm\u00f6genswerte und Verbindlichkeiten sowie andere nach IFRS\u00a09 bewertete Bilanzposten</div></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.4. Finanzinstrumente\u201c und die qualitative Beschreibung der Risiken ist im Kapitel \u201eRisikostrategie und Risikomanagement\u201c dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"a9924a\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Kurzbezeichnung</div></td><td class=\"d7de7a7\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Langbezeichnung</div></td><td class=\"cd51a6\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Englische Langbezeichnung</div></td></tr><tr><td class=\"dfa170\"><div class=\"defaultParagraph TBodynormalText\">Bewertet zu AC</div></td><td class=\"f4e60b\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bewertet zu fortgef\u00fchrten Anschaffungskosten</div></td><td class=\"d858338\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Measured at Amortised Costs</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Bewertet zu FVtOCI</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Erfolgsneutral zum beizulegenden Zeitwert bewertet</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Measured at Fair Value through Other Comprehensive Income</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Bewertet zu FVtPL</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Erfolgswirksam zum beizulegenden Zeitwert bewertet</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Measured at Fair Value through Profit and Loss</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Designiert bewertet zu FVtOCI</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Designiert erfolgsneutral zum beizulegenden Zeitwert bewertet</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Designated measured at Fair Value through Other Comprehensive Income</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Designiert bewertet zu FVtPL</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Designiert erfolgswirksam zum beizulegenden Zeitwert bewertet</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Designated measured at Fair Value through Profit and Loss</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">ECL</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Risikovorsorge</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Expected Credit Loss</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">FV</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Beizulegender Zeitwert</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fair Value</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">POCI</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Beeintr\u00e4chtigte Bonit\u00e4t bei Zugang</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Purchased or Originated Credit-Impaired</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">SPPI</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vertraglich vereinbarte Zahlungsstr\u00f6me</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Solely Payments of Principal and Interest</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Verpflichtend erfolgsneutral zum beizulegenden Zeitwert bewertet</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mandatorily measured at Fair Value through Other Comprehensive Income</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Verpflichtend erfolgswirksam zum beizulegenden Zeitwert bewertet</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mandatorily measured at Fair Value through Profit and Loss</div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f25dd2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b1ac2e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid; margin-top:9px\">Im Vergleich zum Vorjahr wurde die Klasseneinteilung \u00fcberarbeitet, weswegen die Vorjahrestabellen mit dem Zusatz \u201eangepasst\u201c versehen wurden. Weiterf\u00fchrende Informationen sind im Konzernanhang im Kapitel \u201e\u00c4nderung in der Darstellung\u201c zu finden. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die folgende Tabelle zeigt, welche Arten von Finanzinstrumenten in den einzelnen Klassen beinhaltet sind:</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d7b0c26\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Klasse von Finanzinstrumenten</div></td><td class=\"d7be92\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Beinhaltete Finanzinstrumente</div></td></tr><tr><td class=\"d042b1b\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d358006\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"e2152e\"><div class=\"defaultParagraph TBodynormalText\">Ausleihungen und Anleihen</div></td><td class=\"d0a12e4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ausleihungen, Anleihen</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Aktien, Anteile an sonstigen Unternehmen, Anteile an verbundenen nicht konsolidierten Unternehmen, Anteile an nicht konsolidierten Joint Ventures, Investmentfonds, Sonstige finanzielle Verm\u00f6genswerte</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">Einlagen und IFRS\u00a09 bewertete Forderungen</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente, Gebundene Guthaben bei Kreditinstituten, IFRS\u00a09 bewertete Forderungen</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">Derivate</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Derivate</div></td></tr><tr><td class=\"d47ab36\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d74d25c\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"e2152e\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d0a12e4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Nachrangige Verbindlichkeiten, Verbindlichkeiten gegen\u00fcber Kreditinstituten, Finanzierungsverbindlichkeiten, Leasingverbindlichkeiten</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Verbindlichkeiten designiert bewertet zu FVtPL und Derivate, die sowohl zu Finanzierungs- als auch zu anderen Zwecken gehalten werden</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Andere finanzielle Verbindlichkeiten bewertet zu AC, Zu Handelszwecken gehaltene Verbindlichkeiten, Bedingte Gegenleistungen, Andere finanzielle Verbindlichkeiten verpflichtend bewertet zu FVtPL</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">Risikovorsorge f\u00fcr unwiderruflich nach IFRS\u00a017 bilanzierte Kreditzusagen</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Risikovorsorge f\u00fcr unwiderruflich nach IFRS\u00a017 bilanzierte Kreditzusagen</div></td></tr><tr><td class=\"d146129\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d09fcf7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.1. </span><div class=\"list-paragraph-container\">\u00dcbersicht</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Zusammensetzung</div></td><td class=\"d0b1ac6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d9c4542\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Bilanzwert</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">ECL</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bilanzwert</span></div></td><td class=\"d960a6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">ECL</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"decf3a\"><div class=\"defaultParagraph TBodytotalText\">Aktiva</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4e6af9\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">29.946.074</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-208.280</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.183.812</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-246.331</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.756.409</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-56.242</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.655.553</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-68.933</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-152.038</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-177.398</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.764.688</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen und IFRS\u00a09 bewertete Forderungen</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.667.557</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-19.276</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">3.667.557</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-19.276</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.278</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Passiva</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bf8a5c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.414.865</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-2.414.865</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.708</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.999</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-3.601</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.492</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-507</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-62.723</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-62.723</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-642.152</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-642.152</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\">Details zu den Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit sind unter der Anhangangabe \u201e8. Finanzielle Verbindlichkeiten\u201c zu finden. Die Konditionen der Nachrangigen Verbindlichkeiten sind unter der Anhangangabe \u201e8.2.\u00a0Nachrangige Verbindlichkeiten\u201c dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Risikobehaftetes Portfolio*</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.285.227</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.665.742</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">32.990.162</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.161.203</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.046.557</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">471.838</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">246.451</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">38.040.235</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.476.811</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Finanzinstrumente aus fonds- und indexgebundener Lebensversicherung</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.2. </span><div class=\"list-paragraph-container\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Finanzinvestitionen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d365a63\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"e56c01\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b0374b\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Beizulegender Zeitwert \u2013 im Bestand befindlich</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">360.570</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aktien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">91.199</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.771</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">N\u00fcrnberger</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">46.708</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Restbetrag</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44.491</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.771</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an sonstigen Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">84.218</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">64.451</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Wiener B\u00f6rse AG</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">41.323</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.972</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">GROPYUS AG</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">16.267</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.452</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Restbetrag</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">26.628</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.027</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an verbundenen nicht konsolidierten Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">185.153</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">184.805</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Global Repair Centres, s.r.o.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.264</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.664</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">HOTELY SRN\u00cd, a.s.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">37.864</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.626</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Restbetrag</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">78.025</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">86.515</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Beizulegender Zeitwert zum Zeitpunkt der Ausbuchung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">5.293</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.661</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aktien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.596</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an sonstigen Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.174</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an verbundenen nicht konsolidierten Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">688</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.487</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\"><span class=\"hyperlink-no-style\"></span>In den Restbetr\u00e4gen der oben angef\u00fchrten Positionen ist keine Einzelbeteiligung mit einem beizulegenden Zeitwert von \u00fcber EUR\u00a010,0\u00a0Mio. enthalten.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die Ausbuchungen der Aktien und Anteile an Unternehmen sind auf Verschmelzungen sowie eine Kapitalherabsetzung zur\u00fcckzuf\u00fchren und die Einzelwerte \u00fcberschreiten einen Betrag von EUR\u00a010,0\u00a0Mio. nicht.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusatzinformationen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d365a63\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"e56c01\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b0374b\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Erfasste Dividenden von Eigenkapitalinstrumenten designiert bewertet zu FVtOCI</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">9.829</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.495</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Im Bestand befindlich</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">7.685</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.292</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht mehr im Bestand befindlich</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.144</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Innerhalb des Konzerneigenkapitals ausgebuchte kumulierte Gewinne und Verluste</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-9.404</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.438</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.3. </span><div class=\"list-paragraph-container\">Konzentrationsrisiko</div></div><div class=\"defaultParagraph Standard\">Die folgenden Risikopositionen betreffen jene Daten, die automatisiert verf\u00fcgbar sind, und stellen nur einen Teilbestand des risikobehafteten Portfolios des Konzerns dar.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b3944c\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Finanzielle Verm\u00f6genswerte*</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"b57f7e\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d44dc87\"><div class=\"defaultParagraph TBodysubtotalText\">Risiko mit Standort in</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.438.490</div></td><td class=\"d5589cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.899.033</span></div></td></tr><tr><td class=\"dadd16\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00d6sterreich</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">5.563.886</div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.647.846</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vereinigte Staaten von Amerika</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.871.480</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.744.539</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Tschechische Republik</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.866.019</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.760.351</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Rum\u00e4nien</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.259.744</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.193.262</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ungarn</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">824.070</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">738.871</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Polen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.348.933</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.231.636</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deutschland</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.350.950</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.179.627</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Frankreich</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.031.334</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.055.325</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Spanien</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.107.083</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">978.538</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Niederlande</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.133.828</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">904.034</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Slowakei</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.106.088</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.226.952</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">T\u00fcrkei</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.269.135</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.118.109</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Rest der Welt</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">9.705.940</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.119.943</span></div></td></tr><tr><td class=\"d334abf\"><div class=\"defaultParagraph TBodysubtotalText\">Risikopositionen ausgewiesen in</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.438.490</div></td><td class=\"d786b2c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.899.033</span></div></td></tr><tr><td class=\"dadd16\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">EUR</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">24.331.338</div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.420.981</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">USD</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">892.856</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">886.039</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">CZK</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.857.855</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.741.843</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">RON</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.258.155</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.128.018</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">HUF</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">735.184</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">609.852</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">PLN</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.133.042</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.858.626</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">TRY</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">480.040</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">392.619</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige W\u00e4hrungen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">750.021</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">861.055</span></div></td></tr><tr><td class=\"d277c8c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Finanzinstrumente aus fonds- und indexgebundener Lebensversicherung</div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Aufgrund der Struktur der Finanziellen Verbindlichkeiten, die langfristig am Kapitalmarkt begeben wurden, und der untergeordneten Bedeutung von Verbindlichkeiten bei einzelnen Kreditinstituten besteht kein signifikantes Konzentrationsrisiko.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d114ada\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Staatsanleihen* (Bilanzwert)</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadfirstNumber\">Bewertet zu AC</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadfirstNumber\">Bewertet zu FVtOCI</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadfirstNumber\">Bewertet zu FVtPL</div></td></tr><tr><td class=\"e05d14\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"daada6\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"daada6\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"d618420\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td></tr><tr><td class=\"d5742ae\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d121f54\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\">3,72</div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\">11,36</div></td><td class=\"d05e484\"><div class=\"defaultParagraph TBodynormalNumber\">1,90</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Deutschland</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2,71</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">8,88</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">4,79</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">12,00</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">58,36</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0,55</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">4,43</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">52,64</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">11,62</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">11,85</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">7,25</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">9,07</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Andere L\u00e4nder</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">38,30</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">50,63</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">9,94</div></td></tr><tr><td class=\"d6d0197\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Finanzinstrumente aus fonds- und indexgebundener Lebensversicherung</div><div class=\"defaultParagraph Standard\" style=\"margin-top:31px\">Es befinden sich Staatsanleihen bewertet zu AC EUR\u00a0<span class=\"hyperlink-no-style\"></span>813,3\u00a0Mio., bewertet zu FVtOCI EUR\u00a0<span class=\"hyperlink-no-style\"></span>14.711,2\u00a0Mio. und bewertet zu FVtPL EUR\u00a0<span class=\"hyperlink-no-style\"></span>547,9\u00a0Mio. im Risikobestand. </div><div class=\"defaultParagraph Standard\" style=\"line-height:normal; text-align:left; margin-bottom:0px\"><br/></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.4. </span><div class=\"list-paragraph-container\">Ausfallrisiko</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Finanzielle Verbindlichkeiten, die als designiert bewertet zu FVtPL klassifiziert sind, sind keinem gesonderten Ausfallrisiko ausgesetzt, welches \u00fcber das Sonstige Ergebnis zu erfassen w\u00e4re.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte</div><div class=\"defaultParagraph Standard\">Das ausgewiesene Ausfallrisiko bezieht sich nur auf das risikobehaftete Portfolio des Konzerns wie in Anhangangabe \u201e2.1.\u00a0\u00dcbersicht\u201c dargestellt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bewertet zu FVtPL</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"afc2ec\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Ausfallrisiko</div></td><td class=\"d080b11\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d3c602\"><div class=\"defaultParagraph THeadfirstText\">\u00a0</div></td><td class=\"eb0a4b\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Verpflichtend</div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadfirstNumber\">Designiert</div></td></tr><tr><td class=\"d5227bb\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\">Ausleihungen und Anleihen</div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadlastNumber\">Ausleihungen und Anleihen</div></td></tr><tr><td class=\"c2448f\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d54e36\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b27129\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"b44298\"><div class=\"defaultParagraph TBodynormalText\">Max. Ausfallrisiko</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">742.294</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">1.965.591</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">336.011</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Hinterlegte Sicherheiten</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">147.241</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\">5.263</div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c590ac\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c590ac\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d033eed\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:2px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"afc2ec\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Ausfallrisiko</span></div></td><td class=\"e95d60\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d3c602\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"eb0a4b\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend</span></div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert</span></div></td></tr><tr><td class=\"d5227bb\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht festverzinsliche Wertpapiere</span></div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td></tr><tr><td class=\"c2448f\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d54e36\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b27129\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"b44298\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Max. Ausfallrisiko</span></div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">789.259</span></div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.844.693</span></div></td><td class=\"d37d8d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">317.483</span></div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Hinterlegte Sicherheiten</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">165.874</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.253</span></div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c590ac\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c590ac\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d033eed\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:2px\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:20px; padding-right:0px\">Bewertet zu AC und bewertet zu FVtOCI</div><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e07970\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Ausfallrisiko</div></td><td class=\"d57069b\" colspan=\"8\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d473cc7\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">AAA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">AA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">A</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">BBB</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">BB und niedriger</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Kein Rating</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Bruttobuchwert*</div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\">ECL</div></td></tr><tr><td class=\"c35ee1\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f9f876\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"b23dc1\"><div class=\"defaultParagraph TBodysubtotalText\">Ausleihungen und Anleihen</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.853.062</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.306.048</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.437.470</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">5.236.799</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.685.654</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">302.954</div></td><td class=\"d65b6ba\"><div class=\"defaultParagraph TBodysubtotalNumber\">27.821.987</div></td><td class=\"d759043\"><div class=\"defaultParagraph TBodysubtotalNumber\">-208.280</div></td></tr><tr><td class=\"bfc924\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">POCI</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">709</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">709</div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\">24</div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stufe 1</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.853.062</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6.306.048</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">10.437.044</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">5.232.950</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">709.233</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">137.108</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">26.675.445</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-55.505</div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stufe 2</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">426</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.849</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">969.442</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">152.474</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">1.126.191</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-67.820</div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stufe 3</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6.270</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">13.372</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">19.642</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-84.979</div></td></tr><tr><td class=\"bc9d79\"><div class=\"defaultParagraph TBodysubtotalText\">Einlagen</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">15.632</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">23.274</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.978.561</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">453.553</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">716.875</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">31.077</div></td><td class=\"d126382\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.218.972</div></td><td class=\"d4ec328\"><div class=\"defaultParagraph TBodysubtotalNumber\">-16.195</div></td></tr><tr><td class=\"bfc924\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stufe 1</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">15.632</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">23.274</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">1.978.561</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">453.553</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">716.875</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">31.077</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">3.218.972</div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\">-16.195</div></td></tr><tr><td class=\"d1d8cd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Der Bruttobuchwert entspricht dem Ausfallrisiko vor Abzug etwaig gehaltener Sicherheiten.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e07970\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Ausfallrisiko</span></div></td><td class=\"d57069b\" colspan=\"8\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d473cc7\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">AAA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">AA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">A</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">BBB</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">BB und niedriger</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Kein Rating</span></div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert*</span></div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">ECL</span></div></td></tr><tr><td class=\"c35ee1\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f9f876\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"b23dc1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.212.544</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.509.722</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.887.175</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.514.788</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.688.283</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">329.495</span></div></td><td class=\"d65b6ba\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.142.007</span></div></td><td class=\"d759043\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-246.331</span></div></td></tr><tr><td class=\"bfc924\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">POCI</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">655</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">655</span></div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Stufe 1</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.212.544</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.509.722</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.886.175</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.497.313</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">710.612</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">134.389</span></div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.950.755</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51.478</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Stufe 2</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.000</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.475</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">976.836</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">169.530</span></div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.158.841</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-85.465</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Stufe 3</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.000</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">180</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.576</span></div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.756</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-109.393</span></div></td></tr><tr><td class=\"bc9d79\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Einlagen</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.239</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.700</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.179.239</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">674.619</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">647.716</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.669</span></div></td><td class=\"d126382\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.565.182</span></div></td><td class=\"d4ec328\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.200</span></div></td></tr><tr><td class=\"bfc924\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Stufe 1</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.239</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.700</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.179.239</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">674.619</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">647.716</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.669</span></div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.565.182</span></div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.200</span></div></td></tr><tr><td class=\"d1d8cd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Der Bruttobuchwert entspricht dem Ausfallrisiko vor Abzug etwaig gehaltener Sicherheiten.</div><div class=\"defaultParagraph Standard\" style=\"margin-top:22px\"><span class=\"hyperlink-no-style\"></span>Die gem. IFRS\u00a09 zu bildende Risikovorsorge wird auf Basis des Nominalwerts berechnet. Aufgrund dessen kann der Bilanzwert, vor allem in der Stufe 3, geringer sein als die kumulierte Risikovorsorge.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Wertberichtigungen</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">IFRS\u00a09 bewertete Forderungen</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">F\u00e4llig, nicht \u00fcberf\u00e4llig</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">1\u201330 Tage \u00fcberf\u00e4llig</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">31\u201390 Tage \u00fcberf\u00e4llig</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Mehr als 90 Tage \u00fcberf\u00e4llig</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Forderungen f\u00fcr Dienstleistungen (IFRS\u00a015)</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">45.398</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">491</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">134</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">73</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">46.096</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bruttobuchwert</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">45.398</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">491</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">134</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">183</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">46.206</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikovorsorge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-110</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-110</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Forderungen aus Finanzierungsleasing</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">59.330</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">59.330</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bruttobuchwert</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">59.330</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">59.330</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Andere IFRS\u00a09 bewertete Forderungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">325.281</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.803</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.147</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.847</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">340.078</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bruttobuchwert</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">325.820</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">5.166</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.289</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">9.774</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">343.049</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikovorsorge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-539</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-363</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-142</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.927</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-2.971</div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">430.009</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">5.294</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">2.281</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">7.920</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">445.504</div></td></tr><tr><td class=\"d48ce3\"><div class=\"defaultParagraph TBodynormalText\">Verlustrate <span class=\"non-breaking-hyphen\">\u2011</span> Bandbreite</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">0,01<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%-50,00<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">0,75<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%-62,00<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">1,81<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%-100,00<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">4,99<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%-100,00<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Wertberichtigungen</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">IFRS\u00a09 bewertete Forderungen</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">F\u00e4llig, nicht \u00fcberf\u00e4llig</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1\u201330 Tage \u00fcberf\u00e4llig</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31\u201390 Tage \u00fcberf\u00e4llig</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Mehr als 90 Tage \u00fcberf\u00e4llig</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Forderungen f\u00fcr Dienstleistungen (IFRS\u00a015)</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.481</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">912</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">121</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60</span></div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43.574</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.482</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">913</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">122</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43.669</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Risikovorsorge</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-92</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-95</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Forderungen aus Finanzierungsleasing</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.193</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.193</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.193</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.193</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Andere IFRS\u00a09 bewertete Forderungen</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">318.897</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.096</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.212</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.885</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">338.090</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">334.710</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.589</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.292</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.244</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">357.835</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Risikovorsorge</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-15.813</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-493</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-80</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.359</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.745</span></div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.571</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.008</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.333</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.945</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">441.857</span></div></td></tr><tr><td class=\"d48ce3\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Verlustrate </span><span class=\"non-breaking-hyphen\">\u2011</span><span dir=\"ltr\" style=\"color:#7E8587\"> Bandbreite</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,01</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%-100,00</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,76</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%-62,00</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,96</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%-100,00</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,07</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%-100,00</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Beschr\u00e4nkung der Verf\u00fcgungsmacht als Sicherheit f\u00fcr Verbindlichkeiten von</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Ausleihungen und Anleihen</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">15.282</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.507</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Einlagen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.396</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.396</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">16.678</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.903</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die in der Tabelle ausgewiesenen Finanzinstrumente dienen der Besicherung einer bis 2027 laufenden Kreditlinie sowie von R\u00fcckversicherungsaktivit\u00e4ten im franz\u00f6sischen Markt.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.5. </span><div class=\"list-paragraph-container\">Liquidit\u00e4tsrisiko</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Undiskontierte F\u00e4lligkeiten</div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">&lt;1 Jahr</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">&gt;1 Jahr-5 Jahre</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">&gt;5\u201310 Jahre</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">&gt;10 Jahre</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Ohne F\u00e4lligkeit</div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\">Bilanzwert exkl. ECL</div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.105.693</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">13.500.117</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">11.718.225</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">9.351.175</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">12.133.094</div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\">52.808.304</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">4.303.230</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">13.409.753</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">11.712.629</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">9.351.027</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">38.776.639</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.731</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.731</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.801.267</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">90.713</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">5.535</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">148</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">3.266.026</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.196</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-349</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">61</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">908</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-405.015</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-493.804</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-655.006</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-997.511</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.551.336</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-390.750</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-473.970</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-632.487</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-986.844</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">-2.484.051</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-4.455</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-4.562</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-9.810</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-19.834</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-22.519</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-10.560</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-62.723</div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.6. </span><div class=\"list-paragraph-container\">Marktrisiko</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d3ecaeb\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Verringerung des beizulegenden Zeitwerts</div></td><td class=\"d04da5a\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 1</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 2</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 3</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 4</div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 5</div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\">von Aktien</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-20<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-20<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-20<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d817bce\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">von Anleihen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">von Immobilien</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Beizulegender Zeitwert der Aktiva abzgl. Passiva (in TEUR)</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">9.179.399</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">7.199.940</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">7.629.889</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">7.477.559</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">8.355.835</div></td><td class=\"ed0464\"><div class=\"defaultParagraph TBodytotalNumber\">7.190.645</div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d3ecaeb\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Verringerung des beizulegenden Zeitwerts</span></div></td><td class=\"d04da5a\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 1</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 2</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 3</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 4</span></div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 5</span></div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">von Aktien</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d817bce\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">von Anleihen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">von Immobilien</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert der Aktiva abzgl. Passiva (in TEUR)</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.313.995</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.449.620</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.784.352</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.722.575</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.530.211</span></div></td><td class=\"ed0464\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.414.539</span></div></td></tr><tr><td class=\"d2598fa\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d509e15\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:3px\">Je nach Anwendungszweck f\u00fchrt die VIG Holding f\u00fcr die VIG-Versicherungsgruppe Value-at-Risk-Berechnungen f\u00fcr unterschiedliche Teilportfolios durch. Die Konfidenzniveaus variieren zwischen 95,0<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% und 99,5<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% und die Haltedauern zwischen 20 und 250\u00a0Tagen. Der Natur des Portfolios entsprechend kommen die gr\u00f6\u00dften Beitr\u00e4ge zum Value-at-Risk aus Zins- bzw. Spreadkomponenten. Zur Plausibilisierung der Berechnungen wird \u00fcber die wichtigsten Teilportfolios der Value-at-Risk sowohl nach der beschriebenen parametrischen Methode als auch nach der historischen Berechnungsmethode ermittelt. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die folgende Tabelle zeigt den Value-at-Risk (mit einem Konfidenzniveau von 99<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%) jener finanziellen Verm\u00f6genswerte, die zum beizulegenden Zeitwert bewertet werden:</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Value-at-Risk</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in EUR Mio.</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">10 Tage Haltedauer</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">311,7</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">477,4</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">20 Tage Haltedauer</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">440,8</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">675,2</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">60 Tage Haltedauer</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">763,5</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.169,5</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.7. </span><div class=\"list-paragraph-container\">Details zum Nettoergebnis</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Ergebnis aus Finanzinstrumenten bewertet zu FVtPL</div></td><td class=\"d0b1ac6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Verpflichtend</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Designiert</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend</span></div></td><td class=\"d960a6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"e72dcb\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.248.986</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.498</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">882.145</span></div></td><td class=\"d5589cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.420</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">79.073</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">7.498</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99.341</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.420</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.185.068</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">790.786</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Derivate</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-15.155</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.982</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d10e9f9\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">400</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d786b2c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">400</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Zinsergebnis nach der Effektivzinsmethode</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Bewertet zu AC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Bewertet zu FVtOCI</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtOCI</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Zinsertr\u00e4ge</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">255.101</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">841.056</div></td><td class=\"d308251\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.096.157</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.969</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">255.101</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">841.056</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">1.096.157</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.969</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">68.548</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">841.056</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">909.604</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">73.116</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">866.844</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Einlagen*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">186.553</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">186.553</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.853</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.853</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Zinsaufwendungen</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-75.189</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"dcc4ec\"><div class=\"defaultParagraph TBodysubtotalNumber\">-75.189</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzielle Verbindlichkeiten</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">179.912</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">841.056</div></td><td class=\"b26ad3\"><div class=\"defaultParagraph TBodytotalNumber\">1.020.968</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">132.437</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">926.165</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div><div class=\"defaultParagraph Standard\" style=\"margin-top:29px\"><span class=\"hyperlink-no-style\"></span>Das im Kapitalveranlagungsergebnis erfasste Entgelt f\u00fcr Verm\u00f6gensverwaltung bel\u00e4uft sich auf TEUR\u00a044.318 (TEUR\u00a037.361).</div><div class=\"defaultParagraph Standard\" style=\"margin-top:29px\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:29px\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.8. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>Ausbuchung</div></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Gewinne und Verluste aus Ausbuchungen k\u00f6nnen Ereignisse wie etwa Verk\u00e4ufe oder Endf\u00e4lligkeiten von finanziellen Verm\u00f6genswerten bewertet zu AC sein.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Ausleihungen und Anleihen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"e56c01\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b0374b\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Gewinne</div></td><td class=\"d9210f9\"><div class=\"defaultParagraph TBodynormalNumber\">1.517</div></td><td class=\"d975e0e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.167</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Verluste</div></td><td class=\"dcac70\"><div class=\"defaultParagraph TBodynormalNumber\">-10.906</div></td><td class=\"d5f2c9e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.243</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"e54dda\"><div class=\"defaultParagraph TBodytotalNumber\">-9.389</div></td><td class=\"d46d4d6\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.076</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\" style=\"margin-bottom:15px\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:17px; padding-right:0px\">Vertragsrechtlich ausstehender Betrag von abgeschriebenen, aber noch nicht ausgebuchten finanziellen Verm\u00f6genswerten:</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Ausleihungen und Anleihen</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">4.000</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">4.000</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d6ac773\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4c4766\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"cfebae\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Aktiva</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.490.212</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.805.069</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.969.192</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.717.528</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.491.789</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">29.889.832</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">24.144.960</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.900.363</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">829.893</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">29.875.216</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.700.167</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">519.107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">868.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">297.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.685.551</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.712.542</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.283.677</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.359</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">587.971</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">734.406</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">462.756</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">325.340</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.614</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.641.025</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.606</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055.057</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">89.370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">174</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">271.026</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.551.655</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.432</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">784.031</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen*</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">246.451</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.046.557</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.402</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.554.430</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">471.838</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">40.573</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">795.719</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-46": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">2. </span><div class=\"list-paragraph-container\">Finanzielle Verm\u00f6genswerte und Verbindlichkeiten sowie andere nach IFRS\u00a09 bewertete Bilanzposten</div></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.4. Finanzinstrumente\u201c und die qualitative Beschreibung der Risiken ist im Kapitel \u201eRisikostrategie und Risikomanagement\u201c dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"a9924a\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Kurzbezeichnung</div></td><td class=\"d7de7a7\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Langbezeichnung</div></td><td class=\"cd51a6\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Englische Langbezeichnung</div></td></tr><tr><td class=\"dfa170\"><div class=\"defaultParagraph TBodynormalText\">Bewertet zu AC</div></td><td class=\"f4e60b\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bewertet zu fortgef\u00fchrten Anschaffungskosten</div></td><td class=\"d858338\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Measured at Amortised Costs</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Bewertet zu FVtOCI</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Erfolgsneutral zum beizulegenden Zeitwert bewertet</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Measured at Fair Value through Other Comprehensive Income</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Bewertet zu FVtPL</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Erfolgswirksam zum beizulegenden Zeitwert bewertet</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Measured at Fair Value through Profit and Loss</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Designiert bewertet zu FVtOCI</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Designiert erfolgsneutral zum beizulegenden Zeitwert bewertet</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Designated measured at Fair Value through Other Comprehensive Income</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Designiert bewertet zu FVtPL</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Designiert erfolgswirksam zum beizulegenden Zeitwert bewertet</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Designated measured at Fair Value through Profit and Loss</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">ECL</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Risikovorsorge</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Expected Credit Loss</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">FV</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Beizulegender Zeitwert</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Fair Value</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">POCI</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Beeintr\u00e4chtigte Bonit\u00e4t bei Zugang</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Purchased or Originated Credit-Impaired</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">SPPI</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vertraglich vereinbarte Zahlungsstr\u00f6me</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Solely Payments of Principal and Interest</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Verpflichtend erfolgsneutral zum beizulegenden Zeitwert bewertet</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mandatorily measured at Fair Value through Other Comprehensive Income</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d823864\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Verpflichtend erfolgswirksam zum beizulegenden Zeitwert bewertet</div></td><td class=\"d6998e0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mandatorily measured at Fair Value through Profit and Loss</div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f25dd2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b1ac2e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid; margin-top:9px\">Im Vergleich zum Vorjahr wurde die Klasseneinteilung \u00fcberarbeitet, weswegen die Vorjahrestabellen mit dem Zusatz \u201eangepasst\u201c versehen wurden. Weiterf\u00fchrende Informationen sind im Konzernanhang im Kapitel \u201e\u00c4nderung in der Darstellung\u201c zu finden. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die folgende Tabelle zeigt, welche Arten von Finanzinstrumenten in den einzelnen Klassen beinhaltet sind:</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d7b0c26\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Klasse von Finanzinstrumenten</div></td><td class=\"d7be92\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Beinhaltete Finanzinstrumente</div></td></tr><tr><td class=\"d042b1b\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d358006\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"e2152e\"><div class=\"defaultParagraph TBodynormalText\">Ausleihungen und Anleihen</div></td><td class=\"d0a12e4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ausleihungen, Anleihen</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Aktien, Anteile an sonstigen Unternehmen, Anteile an verbundenen nicht konsolidierten Unternehmen, Anteile an nicht konsolidierten Joint Ventures, Investmentfonds, Sonstige finanzielle Verm\u00f6genswerte</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">Einlagen und IFRS\u00a09 bewertete Forderungen</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente, Gebundene Guthaben bei Kreditinstituten, IFRS\u00a09 bewertete Forderungen</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">Derivate</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Derivate</div></td></tr><tr><td class=\"d47ab36\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d74d25c\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"e2152e\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d0a12e4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Nachrangige Verbindlichkeiten, Verbindlichkeiten gegen\u00fcber Kreditinstituten, Finanzierungsverbindlichkeiten, Leasingverbindlichkeiten</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Verbindlichkeiten designiert bewertet zu FVtPL und Derivate, die sowohl zu Finanzierungs- als auch zu anderen Zwecken gehalten werden</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Andere finanzielle Verbindlichkeiten bewertet zu AC, Zu Handelszwecken gehaltene Verbindlichkeiten, Bedingte Gegenleistungen, Andere finanzielle Verbindlichkeiten verpflichtend bewertet zu FVtPL</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td></tr><tr><td class=\"d119cc1\"><div class=\"defaultParagraph TBodynormalText\">Risikovorsorge f\u00fcr unwiderruflich nach IFRS\u00a017 bilanzierte Kreditzusagen</div></td><td class=\"d9ac563\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Risikovorsorge f\u00fcr unwiderruflich nach IFRS\u00a017 bilanzierte Kreditzusagen</div></td></tr><tr><td class=\"d146129\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d09fcf7\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.1. </span><div class=\"list-paragraph-container\">\u00dcbersicht</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Zusammensetzung</div></td><td class=\"d0b1ac6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d9c4542\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Bilanzwert</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">ECL</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bilanzwert</span></div></td><td class=\"d960a6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">ECL</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"decf3a\"><div class=\"defaultParagraph TBodytotalText\">Aktiva</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4e6af9\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">29.946.074</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-208.280</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.183.812</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-246.331</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.756.409</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-56.242</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.655.553</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-68.933</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-152.038</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-177.398</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.764.688</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen und IFRS\u00a09 bewertete Forderungen</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.667.557</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-19.276</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">3.667.557</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-19.276</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.278</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Passiva</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bf8a5c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.414.865</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-2.414.865</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.708</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.999</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-3.601</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.492</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-507</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-62.723</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-62.723</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-642.152</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-642.152</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\">Details zu den Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit sind unter der Anhangangabe \u201e8. Finanzielle Verbindlichkeiten\u201c zu finden. Die Konditionen der Nachrangigen Verbindlichkeiten sind unter der Anhangangabe \u201e8.2.\u00a0Nachrangige Verbindlichkeiten\u201c dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Risikobehaftetes Portfolio*</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.285.227</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.665.742</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">32.990.162</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.161.203</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.046.557</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">471.838</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">246.451</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">38.040.235</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.476.811</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Finanzinstrumente aus fonds- und indexgebundener Lebensversicherung</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.2. </span><div class=\"list-paragraph-container\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Finanzinvestitionen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d365a63\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"e56c01\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b0374b\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Beizulegender Zeitwert \u2013 im Bestand befindlich</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">360.570</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aktien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">91.199</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.771</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">N\u00fcrnberger</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">46.708</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Restbetrag</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44.491</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.771</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an sonstigen Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">84.218</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">64.451</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Wiener B\u00f6rse AG</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">41.323</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.972</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">GROPYUS AG</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">16.267</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.452</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Restbetrag</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">26.628</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.027</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an verbundenen nicht konsolidierten Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">185.153</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">184.805</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Global Repair Centres, s.r.o.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.264</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.664</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">HOTELY SRN\u00cd, a.s.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">37.864</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.626</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Restbetrag</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">78.025</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">86.515</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Beizulegender Zeitwert zum Zeitpunkt der Ausbuchung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">5.293</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.661</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aktien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.596</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an sonstigen Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.174</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an verbundenen nicht konsolidierten Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">688</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.487</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\"><span class=\"hyperlink-no-style\"></span>In den Restbetr\u00e4gen der oben angef\u00fchrten Positionen ist keine Einzelbeteiligung mit einem beizulegenden Zeitwert von \u00fcber EUR\u00a010,0\u00a0Mio. enthalten.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die Ausbuchungen der Aktien und Anteile an Unternehmen sind auf Verschmelzungen sowie eine Kapitalherabsetzung zur\u00fcckzuf\u00fchren und die Einzelwerte \u00fcberschreiten einen Betrag von EUR\u00a010,0\u00a0Mio. nicht.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusatzinformationen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d365a63\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"e56c01\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b0374b\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Erfasste Dividenden von Eigenkapitalinstrumenten designiert bewertet zu FVtOCI</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">9.829</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.495</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Im Bestand befindlich</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">7.685</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.292</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht mehr im Bestand befindlich</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.144</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Innerhalb des Konzerneigenkapitals ausgebuchte kumulierte Gewinne und Verluste</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-9.404</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.438</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.3. </span><div class=\"list-paragraph-container\">Konzentrationsrisiko</div></div><div class=\"defaultParagraph Standard\">Die folgenden Risikopositionen betreffen jene Daten, die automatisiert verf\u00fcgbar sind, und stellen nur einen Teilbestand des risikobehafteten Portfolios des Konzerns dar.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b3944c\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Finanzielle Verm\u00f6genswerte*</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"b57f7e\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d44dc87\"><div class=\"defaultParagraph TBodysubtotalText\">Risiko mit Standort in</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.438.490</div></td><td class=\"d5589cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.899.033</span></div></td></tr><tr><td class=\"dadd16\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00d6sterreich</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">5.563.886</div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.647.846</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vereinigte Staaten von Amerika</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.871.480</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.744.539</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Tschechische Republik</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.866.019</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.760.351</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Rum\u00e4nien</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.259.744</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.193.262</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ungarn</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">824.070</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">738.871</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Polen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.348.933</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.231.636</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deutschland</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.350.950</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.179.627</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Frankreich</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.031.334</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.055.325</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Spanien</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.107.083</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">978.538</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Niederlande</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.133.828</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">904.034</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Slowakei</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.106.088</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.226.952</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">T\u00fcrkei</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.269.135</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.118.109</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Rest der Welt</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">9.705.940</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.119.943</span></div></td></tr><tr><td class=\"d334abf\"><div class=\"defaultParagraph TBodysubtotalText\">Risikopositionen ausgewiesen in</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.438.490</div></td><td class=\"d786b2c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.899.033</span></div></td></tr><tr><td class=\"dadd16\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">EUR</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">24.331.338</div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.420.981</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">USD</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">892.856</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">886.039</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">CZK</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.857.855</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.741.843</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">RON</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.258.155</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.128.018</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">HUF</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">735.184</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">609.852</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">PLN</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.133.042</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.858.626</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">TRY</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">480.040</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">392.619</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige W\u00e4hrungen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">750.021</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">861.055</span></div></td></tr><tr><td class=\"d277c8c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Finanzinstrumente aus fonds- und indexgebundener Lebensversicherung</div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Aufgrund der Struktur der Finanziellen Verbindlichkeiten, die langfristig am Kapitalmarkt begeben wurden, und der untergeordneten Bedeutung von Verbindlichkeiten bei einzelnen Kreditinstituten besteht kein signifikantes Konzentrationsrisiko.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d114ada\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Staatsanleihen* (Bilanzwert)</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadfirstNumber\">Bewertet zu AC</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadfirstNumber\">Bewertet zu FVtOCI</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadfirstNumber\">Bewertet zu FVtPL</div></td></tr><tr><td class=\"e05d14\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"daada6\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"daada6\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"d618420\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td></tr><tr><td class=\"d5742ae\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d121f54\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\">3,72</div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\">11,36</div></td><td class=\"d05e484\"><div class=\"defaultParagraph TBodynormalNumber\">1,90</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Deutschland</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2,71</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">8,88</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">4,79</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">12,00</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">58,36</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0,55</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">4,43</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">52,64</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">11,62</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">11,85</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">7,25</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">9,07</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Andere L\u00e4nder</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">38,30</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">50,63</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">9,94</div></td></tr><tr><td class=\"d6d0197\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Finanzinstrumente aus fonds- und indexgebundener Lebensversicherung</div><div class=\"defaultParagraph Standard\" style=\"margin-top:31px\">Es befinden sich Staatsanleihen bewertet zu AC EUR\u00a0<span class=\"hyperlink-no-style\"></span>813,3\u00a0Mio., bewertet zu FVtOCI EUR\u00a0<span class=\"hyperlink-no-style\"></span>14.711,2\u00a0Mio. und bewertet zu FVtPL EUR\u00a0<span class=\"hyperlink-no-style\"></span>547,9\u00a0Mio. im Risikobestand. </div><div class=\"defaultParagraph Standard\" style=\"line-height:normal; text-align:left; margin-bottom:0px\"><br/></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.4. </span><div class=\"list-paragraph-container\">Ausfallrisiko</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Finanzielle Verbindlichkeiten, die als designiert bewertet zu FVtPL klassifiziert sind, sind keinem gesonderten Ausfallrisiko ausgesetzt, welches \u00fcber das Sonstige Ergebnis zu erfassen w\u00e4re.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte</div><div class=\"defaultParagraph Standard\">Das ausgewiesene Ausfallrisiko bezieht sich nur auf das risikobehaftete Portfolio des Konzerns wie in Anhangangabe \u201e2.1.\u00a0\u00dcbersicht\u201c dargestellt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bewertet zu FVtPL</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"afc2ec\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Ausfallrisiko</div></td><td class=\"d080b11\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d3c602\"><div class=\"defaultParagraph THeadfirstText\">\u00a0</div></td><td class=\"eb0a4b\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Verpflichtend</div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadfirstNumber\">Designiert</div></td></tr><tr><td class=\"d5227bb\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\">Ausleihungen und Anleihen</div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadlastNumber\">Ausleihungen und Anleihen</div></td></tr><tr><td class=\"c2448f\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d54e36\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b27129\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"b44298\"><div class=\"defaultParagraph TBodynormalText\">Max. Ausfallrisiko</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">742.294</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">1.965.591</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">336.011</div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\">Hinterlegte Sicherheiten</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">147.241</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\">5.263</div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c590ac\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c590ac\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d033eed\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:2px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"afc2ec\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Ausfallrisiko</span></div></td><td class=\"e95d60\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d3c602\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"eb0a4b\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend</span></div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert</span></div></td></tr><tr><td class=\"d5227bb\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht festverzinsliche Wertpapiere</span></div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td></tr><tr><td class=\"c2448f\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d54e36\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b27129\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"b44298\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Max. Ausfallrisiko</span></div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">789.259</span></div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.844.693</span></div></td><td class=\"d37d8d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">317.483</span></div></td></tr><tr><td class=\"fe1308\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Hinterlegte Sicherheiten</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">165.874</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.253</span></div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c590ac\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c590ac\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d033eed\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:2px\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:20px; padding-right:0px\">Bewertet zu AC und bewertet zu FVtOCI</div><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e07970\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Ausfallrisiko</div></td><td class=\"d57069b\" colspan=\"8\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d473cc7\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">AAA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">AA</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">A</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">BBB</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">BB und niedriger</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Kein Rating</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Bruttobuchwert*</div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\">ECL</div></td></tr><tr><td class=\"c35ee1\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f9f876\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"b23dc1\"><div class=\"defaultParagraph TBodysubtotalText\">Ausleihungen und Anleihen</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.853.062</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.306.048</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.437.470</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">5.236.799</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.685.654</div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">302.954</div></td><td class=\"d65b6ba\"><div class=\"defaultParagraph TBodysubtotalNumber\">27.821.987</div></td><td class=\"d759043\"><div class=\"defaultParagraph TBodysubtotalNumber\">-208.280</div></td></tr><tr><td class=\"bfc924\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">POCI</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">709</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">709</div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\">24</div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stufe 1</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.853.062</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6.306.048</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">10.437.044</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">5.232.950</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">709.233</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">137.108</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">26.675.445</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-55.505</div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stufe 2</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">426</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.849</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">969.442</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">152.474</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">1.126.191</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-67.820</div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stufe 3</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6.270</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">13.372</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">19.642</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-84.979</div></td></tr><tr><td class=\"bc9d79\"><div class=\"defaultParagraph TBodysubtotalText\">Einlagen</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">15.632</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">23.274</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.978.561</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">453.553</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">716.875</div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\">31.077</div></td><td class=\"d126382\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.218.972</div></td><td class=\"d4ec328\"><div class=\"defaultParagraph TBodysubtotalNumber\">-16.195</div></td></tr><tr><td class=\"bfc924\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Stufe 1</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">15.632</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">23.274</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">1.978.561</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">453.553</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">716.875</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">31.077</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">3.218.972</div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\">-16.195</div></td></tr><tr><td class=\"d1d8cd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Der Bruttobuchwert entspricht dem Ausfallrisiko vor Abzug etwaig gehaltener Sicherheiten.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e07970\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Ausfallrisiko</span></div></td><td class=\"d57069b\" colspan=\"8\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d473cc7\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">AAA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">AA</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">A</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">BBB</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">BB und niedriger</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Kein Rating</span></div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert*</span></div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">ECL</span></div></td></tr><tr><td class=\"c35ee1\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f9f876\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"b23dc1\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.212.544</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.509.722</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.887.175</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.514.788</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.688.283</span></div></td><td class=\"d04c6dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">329.495</span></div></td><td class=\"d65b6ba\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.142.007</span></div></td><td class=\"d759043\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-246.331</span></div></td></tr><tr><td class=\"bfc924\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">POCI</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">655</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">655</span></div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Stufe 1</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.212.544</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.509.722</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.886.175</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.497.313</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">710.612</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">134.389</span></div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.950.755</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-51.478</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Stufe 2</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.000</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.475</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">976.836</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">169.530</span></div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.158.841</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-85.465</span></div></td></tr><tr><td class=\"d4ba3a9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Stufe 3</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.000</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">180</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.576</span></div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.756</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-109.393</span></div></td></tr><tr><td class=\"bc9d79\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Einlagen</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.239</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.700</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.179.239</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">674.619</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">647.716</span></div></td><td class=\"ec902c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.669</span></div></td><td class=\"d126382\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.565.182</span></div></td><td class=\"d4ec328\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.200</span></div></td></tr><tr><td class=\"bfc924\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Stufe 1</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.239</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">37.700</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.179.239</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">674.619</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">647.716</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.669</span></div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.565.182</span></div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-12.200</span></div></td></tr><tr><td class=\"d1d8cd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Der Bruttobuchwert entspricht dem Ausfallrisiko vor Abzug etwaig gehaltener Sicherheiten.</div><div class=\"defaultParagraph Standard\" style=\"margin-top:22px\"><span class=\"hyperlink-no-style\"></span>Die gem. IFRS\u00a09 zu bildende Risikovorsorge wird auf Basis des Nominalwerts berechnet. Aufgrund dessen kann der Bilanzwert, vor allem in der Stufe 3, geringer sein als die kumulierte Risikovorsorge.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Wertberichtigungen</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">IFRS\u00a09 bewertete Forderungen</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">F\u00e4llig, nicht \u00fcberf\u00e4llig</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">1\u201330 Tage \u00fcberf\u00e4llig</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">31\u201390 Tage \u00fcberf\u00e4llig</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Mehr als 90 Tage \u00fcberf\u00e4llig</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Forderungen f\u00fcr Dienstleistungen (IFRS\u00a015)</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">45.398</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">491</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">134</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">73</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">46.096</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bruttobuchwert</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">45.398</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">491</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">134</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">183</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">46.206</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikovorsorge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-110</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-110</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Forderungen aus Finanzierungsleasing</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">59.330</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">59.330</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bruttobuchwert</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">59.330</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">59.330</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Andere IFRS\u00a09 bewertete Forderungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">325.281</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.803</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.147</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.847</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">340.078</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bruttobuchwert</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">325.820</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">5.166</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.289</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">9.774</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">343.049</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Risikovorsorge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-539</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-363</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-142</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.927</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-2.971</div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">430.009</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">5.294</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">2.281</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">7.920</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">445.504</div></td></tr><tr><td class=\"d48ce3\"><div class=\"defaultParagraph TBodynormalText\">Verlustrate <span class=\"non-breaking-hyphen\">\u2011</span> Bandbreite</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">0,01<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%-50,00<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">0,75<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%-62,00<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">1,81<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%-100,00<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">4,99<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%-100,00<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Wertberichtigungen</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">IFRS\u00a09 bewertete Forderungen</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">F\u00e4llig, nicht \u00fcberf\u00e4llig</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1\u201330 Tage \u00fcberf\u00e4llig</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31\u201390 Tage \u00fcberf\u00e4llig</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Mehr als 90 Tage \u00fcberf\u00e4llig</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Forderungen f\u00fcr Dienstleistungen (IFRS\u00a015)</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.481</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">912</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">121</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60</span></div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43.574</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42.482</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">913</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">122</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43.669</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Risikovorsorge</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-92</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-95</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Forderungen aus Finanzierungsleasing</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.193</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.193</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.193</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.193</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Andere IFRS\u00a09 bewertete Forderungen</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">318.897</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.096</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.212</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.885</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">338.090</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">334.710</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.589</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.292</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.244</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">357.835</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Risikovorsorge</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-15.813</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-493</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-80</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.359</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.745</span></div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">421.571</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.008</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.333</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.945</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">441.857</span></div></td></tr><tr><td class=\"d48ce3\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Verlustrate </span><span class=\"non-breaking-hyphen\">\u2011</span><span dir=\"ltr\" style=\"color:#7E8587\"> Bandbreite</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,01</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%-100,00</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,76</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%-62,00</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,96</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%-100,00</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,07</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%-100,00</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"e6c794\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Beschr\u00e4nkung der Verf\u00fcgungsmacht als Sicherheit f\u00fcr Verbindlichkeiten von</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Ausleihungen und Anleihen</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">15.282</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.507</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Einlagen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.396</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.396</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">16.678</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.903</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die in der Tabelle ausgewiesenen Finanzinstrumente dienen der Besicherung einer bis 2027 laufenden Kreditlinie sowie von R\u00fcckversicherungsaktivit\u00e4ten im franz\u00f6sischen Markt.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.5. </span><div class=\"list-paragraph-container\">Liquidit\u00e4tsrisiko</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Undiskontierte F\u00e4lligkeiten</div></td><td class=\"bbce40\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">&lt;1 Jahr</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">&gt;1 Jahr-5 Jahre</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">&gt;5\u201310 Jahre</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">&gt;10 Jahre</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Ohne F\u00e4lligkeit</div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\">Bilanzwert exkl. ECL</div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.105.693</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">13.500.117</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">11.718.225</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">9.351.175</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">12.133.094</div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\">52.808.304</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">4.303.230</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">13.409.753</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">11.712.629</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">9.351.027</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">38.776.639</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.731</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.731</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.801.267</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">90.713</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">5.535</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">148</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">3.266.026</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.196</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-349</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">61</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">908</div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-405.015</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-493.804</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-655.006</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-997.511</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.551.336</div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-390.750</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-473.970</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-632.487</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-986.844</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\">-2.484.051</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-4.455</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-4.562</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-9.810</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-19.834</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-22.519</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-10.560</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">-62.723</div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d411e94\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b2f850\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.6. </span><div class=\"list-paragraph-container\">Marktrisiko</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d3ecaeb\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Verringerung des beizulegenden Zeitwerts</div></td><td class=\"d04da5a\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 1</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 2</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 3</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 4</div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 5</div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\">von Aktien</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-20<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-20<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-20<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d817bce\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">von Anleihen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">von Immobilien</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Beizulegender Zeitwert der Aktiva abzgl. Passiva (in TEUR)</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">9.179.399</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">7.199.940</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">7.629.889</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">7.477.559</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">8.355.835</div></td><td class=\"ed0464\"><div class=\"defaultParagraph TBodytotalNumber\">7.190.645</div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d3ecaeb\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Verringerung des beizulegenden Zeitwerts</span></div></td><td class=\"d04da5a\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 1</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 2</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 3</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 4</span></div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 5</span></div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">von Aktien</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d817bce\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">von Anleihen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">von Immobilien</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert der Aktiva abzgl. Passiva (in TEUR)</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.313.995</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.449.620</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.784.352</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.722.575</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.530.211</span></div></td><td class=\"ed0464\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.414.539</span></div></td></tr><tr><td class=\"d2598fa\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d509e15\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:3px\">Je nach Anwendungszweck f\u00fchrt die VIG Holding f\u00fcr die VIG-Versicherungsgruppe Value-at-Risk-Berechnungen f\u00fcr unterschiedliche Teilportfolios durch. Die Konfidenzniveaus variieren zwischen 95,0<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% und 99,5<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% und die Haltedauern zwischen 20 und 250\u00a0Tagen. Der Natur des Portfolios entsprechend kommen die gr\u00f6\u00dften Beitr\u00e4ge zum Value-at-Risk aus Zins- bzw. Spreadkomponenten. Zur Plausibilisierung der Berechnungen wird \u00fcber die wichtigsten Teilportfolios der Value-at-Risk sowohl nach der beschriebenen parametrischen Methode als auch nach der historischen Berechnungsmethode ermittelt. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die folgende Tabelle zeigt den Value-at-Risk (mit einem Konfidenzniveau von 99<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%) jener finanziellen Verm\u00f6genswerte, die zum beizulegenden Zeitwert bewertet werden:</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Value-at-Risk</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in EUR Mio.</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">10 Tage Haltedauer</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">311,7</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">477,4</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">20 Tage Haltedauer</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">440,8</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">675,2</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">60 Tage Haltedauer</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">763,5</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.169,5</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.7. </span><div class=\"list-paragraph-container\">Details zum Nettoergebnis</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Ergebnis aus Finanzinstrumenten bewertet zu FVtPL</div></td><td class=\"d0b1ac6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Verpflichtend</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Designiert</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend</span></div></td><td class=\"d960a6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"e72dcb\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.248.986</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.498</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">882.145</span></div></td><td class=\"d5589cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.420</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">79.073</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">7.498</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99.341</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.420</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.185.068</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">790.786</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Derivate</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-15.155</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.982</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d10e9f9\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">400</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d786b2c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">400</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Zinsergebnis nach der Effektivzinsmethode</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Bewertet zu AC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Bewertet zu FVtOCI</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtOCI</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Zinsertr\u00e4ge</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">255.101</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">841.056</div></td><td class=\"d308251\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.096.157</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.969</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">255.101</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">841.056</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">1.096.157</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.969</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">68.548</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">841.056</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">909.604</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">73.116</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">866.844</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Einlagen*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">186.553</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">186.553</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.853</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.853</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Zinsaufwendungen</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-75.189</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"dcc4ec\"><div class=\"defaultParagraph TBodysubtotalNumber\">-75.189</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzielle Verbindlichkeiten</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">179.912</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">841.056</div></td><td class=\"b26ad3\"><div class=\"defaultParagraph TBodytotalNumber\">1.020.968</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">132.437</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">926.165</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div><div class=\"defaultParagraph Standard\" style=\"margin-top:29px\"><span class=\"hyperlink-no-style\"></span>Das im Kapitalveranlagungsergebnis erfasste Entgelt f\u00fcr Verm\u00f6gensverwaltung bel\u00e4uft sich auf TEUR\u00a044.318 (TEUR\u00a037.361).</div><div class=\"defaultParagraph Standard\" style=\"margin-top:29px\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:29px\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.8. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>Ausbuchung</div></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Gewinne und Verluste aus Ausbuchungen k\u00f6nnen Ereignisse wie etwa Verk\u00e4ufe oder Endf\u00e4lligkeiten von finanziellen Verm\u00f6genswerten bewertet zu AC sein.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Ausleihungen und Anleihen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"e56c01\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b0374b\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Gewinne</div></td><td class=\"d9210f9\"><div class=\"defaultParagraph TBodynormalNumber\">1.517</div></td><td class=\"d975e0e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.167</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Verluste</div></td><td class=\"dcac70\"><div class=\"defaultParagraph TBodynormalNumber\">-10.906</div></td><td class=\"d5f2c9e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.243</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"e54dda\"><div class=\"defaultParagraph TBodytotalNumber\">-9.389</div></td><td class=\"d46d4d6\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.076</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\" style=\"margin-bottom:15px\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:17px; padding-right:0px\">Vertragsrechtlich ausstehender Betrag von abgeschriebenen, aber noch nicht ausgebuchten finanziellen Verm\u00f6genswerten:</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Ausleihungen und Anleihen</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">4.000</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">4.000</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d6ac773\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4c4766\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"cfebae\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">6. </span><div class=\"list-paragraph-container\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></div><div class=\"defaultParagraph Standard\">Die Bilanzposition Investitionen in Beteiligungsunternehmen besteht nur aus Anteilen an at equity bewerteten Unternehmen. Die Liste der Beteiligungsunternehmen ist in Anhangangabe \u201e21. Unternehmenszusammenschl\u00fcsse\u201c dargelegt.</div><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\"><span class=\"hyperlink-no-style\"></span>Die Anteile an at equity bewerteten Unternehmen hatten zum 31.\u00a0Dezember\u00a02025 einen Buchwert von EUR\u00a0246,5\u00a0Mio. und zum 31.\u00a0Dezember\u00a02024 einen Buchwert von EUR\u00a0204,8\u00a0Mio. Der Anteil der at equity bewerteten Unternehmen lag damit gemessen am Buchwert des risikobehafteten Portfolios zum 31.\u00a0Dezember\u00a02025 bei 0,65<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (0,56<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%).</div><div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">7. </span><div class=\"list-paragraph-container\">Forderungen sowie Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></div><div class=\"defaultParagraph Standard\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.12. Forderungen sowie Verbindlichkeiten und sonstige Zahlungsverpflichtungen\u201c dargelegt.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">7.1. </span><div class=\"list-paragraph-container\">Forderungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"c0e469\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d1690f9\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d0c59d0\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"e50638\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Bruttobuchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">ECL</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Nettobuchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">ECL</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d95a2e2\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a09 bewertete Forderungen</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">448.585</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-3.081</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">445.504</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">461.697</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.840</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">441.857</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Forderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">170.616</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">170.616</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">118.111</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">118.111</span></div></td></tr><tr><td class=\"d86a705\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">619.201</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-3.081</div></td><td class=\"c035fd\"><div class=\"defaultParagraph TBodytotalNumber\">616.120</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.808</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.840</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">559.968</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:14px\"><span class=\"hyperlink-no-style\"></span>Die nach IFRS\u00a09 bewerteten Forderungen im aktuellen Jahr als auch im Vorjahr setzen sich \u00fcberwiegend zusammen aus: Forderungen aus Finanzierungsleasing, Forderungen an Hausverwaltungen sowie Forderungen f\u00fcr Dienstleistungen (IFRS\u00a015).</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\">F\u00e4lligkeitsstruktur</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Bis zu 1 Jahr</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">427.645</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">408.920</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als ein Jahr bis zu f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">84.458</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61.508</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als f\u00fcnf Jahre bis zu zehn Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">34.974</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.229</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als zehn Jahre</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.043</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">69.311</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">616.120</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">559.968</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">7.2. </span><div class=\"list-paragraph-container\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">642.152</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">582.834</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Verbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">639.445</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">573.984</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.281.597</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.156.818</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die nach IFRS\u00a09 bewerteten Verbindlichkeiten setzen sich \u00fcberwiegend zusammen aus: Verbindlichkeiten f\u00fcr offene Eingangsrechnungen, Verbindlichkeiten aus Kautionen sowie Verbindlichkeiten aus K\u00e4ufen von Kapitalanlagen.</div><div class=\"defaultParagraph Standard\">Bez\u00fcglich der Detailangaben zu Steuerverbindlichkeiten wird auf die Ausf\u00fchrungen in der Anhangangabe \u201e11. Steuern\u201c verwiesen.</div><div class=\"defaultParagraph Standard\">Bez\u00fcglich der Detailangaben zu Leasingverbindlichkeiten wird auf die Ausf\u00fchrungen in der Anhangangabe \u201e8. Finanzielle Verbindlichkeiten\u201c verwiesen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>F\u00e4lligkeitsstruktur</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Bis zu 1 Jahr</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.180.899</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.062.732</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als ein Jahr bis zu f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">47.161</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48.914</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als f\u00fcnf Jahre bis zu zehn Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44.493</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35.865</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als zehn Jahre</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9.044</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.307</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.281.597</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.156.818</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">8. </span><div class=\"list-paragraph-container\">Finanzielle Verbindlichkeiten</div></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">8.1. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>\u00dcbersicht</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.414.865</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.312.886</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nachrangige Verbindlichkeiten</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.376.153</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.215.495</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten gegen\u00fcber Kreditinstituten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">217.410</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">298.188</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzierungsverbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">577.104</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.072</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Leasingverbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">244.198</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">220.131</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zu anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.708</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">2.481.296</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.374.140</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:9px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b9bbdb\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"f456ea\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"c34986\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\">Nachrangige Verbindlichkeiten</div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\">Finanzierungsverbindlichkeiten</div></td></tr><tr><td class=\"d8835a2\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d7ce85c\"><div class=\"defaultParagraph TBodynormalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">1.215.495</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">579.072</div></td></tr><tr><td class=\"ddfc73\"><div class=\"defaultParagraph TBodysubtotalText\">Zahlungswirksame Ver\u00e4nderungen</div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\">104.503</div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\">-8.168</div></td></tr><tr><td class=\"d453c3a\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einzahlungen</div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\">300.000</div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Auszahlungen</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">-145.217</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">-2.463</div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte Zinsen</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">-50.280</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">-5.705</div></td></tr><tr><td class=\"ddfc73\"><div class=\"defaultParagraph TBodysubtotalText\">Zahlungsunwirksame Ver\u00e4nderungen</div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\">56.155</div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.200</div></td></tr><tr><td class=\"d453c3a\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zug\u00e4nge</div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\">56.155</div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\">6.200</div></td></tr><tr><td class=\"ce83d2\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"d000b94\"><div class=\"defaultParagraph TBodytotalNumber\">1.376.153</div></td><td class=\"c499da\"><div class=\"defaultParagraph TBodytotalNumber\">577.104</div></td></tr><tr><td class=\"d8835a2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b54db0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b54db0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b9bbdb\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung</span></div></td><td class=\"f456ea\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"c34986\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nachrangige Verbindlichkeiten</span></div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzierungsverbindlichkeiten</span></div></td></tr><tr><td class=\"d8835a2\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b27129\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d7ce85c\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</span></div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.309.283</span></div></td><td class=\"d37d8d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.908</span></div></td></tr><tr><td class=\"ddfc73\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungswirksame Ver\u00e4nderungen</span></div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-144.945</span></div></td><td class=\"f70457\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.183</span></div></td></tr><tr><td class=\"d453c3a\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Einzahlungen</span></div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d93592e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Auszahlungen</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-91.748</span></div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.473</span></div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte Zinsen</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-53.197</span></div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.760</span></div></td></tr><tr><td class=\"ddfc73\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungsunwirksame Ver\u00e4nderungen</span></div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.157</span></div></td><td class=\"f70457\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.347</span></div></td></tr><tr><td class=\"d453c3a\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Zug\u00e4nge</span></div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.570</span></div></td><td class=\"d93592e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.339</span></div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-413</span></div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"ce83d2\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert zum 31.12.</span></div></td><td class=\"d000b94\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.215.495</span></div></td><td class=\"c499da\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.072</span></div></td></tr><tr><td class=\"d8835a2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b54db0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b27129\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d31c54d\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.170.667</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">3</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.809.205</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">302.753</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.111.961</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bewertet zu AC*</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">2.170.667</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.809.205</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">302.753</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">2.111.961</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.233</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">475</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.233</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">368</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verbindlichkeiten</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</span></div></td><td class=\"d31c54d\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.092.755</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.621.176</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">385.516</span></div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.006.692</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC*</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.092.755</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.621.176</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">385.516</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.006.692</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">923</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.076</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.492</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">923</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">569</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.492</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige finanzielle Verbindlichkeiten</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.4. </span><div class=\"list-paragraph-container\">\u00dcberleitung der Finanzinstrumente</div></div><div class=\"defaultParagraph Standard\">Bez\u00fcglich der Auswirkung der erfolgswirksam erfassten Bewertungs\u00e4nderungen wird hinsichtlich des Ausweises auf Anhangangabe \u201e9. Details zur Konzerngewinn- und -verlustrechnung\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>verwiesen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">Finanzielle Verm\u00f6genswerte bewertet zu FVtOCI</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f9f876\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Beizulegender Zeitwert des Vorjahrs = Beizulegender Zeitwert zum 1.1.</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">20.721.965</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.700.951</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">354.565</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18.736.650</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.049.715</span></div></td><td class=\"d88c1f7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">633.999</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-4.777</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-446</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">3.090</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.643</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-45.958</span></div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.350</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen zwischen Klassen von Finanzinstrumenten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.278</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.251</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-253.187</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">256.816</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.545</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederung nach Level</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">177.648</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">85.393</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">34.780</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.389.897</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.076</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.889</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederung aus Level</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-102.650</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-149.357</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-45.814</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.411</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.386.034</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.417</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Amortisierung und abgegrenzte Zinsen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">109.601</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">90</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.037</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">72.426</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.229</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.784</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">8.874.026</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">386.590</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">27.764</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.005.745</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">418.822</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">57.431</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.895.429</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-730.043</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-28.565</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.338.851</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-740.683</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-167.168</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-22.413</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">103.782</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">44.674</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-133.559</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Erfolgswirksam erfasste Bewertungs\u00e4nderungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Erfolgsneutral erfasste Bewertungs\u00e4nderungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-78.472</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-8.055</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">14.690</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.271</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.294</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-28.499</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Beizulegender Zeitwert zum 31.12.</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">22.801.912</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">3.283.851</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">340.385</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.721.965</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.700.951</span></div></td><td class=\"ed0464\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">354.565</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Entwicklung</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f9f876\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Beizulegender Zeitwert des Vorjahrs = Beizulegender Zeitwert zum 1.1.</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.863.378</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.077.552</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.527.291</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.274.276</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.187.018</span></div></td><td class=\"d88c1f7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.145.261</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">405</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">47.541</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">4.192</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.043</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-40.662</span></div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.582</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen zwischen Klassen von Finanzinstrumenten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-15.880</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">16.209</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-303</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">174</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederung nach Level</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">420.157</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">869.359</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">164.191</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">712.432</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">392.643</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">256.489</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederung aus Level</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-461.552</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-528.407</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-463.748</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-566.477</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-778.348</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.739</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Amortisierung und abgegrenzte Zinsen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7.644</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7.385</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">4.377</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.868</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.031</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.785</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.603.676</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.122.980</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">345.066</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.473.266</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.564.282</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">179.484</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.740.632</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.099.618</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-293.459</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.709.032</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.483.607</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-115.324</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-2.685</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">332.312</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.731</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-99</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Erfolgswirksam erfasste Bewertungs\u00e4nderungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">787.770</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">303.674</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-37.080</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">337.690</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">160.464</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">68.678</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Erfolgsneutral erfasste Bewertungs\u00e4nderungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Beizulegender Zeitwert zum 31.12.</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">7.464.966</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">3.816.675</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">1.247.842</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.863.378</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.077.552</span></div></td><td class=\"ed0464\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.527.291</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Der nicht realisierte Ergebniseffekt (Nettogewinn bzw. -verlust) von noch im Bestand befindlichen Level-3-Finanzinstrumenten, deren Zeitwertbewertung erfolgswirksam gebucht wird, belief sich im Berichtsjahr auf TEUR\u00a0<span class=\"hyperlink-no-style\"></span>-26.912 (TEUR\u00a0<span class=\"hyperlink-no-style\"></span>68.185)<span dir=\"ltr\" style=\"background-color:#FFFFFF\">.</span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-47": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.1. </span><div class=\"list-paragraph-container\">\u00dcbersicht</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Zusammensetzung</div></td><td class=\"d0b1ac6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d9c4542\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Bilanzwert</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">ECL</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bilanzwert</span></div></td><td class=\"d960a6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">ECL</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"decf3a\"><div class=\"defaultParagraph TBodytotalText\">Aktiva</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4e6af9\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">29.946.074</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-208.280</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.183.812</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-246.331</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.756.409</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-56.242</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.655.553</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-68.933</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-152.038</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-177.398</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.764.688</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen und IFRS\u00a09 bewertete Forderungen</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.667.557</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-19.276</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">3.667.557</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-19.276</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.278</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Passiva</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bf8a5c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.414.865</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-2.414.865</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.708</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.999</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-3.601</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.492</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-507</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-62.723</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-62.723</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-642.152</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-642.152</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\">Details zu den Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit sind unter der Anhangangabe \u201e8. Finanzielle Verbindlichkeiten\u201c zu finden. Die Konditionen der Nachrangigen Verbindlichkeiten sind unter der Anhangangabe \u201e8.2.\u00a0Nachrangige Verbindlichkeiten\u201c dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Risikobehaftetes Portfolio*</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.285.227</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.665.742</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">32.990.162</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.161.203</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.046.557</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">471.838</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">246.451</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">38.040.235</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.476.811</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Finanzinstrumente aus fonds- und indexgebundener Lebensversicherung</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.2. </span><div class=\"list-paragraph-container\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Finanzinvestitionen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d365a63\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"e56c01\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b0374b\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Beizulegender Zeitwert \u2013 im Bestand befindlich</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">360.570</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aktien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">91.199</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.771</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">N\u00fcrnberger</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">46.708</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Restbetrag</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44.491</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.771</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an sonstigen Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">84.218</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">64.451</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Wiener B\u00f6rse AG</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">41.323</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.972</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">GROPYUS AG</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">16.267</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.452</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Restbetrag</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">26.628</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.027</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an verbundenen nicht konsolidierten Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">185.153</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">184.805</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Global Repair Centres, s.r.o.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.264</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.664</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">HOTELY SRN\u00cd, a.s.</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">37.864</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.626</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Restbetrag</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">78.025</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">86.515</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Beizulegender Zeitwert zum Zeitpunkt der Ausbuchung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">5.293</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.661</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aktien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.596</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an sonstigen Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.174</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Anteile an verbundenen nicht konsolidierten Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">688</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.487</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\"><span class=\"hyperlink-no-style\"></span>In den Restbetr\u00e4gen der oben angef\u00fchrten Positionen ist keine Einzelbeteiligung mit einem beizulegenden Zeitwert von \u00fcber EUR\u00a010,0\u00a0Mio. enthalten.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die Ausbuchungen der Aktien und Anteile an Unternehmen sind auf Verschmelzungen sowie eine Kapitalherabsetzung zur\u00fcckzuf\u00fchren und die Einzelwerte \u00fcberschreiten einen Betrag von EUR\u00a010,0\u00a0Mio. nicht.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusatzinformationen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d365a63\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"e56c01\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b0374b\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Erfasste Dividenden von Eigenkapitalinstrumenten designiert bewertet zu FVtOCI</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">9.829</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.495</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Im Bestand befindlich</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">7.685</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.292</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht mehr im Bestand befindlich</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.144</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Innerhalb des Konzerneigenkapitals ausgebuchte kumulierte Gewinne und Verluste</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-9.404</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.438</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.414.865</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.312.886</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nachrangige Verbindlichkeiten</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.376.153</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.215.495</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten gegen\u00fcber Kreditinstituten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">217.410</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">298.188</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzierungsverbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">577.104</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.072</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Leasingverbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">244.198</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">220.131</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zu anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.708</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">2.481.296</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.374.140</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.1. </span><div class=\"list-paragraph-container\">Beizulegender Zeitwert und Buchwerte von Finanzinstrumenten und Kapitalanlagen</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Aktiva</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.490.212</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.805.069</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.969.192</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.717.528</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.491.789</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">29.889.832</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">24.144.960</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.900.363</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">829.893</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">29.875.216</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.700.167</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">519.107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">868.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">297.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.685.551</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.712.542</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.283.677</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.359</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">587.971</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">734.406</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">462.756</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">325.340</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.614</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.641.025</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.606</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055.057</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">89.370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">174</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">271.026</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.551.655</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.432</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">784.031</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen*</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">246.451</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.046.557</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.402</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.554.430</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">471.838</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">40.573</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">795.719</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</span></div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.748.124</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.637.179</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.070.686</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.623.744</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.927.130</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.621.560</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.114.879</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.010.243</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.276.274</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">800.544</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.087.061</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.586.620</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">479.288</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">845.241</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.273</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.558.802</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.683.803</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.700.951</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">101.700</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">541.833</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">715.574</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">464.571</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">305.319</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.508</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht festverzinsliche Wertpapiere</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.054.380</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.299.459</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.162</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">252.865</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.016.218</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.046.594</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Einlagen*</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Derivate</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Als Finanzinvestition gehaltene Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.752</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.473.261</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Selbstgenutzte Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.335</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">780.785</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d31c54d\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.170.667</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">3</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.809.205</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">302.753</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.111.961</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bewertet zu AC*</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">2.170.667</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.809.205</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">302.753</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">2.111.961</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.233</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">475</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.233</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">368</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.2. </span><div class=\"list-paragraph-container\">Umgliederungen von Finanzinstrumenten</div></div><div class=\"defaultParagraph Standard\">Die Gesellschaften der VIG-Versicherungsgruppe \u00fcberpr\u00fcfen regelm\u00e4\u00dfig zu jedem Bewertungsstichtag die aktuelle G\u00fcltigkeit der zuletzt vorgenommenen Klassifizierung der beizulegenden Zeitwerte. Sind beispielsweise notwendige Inputparameter am Markt nicht mehr direkt beobachtbar, wird eine Umgliederung vorgenommen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Umgliederungen</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Zwischen Level 1 und Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3 nach <br/>Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1 nach <br/>Level 3</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3 nach <br/>Level 2</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\">Level 2 nach <br/>Level 3</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">Anzahl</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Bewertet zu FVtOCI</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">58</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">5</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\">2</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\">2</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">2</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Bewertet zu FVtPL</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">160</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">41</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">13</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">83</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\">65</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">160</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">83</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\">65</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">160</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">83</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">65</div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">218</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">42</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">18</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">84</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\">67</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:12px\"><span class=\"hyperlink-no-style\"></span>Die Umgliederungen zwischen Level 1 und Level 2 sind auf \u00c4nderungen in der Liquidit\u00e4t, der Handelsfrequenz und der Handelsaktivit\u00e4t zur\u00fcckzuf\u00fchren. Die Umgliederungen von Level 3 zu Level 1 basieren im Wesentlichen auf einer Verbesserung der Einsch\u00e4tzung der Liquidit\u00e4t bzw. Verf\u00fcgbarkeit der Bewertungskurse. Die Umgliederungen von Level 1 zu Level 3 basieren im Wesentlichen auf einer Verschlechterung der Einsch\u00e4tzung der Liquidit\u00e4t bzw. \u00c4nderungen in der Verf\u00fcgbarkeit der Bewertungskurse. Die Umgliederungen von Level 3 zu Level 2 basieren im Wesentlichen auf einer Verbesserung der Liquidit\u00e4t sowie einer Verbesserung der Verf\u00fcgbarkeit der Bewertungskurse. Die Umgliederungen von Level 2 zu Level 3 basieren im Wesentlichen auf einer Verschlechterung der Bonit\u00e4t  bzw. der Einsch\u00e4tzung der Liquidit\u00e4t.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Umgliederungen</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Zwischen Level 1 und Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">Anzahl</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtOCI</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">169</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtOCI</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtPL</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">467</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">462</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">462</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14</span></div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">636</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">53</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.3. </span><div class=\"list-paragraph-container\">Bemessung des beizulegenden Zeitwerts von Immobilien</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Grundlage der Bewertung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch unabh\u00e4ngige Gutachten erstellt*</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">885.475</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">952.700</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch eigene Sachverst\u00e4ndige bzw. intern erstellt</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.702.357</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.554.313</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch unabh\u00e4ngige Gutachten erstellt</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">367.516</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">364.204</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch eigene Sachverst\u00e4ndige bzw. intern erstellt</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">468.776</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">457.916</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Dies entspricht 19,30<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% (21,14<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%) des beizulegenden Zeitwerts des Postens Als Finanzinvestition gehaltene Immobilien.</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Bewertungsmethode</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertragswertmethode</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.123.578</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.960.340</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vergleichspreismethode / Marktwerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">428.773</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">412.096</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige Methode</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">35.481</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">134.577</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertragswertmethode</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">650.291</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">638.577</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vergleichspreismethode / Marktwerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">172.067</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">183.231</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige Methode</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.934</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-48": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.1. </span><div class=\"list-paragraph-container\">\u00dcbersicht</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Zusammensetzung</div></td><td class=\"d0b1ac6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d9c4542\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Bilanzwert</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">ECL</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bilanzwert</span></div></td><td class=\"d960a6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">ECL</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"decf3a\"><div class=\"defaultParagraph TBodytotalText\">Aktiva</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4e6af9\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">29.946.074</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-208.280</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.183.812</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-246.331</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.756.409</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-56.242</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.655.553</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-68.933</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-152.038</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-177.398</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.764.688</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen und IFRS\u00a09 bewertete Forderungen</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.667.557</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-19.276</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">3.667.557</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-19.276</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.278</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Passiva</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bf8a5c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.414.865</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-2.414.865</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.708</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.999</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-3.601</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.492</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-507</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-62.723</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-62.723</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-642.152</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-642.152</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\">Details zu den Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit sind unter der Anhangangabe \u201e8. Finanzielle Verbindlichkeiten\u201c zu finden. Die Konditionen der Nachrangigen Verbindlichkeiten sind unter der Anhangangabe \u201e8.2.\u00a0Nachrangige Verbindlichkeiten\u201c dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Risikobehaftetes Portfolio*</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.285.227</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.665.742</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">32.990.162</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.161.203</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.046.557</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">471.838</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">246.451</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">38.040.235</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.476.811</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Finanzinstrumente aus fonds- und indexgebundener Lebensversicherung</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-49": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.1. </span><div class=\"list-paragraph-container\">\u00dcbersicht</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Zusammensetzung</div></td><td class=\"d0b1ac6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d9c4542\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Bilanzwert</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">ECL</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bilanzwert</span></div></td><td class=\"d960a6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">ECL</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"decf3a\"><div class=\"defaultParagraph TBodytotalText\">Aktiva</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4e6af9\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">29.946.074</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-208.280</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.183.812</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-246.331</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.756.409</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-56.242</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.655.553</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-68.933</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-152.038</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-177.398</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.764.688</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen und IFRS\u00a09 bewertete Forderungen</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.667.557</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-19.276</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">3.667.557</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-19.276</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.278</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Passiva</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bf8a5c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.414.865</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-2.414.865</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.708</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.999</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-3.601</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.492</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-507</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-62.723</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-62.723</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-642.152</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-642.152</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\">Details zu den Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit sind unter der Anhangangabe \u201e8. Finanzielle Verbindlichkeiten\u201c zu finden. Die Konditionen der Nachrangigen Verbindlichkeiten sind unter der Anhangangabe \u201e8.2.\u00a0Nachrangige Verbindlichkeiten\u201c dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Risikobehaftetes Portfolio*</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.285.227</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.665.742</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">32.990.162</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.161.203</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.046.557</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">471.838</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">246.451</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">38.040.235</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.476.811</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Finanzinstrumente aus fonds- und indexgebundener Lebensversicherung</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndCashEquivalentsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-50": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Zusammensetzung</div></td><td class=\"d0b1ac6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d9c4542\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Bilanzwert</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">ECL</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bilanzwert</span></div></td><td class=\"d960a6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">ECL</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"decf3a\"><div class=\"defaultParagraph TBodytotalText\">Aktiva</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4e6af9\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">29.946.074</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-208.280</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.183.812</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-246.331</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.756.409</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-56.242</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.655.553</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-68.933</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-152.038</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-177.398</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.764.688</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen und IFRS\u00a09 bewertete Forderungen</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.667.557</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-19.276</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">3.667.557</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-19.276</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.278</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Passiva</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bf8a5c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.414.865</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-2.414.865</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.708</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.999</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-3.601</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.492</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-507</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-62.723</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-62.723</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-642.152</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-642.152</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.7. </span><div class=\"list-paragraph-container\">Details zum Nettoergebnis</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Ergebnis aus Finanzinstrumenten bewertet zu FVtPL</div></td><td class=\"d0b1ac6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Verpflichtend</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Designiert</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend</span></div></td><td class=\"d960a6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"e72dcb\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.248.986</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.498</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">882.145</span></div></td><td class=\"d5589cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.420</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">79.073</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">7.498</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99.341</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.420</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.185.068</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">790.786</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Derivate</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-15.155</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.982</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d10e9f9\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">400</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d786b2c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">400</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Zinsergebnis nach der Effektivzinsmethode</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Bewertet zu AC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Bewertet zu FVtOCI</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtOCI</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Zinsertr\u00e4ge</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">255.101</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">841.056</div></td><td class=\"d308251\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.096.157</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.969</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">255.101</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">841.056</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">1.096.157</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.969</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">68.548</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">841.056</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">909.604</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">73.116</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">866.844</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Einlagen*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">186.553</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">186.553</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.853</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.853</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Zinsaufwendungen</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-75.189</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"dcc4ec\"><div class=\"defaultParagraph TBodysubtotalNumber\">-75.189</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzielle Verbindlichkeiten</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">179.912</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">841.056</div></td><td class=\"b26ad3\"><div class=\"defaultParagraph TBodytotalNumber\">1.020.968</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">132.437</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">926.165</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div><div class=\"defaultParagraph Standard\" style=\"margin-top:29px\"><span class=\"hyperlink-no-style\"></span>Das im Kapitalveranlagungsergebnis erfasste Entgelt f\u00fcr Verm\u00f6gensverwaltung bel\u00e4uft sich auf TEUR\u00a044.318 (TEUR\u00a037.361).</div><div class=\"defaultParagraph Standard\" style=\"margin-top:29px\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:29px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Aktiva</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.490.212</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.805.069</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.969.192</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.717.528</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.491.789</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">29.889.832</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">24.144.960</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.900.363</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">829.893</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">29.875.216</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.700.167</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">519.107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">868.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">297.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.685.551</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.712.542</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.283.677</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.359</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">587.971</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">734.406</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">462.756</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">325.340</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.614</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.641.025</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.606</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055.057</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">89.370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">174</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">271.026</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.551.655</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.432</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">784.031</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen*</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">246.451</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.046.557</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.402</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.554.430</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">471.838</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">40.573</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">795.719</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</span></div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.748.124</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.637.179</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.070.686</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.623.744</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.927.130</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.621.560</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.114.879</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.010.243</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.276.274</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">800.544</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.087.061</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.586.620</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">479.288</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">845.241</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.273</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.558.802</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.683.803</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.700.951</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">101.700</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">541.833</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">715.574</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">464.571</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">305.319</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.508</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht festverzinsliche Wertpapiere</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.054.380</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.299.459</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.162</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">252.865</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.016.218</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.046.594</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Einlagen*</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Derivate</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Als Finanzinvestition gehaltene Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.752</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.473.261</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Selbstgenutzte Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.335</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">780.785</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d31c54d\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.170.667</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">3</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.809.205</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">302.753</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.111.961</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bewertet zu AC*</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">2.170.667</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.809.205</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">302.753</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">2.111.961</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.233</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">475</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.233</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">368</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verbindlichkeiten</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</span></div></td><td class=\"d31c54d\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.092.755</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.621.176</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">385.516</span></div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.006.692</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC*</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.092.755</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.621.176</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">385.516</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.006.692</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">923</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.076</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.492</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">923</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">569</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.492</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige finanzielle Verbindlichkeiten</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.2. </span><div class=\"list-paragraph-container\">Umgliederungen von Finanzinstrumenten</div></div><div class=\"defaultParagraph Standard\">Die Gesellschaften der VIG-Versicherungsgruppe \u00fcberpr\u00fcfen regelm\u00e4\u00dfig zu jedem Bewertungsstichtag die aktuelle G\u00fcltigkeit der zuletzt vorgenommenen Klassifizierung der beizulegenden Zeitwerte. Sind beispielsweise notwendige Inputparameter am Markt nicht mehr direkt beobachtbar, wird eine Umgliederung vorgenommen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Umgliederungen</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Zwischen Level 1 und Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3 nach <br/>Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1 nach <br/>Level 3</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3 nach <br/>Level 2</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\">Level 2 nach <br/>Level 3</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">Anzahl</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Bewertet zu FVtOCI</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">58</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">5</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\">2</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\">2</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">2</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Bewertet zu FVtPL</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">160</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">41</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">13</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">83</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\">65</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">160</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">83</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\">65</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">160</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">83</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">65</div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">218</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">42</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">18</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">84</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\">67</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:12px\"><span class=\"hyperlink-no-style\"></span>Die Umgliederungen zwischen Level 1 und Level 2 sind auf \u00c4nderungen in der Liquidit\u00e4t, der Handelsfrequenz und der Handelsaktivit\u00e4t zur\u00fcckzuf\u00fchren. Die Umgliederungen von Level 3 zu Level 1 basieren im Wesentlichen auf einer Verbesserung der Einsch\u00e4tzung der Liquidit\u00e4t bzw. Verf\u00fcgbarkeit der Bewertungskurse. Die Umgliederungen von Level 1 zu Level 3 basieren im Wesentlichen auf einer Verschlechterung der Einsch\u00e4tzung der Liquidit\u00e4t bzw. \u00c4nderungen in der Verf\u00fcgbarkeit der Bewertungskurse. Die Umgliederungen von Level 3 zu Level 2 basieren im Wesentlichen auf einer Verbesserung der Liquidit\u00e4t sowie einer Verbesserung der Verf\u00fcgbarkeit der Bewertungskurse. Die Umgliederungen von Level 2 zu Level 3 basieren im Wesentlichen auf einer Verschlechterung der Bonit\u00e4t  bzw. der Einsch\u00e4tzung der Liquidit\u00e4t.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Umgliederungen</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Zwischen Level 1 und Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">Anzahl</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtOCI</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">169</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtOCI</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtPL</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">467</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">462</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">462</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14</span></div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">636</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">53</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-51": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Zusammensetzung</div></td><td class=\"d0b1ac6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d9c4542\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Bilanzwert</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">ECL</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bilanzwert</span></div></td><td class=\"d960a6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">ECL</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"decf3a\"><div class=\"defaultParagraph TBodytotalText\">Aktiva</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d01116c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4e6af9\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">29.946.074</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-208.280</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.183.812</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-246.331</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.756.409</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-56.242</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.655.553</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-68.933</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-152.038</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-177.398</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">10.764.688</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen und IFRS\u00a09 bewertete Forderungen</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.667.557</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-19.276</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">3.667.557</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-19.276</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.026.879</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.040</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.278</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Passiva</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bf8a5c\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"fa71d2\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.414.865</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d30b5f1\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d133d86\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-2.414.865</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.312.886</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-3.708</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.999</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-3.601</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.492</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-107</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-507</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-62.723</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-62.723</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-59.255</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\">-642.152</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e925cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d91a880\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">-642.152</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-582.834</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.7. </span><div class=\"list-paragraph-container\">Details zum Nettoergebnis</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Ergebnis aus Finanzinstrumenten bewertet zu FVtPL</div></td><td class=\"d0b1ac6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Verpflichtend</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\">Designiert</div></td><td class=\"d172138\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend</span></div></td><td class=\"d960a6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"e72dcb\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.248.986</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.498</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">882.145</span></div></td><td class=\"d5589cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.420</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">79.073</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">7.498</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99.341</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.420</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.185.068</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">790.786</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Derivate</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">-15.155</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.982</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d10e9f9\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">400</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d786b2c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">400</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47</span></div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Zinsergebnis nach der Effektivzinsmethode</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Bewertet zu AC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Bewertet zu FVtOCI</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtOCI</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Zinsertr\u00e4ge</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">255.101</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">841.056</div></td><td class=\"d308251\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.096.157</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.969</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">255.101</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">841.056</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">1.096.157</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.969</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">68.548</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">841.056</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">909.604</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">73.116</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">866.844</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Einlagen*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">186.553</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">186.553</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.853</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.853</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Zinsaufwendungen</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-75.189</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"dcc4ec\"><div class=\"defaultParagraph TBodysubtotalNumber\">-75.189</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzielle Verbindlichkeiten</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">179.912</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">841.056</div></td><td class=\"b26ad3\"><div class=\"defaultParagraph TBodytotalNumber\">1.020.968</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">132.437</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">926.165</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div><div class=\"defaultParagraph Standard\" style=\"margin-top:29px\"><span class=\"hyperlink-no-style\"></span>Das im Kapitalveranlagungsergebnis erfasste Entgelt f\u00fcr Verm\u00f6gensverwaltung bel\u00e4uft sich auf TEUR\u00a044.318 (TEUR\u00a037.361).</div><div class=\"defaultParagraph Standard\" style=\"margin-top:29px\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:29px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.414.865</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.312.886</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nachrangige Verbindlichkeiten</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.376.153</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.215.495</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten gegen\u00fcber Kreditinstituten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">217.410</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">298.188</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzierungsverbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">577.104</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.072</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Leasingverbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">244.198</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">220.131</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zu anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.708</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">2.481.296</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.374.140</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Aktiva</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.490.212</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.805.069</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.969.192</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.717.528</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.491.789</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">29.889.832</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">24.144.960</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.900.363</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">829.893</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">29.875.216</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.700.167</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">519.107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">868.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">297.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.685.551</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.712.542</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.283.677</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.359</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">587.971</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">734.406</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">462.756</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">325.340</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.614</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.641.025</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.606</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055.057</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">89.370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">174</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">271.026</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.551.655</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.432</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">784.031</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen*</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">246.451</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.046.557</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.402</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.554.430</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">471.838</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">40.573</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">795.719</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</span></div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.748.124</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.637.179</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.070.686</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.623.744</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.927.130</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.621.560</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.114.879</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.010.243</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.276.274</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">800.544</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.087.061</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.586.620</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">479.288</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">845.241</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.273</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.558.802</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.683.803</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.700.951</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">101.700</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">541.833</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">715.574</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">464.571</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">305.319</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.508</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht festverzinsliche Wertpapiere</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.054.380</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.299.459</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.162</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">252.865</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.016.218</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.046.594</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Einlagen*</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Derivate</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Als Finanzinvestition gehaltene Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.752</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.473.261</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Selbstgenutzte Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.335</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">780.785</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d31c54d\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.170.667</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">3</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.809.205</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">302.753</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.111.961</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bewertet zu AC*</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">2.170.667</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.809.205</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">302.753</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">2.111.961</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.233</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">475</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.233</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">368</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verbindlichkeiten</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</span></div></td><td class=\"d31c54d\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.092.755</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.621.176</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">385.516</span></div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.006.692</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC*</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.092.755</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.621.176</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">385.516</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.006.692</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">923</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.076</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.492</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">923</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">569</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.492</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige finanzielle Verbindlichkeiten</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.2. </span><div class=\"list-paragraph-container\">Umgliederungen von Finanzinstrumenten</div></div><div class=\"defaultParagraph Standard\">Die Gesellschaften der VIG-Versicherungsgruppe \u00fcberpr\u00fcfen regelm\u00e4\u00dfig zu jedem Bewertungsstichtag die aktuelle G\u00fcltigkeit der zuletzt vorgenommenen Klassifizierung der beizulegenden Zeitwerte. Sind beispielsweise notwendige Inputparameter am Markt nicht mehr direkt beobachtbar, wird eine Umgliederung vorgenommen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Umgliederungen</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Zwischen Level 1 und Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3 nach <br/>Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1 nach <br/>Level 3</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3 nach <br/>Level 2</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\">Level 2 nach <br/>Level 3</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">Anzahl</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Bewertet zu FVtOCI</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">58</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">5</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\">2</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\">2</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">2</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Bewertet zu FVtPL</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">160</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">41</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">13</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">83</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\">65</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">160</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">83</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\">65</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">160</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">83</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">65</div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">218</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">42</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">18</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">84</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\">67</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:12px\"><span class=\"hyperlink-no-style\"></span>Die Umgliederungen zwischen Level 1 und Level 2 sind auf \u00c4nderungen in der Liquidit\u00e4t, der Handelsfrequenz und der Handelsaktivit\u00e4t zur\u00fcckzuf\u00fchren. Die Umgliederungen von Level 3 zu Level 1 basieren im Wesentlichen auf einer Verbesserung der Einsch\u00e4tzung der Liquidit\u00e4t bzw. Verf\u00fcgbarkeit der Bewertungskurse. Die Umgliederungen von Level 1 zu Level 3 basieren im Wesentlichen auf einer Verschlechterung der Einsch\u00e4tzung der Liquidit\u00e4t bzw. \u00c4nderungen in der Verf\u00fcgbarkeit der Bewertungskurse. Die Umgliederungen von Level 3 zu Level 2 basieren im Wesentlichen auf einer Verbesserung der Liquidit\u00e4t sowie einer Verbesserung der Verf\u00fcgbarkeit der Bewertungskurse. Die Umgliederungen von Level 2 zu Level 3 basieren im Wesentlichen auf einer Verschlechterung der Bonit\u00e4t  bzw. der Einsch\u00e4tzung der Liquidit\u00e4t.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Umgliederungen</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Zwischen Level 1 und Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">Anzahl</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtOCI</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">169</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtOCI</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtPL</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">467</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">462</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">462</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14</span></div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">636</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">53</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Entwicklung</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f9f876\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Beizulegender Zeitwert des Vorjahrs = Beizulegender Zeitwert zum 1.1.</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.863.378</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.077.552</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.527.291</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.274.276</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.187.018</span></div></td><td class=\"d88c1f7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.145.261</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">405</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">47.541</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">4.192</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.043</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-40.662</span></div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.582</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen zwischen Klassen von Finanzinstrumenten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-15.880</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">16.209</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-303</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">174</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederung nach Level</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">420.157</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">869.359</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">164.191</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">712.432</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">392.643</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">256.489</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederung aus Level</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-461.552</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-528.407</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-463.748</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-566.477</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-778.348</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.739</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Amortisierung und abgegrenzte Zinsen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7.644</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7.385</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">4.377</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.868</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.031</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.785</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.603.676</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.122.980</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">345.066</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.473.266</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.564.282</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">179.484</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.740.632</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.099.618</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-293.459</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.709.032</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.483.607</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-115.324</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-2.685</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">332.312</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.731</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-99</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Erfolgswirksam erfasste Bewertungs\u00e4nderungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">787.770</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">303.674</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-37.080</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">337.690</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">160.464</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">68.678</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Erfolgsneutral erfasste Bewertungs\u00e4nderungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Beizulegender Zeitwert zum 31.12.</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">7.464.966</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">3.816.675</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">1.247.842</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.863.378</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.077.552</span></div></td><td class=\"ed0464\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.527.291</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-52": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.3. </span><div class=\"list-paragraph-container\">Konzentrationsrisiko</div></div><div class=\"defaultParagraph Standard\">Die folgenden Risikopositionen betreffen jene Daten, die automatisiert verf\u00fcgbar sind, und stellen nur einen Teilbestand des risikobehafteten Portfolios des Konzerns dar.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b3944c\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Finanzielle Verm\u00f6genswerte*</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"b57f7e\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d44dc87\"><div class=\"defaultParagraph TBodysubtotalText\">Risiko mit Standort in</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.438.490</div></td><td class=\"d5589cb\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.899.033</span></div></td></tr><tr><td class=\"dadd16\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00d6sterreich</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">5.563.886</div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.647.846</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vereinigte Staaten von Amerika</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.871.480</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.744.539</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Tschechische Republik</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.866.019</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.760.351</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Rum\u00e4nien</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.259.744</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.193.262</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ungarn</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">824.070</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">738.871</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Polen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.348.933</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.231.636</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Deutschland</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.350.950</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.179.627</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Frankreich</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.031.334</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.055.325</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Spanien</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.107.083</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">978.538</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Niederlande</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.133.828</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">904.034</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Slowakei</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.106.088</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.226.952</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">T\u00fcrkei</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.269.135</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.118.109</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Rest der Welt</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">9.705.940</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.119.943</span></div></td></tr><tr><td class=\"d334abf\"><div class=\"defaultParagraph TBodysubtotalText\">Risikopositionen ausgewiesen in</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.438.490</div></td><td class=\"d786b2c\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.899.033</span></div></td></tr><tr><td class=\"dadd16\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">EUR</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">24.331.338</div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.420.981</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">USD</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">892.856</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">886.039</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">CZK</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.857.855</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.741.843</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">RON</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">1.258.155</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.128.018</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">HUF</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">735.184</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">609.852</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">PLN</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.133.042</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.858.626</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">TRY</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">480.040</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">392.619</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige W\u00e4hrungen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">750.021</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">861.055</span></div></td></tr><tr><td class=\"d277c8c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Finanzinstrumente aus fonds- und indexgebundener Lebensversicherung</div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Aufgrund der Struktur der Finanziellen Verbindlichkeiten, die langfristig am Kapitalmarkt begeben wurden, und der untergeordneten Bedeutung von Verbindlichkeiten bei einzelnen Kreditinstituten besteht kein signifikantes Konzentrationsrisiko.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d114ada\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Staatsanleihen* (Bilanzwert)</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadfirstNumber\">Bewertet zu AC</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadfirstNumber\">Bewertet zu FVtOCI</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadfirstNumber\">Bewertet zu FVtPL</div></td></tr><tr><td class=\"e05d14\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"daada6\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"daada6\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"d618420\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td></tr><tr><td class=\"d5742ae\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d121f54\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\">3,72</div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\">11,36</div></td><td class=\"d05e484\"><div class=\"defaultParagraph TBodynormalNumber\">1,90</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Deutschland</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2,71</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">8,88</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">4,79</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">12,00</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">58,36</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0,55</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">4,43</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">52,64</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">11,62</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">11,85</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">7,25</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">9,07</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\">Andere L\u00e4nder</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">38,30</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">50,63</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">9,94</div></td></tr><tr><td class=\"d6d0197\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Finanzinstrumente aus fonds- und indexgebundener Lebensversicherung</div><div class=\"defaultParagraph Standard\" style=\"margin-top:31px\">Es befinden sich Staatsanleihen bewertet zu AC EUR\u00a0<span class=\"hyperlink-no-style\"></span>813,3\u00a0Mio., bewertet zu FVtOCI EUR\u00a0<span class=\"hyperlink-no-style\"></span>14.711,2\u00a0Mio. und bewertet zu FVtPL EUR\u00a0<span class=\"hyperlink-no-style\"></span>547,9\u00a0Mio. im Risikobestand. </div><div class=\"defaultParagraph Standard\" style=\"line-height:normal; text-align:left; margin-bottom:0px\"><br/></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">2.6. </span><div class=\"list-paragraph-container\">Marktrisiko</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d3ecaeb\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Verringerung des beizulegenden Zeitwerts</div></td><td class=\"d04da5a\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 1</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 2</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 3</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 4</div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\">Szenario 5</div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\">von Aktien</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-20<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-20<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\">-20<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d817bce\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">von Anleihen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-3<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">von Immobilien</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\">-10<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Beizulegender Zeitwert der Aktiva abzgl. Passiva (in TEUR)</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">9.179.399</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">7.199.940</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">7.629.889</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">7.477.559</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">8.355.835</div></td><td class=\"ed0464\"><div class=\"defaultParagraph TBodytotalNumber\">7.190.645</div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d3ecaeb\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Verringerung des beizulegenden Zeitwerts</span></div></td><td class=\"d04da5a\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 0</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 1</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 2</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 3</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 4</span></div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Szenario 5</span></div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">von Aktien</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d38fdd5\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d817bce\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">von Anleihen</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">von Immobilien</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert der Aktiva abzgl. Passiva (in TEUR)</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.313.995</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.449.620</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.784.352</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.722.575</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.530.211</span></div></td><td class=\"ed0464\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.414.539</span></div></td></tr><tr><td class=\"d2598fa\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e074f1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d509e15\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:3px\">Je nach Anwendungszweck f\u00fchrt die VIG Holding f\u00fcr die VIG-Versicherungsgruppe Value-at-Risk-Berechnungen f\u00fcr unterschiedliche Teilportfolios durch. Die Konfidenzniveaus variieren zwischen 95,0<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% und 99,5<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% und die Haltedauern zwischen 20 und 250\u00a0Tagen. Der Natur des Portfolios entsprechend kommen die gr\u00f6\u00dften Beitr\u00e4ge zum Value-at-Risk aus Zins- bzw. Spreadkomponenten. Zur Plausibilisierung der Berechnungen wird \u00fcber die wichtigsten Teilportfolios der Value-at-Risk sowohl nach der beschriebenen parametrischen Methode als auch nach der historischen Berechnungsmethode ermittelt. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die folgende Tabelle zeigt den Value-at-Risk (mit einem Konfidenzniveau von 99<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%) jener finanziellen Verm\u00f6genswerte, die zum beizulegenden Zeitwert bewertet werden:</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Value-at-Risk</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in EUR Mio.</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">10 Tage Haltedauer</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">311,7</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">477,4</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">20 Tage Haltedauer</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">440,8</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">675,2</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">60 Tage Haltedauer</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">763,5</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.169,5</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-53": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Zinsergebnis nach der Effektivzinsmethode</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Bewertet zu AC</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Bewertet zu FVtOCI</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtOCI</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Zinsertr\u00e4ge</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">255.101</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">841.056</div></td><td class=\"d308251\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.096.157</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.969</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"fd7a7f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">255.101</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">841.056</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">1.096.157</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.969</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">68.548</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">841.056</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">909.604</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">73.116</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">866.844</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Einlagen*</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">186.553</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">186.553</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.853</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.853</span></div></td></tr><tr><td class=\"d431496\"><div class=\"defaultParagraph TBodysubtotalText\">Zinsaufwendungen</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">-75.189</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"dcc4ec\"><div class=\"defaultParagraph TBodysubtotalNumber\">-75.189</div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d3eac16\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d543fc5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzielle Verbindlichkeiten</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"e86c04\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"cb2c17\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">-75.189</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-71.532</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">179.912</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">841.056</div></td><td class=\"b26ad3\"><div class=\"defaultParagraph TBodytotalNumber\">1.020.968</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">132.437</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.728</span></div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">926.165</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-54": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">3. </span><div class=\"list-paragraph-container\">Gesch\u00e4fts- oder Firmenwerte</div></div><div class=\"defaultParagraph Standard\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.5. Gesch\u00e4fts- oder Firmenwerte\u201c <br/>dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">2.080.613</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.099.862</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Wertminderung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-840.734</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-728.497</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.239.879</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.371.365</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">21.999</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-15.159</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-72.609</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-116.327</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.189.269</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.239.879</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Wertminderung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">915.626</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">840.734</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.104.895</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.080.613</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><br/><br/><span class=\"hyperlink-no-style\"></span>Die Wertminderung im aktuellen Gesch\u00e4ftsjahr betrifft die CGU-Gruppe Ungarn (berichtspflichtiges Segment Erweiterte CEE). </div><div class=\"defaultParagraph Standard\">Aufgrund der wiederholten Prolongation der zus\u00e4tzlichen Versicherungssteuer durch die ungarische Regierung und weiterer regulatorischer Unsicherheiten wurden zum Halbjahr Szenarioanalysen gerechnet. Diese beinhalten weitergehende Aufwendungen aus dieser Steuer \u00fcber den aktuell geltenden gesetzlichen Zeitraum hinaus sowie h\u00f6here Aufwendungen aus den zus\u00e4tzlichen regulatorischen Unsicherheiten. Dies f\u00fchrte zu reduzierten Cash flow-Projektionen, die zu einer vollst\u00e4ndigen Wertminderung des Firmenwerts der CGU-Gruppe Ungarn im Halbjahr f\u00fchrten.</div><div class=\"defaultParagraph Standard\">Die Wertminderung im Vorjahr betraf ebenfalls die CGU-Gruppe Ungarn (berichtspflichtiges Segment Erweiterte CEE).</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung CGU-Gruppen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">301.716</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">301.716</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">465.746</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">448.108</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">155.701</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">153.735</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bulgarien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">124.352</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">124.354</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">131.227</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">131.227</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">70.212</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Gruppenfunktionen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10.527</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.527</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.189.269</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.239.879</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"dcb19a\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstText\">Zusatzinformation zu Wertminderungen CGU-Gruppen</div></td><td class=\"d50d091\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">Berichtspflichtiges Segment</div></td><td class=\"cec15d\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">30.06.2025</div></td><td class=\"d334932\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d01210d\"><div class=\"defaultParagraph THeadlastNumber\">Wertminderungen</div></td><td class=\"d01210d\"><div class=\"defaultParagraph THeadlastNumber\">Erzielbarer Betrag</div></td><td class=\"d01210d\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Wertminderungen</span></div></td><td class=\"af82cb\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Erzielbarer Betrag</span></div></td></tr><tr><td class=\"c2448f\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"c5d931\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d6b18ff\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6b18ff\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6b18ff\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a0dbaf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"f3fc8f\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d32a919\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Erweiterte CEE</div></td><td class=\"d66939d\"><div class=\"defaultParagraph TBodynormalNumber\">72.609</div></td><td class=\"d66939d\"><div class=\"defaultParagraph TBodynormalNumber\">262.625</div></td><td class=\"d66939d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">116.327</span></div></td><td class=\"dee59d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">303.848</span></div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"bb3236\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f4c00a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f4c00a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f4c00a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6925b3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:8px\">Wertminderungen sind in der Gewinn- und Verlustrechnung in einer separaten Position zwischen der Zwischensumme Operatives Gruppenergebnis und dem Ergebnis vor Steuern erfasst. </div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">3.1. </span><div class=\"list-paragraph-container\">Verwendete Annahmen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Allgemein angewandte</div></td><td class=\"d53b07\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d4e2c2a\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Basiszinssatz vor Inflationsdifferenzen in %</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">3,54</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,59</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Marktrisikopr\u00e4mie in %</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6,21</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,91</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Beta-Faktor*</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,83</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,89</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Der Beta-Faktor wurde zum Stichtag auf Basis einer definierten Peer Group ermittelt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"c0e469\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Wesentliche Berechnungsparameter</div></td><td class=\"d516825\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Diskontierungss\u00e4tze*</div></td><td class=\"d516825\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">L\u00e4nderrisiken</div></td><td class=\"b97c60\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Langfristige Wachstumsraten</div></td></tr><tr><td class=\"e50638\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d95a2e2\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">9,07</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,24</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">0,36</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,53</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1,50</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,50</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9,50</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,49</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,78</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,80</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,03\u20134,58</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,77\u20134,10</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,33</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,70</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,10</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,13</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,22\u20135,57</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,48\u20135,75</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Albanien inkl. Kosovo</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13,84</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13,95</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,66</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,80</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6,43</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,56</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Baltikum</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9,90</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,93</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,19</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,22</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,91\u20137,76</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,82\u20137,60</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Bosnien-Herzegowina</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">17,08</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17,21</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,41</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8,67</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,53\u20137,40</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,45\u20137,23</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Bulgarien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">11,32</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,97</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2,07</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,13</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,86\u20136,41</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,49\u20136,16</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Kroatien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,26</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,31</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,55</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,60</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,83\u20136,5</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,78\u20136,38</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Moldau</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">20,05</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20,39</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,41</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8,67</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,21</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8,28</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Nordmazedonien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13,44</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13,52</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,66</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,80</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,78</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,92</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12,69</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12,73</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2,85</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,93</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,61\u20137,60</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,49\u20137,73</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Serbien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13,66</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13,82</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,90</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,02</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,42\u20137,35</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,50\u20137,35</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,26</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,31</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,55</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,60</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,59\u20135,34</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,54\u20135,31</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Ukraine</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">27,58</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28,55</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">15,54</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16,01</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9,75\u201312,89</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,80\u201312,93</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12,11</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12,31</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2,46</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,54</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,33\u20136,70</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,44\u20136,30</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Deutschland</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,71</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8,71</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,00</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,50</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,50</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Georgien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13,54</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13,74</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,90</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,02</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6,39</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,45</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Liechtenstein</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,71</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8,71</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,00</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,50</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,50</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">T\u00fcrkei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">29,27</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30,02</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,83</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,01</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">11,86\u201314,72</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12,28\u201315,22</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Gruppenfunktionen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9,07\u201313,66</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,24\u201313,82</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,36\u20133,90</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,53\u20134,02</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,50\u20137,35</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,50\u20137,35</span></div></td></tr><tr><td class=\"d3688a0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Die Berechnung der Diskontierungss\u00e4tze basiert auf Parametern vor Steuern.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">3.2. </span><div class=\"list-paragraph-container\">Sensitivit\u00e4tsanalyse</div></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die Sensitivit\u00e4tsanalyse f\u00fcr das aktuelle Berichtsjahr f\u00fchrte zu dem Ergebnis, dass kein zus\u00e4tzlicher Wertminderungsbedarf f\u00fcr CGU-Gruppen entstehen w\u00fcrde. F\u00fcr die Analyse der Sensitivit\u00e4ten wurden die gleichen Parameter wie im vorangegangenen Gesch\u00e4ftsjahr verwendet.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e312c8\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Sensitivit\u00e4tsanalyse</span></div></td><td class=\"d4487b9\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d4f56e8\"><div class=\"defaultParagraph THeadnextText\"><span dir=\"ltr\" style=\"color:#7E8587\">Wertminderungen</span></div></td><td class=\"d4fb460\"><div class=\"defaultParagraph THeadnextNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Cash flows</span></div></td><td class=\"d4fb460\"><div class=\"defaultParagraph THeadnextNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Wachstumsrate</span></div></td><td class=\"d4fb460\"><div class=\"defaultParagraph THeadnextNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Diskontierungssatz</span></div></td><td class=\"d4fb460\"><div class=\"defaultParagraph THeadnextNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Cash flows und Diskontierungssatz</span></div></td><td class=\"a233cf\"><div class=\"defaultParagraph THeadnextNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Verschlechterung des R\u00fcckversicherungsergebnisses</span></div></td></tr><tr><td class=\"e5f688\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%p</span></div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">+1</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%p</span></div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">% und +1</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%p</span></div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"c2448f\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"f3fc8f\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Slowakei</span></div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.489</span></div></td><td class=\"d05e484\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d675b18\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ungarn</span></div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.468</span></div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.980</span></div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">29.410</span></div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50.633</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.921</span></div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">13. </span><div class=\"list-paragraph-container\">Immaterielle Verm\u00f6genswerte</div></div><div class=\"defaultParagraph Standard\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.6. Immaterielle Verm\u00f6genswerte\u201c<br/>dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d870473\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d01116c\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d4e6af9\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"b57f7e\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d45d89c\"><div class=\"defaultParagraph TBodynormalText\">Erworbene Software</div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\">532.251</div></td><td class=\"d05e484\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">500.119</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige immaterielle Verm\u00f6genswerte</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">176.099</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">196.751</span></div></td></tr><tr><td class=\"d9897c0\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\">708.350</div></td><td class=\"bf8a5c\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">696.870</span></div></td></tr><tr><td class=\"b57f7e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d287b99\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-55": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">3. </span><div class=\"list-paragraph-container\">Gesch\u00e4fts- oder Firmenwerte</div></div><div class=\"defaultParagraph Standard\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.5. Gesch\u00e4fts- oder Firmenwerte\u201c <br/>dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">2.080.613</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.099.862</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Wertminderung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-840.734</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-728.497</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.239.879</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.371.365</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">21.999</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-15.159</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-72.609</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-116.327</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.189.269</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.239.879</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Wertminderung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">915.626</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">840.734</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.104.895</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.080.613</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><br/><br/><span class=\"hyperlink-no-style\"></span>Die Wertminderung im aktuellen Gesch\u00e4ftsjahr betrifft die CGU-Gruppe Ungarn (berichtspflichtiges Segment Erweiterte CEE). </div><div class=\"defaultParagraph Standard\">Aufgrund der wiederholten Prolongation der zus\u00e4tzlichen Versicherungssteuer durch die ungarische Regierung und weiterer regulatorischer Unsicherheiten wurden zum Halbjahr Szenarioanalysen gerechnet. Diese beinhalten weitergehende Aufwendungen aus dieser Steuer \u00fcber den aktuell geltenden gesetzlichen Zeitraum hinaus sowie h\u00f6here Aufwendungen aus den zus\u00e4tzlichen regulatorischen Unsicherheiten. Dies f\u00fchrte zu reduzierten Cash flow-Projektionen, die zu einer vollst\u00e4ndigen Wertminderung des Firmenwerts der CGU-Gruppe Ungarn im Halbjahr f\u00fchrten.</div><div class=\"defaultParagraph Standard\">Die Wertminderung im Vorjahr betraf ebenfalls die CGU-Gruppe Ungarn (berichtspflichtiges Segment Erweiterte CEE).</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung CGU-Gruppen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">301.716</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">301.716</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">465.746</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">448.108</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">155.701</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">153.735</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bulgarien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">124.352</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">124.354</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">131.227</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">131.227</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">70.212</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Gruppenfunktionen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10.527</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10.527</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.189.269</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.239.879</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"dcb19a\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstText\">Zusatzinformation zu Wertminderungen CGU-Gruppen</div></td><td class=\"d50d091\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">Berichtspflichtiges Segment</div></td><td class=\"cec15d\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">30.06.2025</div></td><td class=\"d334932\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d01210d\"><div class=\"defaultParagraph THeadlastNumber\">Wertminderungen</div></td><td class=\"d01210d\"><div class=\"defaultParagraph THeadlastNumber\">Erzielbarer Betrag</div></td><td class=\"d01210d\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Wertminderungen</span></div></td><td class=\"af82cb\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Erzielbarer Betrag</span></div></td></tr><tr><td class=\"c2448f\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"c5d931\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d6b18ff\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6b18ff\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6b18ff\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a0dbaf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"f3fc8f\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d32a919\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Erweiterte CEE</div></td><td class=\"d66939d\"><div class=\"defaultParagraph TBodynormalNumber\">72.609</div></td><td class=\"d66939d\"><div class=\"defaultParagraph TBodynormalNumber\">262.625</div></td><td class=\"d66939d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">116.327</span></div></td><td class=\"dee59d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">303.848</span></div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"bb3236\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f4c00a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f4c00a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f4c00a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6925b3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:8px\">Wertminderungen sind in der Gewinn- und Verlustrechnung in einer separaten Position zwischen der Zwischensumme Operatives Gruppenergebnis und dem Ergebnis vor Steuern erfasst. </div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">3.1. </span><div class=\"list-paragraph-container\">Verwendete Annahmen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Allgemein angewandte</div></td><td class=\"d53b07\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d4e2c2a\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Basiszinssatz vor Inflationsdifferenzen in %</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">3,54</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,59</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Marktrisikopr\u00e4mie in %</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6,21</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,91</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Beta-Faktor*</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,83</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,89</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Der Beta-Faktor wurde zum Stichtag auf Basis einer definierten Peer Group ermittelt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"c0e469\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Wesentliche Berechnungsparameter</div></td><td class=\"d516825\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Diskontierungss\u00e4tze*</div></td><td class=\"d516825\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">L\u00e4nderrisiken</div></td><td class=\"b97c60\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Langfristige Wachstumsraten</div></td></tr><tr><td class=\"e50638\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d95a2e2\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">9,07</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,24</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">0,36</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,53</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1,50</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,50</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9,50</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,49</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,78</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,80</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,03\u20134,58</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3,77\u20134,10</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,33</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,70</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,10</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,13</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,22\u20135,57</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,48\u20135,75</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Albanien inkl. Kosovo</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13,84</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13,95</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,66</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,80</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6,43</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,56</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Baltikum</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9,90</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,93</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,19</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,22</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,91\u20137,76</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,82\u20137,60</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Bosnien-Herzegowina</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">17,08</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17,21</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,41</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8,67</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,53\u20137,40</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,45\u20137,23</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Bulgarien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">11,32</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,97</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2,07</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,13</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,86\u20136,41</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,49\u20136,16</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Kroatien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,26</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,31</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,55</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,60</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,83\u20136,5</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,78\u20136,38</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Moldau</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">20,05</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20,39</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,41</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8,67</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,21</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8,28</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Nordmazedonien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13,44</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13,52</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,66</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,80</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,78</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,92</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12,69</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12,73</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2,85</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,93</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,61\u20137,60</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,49\u20137,73</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Serbien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13,66</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13,82</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,90</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,02</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,42\u20137,35</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,50\u20137,35</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,26</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,31</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,55</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,60</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,59\u20135,34</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,54\u20135,31</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Ukraine</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">27,58</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28,55</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">15,54</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16,01</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9,75\u201312,89</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,80\u201312,93</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12,11</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12,31</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2,46</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,54</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,33\u20136,70</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,44\u20136,30</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Deutschland</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,71</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8,71</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,00</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,50</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,50</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Georgien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13,54</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13,74</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,90</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,02</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6,39</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,45</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Liechtenstein</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,71</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8,71</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,00</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,00</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,50</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,50</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">T\u00fcrkei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">29,27</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30,02</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,83</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6,01</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">11,86\u201314,72</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12,28\u201315,22</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Gruppenfunktionen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9,07\u201313,66</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,24\u201313,82</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,36\u20133,90</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,53\u20134,02</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,50\u20137,35</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,50\u20137,35</span></div></td></tr><tr><td class=\"d3688a0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Die Berechnung der Diskontierungss\u00e4tze basiert auf Parametern vor Steuern.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">3.2. </span><div class=\"list-paragraph-container\">Sensitivit\u00e4tsanalyse</div></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die Sensitivit\u00e4tsanalyse f\u00fcr das aktuelle Berichtsjahr f\u00fchrte zu dem Ergebnis, dass kein zus\u00e4tzlicher Wertminderungsbedarf f\u00fcr CGU-Gruppen entstehen w\u00fcrde. F\u00fcr die Analyse der Sensitivit\u00e4ten wurden die gleichen Parameter wie im vorangegangenen Gesch\u00e4ftsjahr verwendet.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e312c8\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Sensitivit\u00e4tsanalyse</span></div></td><td class=\"d4487b9\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d4f56e8\"><div class=\"defaultParagraph THeadnextText\"><span dir=\"ltr\" style=\"color:#7E8587\">Wertminderungen</span></div></td><td class=\"d4fb460\"><div class=\"defaultParagraph THeadnextNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Cash flows</span></div></td><td class=\"d4fb460\"><div class=\"defaultParagraph THeadnextNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Wachstumsrate</span></div></td><td class=\"d4fb460\"><div class=\"defaultParagraph THeadnextNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Diskontierungssatz</span></div></td><td class=\"d4fb460\"><div class=\"defaultParagraph THeadnextNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Cash flows und Diskontierungssatz</span></div></td><td class=\"a233cf\"><div class=\"defaultParagraph THeadnextNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Verschlechterung des R\u00fcckversicherungsergebnisses</span></div></td></tr><tr><td class=\"e5f688\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%p</span></div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">+1</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%p</span></div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">% und +1</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%p</span></div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"c2448f\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"f3fc8f\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Slowakei</span></div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.489</span></div></td><td class=\"d05e484\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d675b18\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Ungarn</span></div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.468</span></div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.980</span></div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">29.410</span></div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50.633</span></div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.921</span></div></td></tr><tr><td class=\"d4ba3eb\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-56": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">4. </span><div class=\"list-paragraph-container\">Als Finanzinvestition gehaltene Immobilien</div></div><div class=\"defaultParagraph Standard\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.7. Als Finanzinvestition gehaltene Immobilien\u201c dargelegt. Die beizulegenden Zeitwerte sind unter Anhangangabe \u201e17. Bemessung des beizulegenden Zeitwerts\u201c zu finden.</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">4.113.570</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.914.121</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.135.305</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.062.031</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.978.265</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.852.090</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.949</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.409</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.671</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.957</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">185.062</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">198.289</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.329</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.100</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umstufung zum Posten Zur Ver\u00e4u\u00dferung gehaltene Ver\u00e4u\u00dferungsgruppen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.803</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">14.688</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zuschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.636</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Planm\u00e4\u00dfige Abschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-95.926</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-75.281</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.678</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.737</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">3.046.557</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">1.167.543</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.135.305</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.214.100</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.113.570</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><br/><br/><br/><br/><span class=\"hyperlink-no-style\"></span>Die Wertminderungen sind im Wesentlichen auf die Geb\u00e4ude der Wiener St\u00e4dtische (TEUR\u00a06.628) sowie der Omniasig (TEUR\u00a01.045) zur\u00fcckzuf\u00fchren.</div><div class=\"defaultParagraph Standard\">Die Wertminderungen aus dem Vorjahr resultieren im Wesentlichen aus den Geb\u00e4uden der SIA \u201c\u0122ertr\u016bdes 121\u201d (TEUR\u00a01.000) sowie der NNC REAL ESTATE SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104 (TEUR\u00a01.882).</div><div class=\"defaultParagraph Standard\">Die Ver\u00e4nderungen des Konsolidierungskreises resultieren im Wesentlichen aus der erstmaligen Einbeziehung der Rezidence Opatov, s.r.o. (TEUR\u00a014.067), der zuuri s.r.o. (TEUR\u00a06.852), der samavu s.r.o. (TEUR\u00a06.198) sowie der Endkonsolidierung der WNH Liegenschaftsbesitz GmbH (TEUR\u00a013.975).</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Erfolgswirksam erfasste Betr\u00e4ge</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"e56c01\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b0374b\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Mieteinnahmen</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">232.130</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">214.139</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Betriebliche Aufwendung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-82.947</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-78.838</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Betriebliche Aufwendung f\u00fcr vermietete Immobilien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-77.883</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-72.640</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Betriebliche Aufwendung f\u00fcr leerstehende Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.064</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.198</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Abgangsergebnis</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.265</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">705</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gewinn aus dem Abgang</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.265</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">861</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verluste aus dem Abgang</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-156</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">150.448</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">136.006</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Nutzungsart</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzt</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">16.016</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.770</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Vermietet (Operatives Leasing)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.030.541</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.964.495</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">3.046.557</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><span class=\"hyperlink-no-style\"></span>Es gibt keine materiellen Beschr\u00e4nkungen der Verf\u00fcgungsmacht oder materielle vertragliche Verpflichtungen f\u00fcr den Erwerb der ausgewiesenen Posten Als Finanzinvestition gehaltene Immobilien.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Nutzung der Immobilien in % des Immobilienportfolios</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"c4f997\"><div class=\"defaultParagraph TBodysubtotalText\">\u00d6sterreich</div></td><td class=\"fc0f52\"><div class=\"defaultParagraph TBodysubtotalNumber\">65,62</div></td><td class=\"d0a5926\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">66,63</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Selbstgenutzte Immobilien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4,99</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,87</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">60,63</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61,76</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Gruppenfunktionen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">17,89</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17,74</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Selbstgenutzte Immobilien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1,26</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,18</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">16,63</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16,56</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">\u00dcbrige Segmente</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">16,49</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,63</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Selbstgenutzte Immobilien</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">7,16</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,50</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9,33</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8,13</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Aktiva</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.490.212</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.805.069</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.969.192</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.717.528</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.491.789</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">29.889.832</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">24.144.960</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.900.363</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">829.893</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">29.875.216</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.700.167</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">519.107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">868.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">297.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.685.551</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.712.542</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.283.677</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.359</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">587.971</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">734.406</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">462.756</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">325.340</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.614</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.641.025</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.606</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055.057</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">89.370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">174</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">271.026</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.551.655</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.432</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">784.031</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen*</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">246.451</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.046.557</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.402</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.554.430</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">471.838</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">40.573</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">795.719</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</span></div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.748.124</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.637.179</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.070.686</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.623.744</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.927.130</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.621.560</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.114.879</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.010.243</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.276.274</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">800.544</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.087.061</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.586.620</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">479.288</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">845.241</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.273</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.558.802</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.683.803</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.700.951</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">101.700</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">541.833</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">715.574</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">464.571</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">305.319</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.508</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht festverzinsliche Wertpapiere</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.054.380</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.299.459</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.162</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">252.865</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.016.218</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.046.594</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Einlagen*</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Derivate</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Als Finanzinvestition gehaltene Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.752</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.473.261</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Selbstgenutzte Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.335</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">780.785</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.3. </span><div class=\"list-paragraph-container\">Bemessung des beizulegenden Zeitwerts von Immobilien</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Grundlage der Bewertung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch unabh\u00e4ngige Gutachten erstellt*</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">885.475</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">952.700</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch eigene Sachverst\u00e4ndige bzw. intern erstellt</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.702.357</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.554.313</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch unabh\u00e4ngige Gutachten erstellt</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">367.516</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">364.204</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch eigene Sachverst\u00e4ndige bzw. intern erstellt</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">468.776</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">457.916</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Dies entspricht 19,30<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% (21,14<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%) des beizulegenden Zeitwerts des Postens Als Finanzinvestition gehaltene Immobilien.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Bewertungsmethode</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertragswertmethode</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.123.578</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.960.340</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vergleichspreismethode / Marktwerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">428.773</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">412.096</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige Methode</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">35.481</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">134.577</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertragswertmethode</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">650.291</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">638.577</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vergleichspreismethode / Marktwerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">172.067</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">183.231</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige Methode</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.934</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentPropertyExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-57": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">4.113.570</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.914.121</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.135.305</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.062.031</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.978.265</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.852.090</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.949</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.409</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.671</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.957</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">185.062</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">198.289</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.329</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.100</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umstufung zum Posten Zur Ver\u00e4u\u00dferung gehaltene Ver\u00e4u\u00dferungsgruppen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.803</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">14.688</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zuschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.636</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Planm\u00e4\u00dfige Abschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-95.926</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-75.281</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.678</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.737</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">3.046.557</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">1.167.543</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.135.305</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.214.100</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.113.570</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">776.990</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">772.132</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-310.150</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-301.182</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">466.840</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">470.950</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.754</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.461</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.010</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.554</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.810</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.471</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-288</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.352</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.083</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Planm\u00e4\u00dfige Abschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19.395</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.131</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.893</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">471.838</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">339.991</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">310.150</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">811.829</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">776.990</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erworbene Software</div><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.149.189</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.048.854</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-649.070</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-572.715</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">500.119</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">476.139</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.805</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.165</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.865</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.930</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">145.971</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.732</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.812</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.518</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">196</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.400</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung von Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">238</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Planm\u00e4\u00dfige Abschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-99.472</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-88.463</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.929</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">532.251</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">500.119</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">744.347</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">649.070</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.276.598</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.149.189</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:8px\"><span class=\"hyperlink-no-style\"></span>Die Wertminderungen sind vorrangig auf nicht mehr genutzte Softwarepakete in Deutschland (Vorjahr: Rum\u00e4nien und Polen) zur\u00fcckzuf\u00fchren.</div><div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">16. </span><div class=\"list-paragraph-container\">Art der Aufwendungen und Details Andere Ertr\u00e4ge und Aufwendungen</div></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">16.1. </span><div class=\"list-paragraph-container\">Allgemeine Informationen</div></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Aufgrund der Bilanzierungs- und Bewertungsvorschriften des IFRS\u00a017 sind Aufwendungen, die Versicherungsvertr\u00e4gen direkt zuordenbar sind, im Posten Versicherungstechnisches Ergebnis enthalten. Allgemeine Verwaltungsaufwendungen sind keinen Versicherungsvertr\u00e4gen direkt zuordenbar und werden daher im Posten Sonstiges operatives Ergebnis ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die unter IFRS\u00a017 ber\u00fccksichtigten Aufwendungen belaufen sich in der aktuellen Periode auf TEUR\u00a03.965.440. Abgesehen von Personalaufwendungen stammt ein wesentlicher Anteil aus abgegrenzten Provisionen, IT-Aufwendungen, Steuern in Zusammenhang mit Versicherungsabschl\u00fcssen und planm\u00e4\u00dfigen Abschreibungen.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">16.2. </span><div class=\"list-paragraph-container\">Personal</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Personalstand</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">Anzahl</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Au\u00dfendienst</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">16.146</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.745</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Innendienst</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">17.133</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.898</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">33.279</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.643</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\" style=\"margin-bottom:1px\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Der angegebene Personalstand ist ein Durchschnittswert auf Basis Full-Time Equivalents.</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Personalaufwand</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">L\u00f6hne und Geh\u00e4lter</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.067.063</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">979.677</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Aufwendungen f\u00fcr Abfertigungen und Leistungen an betriebliche Vorsorgekassen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9.296</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.134</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Aufwendungen f\u00fcr die Altersvorsorge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.305</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.534</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Gesetzlich vorgeschriebene soziale Abgaben und Aufwendungen sowie Pflichtbeitr\u00e4ge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">270.199</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">240.609</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Sozialaufwendungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">42.011</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.471</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.401.874</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.281.425</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Au\u00dfendienst</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">544.045</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">499.043</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Innendienst</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">857.829</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">782.382</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">16.3. </span><div class=\"list-paragraph-container\">Andere Ertr\u00e4ge und Aufwendungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Andere Ertr\u00e4ge</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">375.253</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">344.771</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Wechselkursgewinne</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">51.813</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.692</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon sonstige Dienstleistungsums\u00e4tze</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">191.773</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">166.429</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Andere Aufwendungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.042.898</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-889.735</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon allgemeine Verwaltungsaufwendungen gem. IFRS\u00a017</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-622.434</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-541.786</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Wechselkursverluste</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-53.620</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56.809</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Aufwendungen aus nicht monet\u00e4ren Positionen gem. IAS\u00a029</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.324</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.947</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus Selbstgenutzte Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-17.495</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.637</span></div></td></tr><tr><td class=\"de876b\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e35bd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><span class=\"hyperlink-no-style\"></span>Sowohl der Anstieg der allgemeinen Verwaltungskosten gem. IFRS\u00a017 als auch jener der sonstigen Dienstleistungsums\u00e4tze ist auf stetig steigende regulatorische Anforderungen und ein gewachsenes Gesch\u00e4ftsvolumen zur\u00fcckzuf\u00fchren.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-58": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">4.113.570</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.914.121</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.135.305</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.062.031</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.978.265</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.852.090</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.949</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.409</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.671</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.957</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">185.062</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">198.289</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.329</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.100</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umstufung zum Posten Zur Ver\u00e4u\u00dferung gehaltene Ver\u00e4u\u00dferungsgruppen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-24.803</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">14.688</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zuschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.636</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Planm\u00e4\u00dfige Abschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-95.926</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-75.281</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.678</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.737</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">3.046.557</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">1.167.543</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.135.305</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.214.100</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.113.570</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">776.990</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">772.132</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-310.150</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-301.182</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">466.840</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">470.950</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.754</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.461</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.010</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.554</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.810</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.471</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-288</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.352</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.083</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Planm\u00e4\u00dfige Abschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19.395</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.131</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.893</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">471.838</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">339.991</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">310.150</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">811.829</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">776.990</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erworbene Software</div><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.149.189</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.048.854</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-649.070</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-572.715</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">500.119</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">476.139</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.805</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.165</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.865</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.930</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">145.971</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.732</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.812</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.518</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">196</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.400</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung von Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">238</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Planm\u00e4\u00dfige Abschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-99.472</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-88.463</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.929</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">532.251</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">500.119</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">744.347</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">649.070</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.276.598</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.149.189</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:8px\"><span class=\"hyperlink-no-style\"></span>Die Wertminderungen sind vorrangig auf nicht mehr genutzte Softwarepakete in Deutschland (Vorjahr: Rum\u00e4nien und Polen) zur\u00fcckzuf\u00fchren.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Aufgrund der Bilanzierungs- und Bewertungsvorschriften des IFRS\u00a017 sind Aufwendungen, die Versicherungsvertr\u00e4gen direkt zuordenbar sind, im Posten Versicherungstechnisches Ergebnis enthalten. Allgemeine Verwaltungsaufwendungen sind keinen Versicherungsvertr\u00e4gen direkt zuordenbar und werden daher im Posten Sonstiges operatives Ergebnis ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die unter IFRS\u00a017 ber\u00fccksichtigten Aufwendungen belaufen sich in der aktuellen Periode auf TEUR\u00a03.965.440. Abgesehen von Personalaufwendungen stammt ein wesentlicher Anteil aus abgegrenzten Provisionen, IT-Aufwendungen, Steuern in Zusammenhang mit Versicherungsabschl\u00fcssen und planm\u00e4\u00dfigen Abschreibungen.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-59": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Nutzungsart</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzt</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">16.016</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">13.770</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Vermietet (Operatives Leasing)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.030.541</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.964.495</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">3.046.557</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">8. </span><div class=\"list-paragraph-container\">Finanzielle Verbindlichkeiten</div></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">8.1. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>\u00dcbersicht</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.414.865</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.312.886</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nachrangige Verbindlichkeiten</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.376.153</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.215.495</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten gegen\u00fcber Kreditinstituten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">217.410</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">298.188</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzierungsverbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">577.104</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.072</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Leasingverbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">244.198</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">220.131</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zu anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.708</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">2.481.296</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.374.140</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:9px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b9bbdb\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"f456ea\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"c34986\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\">Nachrangige Verbindlichkeiten</div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\">Finanzierungsverbindlichkeiten</div></td></tr><tr><td class=\"d8835a2\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d7ce85c\"><div class=\"defaultParagraph TBodynormalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">1.215.495</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">579.072</div></td></tr><tr><td class=\"ddfc73\"><div class=\"defaultParagraph TBodysubtotalText\">Zahlungswirksame Ver\u00e4nderungen</div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\">104.503</div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\">-8.168</div></td></tr><tr><td class=\"d453c3a\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einzahlungen</div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\">300.000</div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Auszahlungen</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">-145.217</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">-2.463</div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte Zinsen</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">-50.280</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">-5.705</div></td></tr><tr><td class=\"ddfc73\"><div class=\"defaultParagraph TBodysubtotalText\">Zahlungsunwirksame Ver\u00e4nderungen</div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\">56.155</div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.200</div></td></tr><tr><td class=\"d453c3a\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zug\u00e4nge</div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\">56.155</div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\">6.200</div></td></tr><tr><td class=\"ce83d2\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"d000b94\"><div class=\"defaultParagraph TBodytotalNumber\">1.376.153</div></td><td class=\"c499da\"><div class=\"defaultParagraph TBodytotalNumber\">577.104</div></td></tr><tr><td class=\"d8835a2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b54db0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b54db0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b9bbdb\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung</span></div></td><td class=\"f456ea\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"c34986\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nachrangige Verbindlichkeiten</span></div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzierungsverbindlichkeiten</span></div></td></tr><tr><td class=\"d8835a2\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b27129\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d7ce85c\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</span></div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.309.283</span></div></td><td class=\"d37d8d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.908</span></div></td></tr><tr><td class=\"ddfc73\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungswirksame Ver\u00e4nderungen</span></div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-144.945</span></div></td><td class=\"f70457\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.183</span></div></td></tr><tr><td class=\"d453c3a\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Einzahlungen</span></div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d93592e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Auszahlungen</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-91.748</span></div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.473</span></div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte Zinsen</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-53.197</span></div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.760</span></div></td></tr><tr><td class=\"ddfc73\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungsunwirksame Ver\u00e4nderungen</span></div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.157</span></div></td><td class=\"f70457\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.347</span></div></td></tr><tr><td class=\"d453c3a\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Zug\u00e4nge</span></div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.570</span></div></td><td class=\"d93592e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.339</span></div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-413</span></div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"ce83d2\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert zum 31.12.</span></div></td><td class=\"d000b94\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.215.495</span></div></td><td class=\"c499da\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.072</span></div></td></tr><tr><td class=\"d8835a2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b54db0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b27129\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">14. </span><div class=\"list-paragraph-container\">Leasingverh\u00e4ltnisse</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Leasinggeber:innen \u2013 Operatives Leasing</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>F\u00e4lligkeitsstruktur der undiskontierten Leasingzahlungen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Bis zu 1 Jahr</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">175.308</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">167.299</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als ein Jahr bis zu zwei Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">160.959</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">154.787</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als zwei Jahre bis zu drei Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">146.976</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">144.700</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als drei Jahre bis zu vier Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">137.140</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">132.112</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als vier Jahre bis zu f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">124.165</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">118.951</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als f\u00fcnf Jahre</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.651.484</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.515.286</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">4.396.032</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.233.135</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Leasingertr\u00e4ge</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Feste Leasingertr\u00e4ge</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">180.425</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">172.441</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Leasingertr\u00e4ge aus variablen Leasingzahlungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">39.388</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.115</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">219.813</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">205.556</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-60": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">5. </span><div class=\"list-paragraph-container\">Selbstgenutzte Immobilien und Sachanlagen</div></div><div class=\"defaultParagraph Standard\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.8. Selbstgenutzte Immobilien\u201c <br/>dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Immobilien</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">471.838</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sachanlagen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">169.809</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">162.222</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">641.647</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">629.062</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Es gibt keine materiellen Beschr\u00e4nkungen der Verf\u00fcgungsmacht oder materielle vertragliche Verpflichtungen f\u00fcr den Erwerb der ausgewiesenen Posten Selbstgenutzte Immobilien und Sachanlagen.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">5.1. </span><div class=\"list-paragraph-container\">Selbstgenutzte Immobilien</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">776.990</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">772.132</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-310.150</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-301.182</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">466.840</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">470.950</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.754</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.461</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.010</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.554</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.810</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25.471</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-288</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.352</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.083</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Planm\u00e4\u00dfige Abschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19.395</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.131</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.893</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">471.838</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">339.991</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">310.150</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">811.829</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">776.990</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:7px\"><span class=\"hyperlink-no-style\"></span>Die Wertminderungen sind im Wesentlichen auf Geb\u00e4ude der Omniasig (TEUR\u00a03.483) und Alfa (Ungarn) (TEUR\u00a02.039) zur\u00fcckzuf\u00fchren.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung berichtspflichtige Segmente</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">175.395</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">167.634</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">114.856</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">111.479</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7.592</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.728</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Erweiterte CEE</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">123.807</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">133.195</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Spezialm\u00e4rkte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5.796</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.007</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Gruppenfunktionen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44.392</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.797</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Gesamt</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">471.838</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"c0e469\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Nutzungsart</div></td><td class=\"d1690f9\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d0c59d0\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"e50638\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Selbstgenutzt</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Vermietet (Operatives Leasing)</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Summe</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Selbstgenutzt</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Vermietet (Operatives Leasing)</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d95a2e2\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Immobilien</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">450.766</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">21.072</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">471.838</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">436.510</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30.330</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td></tr><tr><td class=\"d3688a0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-bottom:11px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Aktiva</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.490.212</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.805.069</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.969.192</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.717.528</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.491.789</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">29.889.832</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">24.144.960</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.900.363</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">829.893</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">29.875.216</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.700.167</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">519.107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">868.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">297.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.685.551</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.712.542</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.283.677</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.359</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">587.971</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">734.406</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">462.756</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">325.340</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.614</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.641.025</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.606</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055.057</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">89.370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">174</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">271.026</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.551.655</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.432</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">784.031</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen*</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">246.451</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.046.557</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.402</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.554.430</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">471.838</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">40.573</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">795.719</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</span></div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.748.124</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.637.179</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.070.686</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.623.744</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.927.130</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.621.560</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.114.879</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.010.243</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.276.274</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">800.544</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.087.061</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.586.620</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">479.288</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">845.241</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.273</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.558.802</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.683.803</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.700.951</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">101.700</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">541.833</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">715.574</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">464.571</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">305.319</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.508</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht festverzinsliche Wertpapiere</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.054.380</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.299.459</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.162</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">252.865</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.016.218</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.046.594</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Einlagen*</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Derivate</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Als Finanzinvestition gehaltene Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.752</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.473.261</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Selbstgenutzte Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.335</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">780.785</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.3. </span><div class=\"list-paragraph-container\">Bemessung des beizulegenden Zeitwerts von Immobilien</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Grundlage der Bewertung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch unabh\u00e4ngige Gutachten erstellt*</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">885.475</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">952.700</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch eigene Sachverst\u00e4ndige bzw. intern erstellt</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.702.357</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.554.313</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch unabh\u00e4ngige Gutachten erstellt</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">367.516</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">364.204</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch eigene Sachverst\u00e4ndige bzw. intern erstellt</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">468.776</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">457.916</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Dies entspricht 19,30<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% (21,14<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%) des beizulegenden Zeitwerts des Postens Als Finanzinvestition gehaltene Immobilien.</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Bewertungsmethode</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertragswertmethode</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.123.578</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.960.340</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vergleichspreismethode / Marktwerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">428.773</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">412.096</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige Methode</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">35.481</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">134.577</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertragswertmethode</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">650.291</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">638.577</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vergleichspreismethode / Marktwerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">172.067</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">183.231</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige Methode</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.934</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.5. </span><div class=\"list-paragraph-container\">Nicht beobachtbare Inputfaktoren</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Asset-Klasse</div></td><td class=\"aea88e\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">Bewertungsmethoden</div></td><td class=\"d8ded8b\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">Nicht beobachtbare Inputfaktoren</div></td><td class=\"d6354fd\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">Bandbreite</div></td><td class=\"d3a29ab\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d0e535d\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d33db5d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"b64231\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"eded07\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d999830\"><div class=\"defaultParagraph THeadlastNumber\">von</div></td><td class=\"d999830\"><div class=\"defaultParagraph THeadlastNumber\">bis</div></td><td class=\"d999830\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">von</span></div></td><td class=\"f07417\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">bis</span></div></td></tr><tr><td class=\"d018225\"><div class=\"defaultParagraph TBodynormalText\">Immobilien</div></td><td class=\"fca0f2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ertragswert</div></td><td class=\"d2df857\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kapitalisierungszinssatz</div></td><td class=\"fe6575\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in %</div></td><td class=\"a9d0af\"><div class=\"defaultParagraph TBodynormalNumber\">0,80</div></td><td class=\"a9d0af\"><div class=\"defaultParagraph TBodynormalNumber\">7,80</div></td><td class=\"a9d0af\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,30</span></div></td><td class=\"b526fe\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,47</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"aea88e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mietertr\u00e4ge</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">7</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">5.243</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.124</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"da0696\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bodenpreise</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">12</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d9bcd89\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Discounted Cash flow</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kapitalisierungszinssatz</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in %</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">4,96</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">9,12</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,33</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,18</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"da0696\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mietertr\u00e4ge</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">117</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">9.240</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">116</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.754</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d9bcd89\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Baurechte \u2013 Ertragswert</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kapitalisierungszinssatz</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in %</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">2,00</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">4,00</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,50</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,00</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"aea88e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mietertr\u00e4ge</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">81</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">4.349</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">83</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.349</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"aea88e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bodenpreise</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">0,19</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">0,80</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,31</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,80</span></div></td></tr><tr><td class=\"d1b185a\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"da0696\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tats\u00e4chlich gezahlter Bauzins</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in %</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">2,03</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">9,00</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,90</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,56</span></div></td></tr><tr><td class=\"d122a42\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d5388b4\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"deca61\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d07e42f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d226f59\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d226f59\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d226f59\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b3d955\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-61": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">6. </span><div class=\"list-paragraph-container\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></div><div class=\"defaultParagraph Standard\">Die Bilanzposition Investitionen in Beteiligungsunternehmen besteht nur aus Anteilen an at equity bewerteten Unternehmen. Die Liste der Beteiligungsunternehmen ist in Anhangangabe \u201e21. Unternehmenszusammenschl\u00fcsse\u201c dargelegt.</div><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\"><span class=\"hyperlink-no-style\"></span>Die Anteile an at equity bewerteten Unternehmen hatten zum 31.\u00a0Dezember\u00a02025 einen Buchwert von EUR\u00a0246,5\u00a0Mio. und zum 31.\u00a0Dezember\u00a02024 einen Buchwert von EUR\u00a0204,8\u00a0Mio. Der Anteil der at equity bewerteten Unternehmen lag damit gemessen am Buchwert des risikobehafteten Portfolios zum 31.\u00a0Dezember\u00a02025 bei 0,65<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (0,56<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%).</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8c9e0d\"><div class=\"defaultParagraph THeadsingleText\">At equity-konsolidierte Unternehmen</div></td><td class=\"d40f3cc\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitzland</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitz</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\">Anteile 2025</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Anteile 2024</span></div></td></tr><tr><td class=\"e62f4f\"><div class=\"defaultParagraph TBodyfirstText\">\u00a0</div></td><td class=\"d926f1b\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td></tr><tr><td class=\"c6bfe6\"><div class=\"defaultParagraph TBodynormalText\">Beteiligungs- und Immobilien GmbH</div></td><td class=\"d6f6a0d\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d000d51\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Linz</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\">24,44</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,44</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Beteiligungs- und Wohnungsanlagen GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Linz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">24,44</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,44</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CROWN-WSF spol. s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">29,33</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">29,33</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">ERSTE d.o.o. - za upravljanje obveznim i dobrovljnim mirovinskim fondovima</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">25,30</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,30</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Gewista-Werbegesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">22,58</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22,58</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreichisches Verkehrsb\u00fcro Aktiengesellschaft</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">35,78</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35,78</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PHINANCE SP\u00d3\u0141KA AKCYJNA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Posen</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">48,81</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Towarzystwo Ubezpiecze\u0144 Wzajemnych \u201eTUW\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">52,16</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52,16</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">UNIVERSAL makl\u00e9rsky dom a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">34,46</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34,46</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VBV - Betriebliche Altersvorsorge AG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">24,83</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,83</span></div></td></tr><tr><td class=\"fb2591\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a65944\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d46a276\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-62": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">7.1. </span><div class=\"list-paragraph-container\">Forderungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"c0e469\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d1690f9\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d0c59d0\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"e50638\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Bruttobuchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">ECL</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Nettobuchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Bruttobuchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">ECL</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nettobuchwert</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d95a2e2\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a09 bewertete Forderungen</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">448.585</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-3.081</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">445.504</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">461.697</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.840</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">441.857</span></div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Forderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">170.616</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">170.616</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">118.111</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">118.111</span></div></td></tr><tr><td class=\"d86a705\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">619.201</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-3.081</div></td><td class=\"c035fd\"><div class=\"defaultParagraph TBodytotalNumber\">616.120</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.808</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.840</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">559.968</span></div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:14px\"><span class=\"hyperlink-no-style\"></span>Die nach IFRS\u00a09 bewerteten Forderungen im aktuellen Jahr als auch im Vorjahr setzen sich \u00fcberwiegend zusammen aus: Forderungen aus Finanzierungsleasing, Forderungen an Hausverwaltungen sowie Forderungen f\u00fcr Dienstleistungen (IFRS\u00a015).</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\">F\u00e4lligkeitsstruktur</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Bis zu 1 Jahr</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">427.645</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">408.920</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als ein Jahr bis zu f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">84.458</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61.508</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als f\u00fcnf Jahre bis zu zehn Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">34.974</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.229</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als zehn Jahre</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.043</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">69.311</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">616.120</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">559.968</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherReceivablesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-63": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">7.2. </span><div class=\"list-paragraph-container\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">642.152</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">582.834</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Verbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">639.445</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">573.984</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.281.597</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.156.818</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die nach IFRS\u00a09 bewerteten Verbindlichkeiten setzen sich \u00fcberwiegend zusammen aus: Verbindlichkeiten f\u00fcr offene Eingangsrechnungen, Verbindlichkeiten aus Kautionen sowie Verbindlichkeiten aus K\u00e4ufen von Kapitalanlagen.</div><div class=\"defaultParagraph Standard\">Bez\u00fcglich der Detailangaben zu Steuerverbindlichkeiten wird auf die Ausf\u00fchrungen in der Anhangangabe \u201e11. Steuern\u201c verwiesen.</div><div class=\"defaultParagraph Standard\">Bez\u00fcglich der Detailangaben zu Leasingverbindlichkeiten wird auf die Ausf\u00fchrungen in der Anhangangabe \u201e8. Finanzielle Verbindlichkeiten\u201c verwiesen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>F\u00e4lligkeitsstruktur</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Bis zu 1 Jahr</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.180.899</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.062.732</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als ein Jahr bis zu f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">47.161</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48.914</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als f\u00fcnf Jahre bis zu zehn Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44.493</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35.865</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als zehn Jahre</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9.044</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.307</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.281.597</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.156.818</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherPayablesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-64": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">7.2. </span><div class=\"list-paragraph-container\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">642.152</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">582.834</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Verbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">639.445</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">573.984</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.281.597</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.156.818</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die nach IFRS\u00a09 bewerteten Verbindlichkeiten setzen sich \u00fcberwiegend zusammen aus: Verbindlichkeiten f\u00fcr offene Eingangsrechnungen, Verbindlichkeiten aus Kautionen sowie Verbindlichkeiten aus K\u00e4ufen von Kapitalanlagen.</div><div class=\"defaultParagraph Standard\">Bez\u00fcglich der Detailangaben zu Steuerverbindlichkeiten wird auf die Ausf\u00fchrungen in der Anhangangabe \u201e11. Steuern\u201c verwiesen.</div><div class=\"defaultParagraph Standard\">Bez\u00fcglich der Detailangaben zu Leasingverbindlichkeiten wird auf die Ausf\u00fchrungen in der Anhangangabe \u201e8. Finanzielle Verbindlichkeiten\u201c verwiesen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>F\u00e4lligkeitsstruktur</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Bis zu 1 Jahr</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.180.899</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.062.732</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als ein Jahr bis zu f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">47.161</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48.914</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als f\u00fcnf Jahre bis zu zehn Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44.493</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35.865</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als zehn Jahre</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9.044</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.307</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.281.597</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.156.818</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialLiabilitiesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-65": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">7.2. </span><div class=\"list-paragraph-container\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">642.152</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">582.834</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Verbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">639.445</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">573.984</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.281.597</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.156.818</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die nach IFRS\u00a09 bewerteten Verbindlichkeiten setzen sich \u00fcberwiegend zusammen aus: Verbindlichkeiten f\u00fcr offene Eingangsrechnungen, Verbindlichkeiten aus Kautionen sowie Verbindlichkeiten aus K\u00e4ufen von Kapitalanlagen.</div><div class=\"defaultParagraph Standard\">Bez\u00fcglich der Detailangaben zu Steuerverbindlichkeiten wird auf die Ausf\u00fchrungen in der Anhangangabe \u201e11. Steuern\u201c verwiesen.</div><div class=\"defaultParagraph Standard\">Bez\u00fcglich der Detailangaben zu Leasingverbindlichkeiten wird auf die Ausf\u00fchrungen in der Anhangangabe \u201e8. Finanzielle Verbindlichkeiten\u201c verwiesen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>F\u00e4lligkeitsstruktur</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Bis zu 1 Jahr</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.180.899</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.062.732</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als ein Jahr bis zu f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">47.161</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48.914</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als f\u00fcnf Jahre bis zu zehn Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44.493</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35.865</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als zehn Jahre</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9.044</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.307</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.281.597</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.156.818</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherLiabilitiesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-66": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">7.2. </span><div class=\"list-paragraph-container\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a09 bewertete Verbindlichkeiten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">642.152</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">582.834</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Verbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">639.445</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">573.984</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.281.597</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.156.818</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die nach IFRS\u00a09 bewerteten Verbindlichkeiten setzen sich \u00fcberwiegend zusammen aus: Verbindlichkeiten f\u00fcr offene Eingangsrechnungen, Verbindlichkeiten aus Kautionen sowie Verbindlichkeiten aus K\u00e4ufen von Kapitalanlagen.</div><div class=\"defaultParagraph Standard\">Bez\u00fcglich der Detailangaben zu Steuerverbindlichkeiten wird auf die Ausf\u00fchrungen in der Anhangangabe \u201e11. Steuern\u201c verwiesen.</div><div class=\"defaultParagraph Standard\">Bez\u00fcglich der Detailangaben zu Leasingverbindlichkeiten wird auf die Ausf\u00fchrungen in der Anhangangabe \u201e8. Finanzielle Verbindlichkeiten\u201c verwiesen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>F\u00e4lligkeitsstruktur</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Bis zu 1 Jahr</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.180.899</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.062.732</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als ein Jahr bis zu f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">47.161</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48.914</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als f\u00fcnf Jahre bis zu zehn Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44.493</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35.865</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als zehn Jahre</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9.044</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.307</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.281.597</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.156.818</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-67": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">8. </span><div class=\"list-paragraph-container\">Finanzielle Verbindlichkeiten</div></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">8.1. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>\u00dcbersicht</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.414.865</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.312.886</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nachrangige Verbindlichkeiten</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.376.153</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.215.495</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verbindlichkeiten gegen\u00fcber Kreditinstituten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">217.410</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">298.188</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Finanzierungsverbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">577.104</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.072</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Leasingverbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">244.198</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">220.131</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zu anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.708</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">2.481.296</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.374.140</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:9px\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b9bbdb\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"f456ea\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"c34986\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\">Nachrangige Verbindlichkeiten</div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\">Finanzierungsverbindlichkeiten</div></td></tr><tr><td class=\"d8835a2\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d7ce85c\"><div class=\"defaultParagraph TBodynormalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">1.215.495</div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\">579.072</div></td></tr><tr><td class=\"ddfc73\"><div class=\"defaultParagraph TBodysubtotalText\">Zahlungswirksame Ver\u00e4nderungen</div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\">104.503</div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\">-8.168</div></td></tr><tr><td class=\"d453c3a\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einzahlungen</div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\">300.000</div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Auszahlungen</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">-145.217</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">-2.463</div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bezahlte Zinsen</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">-50.280</div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\">-5.705</div></td></tr><tr><td class=\"ddfc73\"><div class=\"defaultParagraph TBodysubtotalText\">Zahlungsunwirksame Ver\u00e4nderungen</div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\">56.155</div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.200</div></td></tr><tr><td class=\"d453c3a\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zug\u00e4nge</div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\">56.155</div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\">6.200</div></td></tr><tr><td class=\"ce83d2\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"d000b94\"><div class=\"defaultParagraph TBodytotalNumber\">1.376.153</div></td><td class=\"c499da\"><div class=\"defaultParagraph TBodytotalNumber\">577.104</div></td></tr><tr><td class=\"d8835a2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b54db0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b54db0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b9bbdb\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Entwicklung</span></div></td><td class=\"f456ea\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"c34986\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d79c99f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Nachrangige Verbindlichkeiten</span></div></td><td class=\"d8eb68b\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzierungsverbindlichkeiten</span></div></td></tr><tr><td class=\"d8835a2\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b54db0\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b27129\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d7ce85c\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</span></div></td><td class=\"d3a907\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.309.283</span></div></td><td class=\"d37d8d\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.908</span></div></td></tr><tr><td class=\"ddfc73\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungswirksame Ver\u00e4nderungen</span></div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-144.945</span></div></td><td class=\"f70457\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.183</span></div></td></tr><tr><td class=\"d453c3a\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Einzahlungen</span></div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d93592e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Auszahlungen</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-91.748</span></div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.473</span></div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bezahlte Zinsen</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-53.197</span></div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.760</span></div></td></tr><tr><td class=\"ddfc73\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungsunwirksame Ver\u00e4nderungen</span></div></td><td class=\"e0f514\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.157</span></div></td><td class=\"f70457\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.347</span></div></td></tr><tr><td class=\"d453c3a\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Zug\u00e4nge</span></div></td><td class=\"d2b733e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.570</span></div></td><td class=\"d93592e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.339</span></div></td></tr><tr><td class=\"d9846a3\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungs\u00e4nderungen</span></div></td><td class=\"d5e1334\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-413</span></div></td><td class=\"c1aa8f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"ce83d2\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert zum 31.12.</span></div></td><td class=\"d000b94\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.215.495</span></div></td><td class=\"c499da\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">579.072</span></div></td></tr><tr><td class=\"d8835a2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b54db0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b27129\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">8.2. </span><div class=\"list-paragraph-container\">Nachrangige Verbindlichkeiten</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Nachrangige Verbindlichkeiten des Konzerns</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d33db5d\"><div class=\"defaultParagraph THeadsingleText\" style=\"line-height:11px; overflow:hidden; margin-top:6px; margin-bottom:3px\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"font-size:10px; min-height:10px\">Emittierendes Unternehmen</span></div></td><td class=\"d605e6\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"line-height:11px; overflow:hidden; margin-top:6px; margin-bottom:3px\"><span dir=\"ltr\" style=\"font-size:10px; min-height:10px\">Emissionsdatum</span></div></td><td class=\"d605e6\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"line-height:11px; overflow:hidden; margin:6px 3px 3px 2px\"><span dir=\"ltr\" style=\"font-size:10px; min-height:10px\">Aushaftendes Volumen</span><span dir=\"ltr\" style=\"font-size:10px; min-height:10px\"><sup>1</sup></span></div></td><td class=\"d605e6\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"line-height:11px; overflow:hidden; margin-top:6px; margin-bottom:3px\"><span dir=\"ltr\" style=\"font-size:10px; min-height:10px\">davon Anteilige Zinsen</span></div></td><td class=\"d605e6\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"line-height:11px; overflow:hidden; margin-top:6px; margin-bottom:3px\"><span dir=\"ltr\" style=\"font-size:10px; min-height:10px\">Laufzeit</span></div></td><td class=\"d02c4fa\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"line-height:11px; overflow:hidden; margin-top:6px; margin-bottom:3px\"><span dir=\"ltr\" style=\"font-size:10px; min-height:10px\">Verzinsung</span></div></td><td class=\"d01c02c\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"line-height:11px; overflow:hidden; margin:6px 3px 3px 2px\"><span dir=\"ltr\" style=\"font-size:10px; min-height:10px\">Beizulegender Zeitwert</span><span dir=\"ltr\" style=\"font-size:10px; min-height:10px\"><sup>2</sup></span></div></td></tr><tr><td class=\"d1c1bd6\"><div class=\"defaultParagraph TBodyfirstText\" style=\"line-height:11px; overflow:hidden; margin-top:6px; margin-bottom:4px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">\u00a0</span></div></td><td class=\"a494f6\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"line-height:11px; overflow:hidden; margin-top:6px; margin-bottom:4px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">\u00a0</span></div></td><td class=\"a494f6\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"line-height:11px; overflow:hidden; margin-top:6px; margin-bottom:4px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">in TEUR</span></div></td><td class=\"a494f6\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"line-height:11px; overflow:hidden; margin-top:6px; margin-bottom:4px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">in TEUR</span></div></td><td class=\"a494f6\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"line-height:11px; overflow:hidden; margin-top:6px; margin-bottom:4px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">in Jahren</span></div></td><td class=\"d278db8\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"line-height:11px; overflow:hidden; margin-top:6px; margin-bottom:4px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">in %</span></div></td><td class=\"d2e20c6\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"line-height:11px; overflow:hidden; margin-top:6px; margin-bottom:4px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">in TEUR</span></div></td></tr><tr><td class=\"d1b185a\"><div class=\"defaultParagraph TBodynormalText\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">VIG Holding</span></div></td><td class=\"d95a0bb\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">2.3.2015</span></div></td><td class=\"d95a0bb\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">159.270</span></div></td><td class=\"d95a0bb\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">4.824</span></div></td><td class=\"d95a0bb\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin:5px 1px 0px 2px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">31</span><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\"><sup>3</sup></span></div></td><td class=\"e59858\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">Erste 11 Jahre: 3,75</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">% p.a.; danach variabel</span></div></td><td class=\"e3b0d5\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">154.956</span></div></td></tr><tr><td class=\"bacad8\"><div class=\"defaultParagraph TBodynormalText\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">VIG Holding</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">13.4.2017</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">137.607</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">3.607</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin:5px 1px 0px 2px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">30</span><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\"><sup>4</sup></span></div></td><td class=\"d52390b\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">Erste 10 Jahre: 3,75</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">% p.a.; danach variabel</span></div></td><td class=\"d97eba1\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">134.288</span></div></td></tr><tr><td class=\"bacad8\"><div class=\"defaultParagraph TBodynormalText\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">VIG Holding</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">15.6.2022</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">513.289</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">13.289</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin:5px 1px 0px 2px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">20</span><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\"><sup>4</sup></span></div></td><td class=\"d52390b\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">Erste 10 Jahre: 4,875</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">% p.a.; danach variabel</span></div></td><td class=\"d97eba1\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">527.155</span></div></td></tr><tr><td class=\"bacad8\"><div class=\"defaultParagraph TBodynormalText\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">VIG Holding</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">2.4.2025</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">310.377</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">10.377</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin:5px 1px 0px 2px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">20</span><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\"><sup>4</sup></span></div></td><td class=\"d52390b\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">Erste 10 Jahre: 4,625</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">% p.a.; danach variabel</span></div></td><td class=\"d97eba1\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">310.197</span></div></td></tr><tr><td class=\"bacad8\"><div class=\"defaultParagraph TBodynormalText\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">Wiener St\u00e4dtische</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">11.5.2017</span></div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">255.610</span></div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">5.610</span></div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin:5px 1px 0px 2px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">10</span><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\"><sup>5</sup></span></div></td><td class=\"d52390b\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">3,50</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">% p.a.</span></div></td><td class=\"d97eba1\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">251.208</span></div></td></tr><tr><td class=\"d5d0752\"><div class=\"defaultParagraph TBodytotalText\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">Summe</span></div></td><td class=\"d40e93b\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"line-height:10px; overflow:hidden; text-align:left; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">\u00a0</span></div></td><td class=\"d40e93b\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">1.376.153</span></div></td><td class=\"d40e93b\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">37.707</span></div></td><td class=\"d40e93b\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"line-height:10px; overflow:hidden; text-align:left; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">\u00a0</span></div></td><td class=\"d2bd38b\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"line-height:10px; overflow:hidden; text-align:left; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">\u00a0</span></div></td><td class=\"d8befd5\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"line-height:10px; overflow:hidden; margin-top:5px; margin-bottom:0px\"><span dir=\"ltr\" style=\"font-size:9px; min-height:9px\">1.377.804</span></div></td></tr><tr><td class=\"d1c1bd6\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a494f6\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a494f6\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a494f6\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a494f6\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d278db8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d2e20c6\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>1</sup><span class=\"tabulator-14\"></span>Im aushaftenden Volumen sind die jeweiligen anteiligen Zinsen, gem. der Dirty Value-Methode, enthalten.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>2</sup><span class=\"tabulator-14\"></span>Der Beizulegende Zeitwert wird nur vom Nominale des Wertpapiers, ohne anteilige Zinsen, ermittelt.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>3</sup><span class=\"tabulator-14\"></span>Das Recht auf ordentliche und au\u00dferordentliche K\u00fcndigung durch die Inhaber:innen ist ausgeschlossen. Eine ordentliche K\u00fcndigung durch die Emittentin ist fr\u00fchestens nach 11 Jahren m\u00f6glich.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>4</sup><span class=\"tabulator-14\"></span>Das Recht auf ordentliche und au\u00dferordentliche K\u00fcndigung durch die Inhaber:innen ist ausgeschlossen. Eine ordentliche K\u00fcndigung durch die Emittentin ist fr\u00fchestens nach 10 Jahren m\u00f6glich.</div><div class=\"defaultParagraph TNote\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>5</sup><span class=\"tabulator-14\"></span>Das Recht auf ordentliche und au\u00dferordentliche K\u00fcndigung durch die Inhaber:innen ist ausgeschlossen. Eine ordentliche K\u00fcndigung durch die Emittentin ist nicht vorgesehen.</div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:29px; padding-right:0px\">Nachrangige Verbindlichkeiten der VIG Holding</div><div class=\"defaultParagraph Standard\">Zinsen auf die Erg\u00e4nzungskapitalanleihen gelangen nur insofern zur Auszahlung, als die Zinsen im nationalen Jahres\u00fcberschuss des Unternehmens gedeckt sind. Die Zinsen sind aber jedenfalls im Aufwand enthalten.</div><div class=\"defaultParagraph Standard\">Am 2. M\u00e4rz 2015 wurde eine Nachranganleihe im Gesamtnennbetrag von EUR\u00a0400.000.000,00 mit einer Laufzeit von 31\u00a0Jahren begeben. Eine K\u00fcndigung durch die VIG Holding ist erstmals am 2. M\u00e4rz 2026 und zu jedem folgenden Kupontermin zu 100<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% m\u00f6glich. In den ersten elf Jahren der Laufzeit wird die Nachranganleihe mit einem Zinssatz von 3,75<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% p.a. fix verzinst, danach ist die Verzinsung variabel. Die nachrangige Anleihe entspricht den Anforderungen an Tier\u00a02 nach Solvency\u00a0II. Die Anleihe notiert an der Luxemburger B\u00f6rse. Am 21. April 2023 erfolgte der erste vorzeitige teilweise R\u00fcckkauf der nachrangigen Schuldverschreibungen, wobei rd.\u00a0EUR\u00a0185,6\u00a0Mio. zur\u00fcckgekauft werden konnten. Am 3. April 2025 erfolgte der R\u00fcckkauf weiterer rd. EUR\u00a060,0\u00a0Mio., womit das noch aushaftende Volumen dieser Schuldverschreibungen rd. EUR\u00a0154,4\u00a0Mio. betr\u00e4gt. Es wird weiters auf die Ausf\u00fchrungen unter der Anhangangabe \u201e27. Wesentliche Ereignisse nach dem Bilanzstichtag\u201c zum<span dir=\"ltr\" style=\"background-color:#FFFF00\"> </span>Thema \u201eK\u00fcndigung und R\u00fcckzahlung Nachrangiger Schuldverschreibungen 2015\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>verwiesen.</div><div class=\"defaultParagraph Standard\">Im Rahmen einer Privatplatzierung wurde am 6. April 2017 eine nachrangige Anleihe in H\u00f6he von EUR\u00a0200.000.000,00 begeben. Die nachrangige Anleihe hat eine Laufzeit von 30\u00a0Jahren und ist nach Ablauf von 10\u00a0Jahren erstmals durch die VIG Holding k\u00fcndbar. Sie entspricht den Anforderungen an Tier 2 nach Solvency\u00a0II sowie der Kapital-Qualifizierung gem\u00e4\u00df der Ratingagentur S&amp;P. In den ersten zehn Jahren der Laufzeit werden die nachrangigen Schuldverschreibungen mit einem Zinssatz von 3,75<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% p.a. fix verzinst, danach ist die Verzinsung variabel. Die Einbeziehung in den Dritten Markt der Wiener B\u00f6rse erfolgte mit 13.\u00a0April\u00a02017. Am 3. April 2025 erfolgte der vorzeitige R\u00fcckkauf von EUR\u00a066,0\u00a0Mio., womit das noch aushaftende Volumen dieser Schuldverschreibungen EUR\u00a0134,0\u00a0Mio. betr\u00e4gt.</div><div class=\"defaultParagraph Standard\">Am 8. Juni 2022 wurde eine nachrangige Tier 2-Anleihe im Gesamtnennbetrag von EUR\u00a0500.000.000,00 platziert. Die Nachranganleihe hat eine Laufzeit von 20 Jahren und ist nach Ablauf von 10 Jahren erstmals durch die VIG Holding k\u00fcndbar. Sie entspricht den Anforderungen an Tier 2 nach Solvency\u00a0II sowie der Kapital-Qualifizierung gem\u00e4\u00df der Ratingagentur S&amp;P. Die Schuldverschreibungen werden anf\u00e4nglich mit j\u00e4hrlich 4,875<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% fest verzinst. Sofern nicht zuvor gek\u00fcndigt und zur\u00fcckgezahlt, werden die Schuldverschreibungen ab dem 15. Juni 2032 (einschlie\u00dflich) variabel verzinst. Die Schuldverschreibungen notieren an der Wiener B\u00f6rse.</div><div class=\"defaultParagraph Standard\">Am 2. April 2025 wurde eine nachrangige Tier 2-Anleihe im Gesamtnennbetrag von EUR\u00a0300.000.000,00 platziert. Die Nachranganleihe hat eine Laufzeit von 20 Jahren und ist nach Ablauf von 10 Jahren erstmals durch die VIG Holding k\u00fcndbar. Sie entspricht den Anforderungen an Tier 2 nach Solvency\u00a0II sowie der Kapital-Qualifizierung gem\u00e4\u00df der Ratingagentur S&amp;P. Die Schuldverschreibungen werden anf\u00e4nglich mit j\u00e4hrlich 4,625<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% fest verzinst. Sofern nicht zuvor gek\u00fcndigt und zur\u00fcckgezahlt, werden die Schuldverschreibungen ab dem 2. April 2035 (einschlie\u00dflich) variabel verzinst. Die Schuldverschreibungen notieren an der Wiener B\u00f6rse.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d31c54d\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.170.667</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">3</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.809.205</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">302.753</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.111.961</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bewertet zu AC*</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">2.170.667</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.809.205</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">302.753</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">2.111.961</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.233</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">475</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.233</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">368</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verbindlichkeiten</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</span></div></td><td class=\"d31c54d\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.092.755</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.621.176</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">385.516</span></div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.006.692</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC*</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.092.755</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.621.176</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">385.516</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.006.692</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">923</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.076</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.492</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">923</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">569</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.492</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige finanzielle Verbindlichkeiten</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-68": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">9. </span><div class=\"list-paragraph-container\">Details zur Konzerngewinn- und -verlustrechnung</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00d6sterreich</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Tschechische Republik</div></td><td class=\"d1fabb6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Polen</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d83e84e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Kapitalveranlagungsergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.296.663</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">820.847</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">148.517</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">143.621</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">200.999</div></td><td class=\"deed60\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">125.001</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zinsertr\u00e4ge nach der Effektivzinsmethode</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">432.554</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">430.949</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">65.116</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">76.835</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">73.907</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">68.037</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Wertminderungen inkl. -aufholungen von Finanzinstrumenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">42.122</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.508</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">130</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.706</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">164</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.762</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gewinne und Verluste aus der Ausbuchung von Verm\u00f6genswerten bewertet zu AC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-10.500</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.699</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstiges Ergebnis aus Finanzinstrumenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">832.487</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">387.390</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">83.271</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61.080</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">126.928</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">55.901</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">davon Ergebnis aus der Bewertung von finanziellen Verm\u00f6genswerten bewertet zu FVtPL</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">720.630</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">275.412</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">67.410</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.678</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">65.456</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18.782</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">davon Ergebnis aus dem Verkauf von finanziellen Verm\u00f6genswerten bewertet zu FVtPL</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">20.872</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.713</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">6.697</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.845</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">67.936</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.370</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.184</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.501</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-11</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">492</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">457</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon laufende Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">103.214</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.905</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">506</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">670</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">969</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">926</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Abschreibungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-73.030</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-52.601</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.348</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-629</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-477</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-469</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus dem Verkauf</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">197</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">831</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-49</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzierungsaufwendungen</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-29.037</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.645</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.532</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.131</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.069</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.047</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Personalr\u00fcckstellungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-7.589</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.582</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Finanzierungsverbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-858</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Verbindlichkeiten gegen\u00fcber Kreditinstituten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.306</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.363</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Nachrangige Verbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-17.113</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.984</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-769</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.678</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.599</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.581</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Leasingverbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.242</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.847</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.976</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.405</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-941</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-578</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Ergebnis von Selbstgenutzte Immobilien</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">948</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">985</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-4.907</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.975</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-408</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">909</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Abschreibungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-8.554</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.123</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-3.747</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.684</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-308</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-355</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus dem Verkauf</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.681</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.478</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Erweiterte CEE</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Spezialm\u00e4rkte</div></td><td class=\"d1fabb6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gruppenfunktionen</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d83e84e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Kapitalveranlagungsergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">361.620</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">404.884</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">361.169</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">337.574</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.619</div></td><td class=\"deed60\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">79.673</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zinsertr\u00e4ge nach der Effektivzinsmethode</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">227.860</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">210.509</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">218.592</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">149.266</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">105.531</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">89.841</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Wertminderungen inkl. -aufholungen von Finanzinstrumenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-18.028</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.378</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.929</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.654</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.265</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">194</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gewinne und Verluste aus der Ausbuchung von Verm\u00f6genswerten bewertet zu AC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.365</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-36</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-218</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.174</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstiges Ergebnis aus Finanzinstrumenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">150.423</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">191.193</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">146.542</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">220.969</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-43.959</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.188</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">davon Ergebnis aus der Bewertung von finanziellen Verm\u00f6genswerten bewertet zu FVtPL</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">140.729</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.031</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">57.165</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">80.462</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.974</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.150</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">davon Ergebnis aus dem Verkauf von finanziellen Verm\u00f6genswerten bewertet zu FVtPL</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.459</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.327</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.527</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.636</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.020</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.554</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.200</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.204</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">187</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">235</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">17.250</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.290</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon laufende Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">8.187</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.110</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">427</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">489</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">35.939</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.257</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Abschreibungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.807</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.647</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-253</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-254</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-18.689</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.418</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus dem Verkauf</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">420</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">613</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzierungsaufwendungen</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-9.473</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.466</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.584</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.122</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-67.718</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-62.156</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Personalr\u00fcckstellungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-59</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-359</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.788</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.893</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Finanzierungsverbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-587</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-521</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-16.602</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.995</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Verbindlichkeiten gegen\u00fcber Kreditinstituten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.561</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.949</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Nachrangige Verbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.365</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.425</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-46.845</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.985</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Leasingverbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.585</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.475</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.226</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.120</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-165</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-178</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Ergebnis von Selbstgenutzte Immobilien</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-8.799</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.374</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">305</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">310</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.242</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">932</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Abschreibungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-9.376</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.512</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-263</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-240</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.256</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.436</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus dem Verkauf</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">464</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.068</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Konsolidierung</div></td><td class=\"d8e6746\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"ed2273\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"df9040\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"a976ae\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d088b36\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d7f06d4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d5c4903\"><div class=\"defaultParagraph TBodysubtotalText\">Kapitalveranlagungsergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-33.550</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.554</span></div></td><td class=\"dd9c8f\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.398.037</div></td><td class=\"cd562a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.884.046</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zinsertr\u00e4ge nach der Effektivzinsmethode</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-27.403</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.740</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">1.096.157</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Wertminderungen inkl. -aufholungen von Finanzinstrumenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">7</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">21.731</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.106</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gewinne und Verluste aus der Ausbuchung von Verm\u00f6genswerten bewertet zu AC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-9.389</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.076</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstiges Ergebnis aus Finanzinstrumenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.154</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">186</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">1.289.538</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">909.531</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">davon Ergebnis aus der Bewertung von finanziellen Verm\u00f6genswerten bewertet zu FVtPL</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">1.054.364</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">565.515</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">davon Ergebnis aus dem Verkauf von finanziellen Verm\u00f6genswerten bewertet zu FVtPL</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">99.471</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">103.337</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-59</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">46.843</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.623</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon laufende Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-59</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-57</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">149.183</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">135.300</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Abschreibungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-103.604</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-79.018</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus dem Verkauf</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">1.264</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">705</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzierungsaufwendungen</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">28.345</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.343</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-85.068</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-82.224</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Personalr\u00fcckstellungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">-9.795</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.517</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Finanzierungsverbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">11.230</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.454</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-6.729</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.920</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Verbindlichkeiten gegen\u00fcber Kreditinstituten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-3.867</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.319</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Nachrangige Verbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">16.229</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.276</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-56.462</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-53.377</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Leasingverbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.004</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">688</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-8.131</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.915</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Ergebnis von Selbstgenutzte Immobilien</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.876</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.425</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-17.495</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.638</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Abschreibungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">-23.504</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.350</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus dem Verkauf</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">464</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.227</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-69": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">9. </span><div class=\"list-paragraph-container\">Details zur Konzerngewinn- und -verlustrechnung</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">\u00d6sterreich</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Tschechische Republik</div></td><td class=\"d1fabb6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Polen</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d83e84e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Kapitalveranlagungsergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.296.663</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">820.847</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">148.517</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">143.621</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">200.999</div></td><td class=\"deed60\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">125.001</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zinsertr\u00e4ge nach der Effektivzinsmethode</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">432.554</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">430.949</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">65.116</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">76.835</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">73.907</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">68.037</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Wertminderungen inkl. -aufholungen von Finanzinstrumenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">42.122</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.508</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">130</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.706</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">164</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.762</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gewinne und Verluste aus der Ausbuchung von Verm\u00f6genswerten bewertet zu AC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-10.500</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.699</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstiges Ergebnis aus Finanzinstrumenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">832.487</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">387.390</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">83.271</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61.080</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">126.928</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">55.901</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">davon Ergebnis aus der Bewertung von finanziellen Verm\u00f6genswerten bewertet zu FVtPL</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">720.630</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">275.412</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">67.410</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.678</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">65.456</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18.782</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">davon Ergebnis aus dem Verkauf von finanziellen Verm\u00f6genswerten bewertet zu FVtPL</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">20.872</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.713</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">6.697</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.845</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">67.936</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.370</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.184</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40.501</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-11</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">492</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">457</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon laufende Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">103.214</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92.905</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">506</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">670</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">969</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">926</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Abschreibungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-73.030</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-52.601</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.348</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-629</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-477</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-469</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus dem Verkauf</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">197</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">831</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-49</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzierungsaufwendungen</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-29.037</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.645</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.532</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.131</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.069</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.047</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Personalr\u00fcckstellungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-7.589</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.582</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Finanzierungsverbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-770</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-858</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Verbindlichkeiten gegen\u00fcber Kreditinstituten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.306</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.363</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Nachrangige Verbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-17.113</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.984</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-769</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.678</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.599</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.581</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Leasingverbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.242</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.847</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.976</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.405</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-941</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-578</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Ergebnis von Selbstgenutzte Immobilien</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">948</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">985</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-4.907</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.975</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-408</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">909</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Abschreibungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-8.554</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.123</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-3.747</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.684</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-308</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-355</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus dem Verkauf</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.681</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.478</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d6349a5\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Erweiterte CEE</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Spezialm\u00e4rkte</div></td><td class=\"d1fabb6\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gruppenfunktionen</div></td></tr><tr><td class=\"d28680e\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d83e84e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d2d8b2c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d6526b2\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1a1eb\"><div class=\"defaultParagraph TBodysubtotalText\">Kapitalveranlagungsergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">361.620</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">404.884</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">361.169</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">337.574</span></div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.619</div></td><td class=\"deed60\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">79.673</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zinsertr\u00e4ge nach der Effektivzinsmethode</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">227.860</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">210.509</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">218.592</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">149.266</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">105.531</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">89.841</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Wertminderungen inkl. -aufholungen von Finanzinstrumenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-18.028</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.378</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.929</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-32.654</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.265</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">194</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gewinne und Verluste aus der Ausbuchung von Verm\u00f6genswerten bewertet zu AC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.365</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-36</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-218</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.174</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstiges Ergebnis aus Finanzinstrumenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">150.423</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">191.193</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">146.542</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">220.969</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-43.959</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.188</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">davon Ergebnis aus der Bewertung von finanziellen Verm\u00f6genswerten bewertet zu FVtPL</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">140.729</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.031</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">57.165</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">80.462</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">2.974</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.150</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">davon Ergebnis aus dem Verkauf von finanziellen Verm\u00f6genswerten bewertet zu FVtPL</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.459</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.327</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">3.527</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.636</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-3.020</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.554</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.200</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.204</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">187</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">235</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">17.250</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.290</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon laufende Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">8.187</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.110</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">427</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">489</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">35.939</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.257</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Abschreibungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-9.807</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.647</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-253</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-254</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-18.689</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-19.418</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus dem Verkauf</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">420</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">613</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzierungsaufwendungen</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-9.473</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-8.466</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.584</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.122</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-67.718</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-62.156</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Personalr\u00fcckstellungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-59</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-42</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-359</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.788</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.893</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Finanzierungsverbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-587</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-521</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-16.602</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.995</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Verbindlichkeiten gegen\u00fcber Kreditinstituten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.561</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.949</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Nachrangige Verbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.365</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.425</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-46.845</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-39.985</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Leasingverbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-1.585</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.475</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-2.226</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.120</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-165</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-178</span></div></td></tr><tr><td class=\"d6dec9f\"><div class=\"defaultParagraph TBodysubtotalText\">Ergebnis von Selbstgenutzte Immobilien</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-8.799</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.374</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">305</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">310</span></div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.242</div></td><td class=\"d936b12\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">932</span></div></td></tr><tr><td class=\"d6a3b6e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Abschreibungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-9.376</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3.512</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-263</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-240</span></div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-1.256</div></td><td class=\"d180ff1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.436</span></div></td></tr><tr><td class=\"abefd0\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus dem Verkauf</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">464</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.068</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d058a0b\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d5f448e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9eae38\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"a0b939\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Konsolidierung</div></td><td class=\"d8e6746\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Gesamt</div></td></tr><tr><td class=\"fc2113\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"aef141\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"ed2273\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"df9040\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"a976ae\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a8eba7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d088b36\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d7f06d4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d5c4903\"><div class=\"defaultParagraph TBodysubtotalText\">Kapitalveranlagungsergebnis</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\">-33.550</div></td><td class=\"d30ab81\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.554</span></div></td><td class=\"dd9c8f\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.398.037</div></td><td class=\"cd562a\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.884.046</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Zinsertr\u00e4ge nach der Effektivzinsmethode</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-27.403</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.740</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">1.096.157</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">997.697</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Wertminderungen inkl. -aufholungen von Finanzinstrumenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">7</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">21.731</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-18.106</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Gewinne und Verluste aus der Ausbuchung von Verm\u00f6genswerten bewertet zu AC</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-9.389</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-5.076</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstiges Ergebnis aus Finanzinstrumenten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">-6.154</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">186</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">1.289.538</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">909.531</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">davon Ergebnis aus der Bewertung von finanziellen Verm\u00f6genswerten bewertet zu FVtPL</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">1.054.364</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">565.515</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">davon Ergebnis aus dem Verkauf von finanziellen Verm\u00f6genswerten bewertet zu FVtPL</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">99.471</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">103.337</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-59</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">46.843</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.623</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon laufende Ertr\u00e4ge</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">-59</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-57</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">149.183</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">135.300</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Abschreibungen</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-103.604</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-79.018</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus dem Verkauf</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">1.264</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">705</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzierungsaufwendungen</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">28.345</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.343</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-85.068</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-82.224</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Personalr\u00fcckstellungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">-9.795</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.517</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Finanzierungsverbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">11.230</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.454</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-6.729</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.920</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Verbindlichkeiten gegen\u00fcber Kreditinstituten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-3.867</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.319</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Nachrangige Verbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">16.229</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.276</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-56.462</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-53.377</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Zinsaufwendungen aus Leasingverbindlichkeiten</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">1.004</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">688</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">-8.131</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.915</span></div></td></tr><tr><td class=\"aa28a1\"><div class=\"defaultParagraph TBodysubtotalText\">Ergebnis von Selbstgenutzte Immobilien</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.876</div></td><td class=\"d808ad4\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.425</span></div></td><td class=\"e1d9f7\"><div class=\"defaultParagraph TBodysubtotalNumber\">-17.495</div></td><td class=\"d7006b3\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.638</span></div></td></tr><tr><td class=\"d54d898\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Abschreibungen</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a4af36\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"cd5b74\"><div class=\"defaultParagraph TBodynormalNumber\">-23.504</div></td><td class=\"d5f9d6c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.350</span></div></td></tr><tr><td class=\"a5744b\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus dem Verkauf</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d7071cb\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"bf8bf3\"><div class=\"defaultParagraph TBodynormalNumber\">464</div></td><td class=\"a8b76c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.227</span></div></td></tr><tr><td class=\"d149a9a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d055d10\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d6deab0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-70": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">10. </span><div class=\"list-paragraph-container\">Konzerneigenkapital</div></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">N\u00e4here Informationen zu den Eigenkapitalpositionen sind im Abschnitt \u201eBilanzierungs- und Bewertungsmethoden\u201c zu finden.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">10.3. </span><div class=\"list-paragraph-container\">Kapitalr\u00fccklagen \u2013 Hybridkapital</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d33db5d\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Emissionsdatum</div></td><td class=\"d499798\"><div class=\"defaultParagraph THeadsingleNumber\">Aushaftendes Volumen</div></td><td class=\"d499798\"><div class=\"defaultParagraph THeadsingleNumber\">Laufzeit</div></td><td class=\"d499798\"><div class=\"defaultParagraph THeadsingleNumber\">Verzinsung</div></td><td class=\"bca716\"><div class=\"defaultParagraph THeadsingleNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"d1c1bd6\"><div class=\"defaultParagraph TBodyfirstText\">\u00a0</div></td><td class=\"b44202\"><div class=\"defaultParagraph TBodyfirstNumber\">in TEUR</div></td><td class=\"b44202\"><div class=\"defaultParagraph TBodyfirstNumber\">in Jahren</div></td><td class=\"b44202\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td><td class=\"d5ca4e0\"><div class=\"defaultParagraph TBodyfirstNumber\">in TEUR</div></td></tr><tr><td class=\"d51beec\"><div class=\"defaultParagraph TBodynormalText\" style=\"text-align:right\">10.6.2021</div></td><td class=\"d3cb5dd\"><div class=\"defaultParagraph TBodynormalNumber\">300.000</div></td><td class=\"d3cb5dd\"><div class=\"defaultParagraph TBodynormalNumber\">unbegrenzt</div></td><td class=\"d3cb5dd\"><div class=\"defaultParagraph TBodynormalNumber\">Erste 10 Jahre: 3,2125<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% p.a.; danach variabel</div></td><td class=\"d6fbbbc\"><div class=\"defaultParagraph TBodynormalNumber\">287.154</div></td></tr><tr><td class=\"d122a42\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b7a1de\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b7a1de\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b7a1de\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"bb6356\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:2px\"><span class=\"hyperlink-no-style\"></span>Am 15. M\u00e4rz 2021 hat die VIG Holding eine Hybridkapital-Anleihe im Zuge einer Privatplatzierung beim Hauptaktion\u00e4r, dem Wiener St\u00e4dtischen Versicherungsverein, platziert. Das Hybridkapital erf\u00fcllt die Eigenkapitalkriterien gem\u00e4\u00df IAS\u00a032,16C und .16D, da die Emittentin frei \u00fcber die Zinszahlung entscheiden kann und die Laufzeit unbegrenzt ist. Zus\u00e4tzlich entspricht sie den Anforderungen eines Restricted-Tier-1-Instruments nach Solvency\u00a0II sowie der Kapitalqualifizierung gem\u00e4\u00df der Ratingagentur S&amp;P.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">10.4. </span><div class=\"list-paragraph-container\">\u00dcbrige R\u00fccklagen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Brutto</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">+/- Steuern</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">+/- Nicht beherrschende Anteile</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Netto</div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d2cb966\"><div class=\"defaultParagraph TBodysubtotalText\">Nicht realisierte Gewinne und Verluste</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">330.460</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">-74.538</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.672</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">250.250</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a09-R\u00fccklagen recyclebar*</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-878.048</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">187.631</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">14.235</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">-676.182</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a09-R\u00fccklagen nicht recyclebar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">46.976</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4.031</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-581</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">42.364</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a017-R\u00fccklagen recyclebar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">174.524</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-33.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2.544</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">138.314</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a017-R\u00fccklagen nicht recyclebar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">987.008</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-224.472</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-16.782</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">745.754</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Neubewertungen leistungsorientierter Pl\u00e4ne</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-137.166</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">31.260</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.465</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-103.441</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Anteilige \u00dcbrige R\u00fccklagen von Beteiligungsunternehmen (Equity-Methode) recyclebar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.125</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">97</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-5.028</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Anteilige \u00dcbrige R\u00fccklagen von Beteiligungsunternehmen (Equity-Methode) nicht recyclebar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.403</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">48</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.355</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungsr\u00fccklage</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-112.449</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.941</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-109.508</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">74.317</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-43.278</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-121</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">30.918</div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Davon wurden TEUR\u00a075.373 in die Gewinn- und Verlustrechnung umgegliedert.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Zusammensetzung</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"c34124\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Brutto</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">+/- Steuern</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">+/- Nicht beherrschende Anteile</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Netto</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d2cb966\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">266.642</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-70.958</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.153</span></div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">191.531</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">IFRS\u00a09-R\u00fccklagen recyclebar*</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.095</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">174.077</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.673</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-637.345</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">IFRS\u00a09-R\u00fccklagen nicht recyclebar</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.518</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.789</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-163</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.566</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">IFRS\u00a017-R\u00fccklagen recyclebar</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">208.332</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-46.095</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.574</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">159.663</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">IFRS\u00a017-R\u00fccklagen nicht recyclebar</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">858.887</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.151</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.089</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">649.647</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Neubewertungen leistungsorientierter Pl\u00e4ne</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-191.785</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43.708</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.089</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-144.988</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Anteilige \u00dcbrige R\u00fccklagen von Beteiligungsunternehmen (Equity-Methode) recyclebar</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.428</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">123</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.305</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Anteilige \u00dcbrige R\u00fccklagen von Beteiligungsunternehmen (Equity-Methode) nicht recyclebar</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.549</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.498</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungsr\u00fccklage</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-152.853</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.254</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.599</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-85.973</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.250</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.364</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-108.859</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Davon wurden TEUR\u00a098.291 in die Gewinn- und Verlustrechnung umgegliedert.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.10. </span><div class=\"list-paragraph-container\">Konzerneigenkapital</div></div><div class=\"defaultParagraph Standard\">Die Posten Grundkapital und Sonstige Kapitalr\u00fccklagen enthalten die von den Aktion\u00e4r:innen der VIG Holding auf die Aktien eingezahlten Betr\u00e4ge. Im Posten Sonstige Kapitalr\u00fccklagen ist jener Teil der eingezahlten Betr\u00e4ge, der \u00fcber das Grundkapital hinausgeht, dargestellt. Die R\u00fccklage wird um jene extern verursachten Kosten gemindert, die unmittelbar mit Eigenkapitalma\u00dfnahmen zusammenh\u00e4ngen (nach Ber\u00fccksichtigung von Steuereffekten).</div><div class=\"defaultParagraph Standard\">Als Gewinnr\u00fccklagen sind jene Gewinne ausgewiesen, die Tochterunternehmen seit ihrer Zugeh\u00f6rigkeit zur VIG-Versicherungsgruppe erzielt haben. Diese werden um die von der VIG Holding ausgesch\u00fctteten Dividenden reduziert. Dar\u00fcber hinaus werden Betr\u00e4ge aus der Ver\u00e4nderung des Konsolidierungskreises hier erfasst. Bei \u00c4nderungen von Bilanzierungs- und Bewertungsmethoden wird der Anpassungsbetrag f\u00fcr fr\u00fchere Perioden, die nicht in den Abschluss einbezogen werden, im Er\u00f6ffnungsbilanzwert der Gewinnr\u00fccklagen der fr\u00fchesten dargestellten Periode erfasst, sofern diese Effekte nicht eindeutig anderen Teilen des Konzerneigenkapitals zugeordnet werden k\u00f6nnen.</div><div class=\"defaultParagraph Standard\">Der Posten \u00dcbrige R\u00fccklagen besteht aus nicht realisierten Gewinnen und Verlusten aus der Bewertung von Versicherungsvertr\u00e4gen und Finanzinstrumenten bewertet zu FVtOCI sowie aus versicherungsmathematischen Gewinnen und Verlusten, die nach IAS\u00a019 in der Gesamtergebnisrechnung zu erfassen sind. Dar\u00fcber hinaus werden nicht realisierte Gewinne und Verluste von at-equity bewerteten Unternehmen, Effekte aus der Anwendung von IAS\u00a029 \u2013 Hyperinflation und die aus der W\u00e4hrungsumrechnung ausl\u00e4ndischer Tochterunternehmen resultierenden Umrechnungsdifferenzen im Posten \u00dcbrige R\u00fccklagen ausgewiesen. </div><div class=\"defaultParagraph Standard\">Die nicht beherrschenden Anteile werden ebenfalls als Teil des Eigenkapitals dargestellt. Diese umfassen die Anteile Dritter am Eigenkapital konsolidierter Tochterunternehmen, die nicht zu 100<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% direkt oder indirekt von der VIG Holding gehalten werden.</div><div class=\"defaultParagraph Standard\">Details zum Kapitalmanagement sind im Abschnitt \u201eRisikostrategie und Risikomanagement\u201c im gleichnamigen Kapitel<span dir=\"ltr\" style=\"font-style:italic\"> </span>zu finden.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Grundkapital und Stimmrechte</div><div class=\"defaultParagraph Standard\">Das Grundkapital betr\u00e4gt EUR\u00a0132.887.468,20. Es ist eingeteilt in 128.000.000 auf den:die Inhaber:in lautende nennwertlose St\u00fcckaktien mit Stimmrecht, wobei jede St\u00fcckaktie am Grundkapital im gleichen Umfang beteiligt ist. Die ausgegebene St\u00fcckzahl blieb im Gesch\u00e4ftsjahr\u00a0<span class=\"hyperlink-no-style\"></span>2025 unver\u00e4ndert.</div><div class=\"defaultParagraph Standard\">Dem Vorstand sind keine Beschr\u00e4nkungen, die Stimmrechte oder die \u00dcbertragung von Aktien betreffen, bekannt. Arbeit-nehmer:innen, die im Besitz von Aktien sind, \u00fcben bei der Hauptversammlung ihr Stimmrecht unmittelbar aus. </div><div class=\"defaultParagraph Standard\">Der Vorstand muss aus mindestens drei und darf aus h\u00f6chstens acht Personen bestehen. Dem Aufsichtsrat geh\u00f6ren mindestens drei, h\u00f6chstens zw\u00f6lf Mitglieder (Kapitalvertreter:innen) an. Der Wiener St\u00e4dtische Versicherungsverein, welcher direkt und indirekt rd.\u00a0<span class=\"hyperlink-no-style\"></span>72,47<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (<span class=\"hyperlink-no-style\"></span>72,47<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%) des Grundkapitals h\u00e4lt, ist berechtigt, bis zu einem Drittel der Mitglieder in den Aufsichtsrat zu entsenden, sobald und solange er an der Gesellschaft nicht mehr als 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% der stimmberechtigten Aktien h\u00e4lt. Sofern das Gesetz oder die Satzung nicht eine andere Mehrheit vorschreibt, beschlie\u00dft die Hauptversammlung mit einfacher Mehrheit.</div><div class=\"defaultParagraph Standard\">Es gibt keine Aktien mit besonderen Kontrollrechten; hinsichtlich der Rechte des Aktion\u00e4rs Wiener St\u00e4dtische Versicherungsverein wird auf den zuvor angef\u00fchrten Absatz verwiesen.</div><div class=\"defaultParagraph Standard\">Es bestehen zum Bilanzstichtag keine bedeutenden Vereinbarungen, an denen die Gesellschaft beteiligt ist, die bei einem Kontrollwechsel in der Gesellschaft in Folge eines \u00dcbernahmeangebotes wirksam werden, sich \u00e4ndern oder enden, insbesondere keine, welche den Bestand an Beteiligungen an Versicherungsunternehmen ber\u00fchren. </div><div class=\"defaultParagraph Standard\">Entsch\u00e4digungsvereinbarungen zwischen der Gesellschaft und ihren Vorstands- und Aufsichtsratsmitgliedern oder Arbeitnehmer:innen f\u00fcr den Fall eines \u00f6ffentlichen \u00dcbernahmeangebots bestehen nicht.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Vorratsbeschl\u00fcsse</div><div class=\"defaultParagraph Standard\">Der Vorstand ist gem. \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>169 AktG bis l\u00e4ngstens 22. Mai 2030 erm\u00e4chtigt, das Grundkapital der Gesellschaft \u2013 auch in mehreren Tranchen \u2013 um bis zu Nominale EUR\u00a066.443.734,10 durch Ausgabe von bis zu 64.000.000 auf Namen oder Inhaber:in lautende St\u00fcckaktien gegen Bar- oder Sacheinlage oder eine Kombination dieser beiden zu erh\u00f6hen. \u00dcber den Inhalt der Aktienrechte, den Ausschluss der Bezugsrechte und die sonstigen Bedingungen der Aktienausgabe entscheidet der Vorstand mit Zustimmung des Aufsichtsrats. Dabei k\u00f6nnen auch Vorzugsaktien ohne Stimmrecht ausgegeben werden. Die Ausgabepreise von Stamm- und Vorzugsaktien k\u00f6nnen verschieden hoch sein.</div><div class=\"defaultParagraph Standard\">Der Vorstand wurde von der Hauptversammlung am 23. Mai 2025 erm\u00e4chtigt, mit Zustimmung des Aufsichtsrats bis zum 22.\u00a0Mai 2030 einmalig oder mehrmals Wandelschuldverschreibungen gem\u00e4\u00df \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>174\u00a0AktG, mit denen ein Umtausch- oder Bezugsrecht auf bis zu 30.000.000 St\u00fcck auf den:die Inhaber:in lautende Stammaktien der Gesellschaft mit einem anteiligen Betrag am Grundkapital von bis zu EUR\u00a031.145.500,36 verbunden ist, im Gesamtnennbetrag von bis zu EUR\u00a02.000.000.000,00, auch unter Ausschluss der Bezugsrechte, auszugeben.</div><div class=\"defaultParagraph Standard\">Das Grundkapital ist demnach gem. \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>159 (2) Z1 AktG um bis zu EUR\u00a031.145.500,36 durch Ausgabe von bis zu 30.000.000 auf den:die Inhaber:in lautende Stammaktien bedingt erh\u00f6ht. Die bedingte Kapitalerh\u00f6hung wird nur insoweit durchgef\u00fchrt, als Inhaber:innen von auf der Grundlage des Hauptversammlungsbeschlusses vom 23. Mai 2025 ausgegebenen Wandelschuldverschreibungen von dem ihnen einger\u00e4umten Bezugs- oder Umtauschrecht Gebrauch machen. Bislang hat der Vorstand keinen Beschluss \u00fcber die Ausgabe von Wandelschuldverschreibungen auf Grundlage der am 23. Mai 2025 erteilten Erm\u00e4chtigung gefasst.</div><div class=\"defaultParagraph Standard\">Der Vorstand wurde von der Hauptversammlung am 23. Mai 2025 weiters erm\u00e4chtigt, mit Zustimmung des Aufsichtsrats gem. \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>174 (2) AktG bis 22. Mai 2030 Gewinnschuldverschreibungen im Gesamtnennbetrag von bis zu EUR\u00a02.000.000.000,00, auch in mehreren Tranchen, auch unter Ausschluss der Bezugsrechte, auszugeben. Bislang hat der Vorstand auf Grundlage dieser Erm\u00e4chtigung keinen Beschluss \u00fcber die Ausgabe von Gewinnschuldverschreibungen gefasst.</div><div class=\"defaultParagraph Standard\">Der Vorstand wurde von der Hauptversammlung am 23. Mai 2025 erm\u00e4chtigt, gem. \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>65 (1) Z4 und Z8 sowie (1a) sowie (1b)\u00a0AktG bis zum gesetzlich jeweils h\u00f6chstzul\u00e4ssigen Bestand an eigenen Aktien, einmal oder auch mehrfach im Ausma\u00df von insgesamt bis zu 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% des Grundkapital auf den:die Inhaber:in lautende eigene Stammaktien w\u00e4hrend einer Geltungsdauer von 30\u00a0Monaten ab dem Tag der Beschlussfassung der Hauptversammlung zu erwerben. Der beim R\u00fcckerwerb zu leistende Gegenwert darf nicht niedriger als maximal 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% unter und nicht h\u00f6her als maximal 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% \u00fcber dem durchschnittlichen, ungewichteten B\u00f6rseschlusskurs an der Wiener B\u00f6rse der dem R\u00fcckerwerb vorhergehenden zehn B\u00f6rsetage betragen. Der Erwerb kann nach Wahl des Vorstands \u00fcber die B\u00f6rse oder durch ein \u00f6ffentliches Angebot oder auf eine sonstige gesetzlich zul\u00e4ssige, zweckm\u00e4\u00dfige Art erfolgen. Im Falle des R\u00fcckerwerbs \u00fcber ein \u00f6ffentliches Angebot ist der Stichtag f\u00fcr das Ende des Durchrechnungszeitraums der Tag, an dem die Absicht bekannt gemacht wird, ein \u00f6ffentliches Angebot zu stellen (\u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>5\u00a0(2)\u00a0und (3) \u00dcbernahmegesetz).</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Der Vorstand wurde weiters f\u00fcr die Dauer von f\u00fcnf Jahren ab Beschlussfassung erm\u00e4chtigt, die erworbenen eigenen Aktien unter Ausschluss des Bezugsrechts</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zur Ausgabe von Aktien an Arbeitnehmer:innen und leitende Angestellte der Gesellschaft oder an Arbeitnehmer:innen, leitende Angestellte und Mitglieder des Vorstands von mit der Gesellschaft verbundenen Unternehmen zu verwenden;</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zur Bedienung von Wandelschuldverschreibungen, die auf Grundlage des Beschlusses der Hauptversammlung am 23.\u00a0Mai\u00a02025 ausgegeben werden, zu verwenden; und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">auf eine andere gesetzlich zul\u00e4ssige Art als \u00fcber die B\u00f6rse oder durch ein \u00f6ffentliches Angebot zu ver\u00e4u\u00dfern. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Bislang hat der Vorstand von diesen Erm\u00e4chtigungen keinen Gebrauch gemacht. </div><div class=\"defaultParagraph Standard\">Der Konzern h\u00e4lt zum Bilanzstichtag keine eigenen Aktien.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-71": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">10.1. </span><div class=\"list-paragraph-container\">Dividendenzahlung</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d53b07\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d4e2c2a\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Dividenden</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">198.400</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">179.200</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zinszahlungen auf das Hybridkapital</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9.638</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.638</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Direkt im Eigenkapital erfasste laufende Steuern</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.995</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.995</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">206.043</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">186.843</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">je Aktie</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\">insgesamt</div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in EUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Stammaktien</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1,55</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\">198.400.000</div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">10.2. </span><div class=\"list-paragraph-container\">Gewinnverwendungsvorschlag</div></div><div class=\"defaultParagraph Standard\">Die VIG Holding hat das Gesch\u00e4ftsjahr\u00a0<span class=\"hyperlink-no-style\"></span>2025 mit einem Bilanzgewinn von EUR\u00a0<span class=\"hyperlink-no-style\"></span>451.146.312,48 abgeschlossen. Im Rahmen der ordentlichen Hauptversammlung wird nachstehende Gewinnverwendung vorgeschlagen: </div><div class=\"defaultParagraph Standard\">Die <span class=\"hyperlink-no-style\"></span>128\u00a0Mio. Aktien erhalten eine Dividende von EUR\u00a0<span class=\"hyperlink-no-style\"></span>1,73 je Aktie. Als Auszahlungstag wird der 28. Mai 2026, als Record Date (Nachweisstichtag Dividende) der 27. Mai 2026 und als Ex-Tag dieser Dividende wird der 26. Mai 2026 bestimmt.</div><div class=\"defaultParagraph Standard\">Insgesamt soll daher eine Aussch\u00fcttung von EUR\u00a0<span class=\"hyperlink-no-style\"></span>221.440.000,00 erfolgen. Der nach der Aussch\u00fcttung verbleibende Bilanzgewinn des Gesch\u00e4ftsjahres <span class=\"hyperlink-no-style\"></span>2025 in der H\u00f6he von EUR\u00a0<span class=\"hyperlink-no-style\"></span>229.706.312,48 soll auf neue Rechnung vorgetragen werden.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-583": {
   "value": "1.55",
   "decimals": 4,
   "dimensions": {
    "concept": "ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00",
    "unit": "iso4217:EUR/xbrli:shares"
   }
  },
  "fact-72": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">10.3. </span><div class=\"list-paragraph-container\">Kapitalr\u00fccklagen \u2013 Hybridkapital</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d33db5d\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Emissionsdatum</div></td><td class=\"d499798\"><div class=\"defaultParagraph THeadsingleNumber\">Aushaftendes Volumen</div></td><td class=\"d499798\"><div class=\"defaultParagraph THeadsingleNumber\">Laufzeit</div></td><td class=\"d499798\"><div class=\"defaultParagraph THeadsingleNumber\">Verzinsung</div></td><td class=\"bca716\"><div class=\"defaultParagraph THeadsingleNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"d1c1bd6\"><div class=\"defaultParagraph TBodyfirstText\">\u00a0</div></td><td class=\"b44202\"><div class=\"defaultParagraph TBodyfirstNumber\">in TEUR</div></td><td class=\"b44202\"><div class=\"defaultParagraph TBodyfirstNumber\">in Jahren</div></td><td class=\"b44202\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td><td class=\"d5ca4e0\"><div class=\"defaultParagraph TBodyfirstNumber\">in TEUR</div></td></tr><tr><td class=\"d51beec\"><div class=\"defaultParagraph TBodynormalText\" style=\"text-align:right\">10.6.2021</div></td><td class=\"d3cb5dd\"><div class=\"defaultParagraph TBodynormalNumber\">300.000</div></td><td class=\"d3cb5dd\"><div class=\"defaultParagraph TBodynormalNumber\">unbegrenzt</div></td><td class=\"d3cb5dd\"><div class=\"defaultParagraph TBodynormalNumber\">Erste 10 Jahre: 3,2125<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% p.a.; danach variabel</div></td><td class=\"d6fbbbc\"><div class=\"defaultParagraph TBodynormalNumber\">287.154</div></td></tr><tr><td class=\"d122a42\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b7a1de\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b7a1de\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b7a1de\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"bb6356\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:2px\"><span class=\"hyperlink-no-style\"></span>Am 15. M\u00e4rz 2021 hat die VIG Holding eine Hybridkapital-Anleihe im Zuge einer Privatplatzierung beim Hauptaktion\u00e4r, dem Wiener St\u00e4dtischen Versicherungsverein, platziert. Das Hybridkapital erf\u00fcllt die Eigenkapitalkriterien gem\u00e4\u00df IAS\u00a032,16C und .16D, da die Emittentin frei \u00fcber die Zinszahlung entscheiden kann und die Laufzeit unbegrenzt ist. Zus\u00e4tzlich entspricht sie den Anforderungen eines Restricted-Tier-1-Instruments nach Solvency\u00a0II sowie der Kapitalqualifizierung gem\u00e4\u00df der Ratingagentur S&amp;P.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">10.4. </span><div class=\"list-paragraph-container\">\u00dcbrige R\u00fccklagen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d8d7395\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Brutto</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">+/- Steuern</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">+/- Nicht beherrschende Anteile</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Netto</div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d2cb966\"><div class=\"defaultParagraph TBodysubtotalText\">Nicht realisierte Gewinne und Verluste</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">330.460</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">-74.538</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">-5.672</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">250.250</div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a09-R\u00fccklagen recyclebar*</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-878.048</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">187.631</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">14.235</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">-676.182</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a09-R\u00fccklagen nicht recyclebar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">46.976</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-4.031</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-581</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">42.364</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a017-R\u00fccklagen recyclebar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">174.524</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-33.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2.544</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">138.314</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">IFRS\u00a017-R\u00fccklagen nicht recyclebar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">987.008</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-224.472</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-16.782</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">745.754</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Neubewertungen leistungsorientierter Pl\u00e4ne</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-137.166</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">31.260</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.465</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-103.441</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Anteilige \u00dcbrige R\u00fccklagen von Beteiligungsunternehmen (Equity-Methode) recyclebar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.125</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">97</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-5.028</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">Anteilige \u00dcbrige R\u00fccklagen von Beteiligungsunternehmen (Equity-Methode) nicht recyclebar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.403</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">48</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-1.355</div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungsr\u00fccklage</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-112.449</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.941</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">-109.508</div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">74.317</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-43.278</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-121</div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\">30.918</div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Davon wurden TEUR\u00a075.373 in die Gewinn- und Verlustrechnung umgegliedert.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Zusammensetzung</span></div></td><td class=\"d94f670\" colspan=\"4\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"c34124\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Brutto</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">+/- Steuern</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">+/- Nicht beherrschende Anteile</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Netto</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d2cb966\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht realisierte Gewinne und Verluste</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">266.642</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-70.958</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.153</span></div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">191.531</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">IFRS\u00a09-R\u00fccklagen recyclebar*</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-823.095</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">174.077</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.673</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-637.345</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">IFRS\u00a09-R\u00fccklagen nicht recyclebar</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.518</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.789</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-163</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19.566</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">IFRS\u00a017-R\u00fccklagen recyclebar</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">208.332</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-46.095</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.574</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">159.663</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">IFRS\u00a017-R\u00fccklagen nicht recyclebar</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">858.887</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-196.151</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-13.089</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">649.647</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Neubewertungen leistungsorientierter Pl\u00e4ne</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-191.785</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43.708</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.089</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-144.988</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Anteilige \u00dcbrige R\u00fccklagen von Beteiligungsunternehmen (Equity-Methode) recyclebar</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.428</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">123</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.305</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Anteilige \u00dcbrige R\u00fccklagen von Beteiligungsunternehmen (Equity-Methode) nicht recyclebar</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.549</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.498</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">W\u00e4hrungsr\u00fccklage</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-152.853</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.254</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-147.599</span></div></td></tr><tr><td class=\"d583eaa\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-85.973</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-27.250</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.364</span></div></td><td class=\"d396aff\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-108.859</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Davon wurden TEUR\u00a098.291 in die Gewinn- und Verlustrechnung umgegliedert.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.10. </span><div class=\"list-paragraph-container\">Konzerneigenkapital</div></div><div class=\"defaultParagraph Standard\">Die Posten Grundkapital und Sonstige Kapitalr\u00fccklagen enthalten die von den Aktion\u00e4r:innen der VIG Holding auf die Aktien eingezahlten Betr\u00e4ge. Im Posten Sonstige Kapitalr\u00fccklagen ist jener Teil der eingezahlten Betr\u00e4ge, der \u00fcber das Grundkapital hinausgeht, dargestellt. Die R\u00fccklage wird um jene extern verursachten Kosten gemindert, die unmittelbar mit Eigenkapitalma\u00dfnahmen zusammenh\u00e4ngen (nach Ber\u00fccksichtigung von Steuereffekten).</div><div class=\"defaultParagraph Standard\">Als Gewinnr\u00fccklagen sind jene Gewinne ausgewiesen, die Tochterunternehmen seit ihrer Zugeh\u00f6rigkeit zur VIG-Versicherungsgruppe erzielt haben. Diese werden um die von der VIG Holding ausgesch\u00fctteten Dividenden reduziert. Dar\u00fcber hinaus werden Betr\u00e4ge aus der Ver\u00e4nderung des Konsolidierungskreises hier erfasst. Bei \u00c4nderungen von Bilanzierungs- und Bewertungsmethoden wird der Anpassungsbetrag f\u00fcr fr\u00fchere Perioden, die nicht in den Abschluss einbezogen werden, im Er\u00f6ffnungsbilanzwert der Gewinnr\u00fccklagen der fr\u00fchesten dargestellten Periode erfasst, sofern diese Effekte nicht eindeutig anderen Teilen des Konzerneigenkapitals zugeordnet werden k\u00f6nnen.</div><div class=\"defaultParagraph Standard\">Der Posten \u00dcbrige R\u00fccklagen besteht aus nicht realisierten Gewinnen und Verlusten aus der Bewertung von Versicherungsvertr\u00e4gen und Finanzinstrumenten bewertet zu FVtOCI sowie aus versicherungsmathematischen Gewinnen und Verlusten, die nach IAS\u00a019 in der Gesamtergebnisrechnung zu erfassen sind. Dar\u00fcber hinaus werden nicht realisierte Gewinne und Verluste von at-equity bewerteten Unternehmen, Effekte aus der Anwendung von IAS\u00a029 \u2013 Hyperinflation und die aus der W\u00e4hrungsumrechnung ausl\u00e4ndischer Tochterunternehmen resultierenden Umrechnungsdifferenzen im Posten \u00dcbrige R\u00fccklagen ausgewiesen. </div><div class=\"defaultParagraph Standard\">Die nicht beherrschenden Anteile werden ebenfalls als Teil des Eigenkapitals dargestellt. Diese umfassen die Anteile Dritter am Eigenkapital konsolidierter Tochterunternehmen, die nicht zu 100<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% direkt oder indirekt von der VIG Holding gehalten werden.</div><div class=\"defaultParagraph Standard\">Details zum Kapitalmanagement sind im Abschnitt \u201eRisikostrategie und Risikomanagement\u201c im gleichnamigen Kapitel<span dir=\"ltr\" style=\"font-style:italic\"> </span>zu finden.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-73": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">11. </span><div class=\"list-paragraph-container\">Steuern</div></div><div class=\"defaultParagraph Standard\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.13. Steuern\u201c dargelegt.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">11.1. </span><div class=\"list-paragraph-container\">Steueraufwand</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Tats\u00e4chliche Steuern</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">311.740</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">174.289</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aus laufender Periode*</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">316.991</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">175.189</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aus fr\u00fcheren Perioden</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.251</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-900</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Latente Steuern</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-8.751</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.965</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ver\u00e4nderung der latenten Steuern im laufenden Jahr</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-7.849</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">57.346</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Periodenfremde latente Steuern aus tempor\u00e4ren Differenzen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.506</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.120</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Periodenfremde latente Steuern aus Verlustvortr\u00e4gen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2.408</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.501</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">302.989</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.254</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Die GloBE-Steuer ist im Posten Tats\u00e4chliche Steuern aus laufender Periode enthalten und der beinhaltete Betrag ist f\u00fcr den Konzern als unwesentlich einzustufen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>\u00dcberleitungsrechnung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Erwarteter Steuersatz in %</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">23,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23,0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ergebnis vor Steuern</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.161.317</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">881.806</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Erwarteter Steueraufwand</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">267.103</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">202.815</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">Korrigiert um Steuereffekte aus:</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abweichender lokaler Steuersatz</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-28.976</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.697</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen von Steuers\u00e4tzen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">658</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.373</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht abzugsf\u00e4hige Aufwendungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">99.282</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">118.089</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Steuerlich au\u00dfer Ansatz bleibende Ertr\u00e4ge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-63.909</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-96.952</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Steuern aus Vorjahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-6.154</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.720</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nichtansatz/Wertberichtigung aktiver latenter Steuern auf tempor\u00e4re Differenzen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">73</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.539</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nichtansatz/Wertberichtigung aktiver latenter Steuern auf Verlustvortr\u00e4ge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9.222</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">504</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Auswirkungen aus der Gruppenbesteuerung/Ergebnisabf\u00fchrungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.256</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.871</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">23.434</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.480</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Effektiver Steueraufwand</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">302.989</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.254</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Effektiver Steuersatz in %</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">26,1<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26,6</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:9px\"><span class=\"hyperlink-no-style\"></span>Als Konzernsteuersatz wird der Ertragssteuersatz der Muttergesellschaft verwendet.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die nicht abzugsf\u00e4higen Aufwendungen beinhalten Abschreibungen, Ausgaben im Zusammenhang mit steuerfreien Einnahmen sowie sonstige nicht abzugsf\u00e4hige Ausgaben. Die steuerlich au\u00dfer Ansatz bleibenden Ertr\u00e4ge sind insbesondere auf Zuschreibungen, erhaltene Dividenden sowie Zinsen zur\u00fcckzuf\u00fchren.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">11.2. </span><div class=\"list-paragraph-container\">Steuerlatenzen</div></div><div class=\"defaultParagraph Standard\"><br/><span class=\"hyperlink-no-style\"></span>Die angesetzten aktiven und passiven latenten Steuern betreffen tempor\u00e4re Unterschiedsbetr\u00e4ge der in der folgenden Tabelle angef\u00fchrten Bilanzposten (die Unterschiedsbetr\u00e4ge wurden bereits mit den anzuwendenden Steuers\u00e4tzen bewertet). Anzumerken ist, dass die latenten Steuern, soweit zul\u00e4ssig, auf Ebene des Steuersubjekts saldiert werden und dementsprechend in der Bilanz unterschiedliche Salden entweder auf der Aktiv- oder Passivseite ausgewiesen werden. </div><div class=\"defaultParagraph Standard\">Ein latenter Steueranspruch wird f\u00fcr noch nicht genutzte steuerliche Verluste, noch nicht genutzte Steuergutschriften und abzugsf\u00e4hige tempor\u00e4re Differenzen in dem Umfang erfasst, f\u00fcr den er genutzt werden kann. Latente Steueranspr\u00fcche werden an jedem Abschlussstichtag \u00fcberpr\u00fcft und in dem Umfang reduziert, in dem es nicht mehr wahrscheinlich ist, dass der damit verbundene Steuervorteil realisiert werden kann.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9ccfbc\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d10c887\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d00bb75\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d020db8\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d84aced\"><div class=\"defaultParagraph THeadlastNumber\">Anspr\u00fcche</div></td><td class=\"d84aced\"><div class=\"defaultParagraph THeadlastNumber\">Schulden</div></td><td class=\"d84aced\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Anspr\u00fcche</span></div></td><td class=\"d12ff3\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Schulden</span></div></td></tr><tr><td class=\"d84245b\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"f11665\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"f11665\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"f11665\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"f99816\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d7b5126\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d22450f\"><div class=\"defaultParagraph TBodynormalNumber\">78</div></td><td class=\"d22450f\"><div class=\"defaultParagraph TBodynormalNumber\">21.599</div></td><td class=\"d22450f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">255</span></div></td><td class=\"d26ead2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.132</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verm\u00f6genswerte und Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">544.703</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">491.825</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">601.729</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">474.629</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Forderungen und \u00dcbrige Aktiva</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">220.423</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">33.325</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">167.054</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.962</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Verm\u00f6genswerte aus Versicherungsvertr\u00e4gen<sup>1</sup></div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">158.743</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">168.083</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">180.067</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152.311</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Immobilien sowie Selbstgenutzte Immobilien und Sachanlagen</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">16.431</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">33.062</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.927</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35.749</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Gesch\u00e4fts- oder Firmenwerte und Immaterielle Verm\u00f6genswerte</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">3.980</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">27.653</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.947</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30.663</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Nutzungsrechte</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">69.790</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.283</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen, Finanzielle Verbindlichkeiten und \u00dcbrige Passiva</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">307.523</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">43.351</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">316.249</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.874</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten aus Versicherungsvertr\u00e4gen<sup>2</sup></div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">748.702</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">1.098.562</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">689.398</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.080.897</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellungen</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">130.879</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">66.160</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">161.600</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">95.061</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Unversteuerte R\u00fccklagen</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">14.396</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.804</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Verlustvortr\u00e4ge</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">32.722</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.012</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d886d2b\"><div class=\"defaultParagraph TBodysubtotalText\">Summe vor Wertberichtigung</div></td><td class=\"d67153\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.164.184</div></td><td class=\"d67153\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.067.806</div></td><td class=\"d67153\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.169.238</span></div></td><td class=\"d3e6fcc\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.069.365</span></div></td></tr><tr><td class=\"faa866\"><div class=\"defaultParagraph TBodynormalText\">Wertberichtigung aktiver latenter Steuern</div></td><td class=\"d163dd6\"><div class=\"defaultParagraph TBodynormalNumber\">-29.789</div></td><td class=\"d163dd6\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d163dd6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35.909</span></div></td><td class=\"dfa4ef\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d886d2b\"><div class=\"defaultParagraph TBodysubtotalText\">Summe vor Saldierung</div></td><td class=\"d67153\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.134.395</div></td><td class=\"d67153\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.067.806</div></td><td class=\"d67153\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.133.329</span></div></td><td class=\"d3e6fcc\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.069.365</span></div></td></tr><tr><td class=\"faa866\"><div class=\"defaultParagraph TBodynormalText\">Saldierung</div></td><td class=\"d163dd6\"><div class=\"defaultParagraph TBodynormalNumber\">-1.640.273</div></td><td class=\"d163dd6\"><div class=\"defaultParagraph TBodynormalNumber\">-1.640.273</div></td><td class=\"d163dd6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.635.654</span></div></td><td class=\"dfa4ef\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.635.654</span></div></td></tr><tr><td class=\"a78eb7\"><div class=\"defaultParagraph TBodytotalText\">Summe nach Saldierung</div></td><td class=\"d344434\"><div class=\"defaultParagraph TBodytotalNumber\">494.122</div></td><td class=\"d344434\"><div class=\"defaultParagraph TBodytotalNumber\">427.533</div></td><td class=\"d344434\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">497.675</span></div></td><td class=\"d204a7a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">433.711</span></div></td></tr><tr><td class=\"d84245b\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f11665\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f11665\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f11665\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f99816\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote_NoBottomMargin\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>1</sup><span class=\"tabulator-14\"></span>Inkl. Verm\u00f6genswerte aus ausgestellten Versicherungsvertr\u00e4gen und Verm\u00f6genswerte aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div><div class=\"defaultParagraph TNote\" style=\"margin-bottom:11px\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>2</sup><span class=\"tabulator-14\"></span>Inkl. Verbindlichkeiten aus ausgestellten Versicherungsvertr\u00e4gen und Verbindlichkeiten aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Aktive latente Steuern aus Siebentelabschreibungen wurden in H\u00f6he von TEUR\u00a09.932 (TEUR\u00a013.419) angesetzt. Jene, die nicht angesetzt wurden, betragen TEUR\u00a00 (TEUR\u00a00). Die Saldierung von latenten Steuerschulden bzw. Steueranspr\u00fcchen von konsolidierten Steuersubjekten der Steuergruppen, die von der gleichen Steuerbeh\u00f6rde erhoben werden, ergibt eine latente Steuerschuld von TEUR\u00a052.067 (TEUR\u00a051.311). In \u00dcbereinstimmung mit IAS\u00a012.39 wurden keine passiven latenten Steuern auf tempor\u00e4re Differenzen im Zusammenhang mit Beteiligungen an Tochterunternehmen und assoziierten Unternehmen angesetzt, da sich diese in absehbarer Zeit nicht umkehren. Die Differenz zwischen dem steuerlichen Buchwert und dem IFRS-Eigenkapital betr\u00e4gt TEUR\u00a02.371.547 (TEUR\u00a01.993.081). Ebenso wurden latente Steuern auf nicht ausgesch\u00fcttete Gewinne von Tochterunternehmen in H\u00f6he von TEUR\u00a08.316 (TEUR\u00a09.218) nicht angesetzt, da noch keine Gewinnaussch\u00fcttungsabsicht vorliegt. </div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Latente Steuern auf tempor\u00e4re Differenzen in H\u00f6he von TEUR -4.285 (TEUR -14.972) sowie latente Steuern auf Verlustvortr\u00e4ge in H\u00f6he von TEUR -25.505 (TEUR -20.937) werden nicht angesetzt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Nicht angesetzte aktive latente Steuern auf steuerliche Verlustvortr\u00e4ge</div></td><td class=\"d53b07\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d4e2c2a\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Bosnien-Herzegowina</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-176</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-108</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Estland</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-340</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-340</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Liechtenstein</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.154</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-970</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Litauen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-509</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-225</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-10.120</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.571</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-10.874</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.725</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-133</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-115</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Serbien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-654</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-816</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.989</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.364</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.236</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-25.505</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.937</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">11.3. </span><div class=\"list-paragraph-container\">Steuers\u00e4tze</div></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Der Ermittlung der Steuerabgrenzung wurden folgende Steuers\u00e4tze zu Grunde gelegt:</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Steuers\u00e4tze</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Albanien</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">15,0</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bosnien-Herzegowina</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bulgarien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Deutschland<sup>1</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Estland<sup>2</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Georgien<sup>3</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kosovo</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kroatien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">18,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Lettland<sup>4</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Liechtenstein</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12,5</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12,5</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Litauen<sup>5</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">17,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Moldau</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Nordmazedonien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Niederlande</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">25,8</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,8</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">23,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">16,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Serbien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">15,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Slowakei<sup>6</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">21,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">T\u00fcrkei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ukraine</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">18,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ungarn<sup>7</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">11,3</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11,3</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>1</sup><span class=\"tabulator-14\"></span>Der hier angef\u00fchrte Steuersatz entspricht einem Pauschalsteuersatz. Die Besteuerung ist abh\u00e4ngig von Sitz und T\u00e4tigkeit der Gesellschaft zwischen 15,825<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% und 31,925<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>2</sup><span class=\"tabulator-14\"></span>Thesaurierte Gewinne von ans\u00e4ssigen Gesellschaften unterliegen nicht der K\u00f6rperschaftsteuer. Gewinnaussch\u00fcttungen der Gesellschaften werden zwischen 14,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% und 20,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% besteuert. Mit 1.\u00a0J\u00e4nner\u00a02025 wurde der K\u00f6rperschaftsteuersatz auf 22,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% erh\u00f6ht.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>3</sup><span class=\"tabulator-14\"></span>Thesaurierte Gewinne von ans\u00e4ssigen Gesellschaften unterliegen nicht der K\u00f6rperschaftsteuer. Gewinnaussch\u00fcttungen der Gesellschaften werden mit 15,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% besteuert.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>4</sup><span class=\"tabulator-14\"></span>Thesaurierte Gewinne von ans\u00e4ssigen Gesellschaften unterliegen nicht der K\u00f6rperschaftsteuer. Gewinnaussch\u00fcttungen der Gesellschaften werden mit 20,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% besteuert.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>5</sup><span class=\"tabulator-14\"></span>Mit 1.\u00a0J\u00e4nner\u00a02025 wurde der K\u00f6rperschaftsteuersatz auf 16,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% erh\u00f6ht. Eine weitere Erh\u00f6hung auf 17,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% erfolgte ab 1.\u00a0J\u00e4nner\u00a02026.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>6</sup><span class=\"tabulator-14\"></span>Mit 1.\u00a0J\u00e4nner\u00a02025 wurde der K\u00f6rperschaftsteuersatz auf 24,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% erh\u00f6ht, Versicherungsunternehmen m\u00fcssen jedoch eine zus\u00e4tzliche Steuerabgabe iHv 4,36<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% entrichten.</div><div class=\"defaultParagraph TNote\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>7</sup><span class=\"tabulator-14\"></span>Die K\u00f6rperschaftsteuer betr\u00e4gt 9,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%. Gesellschaften m\u00fcssen jedoch zus\u00e4tzliche Steuerabgaben entrichten, wodurch sich ein Steuersatz von 11,3<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% ergibt.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-74": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">11. </span><div class=\"list-paragraph-container\">Steuern</div></div><div class=\"defaultParagraph Standard\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.13. Steuern\u201c dargelegt.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">11.1. </span><div class=\"list-paragraph-container\">Steueraufwand</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Tats\u00e4chliche Steuern</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">311.740</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">174.289</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aus laufender Periode*</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">316.991</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">175.189</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Aus fr\u00fcheren Perioden</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-5.251</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-900</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Latente Steuern</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-8.751</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.965</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ver\u00e4nderung der latenten Steuern im laufenden Jahr</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-7.849</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">57.346</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Periodenfremde latente Steuern aus tempor\u00e4ren Differenzen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.506</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.120</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Periodenfremde latente Steuern aus Verlustvortr\u00e4gen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-2.408</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.501</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">302.989</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.254</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Die GloBE-Steuer ist im Posten Tats\u00e4chliche Steuern aus laufender Periode enthalten und der beinhaltete Betrag ist f\u00fcr den Konzern als unwesentlich einzustufen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>\u00dcberleitungsrechnung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Erwarteter Steuersatz in %</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">23,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23,0</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ergebnis vor Steuern</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.161.317</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">881.806</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Erwarteter Steueraufwand</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">267.103</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">202.815</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">Korrigiert um Steuereffekte aus:</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Abweichender lokaler Steuersatz</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-28.976</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-9.697</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">\u00c4nderungen von Steuers\u00e4tzen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">658</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.373</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht abzugsf\u00e4hige Aufwendungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">99.282</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">118.089</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Steuerlich au\u00dfer Ansatz bleibende Ertr\u00e4ge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-63.909</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-96.952</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Steuern aus Vorjahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-6.154</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.720</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nichtansatz/Wertberichtigung aktiver latenter Steuern auf tempor\u00e4re Differenzen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">73</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.539</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nichtansatz/Wertberichtigung aktiver latenter Steuern auf Verlustvortr\u00e4ge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9.222</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">504</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Auswirkungen aus der Gruppenbesteuerung/Ergebnisabf\u00fchrungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.256</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.871</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">23.434</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.480</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Effektiver Steueraufwand</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">302.989</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.254</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Effektiver Steuersatz in %</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">26,1<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26,6</span><span dir=\"ltr\" style=\"font-size:5px; min-height:5px; color:#7E8587\">\u00a0</span><span dir=\"ltr\" style=\"color:#7E8587\">%</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:9px\"><span class=\"hyperlink-no-style\"></span>Als Konzernsteuersatz wird der Ertragssteuersatz der Muttergesellschaft verwendet.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die nicht abzugsf\u00e4higen Aufwendungen beinhalten Abschreibungen, Ausgaben im Zusammenhang mit steuerfreien Einnahmen sowie sonstige nicht abzugsf\u00e4hige Ausgaben. Die steuerlich au\u00dfer Ansatz bleibenden Ertr\u00e4ge sind insbesondere auf Zuschreibungen, erhaltene Dividenden sowie Zinsen zur\u00fcckzuf\u00fchren.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">11.2. </span><div class=\"list-paragraph-container\">Steuerlatenzen</div></div><div class=\"defaultParagraph Standard\"><br/><span class=\"hyperlink-no-style\"></span>Die angesetzten aktiven und passiven latenten Steuern betreffen tempor\u00e4re Unterschiedsbetr\u00e4ge der in der folgenden Tabelle angef\u00fchrten Bilanzposten (die Unterschiedsbetr\u00e4ge wurden bereits mit den anzuwendenden Steuers\u00e4tzen bewertet). Anzumerken ist, dass die latenten Steuern, soweit zul\u00e4ssig, auf Ebene des Steuersubjekts saldiert werden und dementsprechend in der Bilanz unterschiedliche Salden entweder auf der Aktiv- oder Passivseite ausgewiesen werden. </div><div class=\"defaultParagraph Standard\">Ein latenter Steueranspruch wird f\u00fcr noch nicht genutzte steuerliche Verluste, noch nicht genutzte Steuergutschriften und abzugsf\u00e4hige tempor\u00e4re Differenzen in dem Umfang erfasst, f\u00fcr den er genutzt werden kann. Latente Steueranspr\u00fcche werden an jedem Abschlussstichtag \u00fcberpr\u00fcft und in dem Umfang reduziert, in dem es nicht mehr wahrscheinlich ist, dass der damit verbundene Steuervorteil realisiert werden kann.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9ccfbc\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d10c887\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d00bb75\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d020db8\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d84aced\"><div class=\"defaultParagraph THeadlastNumber\">Anspr\u00fcche</div></td><td class=\"d84aced\"><div class=\"defaultParagraph THeadlastNumber\">Schulden</div></td><td class=\"d84aced\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Anspr\u00fcche</span></div></td><td class=\"d12ff3\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Schulden</span></div></td></tr><tr><td class=\"d84245b\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"f11665\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"f11665\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"f11665\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"f99816\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d7b5126\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d22450f\"><div class=\"defaultParagraph TBodynormalNumber\">78</div></td><td class=\"d22450f\"><div class=\"defaultParagraph TBodynormalNumber\">21.599</div></td><td class=\"d22450f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">255</span></div></td><td class=\"d26ead2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.132</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verm\u00f6genswerte und Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">544.703</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">491.825</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">601.729</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">474.629</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Forderungen und \u00dcbrige Aktiva</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">220.423</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">33.325</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">167.054</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">27.962</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Verm\u00f6genswerte aus Versicherungsvertr\u00e4gen<sup>1</sup></div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">158.743</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">168.083</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">180.067</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152.311</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Immobilien sowie Selbstgenutzte Immobilien und Sachanlagen</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">16.431</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">33.062</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.927</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35.749</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Gesch\u00e4fts- oder Firmenwerte und Immaterielle Verm\u00f6genswerte</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">3.980</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">27.653</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.947</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30.663</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Nutzungsrechte</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">69.790</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65.283</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen, Finanzielle Verbindlichkeiten und \u00dcbrige Passiva</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">307.523</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">43.351</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">316.249</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.874</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten aus Versicherungsvertr\u00e4gen<sup>2</sup></div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">748.702</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">1.098.562</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">689.398</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.080.897</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellungen</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">130.879</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">66.160</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">161.600</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">95.061</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Unversteuerte R\u00fccklagen</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">14.396</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.804</span></div></td></tr><tr><td class=\"d5bcc0a\"><div class=\"defaultParagraph TBodynormalText\">Verlustvortr\u00e4ge</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">32.722</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"cbf7a0\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.012</span></div></td><td class=\"d11e299\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d886d2b\"><div class=\"defaultParagraph TBodysubtotalText\">Summe vor Wertberichtigung</div></td><td class=\"d67153\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.164.184</div></td><td class=\"d67153\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.067.806</div></td><td class=\"d67153\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.169.238</span></div></td><td class=\"d3e6fcc\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.069.365</span></div></td></tr><tr><td class=\"faa866\"><div class=\"defaultParagraph TBodynormalText\">Wertberichtigung aktiver latenter Steuern</div></td><td class=\"d163dd6\"><div class=\"defaultParagraph TBodynormalNumber\">-29.789</div></td><td class=\"d163dd6\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d163dd6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-35.909</span></div></td><td class=\"dfa4ef\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d886d2b\"><div class=\"defaultParagraph TBodysubtotalText\">Summe vor Saldierung</div></td><td class=\"d67153\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.134.395</div></td><td class=\"d67153\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.067.806</div></td><td class=\"d67153\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.133.329</span></div></td><td class=\"d3e6fcc\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.069.365</span></div></td></tr><tr><td class=\"faa866\"><div class=\"defaultParagraph TBodynormalText\">Saldierung</div></td><td class=\"d163dd6\"><div class=\"defaultParagraph TBodynormalNumber\">-1.640.273</div></td><td class=\"d163dd6\"><div class=\"defaultParagraph TBodynormalNumber\">-1.640.273</div></td><td class=\"d163dd6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.635.654</span></div></td><td class=\"dfa4ef\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.635.654</span></div></td></tr><tr><td class=\"a78eb7\"><div class=\"defaultParagraph TBodytotalText\">Summe nach Saldierung</div></td><td class=\"d344434\"><div class=\"defaultParagraph TBodytotalNumber\">494.122</div></td><td class=\"d344434\"><div class=\"defaultParagraph TBodytotalNumber\">427.533</div></td><td class=\"d344434\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">497.675</span></div></td><td class=\"d204a7a\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">433.711</span></div></td></tr><tr><td class=\"d84245b\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f11665\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f11665\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f11665\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f99816\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote_NoBottomMargin\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>1</sup><span class=\"tabulator-14\"></span>Inkl. Verm\u00f6genswerte aus ausgestellten Versicherungsvertr\u00e4gen und Verm\u00f6genswerte aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div><div class=\"defaultParagraph TNote\" style=\"margin-bottom:11px\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>2</sup><span class=\"tabulator-14\"></span>Inkl. Verbindlichkeiten aus ausgestellten Versicherungsvertr\u00e4gen und Verbindlichkeiten aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Aktive latente Steuern aus Siebentelabschreibungen wurden in H\u00f6he von TEUR\u00a09.932 (TEUR\u00a013.419) angesetzt. Jene, die nicht angesetzt wurden, betragen TEUR\u00a00 (TEUR\u00a00). Die Saldierung von latenten Steuerschulden bzw. Steueranspr\u00fcchen von konsolidierten Steuersubjekten der Steuergruppen, die von der gleichen Steuerbeh\u00f6rde erhoben werden, ergibt eine latente Steuerschuld von TEUR\u00a052.067 (TEUR\u00a051.311). In \u00dcbereinstimmung mit IAS\u00a012.39 wurden keine passiven latenten Steuern auf tempor\u00e4re Differenzen im Zusammenhang mit Beteiligungen an Tochterunternehmen und assoziierten Unternehmen angesetzt, da sich diese in absehbarer Zeit nicht umkehren. Die Differenz zwischen dem steuerlichen Buchwert und dem IFRS-Eigenkapital betr\u00e4gt TEUR\u00a02.371.547 (TEUR\u00a01.993.081). Ebenso wurden latente Steuern auf nicht ausgesch\u00fcttete Gewinne von Tochterunternehmen in H\u00f6he von TEUR\u00a08.316 (TEUR\u00a09.218) nicht angesetzt, da noch keine Gewinnaussch\u00fcttungsabsicht vorliegt. </div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Latente Steuern auf tempor\u00e4re Differenzen in H\u00f6he von TEUR -4.285 (TEUR -14.972) sowie latente Steuern auf Verlustvortr\u00e4ge in H\u00f6he von TEUR -25.505 (TEUR -20.937) werden nicht angesetzt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Nicht angesetzte aktive latente Steuern auf steuerliche Verlustvortr\u00e4ge</div></td><td class=\"d53b07\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d4e2c2a\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Bosnien-Herzegowina</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-176</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-108</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Estland</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-340</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-340</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Liechtenstein</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.154</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-970</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Litauen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-509</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-225</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-10.120</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-10.571</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-10.874</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.725</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-133</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-115</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Serbien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-654</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-816</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.989</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-19</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.364</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.236</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-25.505</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-20.937</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">11.3. </span><div class=\"list-paragraph-container\">Steuers\u00e4tze</div></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Der Ermittlung der Steuerabgrenzung wurden folgende Steuers\u00e4tze zu Grunde gelegt:</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Steuers\u00e4tze</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Albanien</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">15,0</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bosnien-Herzegowina</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Bulgarien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Deutschland<sup>1</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Estland<sup>2</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Georgien<sup>3</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kosovo</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kroatien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">18,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Lettland<sup>4</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Liechtenstein</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12,5</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12,5</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Litauen<sup>5</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">17,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Moldau</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Nordmazedonien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">10,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Niederlande</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">25,8</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,8</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">23,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">16,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Serbien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">15,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Slowakei<sup>6</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">21,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">T\u00fcrkei</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">30,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">30,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ukraine</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">18,0</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18,0</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ungarn<sup>7</sup></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">11,3</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11,3</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>1</sup><span class=\"tabulator-14\"></span>Der hier angef\u00fchrte Steuersatz entspricht einem Pauschalsteuersatz. Die Besteuerung ist abh\u00e4ngig von Sitz und T\u00e4tigkeit der Gesellschaft zwischen 15,825<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% und 31,925<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>2</sup><span class=\"tabulator-14\"></span>Thesaurierte Gewinne von ans\u00e4ssigen Gesellschaften unterliegen nicht der K\u00f6rperschaftsteuer. Gewinnaussch\u00fcttungen der Gesellschaften werden zwischen 14,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% und 20,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% besteuert. Mit 1.\u00a0J\u00e4nner\u00a02025 wurde der K\u00f6rperschaftsteuersatz auf 22,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% erh\u00f6ht.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>3</sup><span class=\"tabulator-14\"></span>Thesaurierte Gewinne von ans\u00e4ssigen Gesellschaften unterliegen nicht der K\u00f6rperschaftsteuer. Gewinnaussch\u00fcttungen der Gesellschaften werden mit 15,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% besteuert.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>4</sup><span class=\"tabulator-14\"></span>Thesaurierte Gewinne von ans\u00e4ssigen Gesellschaften unterliegen nicht der K\u00f6rperschaftsteuer. Gewinnaussch\u00fcttungen der Gesellschaften werden mit 20,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% besteuert.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>5</sup><span class=\"tabulator-14\"></span>Mit 1.\u00a0J\u00e4nner\u00a02025 wurde der K\u00f6rperschaftsteuersatz auf 16,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% erh\u00f6ht. Eine weitere Erh\u00f6hung auf 17,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% erfolgte ab 1.\u00a0J\u00e4nner\u00a02026.</div><div class=\"defaultParagraph TNote_noTopMargin_NoBottomMargin\" style=\"page-break-after:avoid\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>6</sup><span class=\"tabulator-14\"></span>Mit 1.\u00a0J\u00e4nner\u00a02025 wurde der K\u00f6rperschaftsteuersatz auf 24,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% erh\u00f6ht, Versicherungsunternehmen m\u00fcssen jedoch eine zus\u00e4tzliche Steuerabgabe iHv 4,36<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% entrichten.</div><div class=\"defaultParagraph TNote\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>7</sup><span class=\"tabulator-14\"></span>Die K\u00f6rperschaftsteuer betr\u00e4gt 9,0<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%. Gesellschaften m\u00fcssen jedoch zus\u00e4tzliche Steuerabgaben entrichten, wodurch sich ein Steuersatz von 11,3<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% ergibt.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-75": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">12. </span><div class=\"list-paragraph-container\">R\u00fcckstellungen</div></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Angabe \u201e25.11. R\u00fcckstellungen\u201c dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">R\u00fcckstellungen f\u00fcr Pensionen und \u00e4hnliche Verpflichtungen</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">267.175</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">333.117</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">R\u00fcckstellung f\u00fcr Pensionsverpflichtungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">177.823</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">232.752</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">R\u00fcckstellung f\u00fcr Abfertigungsverpflichtungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">89.352</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100.365</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellungen f\u00fcr sonstige Leistungen an Arbeitnehmer:innen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">92.197</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">87.399</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige R\u00fcckstellungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">472.628</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">372.585</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">832.000</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">793.101</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Sonstige R\u00fcckstellungen</div><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"fe72aa\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d3bba3a\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d63a35\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d631f5\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d47264\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d80c8fd\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d7e2e3b\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr Kundenbetreuung und Marketing</div></td><td class=\"d27f775\"><div class=\"defaultParagraph TBodynormalNumber\">23.334</div></td><td class=\"efc3b1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.034</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr Rechtsstreitigkeiten</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">24.717</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21.225</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr IT</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">90.023</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">78.598</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr Garantieverzinsung Pensionsfonds</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">66.851</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61.683</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr regulatorische Risiken</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">32.331</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.681</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige R\u00fcckstellungen</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">235.372</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">154.364</span></div></td></tr><tr><td class=\"c88450\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"baff4c\"><div class=\"defaultParagraph TBodytotalNumber\">472.628</div></td><td class=\"e1e550\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">372.585</span></div></td></tr><tr><td class=\"a5ad29\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d888fb5\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ab76ab\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d1a4ee7\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"ebc110\"><div class=\"defaultParagraph THeadsingleNumber\">Buchwert zum 1.1.2025</div></td><td class=\"ebc110\"><div class=\"defaultParagraph THeadsingleNumber\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"ebc110\"><div class=\"defaultParagraph THeadsingleNumber\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"ebc110\"><div class=\"defaultParagraph THeadsingleNumber\">Dotierungen</div></td><td class=\"ebc110\"><div class=\"defaultParagraph THeadsingleNumber\">Verbrauch</div></td><td class=\"ebc110\"><div class=\"defaultParagraph THeadsingleNumber\">Aufl\u00f6sung</div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadsingleNumber\">Buchwert zum 31.12.2025</div></td></tr><tr><td class=\"dfb996\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"ee05dc\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr Kundenbetreuung und Marketing</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">24.034</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">75</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">17.347</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-9.700</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-8.422</div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\">23.334</div></td></tr><tr><td class=\"d49aea\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr Rechtsstreitigkeiten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">21.225</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">649</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-15</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">10.935</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-2.680</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-5.397</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">24.717</div></td></tr><tr><td class=\"d49aea\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr IT</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">78.598</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">42</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">88.865</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.092</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-46.390</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">90.023</div></td></tr><tr><td class=\"d49aea\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr Garantieverzinsung Pensionsfonds</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">61.683</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-627</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6.935</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.140</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">66.851</div></td></tr><tr><td class=\"d49aea\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr regulatorische Risiken</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">32.681</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-350</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">32.331</div></td></tr><tr><td class=\"d49aea\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige R\u00fcckstellungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">154.364</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">25</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-277</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">169.415</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-26.205</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-61.950</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">235.372</div></td></tr><tr><td class=\"d13751e\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">372.585</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">674</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">-1.152</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">293.497</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">-69.677</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">-123.299</div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\">472.628</div></td></tr><tr><td class=\"dfb996\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>F\u00e4lligkeitsstruktur</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Bis zu 1 Jahr</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">345.173</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">255.437</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als ein Jahr bis zu f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44.022</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.344</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als f\u00fcnf Jahre bis zu zehn Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">16.069</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.474</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als zehn Jahre</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">67.364</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">62.330</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">472.628</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">372.585</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProvisionsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-76": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Sonstige R\u00fcckstellungen</div><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"fe72aa\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d3bba3a\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d63a35\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d631f5\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d47264\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d80c8fd\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d7e2e3b\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr Kundenbetreuung und Marketing</div></td><td class=\"d27f775\"><div class=\"defaultParagraph TBodynormalNumber\">23.334</div></td><td class=\"efc3b1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.034</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr Rechtsstreitigkeiten</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">24.717</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21.225</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr IT</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">90.023</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">78.598</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr Garantieverzinsung Pensionsfonds</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">66.851</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61.683</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr regulatorische Risiken</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">32.331</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32.681</span></div></td></tr><tr><td class=\"d26c13c\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige R\u00fcckstellungen</div></td><td class=\"d9ba1ba\"><div class=\"defaultParagraph TBodynormalNumber\">235.372</div></td><td class=\"e84e32\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">154.364</span></div></td></tr><tr><td class=\"c88450\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"baff4c\"><div class=\"defaultParagraph TBodytotalNumber\">472.628</div></td><td class=\"e1e550\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">372.585</span></div></td></tr><tr><td class=\"a5ad29\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d888fb5\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ab76ab\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d1a4ee7\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"ebc110\"><div class=\"defaultParagraph THeadsingleNumber\">Buchwert zum 1.1.2025</div></td><td class=\"ebc110\"><div class=\"defaultParagraph THeadsingleNumber\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"ebc110\"><div class=\"defaultParagraph THeadsingleNumber\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"ebc110\"><div class=\"defaultParagraph THeadsingleNumber\">Dotierungen</div></td><td class=\"ebc110\"><div class=\"defaultParagraph THeadsingleNumber\">Verbrauch</div></td><td class=\"ebc110\"><div class=\"defaultParagraph THeadsingleNumber\">Aufl\u00f6sung</div></td><td class=\"d46c509\"><div class=\"defaultParagraph THeadsingleNumber\">Buchwert zum 31.12.2025</div></td></tr><tr><td class=\"dfb996\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"ee05dc\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr Kundenbetreuung und Marketing</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">24.034</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">75</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">17.347</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-9.700</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">-8.422</div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\">23.334</div></td></tr><tr><td class=\"d49aea\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr Rechtsstreitigkeiten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">21.225</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">649</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-15</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">10.935</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-2.680</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-5.397</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">24.717</div></td></tr><tr><td class=\"d49aea\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr IT</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">78.598</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">42</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">88.865</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-31.092</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-46.390</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">90.023</div></td></tr><tr><td class=\"d49aea\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr Garantieverzinsung Pensionsfonds</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">61.683</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-627</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6.935</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.140</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">66.851</div></td></tr><tr><td class=\"d49aea\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellung f\u00fcr regulatorische Risiken</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">32.681</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-350</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">32.331</div></td></tr><tr><td class=\"d49aea\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige R\u00fcckstellungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">154.364</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">25</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-277</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">169.415</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-26.205</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-61.950</div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\">235.372</div></td></tr><tr><td class=\"d13751e\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">372.585</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">674</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">-1.152</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">293.497</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">-69.677</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">-123.299</div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\">472.628</div></td></tr><tr><td class=\"dfb996\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>F\u00e4lligkeitsstruktur</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Bis zu 1 Jahr</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">345.173</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">255.437</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als ein Jahr bis zu f\u00fcnf Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44.022</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.344</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als f\u00fcnf Jahre bis zu zehn Jahren</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">16.069</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.474</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Mehr als zehn Jahre</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">67.364</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">62.330</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">472.628</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">372.585</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Umsatzsteuerliche \u00c4nderungen</div><div class=\"defaultParagraph Standard\"><br/><span class=\"hyperlink-no-style\"></span>Mit Wirkung vom 1.\u00a0J\u00e4nner\u00a02025 wurde die \u00f6sterreichische Zwischenbankbefreiung im Bereich der Umsatzsteuer abgeschafft. Diese Abschaffung hat sowohl eingangs- als auch ausgangsseitig Auswirkungen. Eingangsseitig aufgrund potenziell h\u00f6herer Kosten durch die Umsatzsteuerbelastung diverser Leistungen von Banken, Pensionskassen und anderen Versicherungen. Ausgangsseitig durch zus\u00e4tzliche Umsatzsteuer auf Ausgangsleistungen des Konzerns an Banken, Pensionskassen und andere Versicherungen. Zus\u00e4tzlich wurde ein Verfahren vor dem EuGH hinsichtlich der Qualifizierung der Zwischenbankbefreiung als verbotene Beihilfe eingeleitet.</div><div class=\"defaultParagraph Standard\">Im Abschluss wurde von der Bildung einer R\u00fcckstellung abgesehen. Die Gr\u00fcnde hierf\u00fcr sind, dass weder das Urteil des EuGHs noch die darauf folgenden Handlungen der Europ\u00e4ischen Kommission sowie der \u00f6sterreichischen Beh\u00f6rden feststehen. Es ist derzeit unklar, ob die:der Leistende oder die:der Leistungsempf\u00e4nger:in der gem\u00e4\u00df \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>6 Abs 1 Z 28 UStG umsatzsteuerbefreiten Leistungen den f\u00fcr die Beihilfe relevanten \u201eVorteil\u201c hat. Auch ist unklar, wie zeitliche Effekte und ein etwaiger Vorsteuerabzug die H\u00f6he dieses \u201eVorteils\u201c beeinflussen. Die bestm\u00f6gliche Sch\u00e4tzung der verschiedenen Szenarien hat ergeben, dass sich daraus keine wesentlichen Auswirkungen auf den Konzernabschluss ableiten lassen.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherProvisionsContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-77": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">13. </span><div class=\"list-paragraph-container\">Immaterielle Verm\u00f6genswerte</div></div><div class=\"defaultParagraph Standard\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.6. Immaterielle Verm\u00f6genswerte\u201c<br/>dargelegt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d870473\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d01116c\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d4e6af9\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"b57f7e\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d45d89c\"><div class=\"defaultParagraph TBodynormalText\">Erworbene Software</div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\">532.251</div></td><td class=\"d05e484\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">500.119</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige immaterielle Verm\u00f6genswerte</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">176.099</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">196.751</span></div></td></tr><tr><td class=\"d9897c0\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\">708.350</div></td><td class=\"bf8a5c\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">696.870</span></div></td></tr><tr><td class=\"b57f7e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d287b99\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erworbene Software</div><div class=\"defaultParagraph StandardohneAbstand\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Anschaffungskosten</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.149.189</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.048.854</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12. des Vorjahres</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-649.070</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-572.715</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Buchwert zum 31.12. des Vorjahrs = Buchwert zum 1.1.</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">500.119</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">476.139</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.805</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.165</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-1.865</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-14.930</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">145.971</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.732</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.812</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.518</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">196</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.400</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckf\u00fchrung von Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">238</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Planm\u00e4\u00dfige Abschreibungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-99.472</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-88.463</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Wertminderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-7.929</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-84</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Buchwert zum 31.12.</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">532.251</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">500.119</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Kumulierte Bewertung zum 31.12.</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">744.347</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">649.070</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Anschaffungskosten</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.276.598</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.149.189</span></div></td></tr><tr><td class=\"d1a2d6a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:8px\"><span class=\"hyperlink-no-style\"></span>Die Wertminderungen sind vorrangig auf nicht mehr genutzte Softwarepakete in Deutschland (Vorjahr: Rum\u00e4nien und Polen) zur\u00fcckzuf\u00fchren.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-78": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">16. </span><div class=\"list-paragraph-container\">Art der Aufwendungen und Details Andere Ertr\u00e4ge und Aufwendungen</div></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">16.1. </span><div class=\"list-paragraph-container\">Allgemeine Informationen</div></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Aufgrund der Bilanzierungs- und Bewertungsvorschriften des IFRS\u00a017 sind Aufwendungen, die Versicherungsvertr\u00e4gen direkt zuordenbar sind, im Posten Versicherungstechnisches Ergebnis enthalten. Allgemeine Verwaltungsaufwendungen sind keinen Versicherungsvertr\u00e4gen direkt zuordenbar und werden daher im Posten Sonstiges operatives Ergebnis ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die unter IFRS\u00a017 ber\u00fccksichtigten Aufwendungen belaufen sich in der aktuellen Periode auf TEUR\u00a03.965.440. Abgesehen von Personalaufwendungen stammt ein wesentlicher Anteil aus abgegrenzten Provisionen, IT-Aufwendungen, Steuern in Zusammenhang mit Versicherungsabschl\u00fcssen und planm\u00e4\u00dfigen Abschreibungen.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">16.2. </span><div class=\"list-paragraph-container\">Personal</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Personalstand</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">Anzahl</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Au\u00dfendienst</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">16.146</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.745</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Innendienst</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">17.133</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.898</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">33.279</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.643</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\" style=\"margin-bottom:1px\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Der angegebene Personalstand ist ein Durchschnittswert auf Basis Full-Time Equivalents.</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Personalaufwand</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">L\u00f6hne und Geh\u00e4lter</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.067.063</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">979.677</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Aufwendungen f\u00fcr Abfertigungen und Leistungen an betriebliche Vorsorgekassen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9.296</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.134</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Aufwendungen f\u00fcr die Altersvorsorge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.305</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.534</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Gesetzlich vorgeschriebene soziale Abgaben und Aufwendungen sowie Pflichtbeitr\u00e4ge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">270.199</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">240.609</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Sozialaufwendungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">42.011</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.471</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.401.874</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.281.425</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Au\u00dfendienst</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">544.045</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">499.043</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Innendienst</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">857.829</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">782.382</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">16.3. </span><div class=\"list-paragraph-container\">Andere Ertr\u00e4ge und Aufwendungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Andere Ertr\u00e4ge</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">375.253</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">344.771</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Wechselkursgewinne</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">51.813</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.692</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon sonstige Dienstleistungsums\u00e4tze</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">191.773</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">166.429</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Andere Aufwendungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.042.898</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-889.735</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon allgemeine Verwaltungsaufwendungen gem. IFRS\u00a017</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-622.434</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-541.786</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Wechselkursverluste</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-53.620</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56.809</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Aufwendungen aus nicht monet\u00e4ren Positionen gem. IAS\u00a029</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.324</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.947</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus Selbstgenutzte Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-17.495</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.637</span></div></td></tr><tr><td class=\"de876b\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e35bd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><span class=\"hyperlink-no-style\"></span>Sowohl der Anstieg der allgemeinen Verwaltungskosten gem. IFRS\u00a017 als auch jener der sonstigen Dienstleistungsums\u00e4tze ist auf stetig steigende regulatorische Anforderungen und ein gewachsenes Gesch\u00e4ftsvolumen zur\u00fcckzuf\u00fchren.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesByNatureExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-79": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">16.1. </span><div class=\"list-paragraph-container\">Allgemeine Informationen</div></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Aufgrund der Bilanzierungs- und Bewertungsvorschriften des IFRS\u00a017 sind Aufwendungen, die Versicherungsvertr\u00e4gen direkt zuordenbar sind, im Posten Versicherungstechnisches Ergebnis enthalten. Allgemeine Verwaltungsaufwendungen sind keinen Versicherungsvertr\u00e4gen direkt zuordenbar und werden daher im Posten Sonstiges operatives Ergebnis ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die unter IFRS\u00a017 ber\u00fccksichtigten Aufwendungen belaufen sich in der aktuellen Periode auf TEUR\u00a03.965.440. Abgesehen von Personalaufwendungen stammt ein wesentlicher Anteil aus abgegrenzten Provisionen, IT-Aufwendungen, Steuern in Zusammenhang mit Versicherungsabschl\u00fcssen und planm\u00e4\u00dfigen Abschreibungen.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForExpensesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-80": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">16.2. </span><div class=\"list-paragraph-container\">Personal</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Personalstand</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">Anzahl</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Au\u00dfendienst</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">16.146</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.745</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Innendienst</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">17.133</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.898</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">33.279</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.643</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\" style=\"margin-bottom:1px\"></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Der angegebene Personalstand ist ein Durchschnittswert auf Basis Full-Time Equivalents.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutEmployeesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-81": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Personalaufwand</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">L\u00f6hne und Geh\u00e4lter</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">1.067.063</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">979.677</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Aufwendungen f\u00fcr Abfertigungen und Leistungen an betriebliche Vorsorgekassen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">9.296</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.134</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Aufwendungen f\u00fcr die Altersvorsorge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.305</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.534</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Gesetzlich vorgeschriebene soziale Abgaben und Aufwendungen sowie Pflichtbeitr\u00e4ge</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">270.199</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">240.609</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Sozialaufwendungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">42.011</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.471</span></div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">1.401.874</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.281.425</span></div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Au\u00dfendienst</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">544.045</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">499.043</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Innendienst</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">857.829</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">782.382</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-82": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">16.3. </span><div class=\"list-paragraph-container\">Andere Ertr\u00e4ge und Aufwendungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Andere Ertr\u00e4ge</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">375.253</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">344.771</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Wechselkursgewinne</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">51.813</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.692</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon sonstige Dienstleistungsums\u00e4tze</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">191.773</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">166.429</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Andere Aufwendungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.042.898</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-889.735</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon allgemeine Verwaltungsaufwendungen gem. IFRS\u00a017</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-622.434</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-541.786</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Wechselkursverluste</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-53.620</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56.809</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Aufwendungen aus nicht monet\u00e4ren Positionen gem. IAS\u00a029</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.324</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.947</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus Selbstgenutzte Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-17.495</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.637</span></div></td></tr><tr><td class=\"de876b\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e35bd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><span class=\"hyperlink-no-style\"></span>Sowohl der Anstieg der allgemeinen Verwaltungskosten gem. IFRS\u00a017 als auch jener der sonstigen Dienstleistungsums\u00e4tze ist auf stetig steigende regulatorische Anforderungen und ein gewachsenes Gesch\u00e4ftsvolumen zur\u00fcckzuf\u00fchren.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-83": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">16.3. </span><div class=\"list-paragraph-container\">Andere Ertr\u00e4ge und Aufwendungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Andere Ertr\u00e4ge</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">375.253</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">344.771</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Wechselkursgewinne</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">51.813</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.692</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon sonstige Dienstleistungsums\u00e4tze</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">191.773</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">166.429</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Andere Aufwendungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.042.898</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-889.735</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon allgemeine Verwaltungsaufwendungen gem. IFRS\u00a017</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-622.434</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-541.786</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Wechselkursverluste</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-53.620</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56.809</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Aufwendungen aus nicht monet\u00e4ren Positionen gem. IAS\u00a029</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.324</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.947</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus Selbstgenutzte Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-17.495</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.637</span></div></td></tr><tr><td class=\"de876b\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e35bd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><span class=\"hyperlink-no-style\"></span>Sowohl der Anstieg der allgemeinen Verwaltungskosten gem. IFRS\u00a017 als auch jener der sonstigen Dienstleistungsums\u00e4tze ist auf stetig steigende regulatorische Anforderungen und ein gewachsenes Gesch\u00e4ftsvolumen zur\u00fcckzuf\u00fchren.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-84": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">16.3. </span><div class=\"list-paragraph-container\">Andere Ertr\u00e4ge und Aufwendungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Andere Ertr\u00e4ge</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">375.253</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">344.771</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Wechselkursgewinne</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">51.813</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.692</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon sonstige Dienstleistungsums\u00e4tze</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">191.773</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">166.429</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Andere Aufwendungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.042.898</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-889.735</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon allgemeine Verwaltungsaufwendungen gem. IFRS\u00a017</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-622.434</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-541.786</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Wechselkursverluste</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-53.620</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56.809</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Aufwendungen aus nicht monet\u00e4ren Positionen gem. IAS\u00a029</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.324</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.947</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus Selbstgenutzte Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-17.495</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.637</span></div></td></tr><tr><td class=\"de876b\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e35bd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><span class=\"hyperlink-no-style\"></span>Sowohl der Anstieg der allgemeinen Verwaltungskosten gem. IFRS\u00a017 als auch jener der sonstigen Dienstleistungsums\u00e4tze ist auf stetig steigende regulatorische Anforderungen und ein gewachsenes Gesch\u00e4ftsvolumen zur\u00fcckzuf\u00fchren.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-85": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">16.3. </span><div class=\"list-paragraph-container\">Andere Ertr\u00e4ge und Aufwendungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Andere Ertr\u00e4ge</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">375.253</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">344.771</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Wechselkursgewinne</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">51.813</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58.692</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon sonstige Dienstleistungsums\u00e4tze</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">191.773</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">166.429</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Andere Aufwendungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-1.042.898</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-889.735</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon allgemeine Verwaltungsaufwendungen gem. IFRS\u00a017</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-622.434</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-541.786</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Wechselkursverluste</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-53.620</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-56.809</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Aufwendungen aus nicht monet\u00e4ren Positionen gem. IAS\u00a029</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-21.324</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-30.947</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">davon Ergebnis aus Selbstgenutzte Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-17.495</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-6.637</span></div></td></tr><tr><td class=\"de876b\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e35bd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><span class=\"hyperlink-no-style\"></span>Sowohl der Anstieg der allgemeinen Verwaltungskosten gem. IFRS\u00a017 als auch jener der sonstigen Dienstleistungsums\u00e4tze ist auf stetig steigende regulatorische Anforderungen und ein gewachsenes Gesch\u00e4ftsvolumen zur\u00fcckzuf\u00fchren.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralAndAdministrativeExpenseExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-86": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">17. </span><div class=\"list-paragraph-container\">Bemessung des beizulegenden Zeitwerts</div></div><div class=\"defaultParagraph Standard\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.9. Bemessung des beizulegenden Zeitwerts\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>dargelegt.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.1. </span><div class=\"list-paragraph-container\">Beizulegender Zeitwert und Buchwerte von Finanzinstrumenten und Kapitalanlagen</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Aktiva</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.490.212</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.805.069</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.969.192</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.717.528</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.491.789</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">29.889.832</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">24.144.960</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.900.363</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">829.893</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">29.875.216</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.700.167</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">519.107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">868.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">297.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.685.551</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.712.542</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.283.677</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.359</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">587.971</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">734.406</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">462.756</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">325.340</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.614</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.641.025</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.606</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055.057</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">89.370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">174</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">271.026</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.551.655</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.432</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">784.031</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen*</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">246.451</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.046.557</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.402</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.554.430</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">471.838</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">40.573</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">795.719</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</span></div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.748.124</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.637.179</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.070.686</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.623.744</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.927.130</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.621.560</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.114.879</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.010.243</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.276.274</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">800.544</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.087.061</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.586.620</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">479.288</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">845.241</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.273</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.558.802</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.683.803</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.700.951</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">101.700</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">541.833</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">715.574</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">464.571</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">305.319</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.508</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht festverzinsliche Wertpapiere</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.054.380</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.299.459</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.162</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">252.865</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.016.218</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.046.594</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Einlagen*</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Derivate</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Als Finanzinvestition gehaltene Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.752</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.473.261</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Selbstgenutzte Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.335</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">780.785</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d31c54d\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.170.667</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">3</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.809.205</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">302.753</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.111.961</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bewertet zu AC*</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">2.170.667</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.809.205</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">302.753</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">2.111.961</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.233</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">475</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.233</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">368</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Leasingverbindlichkeiten</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verbindlichkeiten</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</span></div></td><td class=\"d31c54d\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.092.755</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.621.176</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">385.516</span></div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.006.692</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC*</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.092.755</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.621.176</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">385.516</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.006.692</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">923</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.076</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.999</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.492</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">923</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">569</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.492</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">507</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Sonstige finanzielle Verbindlichkeiten</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">59.255</span></div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\" style=\"margin-bottom:14px\"><span class=\"hyperlink-no-style\"></span>*Exkl. Leasingverbindlichkeiten</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.2. </span><div class=\"list-paragraph-container\">Umgliederungen von Finanzinstrumenten</div></div><div class=\"defaultParagraph Standard\">Die Gesellschaften der VIG-Versicherungsgruppe \u00fcberpr\u00fcfen regelm\u00e4\u00dfig zu jedem Bewertungsstichtag die aktuelle G\u00fcltigkeit der zuletzt vorgenommenen Klassifizierung der beizulegenden Zeitwerte. Sind beispielsweise notwendige Inputparameter am Markt nicht mehr direkt beobachtbar, wird eine Umgliederung vorgenommen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Umgliederungen</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Zwischen Level 1 und Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3 nach <br/>Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1 nach <br/>Level 3</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3 nach <br/>Level 2</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\">Level 2 nach <br/>Level 3</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">Anzahl</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Bewertet zu FVtOCI</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">58</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">5</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\">2</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\">2</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">58</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">2</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Bewertet zu FVtPL</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">160</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">41</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">13</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">83</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\">65</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">160</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">83</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\">65</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">160</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">41</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">83</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">65</div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">218</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">42</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">18</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">84</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\">67</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:12px\"><span class=\"hyperlink-no-style\"></span>Die Umgliederungen zwischen Level 1 und Level 2 sind auf \u00c4nderungen in der Liquidit\u00e4t, der Handelsfrequenz und der Handelsaktivit\u00e4t zur\u00fcckzuf\u00fchren. Die Umgliederungen von Level 3 zu Level 1 basieren im Wesentlichen auf einer Verbesserung der Einsch\u00e4tzung der Liquidit\u00e4t bzw. Verf\u00fcgbarkeit der Bewertungskurse. Die Umgliederungen von Level 1 zu Level 3 basieren im Wesentlichen auf einer Verschlechterung der Einsch\u00e4tzung der Liquidit\u00e4t bzw. \u00c4nderungen in der Verf\u00fcgbarkeit der Bewertungskurse. Die Umgliederungen von Level 3 zu Level 2 basieren im Wesentlichen auf einer Verbesserung der Liquidit\u00e4t sowie einer Verbesserung der Verf\u00fcgbarkeit der Bewertungskurse. Die Umgliederungen von Level 2 zu Level 3 basieren im Wesentlichen auf einer Verschlechterung der Bonit\u00e4t  bzw. der Einsch\u00e4tzung der Liquidit\u00e4t.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"color:#7E8587\">Umgliederungen</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Zwischen Level 1 und Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2 nach </span><br/><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">Anzahl</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtOCI</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">169</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtOCI</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">152</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu FVtPL</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">467</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">462</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">462</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14</span></div></td></tr><tr><td class=\"fdaeb6\"><div class=\"defaultParagraph TBodytotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Summe</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">636</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">53</span></div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21</span></div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.3. </span><div class=\"list-paragraph-container\">Bemessung des beizulegenden Zeitwerts von Immobilien</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Grundlage der Bewertung</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch unabh\u00e4ngige Gutachten erstellt*</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">885.475</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">952.700</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch eigene Sachverst\u00e4ndige bzw. intern erstellt</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.702.357</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.554.313</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch unabh\u00e4ngige Gutachten erstellt</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">367.516</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">364.204</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Durch eigene Sachverst\u00e4ndige bzw. intern erstellt</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">468.776</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">457.916</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Dies entspricht 19,30<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>% (21,14<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%) des beizulegenden Zeitwerts des Postens Als Finanzinvestition gehaltene Immobilien.</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Bewertungsmethode</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">31.12.2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertragswertmethode</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.123.578</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.960.340</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vergleichspreismethode / Marktwerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">428.773</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">412.096</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige Methode</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">35.481</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">134.577</span></div></td></tr><tr><td class=\"c7fc39\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertragswertmethode</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">650.291</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">638.577</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vergleichspreismethode / Marktwerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">172.067</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">183.231</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige Methode</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.934</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">312</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.4. </span><div class=\"list-paragraph-container\">\u00dcberleitung der Finanzinstrumente</div></div><div class=\"defaultParagraph Standard\">Bez\u00fcglich der Auswirkung der erfolgswirksam erfassten Bewertungs\u00e4nderungen wird hinsichtlich des Ausweises auf Anhangangabe \u201e9. Details zur Konzerngewinn- und -verlustrechnung\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>verwiesen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Entwicklung</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">Finanzielle Verm\u00f6genswerte bewertet zu FVtOCI</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f9f876\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Beizulegender Zeitwert des Vorjahrs = Beizulegender Zeitwert zum 1.1.</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">20.721.965</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.700.951</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">354.565</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18.736.650</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.049.715</span></div></td><td class=\"d88c1f7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">633.999</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-4.777</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">-446</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">3.090</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15.643</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-45.958</span></div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.350</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen zwischen Klassen von Finanzinstrumenten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.278</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.251</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-253.187</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">256.816</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-7.545</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederung nach Level</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">177.648</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">85.393</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">34.780</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.389.897</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60.076</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.889</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederung aus Level</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-102.650</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-149.357</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-45.814</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-61.411</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.386.034</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-34.417</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Amortisierung und abgegrenzte Zinsen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">109.601</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">90</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.037</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">72.426</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.229</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.784</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">8.874.026</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">386.590</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">27.764</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.005.745</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">418.822</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">57.431</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-6.895.429</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-730.043</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-28.565</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-4.338.851</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-740.683</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-167.168</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-22.413</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">103.782</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">44.674</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-133.559</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Erfolgswirksam erfasste Bewertungs\u00e4nderungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Erfolgsneutral erfasste Bewertungs\u00e4nderungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-78.472</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-8.055</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">14.690</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51.271</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.294</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-28.499</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Beizulegender Zeitwert zum 31.12.</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">22.801.912</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">3.283.851</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">340.385</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.721.965</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.700.951</span></div></td><td class=\"ed0464\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">354.565</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\">Entwicklung</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d6fff0\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"f9f876\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d17f00a\"><div class=\"defaultParagraph TBodysubtotalText\">Beizulegender Zeitwert des Vorjahrs = Beizulegender Zeitwert zum 1.1.</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">6.863.378</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.077.552</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.527.291</div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.274.276</span></div></td><td class=\"d016502\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.187.018</span></div></td><td class=\"d88c1f7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.145.261</span></div></td></tr><tr><td class=\"d6aeec9\"><div class=\"defaultParagraph TBodynormalText\">W\u00e4hrungs\u00e4nderungen</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">405</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">47.541</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\">4.192</div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.043</span></div></td><td class=\"d0aedf1\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-40.662</span></div></td><td class=\"c9a21a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.582</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederungen zwischen Klassen von Finanzinstrumenten</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-15.880</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">16.209</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-303</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">174</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederung nach Level</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">420.157</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">869.359</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">164.191</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">712.432</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">392.643</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">256.489</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Umgliederung aus Level</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-461.552</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-528.407</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-463.748</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-566.477</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-778.348</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-16.739</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Amortisierung und abgegrenzte Zinsen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7.644</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">7.385</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">4.377</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.868</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8.031</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.785</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Zug\u00e4nge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.603.676</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.122.980</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">345.066</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.473.266</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.564.282</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">179.484</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Abg\u00e4nge</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.740.632</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-1.099.618</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-293.459</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.709.032</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-1.483.607</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-115.324</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Ver\u00e4nderungen Konsolidierungskreis</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-2.685</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">332.312</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.731</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-99</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Erfolgswirksam erfasste Bewertungs\u00e4nderungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">787.770</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">303.674</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">-37.080</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">337.690</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">160.464</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">68.678</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Erfolgsneutral erfasste Bewertungs\u00e4nderungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d05cc96\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Beizulegender Zeitwert zum 31.12.</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">7.464.966</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">3.816.675</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">1.247.842</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.863.378</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.077.552</span></div></td><td class=\"ed0464\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.527.291</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Der nicht realisierte Ergebniseffekt (Nettogewinn bzw. -verlust) von noch im Bestand befindlichen Level-3-Finanzinstrumenten, deren Zeitwertbewertung erfolgswirksam gebucht wird, belief sich im Berichtsjahr auf TEUR\u00a0<span class=\"hyperlink-no-style\"></span>-26.912 (TEUR\u00a0<span class=\"hyperlink-no-style\"></span>68.185)<span dir=\"ltr\" style=\"background-color:#FFFFFF\">.</span></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.5. </span><div class=\"list-paragraph-container\">Nicht beobachtbare Inputfaktoren</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Asset-Klasse</div></td><td class=\"aea88e\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">Bewertungsmethoden</div></td><td class=\"d8ded8b\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">Nicht beobachtbare Inputfaktoren</div></td><td class=\"d6354fd\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">Bandbreite</div></td><td class=\"d3a29ab\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d0e535d\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d33db5d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"b64231\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"eded07\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d999830\"><div class=\"defaultParagraph THeadlastNumber\">von</div></td><td class=\"d999830\"><div class=\"defaultParagraph THeadlastNumber\">bis</div></td><td class=\"d999830\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">von</span></div></td><td class=\"f07417\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">bis</span></div></td></tr><tr><td class=\"d018225\"><div class=\"defaultParagraph TBodynormalText\">Immobilien</div></td><td class=\"fca0f2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ertragswert</div></td><td class=\"d2df857\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kapitalisierungszinssatz</div></td><td class=\"fe6575\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in %</div></td><td class=\"a9d0af\"><div class=\"defaultParagraph TBodynormalNumber\">0,80</div></td><td class=\"a9d0af\"><div class=\"defaultParagraph TBodynormalNumber\">7,80</div></td><td class=\"a9d0af\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,30</span></div></td><td class=\"b526fe\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,47</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"aea88e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mietertr\u00e4ge</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">7</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">5.243</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.124</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"da0696\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bodenpreise</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">12</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d9bcd89\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Discounted Cash flow</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kapitalisierungszinssatz</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in %</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">4,96</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">9,12</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,33</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,18</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"da0696\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mietertr\u00e4ge</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">117</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">9.240</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">116</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.754</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d9bcd89\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Baurechte \u2013 Ertragswert</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kapitalisierungszinssatz</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in %</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">2,00</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">4,00</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,50</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,00</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"aea88e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mietertr\u00e4ge</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">81</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">4.349</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">83</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.349</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"aea88e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bodenpreise</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">0,19</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">0,80</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,31</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,80</span></div></td></tr><tr><td class=\"d1b185a\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"da0696\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tats\u00e4chlich gezahlter Bauzins</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in %</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">2,03</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">9,00</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,90</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,56</span></div></td></tr><tr><td class=\"d122a42\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d5388b4\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"deca61\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d07e42f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d226f59\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d226f59\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d226f59\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b3d955\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.6. </span><div class=\"list-paragraph-container\">Sensitivit\u00e4ten</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Immobilien</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Folgende Sensitivit\u00e4ten ergeben sich f\u00fcr einen Teilbestand aus den mit Solvency\u00a0II abgestimmten Berechnungen im partiellen internen Modell (Abdeckungsgrad rd.<span class=\"hyperlink-no-style\"></span>87,32<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (VJ: <span class=\"hyperlink-no-style\"></span>88,64<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%):</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b3944c\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Immobilien \u2013 Beizulegender Zeitwert</div></td><td class=\"d6d028b\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"b57f7e\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d345629\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d45d89c\"><div class=\"defaultParagraph TBodynormalText\">Beizulegender Zeitwert zum 31.12.</div></td><td class=\"d2fa2af\"><div class=\"defaultParagraph TBodynormalNumber\">4.671.602</div></td><td class=\"d05e484\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.657.075</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Mietertr\u00e4ge -5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d7e863b\"><div class=\"defaultParagraph TBodynormalNumber\">4.482.794</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.471.213</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Mietertr\u00e4ge +5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d7e863b\"><div class=\"defaultParagraph TBodynormalNumber\">4.871.206</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.852.852</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Kapitalisierungszinssatz -50bp</div></td><td class=\"d7e863b\"><div class=\"defaultParagraph TBodynormalNumber\">4.952.895</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.944.994</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Kapitalisierungszinssatz +50bp</div></td><td class=\"d7e863b\"><div class=\"defaultParagraph TBodynormalNumber\">4.434.243</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.414.298</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Bodenpreise -5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d7e863b\"><div class=\"defaultParagraph TBodynormalNumber\">4.641.012</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.626.849</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Bodenpreise +5<span dir=\"ltr\" style=\"font-size:5px; min-height:5px\">\u00a0</span>%</div></td><td class=\"d7e863b\"><div class=\"defaultParagraph TBodynormalNumber\">4.710.207</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.695.507</span></div></td></tr><tr><td class=\"d277c8c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d49e0f3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d2c013\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:11px\"><span class=\"hyperlink-no-style\"></span>Da Immobilien zu fortgef\u00fchrten Anschaffungskosten in der Konzernbilanz bewertet werden, w\u00fcrden sich negative Sensitivit\u00e4ten nur bei Unterschreiten des Buchwerts der Immobilie in der Konzerngewinn- und -verlustrechnung widerspiegeln.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-87": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">17. </span><div class=\"list-paragraph-container\">Bemessung des beizulegenden Zeitwerts</div></div><div class=\"defaultParagraph Standard\">Die angewandten Bilanzierungs- und Bewertungsmethoden sind in der Anhangangabe \u201e25.9. Bemessung des beizulegenden Zeitwerts\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>dargelegt.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.1. </span><div class=\"list-paragraph-container\">Beizulegender Zeitwert und Buchwerte von Finanzinstrumenten und Kapitalanlagen</div></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Aktiva</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.490.212</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.805.069</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.969.192</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.717.528</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.491.789</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">29.889.832</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">24.144.960</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.900.363</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">829.893</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">29.875.216</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.700.167</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">519.107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">868.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">297.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.685.551</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.712.542</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.283.677</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.359</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">587.971</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">734.406</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">462.756</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">325.340</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.614</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.641.025</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.606</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055.057</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">89.370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">174</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">271.026</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.551.655</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.432</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">784.031</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen*</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">246.451</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.046.557</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.402</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.554.430</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">471.838</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">40.573</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">795.719</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</span></div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.748.124</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.637.179</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.070.686</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.623.744</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.927.130</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.621.560</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.114.879</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.010.243</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.276.274</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">800.544</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.087.061</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.586.620</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">479.288</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">845.241</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.273</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.558.802</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.683.803</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.700.951</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">101.700</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">541.833</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">715.574</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">464.571</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">305.319</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.508</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht festverzinsliche Wertpapiere</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.054.380</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.299.459</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.162</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">252.865</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.016.218</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.046.594</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Einlagen*</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Derivate</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Als Finanzinvestition gehaltene Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.752</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.473.261</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Selbstgenutzte Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.335</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">780.785</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Exkl. Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d4faf17\"><div class=\"defaultParagraph TBodysubtotalText\">Verbindlichkeiten aus der Finanzierungst\u00e4tigkeit</div></td><td class=\"d31c54d\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.170.667</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">3</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.809.205</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">302.753</div></td><td class=\"fc6833\"><div class=\"defaultParagraph TBodysubtotalNumber\">2.111.961</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Bewertet zu AC*</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">2.170.667</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">1.809.205</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">302.753</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">2.111.961</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Zu Finanzierungs- und anderen Zwecken gehaltene Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.233</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">475</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.708</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">3.233</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">368</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">3.601</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">107</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Sonstige finanzielle Verbindlichkeiten</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">62.723</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">62.723</div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">17.5. </span><div class=\"list-paragraph-container\">Nicht beobachtbare Inputfaktoren</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Asset-Klasse</div></td><td class=\"aea88e\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">Bewertungsmethoden</div></td><td class=\"d8ded8b\" rowspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">Nicht beobachtbare Inputfaktoren</div></td><td class=\"d6354fd\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">Bandbreite</div></td><td class=\"d3a29ab\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td><td class=\"d0e535d\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d33db5d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"b64231\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"eded07\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d999830\"><div class=\"defaultParagraph THeadlastNumber\">von</div></td><td class=\"d999830\"><div class=\"defaultParagraph THeadlastNumber\">bis</div></td><td class=\"d999830\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">von</span></div></td><td class=\"f07417\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">bis</span></div></td></tr><tr><td class=\"d018225\"><div class=\"defaultParagraph TBodynormalText\">Immobilien</div></td><td class=\"fca0f2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ertragswert</div></td><td class=\"d2df857\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kapitalisierungszinssatz</div></td><td class=\"fe6575\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in %</div></td><td class=\"a9d0af\"><div class=\"defaultParagraph TBodynormalNumber\">0,80</div></td><td class=\"a9d0af\"><div class=\"defaultParagraph TBodynormalNumber\">7,80</div></td><td class=\"a9d0af\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,30</span></div></td><td class=\"b526fe\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7,47</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"aea88e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mietertr\u00e4ge</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">7</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">5.243</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.124</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"da0696\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bodenpreise</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">12</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d9bcd89\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Discounted Cash flow</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kapitalisierungszinssatz</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in %</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">4,96</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">9,12</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5,33</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9,18</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"da0696\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mietertr\u00e4ge</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">117</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">9.240</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">116</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.754</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d9bcd89\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Baurechte \u2013 Ertragswert</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kapitalisierungszinssatz</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in %</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">2,00</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">4,00</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,50</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,00</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"aea88e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mietertr\u00e4ge</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">81</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">4.349</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">83</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.349</span></div></td></tr><tr><td class=\"d5c7e67\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"aea88e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bodenpreise</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in TEUR</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">0,19</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">0,80</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,31</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,80</span></div></td></tr><tr><td class=\"d1b185a\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"da0696\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"e0c386\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tats\u00e4chlich gezahlter Bauzins</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">in %</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">2,03</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\">9,00</div></td><td class=\"dc52cd\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,90</span></div></td><td class=\"b88ec2\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,56</span></div></td></tr><tr><td class=\"d122a42\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d5388b4\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"deca61\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d07e42f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d226f59\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d226f59\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d226f59\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b3d955\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDebtSecuritiesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-88": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">Aktiva</div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">31.12.2025</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\">Buchwert</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 1</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 2</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">Level 3</div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\">Beizulegender Zeitwert</div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\">1.368.363</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.490.212</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.805.069</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">7.969.192</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.717.528</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">42.491.789</div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ausleihungen und Anleihen</div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\">29.889.832</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">24.144.960</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">4.900.363</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">829.893</div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\">29.875.216</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.700.167</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">519.107</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">868.666</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">297.778</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.685.551</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.712.542</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.283.677</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">69.359</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">26.065.578</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">587.971</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">734.406</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">462.756</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.785.133</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">325.340</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">13.614</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">338.954</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht festverzinsliche Wertpapiere</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.641.025</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.606</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055.057</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.764.688</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Designiert bewertet zu FVtOCI</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">89.370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">174</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">271.026</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">360.570</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6.551.655</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3.068.432</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">784.031</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">10.404.118</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Einlagen*</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Bewertet zu AC</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.834.414</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.084</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.831.523</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.850.607</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Derivate</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Verpflichtend bewertet zu FVtPL</div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">223</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.055</div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\">1.278</div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\">246.451</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">3.046.557</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">33.402</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.554.430</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">4.587.832</div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\">Selbstgenutzte Immobilien</div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\">471.838</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">40.573</div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\">795.719</div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\">836.292</div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\"><span dir=\"ltr\" style=\"color:#7E8587\">Aktiva</span></div></td><td class=\"d330fe\" colspan=\"5\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024 angepasst</span></div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bcc41e\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Buchwert</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 1</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 2</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Level 3</span></div></td><td class=\"d6d6f1a\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Beizulegender Zeitwert</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d961ef4\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d5ccc5c\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</span></div></td><td class=\"d75202f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.748.124</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"bea629\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Finanzielle Verm\u00f6genswerte</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.637.179</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.070.686</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.623.744</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.927.130</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">39.621.560</span></div></td></tr><tr><td class=\"aa9117\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Ausleihungen und Anleihen</span></div></td><td class=\"b50f73\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.114.879</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.010.243</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.276.274</span></div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">800.544</span></div></td><td class=\"d495559\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">28.087.061</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.586.620</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">479.288</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">845.241</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">234.273</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.558.802</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">20.683.803</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.700.951</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">101.700</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.486.454</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">541.833</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">715.574</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">464.571</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.721.978</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">305.319</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.508</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">319.827</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Nicht festverzinsliche Wertpapiere</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.054.380</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.299.459</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.699.699</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Designiert bewertet zu FVtOCI</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.162</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">252.865</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">291.027</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.016.218</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.345.860</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.046.594</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.408.672</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Einlagen*</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Bewertet zu AC</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.804.857</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.055</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.811.001</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.817.056</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Derivate</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\"><span dir=\"ltr\" style=\"color:#7E8587\">Verpflichtend bewertet zu FVtPL</span></div></td><td class=\"d7d291a\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.610</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.126</span></div></td><td class=\"d48ff6f\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">17.744</span></div></td></tr><tr><td class=\"d0a9ce3\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</span></div></td><td class=\"af0ad7\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">204.761</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td><td class=\"d4976a8\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Als Finanzinvestition gehaltene Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.978.265</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">33.752</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.473.261</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4.507.013</span></div></td></tr><tr><td class=\"d62ed02\"><div class=\"defaultParagraph TBodysubtotalText\"><span dir=\"ltr\" style=\"color:#7E8587\">Selbstgenutzte Immobilien</span></div></td><td class=\"d4085f0\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">466.840</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">41.335</span></div></td><td class=\"b13543\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">780.785</span></div></td><td class=\"d5d3c2f\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">822.120</span></div></td></tr><tr><td class=\"d9d8ba9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d61406c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d4d7ae9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:662px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8c9e0d\"><div class=\"defaultParagraph THeadsingleText\">Nicht konsolidierte Unternehmen</div></td><td class=\"d40f3cc\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitzland</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitz</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\">Anteile 2025</div></td><td class=\"d16e4d0\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Anteile 2024</span></div></td></tr><tr><td class=\"d28ea69\"><div class=\"defaultParagraph TBodyfirstText\">\u00a0</div></td><td class=\"c74600\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"f97574\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"f97574\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td><td class=\"c05599\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td></tr><tr><td class=\"d7c019e\"><div class=\"defaultParagraph TBodysubtotalText\">Verbundene Unternehmen</div></td><td class=\"fe1c79\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a2bc12\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d3b6e6d\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4a1afd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"e065fe\"><div class=\"defaultParagraph TBodynormalText\">\"Assistance Company\" Ukrainian Assistance Service\" LLC</div></td><td class=\"d6d0f68\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ukraine</div></td><td class=\"d25fc4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kiew</div></td><td class=\"d8c0d8f\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"a021ba\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\"LIFETRUST\" Ltd</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\"VIENNA LIFE INSURANCE\" - \"VIENNA SIGURIM JETE\" JSC</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Albanien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tirana</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">75,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">75,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\"WIENER AUTO CENTAR\" d.o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bosnien-Herzegowina</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Banja Luka</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Akcionarsko dru\u017estvo za \u017eivotno osiguranje Wiener St\u00e4dtische Podgorica, Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Montenegro</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Podgorica</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Alfa VIG K\u00f6zvet\u00edt\u0151 Zrt.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Amadi GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wiesbaden</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">AQUILA Hausmanagement GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">arithmetica Consulting GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,31</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,31</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Auto - Poly spol. s r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Autocentrum Luk\u00e1\u0161 s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wallachisch Meseritsch</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">AUTONOVA BRNO s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Br\u00fcnn</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Autosig SRL</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,54</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,54</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">B&amp;A Insurance Consulting s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Moravsk\u00e1 Ostrava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Bohemika a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u017datec</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Bohemika HypoReal s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u017datec</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">BSA + OFK Germany Real Estate Immobilien 4 GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Frankfurt am Main</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Bulstrad Trudova Meditzina EOOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Camelot Informatik und Consulting Gesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">92,86</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92,86</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CARPLUS Versicherungsvermittlungsagentur GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CHERNI VRAH 59A EOOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\u010cPP Servis, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CyRiSo Cyber Risk Solutions GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">60,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DBLV Immobesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DBR-Liegenschaften Verwaltungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Stuttgart</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DELOIS s. r. o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Dom\u00e1c\u00ed p\u00e9\u010de Han\u00e1 s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prerau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Driving Camp Autodrom Sosnova a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DV Asset Management EAD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DV CONSULTING EOOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">European Insurance &amp; Reinsurance Brokers Ltd.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vereinigtes K\u00f6nigreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">London</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">FinServis Plus, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Foreign limited liability company \"InterInvestUchastie\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Belarus</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Minsk</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">FRANCE CAR, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">K\u00f6niggr\u00e4tz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GGVier Projekt-GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">53,76</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">53,76</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GLOBAL ASSISTANCE D.O.O. BEOGRAD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Serbien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Belgrad</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Assistance Georgia LLC</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Georgien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tiflis</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">95,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">95,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Assistance Polska Sp.z.o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,99</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GLOBAL ASSISTANCE SERVICES s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GLOBAL ASSISTANCE SERVICES SRL</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GLOBAL ASSISTANCE SLOVAKIA s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,22</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,22</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Call, s. r. o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,70</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Partner Beskydy, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Partner Praha s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Partner soci\u00e1ln\u00ed slu\u017eby s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Jino\u010dany</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Partner Zdrav\u00ed, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Partner, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Repair Centres, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Pardubitz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">HORIZONT Personal-, Team- und Organisationsentwicklung GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,29</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,29</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Hotel Voltino in Liquidation</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,82</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,82</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">HOTELY SRN\u00cd, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Hyundai Hradec s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">K\u00f6niggr\u00e4tz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">insureX IT GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,87</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,87</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">InterRisk Informatik GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wiesbaden</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">ITIS Sp.z.o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,99</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Jarcar Aut\u00f3th Szerviz Kereskedelmi \u00e9s Szolg\u00e1ltat\u00f3 Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Joint Stock Company \"Curatio\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Georgien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tiflis</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Joint Stock Insurance Company WINNER LIFE - Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Nordmazedonien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Skopje</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">K A P P A - P, spol. s r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Aussig</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KUPALA Belarusian-Austrian Closed Joint Stock Insurance Company</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Belarus</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Minsk</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,26</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,26</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">LD Verm\u00f6gensverwaltung GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,65</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,65</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Main Point Karl\u00edn II., a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">MEDICINSKI CENTER AMERIMED OOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">51,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Menta P\u00e9nz\u00fcgyi Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Money &amp; More P\u00e9nz\u00fcgyi Tan\u00e1csad\u00f3 Z\u00e1rtk\u00f6r\u0171en M\u0171k\u00f6d\u0151 R\u00e9szv\u00e9nyt\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">88,78</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88,78</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Nadacia pois\u0165ovne KOOPERATIVA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">OC PROPERTIES OOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">51,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PFG Liegenschaftsbewirtschaftungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">73,42</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">73,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Privat Joint-Stock Company \"OWN SERVICE\" in Liquidation</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ukraine</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kiew</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PROFITOWI SP\u00d3\u0141KA AKCYJNA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Risk Consult Bulgaria EOOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Risk Consult Polska Sp.z.o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">RISK CONSULT Sicherheits- und Risiko- Managementberatung Gesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Risk Expert Risk ve Hasar Danismanlik Hizmetleri Limited Sirketi</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">T\u00fcrkei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Istanbul</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,49</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,49</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Risk Experts s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Risk Logics Risikoberatung GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">S.C. Risk Consult &amp; Engineering Romania S.R.L.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">S.C. SOCIETATEA TRAINING IN ASIGURARI S.R.L.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d926f1b\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,16</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,16</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">S.O.S.- EXPERT d.o.o. za poslovanje nekretninama</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Sanatorium Astoria, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Karlsbad</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Senioren Residenzen gemeinn\u00fctzige Betriebsgesellschaft mbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Sparkassen-Versicherungsservice Gesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SURPMO, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">UAB \"Compensa Life Distribution\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Litauen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vilnius</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIE Global Services GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Vienna International Underwriters GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIENNA LIFE PARTNERS SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIENNA LIFE SERVICES SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">viesure innovation center GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,87</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,87</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG AM Real Estate, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG AM Services GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG platform partners GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Services Shqiperi Sh.p.K.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Albanien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tirana</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">89,52</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">89,52</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Services Ukraine, LLC</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ukraine</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kiew</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG ZDROWIE SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG/C-QUADRAT TOWARZYSTWO FUNDUSZY INVESTYCYJNYCH SP\u00d3\u0141KA AKCYJNA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">50,99</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIGsana s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WIENER poliklinika dru\u0161tvo s ograni\u010denom odgovorno\u0161\u0107u za zdravstvenu djelatnost</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,82</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Wiener St\u00e4dtische Donau Leasing GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSBV Beteiligungsverwaltung GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d52105c\"><div class=\"defaultParagraph TBodysubtotalText\">Unternehmensbeteiligungen</div></td><td class=\"cc19e3\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d98fa4b\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"dbaf3e\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d7fccd5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"e065fe\"><div class=\"defaultParagraph TBodynormalText\">Dr. Ignaz Fiala Gesellschaft m.b.H.</div></td><td class=\"d6d0f68\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d25fc4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"d8c0d8f\"><div class=\"defaultParagraph TBodynormalNumber\">47,90</div></td><td class=\"a021ba\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47,90</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">EBV-Leasing Gesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">47,90</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47,90</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">EKG UW Nord GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Klagenfurt</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">24,46</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,46</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Els\u00f6 Maganegeszseg\u00fcgyi Halozat Zrt.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">44,39</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">44,39</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GELUP GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">32,58</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32,58</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Glamas Beteiligungsverwaltungs GmbH &amp; Co \"Beta\" KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">42,76</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42,76</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GLOBAL ASSISTANCE Croatia dru\u0161tvo s ograni\u010denom odgovorno\u0161\u0107u za usluge</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">49,46</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">49,46</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KWC Campus Errichtungsgesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Klagenfurt</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">48,87</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48,87</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Lead Equities II.Private Equity Mittelstandsfinanzierungs AG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">21,59</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21,59</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Renaissance Hotel Realbesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">40,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Soleta Beteiligungsverwaltungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">42,76</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42,76</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TAUROS Capital Investment GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">19,55</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19,55</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TAUROS Capital Investment Zwei GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">23,27</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23,27</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TAUROS Capital Management GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">25,30</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,30</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TeleDoc Holding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">25,01</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,01</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TGMZ Team Gesund Medizin Zentren GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">39,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TOGETHER CCA GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">24,71</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,71</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VENPACE GmbH &amp; Co. KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">K\u00f6ln</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">23,53</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23,53</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">V\u00d6B Direkt Versicherungsagentur GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Graz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">48,87</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48,87</span></div></td></tr><tr><td class=\"fb2591\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a65944\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d46a276\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-89": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">18. </span><div class=\"list-paragraph-container\">Ergebnis je Aktie</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d615a4b\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Ergebnis je Aktie</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d7590d9\"><div class=\"defaultParagraph TBodynormalText\">Periodenergebnis</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">TEUR</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">858.328</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">647.552</span></div></td></tr><tr><td class=\"c73e6c\"><div class=\"defaultParagraph TBodynormalText\">Nicht beherrschende Anteile am Periodenergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">TEUR</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-23.462</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-21.245</span></div></td></tr><tr><td class=\"fb6d79\"><div class=\"defaultParagraph TBodysubtotalText\">Periodenergebnis nach Nicht beherrschende Anteile</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">TEUR</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">834.866</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">626.307</span></div></td></tr><tr><td class=\"d18ff19\"><div class=\"defaultParagraph TBodynormalText\">Zinsaufwendungen auf das Hybridkapital</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">TEUR</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">7.643</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.643</span></div></td></tr><tr><td class=\"fb6d79\"><div class=\"defaultParagraph TBodysubtotalText\">Zurechenbares Ergebnis</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">TEUR</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">827.223</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">618.664</span></div></td></tr><tr><td class=\"d18ff19\"><div class=\"defaultParagraph TBodynormalText\">Anzahl der Aktien zum Abschlussstichtag</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Stk</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">128.000.000</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">128.000.000</span></div></td></tr><tr><td class=\"adcd17\"><div class=\"defaultParagraph TBodytotalText\">Ergebnis je Aktie* (in EUR)</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">EUR</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">6,46</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,83</span></div></td></tr><tr><td class=\"d0ac982\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Das unverw\u00e4sserte entspricht dem verw\u00e4sserten Ergebnis je Aktie (in EUR).</div>Die r\u00fcckwirkende Aufnahme der erstkonsolidierten Gesellschaften zum 1.\u00a0<span dir=\"ltr\" style=\"background-color:#FFFFFF\">J\u00e4nner</span><span class=\"hyperlink-no-style\"></span>2025<span dir=\"ltr\" style=\"background-color:#FFFFFF\"> w\u00fcrde das </span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">Konzern</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">ergebnis vor Steuern und nicht beherrschenden Anteilen um </span><span class=\"hyperlink-no-style\"></span>0,02<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%<span dir=\"ltr\" style=\"background-color:#FFFFFF\"> </span><span class=\"hyperlink-no-style\"></span>erh\u00f6hen<span dir=\"ltr\" style=\"background-color:#FFFFFF\"> (ohne </span>Ber\u00fccksichtigung etwaiger Konsolidierungseffekte<span dir=\"ltr\" style=\"background-color:#FFFFFF\">).</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-90": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">18. </span><div class=\"list-paragraph-container\">Ergebnis je Aktie</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d615a4b\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Ergebnis je Aktie</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"d7590d9\"><div class=\"defaultParagraph TBodynormalText\">Periodenergebnis</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">TEUR</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">858.328</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">647.552</span></div></td></tr><tr><td class=\"c73e6c\"><div class=\"defaultParagraph TBodynormalText\">Nicht beherrschende Anteile am Periodenergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">TEUR</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-23.462</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-21.245</span></div></td></tr><tr><td class=\"fb6d79\"><div class=\"defaultParagraph TBodysubtotalText\">Periodenergebnis nach Nicht beherrschende Anteile</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">TEUR</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">834.866</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">626.307</span></div></td></tr><tr><td class=\"d18ff19\"><div class=\"defaultParagraph TBodynormalText\">Zinsaufwendungen auf das Hybridkapital</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">TEUR</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">7.643</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.643</span></div></td></tr><tr><td class=\"fb6d79\"><div class=\"defaultParagraph TBodysubtotalText\">Zurechenbares Ergebnis</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">TEUR</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">827.223</div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">618.664</span></div></td></tr><tr><td class=\"d18ff19\"><div class=\"defaultParagraph TBodynormalText\">Anzahl der Aktien zum Abschlussstichtag</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Stk</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">128.000.000</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">128.000.000</span></div></td></tr><tr><td class=\"adcd17\"><div class=\"defaultParagraph TBodytotalText\">Ergebnis je Aktie* (in EUR)</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\" style=\"text-align:left\">EUR</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">6,46</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,83</span></div></td></tr><tr><td class=\"d0ac982\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Das unverw\u00e4sserte entspricht dem verw\u00e4sserten Ergebnis je Aktie (in EUR).</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-91": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">19. </span><div class=\"list-paragraph-container\">Nahestehende Personen und Unternehmen</div></div><div class=\"defaultParagraph Standard\">Nahestehende Unternehmen stellen die in Anhangangabe \u201e22. Verbundene Unternehmen und Beteiligungen\u201c aufgelisteten verbundenen Unternehmen und assoziierten Unternehmen dar. Weiters sind die Vorstands- und Aufsichtsratsmitglieder der VIG Holding als nahestehende Personen zu qualifizieren. </div><div class=\"defaultParagraph Standard\">Der Wiener St\u00e4dtische Versicherungsverein h\u00e4lt direkt und indirekt rd.\u00a0<span class=\"hyperlink-no-style\"></span>72,47<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">% (rd.</span><span class=\"hyperlink-no-style\"></span>72,47<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">%) und damit die Mehrheit der </span>Stimmrechte an der VIG Holding. Aufgrund der dadurch gegebenen Beherrschung handelt es sich daher ebenfalls um ein nahestehendes Unternehmen und deren Vorstands- sowie Aufsichtsratsmitglieder gelten als nahestehende Personen.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">19.1. </span><div class=\"list-paragraph-container\">Mitglieder des Managements in Schl\u00fcsselpositionen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9974c9\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Aufsichtsrat</div></td><td class=\"d7e1974\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d7b0546\"><div class=\"defaultParagraph TBodynormalText\">Vorsitzender</div></td><td class=\"de08a0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Peter Thirring (seit 1. Juli 2025)</div></td></tr><tr><td class=\"bc010e\"><div class=\"defaultParagraph TBodynormalText\">Vorsitzender</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rudolf Ertl (bis 30. Juni 2025)</div></td></tr><tr><td class=\"bc010e\"><div class=\"defaultParagraph TBodynormalText\">1. Stellvertreter des Vorsitzenden</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rudolf Ertl (seit 1. Juli 2025)</div></td></tr><tr><td class=\"bc010e\"><div class=\"defaultParagraph TBodynormalText\">2. Stellvertreter des Vorsitzenden</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalText\">Martin Simhandl</div></td></tr><tr><td class=\"bc010e\"><div class=\"defaultParagraph TBodynormalText\">3. Stellvertreter des Vorsitzenden</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalText\">Robert Lasshofer</div></td></tr><tr><td class=\"d38ae36\"><div class=\"defaultParagraph TBodynormalText\">Mitglieder</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Martina Dobringer</div></td></tr><tr><td class=\"d31d0b3\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Andr\u00e1s Kozma</div></td></tr><tr><td class=\"d31d0b3\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vratislav Kulh\u00e1nek</div></td></tr><tr><td class=\"d31d0b3\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Hana Macha\u010dov\u00e1</div></td></tr><tr><td class=\"d31d0b3\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Peter Mih\u00f3k</div></td></tr><tr><td class=\"d31d0b3\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Katar\u00edna Slez\u00e1kov\u00e1</div></td></tr><tr><td class=\"d31d0b3\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00c1gnes Svo\u00f3b</div></td></tr><tr><td class=\"d58c730\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Gertrude Tumpel-Gugerell</div></td></tr><tr><td class=\"d38ae36\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d9b3cd9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:7px; padding-right:0px\">\u00c4nderungen w\u00e4hrend des Gesch\u00e4ftsjahres</div><div class=\"defaultParagraph Standard\">Der Aufsichtsrat hat im Jahr\u00a02024 Rudolf Ertl f\u00fcr die Funktionsperiode bis zum 30. Juni 2025 zum Vorsitzenden des Aufsichtsrats gew\u00e4hlt. F\u00fcr die gesamte restliche Funktionsperiode ab 1. Juli 2025 bzw. ab Eintragung der Satzungs\u00e4nderung im Firmenbuch bis zur Hauptversammlung, die \u00fcber die Entlastung f\u00fcr das Gesch\u00e4ftsjahr\u00a02027 entscheidet, wurde Peter Thirring zum Vorsitzenden des Aufsichtsrats gew\u00e4hlt. Der Aufsichtsrat hat im Jahr\u00a02025 f\u00fcr die gesamte restliche Funktionsperiode bis zur Hauptversammlung, die \u00fcber die Entlastung f\u00fcr das Gesch\u00e4ftsjahr\u00a02027 entscheidet, Rudolf Ertl zum Stellvertreter des Vorsitzenden des Aufsichtsrats und im Falle seiner Verhinderung Martin Simhandl zum weiteren Stellvertreter des Vorsitzenden des Aufsichtsrats und im Falle auch seiner Verhinderung Robert Lasshofer zum weiteren Stellvertreter des Vorsitzenden des Aufsichtsrats gew\u00e4hlt.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d9974c9\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Vorstand</div></td><td class=\"d7e1974\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"d7b0546\"><div class=\"defaultParagraph TBodynormalText\">Vorsitzender</div></td><td class=\"de08a0\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Hartwig L\u00f6ger</div></td></tr><tr><td class=\"bc010e\"><div class=\"defaultParagraph TBodynormalText\">Stellvertreter des Vorsitzenden</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Peter H\u00f6finger</div></td></tr><tr><td class=\"d38ae36\"><div class=\"defaultParagraph TBodynormalText\">Mitglieder</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Liane Hirner</div></td></tr><tr><td class=\"d31d0b3\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Gerhard Lahner</div></td></tr><tr><td class=\"d31d0b3\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">G\u00e1bor Lehel</div></td></tr><tr><td class=\"d58c730\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Harald Riener</div></td></tr><tr><td class=\"bc010e\"><div class=\"defaultParagraph TBodynormalText\">Stellvertretendes Mitglied</div></td><td class=\"d506bd2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Christoph Rath</div></td></tr><tr><td class=\"d38ae36\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d9b3cd9\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:10px; padding-right:0px\">\u00c4nderungen nach Ablauf des Gesch\u00e4ftsjahres</div><div class=\"defaultParagraph Standard\">Christoph Rath wurde mit Wirksamkeit 1.\u00a0J\u00e4nner\u00a02026 zum ordentlichen Mitglied des Vorstands der VIG Holding bestellt.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">19.2. </span><div class=\"list-paragraph-container\">Verg\u00fctung der Mitglieder des Managements in Schl\u00fcsselpositionen</div></div><div class=\"defaultParagraph Standard\">Die in der Tabelle dargestellten Vorjahreswerte wurden gegen\u00fcber dem im letzten Gesch\u00e4ftsbericht ver\u00f6ffentlichten Stand angepasst, da sich im Zuge der Qualit\u00e4ts\u00fcberpr\u00fcfung der IAS\u00a024-Definitionen ein ge\u00e4nderter Ausweis ergeben hat.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"aa2c20\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"d0b1ac6\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">2025</div></td><td class=\"d9c4542\" colspan=\"3\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\"><span dir=\"ltr\" style=\"color:#7E8587\">2024 angepasst</span></div></td></tr><tr><td class=\"f9c13d\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Aufsichtsr\u00e4te</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\">Vorst\u00e4nde</div></td><td class=\"d190159\"><div class=\"defaultParagraph THeadlastNumber\">Gesamt</div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Aufsichtsr\u00e4te</span></div></td><td class=\"a2072c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Vorst\u00e4nde</span></div></td><td class=\"d899fd5\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Gesamt</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"aaa9e7\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"a433bf\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"bc01cb\"><div class=\"defaultParagraph TBodynormalText\">Kurzfristig f\u00e4llige Leistungen</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">877</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\">7.208</div></td><td class=\"d1a3bbd\"><div class=\"defaultParagraph TBodynormalNumber\">8.085</div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">902</span></div></td><td class=\"d886e5e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">6.374</span></div></td><td class=\"e8db11\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">7.276</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Leistungen nach Beendigung des Arbeitsverh\u00e4ltnisses</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.884</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">1.884</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.322</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.322</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Andere langfristig f\u00e4llige Leistungen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">3.672</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">3.672</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.292</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.292</span></div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">Verg\u00fctung durch Tochterunternehmen</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">238</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\">1.095</div></td><td class=\"d281b07\"><div class=\"defaultParagraph TBodynormalNumber\">1.333</div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">292</span></div></td><td class=\"d8c2b9c\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">812</span></div></td><td class=\"d6b9e85\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.104</span></div></td></tr><tr><td class=\"dea3ca\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">1.115</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\">13.859</div></td><td class=\"b26ad3\"><div class=\"defaultParagraph TBodytotalNumber\">14.974</div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.194</span></div></td><td class=\"c51dbe\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">11.800</span></div></td><td class=\"d8aad69\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">12.994</span></div></td></tr><tr><td class=\"d2db13c\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d29aa2a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"f9f876\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:3px\">In den Berichtsperioden erhielten die Mitglieder des Vorstands und des Aufsichtsrats keine Vorsch\u00fcsse und Kredite bzw. hafteten keine Kredite aus. Haftungen f\u00fcr Mitglieder des Vorstands und des Aufsichtsrats bestanden in den Berichtsperioden ebenfalls nicht.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Verg\u00fctung f\u00fcr Vorstandsmitglieder</div><div class=\"defaultParagraph Standard\">Die Verg\u00fctung des Vorstands der Gesellschaft ber\u00fccksichtigt die Bedeutung der Unternehmensgruppe und die damit verbundene Verantwortung, die wirtschaftliche Lage des Unternehmens und die Angemessenheit im Marktumfeld.</div><div class=\"defaultParagraph Standard\">Der variable Verg\u00fctungsteil betont das Erfordernis der Nachhaltigkeit; seine volle Erreichung h\u00e4ngt wesentlich von der Betrachtung der \u00fcber ein einzelnes Gesch\u00e4ftsjahr hinausgehenden nachhaltigen Entwicklung des Unternehmens ab.</div><div class=\"defaultParagraph Standard\">Das erfolgsabh\u00e4ngige Entgelt ist betraglich begrenzt. Das maximale erfolgsabh\u00e4ngige Entgelt, das der Vorstand bei Erf\u00fcllung der klassischen Ziele f\u00fcr die Periode des Gesch\u00e4ftsjahres <span class=\"hyperlink-no-style\"></span>2025 erreichen kann, entspricht rd.\u00a030<span dir=\"ltr\" style=\"font-size:6px; min-height:6px; font-family:'Arial'\">\u00a0</span>% bis rd.\u00a036<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% der Gesamtverg\u00fctung. Dazu k\u00f6nnen bei entsprechender Zielerreichung Sonderverg\u00fctungen sowie Verg\u00fctungen f\u00fcr \u00dcbererf\u00fcllung in bestimmten Zielbereichen verdient werden. Insgesamt sind f\u00fcr die Vorstandsmitglieder dadurch variable Entgeltkomponenten im Ausma\u00df von maximal rund 45<span dir=\"ltr\" style=\"font-size:6px; min-height:6px; font-family:'Arial'\">\u00a0</span>% bis 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px; font-family:'Arial'\">\u00a0</span>% der Gesamtverg\u00fctung m\u00f6glich.</div><div class=\"defaultParagraph Standard\">Vom erfolgsabh\u00e4ngigen Entgelt sind wesentliche Teile erst mit Verz\u00f6gerung zahlbar, wobei die Verz\u00f6gerung sich bezogen auf das Gesch\u00e4ftsjahr\u00a0<span class=\"hyperlink-no-style\"></span>2025 bis ins Jahr\u00a02029 erstreckt. Die Zuerkennung der aufgeschobenen Teile setzt die Bedachtnahme auf eine nachhaltige Entwicklung der Unternehmensgruppe voraus.</div><div class=\"defaultParagraph Standard\">Werden bestimmte Schwellenwerte unterschritten, so geb\u00fchrt dem Vorstand kein erfolgsabh\u00e4ngiger Entgeltteil. Selbst bei voller Erf\u00fcllung der Ziele in einem Gesch\u00e4ftsjahr h\u00e4ngt die Zuerkennung der vollen variablen Verg\u00fctung im Sinne der Nachhaltigkeitsorientierung davon ab, ob auch in den drei Folgejahren eine nachhaltige Entwicklung der Unternehmensgruppe zu beobachten ist.</div><div class=\"defaultParagraph Standard\">Aktienoptionen oder \u00e4hnliche Instrumente sind nicht Bestandteil der Verg\u00fctung des Vorstands.</div><div class=\"defaultParagraph Standard\">Den bis zum Stichtag 31.\u00a0Dezember\u00a02019 aktiven Vorstandsmitgliedern der Gesellschaft werden r\u00fcckstellungsfinanzierte leistungsorientierte Pensionen \u2013 unter anderem abh\u00e4ngig von der Dauer der VIG-Versicherungsgruppenzugeh\u00f6rigkeit \u2013 in H\u00f6he von maximal 40<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% der Bemessungsgrundlage bei Verbleib im Vorstand bis zum 65. Geburtstag einger\u00e4umt. Die Bemessungsgrundlage entspricht dem Standard-Fixgehalt. In Einzelf\u00e4llen ist vorgesehen, dass bei Weiterarbeit \u00fcber den Termin des maximalen Pensionsausma\u00dfes hinaus Zuschl\u00e4ge gew\u00e4hrt werden, da in der Zeit der Weiterarbeit keine Pension bezogen wird.</div><div class=\"defaultParagraph Standard\">Ab dem 1.\u00a0J\u00e4nner\u00a02020 neu bestellten Vorstandsmitgliedern k\u00f6nnen Anwartschaften auf leistungsorientierte Firmenpensionen (alternativ beitragsorientierte Pensionszusagen) einger\u00e4umt werden. Eine allf\u00e4llige Zuerkennung erfolgt grunds\u00e4tzlich erst bei mindestens einmaliger Wiederbestellung und in Stufen, sodass das Maximalausma\u00df von 40<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% der festen Verg\u00fctung bei Vollendung des 65. Lebensjahres fr\u00fchestens nach 10-j\u00e4hriger T\u00e4tigkeit als Mitglied des Vorstandes einger\u00e4umt werden kann. Wenn ein Vorstandsmitglied bereits mindestens 5 Jahre in anderen Funktionen in der Unternehmensgruppe t\u00e4tig war, kann eine Zuerkennung bereits mit Mandatsbeginn erfolgen. </div><div class=\"defaultParagraph Standard\">Die Pensionen geb\u00fchren (unabh\u00e4ngig vom Stichtag) standardm\u00e4\u00dfig nur dann, wenn entweder die Funktion des Vorstandsmitglieds ohne sein Verschulden nicht verl\u00e4ngert wird oder das Vorstandsmitglied aus Krankheits- oder Altersgr\u00fcnden ausscheidet.</div><div class=\"defaultParagraph Standard\">Auf die Vorstandsvertr\u00e4ge sind die Regelungen des Mitarbeiter- und Selbstst\u00e4ndigen-Vorsorgegesetzes (\u201eAbfertigung neu\u201c) anzuwenden. Nur die Vertr\u00e4ge von Vorstandsmitgliedern, die bereits sehr lange in der Gruppe t\u00e4tig sind, sehen einen Abfertigungsanspruch vor, der nach den Bestimmungen des Angestelltengesetzes in der Fassung vor 2003 in Verbindung mit den einschl\u00e4gigen branchenspezifischen Regelungen ausgestaltet ist. Demnach k\u00f6nnen diese Vorstandsmitglieder \u2013 gestaffelt nach Dienstzeiten \u2013 zwei bis zw\u00f6lf Monatsentgelte an Abfertigung erhalten, bei Pensionierung bzw. Ausscheiden nach lang andauernder Krankheit mit einem Zuschlag von 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%. Bei Ausscheiden aus dem Vorstand auf eigenen Wunsch vor Erreichen der Pensionierungsm\u00f6glichkeit ohne Einvernehmen mit der Gesellschaft bzw. bei verschuldetem Ausscheiden aus dem Vorstand steht keine Abfertigung zu.</div><div class=\"defaultParagraph Standard\">Der Vorstand bestand im Berichtsjahr aus <span class=\"hyperlink-no-style\"></span>sieben Personen.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">19.3. </span><div class=\"list-paragraph-container\">Gesch\u00e4ftsvorf\u00e4lle mit nahestehenden Personen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Transaktionen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Dividende f\u00fcr Aktien der VIG Holding</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">35</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">45</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zinsen f\u00fcr begebene Anleihen der VIG Holding</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Erhaltene Versicherungspr\u00e4mien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">151</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">208</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Gesch\u00e4ftsvorf\u00e4lle*</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">65</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\" style=\"text-indent:-3px; margin-left:5px\"><span class=\"hyperlink-no-style\"></span>*Unter Sonstige Gesch\u00e4ftsvorf\u00e4lle werden Transaktionen aus Versicherungsleistungen und Nutzungsentgelten summiert.</div><div class=\"defaultParagraph Standard\" style=\"margin-top:23px\"><span class=\"hyperlink-no-style\"></span>Die gewinn- und verlustbezogenen Posten gegen\u00fcber nahestehenden Personen \u00fcberschreiten einen Betrag von TEUR\u00a03.000 nicht und setzen sich vorwiegend aus Verg\u00fctungen an Aufsichtsratsmitglieder zusammen.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">19.4. </span><div class=\"list-paragraph-container\">Gesch\u00e4ftsvorf\u00e4lle mit nahestehende Unternehmen</div></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Gesch\u00e4ftsvorf\u00e4lle mit nahestehende Unternehmen</div><div class=\"defaultParagraph Standard\"><br/><br/><span class=\"hyperlink-no-style\"></span>Mit nichtkonsolidierten verbundenen und assoziierten Unternehmen bestehen vor allem Finanzierungen und Leistungsverrechnungen.</div><div class=\"defaultParagraph Standard\">Transaktionen zwischen den in den Konzernabschluss einbezogenen vollkonsolidierten Unternehmen werden im Zuge der Konsolidierung eliminiert und daher nicht erl\u00e4utert.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Gesch\u00e4ftsvorf\u00e4lle mit dem Wiener St\u00e4dtische Versicherungsverein</div><div class=\"defaultParagraph Standard\">Der Wiener St\u00e4dtische Versicherungsverein ist Mehrheitsaktion\u00e4r der VIG Holding. Er hat die Rechtsform eines Versicherungsvereins auf Gegenseitigkeit, welcher auf Grundlage des Versicherungsaufsichtsgesetzes den Versicherungsbetrieb ausge-<br/></div><div class=\"defaultParagraph Standard\">gliedert hat und somit nicht operativ im Versicherungsgesch\u00e4ft t\u00e4tig ist. Aufgrund der seinerzeitigen Auslagerung an die Wiener St\u00e4dtische Versicherung AG hat dieser lediglich seine Aufgaben als Mehrheitseigent\u00fcmer der VIG Holding wahrzunehmen, wodurch sich nur Leistungsverrechnungen von untergeordneter Bedeutung mit der VIG-Versicherungsgruppe ergeben. Diese basieren auf Dienstleistungsvereinbarungen zwischen der VIG-Versicherungsgruppe und dem Wiener St\u00e4dtische Versicherungsverein zur Verrechnung von Leistungen aus Interner Revision, Finanz- und Rechnungswesen und Personalgestellung sowie der Vermietung von B\u00fcror\u00e4umlichkeiten, die auf dem Grundsatz der Fremd\u00fcblichkeit beruhen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Nahestehende Unternehmen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadfirstNumber\">2025</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadfirstNumber\">31.12.2025</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"c34124\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d7e7d81\"><div class=\"defaultParagraph THeadlastNumber\">Transaktionen</div></td><td class=\"d7e7d81\"><div class=\"defaultParagraph THeadlastNumber\">Offene Posten</div></td><td class=\"d7e7d81\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Transaktionen</span></div></td><td class=\"d70ab6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Offene Posten</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d2cb966\"><div class=\"defaultParagraph TBodysubtotalText\">Ertr\u00e4ge aus erbrachten Leistungen</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">100.388</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.336</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">96.678</span></div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.900</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.358</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">796</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.726</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">557</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">70.457</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">20.603</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.551</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">29.153</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">26.864</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8.512</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.839</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.032</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">709</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">425</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">562</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">158</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">126</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">562</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">158</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Gemeinn\u00fctzige Gesellschaften</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">583</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">419</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Aufwendungen f\u00fcr erhaltene Leistungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">261.861</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-18.733</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">199.350</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.933</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">54</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-38</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">105.533</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.529</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.698</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">154.108</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-15.158</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.154</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.392</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.166</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-8</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.483</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-538</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.733</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-8</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.483</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-538</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Gemeinn\u00fctzige Gesellschaften</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">433</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Erhaltene Dividenden/Gewinnaussch\u00fcttungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">13.750</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.313</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">11.449</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18.276</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.620</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.104</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">681</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">933</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">681</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">933</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Bezahlte Dividenden/Gewinnaussch\u00fcttungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">153.541</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">139.607</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">153.541</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">139.607</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Ausleihungen bzw. Finanzielle Verbindlichkeiten und zugeh\u00f6rige Zinsen (AC, FVtPL, FVtOCI)</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">51.241</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">219.217</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">44.680</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.051</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.925</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-5.133</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.331</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.474</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.050</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">48.599</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.485</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.244</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7.175</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.497</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.982</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.595</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.091</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">153.254</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.882</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">150.686</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.461</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">25.286</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.448</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.249</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Gemeinn\u00fctzige Gesellschaften</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.630</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">127.968</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.434</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">124.437</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Betr\u00e4ge aus Gruppenbesteuerung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">48.453</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">14.819</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.151</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52.336</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">48.453</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">14.819</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34.181</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50.320</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.970</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.016</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Sonstiges</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">18.070</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.799</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">394</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">798</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">17.727</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">343</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.791</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">394</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">790</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">22. </span><div class=\"list-paragraph-container\">Verbundene Unternehmen und Beteiligungen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"bd5679\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Anzahl der Unternehmen</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadsingleNumber\">\u00d6sterreich</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadsingleNumber\">Au\u00dferhalb \u00d6sterreichs</div></td><td class=\"fd1c52\"><div class=\"defaultParagraph THeadsingleNumber\">Summe</div></td></tr><tr><td class=\"cfd700\"><div class=\"defaultParagraph TBodyfirstText\">Anzahl</div></td><td class=\"d4fb460\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d4fb460\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"fcb665\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d1ac2d5\"><div class=\"defaultParagraph TBodysubtotalText\">Konsolidierte Unternehmen</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">68</div></td><td class=\"d7acc7b\"><div class=\"defaultParagraph TBodysubtotalNumber\">109</div></td><td class=\"a2f96f\"><div class=\"defaultParagraph TBodysubtotalNumber\">177</div></td></tr><tr><td class=\"b9ba11\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vollkonsolidierte Unternehmen</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">63</div></td><td class=\"d3160c7\"><div class=\"defaultParagraph TBodynormalNumber\">104</div></td><td class=\"d6ea38b\"><div class=\"defaultParagraph TBodynormalNumber\">167</div></td></tr><tr><td class=\"eac43e\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">At equity-konsolidierte Unternehmen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"d7fef87\"><div class=\"defaultParagraph TBodynormalNumber\">10</div></td></tr><tr><td class=\"d087326\"><div class=\"defaultParagraph TBodysubtotalText\">Nicht konsolidierte Unternehmen</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">38</div></td><td class=\"d241ab9\"><div class=\"defaultParagraph TBodysubtotalNumber\">81</div></td><td class=\"b39a95\"><div class=\"defaultParagraph TBodysubtotalNumber\">119</div></td></tr><tr><td class=\"d74f753\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d5a5ba2\"><div class=\"defaultParagraph TBodytotalNumber\">106</div></td><td class=\"d5a5ba2\"><div class=\"defaultParagraph TBodytotalNumber\">190</div></td><td class=\"d528660\"><div class=\"defaultParagraph TBodytotalNumber\">296</div></td></tr><tr><td class=\"d5742ae\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d287b99\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8c9e0d\"><div class=\"defaultParagraph THeadsingleText\">Vollkonsolidierte Unternehmen</div></td><td class=\"d40f3cc\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitzland</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitz</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\">Anteile 2025</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Anteile 2024</span></div></td></tr><tr><td class=\"e62f4f\"><div class=\"defaultParagraph TBodyfirstText\">\u00a0</div></td><td class=\"d926f1b\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td></tr><tr><td class=\"c6bfe6\"><div class=\"defaultParagraph TBodynormalText\">\"Compensa Vienna Insurance Group\", ADB</div></td><td class=\"d6f6a0d\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Litauen</div></td><td class=\"d000d51\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vilnius</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\"Gr\u00fcner Baum\" Errichtungs- und Verwaltungsges.m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">AB Mod\u0159ice, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">AIS Servis, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Br\u00fcnn</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Alfa Vienna Insurance Group Biztos\u00edt\u00f3 Zrt.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Alfa VIG P\u00e9nzt\u00e1rszolg\u00e1ltat\u00f3 Zrt.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">And\u011bl Investment Praha s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Anif-Residenz GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">AREALIS Liegenschaftsmanagement GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48,87</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Asigurarea Rom\u00e2neasc\u0103 - ASIROM Vienna Insurance Group S.A.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,79</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,79</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">ATBIH GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">ATRIUM TOWER SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNOSCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Atzlergasse 13-15 GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Atzlergasse 13-15 GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">BCR Asigur\u0103ri de Via\u0163\u0103 Vienna Insurance Group S.A.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">93,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">93,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">BEESAFE SP\u00d3\u0141KA Z OGRANICZONA ODPOWIEDZIALNOSCIA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,99</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Benefia Ubezpieczenia Spolka z ograniczona odpowiedzialnoscia</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,97</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,97</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Blizzard Real Sp. z o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">BMA 20 Immobilienbesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">BTA Baltic Insurance Company AAS</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">BULSTRAD LIFE VIENNA INSURANCE GROUP JOINT STOCK COMPANY</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Businesspark Brunn Entwicklungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CAPITOL, akciov\u00e1 spolo\u010dnos\u0165</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CARPATHIA PENSII-SOCIETATE DE ADMINISTRARE A FONDURILOR DE PENSII PRIVATE S.A.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Floresti</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Central Point Insurance IT-Solutions GmbH in Liquidation</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna, a.s., Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Chr\u00e1\u0161\u0165any komer\u010dn\u00ed are\u00e1l a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CLAIM EXPERT SERVICES S.R.L.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,16</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,16</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Compania de Asigur\u0103ri \"DONARIS VIENNA INSURANCE GROUP\" Societate pe Actiuni</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Moldau</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Chi\u0219in\u0103u</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Compensa Life Vienna Insurance Group SE</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Estland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tallinn</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Compensa Towarzystwo Ubezpiecze\u0144 S.A. Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,97</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,97</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CP Solutions a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DBLV Immobesitz GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DBR-Liegenschaften GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Stuttgart</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DOMOSI s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,18</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Donau Brokerline Versicherungs-Service GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DONAU Versicherung AG Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DV Immoholding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DVIB alpha GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DVIB GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">ELVP Beteiligungen GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">EUROPEUM Business Center s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">EXPERTA Schadenregulierungs-Gesellschaft mbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,44</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,44</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Gesundheitspark Wien-Oberlaa Gesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Assistance Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">93,63</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88,78</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GLOBAL ASSISTANCE, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,91</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,91</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Expert, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Pardubitz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Services Bulgaria JSC</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">HUN BM Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Insurance Company Vienna osiguranje d.d., Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bosnien-Herzegowina</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sarajevo</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">INSURANCE ONE-SHAREHOLDER JOINT-STOCK COMPANY BULSTRAD VIENNA INSURANCE GROUP EAD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">InterRisk Lebensversicherungs-AG Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wiesbaden</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">InterRisk Towarzystwo Ubezpiecze\u0144 S.A. Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">InterRisk Versicherungs-AG Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wiesbaden</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">INTERSIG VIENNA INSURANCE GROUP Sh.A.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Albanien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tirana</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">89,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">89,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Joint Stock Company Insurance Company GPI Holding</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Georgien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tiflis</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Joint Stock Company International Insurance Company IRAO</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Georgien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tiflis</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">K\u00c1LVIN TOWER Ingatlanfejleszt\u00e9si \u00e9s Beruh\u00e1z\u00e1si Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">88,78</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88,78</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KAPITOL, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Br\u00fcnn</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KKB Real Estate SIA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KOMUN\u00c1LNA pois\u0165ov\u0148a, a.s. Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KOOPERATIVA pois\u0165ov\u0148a, a.s. Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Kooperativa poji\u0161\u0165ovna, a.s., Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KOOPERATIVA, d.s.s., a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">LVP Holding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">MAP-WSV Beteiligungen GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">MC EINS Immobilienbesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">MH 54 Immobilienanlage GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">NNC REAL ESTATE SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">NOMOSI s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,18</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Nordbahnhof Projekt EPW8 GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Nordbahnhof Projekt EPW8 Komplement\u00e4r GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Nordbahnhof Projekt Taborstra\u00dfe 123 GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Nordbahnhof Projekt Taborstra\u00dfe 123 Komplement\u00e4r GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Nu\u00dfdorfer Stra\u00dfe 90-92 Projektentwicklung GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">OMNIASIG VIENNA INSURANCE GROUP S.A.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,54</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,54</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">O\u00dc LiveOn Paevalille</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Estland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tallinn</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Palais Hansen Immobilienentwicklung GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Passat Real Sp. z o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Pension Assurance Company Doverie AD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">82,59</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">82,59</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PERECA 11 SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PFG Holding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">87,76</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">87,76</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PFG Liegenschaftsbewirtschaftungs GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">81,51</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">81,51</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">POLISA - \u017bYCIE Ubezpieczenia Sp.z.o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Porzellangasse 4 Liegenschaftsverwaltung GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Private Joint-Stock Company \" Insurance Company \"USG \"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ukraine</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kiew</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PRIVATE JOINT-STOCK COMPANY \"INSURANCE COMPANY \"KNIAZHA LIFE VIENNA INSURANCE GROUP\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ukraine</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kiew</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,81</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,81</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PRIVATE JOINT-STOCK COMPANY \"UKRAINIAN INSURANCE COMPANY \"KNIAZHA VIENNA INSURANCE GROUP\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ukraine</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kiew</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PROGRESS Beteiligungsges.m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">68,43</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">68,43</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Projektbau GesmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,38</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,38</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Projektbau Holding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,38</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,38</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Rathstra\u00dfe 8 Liegenschaftsverwertungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Ray Sigorta A.\u015e.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">T\u00fcrkei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Istanbul</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">94,96</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">94,96</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Rezidence Opatov, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">RGIB GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">S - budovy, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">samavu s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Schulring 21 B\u00fcrohaus Errichtungs- und Vermietungs GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,50</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,50</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SECURIA majetkovospr\u00e1vna a podielov\u00e1 s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Senioren Residenz Fultererpark Errichtungs- und Verwaltungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Senioren Residenz Veldidenapark Errichtungs- und Verwaltungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">65,20</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65,20</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">serviceline contact center dienstleistungs-GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \"Global Assistance Baltic\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \"LiveOn Stirnu\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \"LiveOn\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \"Urban Space\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \u201cAlauksta 13/15\u201d</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \u201cArtil\u0113rijas 35\u201d</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \u201c\u0122ertr\u016bdes 121\u201d</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA LiveOn Terbatas</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIGMA VIENNA INSURANCE GROUP Shoq\u00ebri Aksionare</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Albanien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tirana</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">89,05</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">89,05</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SK BM s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Slovexperta, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sillein</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,70</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,70</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SMARDAN 5 DEVELOPMENT S.R.L.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">93,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">93,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Sp\u00f3\u0142dzielnia Us\u0142ugowa VIG EKSPERT W WARSZAWIE</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Stock Company for Insurance and Reinsurance MAKEDONIJA Skopje - Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Nordmazedonien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Skopje</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">95,71</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">95,71</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SVZ GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SVZD GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SVZI GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TECHBASE Science Park Vienna GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">twinformatics GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,88</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,88</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">UAB LiveOn Linkmenu</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Litauen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vilnius</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">UNION Vienna Insurance Group Biztos\u00edt\u00f3 Zrt.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">88,78</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88,78</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Untere Donaul\u00e4nde 40 GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,65</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,65</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">V.I.G. ND, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,60</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,60</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Vienibas Gatve Investments O\u00dc</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Estland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tallinn</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Vienibas Gatve Properties SIA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Vienna Insurance Group Polska Sp\u00f3\u0142ka z organiczon\u0105 odpowiedzialno\u015bci\u0105</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,99</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIENNA LIFE TOWARZYSTWO UBEZPIECZE\u0143 NA \u017bYCIE SP\u00d3\u0141KA AKCYJNA VIENNA INSURANCE GROUP</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIENNA POWSZECHNE TOWARZYSTWO EMERYTALNE SP\u00d3\u0141KA AKCYJNA VIENNA INSURANCE GROUP</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">V\u0130ENNAL\u0130FE EMEKL\u0130L\u0130K VE HAYAT ANON\u0130M \u015e\u0130RKET\u0130</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">T\u00fcrkei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Istanbul</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Vienna-Life Lebensversicherung AG Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Liechtenstein</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bendern</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Befektet\u00e9si Alapkezel\u0151 Magyarorsz\u00e1g Z\u00e1rtk\u00f6r\u0171en M\u0171k\u00f6d\u0151 R\u00e9szv\u00e9nyt\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG FUND, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Home NB s. r. o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Home, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG HU GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG IT - Digital Solutions GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Magyarorsz\u00e1g Befektet\u00e9si Z\u00e1rtk\u00f6r\u0171en M\u0171k\u00f6d\u0151 R\u00e9szv\u00e9nt\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Management Service SRL</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,16</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,16</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Offices, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Poland/Romania Holding B.V.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Niederlande</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Amsterdam</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG POLSKA REAL ESTATE SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG RE zaji\u0161\u0165ovna, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,24</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,24</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG REAL ESTATE DOO</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Serbien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Belgrad</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Services Bulgaria EOOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG ZP, s. r. o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,22</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,73</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG-AT Beteiligungen GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG-CZ Real Estate GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,83</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,83</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIVECA Beteiligungen GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WGPV Holding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WIBG Projektentwicklungs GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Wiener Osiguranje Vienna Insurance Group ad</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bosnien-Herzegowina</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Banja Luka</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Wiener osiguranje Vienna Insurance Group dioni\u010dko dru\u0161tvo za osiguranje</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,82</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,82</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WIENER RE akcionarsko dru\u0161tvo za reosiguranje</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Serbien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Belgrad</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,24</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,24</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WIENER ST\u00c4DTISCHE OSIGURANJE akcionarsko drustvo za osiguranje</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Serbien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Belgrad</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WIENER ST\u00c4DTISCHE VERSICHERUNG AG Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WIENER VEREIN BESTATTUNGS- UND VERSICHERUNGSSERVICE-GESELLSCHAFT M.B.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WINO GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSBV Beteiligungsverwaltung GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSV Beta Immoholding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSV Immoholding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSV Verm\u00f6gensverwaltung GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSVA Liegenschaftbesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSVB Liegenschaftbesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSVC Liegenschaftbesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">zuuri s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"fb2591\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a65944\"><div class=\"defaultParagraph TDummyRow\" style=\"text-align:left; margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"text-align:left; margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d46a276\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8c9e0d\"><div class=\"defaultParagraph THeadsingleText\">At equity-konsolidierte Unternehmen</div></td><td class=\"d40f3cc\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitzland</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitz</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\">Anteile 2025</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Anteile 2024</span></div></td></tr><tr><td class=\"e62f4f\"><div class=\"defaultParagraph TBodyfirstText\">\u00a0</div></td><td class=\"d926f1b\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td></tr><tr><td class=\"c6bfe6\"><div class=\"defaultParagraph TBodynormalText\">Beteiligungs- und Immobilien GmbH</div></td><td class=\"d6f6a0d\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d000d51\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Linz</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\">24,44</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,44</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Beteiligungs- und Wohnungsanlagen GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Linz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">24,44</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,44</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CROWN-WSF spol. s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">29,33</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">29,33</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">ERSTE d.o.o. - za upravljanje obveznim i dobrovljnim mirovinskim fondovima</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">25,30</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,30</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Gewista-Werbegesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">22,58</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22,58</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreichisches Verkehrsb\u00fcro Aktiengesellschaft</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">35,78</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35,78</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PHINANCE SP\u00d3\u0141KA AKCYJNA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Posen</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">48,81</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Towarzystwo Ubezpiecze\u0144 Wzajemnych \u201eTUW\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">52,16</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52,16</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">UNIVERSAL makl\u00e9rsky dom a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">34,46</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34,46</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VBV - Betriebliche Altersvorsorge AG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">24,83</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,83</span></div></td></tr><tr><td class=\"fb2591\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a65944\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d46a276\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:662px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8c9e0d\"><div class=\"defaultParagraph THeadsingleText\">Nicht konsolidierte Unternehmen</div></td><td class=\"d40f3cc\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitzland</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitz</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\">Anteile 2025</div></td><td class=\"d16e4d0\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Anteile 2024</span></div></td></tr><tr><td class=\"d28ea69\"><div class=\"defaultParagraph TBodyfirstText\">\u00a0</div></td><td class=\"c74600\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"f97574\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"f97574\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td><td class=\"c05599\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td></tr><tr><td class=\"d7c019e\"><div class=\"defaultParagraph TBodysubtotalText\">Verbundene Unternehmen</div></td><td class=\"fe1c79\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"a2bc12\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d3b6e6d\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d4a1afd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"e065fe\"><div class=\"defaultParagraph TBodynormalText\">\"Assistance Company\" Ukrainian Assistance Service\" LLC</div></td><td class=\"d6d0f68\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ukraine</div></td><td class=\"d25fc4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kiew</div></td><td class=\"d8c0d8f\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"a021ba\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\"LIFETRUST\" Ltd</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\"VIENNA LIFE INSURANCE\" - \"VIENNA SIGURIM JETE\" JSC</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Albanien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tirana</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">75,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">75,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\"WIENER AUTO CENTAR\" d.o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bosnien-Herzegowina</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Banja Luka</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Akcionarsko dru\u017estvo za \u017eivotno osiguranje Wiener St\u00e4dtische Podgorica, Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Montenegro</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Podgorica</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Alfa VIG K\u00f6zvet\u00edt\u0151 Zrt.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Amadi GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wiesbaden</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">AQUILA Hausmanagement GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">arithmetica Consulting GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,31</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,31</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Auto - Poly spol. s r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Autocentrum Luk\u00e1\u0161 s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wallachisch Meseritsch</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">AUTONOVA BRNO s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Br\u00fcnn</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Autosig SRL</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,54</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,54</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">B&amp;A Insurance Consulting s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Moravsk\u00e1 Ostrava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Bohemika a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u017datec</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Bohemika HypoReal s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u017datec</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">BSA + OFK Germany Real Estate Immobilien 4 GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Frankfurt am Main</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Bulstrad Trudova Meditzina EOOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Camelot Informatik und Consulting Gesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">92,86</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">92,86</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CARPLUS Versicherungsvermittlungsagentur GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CHERNI VRAH 59A EOOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\u010cPP Servis, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CyRiSo Cyber Risk Solutions GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">60,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">60,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DBLV Immobesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DBR-Liegenschaften Verwaltungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Stuttgart</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DELOIS s. r. o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Dom\u00e1c\u00ed p\u00e9\u010de Han\u00e1 s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prerau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Driving Camp Autodrom Sosnova a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DV Asset Management EAD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DV CONSULTING EOOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">European Insurance &amp; Reinsurance Brokers Ltd.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vereinigtes K\u00f6nigreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">London</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">FinServis Plus, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Foreign limited liability company \"InterInvestUchastie\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Belarus</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Minsk</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">FRANCE CAR, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">K\u00f6niggr\u00e4tz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GGVier Projekt-GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">53,76</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">53,76</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GLOBAL ASSISTANCE D.O.O. BEOGRAD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Serbien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Belgrad</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Assistance Georgia LLC</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Georgien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tiflis</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">95,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">95,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Assistance Polska Sp.z.o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,99</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GLOBAL ASSISTANCE SERVICES s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GLOBAL ASSISTANCE SERVICES SRL</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GLOBAL ASSISTANCE SLOVAKIA s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,22</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,22</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Call, s. r. o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,70</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Partner Beskydy, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Partner Praha s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Partner soci\u00e1ln\u00ed slu\u017eby s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Jino\u010dany</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Partner Zdrav\u00ed, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Partner, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,23</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63,23</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Repair Centres, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Pardubitz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">HORIZONT Personal-, Team- und Organisationsentwicklung GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,29</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,29</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Hotel Voltino in Liquidation</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,82</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,82</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">HOTELY SRN\u00cd, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Hyundai Hradec s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">K\u00f6niggr\u00e4tz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">insureX IT GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,87</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,87</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">InterRisk Informatik GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wiesbaden</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">ITIS Sp.z.o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,99</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Jarcar Aut\u00f3th Szerviz Kereskedelmi \u00e9s Szolg\u00e1ltat\u00f3 Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">63,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Joint Stock Company \"Curatio\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Georgien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tiflis</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Joint Stock Insurance Company WINNER LIFE - Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Nordmazedonien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Skopje</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">K A P P A - P, spol. s r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Aussig</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KUPALA Belarusian-Austrian Closed Joint Stock Insurance Company</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Belarus</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Minsk</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,26</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,26</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">LD Verm\u00f6gensverwaltung GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,65</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,65</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Main Point Karl\u00edn II., a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">MEDICINSKI CENTER AMERIMED OOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">51,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Menta P\u00e9nz\u00fcgyi Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Money &amp; More P\u00e9nz\u00fcgyi Tan\u00e1csad\u00f3 Z\u00e1rtk\u00f6r\u0171en M\u0171k\u00f6d\u0151 R\u00e9szv\u00e9nyt\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">88,78</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88,78</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Nadacia pois\u0165ovne KOOPERATIVA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">OC PROPERTIES OOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">51,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">51,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PFG Liegenschaftsbewirtschaftungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">73,42</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">73,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Privat Joint-Stock Company \"OWN SERVICE\" in Liquidation</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ukraine</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kiew</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PROFITOWI SP\u00d3\u0141KA AKCYJNA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Risk Consult Bulgaria EOOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Risk Consult Polska Sp.z.o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">RISK CONSULT Sicherheits- und Risiko- Managementberatung Gesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Risk Expert Risk ve Hasar Danismanlik Hizmetleri Limited Sirketi</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">T\u00fcrkei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Istanbul</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,49</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,49</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Risk Experts s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Risk Logics Risikoberatung GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">S.C. Risk Consult &amp; Engineering Romania S.R.L.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">S.C. SOCIETATEA TRAINING IN ASIGURARI S.R.L.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d926f1b\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,16</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,16</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">S.O.S.- EXPERT d.o.o. za poslovanje nekretninama</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Sanatorium Astoria, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Karlsbad</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Senioren Residenzen gemeinn\u00fctzige Betriebsgesellschaft mbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Sparkassen-Versicherungsservice Gesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SURPMO, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">UAB \"Compensa Life Distribution\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Litauen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vilnius</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIE Global Services GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Vienna International Underwriters GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIENNA LIFE PARTNERS SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIENNA LIFE SERVICES SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">viesure innovation center GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,87</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,87</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG AM Real Estate, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG AM Services GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG platform partners GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Services Shqiperi Sh.p.K.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Albanien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tirana</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">89,52</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">89,52</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Services Ukraine, LLC</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ukraine</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kiew</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG ZDROWIE SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG/C-QUADRAT TOWARZYSTWO FUNDUSZY INVESTYCYJNYCH SP\u00d3\u0141KA AKCYJNA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">50,99</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIGsana s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WIENER poliklinika dru\u0161tvo s ograni\u010denom odgovorno\u0161\u0107u za zdravstvenu djelatnost</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,82</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Wiener St\u00e4dtische Donau Leasing GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSBV Beteiligungsverwaltung GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">\u00a0</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d52105c\"><div class=\"defaultParagraph TBodysubtotalText\">Unternehmensbeteiligungen</div></td><td class=\"cc19e3\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d98fa4b\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"dbaf3e\"><div class=\"defaultParagraph TBodysubtotalNumber\">\u00a0</div></td><td class=\"d7fccd5\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"e065fe\"><div class=\"defaultParagraph TBodynormalText\">Dr. Ignaz Fiala Gesellschaft m.b.H.</div></td><td class=\"d6d0f68\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d25fc4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"d8c0d8f\"><div class=\"defaultParagraph TBodynormalNumber\">47,90</div></td><td class=\"a021ba\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47,90</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">EBV-Leasing Gesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">47,90</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">47,90</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">EKG UW Nord GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Klagenfurt</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">24,46</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,46</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Els\u00f6 Maganegeszseg\u00fcgyi Halozat Zrt.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">44,39</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">44,39</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GELUP GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">32,58</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">32,58</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Glamas Beteiligungsverwaltungs GmbH &amp; Co \"Beta\" KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">42,76</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42,76</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GLOBAL ASSISTANCE Croatia dru\u0161tvo s ograni\u010denom odgovorno\u0161\u0107u za usluge</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">49,46</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">49,46</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KWC Campus Errichtungsgesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Klagenfurt</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">48,87</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48,87</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Lead Equities II.Private Equity Mittelstandsfinanzierungs AG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">21,59</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">21,59</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Renaissance Hotel Realbesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">40,00</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">40,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Soleta Beteiligungsverwaltungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">42,76</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">42,76</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TAUROS Capital Investment GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">19,55</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19,55</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TAUROS Capital Investment Zwei GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">23,27</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23,27</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TAUROS Capital Management GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">25,30</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,30</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TeleDoc Holding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">25,01</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,01</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TGMZ Team Gesund Medizin Zentren GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">39,10</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TOGETHER CCA GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">24,71</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,71</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VENPACE GmbH &amp; Co. KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">K\u00f6ln</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">23,53</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23,53</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">V\u00d6B Direkt Versicherungsagentur GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Graz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">48,87</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48,87</span></div></td></tr><tr><td class=\"fb2591\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a65944\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d46a276\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d088d1\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Fusionierte Gesellschaften</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitzland</div></td><td class=\"eded07\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitz</div></td><td class=\"d605e6\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Fusionszeitpunkt</div></td><td class=\"d528500\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Aufnehmende Gesellschaft</div></td></tr><tr><td class=\"d6b732e\"><div class=\"defaultParagraph TBodynormalText\">Brockmanngasse 32 Immobilienbesitz GmbH</div></td><td class=\"ddca52\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"fe6575\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"d71fc2\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"d5e6239\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">MC EINS Immobilienbesitz GmbH</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">Deutschmeisterplatz 2 Objektverwaltung GmbH</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">MC EINS Immobilienbesitz GmbH</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">Floridsdorf am Spitz 4 Immobilienverwertungs GmbH</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">MC EINS Immobilienbesitz GmbH</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">Hansenstra\u00dfe 3-5 Immobilienbesitz GmbH</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">MC EINS Immobilienbesitz GmbH</div></td></tr><tr><td class=\"c9eb0a\"><div class=\"defaultParagraph TBodynormalText\">Help24 Assistance Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d47edd6\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\">1.7.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Global Assistance Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">Kaiserstra\u00dfe 113 GmbH</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">RGIB GmbH</div></td></tr><tr><td class=\"c9eb0a\"><div class=\"defaultParagraph TBodynormalText\">Kitzb\u00fcheler Bestattung WV GmbH</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d47edd6\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kitzb\u00fchel</div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">WIENER VEREIN BESTATTUNGS- UND VERSICHERUNGSSERVICE-GESELLSCHAFT M.B.H.</div></td></tr><tr><td class=\"c9eb0a\"><div class=\"defaultParagraph TBodynormalText\">Q13a Wohnen Eybnerstra\u00dfe GmbH</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d47edd6\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">BMA 20 Immobilienbesitz GmbH</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">R\u00f6\u00dflergasse Bauteil Zwei GmbH</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">MC EINS Immobilienbesitz GmbH</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">T 125 GmbH</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">RGIB GmbH</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">VIG T\u00fcrkiye Holding B.V.</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Niederlande</div></td><td class=\"d399da\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Amsterdam</div></td><td class=\"d62ad38\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">ATBIH GmbH</div></td></tr><tr><td class=\"c9eb0a\"><div class=\"defaultParagraph TBodynormalText\">WILA GmbH</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d47edd6\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">WINO GmbH</div></td></tr><tr><td class=\"c9eb0a\"><div class=\"defaultParagraph TBodynormalText\">Wohnquartier 11b Immobilienbesitz GmbH</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d47edd6\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">RGIB GmbH</div></td></tr><tr><td class=\"c9eb0a\"><div class=\"defaultParagraph TBodynormalText\">Wohnquartier 12b Immobilienbesitz GmbH</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d47edd6\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"eae487\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"fa96e2\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">BMA 20 Immobilienbesitz GmbH</div></td></tr><tr><td class=\"a58e4d\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d07e42f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d31b22e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d1e1111\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-92": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">19. </span><div class=\"list-paragraph-container\">Nahestehende Personen und Unternehmen</div></div><div class=\"defaultParagraph Standard\">Nahestehende Unternehmen stellen die in Anhangangabe \u201e22. Verbundene Unternehmen und Beteiligungen\u201c aufgelisteten verbundenen Unternehmen und assoziierten Unternehmen dar. Weiters sind die Vorstands- und Aufsichtsratsmitglieder der VIG Holding als nahestehende Personen zu qualifizieren. </div><div class=\"defaultParagraph Standard\">Der Wiener St\u00e4dtische Versicherungsverein h\u00e4lt direkt und indirekt rd.\u00a0<span class=\"hyperlink-no-style\"></span>72,47<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">% (rd.</span><span class=\"hyperlink-no-style\"></span>72,47<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">%) und damit die Mehrheit der </span>Stimmrechte an der VIG Holding. Aufgrund der dadurch gegebenen Beherrschung handelt es sich daher ebenfalls um ein nahestehendes Unternehmen und deren Vorstands- sowie Aufsichtsratsmitglieder gelten als nahestehende Personen.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">19.3. </span><div class=\"list-paragraph-container\">Gesch\u00e4ftsvorf\u00e4lle mit nahestehenden Personen</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Transaktionen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Dividende f\u00fcr Aktien der VIG Holding</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">35</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">45</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Zinsen f\u00fcr begebene Anleihen der VIG Holding</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Erhaltene Versicherungspr\u00e4mien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">151</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">208</span></div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Sonstige Gesch\u00e4ftsvorf\u00e4lle*</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">65</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">58</span></div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\" style=\"text-indent:-3px; margin-left:5px\"><span class=\"hyperlink-no-style\"></span>*Unter Sonstige Gesch\u00e4ftsvorf\u00e4lle werden Transaktionen aus Versicherungsleistungen und Nutzungsentgelten summiert.</div><div class=\"defaultParagraph Standard\" style=\"margin-top:23px\"><span class=\"hyperlink-no-style\"></span>Die gewinn- und verlustbezogenen Posten gegen\u00fcber nahestehenden Personen \u00fcberschreiten einen Betrag von TEUR\u00a03.000 nicht und setzen sich vorwiegend aus Verg\u00fctungen an Aufsichtsratsmitglieder zusammen.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">19.4. </span><div class=\"list-paragraph-container\">Gesch\u00e4ftsvorf\u00e4lle mit nahestehende Unternehmen</div></div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Gesch\u00e4ftsvorf\u00e4lle mit nahestehende Unternehmen</div><div class=\"defaultParagraph Standard\"><br/><br/><span class=\"hyperlink-no-style\"></span>Mit nichtkonsolidierten verbundenen und assoziierten Unternehmen bestehen vor allem Finanzierungen und Leistungsverrechnungen.</div><div class=\"defaultParagraph Standard\">Transaktionen zwischen den in den Konzernabschluss einbezogenen vollkonsolidierten Unternehmen werden im Zuge der Konsolidierung eliminiert und daher nicht erl\u00e4utert.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Gesch\u00e4ftsvorf\u00e4lle mit dem Wiener St\u00e4dtische Versicherungsverein</div><div class=\"defaultParagraph Standard\">Der Wiener St\u00e4dtische Versicherungsverein ist Mehrheitsaktion\u00e4r der VIG Holding. Er hat die Rechtsform eines Versicherungsvereins auf Gegenseitigkeit, welcher auf Grundlage des Versicherungsaufsichtsgesetzes den Versicherungsbetrieb ausge-<br/></div><div class=\"defaultParagraph Standard\">gliedert hat und somit nicht operativ im Versicherungsgesch\u00e4ft t\u00e4tig ist. Aufgrund der seinerzeitigen Auslagerung an die Wiener St\u00e4dtische Versicherung AG hat dieser lediglich seine Aufgaben als Mehrheitseigent\u00fcmer der VIG Holding wahrzunehmen, wodurch sich nur Leistungsverrechnungen von untergeordneter Bedeutung mit der VIG-Versicherungsgruppe ergeben. Diese basieren auf Dienstleistungsvereinbarungen zwischen der VIG-Versicherungsgruppe und dem Wiener St\u00e4dtische Versicherungsverein zur Verrechnung von Leistungen aus Interner Revision, Finanz- und Rechnungswesen und Personalgestellung sowie der Vermietung von B\u00fcror\u00e4umlichkeiten, die auf dem Grundsatz der Fremd\u00fcblichkeit beruhen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Nahestehende Unternehmen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadfirstNumber\">2025</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadfirstNumber\">31.12.2025</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"c34124\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d7e7d81\"><div class=\"defaultParagraph THeadlastNumber\">Transaktionen</div></td><td class=\"d7e7d81\"><div class=\"defaultParagraph THeadlastNumber\">Offene Posten</div></td><td class=\"d7e7d81\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Transaktionen</span></div></td><td class=\"d70ab6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Offene Posten</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d2cb966\"><div class=\"defaultParagraph TBodysubtotalText\">Ertr\u00e4ge aus erbrachten Leistungen</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">100.388</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.336</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">96.678</span></div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.900</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.358</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">796</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.726</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">557</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">70.457</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">20.603</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.551</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">29.153</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">26.864</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8.512</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.839</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.032</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">709</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">425</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">562</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">158</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">126</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">562</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">158</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Gemeinn\u00fctzige Gesellschaften</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">583</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">419</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Aufwendungen f\u00fcr erhaltene Leistungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">261.861</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-18.733</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">199.350</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.933</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">54</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-38</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">105.533</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.529</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.698</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">154.108</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-15.158</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.154</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.392</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.166</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-8</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.483</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-538</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.733</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-8</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.483</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-538</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Gemeinn\u00fctzige Gesellschaften</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">433</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Erhaltene Dividenden/Gewinnaussch\u00fcttungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">13.750</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.313</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">11.449</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18.276</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.620</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.104</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">681</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">933</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">681</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">933</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Bezahlte Dividenden/Gewinnaussch\u00fcttungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">153.541</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">139.607</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">153.541</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">139.607</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Ausleihungen bzw. Finanzielle Verbindlichkeiten und zugeh\u00f6rige Zinsen (AC, FVtPL, FVtOCI)</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">51.241</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">219.217</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">44.680</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.051</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.925</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-5.133</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.331</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.474</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.050</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">48.599</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.485</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.244</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7.175</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.497</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.982</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.595</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.091</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">153.254</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.882</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">150.686</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.461</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">25.286</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.448</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.249</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Gemeinn\u00fctzige Gesellschaften</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.630</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">127.968</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.434</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">124.437</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Betr\u00e4ge aus Gruppenbesteuerung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">48.453</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">14.819</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.151</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52.336</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">48.453</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">14.819</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34.181</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50.320</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.970</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.016</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Sonstiges</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">18.070</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.799</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">394</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">798</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">17.727</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">343</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.791</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">394</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">790</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTransactionsBetweenRelatedPartiesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-93": {
   "value": "<div class=\"defaultParagraph Standard\">Ab dem 1.\u00a0J\u00e4nner\u00a02020 neu bestellten Vorstandsmitgliedern k\u00f6nnen Anwartschaften auf leistungsorientierte Firmenpensionen (alternativ beitragsorientierte Pensionszusagen) einger\u00e4umt werden. Eine allf\u00e4llige Zuerkennung erfolgt grunds\u00e4tzlich erst bei mindestens einmaliger Wiederbestellung und in Stufen, sodass das Maximalausma\u00df von 40<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% der festen Verg\u00fctung bei Vollendung des 65. Lebensjahres fr\u00fchestens nach 10-j\u00e4hriger T\u00e4tigkeit als Mitglied des Vorstandes einger\u00e4umt werden kann. Wenn ein Vorstandsmitglied bereits mindestens 5 Jahre in anderen Funktionen in der Unternehmensgruppe t\u00e4tig war, kann eine Zuerkennung bereits mit Mandatsbeginn erfolgen. </div><div class=\"defaultParagraph Standard\">Die Pensionen geb\u00fchren (unabh\u00e4ngig vom Stichtag) standardm\u00e4\u00dfig nur dann, wenn entweder die Funktion des Vorstandsmitglieds ohne sein Verschulden nicht verl\u00e4ngert wird oder das Vorstandsmitglied aus Krankheits- oder Altersgr\u00fcnden ausscheidet.</div><div class=\"defaultParagraph Standard\">Auf die Vorstandsvertr\u00e4ge sind die Regelungen des Mitarbeiter- und Selbstst\u00e4ndigen-Vorsorgegesetzes (\u201eAbfertigung neu\u201c) anzuwenden. Nur die Vertr\u00e4ge von Vorstandsmitgliedern, die bereits sehr lange in der Gruppe t\u00e4tig sind, sehen einen Abfertigungsanspruch vor, der nach den Bestimmungen des Angestelltengesetzes in der Fassung vor 2003 in Verbindung mit den einschl\u00e4gigen branchenspezifischen Regelungen ausgestaltet ist. Demnach k\u00f6nnen diese Vorstandsmitglieder \u2013 gestaffelt nach Dienstzeiten \u2013 zwei bis zw\u00f6lf Monatsentgelte an Abfertigung erhalten, bei Pensionierung bzw. Ausscheiden nach lang andauernder Krankheit mit einem Zuschlag von 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%. Bei Ausscheiden aus dem Vorstand auf eigenen Wunsch vor Erreichen der Pensionierungsm\u00f6glichkeit ohne Einvernehmen mit der Gesellschaft bzw. bei verschuldetem Ausscheiden aus dem Vorstand steht keine Abfertigung zu.</div><div class=\"defaultParagraph Standard\">Der Vorstand bestand im Berichtsjahr aus <span class=\"hyperlink-no-style\"></span>sieben Personen.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-94": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Gesch\u00e4ftsvorf\u00e4lle mit nahestehende Unternehmen</div><div class=\"defaultParagraph Standard\"><br/><br/><span class=\"hyperlink-no-style\"></span>Mit nichtkonsolidierten verbundenen und assoziierten Unternehmen bestehen vor allem Finanzierungen und Leistungsverrechnungen.</div><div class=\"defaultParagraph Standard\">Transaktionen zwischen den in den Konzernabschluss einbezogenen vollkonsolidierten Unternehmen werden im Zuge der Konsolidierung eliminiert und daher nicht erl\u00e4utert.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Gesch\u00e4ftsvorf\u00e4lle mit dem Wiener St\u00e4dtische Versicherungsverein</div><div class=\"defaultParagraph Standard\">Der Wiener St\u00e4dtische Versicherungsverein ist Mehrheitsaktion\u00e4r der VIG Holding. Er hat die Rechtsform eines Versicherungsvereins auf Gegenseitigkeit, welcher auf Grundlage des Versicherungsaufsichtsgesetzes den Versicherungsbetrieb ausge-<br/></div><div class=\"defaultParagraph Standard\">gliedert hat und somit nicht operativ im Versicherungsgesch\u00e4ft t\u00e4tig ist. Aufgrund der seinerzeitigen Auslagerung an die Wiener St\u00e4dtische Versicherung AG hat dieser lediglich seine Aufgaben als Mehrheitseigent\u00fcmer der VIG Holding wahrzunehmen, wodurch sich nur Leistungsverrechnungen von untergeordneter Bedeutung mit der VIG-Versicherungsgruppe ergeben. Diese basieren auf Dienstleistungsvereinbarungen zwischen der VIG-Versicherungsgruppe und dem Wiener St\u00e4dtische Versicherungsverein zur Verrechnung von Leistungen aus Interner Revision, Finanz- und Rechnungswesen und Personalgestellung sowie der Vermietung von B\u00fcror\u00e4umlichkeiten, die auf dem Grundsatz der Fremd\u00fcblichkeit beruhen.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e1969a\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Nahestehende Unternehmen</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadfirstNumber\">2025</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadfirstNumber\">31.12.2025</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadfirstNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td></tr><tr><td class=\"c34124\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d7e7d81\"><div class=\"defaultParagraph THeadlastNumber\">Transaktionen</div></td><td class=\"d7e7d81\"><div class=\"defaultParagraph THeadlastNumber\">Offene Posten</div></td><td class=\"d7e7d81\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Transaktionen</span></div></td><td class=\"d70ab6c\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Offene Posten</span></div></td></tr><tr><td class=\"f6559c\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d2cb966\"><div class=\"defaultParagraph TBodysubtotalText\">Ertr\u00e4ge aus erbrachten Leistungen</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">100.388</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">30.336</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">96.678</span></div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.900</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.358</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">796</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.726</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">557</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">70.457</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">20.603</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">67.551</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">29.153</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">26.864</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8.512</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.839</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">9.032</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">709</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">425</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">562</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">158</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">126</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">6</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">562</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">158</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Gemeinn\u00fctzige Gesellschaften</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">583</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">419</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Aufwendungen f\u00fcr erhaltene Leistungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">261.861</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">-18.733</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">199.350</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.933</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">54</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-38</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">15</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-3</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">105.533</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-3.529</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">63.698</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">154.108</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-15.158</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">130.154</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-17.392</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.166</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-8</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.483</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-538</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.733</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-8</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">5.483</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-538</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Gemeinn\u00fctzige Gesellschaften</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">433</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Erhaltene Dividenden/Gewinnaussch\u00fcttungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">13.750</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22.313</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">11.449</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">18.276</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.620</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.104</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">681</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">933</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">681</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">933</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Bezahlte Dividenden/Gewinnaussch\u00fcttungen</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">153.541</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">0</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">139.607</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">153.541</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">139.607</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Ausleihungen bzw. Finanzielle Verbindlichkeiten und zugeh\u00f6rige Zinsen (AC, FVtPL, FVtOCI)</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">51.241</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">219.217</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">44.680</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">203.051</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">2.925</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-5.133</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">3.331</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">-2.474</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.050</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">48.599</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">14.485</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">38.244</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7.175</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.497</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.982</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">16.595</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">22.091</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">153.254</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24.882</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">150.686</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.461</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">25.286</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.448</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">26.249</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Gemeinn\u00fctzige Gesellschaften</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19.630</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">127.968</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">23.434</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">124.437</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Betr\u00e4ge aus Gruppenbesteuerung</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">48.453</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">14.819</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36.151</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52.336</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">48.453</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">14.819</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34.181</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">50.320</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.970</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.016</span></div></td></tr><tr><td class=\"a32599\"><div class=\"defaultParagraph TBodysubtotalText\">Sonstiges</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">18.070</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\">1.799</div></td><td class=\"e933dd\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">394</span></div></td><td class=\"d667053\"><div class=\"defaultParagraph TBodysubtotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">798</span></div></td></tr><tr><td class=\"fe78d1\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Mutterunternehmen</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">17.727</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Nicht in den Konzernabschluss einbezogene Tochterunternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">343</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1.791</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">394</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">790</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Sonstige nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"a3336d\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:17px; margin-right:4px\">Andere nahestehende Unternehmen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0</span></div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">8</span></div></td></tr><tr><td class=\"e253b8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-95": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">20. </span><div class=\"list-paragraph-container\">Eventualforderungen und -verbindlichkeiten</div></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die Gesellschaften des Konzerns sind in ihrer Eigenschaft als Versicherungsunternehmen an mehreren gerichtlichen Verfahren als beklagte Partei beteiligt bzw. wurden ihnen Klagen angedroht. Daneben gibt es Verfahren, in denen die Versicherungsgesellschaften zwar keine Parteistellung haben, deren Ausgang sie aber aufgrund von Vereinbarungen mit anderen Versicherern \u00fcber die Beteiligung an Schadensf\u00e4llen ber\u00fchren kann. F\u00fcr alle Schadensf\u00e4lle wurden nach Einsch\u00e4tzung des Konzerns entsprechend der gesetzlichen Regelungen ausreichende, am Streitwert bemessene R\u00fcckstellungen gebildet.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Umsatzsteuerliche \u00c4nderungen</div><div class=\"defaultParagraph Standard\"><br/><span class=\"hyperlink-no-style\"></span>Mit Wirkung vom 1.\u00a0J\u00e4nner\u00a02025 wurde die \u00f6sterreichische Zwischenbankbefreiung im Bereich der Umsatzsteuer abgeschafft. Diese Abschaffung hat sowohl eingangs- als auch ausgangsseitig Auswirkungen. Eingangsseitig aufgrund potenziell h\u00f6herer Kosten durch die Umsatzsteuerbelastung diverser Leistungen von Banken, Pensionskassen und anderen Versicherungen. Ausgangsseitig durch zus\u00e4tzliche Umsatzsteuer auf Ausgangsleistungen des Konzerns an Banken, Pensionskassen und andere Versicherungen. Zus\u00e4tzlich wurde ein Verfahren vor dem EuGH hinsichtlich der Qualifizierung der Zwischenbankbefreiung als verbotene Beihilfe eingeleitet.</div><div class=\"defaultParagraph Standard\">Im Abschluss wurde von der Bildung einer R\u00fcckstellung abgesehen. Die Gr\u00fcnde hierf\u00fcr sind, dass weder das Urteil des EuGHs noch die darauf folgenden Handlungen der Europ\u00e4ischen Kommission sowie der \u00f6sterreichischen Beh\u00f6rden feststehen. Es ist derzeit unklar, ob die:der Leistende oder die:der Leistungsempf\u00e4nger:in der gem\u00e4\u00df \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>6 Abs 1 Z 28 UStG umsatzsteuerbefreiten Leistungen den f\u00fcr die Beihilfe relevanten \u201eVorteil\u201c hat. Auch ist unklar, wie zeitliche Effekte und ein etwaiger Vorsteuerabzug die H\u00f6he dieses \u201eVorteils\u201c beeinflussen. Die bestm\u00f6gliche Sch\u00e4tzung der verschiedenen Szenarien hat ergeben, dass sich daraus keine wesentlichen Auswirkungen auf den Konzernabschluss ableiten lassen.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-96": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">20. </span><div class=\"list-paragraph-container\">Eventualforderungen und -verbindlichkeiten</div></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>Die Gesellschaften des Konzerns sind in ihrer Eigenschaft als Versicherungsunternehmen an mehreren gerichtlichen Verfahren als beklagte Partei beteiligt bzw. wurden ihnen Klagen angedroht. Daneben gibt es Verfahren, in denen die Versicherungsgesellschaften zwar keine Parteistellung haben, deren Ausgang sie aber aufgrund von Vereinbarungen mit anderen Versicherern \u00fcber die Beteiligung an Schadensf\u00e4llen ber\u00fchren kann. F\u00fcr alle Schadensf\u00e4lle wurden nach Einsch\u00e4tzung des Konzerns entsprechend der gesetzlichen Regelungen ausreichende, am Streitwert bemessene R\u00fcckstellungen gebildet.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Umsatzsteuerliche \u00c4nderungen</div><div class=\"defaultParagraph Standard\"><br/><span class=\"hyperlink-no-style\"></span>Mit Wirkung vom 1.\u00a0J\u00e4nner\u00a02025 wurde die \u00f6sterreichische Zwischenbankbefreiung im Bereich der Umsatzsteuer abgeschafft. Diese Abschaffung hat sowohl eingangs- als auch ausgangsseitig Auswirkungen. Eingangsseitig aufgrund potenziell h\u00f6herer Kosten durch die Umsatzsteuerbelastung diverser Leistungen von Banken, Pensionskassen und anderen Versicherungen. Ausgangsseitig durch zus\u00e4tzliche Umsatzsteuer auf Ausgangsleistungen des Konzerns an Banken, Pensionskassen und andere Versicherungen. Zus\u00e4tzlich wurde ein Verfahren vor dem EuGH hinsichtlich der Qualifizierung der Zwischenbankbefreiung als verbotene Beihilfe eingeleitet.</div><div class=\"defaultParagraph Standard\">Im Abschluss wurde von der Bildung einer R\u00fcckstellung abgesehen. Die Gr\u00fcnde hierf\u00fcr sind, dass weder das Urteil des EuGHs noch die darauf folgenden Handlungen der Europ\u00e4ischen Kommission sowie der \u00f6sterreichischen Beh\u00f6rden feststehen. Es ist derzeit unklar, ob die:der Leistende oder die:der Leistungsempf\u00e4nger:in der gem\u00e4\u00df \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>6 Abs 1 Z 28 UStG umsatzsteuerbefreiten Leistungen den f\u00fcr die Beihilfe relevanten \u201eVorteil\u201c hat. Auch ist unklar, wie zeitliche Effekte und ein etwaiger Vorsteuerabzug die H\u00f6he dieses \u201eVorteils\u201c beeinflussen. Die bestm\u00f6gliche Sch\u00e4tzung der verschiedenen Szenarien hat ergeben, dass sich daraus keine wesentlichen Auswirkungen auf den Konzernabschluss ableiten lassen.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-97": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">21. </span><div class=\"list-paragraph-container\">Unternehmenszusammenschl\u00fcsse</div></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">21.1. </span><div class=\"list-paragraph-container\"><span class=\"hyperlink-no-style\"></span>Ver\u00e4nderungen des Konsolidierungskreises</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d1ebd22\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Entkonsolidierungen</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitz</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadsingleNumber\">Grund der Entkonsolidierung</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadsingleNumber\">Zeitpunkt</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadsingleNumber\">Berichtspflichtiges Segment</div></td></tr><tr><td class=\"d5aa3d6\"><div class=\"defaultParagraph TBodynormalText\">WNH Liegenschaftsbesitz GmbH</div></td><td class=\"d95764d\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"d95764d\"><div class=\"defaultParagraph TBodynormalNumber\">Verkauf</div></td><td class=\"d95764d\"><div class=\"defaultParagraph TBodynormalNumber\">11.6.2025</div></td><td class=\"d44db74\"><div class=\"defaultParagraph TBodynormalNumber\">Gruppenfunktionen</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">WIBG Holding GmbH &amp; Co KG</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">Liquidation</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">11.11.2025</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">\u00d6sterreich</div></td></tr><tr><td class=\"d949adb\"><div class=\"defaultParagraph TBodynormalText\">WSV Triesterstra\u00dfe 91 Besitz GmbH &amp; Co KG</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">Liquidation</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">18.11.2025</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">\u00d6sterreich</div></td></tr><tr><td class=\"c84913\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"dad820\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d4745b1\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Erweiterung des Konsolidierungskreises<sup>1</sup></div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitz</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\">Erwerb / Gr\u00fcndung</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"margin-left:2px; margin-right:3px\">Anteile<sup>2</sup></div></td><td class=\"d1218c6\"><div class=\"defaultParagraph THeadsingleNumber\">Erstkonsolidierung</div></td><td class=\"d8bcee2\"><div class=\"defaultParagraph THeadsingleNumber\">Methode</div></td></tr><tr><td class=\"b0e8c2\"><div class=\"defaultParagraph TBodyfirstText\">\u00a0</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\">Zeitpunkt</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td><td class=\"bfbd10\"><div class=\"defaultParagraph TBodyfirstNumber\">Zeitpunkt</div></td><td class=\"d312909\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d6bfeec\"><div class=\"defaultParagraph TBodynormalText\">AREALIS Liegenschaftsmanagement GmbH</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\">2005</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"cf4047\"><div class=\"defaultParagraph TBodynormalNumber\">1.2.2025</div></td><td class=\"c8f634\"><div class=\"defaultParagraph TBodynormalNumber\">vollkonsolidiert</div></td></tr><tr><td class=\"fbd067\"><div class=\"defaultParagraph TBodynormalText\">DOMOSI s.r.o.</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">2025</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,18</div></td><td class=\"d9c25db\"><div class=\"defaultParagraph TBodynormalNumber\">26.3.2025</div></td><td class=\"d0e7584\"><div class=\"defaultParagraph TBodynormalNumber\">vollkonsolidiert</div></td></tr><tr><td class=\"fbd067\"><div class=\"defaultParagraph TBodynormalText\">Help24 Assistance Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">2022</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"d9c25db\"><div class=\"defaultParagraph TBodynormalNumber\">1.7.2025</div></td><td class=\"d0e7584\"><div class=\"defaultParagraph TBodynormalNumber\">vollkonsolidiert</div></td></tr><tr><td class=\"fbd067\"><div class=\"defaultParagraph TBodynormalText\">Kitzb\u00fcheler Bestattung WV GmbH</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kitzb\u00fchel</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">2020</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"d9c25db\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"d0e7584\"><div class=\"defaultParagraph TBodynormalNumber\">vollkonsolidiert</div></td></tr><tr><td class=\"fbd067\"><div class=\"defaultParagraph TBodynormalText\">NOMOSI s.r.o.</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">2025</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,18</div></td><td class=\"d9c25db\"><div class=\"defaultParagraph TBodynormalNumber\">26.3.2025</div></td><td class=\"d0e7584\"><div class=\"defaultParagraph TBodynormalNumber\">vollkonsolidiert</div></td></tr><tr><td class=\"fbd067\"><div class=\"defaultParagraph TBodynormalText\">PHINANCE SP\u00d3\u0141KA AKCYJNA</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Posen</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">2025</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">48,81</div></td><td class=\"d9c25db\"><div class=\"defaultParagraph TBodynormalNumber\">1.4.2025</div></td><td class=\"d0e7584\"><div class=\"defaultParagraph TBodynormalNumber\">at equity-konsolidiert</div></td></tr><tr><td class=\"fbd067\"><div class=\"defaultParagraph TBodynormalText\">Q13a Wohnen Eybnerstra\u00dfe GmbH</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">2024</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"d9c25db\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"d0e7584\"><div class=\"defaultParagraph TBodynormalNumber\">vollkonsolidiert</div></td></tr><tr><td class=\"fbd067\"><div class=\"defaultParagraph TBodynormalText\">Rezidence Opatov, s.r.o.</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">2024</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"d9c25db\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"d0e7584\"><div class=\"defaultParagraph TBodynormalNumber\">vollkonsolidiert</div></td></tr><tr><td class=\"fbd067\"><div class=\"defaultParagraph TBodynormalText\">samavu s.r.o.</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">2020</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"d9c25db\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"d0e7584\"><div class=\"defaultParagraph TBodynormalNumber\">vollkonsolidiert</div></td></tr><tr><td class=\"fbd067\"><div class=\"defaultParagraph TBodynormalText\">VIG Home NB s. r. o.</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">2025</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"d9c25db\"><div class=\"defaultParagraph TBodynormalNumber\">25.2.2025</div></td><td class=\"d0e7584\"><div class=\"defaultParagraph TBodynormalNumber\">vollkonsolidiert</div></td></tr><tr><td class=\"fbd067\"><div class=\"defaultParagraph TBodynormalText\">zuuri s.r.o.</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">2021</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"d9c25db\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2025</div></td><td class=\"d0e7584\"><div class=\"defaultParagraph TBodynormalNumber\">vollkonsolidiert</div></td></tr><tr><td class=\"d34564d\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3b9ae0\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d48e51f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote_NoBottomMargin\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>1</sup><span class=\"tabulator-14\"></span>Sofern wesentliche Firmenwerte entstanden sind, werden diese unter der Anhangangabe 3. Gesch\u00e4fts- oder Firmenwerte angegeben.</div><div class=\"defaultParagraph TNote\"><span class=\"tabulator-14\"></span><span class=\"hyperlink-no-style\"></span><sup>2</sup><span class=\"tabulator-14\"></span>Der Anteil am Kapital entspricht dem Beherrschungsverh\u00e4ltnis.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:662px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d7d826b\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Erworbene, aber noch nicht konsolidierte Unternehmen*</div></td><td class=\"ccb18f\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitz</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadsingleNumber\">Erworbene Anteile</div></td></tr><tr><td class=\"a763d5\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"aefe4e\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"e1a67c\"><div class=\"defaultParagraph TBodynormalText\">\u00a0</div></td><td class=\"d9d9dba\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d05e484\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00a0</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\">MOLDASIG S.A.</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Chi\u0219in\u0103u</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">95,20</div></td></tr><tr><td class=\"d9a1d82\"><div class=\"defaultParagraph TBodysubtotalText\">N\u00dcRNBERGER Beteiligungs-AG</div></td><td class=\"d97415\"><div class=\"defaultParagraph TBodysubtotalNumber\" style=\"text-align:left\">N\u00fcrnberg</div></td><td class=\"d786b2c\"><div class=\"defaultParagraph TBodysubtotalNumber\">98,81</div></td></tr><tr><td class=\"d217301\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">ADN Immo-Direkt Core Invest GmbH &amp; Co. Geschl. InvKG</div></td><td class=\"f56801\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Hamburg</div></td><td class=\"d6d83bb\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">ADN Immo-Direkt GD Invest GmbH &amp; Co. Geschl. InvKG</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Hamburg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">ADN Immo-Direkt Value Add GmbH &amp; Co. Geschl. InvKG</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Hamburg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Feronia Infra Cayman, Ltd.</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Cayman Islands</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Feronia Infra Feeder, L.P.</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wilmington/Delaware</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Feronia Infra, L.P.</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wilmington/Delaware</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Feronia SICAV RAIF</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Luxemburg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">F\u00fcrst Fugger Privatbank AG, Augsburg</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Augsburg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">99,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">GARANTA Versicherungs-AG</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">N\u00fcrnberg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Neue Rechtsschutz-Versicherungsgesellschaft AG</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Mannheim</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">51,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">N\u00dcRNBERGER Allgemeine Versicherungs-AG</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">N\u00fcrnberg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">N\u00dcRNBERGER Asset Management GmbH</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">N\u00fcrnberg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">N\u00dcRNBERGER AutoMobil Versicherungsdienst GmbH</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">N\u00fcrnberg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">N\u00dcRNBERGER Beamten Allgemeine Versicherung AG</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">N\u00fcrnberg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">N\u00dcRNBERGER Beteiligungs-AG</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">N\u00fcrnberg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">N\u00dcRNBERGER Krankenversicherung AG</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">N\u00fcrnberg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">N\u00dcRNBERGER Lebensversicherung AG</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">N\u00fcrnberg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">N\u00dcRNBERGER Pensionskasse AG</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">N\u00fcrnberg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">N\u00dcRNBERGER Versicherungs- und Bauspar-Vermittlungs-GmbH</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">N\u00fcrnberg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">N\u00dcRNBERGER Verwaltungsgesellschaft mbH</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">N\u00fcrnberg</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vega Invest (Guernsey) Ltd.</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">St. Peter Port/Guernsey</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"f3b9fd\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Vega Invest Fund plc</div></td><td class=\"d578d67\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Dublin</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td></tr><tr><td class=\"d5ebdad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a5b3d2\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"aa7ee3\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Zum Bilanzstichtag lag noch kein Closing vor.</div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:21px; padding-right:0px\">N\u00fcrnberger Gruppe: Closing wird im zweiten Halbjahr\u00a02026 erwartet</div><div class=\"defaultParagraph Standard\">Weitere Details zu diesem Unternehmenserwerb sind im Kapitel \u201eAllgemeine Informationen und Grunds\u00e4tze der Rechnungslegung\u201c im Abschnitt \u201eWeitere Angaben\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>er\u00f6rtert.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">21.2. </span><div class=\"list-paragraph-container\">\u00c4nderung von Verm\u00f6gen und Schulden aufgrund der Ver\u00e4nderungen des Konsolidierungskreises</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Bilanz</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">Zug\u00e4nge</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\">Abg\u00e4nge</div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"c145d0\"><div class=\"defaultParagraph TBodynormalText\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">6.935</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\">165</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">211</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">6.084</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Forderungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2.724</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">2.293</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Steuererstattungsanspr\u00fcche</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Investitionen in Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">25.002</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">14.596</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">13.975</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Immobilien und Sachanlagen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">509</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige Aktiva</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">604</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Immaterielle Verm\u00f6genswerte</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">196</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4.001</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">14</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Steuerschulden</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">34</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Finanzielle Verbindlichkeiten</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">777</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">14.261</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">\u00dcbrige Passiva</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">313</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">1.210</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">R\u00fcckstellungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">721</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Latente Steuerschulden</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">65</div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Beitrag zum Ergebnis vor Steuern im Berichtsjahr</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">Zug\u00e4nge</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\">Abg\u00e4nge</div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"a219e5\"><div class=\"defaultParagraph TBodysubtotalText\">Gesamtkapitalveranlagungsergebnis</div></td><td class=\"ae4aaf\"><div class=\"defaultParagraph TBodysubtotalNumber\">-153</div></td><td class=\"c2b971\"><div class=\"defaultParagraph TBodysubtotalNumber\">-2.938</div></td></tr><tr><td class=\"cad2d7\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Kapitalveranlagungsergebnis</div></td><td class=\"a9255e\"><div class=\"defaultParagraph TBodynormalNumber\">-58</div></td><td class=\"f6d897\"><div class=\"defaultParagraph TBodynormalNumber\">-2.508</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ertr\u00e4ge und Aufwendungen von Als Finanzinvestition gehaltene Immobilien</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">256</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">-430</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\" style=\"margin-left:10px; margin-right:4px\">Ergebnis von Beteiligungsunternehmen (Equity-Methode)</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-351</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">0</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Finanzierungsergebnis</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">486</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">194</div></td></tr><tr><td class=\"d1a13d6\"><div class=\"defaultParagraph TBodynormalText\">Andere Ertr\u00e4ge und Aufwendungen</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-384</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">94</div></td></tr><tr><td class=\"e2413f\"><div class=\"defaultParagraph TBodytotalText\">Ergebnis vor Steuern</div></td><td class=\"b61181\"><div class=\"defaultParagraph TBodytotalNumber\">-51</div></td><td class=\"d3b1b3e\"><div class=\"defaultParagraph TBodytotalNumber\">-2.650</div></td></tr><tr><td class=\"d9f2424\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"b828ec\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"margin-top:5px\">Eine Aufnahme der erstkonsolidierten Gesellschaften w\u00fcrde bei r\u00fcckwirkender Aufnahme zum 1.\u00a0J\u00e4nner\u00a0<span class=\"hyperlink-no-style\"></span>2025 zu keiner wesentlichen \u00c4nderung der Bilanzposten f\u00fchren. Die r\u00fcckwirkende Aufnahme der erstkonsolidierten Gesellschaften zum 1.\u00a0<span dir=\"ltr\" style=\"background-color:#FFFFFF\">J\u00e4nner</span><span class=\"hyperlink-no-style\"></span>2025<span dir=\"ltr\" style=\"background-color:#FFFFFF\"> w\u00fcrde das </span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">Konzern</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">ergebnis vor Steuern und nicht beherrschenden Anteilen um </span><span class=\"hyperlink-no-style\"></span>0,02<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%<span dir=\"ltr\" style=\"background-color:#FFFFFF\"> </span><span class=\"hyperlink-no-style\"></span>erh\u00f6hen<span dir=\"ltr\" style=\"background-color:#FFFFFF\"> (ohne </span>Ber\u00fccksichtigung etwaiger Konsolidierungseffekte<span dir=\"ltr\" style=\"background-color:#FFFFFF\">).</span></div><div class=\"defaultParagraph Standard\">Durch die \u00c4nderungen im Konsolidierungskreis hat sich der Personalstand um <span class=\"hyperlink-no-style\"></span>101 Personen <span class=\"hyperlink-no-style\"></span>erh\u00f6ht.</div><div class=\"defaultParagraph Standard\" style=\"margin-top:7px\">Die in der obigen Tabelle angef\u00fchrten Werte beruhen auf den tats\u00e4chlichen Zeitpunkten der Erst- bzw. Entkonsolidierung, wie sie im<span dir=\"ltr\" style=\"font-style:italic\"> </span>Kapitel \u201e21.1. Ver\u00e4nderungen des Konsolidierungskreises\u201c angegeben sind.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBusinessCombinationsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-98": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8c9e0d\"><div class=\"defaultParagraph THeadsingleText\">Vollkonsolidierte Unternehmen</div></td><td class=\"d40f3cc\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitzland</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitz</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\">Anteile 2025</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Anteile 2024</span></div></td></tr><tr><td class=\"e62f4f\"><div class=\"defaultParagraph TBodyfirstText\">\u00a0</div></td><td class=\"d926f1b\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td></tr><tr><td class=\"c6bfe6\"><div class=\"defaultParagraph TBodynormalText\">\"Compensa Vienna Insurance Group\", ADB</div></td><td class=\"d6f6a0d\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Litauen</div></td><td class=\"d000d51\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vilnius</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\"Gr\u00fcner Baum\" Errichtungs- und Verwaltungsges.m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">AB Mod\u0159ice, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">AIS Servis, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Br\u00fcnn</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Alfa Vienna Insurance Group Biztos\u00edt\u00f3 Zrt.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Alfa VIG P\u00e9nzt\u00e1rszolg\u00e1ltat\u00f3 Zrt.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">And\u011bl Investment Praha s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Anif-Residenz GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">AREALIS Liegenschaftsmanagement GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">48,87</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Asigurarea Rom\u00e2neasc\u0103 - ASIROM Vienna Insurance Group S.A.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,79</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,79</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">ATBIH GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">ATRIUM TOWER SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNOSCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Atzlergasse 13-15 GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Atzlergasse 13-15 GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">BCR Asigur\u0103ri de Via\u0163\u0103 Vienna Insurance Group S.A.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">93,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">93,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">BEESAFE SP\u00d3\u0141KA Z OGRANICZONA ODPOWIEDZIALNOSCIA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,99</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Benefia Ubezpieczenia Spolka z ograniczona odpowiedzialnoscia</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,97</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,97</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Blizzard Real Sp. z o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">BMA 20 Immobilienbesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">BTA Baltic Insurance Company AAS</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">BULSTRAD LIFE VIENNA INSURANCE GROUP JOINT STOCK COMPANY</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Businesspark Brunn Entwicklungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CAPITOL, akciov\u00e1 spolo\u010dnos\u0165</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CARPATHIA PENSII-SOCIETATE DE ADMINISTRARE A FONDURILOR DE PENSII PRIVATE S.A.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Floresti</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Central Point Insurance IT-Solutions GmbH in Liquidation</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna, a.s., Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Chr\u00e1\u0161\u0165any komer\u010dn\u00ed are\u00e1l a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CLAIM EXPERT SERVICES S.R.L.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,16</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,16</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Compania de Asigur\u0103ri \"DONARIS VIENNA INSURANCE GROUP\" Societate pe Actiuni</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Moldau</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Chi\u0219in\u0103u</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Compensa Life Vienna Insurance Group SE</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Estland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tallinn</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Compensa Towarzystwo Ubezpiecze\u0144 S.A. Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,97</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,97</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CP Solutions a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DBLV Immobesitz GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DBR-Liegenschaften GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Stuttgart</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DOMOSI s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,18</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Donau Brokerline Versicherungs-Service GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DONAU Versicherung AG Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DV Immoholding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DVIB alpha GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">DVIB GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">ELVP Beteiligungen GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">EUROPEUM Business Center s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">EXPERTA Schadenregulierungs-Gesellschaft mbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,44</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,44</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Gesundheitspark Wien-Oberlaa Gesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Assistance Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">93,63</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88,78</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">GLOBAL ASSISTANCE, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,91</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,91</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Expert, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Pardubitz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,10</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Global Services Bulgaria JSC</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">HUN BM Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Insurance Company Vienna osiguranje d.d., Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bosnien-Herzegowina</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sarajevo</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">INSURANCE ONE-SHAREHOLDER JOINT-STOCK COMPANY BULSTRAD VIENNA INSURANCE GROUP EAD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">InterRisk Lebensversicherungs-AG Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wiesbaden</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">InterRisk Towarzystwo Ubezpiecze\u0144 S.A. Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">InterRisk Versicherungs-AG Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Deutschland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wiesbaden</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">INTERSIG VIENNA INSURANCE GROUP Sh.A.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Albanien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tirana</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">89,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">89,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Joint Stock Company Insurance Company GPI Holding</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Georgien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tiflis</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Joint Stock Company International Insurance Company IRAO</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Georgien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tiflis</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">K\u00c1LVIN TOWER Ingatlanfejleszt\u00e9si \u00e9s Beruh\u00e1z\u00e1si Korl\u00e1tolt Felel\u0151ss\u00e9g\u0171 T\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">88,78</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88,78</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KAPITOL, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Br\u00fcnn</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,10</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KKB Real Estate SIA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KOMUN\u00c1LNA pois\u0165ov\u0148a, a.s. Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KOOPERATIVA pois\u0165ov\u0148a, a.s. Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Kooperativa poji\u0161\u0165ovna, a.s., Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">KOOPERATIVA, d.s.s., a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">LVP Holding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">MAP-WSV Beteiligungen GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">MC EINS Immobilienbesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">MH 54 Immobilienanlage GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">NNC REAL ESTATE SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">NOMOSI s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,18</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Nordbahnhof Projekt EPW8 GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Nordbahnhof Projekt EPW8 Komplement\u00e4r GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Nordbahnhof Projekt Taborstra\u00dfe 123 GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Nordbahnhof Projekt Taborstra\u00dfe 123 Komplement\u00e4r GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Nu\u00dfdorfer Stra\u00dfe 90-92 Projektentwicklung GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">OMNIASIG VIENNA INSURANCE GROUP S.A.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,54</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,54</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">O\u00dc LiveOn Paevalille</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Estland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tallinn</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Palais Hansen Immobilienentwicklung GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Passat Real Sp. z o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Pension Assurance Company Doverie AD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">82,59</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">82,59</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PERECA 11 SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PFG Holding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">87,76</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">87,76</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PFG Liegenschaftsbewirtschaftungs GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">81,51</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">81,51</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">POLISA - \u017bYCIE Ubezpieczenia Sp.z.o.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Porzellangasse 4 Liegenschaftsverwaltung GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Private Joint-Stock Company \" Insurance Company \"USG \"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ukraine</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kiew</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PRIVATE JOINT-STOCK COMPANY \"INSURANCE COMPANY \"KNIAZHA LIFE VIENNA INSURANCE GROUP\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ukraine</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kiew</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,81</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,81</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PRIVATE JOINT-STOCK COMPANY \"UKRAINIAN INSURANCE COMPANY \"KNIAZHA VIENNA INSURANCE GROUP\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ukraine</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kiew</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PROGRESS Beteiligungsges.m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">68,43</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">68,43</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Projektbau GesmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,38</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,38</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Projektbau Holding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,38</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,38</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Rathstra\u00dfe 8 Liegenschaftsverwertungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Ray Sigorta A.\u015e.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">T\u00fcrkei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Istanbul</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">94,96</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">94,96</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Rezidence Opatov, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">RGIB GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">S - budovy, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,28</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,28</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">samavu s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Schulring 21 B\u00fcrohaus Errichtungs- und Vermietungs GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,50</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,50</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SECURIA majetkovospr\u00e1vna a podielov\u00e1 s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Senioren Residenz Fultererpark Errichtungs- und Verwaltungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Senioren Residenz Veldidenapark Errichtungs- und Verwaltungs GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">65,20</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">65,20</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">serviceline contact center dienstleistungs-GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \"Global Assistance Baltic\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \"LiveOn Stirnu\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \"LiveOn\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \"Urban Space\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \u201cAlauksta 13/15\u201d</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \u201cArtil\u0113rijas 35\u201d</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA \u201c\u0122ertr\u016bdes 121\u201d</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIA LiveOn Terbatas</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SIGMA VIENNA INSURANCE GROUP Shoq\u00ebri Aksionare</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Albanien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tirana</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">89,05</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">89,05</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SK BM s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Slovexperta, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sillein</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,70</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,70</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SMARDAN 5 DEVELOPMENT S.R.L.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">93,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">93,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Sp\u00f3\u0142dzielnia Us\u0142ugowa VIG EKSPERT W WARSZAWIE</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Stock Company for Insurance and Reinsurance MAKEDONIJA Skopje - Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Nordmazedonien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Skopje</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">95,71</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">95,71</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SVZ GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SVZD GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">SVZI GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">TECHBASE Science Park Vienna GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">twinformatics GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,88</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,88</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">UAB LiveOn Linkmenu</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Litauen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vilnius</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">UNION Vienna Insurance Group Biztos\u00edt\u00f3 Zrt.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">88,78</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">88,78</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Untere Donaul\u00e4nde 40 GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,65</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,65</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">V.I.G. ND, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,60</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,60</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Vienibas Gatve Investments O\u00dc</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Estland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tallinn</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Vienibas Gatve Properties SIA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Lettland</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Riga</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Vienna Insurance Group Polska Sp\u00f3\u0142ka z organiczon\u0105 odpowiedzialno\u015bci\u0105</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,99</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIENNA LIFE TOWARZYSTWO UBEZPIECZE\u0143 NA \u017bYCIE SP\u00d3\u0141KA AKCYJNA VIENNA INSURANCE GROUP</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,98</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIENNA POWSZECHNE TOWARZYSTWO EMERYTALNE SP\u00d3\u0141KA AKCYJNA VIENNA INSURANCE GROUP</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">V\u0130ENNAL\u0130FE EMEKL\u0130L\u0130K VE HAYAT ANON\u0130M \u015e\u0130RKET\u0130</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">T\u00fcrkei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Istanbul</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Vienna-Life Lebensversicherung AG Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Liechtenstein</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bendern</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Befektet\u00e9si Alapkezel\u0151 Magyarorsz\u00e1g Z\u00e1rtk\u00f6r\u0171en M\u0171k\u00f6d\u0151 R\u00e9szv\u00e9nyt\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG FUND, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,42</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,42</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Home NB s. r. o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Home, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG HU GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG IT - Digital Solutions GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Magyarorsz\u00e1g Befektet\u00e9si Z\u00e1rtk\u00f6r\u0171en M\u0171k\u00f6d\u0151 R\u00e9szv\u00e9nt\u00e1rsas\u00e1g</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ungarn</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Budapest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">90,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">90,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Management Service SRL</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Rum\u00e4nien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bukarest</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,16</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,16</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Offices, s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Poland/Romania Holding B.V.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Niederlande</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Amsterdam</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG POLSKA REAL ESTATE SP\u00d3\u0141KA Z OGRANICZON\u0104 ODPOWIEDZIALNO\u015aCI\u0104</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,98</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,99</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG RE zaji\u0161\u0165ovna, a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,24</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,24</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG REAL ESTATE DOO</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Serbien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Belgrad</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG Services Bulgaria EOOD</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bulgarien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Sofia</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG ZP, s. r. o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,22</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,73</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG-AT Beteiligungen GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIG-CZ Real Estate GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,83</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,83</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VIVECA Beteiligungen GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WGPV Holding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WIBG Projektentwicklungs GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Wiener Osiguranje Vienna Insurance Group ad</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bosnien-Herzegowina</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Banja Luka</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Wiener osiguranje Vienna Insurance Group dioni\u010dko dru\u0161tvo za osiguranje</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,82</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,82</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WIENER RE akcionarsko dru\u0161tvo za reosiguranje</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Serbien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Belgrad</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">99,24</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">99,24</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WIENER ST\u00c4DTISCHE OSIGURANJE akcionarsko drustvo za osiguranje</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Serbien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Belgrad</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">100,00</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,00</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WIENER ST\u00c4DTISCHE VERSICHERUNG AG Vienna Insurance Group</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WIENER VEREIN BESTATTUNGS- UND VERSICHERUNGSSERVICE-GESELLSCHAFT M.B.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WINO GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSBV Beteiligungsverwaltung GmbH &amp; Co KG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSV Beta Immoholding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSV Immoholding GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSV Verm\u00f6gensverwaltung GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSVA Liegenschaftbesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSVB Liegenschaftbesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">WSVC Liegenschaftbesitz GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">97,75</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">97,75</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">zuuri s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">98,47</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,47</span></div></td></tr><tr><td class=\"fb2591\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a65944\"><div class=\"defaultParagraph TDummyRow\" style=\"text-align:left; margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"text-align:left; margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d46a276\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-99": {
   "value": "<table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8c9e0d\"><div class=\"defaultParagraph THeadsingleText\">At equity-konsolidierte Unternehmen</div></td><td class=\"d40f3cc\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitzland</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\" style=\"text-align:left\">Sitz</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\">Anteile 2025</div></td><td class=\"d6c8394\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">Anteile 2024</span></div></td></tr><tr><td class=\"e62f4f\"><div class=\"defaultParagraph TBodyfirstText\">\u00a0</div></td><td class=\"d926f1b\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td><td class=\"d07cbc6\"><div class=\"defaultParagraph TBodyfirstNumber\">in %</div></td></tr><tr><td class=\"c6bfe6\"><div class=\"defaultParagraph TBodynormalText\">Beteiligungs- und Immobilien GmbH</div></td><td class=\"d6f6a0d\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d000d51\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Linz</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\">24,44</div></td><td class=\"d337b42\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,44</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Beteiligungs- und Wohnungsanlagen GmbH</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Linz</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">24,44</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,44</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">CROWN-WSF spol. s.r.o.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tschechische Republik</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Prag</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">29,33</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">29,33</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">ERSTE d.o.o. - za upravljanje obveznim i dobrovljnim mirovinskim fondovima</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Kroatien</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Zagreb</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">25,30</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,30</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Gewista-Werbegesellschaft m.b.H.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">22,58</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">22,58</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreichisches Verkehrsb\u00fcro Aktiengesellschaft</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">35,78</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35,78</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">PHINANCE SP\u00d3\u0141KA AKCYJNA</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Posen</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">48,81</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">\u00a0</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">Towarzystwo Ubezpiecze\u0144 Wzajemnych \u201eTUW\"</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Polen</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Warschau</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">52,16</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">52,16</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">UNIVERSAL makl\u00e9rsky dom a.s.</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Slowakei</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Bratislava</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">34,46</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">34,46</span></div></td></tr><tr><td class=\"d02394e\"><div class=\"defaultParagraph TBodynormalText\">VBV - Betriebliche Altersvorsorge AG</div></td><td class=\"ba11cc\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">\u00d6sterreich</div></td><td class=\"d36914c\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Wien</div></td><td class=\"df66a3\"><div class=\"defaultParagraph TBodynormalNumber\">24,83</div></td><td class=\"c163a8\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">24,83</span></div></td></tr><tr><td class=\"fb2591\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"a65944\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d55655a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d46a276\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-100": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">23. </span><div class=\"list-paragraph-container\">Honorare und Dienstleistungen der Abschlusspr\u00fcferin</div></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Abschlusspr\u00fcferin des vorliegenden Konzernabschlusses ist die KPMG Austria GmbH Wirtschaftspr\u00fcfungs- und Steuerberatungsgesellschaft. F\u00fcr deren Leistungen wurden im Gesch\u00e4ftsjahr die folgenden Aufwendungen erfasst:</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"b3944c\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Zusammensetzung</div></td><td class=\"da5004\"><div class=\"defaultParagraph THeadsingleNumber\">2025</div></td><td class=\"ce2118\"><div class=\"defaultParagraph THeadsingleNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"b57f7e\"><div class=\"defaultParagraph TBodyfirstText\">in TEUR</div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"d287b99\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d45d89c\"><div class=\"defaultParagraph TBodynormalText\">Pr\u00fcfung des Konzernabschlusses</div></td><td class=\"d3c914c\"><div class=\"defaultParagraph TBodynormalNumber\">519</div></td><td class=\"d05e484\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1.053</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Pr\u00fcfung des Jahresabschlusses des Mutterunternehmens</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">99</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">95</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Andere Best\u00e4tigungsleistungen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">529</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">546</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Steuerberatungshonorare</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">5</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19</span></div></td></tr><tr><td class=\"b488a2\"><div class=\"defaultParagraph TBodynormalText\">Honorare f\u00fcr pr\u00fcfungsnahe Leistungen</div></td><td class=\"bb00f4\"><div class=\"defaultParagraph TBodynormalNumber\">2.099</div></td><td class=\"cbbf55\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">500</span></div></td></tr><tr><td class=\"d9897c0\"><div class=\"defaultParagraph TBodytotalText\">Summe</div></td><td class=\"d085b37\"><div class=\"defaultParagraph TBodytotalNumber\">3.251</div></td><td class=\"bf8a5c\"><div class=\"defaultParagraph TBodytotalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2.213</span></div></td></tr><tr><td class=\"b57f7e\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d34bcf5\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d287b99\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-101": {
   "value": "24. Wesentliche Sch\u00e4tzungen und Ermessensentscheidungen24.1. (R\u00fcck-)Versicherungsvertr\u00e4geAnnahmen und Sch\u00e4tzungen basieren auf allen zum Zeitpunkt der Aufstellung des Konzernabschlusses verf\u00fcgbaren Parametern. K\u00fcnftige Entwicklungen, wie Marktentwicklungen, die au\u00dferhalb des Einflussbereichs der VIG-Versicherungsgruppe liegen, werden erst mit ihrem Auftreten in den Annahmen ber\u00fccksichtigt. Es erfolgt eine Aufgliederung der Informationen nach Bewertungsmodellen gem.\u00a0IFRS\u00a017. Die Bewertungsmodelle sind das allgemeine Bewertungsmodell (GMM), der Ansatz der variablen Geb\u00fchr (VFA) und der Pr\u00e4mienallokationsansatz (PAA). Diese orientieren sich eng an der Struktur der IFRS\u00a017\u2011Portfolien, die sich wie folgt darlegt: \u2022 Fondsgebunde und gewinnberechtigte Lebensversicherungen sowie die \u00f6sterreichische Krankenversicherung nach Art der Lebensversicherung werden nach dem VFA bewertet,\u2022 Schaden- und Unfallversicherungsvertr\u00e4ge werden haupts\u00e4chlich mit dem PAA bewertet und \u2022 langfristige Schaden- und Unfallversicherungsvertr\u00e4ge in der Erst- und R\u00fcckversicherung, welche die Kriterien f\u00fcr die PAA-Bewertung nicht erf\u00fcllen; Lebensversicherungsvertr\u00e4ge, welche die Kriterien f\u00fcr die Anwendung des VFA nicht erf\u00fcllen, werden mit dem GMM bewertet.Zur Bewertung von Versicherungsvertr\u00e4gen in der Lebens- und Krankenversicherung verwendete MethodenDer Barwert zuk\u00fcnftiger Zahlungsstr\u00f6me wird abh\u00e4ngig von der Entscheidung der lokalen Gesellschaften auf unterschiedliche Weise ermittelt. Im Konzern kommen zwei Methoden zur Anwendung: die stochastische Modellierung und die deterministische Projektion. Anders als bei deterministischen Projektionsverfahren werden bei der stochastischen Modellierung Verfahren angewandt, die eine Vielzahl m\u00f6glicher wirtschaftlicher Szenarien f\u00fcr Marktvariablen wie Zinss\u00e4tze und Eigenkapitalrendite generieren. Damit k\u00f6nnen zuk\u00fcnftige Zahlungsstr\u00f6me besser prognostiziert werden. Zugrunde gelegte Annahmen zur Sch\u00e4tzung k\u00fcnftiger Zahlungsstr\u00f6meSterblichkeits-, Morbidit\u00e4ts- und Langlebigkeitsraten Die Annahmen basieren auf branchen\u00fcblichen l\u00e4nderspezifischen Tabellen, je nach Art des abgeschlossenen Vertrags und Wohnsitz der versicherten Person. Sie spiegeln Erfahrungswerte der j\u00fcngsten Vergangenheit wider und werden bei Bedarf angepasst, um die Erfahrungen der lokalen Gesellschaften zu ber\u00fccksichtigen. Erwartete k\u00fcnftige Verbesserungen werden angemessen, aber nicht \u00fcberm\u00e4\u00dfig ber\u00fccksichtigt. Die Annahmen unterscheiden sich beispielsweise je nach Versicherungsklasse und Art des Vertrags. H\u00f6here Sterblichkeits- und Morbidit\u00e4tsraten f\u00fchren zu einem Anstieg der erwarteten Schadenzahlungen, wodurch sich die k\u00fcnftige CSM verringert. Aufwendungen Annahmen hinsichtlich der Verwaltungskosten spiegeln die prognostizierten Kosten f\u00fcr die Betreuung bestehender Polizzen und die damit verbundenen Gemeinkosten wider. Die aktuellen Aufwendungen werden als angemessene Grundlage f\u00fcr die zuk\u00fcnftigen Aufwendungen angesehen und werden gegebenenfalls um die erwartete Kosteninflation angepasst.Ein Anstieg der erwarteten Aufwendungen verringert die k\u00fcnftig erwarteten Gewinne.Die Zahlungsstr\u00f6me innerhalb der Vertragsgrenzen umfassen eine Zuordnung fixer und variabler Gemeinkosten, die direkt der Erf\u00fcllung von Versicherungsvertr\u00e4gen zugeordnet werden k\u00f6nnen. Die Zuordnung zu Gruppen von Versicherungsvertr\u00e4gen erfolgt mittels systematischer und rationaler Methoden, welche einheitlich auf alle Kosten mit \u00e4hnlichen Merkmalen angewandt werden. Storno- und R\u00fcckkaufquoten Stornos beziehen sich auf die K\u00fcndigung von Polizzen aufgrund ausbleibender Pr\u00e4mienzahlungen, wohingegen R\u00fcckk\u00e4ufe sich auf die freiwillige K\u00fcndigung von Polizzen durch Versicherungsnehmer:innen beziehen. Annahmen diesbez\u00fcglich basieren auf statistischen Analysen von Erfahrungswerten und variieren je nach Produkttyp, Versicherungsdauer und Umsatztrends.Ein Anstieg der Stornoquoten w\u00fcrde die k\u00fcnftige CSM tendenziell verringern.Die Sensitivit\u00e4ten sind im Konzernanhang unter \u201e1.8. Versicherungs- und Marktrisiken \u2013 Sensitivit\u00e4tsanalyse\u201c dargelegt.Zur Bewertung von Versicherungsvertr\u00e4gen in der Nichtlebensversicherung verwendete MethodenDie wesentlichen Annahmen f\u00fcr Nichtleben werden in diesem Abschnitt im Unterkapitel \u201eR\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle (LIC)\u201c behandelt.Diskontierungss\u00e4tzeAlle Verpflichtungen aus Versicherungsvertr\u00e4gen (au\u00dfer der nach dem PAA bewerteten Deckungsr\u00fcckstellung) werden berechnet, indem die erwarteten k\u00fcnftigen Zahlungsstr\u00f6me mit den risikolosen, um eine Illiquidit\u00e4tsanpassung erh\u00f6hten Zinss\u00e4tzen abgezinst werden.Risikolose Zinss\u00e4tze werden mit dem Bottom-up-Ansatz auf Basis von Swap-S\u00e4tzen in der W\u00e4hrung der Verbindlichkeiten aus Versicherungsvertr\u00e4gen festgelegt. Sofern Swap-S\u00e4tze nicht hinreichend liquide und transparent sind, wird stattdessen auf Zinss\u00e4tze f\u00fcr Staatsanleihen zur\u00fcckgegriffen.Die Illiquidit\u00e4tsanpassung der jeweiligen risikolosen Zinss\u00e4tze basiert auf dem um Risiken bereinigten Spread zwischen dem Zinssatz, der mit einem Referenzportfolio erzielt werden k\u00f6nnte, und dem risikolosen Basiszinssatz. Die Illiquidit\u00e4tsanpassung bzw. das Referenzportfolio wird pro Land, unter Ber\u00fccksichtigung aller ma\u00dfgeblichen Kapitalanlagen der Vienna Insurance Group, berechnet.Die f\u00fcr die Abzinsung k\u00fcnftiger Zahlungsstr\u00f6me herangezogenen Zinss\u00e4tze sind im Konzernanhang unter \u201e1.2.\u00a0Verwendete Annahmen\u201c dargestellt.Risikoanpassung f\u00fcr nichtfinanzielle RisikenDie Risikoanpassung f\u00fcr nichtfinanzielle Risiken stellt die Entsch\u00e4digung dar, die f\u00fcr das Tragen der Unsicherheit \u00fcber die H\u00f6he und den zeitlichen Anfall der Zahlungsstr\u00f6me der Gruppen von Versicherungsvertr\u00e4gen verlangt werden w\u00fcrde. Risiken, welche durch die Risikoanpassung f\u00fcr nichtfinanzielle Risiken abgedeckt werden, sind das versicherungstechnische Risiko und andere Risiken wie etwa das Storno- und das Kostenrisiko. Daher entspricht die Risikoanpassung einem Betrag, den ein Versicherungsunternehmen zahlen w\u00fcrde, um die Unsicherheit dar\u00fcber, ob k\u00fcnftige Zahlungsstr\u00f6me die bestm\u00f6gliche Sch\u00e4tzung \u00fcbersteigen werden, zu beseitigen. Die Risikoanpassung erfolgte unter Anwendung der Kapitalkostenmethode (CoC-Methode). Dabei wird die Wahrscheinlichkeitsverteilung des Erf\u00fcllungswerts gesch\u00e4tzt und ermittelt, wie viel zus\u00e4tzliches Kapital zu jedem k\u00fcnftigen Zeitpunkt der Cash flow-Prognosen ben\u00f6tigt wird, um die \u00f6konomischen Kapitalanforderungen zu erf\u00fcllen. Auf die zus\u00e4tzlichen Kapitalanforderungen der k\u00fcnftigen Berichtsperioden wird ein Kapitalkostensatz angewandt. Die Kapitalkosten spiegeln die Rendite wider, die ein Unternehmen zum Ausgleich des nichtfinanziellen Risikos ben\u00f6tigt. Die berechnete, auf k\u00fcnftige Laufzeiten anzuwendende Risikoanpassung wird unter Verwendung des Diskontierungssatzes auf den Abschlussstichtag abgezinst und ist Bestandteil der Summe der Verpflichtungen.Aufl\u00f6sung der vertraglichen Servicemarge (CSM)Die CSM ist eine Komponente des Verm\u00f6genswerts oder der Verbindlichkeit f\u00fcr die Gruppe von Versicherungsvertr\u00e4gen und stellt den nicht realisierten Gewinn dar, den eine Gesellschaft im Laufe der k\u00fcnftigen Leistungserbringung voraussichtlich ausweisen wird. In jeder Periode wird ein Betrag der CSM f\u00fcr eine Gruppe von Versicherungsvertr\u00e4gen als versicherungstechnischer Ertrag erfasst, der somit die in dieser Periode erbrachten Versicherungsvertragsleistungen widerspiegelt. Die CSM wird bestimmt durch:\u2022 die Identifizierung der Deckungseinheiten in der Gruppe; \u2022 die Allokation der CSM zum Ende der Periode auf jede erbrachte bzw. k\u00fcnftig erwartete zu erbringende Deckungseinheit; \u2022 die erfolgswirksame Erfassung des Anteils, der den in der Periode erbrachten Deckungseinheiten zugeordnet wird.Die Aufteilung der CSM auf erbrachte und k\u00fcnftig erwartete Deckung erfolgt vor der erfolgswirksamen Erfassung von Betr\u00e4gen.Um die Anzahl der Deckungseinheiten in einer Gruppe von Versicherungsvertr\u00e4gen zu bestimmen, muss die Anzahl der gegen\u00fcber der:dem Versicherungsnehmer:in zu erbringenden Leistungen, die Versicherungsdeckungsleistungen und Kapitalanlageleistungen beinhalten, bewertet werden. Bei der Gewichtung unterschiedlicher Leistungen k\u00f6nnte der Barwert der Pr\u00e4mie f\u00fcr Risiko- und Sparanteil als Grundlage zur Gewichtung der Aufl\u00f6sungskomponenten verwendet werden. In einigen F\u00e4llen kann es jedoch auch notwendig sein, bei der Ermittlung der Anzahl der Deckungseinheiten die unterschiedlichen Versicherungsdeckungen zu gewichten. Dazu wird der Barwert der Pr\u00e4mien der jeweiligen Versicherungsdeckung herangezogen. Alternative Ans\u00e4tze und Vereinfachungen k\u00f6nnen zur Anwendung kommen, sofern das Ergebnis die erbrachten Leistungen angemessen widerspiegelt.Die Menge der Versicherungsleistungen und Deckungseinheiten f\u00fcr die Hauptproduktlinien wird folgenderma\u00dfen ermittelt:F\u00fcr Portfolios der Nichtlebens- und Krankenversicherung sowie f\u00fcr die Nichtlebensr\u00fcckversicherung werden die erbrachten Versicherungsleistungen mittels dem prognostizierten Pr\u00e4mienertrag approximiert. Bei einem Gro\u00dfteil dieser Leistungen handelt es sich um die Versicherungsdeckung. Folglich entspricht die Deckungseinheit dem prognostizierten Pr\u00e4mienertrag.Bei Gruppen von Rentenvertr\u00e4gen entspricht die Menge der Leistungen sowohl in Bezug auf die Versicherungsdeckung als auch auf die Kapitalanlageleistungen der mathematischen Reserve. Dadurch entspricht die Deckungseinheit ebenfalls der mathematischen Reserve. Bei Risikolebensversicherungen ohne R\u00fcckkaufwert oder Zusatzbestimmungen, die nur Versicherungsdeckung bieten, entspricht die Menge der Leistungen der vertraglich vereinbarten Versicherungssumme \u00fcber die Vertragslaufzeit. Daher entspricht die Deckungseinheit bei diesen Produkten der vertraglich vereinbarten Versicherungssumme. Bei fonds- und indexgebundenen Vertr\u00e4gen wird die Menge der Kapitalanlageleistungen anhand des Fondswerts bestimmt, der als Deckungseinheit dient. Bei Kapitallebensversicherungen ohne Zusatzbestimmungen und bei Risikolebensversicherungen mit R\u00fcckkaufwert werden die Risikosumme f\u00fcr die Versicherungsdeckung und die mathematische Reserve als Messgr\u00f6\u00dfen f\u00fcr Kapitalanlageleistungen verwendet. Die Versicherungssumme fungiert als Deckungseinheit, da sie sowohl die Versicherungskomponente (Risikosumme) als auch die Kapitalanlagekomponente (mathematische Reserve oder Fondswert) abbildet. In diesem Fall ist keine weitere Gewichtung erforderlich.Deckungseinheiten einer Gruppe von Versicherungsvertr\u00e4gen werden auf Grundlage der Menge an erbrachten Leistungen durch die Vertr\u00e4ge bestimmt. Im Falle der gehaltenen R\u00fcckversicherung entspricht dies der Deckung des Versicherers aus den gehaltenen R\u00fcckversicherungsvertr\u00e4gen und nicht jenen aus den zugrundeliegenden Versicherungsvertr\u00e4gen gegen\u00fcber den Versicherungsnehmer:innen. Die Gesamtanzahl der Deckungseinheiten jeder (R\u00fcck\u2011)Versicherungsvertragsgruppe wird am Ende jeder Berichtsperiode neu bewertet. Damit wird die verbleibende Deckung um die in der Periode eingetretenen Schadenzahlungen, erwarteten Stornos und Vertragsk\u00fcndigungen verringert.Deckungsr\u00fcckstellung (LRC)Bei der Berechnung der Deckungsr\u00fcckstellung flie\u00dfen zahlreiche ermessensbehaftete Werte ein. Diese ermessensbehafteten Werte umfassen unter anderem die Diskontierungszinss\u00e4tze, die f\u00fcr die Berechnung angenommenen Zahlungsstr\u00f6me, Abschlusskosten sowie die Erf\u00fcllungswerte f\u00fcr belastende Vertr\u00e4ge.Abschlusskosten Abschlusskosten werden den in der Konzernbilanz erfassten entsprechenden Gruppen von Versicherungsvertr\u00e4gen zugeordnet (einschlie\u00dflich denjenigen Versicherungsvertragsgruppen, die erwartungsgem\u00e4\u00df aus Verl\u00e4ngerungen entstehen werden). F\u00fcr Abschlusskosten, die vor der Erfassung der zugeh\u00f6rigen Versicherungsvertragsgruppe entstanden sind, wird ein Verm\u00f6genswert f\u00fcr Abschlusskosten angesetzt. Belastende Versicherungsvertragsgruppen F\u00fcr belastende Vertragsgruppen wird die Deckungsr\u00fcckstellung anhand der Erf\u00fcllungswerte festgelegt. Jegliche Verlustr\u00fcckerstattungskomponente wird unter Bezugnahme auf die Verlustkomponente, die f\u00fcr die zugrundeliegenden Vertr\u00e4ge erfasst wurde, und die Schadenr\u00fcckerstattung, die im Rahmen von gehaltenen R\u00fcckversicherungsvertr\u00e4gen erwartet wird, ermittelt. Zeitwert des Geldes F\u00fcr alle Produktlinien wird der Buchwert der Deckungsr\u00fcckstellung diskontiert, um den Zeitwert des Geldes und den Effekt der finanziellen Risiken widerzuspiegeln. Davon ausgenommen sind jene, die unter Anwendung des PAA bewertet werden und nicht belastend sind. F\u00fcr die Abzinsung werden Diskontierungss\u00e4tze verwendet, welche die Merkmale der Zahlungsstr\u00f6me der Versicherungsvertragsgruppe zum Zeitpunkt des erstmaligen Ansatzes widerspiegeln, sofern ein signifikantes finanzielles Risiko beinhaltet ist.Die angewandten Diskontierungss\u00e4tze sind im Konzernanhang unter \u201e1.2.\u00a0Verwendete Annahmen\u201c ersichtlich.Ermessensabh\u00e4ngige Zahlungsstr\u00f6me f\u00fcr Vertr\u00e4ge mit indirekter \u00dcberschussbeteiligungUm zu bestimmen, wie \u00c4nderungen der ermessensabh\u00e4ngigen Zahlungsstr\u00f6me bei Versicherungsvertr\u00e4gen mit ermessensabh\u00e4ngigen Merkmalen, die nicht unter die Definition der direkten \u00dcberschussbeteiligung fallen, zu identifizieren sind, legen die lokalen Gesellschaften die Grundlage fest, auf der sie ihre vertragsm\u00e4\u00dfigen Verpflichtungen erwartungsgem\u00e4\u00df bestimmen werden. Jedoch sind Effekte von Marktvariablen (z.\u00a0B. Kapitalanlageertr\u00e4ge) auf die Zahlungsstr\u00f6me weiterhin erfolgswirksam oder wahlweise im sonstigen Ergebnis zu erfassen und d\u00fcrfen nicht zu einer Anpassung der CSM f\u00fchren.Verm\u00f6genswerte f\u00fcr AbschlusskostenBei der Bestimmung der Inputdaten, die im Rahmen der Methode zur systematischen und rationalen Zuordnung von Abschlusskosten zu Gruppen von Versicherungsvertr\u00e4gen herangezogen werden, trifft die VIG Ermessensentscheidungen dahingehend: \u2022 ob Versicherungsvertr\u00e4ge erwartungsgem\u00e4\u00df aus Verl\u00e4ngerungen von bestehenden Versicherungsvertr\u00e4gen entstehen werden und \u2022 gegebenenfalls in Bezug auf den Betrag, der Gruppen zuzuordnen ist, einschlie\u00dflich k\u00fcnftiger Verl\u00e4ngerungen \u2022 sowie auf das Volumen erwarteter Verl\u00e4ngerungen aus neuen, in der Periode ausgestellten Vertr\u00e4gen.Zum Ende jeder Berichtsperiode werden die getroffenen Annahmen angepasst, um die Abschlusskosten den Vertragsgruppen zuzuordnen. Sofern notwendig, werden die Betr\u00e4ge der Verm\u00f6genswerte um die entsprechenden Abschlusskosten angepasst. R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle (LIC)F\u00fcr Nichtleben stellt die R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle eine wesentliche Komponente der Erfassung aus Versicherungsvertr\u00e4gen dar.Hierbei wird die endg\u00fcltige H\u00f6he der schwebenden Versicherungsf\u00e4lle unter Anwendung einer Reihe \u00fcblicher versicherungsmathematischer Projektionsverfahren gesch\u00e4tzt. Die wichtigste zugrundeliegende Annahme dieser Verfahren besteht darin, Schadenentwicklungen der Vergangenheit als Erfahrungswerte heranzuziehen, um die zuk\u00fcnftige Schadenentwicklung und somit die endg\u00fcltige Schadenh\u00f6he zu prognostizieren. Mit diesen Methoden wird die Entwicklung der beglichenen und eingetretenen Verluste, der durchschnittlichen Kosten je Schadenfall (einschlie\u00dflich Kosten f\u00fcr die Schadenbearbeitung) und der Anzahl der Schadenf\u00e4lle, basierend auf der in Vorjahren beobachteten Entwicklung und den erwarteten Verlustquoten, extrapoliert. Die historische Schadenentwicklung wird dabei vorwiegend nach Schadenjahren analysiert, kann aber auch nach geografischer Region, wesentlichen Gesch\u00e4ftsfeldern und Art des Schadenfalls weiter aufgeschl\u00fcsselt werden. Gro\u00dfsch\u00e4den werden in der Regel separat ber\u00fccksichtigt, entweder durch R\u00fcckstellungen basierend auf Sch\u00e4tzungen der Schadenbearbeiter:innen oder durch eine separate Prognose, die die zuk\u00fcnftigen Entwicklungen widerspiegelt. Zus\u00e4tzliche qualitative Ermessensentscheidungen werden getroffen, um zu beurteilen, ob fr\u00fchere Trends auch in der Zukunft g\u00fcltig sind. Dabei werden alle verbundenen Unsicherheiten ber\u00fccksichtigt, um eine Sch\u00e4tzung der endg\u00fcltigen Schadenh\u00f6he zu erhalten, die den wahrscheinlichkeitsgewichteten Erwartungswert aller m\u00f6glichen Ergebnisse widerspiegelt. Bei derartigen Trends kann es sich beispielsweise um einmalige Ereignisse, Ver\u00e4nderungen von externen oder Marktfaktoren, wie die Einstellung der \u00d6ffentlichkeit zur Geltendmachung von Anspr\u00fcchen, wirtschaftliche Rahmenbedingungen, das Niveau der Schadeninflation, Gerichtsentscheidungen und Gesetzgebung sowie interne Faktoren, wie Portfoliomix, Polizzenmerkmale und Schadenbearbeitungsprozesse, handeln.Die Durchsetzbarkeit und Einbringlichkeit von Regresserstattungen werden bei der Bemessung der endg\u00fcltigen Schadenkosten als Wertberichtigung ber\u00fccksichtigt.Sonstige wesentliche Umst\u00e4nde, die sich auf die Zuverl\u00e4ssigkeit von Annahmen auswirken, sind u.a. \u00c4nderungen der Zinss\u00e4tze, Verz\u00f6gerungen bei der Regulierung sowie Wechselkurs\u00e4nderungen.24.2. Wertminderungsaufwand f\u00fcr finanzielle Verm\u00f6genswerteDie Bewertung des Wertminderungsaufwands f\u00fcr ma\u00dfgebliche finanzielle Verm\u00f6genswerte nach IFRS\u00a09 erfordert Ermessensentscheidungen, insbesondere in Hinblick auf die Sch\u00e4tzung der H\u00f6he und des zeitlichen Anfalls k\u00fcnftiger Zahlungsstr\u00f6me bei der Ermittlung des Wertminderungsaufwands und der Beurteilung einer signifikanten Erh\u00f6hung des Ausfallrisikos. Diese Sch\u00e4tzungen werden vom Ergebnis modellierter Szenarien f\u00fcr erwartete Kreditverluste und den jeweiligen verwendeten Inputdaten, wie im Kapitel \u201eWertminderung finanzieller Verm\u00f6genswerte\u201c im Anhang unter \u201e25.4.\u00a0Finanzinstrumente\u201c beschrieben, beeinflusst.Der Konzern beobachtet laufend die Auswirkungen geopolitischer Spannungen und makro\u00f6konomischer Entwicklungen. Diese Faktoren beeinflussen die Bewertung von Finanzinstrumenten, die Sch\u00e4tzung erwarteter Kreditverluste (ECL) sowie Liquidit\u00e4ts- und Marktrisiken.Wesentliche Bewertungsannahmen im Zusammenhang mit dem Fair Value gem\u00e4\u00df IFRS\u00a013 und der erwarteten Kreditverluste gem\u00e4\u00df IFRS\u00a09 ber\u00fccksichtigen Szenarien, die aktuelle geopolitische und wirtschaftliche Unsicherheiten widerspiegeln. Die Modelle werden zumindest j\u00e4hrlich \u00fcberpr\u00fcft und anlassbezogen angepasst, um \u00c4nderungen der Risikoeinsch\u00e4tzung oder der Marktvolatilit\u00e4t angemessen zu ber\u00fccksichtigen.24.3. Zum beizulegenden Zeitwert bewertete Finanzinstrumente (Level 3)Der beizulegende Zeitwert von nicht auf einem aktiven Markt gehandelten Finanzinstrumenten wird durch die Anwendung geeigneter Bewertungstechniken ermittelt. Die hierbei verwendeten Annahmen basieren, soweit verf\u00fcgbar, auf am Bilanzstichtag vorhandenen Marktdaten. F\u00fcr die Bestimmung des beizulegenden Zeitwerts zahlreicher finanzieller Verm\u00f6genswerte, die nicht auf aktiven M\u00e4rkten gehandelt werden, wendet die VIG-Versicherungsgruppe Barwertmethoden unter Ber\u00fccksichtigung geeigneter Zinssatzmodelle an. In Anhangangabe \u201e17. Bemessung des beizulegenden Zeitwerts\u201c und in Anhangangabe \u201e25.9. Bemessung des beizulegenden Zeitwerts\u201c sind weiterf\u00fchrende Informationen zum Bewertungsprozess zu finden. Wertminderungen von finanziellen Verm\u00f6genswerten werden unter \u201e24.2.\u00a0Wertminderungsaufwand f\u00fcr finanzielle Verm\u00f6genswerte\u201c erl\u00e4utert.24.4. Wertminderung des Gesch\u00e4fts- oder FirmenwertsZumindest einmal j\u00e4hrlich wird im Einklang mit der in Anhangangabe \u201e25.5. Gesch\u00e4fts- oder Firmenwerte\u201c erl\u00e4uterten Methode untersucht, ob eine Wertminderung des Gesch\u00e4fts- oder Firmenwerts vorliegt. Sch\u00e4tzungen in diesem Bereich betreffen vor allem die den Berechnungen zu Grunde liegenden Planergebnisse der jeweiligen CGUs und spezifische Parameter, insbesondere Wachstumsraten und Diskontierungss\u00e4tze. Sensitivit\u00e4ten mit diesen Parametern in Zusammenhang stehend werden im Konzernanhang unter Anhangangabe \u201e3. Gesch\u00e4fts- oder Firmenwerte\u201c dargelegt.24.5. Werthaltigkeit aktiver latenter SteuernErtragssteuern sind f\u00fcr jede Steuerjurisdiktion zu ber\u00fccksichtigen, in der die VIG t\u00e4tig ist. Dabei ist f\u00fcr jedes Besteuerungssubjekt die erwartete tats\u00e4chliche Ertragssteuer zu berechnen und die tempor\u00e4ren Differenzen aus der unterschiedlichen Behandlung bestimmter Bilanzposten zwischen dem steuerrechtlichen und dem IFRS-Abschluss zu beurteilen. Soweit tempor\u00e4re Differenzen vorliegen, f\u00fchren diese grunds\u00e4tzlich zum Ansatz von aktiven und passiven latenten Steuern im Abschluss, wobei der jeweilige L\u00e4ndersteuersatz zur Anwendung kommt. Der Betrag der erwarteten tats\u00e4chlichen und latenten Ertragssteuerschuld oder -forderung spiegelt den Betrag wider, der unter Ber\u00fccksichtigung steuerlicher Unsicherheiten und folglich unter der Anwendung von IFRIC 23 die beste Sch\u00e4tzung darstellt.Der Vorstand muss bei der Berechnung tats\u00e4chlicher und latenter Steuern, unter Ber\u00fccksichtigung von steuerlichen Unsicherheiten, Beurteilungen und Ermessensentscheidungen treffen. Aktive latente Steuern werden in dem Ma\u00dfe angesetzt, in dem es wahrscheinlich ist, dass sie genutzt werden k\u00f6nnen. Die Nutzung aktiver latenter Steuern h\u00e4ngt von der M\u00f6glichkeit ab, im Rahmen der jeweiligen Steuerart und Steuerjurisdiktion ausreichendes zu versteuerndes Einkommen zu erzielen, wobei gegebenenfalls gesetzliche Beschr\u00e4nkungen, z.B. hinsichtlich der maximalen Verlustvortragsperioden, zu ber\u00fccksichtigen sind. Zur Beurteilung der Wahrscheinlichkeit der k\u00fcnftigen Nutzbarkeit werden folgende Faktoren ber\u00fccksichtigt:\u2022 Ertragslage der Vergangenheit, \u2022 operative Planungen, \u2022 Verlustvortragsperioden, \u2022 Steuerplanungsstrategien und\u2022 bestehende latente Steuerverpflichtungen.Im Zuge der Werthaltigkeitspr\u00fcfung aktiver latenter Steuern werden neben den bisherigen quantitativen und qualitativen Parametern auch geopolitische Risiken und deren m\u00f6gliche Auswirkungen auf die Planergebnisse in die Beurteilung einbezogen.F\u00fcr \u00f6sterreichische und Teile der ausl\u00e4ndischen Gesellschaften sowie in Ungarn bestehen steuerliche Gruppen. Diesbez\u00fcglich wird auf Abschnitt \u201eBilanzierungs- und Bewertungsmethoden\u201c unter \u201e25.13.\u00a0Steuern\u201c verwiesen.Weichen die tats\u00e4chlichen Ergebnisse von den Sch\u00e4tzungen ab oder sind Sch\u00e4tzungen in k\u00fcnftigen Perioden anzupassen, k\u00f6nnte dies nachteilige Auswirkungen auf die Verm\u00f6gens-, Finanz- und Ertragslage haben. Kommt es zu einer \u00c4nderung der Werthaltigkeitsbeurteilung bei aktiven latenten Steuern, sind die angesetzten aktiven latenten Steuern \u2013 entsprechend der urspr\u00fcnglichen Bildung \u2013 erfolgswirksam oder erfolgsneutral abzuwerten bzw. wertberichtigte aktive latente Steuern erfolgswirksam oder erfolgsneutral zu aktivieren. Weiterf\u00fchrende Informationen sind im Kapitel \u201eBilanzierungs- und Bewertungsmethoden\u201c unter \u201e25.13. Steuern\u201c und in der Angabe \u201e11. Steuern\u201c zu finden.24.6. KonsolidierungsmethodikGesellschaften, welche f\u00fcr den Konzern als unwesentlich erachtet werden, werden nicht in den Konsolidierungskreis aufgenommen, auch wenn die Kriterien des IAS\u00a028 \u2013 Assoziierte Unternehmen bzw. des IFRS\u00a010 \u2013 Konzernabschl\u00fcsse dem Grunde nach erf\u00fcllt sind. Die Beurteilung, ob es sich um ein wesentliches Unternehmen f\u00fcr den Konzern handelt, erfolgt anhand qualitativer und quantitativer Kriterien. Es liegt im Ermessen des Vorstands, einen Prozentsatz festzulegen, anhand dessen ein Schwellenwert pro Kennzahl (bspw. Eigenkapital) zur quantitativen Pr\u00fcfung kalkuliert werden kann. Qualitative Kriterien ber\u00fccksichtigen, ob die Gesch\u00e4ftst\u00e4tigkeit einer Gesellschaft ma\u00dfgebliche Auswirkungen auf konzerninterne Transaktionen hat. Gesellschaften mit folgenden Gesch\u00e4ftsfeldern werden anhand dieser vom Vorstand getroffenen qualitativen Annahme jedenfalls in den Konsolidierungskreis aufgenommen: \u2022 Immobilienbesitzgesellschaften, allerdings erst ab jenem Zeitpunkt, ab dem der betriebsbereite Zustand hergestellt wurde, \u2022 Holdinggesellschaften mit Anteilen am operativen Versicherungsgesch\u00e4ft oder an Immobilienbesitzgesellschaften sowie \u2022 zentrale IT-Dienstleistungsgesellschaften, sofern diese gruppenweit t\u00e4tig sind.Vorausgesetzt eine Gesellschaft wurde als wesentlich eingestuft, wird gem. IAS\u00a028 \u2013 Assoziierte Unternehmen bzw. gem. IFRS\u00a010 \u2013 Konzernabschl\u00fcsse eruiert, in welcher Form dieses Unternehmen im Konzernabschluss konsolidiert wird.Tochterunternehmen, welche zum Zeitpunkt der Erstkonsolidierung von wesentlicher Bedeutung waren, werden auch in den Folgeperioden weiterhin im Konsolidierungskreis ber\u00fccksichtigt. Jedoch k\u00f6nnen im Ermessen des Vorstands Umst\u00e4nde eintreten, die zu einer Neubeurteilung des Konsolidierungskreises f\u00fchren. Dadurch k\u00f6nnten in der Vergangenheit konsolidierte, aber nach den quantitativen Kriterien zum Zeitpunkt der erneuten \u00dcberpr\u00fcfung unwesentliche Gesellschaften wieder aus dem Konsolidierungskreis ausscheiden. Unternehmen, die aufgrund ihrer Gesch\u00e4ftst\u00e4tigkeit \u00fcberwiegend konzerninterne Ums\u00e4tze erwirtschaften, aber keine wesentlichen Gewinne oder Verluste abwerfen, werden nur in den Konsolidierungskreis aufgenommen, wenn sie l\u00e4nder\u00fcbergreifend agieren bzw. f\u00fcr die Nachhaltigkeitsberichterstattung von Relevanz sind.24.7. Wesentlichkeit von Anhangangaben und den dazugeh\u00f6rigen Bilanzierungs- und BewertungsmethodenGem\u00e4\u00df IAS\u00a01.31 sind in einem Abschluss nur wesentliche Informationen anzugeben. Dies gilt selbst dann, wenn ein Standard bestimmte Anforderungen oder Mindestanforderungen vorgibt. Ziel des IASBs bei diesem Paragrafen in Verbindung mit einem dazu ver\u00f6ffentlichten Practice Statement war es, eine Grundlage f\u00fcr eine \u00fcbersichtliche, nachvollziehbare und auf den wesentlichsten Informationen basierende Finanzberichterstattung zu schaffen. Die Beurteilung, ob es sich bei einer Information um wesentliche oder unwesentliche Angaben handelt, l\u00e4sst einen Ermessensspielraum offen. Der Vorstand der VIG Holding hat f\u00fcr die Einstufung der Wesentlichkeit von Anhangangaben und den dazugeh\u00f6rigen Bilanzierungs- und Bewertungsmethoden einen Schwellenwert eingef\u00fchrt. Wird der Schwellenwert unterschritten, erfolgt eine Ver\u00f6ffentlichung im Gesch\u00e4ftsbericht nur dann, wenn im Zuge des Freigabeprozesses die Information anhand von qualitativen Kriterien als wesentlich f\u00fcr die Bilanzleser:innen eingestuft wurde.24.8. Beurteilung von wesentlichen Bilanzierungsthemen gem. IAS\u00a08Vor allem aufgrund der Komplexit\u00e4t von IFRS\u00a017 kann es zu nachtr\u00e4glich festgestellten Bilanzierungsthematiken kommen. Derartige F\u00e4lle unterliegen einem definierten Meldeprozess und werden im Detail analysiert, um die Auswirkungen einer Korrektur gem. IAS\u00a08 f\u00fcr den:die Bilanzleser:in zu ermitteln.Ein ma\u00dfgeblicher Ermessensspielraum liegt vor allem bei der Festlegung der daf\u00fcr kalkulierten Grenzen. Nichtsdestotrotz tr\u00e4gt das Ziel einer klaren und verst\u00e4ndlichen Darstellung, ohne dabei die Berichterstattung ma\u00dfgeblich zu beeintr\u00e4chtigen, zur Beurteilung der Wesentlichkeit bei. Sofern, entsprechend den festgelegten Schwellen, eine Bilanzierungsdiskrepanz gem\u00e4\u00df Einsch\u00e4tzung der VIG zu keiner wesentlichen Beeinflussung des:der Bilanzleser:in f\u00fchrt, wird diese in der aktuellen Periode dargestellt.",
   "dimensions": {
    "concept": "ifrs-full:ExplanationOfAssumptionAboutFutureWithSignificantRiskOfResultingInMaterialAdjustments",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-102": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.3. </span><div class=\"list-paragraph-container\">Zum beizulegenden Zeitwert bewertete Finanzinstrumente (Level 3)</div></div><div class=\"defaultParagraph Standard\" style=\"font-size:13px; min-height:13px\">Der beizulegende Zeitwert von nicht auf einem aktiven Markt gehandelten Finanzinstrumenten wird durch die Anwendung geeigneter Bewertungstechniken ermittelt. Die hierbei verwendeten Annahmen basieren, soweit verf\u00fcgbar, auf am Bilanzstichtag vorhandenen Marktdaten. F\u00fcr die Bestimmung des beizulegenden Zeitwerts zahlreicher finanzieller Verm\u00f6genswerte, die nicht auf aktiven M\u00e4rkten gehandelt werden, wendet die VIG-Versicherungsgruppe Barwertmethoden unter Ber\u00fccksichtigung geeigneter Zinssatzmodelle an. In Anhangangabe \u201e17. Bemessung des beizulegenden Zeitwerts\u201c und in Anhangangabe \u201e25.9. Bemessung des beizulegenden Zeitwerts\u201c sind weiterf\u00fchrende Informationen zum Bewertungsprozess zu finden. Wertminderungen von finanziellen Verm\u00f6genswerten werden unter \u201e24.2.\u00a0Wertminderungsaufwand f\u00fcr finanzielle Verm\u00f6genswerte<span dir=\"ltr\" style=\"font-style:italic\">\u201c</span><span dir=\"ltr\" style=\"font-style:italic\"> </span>erl\u00e4utert<span dir=\"ltr\" style=\"font-size:13px; min-height:13px\">.</span></div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.9. </span><div class=\"list-paragraph-container\">Bemessung des beizulegenden Zeitwerts</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bewertungsprozess von Finanzinstrumenten</div><div class=\"defaultParagraph Standard\">Der Bewertungsprozess zielt darauf ab, f\u00fcr die Bemessung des beizulegenden Zeitwerts von finanziellen Verm\u00f6genswerten \u00f6ffentlich verf\u00fcgbare Preisnotierungen auf aktiven M\u00e4rkten oder Bewertungen, die auf anerkannten \u00f6konomischen Modellen aufbauen, welche auf beobachtbaren Inputfaktoren beruhen, heranzuziehen. Die mit der Bewertung betrauten Organisationseinheiten sind unabh\u00e4ngig von jenen Einheiten, welche die Kapitalanlagerisiken eingehen, wodurch eine Funktions- und Aufgabentrennung gew\u00e4hrleistet ist.</div><div class=\"defaultParagraph Standard\">Grunds\u00e4tzlich wird angestrebt, dass gleiche Wertpapiere in der VIG-Versicherungsgruppe zum jeweiligen Bewertungsstichtag mit dem gleichen Kurs bewertet werden. In der Praxis kommt es jedoch zu Situationen, die einen unverh\u00e4ltnism\u00e4\u00dfig gro\u00dfen Aufwand nach sich ziehen w\u00fcrden, um dies auch tats\u00e4chlich zu erreichen. Beispielsweise gibt es in einigen L\u00e4ndern, in denen die VIG-Versicherungsgruppe t\u00e4tig ist, lokale Vorschriften, die den ans\u00e4ssigen Unternehmen vorschreiben, zur Bewertung bestimmter Instrumente die Kurse nach lokalen Vorschriften zu verwenden. Werden in diesem Fall dieselben Wertpapiere von anderen Gesellschaften der VIG-Versicherungsgruppe gehalten, kann es vorkommen, dass diese Gesellschaften andere Kursquellen zur Bemessung des beizulegenden Zeitwerts heranziehen.</div><div class=\"defaultParagraph Standard\">Ein weiterer Fall, der eine einheitliche Bewertung nur mit unverh\u00e4ltnism\u00e4\u00dfig gro\u00dfem Aufwand erlauben w\u00fcrde, ist jener der Spezialfonds. Die \u00f6sterreichischen Gesellschaften halten in unterschiedlichem Umfang Spezialfonds, die aufgrund von IFRS-Bestimmungen im Konzernabschluss zu konsolidieren sind. Es liegt jedoch an der Bewertungslogik eines Spezialfonds, dass der Fondswert eines Stichtags mit den (meist: Schluss-)Kursen des Vortags gerechnet wird. In diesen F\u00e4llen wird ein Wertpapier, das sowohl in einem Spezialfonds als auch unmittelbar im Direktbestand gehalten wird, mit unterschiedlichen Kursen bewertet.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bewertungsprozess von Immobilien</div><div class=\"defaultParagraph Standard\">Selbstgenutzte und als Finanzinvestition gehaltene Immobilien werden in regelm\u00e4\u00dfigen Abst\u00e4nden durch allgemein zertifizierte Sachverst\u00e4ndige oder Sachverst\u00e4ndige aus dem Fachgebiet der Immobilienbewertung bewertet. </div><div class=\"defaultParagraph Standard\">F\u00fcr die Berechnung des beizulegenden Zeitwerts von Immobilien k\u00f6nnen in der VIG-Versicherungsgruppe im Wesentlichen das Ertragswert-, das Discounted Cash flow-Verfahren und das Sachwertverfahren (nur Grundst\u00fccke bzw. zur Ermittlung des Instandhaltungsaufwands) als wesentliche Bewertungsverfahren herangezogen werden.</div><div class=\"defaultParagraph Standard\">Haupts\u00e4chlich wird in der VIG-Versicherungsgruppe das Ertragswertverfahren angewandt. In selteneren F\u00e4llen kommt ein Discounted Cash flow-Verfahren zur Anwendung, sofern es f\u00fcr die Art der Liegenschaft zur Bestimmung des highest-and-best-use value herangezogen werden kann.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ertragswertverfahren</div><div class=\"defaultParagraph Standard\">Der Wert der Immobilie wird in diesem Verfahren durch die Kapitalisierung des zuk\u00fcnftig zu erwartenden oder erzielten Rohertrags zum angemessenen Zinssatz unter Ber\u00fccksichtigung der zu erwartenden Nutzungsdauer ermittelt. Durch Abzug des tats\u00e4chlichen Aufwands f\u00fcr Betrieb, Instandhaltung und Verwaltung (Bewirtschaftungsaufwand) errechnet sich der Reinertrag. Dar\u00fcber hinaus werden das Ausfallwagnis und allf\u00e4llige Liquidationserl\u00f6se bzw. -kosten ber\u00fccksichtigt. Der Zinssatz zur Ermittlung des Ertragswerts richtet sich nach der erzielbaren Kapitalverzinsung. Der Reinertrag, verringert um den Verzinsungsbetrag des Bodenwerts, wird mit dem Zinssatz auf die Restnutzungsdauer kapitalisiert und ergibt damit den Ertragswert der baulichen Anlage. Dieser Betrag wird mit dem Bodenwert summiert und ergibt damit den Gesamtertragswert der Liegenschaft.</div><div class=\"defaultParagraph Standard\"></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Discounted Cash flow-Verfahren</div><div class=\"defaultParagraph Standard\">Das Discounted Cash flow-Verfahren ist ein Wertermittlungsverfahren, bei dem Zahlungsstr\u00f6me innerhalb der Prognosephase (Phase\u00a0I) diskontiert auf den Bewertungsstichtag dargestellt werden. Die Diskontierung erfolgt mit einem Zinssatz einer vergleichbar risikoreichen Investition zuz\u00fcglich objekt- und marktspezifischer Zuschl\u00e4ge. Die Jahresrohertr\u00e4ge zuz\u00fcglich Leerstandsvermietung (zu einem aktuellen Marktmietzins) und abz\u00fcglich der nicht umlegbaren Bewirtschaftungskosten ergeben den Jahresreinertrag. Durch die genaue Betrachtungsweise \u00fcber die einzelnen Prognosejahre besteht bei diesem Verfahren die M\u00f6glichkeit, Investitionen oder Leerst\u00e4nde den einzelnen Jahren zuzuordnen und dementsprechend im Vorhinein zu ber\u00fccksichtigen. In Phase II wird der fiktive Ver\u00e4u\u00dferungserl\u00f6s am Ende der Prognosephase (meist 10 Jahre) durch die Kapitalisierung der zuk\u00fcnftigen Zahlungsstr\u00f6me berechnet. Der Zinssatz f\u00fcr diese Berechnung ergibt sich aus der Verzinsung einer vergleichbar risikoreichen Investition zuz\u00fcglich markt- und objektbezogener Aufschl\u00e4ge, abz\u00fcglich der zu erwartenden Wertsteigerung.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Sachwertverfahren</div><div class=\"defaultParagraph Standard\">Das Sachwertverfahren setzt sich aus dem Bodenwert, dem Geb\u00e4udewert, dem Wert der Au\u00dfenanlagen sowie dem Wert der vorhandenen Anschl\u00fcsse zusammen und stellt ein marktorientiertes Verfahren dar. Dieses Verfahren wird grunds\u00e4tzlich f\u00fcr die Wertermittlung einer unbebauten Liegenschaft angewandt. </div><div class=\"defaultParagraph Standard\">Der Bodenwert wird \u00fcberwiegend mittels Residualwertverfahren ermittelt und ein Zu- oder Abschlag f\u00fcr Mehr-/Minderausnutzung angesetzt. Auf Grundlage einer vereinfacht durchgef\u00fchrten Nutzfl\u00e4chenstudie bzw. durch Absch\u00e4tzung der Bebauungsm\u00f6glichkeiten aus der Umgebungsbebauung wird festgestellt, ob eine Mehr- oder Mindernutzung vorliegt. Diese Ermittlung wird sowohl im Ertragswert- als auch im Sachwertverfahren angewandt. Da jedoch aufgrund der mietrechtlichen Gebundenheit der Einheiten ein allf\u00e4lliges Nutzfl\u00e4chenpotential nicht gehoben werden kann, wird der Bodenwert meist anhand der tats\u00e4chlich vorhandenen Nutzfl\u00e4che ermittelt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Sonstige Angaben zum Bewertungsprozess</div><div class=\"defaultParagraph Standard\">Der Gebrauch unterschiedlicher Preisfindungsmodelle und Annahmen kann zu unterschiedlichen Ergebnissen hinsichtlich des beizulegenden Zeitwerts f\u00fchren. \u00c4nderungen der Sch\u00e4tzungen und Annahmen, die der Ermittlung des beizulegenden Zeitwerts von Verm\u00f6genswerten in den F\u00e4llen zu Grunde liegen, in denen keine notierten Marktpreise verf\u00fcgbar sind, k\u00f6nnen Ab- und Zuschreibungen des Buchwerts der betreffenden Verm\u00f6genswerte und die Erfassung eines entsprechenden Aufwands bzw. Ertrags in der Gewinn- und Verlustrechnung erfordern. </div><div class=\"defaultParagraph Standard\">Bestimmte Verm\u00f6genswerte, die \u00fcblicherweise nicht wiederkehrend mit dem beizulegenden Zeitwert bewertet werden, werden einmalig mit dem Zeitwert bewertet, wenn Ereignisse oder Ver\u00e4nderungen von Umst\u00e4nden Anlass zur Vermutung geben, dass der Buchwert nicht mehr erzielbar sein k\u00f6nnte. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bewertungshierarchien</div><div class=\"defaultParagraph Standard\">Die VIG-Versicherungsgruppe ordnet alle Finanzinstrumente einer Stufe der Bewertungshierarchie des IFRS\u00a013 zu. Gem\u00e4\u00df der dezentralen Organisationsstruktur der VIG-Versicherungsgruppe sind die einzelnen Tochtergesellschaften f\u00fcr die Durchf\u00fchrung dieser Kategorisierung verantwortlich. Dies ber\u00fccksichtigt insbesondere auch die lokalen Kenntnisse zur Qualit\u00e4t der einzelnen Zeitwerte bzw. allf\u00e4llig notwendiger Inputparameter f\u00fcr eine Modellbewertung. Die beizulegenden Zeitwerte werden mittels folgender Hierarchie gem\u00e4\u00df IFRS\u00a013 ermittelt:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Die Bestimmung des beizulegenden Zeitwerts von Finanzinstrumenten beruht generell auf Preisnotierungen auf aktiven M\u00e4rkten f\u00fcr identische Verm\u00f6genswerte oder Schulden (Level 1).</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Handelt es sich um nicht notierte Finanzinstrumente oder sind keine Preisnotierungen auf aktiven M\u00e4rkten verf\u00fcgbar, wird der Zeitwert anhand von Marktpreisnotierungen f\u00fcr \u00e4hnliche Verm\u00f6genswerte oder Preisnotierungen auf nicht aktiven M\u00e4rkten bestimmt (Level\u00a02). F\u00fcr Level-2-Bewertungen werden g\u00e4ngige Bewertungsmodelle herangezogen, deren Inputfaktoren am Markt beobachtbar sind. Diese Modelle werden vor allem f\u00fcr illiquide Anleihen (Barwertmethode) und strukturierte Wertpapiere angewandt. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Der beizulegende Zeitwert von bestimmten Finanzinstrumenten, insbesondere Schuldverschreibungen aus L\u00e4ndern ohne aktiven Kapitalmarkt sowie von Immobilien, wird anhand von Bewertungsmodellen bestimmt, deren Inputfaktoren \u00fcberwiegend nicht am Markt beobachtet werden k\u00f6nnen. Diese Modelle ber\u00fccksichtigen unter anderem Transaktionen in nicht aktiven M\u00e4rkten, Gutachten von Expert:innen und die Struktur der Zahlungsstr\u00f6me (Level 3).</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Folgende Tabelle legt die verwendeten Methoden und die wichtigsten Inputfaktoren getrennt f\u00fcr Level 2 und Level 3 dar. Die dabei errechneten Zeitwerte k\u00f6nnen f\u00fcr regelm\u00e4\u00dfige als auch nicht wiederkehrende Bewertungen herangezogen werden.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-103": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">24.6. </span><div class=\"list-paragraph-container\">Konsolidierungsmethodik</div></div><div class=\"defaultParagraph Standard\">Gesellschaften, welche f\u00fcr den Konzern als unwesentlich erachtet werden, werden nicht in den Konsolidierungskreis aufgenommen, auch wenn die Kriterien des IAS\u00a028 \u2013 Assoziierte Unternehmen bzw. des IFRS\u00a010 \u2013 Konzernabschl\u00fcsse dem Grunde nach erf\u00fcllt sind. Die Beurteilung, ob es sich um ein wesentliches Unternehmen f\u00fcr den Konzern handelt, erfolgt anhand qualitativer und quantitativer Kriterien. Es liegt im Ermessen des Vorstands, einen Prozentsatz festzulegen, anhand dessen ein Schwellenwert pro Kennzahl (bspw. Eigenkapital) zur quantitativen Pr\u00fcfung kalkuliert werden kann. </div><div class=\"defaultParagraph Standard\">Qualitative Kriterien ber\u00fccksichtigen, ob die Gesch\u00e4ftst\u00e4tigkeit einer Gesellschaft ma\u00dfgebliche Auswirkungen auf konzerninterne Transaktionen hat. Gesellschaften mit folgenden Gesch\u00e4ftsfeldern werden anhand dieser vom Vorstand getroffenen qualitativen Annahme jedenfalls in den Konsolidierungskreis aufgenommen: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Immobilienbesitzgesellschaften, allerdings erst ab jenem Zeitpunkt, ab dem der betriebsbereite Zustand hergestellt wurde, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Holdinggesellschaften mit Anteilen am operativen Versicherungsgesch\u00e4ft oder an Immobilienbesitzgesellschaften sowie </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zentrale IT-Dienstleistungsgesellschaften, sofern diese gruppenweit t\u00e4tig sind.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Vorausgesetzt eine Gesellschaft wurde als wesentlich eingestuft, wird gem. IAS\u00a028 \u2013 Assoziierte Unternehmen bzw. gem. IFRS\u00a010 \u2013 Konzernabschl\u00fcsse eruiert, in welcher Form dieses Unternehmen im Konzernabschluss konsolidiert wird.</div><div class=\"defaultParagraph Standard\">Tochterunternehmen, welche zum Zeitpunkt der Erstkonsolidierung von wesentlicher Bedeutung waren, werden auch in den Folgeperioden weiterhin im Konsolidierungskreis ber\u00fccksichtigt. Jedoch k\u00f6nnen im Ermessen des Vorstands Umst\u00e4nde eintreten, die zu einer Neubeurteilung des Konsolidierungskreises f\u00fchren. Dadurch k\u00f6nnten in der Vergangenheit konsolidierte, aber nach den quantitativen Kriterien zum Zeitpunkt der erneuten \u00dcberpr\u00fcfung unwesentliche Gesellschaften wieder aus dem Konsolidierungskreis ausscheiden. Unternehmen, die aufgrund ihrer Gesch\u00e4ftst\u00e4tigkeit \u00fcberwiegend konzerninterne Ums\u00e4tze erwirtschaften, aber keine wesentlichen Gewinne oder Verluste abwerfen, werden nur in den Konsolidierungskreis aufgenommen, wenn sie l\u00e4nder\u00fcbergreifend agieren bzw. f\u00fcr die Nachhaltigkeitsberichterstattung von Relevanz sind.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Ermittlung Konsolidierungskreis</div><div class=\"defaultParagraph Standard\">Die Wesentlichkeit bzw. Unwesentlichkeit von Tochtergesellschaften, assoziierten Unternehmen oder auch gemeinsamen Vereinbarungen f\u00fcr den Konzernabschluss wird anhand verschiedener auf Ebene der VIG Holding definierter Schwellenwerte \u00fcberpr\u00fcft. Daneben werden auch qualitative Bewertungskriterien herangezogen. Dazu erfolgt beispielsweise eine Pr\u00fcfung des absoluten Ergebnisses vor Steuern oder der Bilanzsumme. Wenn ein Unternehmen kein Gr\u00f6\u00dfenkriterium erf\u00fcllt, wird in einem zweiten Schritt validiert, ob die Summe der nicht einbezogenen Gesellschaften den Status der Wesentlichkeit erreicht. Tritt dieser Fall nicht ein, werden diese Gesellschaften nicht in den Konsolidierungskreis aufgenommen. Unternehmen, deren Einfluss auf die Verm\u00f6gens-, Finanz- und Ertragslage im Einzelnen und insgesamt unwesentlich ist, werden im Wesentlichen zum beizulegenden Zeitwert bewertet.</div><div class=\"defaultParagraph Standard\">Voll beherrschte Investmentfonds (\u201eSpezialfonds\u201c) werden entsprechend den Bestimmungen des IFRS\u00a010 vollkonsolidiert. Diese konsolidierten Spezialfonds sind keine eigenst\u00e4ndigen gesellschaftsrechtlichen Einheiten und daher keine nach IFRS\u00a012 definierten strukturierten Unternehmen. Es handelt sich hierbei um Investmentfonds, die nicht f\u00fcr die Kapitalmarkt\u00f6ffentlichkeit konzipiert sind. Aufgrund des fehlenden beherrschenden Einflusses werden Publikumsinvestmentfonds trotz der Mehrheit der Stimmrechte nicht konsolidiert. Durch gesellschaftsrechtliche und regulatorische Vorschriften kann die F\u00e4higkeit von Tochterunternehmen, finanzielle Mittel (in Form von Dividenden) an das Mutterunternehmen zu transferieren, eingeschr\u00e4nkt sein.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-104": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.1. </span><div class=\"list-paragraph-container\">W\u00e4hrungsumrechnung</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Transaktionen in fremder W\u00e4hrung </div><div class=\"defaultParagraph Standard\">Einzelabschl\u00fcsse jeder Tochtergesellschaft werden in jener W\u00e4hrung erstellt, in der im prim\u00e4ren Wirtschaftsumfeld Zahlungsmittel erwirtschaftet werden (funktionale W\u00e4hrung). Im Wesentlichen entspricht im Konzern die funktionale W\u00e4hrung der lokalen W\u00e4hrung. Nicht in funktionaler W\u00e4hrung abgeschlossene Gesch\u00e4ftsvorf\u00e4lle werden mit dem Devisenmittelkurs am Tag der jeweiligen Transaktion erfasst. Die Umrechnung der am Bilanzstichtag in Fremdw\u00e4hrung bestehenden monet\u00e4ren Verm\u00f6genswerte und Verbindlichkeiten in Euro erfolgt mit dem Devisenmittelkurs am Bilanzstichtag. Daraus resultierende Umrechnungsdifferenzen werden erfolgswirksam erfasst. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Umrechnung von Einzelabschl\u00fcssen in fremder W\u00e4hrung </div><div class=\"defaultParagraph Standard\">Verm\u00f6genswerte, Verbindlichkeiten sowie Ertr\u00e4ge und Aufwendungen werden in Euro, der Berichtsw\u00e4hrung der VIG Holding, dargestellt. Die Umrechnung aller in den Einzelabschl\u00fcssen ausgewiesenen Verm\u00f6genswerte und Schulden in Euro erfolgt mit dem Devisenmittelkurs am Bilanzstichtag. Die Posten der Gewinn- und Verlustrechnung werden mit dem durchschnittlichen Devisenmittelkurs zum Periodenende umgerechnet. In der Kapitalflussrechnung wird f\u00fcr die Ver\u00e4nderung der Bilanzposten der Devisenmittelkurs am Bilanzstichtag und f\u00fcr die Ver\u00e4nderung der Posten der Gewinn- und Verlustrechnung der durchschnittliche Devisenmittelkurs zum Periodenende verwendet. Umrechnungsdifferenzen, auch soweit sie sich aus der Bilanzierung nach der at equity-Methode ergeben, werden direkt im Eigenkapital erfasst.</div><div class=\"defaultParagraph Standard\">F\u00fcr s\u00e4mtliche Posten des Abschlusses kam f\u00fcr die t\u00fcrkischen Versicherungsgesellschaften entsprechend den Hyperinflationsvorschriften der Devisenmittelkurs am Bilanzstichtag zur Anwendung.</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">W\u00e4hrung</div></td><td class=\"d146035\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d516825\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Stichtagskurs</div></td><td class=\"b97c60\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Durchschnittskurs</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">1 EUR \u2259</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Albanischer Lek</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">ALL</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">96,7700</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,1500</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">97,8319</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,7014</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Bosnisch-Herzegowinische Konvertible Mark</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">BAM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Bulgarischer Lew</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">BGN</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Georgischer Lari</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">GEL</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,1737</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,9306</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,0952</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,9444</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Mazedonische Denar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">MKD</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">61,4950</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61,4950</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">61,5880</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61,5344</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Moldauischer Leu</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">MDL</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19,7597</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19,3106</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19,5911</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19,2533</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Neue T\u00fcrkische Lira</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">TRY</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">50,4838</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36,7372</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44,8161</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35,5734</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Polnischer Zloty</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">PLN</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,2210</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,2750</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,2397</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,3058</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nischer Leu</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">RON</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,0968</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,9743</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,0424</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,9746</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Schweizer Franken</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">CHF</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,9314</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,9412</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,9370</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,9526</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Serbischer Dinar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">RSD</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">117,2820</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117,0149</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">117,2011</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117,0861</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Krone</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">CZK</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24,2370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,1850</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24,6879</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,1198</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Ukrainische Griwna</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">UAH</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">49,8565</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43,9266</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">47,0853</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43,4588</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Ungarischer Forint</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">HUF</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">385,1500</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411,3500</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">397,7675</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">395,3039</span></div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-105": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.1. </span><div class=\"list-paragraph-container\">W\u00e4hrungsumrechnung</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Transaktionen in fremder W\u00e4hrung </div><div class=\"defaultParagraph Standard\">Einzelabschl\u00fcsse jeder Tochtergesellschaft werden in jener W\u00e4hrung erstellt, in der im prim\u00e4ren Wirtschaftsumfeld Zahlungsmittel erwirtschaftet werden (funktionale W\u00e4hrung). Im Wesentlichen entspricht im Konzern die funktionale W\u00e4hrung der lokalen W\u00e4hrung. Nicht in funktionaler W\u00e4hrung abgeschlossene Gesch\u00e4ftsvorf\u00e4lle werden mit dem Devisenmittelkurs am Tag der jeweiligen Transaktion erfasst. Die Umrechnung der am Bilanzstichtag in Fremdw\u00e4hrung bestehenden monet\u00e4ren Verm\u00f6genswerte und Verbindlichkeiten in Euro erfolgt mit dem Devisenmittelkurs am Bilanzstichtag. Daraus resultierende Umrechnungsdifferenzen werden erfolgswirksam erfasst. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Umrechnung von Einzelabschl\u00fcssen in fremder W\u00e4hrung </div><div class=\"defaultParagraph Standard\">Verm\u00f6genswerte, Verbindlichkeiten sowie Ertr\u00e4ge und Aufwendungen werden in Euro, der Berichtsw\u00e4hrung der VIG Holding, dargestellt. Die Umrechnung aller in den Einzelabschl\u00fcssen ausgewiesenen Verm\u00f6genswerte und Schulden in Euro erfolgt mit dem Devisenmittelkurs am Bilanzstichtag. Die Posten der Gewinn- und Verlustrechnung werden mit dem durchschnittlichen Devisenmittelkurs zum Periodenende umgerechnet. In der Kapitalflussrechnung wird f\u00fcr die Ver\u00e4nderung der Bilanzposten der Devisenmittelkurs am Bilanzstichtag und f\u00fcr die Ver\u00e4nderung der Posten der Gewinn- und Verlustrechnung der durchschnittliche Devisenmittelkurs zum Periodenende verwendet. Umrechnungsdifferenzen, auch soweit sie sich aus der Bilanzierung nach der at equity-Methode ergeben, werden direkt im Eigenkapital erfasst.</div><div class=\"defaultParagraph Standard\">F\u00fcr s\u00e4mtliche Posten des Abschlusses kam f\u00fcr die t\u00fcrkischen Versicherungsgesellschaften entsprechend den Hyperinflationsvorschriften der Devisenmittelkurs am Bilanzstichtag zur Anwendung.</div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">W\u00e4hrung</div></td><td class=\"d146035\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d516825\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Stichtagskurs</div></td><td class=\"b97c60\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Durchschnittskurs</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">1 EUR \u2259</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Albanischer Lek</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">ALL</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">96,7700</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,1500</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">97,8319</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,7014</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Bosnisch-Herzegowinische Konvertible Mark</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">BAM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Bulgarischer Lew</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">BGN</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Georgischer Lari</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">GEL</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,1737</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,9306</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,0952</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,9444</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Mazedonische Denar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">MKD</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">61,4950</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61,4950</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">61,5880</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61,5344</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Moldauischer Leu</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">MDL</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19,7597</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19,3106</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19,5911</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19,2533</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Neue T\u00fcrkische Lira</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">TRY</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">50,4838</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36,7372</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44,8161</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35,5734</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Polnischer Zloty</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">PLN</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,2210</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,2750</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,2397</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,3058</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nischer Leu</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">RON</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,0968</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,9743</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,0424</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,9746</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Schweizer Franken</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">CHF</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,9314</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,9412</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,9370</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,9526</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Serbischer Dinar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">RSD</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">117,2820</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117,0149</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">117,2011</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117,0861</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Krone</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">CZK</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24,2370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,1850</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24,6879</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,1198</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Ukrainische Griwna</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">UAH</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">49,8565</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43,9266</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">47,0853</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43,4588</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Ungarischer Forint</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">HUF</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">385,1500</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411,3500</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">397,7675</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">395,3039</span></div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-106": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.1. </span><div class=\"list-paragraph-container\">W\u00e4hrungsumrechnung</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Transaktionen in fremder W\u00e4hrung </div><div class=\"defaultParagraph Standard\">Einzelabschl\u00fcsse jeder Tochtergesellschaft werden in jener W\u00e4hrung erstellt, in der im prim\u00e4ren Wirtschaftsumfeld Zahlungsmittel erwirtschaftet werden (funktionale W\u00e4hrung). Im Wesentlichen entspricht im Konzern die funktionale W\u00e4hrung der lokalen W\u00e4hrung. Nicht in funktionaler W\u00e4hrung abgeschlossene Gesch\u00e4ftsvorf\u00e4lle werden mit dem Devisenmittelkurs am Tag der jeweiligen Transaktion erfasst. Die Umrechnung der am Bilanzstichtag in Fremdw\u00e4hrung bestehenden monet\u00e4ren Verm\u00f6genswerte und Verbindlichkeiten in Euro erfolgt mit dem Devisenmittelkurs am Bilanzstichtag. Daraus resultierende Umrechnungsdifferenzen werden erfolgswirksam erfasst. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Umrechnung von Einzelabschl\u00fcssen in fremder W\u00e4hrung </div><div class=\"defaultParagraph Standard\">Verm\u00f6genswerte, Verbindlichkeiten sowie Ertr\u00e4ge und Aufwendungen werden in Euro, der Berichtsw\u00e4hrung der VIG Holding, dargestellt. Die Umrechnung aller in den Einzelabschl\u00fcssen ausgewiesenen Verm\u00f6genswerte und Schulden in Euro erfolgt mit dem Devisenmittelkurs am Bilanzstichtag. Die Posten der Gewinn- und Verlustrechnung werden mit dem durchschnittlichen Devisenmittelkurs zum Periodenende umgerechnet. In der Kapitalflussrechnung wird f\u00fcr die Ver\u00e4nderung der Bilanzposten der Devisenmittelkurs am Bilanzstichtag und f\u00fcr die Ver\u00e4nderung der Posten der Gewinn- und Verlustrechnung der durchschnittliche Devisenmittelkurs zum Periodenende verwendet. Umrechnungsdifferenzen, auch soweit sie sich aus der Bilanzierung nach der at equity-Methode ergeben, werden direkt im Eigenkapital erfasst.</div><div class=\"defaultParagraph Standard\">F\u00fcr s\u00e4mtliche Posten des Abschlusses kam f\u00fcr die t\u00fcrkischen Versicherungsgesellschaften entsprechend den Hyperinflationsvorschriften der Devisenmittelkurs am Bilanzstichtag zur Anwendung.</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d8a34b7\"><div class=\"defaultParagraph THeadfirstText\">W\u00e4hrung</div></td><td class=\"d146035\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d516825\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Stichtagskurs</div></td><td class=\"b97c60\" colspan=\"2\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">Durchschnittskurs</div></td></tr><tr><td class=\"d37743b\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadlastNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">31.12.2025</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">31.12.2024</span></div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">2025</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2024</span></div></td></tr><tr><td class=\"a60464\"><div class=\"defaultParagraph TBodyfirstText\">1 EUR \u2259</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\" style=\"text-align:left\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d8bc6cb\"><div class=\"defaultParagraph TBodynormalText\">Albanischer Lek</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">ALL</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">96,7700</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">98,1500</span></div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">97,8319</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">100,7014</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Bosnisch-Herzegowinische Konvertible Mark</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">BAM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Bulgarischer Lew</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">BGN</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,9558</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">1,9558</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Georgischer Lari</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">GEL</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,1737</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,9306</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,0952</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">2,9444</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Mazedonische Denar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">MKD</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">61,4950</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61,4950</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">61,5880</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">61,5344</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Moldauischer Leu</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">MDL</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19,7597</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19,3106</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">19,5911</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">19,2533</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Neue T\u00fcrkische Lira</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">TRY</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">50,4838</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">36,7372</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">44,8161</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">35,5734</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Polnischer Zloty</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">PLN</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,2210</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,2750</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,2397</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,3058</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Rum\u00e4nischer Leu</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">RON</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,0968</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,9743</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,0424</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">4,9746</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Schweizer Franken</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">CHF</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,9314</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,9412</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,9370</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">0,9526</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Serbischer Dinar</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">RSD</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">117,2820</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117,0149</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">117,2011</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">117,0861</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Krone</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">CZK</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24,2370</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,1850</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24,6879</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">25,1198</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Ukrainische Griwna</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">UAH</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">49,8565</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43,9266</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">47,0853</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">43,4588</span></div></td></tr><tr><td class=\"a6fdc6\"><div class=\"defaultParagraph TBodynormalText\">Ungarischer Forint</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:center\">HUF</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">385,1500</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">411,3500</span></div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">397,7675</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\"><span dir=\"ltr\" style=\"color:#7E8587\">395,3039</span></div></td></tr><tr><td class=\"d3c686a\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEffectOfChangesInForeignExchangeRatesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-107": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.2. </span><div class=\"list-paragraph-container\">Unternehmenszusammenschl\u00fcsse</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Ermittlung Konsolidierungskreis</div><div class=\"defaultParagraph Standard\">Die Wesentlichkeit bzw. Unwesentlichkeit von Tochtergesellschaften, assoziierten Unternehmen oder auch gemeinsamen Vereinbarungen f\u00fcr den Konzernabschluss wird anhand verschiedener auf Ebene der VIG Holding definierter Schwellenwerte \u00fcberpr\u00fcft. Daneben werden auch qualitative Bewertungskriterien herangezogen. Dazu erfolgt beispielsweise eine Pr\u00fcfung des absoluten Ergebnisses vor Steuern oder der Bilanzsumme. Wenn ein Unternehmen kein Gr\u00f6\u00dfenkriterium erf\u00fcllt, wird in einem zweiten Schritt validiert, ob die Summe der nicht einbezogenen Gesellschaften den Status der Wesentlichkeit erreicht. Tritt dieser Fall nicht ein, werden diese Gesellschaften nicht in den Konsolidierungskreis aufgenommen. Unternehmen, deren Einfluss auf die Verm\u00f6gens-, Finanz- und Ertragslage im Einzelnen und insgesamt unwesentlich ist, werden im Wesentlichen zum beizulegenden Zeitwert bewertet.</div><div class=\"defaultParagraph Standard\">Voll beherrschte Investmentfonds (\u201eSpezialfonds\u201c) werden entsprechend den Bestimmungen des IFRS\u00a010 vollkonsolidiert. Diese konsolidierten Spezialfonds sind keine eigenst\u00e4ndigen gesellschaftsrechtlichen Einheiten und daher keine nach IFRS\u00a012 definierten strukturierten Unternehmen. Es handelt sich hierbei um Investmentfonds, die nicht f\u00fcr die Kapitalmarkt\u00f6ffentlichkeit konzipiert sind. Aufgrund des fehlenden beherrschenden Einflusses werden Publikumsinvestmentfonds trotz der Mehrheit der Stimmrechte nicht konsolidiert. Durch gesellschaftsrechtliche und regulatorische Vorschriften kann die F\u00e4higkeit von Tochterunternehmen, finanzielle Mittel (in Form von Dividenden) an das Mutterunternehmen zu transferieren, eingeschr\u00e4nkt sein.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bilanzierung Unternehmenszusammenschl\u00fcsse</div><div class=\"defaultParagraph Standard\">Unternehmenszusammenschl\u00fcsse werden nach der Erwerbsmethode bilanziert. Als Gesch\u00e4fts- oder Firmenwert wird jener Wert angesetzt, um den die bei einem Unternehmenszusammenschluss \u00fcbertragene Gegenleistung sowie alle nicht beherrschenden Anteile an dem erworbenen Unternehmen die identifizierbaren Verm\u00f6genswerte und \u00fcbernommenen Schulden \u00fcbersteigen. F\u00fcr jeden Unternehmenszusammenschluss k\u00f6nnen die nicht beherrschenden Anteile, die gegenw\u00e4rtig Eigentumsrechte vermitteln und im Falle einer Liquidation den Anspruch auf einen entsprechenden Anteil am Nettoverm\u00f6gen einr\u00e4umen, entweder zum beizulegenden Zeitwert oder zum entsprechenden Anteil des identifizierbaren Nettoverm\u00f6gens bewertet werden. Sofern ein anderer IFRS keine andere Bewertungsmethode vorsieht, werden alle anderen Bestandteile der nicht beherrschenden Anteile zum entsprechenden Anteil des identifizierbaren Nettoverm\u00f6gens bewertet. Ist die Gegenleistung geringer als die zum Zeitwert bewerteten Verm\u00f6genswerte und Schulden des erworbenen Tochterunternehmens, wird nach nochmaliger \u00dcberpr\u00fcfung der Unterschiedsbetrag direkt in der Gewinn- und Verlustrechnung erfasst. Grunds\u00e4tzlich werden die gem\u00e4\u00df IFRS\u00a013 ermittelten beizulegenden Zeitwerte aller Verm\u00f6genswerte (inkl. Gesch\u00e4fts- oder Firmenwerte und sonstige immaterielle Verm\u00f6genswerte) und Schulden jenem Land zugerechnet, welchem das gekaufte Unternehmen zugeordnet ist.</div><div class=\"defaultParagraph Standard\">Die im Zuge eines Unternehmenszusammenschlusses erworbenen als auch die gem\u00e4\u00df IAS\u00a012.66ff im Erwerbszeitpunkt entstehenden aktiven latenten Steuern werden gem\u00e4\u00df IAS\u00a012.37 einer Werthaltigkeitspr\u00fcfung unterzogen.</div><div class=\"defaultParagraph Standard\">Der Konzern sieht im aktivierten Gesch\u00e4fts- oder Firmenwert den Wert f\u00fcr die Nutzungsm\u00f6glichkeit des versicherungsspezifischen Know-hows des Personals der erworbenen Unternehmen abgebildet. Im Falle eines Markteintritts steht er f\u00fcr das Potenzial, in einem Land Versicherungsprodukte anbieten und dessen Chancen ergreifen zu k\u00f6nnen. In jenen L\u00e4ndern, in denen der Konzern bereits mit einem oder mehreren Unternehmen vertreten ist, steht der Gesch\u00e4fts- oder Firmenwert auch f\u00fcr das Potenzial, Synergieeffekte heben zu k\u00f6nnen.</div><div class=\"defaultParagraph Standard\">Beim Erwerb von Immobilienbesitzgesellschaften wird \u00fcberpr\u00fcft, ob ein Gesch\u00e4ftsbetrieb vorliegt. Liegt keiner vor, wird die Erwerbsmethode nicht angewandt. F\u00fcr diesen Fall sind die Anschaffungskosten inklusive Transaktionskosten nach Ma\u00dfgabe der beizulegenden Zeitwerte auf die erworbenen Verm\u00f6genswerte und \u00fcbernommenen Schulden zu verteilen. In solch einem Fall werden keine Steuerlatenzen (initial recognition exemption) angesetzt. Firmenwerte k\u00f6nnen dabei nicht entstehen.</div><div class=\"defaultParagraph Standard\">S\u00e4mtliche Unternehmensk\u00e4ufe wurden mit Zahlungsmitteln oder Zahlungsmittel\u00e4quivalenten get\u00e4tigt. Eine \u00dcbersicht der vollkonsolidierten und at equity erfassten Unternehmen befindet sich in der Konzernanhangangabe \u201e22.\u00a0Verbundene Unternehmen und Beteiligungen<span dir=\"ltr\" style=\"font-style:italic\">\u201c</span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-108": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bilanzierung Unternehmenszusammenschl\u00fcsse</div><div class=\"defaultParagraph Standard\">Unternehmenszusammenschl\u00fcsse werden nach der Erwerbsmethode bilanziert. Als Gesch\u00e4fts- oder Firmenwert wird jener Wert angesetzt, um den die bei einem Unternehmenszusammenschluss \u00fcbertragene Gegenleistung sowie alle nicht beherrschenden Anteile an dem erworbenen Unternehmen die identifizierbaren Verm\u00f6genswerte und \u00fcbernommenen Schulden \u00fcbersteigen. F\u00fcr jeden Unternehmenszusammenschluss k\u00f6nnen die nicht beherrschenden Anteile, die gegenw\u00e4rtig Eigentumsrechte vermitteln und im Falle einer Liquidation den Anspruch auf einen entsprechenden Anteil am Nettoverm\u00f6gen einr\u00e4umen, entweder zum beizulegenden Zeitwert oder zum entsprechenden Anteil des identifizierbaren Nettoverm\u00f6gens bewertet werden. Sofern ein anderer IFRS keine andere Bewertungsmethode vorsieht, werden alle anderen Bestandteile der nicht beherrschenden Anteile zum entsprechenden Anteil des identifizierbaren Nettoverm\u00f6gens bewertet. Ist die Gegenleistung geringer als die zum Zeitwert bewerteten Verm\u00f6genswerte und Schulden des erworbenen Tochterunternehmens, wird nach nochmaliger \u00dcberpr\u00fcfung der Unterschiedsbetrag direkt in der Gewinn- und Verlustrechnung erfasst. Grunds\u00e4tzlich werden die gem\u00e4\u00df IFRS\u00a013 ermittelten beizulegenden Zeitwerte aller Verm\u00f6genswerte (inkl. Gesch\u00e4fts- oder Firmenwerte und sonstige immaterielle Verm\u00f6genswerte) und Schulden jenem Land zugerechnet, welchem das gekaufte Unternehmen zugeordnet ist.</div><div class=\"defaultParagraph Standard\">Die im Zuge eines Unternehmenszusammenschlusses erworbenen als auch die gem\u00e4\u00df IAS\u00a012.66ff im Erwerbszeitpunkt entstehenden aktiven latenten Steuern werden gem\u00e4\u00df IAS\u00a012.37 einer Werthaltigkeitspr\u00fcfung unterzogen.</div><div class=\"defaultParagraph Standard\">Der Konzern sieht im aktivierten Gesch\u00e4fts- oder Firmenwert den Wert f\u00fcr die Nutzungsm\u00f6glichkeit des versicherungsspezifischen Know-hows des Personals der erworbenen Unternehmen abgebildet. Im Falle eines Markteintritts steht er f\u00fcr das Potenzial, in einem Land Versicherungsprodukte anbieten und dessen Chancen ergreifen zu k\u00f6nnen. In jenen L\u00e4ndern, in denen der Konzern bereits mit einem oder mehreren Unternehmen vertreten ist, steht der Gesch\u00e4fts- oder Firmenwert auch f\u00fcr das Potenzial, Synergieeffekte heben zu k\u00f6nnen.</div><div class=\"defaultParagraph Standard\">Beim Erwerb von Immobilienbesitzgesellschaften wird \u00fcberpr\u00fcft, ob ein Gesch\u00e4ftsbetrieb vorliegt. Liegt keiner vor, wird die Erwerbsmethode nicht angewandt. F\u00fcr diesen Fall sind die Anschaffungskosten inklusive Transaktionskosten nach Ma\u00dfgabe der beizulegenden Zeitwerte auf die erworbenen Verm\u00f6genswerte und \u00fcbernommenen Schulden zu verteilen. In solch einem Fall werden keine Steuerlatenzen (initial recognition exemption) angesetzt. Firmenwerte k\u00f6nnen dabei nicht entstehen.</div><div class=\"defaultParagraph Standard\">S\u00e4mtliche Unternehmensk\u00e4ufe wurden mit Zahlungsmitteln oder Zahlungsmittel\u00e4quivalenten get\u00e4tigt. Eine \u00dcbersicht der vollkonsolidierten und at equity erfassten Unternehmen befindet sich in der Konzernanhangangabe \u201e22.\u00a0Verbundene Unternehmen und Beteiligungen<span dir=\"ltr\" style=\"font-style:italic\">\u201c</span>.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.5. </span><div class=\"list-paragraph-container\">Gesch\u00e4fts- oder Firmenwerte</div></div><div class=\"defaultParagraph Standard\">Gesch\u00e4fts- oder Firmenwerte werden in der funktionalen W\u00e4hrung der jeweiligen Einheit gef\u00fchrt. Die Bewertung des Postens Gesch\u00e4fts- oder Firmenwerte erfolgt zu Anschaffungskosten abz\u00fcglich kumulierter Wertminderungsaufwendungen. Bei Investitionen in Beteiligungsunternehmen ist der Gesch\u00e4fts- oder Firmenwert im fortgeschriebenen Beteiligungsbuchwert enthalten.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Wertminderungen</div><div class=\"defaultParagraph Standard\">Zum Zweck der \u00dcberpr\u00fcfung von Gesch\u00e4fts- oder Firmenwerten werden die Tochterunternehmen auf Ebene der geographischen L\u00e4nder zu einer zahlungsmittelgenerierenden Einheit (CGU-Gruppe) zusammengefasst. Diese CGU-Gruppen, auf deren Basis der Wertminderungstest durchgef\u00fchrt wird, entsprechen den Gesch\u00e4ftssegmenten. Die \u00dcberpr\u00fcfung der Werthaltigkeit der Markenrechte erfolgt zus\u00e4tzlich einzeln unter Anwendung des Lizenzpreisanalogieverfahrens. Bei immateriellen Verm\u00f6genswerten mit unbegrenzter Nutzungsdauer (Firmenwerte und aktivierte Markenrechte) erfolgt eine solche \u00dcberpr\u00fcfung im Fall eines ausl\u00f6senden Ereignisses (Triggering Event) auch unterj\u00e4hrig, jedoch zumindest zum Ende des Gesch\u00e4ftsjahres.</div><div class=\"defaultParagraph Standard\">Als erzielbarer Betrag (Recoverable Amount) der CGU-Gruppe wird grunds\u00e4tzlich der Nutzungswert unter Anwendung der ertragsorientierten Discounted Cash flow-Methode ermittelt. In jenen F\u00e4llen, wo der Nutzungswert unter dem Buchwert liegt, wird zus\u00e4tzlich der Zeitwert abz\u00fcglich Ver\u00e4u\u00dferungskosten ermittelt. F\u00fcr die Ermittlung des beizulegenden Zeitwerts abz\u00fcglich Ver\u00e4u\u00dferungskosten wird auf Trailing-B\u00f6rsenmultiplikatoren zur\u00fcckgegriffen.</div><div class=\"defaultParagraph Standard\">Um den Nutzungswert zu ermitteln, werden die f\u00fcr die Anteilseigner verf\u00fcgbaren Cash flows von f\u00fcnf Planjahren und die nachfolgende ewige Rente diskontiert. Alle Tochtergesellschaften erstellen Detailplanungsrechnungen in lokaler W\u00e4hrung f\u00fcr drei Jahre, welche in den Aufsichtsratssitzungen eingereicht und zentral im Rahmen des Planungs- und Kontrollprozesses plausibilisiert werden. Die Weiterentwicklung der Detailplanungsrechnung f\u00fcr weitere zwei Jahre und f\u00fcr die ewige Rente erfolgt mittels Prognostizierung von Schl\u00fcsselparametern (u.a. Combined Ratios, Entwicklung der versicherungstechnischen Ertr\u00e4ge, Kapitalveranlagungsergebnis) basierend auf deren historischen Entwicklungen und Erwartungen hinsichtlich der zuk\u00fcnftigen Marktentwicklung. Die prognostizierten Cash flows der ewigen Rente werden demnach als nachhaltig erzielbar erachtet. F\u00fcr die Umrechnung in Euro wird der Stichtagskurs zum jeweiligen Bilanzstichtag herangezogen.</div><div class=\"defaultParagraph Standard\">Identifizierbare Klimarisiken sind \u00fcber Tarifierung und Reservierung im Best Estimate der versicherungstechnischen R\u00fcckstellungen enthalten. In den Planrechnungen werden diese identifizierbaren Klimarisiken implizit im Erwartungswert der Cash flows und in der Solvenzkapitalanforderung, welche f\u00fcr den Wertminderungstest herangezogen werden, ber\u00fccksichtigt. Die VIG bietet Versicherungen gegen Gro\u00dfwetterereignisse an, welche jedoch strengen R\u00fcckversicherungsrichtlinien unterliegen.</div><div class=\"defaultParagraph Standard\">Den CGU-Gruppen wird das gesamte Verm\u00f6gen des versicherungstechnischen Gesch\u00e4fts zugeordnet. Dazu geh\u00f6ren neben den Gesch\u00e4fts- und Firmenwerten und Markenrechten auch alle aktivierten Kundenst\u00f6cke, finanzielle Verm\u00f6genswerte sowie Forderungen, Sachanlagen und sonstige Verm\u00f6genswerte. Verbindlichkeiten aus Versicherungsvertr\u00e4gen und laufende Verbindlichkeiten werden von den Buchwerten abgezogen. Verm\u00f6genswerte, die in der VIG Holding bilanziert werden, aber von den operativ t\u00e4tigen Gesellschaften genutzt werden, werden in Form von Corporate Assets den CGU-Gruppen zugeordnet. Die Cash flows der CGU-Gruppen werden dementsprechend um verrechnete Abschreibungen von zugeordneten Corporate Assets adaptiert.</div><div class=\"defaultParagraph Standard\">F\u00fcr die Berechnung der Diskontierungss\u00e4tze wird ein Eigenkapitalkostensatz (vor Steuern) auf Basis des Capital Asset Pricing Models (CAPM) ermittelt. Dazu werden zum risikofreien Zinssatz (entspricht der Stichtagsrendite von deutschen Staatsanleihen nach der Svensson-Methode) l\u00e4nderspezifische Inflationsdifferenzen und Risikozuschl\u00e4ge sowie das branchenspezifische Marktrisiko addiert. Der Beta-Faktor wurde zum Stichtag auf Basis einer definierten Peer-Group ermittelt.</div><div class=\"defaultParagraph Standard\">Die langfristigen Wachstumsraten wurden im Gesch\u00e4ftsjahr anhand der Compound Annual Growth Rate (CAGR) mit der Annahme, dass sich die Versicherungspenetration der jeweiligen L\u00e4nder beginnend mit dem Jahr\u00a02013 in 50\u201370 Jahren den aktuellen deutschen Verh\u00e4ltnissen angleichen wird, berechnet. Zur CAGR wird ein Inflationszuschlag, entsprechend der H\u00e4lfte der in den Eigenkapitalkosten beinhalteten Inflation, <span class=\"hyperlink-no-style\"></span>addiert.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-109": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bilanzierung Unternehmenszusammenschl\u00fcsse</div><div class=\"defaultParagraph Standard\">Unternehmenszusammenschl\u00fcsse werden nach der Erwerbsmethode bilanziert. Als Gesch\u00e4fts- oder Firmenwert wird jener Wert angesetzt, um den die bei einem Unternehmenszusammenschluss \u00fcbertragene Gegenleistung sowie alle nicht beherrschenden Anteile an dem erworbenen Unternehmen die identifizierbaren Verm\u00f6genswerte und \u00fcbernommenen Schulden \u00fcbersteigen. F\u00fcr jeden Unternehmenszusammenschluss k\u00f6nnen die nicht beherrschenden Anteile, die gegenw\u00e4rtig Eigentumsrechte vermitteln und im Falle einer Liquidation den Anspruch auf einen entsprechenden Anteil am Nettoverm\u00f6gen einr\u00e4umen, entweder zum beizulegenden Zeitwert oder zum entsprechenden Anteil des identifizierbaren Nettoverm\u00f6gens bewertet werden. Sofern ein anderer IFRS keine andere Bewertungsmethode vorsieht, werden alle anderen Bestandteile der nicht beherrschenden Anteile zum entsprechenden Anteil des identifizierbaren Nettoverm\u00f6gens bewertet. Ist die Gegenleistung geringer als die zum Zeitwert bewerteten Verm\u00f6genswerte und Schulden des erworbenen Tochterunternehmens, wird nach nochmaliger \u00dcberpr\u00fcfung der Unterschiedsbetrag direkt in der Gewinn- und Verlustrechnung erfasst. Grunds\u00e4tzlich werden die gem\u00e4\u00df IFRS\u00a013 ermittelten beizulegenden Zeitwerte aller Verm\u00f6genswerte (inkl. Gesch\u00e4fts- oder Firmenwerte und sonstige immaterielle Verm\u00f6genswerte) und Schulden jenem Land zugerechnet, welchem das gekaufte Unternehmen zugeordnet ist.</div><div class=\"defaultParagraph Standard\">Die im Zuge eines Unternehmenszusammenschlusses erworbenen als auch die gem\u00e4\u00df IAS\u00a012.66ff im Erwerbszeitpunkt entstehenden aktiven latenten Steuern werden gem\u00e4\u00df IAS\u00a012.37 einer Werthaltigkeitspr\u00fcfung unterzogen.</div><div class=\"defaultParagraph Standard\">Der Konzern sieht im aktivierten Gesch\u00e4fts- oder Firmenwert den Wert f\u00fcr die Nutzungsm\u00f6glichkeit des versicherungsspezifischen Know-hows des Personals der erworbenen Unternehmen abgebildet. Im Falle eines Markteintritts steht er f\u00fcr das Potenzial, in einem Land Versicherungsprodukte anbieten und dessen Chancen ergreifen zu k\u00f6nnen. In jenen L\u00e4ndern, in denen der Konzern bereits mit einem oder mehreren Unternehmen vertreten ist, steht der Gesch\u00e4fts- oder Firmenwert auch f\u00fcr das Potenzial, Synergieeffekte heben zu k\u00f6nnen.</div><div class=\"defaultParagraph Standard\">Beim Erwerb von Immobilienbesitzgesellschaften wird \u00fcberpr\u00fcft, ob ein Gesch\u00e4ftsbetrieb vorliegt. Liegt keiner vor, wird die Erwerbsmethode nicht angewandt. F\u00fcr diesen Fall sind die Anschaffungskosten inklusive Transaktionskosten nach Ma\u00dfgabe der beizulegenden Zeitwerte auf die erworbenen Verm\u00f6genswerte und \u00fcbernommenen Schulden zu verteilen. In solch einem Fall werden keine Steuerlatenzen (initial recognition exemption) angesetzt. Firmenwerte k\u00f6nnen dabei nicht entstehen.</div><div class=\"defaultParagraph Standard\">S\u00e4mtliche Unternehmensk\u00e4ufe wurden mit Zahlungsmitteln oder Zahlungsmittel\u00e4quivalenten get\u00e4tigt. Eine \u00dcbersicht der vollkonsolidierten und at equity erfassten Unternehmen befindet sich in der Konzernanhangangabe \u201e22.\u00a0Verbundene Unternehmen und Beteiligungen<span dir=\"ltr\" style=\"font-style:italic\">\u201c</span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-110": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.3. </span><div class=\"list-paragraph-container\">(R\u00fcck-)Versicherungsvertr\u00e4ge</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Klassifizierung</div><div class=\"defaultParagraph Standard\">Versicherungsvertr\u00e4ge sind definiert als Vertr\u00e4ge, nach denen eine Partei (der Versicherer) ein signifikantes Versicherungsrisiko von einer anderen Partei (den Versicherungsnehmer:innen) \u00fcbernimmt, indem sie vereinbart, den Versicherungsnehmer:innen eine Entsch\u00e4digung zu leisten, wenn ein spezifiziertes ungewisses k\u00fcnftiges Ereignis (das versicherte Ereignis) die Versicherungsnehmer:innen nachteilig betrifft. Hierbei ist zu beachten, dass im Fall einer nichtfinanziellen Variablen diese nicht spezifisch f\u00fcr eine Vertragspartei ist. Versicherungsvertr\u00e4ge im Sinne von IFRS\u00a017 \u00fcbertragen in vielen F\u00e4llen, insbesondere im Bereich der Lebensversicherung, auch ein Finanzrisiko. </div><div class=\"defaultParagraph Standard\">Vertr\u00e4ge k\u00f6nnen die rechtliche Form eines Versicherungsvertrags haben, aber \u00fcbertragen kein signifikantes Versicherungsrisiko. Derartige Finanzversicherungspolizzen k\u00f6nnen in untergeordnetem Ausma\u00df im Bereich der Personenversicherung bestehen. Diese Vertr\u00e4ge werden als finanzielle Verbindlichkeiten klassifiziert und sind als \u201eKapitalanlagevertr\u00e4ge\u201c definiert. Kapitalanlagevertr\u00e4ge fallen grunds\u00e4tzlich nicht in den Anwendungsbereich von IFRS\u00a017. Sind die Kapitalanlagevertr\u00e4ge jedoch mit einer ermessensabh\u00e4ngigen \u00dcberschussbeteiligung ausgestattet, fallen sie dennoch in den Anwendungsbereich von IFRS\u00a017.</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Der Gro\u00dfteil der Lebensversicherungsvertr\u00e4ge der VIG erf\u00fcllt die Kriterien f\u00fcr eine Bewertung anhand des Ansatzes der variablen Geb\u00fchr (Variable Fee Approach \u2013 VFA). Dabei handelt es sich um Vertr\u00e4ge, bei denen zu Vertragsbeginn:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Vertragsbestimmungen festlegen, dass die Versicherungsnehmer:innen mit einem Anteil an einem eindeutig bestimmten Pool zugrundeliegender Referenzwerte beteiligt sind, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zu erwarten ist, dass den Versicherungsnehmer:innen ein Betrag zu zahlen ist, der einem wesentlichen Teil der Ertr\u00e4ge aus dem beizulegenden Zeitwert der zugrundeliegenden Referenzwerte entspricht und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zu erwarten ist, dass ein wesentlicher Teil etwaiger \u00c4nderungen der an die Versicherungsnehmer:innen zu zahlenden Betr\u00e4ge entsprechend der \u00c4nderung des beizulegenden Zeitwerts der zugrundeliegenden Referenzwerte schwanken wird.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Dies betrifft in erster Linie die \u00f6sterreichischen, tschechischen und deutschen Versicherungsvertr\u00e4ge der VIG in der Bilanzabteilung Lebensversicherung. Im Lebensversicherungsgesch\u00e4ft fast aller anderen L\u00e4nder liegt die \u00dcberschussbeteiligung der Versicherungsnehmer:innen im alleinigen Ermessen des jeweiligen Unternehmens. Die Bewertung dieser Produkte erfolgt unter Zugrundelegung des allgemeinen Bewertungsmodells (General Measurement Model\u00a0\u2013 GMM).</div><div class=\"defaultParagraph Standard\">In der Erstversicherung wird im Bereich Schaden- und Unfallversicherung zur Bewertung von Versicherungsvertr\u00e4gen mit kurzer Laufzeit der Pr\u00e4mienallokationsansatz (Premium Allocation Approach\u00a0\u2013 PAA) angewendet und dient als bevorzugter Bewertungsansatz. Dies ist auch f\u00fcr Versicherungsvertr\u00e4ge mit langer Laufzeit in der Schaden- und Unfallversicherung der Fall, sofern sich die Bewertung unter Anwendung des PAA nicht wesentlich von der Bewertung unter Anwendung des GMM unterscheidet. In der Erstversicherung kommt bei Versicherungsvertr\u00e4gen mit langer Laufzeit ohne direkte \u00dcberschussbeteiligung grunds\u00e4tzlich das GMM zur Anwendung. Weder gehaltene noch ausgegebene R\u00fcckversicherungsvertr\u00e4ge k\u00f6nnen als direkte \u00dcberschussbeteiligungsvertr\u00e4ge klassifiziert werden, weshalb diese nicht mit dem VFA bewertet werden k\u00f6nnen. Daher werden R\u00fcckversicherungsvertr\u00e4ge entweder mit dem PAA oder dem GMM bewertet.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bilanzielle Behandlung</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Abtrennung von Komponenten</div><div class=\"defaultParagraph Standard\">Bevor die VIG einen Versicherungs- oder R\u00fcckversicherungsvertrag unter Zugrundelegung der in IFRS\u00a017 enthaltenen Leitlinien bilanziert, analysiert sie, ob der Vertrag Komponenten beinhaltet, die abzutrennen w\u00e4ren. Dies bedeutet, dass derartige Komponenten unter Anwendung eines anderen IFRS als IFRS\u00a017 zu bilanzieren sind (eigenst\u00e4ndig abgrenzbare Nichtversicherungskomponenten). Nachdem etwaige eigenst\u00e4ndig abgrenzbare Nichtversicherungskomponenten abgetrennt wurden, wird IFRS\u00a017 auf alle verbleibenden Komponenten des Versicherungsvertrags angewendet. </div><div class=\"defaultParagraph Standard\">Investmentkomponenten sind als Betr\u00e4ge definiert, die der Versicherer gem\u00e4\u00df Versicherungsvertrag auf jeden Fall an die Versicherungsnehmer:innen zur\u00fcckzahlen muss, unabh\u00e4ngig davon, ob ein versichertes Ereignis eingetreten ist oder nicht. Investmentkomponenten (z.\u00a0B. R\u00fcckkaufoptionen in Lebensversicherungsvertr\u00e4gen), die eine starke Korrelation zu den Versicherungsvertr\u00e4gen, deren Bestandteil sie sind, aufweisen, gelten als nicht eigenst\u00e4ndig abgrenzbar und werden nicht getrennt bilanziert. Ein- und Auszahlungen aus den Investmentkomponenten werden jedoch nicht in die versicherungstechnischen Ertr\u00e4ge und Aufwendungen einbezogen. Manche Versicherungsvertr\u00e4ge sehen die R\u00fcckzahlung eines vertraglich festgelegten Betrags vor, jedoch nur unter bestimmten Umst\u00e4nden und nicht infolge des Eintretens eines versicherten Ereignisses. Diese Betr\u00e4ge stellen Pr\u00e4mienr\u00fcckerstattungen dar und verringern die versicherungstechnischen Ertr\u00e4ge und Aufwendungen. Die Gruppe weist Pr\u00e4mienr\u00fcckerstattungen als Abz\u00fcge von den vereinnahmten Pr\u00e4mien aus.</div><div class=\"defaultParagraph Standard\">Einige R\u00fcckversicherungsvertr\u00e4ge beinhalten bestimmte Provisionsvereinbarungen. Je nach Art sind Provisionen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">abzuziehen von vereinnahmten Pr\u00e4mien, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">einzubeziehen in die Versicherungsf\u00e4lle oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">als Investmentkomponente zu behandeln.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Aggregationsniveau</div><div class=\"defaultParagraph Standard\">Nach der Identifizierung, welche Versicherungsvertr\u00e4ge in den Anwendungsbereich von IFRS\u00a017 fallen, unter Ber\u00fccksichtigung der Effekte aus der Zusammenfassung von Versicherungsvertr\u00e4gen, der Abtrennung eigenst\u00e4ndig abgrenzbarer Nichtversicherungskomponenten und der Abtrennung mehrerer Versicherungsvertr\u00e4ge, die Bestandteil einer einzigen, rechtlich eigenst\u00e4ndigen Polizze sind, erfordert IFRS\u00a017 die Festlegung des Aggregationsniveaus zur Anwendung der im Standard enthaltenen Vorschriften. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Das Aggregationsniveau wird festgelegt, indem das gezeichnete Gesch\u00e4ft zun\u00e4chst in Portfolios unterteilt wird. Ein Portfolio umfasst eine Gruppe von Versicherungsvertr\u00e4gen mit \u00e4hnlichen Risiken, die gemeinsam gesteuert werden. Unter Zugrundelegung ihrer bei Vertragsbeginn erwarteten Profitabilit\u00e4t werden die Portfolios anschlie\u00dfend in drei Kategorien unterteilt: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">belastende Vertr\u00e4ge, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Vertr\u00e4ge, bei denen keine signifikante Wahrscheinlichkeit gegeben ist, dass diese belastend werden und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">verbleibende Vertr\u00e4ge.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Im Hinblick auf das GMM und den PAA gibt IFRS\u00a017 zudem zu beachten, dass f\u00fcr Zwecke der Aggregation eine Gruppe von Versicherungsvertr\u00e4gen keine Vertr\u00e4ge enthalten darf, die mit mehr als einem Jahr Abstand voneinander ausgestellt wurden. F\u00fcr ihr unter Anwendung des VFA bewertetes Gesch\u00e4ft macht die VIG Gebrauch vom Wahlrecht zur Anwendung der Ausnahmeregelung von der Bildung von Gruppen nach Zeichnungsjahr (Jahreskohorten), das in der Europ\u00e4ischen Union anwendbar ist. Dieses Wahlrecht r\u00e4umt die M\u00f6glichkeit ein, generations\u00fcbergreifende, mutualisierte und Cashflow-angepasste Versicherungsvertr\u00e4ge von der Vorschrift zur Bildung von Jahreskohorten auszunehmen. Damit soll zum Zeitpunkt der Erfassung der vertraglichen Servicemarge ein angemessenes Kosten-Nutzen-Verh\u00e4ltnis erm\u00f6glicht werden. Diese Ausnahmeregelung betrifft in erster Linie Lebensversicherungsvertr\u00e4ge mit langer Laufzeit und Gewinnbeteiligung sowie Krankenversicherungsvertr\u00e4ge mit langer Laufzeit.</div><div class=\"defaultParagraph Standard\">Sobald die Gruppen von Versicherungsvertr\u00e4gen festgelegt sind, werden sie zu Bilanzierungseinheiten, auf die die konsolidierten Versicherungsunternehmen die Vorschriften von IFRS\u00a017 anwenden. D.\u00a0h., auf dieser detaillierten Ebene m\u00fcssen IFRS\u00a017-Messgr\u00f6\u00dfen wie Erf\u00fcllungswerte, vertragliche Servicemarge (Contractual Service Margin\u00a0\u2013 CSM) und Verlustkomponenten verf\u00fcgbar sein. Die VIG hat Portfolios von ausgestellten Versicherungs- und R\u00fcckversicherungsvertr\u00e4gen auf Grundlage der angewandten Solvency\u00a0II-Struktur f\u00fcr die Lebens-, Kranken- und Schaden- und Unfallversicherung festgelegt, da die Produkte \u00e4hnlichen Risiken ausgesetzt sind und gemeinsam gesteuert werden. </div><div class=\"defaultParagraph Standard\">Bei der Bestimmung von Gruppen von Vertr\u00e4gen hat die VIG beschlossen, jene Vertr\u00e4ge, die in verschiedene Gruppen fallen w\u00fcrden, weil Gesetze oder Vorschriften die tats\u00e4chliche F\u00e4higkeit der VIG spezifisch einschr\u00e4nken, einen unterschiedlichen Preis oder ein unterschiedliches Leistungsniveau f\u00fcr Versicherungsnehmer:innen mit unterschiedlichen Eigenschaften festzulegen, derselben Gruppe zuzuordnen. </div><div class=\"defaultParagraph Standard\">Zu den Gruppen von Vertr\u00e4gen, auf die der Fair-Value-Ansatz zum \u00dcbergangszeitpunkt angewendet wurde, z\u00e4hlen Vertr\u00e4ge, die mit mehr als einem Jahr Abstand voneinander ausgestellt wurden. Es wird auf den von der VIG zum \u00dcbergangszeitpunkt verwendeten Ansatz in diesem Abschnitt unter Kapitel \u201eIFRS\u00a017-\u00dcbergangszeitpunkt (1.\u00a0J\u00e4nner\u00a02022): Fair-Value-Ansatz (FVA)\u201c verwiesen.</div><div class=\"defaultParagraph Standard\">In den meisten F\u00e4llen wird die Profitabilit\u00e4t von Gruppen von Vertr\u00e4gen unter Zugrundelegung versicherungsmathematischer Cash flow-Modelle und Profitabilit\u00e4tskennzahlen, die das Bestands- und Neugesch\u00e4ft ber\u00fccksichtigen, beurteilt. Bei unter Anwendung des PAA bewerteten Versicherungsvertr\u00e4gen wird davon ausgegangen, dass keine Vertr\u00e4ge im Portfolio beim erstmaligen Ansatz belastend sind, es sei denn, Fakten und Umst\u00e4nde deuten auf etwas anderes hin. Bei Vertr\u00e4gen, die nicht belastend sind, ist bei erstmaligem Ansatz zu pr\u00fcfen, ob sie keine signifikante Wahrscheinlichkeit aufweisen, dass sie in der Folge zu belastenden Vertr\u00e4gen werden. Dazu wird die Wahrscheinlichkeit von \u00c4nderungen bei zugrunde zu legenden Fakten und Umst\u00e4nden bewertet. F\u00fcr weitere Informationen zu belastenden Vertr\u00e4gen wird auf das folgende Kapitel\u00a0\u201eBelastende Vertr\u00e4ge\u201c verwiesen.</div><div class=\"defaultParagraph Standard\">Portfolios gehaltener R\u00fcckversicherungsvertr\u00e4ge werden nach denselben oben genannten Grunds\u00e4tzen aufgeteilt, mit dem Unterschied, dass sich die Verweise auf belastende Vertr\u00e4ge beziehen, bei denen es beim erstmaligen Ansatz einen Nettogewinn gibt. Es besteht die M\u00f6glichkeit, dass eine Gruppe gehaltener R\u00fcckversicherungsvertr\u00e4ge nur einen einzigen Vertrag umfasst. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">F\u00fcr die konsolidierten Versicherungsunternehmen wurden die Direktversicherung und fakultative R\u00fcckversicherung in die folgenden IFRS\u00a017-Portfolios f\u00fcr Schaden- und Unfallversicherung, Lebensversicherung und Krankenversicherung gruppiert: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Lebensversicherung: </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Mit Gewinnbeteiligung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Fonds- und indexgebundene </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Andere </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Ausgestellte und gehaltene proportionale R\u00fcckversicherung </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Krankenversicherung: </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Langfristige Krankenversicherung (nach Art der Leben) </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Ausgestellte und gehaltene proportionale R\u00fcckversicherung </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Schaden- und Unfallversicherung: </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Krankheitskostenversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Berufsunf\u00e4higkeitsversicherung</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Arbeitsunfallversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Kraftfahrzeughaftpflichtversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Sonstige Kraftfahrtversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">See-, Luftfahrt- und Transportversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Feuer- und andere Sachversicherungen </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Allgemeine Haftpflichtversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Kredit- und Kautionsversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Rechtsschutzversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Beistand </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verschiedene finanzielle Verluste </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Ausgestellte und gehaltene proportionale R\u00fcckversicherung </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Belastende Vertr\u00e4ge</div><div class=\"defaultParagraph Standard\">Manche Vertr\u00e4ge werden vor Beginn des Deckungszeitraums und vor F\u00e4lligkeit der ersten Pr\u00e4mie ausgestellt. Ob ausgegebene Vertr\u00e4ge eine Gruppe belastender Vertr\u00e4ge bilden, wird von den konsolidierten Versicherungsunternehmen zu dem fr\u00fcheren der beiden folgenden Zeitpunkte beurteilt: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">vor Beginn des Deckungszeitraums oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zu dem Zeitpunkt, zu dem innerhalb der Gruppe erstmals eine Zahlung der Versicherungsnehmer:innen f\u00e4llig wird.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Bei der Bestimmung, ob eine Gruppe von Vertr\u00e4gen belastend ist, werden Fakten und Umst\u00e4nde ber\u00fccksichtigt unter Zugrundelegung von: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Preisinformationen, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Ergebnissen von \u00e4hnlichen von der Gruppe erfassten Vertr\u00e4gen und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Umfeldfaktoren wie \u00c4nderungen am Markt oder von Vorschriften. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"font-size:19px; text-transform:uppercase; font-family:'HelveticaNeueLT Com 57 Cn'; min-height:19px\">Weitere Details werden in diesem Abschnitt unter dem Kapitel\u00a0\u201eAusweis\u201c er\u00f6rtert.</div><div class=\"defaultParagraph Standard\" style=\"line-height:normal; text-align:left; margin-bottom:0px\"><br/></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ansatz</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Gruppen von ausgestellten Versicherungsvertr\u00e4gen sind zum fr\u00fchesten der folgenden Zeitpunkte anzusetzen: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zu Beginn des Deckungszeitraums der Gruppe von Vertr\u00e4gen; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zum Zeitpunkt, an welchem die erste Zahlung von Versicherungsnehmer:innen in der Gruppe von Vertr\u00e4gen f\u00e4llig wird, oder bei Eingang der ersten Zahlung, wenn es kein F\u00e4lligkeitsdatum gibt; oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">f\u00fcr eine Gruppe von belastenden Vertr\u00e4gen, sobald Fakten und Umst\u00e4nde darauf hindeuten, dass die Gruppe belastend ist. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Gruppen gehaltener proportionaler und nicht proportionaler R\u00fcckversicherungsvertr\u00e4ge sind zum fr\u00fcheren der folgenden Zeitpunkte zu erfassen: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">entweder zu Beginn des Deckungszeitraums der Gruppe von gehaltenen R\u00fcckversicherungsvertr\u00e4gen oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zu dem Zeitpunkt, zu dem die konsolidierten Versicherungsunternehmen eine belastende Gruppe von zugrundeliegenden Versicherungsvertr\u00e4gen erfassen, falls die konsolidierten Versicherungsunternehmen den zugeh\u00f6rigen gehaltenen R\u00fcckversicherungsvertrag in der Gruppe der gehaltenen R\u00fcckversicherungsvertr\u00e4ge zu diesem Zeitpunkt oder vor diesem Zeitpunkt abgeschlossen haben.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Zudem ist mit dem Ansatz einer Gruppe von gehaltenen proportionalen R\u00fcckversicherungsvertr\u00e4gen bis zu dem Zeitpunkt zu warten, zu dem der erstmalige Ansatz jedes zugrundeliegenden Versicherungsvertrags erfolgt ist, falls dieser Zeitpunkt erst nach dem Beginn des Deckungszeitraums der Gruppe von gehaltenen R\u00fcckversicherungsvertr\u00e4gen liegt.</div><div class=\"defaultParagraph Standard\">Die Aufnahme eines neuen Vertrags in die Gruppe hat in der Berichtsperiode zu erfolgen, in der dieser Vertrag eines der zuvor dargelegten Kriterien erf\u00fcllt.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Vertragsgrenze</div><div class=\"defaultParagraph Standard\">In die Bewertung einer Gruppe von Versicherungsvertr\u00e4gen sind alle zuk\u00fcnftigen Zahlungsstr\u00f6me innerhalb der Vertragsgrenze jedes einzelnen Vertrags in der Gruppe einzubeziehen. Zahlungsstr\u00f6me liegen innerhalb der Grenzen eines Versicherungsvertrags, wenn sie aus wesentlichen Rechten und Pflichten entstehen, die w\u00e4hrend der Berichtsperiode bestehen, in der die Versicherungsnehmer:innen zur Zahlung der Pr\u00e4mien gezwungen werden k\u00f6nnen oder in der eine wesentliche Verpflichtung besteht, f\u00fcr die Versicherungsnehmer:innen Leistungen gem\u00e4\u00df dem Versicherungsvertrag zu erbringen. Eine wesentliche Verpflichtung zur Erbringung von Leistungen gem\u00e4\u00df dem Versicherungsvertrag endet, wenn die praktische M\u00f6glichkeit besteht, die Risiken der einzelnen Versicherungsnehmer:innen neu zu bewerten und folglich einen Preis oder ein Leistungsniveau festzulegen, das diesen Risiken vollkommen Rechnung tr\u00e4gt, oder beide nachstehenden Kriterien erf\u00fcllt sind: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die praktische F\u00e4higkeit besteht, die Risiken des Portfolios von Versicherungsvertr\u00e4gen, in dem der Vertrag enthalten ist, neu zu bewerten und folglich einen Preis oder ein Leistungsniveau festzulegen, das den Risiken dieses Portfolios vollkommen Rechnung tr\u00e4gt und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">bei der Preisfestsetzung der Pr\u00e4mien bis zu dem Zeitpunkt, zu dem die Risiken neu bewertet werden, werden die Risiken im Zusammenhang mit Zeitr\u00e4umen nach dem Zeitpunkt der Neubewertung nicht ber\u00fccksichtigt. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Verbindlichkeiten oder Verm\u00f6genswerte im Zusammenhang mit erwarteten Pr\u00e4mien oder Schadensf\u00e4llen au\u00dferhalb der Vertragsgrenze des Versicherungsvertrags werden nicht erfasst, da sich diese Betr\u00e4ge auf zuk\u00fcnftige Versicherungsvertr\u00e4ge beziehen. </div><div class=\"defaultParagraph Standard\">Bei Vertr\u00e4gen mit Verl\u00e4ngerungszeitr\u00e4umen wird beurteilt, ob die Pr\u00e4mien und die Zahlungsstr\u00f6me aus dem verl\u00e4ngerten Vertrag innerhalb der Vertragsgrenzen liegen. Die Preisfestsetzung der Vertragsverl\u00e4ngerungen, auf die IFRS\u00a017 angewendet wird, erfolgt unter Ber\u00fccksichtigung aller f\u00fcr die Versicherungsnehmer:innen abgedeckten Risiken, die am Verl\u00e4ngerungsdatum f\u00fcr den verbleibenden k\u00fcnftigen Versicherungsschutz bei Unterzeichnung gleichwertiger Vertr\u00e4ge ber\u00fccksichtigt w\u00fcrden. Die Vertragsgrenze jeder Gruppe von Vertr\u00e4gen wird am Ende jeder Berichtsperiode neu beurteilt.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>IFRS\u00a017-\u00dcbergangszeitpunkt (1.\u00a0J\u00e4nner\u00a02022): Fair-Value-Ansatz (FVA)</div><div class=\"defaultParagraph Standard\">Die zur Abzinsung verwendeten Zinss\u00e4tze f\u00fcr Gruppen von Versicherungsvertr\u00e4gen wurden zum \u00dcbergangszeitpunkt bestimmt. F\u00fcr die Bewertung der Erf\u00fcllungszahlungsstr\u00f6me einer Gruppe von Versicherungsvertr\u00e4gen zum \u00dcbergangszeitpunkt entsprechen die Locked-in-Abzinsungss\u00e4tze den gewichteten Durchschnittss\u00e4tzen, die zum Zeitpunkt der erstmaligen Erfassung der zugrunde liegenden Vertr\u00e4ge galten. Der zur Aufzinsung der CSM herangezogene Diskontierungszinssatz wurde bei Vertragsbeginn unter Anwendung des Bottom-Up-Ansatzes bestimmt.</div><div class=\"defaultParagraph Standard\">Beim Fair-Value-Ansatz handelt es sich um eine vereinfachte Methode zur Bestimmung der CSM und/oder der Verlustkomponenten f\u00fcr Gruppen von Versicherungsvertr\u00e4gen zum \u00dcbergangszeitpunkt. Die vertragliche Servicemarge oder die Verlustkomponente der LRC zum \u00dcbergangszeitpunkt wird als die Differenz zwischen dem beizulegenden Zeitwert der Gruppe von Versicherungsvertr\u00e4gen und den zu diesem Zeitpunkt bewerteten Erf\u00fcllungswerten bestimmt. Zur Bestimmung des beizulegenden Zeitwerts wurden die Vorschriften von IFRS\u00a013 Bemessung des beizulegenden Zeitwerts angewandt. Hiervon ausgenommen ist die Anwendung des IFRS\u00a013.47 betreffend das Merkmal der kurzfristigen Abrufbarkeit.</div><div class=\"defaultParagraph Standard\">Bei Anwendung des Fair-Value-Ansatzes zum \u00dcbergangszeitpunkt ist es gestattet, Vertr\u00e4ge zusammenzufassen, deren Zeichnung mehr als ein Jahr auseinanderliegt.</div><div class=\"defaultParagraph Standard\">Zum \u00dcbergangszeitpunkt wurden verf\u00fcgbare, angemessene und belastbare Informationen genutzt, um Folgendes zu bestimmen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Gruppen von Versicherungsvertr\u00e4gen,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">ob es sich bei den Vertr\u00e4gen um Versicherungsvertr\u00e4ge mit direkter \u00dcberschussbeteiligung handelt,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">ob ermessensabh\u00e4ngige Zahlungsstr\u00f6me f\u00fcr Versicherungsvertr\u00e4ge ohne direkte \u00dcberschussbeteiligung vorliegen,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">ob ein Kapitalanlagevertrag die Definition eines Kapitalanlagevertrags mit ermessensabh\u00e4ngiger \u00dcberschussbeteiligung im Sinne der Definition in IFRS\u00a017 erf\u00fcllt.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die VIG teilt die versicherungstechnischen Finanzeffekte in erfolgswirksame sowie erfolgsneutrale Betr\u00e4ge auf. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Um die Verbindlichkeiten f\u00fcr Versicherungsvertr\u00e4ge zum \u00dcbergangszeitpunkt zu ermitteln, wurde der Kapitalkostenansatz zur Bestimmung des beizulegenden Zeitwerts verwendet. Dieser wurde wie folgt abgeleitet:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die wirtschaftlich berechnete Best-Estimate-Verbindlichkeit ohne Ber\u00fccksichtigung von Berichtsvorschriften; plus</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">einer marktgerechten Gewinnmarge.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"background-color:#FFFF00\">Betreffend den mit diesem Ansatz getroffenen wesentlichen Sch\u00e4tzungen und Ermessensentscheidungen wird auf den Konzernanhang unter dem Punkt \u201e24.1. (R\u00fcck-)Versicherungsvertr\u00e4ge\u201c verwiesen.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Die zum \u00dcbergangszeitpunkt angewandten Diskontierungszinss\u00e4tze</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"c0e469\"><div class=\"defaultParagraph THeadfirstText\"><span class=\"hyperlink-no-style\"></span>Spot Rates in Jahren*</div></td><td class=\"ed0c94\" colspan=\"6\"><div class=\"defaultParagraph THeadfirstNumber\" style=\"text-align:center\">1.1.2022</div></td></tr><tr><td class=\"e50638\"><div class=\"defaultParagraph THeadlastText\">\u00a0</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">1 J.</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">3 J.</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">5 J.</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">10 J.</div></td><td class=\"d3ba166\"><div class=\"defaultParagraph THeadlastNumber\">20 J.</div></td><td class=\"d7b3e8f\"><div class=\"defaultParagraph THeadlastNumber\">30 J.</div></td></tr><tr><td class=\"d69e74c\"><div class=\"defaultParagraph TBodyfirstText\">in %</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"b828ec\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td><td class=\"ba2a2f\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d95a2e2\"><div class=\"defaultParagraph TBodynormalText\">ALL</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-0,58</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-0,25</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">-0,08</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">0,21</div></td><td class=\"d8b7391\"><div class=\"defaultParagraph TBodynormalNumber\">0,46</div></td><td class=\"a7a5b6\"><div class=\"defaultParagraph TBodynormalNumber\">1,05</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">BAM</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,64</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,30</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,13</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,15</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,40</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">1,01</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">BGN</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,64</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,30</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,13</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,15</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,40</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">1,01</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">CHF</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,80</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,48</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,33</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,01</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,01</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">0,32</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">CZK</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,63</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,13</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,71</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,09</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2,96</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">3,06</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">EUR</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,58</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,25</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,08</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,21</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,46</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">1,05</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">GBP</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,78</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,20</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,20</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,11</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,05</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">1,00</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">GEL</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7,78</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,13</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,13</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">8,07</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7,87</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">7,34</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">HRK</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,18</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,01</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,19</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,82</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,72</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">2,21</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">HUF</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,49</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,13</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,29</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,43</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,66</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">4,69</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">MDL</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,58</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,25</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,08</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,21</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,46</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">1,05</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">MKD</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,58</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,25</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">-0,08</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,21</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,46</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">1,05</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">PLN</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2,66</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,60</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,73</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,57</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,49</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">3,47</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">RON</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,93</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,52</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,68</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,07</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">5,01</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">4,68</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">RSD</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2,21</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">2,76</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">3,29</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,01</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">4,17</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">4,06</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">TRY</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">21,64</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24,35</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">25,35</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">24,27</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">20,71</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">16,92</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">UAH</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">11,43</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12,73</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">12,68</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">10,14</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">7,58</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">6,82</div></td></tr><tr><td class=\"d71d389\"><div class=\"defaultParagraph TBodynormalText\">USD</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">0,44</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,08</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,28</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,50</div></td><td class=\"d467a61\"><div class=\"defaultParagraph TBodynormalNumber\">1,67</div></td><td class=\"d918738\"><div class=\"defaultParagraph TBodynormalNumber\">1,64</div></td></tr><tr><td class=\"a29749\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d424047\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"e35bd1\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Ohne Illiquidit\u00e4tsanpassung</div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"edbe52\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Illiquidit\u00e4tsanpassung</div></td><td class=\"d97a83a\"><div class=\"defaultParagraph THeadsingleNumber\">1.1.2022</div></td></tr><tr><td class=\"edca2e\"><div class=\"defaultParagraph TBodyfirstText\">in Basispunkten</div></td><td class=\"a19a10\"><div class=\"defaultParagraph TBodyfirstNumber\">\u00a0</div></td></tr><tr><td class=\"d71b30\"><div class=\"defaultParagraph TBodynormalText\">Bosnien-Herzegowina</div></td><td class=\"d70be13\"><div class=\"defaultParagraph TBodynormalNumber\">100</div></td></tr><tr><td class=\"e49a34\"><div class=\"defaultParagraph TBodynormalText\">Bulgarien</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\">45</div></td></tr><tr><td class=\"e49a34\"><div class=\"defaultParagraph TBodynormalText\">Deutschland</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\">15</div></td></tr><tr><td class=\"e49a34\"><div class=\"defaultParagraph TBodynormalText\">Kroatien (HRK)</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\">9</div></td></tr><tr><td class=\"e49a34\"><div class=\"defaultParagraph TBodynormalText\">Liechtenstein</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\">15</div></td></tr><tr><td class=\"e49a34\"><div class=\"defaultParagraph TBodynormalText\">\u00d6sterreich</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\">15</div></td></tr><tr><td class=\"e49a34\"><div class=\"defaultParagraph TBodynormalText\">Polen</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\">63</div></td></tr><tr><td class=\"e49a34\"><div class=\"defaultParagraph TBodynormalText\">Serbien</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\">200</div></td></tr><tr><td class=\"e49a34\"><div class=\"defaultParagraph TBodynormalText\">Slowakei</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\">8</div></td></tr><tr><td class=\"e49a34\"><div class=\"defaultParagraph TBodynormalText\">Tschechische Republik</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\">29</div></td></tr><tr><td class=\"e49a34\"><div class=\"defaultParagraph TBodynormalText\">T\u00fcrkei</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\">26</div></td></tr><tr><td class=\"e49a34\"><div class=\"defaultParagraph TBodynormalText\">Ungarn</div></td><td class=\"d3a36bf\"><div class=\"defaultParagraph TBodynormalNumber\">19</div></td></tr><tr><td class=\"d6e5e46\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3ea1c8\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift5\" style=\"margin-top:10px; padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Bewertung beim erstmaligen Ansatz</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Nicht unter Anwendung des PAA bewertete Versicherungsvertr\u00e4ge</div><div class=\"defaultParagraph Standard\">Eine Gruppe von Versicherungsvertr\u00e4gen wird bewertet als die Summe aus: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">dem Erf\u00fcllungswert und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">der CSM, die den nicht realisierten Gewinn darstellt, den die konsolidierten Versicherungsunternehmen im Laufe der Erbringung ihrer Versicherungsleistungen, gem\u00e4\u00df den in der Gruppe enthaltenen Versicherungsvertr\u00e4gen, ausweisen werden.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Der Erf\u00fcllungswert setzt sich zusammen aus:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">unverzerrten und wahrscheinlichkeitsgewichteten Sch\u00e4tzungen der k\u00fcnftigen Zahlungsstr\u00f6me, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">einer Abzinsung auf den Barwert, um den Zeitwert des Geldes und die finanziellen Risiken widerzuspiegeln und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">einer Risikoanpassung f\u00fcr nichtfinanzielle Risiken. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Das Ziel der Sch\u00e4tzung der k\u00fcnftigen Zahlungsstr\u00f6me besteht darin, den Erwartungswert (oder den wahrscheinlichkeitsgewichteten Mittelwert) der gesamten Bandbreite aller m\u00f6glichen Ergebnisse zu bestimmen. Dabei werden alle angemessenen und belastbaren Informationen, die zum Bilanzstichtag ohne unangemessenen Kosten- oder Zeitaufwand verf\u00fcgbar sind, ber\u00fccksichtigt. Bei der Sch\u00e4tzung k\u00fcnftiger Zahlungsstr\u00f6me wird eine Bandbreite von Szenarien mit wirtschaftlicher Substanz in Erw\u00e4gung gezogen, die die m\u00f6glichen Ergebnisse angemessen widerspiegelt. Die Zahlungsstr\u00f6me der einzelnen Szenarien werden wahrscheinlichkeitsgewichtet und unter Zugrundelegung aktueller Annahmen abgezinst. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Bei der Sch\u00e4tzung k\u00fcnftiger Zahlungsstr\u00f6me werden alle Zahlungsstr\u00f6me innerhalb der Vertragsgrenze ber\u00fccksichtigt, wie z.\u00a0B.:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Pr\u00e4mien und etwaige damit in Zusammenhang stehende zus\u00e4tzliche Zahlungsstr\u00f6me, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Sch\u00e4den und Versicherungsleistungen, einschlie\u00dflich Sch\u00e4den, die bereits gemeldet, jedoch noch nicht beglichen wurden; entstandene Sch\u00e4den, die noch nicht gemeldet wurden, und alle erwarteten k\u00fcnftigen Sch\u00e4den, u.\u00a0a.: </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Zahlungen an Versicherungsnehmer:innen, deren H\u00f6he je nach den Renditen der zugrundeliegenden Referenzwerte schwankt, und </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">eine Zuordnung der Zahlungsstr\u00f6me aus den Abschlusskosten, die sich auf das Portfolio beziehen, zu dem der Vertrag geh\u00f6rt.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Kosten f\u00fcr die Schadensbearbeitung, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Kosten f\u00fcr die Verwaltung und Aufrechterhaltung von Vertr\u00e4gen, wie z.\u00a0B. wiederkehrende Provisionen, die erwartungsgem\u00e4\u00df an die Vermittler zu zahlen sind, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">eine Zuordnung fester und variabler Gemeinkosten, die direkt der Erf\u00fcllung von Versicherungsvertr\u00e4gen zugeordnet werden k\u00f6nnen, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">transaktionsbedingte Steuern.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die Bewertung des Erf\u00fcllungswerts beinhaltet die Abschlusskosten, die \u00fcber den Deckungszeitraum der Gruppe von Versicherungsvertr\u00e4gen als Aufwand erfasst werden. Gleichzeitig wird der gleiche Betrag in den versicherungstechnischen Ertr\u00e4gen erfasst, was den Anteil der Beitr\u00e4ge, die sich auf die Wiedererlangung der Abschlusskosten beziehen, widerspiegelt.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Unter Anwendung des PAA bewertete Versicherungsvertr\u00e4ge</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die VIG wendet den Pr\u00e4mienallokationsansatz (PAA) zumindest auf alle von ihr ausgestellten Schaden- und Unfallversicherungsvertr\u00e4ge mit kurzer Laufzeit an, da: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span>der Deckungszeitraum jedes Vertrags in der Gruppe, einschlie\u00dflich Leistungen gem\u00e4\u00df dem Versicherungsvertrag aus allen Pr\u00e4mien innerhalb der Vertragsgrenzen (siehe Kapitel \u201eVertragsgrenze\u201c) nicht mehr als ein Jahr betr\u00e4gt bzw.</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">f\u00fcr Vertr\u00e4ge, deren Laufzeit mehr als ein Jahr betr\u00e4gt, wurden m\u00f6gliche k\u00fcnftige Szenarien modelliert und es wird davon ausgegangen, dass sich die Bewertung der Deckungsr\u00fcckstellung f\u00fcr die Gruppe, in der diese Vertr\u00e4ge enthalten sind, durch die Anwendung des PAA nicht wesentlich von derjenigen unterscheidet, die aus der Anwendung des GMM hervorgehen w\u00fcrde. Bei der Beurteilung der Wesentlichkeit wurden auch qualitative Faktoren, wie die Art des Risikos und die Art ihrer Versicherungsportfolios, ber\u00fccksichtigt. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Der PAA wird nicht angewendet, wenn beim erstmaligen Ansatz der Gruppe von Vertr\u00e4gen eine signifikante Variabilit\u00e4t der Erf\u00fcllungswerte erwartet wird, was die Bewertung der Deckungsr\u00fcckstellung w\u00e4hrend der Periode vor Eintreten eines Schadens beeinflussen w\u00fcrde. Die Variabilit\u00e4t der Erf\u00fcllungswerte steigt beispielsweise an im Zusammenhang mit: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">der H\u00f6he der k\u00fcnftigen Zahlungsstr\u00f6me im Zusammenhang mit in die Vertr\u00e4ge eingebetteten Derivaten und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">der L\u00e4nge des Deckungszeitraums der Gruppe von Vertr\u00e4gen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Bei einer Gruppe von Vertr\u00e4gen, die bei erstmaligem Ansatz nicht belastend ist, wird die Deckungsr\u00fcckstellung wie folgt bemessen: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">etwaige beim erstmaligen Ansatz erhaltene Pr\u00e4mien, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">abz\u00fcglich der Abschlusskosten zu diesem Zeitpunkt,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zuz\u00fcglich oder abz\u00fcglich des etwaigen Betrags aus der Ausbuchung zu diesem Zeitpunkt im Posten Als Verm\u00f6genswert angesetzte Abschlusskosten und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zuz\u00fcglich oder abz\u00fcglich andere im Vorfeld f\u00fcr Zahlungsstr\u00f6me in Bezug auf die Gruppe von Versicherungsvertr\u00e4gen angesetzte Verm\u00f6genswerte oder Verbindlichkeiten.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Deuten Fakten und Umst\u00e4nde darauf hin, dass Vertr\u00e4ge beim erstmaligen Ansatz belastend sind, helfen zus\u00e4tzliche Analysen bei der Bestimmung, ob zu erwarten ist, dass der Vertrag zu einem Nettomittelabfluss f\u00fchrt. Diese belastenden Vertr\u00e4ge werden von den anderen Vertr\u00e4gen abgegrenzt, und in Bezug auf den Nettomittelabfluss wird ein Verlust erfolgswirksam erfasst, wobei der Buchwert der Verbindlichkeit der Gruppe den Erf\u00fcllungswerten entspricht. F\u00fcr die Deckungsr\u00fcckstellung einer solchen belastenden Gruppe von Vertr\u00e4gen wird eine Verlustkomponente festgelegt, welche die berechneten Verluste abbildet. F\u00fcr zus\u00e4tzliche Angaben zur Verlustkomponente wird auf das folgende Kapitel \u201eAusweis\u201c und zu belastenden Vertr\u00e4gen auf das Kapitel \u201eBelastende Vertr\u00e4ge\u201c im Abschnitt \u201eBilanzierungs- und Bewertungsmethoden\u201c verwiesen.</div><div class=\"defaultParagraph Standard\">F\u00fcr unter Anwendung des PAA bewertete Vertr\u00e4ge ist es gem\u00e4\u00df der Rechnungslegungsmethode der VIG grunds\u00e4tzlich nicht gestattet, die Deckungsr\u00fcckstellung unter Zugrundelegung diskontierter Cash flows zu bewerten, es sei denn, die Gruppe von Vertr\u00e4gen ist belastend.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div><div class=\"defaultParagraph Standard\">R\u00fcckversicherungsverm\u00f6genswerte f\u00fcr eine Gruppe gehaltener R\u00fcckversicherungsvertr\u00e4ge werden auf derselben Grundlage bewertet wie eine Gruppe ausgestellter Versicherungsvertr\u00e4ge. Sie werden jedoch angepasst, um den unterschiedlichen Merkmalen von gehaltenen R\u00fcckversicherungsvertr\u00e4gen und ausgestellten Versicherungsvertr\u00e4gen Rechnung zu tragen, beispielsweise in Bezug auf die Erh\u00f6hung von Aufwendungen oder die Reduzierung von Aufwendungen anstatt Ertr\u00e4gen. </div><div class=\"defaultParagraph Standard\">Beim erstmaligen Ansatz einer belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge oder bei der Hinzuf\u00fcgung von weiteren belastenden zugrundeliegenden Versicherungsvertr\u00e4gen zu einer Gruppe wird ein Verlust erfasst. F\u00fcr den Verm\u00f6genswert f\u00fcr den k\u00fcnftigen Versicherungsschutz f\u00fcr eine Gruppe von gehaltenen R\u00fcckversicherungsvertr\u00e4gen wird eine Verlustr\u00fcckerstattungskomponente festgelegt, welche die Aufholung der Verluste abbildet. </div><div class=\"defaultParagraph Standard\">Die Verlustr\u00fcckerstattungskomponente wird wie folgt bestimmt: Multiplikation des ausgewiesenen Verlusts aus den zugrundeliegenden Versicherungsvertr\u00e4gen mit dem Prozentsatz der Sch\u00e4den aus denselben zugrundeliegenden Versicherungsvertr\u00e4gen, bei denen die konsolidierten Versicherungsunternehmen erwarten, dass sie sie aus der Gruppe ihrer gehaltenen R\u00fcckversicherungsvertr\u00e4ge wieder erstattet bekommen. Sofern nur manche Vertr\u00e4ge in der belastenden zugrundeliegenden Gruppe durch die Gruppe von gehaltenen R\u00fcckversicherungsvertr\u00e4gen gedeckt sind, wird anhand einer systematischen und rationalen Methode der Anteil der ausgewiesenen Verluste aus der zugrundeliegenden Gruppe von Versicherungsvertr\u00e4gen bestimmt, der sich auf die Versicherungsvertr\u00e4ge bezieht, die durch die Gruppe von gehaltenen R\u00fcckversicherungsvertr\u00e4gen gedeckt sind. Durch die Verlustr\u00fcckerstattungskomponente wird der Buchwert des Verm\u00f6genswerts f\u00fcr den zuk\u00fcnftigen Versicherungsschutz angepasst. </div><div class=\"defaultParagraph Standard\">Falls die Gruppe gehaltene R\u00fcckversicherungsvertr\u00e4ge eingeht, deren Deckung sich auf Ereignisse vor dem Erwerb der R\u00fcckversicherung bezieht, werden diese R\u00fcckversicherungskosten beim erstmaligen Ansatz aufwandswirksam erfasst.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Folgebewertung</div><div class=\"defaultParagraph Standard\">Gem\u00e4\u00df IAS\u00a034 darf die grunds\u00e4tzliche H\u00e4ufigkeit der Berichterstattung die H\u00f6he der Jahresergebnisse nicht beeinflussen. Damit das Jahresergebnis nicht beeinflusst wird, m\u00fcssen unterj\u00e4hrige Bewertungen auf einer vom Gesch\u00e4ftsjahresbeginn bis zum jeweiligen Berichtstermin kumulierten Grundlage erfolgen (Year-to-Date-Bilanzierung). Im Rahmen der Year-to-Date-Bilanzierung werden die unterj\u00e4hrig erfassten Sch\u00e4tzungs\u00e4nderungen nicht ber\u00fccksichtigt, wohingegen sie bei der Period-to-Period-Bilanzierung in die Berechnung miteinbezogen werden. Die VIG-Versicherungsgruppe hat sich f\u00fcr die Year-to-Date-Bilanzierung gem\u00e4\u00df IFRS\u00a017.B137 entschieden.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Nicht unter Anwendung des PAA bewertete Versicherungsvertr\u00e4ge</div><div class=\"defaultParagraph Standard\">Die CSM zum Abschlussstichtag stellt den Gewinn in einer Gruppe von Versicherungsvertr\u00e4gen dar, der noch nicht erfolgswirksam erfasst wurde, da er sich auf die zu erbringenden k\u00fcnftigen Leistungen bezieht. </div><div class=\"defaultParagraph Standard\">Bei einer Gruppe von GMM bewerteten Versicherungsvertr\u00e4gen ist der Buchwert der CSM der Gruppe zum Abschlussstichtag gleich dem Buchwert zu Beginn der Berichtsperiode, berichtigt um: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Auswirkungen etwaiger neuer Vertr\u00e4ge, die der Gruppe hinzugef\u00fcgt wurden, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Aufzinsung des Buchwerts der CSM w\u00e4hrend des Berichtszeitraums, bewertet zu den Diskontierungss\u00e4tzen beim erstmaligen Ansatz, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die \u00c4nderungen der Erf\u00fcllungswerte, die sich auf k\u00fcnftige Leistungen beziehen, au\u00dfer wenn: </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">diese Erh\u00f6hungen der Erf\u00fcllungswerte den Buchwert der CSM \u00fcbersteigen und zu einem Verlust f\u00fchren oder</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span>diese Reduzierungen der Erf\u00fcllungswerte der Verlustkomponente der Deckungsr\u00fcckstellung zugeordnet werden (siehe im folgenden Kapitel den Unterpunkt \u201eVerlustkomponente\u201c), </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Auswirkung etwaiger Wechselkursdifferenzen auf die CSM und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span>den in der Berichtsperiode aufgrund der \u00dcbertragung von Leistungen gem\u00e4\u00df dem Versicherungsvertrag als versicherungstechnische Ertr\u00e4ge angesetzten Betrag, der ermittelt wird, indem die am Abschlussstichtag (vor einer etwaigen Aufteilung) verbleibende CSM auf den gegenw\u00e4rtigen und k\u00fcnftigen Deckungszeitraum aufgeteilt wird (siehe im folgenden Kapitel den Unterpunkt \u201eVersicherungstechnische Ertr\u00e4ge\u201c). </div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">In der Folgebewertung werden bei der CSM-Berechnung unter dem VFA die folgenden Modifikationen im Vergleich zum GMM vorgenommen: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Es erfolgt keine explizite Verzinsung der CSM, da die CSM neu bemessen wird, sobald sie aufgrund von \u00c4nderungen am Anteil des Unternehmens an den zugrunde liegenden Posten angepasst wird.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">\u00c4nderungen im Anteil des Unternehmens am beizulegenden Zeitwert der zugrundeliegenden Referenzwerte f\u00fchren ebenfalls zu einer Anpassung der CSM, anstatt erfolgswirksam (oder wahlweise im OCI) erfasst zu werden.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">\u00c4nderungen in den Erf\u00fcllungswerten, die nicht von den Renditen der zugrundeliegenden Referenzwerten abh\u00e4ngen und die sich auf zuk\u00fcnftige Dienstleistungen beziehen, w\u00e4ren grunds\u00e4tzlich CSM-wirksam. Da alle Zahlungsstr\u00f6me als abh\u00e4ngig von den zugrundeliegenden Referenzwerten betrachtet werden, entf\u00e4llt dieses Element. Gleiches ergibt sich aus der Anwendung von IFRS\u00a017.B114, wodurch nicht mehr zwischen Zahlungsstr\u00f6men unterschieden wird, die von den zugrundeliegenden Referenzwerten abh\u00e4ngen, und solchen, die nicht davon abh\u00e4ngen.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die \u00c4nderungen der Erf\u00fcllungswerte bei GMM-bewerteten Vertr\u00e4gen, die sich auf k\u00fcnftige Leistungen beziehen, die zu einer Anpassung der CSM f\u00fchren, umfassen: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Erfahrungswertanpassungen aufgrund von Abweichungen zwischen den vereinnahmten Pr\u00e4mien (und damit verbundenen Zahlungsstr\u00f6men, wie z.B. Abschlusskosten und Steuern auf Versicherungspr\u00e4mien) und den zu Beginn der Periode gesch\u00e4tzten erwarteten Betr\u00e4gen. \u00c4nderungen in Bezug auf vereinnahmte (oder f\u00e4llige) Pr\u00e4mien, die sich auf laufende oder vergangene Leistungen beziehen, werden unmittelbar im Gewinn oder Verlust erfasst, wohingegen \u00c4nderungen, die sich auf vereinnahmte (oder f\u00e4llige) Pr\u00e4mien f\u00fcr k\u00fcnftige Leistungen beziehen, als Anpassung der CSM erfasst werden;</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">\u00c4nderungen der Sch\u00e4tzungen des Barwerts der k\u00fcnftigen Zahlungsstr\u00f6me der Deckungsr\u00fcckstellung, mit Ausnahme von \u00c4nderungen des Zeitwerts des Geldes und \u00c4nderungen des finanziellen Risikos (Erfassung in der Gewinn- und Verlustrechnung bzw. im Sonstiges Ergebnis statt Anpassung der CSM);</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Abweichungen zwischen der Investmentkomponente, die erwartungsgem\u00e4\u00df in der Periode anf\u00e4llt, und der Investmentkomponente, die in der Periode tats\u00e4chlich zahlbar wird. Diese Abweichungen werden durch einen Vergleich der Investmentkomponente, die in der Periode tats\u00e4chlich zahlbar wird, mit der Zahlung in der Periode, die zu Beginn der Periode erwarteten Zahlung plus etwaige versicherungstechnische Finanzertr\u00e4ge oder <span class=\"non-breaking-hyphen\">\u2011</span>aufwendungen in Bezug auf die erwartete Zahlung, bevor sie zahlbar wird, ermittelt. Dasselbe gilt f\u00fcr Darlehen an Versicherungsnehmer:innen, die r\u00fcckzahlbar werden; und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">\u00c4nderungen der Risikoanpassung f\u00fcr nichtfinanzielle Risiken, die mit k\u00fcnftigen Leistungen verbunden sind. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die im Vorstehenden genannten Anpassungen der CSM werden unter Zugrundelegung von Diskontierungss\u00e4tzen bewertet, welche die Merkmale der Zahlungsstr\u00f6me der Gruppe von Versicherungsvertr\u00e4gen beim erstmaligen Ansatz widerspiegeln (siehe im Kapitel Konzernanhang die Angabe\u00a0\u201e24.1. (R\u00fcck-)Versicherungsvertr\u00e4ge\u201c Unterkapitel \u201eDiskontierungss\u00e4tze\u201c). </div><div class=\"defaultParagraph Standard\">Wenn eine Gruppe von Versicherungsvertr\u00e4gen w\u00e4hrend des Deckungszeitraums belastend wird, wird in Bezug auf den Nettomittelabfluss ein Verlust erfolgswirksam erfasst, wobei der Buchwert der Verbindlichkeit der Gruppe den Erf\u00fcllungswerten entspricht. F\u00fcr die Deckungsr\u00fcckstellung einer solchen belastenden Gruppe von Vertr\u00e4gen wird eine Verlustkomponente festgelegt, welche die bestimmten Verluste abbildet. F\u00fcr zus\u00e4tzliche Angaben zur Verlustkomponente wird auf den gleichnamigen Unterpunkt im folgenden Kapitel \u201eAusweis\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>verwiesen.</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Der Buchwert einer Gruppe von Versicherungsvertr\u00e4gen wird zum Ende einer Berichtsperiode bemessen als die Summe aus: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">der Deckungsr\u00fcckstellung, bestehend aus dem Erf\u00fcllungswert, der sich auf k\u00fcnftige Leistungen bezieht, die der Gruppe zu diesem Zeitpunkt zugeordnet wurden, und der CSM der Gruppe zu diesem Zeitpunkt und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">der R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle, die den Erf\u00fcllungswert in Bezug auf vergangene Leistungen umfasst, welcher der Gruppe zu diesem Zeitpunkt zugeordnet wurde.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Unter Anwendung des PAA bewertete Versicherungsvertr\u00e4ge</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Zum Ende jeder Berichtsperiode entspricht der Buchwert der Deckungsr\u00fcckstellung dem Buchwert zum Beginn der Periode </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zuz\u00fcglich den in der Periode erhaltenen Pr\u00e4mien, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span>abz\u00fcglich der Abschlusskosten (siehe hierzu im folgenden Kapitel die Ausf\u00fchrungen unter \u201eAbschlusskosten\u201c), </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zuz\u00fcglich der Amortisation der Zahlungen f\u00fcr Abschlusskosten, die in der Berichtsperiode als Aufwand f\u00fcr die Gruppe erfasst wurden, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zuz\u00fcglich einer etwaigen Anpassung der Finanzierungskomponente, sofern zutreffend, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">abz\u00fcglich des Betrags, der f\u00fcr die in der Periode erbrachten Versicherungsleistungen als versicherungstechnische Ertr\u00e4ge ausgewiesen wurde, und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">abz\u00fcglich der Investmentkomponenten, die gezahlt oder auf die R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle \u00fcbertragen wurden. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die R\u00fcckstellung f\u00fcr noch nicht abgewickelte Versicherungsf\u00e4lle (Liability for Incurred Claims\u00a0\u2013 LIC) wird mit dem Erf\u00fcllungswert bezogen auf die eingetretenen Sch\u00e4den gesch\u00e4tzt. Der Erf\u00fcllungswert beinhaltet auf unverzerrte Art und Weise alle angemessenen und belastbaren Informationen, die ohne unangemessenen Kosten- oder Zeitaufwand \u00fcber Betrag, zeitlichen Anfall und Unsicherheit der k\u00fcnftigen Zahlungsstr\u00f6me verf\u00fcgbar sind, er spiegelt damit derzeitige Sch\u00e4tzungen wider und enth\u00e4lt eine explizite Anpassung f\u00fcr nichtfinanzielle Risiken (die Risikoanpassung). Die VIG zinst die R\u00fcckstellung f\u00fcr noch nicht abge-wickelte Versicherungsf\u00e4lle stets ab, selbst dann, wenn davon ausgegangen wird, dass die Zahlungsstr\u00f6me innerhalb h\u00f6chstens eines Jahres ab Eintreten des Schadens zu zahlen sind oder vereinnahmt werden. </div><div class=\"defaultParagraph Standard\" style=\"background-color:#FFFF00\">Wenn Fakten und Umst\u00e4nde w\u00e4hrend des Deckungszeitraums darauf hindeuten, dass eine Gruppe von Versicherungsvertr\u00e4gen belastend ist, wird in Bezug auf den Nettomittelabfluss ein Verlust erfolgswirksam erfasst, wobei der Buchwert der Verbindlichkeit der Gruppe den Erf\u00fcllungswerten entspricht. F\u00fcr die Deckungsr\u00fcckstellung einer solchen belastenden Gruppe von Vertr\u00e4gen wird eine Verlustkomponente festgelegt, welche die bestimmten Verluste abbildet. F\u00fcr zus\u00e4tzliche Angaben zur Verlustkomponente wird auf das gleichnamige Kapitel in diesem Abschnitt verwiesen. F\u00fcr zus\u00e4tzliche Angaben zu den Abschlusskosten wird auf das gleichnamige Kapitel \u201eAbschlusskosten\u201c in diesem Abschnitt<span dir=\"ltr\" style=\"font-style:italic\"> </span>verwiesen.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div><div class=\"defaultParagraph Standard\">Die Folgebewertung gehaltener R\u00fcckversicherungsvertr\u00e4ge folgt den gleichen Grunds\u00e4tzen wie bei ausgestellten Versicherungsvertr\u00e4gen und wurde angepasst, um den spezifischen Merkmalen gehaltener R\u00fcckversicherungsvertr\u00e4ge Rechnung zu tragen. </div><div class=\"defaultParagraph Standard\">Sofern eine Verlustr\u00fcckerstattungskomponente gebildet wurde, verringern die konsolidierten Versicherungsunternehmen die Verlustr\u00fcckerstattungskomponente im Rahmen der Folgebewertung auf null entsprechend den Verringerungen der belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge, um widerzuspiegeln, dass die Verlustr\u00fcckerstattungskomponente den Anteil des Buchwerts der Verlustkomponente der belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge, den das Unternehmen aufgrund seiner gehaltenen R\u00fcckversicherungsvertr\u00e4ge erstattet zu bekommen erwartet, nicht \u00fcbersteigt.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">\u00c4nderung und Ausbuchung</div><div class=\"defaultParagraph Standard\">Versicherungsvertr\u00e4ge werden ausgebucht, wenn die mit dem Vertrag verbundenen Rechte und Pflichten erloschen (d.h. erf\u00fcllt, gek\u00fcndigt oder ausgelaufen) sind oder der Vertrag so ge\u00e4ndert wird, dass sich aus der \u00c4nderung eine \u00c4nderung des Bewertungsmodells oder des anwendbaren Standards f\u00fcr die Bewertung einer Komponente des Vertrags ergibt. In diesen F\u00e4llen wird der urspr\u00fcngliche Vertrag ausgebucht und der ge\u00e4nderte Vertrag als neuer Vertrag eingebucht.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Abschlusskosten</div><div class=\"defaultParagraph Standard\">Abschlusskosten entstehen aus den Kosten f\u00fcr den Vertrieb, die Zeichnung und die Einrichtung einer Gruppe von Versicherungsvertr\u00e4gen (die bereits ausgestellt wurden oder die erwartungsgem\u00e4\u00df ausgestellt werden), die dem Portfolio der Versicherungsvertr\u00e4ge, zu dem die Gruppe geh\u00f6rt, direkt zugeordnet werden k\u00f6nnen. </div><div class=\"defaultParagraph Standard\">Wurden Abschlusskosten gezahlt oder sind sie entstanden, bevor die zugeh\u00f6rige Gruppe von Versicherungsvertr\u00e4gen in der Konzernbilanz erfasst wird, wird ein separater Verm\u00f6genswert f\u00fcr die Abschlusskosten f\u00fcr jede zugeh\u00f6rige Gruppe angesetzt. </div><div class=\"defaultParagraph Standard\">Der f\u00fcr die Abschlusskosten angesetzte Verm\u00f6genswert wird aus der Konzernbilanz ausgebucht, wenn die Abschlusskosten in die erstmalige Bewertung der CSM der zugeh\u00f6rigen Gruppe von Versicherungsvertr\u00e4gen einflie\u00dfen. Die Anwendung einer systematischen und rationalen Methode ist f\u00fcr die Aufteilung von Folgendem erforderlich: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Abschlusskosten, die einer Gruppe von Versicherungsvertr\u00e4gen direkt zugeordnet werden k\u00f6nnen, sind dieser Gruppe zuzuordnen und sind Gruppen zuzuordnen, die Versicherungsvertr\u00e4ge enthalten, die erwartungsgem\u00e4\u00df aus Verl\u00e4ngerungen der Versicherungsvertr\u00e4ge in dieser Gruppe entstehen werden. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Abschlusskosten, die einer Gruppe von Vertr\u00e4gen nicht direkt, jedoch einem Portfolio von Versicherungsvertr\u00e4gen direkt zugeordnet werden k\u00f6nnen, sind Gruppen in dem Portfolio zuzuordnen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Am Ende jeder Berichtsperiode werden die noch nicht erfassten Betr\u00e4ge der den Gruppen von Versicherungsvertr\u00e4gen zugeordneten Abschlusskosten \u00fcberpr\u00fcft, um etwaigen \u00c4nderungen der mit der eingesetzten Zuordnungsmethode in Zusammenhang stehenden Annahmen Rechnung zu tragen. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Nach einer etwaigen Neuzuordnung wird die Werthaltigkeit des f\u00fcr die Abschlusskosten angesetzten Verm\u00f6genswerts beurteilt, wenn Fakten und Umst\u00e4nde auf eine m\u00f6gliche Wertminderung hindeuten. Bei der Beurteilung der Werthaltigkeit ist die Durchf\u00fchrung von Folgendem erforderlich: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">einer Werthaltigkeitspr\u00fcfung auf Ebene einer bestehenden oder k\u00fcnftigen Gruppe von Versicherungsvertr\u00e4gen und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">einer zus\u00e4tzlichen Werthaltigkeitspr\u00fcfung, die speziell die Abschlusskosten abdeckt, die den erwarteten k\u00fcnftigen Vertragsverl\u00e4ngerungen zugeordnet werden. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Wenn ein Wertminderungsaufwand erfasst wird, wird der Buchwert des Verm\u00f6genswerts angepasst und eine Wertminderung erfolgswirksam im Posten Aufwendungen f\u00fcr ausgestellte Versicherungsvertr\u00e4ge ausgewiesen. </div><div class=\"defaultParagraph Standard\">Eine vollst\u00e4ndige oder teilweise Aufholung eines in fr\u00fcheren Perioden erfassten Wertminderungsaufwands wird erfolgswirksam erfasst und der Buchwert des Verm\u00f6genswerts wird erh\u00f6ht, soweit die Bedingungen f\u00fcr eine Wertminderung nicht mehr vorliegen oder sich verbessert haben.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Ausweis</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Gem\u00e4\u00df IFRS\u00a017 weisen die konsolidierten Versicherungsunternehmen in der Konzernbilanz den Buchwert der folgenden Portfolios getrennt aus: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">ausgestellte Versicherungsvertr\u00e4ge, die Verm\u00f6genswerte sind, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">ausgestellte Versicherungsvertr\u00e4ge, die Verbindlichkeiten sind, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Portfolios gehaltener R\u00fcckversicherungsvertr\u00e4ge, die Verm\u00f6genswerte sind und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Portfolios gehaltener R\u00fcckversicherungsvertr\u00e4ge, die Verbindlichkeiten sind.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Verm\u00f6genswerte oder Verbindlichkeiten, die vor Beginn der zugeh\u00f6rigen Versicherungsvertr\u00e4ge angesetzt wurden, werden in den Buchwert der jeweils zugeh\u00f6rigen Portfolios von ausgestellten Versicherungsvertr\u00e4gen miteinbezogen. </div><div class=\"defaultParagraph Standard\">Die in der Gewinn- und Verlustrechnung und die im Posten sonstiges Ergebnis erfassten Betr\u00e4ge werden untergliedert in die Posten Versicherungstechnisches Ergebnis und Versicherungstechnisches Finanzergebnis. </div><div class=\"defaultParagraph Standard\">Ertr\u00e4ge oder Aufwendungen aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen sind in der Gewinn- und Verlustrechnung ebenfalls im Posten Versicherungstechnisches Ergebnis dargestellt. Wobei das Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen getrennt von den Ertr\u00e4gen und Aufwendungen aus ausgestellten Versicherungsvertr\u00e4gen dargestellt wird.</div><div class=\"defaultParagraph Standard\">Die \u00c4nderung der Risikoanpassung f\u00fcr nichtfinanzielle Risiken wird in den Posten Versicherungstechnisches Ergebnis und Versicherungstechnisches Finanzergebnis aufgegliedert.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Versicherungstechnische Ertr\u00e4ge</div><div class=\"defaultParagraph Standard\">Die versicherungstechnischen Ertr\u00e4ge stellen die Erbringung der aus der Gruppe von Versicherungsvertr\u00e4gen entstehenden Leistungen mit einem Betrag dar, welcher der Gegenleistung entspricht, auf die im Gegenzug f\u00fcr diese Leistungen erwartungsgem\u00e4\u00df ein Anspruch besteht. </div><div class=\"defaultParagraph Standard\">F\u00fcr nicht unter Anwendung des PAA bewertete Vertr\u00e4ge entsprechen die versicherungstechnischen Ertr\u00e4ge einer Gruppe von Versicherungsvertr\u00e4gen daher dem entsprechenden Anteil der gesamten Entgelte f\u00fcr die Vertr\u00e4ge f\u00fcr die Periode, d.\u00a0h. dem Betrag der an die konsolidierten Versicherungsunternehmen bezahlten Pr\u00e4mien, angepasst um einen Finanzierungseffekt (den Zeitwert des Geldes) und unter Ausschluss etwaiger Investmentkomponenten. Das gesamte Entgelt f\u00fcr eine Gruppe von Vertr\u00e4gen umfasst Betr\u00e4ge, die in Verbindung mit der Erbringung von Dienstleistung stehen, darunter auch: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">versicherungstechnische Aufwendungen, mit Ausnahme der Betr\u00e4ge in Bezug auf die Risikoanpassung f\u00fcr nichtfinanzielle Risiken sowie jegliche Betr\u00e4ge, die auf die Verlustkomponente der Deckungsr\u00fcckstellung allokiert sind; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">sonstige Betr\u00e4ge, wie die Ertragsteuer, die den Versicherungsnehmer:innen gesondert in Rechnung gestellt werden k\u00f6nnen; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Risikoanpassung f\u00fcr nichtfinanzielle Risiken, mit Ausnahme der Betr\u00e4ge, die auf die Verlustkomponente der Deckungsr\u00fcckstellung allokiert werden; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Aufl\u00f6sung der CSM und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Betr\u00e4ge, die in Verbindung mit den Abschlusskosten stehen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">F\u00fcr die wesentliche Ermessensaus\u00fcbung des Managements, die der Aufl\u00f6sung der CSM zugrunde gelegt wird, wird auf den Abschnitt \u201eWesentliche Sch\u00e4tzungen und Ermessensentscheidungen\u201c im Kapitel \u201eAufl\u00f6sung der vertraglichen Servicemarge (CSM)\u201c verwiesen. </div><div class=\"defaultParagraph Standard\">Bei der Anwendung des PAA entsprechen die versicherungstechnischen Ertr\u00e4ge der Periode dem Betrag der der Periode zugeordneten erwarteten Pr\u00e4mieneinnahmen mit Ausnahme einer etwaigen Investmentkomponente. Die erwarteten Pr\u00e4mieneinnahmen werden jeder Periode, in der Leistungen gem\u00e4\u00df dem Versicherungsvertrag erbracht werden, im Wesentlichen auf der Grundlage eines linearen Befreiungsmusters auf Ebene der lokalen Einheiten zugeordnet. Wenn jedoch das erwartete Muster der Befreiung vom Risiko w\u00e4hrend des Deckungszeitraums signifikant vom Zeitablauf abweicht, dann erfolgt die Zuordnung auf der Grundlage der erwarteten Zeitpunkte des Entstehens von versicherungstechnischen Aufwendungen. </div><div class=\"defaultParagraph Standard\">Wenn sich die Fakten und Umst\u00e4nde \u00e4ndern, wird zwischen den beiden im Vorstehenden genannten Methoden gewechselt.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Verlustkomponente</div><div class=\"defaultParagraph Standard\">Vertr\u00e4ge, die bei erstmaligem Ansatz belastend sind, werden von bei erstmaligem Ansatz nicht belastenden Vertr\u00e4gen desselben Portfolios abgegrenzt. Gruppen, die beim erstmaligen Ansatz nicht belastend waren, k\u00f6nnen bei der Folgebewertung belastend werden, wenn sich Annahmen \u00e4ndern und Erfahrungswertanpassungen vorgenommen werden. F\u00fcr eine belastende Gruppe wird eine Verlustkomponente in der Deckungsr\u00fcckstellung gebildet, die die k\u00fcnftigen Verluste abbildet. </div><div class=\"defaultParagraph Standard\">Eine Verlustkomponente spiegelt eine fiktive Erfassung von Verlusten, die jeder Gruppe belastender Versicherungsvertr\u00e4ge oder bei Vertragsbeginn profitabler Vertr\u00e4ge, die belastend wurden, zugeordnet werden, wider. Die Verlustkomponente wird aufgel\u00f6st auf Grundlage einer systematischen Allokation der in den Folgebewertungen ermittelten \u00c4nderungen in den Erf\u00fcllungswerten, welche die zuk\u00fcnftigen Leistungen betreffen. In den Folgebewertungen wird die Verlustkomponente au\u00dferdem um \u00c4nderungen der gesch\u00e4tzten Erf\u00fcllungswerte und der Risikoanpassung f\u00fcr nichtfinanzielle Risiken, welche die zuk\u00fcnftige Leistungen betreffen, angepasst. Die systematische Zuordnung der \u00c4nderungen zur Verlustkomponente aus Folgebewertungen f\u00fchrt dazu, dass die der Verlustkomponente zugeordneten Gesamtbetr\u00e4ge am Ende des Deckungszeitraums einer Gruppe von Vertr\u00e4gen gleich null sind, da sich die Verlustkomponente in Form von eingetretenen Sch\u00e4den realisiert. </div><div class=\"defaultParagraph Standard\">Bei Gruppen von Vertr\u00e4gen, die unter Anwendung des PAA bewertet werden, wird davon ausgegangen, dass keine Vertr\u00e4ge bei erstmaligem Ansatz belastend sind, es sei denn, Fakten und Umst\u00e4nde deuten auf etwas anderes hin. Falls dem nicht so ist und die in Kapitel \u201e25. Bilanzierungs- und Bewertungsmethoden<span dir=\"ltr\" style=\"font-style:italic\">\u201c</span> genannten Fakten und Umst\u00e4nde zu einem beliebigen Zeitpunkt w\u00e4hrend des Deckungszeitraums darauf hindeuten, dass eine Gruppe von Versicherungsvertr\u00e4gen belastend ist, wird eine Verlustkomponente in H\u00f6he des Betrags gebildet, um den der Erf\u00fcllungswert, der sich auf den zuk\u00fcnftigen Versicherungsschutz der Gruppe bezieht, den Buchwert der Deckungsr\u00fcckstellung, bestimmt gem\u00e4\u00df den Ausf\u00fchrungen in Kapitel \u201eBewertung beim erstmaligen Ansatz\u201c, der Gruppe \u00fcberschreitet. Dementsprechend ist die Verlustkomponente am Ende des Deckungszeitraums der Gruppe von Vertr\u00e4gen gleich null.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Verlustr\u00fcckerstattungskomponenten</div><div class=\"defaultParagraph Standard\">Wie in den Kapiteln \u201eBewertung beim erstmaligen Ansatz \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge\u201c und \u201eFolgebewertung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge\u201c erl\u00e4utert, wird f\u00fcr den Verm\u00f6genswert f\u00fcr den zuk\u00fcnftigen Versicherungsschutz f\u00fcr <br/></div><div class=\"defaultParagraph Standard\">eine Gruppe von gehaltenen R\u00fcckversicherungsvertr\u00e4gen eine Verlustr\u00fcckerstattungskomponente (LoReCo) festgelegt, welche die Aufholung der Verluste abbildet, wenn beim erstmaligen Ansatz einer belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge oder bei Hinzuf\u00fcgung von weiteren belastenden zugrundeliegenden Versicherungsvertr\u00e4gen zu einer Gruppe ein Verlust erfasst wird. </div><div class=\"defaultParagraph Standard\">Sofern nach dem erstmaligen Ansatz einer Gruppe zugrundeliegender Versicherungsvertr\u00e4ge eine Verlustkomponente festgelegt wird, wird der Anteil der Ertr\u00e4ge, die aus den zugeh\u00f6rigen gehaltenen R\u00fcckversicherungsertr\u00e4gen erfasst werden, als Verlustr\u00fcckerstattungskomponente ausgewiesen. </div><div class=\"defaultParagraph Standard\">Sofern beim erstmaligen Ansatz oder bei der Folgebewertung eine Verlustr\u00fcckerstattungskomponente festgelegt wird, wird diese angepasst, um \u00c4nderungen der Verlustkomponente einer belastenden Gruppe von zugrundeliegenden Versicherungsvertr\u00e4gen zu ber\u00fccksichtigen. </div><div class=\"defaultParagraph Standard\">Der Buchwert der Verlustr\u00fcckerstattungskomponente darf den Anteil des Buchwerts der Verlustkomponente der belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge, den die konsolidierten Versicherungsunternehmen aufgrund ihrer gehaltenen R\u00fcckversicherungsvertr\u00e4ge erstattet zu bekommen erwarten, nicht \u00fcbersteigen. Daher verringert sich die beim erstmaligen Ansatz erfasste Verlustr\u00fcckerstattungskomponente entsprechend den Verringerungen der belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge auf null und ist gleich null, wenn die Verlustkomponente der belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge gleich null ist.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div><div class=\"defaultParagraph Standard\">Gem\u00e4\u00df IFRS\u00a017 sind gehaltene R\u00fcckversicherungsvertr\u00e4ge getrennt von den zugrundeliegenden Versicherungsvertr\u00e4gen, auf die sie sich beziehen, zu bilanzieren. Zudem sind Betr\u00e4ge, die aus Transaktionen mit R\u00fcckversicherern entstehen, getrennt auszuweisen, je nachdem, worauf sie sich beziehen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">auf vom R\u00fcckversicherer zur\u00fcckerstattete Betr\u00e4ge oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">auf Betr\u00e4ge, die auf gezahlte Pr\u00e4mien allokiert werden.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Mit besonderer Behandlung von: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">R\u00fcckversicherungszahlungsstr\u00f6men, die durch Sch\u00e4den aus den zugrundeliegenden Vertr\u00e4gen bedingt sind. Sie werden als Teil der Sch\u00e4den behandelt, deren R\u00fcckerstattung im Rahmen des gehaltenen R\u00fcckversicherungsvertrags erwartet wird. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">R\u00fcckversicherungszahlungsstr\u00f6men, die nicht durch Sch\u00e4den aus den zugrundeliegenden Vertr\u00e4gen bedingt sind (beispielsweise einige Arten von Abtretungsprovisionen). Sie werden als Minderung der an den R\u00fcckversicherer zu zahlenden Pr\u00e4mien behandelt.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Betr\u00e4ge f\u00fcr die Verlustr\u00fcckerstattung in Bezug auf die R\u00fcckversicherung f\u00fcr belastende Direktversicherungsvertr\u00e4ge; sie werden einbezogen als Betr\u00e4ge vom R\u00fcckversicherer, deren Eingang erwartet wird.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Versicherungstechnisches Finanzergebnis</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Das versicherungstechnische Finanzergebnis umfasst die \u00c4nderungen des Buchwerts der Gruppe von Versicherungsvertr\u00e4gen, die sich ergeben aus: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">den Auswirkungen des Zeitwerts des Geldes und den Auswirkungen der \u00c4nderungen des Zeitwerts des Geldes und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">den Auswirkungen des finanziellen Risikos und den Auswirkungen der \u00c4nderungen des finanziellen Risikos, aber</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">unter Ausnahme solcher \u00c4nderungen bei Gruppen von Versicherungsvertr\u00e4gen mit direkter \u00dcberschussbeteiligung, welche die CSM anpassen w\u00fcrden, dies jedoch nicht tun, da die Gruppen von Vertr\u00e4gen belastend sind. Diese sind Teil der versicherungstechnischen Aufwendungen.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die VIG macht vom Wahlrecht Gebrauch, das versicherungstechnische Finanzergebnis f\u00fcr ausgestellte Versicherungsvertr\u00e4ge auf die Gewinn- und Verlustrechnung und das sonstige Ergebnis aufzuteilen. Das Wahlrecht zur erfolgsneutralen Erfassung im sonstigen Ergebnis erm\u00f6glicht die Beseitigung von Bewertungsinkonsistenzen (Rechnungslegungsinkongruenz) von Verm\u00f6genswerten und Verbindlichkeiten durch Erfassung im Eigenkapital statt im Gewinn oder Verlust. Solche Differenzen k\u00f6nnen beispielsweise bei gewinnberechtigten Lebensversicherungspolizzen auftreten. Sofern das Gesch\u00e4ftsmodell eine solche Bewertung vorsieht, wird vom Wahlrecht zur erfolgsneutralen Erfassung im sonstigen Ergebnis Gebrauch gemacht, um die Rechnungslegungsinkongruenz zu minimieren. Bei den zu strategischen Zwecken gehaltenen Beteiligungen wird im Wesentlichen vom Wahlrecht zur Erfassung im sonstigen Ergebnis Gebrauch gemacht, um die oben genannten Rechnungslegungsinkongruenzen zu minimieren. Die finanziellen Verm\u00f6genswerte der VIG, die zur Deckung der Portfolios von ausgestellten Versicherungen dienen, werden im Wesentlichen zu fortgef\u00fchrten Anschaffungskosten oder erfolgsneutral zum beizulegenden Zeitwert im sonstigen Ergebnis bewertet. </div><div class=\"defaultParagraph Standard\">Die gesamten versicherungstechnischen Finanzertr\u00e4ge oder -aufwendungen werden durch eine systematische Aufteilung auf die Laufzeit der Gruppe von Vertr\u00e4gen unter Anwendung von auf Ebene der Gruppe von Versicherungen festgelegten Diskontierungss\u00e4tzen erfolgswirksam ausgewiesen.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-111": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.3. </span><div class=\"list-paragraph-container\">(R\u00fcck-)Versicherungsvertr\u00e4ge</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Klassifizierung</div><div class=\"defaultParagraph Standard\">Versicherungsvertr\u00e4ge sind definiert als Vertr\u00e4ge, nach denen eine Partei (der Versicherer) ein signifikantes Versicherungsrisiko von einer anderen Partei (den Versicherungsnehmer:innen) \u00fcbernimmt, indem sie vereinbart, den Versicherungsnehmer:innen eine Entsch\u00e4digung zu leisten, wenn ein spezifiziertes ungewisses k\u00fcnftiges Ereignis (das versicherte Ereignis) die Versicherungsnehmer:innen nachteilig betrifft. Hierbei ist zu beachten, dass im Fall einer nichtfinanziellen Variablen diese nicht spezifisch f\u00fcr eine Vertragspartei ist. Versicherungsvertr\u00e4ge im Sinne von IFRS\u00a017 \u00fcbertragen in vielen F\u00e4llen, insbesondere im Bereich der Lebensversicherung, auch ein Finanzrisiko. </div><div class=\"defaultParagraph Standard\">Vertr\u00e4ge k\u00f6nnen die rechtliche Form eines Versicherungsvertrags haben, aber \u00fcbertragen kein signifikantes Versicherungsrisiko. Derartige Finanzversicherungspolizzen k\u00f6nnen in untergeordnetem Ausma\u00df im Bereich der Personenversicherung bestehen. Diese Vertr\u00e4ge werden als finanzielle Verbindlichkeiten klassifiziert und sind als \u201eKapitalanlagevertr\u00e4ge\u201c definiert. Kapitalanlagevertr\u00e4ge fallen grunds\u00e4tzlich nicht in den Anwendungsbereich von IFRS\u00a017. Sind die Kapitalanlagevertr\u00e4ge jedoch mit einer ermessensabh\u00e4ngigen \u00dcberschussbeteiligung ausgestattet, fallen sie dennoch in den Anwendungsbereich von IFRS\u00a017.</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Der Gro\u00dfteil der Lebensversicherungsvertr\u00e4ge der VIG erf\u00fcllt die Kriterien f\u00fcr eine Bewertung anhand des Ansatzes der variablen Geb\u00fchr (Variable Fee Approach \u2013 VFA). Dabei handelt es sich um Vertr\u00e4ge, bei denen zu Vertragsbeginn:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Vertragsbestimmungen festlegen, dass die Versicherungsnehmer:innen mit einem Anteil an einem eindeutig bestimmten Pool zugrundeliegender Referenzwerte beteiligt sind, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zu erwarten ist, dass den Versicherungsnehmer:innen ein Betrag zu zahlen ist, der einem wesentlichen Teil der Ertr\u00e4ge aus dem beizulegenden Zeitwert der zugrundeliegenden Referenzwerte entspricht und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zu erwarten ist, dass ein wesentlicher Teil etwaiger \u00c4nderungen der an die Versicherungsnehmer:innen zu zahlenden Betr\u00e4ge entsprechend der \u00c4nderung des beizulegenden Zeitwerts der zugrundeliegenden Referenzwerte schwanken wird.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Dies betrifft in erster Linie die \u00f6sterreichischen, tschechischen und deutschen Versicherungsvertr\u00e4ge der VIG in der Bilanzabteilung Lebensversicherung. Im Lebensversicherungsgesch\u00e4ft fast aller anderen L\u00e4nder liegt die \u00dcberschussbeteiligung der Versicherungsnehmer:innen im alleinigen Ermessen des jeweiligen Unternehmens. Die Bewertung dieser Produkte erfolgt unter Zugrundelegung des allgemeinen Bewertungsmodells (General Measurement Model\u00a0\u2013 GMM).</div><div class=\"defaultParagraph Standard\">In der Erstversicherung wird im Bereich Schaden- und Unfallversicherung zur Bewertung von Versicherungsvertr\u00e4gen mit kurzer Laufzeit der Pr\u00e4mienallokationsansatz (Premium Allocation Approach\u00a0\u2013 PAA) angewendet und dient als bevorzugter Bewertungsansatz. Dies ist auch f\u00fcr Versicherungsvertr\u00e4ge mit langer Laufzeit in der Schaden- und Unfallversicherung der Fall, sofern sich die Bewertung unter Anwendung des PAA nicht wesentlich von der Bewertung unter Anwendung des GMM unterscheidet. In der Erstversicherung kommt bei Versicherungsvertr\u00e4gen mit langer Laufzeit ohne direkte \u00dcberschussbeteiligung grunds\u00e4tzlich das GMM zur Anwendung. Weder gehaltene noch ausgegebene R\u00fcckversicherungsvertr\u00e4ge k\u00f6nnen als direkte \u00dcberschussbeteiligungsvertr\u00e4ge klassifiziert werden, weshalb diese nicht mit dem VFA bewertet werden k\u00f6nnen. Daher werden R\u00fcckversicherungsvertr\u00e4ge entweder mit dem PAA oder dem GMM bewertet.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Bilanzielle Behandlung</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Abtrennung von Komponenten</div><div class=\"defaultParagraph Standard\">Bevor die VIG einen Versicherungs- oder R\u00fcckversicherungsvertrag unter Zugrundelegung der in IFRS\u00a017 enthaltenen Leitlinien bilanziert, analysiert sie, ob der Vertrag Komponenten beinhaltet, die abzutrennen w\u00e4ren. Dies bedeutet, dass derartige Komponenten unter Anwendung eines anderen IFRS als IFRS\u00a017 zu bilanzieren sind (eigenst\u00e4ndig abgrenzbare Nichtversicherungskomponenten). Nachdem etwaige eigenst\u00e4ndig abgrenzbare Nichtversicherungskomponenten abgetrennt wurden, wird IFRS\u00a017 auf alle verbleibenden Komponenten des Versicherungsvertrags angewendet. </div><div class=\"defaultParagraph Standard\">Investmentkomponenten sind als Betr\u00e4ge definiert, die der Versicherer gem\u00e4\u00df Versicherungsvertrag auf jeden Fall an die Versicherungsnehmer:innen zur\u00fcckzahlen muss, unabh\u00e4ngig davon, ob ein versichertes Ereignis eingetreten ist oder nicht. Investmentkomponenten (z.\u00a0B. R\u00fcckkaufoptionen in Lebensversicherungsvertr\u00e4gen), die eine starke Korrelation zu den Versicherungsvertr\u00e4gen, deren Bestandteil sie sind, aufweisen, gelten als nicht eigenst\u00e4ndig abgrenzbar und werden nicht getrennt bilanziert. Ein- und Auszahlungen aus den Investmentkomponenten werden jedoch nicht in die versicherungstechnischen Ertr\u00e4ge und Aufwendungen einbezogen. Manche Versicherungsvertr\u00e4ge sehen die R\u00fcckzahlung eines vertraglich festgelegten Betrags vor, jedoch nur unter bestimmten Umst\u00e4nden und nicht infolge des Eintretens eines versicherten Ereignisses. Diese Betr\u00e4ge stellen Pr\u00e4mienr\u00fcckerstattungen dar und verringern die versicherungstechnischen Ertr\u00e4ge und Aufwendungen. Die Gruppe weist Pr\u00e4mienr\u00fcckerstattungen als Abz\u00fcge von den vereinnahmten Pr\u00e4mien aus.</div><div class=\"defaultParagraph Standard\">Einige R\u00fcckversicherungsvertr\u00e4ge beinhalten bestimmte Provisionsvereinbarungen. Je nach Art sind Provisionen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">abzuziehen von vereinnahmten Pr\u00e4mien, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">einzubeziehen in die Versicherungsf\u00e4lle oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">als Investmentkomponente zu behandeln.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Aggregationsniveau</div><div class=\"defaultParagraph Standard\">Nach der Identifizierung, welche Versicherungsvertr\u00e4ge in den Anwendungsbereich von IFRS\u00a017 fallen, unter Ber\u00fccksichtigung der Effekte aus der Zusammenfassung von Versicherungsvertr\u00e4gen, der Abtrennung eigenst\u00e4ndig abgrenzbarer Nichtversicherungskomponenten und der Abtrennung mehrerer Versicherungsvertr\u00e4ge, die Bestandteil einer einzigen, rechtlich eigenst\u00e4ndigen Polizze sind, erfordert IFRS\u00a017 die Festlegung des Aggregationsniveaus zur Anwendung der im Standard enthaltenen Vorschriften. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Das Aggregationsniveau wird festgelegt, indem das gezeichnete Gesch\u00e4ft zun\u00e4chst in Portfolios unterteilt wird. Ein Portfolio umfasst eine Gruppe von Versicherungsvertr\u00e4gen mit \u00e4hnlichen Risiken, die gemeinsam gesteuert werden. Unter Zugrundelegung ihrer bei Vertragsbeginn erwarteten Profitabilit\u00e4t werden die Portfolios anschlie\u00dfend in drei Kategorien unterteilt: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">belastende Vertr\u00e4ge, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Vertr\u00e4ge, bei denen keine signifikante Wahrscheinlichkeit gegeben ist, dass diese belastend werden und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">verbleibende Vertr\u00e4ge.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Im Hinblick auf das GMM und den PAA gibt IFRS\u00a017 zudem zu beachten, dass f\u00fcr Zwecke der Aggregation eine Gruppe von Versicherungsvertr\u00e4gen keine Vertr\u00e4ge enthalten darf, die mit mehr als einem Jahr Abstand voneinander ausgestellt wurden. F\u00fcr ihr unter Anwendung des VFA bewertetes Gesch\u00e4ft macht die VIG Gebrauch vom Wahlrecht zur Anwendung der Ausnahmeregelung von der Bildung von Gruppen nach Zeichnungsjahr (Jahreskohorten), das in der Europ\u00e4ischen Union anwendbar ist. Dieses Wahlrecht r\u00e4umt die M\u00f6glichkeit ein, generations\u00fcbergreifende, mutualisierte und Cashflow-angepasste Versicherungsvertr\u00e4ge von der Vorschrift zur Bildung von Jahreskohorten auszunehmen. Damit soll zum Zeitpunkt der Erfassung der vertraglichen Servicemarge ein angemessenes Kosten-Nutzen-Verh\u00e4ltnis erm\u00f6glicht werden. Diese Ausnahmeregelung betrifft in erster Linie Lebensversicherungsvertr\u00e4ge mit langer Laufzeit und Gewinnbeteiligung sowie Krankenversicherungsvertr\u00e4ge mit langer Laufzeit.</div><div class=\"defaultParagraph Standard\">Sobald die Gruppen von Versicherungsvertr\u00e4gen festgelegt sind, werden sie zu Bilanzierungseinheiten, auf die die konsolidierten Versicherungsunternehmen die Vorschriften von IFRS\u00a017 anwenden. D.\u00a0h., auf dieser detaillierten Ebene m\u00fcssen IFRS\u00a017-Messgr\u00f6\u00dfen wie Erf\u00fcllungswerte, vertragliche Servicemarge (Contractual Service Margin\u00a0\u2013 CSM) und Verlustkomponenten verf\u00fcgbar sein. Die VIG hat Portfolios von ausgestellten Versicherungs- und R\u00fcckversicherungsvertr\u00e4gen auf Grundlage der angewandten Solvency\u00a0II-Struktur f\u00fcr die Lebens-, Kranken- und Schaden- und Unfallversicherung festgelegt, da die Produkte \u00e4hnlichen Risiken ausgesetzt sind und gemeinsam gesteuert werden. </div><div class=\"defaultParagraph Standard\">Bei der Bestimmung von Gruppen von Vertr\u00e4gen hat die VIG beschlossen, jene Vertr\u00e4ge, die in verschiedene Gruppen fallen w\u00fcrden, weil Gesetze oder Vorschriften die tats\u00e4chliche F\u00e4higkeit der VIG spezifisch einschr\u00e4nken, einen unterschiedlichen Preis oder ein unterschiedliches Leistungsniveau f\u00fcr Versicherungsnehmer:innen mit unterschiedlichen Eigenschaften festzulegen, derselben Gruppe zuzuordnen. </div><div class=\"defaultParagraph Standard\">Zu den Gruppen von Vertr\u00e4gen, auf die der Fair-Value-Ansatz zum \u00dcbergangszeitpunkt angewendet wurde, z\u00e4hlen Vertr\u00e4ge, die mit mehr als einem Jahr Abstand voneinander ausgestellt wurden. Es wird auf den von der VIG zum \u00dcbergangszeitpunkt verwendeten Ansatz in diesem Abschnitt unter Kapitel \u201eIFRS\u00a017-\u00dcbergangszeitpunkt (1.\u00a0J\u00e4nner\u00a02022): Fair-Value-Ansatz (FVA)\u201c verwiesen.</div><div class=\"defaultParagraph Standard\">In den meisten F\u00e4llen wird die Profitabilit\u00e4t von Gruppen von Vertr\u00e4gen unter Zugrundelegung versicherungsmathematischer Cash flow-Modelle und Profitabilit\u00e4tskennzahlen, die das Bestands- und Neugesch\u00e4ft ber\u00fccksichtigen, beurteilt. Bei unter Anwendung des PAA bewerteten Versicherungsvertr\u00e4gen wird davon ausgegangen, dass keine Vertr\u00e4ge im Portfolio beim erstmaligen Ansatz belastend sind, es sei denn, Fakten und Umst\u00e4nde deuten auf etwas anderes hin. Bei Vertr\u00e4gen, die nicht belastend sind, ist bei erstmaligem Ansatz zu pr\u00fcfen, ob sie keine signifikante Wahrscheinlichkeit aufweisen, dass sie in der Folge zu belastenden Vertr\u00e4gen werden. Dazu wird die Wahrscheinlichkeit von \u00c4nderungen bei zugrunde zu legenden Fakten und Umst\u00e4nden bewertet. F\u00fcr weitere Informationen zu belastenden Vertr\u00e4gen wird auf das folgende Kapitel\u00a0\u201eBelastende Vertr\u00e4ge\u201c verwiesen.</div><div class=\"defaultParagraph Standard\">Portfolios gehaltener R\u00fcckversicherungsvertr\u00e4ge werden nach denselben oben genannten Grunds\u00e4tzen aufgeteilt, mit dem Unterschied, dass sich die Verweise auf belastende Vertr\u00e4ge beziehen, bei denen es beim erstmaligen Ansatz einen Nettogewinn gibt. Es besteht die M\u00f6glichkeit, dass eine Gruppe gehaltener R\u00fcckversicherungsvertr\u00e4ge nur einen einzigen Vertrag umfasst. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">F\u00fcr die konsolidierten Versicherungsunternehmen wurden die Direktversicherung und fakultative R\u00fcckversicherung in die folgenden IFRS\u00a017-Portfolios f\u00fcr Schaden- und Unfallversicherung, Lebensversicherung und Krankenversicherung gruppiert: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Lebensversicherung: </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Mit Gewinnbeteiligung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Fonds- und indexgebundene </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Andere </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Ausgestellte und gehaltene proportionale R\u00fcckversicherung </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Krankenversicherung: </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Langfristige Krankenversicherung (nach Art der Leben) </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Ausgestellte und gehaltene proportionale R\u00fcckversicherung </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Schaden- und Unfallversicherung: </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Krankheitskostenversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Berufsunf\u00e4higkeitsversicherung</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Arbeitsunfallversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Kraftfahrzeughaftpflichtversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Sonstige Kraftfahrtversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">See-, Luftfahrt- und Transportversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Feuer- und andere Sachversicherungen </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Allgemeine Haftpflichtversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Kredit- und Kautionsversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Rechtsschutzversicherung </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Beistand </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verschiedene finanzielle Verluste </div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Ausgestellte und gehaltene proportionale R\u00fcckversicherung </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Belastende Vertr\u00e4ge</div><div class=\"defaultParagraph Standard\">Manche Vertr\u00e4ge werden vor Beginn des Deckungszeitraums und vor F\u00e4lligkeit der ersten Pr\u00e4mie ausgestellt. Ob ausgegebene Vertr\u00e4ge eine Gruppe belastender Vertr\u00e4ge bilden, wird von den konsolidierten Versicherungsunternehmen zu dem fr\u00fcheren der beiden folgenden Zeitpunkte beurteilt: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">vor Beginn des Deckungszeitraums oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zu dem Zeitpunkt, zu dem innerhalb der Gruppe erstmals eine Zahlung der Versicherungsnehmer:innen f\u00e4llig wird.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Bei der Bestimmung, ob eine Gruppe von Vertr\u00e4gen belastend ist, werden Fakten und Umst\u00e4nde ber\u00fccksichtigt unter Zugrundelegung von: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Preisinformationen, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Ergebnissen von \u00e4hnlichen von der Gruppe erfassten Vertr\u00e4gen und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Umfeldfaktoren wie \u00c4nderungen am Markt oder von Vorschriften. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"font-size:19px; text-transform:uppercase; font-family:'HelveticaNeueLT Com 57 Cn'; min-height:19px\">Weitere Details werden in diesem Abschnitt unter dem Kapitel\u00a0\u201eAusweis\u201c er\u00f6rtert.</div><div class=\"defaultParagraph Standard\" style=\"line-height:normal; text-align:left; margin-bottom:0px\"><br/></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ansatz</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Gruppen von ausgestellten Versicherungsvertr\u00e4gen sind zum fr\u00fchesten der folgenden Zeitpunkte anzusetzen: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zu Beginn des Deckungszeitraums der Gruppe von Vertr\u00e4gen; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zum Zeitpunkt, an welchem die erste Zahlung von Versicherungsnehmer:innen in der Gruppe von Vertr\u00e4gen f\u00e4llig wird, oder bei Eingang der ersten Zahlung, wenn es kein F\u00e4lligkeitsdatum gibt; oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">f\u00fcr eine Gruppe von belastenden Vertr\u00e4gen, sobald Fakten und Umst\u00e4nde darauf hindeuten, dass die Gruppe belastend ist. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Gruppen gehaltener proportionaler und nicht proportionaler R\u00fcckversicherungsvertr\u00e4ge sind zum fr\u00fcheren der folgenden Zeitpunkte zu erfassen: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">entweder zu Beginn des Deckungszeitraums der Gruppe von gehaltenen R\u00fcckversicherungsvertr\u00e4gen oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zu dem Zeitpunkt, zu dem die konsolidierten Versicherungsunternehmen eine belastende Gruppe von zugrundeliegenden Versicherungsvertr\u00e4gen erfassen, falls die konsolidierten Versicherungsunternehmen den zugeh\u00f6rigen gehaltenen R\u00fcckversicherungsvertrag in der Gruppe der gehaltenen R\u00fcckversicherungsvertr\u00e4ge zu diesem Zeitpunkt oder vor diesem Zeitpunkt abgeschlossen haben.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Zudem ist mit dem Ansatz einer Gruppe von gehaltenen proportionalen R\u00fcckversicherungsvertr\u00e4gen bis zu dem Zeitpunkt zu warten, zu dem der erstmalige Ansatz jedes zugrundeliegenden Versicherungsvertrags erfolgt ist, falls dieser Zeitpunkt erst nach dem Beginn des Deckungszeitraums der Gruppe von gehaltenen R\u00fcckversicherungsvertr\u00e4gen liegt.</div><div class=\"defaultParagraph Standard\">Die Aufnahme eines neuen Vertrags in die Gruppe hat in der Berichtsperiode zu erfolgen, in der dieser Vertrag eines der zuvor dargelegten Kriterien erf\u00fcllt.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Vertragsgrenze</div><div class=\"defaultParagraph Standard\">In die Bewertung einer Gruppe von Versicherungsvertr\u00e4gen sind alle zuk\u00fcnftigen Zahlungsstr\u00f6me innerhalb der Vertragsgrenze jedes einzelnen Vertrags in der Gruppe einzubeziehen. Zahlungsstr\u00f6me liegen innerhalb der Grenzen eines Versicherungsvertrags, wenn sie aus wesentlichen Rechten und Pflichten entstehen, die w\u00e4hrend der Berichtsperiode bestehen, in der die Versicherungsnehmer:innen zur Zahlung der Pr\u00e4mien gezwungen werden k\u00f6nnen oder in der eine wesentliche Verpflichtung besteht, f\u00fcr die Versicherungsnehmer:innen Leistungen gem\u00e4\u00df dem Versicherungsvertrag zu erbringen. Eine wesentliche Verpflichtung zur Erbringung von Leistungen gem\u00e4\u00df dem Versicherungsvertrag endet, wenn die praktische M\u00f6glichkeit besteht, die Risiken der einzelnen Versicherungsnehmer:innen neu zu bewerten und folglich einen Preis oder ein Leistungsniveau festzulegen, das diesen Risiken vollkommen Rechnung tr\u00e4gt, oder beide nachstehenden Kriterien erf\u00fcllt sind: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die praktische F\u00e4higkeit besteht, die Risiken des Portfolios von Versicherungsvertr\u00e4gen, in dem der Vertrag enthalten ist, neu zu bewerten und folglich einen Preis oder ein Leistungsniveau festzulegen, das den Risiken dieses Portfolios vollkommen Rechnung tr\u00e4gt und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">bei der Preisfestsetzung der Pr\u00e4mien bis zu dem Zeitpunkt, zu dem die Risiken neu bewertet werden, werden die Risiken im Zusammenhang mit Zeitr\u00e4umen nach dem Zeitpunkt der Neubewertung nicht ber\u00fccksichtigt. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Verbindlichkeiten oder Verm\u00f6genswerte im Zusammenhang mit erwarteten Pr\u00e4mien oder Schadensf\u00e4llen au\u00dferhalb der Vertragsgrenze des Versicherungsvertrags werden nicht erfasst, da sich diese Betr\u00e4ge auf zuk\u00fcnftige Versicherungsvertr\u00e4ge beziehen. </div><div class=\"defaultParagraph Standard\">Bei Vertr\u00e4gen mit Verl\u00e4ngerungszeitr\u00e4umen wird beurteilt, ob die Pr\u00e4mien und die Zahlungsstr\u00f6me aus dem verl\u00e4ngerten Vertrag innerhalb der Vertragsgrenzen liegen. Die Preisfestsetzung der Vertragsverl\u00e4ngerungen, auf die IFRS\u00a017 angewendet wird, erfolgt unter Ber\u00fccksichtigung aller f\u00fcr die Versicherungsnehmer:innen abgedeckten Risiken, die am Verl\u00e4ngerungsdatum f\u00fcr den verbleibenden k\u00fcnftigen Versicherungsschutz bei Unterzeichnung gleichwertiger Vertr\u00e4ge ber\u00fccksichtigt w\u00fcrden. Die Vertragsgrenze jeder Gruppe von Vertr\u00e4gen wird am Ende jeder Berichtsperiode neu beurteilt.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>IFRS\u00a017-\u00dcbergangszeitpunkt (1.\u00a0J\u00e4nner\u00a02022): Fair-Value-Ansatz (FVA)</div><div class=\"defaultParagraph Standard\">Die zur Abzinsung verwendeten Zinss\u00e4tze f\u00fcr Gruppen von Versicherungsvertr\u00e4gen wurden zum \u00dcbergangszeitpunkt bestimmt. F\u00fcr die Bewertung der Erf\u00fcllungszahlungsstr\u00f6me einer Gruppe von Versicherungsvertr\u00e4gen zum \u00dcbergangszeitpunkt entsprechen die Locked-in-Abzinsungss\u00e4tze den gewichteten Durchschnittss\u00e4tzen, die zum Zeitpunkt der erstmaligen Erfassung der zugrunde liegenden Vertr\u00e4ge galten. Der zur Aufzinsung der CSM herangezogene Diskontierungszinssatz wurde bei Vertragsbeginn unter Anwendung des Bottom-Up-Ansatzes bestimmt.</div><div class=\"defaultParagraph Standard\">Beim Fair-Value-Ansatz handelt es sich um eine vereinfachte Methode zur Bestimmung der CSM und/oder der Verlustkomponenten f\u00fcr Gruppen von Versicherungsvertr\u00e4gen zum \u00dcbergangszeitpunkt. Die vertragliche Servicemarge oder die Verlustkomponente der LRC zum \u00dcbergangszeitpunkt wird als die Differenz zwischen dem beizulegenden Zeitwert der Gruppe von Versicherungsvertr\u00e4gen und den zu diesem Zeitpunkt bewerteten Erf\u00fcllungswerten bestimmt. Zur Bestimmung des beizulegenden Zeitwerts wurden die Vorschriften von IFRS\u00a013 Bemessung des beizulegenden Zeitwerts angewandt. Hiervon ausgenommen ist die Anwendung des IFRS\u00a013.47 betreffend das Merkmal der kurzfristigen Abrufbarkeit.</div><div class=\"defaultParagraph Standard\">Bei Anwendung des Fair-Value-Ansatzes zum \u00dcbergangszeitpunkt ist es gestattet, Vertr\u00e4ge zusammenzufassen, deren Zeichnung mehr als ein Jahr auseinanderliegt.</div><div class=\"defaultParagraph Standard\">Zum \u00dcbergangszeitpunkt wurden verf\u00fcgbare, angemessene und belastbare Informationen genutzt, um Folgendes zu bestimmen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Gruppen von Versicherungsvertr\u00e4gen,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">ob es sich bei den Vertr\u00e4gen um Versicherungsvertr\u00e4ge mit direkter \u00dcberschussbeteiligung handelt,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">ob ermessensabh\u00e4ngige Zahlungsstr\u00f6me f\u00fcr Versicherungsvertr\u00e4ge ohne direkte \u00dcberschussbeteiligung vorliegen,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">ob ein Kapitalanlagevertrag die Definition eines Kapitalanlagevertrags mit ermessensabh\u00e4ngiger \u00dcberschussbeteiligung im Sinne der Definition in IFRS\u00a017 erf\u00fcllt.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die VIG teilt die versicherungstechnischen Finanzeffekte in erfolgswirksame sowie erfolgsneutrale Betr\u00e4ge auf. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Um die Verbindlichkeiten f\u00fcr Versicherungsvertr\u00e4ge zum \u00dcbergangszeitpunkt zu ermitteln, wurde der Kapitalkostenansatz zur Bestimmung des beizulegenden Zeitwerts verwendet. Dieser wurde wie folgt abgeleitet:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die wirtschaftlich berechnete Best-Estimate-Verbindlichkeit ohne Ber\u00fccksichtigung von Berichtsvorschriften; plus</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">einer marktgerechten Gewinnmarge.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"background-color:#FFFF00\">Betreffend den mit diesem Ansatz getroffenen wesentlichen Sch\u00e4tzungen und Ermessensentscheidungen wird auf den Konzernanhang unter dem Punkt \u201e24.1. (R\u00fcck-)Versicherungsvertr\u00e4ge\u201c verwiesen.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Die zum \u00dcbergangszeitpunkt angewandten Diskontierungszinss\u00e4tze</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div><div class=\"defaultParagraph Standard\">R\u00fcckversicherungsverm\u00f6genswerte f\u00fcr eine Gruppe gehaltener R\u00fcckversicherungsvertr\u00e4ge werden auf derselben Grundlage bewertet wie eine Gruppe ausgestellter Versicherungsvertr\u00e4ge. Sie werden jedoch angepasst, um den unterschiedlichen Merkmalen von gehaltenen R\u00fcckversicherungsvertr\u00e4gen und ausgestellten Versicherungsvertr\u00e4gen Rechnung zu tragen, beispielsweise in Bezug auf die Erh\u00f6hung von Aufwendungen oder die Reduzierung von Aufwendungen anstatt Ertr\u00e4gen. </div><div class=\"defaultParagraph Standard\">Beim erstmaligen Ansatz einer belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge oder bei der Hinzuf\u00fcgung von weiteren belastenden zugrundeliegenden Versicherungsvertr\u00e4gen zu einer Gruppe wird ein Verlust erfasst. F\u00fcr den Verm\u00f6genswert f\u00fcr den k\u00fcnftigen Versicherungsschutz f\u00fcr eine Gruppe von gehaltenen R\u00fcckversicherungsvertr\u00e4gen wird eine Verlustr\u00fcckerstattungskomponente festgelegt, welche die Aufholung der Verluste abbildet. </div><div class=\"defaultParagraph Standard\">Die Verlustr\u00fcckerstattungskomponente wird wie folgt bestimmt: Multiplikation des ausgewiesenen Verlusts aus den zugrundeliegenden Versicherungsvertr\u00e4gen mit dem Prozentsatz der Sch\u00e4den aus denselben zugrundeliegenden Versicherungsvertr\u00e4gen, bei denen die konsolidierten Versicherungsunternehmen erwarten, dass sie sie aus der Gruppe ihrer gehaltenen R\u00fcckversicherungsvertr\u00e4ge wieder erstattet bekommen. Sofern nur manche Vertr\u00e4ge in der belastenden zugrundeliegenden Gruppe durch die Gruppe von gehaltenen R\u00fcckversicherungsvertr\u00e4gen gedeckt sind, wird anhand einer systematischen und rationalen Methode der Anteil der ausgewiesenen Verluste aus der zugrundeliegenden Gruppe von Versicherungsvertr\u00e4gen bestimmt, der sich auf die Versicherungsvertr\u00e4ge bezieht, die durch die Gruppe von gehaltenen R\u00fcckversicherungsvertr\u00e4gen gedeckt sind. Durch die Verlustr\u00fcckerstattungskomponente wird der Buchwert des Verm\u00f6genswerts f\u00fcr den zuk\u00fcnftigen Versicherungsschutz angepasst. </div><div class=\"defaultParagraph Standard\">Falls die Gruppe gehaltene R\u00fcckversicherungsvertr\u00e4ge eingeht, deren Deckung sich auf Ereignisse vor dem Erwerb der R\u00fcckversicherung bezieht, werden diese R\u00fcckversicherungskosten beim erstmaligen Ansatz aufwandswirksam erfasst.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Folgebewertung</div><div class=\"defaultParagraph Standard\">Gem\u00e4\u00df IAS\u00a034 darf die grunds\u00e4tzliche H\u00e4ufigkeit der Berichterstattung die H\u00f6he der Jahresergebnisse nicht beeinflussen. Damit das Jahresergebnis nicht beeinflusst wird, m\u00fcssen unterj\u00e4hrige Bewertungen auf einer vom Gesch\u00e4ftsjahresbeginn bis zum jeweiligen Berichtstermin kumulierten Grundlage erfolgen (Year-to-Date-Bilanzierung). Im Rahmen der Year-to-Date-Bilanzierung werden die unterj\u00e4hrig erfassten Sch\u00e4tzungs\u00e4nderungen nicht ber\u00fccksichtigt, wohingegen sie bei der Period-to-Period-Bilanzierung in die Berechnung miteinbezogen werden. Die VIG-Versicherungsgruppe hat sich f\u00fcr die Year-to-Date-Bilanzierung gem\u00e4\u00df IFRS\u00a017.B137 entschieden.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Gehaltene R\u00fcckversicherungsvertr\u00e4ge</div><div class=\"defaultParagraph Standard\">Die Folgebewertung gehaltener R\u00fcckversicherungsvertr\u00e4ge folgt den gleichen Grunds\u00e4tzen wie bei ausgestellten Versicherungsvertr\u00e4gen und wurde angepasst, um den spezifischen Merkmalen gehaltener R\u00fcckversicherungsvertr\u00e4ge Rechnung zu tragen. </div><div class=\"defaultParagraph Standard\">Sofern eine Verlustr\u00fcckerstattungskomponente gebildet wurde, verringern die konsolidierten Versicherungsunternehmen die Verlustr\u00fcckerstattungskomponente im Rahmen der Folgebewertung auf null entsprechend den Verringerungen der belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge, um widerzuspiegeln, dass die Verlustr\u00fcckerstattungskomponente den Anteil des Buchwerts der Verlustkomponente der belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge, den das Unternehmen aufgrund seiner gehaltenen R\u00fcckversicherungsvertr\u00e4ge erstattet zu bekommen erwartet, nicht \u00fcbersteigt.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Ausweis</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Gem\u00e4\u00df IFRS\u00a017 weisen die konsolidierten Versicherungsunternehmen in der Konzernbilanz den Buchwert der folgenden Portfolios getrennt aus: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">ausgestellte Versicherungsvertr\u00e4ge, die Verm\u00f6genswerte sind, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">ausgestellte Versicherungsvertr\u00e4ge, die Verbindlichkeiten sind, </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Portfolios gehaltener R\u00fcckversicherungsvertr\u00e4ge, die Verm\u00f6genswerte sind und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Portfolios gehaltener R\u00fcckversicherungsvertr\u00e4ge, die Verbindlichkeiten sind.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Verm\u00f6genswerte oder Verbindlichkeiten, die vor Beginn der zugeh\u00f6rigen Versicherungsvertr\u00e4ge angesetzt wurden, werden in den Buchwert der jeweils zugeh\u00f6rigen Portfolios von ausgestellten Versicherungsvertr\u00e4gen miteinbezogen. </div><div class=\"defaultParagraph Standard\">Die in der Gewinn- und Verlustrechnung und die im Posten sonstiges Ergebnis erfassten Betr\u00e4ge werden untergliedert in die Posten Versicherungstechnisches Ergebnis und Versicherungstechnisches Finanzergebnis. </div><div class=\"defaultParagraph Standard\">Ertr\u00e4ge oder Aufwendungen aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen sind in der Gewinn- und Verlustrechnung ebenfalls im Posten Versicherungstechnisches Ergebnis dargestellt. Wobei das Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen getrennt von den Ertr\u00e4gen und Aufwendungen aus ausgestellten Versicherungsvertr\u00e4gen dargestellt wird.</div><div class=\"defaultParagraph Standard\">Die \u00c4nderung der Risikoanpassung f\u00fcr nichtfinanzielle Risiken wird in den Posten Versicherungstechnisches Ergebnis und Versicherungstechnisches Finanzergebnis aufgegliedert.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Versicherungstechnische Ertr\u00e4ge</div><div class=\"defaultParagraph Standard\">Die versicherungstechnischen Ertr\u00e4ge stellen die Erbringung der aus der Gruppe von Versicherungsvertr\u00e4gen entstehenden Leistungen mit einem Betrag dar, welcher der Gegenleistung entspricht, auf die im Gegenzug f\u00fcr diese Leistungen erwartungsgem\u00e4\u00df ein Anspruch besteht. </div><div class=\"defaultParagraph Standard\">F\u00fcr nicht unter Anwendung des PAA bewertete Vertr\u00e4ge entsprechen die versicherungstechnischen Ertr\u00e4ge einer Gruppe von Versicherungsvertr\u00e4gen daher dem entsprechenden Anteil der gesamten Entgelte f\u00fcr die Vertr\u00e4ge f\u00fcr die Periode, d.\u00a0h. dem Betrag der an die konsolidierten Versicherungsunternehmen bezahlten Pr\u00e4mien, angepasst um einen Finanzierungseffekt (den Zeitwert des Geldes) und unter Ausschluss etwaiger Investmentkomponenten. Das gesamte Entgelt f\u00fcr eine Gruppe von Vertr\u00e4gen umfasst Betr\u00e4ge, die in Verbindung mit der Erbringung von Dienstleistung stehen, darunter auch: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">versicherungstechnische Aufwendungen, mit Ausnahme der Betr\u00e4ge in Bezug auf die Risikoanpassung f\u00fcr nichtfinanzielle Risiken sowie jegliche Betr\u00e4ge, die auf die Verlustkomponente der Deckungsr\u00fcckstellung allokiert sind; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">sonstige Betr\u00e4ge, wie die Ertragsteuer, die den Versicherungsnehmer:innen gesondert in Rechnung gestellt werden k\u00f6nnen; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Risikoanpassung f\u00fcr nichtfinanzielle Risiken, mit Ausnahme der Betr\u00e4ge, die auf die Verlustkomponente der Deckungsr\u00fcckstellung allokiert werden; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Aufl\u00f6sung der CSM und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Betr\u00e4ge, die in Verbindung mit den Abschlusskosten stehen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">F\u00fcr die wesentliche Ermessensaus\u00fcbung des Managements, die der Aufl\u00f6sung der CSM zugrunde gelegt wird, wird auf den Abschnitt \u201eWesentliche Sch\u00e4tzungen und Ermessensentscheidungen\u201c im Kapitel \u201eAufl\u00f6sung der vertraglichen Servicemarge (CSM)\u201c verwiesen. </div><div class=\"defaultParagraph Standard\">Bei der Anwendung des PAA entsprechen die versicherungstechnischen Ertr\u00e4ge der Periode dem Betrag der der Periode zugeordneten erwarteten Pr\u00e4mieneinnahmen mit Ausnahme einer etwaigen Investmentkomponente. Die erwarteten Pr\u00e4mieneinnahmen werden jeder Periode, in der Leistungen gem\u00e4\u00df dem Versicherungsvertrag erbracht werden, im Wesentlichen auf der Grundlage eines linearen Befreiungsmusters auf Ebene der lokalen Einheiten zugeordnet. Wenn jedoch das erwartete Muster der Befreiung vom Risiko w\u00e4hrend des Deckungszeitraums signifikant vom Zeitablauf abweicht, dann erfolgt die Zuordnung auf der Grundlage der erwarteten Zeitpunkte des Entstehens von versicherungstechnischen Aufwendungen. </div><div class=\"defaultParagraph Standard\">Wenn sich die Fakten und Umst\u00e4nde \u00e4ndern, wird zwischen den beiden im Vorstehenden genannten Methoden gewechselt.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Verlustkomponente</div><div class=\"defaultParagraph Standard\">Vertr\u00e4ge, die bei erstmaligem Ansatz belastend sind, werden von bei erstmaligem Ansatz nicht belastenden Vertr\u00e4gen desselben Portfolios abgegrenzt. Gruppen, die beim erstmaligen Ansatz nicht belastend waren, k\u00f6nnen bei der Folgebewertung belastend werden, wenn sich Annahmen \u00e4ndern und Erfahrungswertanpassungen vorgenommen werden. F\u00fcr eine belastende Gruppe wird eine Verlustkomponente in der Deckungsr\u00fcckstellung gebildet, die die k\u00fcnftigen Verluste abbildet. </div><div class=\"defaultParagraph Standard\">Eine Verlustkomponente spiegelt eine fiktive Erfassung von Verlusten, die jeder Gruppe belastender Versicherungsvertr\u00e4ge oder bei Vertragsbeginn profitabler Vertr\u00e4ge, die belastend wurden, zugeordnet werden, wider. Die Verlustkomponente wird aufgel\u00f6st auf Grundlage einer systematischen Allokation der in den Folgebewertungen ermittelten \u00c4nderungen in den Erf\u00fcllungswerten, welche die zuk\u00fcnftigen Leistungen betreffen. In den Folgebewertungen wird die Verlustkomponente au\u00dferdem um \u00c4nderungen der gesch\u00e4tzten Erf\u00fcllungswerte und der Risikoanpassung f\u00fcr nichtfinanzielle Risiken, welche die zuk\u00fcnftige Leistungen betreffen, angepasst. Die systematische Zuordnung der \u00c4nderungen zur Verlustkomponente aus Folgebewertungen f\u00fchrt dazu, dass die der Verlustkomponente zugeordneten Gesamtbetr\u00e4ge am Ende des Deckungszeitraums einer Gruppe von Vertr\u00e4gen gleich null sind, da sich die Verlustkomponente in Form von eingetretenen Sch\u00e4den realisiert. </div><div class=\"defaultParagraph Standard\">Bei Gruppen von Vertr\u00e4gen, die unter Anwendung des PAA bewertet werden, wird davon ausgegangen, dass keine Vertr\u00e4ge bei erstmaligem Ansatz belastend sind, es sei denn, Fakten und Umst\u00e4nde deuten auf etwas anderes hin. Falls dem nicht so ist und die in Kapitel \u201e25. Bilanzierungs- und Bewertungsmethoden<span dir=\"ltr\" style=\"font-style:italic\">\u201c</span> genannten Fakten und Umst\u00e4nde zu einem beliebigen Zeitpunkt w\u00e4hrend des Deckungszeitraums darauf hindeuten, dass eine Gruppe von Versicherungsvertr\u00e4gen belastend ist, wird eine Verlustkomponente in H\u00f6he des Betrags gebildet, um den der Erf\u00fcllungswert, der sich auf den zuk\u00fcnftigen Versicherungsschutz der Gruppe bezieht, den Buchwert der Deckungsr\u00fcckstellung, bestimmt gem\u00e4\u00df den Ausf\u00fchrungen in Kapitel \u201eBewertung beim erstmaligen Ansatz\u201c, der Gruppe \u00fcberschreitet. Dementsprechend ist die Verlustkomponente am Ende des Deckungszeitraums der Gruppe von Vertr\u00e4gen gleich null.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Verlustr\u00fcckerstattungskomponenten</div><div class=\"defaultParagraph Standard\">Wie in den Kapiteln \u201eBewertung beim erstmaligen Ansatz \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge\u201c und \u201eFolgebewertung \u2013 Gehaltene R\u00fcckversicherungsvertr\u00e4ge\u201c erl\u00e4utert, wird f\u00fcr den Verm\u00f6genswert f\u00fcr den zuk\u00fcnftigen Versicherungsschutz f\u00fcr <br/></div><div class=\"defaultParagraph Standard\">eine Gruppe von gehaltenen R\u00fcckversicherungsvertr\u00e4gen eine Verlustr\u00fcckerstattungskomponente (LoReCo) festgelegt, welche die Aufholung der Verluste abbildet, wenn beim erstmaligen Ansatz einer belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge oder bei Hinzuf\u00fcgung von weiteren belastenden zugrundeliegenden Versicherungsvertr\u00e4gen zu einer Gruppe ein Verlust erfasst wird. </div><div class=\"defaultParagraph Standard\">Sofern nach dem erstmaligen Ansatz einer Gruppe zugrundeliegender Versicherungsvertr\u00e4ge eine Verlustkomponente festgelegt wird, wird der Anteil der Ertr\u00e4ge, die aus den zugeh\u00f6rigen gehaltenen R\u00fcckversicherungsertr\u00e4gen erfasst werden, als Verlustr\u00fcckerstattungskomponente ausgewiesen. </div><div class=\"defaultParagraph Standard\">Sofern beim erstmaligen Ansatz oder bei der Folgebewertung eine Verlustr\u00fcckerstattungskomponente festgelegt wird, wird diese angepasst, um \u00c4nderungen der Verlustkomponente einer belastenden Gruppe von zugrundeliegenden Versicherungsvertr\u00e4gen zu ber\u00fccksichtigen. </div><div class=\"defaultParagraph Standard\">Der Buchwert der Verlustr\u00fcckerstattungskomponente darf den Anteil des Buchwerts der Verlustkomponente der belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge, den die konsolidierten Versicherungsunternehmen aufgrund ihrer gehaltenen R\u00fcckversicherungsvertr\u00e4ge erstattet zu bekommen erwarten, nicht \u00fcbersteigen. Daher verringert sich die beim erstmaligen Ansatz erfasste Verlustr\u00fcckerstattungskomponente entsprechend den Verringerungen der belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge auf null und ist gleich null, wenn die Verlustkomponente der belastenden Gruppe zugrundeliegender Versicherungsvertr\u00e4ge gleich null ist.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ergebnis aus gehaltenen R\u00fcckversicherungsvertr\u00e4gen</div><div class=\"defaultParagraph Standard\">Gem\u00e4\u00df IFRS\u00a017 sind gehaltene R\u00fcckversicherungsvertr\u00e4ge getrennt von den zugrundeliegenden Versicherungsvertr\u00e4gen, auf die sie sich beziehen, zu bilanzieren. Zudem sind Betr\u00e4ge, die aus Transaktionen mit R\u00fcckversicherern entstehen, getrennt auszuweisen, je nachdem, worauf sie sich beziehen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">auf vom R\u00fcckversicherer zur\u00fcckerstattete Betr\u00e4ge oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">auf Betr\u00e4ge, die auf gezahlte Pr\u00e4mien allokiert werden.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Mit besonderer Behandlung von: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">R\u00fcckversicherungszahlungsstr\u00f6men, die durch Sch\u00e4den aus den zugrundeliegenden Vertr\u00e4gen bedingt sind. Sie werden als Teil der Sch\u00e4den behandelt, deren R\u00fcckerstattung im Rahmen des gehaltenen R\u00fcckversicherungsvertrags erwartet wird. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">R\u00fcckversicherungszahlungsstr\u00f6men, die nicht durch Sch\u00e4den aus den zugrundeliegenden Vertr\u00e4gen bedingt sind (beispielsweise einige Arten von Abtretungsprovisionen). Sie werden als Minderung der an den R\u00fcckversicherer zu zahlenden Pr\u00e4mien behandelt.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Betr\u00e4ge f\u00fcr die Verlustr\u00fcckerstattung in Bezug auf die R\u00fcckversicherung f\u00fcr belastende Direktversicherungsvertr\u00e4ge; sie werden einbezogen als Betr\u00e4ge vom R\u00fcckversicherer, deren Eingang erwartet wird.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Versicherungstechnisches Finanzergebnis</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Das versicherungstechnische Finanzergebnis umfasst die \u00c4nderungen des Buchwerts der Gruppe von Versicherungsvertr\u00e4gen, die sich ergeben aus: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">den Auswirkungen des Zeitwerts des Geldes und den Auswirkungen der \u00c4nderungen des Zeitwerts des Geldes und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">den Auswirkungen des finanziellen Risikos und den Auswirkungen der \u00c4nderungen des finanziellen Risikos, aber</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">unter Ausnahme solcher \u00c4nderungen bei Gruppen von Versicherungsvertr\u00e4gen mit direkter \u00dcberschussbeteiligung, welche die CSM anpassen w\u00fcrden, dies jedoch nicht tun, da die Gruppen von Vertr\u00e4gen belastend sind. Diese sind Teil der versicherungstechnischen Aufwendungen.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die VIG macht vom Wahlrecht Gebrauch, das versicherungstechnische Finanzergebnis f\u00fcr ausgestellte Versicherungsvertr\u00e4ge auf die Gewinn- und Verlustrechnung und das sonstige Ergebnis aufzuteilen. Das Wahlrecht zur erfolgsneutralen Erfassung im sonstigen Ergebnis erm\u00f6glicht die Beseitigung von Bewertungsinkonsistenzen (Rechnungslegungsinkongruenz) von Verm\u00f6genswerten und Verbindlichkeiten durch Erfassung im Eigenkapital statt im Gewinn oder Verlust. Solche Differenzen k\u00f6nnen beispielsweise bei gewinnberechtigten Lebensversicherungspolizzen auftreten. Sofern das Gesch\u00e4ftsmodell eine solche Bewertung vorsieht, wird vom Wahlrecht zur erfolgsneutralen Erfassung im sonstigen Ergebnis Gebrauch gemacht, um die Rechnungslegungsinkongruenz zu minimieren. Bei den zu strategischen Zwecken gehaltenen Beteiligungen wird im Wesentlichen vom Wahlrecht zur Erfassung im sonstigen Ergebnis Gebrauch gemacht, um die oben genannten Rechnungslegungsinkongruenzen zu minimieren. Die finanziellen Verm\u00f6genswerte der VIG, die zur Deckung der Portfolios von ausgestellten Versicherungen dienen, werden im Wesentlichen zu fortgef\u00fchrten Anschaffungskosten oder erfolgsneutral zum beizulegenden Zeitwert im sonstigen Ergebnis bewertet. </div><div class=\"defaultParagraph Standard\">Die gesamten versicherungstechnischen Finanzertr\u00e4ge oder -aufwendungen werden durch eine systematische Aufteilung auf die Laufzeit der Gruppe von Vertr\u00e4gen unter Anwendung von auf Ebene der Gruppe von Versicherungen festgelegten Diskontierungss\u00e4tzen erfolgswirksam ausgewiesen.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForReinsuranceExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-112": {
   "value": "<div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Abschlusskosten</div><div class=\"defaultParagraph Standard\">Abschlusskosten entstehen aus den Kosten f\u00fcr den Vertrieb, die Zeichnung und die Einrichtung einer Gruppe von Versicherungsvertr\u00e4gen (die bereits ausgestellt wurden oder die erwartungsgem\u00e4\u00df ausgestellt werden), die dem Portfolio der Versicherungsvertr\u00e4ge, zu dem die Gruppe geh\u00f6rt, direkt zugeordnet werden k\u00f6nnen. </div><div class=\"defaultParagraph Standard\">Wurden Abschlusskosten gezahlt oder sind sie entstanden, bevor die zugeh\u00f6rige Gruppe von Versicherungsvertr\u00e4gen in der Konzernbilanz erfasst wird, wird ein separater Verm\u00f6genswert f\u00fcr die Abschlusskosten f\u00fcr jede zugeh\u00f6rige Gruppe angesetzt. </div><div class=\"defaultParagraph Standard\">Der f\u00fcr die Abschlusskosten angesetzte Verm\u00f6genswert wird aus der Konzernbilanz ausgebucht, wenn die Abschlusskosten in die erstmalige Bewertung der CSM der zugeh\u00f6rigen Gruppe von Versicherungsvertr\u00e4gen einflie\u00dfen. Die Anwendung einer systematischen und rationalen Methode ist f\u00fcr die Aufteilung von Folgendem erforderlich: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Abschlusskosten, die einer Gruppe von Versicherungsvertr\u00e4gen direkt zugeordnet werden k\u00f6nnen, sind dieser Gruppe zuzuordnen und sind Gruppen zuzuordnen, die Versicherungsvertr\u00e4ge enthalten, die erwartungsgem\u00e4\u00df aus Verl\u00e4ngerungen der Versicherungsvertr\u00e4ge in dieser Gruppe entstehen werden. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Abschlusskosten, die einer Gruppe von Vertr\u00e4gen nicht direkt, jedoch einem Portfolio von Versicherungsvertr\u00e4gen direkt zugeordnet werden k\u00f6nnen, sind Gruppen in dem Portfolio zuzuordnen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Am Ende jeder Berichtsperiode werden die noch nicht erfassten Betr\u00e4ge der den Gruppen von Versicherungsvertr\u00e4gen zugeordneten Abschlusskosten \u00fcberpr\u00fcft, um etwaigen \u00c4nderungen der mit der eingesetzten Zuordnungsmethode in Zusammenhang stehenden Annahmen Rechnung zu tragen. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Nach einer etwaigen Neuzuordnung wird die Werthaltigkeit des f\u00fcr die Abschlusskosten angesetzten Verm\u00f6genswerts beurteilt, wenn Fakten und Umst\u00e4nde auf eine m\u00f6gliche Wertminderung hindeuten. Bei der Beurteilung der Werthaltigkeit ist die Durchf\u00fchrung von Folgendem erforderlich: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">einer Werthaltigkeitspr\u00fcfung auf Ebene einer bestehenden oder k\u00fcnftigen Gruppe von Versicherungsvertr\u00e4gen und </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">einer zus\u00e4tzlichen Werthaltigkeitspr\u00fcfung, die speziell die Abschlusskosten abdeckt, die den erwarteten k\u00fcnftigen Vertragsverl\u00e4ngerungen zugeordnet werden. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Wenn ein Wertminderungsaufwand erfasst wird, wird der Buchwert des Verm\u00f6genswerts angepasst und eine Wertminderung erfolgswirksam im Posten Aufwendungen f\u00fcr ausgestellte Versicherungsvertr\u00e4ge ausgewiesen. </div><div class=\"defaultParagraph Standard\">Eine vollst\u00e4ndige oder teilweise Aufholung eines in fr\u00fcheren Perioden erfassten Wertminderungsaufwands wird erfolgswirksam erfasst und der Buchwert des Verm\u00f6genswerts wird erh\u00f6ht, soweit die Bedingungen f\u00fcr eine Wertminderung nicht mehr vorliegen oder sich verbessert haben.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredAcquisitionCostsArisingFromInsuranceContractsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-113": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.4. </span><div class=\"list-paragraph-container\">Finanzinstrumente</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Erstmaliger Ansatz </div><div class=\"defaultParagraph Standard\">Beim erstmaligen Ansatz ist die Klassifizierung von finanziellen Verm\u00f6genswerten von den vertraglichen Zahlungsstr\u00f6men (Solely based Payments of Principal and Interest-Kriterium (SPPI-Kriterium)) sowie ihrem Gesch\u00e4ftsmodell abh\u00e4ngig. </div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte werden erstmalig am Abwicklungstag als zum beizulegenden Zeitwert (gem\u00e4\u00df Definition in Anhangangabe \u201e25.9. Bemessung des beizulegenden Zeitwerts\u201c) bewertet erfasst, wobei der beizulegende Zeitwert nicht vom Transaktionspreis abweichen sollte. Beim erstmaligen Ansatz von finanziellen Verm\u00f6genswerten bewertet zu fortgef\u00fchrten Anschaffungskosten bzw. erfolgsneutral zum beizulegenden Zeitwert im sonstigen Ergebnis (bewertet zu FVtOCI) sind die direkt zurechenbaren Transaktionskosten in die fortgef\u00fchrten Anschaffungskosten einzubeziehen. Interne (indirekte) Kosten sind den fortgef\u00fchrten Anschaffungskosten nicht zuzurechnen, da diese den Einzeltransaktionen nicht direkt zurechenbar sind. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Bewertungskategorien </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die Klassifizierung der finanziellen Verm\u00f6genswerte erfolgt auf Grundlage der Pr\u00fcfung der vertraglichen Zahlungsstr\u00f6me und des Gesch\u00e4ftsmodells zur Steuerung der finanziellen Verm\u00f6genswerte. Anhand dieser Kriterien lassen sich finanzielle Verm\u00f6genswerte in die folgenden Bewertungskategorien einstufen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Schuldinstrumente bewertet zu fortgef\u00fchrten Anschaffungskosten; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Schuldinstrumente bewertet zu FVtOCI, wobei die kumulierten Gewinne und Verluste bei Ausbuchung in die Gewinn- und Verlustrechnung umgegliedert werden; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI, wobei die kumulierten Gewinne und Verluste bei Ausbuchung nicht \u00fcber die Gewinn- und Verlustrechnung realisiert werden;</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Finanzielle Verm\u00f6genswerte (Schuldinstrumente, derivative Finanzinstrumente und Eigenkapitalinstrumente) bewertet zu FVtPL.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"font-size:13px; min-height:13px\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span dir=\"ltr\" style=\"font-size:13px; min-height:13px\">Schuldinstrumente bewertet zu fortgef\u00fchrten Anschaffungskosten</span></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Schuldinstrumente werden zu fortgef\u00fchrten Anschaffungskosten gehalten, wenn beide der folgenden Bedingungen erf\u00fcllt sind: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Die Instrumente werden im Rahmen eines Gesch\u00e4ftsmodells gehalten, dessen Zielsetzung darin besteht, die Instrumente zur Vereinnahmung der vertraglichen Zahlungsstr\u00f6me zu halten. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Die Vertragsbedingungen des Schuldinstruments f\u00fchren zu festgelegten Zeitpunkten zu Zahlungsstr\u00f6men, die ausschlie\u00dflich Tilgungs- und Zinszahlungen (SPPI) auf den ausstehenden Kapitalbetrag darstellen. </div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"font-size:13px; min-height:13px\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span dir=\"ltr\" style=\"font-size:13px; min-height:13px\">Schuldinstrumente bewertet zu FVtOCI</span></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Schuldinstrumente werden zu FVtOCI bewertet, wenn die beiden folgenden Bedingungen erf\u00fcllt sind: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Instrument wird im Rahmen eines Gesch\u00e4ftsmodells gehalten, dessen Zielsetzung sowohl in der Vereinnahmung der vertraglichen Zahlungsstr\u00f6me als auch im Verkauf finanzieller Verm\u00f6genswerte besteht, und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Vertragsbedingungen des finanziellen Verm\u00f6genswerts erf\u00fcllen das Kriterium des SPPI-Tests. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Bei Schuldinstrumenten in dieser Kategorie handelt es sich um jene, die zur Vereinnahmung vertraglicher Zahlungsstr\u00f6me gehalten werden sollen, jedoch bei Liquidit\u00e4tsbedarf oder als Reaktion auf \u00c4nderungen der Marktbedingungen verkauft werden k\u00f6nnen. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Die unwiderrufliche Klassifizierung von Eigenkapitalinstrumenten als bewertet zu FVtOCI wird f\u00fcr strategisch gehaltene Finanzinstrumente angewandt, die nicht zu Handelszwecken gehalten sind. Darunter fallen im wesentlichen Ausma\u00df Anteile an verbundenen nicht konsolidierten Unternehmen. Finanzielle Verm\u00f6genswerte unterliegen kurzfristigen Zeitwertschwankungen, die bei einer Klassifizierung als bewertet zu FVtPL zu einer Volatilit\u00e4t des Kapitalveranlagungsergebnisses f\u00fchren, die der langfristig strategischen Investitionspolitik der VIG f\u00fcr diese klassifizierten Instrumente nicht entsprechen w\u00fcrde.</div><div class=\"defaultParagraph Standard\">Gewinne und Verluste aus Umbewertung von diesen Eigenkapitalinstrumenten werden keinesfalls in die Gewinn- und Verlustrechnung umgegliedert. Dividenden werden in der Gewinn- und Verlustrechnung als sonstiger Ertrag erfasst, wenn der Rechtsanspruch auf Zahlung besteht, es sei denn, durch solche Erl\u00f6se wird ein Teil der Anschaffungskosten des Instruments zur\u00fcckerlangt. Eigenkapitalinstrumente designiert bewertet zu FVtOCI unterliegen keiner Wertminderungspr\u00fcfung.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte in dieser Kategorie werden im Rahmen eines Gesch\u00e4ftsmodells gehalten, dessen Zielsetzung in der Realisierung von \u00c4nderungen des beizulegenden Zeitwerts besteht. Sie wurden vom Management beim erstmaligen Ansatz entsprechend designiert oder sind gem\u00e4\u00df IFRS\u00a09 verpflichtend zum beizulegenden Zeitwert zu bewerten. Diese Kategorie umfasst:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, bei denen die Eigenschaften der vertraglichen Zahlungsstr\u00f6me das SPPI-Kriterium nicht erf\u00fcllen oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, die nicht im Rahmen eines Gesch\u00e4ftsmodells gehalten werden, um vertragliche Zahlungsstr\u00f6me zu vereinnahmen oder auch nicht um sowohl vertraglichen Zahlungsstr\u00f6me zu vereinnahmen als auch zum Verkauf der Instrumente bestehen oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, die zur Reduktion von Accounting Mismatch in die Kategorie designiert bewertet zu FVtPL klassifiziert wurden oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Eigenkapitalinstrumente, die nicht designiert bewertet zu FVtOCI klassifiziert wurden.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">SPPI-Test und Beurteilung des Gesch\u00e4ftsmodells</div><div class=\"defaultParagraph Standard\">Die VIG ordnet Schuldinstrumente basierend auf dem SPPI-Kriterium und dem Gesch\u00e4ftsmodell den Bewertungsmodellen zu.</div><div class=\"defaultParagraph Standard\">Ergibt der SPPI-Test, dass das SPPI-Kriterium erf\u00fcllt ist, h\u00e4ngt die Klassifizierung und Folgebewertung von Finanzinstrumenten gem. IFRS\u00a09 vom gew\u00e4hlten Gesch\u00e4ftsmodell des Unternehmens zur Steuerung des Verm\u00f6genswerts ab. Das Gesch\u00e4ftsmodell spiegelt wider, wie das Unternehmen ein Portfolio von finanziellen Verm\u00f6genswerten steuert, um Zahlungsstr\u00f6me zu generieren. Das Gesch\u00e4ftsmodell wird auf der lokalen Ebene festgelegt, um Finanzinstrumente im Rahmen der Veranlagungsstrategie zur Erreichung der lokalen Gesch\u00e4ftsziele steuern zu k\u00f6nnen. </div><div class=\"defaultParagraph Standard\">Das Gesch\u00e4ftsmodell wird nicht f\u00fcr jedes Instrument einzeln bestimmt, sondern auf einer h\u00f6heren Ebene von Portfolios, und beruht auf beobachtbaren Faktoren. Wurden Zahlungsstr\u00f6me nach dem erstmaligen Ansatz in einer Weise realisiert, die von den urspr\u00fcnglichen Erwartungen abweicht, \u00e4ndert sich dadurch die Klassifizierung der verbleibenden finanziellen Verm\u00f6genswerte, die nach diesem Gesch\u00e4ftsmodell gehalten werden, nicht. Jedoch werden derartige Informationen bei der Beurteilung neu erworbener finanzieller Verm\u00f6genswerte ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\">Das Gesch\u00e4ftsmodell wird auf Gruppen von Verm\u00f6genswerten angewendet, die homogen gesteuert werden. Die Ableitung ber\u00fccksichtigt Anlageklasse, Liquidit\u00e4t, Art der Verwaltung (Verm\u00f6gensverwalter, extern verwaltete Portfolios bzw. Spezialfonds) sowie die Investmentstrategie.</div><div class=\"defaultParagraph Standard\">Bei der Bestimmung der Festlegung der Veranlagungsstrategie (und folglich des Gesch\u00e4ftsmodells) werden unter IFRS\u00a017 fallende Arten von Verbindlichkeiten und deren Bewertungsmodell ber\u00fccksichtigt. </div><div class=\"defaultParagraph Standard\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente sowie Termineinlagen werden grunds\u00e4tzlich zu fortgef\u00fchrten Anschaffungskosten bewertet.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Folgebewertung </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Schuldinstrumente bewertet zu AC</div><div class=\"defaultParagraph Standard\">Nach ihrer erstmaligen Bewertung werden Schuldinstrumente zu fortgef\u00fchrten Anschaffungskosten unter Anwendung der Effektivzinsmethode abz\u00fcglich einer Wertberichtigung bewertet. Fortgef\u00fchrte Anschaffungskosten werden unter Ber\u00fccksichtigung eines Agios oder Disagios bei Akquisition sowie von Geb\u00fchren oder Kosten berechnet, die einen integralen Bestandteil des Effektivzinssatzes darstellen. Eine Wertberichtigung f\u00fcr erwartete Kreditverluste (<span dir=\"ltr\" style=\"font-style:italic\">expected credit losses</span>\u00a0\u2013 ECLs) wird in der Gewinn- und Verlustrechnung erfasst.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Schuldinstrumente bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Die Folgebewertung der Schuldinstrumente bewertet zu FVtOCI erfolgt zum beizulegenden Zeitwert, wobei die sich aus \u00c4nderungen des beizulegenden Zeitwerts ergebenden nicht realisierten Gewinne und Verluste im sonstigen Ergebnis erfasst werden. Zinsertr\u00e4ge und W\u00e4hrungsumrechnungseffekte werden analog den zu fortgef\u00fchrten Anschaffungskosten bewerteten finanziellen Verm\u00f6genswerten erfolgswirksam erfasst. F\u00fcr weiterf\u00fchrende Informationen zur Ermittlung der erwarteten Kreditverluste f\u00fcr Schuldinstrumente bewertet zu FVtOCI wird auf das Kapitel \u201eBerechnung der erwarteten Kreditverluste\u201c<br/> innerhalb der Anhangangabe \u201e25.4. Finanzinstrumente\u201c verwiesen. Bei Ausbuchung werden die zuvor erfolgsneutral im sonstigen Ergebnis erfassten kumulierten Gewinne oder Verluste in die Gewinn- und Verlustrechnung umgegliedert.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Bei Eigenkapitalinstrumenten designiert bewertet zu FVtOCI werden die Transaktionskosten im sonstigen Ergebnis als Teil der \u00c4nderung des beizulegenden Zeitwerts zum Zeitpunkt der n\u00e4chsten Neubewertung erfasst und zu keiner Zeit in die Gewinn- und Verlustrechnung umgegliedert. Im Falle einer Ausbuchung werden die entsprechenden R\u00fccklagen direkt im Posten \u201eGewinnr\u00fccklagen\u201c erfasst. Im Gegensatz zu den Eigenkapitalinstrumenten bewertet zu FVtPL werden ausschlie\u00dflich Dividenden in der Gewinn- und Verlustrechnung erfasst. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL werden zum beizulegenden Zeitwert in der Bilanz erfasst. \u00c4nderungen des beizulegenden Zeitwerts werden erfolgswirksam realisiert. Transaktionskosten, die im Zusammenhang mit dem Erwerb oder der Emission von Finanzinstrumenten bewertet zu FVtPL entstanden sind, werden erfolgswirksam verbucht. Zinsertr\u00e4ge aus Verm\u00f6genswerten, die verpflichtend zu FVtPL bewertet sind, werden unter Ber\u00fccksichtigung des vertraglichen Zinssatzes bilanziert.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Ausbuchungen ausgenommen bei wesentlicher Modifizierung </div><div class=\"defaultParagraph Standard\">Ein finanzieller Verm\u00f6genswert (bzw. ein Teil eines finanziellen Verm\u00f6genswerts oder ein Teil einer Gruppe \u00e4hnlicher finanzieller Verm\u00f6genswerte) wird ausgebucht, wenn eine der folgenden Voraussetzungen erf\u00fcllt ist:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Anrecht auf den Bezug von Zahlungsstr\u00f6men aus dem Verm\u00f6genswert ist ausgelaufen oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Anrecht auf den Bezug von Zahlungsstr\u00f6men aus dem Verm\u00f6genswert wurde an Dritte \u00fcbertragen oder es wurde eine Verpflichtung zur sofortigen Zahlung der bezogenen Zahlungsstr\u00f6me in voller H\u00f6he an Dritte im Rahmen einer sogenannten Durchleitungsvereinbarung \u00fcbernommen und dabei wurden entweder im Wesentlichen alle Chancen und Risiken, die mit dem Eigentum am finanziellen Verm\u00f6genswert verbunden sind, \u00fcbertragen oder zwar im Wesentlichen alle Chancen und Risiken, die mit dem Eigentum am finanziellen Verm\u00f6genswert verbunden sind, weder \u00fcbertragen noch zur\u00fcckbehalten, jedoch die Verf\u00fcgungsmacht \u00fcber den Verm\u00f6genswert \u00fcbertragen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die Verf\u00fcgungsmacht gilt dann, und nur dann, als \u00fcbertragen, wenn die:der Empf\u00e4nger:in \u00fcber die tats\u00e4chliche F\u00e4higkeit zur Ver\u00e4u\u00dferung des Verm\u00f6genswerts als Ganzes an einen nicht nahestehenden Dritten verf\u00fcgt und von dieser F\u00e4higkeit einseitig Gebrauch machen kann, ohne dass die \u00dcbertragung zus\u00e4tzlichen Beschr\u00e4nkungen unterliegt. </div><div class=\"defaultParagraph Standard\">Wenn im Wesentlichen alle Chancen und Risiken weder \u00fcbertragen noch zur\u00fcckbehalten wurden und auch die Verf\u00fcgungsmacht an dem Verm\u00f6genswert behalten wird, so wird der Verm\u00f6genswert lediglich nach Ma\u00dfgabe des anhaltenden Engagements weiter ber\u00fccksichtigt; in diesem Fall wird auch eine damit verbundene Verbindlichkeit erfasst. Der \u00fcbertragene Verm\u00f6genswert und die damit verbundene Verbindlichkeit werden so bewertet, dass den Rechten und Verpflichtungen Rechnung getragen wird. </div><div class=\"defaultParagraph Standard\">Wenn das anhaltende Engagement der Form nach den \u00fcbertragenen Verm\u00f6genswert garantiert, so entspricht der Umfang des anhaltenden Engagements dem niedrigeren Betrag aus dem urspr\u00fcnglichen Buchwert des Verm\u00f6genswerts und dem H\u00f6chstbetrag der erhaltenen Gegenleistung, der eventuell zur\u00fcckgezahlt werden m\u00fcsste.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Ausbuchung aufgrund einer Vertragsmodifizierung </div><div class=\"defaultParagraph Standard\">Ein finanzieller Verm\u00f6genswert wird ausgebucht, wenn die Bedingungen insoweit neu verhandelt wurden, dass der Verm\u00f6genswert im Wesentlichen ein neues Instrument darstellt. Dabei wird die Differenz als Ausbuchungsgewinn oder <span class=\"non-breaking-hyphen\">\u2011</span>verlust erfasst. Im Falle einer unwesentlichen \u00c4nderung der Bedingungen wird der Bruttobuchwert neu berechnet als Barwert der neu verhandelten oder ge\u00e4nderten vertraglichen Zahlungsstr\u00f6me, abgezinst zum Effektivzinssatz des urspr\u00fcnglichen finanziellen Verm\u00f6genswerts (oder zum bonit\u00e4tsangepassten Effektivzinssatz bei finanziellen Verm\u00f6genswerten mit bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigter Bonit\u00e4t) oder gegebenenfalls zum ge\u00e4nderten Effektivzinssatz.</div><div class=\"defaultParagraph Standard\">Bei der Beurteilung, ob ein Instrument auszubuchen oder nicht auszubuchen ist, ber\u00fccksichtigt die VIG die folgenden Kriterien in Bezug auf Modifizierungen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Quantitative Kriterien:</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Modifizierte Schuldinstrumente gelten als \u201egrundverschieden\u201c, wenn der Nettobarwert der Zahlungsstr\u00f6me unter den neuen Vertragsbedingungen abgezinst unter Anwendung des urspr\u00fcnglichen Effektivzinssatzes (des urspr\u00fcnglichen Vertrags) mindestens 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% vom urspr\u00fcnglichen Schuldinstrument abweicht.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Qualitative Kriterien:</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung des SPPI-Tests, z. B. Einf\u00fchrung eines Equity-linked-Merkmals.</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung der W\u00e4hrung des Verm\u00f6genswerts. Nicht vertragliche \u00c4nderungen der W\u00e4hrung sind nicht relevant (z. B. im Zuge einer W\u00e4hrungsreform oder des Beitritts zur Eurozone).</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung der F\u00e4lligkeit des Instruments. \u00c4nderungen der F\u00e4lligkeit eines Finanzinstruments gelten nicht als \u201egrundverschieden\u201c, wenn die M\u00f6glichkeit bereits im urspr\u00fcnglichen Kreditvertrag enthalten ist. Dar\u00fcber hinaus gilt die \u00c4nderung nicht als substanziell, wenn die Gesamtvertragslaufzeit</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">um weniger als 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% verl\u00e4ngert wird,</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">um weniger als 30<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% verk\u00fcrzt wird oder</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">nicht mindestens 2 Jahre von der urspr\u00fcnglichen Laufzeit abweicht.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Ergeben sich aus der \u00c4nderung keine grundverschiedenen Zahlungsstr\u00f6me, so f\u00fchrt die \u00c4nderung nicht zu einer Ausbuchung. Auf Grundlage der ge\u00e4nderten Zahlungsstr\u00f6me, abgezinst mit dem urspr\u00fcnglichen Effektivzinssatz, wird ein \u00c4nderungsgewinn oder -verlust erfasst.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Wertminderung finanzieller Verm\u00f6genswerte </div><div class=\"defaultParagraph Standard\">Weitere Einzelheiten zur Wertminderung finanzieller Verm\u00f6genswerte sind in der Angabe zu wesentlichen Ermessensentscheidungen und Sch\u00e4tzungen (24.2. Wertminderungsaufwand f\u00fcr finanzielle Verm\u00f6genswerte) enthalten.</div><div class=\"defaultParagraph Standard\">Die VIG erfasst eine Wertberichtigung f\u00fcr erwartete Kreditverluste f\u00fcr alle Schuldinstrumente bewertet zu AC oder bewertet zu FVtOCI, Kreditzusagen und Garantien sowie Forderungen gem\u00e4\u00df IFRS\u00a09.</div><div class=\"defaultParagraph Standard\">Erwartete Kreditverluste basieren auf der Differenz zwischen den vertraglichen Zahlungsstr\u00f6men, die vertragsgem\u00e4\u00df zu zahlen sind, und der Summe der Zahlungsstr\u00f6me, deren Erhalt erwartet wird, abgezinst mit dem Effektivzinssatz.</div><div class=\"defaultParagraph Standard\">Die H\u00f6he der zu erfassenden erwarteten Kreditverluste richtet sich nach der Zuordnung der Finanzinstrumente in die verschiedenen Stufen des Wertminderungsmodells. F\u00fcr Finanzinstrumente, deren Ausfallrisiko sich seit dem erstmaligen Ansatz nicht signifikant erh\u00f6ht hat, wird eine Risikovorsorge in H\u00f6he der erwarteten Kreditverluste innerhalb der n\u00e4chsten zw\u00f6lf Monate erfasst (12-Monats-ECL/Stufe 1). F\u00fcr Finanzinstrumente, deren Ausfallrisiko sich seit dem erstmaligen Ansatz signifikant erh\u00f6ht hat, ist eine Risikovorsorge in H\u00f6he der \u00fcber die Restlaufzeit erwarteten Kreditverluste zu erfassen (Gesamtlaufzeit-ECL). </div><div class=\"defaultParagraph Standard\">Die VIG erachtet den Ausfall bei einem finanziellen Verm\u00f6genswert als eingetreten, wenn die R\u00fcckzahlung der vertraglichen Verpflichtungen unwahrscheinlich geworden ist und/oder der finanzielle Verm\u00f6genswert ein Rating von C oder D hat und/oder die vertraglichen Zahlungen 90\u00a0Tage \u00fcberf\u00e4llig sind, es sei denn, die VIG verf\u00fcgt \u00fcber angemessene und belastbare Informationen, dass ein l\u00e4ngeres R\u00fcckstandskriterium besser geeignet ist. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Berechnung der erwarteten Kreditverluste </div><div class=\"defaultParagraph Standard\">Erwartete Kreditverluste werden auf Grundlage von Szenarien zur Bemessung der erwarteten Zahlungsausf\u00e4lle, abgezinst mit einem angemessenen Effektivzinssatz, berechnet. Ein Zahlungsausfall ist die Differenz zwischen den vertragsgem\u00e4\u00dfen Zahlungen und den Zahlungen, die das Unternehmen voraussichtlich einnimmt. Die Mechanismen zur Berechnung der erwarteten Kreditverluste und ihre wesentlichen Bestandteile stellen sich wie folgt dar: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Ausfallwahrscheinlichkeit (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">probability of default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 PD): </span>Die <span dir=\"ltr\" style=\"font-style:italic\">PD</span> ist eine Sch\u00e4tzung der Ausfallwahrscheinlichkeit \u00fcber einen festgelegten Zeitraum. Bei ihrer Sch\u00e4tzung werden wirtschaftliche Szenarien und zukunftsgerichtete Informationen ber\u00fccksichtigt.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"text-indent:11px\">Die VIG verwendet f\u00fcr ihr Portfolio die folgenden Segmente: </div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Unternehmensanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Staatsanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Das Segment Staatsanleihen umfasst alle von staatlichen Stellen, seien es Zentralregierungen, supranationale Regierungsinstitutionen, regionale Regierungen oder lokale Beh\u00f6rden, begebenen Anleihen oder Kredite, die von diesen Einrichtungen in voller H\u00f6he uneingeschr\u00e4nkt und unwiderruflich garantiert sind. Alle anderen Engagements werden im Segment Unternehmensanleihen erfasst.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Erwartete H\u00f6he von Forderungen im Zeitpunkt des Ausfalls (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">exposure at default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 EAD):</span> Die <span dir=\"ltr\" style=\"font-style:italic\">EAD</span> ist eine Sch\u00e4tzung der erwarteten H\u00f6he der Forderungen in einem k\u00fcnftigen Ausfallzeitpunkt unter Ber\u00fccksichtigung von erwarteten \u00c4nderungen dieser H\u00f6he nach dem Abschlussstichtag, einschlie\u00dflich vertragsgem\u00e4\u00dfer oder anderweitiger Tilgungs- und Zinszahlungen sowie aufgelaufener Zinsen auf vers\u00e4umte Zahlungen. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Verlustquote bei Ausfall (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">loss given default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 LGD)</span>: Die <span dir=\"ltr\" style=\"font-style:italic\">LGD</span> ist eine Sch\u00e4tzung des Verlusts, der im Falle eines zu einem bestimmten Zeitpunkt eintretenden Ausfalls entsteht. Sie basiert auf der Differenz zwischen den Zahlungen, die vertragsgem\u00e4\u00df geschuldet werden, und den Zahlungen, die voraussichtlich eingenommen werden. F\u00fcr gew\u00f6hnlich wird sie als prozentualer Anteil der EAD angegeben.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"text-indent:11px\">F\u00fcr die LGDs wird folgende Segmentierung zugrunde gelegt:</div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Nachrangige Schulden</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Vorrangig unbesicherte Schulden</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Staatsanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Besicherte Schulden: Das Segment \u201ebesicherte Schulden\u201c umfasst bei der VIG alle hypothekarisch besicherten Positionen sowie Pfandbriefe.</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Auf nicht besicherte Verm\u00f6genswerte wendet die VIG vordefinierte LGDs an, die nicht an einen bestimmten Zeitpunkt gebunden sind (flache LGD-Kurven).</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Verm\u00f6genswerte, f\u00fcr die der erwartete Kreditverlust (ECL) berechnet werden muss, werden einer der nachfolgenden Stufen zugeordnet: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">12-Monats-ECL </span>(Stufe\u00a01): In Stufe\u00a01 ist ein geringes Ausfallrisiko bzw. eine nicht signifikante Erh\u00f6hung des Ausfallrisikos gestattet. Er wird berechnet als der Teil des Gesamtlaufzeit-ECL, der den ECLs entspricht, welche aus Ausfallereignissen bei einem Finanzinstrument resultieren, die innerhalb von zw\u00f6lf Monaten nach dem Abschlussstichtag eintreten k\u00f6nnen.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Stufe\u00a02</span>: In Stufe\u00a02 klassifizierte Verm\u00f6genswerte weisen eine signifikante Erh\u00f6hung des Ausfallrisikos (und kein geringes Ausfallrisiko) auf, weshalb die Berechnung des Gesamtlaufzeit-ECL erforderlich ist. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Stufe\u00a03</span>: In dieser Stufe sind Kreditverluste bereits entstanden oder sind Verm\u00f6genswerte tats\u00e4chlich wertgemindert. Deshalb ist die Differenz zwischen dem Bruttobuchwert des Verm\u00f6genswerts und dem Barwert der gesch\u00e4tzten k\u00fcnftigen Zahlungsstr\u00f6me, abgezinst mit dem urspr\u00fcnglichen Effektivzinssatz des finanziellen Verm\u00f6genswerts, heranzuziehen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Gem\u00e4\u00df IFRS m\u00fcssen Schuldinstrumente bewertet zu AC oder bewertet zu FVtOCI diesem Stufungsansatz folgen. Der Ansatz der VIG stellt sich wie folgt dar:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a01 \u2013 12-Monats-ECL</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte mit Ausnahme von finanziellen Verm\u00f6genswerten mit bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigter Bonit\u00e4t (POCI);</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, die in den Anwendungsbereich der Vereinfachungsregelung bei geringem Ausfallrisiko fallen; sowie</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, bei welchen kein Ausfallereignis eingetreten ist, die jedoch die Kriterien f\u00fcr die Einstufung in Stufe\u00a02 nicht erf\u00fcllen und deren Rating sich nicht wesentlich ge\u00e4ndert hat.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a02 \u2013 Gesamtlaufzeit-ECL (Anwendung des Effektivzinssatzes auf den Bruttobuchwert)</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00dcberf\u00e4lligkeit seit mindestens 30\u00a0Tagen oder</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">als Reaktion auf einen der vordefinierten zukunftsgerichteten Indikatoren.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a03 \u2013 Gesamtlaufzeit-ECL (Anwendung des Effektivzinssatzes auf die fortgef\u00fchrten Anschaffungskosten)</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, die das Ausfallkriterium der VIG erf\u00fcllen.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a00 \u2013 bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigte Bonit\u00e4t</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Schuldinstrumente bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Da der Buchwert der Schuldinstrumente bewertet zu FVtOCI dem beizulegenden Zeitwert entspricht, f\u00fchrt die zu erfassende Risikovorsorge nicht zu einer aktivseitigen Minderung in der Bilanz. Stattdessen wird ein Betrag in H\u00f6he der Risikovorsorge, die bei einer Bewertung der Verm\u00f6genswerte zu fortgef\u00fchrten Anschaffungskosten entst\u00fcnde, im sonstigen Ergebnis mit einer entsprechenden Gegenbuchung in der Gewinn- und Verlustrechnung erfasst. Der im sonstigen Ergebnis erfasste kumulierte Gewinn wird bei Ausbuchung der Verm\u00f6genswerte erfolgswirksam umgegliedert. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Zukunftsgerichtete Informationen</div><div class=\"defaultParagraph Standard\">In den konzernweiten ECL-Modellen dient ein breites Spektrum an zukunftsgerichteten Informationen, wie externe und interne Ratings, Prognosen zu makro\u00f6konomischen Variablen oder qualitative Faktoren zur Beurteilung des Ausfallrisikos, als belastbare Informationen.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertung von Sicherheiten und Vollstreckungsmassnahmen</div><div class=\"defaultParagraph Standard\">Um das Ausfallrisiko der VIG in Bezug auf die finanziellen Verm\u00f6genswerte zu mindern, wird wo immer m\u00f6glich der Einsatz von Sicherheiten angestrebt. Es bestehen unterschiedliche Arten von Sicherheiten, z. B. Hypotheken, Wertpapiere oder andere Arten von Sicherheiten. Sicherheiten werden nicht in der Bilanz der VIG erfasst, es sei denn, sie unterliegen Vollstreckungsma\u00dfnahmen. Erwartete Zahlungsstr\u00f6me aus Kreditbesicherungen, die gem\u00e4\u00df den IFRS nicht separat erfasst werden m\u00fcssen und als integraler Bestandteil der Vertragsbedingungen eines Schuldinstruments, f\u00fcr das ein ECL zu erfassen ist, erachtet werden, werden in die Bemessung dieses ECL einbezogen. Aufgrund dessen wirkt sich der beizulegende Zeitwert von Sicherheiten auf die Berechnung des ECL aus. </div><div class=\"defaultParagraph Standard\">Soweit m\u00f6glich werden Daten aus einem aktiven Markt zur Bewertung von als Sicherheit gehaltenen finanziellen Verm\u00f6genswerten herangezogen. Bei anderen finanziellen Verm\u00f6genswerten, deren Wert sich nicht ohne Weiteres anhand verf\u00fcgbarer Marktdaten bestimmen l\u00e4sst, erfolgt die Bewertung anhand von Bewertungsmodellen. Nichtfinanzielle Sicherheiten wie Immobilien werden entweder intern oder auf Grundlage von Wertgutachten Dritter bewertet.</div><div class=\"defaultParagraph Standard\">Auch unwiderrufliche und uneingeschr\u00e4nkte Garantien werden bei der Bemessung des ECL ber\u00fccksichtigt.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Abschreibung</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte werden nur dann entweder teilweise oder ganz abgeschrieben, wenn nach angemessener Einsch\u00e4tzung nicht davon auszugehen ist, dass sie realisierbar sind. Ist der Betrag aus der Abschreibung h\u00f6her als die kumulierte Risikovorsorge, wird der Unterschiedsbetrag zuerst als Zugang zur Wertberichtigung behandelt, der dann mit dem Bruttobuchwert verrechnet wird. Nachtr\u00e4glich eingegangene Betr\u00e4ge werden in den Ertr\u00e4gen in der Gewinn- und Verlustrechnung erfasst.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertungskategorien f\u00fcr finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Finanzielle Verbindlichkeiten, au\u00dfer Kreditzusagen und finanzielle Garantien, werden zu fortgef\u00fchrten Anschaffungskosten oder erfolgswirksam zum beizulegenden Zeitwert bewertet, sofern sie zu Handelszwecken gehalten werden oder es sich bei ihnen um derivative Finanzinstrumente handelt. Die VIG hat kein wesentliches Portfolio finanzieller Verbindlichkeiten, die zur Designation als erfolgswirksam zum beizulegenden Zeitwert bewertet werden. Alle Derivate mit einem negativen beizulegenden Zeitwert werden als Verbindlichkeiten bewertet zu FVtPL ausgewiesen. Analog zu den finanziellen Verm\u00f6genswerten werden finanzielle Verbindlichkeiten mit ihrem \u201eDirty Value\u201c erfasst.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung und wesentliche \u00c4nderung finanzieller Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Eine finanzielle Verbindlichkeit wird ausgebucht, wenn die ihr zugrundeliegende Verpflichtung erf\u00fcllt, aufgehoben oder erloschen ist. Wird eine bestehende finanzielle Verbindlichkeit durch eine andere finanzielle Verbindlichkeit desselben Kreditgebers mit substanziell anderen Vertragsbedingungen ausgetauscht oder werden die Bedingungen einer bestehenden Verbindlichkeit wesentlich ge\u00e4ndert, so wird ein solcher Austausch oder eine solche \u00c4nderung als Ausbuchung der urspr\u00fcnglichen Verbindlichkeit und Ansatz einer neuen Verbindlichkeit behandelt. Die Differenz zwischen dem Buchwert der urspr\u00fcnglichen finanziellen Verbindlichkeit und der gezahlten Gegenleistung wird erfolgswirksam erfasst. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erfassung von Zinsertr\u00e4gen</div><div class=\"defaultParagraph Standard\">F\u00fcr alle gem. IFRS\u00a09 zu AC und zu FVtOCI bewerteten finanziellen Verm\u00f6genswerte werden Zinsertr\u00e4ge unter Anwendung der Effektivzinsmethode erfasst. Der Effektivzinssatz ist jener Kalkulationszinssatz, mit dem die gesch\u00e4tzten zuk\u00fcnftigen Zahlungsstr\u00f6me \u00fcber die erwartete Laufzeit des finanziellen Verm\u00f6genswerts oder gegebenenfalls einen k\u00fcrzeren Zeitraum exakt auf den Bruttobuchwert des finanziellen Verm\u00f6genswerts abgezinst werden. </div><div class=\"defaultParagraph Standard\">Der Effektivzinssatz, und somit auch die fortgef\u00fchrten Anschaffungskosten des finanziellen Verm\u00f6genswerts, wird unter Ber\u00fccksichtigung der Transaktionskosten, eines Agios oder Disagios bei Akquisition des finanziellen Verm\u00f6genswerts sowie von Geb\u00fchren oder Kosten berechnet, die einen integralen Bestandteil des Effektivzinssatzes darstellen. Bei der Erfassung von Zinsertr\u00e4gen wird ein Zinssatz zugrunde gelegt, der der bestm\u00f6glichen Sch\u00e4tzung eines konstanten Zinssatzes \u00fcber die erwartete Laufzeit des Schuldinstruments entspricht. Bei variabel verzinslichen Finanzinstrumenten ver\u00e4ndert sich der Effektivzinssatz auch durch die periodisch vorgenommene Neufestlegung der Kuponzinsen, die die Entwicklung der Zinss\u00e4tze widerspiegelt.</div><div class=\"defaultParagraph Standard\">Im Posten Zinsertr\u00e4ge nach der Effektivzinsmethode<span dir=\"ltr\" style=\"font-style:italic\"> </span>werden ausschlie\u00dflich Zinsen auf Finanzinstrumente bewertet zu AC oder bewertet zu FVtOCI erfasst. Der Posten Zinsertr\u00e4ge \u00fcbrige<span dir=\"ltr\" style=\"font-style:italic\"> </span>umfasst Zinsen aus finanziellen Verm\u00f6genswerten bewertet zu FVtPL, die ebenfalls unter Ableitung des Effektivzinssatzes kalkuliert werden. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">R\u00fcckkaufvereinbarungen und umgekehrte R\u00fcckkaufvereinbarungen</div><div class=\"defaultParagraph Standard\">Wertpapiere, die im Rahmen von R\u00fcckkaufvereinbarungen verkauft werden, werden nicht aus der Bilanz ausgebucht, da im Wesentlichen alle mit dem Eigentum verbundenen Risiken und Chancen zur\u00fcckbehalten werden. Die entsprechenden erhaltenen Barmittel werden in der konsolidierten Bilanz als Verm\u00f6genswert mit einer entsprechenden R\u00fcckgabeverpflichtung einschlie\u00dflich aufgelaufener Zinsen als Verbindlichkeit innerhalb der Barsicherheiten f\u00fcr Wertpapierleihe und R\u00fcckkaufvereinbarungen ausgewiesen. Dies spiegelt den wirtschaftlichen Gehalt der Transaktion als Ausleihung an die VIG wider. Die Differenz zwischen dem Verkaufs- und R\u00fcckkaufpreis wird als Zinsaufwendung behandelt und \u00fcber die Laufzeit der Vereinbarung abgegrenzt. </div><div class=\"defaultParagraph Standard\">Dagegen werden Wertpapiere, die im Rahmen von umgekehrten R\u00fcckkaufvereinbarungsgesch\u00e4ften erworben werden, nicht in der Bilanz erfasst. Der gezahlte Betrag, einschlie\u00dflich abgegrenzter Zinsen, wird in der Bilanz in den Ausleihungen bewertet zu AC erfasst. Die Differenz zwischen dem Kauf- und Wiederverkaufspreis wird im entsprechenden kurzfristigen Posten in der Gewinn- und Verlustrechnung erfasst und unter Anwendung der Effektivzinsmethode berechnet.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.12. </span><div class=\"list-paragraph-container\">Forderungen sowie Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Forderungen</div><div class=\"defaultParagraph Standard\">Die in der Bilanz ausgewiesenen Forderungen betreffen die Posten IFRS\u00a09 bewertete Forderungen und Sonstige Forderungen.</div><div class=\"defaultParagraph Standard\">Forderungen gegen\u00fcber Versicherungsnehmer:innen, Versicherungsvermittler:innen und Versicherungsunternehmen, die direkt im beizulegenden Zeitwert k\u00fcnftiger Zahlungsstr\u00f6me gem. IFRS\u00a017 ausgewiesen werden, sind nicht Teil dieser Bilanzposition. Daher stehen als Forderungen ausgewiesene Betr\u00e4ge nicht im Zusammenhang mit dem Versicherungsgesch\u00e4ft gem. IFRS\u00a017.</div><div class=\"defaultParagraph Standard\">Nichtversicherungsforderungen werden mit dem Transaktionspreis bewertet. Die Bewertung erfolgt auf Basis des Grundgesch\u00e4fts, wobei die Wertminderungsvorschriften gem. IFRS\u00a09 gelten.</div><div class=\"defaultParagraph Standard\" style=\"background-color:#FFFF00\">Die VIG-Versicherungsgruppe nimmt f\u00fcr Forderungen aus Lieferungen und Leistungen und Forderungen aus Leasingverh\u00e4ltnissen das Wahlrecht gem\u00e4\u00df IFRS\u00a09.5.5.15 f\u00fcr den vereinfachten Ansatz in Anspruch. Um die entsprechenden Vorgaben einzuhalten, wird eine sogenannte Wertberichtigungstabelle f\u00fcr Forderungen verwendet, welche in Anhangangabe \u201e2.4. Ausfallrisiko\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>ersichtlich ist.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div><div class=\"defaultParagraph Standard\">Die in der Bilanz ausgewiesenen Verbindlichkeiten betreffen die Posten IFRS\u00a09 bewertete Verbindlichkeiten und Sonstige Verbindlichkeiten. Verbindlichkeiten gegen\u00fcber Versicherungsnehmer:innen, Versicherungsvermittler:innen und Versicherungsunternehmen, die direkt im beizulegenden Zeitwert k\u00fcnftiger Zahlungsstr\u00f6me gem. IFRS\u00a017 ausgewiesen werden, sind nicht Teil dieser Bilanzposition. Daher stehen als Verbindlichkeiten ausgewiesene Betr\u00e4ge nicht im Zusammenhang mit dem Versicherungsgesch\u00e4ft gem. IFRS\u00a017.</div><div class=\"defaultParagraph Standard\">Betreffend den Posten IFRS\u00a09 bewertete Verbindlichkeiten wird auf die Ausf\u00fchrung Finanzielle Verbindlichkeiten in den Bilanzierungs- und Bewertungsmethoden unter<span dir=\"ltr\" style=\"font-style:italic\"> </span>Punkt \u201e25.4. Finanzinstrumente\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>verwiesen. Der Posten Sonstige Verbindlichkeiten wird zu Anschaffungskosten bilanziert.</div><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-114": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Erstmaliger Ansatz </div><div class=\"defaultParagraph Standard\">Beim erstmaligen Ansatz ist die Klassifizierung von finanziellen Verm\u00f6genswerten von den vertraglichen Zahlungsstr\u00f6men (Solely based Payments of Principal and Interest-Kriterium (SPPI-Kriterium)) sowie ihrem Gesch\u00e4ftsmodell abh\u00e4ngig. </div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte werden erstmalig am Abwicklungstag als zum beizulegenden Zeitwert (gem\u00e4\u00df Definition in Anhangangabe \u201e25.9. Bemessung des beizulegenden Zeitwerts\u201c) bewertet erfasst, wobei der beizulegende Zeitwert nicht vom Transaktionspreis abweichen sollte. Beim erstmaligen Ansatz von finanziellen Verm\u00f6genswerten bewertet zu fortgef\u00fchrten Anschaffungskosten bzw. erfolgsneutral zum beizulegenden Zeitwert im sonstigen Ergebnis (bewertet zu FVtOCI) sind die direkt zurechenbaren Transaktionskosten in die fortgef\u00fchrten Anschaffungskosten einzubeziehen. Interne (indirekte) Kosten sind den fortgef\u00fchrten Anschaffungskosten nicht zuzurechnen, da diese den Einzeltransaktionen nicht direkt zurechenbar sind. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Bewertungskategorien </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die Klassifizierung der finanziellen Verm\u00f6genswerte erfolgt auf Grundlage der Pr\u00fcfung der vertraglichen Zahlungsstr\u00f6me und des Gesch\u00e4ftsmodells zur Steuerung der finanziellen Verm\u00f6genswerte. Anhand dieser Kriterien lassen sich finanzielle Verm\u00f6genswerte in die folgenden Bewertungskategorien einstufen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Schuldinstrumente bewertet zu fortgef\u00fchrten Anschaffungskosten; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Schuldinstrumente bewertet zu FVtOCI, wobei die kumulierten Gewinne und Verluste bei Ausbuchung in die Gewinn- und Verlustrechnung umgegliedert werden; </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI, wobei die kumulierten Gewinne und Verluste bei Ausbuchung nicht \u00fcber die Gewinn- und Verlustrechnung realisiert werden;</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Finanzielle Verm\u00f6genswerte (Schuldinstrumente, derivative Finanzinstrumente und Eigenkapitalinstrumente) bewertet zu FVtPL.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"font-size:13px; min-height:13px\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span dir=\"ltr\" style=\"font-size:13px; min-height:13px\">Schuldinstrumente bewertet zu fortgef\u00fchrten Anschaffungskosten</span></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Schuldinstrumente werden zu fortgef\u00fchrten Anschaffungskosten gehalten, wenn beide der folgenden Bedingungen erf\u00fcllt sind: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Die Instrumente werden im Rahmen eines Gesch\u00e4ftsmodells gehalten, dessen Zielsetzung darin besteht, die Instrumente zur Vereinnahmung der vertraglichen Zahlungsstr\u00f6me zu halten. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Die Vertragsbedingungen des Schuldinstruments f\u00fchren zu festgelegten Zeitpunkten zu Zahlungsstr\u00f6men, die ausschlie\u00dflich Tilgungs- und Zinszahlungen (SPPI) auf den ausstehenden Kapitalbetrag darstellen. </div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"font-size:13px; min-height:13px\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span dir=\"ltr\" style=\"font-size:13px; min-height:13px\">Schuldinstrumente bewertet zu FVtOCI</span></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Schuldinstrumente werden zu FVtOCI bewertet, wenn die beiden folgenden Bedingungen erf\u00fcllt sind: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Instrument wird im Rahmen eines Gesch\u00e4ftsmodells gehalten, dessen Zielsetzung sowohl in der Vereinnahmung der vertraglichen Zahlungsstr\u00f6me als auch im Verkauf finanzieller Verm\u00f6genswerte besteht, und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Vertragsbedingungen des finanziellen Verm\u00f6genswerts erf\u00fcllen das Kriterium des SPPI-Tests. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Bei Schuldinstrumenten in dieser Kategorie handelt es sich um jene, die zur Vereinnahmung vertraglicher Zahlungsstr\u00f6me gehalten werden sollen, jedoch bei Liquidit\u00e4tsbedarf oder als Reaktion auf \u00c4nderungen der Marktbedingungen verkauft werden k\u00f6nnen. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Die unwiderrufliche Klassifizierung von Eigenkapitalinstrumenten als bewertet zu FVtOCI wird f\u00fcr strategisch gehaltene Finanzinstrumente angewandt, die nicht zu Handelszwecken gehalten sind. Darunter fallen im wesentlichen Ausma\u00df Anteile an verbundenen nicht konsolidierten Unternehmen. Finanzielle Verm\u00f6genswerte unterliegen kurzfristigen Zeitwertschwankungen, die bei einer Klassifizierung als bewertet zu FVtPL zu einer Volatilit\u00e4t des Kapitalveranlagungsergebnisses f\u00fchren, die der langfristig strategischen Investitionspolitik der VIG f\u00fcr diese klassifizierten Instrumente nicht entsprechen w\u00fcrde.</div><div class=\"defaultParagraph Standard\">Gewinne und Verluste aus Umbewertung von diesen Eigenkapitalinstrumenten werden keinesfalls in die Gewinn- und Verlustrechnung umgegliedert. Dividenden werden in der Gewinn- und Verlustrechnung als sonstiger Ertrag erfasst, wenn der Rechtsanspruch auf Zahlung besteht, es sei denn, durch solche Erl\u00f6se wird ein Teil der Anschaffungskosten des Instruments zur\u00fcckerlangt. Eigenkapitalinstrumente designiert bewertet zu FVtOCI unterliegen keiner Wertminderungspr\u00fcfung.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte in dieser Kategorie werden im Rahmen eines Gesch\u00e4ftsmodells gehalten, dessen Zielsetzung in der Realisierung von \u00c4nderungen des beizulegenden Zeitwerts besteht. Sie wurden vom Management beim erstmaligen Ansatz entsprechend designiert oder sind gem\u00e4\u00df IFRS\u00a09 verpflichtend zum beizulegenden Zeitwert zu bewerten. Diese Kategorie umfasst:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, bei denen die Eigenschaften der vertraglichen Zahlungsstr\u00f6me das SPPI-Kriterium nicht erf\u00fcllen oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, die nicht im Rahmen eines Gesch\u00e4ftsmodells gehalten werden, um vertragliche Zahlungsstr\u00f6me zu vereinnahmen oder auch nicht um sowohl vertraglichen Zahlungsstr\u00f6me zu vereinnahmen als auch zum Verkauf der Instrumente bestehen oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, die zur Reduktion von Accounting Mismatch in die Kategorie designiert bewertet zu FVtPL klassifiziert wurden oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Eigenkapitalinstrumente, die nicht designiert bewertet zu FVtOCI klassifiziert wurden.</div></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">SPPI-Test und Beurteilung des Gesch\u00e4ftsmodells</div><div class=\"defaultParagraph Standard\">Die VIG ordnet Schuldinstrumente basierend auf dem SPPI-Kriterium und dem Gesch\u00e4ftsmodell den Bewertungsmodellen zu.</div><div class=\"defaultParagraph Standard\">Ergibt der SPPI-Test, dass das SPPI-Kriterium erf\u00fcllt ist, h\u00e4ngt die Klassifizierung und Folgebewertung von Finanzinstrumenten gem. IFRS\u00a09 vom gew\u00e4hlten Gesch\u00e4ftsmodell des Unternehmens zur Steuerung des Verm\u00f6genswerts ab. Das Gesch\u00e4ftsmodell spiegelt wider, wie das Unternehmen ein Portfolio von finanziellen Verm\u00f6genswerten steuert, um Zahlungsstr\u00f6me zu generieren. Das Gesch\u00e4ftsmodell wird auf der lokalen Ebene festgelegt, um Finanzinstrumente im Rahmen der Veranlagungsstrategie zur Erreichung der lokalen Gesch\u00e4ftsziele steuern zu k\u00f6nnen. </div><div class=\"defaultParagraph Standard\">Das Gesch\u00e4ftsmodell wird nicht f\u00fcr jedes Instrument einzeln bestimmt, sondern auf einer h\u00f6heren Ebene von Portfolios, und beruht auf beobachtbaren Faktoren. Wurden Zahlungsstr\u00f6me nach dem erstmaligen Ansatz in einer Weise realisiert, die von den urspr\u00fcnglichen Erwartungen abweicht, \u00e4ndert sich dadurch die Klassifizierung der verbleibenden finanziellen Verm\u00f6genswerte, die nach diesem Gesch\u00e4ftsmodell gehalten werden, nicht. Jedoch werden derartige Informationen bei der Beurteilung neu erworbener finanzieller Verm\u00f6genswerte ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\">Das Gesch\u00e4ftsmodell wird auf Gruppen von Verm\u00f6genswerten angewendet, die homogen gesteuert werden. Die Ableitung ber\u00fccksichtigt Anlageklasse, Liquidit\u00e4t, Art der Verwaltung (Verm\u00f6gensverwalter, extern verwaltete Portfolios bzw. Spezialfonds) sowie die Investmentstrategie.</div><div class=\"defaultParagraph Standard\">Bei der Bestimmung der Festlegung der Veranlagungsstrategie (und folglich des Gesch\u00e4ftsmodells) werden unter IFRS\u00a017 fallende Arten von Verbindlichkeiten und deren Bewertungsmodell ber\u00fccksichtigt. </div><div class=\"defaultParagraph Standard\">Zahlungsmittel und Zahlungsmittel\u00e4quivalente sowie Termineinlagen werden grunds\u00e4tzlich zu fortgef\u00fchrten Anschaffungskosten bewertet.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Folgebewertung </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Schuldinstrumente bewertet zu AC</div><div class=\"defaultParagraph Standard\">Nach ihrer erstmaligen Bewertung werden Schuldinstrumente zu fortgef\u00fchrten Anschaffungskosten unter Anwendung der Effektivzinsmethode abz\u00fcglich einer Wertberichtigung bewertet. Fortgef\u00fchrte Anschaffungskosten werden unter Ber\u00fccksichtigung eines Agios oder Disagios bei Akquisition sowie von Geb\u00fchren oder Kosten berechnet, die einen integralen Bestandteil des Effektivzinssatzes darstellen. Eine Wertberichtigung f\u00fcr erwartete Kreditverluste (<span dir=\"ltr\" style=\"font-style:italic\">expected credit losses</span>\u00a0\u2013 ECLs) wird in der Gewinn- und Verlustrechnung erfasst.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Schuldinstrumente bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Die Folgebewertung der Schuldinstrumente bewertet zu FVtOCI erfolgt zum beizulegenden Zeitwert, wobei die sich aus \u00c4nderungen des beizulegenden Zeitwerts ergebenden nicht realisierten Gewinne und Verluste im sonstigen Ergebnis erfasst werden. Zinsertr\u00e4ge und W\u00e4hrungsumrechnungseffekte werden analog den zu fortgef\u00fchrten Anschaffungskosten bewerteten finanziellen Verm\u00f6genswerten erfolgswirksam erfasst. F\u00fcr weiterf\u00fchrende Informationen zur Ermittlung der erwarteten Kreditverluste f\u00fcr Schuldinstrumente bewertet zu FVtOCI wird auf das Kapitel \u201eBerechnung der erwarteten Kreditverluste\u201c<br/> innerhalb der Anhangangabe \u201e25.4. Finanzinstrumente\u201c verwiesen. Bei Ausbuchung werden die zuvor erfolgsneutral im sonstigen Ergebnis erfassten kumulierten Gewinne oder Verluste in die Gewinn- und Verlustrechnung umgegliedert.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Bei Eigenkapitalinstrumenten designiert bewertet zu FVtOCI werden die Transaktionskosten im sonstigen Ergebnis als Teil der \u00c4nderung des beizulegenden Zeitwerts zum Zeitpunkt der n\u00e4chsten Neubewertung erfasst und zu keiner Zeit in die Gewinn- und Verlustrechnung umgegliedert. Im Falle einer Ausbuchung werden die entsprechenden R\u00fccklagen direkt im Posten \u201eGewinnr\u00fccklagen\u201c erfasst. Im Gegensatz zu den Eigenkapitalinstrumenten bewertet zu FVtPL werden ausschlie\u00dflich Dividenden in der Gewinn- und Verlustrechnung erfasst. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL werden zum beizulegenden Zeitwert in der Bilanz erfasst. \u00c4nderungen des beizulegenden Zeitwerts werden erfolgswirksam realisiert. Transaktionskosten, die im Zusammenhang mit dem Erwerb oder der Emission von Finanzinstrumenten bewertet zu FVtPL entstanden sind, werden erfolgswirksam verbucht. Zinsertr\u00e4ge aus Verm\u00f6genswerten, die verpflichtend zu FVtPL bewertet sind, werden unter Ber\u00fccksichtigung des vertraglichen Zinssatzes bilanziert.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Ausbuchungen ausgenommen bei wesentlicher Modifizierung </div><div class=\"defaultParagraph Standard\">Ein finanzieller Verm\u00f6genswert (bzw. ein Teil eines finanziellen Verm\u00f6genswerts oder ein Teil einer Gruppe \u00e4hnlicher finanzieller Verm\u00f6genswerte) wird ausgebucht, wenn eine der folgenden Voraussetzungen erf\u00fcllt ist:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Anrecht auf den Bezug von Zahlungsstr\u00f6men aus dem Verm\u00f6genswert ist ausgelaufen oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Anrecht auf den Bezug von Zahlungsstr\u00f6men aus dem Verm\u00f6genswert wurde an Dritte \u00fcbertragen oder es wurde eine Verpflichtung zur sofortigen Zahlung der bezogenen Zahlungsstr\u00f6me in voller H\u00f6he an Dritte im Rahmen einer sogenannten Durchleitungsvereinbarung \u00fcbernommen und dabei wurden entweder im Wesentlichen alle Chancen und Risiken, die mit dem Eigentum am finanziellen Verm\u00f6genswert verbunden sind, \u00fcbertragen oder zwar im Wesentlichen alle Chancen und Risiken, die mit dem Eigentum am finanziellen Verm\u00f6genswert verbunden sind, weder \u00fcbertragen noch zur\u00fcckbehalten, jedoch die Verf\u00fcgungsmacht \u00fcber den Verm\u00f6genswert \u00fcbertragen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die Verf\u00fcgungsmacht gilt dann, und nur dann, als \u00fcbertragen, wenn die:der Empf\u00e4nger:in \u00fcber die tats\u00e4chliche F\u00e4higkeit zur Ver\u00e4u\u00dferung des Verm\u00f6genswerts als Ganzes an einen nicht nahestehenden Dritten verf\u00fcgt und von dieser F\u00e4higkeit einseitig Gebrauch machen kann, ohne dass die \u00dcbertragung zus\u00e4tzlichen Beschr\u00e4nkungen unterliegt. </div><div class=\"defaultParagraph Standard\">Wenn im Wesentlichen alle Chancen und Risiken weder \u00fcbertragen noch zur\u00fcckbehalten wurden und auch die Verf\u00fcgungsmacht an dem Verm\u00f6genswert behalten wird, so wird der Verm\u00f6genswert lediglich nach Ma\u00dfgabe des anhaltenden Engagements weiter ber\u00fccksichtigt; in diesem Fall wird auch eine damit verbundene Verbindlichkeit erfasst. Der \u00fcbertragene Verm\u00f6genswert und die damit verbundene Verbindlichkeit werden so bewertet, dass den Rechten und Verpflichtungen Rechnung getragen wird. </div><div class=\"defaultParagraph Standard\">Wenn das anhaltende Engagement der Form nach den \u00fcbertragenen Verm\u00f6genswert garantiert, so entspricht der Umfang des anhaltenden Engagements dem niedrigeren Betrag aus dem urspr\u00fcnglichen Buchwert des Verm\u00f6genswerts und dem H\u00f6chstbetrag der erhaltenen Gegenleistung, der eventuell zur\u00fcckgezahlt werden m\u00fcsste.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Ausbuchung aufgrund einer Vertragsmodifizierung </div><div class=\"defaultParagraph Standard\">Ein finanzieller Verm\u00f6genswert wird ausgebucht, wenn die Bedingungen insoweit neu verhandelt wurden, dass der Verm\u00f6genswert im Wesentlichen ein neues Instrument darstellt. Dabei wird die Differenz als Ausbuchungsgewinn oder <span class=\"non-breaking-hyphen\">\u2011</span>verlust erfasst. Im Falle einer unwesentlichen \u00c4nderung der Bedingungen wird der Bruttobuchwert neu berechnet als Barwert der neu verhandelten oder ge\u00e4nderten vertraglichen Zahlungsstr\u00f6me, abgezinst zum Effektivzinssatz des urspr\u00fcnglichen finanziellen Verm\u00f6genswerts (oder zum bonit\u00e4tsangepassten Effektivzinssatz bei finanziellen Verm\u00f6genswerten mit bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigter Bonit\u00e4t) oder gegebenenfalls zum ge\u00e4nderten Effektivzinssatz.</div><div class=\"defaultParagraph Standard\">Bei der Beurteilung, ob ein Instrument auszubuchen oder nicht auszubuchen ist, ber\u00fccksichtigt die VIG die folgenden Kriterien in Bezug auf Modifizierungen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Quantitative Kriterien:</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Modifizierte Schuldinstrumente gelten als \u201egrundverschieden\u201c, wenn der Nettobarwert der Zahlungsstr\u00f6me unter den neuen Vertragsbedingungen abgezinst unter Anwendung des urspr\u00fcnglichen Effektivzinssatzes (des urspr\u00fcnglichen Vertrags) mindestens 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% vom urspr\u00fcnglichen Schuldinstrument abweicht.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Qualitative Kriterien:</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung des SPPI-Tests, z. B. Einf\u00fchrung eines Equity-linked-Merkmals.</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung der W\u00e4hrung des Verm\u00f6genswerts. Nicht vertragliche \u00c4nderungen der W\u00e4hrung sind nicht relevant (z. B. im Zuge einer W\u00e4hrungsreform oder des Beitritts zur Eurozone).</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung der F\u00e4lligkeit des Instruments. \u00c4nderungen der F\u00e4lligkeit eines Finanzinstruments gelten nicht als \u201egrundverschieden\u201c, wenn die M\u00f6glichkeit bereits im urspr\u00fcnglichen Kreditvertrag enthalten ist. Dar\u00fcber hinaus gilt die \u00c4nderung nicht als substanziell, wenn die Gesamtvertragslaufzeit</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">um weniger als 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% verl\u00e4ngert wird,</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">um weniger als 30<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% verk\u00fcrzt wird oder</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">nicht mindestens 2 Jahre von der urspr\u00fcnglichen Laufzeit abweicht.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Ergeben sich aus der \u00c4nderung keine grundverschiedenen Zahlungsstr\u00f6me, so f\u00fchrt die \u00c4nderung nicht zu einer Ausbuchung. Auf Grundlage der ge\u00e4nderten Zahlungsstr\u00f6me, abgezinst mit dem urspr\u00fcnglichen Effektivzinssatz, wird ein \u00c4nderungsgewinn oder -verlust erfasst.</div><span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Wertminderung finanzieller Verm\u00f6genswerte </div><div class=\"defaultParagraph Standard\">Weitere Einzelheiten zur Wertminderung finanzieller Verm\u00f6genswerte sind in der Angabe zu wesentlichen Ermessensentscheidungen und Sch\u00e4tzungen (24.2. Wertminderungsaufwand f\u00fcr finanzielle Verm\u00f6genswerte) enthalten.</div><div class=\"defaultParagraph Standard\">Die VIG erfasst eine Wertberichtigung f\u00fcr erwartete Kreditverluste f\u00fcr alle Schuldinstrumente bewertet zu AC oder bewertet zu FVtOCI, Kreditzusagen und Garantien sowie Forderungen gem\u00e4\u00df IFRS\u00a09.</div><div class=\"defaultParagraph Standard\">Erwartete Kreditverluste basieren auf der Differenz zwischen den vertraglichen Zahlungsstr\u00f6men, die vertragsgem\u00e4\u00df zu zahlen sind, und der Summe der Zahlungsstr\u00f6me, deren Erhalt erwartet wird, abgezinst mit dem Effektivzinssatz.</div><div class=\"defaultParagraph Standard\">Die H\u00f6he der zu erfassenden erwarteten Kreditverluste richtet sich nach der Zuordnung der Finanzinstrumente in die verschiedenen Stufen des Wertminderungsmodells. F\u00fcr Finanzinstrumente, deren Ausfallrisiko sich seit dem erstmaligen Ansatz nicht signifikant erh\u00f6ht hat, wird eine Risikovorsorge in H\u00f6he der erwarteten Kreditverluste innerhalb der n\u00e4chsten zw\u00f6lf Monate erfasst (12-Monats-ECL/Stufe 1). F\u00fcr Finanzinstrumente, deren Ausfallrisiko sich seit dem erstmaligen Ansatz signifikant erh\u00f6ht hat, ist eine Risikovorsorge in H\u00f6he der \u00fcber die Restlaufzeit erwarteten Kreditverluste zu erfassen (Gesamtlaufzeit-ECL). </div><div class=\"defaultParagraph Standard\">Die VIG erachtet den Ausfall bei einem finanziellen Verm\u00f6genswert als eingetreten, wenn die R\u00fcckzahlung der vertraglichen Verpflichtungen unwahrscheinlich geworden ist und/oder der finanzielle Verm\u00f6genswert ein Rating von C oder D hat und/oder die vertraglichen Zahlungen 90\u00a0Tage \u00fcberf\u00e4llig sind, es sei denn, die VIG verf\u00fcgt \u00fcber angemessene und belastbare Informationen, dass ein l\u00e4ngeres R\u00fcckstandskriterium besser geeignet ist. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Berechnung der erwarteten Kreditverluste </div><div class=\"defaultParagraph Standard\">Erwartete Kreditverluste werden auf Grundlage von Szenarien zur Bemessung der erwarteten Zahlungsausf\u00e4lle, abgezinst mit einem angemessenen Effektivzinssatz, berechnet. Ein Zahlungsausfall ist die Differenz zwischen den vertragsgem\u00e4\u00dfen Zahlungen und den Zahlungen, die das Unternehmen voraussichtlich einnimmt. Die Mechanismen zur Berechnung der erwarteten Kreditverluste und ihre wesentlichen Bestandteile stellen sich wie folgt dar: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Ausfallwahrscheinlichkeit (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">probability of default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 PD): </span>Die <span dir=\"ltr\" style=\"font-style:italic\">PD</span> ist eine Sch\u00e4tzung der Ausfallwahrscheinlichkeit \u00fcber einen festgelegten Zeitraum. Bei ihrer Sch\u00e4tzung werden wirtschaftliche Szenarien und zukunftsgerichtete Informationen ber\u00fccksichtigt.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"text-indent:11px\">Die VIG verwendet f\u00fcr ihr Portfolio die folgenden Segmente: </div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Unternehmensanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Staatsanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Das Segment Staatsanleihen umfasst alle von staatlichen Stellen, seien es Zentralregierungen, supranationale Regierungsinstitutionen, regionale Regierungen oder lokale Beh\u00f6rden, begebenen Anleihen oder Kredite, die von diesen Einrichtungen in voller H\u00f6he uneingeschr\u00e4nkt und unwiderruflich garantiert sind. Alle anderen Engagements werden im Segment Unternehmensanleihen erfasst.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Erwartete H\u00f6he von Forderungen im Zeitpunkt des Ausfalls (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">exposure at default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 EAD):</span> Die <span dir=\"ltr\" style=\"font-style:italic\">EAD</span> ist eine Sch\u00e4tzung der erwarteten H\u00f6he der Forderungen in einem k\u00fcnftigen Ausfallzeitpunkt unter Ber\u00fccksichtigung von erwarteten \u00c4nderungen dieser H\u00f6he nach dem Abschlussstichtag, einschlie\u00dflich vertragsgem\u00e4\u00dfer oder anderweitiger Tilgungs- und Zinszahlungen sowie aufgelaufener Zinsen auf vers\u00e4umte Zahlungen. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Verlustquote bei Ausfall (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">loss given default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 LGD)</span>: Die <span dir=\"ltr\" style=\"font-style:italic\">LGD</span> ist eine Sch\u00e4tzung des Verlusts, der im Falle eines zu einem bestimmten Zeitpunkt eintretenden Ausfalls entsteht. Sie basiert auf der Differenz zwischen den Zahlungen, die vertragsgem\u00e4\u00df geschuldet werden, und den Zahlungen, die voraussichtlich eingenommen werden. F\u00fcr gew\u00f6hnlich wird sie als prozentualer Anteil der EAD angegeben.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"text-indent:11px\">F\u00fcr die LGDs wird folgende Segmentierung zugrunde gelegt:</div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Nachrangige Schulden</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Vorrangig unbesicherte Schulden</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Staatsanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Besicherte Schulden: Das Segment \u201ebesicherte Schulden\u201c umfasst bei der VIG alle hypothekarisch besicherten Positionen sowie Pfandbriefe.</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Auf nicht besicherte Verm\u00f6genswerte wendet die VIG vordefinierte LGDs an, die nicht an einen bestimmten Zeitpunkt gebunden sind (flache LGD-Kurven).</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Verm\u00f6genswerte, f\u00fcr die der erwartete Kreditverlust (ECL) berechnet werden muss, werden einer der nachfolgenden Stufen zugeordnet: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">12-Monats-ECL </span>(Stufe\u00a01): In Stufe\u00a01 ist ein geringes Ausfallrisiko bzw. eine nicht signifikante Erh\u00f6hung des Ausfallrisikos gestattet. Er wird berechnet als der Teil des Gesamtlaufzeit-ECL, der den ECLs entspricht, welche aus Ausfallereignissen bei einem Finanzinstrument resultieren, die innerhalb von zw\u00f6lf Monaten nach dem Abschlussstichtag eintreten k\u00f6nnen.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Stufe\u00a02</span>: In Stufe\u00a02 klassifizierte Verm\u00f6genswerte weisen eine signifikante Erh\u00f6hung des Ausfallrisikos (und kein geringes Ausfallrisiko) auf, weshalb die Berechnung des Gesamtlaufzeit-ECL erforderlich ist. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Stufe\u00a03</span>: In dieser Stufe sind Kreditverluste bereits entstanden oder sind Verm\u00f6genswerte tats\u00e4chlich wertgemindert. Deshalb ist die Differenz zwischen dem Bruttobuchwert des Verm\u00f6genswerts und dem Barwert der gesch\u00e4tzten k\u00fcnftigen Zahlungsstr\u00f6me, abgezinst mit dem urspr\u00fcnglichen Effektivzinssatz des finanziellen Verm\u00f6genswerts, heranzuziehen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Gem\u00e4\u00df IFRS m\u00fcssen Schuldinstrumente bewertet zu AC oder bewertet zu FVtOCI diesem Stufungsansatz folgen. Der Ansatz der VIG stellt sich wie folgt dar:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a01 \u2013 12-Monats-ECL</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte mit Ausnahme von finanziellen Verm\u00f6genswerten mit bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigter Bonit\u00e4t (POCI);</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, die in den Anwendungsbereich der Vereinfachungsregelung bei geringem Ausfallrisiko fallen; sowie</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, bei welchen kein Ausfallereignis eingetreten ist, die jedoch die Kriterien f\u00fcr die Einstufung in Stufe\u00a02 nicht erf\u00fcllen und deren Rating sich nicht wesentlich ge\u00e4ndert hat.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a02 \u2013 Gesamtlaufzeit-ECL (Anwendung des Effektivzinssatzes auf den Bruttobuchwert)</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00dcberf\u00e4lligkeit seit mindestens 30\u00a0Tagen oder</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">als Reaktion auf einen der vordefinierten zukunftsgerichteten Indikatoren.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a03 \u2013 Gesamtlaufzeit-ECL (Anwendung des Effektivzinssatzes auf die fortgef\u00fchrten Anschaffungskosten)</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, die das Ausfallkriterium der VIG erf\u00fcllen.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a00 \u2013 bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigte Bonit\u00e4t</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Schuldinstrumente bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Da der Buchwert der Schuldinstrumente bewertet zu FVtOCI dem beizulegenden Zeitwert entspricht, f\u00fchrt die zu erfassende Risikovorsorge nicht zu einer aktivseitigen Minderung in der Bilanz. Stattdessen wird ein Betrag in H\u00f6he der Risikovorsorge, die bei einer Bewertung der Verm\u00f6genswerte zu fortgef\u00fchrten Anschaffungskosten entst\u00fcnde, im sonstigen Ergebnis mit einer entsprechenden Gegenbuchung in der Gewinn- und Verlustrechnung erfasst. Der im sonstigen Ergebnis erfasste kumulierte Gewinn wird bei Ausbuchung der Verm\u00f6genswerte erfolgswirksam umgegliedert. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Zukunftsgerichtete Informationen</div><div class=\"defaultParagraph Standard\">In den konzernweiten ECL-Modellen dient ein breites Spektrum an zukunftsgerichteten Informationen, wie externe und interne Ratings, Prognosen zu makro\u00f6konomischen Variablen oder qualitative Faktoren zur Beurteilung des Ausfallrisikos, als belastbare Informationen.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertung von Sicherheiten und Vollstreckungsmassnahmen</div><div class=\"defaultParagraph Standard\">Um das Ausfallrisiko der VIG in Bezug auf die finanziellen Verm\u00f6genswerte zu mindern, wird wo immer m\u00f6glich der Einsatz von Sicherheiten angestrebt. Es bestehen unterschiedliche Arten von Sicherheiten, z. B. Hypotheken, Wertpapiere oder andere Arten von Sicherheiten. Sicherheiten werden nicht in der Bilanz der VIG erfasst, es sei denn, sie unterliegen Vollstreckungsma\u00dfnahmen. Erwartete Zahlungsstr\u00f6me aus Kreditbesicherungen, die gem\u00e4\u00df den IFRS nicht separat erfasst werden m\u00fcssen und als integraler Bestandteil der Vertragsbedingungen eines Schuldinstruments, f\u00fcr das ein ECL zu erfassen ist, erachtet werden, werden in die Bemessung dieses ECL einbezogen. Aufgrund dessen wirkt sich der beizulegende Zeitwert von Sicherheiten auf die Berechnung des ECL aus. </div><div class=\"defaultParagraph Standard\">Soweit m\u00f6glich werden Daten aus einem aktiven Markt zur Bewertung von als Sicherheit gehaltenen finanziellen Verm\u00f6genswerten herangezogen. Bei anderen finanziellen Verm\u00f6genswerten, deren Wert sich nicht ohne Weiteres anhand verf\u00fcgbarer Marktdaten bestimmen l\u00e4sst, erfolgt die Bewertung anhand von Bewertungsmodellen. Nichtfinanzielle Sicherheiten wie Immobilien werden entweder intern oder auf Grundlage von Wertgutachten Dritter bewertet.</div><div class=\"defaultParagraph Standard\">Auch unwiderrufliche und uneingeschr\u00e4nkte Garantien werden bei der Bemessung des ECL ber\u00fccksichtigt.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Abschreibung</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte werden nur dann entweder teilweise oder ganz abgeschrieben, wenn nach angemessener Einsch\u00e4tzung nicht davon auszugehen ist, dass sie realisierbar sind. Ist der Betrag aus der Abschreibung h\u00f6her als die kumulierte Risikovorsorge, wird der Unterschiedsbetrag zuerst als Zugang zur Wertberichtigung behandelt, der dann mit dem Bruttobuchwert verrechnet wird. Nachtr\u00e4glich eingegangene Betr\u00e4ge werden in den Ertr\u00e4gen in der Gewinn- und Verlustrechnung erfasst.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erfassung von Zinsertr\u00e4gen</div><div class=\"defaultParagraph Standard\">F\u00fcr alle gem. IFRS\u00a09 zu AC und zu FVtOCI bewerteten finanziellen Verm\u00f6genswerte werden Zinsertr\u00e4ge unter Anwendung der Effektivzinsmethode erfasst. Der Effektivzinssatz ist jener Kalkulationszinssatz, mit dem die gesch\u00e4tzten zuk\u00fcnftigen Zahlungsstr\u00f6me \u00fcber die erwartete Laufzeit des finanziellen Verm\u00f6genswerts oder gegebenenfalls einen k\u00fcrzeren Zeitraum exakt auf den Bruttobuchwert des finanziellen Verm\u00f6genswerts abgezinst werden. </div><div class=\"defaultParagraph Standard\">Der Effektivzinssatz, und somit auch die fortgef\u00fchrten Anschaffungskosten des finanziellen Verm\u00f6genswerts, wird unter Ber\u00fccksichtigung der Transaktionskosten, eines Agios oder Disagios bei Akquisition des finanziellen Verm\u00f6genswerts sowie von Geb\u00fchren oder Kosten berechnet, die einen integralen Bestandteil des Effektivzinssatzes darstellen. Bei der Erfassung von Zinsertr\u00e4gen wird ein Zinssatz zugrunde gelegt, der der bestm\u00f6glichen Sch\u00e4tzung eines konstanten Zinssatzes \u00fcber die erwartete Laufzeit des Schuldinstruments entspricht. Bei variabel verzinslichen Finanzinstrumenten ver\u00e4ndert sich der Effektivzinssatz auch durch die periodisch vorgenommene Neufestlegung der Kuponzinsen, die die Entwicklung der Zinss\u00e4tze widerspiegelt.</div><div class=\"defaultParagraph Standard\">Im Posten Zinsertr\u00e4ge nach der Effektivzinsmethode<span dir=\"ltr\" style=\"font-style:italic\"> </span>werden ausschlie\u00dflich Zinsen auf Finanzinstrumente bewertet zu AC oder bewertet zu FVtOCI erfasst. Der Posten Zinsertr\u00e4ge \u00fcbrige<span dir=\"ltr\" style=\"font-style:italic\"> </span>umfasst Zinsen aus finanziellen Verm\u00f6genswerten bewertet zu FVtPL, die ebenfalls unter Ableitung des Effektivzinssatzes kalkuliert werden. </div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.12. </span><div class=\"list-paragraph-container\">Forderungen sowie Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Forderungen</div><div class=\"defaultParagraph Standard\">Die in der Bilanz ausgewiesenen Forderungen betreffen die Posten IFRS\u00a09 bewertete Forderungen und Sonstige Forderungen.</div><div class=\"defaultParagraph Standard\">Forderungen gegen\u00fcber Versicherungsnehmer:innen, Versicherungsvermittler:innen und Versicherungsunternehmen, die direkt im beizulegenden Zeitwert k\u00fcnftiger Zahlungsstr\u00f6me gem. IFRS\u00a017 ausgewiesen werden, sind nicht Teil dieser Bilanzposition. Daher stehen als Forderungen ausgewiesene Betr\u00e4ge nicht im Zusammenhang mit dem Versicherungsgesch\u00e4ft gem. IFRS\u00a017.</div><div class=\"defaultParagraph Standard\">Nichtversicherungsforderungen werden mit dem Transaktionspreis bewertet. Die Bewertung erfolgt auf Basis des Grundgesch\u00e4fts, wobei die Wertminderungsvorschriften gem. IFRS\u00a09 gelten.</div><div class=\"defaultParagraph Standard\" style=\"background-color:#FFFF00\">Die VIG-Versicherungsgruppe nimmt f\u00fcr Forderungen aus Lieferungen und Leistungen und Forderungen aus Leasingverh\u00e4ltnissen das Wahlrecht gem\u00e4\u00df IFRS\u00a09.5.5.15 f\u00fcr den vereinfachten Ansatz in Anspruch. Um die entsprechenden Vorgaben einzuhalten, wird eine sogenannte Wertberichtigungstabelle f\u00fcr Forderungen verwendet, welche in Anhangangabe \u201e2.4. Ausfallrisiko\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>ersichtlich ist.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-115": {
   "value": "<div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Die unwiderrufliche Klassifizierung von Eigenkapitalinstrumenten als bewertet zu FVtOCI wird f\u00fcr strategisch gehaltene Finanzinstrumente angewandt, die nicht zu Handelszwecken gehalten sind. Darunter fallen im wesentlichen Ausma\u00df Anteile an verbundenen nicht konsolidierten Unternehmen. Finanzielle Verm\u00f6genswerte unterliegen kurzfristigen Zeitwertschwankungen, die bei einer Klassifizierung als bewertet zu FVtPL zu einer Volatilit\u00e4t des Kapitalveranlagungsergebnisses f\u00fchren, die der langfristig strategischen Investitionspolitik der VIG f\u00fcr diese klassifizierten Instrumente nicht entsprechen w\u00fcrde.</div><div class=\"defaultParagraph Standard\">Gewinne und Verluste aus Umbewertung von diesen Eigenkapitalinstrumenten werden keinesfalls in die Gewinn- und Verlustrechnung umgegliedert. Dividenden werden in der Gewinn- und Verlustrechnung als sonstiger Ertrag erfasst, wenn der Rechtsanspruch auf Zahlung besteht, es sei denn, durch solche Erl\u00f6se wird ein Teil der Anschaffungskosten des Instruments zur\u00fcckerlangt. Eigenkapitalinstrumente designiert bewertet zu FVtOCI unterliegen keiner Wertminderungspr\u00fcfung.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Eigenkapitalinstrumente designiert bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Bei Eigenkapitalinstrumenten designiert bewertet zu FVtOCI werden die Transaktionskosten im sonstigen Ergebnis als Teil der \u00c4nderung des beizulegenden Zeitwerts zum Zeitpunkt der n\u00e4chsten Neubewertung erfasst und zu keiner Zeit in die Gewinn- und Verlustrechnung umgegliedert. Im Falle einer Ausbuchung werden die entsprechenden R\u00fccklagen direkt im Posten \u201eGewinnr\u00fccklagen\u201c erfasst. Im Gegensatz zu den Eigenkapitalinstrumenten bewertet zu FVtPL werden ausschlie\u00dflich Dividenden in der Gewinn- und Verlustrechnung erfasst. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-116": {
   "value": "<div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte in dieser Kategorie werden im Rahmen eines Gesch\u00e4ftsmodells gehalten, dessen Zielsetzung in der Realisierung von \u00c4nderungen des beizulegenden Zeitwerts besteht. Sie wurden vom Management beim erstmaligen Ansatz entsprechend designiert oder sind gem\u00e4\u00df IFRS\u00a09 verpflichtend zum beizulegenden Zeitwert zu bewerten. Diese Kategorie umfasst:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, bei denen die Eigenschaften der vertraglichen Zahlungsstr\u00f6me das SPPI-Kriterium nicht erf\u00fcllen oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, die nicht im Rahmen eines Gesch\u00e4ftsmodells gehalten werden, um vertragliche Zahlungsstr\u00f6me zu vereinnahmen oder auch nicht um sowohl vertraglichen Zahlungsstr\u00f6me zu vereinnahmen als auch zum Verkauf der Instrumente bestehen oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, die zur Reduktion von Accounting Mismatch in die Kategorie designiert bewertet zu FVtPL klassifiziert wurden oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Eigenkapitalinstrumente, die nicht designiert bewertet zu FVtOCI klassifiziert wurden.</div></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL werden zum beizulegenden Zeitwert in der Bilanz erfasst. \u00c4nderungen des beizulegenden Zeitwerts werden erfolgswirksam realisiert. Transaktionskosten, die im Zusammenhang mit dem Erwerb oder der Emission von Finanzinstrumenten bewertet zu FVtPL entstanden sind, werden erfolgswirksam verbucht. Zinsertr\u00e4ge aus Verm\u00f6genswerten, die verpflichtend zu FVtPL bewertet sind, werden unter Ber\u00fccksichtigung des vertraglichen Zinssatzes bilanziert.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertungskategorien f\u00fcr finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Finanzielle Verbindlichkeiten, au\u00dfer Kreditzusagen und finanzielle Garantien, werden zu fortgef\u00fchrten Anschaffungskosten oder erfolgswirksam zum beizulegenden Zeitwert bewertet, sofern sie zu Handelszwecken gehalten werden oder es sich bei ihnen um derivative Finanzinstrumente handelt. Die VIG hat kein wesentliches Portfolio finanzieller Verbindlichkeiten, die zur Designation als erfolgswirksam zum beizulegenden Zeitwert bewertet werden. Alle Derivate mit einem negativen beizulegenden Zeitwert werden als Verbindlichkeiten bewertet zu FVtPL ausgewiesen. Analog zu den finanziellen Verm\u00f6genswerten werden finanzielle Verbindlichkeiten mit ihrem \u201eDirty Value\u201c erfasst.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-117": {
   "value": "<div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte in dieser Kategorie werden im Rahmen eines Gesch\u00e4ftsmodells gehalten, dessen Zielsetzung in der Realisierung von \u00c4nderungen des beizulegenden Zeitwerts besteht. Sie wurden vom Management beim erstmaligen Ansatz entsprechend designiert oder sind gem\u00e4\u00df IFRS\u00a09 verpflichtend zum beizulegenden Zeitwert zu bewerten. Diese Kategorie umfasst:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, bei denen die Eigenschaften der vertraglichen Zahlungsstr\u00f6me das SPPI-Kriterium nicht erf\u00fcllen oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, die nicht im Rahmen eines Gesch\u00e4ftsmodells gehalten werden, um vertragliche Zahlungsstr\u00f6me zu vereinnahmen oder auch nicht um sowohl vertraglichen Zahlungsstr\u00f6me zu vereinnahmen als auch zum Verkauf der Instrumente bestehen oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">finanzielle Verm\u00f6genswerte, die zur Reduktion von Accounting Mismatch in die Kategorie designiert bewertet zu FVtPL klassifiziert wurden oder</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Eigenkapitalinstrumente, die nicht designiert bewertet zu FVtOCI klassifiziert wurden.</div></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div><div class=\"defaultParagraph Standard\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL werden zum beizulegenden Zeitwert in der Bilanz erfasst. \u00c4nderungen des beizulegenden Zeitwerts werden erfolgswirksam realisiert. Transaktionskosten, die im Zusammenhang mit dem Erwerb oder der Emission von Finanzinstrumenten bewertet zu FVtPL entstanden sind, werden erfolgswirksam verbucht. Zinsertr\u00e4ge aus Verm\u00f6genswerten, die verpflichtend zu FVtPL bewertet sind, werden unter Ber\u00fccksichtigung des vertraglichen Zinssatzes bilanziert.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertungskategorien f\u00fcr finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Finanzielle Verbindlichkeiten, au\u00dfer Kreditzusagen und finanzielle Garantien, werden zu fortgef\u00fchrten Anschaffungskosten oder erfolgswirksam zum beizulegenden Zeitwert bewertet, sofern sie zu Handelszwecken gehalten werden oder es sich bei ihnen um derivative Finanzinstrumente handelt. Die VIG hat kein wesentliches Portfolio finanzieller Verbindlichkeiten, die zur Designation als erfolgswirksam zum beizulegenden Zeitwert bewertet werden. Alle Derivate mit einem negativen beizulegenden Zeitwert werden als Verbindlichkeiten bewertet zu FVtPL ausgewiesen. Analog zu den finanziellen Verm\u00f6genswerten werden finanzielle Verbindlichkeiten mit ihrem \u201eDirty Value\u201c erfasst.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erfassung von Zinsertr\u00e4gen</div><div class=\"defaultParagraph Standard\">F\u00fcr alle gem. IFRS\u00a09 zu AC und zu FVtOCI bewerteten finanziellen Verm\u00f6genswerte werden Zinsertr\u00e4ge unter Anwendung der Effektivzinsmethode erfasst. Der Effektivzinssatz ist jener Kalkulationszinssatz, mit dem die gesch\u00e4tzten zuk\u00fcnftigen Zahlungsstr\u00f6me \u00fcber die erwartete Laufzeit des finanziellen Verm\u00f6genswerts oder gegebenenfalls einen k\u00fcrzeren Zeitraum exakt auf den Bruttobuchwert des finanziellen Verm\u00f6genswerts abgezinst werden. </div><div class=\"defaultParagraph Standard\">Der Effektivzinssatz, und somit auch die fortgef\u00fchrten Anschaffungskosten des finanziellen Verm\u00f6genswerts, wird unter Ber\u00fccksichtigung der Transaktionskosten, eines Agios oder Disagios bei Akquisition des finanziellen Verm\u00f6genswerts sowie von Geb\u00fchren oder Kosten berechnet, die einen integralen Bestandteil des Effektivzinssatzes darstellen. Bei der Erfassung von Zinsertr\u00e4gen wird ein Zinssatz zugrunde gelegt, der der bestm\u00f6glichen Sch\u00e4tzung eines konstanten Zinssatzes \u00fcber die erwartete Laufzeit des Schuldinstruments entspricht. Bei variabel verzinslichen Finanzinstrumenten ver\u00e4ndert sich der Effektivzinssatz auch durch die periodisch vorgenommene Neufestlegung der Kuponzinsen, die die Entwicklung der Zinss\u00e4tze widerspiegelt.</div><div class=\"defaultParagraph Standard\">Im Posten Zinsertr\u00e4ge nach der Effektivzinsmethode<span dir=\"ltr\" style=\"font-style:italic\"> </span>werden ausschlie\u00dflich Zinsen auf Finanzinstrumente bewertet zu AC oder bewertet zu FVtOCI erfasst. Der Posten Zinsertr\u00e4ge \u00fcbrige<span dir=\"ltr\" style=\"font-style:italic\"> </span>umfasst Zinsen aus finanziellen Verm\u00f6genswerten bewertet zu FVtPL, die ebenfalls unter Ableitung des Effektivzinssatzes kalkuliert werden. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-118": {
   "value": "<div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Finanzielle Verm\u00f6genswerte bewertet zu FVtPL</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertungskategorien f\u00fcr finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Finanzielle Verbindlichkeiten, au\u00dfer Kreditzusagen und finanzielle Garantien, werden zu fortgef\u00fchrten Anschaffungskosten oder erfolgswirksam zum beizulegenden Zeitwert bewertet, sofern sie zu Handelszwecken gehalten werden oder es sich bei ihnen um derivative Finanzinstrumente handelt. Die VIG hat kein wesentliches Portfolio finanzieller Verbindlichkeiten, die zur Designation als erfolgswirksam zum beizulegenden Zeitwert bewertet werden. Alle Derivate mit einem negativen beizulegenden Zeitwert werden als Verbindlichkeiten bewertet zu FVtPL ausgewiesen. Analog zu den finanziellen Verm\u00f6genswerten werden finanzielle Verbindlichkeiten mit ihrem \u201eDirty Value\u201c erfasst.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung und wesentliche \u00c4nderung finanzieller Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Eine finanzielle Verbindlichkeit wird ausgebucht, wenn die ihr zugrundeliegende Verpflichtung erf\u00fcllt, aufgehoben oder erloschen ist. Wird eine bestehende finanzielle Verbindlichkeit durch eine andere finanzielle Verbindlichkeit desselben Kreditgebers mit substanziell anderen Vertragsbedingungen ausgetauscht oder werden die Bedingungen einer bestehenden Verbindlichkeit wesentlich ge\u00e4ndert, so wird ein solcher Austausch oder eine solche \u00c4nderung als Ausbuchung der urspr\u00fcnglichen Verbindlichkeit und Ansatz einer neuen Verbindlichkeit behandelt. Die Differenz zwischen dem Buchwert der urspr\u00fcnglichen finanziellen Verbindlichkeit und der gezahlten Gegenleistung wird erfolgswirksam erfasst. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-119": {
   "value": "<div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Ausbuchungen ausgenommen bei wesentlicher Modifizierung </div><div class=\"defaultParagraph Standard\">Ein finanzieller Verm\u00f6genswert (bzw. ein Teil eines finanziellen Verm\u00f6genswerts oder ein Teil einer Gruppe \u00e4hnlicher finanzieller Verm\u00f6genswerte) wird ausgebucht, wenn eine der folgenden Voraussetzungen erf\u00fcllt ist:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Anrecht auf den Bezug von Zahlungsstr\u00f6men aus dem Verm\u00f6genswert ist ausgelaufen oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Anrecht auf den Bezug von Zahlungsstr\u00f6men aus dem Verm\u00f6genswert wurde an Dritte \u00fcbertragen oder es wurde eine Verpflichtung zur sofortigen Zahlung der bezogenen Zahlungsstr\u00f6me in voller H\u00f6he an Dritte im Rahmen einer sogenannten Durchleitungsvereinbarung \u00fcbernommen und dabei wurden entweder im Wesentlichen alle Chancen und Risiken, die mit dem Eigentum am finanziellen Verm\u00f6genswert verbunden sind, \u00fcbertragen oder zwar im Wesentlichen alle Chancen und Risiken, die mit dem Eigentum am finanziellen Verm\u00f6genswert verbunden sind, weder \u00fcbertragen noch zur\u00fcckbehalten, jedoch die Verf\u00fcgungsmacht \u00fcber den Verm\u00f6genswert \u00fcbertragen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die Verf\u00fcgungsmacht gilt dann, und nur dann, als \u00fcbertragen, wenn die:der Empf\u00e4nger:in \u00fcber die tats\u00e4chliche F\u00e4higkeit zur Ver\u00e4u\u00dferung des Verm\u00f6genswerts als Ganzes an einen nicht nahestehenden Dritten verf\u00fcgt und von dieser F\u00e4higkeit einseitig Gebrauch machen kann, ohne dass die \u00dcbertragung zus\u00e4tzlichen Beschr\u00e4nkungen unterliegt. </div><div class=\"defaultParagraph Standard\">Wenn im Wesentlichen alle Chancen und Risiken weder \u00fcbertragen noch zur\u00fcckbehalten wurden und auch die Verf\u00fcgungsmacht an dem Verm\u00f6genswert behalten wird, so wird der Verm\u00f6genswert lediglich nach Ma\u00dfgabe des anhaltenden Engagements weiter ber\u00fccksichtigt; in diesem Fall wird auch eine damit verbundene Verbindlichkeit erfasst. Der \u00fcbertragene Verm\u00f6genswert und die damit verbundene Verbindlichkeit werden so bewertet, dass den Rechten und Verpflichtungen Rechnung getragen wird. </div><div class=\"defaultParagraph Standard\">Wenn das anhaltende Engagement der Form nach den \u00fcbertragenen Verm\u00f6genswert garantiert, so entspricht der Umfang des anhaltenden Engagements dem niedrigeren Betrag aus dem urspr\u00fcnglichen Buchwert des Verm\u00f6genswerts und dem H\u00f6chstbetrag der erhaltenen Gegenleistung, der eventuell zur\u00fcckgezahlt werden m\u00fcsste.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Ausbuchung aufgrund einer Vertragsmodifizierung </div><div class=\"defaultParagraph Standard\">Ein finanzieller Verm\u00f6genswert wird ausgebucht, wenn die Bedingungen insoweit neu verhandelt wurden, dass der Verm\u00f6genswert im Wesentlichen ein neues Instrument darstellt. Dabei wird die Differenz als Ausbuchungsgewinn oder <span class=\"non-breaking-hyphen\">\u2011</span>verlust erfasst. Im Falle einer unwesentlichen \u00c4nderung der Bedingungen wird der Bruttobuchwert neu berechnet als Barwert der neu verhandelten oder ge\u00e4nderten vertraglichen Zahlungsstr\u00f6me, abgezinst zum Effektivzinssatz des urspr\u00fcnglichen finanziellen Verm\u00f6genswerts (oder zum bonit\u00e4tsangepassten Effektivzinssatz bei finanziellen Verm\u00f6genswerten mit bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigter Bonit\u00e4t) oder gegebenenfalls zum ge\u00e4nderten Effektivzinssatz.</div><div class=\"defaultParagraph Standard\">Bei der Beurteilung, ob ein Instrument auszubuchen oder nicht auszubuchen ist, ber\u00fccksichtigt die VIG die folgenden Kriterien in Bezug auf Modifizierungen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Quantitative Kriterien:</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Modifizierte Schuldinstrumente gelten als \u201egrundverschieden\u201c, wenn der Nettobarwert der Zahlungsstr\u00f6me unter den neuen Vertragsbedingungen abgezinst unter Anwendung des urspr\u00fcnglichen Effektivzinssatzes (des urspr\u00fcnglichen Vertrags) mindestens 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% vom urspr\u00fcnglichen Schuldinstrument abweicht.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Qualitative Kriterien:</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung des SPPI-Tests, z. B. Einf\u00fchrung eines Equity-linked-Merkmals.</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung der W\u00e4hrung des Verm\u00f6genswerts. Nicht vertragliche \u00c4nderungen der W\u00e4hrung sind nicht relevant (z. B. im Zuge einer W\u00e4hrungsreform oder des Beitritts zur Eurozone).</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung der F\u00e4lligkeit des Instruments. \u00c4nderungen der F\u00e4lligkeit eines Finanzinstruments gelten nicht als \u201egrundverschieden\u201c, wenn die M\u00f6glichkeit bereits im urspr\u00fcnglichen Kreditvertrag enthalten ist. Dar\u00fcber hinaus gilt die \u00c4nderung nicht als substanziell, wenn die Gesamtvertragslaufzeit</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">um weniger als 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% verl\u00e4ngert wird,</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">um weniger als 30<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% verk\u00fcrzt wird oder</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">nicht mindestens 2 Jahre von der urspr\u00fcnglichen Laufzeit abweicht.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Ergeben sich aus der \u00c4nderung keine grundverschiedenen Zahlungsstr\u00f6me, so f\u00fchrt die \u00c4nderung nicht zu einer Ausbuchung. Auf Grundlage der ge\u00e4nderten Zahlungsstr\u00f6me, abgezinst mit dem urspr\u00fcnglichen Effektivzinssatz, wird ein \u00c4nderungsgewinn oder -verlust erfasst.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung und wesentliche \u00c4nderung finanzieller Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Eine finanzielle Verbindlichkeit wird ausgebucht, wenn die ihr zugrundeliegende Verpflichtung erf\u00fcllt, aufgehoben oder erloschen ist. Wird eine bestehende finanzielle Verbindlichkeit durch eine andere finanzielle Verbindlichkeit desselben Kreditgebers mit substanziell anderen Vertragsbedingungen ausgetauscht oder werden die Bedingungen einer bestehenden Verbindlichkeit wesentlich ge\u00e4ndert, so wird ein solcher Austausch oder eine solche \u00c4nderung als Ausbuchung der urspr\u00fcnglichen Verbindlichkeit und Ansatz einer neuen Verbindlichkeit behandelt. Die Differenz zwischen dem Buchwert der urspr\u00fcnglichen finanziellen Verbindlichkeit und der gezahlten Gegenleistung wird erfolgswirksam erfasst. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-120": {
   "value": "<div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Ausbuchungen ausgenommen bei wesentlicher Modifizierung </div><div class=\"defaultParagraph Standard\">Ein finanzieller Verm\u00f6genswert (bzw. ein Teil eines finanziellen Verm\u00f6genswerts oder ein Teil einer Gruppe \u00e4hnlicher finanzieller Verm\u00f6genswerte) wird ausgebucht, wenn eine der folgenden Voraussetzungen erf\u00fcllt ist:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Anrecht auf den Bezug von Zahlungsstr\u00f6men aus dem Verm\u00f6genswert ist ausgelaufen oder </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Anrecht auf den Bezug von Zahlungsstr\u00f6men aus dem Verm\u00f6genswert wurde an Dritte \u00fcbertragen oder es wurde eine Verpflichtung zur sofortigen Zahlung der bezogenen Zahlungsstr\u00f6me in voller H\u00f6he an Dritte im Rahmen einer sogenannten Durchleitungsvereinbarung \u00fcbernommen und dabei wurden entweder im Wesentlichen alle Chancen und Risiken, die mit dem Eigentum am finanziellen Verm\u00f6genswert verbunden sind, \u00fcbertragen oder zwar im Wesentlichen alle Chancen und Risiken, die mit dem Eigentum am finanziellen Verm\u00f6genswert verbunden sind, weder \u00fcbertragen noch zur\u00fcckbehalten, jedoch die Verf\u00fcgungsmacht \u00fcber den Verm\u00f6genswert \u00fcbertragen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die Verf\u00fcgungsmacht gilt dann, und nur dann, als \u00fcbertragen, wenn die:der Empf\u00e4nger:in \u00fcber die tats\u00e4chliche F\u00e4higkeit zur Ver\u00e4u\u00dferung des Verm\u00f6genswerts als Ganzes an einen nicht nahestehenden Dritten verf\u00fcgt und von dieser F\u00e4higkeit einseitig Gebrauch machen kann, ohne dass die \u00dcbertragung zus\u00e4tzlichen Beschr\u00e4nkungen unterliegt. </div><div class=\"defaultParagraph Standard\">Wenn im Wesentlichen alle Chancen und Risiken weder \u00fcbertragen noch zur\u00fcckbehalten wurden und auch die Verf\u00fcgungsmacht an dem Verm\u00f6genswert behalten wird, so wird der Verm\u00f6genswert lediglich nach Ma\u00dfgabe des anhaltenden Engagements weiter ber\u00fccksichtigt; in diesem Fall wird auch eine damit verbundene Verbindlichkeit erfasst. Der \u00fcbertragene Verm\u00f6genswert und die damit verbundene Verbindlichkeit werden so bewertet, dass den Rechten und Verpflichtungen Rechnung getragen wird. </div><div class=\"defaultParagraph Standard\">Wenn das anhaltende Engagement der Form nach den \u00fcbertragenen Verm\u00f6genswert garantiert, so entspricht der Umfang des anhaltenden Engagements dem niedrigeren Betrag aus dem urspr\u00fcnglichen Buchwert des Verm\u00f6genswerts und dem H\u00f6chstbetrag der erhaltenen Gegenleistung, der eventuell zur\u00fcckgezahlt werden m\u00fcsste.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Ausbuchung aufgrund einer Vertragsmodifizierung </div><div class=\"defaultParagraph Standard\">Ein finanzieller Verm\u00f6genswert wird ausgebucht, wenn die Bedingungen insoweit neu verhandelt wurden, dass der Verm\u00f6genswert im Wesentlichen ein neues Instrument darstellt. Dabei wird die Differenz als Ausbuchungsgewinn oder <span class=\"non-breaking-hyphen\">\u2011</span>verlust erfasst. Im Falle einer unwesentlichen \u00c4nderung der Bedingungen wird der Bruttobuchwert neu berechnet als Barwert der neu verhandelten oder ge\u00e4nderten vertraglichen Zahlungsstr\u00f6me, abgezinst zum Effektivzinssatz des urspr\u00fcnglichen finanziellen Verm\u00f6genswerts (oder zum bonit\u00e4tsangepassten Effektivzinssatz bei finanziellen Verm\u00f6genswerten mit bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigter Bonit\u00e4t) oder gegebenenfalls zum ge\u00e4nderten Effektivzinssatz.</div><div class=\"defaultParagraph Standard\">Bei der Beurteilung, ob ein Instrument auszubuchen oder nicht auszubuchen ist, ber\u00fccksichtigt die VIG die folgenden Kriterien in Bezug auf Modifizierungen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Quantitative Kriterien:</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Modifizierte Schuldinstrumente gelten als \u201egrundverschieden\u201c, wenn der Nettobarwert der Zahlungsstr\u00f6me unter den neuen Vertragsbedingungen abgezinst unter Anwendung des urspr\u00fcnglichen Effektivzinssatzes (des urspr\u00fcnglichen Vertrags) mindestens 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% vom urspr\u00fcnglichen Schuldinstrument abweicht.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Qualitative Kriterien:</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung des SPPI-Tests, z. B. Einf\u00fchrung eines Equity-linked-Merkmals.</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung der W\u00e4hrung des Verm\u00f6genswerts. Nicht vertragliche \u00c4nderungen der W\u00e4hrung sind nicht relevant (z. B. im Zuge einer W\u00e4hrungsreform oder des Beitritts zur Eurozone).</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00c4nderung der F\u00e4lligkeit des Instruments. \u00c4nderungen der F\u00e4lligkeit eines Finanzinstruments gelten nicht als \u201egrundverschieden\u201c, wenn die M\u00f6glichkeit bereits im urspr\u00fcnglichen Kreditvertrag enthalten ist. Dar\u00fcber hinaus gilt die \u00c4nderung nicht als substanziell, wenn die Gesamtvertragslaufzeit</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">um weniger als 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% verl\u00e4ngert wird,</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">um weniger als 30<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% verk\u00fcrzt wird oder</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">nicht mindestens 2 Jahre von der urspr\u00fcnglichen Laufzeit abweicht.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Ergeben sich aus der \u00c4nderung keine grundverschiedenen Zahlungsstr\u00f6me, so f\u00fchrt die \u00c4nderung nicht zu einer Ausbuchung. Auf Grundlage der ge\u00e4nderten Zahlungsstr\u00f6me, abgezinst mit dem urspr\u00fcnglichen Effektivzinssatz, wird ein \u00c4nderungsgewinn oder -verlust erfasst.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForReclassificationOfFinancialInstrumentsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-121": {
   "value": "<div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Wertminderung finanzieller Verm\u00f6genswerte </div><div class=\"defaultParagraph Standard\">Weitere Einzelheiten zur Wertminderung finanzieller Verm\u00f6genswerte sind in der Angabe zu wesentlichen Ermessensentscheidungen und Sch\u00e4tzungen (24.2. Wertminderungsaufwand f\u00fcr finanzielle Verm\u00f6genswerte) enthalten.</div><div class=\"defaultParagraph Standard\">Die VIG erfasst eine Wertberichtigung f\u00fcr erwartete Kreditverluste f\u00fcr alle Schuldinstrumente bewertet zu AC oder bewertet zu FVtOCI, Kreditzusagen und Garantien sowie Forderungen gem\u00e4\u00df IFRS\u00a09.</div><div class=\"defaultParagraph Standard\">Erwartete Kreditverluste basieren auf der Differenz zwischen den vertraglichen Zahlungsstr\u00f6men, die vertragsgem\u00e4\u00df zu zahlen sind, und der Summe der Zahlungsstr\u00f6me, deren Erhalt erwartet wird, abgezinst mit dem Effektivzinssatz.</div><div class=\"defaultParagraph Standard\">Die H\u00f6he der zu erfassenden erwarteten Kreditverluste richtet sich nach der Zuordnung der Finanzinstrumente in die verschiedenen Stufen des Wertminderungsmodells. F\u00fcr Finanzinstrumente, deren Ausfallrisiko sich seit dem erstmaligen Ansatz nicht signifikant erh\u00f6ht hat, wird eine Risikovorsorge in H\u00f6he der erwarteten Kreditverluste innerhalb der n\u00e4chsten zw\u00f6lf Monate erfasst (12-Monats-ECL/Stufe 1). F\u00fcr Finanzinstrumente, deren Ausfallrisiko sich seit dem erstmaligen Ansatz signifikant erh\u00f6ht hat, ist eine Risikovorsorge in H\u00f6he der \u00fcber die Restlaufzeit erwarteten Kreditverluste zu erfassen (Gesamtlaufzeit-ECL). </div><div class=\"defaultParagraph Standard\">Die VIG erachtet den Ausfall bei einem finanziellen Verm\u00f6genswert als eingetreten, wenn die R\u00fcckzahlung der vertraglichen Verpflichtungen unwahrscheinlich geworden ist und/oder der finanzielle Verm\u00f6genswert ein Rating von C oder D hat und/oder die vertraglichen Zahlungen 90\u00a0Tage \u00fcberf\u00e4llig sind, es sei denn, die VIG verf\u00fcgt \u00fcber angemessene und belastbare Informationen, dass ein l\u00e4ngeres R\u00fcckstandskriterium besser geeignet ist. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Berechnung der erwarteten Kreditverluste </div><div class=\"defaultParagraph Standard\">Erwartete Kreditverluste werden auf Grundlage von Szenarien zur Bemessung der erwarteten Zahlungsausf\u00e4lle, abgezinst mit einem angemessenen Effektivzinssatz, berechnet. Ein Zahlungsausfall ist die Differenz zwischen den vertragsgem\u00e4\u00dfen Zahlungen und den Zahlungen, die das Unternehmen voraussichtlich einnimmt. Die Mechanismen zur Berechnung der erwarteten Kreditverluste und ihre wesentlichen Bestandteile stellen sich wie folgt dar: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Ausfallwahrscheinlichkeit (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">probability of default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 PD): </span>Die <span dir=\"ltr\" style=\"font-style:italic\">PD</span> ist eine Sch\u00e4tzung der Ausfallwahrscheinlichkeit \u00fcber einen festgelegten Zeitraum. Bei ihrer Sch\u00e4tzung werden wirtschaftliche Szenarien und zukunftsgerichtete Informationen ber\u00fccksichtigt.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"text-indent:11px\">Die VIG verwendet f\u00fcr ihr Portfolio die folgenden Segmente: </div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Unternehmensanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Staatsanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Das Segment Staatsanleihen umfasst alle von staatlichen Stellen, seien es Zentralregierungen, supranationale Regierungsinstitutionen, regionale Regierungen oder lokale Beh\u00f6rden, begebenen Anleihen oder Kredite, die von diesen Einrichtungen in voller H\u00f6he uneingeschr\u00e4nkt und unwiderruflich garantiert sind. Alle anderen Engagements werden im Segment Unternehmensanleihen erfasst.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Erwartete H\u00f6he von Forderungen im Zeitpunkt des Ausfalls (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">exposure at default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 EAD):</span> Die <span dir=\"ltr\" style=\"font-style:italic\">EAD</span> ist eine Sch\u00e4tzung der erwarteten H\u00f6he der Forderungen in einem k\u00fcnftigen Ausfallzeitpunkt unter Ber\u00fccksichtigung von erwarteten \u00c4nderungen dieser H\u00f6he nach dem Abschlussstichtag, einschlie\u00dflich vertragsgem\u00e4\u00dfer oder anderweitiger Tilgungs- und Zinszahlungen sowie aufgelaufener Zinsen auf vers\u00e4umte Zahlungen. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Verlustquote bei Ausfall (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">loss given default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 LGD)</span>: Die <span dir=\"ltr\" style=\"font-style:italic\">LGD</span> ist eine Sch\u00e4tzung des Verlusts, der im Falle eines zu einem bestimmten Zeitpunkt eintretenden Ausfalls entsteht. Sie basiert auf der Differenz zwischen den Zahlungen, die vertragsgem\u00e4\u00df geschuldet werden, und den Zahlungen, die voraussichtlich eingenommen werden. F\u00fcr gew\u00f6hnlich wird sie als prozentualer Anteil der EAD angegeben.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"text-indent:11px\">F\u00fcr die LGDs wird folgende Segmentierung zugrunde gelegt:</div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Nachrangige Schulden</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Vorrangig unbesicherte Schulden</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Staatsanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Besicherte Schulden: Das Segment \u201ebesicherte Schulden\u201c umfasst bei der VIG alle hypothekarisch besicherten Positionen sowie Pfandbriefe.</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Auf nicht besicherte Verm\u00f6genswerte wendet die VIG vordefinierte LGDs an, die nicht an einen bestimmten Zeitpunkt gebunden sind (flache LGD-Kurven).</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Verm\u00f6genswerte, f\u00fcr die der erwartete Kreditverlust (ECL) berechnet werden muss, werden einer der nachfolgenden Stufen zugeordnet: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">12-Monats-ECL </span>(Stufe\u00a01): In Stufe\u00a01 ist ein geringes Ausfallrisiko bzw. eine nicht signifikante Erh\u00f6hung des Ausfallrisikos gestattet. Er wird berechnet als der Teil des Gesamtlaufzeit-ECL, der den ECLs entspricht, welche aus Ausfallereignissen bei einem Finanzinstrument resultieren, die innerhalb von zw\u00f6lf Monaten nach dem Abschlussstichtag eintreten k\u00f6nnen.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Stufe\u00a02</span>: In Stufe\u00a02 klassifizierte Verm\u00f6genswerte weisen eine signifikante Erh\u00f6hung des Ausfallrisikos (und kein geringes Ausfallrisiko) auf, weshalb die Berechnung des Gesamtlaufzeit-ECL erforderlich ist. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Stufe\u00a03</span>: In dieser Stufe sind Kreditverluste bereits entstanden oder sind Verm\u00f6genswerte tats\u00e4chlich wertgemindert. Deshalb ist die Differenz zwischen dem Bruttobuchwert des Verm\u00f6genswerts und dem Barwert der gesch\u00e4tzten k\u00fcnftigen Zahlungsstr\u00f6me, abgezinst mit dem urspr\u00fcnglichen Effektivzinssatz des finanziellen Verm\u00f6genswerts, heranzuziehen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Gem\u00e4\u00df IFRS m\u00fcssen Schuldinstrumente bewertet zu AC oder bewertet zu FVtOCI diesem Stufungsansatz folgen. Der Ansatz der VIG stellt sich wie folgt dar:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a01 \u2013 12-Monats-ECL</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte mit Ausnahme von finanziellen Verm\u00f6genswerten mit bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigter Bonit\u00e4t (POCI);</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, die in den Anwendungsbereich der Vereinfachungsregelung bei geringem Ausfallrisiko fallen; sowie</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, bei welchen kein Ausfallereignis eingetreten ist, die jedoch die Kriterien f\u00fcr die Einstufung in Stufe\u00a02 nicht erf\u00fcllen und deren Rating sich nicht wesentlich ge\u00e4ndert hat.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a02 \u2013 Gesamtlaufzeit-ECL (Anwendung des Effektivzinssatzes auf den Bruttobuchwert)</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00dcberf\u00e4lligkeit seit mindestens 30\u00a0Tagen oder</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">als Reaktion auf einen der vordefinierten zukunftsgerichteten Indikatoren.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a03 \u2013 Gesamtlaufzeit-ECL (Anwendung des Effektivzinssatzes auf die fortgef\u00fchrten Anschaffungskosten)</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, die das Ausfallkriterium der VIG erf\u00fcllen.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a00 \u2013 bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigte Bonit\u00e4t</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Schuldinstrumente bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Da der Buchwert der Schuldinstrumente bewertet zu FVtOCI dem beizulegenden Zeitwert entspricht, f\u00fchrt die zu erfassende Risikovorsorge nicht zu einer aktivseitigen Minderung in der Bilanz. Stattdessen wird ein Betrag in H\u00f6he der Risikovorsorge, die bei einer Bewertung der Verm\u00f6genswerte zu fortgef\u00fchrten Anschaffungskosten entst\u00fcnde, im sonstigen Ergebnis mit einer entsprechenden Gegenbuchung in der Gewinn- und Verlustrechnung erfasst. Der im sonstigen Ergebnis erfasste kumulierte Gewinn wird bei Ausbuchung der Verm\u00f6genswerte erfolgswirksam umgegliedert. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Zukunftsgerichtete Informationen</div><div class=\"defaultParagraph Standard\">In den konzernweiten ECL-Modellen dient ein breites Spektrum an zukunftsgerichteten Informationen, wie externe und interne Ratings, Prognosen zu makro\u00f6konomischen Variablen oder qualitative Faktoren zur Beurteilung des Ausfallrisikos, als belastbare Informationen.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Wertminderungen</div><div class=\"defaultParagraph Standard\">Zum Zweck der \u00dcberpr\u00fcfung von Gesch\u00e4fts- oder Firmenwerten werden die Tochterunternehmen auf Ebene der geographischen L\u00e4nder zu einer zahlungsmittelgenerierenden Einheit (CGU-Gruppe) zusammengefasst. Diese CGU-Gruppen, auf deren Basis der Wertminderungstest durchgef\u00fchrt wird, entsprechen den Gesch\u00e4ftssegmenten. Die \u00dcberpr\u00fcfung der Werthaltigkeit der Markenrechte erfolgt zus\u00e4tzlich einzeln unter Anwendung des Lizenzpreisanalogieverfahrens. Bei immateriellen Verm\u00f6genswerten mit unbegrenzter Nutzungsdauer (Firmenwerte und aktivierte Markenrechte) erfolgt eine solche \u00dcberpr\u00fcfung im Fall eines ausl\u00f6senden Ereignisses (Triggering Event) auch unterj\u00e4hrig, jedoch zumindest zum Ende des Gesch\u00e4ftsjahres.</div><div class=\"defaultParagraph Standard\">Als erzielbarer Betrag (Recoverable Amount) der CGU-Gruppe wird grunds\u00e4tzlich der Nutzungswert unter Anwendung der ertragsorientierten Discounted Cash flow-Methode ermittelt. In jenen F\u00e4llen, wo der Nutzungswert unter dem Buchwert liegt, wird zus\u00e4tzlich der Zeitwert abz\u00fcglich Ver\u00e4u\u00dferungskosten ermittelt. F\u00fcr die Ermittlung des beizulegenden Zeitwerts abz\u00fcglich Ver\u00e4u\u00dferungskosten wird auf Trailing-B\u00f6rsenmultiplikatoren zur\u00fcckgegriffen.</div><div class=\"defaultParagraph Standard\">Um den Nutzungswert zu ermitteln, werden die f\u00fcr die Anteilseigner verf\u00fcgbaren Cash flows von f\u00fcnf Planjahren und die nachfolgende ewige Rente diskontiert. Alle Tochtergesellschaften erstellen Detailplanungsrechnungen in lokaler W\u00e4hrung f\u00fcr drei Jahre, welche in den Aufsichtsratssitzungen eingereicht und zentral im Rahmen des Planungs- und Kontrollprozesses plausibilisiert werden. Die Weiterentwicklung der Detailplanungsrechnung f\u00fcr weitere zwei Jahre und f\u00fcr die ewige Rente erfolgt mittels Prognostizierung von Schl\u00fcsselparametern (u.a. Combined Ratios, Entwicklung der versicherungstechnischen Ertr\u00e4ge, Kapitalveranlagungsergebnis) basierend auf deren historischen Entwicklungen und Erwartungen hinsichtlich der zuk\u00fcnftigen Marktentwicklung. Die prognostizierten Cash flows der ewigen Rente werden demnach als nachhaltig erzielbar erachtet. F\u00fcr die Umrechnung in Euro wird der Stichtagskurs zum jeweiligen Bilanzstichtag herangezogen.</div><div class=\"defaultParagraph Standard\">Identifizierbare Klimarisiken sind \u00fcber Tarifierung und Reservierung im Best Estimate der versicherungstechnischen R\u00fcckstellungen enthalten. In den Planrechnungen werden diese identifizierbaren Klimarisiken implizit im Erwartungswert der Cash flows und in der Solvenzkapitalanforderung, welche f\u00fcr den Wertminderungstest herangezogen werden, ber\u00fccksichtigt. Die VIG bietet Versicherungen gegen Gro\u00dfwetterereignisse an, welche jedoch strengen R\u00fcckversicherungsrichtlinien unterliegen.</div><div class=\"defaultParagraph Standard\">Den CGU-Gruppen wird das gesamte Verm\u00f6gen des versicherungstechnischen Gesch\u00e4fts zugeordnet. Dazu geh\u00f6ren neben den Gesch\u00e4fts- und Firmenwerten und Markenrechten auch alle aktivierten Kundenst\u00f6cke, finanzielle Verm\u00f6genswerte sowie Forderungen, Sachanlagen und sonstige Verm\u00f6genswerte. Verbindlichkeiten aus Versicherungsvertr\u00e4gen und laufende Verbindlichkeiten werden von den Buchwerten abgezogen. Verm\u00f6genswerte, die in der VIG Holding bilanziert werden, aber von den operativ t\u00e4tigen Gesellschaften genutzt werden, werden in Form von Corporate Assets den CGU-Gruppen zugeordnet. Die Cash flows der CGU-Gruppen werden dementsprechend um verrechnete Abschreibungen von zugeordneten Corporate Assets adaptiert.</div><div class=\"defaultParagraph Standard\">F\u00fcr die Berechnung der Diskontierungss\u00e4tze wird ein Eigenkapitalkostensatz (vor Steuern) auf Basis des Capital Asset Pricing Models (CAPM) ermittelt. Dazu werden zum risikofreien Zinssatz (entspricht der Stichtagsrendite von deutschen Staatsanleihen nach der Svensson-Methode) l\u00e4nderspezifische Inflationsdifferenzen und Risikozuschl\u00e4ge sowie das branchenspezifische Marktrisiko addiert. Der Beta-Faktor wurde zum Stichtag auf Basis einer definierten Peer-Group ermittelt.</div><div class=\"defaultParagraph Standard\">Die langfristigen Wachstumsraten wurden im Gesch\u00e4ftsjahr anhand der Compound Annual Growth Rate (CAGR) mit der Annahme, dass sich die Versicherungspenetration der jeweiligen L\u00e4nder beginnend mit dem Jahr\u00a02013 in 50\u201370 Jahren den aktuellen deutschen Verh\u00e4ltnissen angleichen wird, berechnet. Zur CAGR wird ein Inflationszuschlag, entsprechend der H\u00e4lfte der in den Eigenkapitalkosten beinhalteten Inflation, <span class=\"hyperlink-no-style\"></span>addiert.</div><div class=\"defaultParagraph Standard\">Ist der beizulegende Zeitwert kleiner als der Buchwert (Anschaffungskosten abz\u00fcglich kumulierter planm\u00e4\u00dfiger Abschreibungen und bereits ber\u00fccksichtigten Wertminderungen), liegt eine Wertminderung vor. Demzufolge wird der Buchwert erfolgswirksam auf den niedrigeren beizulegenden Zeitwert abgeschrieben. F\u00fcr das Feststellen einer Wertaufholung ist die gleiche Methode wie f\u00fcr eine Wertminderung anzuwenden. Zu jedem Bilanzstichtag wird \u00fcberpr\u00fcft, ob Anzeichen daf\u00fcr vorliegen, dass eine Wertaufholung stattgefunden hat. Der Buchwert nach Wertaufholung darf jenen unter Ber\u00fccksichtigung von planm\u00e4\u00dfigen Abschreibungen, ohne Abzug von Wertminderungen, nicht \u00fcbersteigen.</div><div class=\"defaultParagraph Standard\">Sowohl Wertminderungen als auch Wertaufholungen werden in der Gewinn- und Verlustrechnung erfasst und sind in Anhangangabe \u201e9. Details zur Konzerngewinn- und -verlustrechnung\u201c ersichtlich. Die beizulegenden Zeitwerte und die Level-Hierarchie gem\u00e4\u00df IFRS\u00a013 sind unter \u201e17.\u00a0Bemessung des beizulegenden Zeitwerts\u201c angef\u00fchrt.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-122": {
   "value": "<div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Wertminderung finanzieller Verm\u00f6genswerte </div><div class=\"defaultParagraph Standard\">Weitere Einzelheiten zur Wertminderung finanzieller Verm\u00f6genswerte sind in der Angabe zu wesentlichen Ermessensentscheidungen und Sch\u00e4tzungen (24.2. Wertminderungsaufwand f\u00fcr finanzielle Verm\u00f6genswerte) enthalten.</div><div class=\"defaultParagraph Standard\">Die VIG erfasst eine Wertberichtigung f\u00fcr erwartete Kreditverluste f\u00fcr alle Schuldinstrumente bewertet zu AC oder bewertet zu FVtOCI, Kreditzusagen und Garantien sowie Forderungen gem\u00e4\u00df IFRS\u00a09.</div><div class=\"defaultParagraph Standard\">Erwartete Kreditverluste basieren auf der Differenz zwischen den vertraglichen Zahlungsstr\u00f6men, die vertragsgem\u00e4\u00df zu zahlen sind, und der Summe der Zahlungsstr\u00f6me, deren Erhalt erwartet wird, abgezinst mit dem Effektivzinssatz.</div><div class=\"defaultParagraph Standard\">Die H\u00f6he der zu erfassenden erwarteten Kreditverluste richtet sich nach der Zuordnung der Finanzinstrumente in die verschiedenen Stufen des Wertminderungsmodells. F\u00fcr Finanzinstrumente, deren Ausfallrisiko sich seit dem erstmaligen Ansatz nicht signifikant erh\u00f6ht hat, wird eine Risikovorsorge in H\u00f6he der erwarteten Kreditverluste innerhalb der n\u00e4chsten zw\u00f6lf Monate erfasst (12-Monats-ECL/Stufe 1). F\u00fcr Finanzinstrumente, deren Ausfallrisiko sich seit dem erstmaligen Ansatz signifikant erh\u00f6ht hat, ist eine Risikovorsorge in H\u00f6he der \u00fcber die Restlaufzeit erwarteten Kreditverluste zu erfassen (Gesamtlaufzeit-ECL). </div><div class=\"defaultParagraph Standard\">Die VIG erachtet den Ausfall bei einem finanziellen Verm\u00f6genswert als eingetreten, wenn die R\u00fcckzahlung der vertraglichen Verpflichtungen unwahrscheinlich geworden ist und/oder der finanzielle Verm\u00f6genswert ein Rating von C oder D hat und/oder die vertraglichen Zahlungen 90\u00a0Tage \u00fcberf\u00e4llig sind, es sei denn, die VIG verf\u00fcgt \u00fcber angemessene und belastbare Informationen, dass ein l\u00e4ngeres R\u00fcckstandskriterium besser geeignet ist. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Berechnung der erwarteten Kreditverluste </div><div class=\"defaultParagraph Standard\">Erwartete Kreditverluste werden auf Grundlage von Szenarien zur Bemessung der erwarteten Zahlungsausf\u00e4lle, abgezinst mit einem angemessenen Effektivzinssatz, berechnet. Ein Zahlungsausfall ist die Differenz zwischen den vertragsgem\u00e4\u00dfen Zahlungen und den Zahlungen, die das Unternehmen voraussichtlich einnimmt. Die Mechanismen zur Berechnung der erwarteten Kreditverluste und ihre wesentlichen Bestandteile stellen sich wie folgt dar: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Ausfallwahrscheinlichkeit (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">probability of default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 PD): </span>Die <span dir=\"ltr\" style=\"font-style:italic\">PD</span> ist eine Sch\u00e4tzung der Ausfallwahrscheinlichkeit \u00fcber einen festgelegten Zeitraum. Bei ihrer Sch\u00e4tzung werden wirtschaftliche Szenarien und zukunftsgerichtete Informationen ber\u00fccksichtigt.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"text-indent:11px\">Die VIG verwendet f\u00fcr ihr Portfolio die folgenden Segmente: </div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Unternehmensanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Staatsanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Das Segment Staatsanleihen umfasst alle von staatlichen Stellen, seien es Zentralregierungen, supranationale Regierungsinstitutionen, regionale Regierungen oder lokale Beh\u00f6rden, begebenen Anleihen oder Kredite, die von diesen Einrichtungen in voller H\u00f6he uneingeschr\u00e4nkt und unwiderruflich garantiert sind. Alle anderen Engagements werden im Segment Unternehmensanleihen erfasst.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Erwartete H\u00f6he von Forderungen im Zeitpunkt des Ausfalls (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">exposure at default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 EAD):</span> Die <span dir=\"ltr\" style=\"font-style:italic\">EAD</span> ist eine Sch\u00e4tzung der erwarteten H\u00f6he der Forderungen in einem k\u00fcnftigen Ausfallzeitpunkt unter Ber\u00fccksichtigung von erwarteten \u00c4nderungen dieser H\u00f6he nach dem Abschlussstichtag, einschlie\u00dflich vertragsgem\u00e4\u00dfer oder anderweitiger Tilgungs- und Zinszahlungen sowie aufgelaufener Zinsen auf vers\u00e4umte Zahlungen. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Verlustquote bei Ausfall (</span><span dir=\"ltr\" style=\"font-weight:bold; font-style:italic\">loss given default</span><span dir=\"ltr\" style=\"font-weight:bold\">\u00a0\u2013 LGD)</span>: Die <span dir=\"ltr\" style=\"font-style:italic\">LGD</span> ist eine Sch\u00e4tzung des Verlusts, der im Falle eines zu einem bestimmten Zeitpunkt eintretenden Ausfalls entsteht. Sie basiert auf der Differenz zwischen den Zahlungen, die vertragsgem\u00e4\u00df geschuldet werden, und den Zahlungen, die voraussichtlich eingenommen werden. F\u00fcr gew\u00f6hnlich wird sie als prozentualer Anteil der EAD angegeben.</div></div><div class=\"defaultParagraph StandardohneAbstand\" style=\"text-indent:11px\">F\u00fcr die LGDs wird folgende Segmentierung zugrunde gelegt:</div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Nachrangige Schulden</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Vorrangig unbesicherte Schulden</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Staatsanleihen</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Besicherte Schulden: Das Segment \u201ebesicherte Schulden\u201c umfasst bei der VIG alle hypothekarisch besicherten Positionen sowie Pfandbriefe.</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Auf nicht besicherte Verm\u00f6genswerte wendet die VIG vordefinierte LGDs an, die nicht an einen bestimmten Zeitpunkt gebunden sind (flache LGD-Kurven).</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Verm\u00f6genswerte, f\u00fcr die der erwartete Kreditverlust (ECL) berechnet werden muss, werden einer der nachfolgenden Stufen zugeordnet: </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">12-Monats-ECL </span>(Stufe\u00a01): In Stufe\u00a01 ist ein geringes Ausfallrisiko bzw. eine nicht signifikante Erh\u00f6hung des Ausfallrisikos gestattet. Er wird berechnet als der Teil des Gesamtlaufzeit-ECL, der den ECLs entspricht, welche aus Ausfallereignissen bei einem Finanzinstrument resultieren, die innerhalb von zw\u00f6lf Monaten nach dem Abschlussstichtag eintreten k\u00f6nnen.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Stufe\u00a02</span>: In Stufe\u00a02 klassifizierte Verm\u00f6genswerte weisen eine signifikante Erh\u00f6hung des Ausfallrisikos (und kein geringes Ausfallrisiko) auf, weshalb die Berechnung des Gesamtlaufzeit-ECL erforderlich ist. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"font-weight:bold; min-height:0\">\u2022 </span><div class=\"list-paragraph-container\"><span dir=\"ltr\" style=\"font-weight:bold\">Stufe\u00a03</span>: In dieser Stufe sind Kreditverluste bereits entstanden oder sind Verm\u00f6genswerte tats\u00e4chlich wertgemindert. Deshalb ist die Differenz zwischen dem Bruttobuchwert des Verm\u00f6genswerts und dem Barwert der gesch\u00e4tzten k\u00fcnftigen Zahlungsstr\u00f6me, abgezinst mit dem urspr\u00fcnglichen Effektivzinssatz des finanziellen Verm\u00f6genswerts, heranzuziehen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Gem\u00e4\u00df IFRS m\u00fcssen Schuldinstrumente bewertet zu AC oder bewertet zu FVtOCI diesem Stufungsansatz folgen. Der Ansatz der VIG stellt sich wie folgt dar:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a01 \u2013 12-Monats-ECL</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte mit Ausnahme von finanziellen Verm\u00f6genswerten mit bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigter Bonit\u00e4t (POCI);</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, die in den Anwendungsbereich der Vereinfachungsregelung bei geringem Ausfallrisiko fallen; sowie</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, bei welchen kein Ausfallereignis eingetreten ist, die jedoch die Kriterien f\u00fcr die Einstufung in Stufe\u00a02 nicht erf\u00fcllen und deren Rating sich nicht wesentlich ge\u00e4ndert hat.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a02 \u2013 Gesamtlaufzeit-ECL (Anwendung des Effektivzinssatzes auf den Bruttobuchwert)</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">\u00dcberf\u00e4lligkeit seit mindestens 30\u00a0Tagen oder</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">als Reaktion auf einen der vordefinierten zukunftsgerichteten Indikatoren.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a03 \u2013 Gesamtlaufzeit-ECL (Anwendung des Effektivzinssatzes auf die fortgef\u00fchrten Anschaffungskosten)</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Verm\u00f6genswerte, die das Ausfallkriterium der VIG erf\u00fcllen.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stufe\u00a00 \u2013 bereits bei Erwerb oder Ausreichung beeintr\u00e4chtigte Bonit\u00e4t</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Schuldinstrumente bewertet zu FVtOCI</div><div class=\"defaultParagraph Standard\">Da der Buchwert der Schuldinstrumente bewertet zu FVtOCI dem beizulegenden Zeitwert entspricht, f\u00fchrt die zu erfassende Risikovorsorge nicht zu einer aktivseitigen Minderung in der Bilanz. Stattdessen wird ein Betrag in H\u00f6he der Risikovorsorge, die bei einer Bewertung der Verm\u00f6genswerte zu fortgef\u00fchrten Anschaffungskosten entst\u00fcnde, im sonstigen Ergebnis mit einer entsprechenden Gegenbuchung in der Gewinn- und Verlustrechnung erfasst. Der im sonstigen Ergebnis erfasste kumulierte Gewinn wird bei Ausbuchung der Verm\u00f6genswerte erfolgswirksam umgegliedert. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Zukunftsgerichtete Informationen</div><div class=\"defaultParagraph Standard\">In den konzernweiten ECL-Modellen dient ein breites Spektrum an zukunftsgerichteten Informationen, wie externe und interne Ratings, Prognosen zu makro\u00f6konomischen Variablen oder qualitative Faktoren zur Beurteilung des Ausfallrisikos, als belastbare Informationen.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-123": {
   "value": "<div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertung von Sicherheiten und Vollstreckungsmassnahmen</div><div class=\"defaultParagraph Standard\">Um das Ausfallrisiko der VIG in Bezug auf die finanziellen Verm\u00f6genswerte zu mindern, wird wo immer m\u00f6glich der Einsatz von Sicherheiten angestrebt. Es bestehen unterschiedliche Arten von Sicherheiten, z. B. Hypotheken, Wertpapiere oder andere Arten von Sicherheiten. Sicherheiten werden nicht in der Bilanz der VIG erfasst, es sei denn, sie unterliegen Vollstreckungsma\u00dfnahmen. Erwartete Zahlungsstr\u00f6me aus Kreditbesicherungen, die gem\u00e4\u00df den IFRS nicht separat erfasst werden m\u00fcssen und als integraler Bestandteil der Vertragsbedingungen eines Schuldinstruments, f\u00fcr das ein ECL zu erfassen ist, erachtet werden, werden in die Bemessung dieses ECL einbezogen. Aufgrund dessen wirkt sich der beizulegende Zeitwert von Sicherheiten auf die Berechnung des ECL aus. </div><div class=\"defaultParagraph Standard\">Soweit m\u00f6glich werden Daten aus einem aktiven Markt zur Bewertung von als Sicherheit gehaltenen finanziellen Verm\u00f6genswerten herangezogen. Bei anderen finanziellen Verm\u00f6genswerten, deren Wert sich nicht ohne Weiteres anhand verf\u00fcgbarer Marktdaten bestimmen l\u00e4sst, erfolgt die Bewertung anhand von Bewertungsmodellen. Nichtfinanzielle Sicherheiten wie Immobilien werden entweder intern oder auf Grundlage von Wertgutachten Dritter bewertet.</div><div class=\"defaultParagraph Standard\">Auch unwiderrufliche und uneingeschr\u00e4nkte Garantien werden bei der Bemessung des ECL ber\u00fccksichtigt.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForCollateralExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-124": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertungskategorien f\u00fcr finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Finanzielle Verbindlichkeiten, au\u00dfer Kreditzusagen und finanzielle Garantien, werden zu fortgef\u00fchrten Anschaffungskosten oder erfolgswirksam zum beizulegenden Zeitwert bewertet, sofern sie zu Handelszwecken gehalten werden oder es sich bei ihnen um derivative Finanzinstrumente handelt. Die VIG hat kein wesentliches Portfolio finanzieller Verbindlichkeiten, die zur Designation als erfolgswirksam zum beizulegenden Zeitwert bewertet werden. Alle Derivate mit einem negativen beizulegenden Zeitwert werden als Verbindlichkeiten bewertet zu FVtPL ausgewiesen. Analog zu den finanziellen Verm\u00f6genswerten werden finanzielle Verbindlichkeiten mit ihrem \u201eDirty Value\u201c erfasst.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung und wesentliche \u00c4nderung finanzieller Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Eine finanzielle Verbindlichkeit wird ausgebucht, wenn die ihr zugrundeliegende Verpflichtung erf\u00fcllt, aufgehoben oder erloschen ist. Wird eine bestehende finanzielle Verbindlichkeit durch eine andere finanzielle Verbindlichkeit desselben Kreditgebers mit substanziell anderen Vertragsbedingungen ausgetauscht oder werden die Bedingungen einer bestehenden Verbindlichkeit wesentlich ge\u00e4ndert, so wird ein solcher Austausch oder eine solche \u00c4nderung als Ausbuchung der urspr\u00fcnglichen Verbindlichkeit und Ansatz einer neuen Verbindlichkeit behandelt. Die Differenz zwischen dem Buchwert der urspr\u00fcnglichen finanziellen Verbindlichkeit und der gezahlten Gegenleistung wird erfolgswirksam erfasst. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erfassung von Zinsertr\u00e4gen</div><div class=\"defaultParagraph Standard\">F\u00fcr alle gem. IFRS\u00a09 zu AC und zu FVtOCI bewerteten finanziellen Verm\u00f6genswerte werden Zinsertr\u00e4ge unter Anwendung der Effektivzinsmethode erfasst. Der Effektivzinssatz ist jener Kalkulationszinssatz, mit dem die gesch\u00e4tzten zuk\u00fcnftigen Zahlungsstr\u00f6me \u00fcber die erwartete Laufzeit des finanziellen Verm\u00f6genswerts oder gegebenenfalls einen k\u00fcrzeren Zeitraum exakt auf den Bruttobuchwert des finanziellen Verm\u00f6genswerts abgezinst werden. </div><div class=\"defaultParagraph Standard\">Der Effektivzinssatz, und somit auch die fortgef\u00fchrten Anschaffungskosten des finanziellen Verm\u00f6genswerts, wird unter Ber\u00fccksichtigung der Transaktionskosten, eines Agios oder Disagios bei Akquisition des finanziellen Verm\u00f6genswerts sowie von Geb\u00fchren oder Kosten berechnet, die einen integralen Bestandteil des Effektivzinssatzes darstellen. Bei der Erfassung von Zinsertr\u00e4gen wird ein Zinssatz zugrunde gelegt, der der bestm\u00f6glichen Sch\u00e4tzung eines konstanten Zinssatzes \u00fcber die erwartete Laufzeit des Schuldinstruments entspricht. Bei variabel verzinslichen Finanzinstrumenten ver\u00e4ndert sich der Effektivzinssatz auch durch die periodisch vorgenommene Neufestlegung der Kuponzinsen, die die Entwicklung der Zinss\u00e4tze widerspiegelt.</div><div class=\"defaultParagraph Standard\">Im Posten Zinsertr\u00e4ge nach der Effektivzinsmethode<span dir=\"ltr\" style=\"font-style:italic\"> </span>werden ausschlie\u00dflich Zinsen auf Finanzinstrumente bewertet zu AC oder bewertet zu FVtOCI erfasst. Der Posten Zinsertr\u00e4ge \u00fcbrige<span dir=\"ltr\" style=\"font-style:italic\"> </span>umfasst Zinsen aus finanziellen Verm\u00f6genswerten bewertet zu FVtPL, die ebenfalls unter Ableitung des Effektivzinssatzes kalkuliert werden. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceIncomeAndCostsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-125": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertungskategorien f\u00fcr finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Finanzielle Verbindlichkeiten, au\u00dfer Kreditzusagen und finanzielle Garantien, werden zu fortgef\u00fchrten Anschaffungskosten oder erfolgswirksam zum beizulegenden Zeitwert bewertet, sofern sie zu Handelszwecken gehalten werden oder es sich bei ihnen um derivative Finanzinstrumente handelt. Die VIG hat kein wesentliches Portfolio finanzieller Verbindlichkeiten, die zur Designation als erfolgswirksam zum beizulegenden Zeitwert bewertet werden. Alle Derivate mit einem negativen beizulegenden Zeitwert werden als Verbindlichkeiten bewertet zu FVtPL ausgewiesen. Analog zu den finanziellen Verm\u00f6genswerten werden finanzielle Verbindlichkeiten mit ihrem \u201eDirty Value\u201c erfasst.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung und wesentliche \u00c4nderung finanzieller Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Eine finanzielle Verbindlichkeit wird ausgebucht, wenn die ihr zugrundeliegende Verpflichtung erf\u00fcllt, aufgehoben oder erloschen ist. Wird eine bestehende finanzielle Verbindlichkeit durch eine andere finanzielle Verbindlichkeit desselben Kreditgebers mit substanziell anderen Vertragsbedingungen ausgetauscht oder werden die Bedingungen einer bestehenden Verbindlichkeit wesentlich ge\u00e4ndert, so wird ein solcher Austausch oder eine solche \u00c4nderung als Ausbuchung der urspr\u00fcnglichen Verbindlichkeit und Ansatz einer neuen Verbindlichkeit behandelt. Die Differenz zwischen dem Buchwert der urspr\u00fcnglichen finanziellen Verbindlichkeit und der gezahlten Gegenleistung wird erfolgswirksam erfasst. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceCostsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-126": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertungskategorien f\u00fcr finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Finanzielle Verbindlichkeiten, au\u00dfer Kreditzusagen und finanzielle Garantien, werden zu fortgef\u00fchrten Anschaffungskosten oder erfolgswirksam zum beizulegenden Zeitwert bewertet, sofern sie zu Handelszwecken gehalten werden oder es sich bei ihnen um derivative Finanzinstrumente handelt. Die VIG hat kein wesentliches Portfolio finanzieller Verbindlichkeiten, die zur Designation als erfolgswirksam zum beizulegenden Zeitwert bewertet werden. Alle Derivate mit einem negativen beizulegenden Zeitwert werden als Verbindlichkeiten bewertet zu FVtPL ausgewiesen. Analog zu den finanziellen Verm\u00f6genswerten werden finanzielle Verbindlichkeiten mit ihrem \u201eDirty Value\u201c erfasst.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung und wesentliche \u00c4nderung finanzieller Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Eine finanzielle Verbindlichkeit wird ausgebucht, wenn die ihr zugrundeliegende Verpflichtung erf\u00fcllt, aufgehoben oder erloschen ist. Wird eine bestehende finanzielle Verbindlichkeit durch eine andere finanzielle Verbindlichkeit desselben Kreditgebers mit substanziell anderen Vertragsbedingungen ausgetauscht oder werden die Bedingungen einer bestehenden Verbindlichkeit wesentlich ge\u00e4ndert, so wird ein solcher Austausch oder eine solche \u00c4nderung als Ausbuchung der urspr\u00fcnglichen Verbindlichkeit und Ansatz einer neuen Verbindlichkeit behandelt. Die Differenz zwischen dem Buchwert der urspr\u00fcnglichen finanziellen Verbindlichkeit und der gezahlten Gegenleistung wird erfolgswirksam erfasst. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div><div class=\"defaultParagraph Standard\">Die in der Bilanz ausgewiesenen Verbindlichkeiten betreffen die Posten IFRS\u00a09 bewertete Verbindlichkeiten und Sonstige Verbindlichkeiten. Verbindlichkeiten gegen\u00fcber Versicherungsnehmer:innen, Versicherungsvermittler:innen und Versicherungsunternehmen, die direkt im beizulegenden Zeitwert k\u00fcnftiger Zahlungsstr\u00f6me gem. IFRS\u00a017 ausgewiesen werden, sind nicht Teil dieser Bilanzposition. Daher stehen als Verbindlichkeiten ausgewiesene Betr\u00e4ge nicht im Zusammenhang mit dem Versicherungsgesch\u00e4ft gem. IFRS\u00a017.</div><div class=\"defaultParagraph Standard\">Betreffend den Posten IFRS\u00a09 bewertete Verbindlichkeiten wird auf die Ausf\u00fchrung Finanzielle Verbindlichkeiten in den Bilanzierungs- und Bewertungsmethoden unter<span dir=\"ltr\" style=\"font-style:italic\"> </span>Punkt \u201e25.4. Finanzinstrumente\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>verwiesen. Der Posten Sonstige Verbindlichkeiten wird zu Anschaffungskosten bilanziert.</div><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-127": {
   "value": "<div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Bewertungskategorien f\u00fcr finanzielle Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Finanzielle Verbindlichkeiten, au\u00dfer Kreditzusagen und finanzielle Garantien, werden zu fortgef\u00fchrten Anschaffungskosten oder erfolgswirksam zum beizulegenden Zeitwert bewertet, sofern sie zu Handelszwecken gehalten werden oder es sich bei ihnen um derivative Finanzinstrumente handelt. Die VIG hat kein wesentliches Portfolio finanzieller Verbindlichkeiten, die zur Designation als erfolgswirksam zum beizulegenden Zeitwert bewertet werden. Alle Derivate mit einem negativen beizulegenden Zeitwert werden als Verbindlichkeiten bewertet zu FVtPL ausgewiesen. Analog zu den finanziellen Verm\u00f6genswerten werden finanzielle Verbindlichkeiten mit ihrem \u201eDirty Value\u201c erfasst.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Ausbuchung und wesentliche \u00c4nderung finanzieller Verbindlichkeiten</div><div class=\"defaultParagraph Standard\">Eine finanzielle Verbindlichkeit wird ausgebucht, wenn die ihr zugrundeliegende Verpflichtung erf\u00fcllt, aufgehoben oder erloschen ist. Wird eine bestehende finanzielle Verbindlichkeit durch eine andere finanzielle Verbindlichkeit desselben Kreditgebers mit substanziell anderen Vertragsbedingungen ausgetauscht oder werden die Bedingungen einer bestehenden Verbindlichkeit wesentlich ge\u00e4ndert, so wird ein solcher Austausch oder eine solche \u00c4nderung als Ausbuchung der urspr\u00fcnglichen Verbindlichkeit und Ansatz einer neuen Verbindlichkeit behandelt. Die Differenz zwischen dem Buchwert der urspr\u00fcnglichen finanziellen Verbindlichkeit und der gezahlten Gegenleistung wird erfolgswirksam erfasst. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-128": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erfassung von Zinsertr\u00e4gen</div><div class=\"defaultParagraph Standard\">F\u00fcr alle gem. IFRS\u00a09 zu AC und zu FVtOCI bewerteten finanziellen Verm\u00f6genswerte werden Zinsertr\u00e4ge unter Anwendung der Effektivzinsmethode erfasst. Der Effektivzinssatz ist jener Kalkulationszinssatz, mit dem die gesch\u00e4tzten zuk\u00fcnftigen Zahlungsstr\u00f6me \u00fcber die erwartete Laufzeit des finanziellen Verm\u00f6genswerts oder gegebenenfalls einen k\u00fcrzeren Zeitraum exakt auf den Bruttobuchwert des finanziellen Verm\u00f6genswerts abgezinst werden. </div><div class=\"defaultParagraph Standard\">Der Effektivzinssatz, und somit auch die fortgef\u00fchrten Anschaffungskosten des finanziellen Verm\u00f6genswerts, wird unter Ber\u00fccksichtigung der Transaktionskosten, eines Agios oder Disagios bei Akquisition des finanziellen Verm\u00f6genswerts sowie von Geb\u00fchren oder Kosten berechnet, die einen integralen Bestandteil des Effektivzinssatzes darstellen. Bei der Erfassung von Zinsertr\u00e4gen wird ein Zinssatz zugrunde gelegt, der der bestm\u00f6glichen Sch\u00e4tzung eines konstanten Zinssatzes \u00fcber die erwartete Laufzeit des Schuldinstruments entspricht. Bei variabel verzinslichen Finanzinstrumenten ver\u00e4ndert sich der Effektivzinssatz auch durch die periodisch vorgenommene Neufestlegung der Kuponzinsen, die die Entwicklung der Zinss\u00e4tze widerspiegelt.</div><div class=\"defaultParagraph Standard\">Im Posten Zinsertr\u00e4ge nach der Effektivzinsmethode<span dir=\"ltr\" style=\"font-style:italic\"> </span>werden ausschlie\u00dflich Zinsen auf Finanzinstrumente bewertet zu AC oder bewertet zu FVtOCI erfasst. Der Posten Zinsertr\u00e4ge \u00fcbrige<span dir=\"ltr\" style=\"font-style:italic\"> </span>umfasst Zinsen aus finanziellen Verm\u00f6genswerten bewertet zu FVtPL, die ebenfalls unter Ableitung des Effektivzinssatzes kalkuliert werden. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-129": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">R\u00fcckkaufvereinbarungen und umgekehrte R\u00fcckkaufvereinbarungen</div><div class=\"defaultParagraph Standard\">Wertpapiere, die im Rahmen von R\u00fcckkaufvereinbarungen verkauft werden, werden nicht aus der Bilanz ausgebucht, da im Wesentlichen alle mit dem Eigentum verbundenen Risiken und Chancen zur\u00fcckbehalten werden. Die entsprechenden erhaltenen Barmittel werden in der konsolidierten Bilanz als Verm\u00f6genswert mit einer entsprechenden R\u00fcckgabeverpflichtung einschlie\u00dflich aufgelaufener Zinsen als Verbindlichkeit innerhalb der Barsicherheiten f\u00fcr Wertpapierleihe und R\u00fcckkaufvereinbarungen ausgewiesen. Dies spiegelt den wirtschaftlichen Gehalt der Transaktion als Ausleihung an die VIG wider. Die Differenz zwischen dem Verkaufs- und R\u00fcckkaufpreis wird als Zinsaufwendung behandelt und \u00fcber die Laufzeit der Vereinbarung abgegrenzt. </div><div class=\"defaultParagraph Standard\">Dagegen werden Wertpapiere, die im Rahmen von umgekehrten R\u00fcckkaufvereinbarungsgesch\u00e4ften erworben werden, nicht in der Bilanz erfasst. Der gezahlte Betrag, einschlie\u00dflich abgegrenzter Zinsen, wird in der Bilanz in den Ausleihungen bewertet zu AC erfasst. Die Differenz zwischen dem Kauf- und Wiederverkaufspreis wird im entsprechenden kurzfristigen Posten in der Gewinn- und Verlustrechnung erfasst und unter Anwendung der Effektivzinsmethode berechnet.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-130": {
   "value": "<span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.5. </span><div class=\"list-paragraph-container\">Gesch\u00e4fts- oder Firmenwerte</div></div><div class=\"defaultParagraph Standard\">Gesch\u00e4fts- oder Firmenwerte werden in der funktionalen W\u00e4hrung der jeweiligen Einheit gef\u00fchrt. Die Bewertung des Postens Gesch\u00e4fts- oder Firmenwerte erfolgt zu Anschaffungskosten abz\u00fcglich kumulierter Wertminderungsaufwendungen. Bei Investitionen in Beteiligungsunternehmen ist der Gesch\u00e4fts- oder Firmenwert im fortgeschriebenen Beteiligungsbuchwert enthalten.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Wertminderungen</div><div class=\"defaultParagraph Standard\">Zum Zweck der \u00dcberpr\u00fcfung von Gesch\u00e4fts- oder Firmenwerten werden die Tochterunternehmen auf Ebene der geographischen L\u00e4nder zu einer zahlungsmittelgenerierenden Einheit (CGU-Gruppe) zusammengefasst. Diese CGU-Gruppen, auf deren Basis der Wertminderungstest durchgef\u00fchrt wird, entsprechen den Gesch\u00e4ftssegmenten. Die \u00dcberpr\u00fcfung der Werthaltigkeit der Markenrechte erfolgt zus\u00e4tzlich einzeln unter Anwendung des Lizenzpreisanalogieverfahrens. Bei immateriellen Verm\u00f6genswerten mit unbegrenzter Nutzungsdauer (Firmenwerte und aktivierte Markenrechte) erfolgt eine solche \u00dcberpr\u00fcfung im Fall eines ausl\u00f6senden Ereignisses (Triggering Event) auch unterj\u00e4hrig, jedoch zumindest zum Ende des Gesch\u00e4ftsjahres.</div><div class=\"defaultParagraph Standard\">Als erzielbarer Betrag (Recoverable Amount) der CGU-Gruppe wird grunds\u00e4tzlich der Nutzungswert unter Anwendung der ertragsorientierten Discounted Cash flow-Methode ermittelt. In jenen F\u00e4llen, wo der Nutzungswert unter dem Buchwert liegt, wird zus\u00e4tzlich der Zeitwert abz\u00fcglich Ver\u00e4u\u00dferungskosten ermittelt. F\u00fcr die Ermittlung des beizulegenden Zeitwerts abz\u00fcglich Ver\u00e4u\u00dferungskosten wird auf Trailing-B\u00f6rsenmultiplikatoren zur\u00fcckgegriffen.</div><div class=\"defaultParagraph Standard\">Um den Nutzungswert zu ermitteln, werden die f\u00fcr die Anteilseigner verf\u00fcgbaren Cash flows von f\u00fcnf Planjahren und die nachfolgende ewige Rente diskontiert. Alle Tochtergesellschaften erstellen Detailplanungsrechnungen in lokaler W\u00e4hrung f\u00fcr drei Jahre, welche in den Aufsichtsratssitzungen eingereicht und zentral im Rahmen des Planungs- und Kontrollprozesses plausibilisiert werden. Die Weiterentwicklung der Detailplanungsrechnung f\u00fcr weitere zwei Jahre und f\u00fcr die ewige Rente erfolgt mittels Prognostizierung von Schl\u00fcsselparametern (u.a. Combined Ratios, Entwicklung der versicherungstechnischen Ertr\u00e4ge, Kapitalveranlagungsergebnis) basierend auf deren historischen Entwicklungen und Erwartungen hinsichtlich der zuk\u00fcnftigen Marktentwicklung. Die prognostizierten Cash flows der ewigen Rente werden demnach als nachhaltig erzielbar erachtet. F\u00fcr die Umrechnung in Euro wird der Stichtagskurs zum jeweiligen Bilanzstichtag herangezogen.</div><div class=\"defaultParagraph Standard\">Identifizierbare Klimarisiken sind \u00fcber Tarifierung und Reservierung im Best Estimate der versicherungstechnischen R\u00fcckstellungen enthalten. In den Planrechnungen werden diese identifizierbaren Klimarisiken implizit im Erwartungswert der Cash flows und in der Solvenzkapitalanforderung, welche f\u00fcr den Wertminderungstest herangezogen werden, ber\u00fccksichtigt. Die VIG bietet Versicherungen gegen Gro\u00dfwetterereignisse an, welche jedoch strengen R\u00fcckversicherungsrichtlinien unterliegen.</div><div class=\"defaultParagraph Standard\">Den CGU-Gruppen wird das gesamte Verm\u00f6gen des versicherungstechnischen Gesch\u00e4fts zugeordnet. Dazu geh\u00f6ren neben den Gesch\u00e4fts- und Firmenwerten und Markenrechten auch alle aktivierten Kundenst\u00f6cke, finanzielle Verm\u00f6genswerte sowie Forderungen, Sachanlagen und sonstige Verm\u00f6genswerte. Verbindlichkeiten aus Versicherungsvertr\u00e4gen und laufende Verbindlichkeiten werden von den Buchwerten abgezogen. Verm\u00f6genswerte, die in der VIG Holding bilanziert werden, aber von den operativ t\u00e4tigen Gesellschaften genutzt werden, werden in Form von Corporate Assets den CGU-Gruppen zugeordnet. Die Cash flows der CGU-Gruppen werden dementsprechend um verrechnete Abschreibungen von zugeordneten Corporate Assets adaptiert.</div><div class=\"defaultParagraph Standard\">F\u00fcr die Berechnung der Diskontierungss\u00e4tze wird ein Eigenkapitalkostensatz (vor Steuern) auf Basis des Capital Asset Pricing Models (CAPM) ermittelt. Dazu werden zum risikofreien Zinssatz (entspricht der Stichtagsrendite von deutschen Staatsanleihen nach der Svensson-Methode) l\u00e4nderspezifische Inflationsdifferenzen und Risikozuschl\u00e4ge sowie das branchenspezifische Marktrisiko addiert. Der Beta-Faktor wurde zum Stichtag auf Basis einer definierten Peer-Group ermittelt.</div><div class=\"defaultParagraph Standard\">Die langfristigen Wachstumsraten wurden im Gesch\u00e4ftsjahr anhand der Compound Annual Growth Rate (CAGR) mit der Annahme, dass sich die Versicherungspenetration der jeweiligen L\u00e4nder beginnend mit dem Jahr\u00a02013 in 50\u201370 Jahren den aktuellen deutschen Verh\u00e4ltnissen angleichen wird, berechnet. Zur CAGR wird ein Inflationszuschlag, entsprechend der H\u00e4lfte der in den Eigenkapitalkosten beinhalteten Inflation, <span class=\"hyperlink-no-style\"></span>addiert.</div><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.6. </span><div class=\"list-paragraph-container\">Immaterielle Verm\u00f6genswerte</div></div><div class=\"defaultParagraph Standard\">Entgeltlich erworbene immaterielle Verm\u00f6genswerte werden in der Bilanz zu Anschaffungskosten abz\u00fcglich kumulierter planm\u00e4\u00dfiger Abschreibungen und Wertminderungsaufwendungen angesetzt. Seitens der im Konsolidierungskreis befindlichen Unternehmen wurden keine nennenswerten immateriellen Verm\u00f6genswerte selbst erstellt. Alle immateriellen Verm\u00f6genswerte, mit Ausnahme von Markenrechten, haben eine begrenzte Nutzungsdauer. Daher erfolgt eine planm\u00e4\u00dfige Abschreibung des immateriellen Verm\u00f6genswerts \u00fcber den Zeitraum seiner Nutzung.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erworbene Software</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Durchschnittliche Nutzungsdauer in Jahren</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">von</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\">bis</div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Software</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\">Software wird nach der linearen Methode abgeschrieben. Weiters wird anlassbezogen untersucht, ob die jeweiligen Software-Komponenten weiter gen\u00fctzt werden k\u00f6nnen. Wenn mit hoher Wahrscheinlichkeit davon auszugehen ist, dass bestimmte IT-Systeme oder Programmteile nicht mehr oder nicht mehr vollumfassend gen\u00fctzt werden k\u00f6nnen, ist eine Wertberichtigung vorzunehmen. Sollte bei vollumf\u00e4nglichem Nutzen eine Ver\u00e4nderung der Nutzungsdauer festgestellt werden, wird die Abschreibungsdauer auf die neue Nutzungsdauer angepasst.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-131": {
   "value": "<span class=\"hyperlink-no-style\"></span><div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.5. </span><div class=\"list-paragraph-container\">Gesch\u00e4fts- oder Firmenwerte</div></div><div class=\"defaultParagraph Standard\">Gesch\u00e4fts- oder Firmenwerte werden in der funktionalen W\u00e4hrung der jeweiligen Einheit gef\u00fchrt. Die Bewertung des Postens Gesch\u00e4fts- oder Firmenwerte erfolgt zu Anschaffungskosten abz\u00fcglich kumulierter Wertminderungsaufwendungen. Bei Investitionen in Beteiligungsunternehmen ist der Gesch\u00e4fts- oder Firmenwert im fortgeschriebenen Beteiligungsbuchwert enthalten.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Wertminderungen</div><div class=\"defaultParagraph Standard\">Zum Zweck der \u00dcberpr\u00fcfung von Gesch\u00e4fts- oder Firmenwerten werden die Tochterunternehmen auf Ebene der geographischen L\u00e4nder zu einer zahlungsmittelgenerierenden Einheit (CGU-Gruppe) zusammengefasst. Diese CGU-Gruppen, auf deren Basis der Wertminderungstest durchgef\u00fchrt wird, entsprechen den Gesch\u00e4ftssegmenten. Die \u00dcberpr\u00fcfung der Werthaltigkeit der Markenrechte erfolgt zus\u00e4tzlich einzeln unter Anwendung des Lizenzpreisanalogieverfahrens. Bei immateriellen Verm\u00f6genswerten mit unbegrenzter Nutzungsdauer (Firmenwerte und aktivierte Markenrechte) erfolgt eine solche \u00dcberpr\u00fcfung im Fall eines ausl\u00f6senden Ereignisses (Triggering Event) auch unterj\u00e4hrig, jedoch zumindest zum Ende des Gesch\u00e4ftsjahres.</div><div class=\"defaultParagraph Standard\">Als erzielbarer Betrag (Recoverable Amount) der CGU-Gruppe wird grunds\u00e4tzlich der Nutzungswert unter Anwendung der ertragsorientierten Discounted Cash flow-Methode ermittelt. In jenen F\u00e4llen, wo der Nutzungswert unter dem Buchwert liegt, wird zus\u00e4tzlich der Zeitwert abz\u00fcglich Ver\u00e4u\u00dferungskosten ermittelt. F\u00fcr die Ermittlung des beizulegenden Zeitwerts abz\u00fcglich Ver\u00e4u\u00dferungskosten wird auf Trailing-B\u00f6rsenmultiplikatoren zur\u00fcckgegriffen.</div><div class=\"defaultParagraph Standard\">Um den Nutzungswert zu ermitteln, werden die f\u00fcr die Anteilseigner verf\u00fcgbaren Cash flows von f\u00fcnf Planjahren und die nachfolgende ewige Rente diskontiert. Alle Tochtergesellschaften erstellen Detailplanungsrechnungen in lokaler W\u00e4hrung f\u00fcr drei Jahre, welche in den Aufsichtsratssitzungen eingereicht und zentral im Rahmen des Planungs- und Kontrollprozesses plausibilisiert werden. Die Weiterentwicklung der Detailplanungsrechnung f\u00fcr weitere zwei Jahre und f\u00fcr die ewige Rente erfolgt mittels Prognostizierung von Schl\u00fcsselparametern (u.a. Combined Ratios, Entwicklung der versicherungstechnischen Ertr\u00e4ge, Kapitalveranlagungsergebnis) basierend auf deren historischen Entwicklungen und Erwartungen hinsichtlich der zuk\u00fcnftigen Marktentwicklung. Die prognostizierten Cash flows der ewigen Rente werden demnach als nachhaltig erzielbar erachtet. F\u00fcr die Umrechnung in Euro wird der Stichtagskurs zum jeweiligen Bilanzstichtag herangezogen.</div><div class=\"defaultParagraph Standard\">Identifizierbare Klimarisiken sind \u00fcber Tarifierung und Reservierung im Best Estimate der versicherungstechnischen R\u00fcckstellungen enthalten. In den Planrechnungen werden diese identifizierbaren Klimarisiken implizit im Erwartungswert der Cash flows und in der Solvenzkapitalanforderung, welche f\u00fcr den Wertminderungstest herangezogen werden, ber\u00fccksichtigt. Die VIG bietet Versicherungen gegen Gro\u00dfwetterereignisse an, welche jedoch strengen R\u00fcckversicherungsrichtlinien unterliegen.</div><div class=\"defaultParagraph Standard\">Den CGU-Gruppen wird das gesamte Verm\u00f6gen des versicherungstechnischen Gesch\u00e4fts zugeordnet. Dazu geh\u00f6ren neben den Gesch\u00e4fts- und Firmenwerten und Markenrechten auch alle aktivierten Kundenst\u00f6cke, finanzielle Verm\u00f6genswerte sowie Forderungen, Sachanlagen und sonstige Verm\u00f6genswerte. Verbindlichkeiten aus Versicherungsvertr\u00e4gen und laufende Verbindlichkeiten werden von den Buchwerten abgezogen. Verm\u00f6genswerte, die in der VIG Holding bilanziert werden, aber von den operativ t\u00e4tigen Gesellschaften genutzt werden, werden in Form von Corporate Assets den CGU-Gruppen zugeordnet. Die Cash flows der CGU-Gruppen werden dementsprechend um verrechnete Abschreibungen von zugeordneten Corporate Assets adaptiert.</div><div class=\"defaultParagraph Standard\">F\u00fcr die Berechnung der Diskontierungss\u00e4tze wird ein Eigenkapitalkostensatz (vor Steuern) auf Basis des Capital Asset Pricing Models (CAPM) ermittelt. Dazu werden zum risikofreien Zinssatz (entspricht der Stichtagsrendite von deutschen Staatsanleihen nach der Svensson-Methode) l\u00e4nderspezifische Inflationsdifferenzen und Risikozuschl\u00e4ge sowie das branchenspezifische Marktrisiko addiert. Der Beta-Faktor wurde zum Stichtag auf Basis einer definierten Peer-Group ermittelt.</div><div class=\"defaultParagraph Standard\">Die langfristigen Wachstumsraten wurden im Gesch\u00e4ftsjahr anhand der Compound Annual Growth Rate (CAGR) mit der Annahme, dass sich die Versicherungspenetration der jeweiligen L\u00e4nder beginnend mit dem Jahr\u00a02013 in 50\u201370 Jahren den aktuellen deutschen Verh\u00e4ltnissen angleichen wird, berechnet. Zur CAGR wird ein Inflationszuschlag, entsprechend der H\u00e4lfte der in den Eigenkapitalkosten beinhalteten Inflation, <span class=\"hyperlink-no-style\"></span>addiert.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-132": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Wertminderungen</div><div class=\"defaultParagraph Standard\">Zum Zweck der \u00dcberpr\u00fcfung von Gesch\u00e4fts- oder Firmenwerten werden die Tochterunternehmen auf Ebene der geographischen L\u00e4nder zu einer zahlungsmittelgenerierenden Einheit (CGU-Gruppe) zusammengefasst. Diese CGU-Gruppen, auf deren Basis der Wertminderungstest durchgef\u00fchrt wird, entsprechen den Gesch\u00e4ftssegmenten. Die \u00dcberpr\u00fcfung der Werthaltigkeit der Markenrechte erfolgt zus\u00e4tzlich einzeln unter Anwendung des Lizenzpreisanalogieverfahrens. Bei immateriellen Verm\u00f6genswerten mit unbegrenzter Nutzungsdauer (Firmenwerte und aktivierte Markenrechte) erfolgt eine solche \u00dcberpr\u00fcfung im Fall eines ausl\u00f6senden Ereignisses (Triggering Event) auch unterj\u00e4hrig, jedoch zumindest zum Ende des Gesch\u00e4ftsjahres.</div><div class=\"defaultParagraph Standard\">Als erzielbarer Betrag (Recoverable Amount) der CGU-Gruppe wird grunds\u00e4tzlich der Nutzungswert unter Anwendung der ertragsorientierten Discounted Cash flow-Methode ermittelt. In jenen F\u00e4llen, wo der Nutzungswert unter dem Buchwert liegt, wird zus\u00e4tzlich der Zeitwert abz\u00fcglich Ver\u00e4u\u00dferungskosten ermittelt. F\u00fcr die Ermittlung des beizulegenden Zeitwerts abz\u00fcglich Ver\u00e4u\u00dferungskosten wird auf Trailing-B\u00f6rsenmultiplikatoren zur\u00fcckgegriffen.</div><div class=\"defaultParagraph Standard\">Um den Nutzungswert zu ermitteln, werden die f\u00fcr die Anteilseigner verf\u00fcgbaren Cash flows von f\u00fcnf Planjahren und die nachfolgende ewige Rente diskontiert. Alle Tochtergesellschaften erstellen Detailplanungsrechnungen in lokaler W\u00e4hrung f\u00fcr drei Jahre, welche in den Aufsichtsratssitzungen eingereicht und zentral im Rahmen des Planungs- und Kontrollprozesses plausibilisiert werden. Die Weiterentwicklung der Detailplanungsrechnung f\u00fcr weitere zwei Jahre und f\u00fcr die ewige Rente erfolgt mittels Prognostizierung von Schl\u00fcsselparametern (u.a. Combined Ratios, Entwicklung der versicherungstechnischen Ertr\u00e4ge, Kapitalveranlagungsergebnis) basierend auf deren historischen Entwicklungen und Erwartungen hinsichtlich der zuk\u00fcnftigen Marktentwicklung. Die prognostizierten Cash flows der ewigen Rente werden demnach als nachhaltig erzielbar erachtet. F\u00fcr die Umrechnung in Euro wird der Stichtagskurs zum jeweiligen Bilanzstichtag herangezogen.</div><div class=\"defaultParagraph Standard\">Identifizierbare Klimarisiken sind \u00fcber Tarifierung und Reservierung im Best Estimate der versicherungstechnischen R\u00fcckstellungen enthalten. In den Planrechnungen werden diese identifizierbaren Klimarisiken implizit im Erwartungswert der Cash flows und in der Solvenzkapitalanforderung, welche f\u00fcr den Wertminderungstest herangezogen werden, ber\u00fccksichtigt. Die VIG bietet Versicherungen gegen Gro\u00dfwetterereignisse an, welche jedoch strengen R\u00fcckversicherungsrichtlinien unterliegen.</div><div class=\"defaultParagraph Standard\">Den CGU-Gruppen wird das gesamte Verm\u00f6gen des versicherungstechnischen Gesch\u00e4fts zugeordnet. Dazu geh\u00f6ren neben den Gesch\u00e4fts- und Firmenwerten und Markenrechten auch alle aktivierten Kundenst\u00f6cke, finanzielle Verm\u00f6genswerte sowie Forderungen, Sachanlagen und sonstige Verm\u00f6genswerte. Verbindlichkeiten aus Versicherungsvertr\u00e4gen und laufende Verbindlichkeiten werden von den Buchwerten abgezogen. Verm\u00f6genswerte, die in der VIG Holding bilanziert werden, aber von den operativ t\u00e4tigen Gesellschaften genutzt werden, werden in Form von Corporate Assets den CGU-Gruppen zugeordnet. Die Cash flows der CGU-Gruppen werden dementsprechend um verrechnete Abschreibungen von zugeordneten Corporate Assets adaptiert.</div><div class=\"defaultParagraph Standard\">F\u00fcr die Berechnung der Diskontierungss\u00e4tze wird ein Eigenkapitalkostensatz (vor Steuern) auf Basis des Capital Asset Pricing Models (CAPM) ermittelt. Dazu werden zum risikofreien Zinssatz (entspricht der Stichtagsrendite von deutschen Staatsanleihen nach der Svensson-Methode) l\u00e4nderspezifische Inflationsdifferenzen und Risikozuschl\u00e4ge sowie das branchenspezifische Marktrisiko addiert. Der Beta-Faktor wurde zum Stichtag auf Basis einer definierten Peer-Group ermittelt.</div><div class=\"defaultParagraph Standard\">Die langfristigen Wachstumsraten wurden im Gesch\u00e4ftsjahr anhand der Compound Annual Growth Rate (CAGR) mit der Annahme, dass sich die Versicherungspenetration der jeweiligen L\u00e4nder beginnend mit dem Jahr\u00a02013 in 50\u201370 Jahren den aktuellen deutschen Verh\u00e4ltnissen angleichen wird, berechnet. Zur CAGR wird ein Inflationszuschlag, entsprechend der H\u00e4lfte der in den Eigenkapitalkosten beinhalteten Inflation, <span class=\"hyperlink-no-style\"></span>addiert.</div><div class=\"defaultParagraph Standard\">Ist der beizulegende Zeitwert kleiner als der Buchwert (Anschaffungskosten abz\u00fcglich kumulierter planm\u00e4\u00dfiger Abschreibungen und bereits ber\u00fccksichtigten Wertminderungen), liegt eine Wertminderung vor. Demzufolge wird der Buchwert erfolgswirksam auf den niedrigeren beizulegenden Zeitwert abgeschrieben. F\u00fcr das Feststellen einer Wertaufholung ist die gleiche Methode wie f\u00fcr eine Wertminderung anzuwenden. Zu jedem Bilanzstichtag wird \u00fcberpr\u00fcft, ob Anzeichen daf\u00fcr vorliegen, dass eine Wertaufholung stattgefunden hat. Der Buchwert nach Wertaufholung darf jenen unter Ber\u00fccksichtigung von planm\u00e4\u00dfigen Abschreibungen, ohne Abzug von Wertminderungen, nicht \u00fcbersteigen.</div><div class=\"defaultParagraph Standard\">Sowohl Wertminderungen als auch Wertaufholungen werden in der Gewinn- und Verlustrechnung erfasst und sind in Anhangangabe \u201e9. Details zur Konzerngewinn- und -verlustrechnung\u201c ersichtlich. Die beizulegenden Zeitwerte und die Level-Hierarchie gem\u00e4\u00df IFRS\u00a013 sind unter \u201e17.\u00a0Bemessung des beizulegenden Zeitwerts\u201c angef\u00fchrt.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-133": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.6. </span><div class=\"list-paragraph-container\">Immaterielle Verm\u00f6genswerte</div></div><div class=\"defaultParagraph Standard\">Entgeltlich erworbene immaterielle Verm\u00f6genswerte werden in der Bilanz zu Anschaffungskosten abz\u00fcglich kumulierter planm\u00e4\u00dfiger Abschreibungen und Wertminderungsaufwendungen angesetzt. Seitens der im Konsolidierungskreis befindlichen Unternehmen wurden keine nennenswerten immateriellen Verm\u00f6genswerte selbst erstellt. Alle immateriellen Verm\u00f6genswerte, mit Ausnahme von Markenrechten, haben eine begrenzte Nutzungsdauer. Daher erfolgt eine planm\u00e4\u00dfige Abschreibung des immateriellen Verm\u00f6genswerts \u00fcber den Zeitraum seiner Nutzung.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erworbene Software</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Durchschnittliche Nutzungsdauer in Jahren</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">von</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\">bis</div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Software</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\">Software wird nach der linearen Methode abgeschrieben. Weiters wird anlassbezogen untersucht, ob die jeweiligen Software-Komponenten weiter gen\u00fctzt werden k\u00f6nnen. Wenn mit hoher Wahrscheinlichkeit davon auszugehen ist, dass bestimmte IT-Systeme oder Programmteile nicht mehr oder nicht mehr vollumfassend gen\u00fctzt werden k\u00f6nnen, ist eine Wertberichtigung vorzunehmen. Sollte bei vollumf\u00e4nglichem Nutzen eine Ver\u00e4nderung der Nutzungsdauer festgestellt werden, wird die Abschreibungsdauer auf die neue Nutzungsdauer angepasst.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-134": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.6. </span><div class=\"list-paragraph-container\">Immaterielle Verm\u00f6genswerte</div></div><div class=\"defaultParagraph Standard\">Entgeltlich erworbene immaterielle Verm\u00f6genswerte werden in der Bilanz zu Anschaffungskosten abz\u00fcglich kumulierter planm\u00e4\u00dfiger Abschreibungen und Wertminderungsaufwendungen angesetzt. Seitens der im Konsolidierungskreis befindlichen Unternehmen wurden keine nennenswerten immateriellen Verm\u00f6genswerte selbst erstellt. Alle immateriellen Verm\u00f6genswerte, mit Ausnahme von Markenrechten, haben eine begrenzte Nutzungsdauer. Daher erfolgt eine planm\u00e4\u00dfige Abschreibung des immateriellen Verm\u00f6genswerts \u00fcber den Zeitraum seiner Nutzung.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Erworbene Software</div><div class=\"defaultParagraph StandardohneAbstand\" style=\"page-break-after:avoid\"></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Durchschnittliche Nutzungsdauer in Jahren</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">von</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\">bis</div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Software</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">3</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\">13</div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph Standard\" style=\"margin-top:13px\">Software wird nach der linearen Methode abgeschrieben. Weiters wird anlassbezogen untersucht, ob die jeweiligen Software-Komponenten weiter gen\u00fctzt werden k\u00f6nnen. Wenn mit hoher Wahrscheinlichkeit davon auszugehen ist, dass bestimmte IT-Systeme oder Programmteile nicht mehr oder nicht mehr vollumfassend gen\u00fctzt werden k\u00f6nnen, ist eine Wertberichtigung vorzunehmen. Sollte bei vollumf\u00e4nglichem Nutzen eine Ver\u00e4nderung der Nutzungsdauer festgestellt werden, wird die Abschreibungsdauer auf die neue Nutzungsdauer angepasst.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForProgrammingAssetsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-135": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.7. </span><div class=\"list-paragraph-container\">Als Finanzinvestition gehaltene Immobilien</div></div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span>F\u00fcr Liegenschaften, die sowohl selbst- als auch fremdgenutzt werden, wird eine Trennung vorgenommen. Falls die 20<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%-Grenze nicht \u00fcberschritten wird, kann die gesamte Liegenschaft in der \u00fcberwiegenden Kategorie gef\u00fchrt (80:20-Regel) werden.</div><div class=\"defaultParagraph Standard\">Immobilien werden mit Anschaffungs- oder Herstellungskosten abz\u00fcglich kumulierter planm\u00e4\u00dfiger Abschreibungen und Wertminderungsaufwendungen bewertet. Die Anschaffungs- oder Herstellungskosten umfassen alle Kosten, die angefallen sind, um den Gegenstand an bzw. in seinen derzeitigen Ort und Zustand zu versetzen. In sp\u00e4teren Perioden anfallende Kosten werden nur dann aktiviert, wenn sie zu einer wesentlichen Erh\u00f6hung der k\u00fcnftigen Nutzungsm\u00f6glichkeit des Geb\u00e4udes (z.B. durch entsprechende Ausbauten oder erstmalige Einbauten) f\u00fchren. Die Abschreibung erfolgt linear \u00fcber die erwartete wirtschaftliche Nutzungsdauer. </div><span class=\"hyperlink-no-style\"></span><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Durchschnittliche Nutzungsdauer in Jahren</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">von</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\">bis</div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Geb\u00e4ude</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">29</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\">48</div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift4\" style=\"margin-top:13px; padding-right:0px\">Bewertungsprozess</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">Der Bewertungsprozess zur Ableitung des beizulegenden Zeitwerts f\u00fcr die Posten Als Finanzinvestition gehaltene und Selbst</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">genutzte Immobilien wird in </span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">Anhangangabe </span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">\u201e</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">25.9</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">. </span>Bemessung des beizulegenden Zeitwerts\u201c n\u00e4her er\u00f6rtert.</div><div class=\"defaultParagraph Standard\">Ist der beizulegende Zeitwert kleiner als der Buchwert (Anschaffungskosten abz\u00fcglich kumulierter planm\u00e4\u00dfiger Abschreibungen und bereits ber\u00fccksichtigten Wertminderungen), liegt eine Wertminderung vor. Demzufolge wird der Buchwert erfolgswirksam auf den niedrigeren beizulegenden Zeitwert abgeschrieben. F\u00fcr das Feststellen einer Wertaufholung ist die gleiche Methode wie f\u00fcr eine Wertminderung anzuwenden. Zu jedem Bilanzstichtag wird \u00fcberpr\u00fcft, ob Anzeichen daf\u00fcr vorliegen, dass eine Wertaufholung stattgefunden hat. Der Buchwert nach Wertaufholung darf jenen unter Ber\u00fccksichtigung von planm\u00e4\u00dfigen Abschreibungen, ohne Abzug von Wertminderungen, nicht \u00fcbersteigen.</div><div class=\"defaultParagraph Standard\">Sowohl Wertminderungen als auch Wertaufholungen werden in der Gewinn- und Verlustrechnung erfasst und sind in Anhangangabe \u201e9. Details zur Konzerngewinn- und -verlustrechnung\u201c ersichtlich. Die beizulegenden Zeitwerte und die Level-Hierarchie gem\u00e4\u00df IFRS\u00a013 sind unter \u201e17.\u00a0Bemessung des beizulegenden Zeitwerts\u201c angef\u00fchrt.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-136": {
   "value": "Immobilien werden mit Anschaffungs- oder Herstellungskosten abz\u00fcglich kumulierter planm\u00e4\u00dfiger Abschreibungen und Wertminderungsaufwendungen bewertet. Die Anschaffungs- oder Herstellungskosten umfassen alle Kosten, die angefallen sind, um den Gegenstand an bzw. in seinen derzeitigen Ort und Zustand zu versetzen. In sp\u00e4teren Perioden anfallende Kosten werden nur dann aktiviert, wenn sie zu einer wesentlichen Erh\u00f6hung der k\u00fcnftigen Nutzungsm\u00f6glichkeit des Geb\u00e4udes (z.B. durch entsprechende Ausbauten oder erstmalige Einbauten) f\u00fchren. Die Abschreibung erfolgt linear \u00fcber die erwartete wirtschaftliche Nutzungsdauer. <table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d2c9efe\"><div class=\"defaultParagraph THeadsingleText\">Durchschnittliche Nutzungsdauer in Jahren</div></td><td class=\"d13e33f\"><div class=\"defaultParagraph THeadsingleNumber\">von</div></td><td class=\"d9544e1\"><div class=\"defaultParagraph THeadsingleNumber\">bis</div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Als Finanzinvestition gehaltene Geb\u00e4ude</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">29</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\">48</div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"e3b523\"><div class=\"defaultParagraph THeadsingleText\">Durchschnittliche Nutzungsdauer in Jahren</div></td><td class=\"d53b07\"><div class=\"defaultParagraph THeadsingleNumber\">von</div></td><td class=\"d4e2c2a\"><div class=\"defaultParagraph THeadsingleNumber\">bis</div></td></tr><tr><td class=\"d6bcdca\"><div class=\"defaultParagraph TBodynormalText\">Selbstgenutzte Geb\u00e4ude</div></td><td class=\"d2b891b\"><div class=\"defaultParagraph TBodynormalNumber\">27</div></td><td class=\"d016276\"><div class=\"defaultParagraph TBodynormalNumber\">47</div></td></tr><tr><td class=\"d4d3f47\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"c0e298\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d3114ad\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-137": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.8. </span><div class=\"list-paragraph-container\">Selbstgenutzte Immobilien</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Selbstgenutzte Immobilien</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid; margin-bottom:15px\">Bez\u00fcglich der angewandten Bilanzierungs- und Bewertungsmethoden wird auf jene Ausf\u00fchrungen verwiesen, die unter \u201e25.7. Als Finanzinvestition gehaltene Immobilien\u201c dargelegt sind. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-138": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.10. </span><div class=\"list-paragraph-container\">Konzerneigenkapital</div></div><div class=\"defaultParagraph Standard\">Die Posten Grundkapital und Sonstige Kapitalr\u00fccklagen enthalten die von den Aktion\u00e4r:innen der VIG Holding auf die Aktien eingezahlten Betr\u00e4ge. Im Posten Sonstige Kapitalr\u00fccklagen ist jener Teil der eingezahlten Betr\u00e4ge, der \u00fcber das Grundkapital hinausgeht, dargestellt. Die R\u00fccklage wird um jene extern verursachten Kosten gemindert, die unmittelbar mit Eigenkapitalma\u00dfnahmen zusammenh\u00e4ngen (nach Ber\u00fccksichtigung von Steuereffekten).</div><div class=\"defaultParagraph Standard\">Als Gewinnr\u00fccklagen sind jene Gewinne ausgewiesen, die Tochterunternehmen seit ihrer Zugeh\u00f6rigkeit zur VIG-Versicherungsgruppe erzielt haben. Diese werden um die von der VIG Holding ausgesch\u00fctteten Dividenden reduziert. Dar\u00fcber hinaus werden Betr\u00e4ge aus der Ver\u00e4nderung des Konsolidierungskreises hier erfasst. Bei \u00c4nderungen von Bilanzierungs- und Bewertungsmethoden wird der Anpassungsbetrag f\u00fcr fr\u00fchere Perioden, die nicht in den Abschluss einbezogen werden, im Er\u00f6ffnungsbilanzwert der Gewinnr\u00fccklagen der fr\u00fchesten dargestellten Periode erfasst, sofern diese Effekte nicht eindeutig anderen Teilen des Konzerneigenkapitals zugeordnet werden k\u00f6nnen.</div><div class=\"defaultParagraph Standard\">Der Posten \u00dcbrige R\u00fccklagen besteht aus nicht realisierten Gewinnen und Verlusten aus der Bewertung von Versicherungsvertr\u00e4gen und Finanzinstrumenten bewertet zu FVtOCI sowie aus versicherungsmathematischen Gewinnen und Verlusten, die nach IAS\u00a019 in der Gesamtergebnisrechnung zu erfassen sind. Dar\u00fcber hinaus werden nicht realisierte Gewinne und Verluste von at-equity bewerteten Unternehmen, Effekte aus der Anwendung von IAS\u00a029 \u2013 Hyperinflation und die aus der W\u00e4hrungsumrechnung ausl\u00e4ndischer Tochterunternehmen resultierenden Umrechnungsdifferenzen im Posten \u00dcbrige R\u00fccklagen ausgewiesen. </div><div class=\"defaultParagraph Standard\">Es gibt keine Aktien mit besonderen Kontrollrechten; hinsichtlich der Rechte des Aktion\u00e4rs Wiener St\u00e4dtische Versicherungsverein wird auf den zuvor angef\u00fchrten Absatz verwiesen.</div><div class=\"defaultParagraph Standard\">Es bestehen zum Bilanzstichtag keine bedeutenden Vereinbarungen, an denen die Gesellschaft beteiligt ist, die bei einem Kontrollwechsel in der Gesellschaft in Folge eines \u00dcbernahmeangebotes wirksam werden, sich \u00e4ndern oder enden, insbesondere keine, welche den Bestand an Beteiligungen an Versicherungsunternehmen ber\u00fchren. </div><div class=\"defaultParagraph Standard\">Entsch\u00e4digungsvereinbarungen zwischen der Gesellschaft und ihren Vorstands- und Aufsichtsratsmitgliedern oder Arbeitnehmer:innen f\u00fcr den Fall eines \u00f6ffentlichen \u00dcbernahmeangebots bestehen nicht.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Vorratsbeschl\u00fcsse</div><div class=\"defaultParagraph Standard\">Der Vorstand ist gem. \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>169 AktG bis l\u00e4ngstens 22. Mai 2030 erm\u00e4chtigt, das Grundkapital der Gesellschaft \u2013 auch in mehreren Tranchen \u2013 um bis zu Nominale EUR\u00a066.443.734,10 durch Ausgabe von bis zu 64.000.000 auf Namen oder Inhaber:in lautende St\u00fcckaktien gegen Bar- oder Sacheinlage oder eine Kombination dieser beiden zu erh\u00f6hen. \u00dcber den Inhalt der Aktienrechte, den Ausschluss der Bezugsrechte und die sonstigen Bedingungen der Aktienausgabe entscheidet der Vorstand mit Zustimmung des Aufsichtsrats. Dabei k\u00f6nnen auch Vorzugsaktien ohne Stimmrecht ausgegeben werden. Die Ausgabepreise von Stamm- und Vorzugsaktien k\u00f6nnen verschieden hoch sein.</div><div class=\"defaultParagraph Standard\">Der Vorstand wurde von der Hauptversammlung am 23. Mai 2025 erm\u00e4chtigt, mit Zustimmung des Aufsichtsrats bis zum 22.\u00a0Mai 2030 einmalig oder mehrmals Wandelschuldverschreibungen gem\u00e4\u00df \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>174\u00a0AktG, mit denen ein Umtausch- oder Bezugsrecht auf bis zu 30.000.000 St\u00fcck auf den:die Inhaber:in lautende Stammaktien der Gesellschaft mit einem anteiligen Betrag am Grundkapital von bis zu EUR\u00a031.145.500,36 verbunden ist, im Gesamtnennbetrag von bis zu EUR\u00a02.000.000.000,00, auch unter Ausschluss der Bezugsrechte, auszugeben.</div><div class=\"defaultParagraph Standard\">Das Grundkapital ist demnach gem. \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>159 (2) Z1 AktG um bis zu EUR\u00a031.145.500,36 durch Ausgabe von bis zu 30.000.000 auf den:die Inhaber:in lautende Stammaktien bedingt erh\u00f6ht. Die bedingte Kapitalerh\u00f6hung wird nur insoweit durchgef\u00fchrt, als Inhaber:innen von auf der Grundlage des Hauptversammlungsbeschlusses vom 23. Mai 2025 ausgegebenen Wandelschuldverschreibungen von dem ihnen einger\u00e4umten Bezugs- oder Umtauschrecht Gebrauch machen. Bislang hat der Vorstand keinen Beschluss \u00fcber die Ausgabe von Wandelschuldverschreibungen auf Grundlage der am 23. Mai 2025 erteilten Erm\u00e4chtigung gefasst.</div><div class=\"defaultParagraph Standard\">Der Vorstand wurde von der Hauptversammlung am 23. Mai 2025 weiters erm\u00e4chtigt, mit Zustimmung des Aufsichtsrats gem. \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>174 (2) AktG bis 22. Mai 2030 Gewinnschuldverschreibungen im Gesamtnennbetrag von bis zu EUR\u00a02.000.000.000,00, auch in mehreren Tranchen, auch unter Ausschluss der Bezugsrechte, auszugeben. Bislang hat der Vorstand auf Grundlage dieser Erm\u00e4chtigung keinen Beschluss \u00fcber die Ausgabe von Gewinnschuldverschreibungen gefasst.</div><div class=\"defaultParagraph Standard\">Der Vorstand wurde von der Hauptversammlung am 23. Mai 2025 erm\u00e4chtigt, gem. \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>65 (1) Z4 und Z8 sowie (1a) sowie (1b)\u00a0AktG bis zum gesetzlich jeweils h\u00f6chstzul\u00e4ssigen Bestand an eigenen Aktien, einmal oder auch mehrfach im Ausma\u00df von insgesamt bis zu 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% des Grundkapital auf den:die Inhaber:in lautende eigene Stammaktien w\u00e4hrend einer Geltungsdauer von 30\u00a0Monaten ab dem Tag der Beschlussfassung der Hauptversammlung zu erwerben. Der beim R\u00fcckerwerb zu leistende Gegenwert darf nicht niedriger als maximal 50<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% unter und nicht h\u00f6her als maximal 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% \u00fcber dem durchschnittlichen, ungewichteten B\u00f6rseschlusskurs an der Wiener B\u00f6rse der dem R\u00fcckerwerb vorhergehenden zehn B\u00f6rsetage betragen. Der Erwerb kann nach Wahl des Vorstands \u00fcber die B\u00f6rse oder durch ein \u00f6ffentliches Angebot oder auf eine sonstige gesetzlich zul\u00e4ssige, zweckm\u00e4\u00dfige Art erfolgen. Im Falle des R\u00fcckerwerbs \u00fcber ein \u00f6ffentliches Angebot ist der Stichtag f\u00fcr das Ende des Durchrechnungszeitraums der Tag, an dem die Absicht bekannt gemacht wird, ein \u00f6ffentliches Angebot zu stellen (\u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>5\u00a0(2)\u00a0und (3) \u00dcbernahmegesetz).</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Der Vorstand wurde weiters f\u00fcr die Dauer von f\u00fcnf Jahren ab Beschlussfassung erm\u00e4chtigt, die erworbenen eigenen Aktien unter Ausschluss des Bezugsrechts</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zur Ausgabe von Aktien an Arbeitnehmer:innen und leitende Angestellte der Gesellschaft oder an Arbeitnehmer:innen, leitende Angestellte und Mitglieder des Vorstands von mit der Gesellschaft verbundenen Unternehmen zu verwenden;</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">zur Bedienung von Wandelschuldverschreibungen, die auf Grundlage des Beschlusses der Hauptversammlung am 23.\u00a0Mai\u00a02025 ausgegeben werden, zu verwenden; und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">auf eine andere gesetzlich zul\u00e4ssige Art als \u00fcber die B\u00f6rse oder durch ein \u00f6ffentliches Angebot zu ver\u00e4u\u00dfern. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Bislang hat der Vorstand von diesen Erm\u00e4chtigungen keinen Gebrauch gemacht. </div><div class=\"defaultParagraph Standard\">Der Konzern h\u00e4lt zum Bilanzstichtag keine eigenen Aktien.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-139": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.10. </span><div class=\"list-paragraph-container\">Konzerneigenkapital</div></div><div class=\"defaultParagraph Standard\">Die Posten Grundkapital und Sonstige Kapitalr\u00fccklagen enthalten die von den Aktion\u00e4r:innen der VIG Holding auf die Aktien eingezahlten Betr\u00e4ge. Im Posten Sonstige Kapitalr\u00fccklagen ist jener Teil der eingezahlten Betr\u00e4ge, der \u00fcber das Grundkapital hinausgeht, dargestellt. Die R\u00fccklage wird um jene extern verursachten Kosten gemindert, die unmittelbar mit Eigenkapitalma\u00dfnahmen zusammenh\u00e4ngen (nach Ber\u00fccksichtigung von Steuereffekten).</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-140": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.11. </span><div class=\"list-paragraph-container\">R\u00fcckstellungen</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Allgemein</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">R\u00fcckstellungen werden angesetzt, wenn</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">eine rechtliche oder faktische Verpflichtung gegen\u00fcber einem Dritten aufgrund eines vergangenen Ereignisses besteht,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">es wahrscheinlich ist, dass diese Verpflichtung zu einem Abfluss von Ressourcen f\u00fchren wird und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">eine verl\u00e4ssliche Sch\u00e4tzung der H\u00f6he der Verpflichtung m\u00f6glich ist.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">R\u00fcckstellungen werden mit jenem Wert angesetzt, der die bestm\u00f6gliche Sch\u00e4tzung der zur Erf\u00fcllung der Verpflichtung erforderlichen Ausgabe darstellt. Unterscheidet sich der auf Basis eines markt\u00fcblichen Zinssatzes ermittelte Barwert der R\u00fcckstellung wesentlich vom Nominalwert, wird der Barwert der Verpflichtung angesetzt. Im Posten R\u00fcckstellungen werden auch Personalr\u00fcckstellungen ausgewiesen, bei denen es sich nicht um Pensionsr\u00fcckstellungen oder pensions\u00e4hnliche Verpflichtungen handelt (z.B. R\u00fcckstellungen f\u00fcr Jubil\u00e4umsleistungen).</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-141": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.11. </span><div class=\"list-paragraph-container\">R\u00fcckstellungen</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Allgemein</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">R\u00fcckstellungen werden angesetzt, wenn</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">eine rechtliche oder faktische Verpflichtung gegen\u00fcber einem Dritten aufgrund eines vergangenen Ereignisses besteht,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">es wahrscheinlich ist, dass diese Verpflichtung zu einem Abfluss von Ressourcen f\u00fchren wird und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">eine verl\u00e4ssliche Sch\u00e4tzung der H\u00f6he der Verpflichtung m\u00f6glich ist.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">R\u00fcckstellungen werden mit jenem Wert angesetzt, der die bestm\u00f6gliche Sch\u00e4tzung der zur Erf\u00fcllung der Verpflichtung erforderlichen Ausgabe darstellt. Unterscheidet sich der auf Basis eines markt\u00fcblichen Zinssatzes ermittelte Barwert der R\u00fcckstellung wesentlich vom Nominalwert, wird der Barwert der Verpflichtung angesetzt. Im Posten R\u00fcckstellungen werden auch Personalr\u00fcckstellungen ausgewiesen, bei denen es sich nicht um Pensionsr\u00fcckstellungen oder pensions\u00e4hnliche Verpflichtungen handelt (z.B. R\u00fcckstellungen f\u00fcr Jubil\u00e4umsleistungen).</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForProvisionsExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-142": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.12. </span><div class=\"list-paragraph-container\">Forderungen sowie Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Forderungen</div><div class=\"defaultParagraph Standard\">Die in der Bilanz ausgewiesenen Forderungen betreffen die Posten IFRS\u00a09 bewertete Forderungen und Sonstige Forderungen.</div><div class=\"defaultParagraph Standard\">Forderungen gegen\u00fcber Versicherungsnehmer:innen, Versicherungsvermittler:innen und Versicherungsunternehmen, die direkt im beizulegenden Zeitwert k\u00fcnftiger Zahlungsstr\u00f6me gem. IFRS\u00a017 ausgewiesen werden, sind nicht Teil dieser Bilanzposition. Daher stehen als Forderungen ausgewiesene Betr\u00e4ge nicht im Zusammenhang mit dem Versicherungsgesch\u00e4ft gem. IFRS\u00a017.</div><div class=\"defaultParagraph Standard\">Nichtversicherungsforderungen werden mit dem Transaktionspreis bewertet. Die Bewertung erfolgt auf Basis des Grundgesch\u00e4fts, wobei die Wertminderungsvorschriften gem. IFRS\u00a09 gelten.</div><div class=\"defaultParagraph Standard\" style=\"background-color:#FFFF00\">Die VIG-Versicherungsgruppe nimmt f\u00fcr Forderungen aus Lieferungen und Leistungen und Forderungen aus Leasingverh\u00e4ltnissen das Wahlrecht gem\u00e4\u00df IFRS\u00a09.5.5.15 f\u00fcr den vereinfachten Ansatz in Anspruch. Um die entsprechenden Vorgaben einzuhalten, wird eine sogenannte Wertberichtigungstabelle f\u00fcr Forderungen verwendet, welche in Anhangangabe \u201e2.4. Ausfallrisiko\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>ersichtlich ist.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherReceivablesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-143": {
   "value": "<div class=\"defaultParagraph Standard\" style=\"background-color:#FFFF00\">Die VIG-Versicherungsgruppe nimmt f\u00fcr Forderungen aus Lieferungen und Leistungen und Forderungen aus Leasingverh\u00e4ltnissen das Wahlrecht gem\u00e4\u00df IFRS\u00a09.5.5.15 f\u00fcr den vereinfachten Ansatz in Anspruch. Um die entsprechenden Vorgaben einzuhalten, wird eine sogenannte Wertberichtigungstabelle f\u00fcr Forderungen verwendet, welche in Anhangangabe \u201e2.4. Ausfallrisiko\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>ersichtlich ist.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-144": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Verbindlichkeiten und sonstige Zahlungsverpflichtungen</div><div class=\"defaultParagraph Standard\">Die in der Bilanz ausgewiesenen Verbindlichkeiten betreffen die Posten IFRS\u00a09 bewertete Verbindlichkeiten und Sonstige Verbindlichkeiten. Verbindlichkeiten gegen\u00fcber Versicherungsnehmer:innen, Versicherungsvermittler:innen und Versicherungsunternehmen, die direkt im beizulegenden Zeitwert k\u00fcnftiger Zahlungsstr\u00f6me gem. IFRS\u00a017 ausgewiesen werden, sind nicht Teil dieser Bilanzposition. Daher stehen als Verbindlichkeiten ausgewiesene Betr\u00e4ge nicht im Zusammenhang mit dem Versicherungsgesch\u00e4ft gem. IFRS\u00a017.</div><div class=\"defaultParagraph Standard\">Betreffend den Posten IFRS\u00a09 bewertete Verbindlichkeiten wird auf die Ausf\u00fchrung Finanzielle Verbindlichkeiten in den Bilanzierungs- und Bewertungsmethoden unter<span dir=\"ltr\" style=\"font-style:italic\"> </span>Punkt \u201e25.4. Finanzinstrumente\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>verwiesen. Der Posten Sonstige Verbindlichkeiten wird zu Anschaffungskosten bilanziert.</div><div class=\"defaultParagraph Standard\"></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherPayablesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-145": {
   "value": "<div class=\"defaultParagraph Notesberschrift2\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-1\" dir=\"ltr\">25.13. </span><div class=\"list-paragraph-container\">Steuern</div></div><div class=\"defaultParagraph Standard\">Der Ertragssteueraufwand umfasst die tats\u00e4chlichen und die latenten Steuern. Bei direkt im Eigenkapital erfassten Transaktionen wird auch die damit zusammenh\u00e4ngende Ertragssteuer erfolgsneutral im Eigenkapital erfasst. Die tats\u00e4chliche Steuer f\u00fcr die einzelnen Gesellschaften der VIG-Versicherungsgruppe errechnet sich aus dem steuerpflichtigen Einkommen der Gesellschaft und dem im jeweiligen Land anzuwendenden Steuersatz.</div><div class=\"defaultParagraph Standard\">Die tats\u00e4chlichen Steuern umfassen auch die mit 31.\u00a0Dezember\u00a02023 neu eingef\u00fchrte Erg\u00e4nzungssteuer aus der Umsetzung der Global Anti-Base Erosion (GloBE)-Regeln der zweiten S\u00e4ule der internationalen Steuerreform der OECD. Die EU-Richtline zur Umsetzung der GloBE-Regelungen sieht vor, dass Gewinne von multinationalen Unternehmensgruppen oder gro\u00dfen inl\u00e4ndischen Gruppen mit konsolidierten Umsatzerl\u00f6sen von mindestens EUR\u00a0750,0\u00a0Mio. einem effektiven Steuersatz von mindestens 15<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% pro Steuerhoheitsgebiet unterliegen sollen. Im Falle der Unterschreitung des effektiven Mindeststeuersatzes ist eine Erg\u00e4nzungssteuer abzuf\u00fchren. Entsprechend IAS\u00a012.4A werden potenzielle Auswirkungen auf latente Steuern im Zusammenhang mit der globalen Mindestbesteuerung nicht ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\">Die Ermittlung der latenten Steuern erfolgt nach der \u201ebalance sheet liability method\u201c f\u00fcr alle tempor\u00e4ren Unterschiede zwischen den Wertans\u00e4tzen der Verm\u00f6genswerte und Schulden im IFRS-Konzernabschluss und deren bei den einzelnen Gesellschaften bestehenden Steuerwerten. Gem\u00e4\u00df IAS\u00a012.47 werden die latenten Steuern anhand der Steuers\u00e4tze bewertet, die zum Zeitpunkt der Realisierung g\u00fcltig sind. Des Weiteren wird der wahrscheinlich realisierbare Steuervorteil aus bestehenden Verlustvortr\u00e4gen in die Ermittlung einbezogen. Ausnahmen von dieser umfassenden Steuerabgrenzung bilden Unterschiedsbetr\u00e4ge aus steuerlich nicht absetzbaren Gesch\u00e4fts- oder Firmenwerten und mit Beteiligungen zusammenh\u00e4ngende latente Steuerunterschiede. Aktive Steuerabgrenzungen werden nicht angesetzt, wenn es nicht wahrscheinlich ist, dass der enthaltene Steuervorteil realisierbar ist.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Gruppenbesteuerung in \u00d6sterreich</div><div class=\"defaultParagraph Standard\">Mit dem Gruppentr\u00e4ger Wiener St\u00e4dtische Versicherungsverein besteht eine Unternehmensgruppe gem\u00e4\u00df \u00a7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>9\u00a0KStG. Die steuerlichen Ergebnisse der Gruppenmitglieder werden dem Gruppentr\u00e4ger zugerechnet. Zur Regelung der positiven und negativen Steuerumlagen zwecks verursachungsgerechter Aufteilung der K\u00f6rperschaftsteuerbelastung wurden Vereinbarungen zwischen dem Gruppentr\u00e4ger und jedem einzelnen Gruppenmitglied getroffen. Im Fall eines positiven Einkommens des Gruppenmitglieds werden 23<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (23<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%) an den Gruppentr\u00e4ger geleistet. F\u00fcr ein negatives Einkommen werden dem Gruppenmitglied 20,7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (20,7<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%) des steuerlichen Verlusts pauschal abgegolten. Da f\u00fcr den Fall eines zugewiesenen positiven Einkommens die Steuerumlage 23<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% (23<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%) betr\u00e4gt, soll der Gruppentr\u00e4ger 10<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% des Steuervorteils aus der Gruppenbesteuerung, der durch die Einbeziehung des jeweiligen Gruppenmitglieds entstanden ist, leisten. Die liquidit\u00e4tsm\u00e4\u00dfige Glattstellung des Steuervorteils erfolgt in einem Zeitraum von drei Jahren.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Gruppenbesteuerung in Ungarn</div><div class=\"defaultParagraph Standard\">Im Jahr\u00a02024 erfolgte in Ungarn eine Umstrukturierung der steuerlichen Unternehmensgruppen. Durch die Umstrukturierung wurden zwei kleinere zu einer Unternehmensgruppe zusammengefasst und dies erm\u00f6glicht den Mitgliedern, ihre Gewinne und Verluste sowie Steuergutschriften auf konsolidierter Basis zu verrechnen. Die ungarische Unternehmensgruppe, unter der F\u00fchrung der Alfa (Ungarn), umfasst dabei sowohl ungarische Unternehmen aus den Bereichen Assistance und Verm\u00f6gensverwaltung als auch Versicherungsgesellschaften, einschlie\u00dflich der fr\u00fcheren Aegon-Gesellschaften.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-146": {
   "value": "<div class=\"defaultParagraph Standard\">Der Ertragssteueraufwand umfasst die tats\u00e4chlichen und die latenten Steuern. Bei direkt im Eigenkapital erfassten Transaktionen wird auch die damit zusammenh\u00e4ngende Ertragssteuer erfolgsneutral im Eigenkapital erfasst. Die tats\u00e4chliche Steuer f\u00fcr die einzelnen Gesellschaften der VIG-Versicherungsgruppe errechnet sich aus dem steuerpflichtigen Einkommen der Gesellschaft und dem im jeweiligen Land anzuwendenden Steuersatz.</div><div class=\"defaultParagraph Standard\">Die tats\u00e4chlichen Steuern umfassen auch die mit 31.\u00a0Dezember\u00a02023 neu eingef\u00fchrte Erg\u00e4nzungssteuer aus der Umsetzung der Global Anti-Base Erosion (GloBE)-Regeln der zweiten S\u00e4ule der internationalen Steuerreform der OECD. Die EU-Richtline zur Umsetzung der GloBE-Regelungen sieht vor, dass Gewinne von multinationalen Unternehmensgruppen oder gro\u00dfen inl\u00e4ndischen Gruppen mit konsolidierten Umsatzerl\u00f6sen von mindestens EUR\u00a0750,0\u00a0Mio. einem effektiven Steuersatz von mindestens 15<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% pro Steuerhoheitsgebiet unterliegen sollen. Im Falle der Unterschreitung des effektiven Mindeststeuersatzes ist eine Erg\u00e4nzungssteuer abzuf\u00fchren. Entsprechend IAS\u00a012.4A werden potenzielle Auswirkungen auf latente Steuern im Zusammenhang mit der globalen Mindestbesteuerung nicht ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\">Die Ermittlung der latenten Steuern erfolgt nach der \u201ebalance sheet liability method\u201c f\u00fcr alle tempor\u00e4ren Unterschiede zwischen den Wertans\u00e4tzen der Verm\u00f6genswerte und Schulden im IFRS-Konzernabschluss und deren bei den einzelnen Gesellschaften bestehenden Steuerwerten. Gem\u00e4\u00df IAS\u00a012.47 werden die latenten Steuern anhand der Steuers\u00e4tze bewertet, die zum Zeitpunkt der Realisierung g\u00fcltig sind. Des Weiteren wird der wahrscheinlich realisierbare Steuervorteil aus bestehenden Verlustvortr\u00e4gen in die Ermittlung einbezogen. Ausnahmen von dieser umfassenden Steuerabgrenzung bilden Unterschiedsbetr\u00e4ge aus steuerlich nicht absetzbaren Gesch\u00e4fts- oder Firmenwerten und mit Beteiligungen zusammenh\u00e4ngende latente Steuerunterschiede. Aktive Steuerabgrenzungen werden nicht angesetzt, wenn es nicht wahrscheinlich ist, dass der enthaltene Steuervorteil realisierbar ist.</div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-147": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">26. </span><div class=\"list-paragraph-container\">Noch nicht anwendbare neue Standards und \u00c4nderungen zu bestehenden Standards</div></div><table class=\"NormaleTabelle\" dir=\"ltr\" style=\"width:661px; border-collapse:collapse; margin:0px auto 0px 0px; border-style:none\"><tr><td class=\"d088d1\"><div class=\"defaultParagraph THeadsingleText\"><span class=\"hyperlink-no-style\"></span>Standard</div></td><td class=\"b09ea2\"><div class=\"defaultParagraph THeadsingleText\">Kurzbeschreibung</div></td><td class=\"d0e8f49\"><div class=\"defaultParagraph THeadsingleNumber\">Anzuwenden ab*</div></td></tr><tr><td class=\"c2cb8d\" colspan=\"3\"><div class=\"defaultParagraph TBodysubtotalText\">Jene, die bereits von der EU \u00fcbernommen wurden</div></td></tr><tr><td class=\"d3f6888\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen zu IFRS\u00a07 und IFRS\u00a09</div></td><td class=\"d487d45\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Klassifizierung und Bewertung von Finanzinstrumenten</div></td><td class=\"d53f1b\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2026</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen zu IFRS\u00a07 und IFRS\u00a09</div></td><td class=\"b61efd\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Vertr\u00e4ge iZm erneuerbarem Strom</div></td><td class=\"f8cbef\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2026</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">Diverse IFRS</div></td><td class=\"b61efd\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">J\u00e4hrliche Verbesserungen Volume 11: \u00c4nderungen zu IFRS\u00a01, IFRS\u00a07, IFRS\u00a09, IFRS\u00a010 und IAS\u00a07</div></td><td class=\"f8cbef\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2026</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a018</div></td><td class=\"b61efd\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Darstellung und Anhangangaben in Abschl\u00fcssen</div></td><td class=\"f8cbef\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2027</div></td></tr><tr><td class=\"d1c10cc\" colspan=\"3\"><div class=\"defaultParagraph TBodysubtotalText\">Jene, die von der EU nicht bzw. noch nicht \u00fcbernommen wurden</div></td></tr><tr><td class=\"d3f6888\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a014</div></td><td class=\"d487d45\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Regulatorische Abgrenzungsposten</div></td><td class=\"d53f1b\"><div class=\"defaultParagraph TBodynormalNumber\">EU hat entschieden, diesen Standard nicht in das EU-Recht zu \u00fcbernehmen</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen zu IFRS\u00a010 und IAS\u00a028</div></td><td class=\"b61efd\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Ver\u00e4u\u00dferung/Einbringung von Verm\u00f6genswerten eines Investors an/in sein assoziiertes Unternehmen oder Gemeinschaftsunternehmen</div></td><td class=\"f8cbef\"><div class=\"defaultParagraph TBodynormalNumber\">Erstanwendung auf unbestimmte Zeit verschoben</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">IFRS\u00a019</div></td><td class=\"b61efd\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tochterunternehmen ohne \u00f6ffentliche Rechenschaftspflicht: Angaben</div></td><td class=\"f7ff79\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2027</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen zu IFRS\u00a019</div></td><td class=\"b61efd\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Tochterunternehmen ohne \u00f6ffentliche Rechenschaftspflicht: Angaben</div></td><td class=\"f7ff79\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2027</div></td></tr><tr><td class=\"d36f8c9\"><div class=\"defaultParagraph TBodynormalText\">\u00c4nderungen zu IAS\u00a021</div></td><td class=\"b61efd\"><div class=\"defaultParagraph TBodynormalNumber\" style=\"text-align:left\">Umrechnung in eine hyperinflation\u00e4re Darstellungsw\u00e4hrung</div></td><td class=\"f7ff79\"><div class=\"defaultParagraph TBodynormalNumber\">1.1.2027</div></td></tr><tr><td class=\"a58e4d\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d99b166\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td><td class=\"d459628\"><div class=\"defaultParagraph TDummyRow\" style=\"margin:0px\"></div></td></tr></table><div class=\"defaultParagraph TNote\"><span class=\"hyperlink-no-style\"></span>*Der Konzern plant die angef\u00fchrten Bestimmungen, sofern nicht anders angegeben, nicht vorzeitig anzuwenden.</div><div class=\"defaultParagraph Standard\">Sofern nachfolgend nicht anders angegeben, werden aus den in der Tabelle angef\u00fchrten Standards keine wesentlichen Auswirkungen erwartet oder die \u00c4nderungen sind nicht von Relevanz.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">IFRS\u00a018 \u2013 Darstellung und Anhangangaben in Abschl\u00fcssen</div><div class=\"defaultParagraph Standard\">Die Anwendung des IFRS\u00a018 wird zu \u00c4nderungen in der Darstellung der Hauptabschlussbestandteile und in den Angaben im Anhang f\u00fchren. Vor allem die strukturelle \u00c4nderung der Darstellung der Konzerngewinn- und -verlustrechnung ist bedeutend. Die VIG als Versicherungskonzern wird die Konzerngewinn- und -verlustrechnung anhand der Bestimmungen der Hauptgesch\u00e4ftst\u00e4tigkeit \u201eInvestieren in Kapitalanlagen\u201c strukturieren.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-148": {
   "value": "<div class=\"defaultParagraph Notesberschrift\" style=\"text-indent:0; display:flex; margin-left:0px; margin-right:0px; padding-right:0px\"><span class=\"numbering-14-level-0\" dir=\"ltr\" style=\"color:#154B75\">27. </span><div class=\"list-paragraph-container\">Wesentliche Ereignisse nach dem Bilanzstichtag</div></div><div class=\"defaultParagraph Standard\">Wesentliche Ereignisse wurden bis zum 23. M\u00e4rz 2026 ber\u00fccksichtigt. An diesem Tag wurde der vorliegende Gesch\u00e4ftsbericht zur Ver\u00f6ffentlichung durch den Vorstand freigegeben.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">K\u00fcndigung und R\u00fcckzahlung Nachrangiger Schuldverschreibungen 2015</div><div class=\"defaultParagraph Standard\">Die VIG hat beschlossen, die Nachrangigen Schuldverschreibungen mit F\u00e4lligkeit 2046 (Schuldverschreibungen 2015) im Gesamtwert vom aktuell noch aushaftenden Nominale in H\u00f6he von EUR\u00a0154.446.000 mit Wirkung zum 2. M\u00e4rz 2026 zu k\u00fcndigen und zu ihrem R\u00fcckzahlungsbetrag von 100<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% ihres Nennbetrags zuz\u00fcglich aller bis zum R\u00fcckzahlungstag (ausschlie\u00dflich) angefallener Zinsen zur\u00fcckzuzahlen. S\u00e4mtliche Genehmigungen durch die Finanzmarktaufsicht wurden erteilt.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-149": {
   "value": "<div class=\"defaultParagraph berschrift2\" style=\"page-break-after:always; padding-right:0px\">Risikostrategie und Risikomanagement</div><div class=\"defaultParagraph berschrift3\" style=\"padding-right:0px\">Governance-System</div><div class=\"defaultParagraph Standard\">Governance bezeichnet s\u00e4mtliche Prozesse zur Leitung sowie zur wirksamen und effizienten \u00dcberwachung des Unternehmens. Im Governance-System werden nicht nur die interne Organisation, der Aufbau und die Mechanismen innerhalb des Unternehmens, sondern auch die rechtliche und faktische Einbindung in das externe (Markt-)Umfeld betrachtet.</div><div class=\"defaultParagraph Standard\">Der Vorstand der VIG Holding ist f\u00fcr die Einhaltung der f\u00fcr die VIG Holding geltenden Vorschriften und der anerkannten Grunds\u00e4tze eines ordnungsgem\u00e4\u00dfen Gesch\u00e4ftsbetriebs verantwortlich.</div><div class=\"defaultParagraph Standard\">Die VIG-Versicherungsgruppe hat ein effizientes und auf ihre Bed\u00fcrfnisse und Anforderungen ausgerichtetes Governance-System eingerichtet, das ein solides und vorsichtiges Management erm\u00f6glicht. Neben der Einrichtung der Governance- und anderen Schl\u00fcsselfunktionen sind auch relevante Prozesse eingerichtet, um Risiken unter Ber\u00fccksichtigung ihrer Interdependenzen zu erkennen, zu messen, zu \u00fcberwachen, zu managen und dar\u00fcber Bericht zu erstatten. </div><div class=\"defaultParagraph Standard\">Durch die internen Prozesse ist sichergestellt, dass die Analysen der Governance- und anderen Schl\u00fcsselfunktionen sowie alle Ergebnisse der Risikomanagement-Prozesse im Rahmen der Gesch\u00e4ftst\u00e4tigkeit angemessen ber\u00fccksichtigt werden.</div><div class=\"defaultParagraph Standard\">Das Governance-System ist von folgenden Merkmalen gepr\u00e4gt:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Funktionsf\u00e4hige Leitung des Unternehmens durch den Vorstand,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Regelm\u00e4\u00dfige \u00dcberwachung durch den Aufsichtsrat,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Ausrichtung der Managemententscheidungen auf langfristige Wertsch\u00f6pfung,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Zielgerichtete Zusammenarbeit von Unternehmensleitung und -\u00fcberwachung,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Angemessener Umgang mit und Management von Risiken durch das Risikomanagement und auf operativer Ebene in den einzelnen Organisationseinheiten,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Transparenz in der Unternehmenskommunikation und gut funktionierende Berichtswege sowie</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Wahrung der Interessen von Versicherungsnehmer:innen, Aktion\u00e4r:innen und Mitarbeiter:innen.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\" id=\"BM__Toc3983212_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149380_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149585_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc130800393_anchor\"></span>Allgemeine Angaben zum Governance-System</div><div class=\"defaultParagraph Standard\">Das Governance-System umfasst alle Bereiche und Entscheidungsgremien, die an den Risikomanagement-Prozessen beteiligt sind. Es beinhaltet folgende Elemente:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Schl\u00fcssel- bzw. Governance-Funktionen,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Eignungsanforderung an das Management,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Risikomanagement-System,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Internes Kontrollsystem und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Bestimmungen zur Auslagerung von Funktionen oder T\u00e4tigkeiten.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Grafik\"><span class=\"hyperlink-no-style\"></span><img alt=\"'Please unpack the Result.zip and reopen this file.'\" class=\"img-bdaa1a\" 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class=\"defaultParagraph berschrift5\" style=\"margin-top:27px; padding-right:0px\">Risikostrategie und Ziele</div><div class=\"defaultParagraph Standard\">Die VIG-Versicherungsgruppe hat klare Grunds\u00e4tze und Ziele festgelegt, um Risiken, denen sie ausgesetzt ist, zu steuern. Die Umsetzung dieser Grunds\u00e4tze und die Erreichung der Ziele werden durch eine definierte Risikomanagement-Organisation unterst\u00fctzt. Die Risikostrategie der VIG<span class=\"non-breaking-hyphen\">\u2011</span>Versicherungsgruppe basiert auf folgenden gruppenweit g\u00fcltigen Prinzipien:</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">\u00dcbernommene und akzeptierte Risiken</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Es werden all jene Risiken in einem tragf\u00e4higen Umfang akzeptiert, die unmittelbar mit der Aus\u00fcbung des Versicherungsgesch\u00e4fts verbunden sind. Diese umfassen z.B. versicherungstechnische Risiken sowie in begrenztem Umfang Marktrisiken.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Bedingt akzeptierte Risiken</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Operationelle Risiken sind soweit wie m\u00f6glich zu vermeiden. Sie m\u00fcssen jedoch bis zu einem gewissen Grad akzeptiert werden, da operationelle Risiken nicht vollst\u00e4ndig eliminiert werden k\u00f6nnen bzw. die Kosten f\u00fcr die Beseitigung dieser Risiken in keiner Relation zum m\u00f6glicherweise entstehenden Schaden stehen, wenn das Risiko schlagend wird. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Die Veranlagung folgt dem Grundsatz des aufsichtsrechtlichen Vorsichtsprinzips (Prudent-Person-Principle). Risikoreiche Anlageprodukte d\u00fcrfen nur zur Absicherung anderer Marktrisiken gehalten werden. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Risiken aus Finanzversicherungen sind nur in begrenztem Umfang zu halten. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Ma\u00dfnahmen zur Risikominderung</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Durch die laufende Pflege und F\u00f6rderung eines ausgepr\u00e4gten Risikobewusstseins, verkn\u00fcpft mit der definierten Risiko-Governance, wird eine Risikominderung in allen Bereichen sichergestellt. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Die Berechnung der versicherungstechnischen R\u00fcckstellungen der (R\u00fcck-) Versicherungsunternehmen erfolgt auf umsichtige Weise, um unerw\u00fcnschte, aber m\u00f6gliche Schwankungen auszugleichen. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Die R\u00fcckversicherung ist ein zentrales Instrument f\u00fcr die Absicherung von stabilen Ergebnissen und dient zum Schutz vor negativen Auswirkungen durch Gro\u00dfsch\u00e4den (Tail Risks), insbesondere im Bereich Nichtleben. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Auch die Definition von Limits f\u00fcr Marktrisiken und Investitionen unter Ber\u00fccksichtigung der Finanzierbarkeit der Garantien und der Liquidit\u00e4t (Asset Liability Management) tr\u00e4gt zur Risikominderung bei.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Nicht akzeptierte Risiken</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Risiken werden nicht akzeptiert, wenn das f\u00fcr das Risiko n\u00f6tige Know-how oder die notwendigen Ressourcen nicht bestehen oder die Kapitalausstattung f\u00fcr die Deckung des Risikos nicht ausreichend ist. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Versicherungstechnische Risiken werden nicht akzeptiert, wenn sie nicht bewertet werden k\u00f6nnen und der Preis nicht bestimmt werden kann. Insbesondere betroffen sind Risiken in der Haftpflichtversicherung in den Bereichen Gentechnik und Atomenergie.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Die Veranlagung \u00fcbernimmt keine Risiken, wenn sie den \u00dcberlegungen zur Nachhaltigkeit widersprechen oder wenn das Know-how f\u00fcr die Bewertung dieser Risiken in einer angemessenen Art nicht zur Verf\u00fcgung steht. Zu diesen Risiken geh\u00f6ren beispielsweise Wetterderivate oder Termingesch\u00e4fte auf Rohstoffindizes.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Was ESG-Risiken (Umwelt-, Sozial- und Governance-Risiken) betrifft, so werden diese in den verschiedenen Risikokategorien erfasst (z. B. Marktrisiken, operationelle Risiken usw.). Demgem\u00e4\u00df sind diese Risiken teilweise akzeptiert oder bedingt akzeptiert, m\u00fcssen mit entsprechenden Ma\u00dfnahmen gemindert werden oder werden nicht akzeptiert. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Organisation des Risikomanagementsystems</div><div class=\"defaultParagraph Standard\">Das Risikomanagement ist in die Aufbauorganisation integriert. Die folgende Grafik zeigt jene Einheiten, welchen im Rahmen des Risikomanagement-Systems eine zentrale Bedeutung zukommt. </div><div class=\"defaultParagraph Grafik\"><span class=\"hyperlink-no-style\"></span><img alt=\"'Please unpack the Result.zip and reopen this file.'\" class=\"img-f4ff50\" 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class=\"defaultParagraph Standard\" style=\"line-height:normal; text-align:left; margin-bottom:0px\"><br/></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Vorstand</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Der Vorstand tr\u00e4gt in seiner Gesamtheit die Verantwortung f\u00fcr das Risikomanagement-System und dabei insbesondere f\u00fcr folgende Themen:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Aufbau und F\u00f6rderung des Risikomanagement-Systems,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Definition und Kommunikation der Risikostrategie inklusive Risikotoleranzen und Risikoappetit,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Genehmigung zentraler Risikomanagement-Richtlinien und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Ber\u00fccksichtigung der Risikosituation in strategischen Entscheidungen.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risk Management</div><div class=\"defaultParagraph Standard\">Die Bereichsleitung nimmt die unter Solvency\u00a0II geforderte Risikomanagement-Funktion auf Gruppen- und Soloebene wahr.</div><div class=\"defaultParagraph Standard\">Zu den wesentlichsten Aufgaben des Bereichs z\u00e4hlen die gesamthafte Erfassung, Bewertung und Steuerung des Risikoprofils der Gruppe sowie die Berechnung der Solvabilit\u00e4t. Der Bereich stellt hierzu eine gruppenweite Risikoaggregationsl\u00f6sung mit einem umfangreichen Berichtswesen und partielle Modellierungsans\u00e4tze f\u00fcr die Solvenzkapitalberechnung zur Verf\u00fcgung. Die unterj\u00e4hrige Berechnung des Solvenzkapitalerfordernisses, die Analyse der Risikotragf\u00e4higkeit anhand eines eigenentwickelten Analysetools sowie die \u00dcberpr\u00fcfung des Internen Kontrollsystems geh\u00f6ren ebenfalls zu den wesentlichen T\u00e4tigkeiten des Bereichs.</div><div class=\"defaultParagraph Standard\">Dar\u00fcber hinaus unterst\u00fctzt der Bereich den Vorstand bei der Aktualisierung der zentralen Risikostrategie sowie der Weiterentwicklung der Risikoorganisation und anderen Risikomanagement-Themen. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Internal Audit</div><div class=\"defaultParagraph Standard\">Die unter Solvency\u00a0II erforderliche Funktion der Internen Revision wird durch die Leitung dieses Bereichs wahrgenommen. Die Betriebs- und Gesch\u00e4ftsabl\u00e4ufe, das Interne Kontrollsystem s\u00e4mtlicher operativer Unternehmensbereiche inklusive der Einhaltung rechtlicher Anforderungen sowie die Funktionsf\u00e4higkeit und Angemessenheit des Risikomanagements werden vom Bereich Internal Audit planm\u00e4\u00dfig \u00fcberwacht. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Compliance (incl. AML) </div><div class=\"defaultParagraph Standard\">Der Bereich koordiniert und unterst\u00fctzt alle Gesellschaften in der VIG-Versicherungsgruppe und die in den Gesellschaften bestellten Compliance-Verantwortlichen bei der Erf\u00fcllung der Compliance-relevanten Aufgaben und T\u00e4tigkeiten. Zudem wird die unter Solvency\u00a0II erforderliche Compliance-Funktion durch die Leitung dieses Bereichs wahrgenommen. Somit ist der Bereich insbesondere verantwortlich f\u00fcr die Aufgaben, die mit der Compliance-Funktion einhergehen.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Group Actuarial, Planung &amp; Controlling</div><div class=\"defaultParagraph Standard\">Die unter Solvency\u00a0II erforderliche Versicherungsmathematische Funktion wird durch die Leitung dieses Bereichs wahrgenommen. Somit ist der Bereich insbesondere verantwortlich f\u00fcr die Aufgaben, die mit der Versicherungsmathematischen Funktion einhergehen. Dar\u00fcber hinaus befasst sich der Bereich mit der aktuariellen Modellierung in Prophet f\u00fcr das Lebens- und Krankenversicherungsgesch\u00e4ft und ResQ f\u00fcr das Nicht-Lebensgesch\u00e4ft. Die Modelle liefern Cash flow-Projektionen zur Bewertung von versicherungstechnischen R\u00fcckstellungen gem\u00e4\u00df Solvency\u00a0II und IFRS\u00a017. Der Bereich unterst\u00fctzt die Analysen der IFRS\u00a017-Reserven sowie die aktuarielle Zusammenarbeit und fachliche Vernetzung innerhalb der VIG-Versicherungsgruppe. </div><div class=\"defaultParagraph Standard\">Der Bereich koordiniert zus\u00e4tzlich die Gesch\u00e4ftsplanung \u00fcber einen 3-Jahres-Horizont. Das standardisierte Berichtswesen umfasst Kennzahlen- und Soll-/Ist-Analysen zu Planung, Forecasts und laufender Performance der VIG Holding und ihrer Versicherungsbeteiligungen. Es werden regelm\u00e4\u00dfig Monatspr\u00e4mienberichte, Quartalsberichte je Gesellschaft (aggregiert auf L\u00e4nder- und VIG-Versicherungsgruppenebene) sowie Kostenberichte erstellt. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Asset Management (incl. Real Estate)</div><div class=\"defaultParagraph Standard\">Eine der Hauptaufgaben des Bereichs ist die Definition der strategischen Ausrichtung der Kapitalanlagen jeder einzelnen Versicherungsgesellschaft und f\u00fcr die VIG-Versicherungsgruppe insgesamt sowie die Festlegung von Anlagestrategie und Investmentprozess mit dem Ziel, einen maximal hohen, aber ebenso gesicherten laufenden Ertrag unter gleichzeitiger Nutzung von Opportunit\u00e4ten zur Wertsteigerung der Kapitalanlagen sicherzustellen. Die Steuerung der Kapitalanlagen erfolgt mittels Leitlinien und Limits. Weiters erfolgt eine laufende Berichterstattung zu den Kapitalanlagen, den Limits und den Ertr\u00e4gen.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Group Finance &amp; Regulatory Reporting</div><div class=\"defaultParagraph Standard\">Eine der Hauptaufgaben des Bereichs ist der Konzernabschluss nach IFRS inklusive des Reportings nach ESRS im Konzernlagebericht sowie das damit in Zusammenhang stehende beh\u00f6rdliche Reporting. Zus\u00e4tzlich verantwortet der Bereich die Betreuung der in- und ausl\u00e4ndischen VIG-Versicherungsgesellschaften in allen Fragen der Bilanzierung, die Erstellung von Spezialanalysen sowie das Reporting von IST-Zahlen an Vorstand, Aufsichtsrat und Investor Relations. Weitere Kernaufgaben sind Themen im Zusammenhang mit Group Tax &amp; Transfer Pricing, die Berechnung der Own Funds der (Gruppen-) Solvenzbilanz sowie die Betreuung von gruppenweit ausgerollten Nebenb\u00fcchern und dem zentralen Hauptbuch. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Group Treasury &amp; Capital Management</div><div class=\"defaultParagraph Standard\">Zu den wesentlichen Aufgaben des Bereichs z\u00e4hlen die Steuerung der Liquidit\u00e4t sowie die Planung und Konzipierung von Kapitalaufbringung und Kapitalsteuerung inklusive der Durchf\u00fchrung von eigenen Kapitalmarkttransaktionen sowie das Management des Portfolios von Nachrangkapitalanleihen und anderer Schuldtitel. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Process &amp; Project Management</div><div class=\"defaultParagraph Standard\">Der Bereich setzt sich f\u00fcr Klarheit, Transparenz und Verst\u00e4ndnis der Arbeitsabl\u00e4ufe ein, damit die einzelnen Gesellschaften der VIG<span class=\"non-breaking-hyphen\">\u2011</span>Versicherungsgruppe und ihre Mitarbeiter:innen ihre Ziele besser erreichen k\u00f6nnen. Daf\u00fcr erfolgt eine Koordination und Unterst\u00fctzung in den drei Hauptthemen Projektmanagement, Prozessmanagement und Produktivit\u00e4tsmanagement. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Reinsurance</div><div class=\"defaultParagraph Standard\">Der Bereich koordiniert und unterst\u00fctzt alle Gesellschaften der VIG-Versicherungsgruppe und deren R\u00fcckversicherungsabteilungen im Zusammenhang mit R\u00fcckversicherungsangelegenheiten im Bereich Nichtleben (Sach-, Haftpflicht- und Unfallversicherung) unter Vorgabe und Anwendung von Richtlinien. Dar\u00fcber hinaus administriert der Bereich alle gruppenweiten R\u00fcckversicherungsprogramme in den Nichtleben-Sparten. Oberstes Ziel ist dabei die Schaffung eines Sicherheitsnetzes, durch welches alle Unternehmen der VIG-Versicherungsgruppe nachhaltig vor negativen Auswirkungen von Katastrophenereignissen, einzelnen Gro\u00dfsch\u00e4den sowie vor negativen Entwicklungen ganzer Versicherungsportfolios gesch\u00fctzt werden. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Subsidiaries &amp; Transaction Management</div><div class=\"defaultParagraph Standard\">Der Bereich wahrt grunds\u00e4tzlich die Interessen des Unternehmens hinsichtlich aller Beteiligungen und ist f\u00fcr die Bereitstellung sowie Aufbereitung von Informationen zu Beteiligungen und Beteiligungsprojekten, abgestimmt auf die jeweilige Entscheidungssituation, verantwortlich. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">VIG IT</div><div class=\"defaultParagraph Standard\">Der Bereich VIG IT ist verantwortlich f\u00fcr das Management der IT auf VIG-Holdingebene. Im Bereich ist auch die IT-Governance angesiedelt sowie der Auslagerungsbeauftragte f\u00fcr IT-Angelegenheiten. Die Bereichsleitung ist gleichzeitig Gesch\u00e4ftsf\u00fchrer sowie Sprecher der Gesch\u00e4ftsf\u00fchrung der VIG IT-DS.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Finanz- und Rechnungswesen</div><div class=\"defaultParagraph Standard\">Eine der Hauptaufgaben des Bereichs ist die Erstellung des Jahresabschlusses der VIG Holding. Der Bereich verantwortet damit die Buchhaltung und Bilanzierung der VIG Holding und ist zus\u00e4tzlich f\u00fcr das entsprechende Reporting der Zahlen verantwortlich.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Risikomanagementprozesse</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die unten angef\u00fchrte Grafik stellt den Risikomanagement-Hauptprozess dar, der aus den folgend dargestellten Prozessschritten besteht, die regelm\u00e4\u00dfig und ad hoc zu wiederholen sind: </div><div class=\"defaultParagraph Grafik\"><span class=\"hyperlink-no-style\"></span><img alt=\"'Please unpack the Result.zip and reopen this file.'\" class=\"img-05a043\" 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class=\"defaultParagraph berschrift5\" style=\"margin-top:18px; padding-right:0px\">Risikoidentifikation</div><div class=\"defaultParagraph Standard\">Die Risikoidentifikation ist der Startpunkt f\u00fcr alle darauffolgenden Prozessschritte. Ziel der Risikoidentifikation ist es, alle m\u00f6glichen materiellen Risiken aufzudecken, zu erfassen und zu dokumentieren. </div><div class=\"defaultParagraph Standard\">Generell findet die Risikoidentifikation auf mehreren Ebenen statt: Internes Kontrollsystem, Risikoinventur etc. sind durch Richtlinien und formalisierte Vorg\u00e4nge klar definierte Prozesse. Sitzungen, Komitees, Jour fixes und andere mehr oder weniger formalisierte Formen der Kommunikation und des Informationsaustausches sind weitere Quellen der Risikoidentifikation. Die T\u00e4tigkeiten und das Fachwissen des Bereichs Risk Management ergeben schlie\u00dflich eine zus\u00e4tzliche Komponente, um relevante neue Risiken zu erkennen. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikomessung</div><div class=\"defaultParagraph Standard\">Nach der Risikoidentifikation folgt die Risikomessung und Bewertung als wesentliche Voraussetzung f\u00fcr den Umgang mit Risiken und den darauf beruhenden Entscheidungen. </div><div class=\"defaultParagraph Standard\">Die Risiken werden dabei abh\u00e4ngig von der Art des Risikos quantitativ und/oder qualitativ bewertet. Neben szenario- und faktorbasierten Ans\u00e4tzen werden gegebenenfalls auch Stresstests und interne bzw. externe Experteneinsch\u00e4tzungen zur Risikomessung herangezogen.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikosteuerung</div><div class=\"defaultParagraph Standard\">Auf Grundlage der Risikobewertung werden sowohl strategische als auch operative Entscheidungen getroffen, um angemessen mit dem Risiko umzugehen. Dazu m\u00fcssen unterschiedliche Ma\u00dfnahmen und Mechanismen in Abh\u00e4ngigkeit zur Ver\u00e4nderung der Risikosituation bewertet werden. </div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die wesentlichen Risikosteuerungs-Prozesse sind:</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Planung</div><div class=\"defaultParagraph Standard\">Der Planungshorizont betr\u00e4gt drei Jahre, wobei der j\u00e4hrliche Planungsprozess von Sommer bis Mitte November stattfindet. Die Plandaten finden im ORSA Ber\u00fccksichtigung und sind Ausgangsbasis f\u00fcr die Ermittlung des zuk\u00fcnftig zu erwartenden Risikoprofils. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Risikostrategie</div><div class=\"defaultParagraph Standard\">Die Risikostrategie wird j\u00e4hrlich durch den Vorstand \u00fcberpr\u00fcft und bei Bedarf anhand der Ergebnisse aus dem ORSA angepasst. Der Bereich Risk Management unterst\u00fctzt den Vorstand dabei. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Risikotragf\u00e4higkeit</div><div class=\"defaultParagraph Standard\">Die Risikosteuerung erfolgt unter Ber\u00fccksichtigung der Vorgaben der Risikotragf\u00e4higkeit. Operativ bedeutet dies die Einhaltung von Risikobudgets, das Erreichen von Kennziffern sowie generell eine risikoorientierte Herangehensweise im Sinne einer nachhaltig wertorientierten Ausrichtung im laufenden Gesch\u00e4ftsbetrieb. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Asset-Allokation</div><div class=\"defaultParagraph Standard\">Der Bereich Asset Management (inkl. Real Estate) definiert einmal j\u00e4hrlich gruppenweit die strategische Asset-Allokation und \u00fcberwacht laufend deren Einhaltung. </div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">R\u00fcckversicherungsprogramm</div><div class=\"defaultParagraph Standard\">Der Bereich Reinsurance koordiniert das gruppenweite R\u00fcckversicherungsprogramm und steuert den j\u00e4hrlichen Erneuerungsprozess des Naturkatastrophenschutzes. Der Bereich Risk Management unterst\u00fctzt den Bereich Reinsurance sowohl in der Validierung der verwendeten externen Naturkatastrophenmodelle als auch in der Beurteilung der Wirksamkeit des R\u00fcckversicherungsschutzes unter Verwendung des partiellen internen Modells Nichtleben.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risiko\u00fcberwachung</div><div class=\"defaultParagraph Standard\">Die Risiko\u00fcberwachung bildet einerseits den Abschluss des Risikomanagementprozesses, andererseits aber auch den Startpunkt f\u00fcr weitere Analysen und Ma\u00dfnahmen im Falle der Beobachtung au\u00dfergew\u00f6hnlicher Entwicklungen des Risikoprofils. </div><div class=\"defaultParagraph Standard\">Der auf Gruppenebene definierte Solvenzkorridor und das im Rahmen der Risikotragf\u00e4higkeit gruppenweit g\u00fcltige Limitsystem bilden die Grundlage f\u00fcr die kontinuierliche \u00dcberwachung der Solvenzsituation der VIG-Versicherungsgruppe und der Tochtergesellschaften.</div><div class=\"defaultParagraph Standard\">Die Einhaltung der Wertpapierrichtlinien sowie das Erreichen von Kennziffern werden ebenfalls laufend \u00fcberpr\u00fcft und \u00fcberwacht. Durch eine Abstimmung zwischen Kapitalanlagenbestand und Versicherungsverpflichtungen wird das Liquidit\u00e4tsrisiko gesteuert und \u00fcberwacht. Auch die operationellen Risiken, die durch fehlerhafte interne Prozesse, mangelhafte Kontrolle, falsche Einsch\u00e4tzungen oder fehlerhafte Modelle verursacht werden k\u00f6nnen, unterliegen einer st\u00e4ndigen \u00dcberwachung im Rahmen des Internen Kontrollsystems. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikoberichterstattung</div><div class=\"defaultParagraph Standard\">Die Risikomanagementfunktion ist f\u00fcr die Risikoberichterstattung zust\u00e4ndig. Die Risikoberichterstattung umfasst sowohl regelm\u00e4\u00dfige Berichte als auch Ad-hoc-Berichte. W\u00e4hrend die regelm\u00e4\u00dfigen Berichte im Rahmen der Standardprozesse erstellt werden, werden die Ad-hoc-Berichte erstellt, wenn Risiken pl\u00f6tzlich oder unerwartet auftreten. Der ORSA-Bericht fasst die wichtigsten Ergebnisse aller Risikomanagement-Prozesse und -berichte zusammen.</div><div class=\"defaultParagraph berschrift3\" style=\"padding-right:0px\">Risikoprofil</div><div class=\"defaultParagraph Standard\">Das Risikoprofil der VIG<span class=\"non-breaking-hyphen\">\u2011</span>Versicherungsgruppe gliedert sich in zehn Hauptrisikokategorien, die nachfolgend dargelegt und beschrieben werden:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Lebensversicherungstechnisches Risiko</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Nichtlebensversicherungstechnisches Risiko</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Krankenversicherungstechnisches Risiko</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Marktrisiko</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Kreditrisiko / Gegenparteiausfallrisiko</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Operationelles Risiko</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Liquidit\u00e4tsrisiko</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Strategisches Risiko</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Reputationsrisiko sowie</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Risiko aus immateriellen Verm\u00f6gensgegenst\u00e4nden.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die Risiken in den einzelnen Kategorien des Risikoprofils werden quantitativ und/oder qualitativ bewertet. Die quantitative Bewertung wird nur in jenen Bereichen mittels des durch Solvency\u00a0II einheitlich vorgegebenen Ansatzes zur Berechnung (die Standardformel) vorgenommen, in denen eine vorangegangene Angemessenheitspr\u00fcfung die Validit\u00e4t des Standardverfahrens best\u00e4tigt hat. </div><div class=\"defaultParagraph Standard\">F\u00fcr die Bereiche Nichtleben und Immobilien (als Teil der Marktrisiken) wird das Risiko der VIG-Versicherungsgruppe von der Standardformel deutlich \u00fcbersch\u00e4tzt. Daher wird f\u00fcr diese Bereiche die Solvenzkapitalanforderung mittels eines partiellen internen Modells (PIM), welches von der FMA genehmigt wurde, berechnet.</div><div class=\"defaultParagraph Standard\">Das partielle interne Modell f\u00fcr Nichtleben (ariSE) kommt f\u00fcr VIG-Gesellschaften in den L\u00e4ndern \u00d6sterreich (VIG Holding, Wiener St\u00e4dtische, Donau Versicherung), Tschechien (Kooperativa, \u010cPP, VIG Re), Slowakei (Kooperativa, Komun\u00e1lna), Polen (Compensa, InterRisk) und Rum\u00e4nien (Omniasig, Asirom) zur Anwendung. Das partielle interne Modell Immobilien wird in allen \u00f6sterreichischen VIG-Versicherungsgesellschaften (VIG Holding, Wiener St\u00e4dtische, Donau Versicherung) genutzt.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Umsetzung des Grundsatzes der <span class=\"hyperlink-no-style\"></span>unternehmerischen Vorsicht (Prudent Person Principle)</div><div class=\"defaultParagraph Standard\">Solvency\u00a0II im Allgemeinen und der Grundsatz der unternehmerischen Vorsicht im Speziellen verlangt den Unternehmen hohe Eigenverantwortung bei der Kapitalveranlagung ab. Die VIG-Versicherungsgruppe verfolgt seit jeher einen konservativen Kurs in ihrer Veranlagung. Die aufsichtsrechtlichen Anforderungen sind eine Best\u00e4tigung der eingeschlagenen Unternehmenspolitik.</div><div class=\"defaultParagraph Standard\">Die Beurteilung der Risiken von Investments in einem sich permanent ver\u00e4ndernden regulatorischen Umfeld erfordert eine entsprechend hohe Expertise innerhalb der Sologesellschaften und der VIG Holding als zentrale Steuerungseinheit. Um dieser Anforderung nachkommen zu k\u00f6nnen, ist es unabdingbar, entsprechend geschultes Personal und die notwendige professionelle Infrastruktur zur Verf\u00fcgung zu haben. Die VIG-Versicherungsgruppe bekennt sich ausdr\u00fccklich zu diesen Anforderungen und tr\u00e4gt dem beispielsweise durch die Implementierung einer einheitlichen Software zur Verwaltung und Risikobeurteilung der wesentlichen Best\u00e4nde an Kapitalanlagen Rechnung. </div><div class=\"defaultParagraph Standard\">Zentrale Grunds\u00e4tze der unternehmerischen Vorsicht sind in unternehmensinternen Richtlinien, welche alle Versicherungsgesellschaften der VIG-Versicherungsgruppe umfassen, festgelegt.</div><div class=\"defaultParagraph Standard\">Die Kapitalveranlagung ist in einen mehrstufigen Prozess eingebettet. Oberstes Ziel der Kapitalveranlagung ist die nachhaltige Sicherstellung der Erf\u00fcllung der Versicherungsverpflichtungen. Vor diesem Hintergrund werden in der Kapitalveranlagung die Anforderungen der Passivseite auf Unternehmensebene mitber\u00fccksichtigt. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\" id=\"BM__Toc3983235_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc3983438_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4076347_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4140304_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149403_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149608_anchor\"></span>Versicherungstechnisches Risiko Leben</div><div class=\"defaultParagraph Standard\">Das versicherungstechnische Risiko Leben beinhaltet neben demographischen Risiken auch negative Auswirkungen aufgrund von ge\u00e4ndertem Stornoverhalten sowie Kostenrisiken und umfasst die Sub-Module Sterblichkeit, Langlebigkeit, Invalidit\u00e4t, Kosten, Revision und Storno sowie Katastrophenrisiko. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikominderung</div><div class=\"defaultParagraph Standard\">Zur Minderung des Stornorisikos verf\u00fcgt die VIG-Versicherungsgruppe \u00fcber ein effektives Beschwerdemanagement, qualifizierte Berater:innen und Kund:innenbindungsprogramme, um die Kund:innenzufriedenheit zu erh\u00f6hen und K\u00fcndigungen zu vermeiden. Das Stornoverhalten der Versicherungsnehmer:innen wird dabei laufend beobachtet, um im Falle von ung\u00fcnstigen Entwicklungen gezielte Ma\u00dfnahmen setzen zu k\u00f6nnen. </div><div class=\"defaultParagraph Standard\">Die Kosten werden regelm\u00e4\u00dfig analysiert und in der Produktgestaltung ber\u00fccksichtigt. In den \u00f6sterreichischen Gesellschaften sind Versicherungsvertr\u00e4ge zudem durch Indexanpassungen gegen Inflation abgesichert.</div><div class=\"defaultParagraph Standard\">Viele Kund:innen entscheiden sich beim Kauf einer Rentenversicherung auch f\u00fcr eine Risikolebensversicherung. Dadurch wird das Langlebigkeitsrisiko, das von Rentenversicherungen ausgeht, vermindert.</div><div class=\"defaultParagraph Standard\">Um das Sterblichkeitsrisiko zu reduzieren, wird dieses laufend \u00fcberwacht und Sicherheitsmargen in der Pr\u00e4mie miteinberechnet. Bei gro\u00dfen Versicherungssummen werden medizinische \u00dcberpr\u00fcfungen der versicherten Personen durchgef\u00fchrt und die Versicherungsleistung r\u00fcckversichert. Dar\u00fcber hinaus deuten die demografischen Entwicklungen darauf hin, dass sich die Sterblichkeit mittel- bis langfristig eher reduzieren wird.</div><div class=\"defaultParagraph Standard\">Zus\u00e4tzlich bestehen auch in der Lebensversicherung diverse R\u00fcckversicherungsvertr\u00e4ge, die allgemein zur Risikominderung beitragen. Details zur R\u00fcckversicherung sind im gleichnamigen Kapitel innerhalb dieses Abschnitts n\u00e4her er\u00f6rtert.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\" id=\"BM__Toc3983236_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc3983439_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4076348_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4140305_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149404_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149609_anchor\"></span>Versicherungstechnisches Risiko Nichtleben</div><div class=\"defaultParagraph Standard\">Das versicherungstechnische Risiko Nichtleben ist das Risiko, dass die versicherten Sch\u00e4den und Kosten \u00fcber den Einnahmen liegen. Es besteht im Wesentlichen aus den folgenden Komponenten:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Risiko aus extremen Schadenereignissen, insbesondere Naturkatastrophen,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Risiko aus unprofitablen Vertr\u00e4gen durch unangemessene Pr\u00e4miengestaltung,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Risiko aus bereits eingetretenen, aber nicht ausreichend bekannten oder reservierten Schadensf\u00e4llen,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Stornorisiko (R\u00fcckgang des Deckungsbeitrags nach starkem Bestandsr\u00fcckgang) und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Kostenrisiko.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikominderung</div><div class=\"defaultParagraph Standard\">Die VIG-Versicherungsgruppe verfolgt seit Jahren ein konservatives R\u00fcckversicherungskonzept und sieht den Risikotransfer durch R\u00fcckversicherung im Bereich Nichtleben, insbesondere im Bereich von Naturkatastrophen, als wesentliche Risikominderungstechnik zum Schutz vor Gro\u00df- und Katastrophenereignissen sowie etwaigen Ergebnisschwankungen der Bilanz. Die R\u00fcckversicherungsstrategie zeichnet sich dabei durch eine konservative Eigenbehaltspolitik sowie eine gezielte Auswahl und einhergehende Pr\u00fcfung der R\u00fcckversicherer aus. VIG-Versicherungsunternehmen m\u00fcssen sich an einer vom Reinsurance Security Committee definierten Sicherheitsliste orientieren. Ein R\u00fcckversicherer, der in dieser Liste nicht enthalten ist, bedarf einer individuellen Genehmigung durch das Reinsurance Security Committee. </div><div class=\"defaultParagraph Standard\">Zus\u00e4tzlich erfolgt auch im Bereich der R\u00fcckversicherung durch Diversifikation eine Risikominderung.</div><div class=\"defaultParagraph Standard\">Details zur R\u00fcckversicherung sind im gleichnamigen Kapitel dieses Abschnitts n\u00e4her er\u00f6rtert.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\" id=\"BM__Toc3983237_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc3983440_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4076349_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4140306_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149405_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149610_anchor\"></span>Versicherungstechnisches Risiko Kranken </div><div class=\"defaultParagraph Standard\">Das versicherungstechnische Risiko Kranken wird in Abh\u00e4ngigkeit von der Vertragsgestaltung in ein versicherungstechnisches Risiko Kranken nach Art der Nicht-Lebensversicherung und Kranken nach Art der Lebensversicherung unterteilt. Das Risiko nach Art der Nicht-Lebensversicherung wird gem\u00e4\u00df partiellem internem Modell berechnet, da die in der Standardformel festgelegten Annahmen das Risikoprofil der VIG-Versicherungsgruppe im Bereich Nichtleben nicht angemessen abbilden. Das Risiko nach Art der Lebensversicherung und das Katastrophenrisiko in der Krankenversicherung werden gem\u00e4\u00df Standardformel berechnet. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Kranken nach Art der Lebensversicherung</div><div class=\"defaultParagraph Standard\">Das versicherungstechnische Risiko Kranken nach Art der Lebensversicherung beinhaltet grunds\u00e4tzlich die klassischen lebensversicherungstechnischen Risiken. Im Hinblick auf die Risikoexponierung der VIG-Versicherungsgruppe spielen neben dem Stornorisiko, welches den gr\u00f6\u00dften Beitrag zum Kapitalerfordernis liefert, auch das Invalidit\u00e4ts-/Morbidit\u00e4tsrisiko und das Kostenrisiko eine wichtige Rolle.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Kranken nach Art der Nicht-Lebensversicherung</div><div class=\"defaultParagraph Standard\">Das versicherungstechnische Risiko Kranken nach Art der Nicht-Lebensversicherung entspricht der mittels R\u00fcckversicherung \u00fcbernommenen Unfallversicherung und beinhaltet die klassischen versicherungstechnischen Risiken Nichtleben. Verluste k\u00f6nnen beispielsweise aus Kumulereignissen mit einer gro\u00dfen Anzahl an Toten und Verletzten entstehen, die jedoch entsprechend r\u00fcckversichert sind.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Krankenkatastrophenrisiko</div><div class=\"defaultParagraph Standard\">F\u00fcr das Krankenkatastrophenrisiko in der Krankenversicherung werden drei unterschiedliche Katastrophenszenarien betrachtet: Massenunfall, Unfallkonzentration und Pandemie. Das Risiko ist ausreichend r\u00fcckversichert und aufgrund der geringen Materialit\u00e4t von untergeordneter Bedeutung.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikominderung</div><div class=\"defaultParagraph Standard\">Zur Risikominderung des krankenversicherungstechnischen Risikos nach Art der Lebensversicherung sind umfassende Zeichnungsrichtlinien (Kriterien f\u00fcr die Annahme von Risiken) implementiert.</div><div class=\"defaultParagraph Standard\">Das krankenversicherungstechnische Risiko nach Art der Nicht-Lebensversicherung wird durch die Abgabe von R\u00fcckversicherung verringert. F\u00fcr die Auswahl von R\u00fcckversicherern m\u00fcssen sich Tochterunternehmen an einer vom Reinsurance Security Committee definierten Sicherheitsliste orientieren. Ein R\u00fcckversicherer, der in dieser Liste nicht enthalten ist, darf nur nach individueller Genehmigung durch das Reinsurance Security Committee genommen werden.</div><div class=\"defaultParagraph Standard\">Details zur R\u00fcckversicherung sind im gleichnamigen Kapitel dieses Abschnitts n\u00e4her er\u00f6rtert.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\" id=\"BM__Toc3983238_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149406_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149611_anchor\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc130800403_anchor\"></span>Marktrisiko</div><div class=\"defaultParagraph Standard\">Das Marktrisiko beschreibt die Gefahr von Verlusten aufgrund von Marktpreis\u00e4nderungen. Schwankungen von Zinskurven, Aktien- und Wechselkursen sowie Ver\u00e4nderungen des Marktwerts von Immobilien und Beteiligungen k\u00f6nnen sich negativ auf den Wert von Investitionen und Verbindlichkeiten auswirken. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikominderung</div><div class=\"defaultParagraph Standard\">Wesentliche Ma\u00dfnahmen zur Minderung des Marktrisikos sind die Diversifikation der Verm\u00f6genswerte und das bestehende Limitwesen auf Ebene der Einzelgesellschaften f\u00fcr die Kapitalveranlagung. Durch Diversifikation des Bestands wird das Risiko einer negativen Marktentwicklung eines einzelnen Verm\u00f6genswerts oder einer Klasse von Verm\u00f6genswerten reduziert. Die dem Asset Management vom Vorstand vorgegebene Limitstruktur definiert die maximalen Investitionsvolumina pro Verm\u00f6gensklasse. Dar\u00fcber hinaus wird auf die Ausf\u00fchrungen zum<span dir=\"ltr\" style=\"font-style:italic\"> </span>Grundsatz unternehmerischer Vorsicht im Abschnitt \u201eRisikoprofil\u201c<span dir=\"ltr\" style=\"font-style:italic\"> </span>verwiesen. </div><div class=\"defaultParagraph Standard\">F\u00fcr die gesamte Gruppe wird die gew\u00fcnschte Diversifikation zus\u00e4tzlich dadurch erreicht, dass die operativen Gesellschaften in unterschiedlichen M\u00e4rkten mit unterschiedlichen Produkten t\u00e4tig sind. Des Weiteren wird darauf geachtet, dass die Portfolios innerhalb der einzelnen Gesellschaften entsprechend diversifiziert sind. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\" id=\"BM__Toc4149407_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149612_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc130800404_anchor\"></span>Kreditrisiko / Gegenparteiausfallsrisiko</div><div class=\"defaultParagraph Standard\">Das Gegenparteiausfallrisiko ist das Risiko eines Verlusts oder einer nachteiligen Ver\u00e4nderung des Werts von Verm\u00f6genswerten und Finanzinstrumenten, das sich aus einem unerwarteten Ausfall einer Gegenpartei oder eines Schuldners ergibt. Ein Kreditrisiko ist sowohl in den Kapitalanlagen wie beispielweise Bonds, Ausleihungen und Depositen als grunds\u00e4tzlich auch bei sonstigen Forderungen und Bargeldeinlagen bei Banken vorhanden. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikominderung</div><div class=\"defaultParagraph Standard\">Die VIG-Versicherungsgruppe verf\u00fcgt \u00fcber geeignete Verfahren und Kontrollen, um das Risiko aus Forderungen gegen\u00fcber Gegenparteien zu reduzieren. Dazu z\u00e4hlen, neben der \u00dcberwachung der Ratingentwicklungen von Banken und R\u00fcckversicherern und der Erstellung interner Bankenratings, Ma\u00dfnahmen wie ein gut abgestimmtes R\u00fcckversicherungsprogramm, die Zusammenarbeit mit renommierten Makler:innen im Gro\u00dfkundengesch\u00e4ft, eine gro\u00dfe Anzahl an Vertriebspartner:innen und gruppenweit geltende Verrechnungs- und Zeichnungsrichtlinien. Auch gegen\u00fcber Versicherungsnehmer:innen nutzt die Gruppe eine Vielzahl an Ma\u00dfnahmen, um das Gegenparteiausfallrisiko zu begrenzen. Dazu z\u00e4hlen Mahnungen, die Zusammenarbeit mit Inkassounternehmen und Vertragsbeendigungen bei Zahlungsverzug. Zudem entf\u00e4llt oder verringert sich der Versicherungsschutz in der Regel bei nicht erbrachten Pr\u00e4mienzahlungen.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\" id=\"BM__Toc478726245_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc3983240_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149408_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149613_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc130800405_anchor\"></span>Liquidit\u00e4tsrisiko</div><div class=\"defaultParagraph Standard\">Das Liquidit\u00e4tsrisiko ist das Risiko, dass notwendige Zahlungsmittel nur mit zus\u00e4tzlichen Kosten bereitgestellt werden k\u00f6nnen, um f\u00e4lligen kurz- und langfristigen Zahlungsverpflichtungen nachzukommen. Dies umfasst beispielsweise Verluste, die im Zusammenhang mit einem Asset-Liability-Mismatch stehen.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikominderung</div><div class=\"defaultParagraph Standard\">Zur Minimierung des Liquidit\u00e4tsrisikos werden regelm\u00e4\u00dfig Analysen zu Veranlagungen und Verpflichtungen im Rahmen des Liquidit\u00e4tsausschusses und des Risiko-Komitees mit Fokus auf Asset Liability Management durchgef\u00fchrt. Zusammen mit klaren Investitionsvorgaben (Limitsysteme) und einer konservativen Veranlagungspolitik tragen diese zur angemessenen Steuerung des Liquidit\u00e4tsrisikos bei. </div><div class=\"defaultParagraph Standard\">Eine laufende \u00dcberwachung von Zahlungsstr\u00f6men sowie die monatliche Berichterstattung \u00fcber die Liquidit\u00e4tsentwicklung im Rahmen des Liquidit\u00e4tsausschusses erfolgt durch den Bereich Group Treasury &amp; Capital Management.</div><div class=\"defaultParagraph Standard\">Weitere Ausf\u00fchrungen zum Liquidit\u00e4tsmanagement sind im gleichnamigen Abschnitt zu finden.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\" id=\"BM__Toc3983241_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149409_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149614_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc130800406_anchor\"></span>Operationelles Risiko</div><div class=\"defaultParagraph Standard\">Das operationelle Risiko beschreibt das Risiko von Verlusten, die in Verbindung mit dem Gesch\u00e4ftsbetrieb stehen. Sie sind durch fehlerhafte interne Prozesse, mangelhafte Kontrolle, falsche Einsch\u00e4tzungen oder fehlerhafte Modelle bedingt. Beispiele f\u00fcr operationelle Risiken sind Betrug durch Dritte, Ausfall von IT-Systemen oder menschliche Fehler. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikominderung</div><div class=\"defaultParagraph Standard\">Zur \u00dcberwachung der operationellen Risiken verf\u00fcgt die VIG-Versicherungsgruppe \u00fcber ein ad\u00e4quates Internes Kontrollsystem (IKS), welches zur Minderung der bestehenden Risiken beitr\u00e4gt und ein laufendes Monitoring der Risiken sicherstellt. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Strategisches Risiko</div><div class=\"defaultParagraph Standard\">Das strategische Risiko umfasst unter anderem die nachteilige Gesch\u00e4ftsentwicklung in Folge falscher Gesch\u00e4fts- und Investitionsentscheidungen, schlechter Vermittlung und Umsetzung von Unternehmenszielen oder mangelnder Anpassungsf\u00e4higkeit des Unternehmens an das wirtschaftliche Umfeld. Weiters sind auch einander widersprechende Gesch\u00e4ftsziele ein strategisches Risiko. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikominderung</div><div class=\"defaultParagraph Standard\">Eine klare Kommunikation der Unternehmensstrategie und -ziele stellt sicher, dass die getroffenen Gesch\u00e4ftsentscheidungen gruppenweit umgesetzt werden. Die Positionierung von Vorstandsmitgliedern und Manager:innen der zweiten F\u00fchrungsebene in den Aufsichtsr\u00e4ten der Tochtergesellschaften stellt sicher, dass die Gruppenziele lokal umgesetzt werden. Die Verfolgung der Mehrmarkenpolitik stellt in Verbindung mit einer hohen Selbst\u00e4ndigkeit der lokalen Gesellschaften sicher, dass das strategische Risiko diversifiziert wird.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Reputationsrisiko</div><div class=\"defaultParagraph Standard\">Das Reputationsrisiko beschreibt die Gefahr einer negativen Gesch\u00e4ftsentwicklung im Zusammenhang mit einer Rufsch\u00e4digung des Unternehmens bzw. der Marken. Rufsch\u00e4digungen k\u00f6nnen das Vertrauen der Kund:innen, der Investor:innen oder der eigenen Mitarbeitenden in das Unternehmen ersch\u00fcttern und folglich auch zu finanziellen Verlusten f\u00fchren. Zu den Ursachen z\u00e4hlen unter anderem Falschberatung beim Vertrieb von Produkten, mangelhafter Kund:innenservice, Fehlinformationen an Investor:innen, negative Berichterstattung in den Medien insbesondere im Zusammenhang mit Nachhaltigkeit oder anderen nichtfinanziellen Risiken oder Rufsch\u00e4den, die von einem Unternehmen auf ein anderes \u00fcbergreifen. </div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikominderung</div><div class=\"defaultParagraph Standard\">Bereits bei der Aufnahme von Mitarbeiter:innen wird auf deren Integrit\u00e4t und pers\u00f6nliche Zuverl\u00e4ssigkeit geachtet. Insbesondere Mitarbeiter:innen im Vertrieb oder mit Repr\u00e4sentationst\u00e4tigkeiten werden durch spezielle Schulungsma\u00dfnahmen unterst\u00fctzt. Dar\u00fcber hinaus werden im Code of Business Ethics klare Verhaltensregeln dargelegt, die von allen Mitarbeiter:innen zu befolgen sind. Neben den personalgetriebenen Ma\u00dfnahmen z\u00e4hlen Investitionen in Werbung, um Neukund:innen zu gewinnen und bestehende Kund:innen langfristig an das Unternehmen zu binden, ein professionelles Beschwerdemanagement, um Kund:innenanliegen zu bearbeiten, und ein starkes soziales und kulturelles Engagement (z.B. Social-Active-Day, F\u00f6rderung von sozialen Veranstaltungen, Sponsoring f\u00fcr Kunst und Kultur) zu den risikomindernden Ma\u00dfnahmen.</div><div class=\"defaultParagraph Standard\">Dar\u00fcber hinaus sind die Bereiche Investor Relations und CO\u00b3 f\u00fcr eine klare Au\u00dfenkommunikation verantwortlich, um Informationen f\u00fcr Investor:innen bereitzustellen und auf die Berichterstattung in den Medien Stellung zu nehmen. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\" id=\"BM__Toc4076357_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4140314_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149413_anchor\"></span><span class=\"hyperlink-no-style\" id=\"BM__Toc4149618_anchor\"></span>Risiko aus immateriellen Verm\u00f6genswerten</div><div class=\"defaultParagraph Standard\">Das Risiko aus immateriellen Verm\u00f6genswerten spiegelt die Gefahr eines Verlusts oder einer nachteiligen Ver\u00e4nderung des Werts von immateriellen Verm\u00f6genswerten wider.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Risikominderung</div><div class=\"defaultParagraph Standard\">Die Werthaltigkeit der immateriellen Verm\u00f6genswerte wird regelm\u00e4\u00dfig \u00fcberpr\u00fcft. Es sind keine weiteren Risikominderungsma\u00dfnahmen notwendig.</div><div class=\"defaultParagraph berschrift3\" style=\"padding-right:0px\">Sonstige Angaben</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Umgang mit Nachhaltigkeitsrisiken</div><div class=\"defaultParagraph Standard\">Bei Nachhaltigkeitsrisiken geht es einerseits um Risiken, welchen das Unternehmen ausgesetzt ist (Outside-in-Perspektive), und andererseits um jene Risiken, die aufgrund der Gesch\u00e4ftst\u00e4tigkeit der VIG potenzielle negative Auswirkungen auf die Gesellschaft oder die Umwelt haben (Inside-out-Perspektive). Diese Risiken wurden im Rahmen des Risikomanagements seit jeher implizit bzw. teilweise auch explizit ber\u00fccksichtigt.</div><div class=\"defaultParagraph Standard\">Um einen strukturierten Ansatz zur Identifikation von Nachhaltigkeitsrisiken in der Gruppe sicherzustellen und beide Perspektiven angemessen abzubilden, wurde unter Ber\u00fccksichtigung des Leitfadens der \u00f6sterreichischen Finanzmarktaufsicht zum Umgang mit Nachhaltigkeitsrisiken zus\u00e4tzlich ein gruppenweiter Risikokatalog explizit in Bezug auf Nachhaltigkeitsrisiken erstellt. Der ESG-spezifische Risikokatalog umfasst zumindest jene Risiken, die im Rahmen der konsolidierten doppelten Wesentlichkeitspr\u00fcfung nach den ESRS (European Sustainability Reporting Standards) als wesentliche Risiken identifiziert wurden. Weiters wird jedes der identifizierten Risiken, das Auswirkungen auf die VIG hat, einer spezifischen VIG-Risikokategorie zugeordnet. </div><div class=\"defaultParagraph Standard\">Die VIG (R\u00fcck-)Versicherungsgesellschaften und die Pensionskassen und Asset-Management-Gesellschaften \u00fcberpr\u00fcfen diesen Risikokatalog im Rahmen eines standardisierten Risikomanagementprozesses (\u201eRisikoinventur\u201c) regelm\u00e4\u00dfig auf Vollst\u00e4ndigkeit und erg\u00e4nzen ihn gegebenenfalls. Alle genannten VIG-Gesellschaften haben die vorgegebenen oder neu hinzugekommenen Risiken auf qualitativer Basis hinsichtlich des Risikos und der weiteren Entwicklung zu bewerten sowie allf\u00e4llige Mitigationsma\u00dfnahmen zu beschreiben.</div><div class=\"defaultParagraph Standard\">Auch im Berichtsjahr wurden in den genannten VIG-Gesellschaften und auf Ebene der Versicherungsgruppe die relevanten Nachhaltigkeitsrisiken identifiziert und beurteilt. Gegen\u00fcber dem Vorjahr hat sich die Anzahl an identifizierten Risiken deutlich erh\u00f6ht. Diese Erh\u00f6hung ist neben neu identifizierten und ber\u00fccksichtigten Risken und der Integration von zwei weiteren Gesellschaften auch auf das weiterhin steigende Bewusstsein in Bezug auf das Thema Nachhaltigkeit im Allgemeinen zur\u00fcckzuf\u00fchren. Insgesamt zeigte die Analyse, dass sich die Nachhaltigkeitsrisiken der VIG derzeit vorwiegend auf niedrigem bis mittlerem Niveau bewegen.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Aufsichtsrechtliche Rahmenbedingungen</div><div class=\"defaultParagraph Standard\">Die VIG unterliegt (versicherungs-)aufsichtsrechtlichen Vorschriften im In- und Ausland. Diese Vorschriften regeln unter anderem die:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Eigenmittelausstattung von Versicherungsunternehmen und Versicherungsgruppen,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Zul\u00e4ssigkeit von Kapitalanlagen zur Sicherung von versicherungstechnischen R\u00fcckstellungen,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Konzessionen der verschiedenen Pensionskassen, Versicherungs- und Asset-Management-Gesellschaften der VIG-Versicherungsgruppe,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Anforderungen an die digitale operationale Resilienz (DORA) von Versicherungsunternehmen und Versicherungsgruppen,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Marketingaktivit\u00e4ten und den Vertrieb von Versicherungsvertr\u00e4gen und</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">R\u00fccktrittsrechte der Versicherungsnehmer:innen.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">\u00c4nderungen der gesetzlichen Rahmenbedingungen k\u00f6nnen Umstrukturierungen erfordern und dadurch erh\u00f6hte Kosten sowie Doppelgleisigkeiten verursachen. Auch durch unterschiedliche bzw. nachtr\u00e4glich andere Auslegung von Gesetzestexten oder widerspr\u00fcchliche Vorgaben k\u00f6nnen einen erh\u00f6hten organisatorischen Aufwand und damit erh\u00f6hte Kosten verursachen.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Konzentrationsrisiko</div><div class=\"defaultParagraph Standard\">Das Konzentrationsrisiko umfasst jene Risiken, die entweder durch eine mangelnde Diversifikation des Kapitalanlageportfolios oder durch eine hohe Exponierung gegen\u00fcber dem Ausfallrisiko einzelner Wertpapieremittent:innen oder einer Gruppe verbundener Emittent:innen bedingt sind. </div><div class=\"defaultParagraph Standard\">Ein Konzentrationsrisiko besteht im Rahmen der strategischen Partnerschaft mit der Erste Group und wird seitens der VIG-Versicherungsgruppe bewusst in Kauf genommen. Durch die eingerichteten Risikomanagementprozesse wird die Exponierung regelm\u00e4\u00dfig beurteilt und \u00fcberwacht.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Risiken durch Akquisitionen und Fusionen</div><div class=\"defaultParagraph Standard\">Die VIG Holding hat in der Vergangenheit direkt und indirekt eine Reihe von Unternehmen in Zentral- und Osteuropa erworben oder sich an diesen beteiligt. Fusionen von Tochtergesellschaften werden dann in Erw\u00e4gung gezogen, wenn die dadurch erzielten Synergieeffekte st\u00e4rker sind als die Vorteile eines diversifizierten Marktauftrittes. </div><div class=\"defaultParagraph Standard\">Akquisitionen und Fusionen bringen oftmals Herausforderungen hinsichtlich Unternehmensf\u00fchrung, Organisation, Prozesse und Finanzierung mit sich, wie etwa:</div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">das Erfordernis der Integration der Infrastruktur des erworbenen oder zu fusionierenden Unternehmens einschlie\u00dflich der Managementinformationssysteme und der Systeme zu Risikomanagement und Controlling,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Regelung offener rechtlicher oder aufsichtsbeh\u00f6rdlicher Fragen und den damit verbundenen Rechts- und Compliance-Risiken, die sich aus der Akquisition oder der Fusion ergeben,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Integration von Marketing, Kund:innenbetreuung und Produktangeboten,</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Integration unterschiedlicher Firmen- und Managementkulturen sowie</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">die Abstimmung der Gesch\u00e4fts- und Reportingprozesse und die Ber\u00fccksichtigung von Gruppenanforderungen.</div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Klimarisiken</div><div class=\"defaultParagraph Standard\">Die globale Erw\u00e4rmung f\u00fchrt zu h\u00e4ufigeren extremen Unwetterereignissen. Das bedeutet insbesondere zus\u00e4tzliche Herausforderungen f\u00fcr Versicherungsunternehmen, die ihre Kund:innen vor den finanziellen Folgen von Sch\u00e4den durch Naturgefahren sch\u00fctzen. Die VIG hat ihr diesbez\u00fcgliches Know-how in den vergangenen Jahren daher deutlich ausgebaut. In Szenarioanalysen sch\u00e4tzt sie ab, wie sich der Klimawandel auf die Schadenentwicklung und damit auf das Versicherungsgesch\u00e4ft auswirkt. Zu den mittel- und langfristigen Auswirkungen des Klimawandels werden auch regelm\u00e4\u00dfig interne Risiko-Analysen durchgef\u00fchrt. Die Analysen in Bezug auf die Folgen der Erderw\u00e4rmung betreffen dabei sowohl physische Risiken als auch Transitionsrisiken (siehe Tabelle in diesem Abschnitt). </div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Physische Risiken des Klimawandels ergeben sich direkt aus den Folgen von Klimaver\u00e4nderungen, z.<span dir=\"ltr\" style=\"font-family:'Arial'\">\u202f</span>B. durch den Anstieg der globalen Durchschnittstemperatur und die damit verbundenen h\u00e4ufiger und intensiver auftretenden Naturkatastrophen sowie Extremwetterereignisse wie \u00dcberschwemmungen, Hitze-/D\u00fcrreperioden, Sturm und Hagel. </div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Gem\u00e4\u00df der Delegierten Verordnung zu den ESRS wird bei physischen Risiken weiter zwischen akuten und chronischen Risiken unterschieden. Diese Einteilung entspricht auch der Systematik des \u201eNetwork for Greening the Financial System\u201c (NGFS):</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Akute Risiken umfassen kurzfristig auftretende, extreme Wetterereignisse wie St\u00fcrme, \u00dcberschwemmungen oder Hitzewellen.</div></div><div class=\"defaultParagraph Aufzhlung2\" style=\"text-indent:0; display:flex; margin-left:11px\"><span class=\"numbering-15-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2013 </span><div class=\"list-paragraph-container\">Chronische Risiken ergeben sich aus langfristigen klimatischen Ver\u00e4nderungen wie steigenden Durchschnittstemperaturen oder einem zunehmenden Meeresspiegel.</div></div><div class=\"defaultParagraph Aufzhlung1\" style=\"text-indent:0; display:flex; margin-left:0px\"><span class=\"numbering-16-level-0\" dir=\"ltr\" style=\"min-height:0\">\u2022 </span><div class=\"list-paragraph-container\">Transitionsrisiken (\u00dcbergangsrisiken) im Zusammenhang mit dem Klimawandel bezeichnen wirtschaftliche und finanzielle Verluste, welche im Zuge des Anpassungsprozesses hin zu einer kohlenstoff\u00e4rmeren und nachhaltigeren Wirtschaft entstehen k\u00f6nnen. Ma\u00dfgebenden Faktoren f\u00fcr die Entstehung solcher Risiken sind u.a. neue politische und regulatorische Rahmenbedingungen, technologischen Entwicklungen sowie Ver\u00e4nderungen der Marktstimmung von Finanzakteuren und der Wahrnehmungen in Gesellschaft oder bei Kund:innen, die auch Reputationsrisiken nach sich ziehen k\u00f6nnen. </div></div><div class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Interne und externe Expert:innen sch\u00e4tzen gemeinsam die Wahrscheinlichkeiten von Naturkatastrophen ein und berechnen m\u00f6gliche Auswirkungen in allen wesentlichen M\u00e4rkten der VIG. Dabei werden Szenarien mit drei unterschiedlich hohen Temperaturanstiegen (1,5 Grad, 2,0 Grad bzw. 3,0 Grad Celcius) analysiert, was eine Analyse \u00fcber kurz-, mittel- und langfristige Zeithorizonte erm\u00f6glicht. Die verwendeten Risikomodelle werden st\u00e4ndig auf Basis neuer Daten, Fakten und Erkenntnisse, wie z.B. aktuelle wissenschaftliche Studien oder neu errichtete Hochwasserschutzma\u00dfnahmen, verbessert.</div><div class=\"defaultParagraph Standard\">Die Szenarioanalysen zeigen, dass f\u00fcr die Aktivit\u00e4ten der VIG vor allem das Thema Hochwasser ein wesentliches Risiko darstellt. Neben erh\u00f6hten Verlusten durch Hochwasser sind zudem Sch\u00e4den infolge st\u00e4rkerer Hagel- und Sommerst\u00fcrme zu erwarten. W\u00e4hrend Hagelsch\u00e4den auch den Kfz-Kasko-Bereich wesentlich betreffen, entstehen Hochwassersch\u00e4den vermehrt in den sonstigen Sachversicherungssparten. Das im Bereich der Versicherungstechnik gewonnene Know-how hilft der VIG unter anderem dabei, die optimalen R\u00fcckversicherungen f\u00fcr \u00fcbernommene Risiken einzukaufen.</div><div class=\"defaultParagraph Standard\" style=\"page-break-after:avoid\">Die folgende <span class=\"hyperlink-no-style\"></span>Tabelle zeigt, welche Naturgefahren f\u00fcr die VIG relevant sind und welche aus wissenschaftlicher Sicht durch den Klimawandel beeinflusst werden:</div><div class=\"defaultParagraph Grafik\" style=\"margin-bottom:0px\"><span class=\"hyperlink-no-style\"></span><img alt=\"'Please unpack the Result.zip and reopen this file.'\" class=\"img-d1b6ab\" 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class=\"defaultParagraph StandardohneAbstand\"></div><div class=\"defaultParagraph Standard\">Die globale Erw\u00e4rmung f\u00fchrt dazu, dass die Pr\u00e4vention von Sch\u00e4den durch Naturgefahren im Underwriting-Prozess eine immer wichtigere Rolle spielt. Der Betreuungsprozess von Firmen- und Gro\u00dfkund:innen beginnt mit einer sorgf\u00e4ltigen Analyse der Naturgefahrensituation durch das VIG-Partnerunternehmen Risk Consult. Aktuelle Naturgefahrenmodelle erm\u00f6glichen gemeinsam mit den Gegebenheiten vor Ort (z.B. bereits ergriffene Schutzma\u00dfnahmen) eine Einsch\u00e4tzung der Risiken. Auf dieser Basis entwickeln die Expert:innen von Risk Consult ma\u00dfgeschneiderte Empfehlungen, um die Risikosituation weiter zu verbessern und Sch\u00e4den zu vermeiden. Versicherungskonditionen leiten sich von ebendieser Risikosituation ab und in manchen F\u00e4llen erm\u00f6glicht die Umsetzung vorgeschlagener Ma\u00dfnahmen \u00fcberhaupt erst, die betreffenden Risiken zu versichern. Risk Consult analysiert im Auftrag der VIG jedes Jahr rund 2.000 Betriebsst\u00e4tten und leistet somit einen wesentlichen Beitrag, um die Wirtschaft resilienter gegen\u00fcber Naturgefahren zu machen.</div><div class=\"defaultParagraph Standard\">S\u00e4mtliche bekannte Klimarisiken sind im vorliegenden Konzernabschluss in die Bewertung der Verm\u00f6genswerte und Verbindlichkeiten einbezogen worden. In diesem Zusammenhang wird auf die im Gesch\u00e4ftsjahr aufgetretenen Sturm- und Unwettersch\u00e4den verwiesen, welche in der Bilanz und Gewinn- und Verlustrechnung Ber\u00fccksichtigung gefunden haben.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>R\u00fcckversicherung</div><div class=\"defaultParagraph Standard\">Die VIG-Versicherungsgruppe begrenzt ihre m\u00f6gliche Haftung aus dem Versicherungsgesch\u00e4ft, indem sie, soweit erforderlich, einen Teil der \u00fcbernommenen Risiken an den internationalen R\u00fcckversicherungsmarkt weitergibt. Innerhalb der VIG-Versicherungsgruppe werden zum Teil Risiken der Versicherungsgesellschaften r\u00fcckversichert, die wiederum auf Gruppenebene an externe R\u00fcckversicherer weitergegeben werden.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">R\u00fcckversicherungsrichtlinie</div><div class=\"defaultParagraph Standard\">Die R\u00fcckversicherungsrichtlinie wird zwischen der zentralen R\u00fcckversicherungsabteilung und dem f\u00fcr die R\u00fcckversicherung verantwortlichen Vorstand j\u00e4hrlich w\u00e4hrend der Entwicklung der R\u00fcckversicherungsstrategie f\u00fcr das n\u00e4chste Gesch\u00e4ftsjahr festgesetzt. Sie verpflichtet jede Versicherungsgesellschaft, unter Einbindung der zentralen R\u00fcckversicherungsabteilung, eine f\u00fcr ihre lokale Gesellschaft angemessene R\u00fcckversicherungsdeckung zu gestalten. Durch diese Richtlinie sind die nachstehenden Punkte geregelt.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">R\u00fcckversicherung ist Voraussetzung f\u00fcr die Zusage von Versicherungsschutz</div><div class=\"defaultParagraph Standard\">Fachabteilungen d\u00fcrfen eine verpflichtende Zusage zur Versicherung eines Risikos \u00fcber einem bestimmten Limit nur dann abgeben, wenn bereits ausreichend R\u00fcckversicherungsschutz zugesichert wurde.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Eigenbehalte</div><div class=\"defaultParagraph Standard\">Die VIG-Versicherungsgruppe verfolgt grunds\u00e4tzlich einen konservativen Ansatz beim Abschluss von R\u00fcckversicherungen, um das Eigenkapital vor negativen Auswirkungen aus technischen Versicherungsrisiken zu sch\u00fctzen. Die obligatorische R\u00fcckversicherung ist so gestaltet, dass der Netto-Selbstbehalt nicht \u00fcber einen bestimmten Anteil des Eigenkapitals der Nichtlebensversicherung des Unternehmens gem\u00e4\u00df lokaler Rechnungslegung hinausgeht. </div><div class=\"defaultParagraph Standard\">Zus\u00e4tzlich zu den genannten Aspekten wird bei der Gestaltung eines R\u00fcckversicherungsprogramms der Einfluss der R\u00fcckversicherungsstruktur und des Selbstbehalts auf den Nettogewinn der VIG-Gesellschaft gemessen, um die Volatilit\u00e4t der technischen Versicherungsergebnisse zu reduzieren und die Netto Combined Ratio zu stabilisieren.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Auswahl der R\u00fcckversicherer \u2013 Streuung</div><div class=\"defaultParagraph Standard\">Die VIG Holding und ihre Tochtergesellschaften verteilen ihre R\u00fcckversicherungsabsicherung auf eine Vielzahl verschiedener internationaler R\u00fcckversicherungsgesellschaften, die nach Einsch\u00e4tzung der VIG Holding \u00fcber angemessene Bonit\u00e4t verf\u00fcgen, um das aus der Zahlungsunf\u00e4higkeit eines R\u00fcckversicherers (Kreditrisiko) erwachsende Risiko zu minimieren. Das monet\u00e4re Limit pro R\u00fcckversicherer ist f\u00fcr jede Tochtergesellschaft individuell festgelegt.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Auswahl der R\u00fcckversicherer \u2013 Rating</div><div class=\"defaultParagraph Standard\">F\u00fcr Sparten, in denen Sch\u00e4den langfristig abgewickelt werden, insbesondere f\u00fcr Kfz-Haftpflicht, Allgemeine Haftpflicht und Luftfahrt, verwendet die VIG-Versicherungsgruppe R\u00fcckversicherer mit hervorragendem Rating (zumindest Standard &amp; Poor\u2019s-Rating \u201eA\u201c, bevorzugt \u201eAA\u201c oder h\u00f6heres Rating), welches mit gro\u00dfer Wahrscheinlichkeit auch langfristig bestehen wird. F\u00fcr Sparten mit rasch abzuwickelnden Sch\u00e4den (z.B. Naturkatastrophen, Feuer, Technik, Transport, Sturm, Einbruch, Haushalt, Leitungswasser, Autokasko), bei denen die Anzahl der R\u00fcckversicherer gr\u00f6\u00dfer ist, ist das bevorzugte Rating Standard &amp; Poor\u2019s \u201eA\u201c oder h\u00f6her. Nur in wenigen Einzelf\u00e4llen werden auch, zeitlich begrenzt, R\u00fcckversicherer mit niedrigerem Rating akzeptiert.</div><div class=\"defaultParagraph berschrift6\" style=\"padding-right:0px\">Gestaltung der R\u00fcckversicherungsprogramme</div><div class=\"defaultParagraph Standard\">R\u00fcckversicherungsdeckungen k\u00f6nnen, sofern wirtschaftlich vertretbar, von jeder Tochtergesellschaft individuell bei externen R\u00fcckversicherern gekauft werden. Falls der Einkauf individueller R\u00fcckversicherungsvertr\u00e4ge je Tochtergesellschaft nur zu unwirtschaftlichen Konditionen erfolgen kann, strebt die VIG-Versicherungsgruppe so weit wie m\u00f6glich eine gemeinsame Platzierung von R\u00fcckversicherungsvertr\u00e4gen zur Abdeckung von Risiken aus der Deckung von Naturkatastrophen, Sachsparten, Unfall, Transport und Luftfahrt sowie Kfz-Haftpflicht an. Konzerninterne R\u00fcckversicherungs\u00fcbernahmen werden, wenn aus Aspekten der Risikostreuung n\u00f6tig, durch Retrozession ebenfalls an den R\u00fcckversicherungsmarkt weitergegeben. </div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Liquidit\u00e4tsmanagement</div><div class=\"defaultParagraph Standard\">Die VIG-Versicherungsgruppe steuert ihre Liquidit\u00e4t aufgrund von Richtlinien, die vom Vorstand der VIG Holding beschlossen wurden. Die Planung der Liquidit\u00e4t obliegt grunds\u00e4tzlich jeder Tochtergesellschaft bzw. der VIG Holding selbst. Die Allokation des Kapitals f\u00fcr die gesamte VIG-Versicherungsgruppe wird von der VIG Holding als Obergesellschaft vorgenommen. Somit wird eine effiziente Verteilung des Kapitals innerhalb der VIG-Versicherungsgruppe erm\u00f6glicht. Gleichzeitig erlaubt dies der VIG Holding sicherzustellen, dass die angestrebte Liquidit\u00e4ts- und Kapitalausstattung sowohl auf VIG-Versicherungsgruppenebene als auch bei den einzelnen operativen Einheiten verf\u00fcgbar ist.</div><div class=\"defaultParagraph Standard\">Der gr\u00f6\u00dfte Teil der liquiden Mittel f\u00fcr die laufende Gesch\u00e4ftst\u00e4tigkeit stammt aus Pr\u00e4mieneinnahmen aus der Erstversicherung sowie aus den laufenden Veranlagungsertr\u00e4gen und Verkaufserl\u00f6sen von Kapitalanlagen. Dem stehen auf der Ausgabenseite Schadenzahlungen in der Schaden- und Unfallversicherung und Leistungsauszahlungen aus der Lebens- und Krankenversicherung entgegen. Aus diesem liquiden Saldo werden Abschluss- und Betriebskosten getragen.</div><div class=\"defaultParagraph Standard\">Ein nat\u00fcrlicher Liquidit\u00e4tspolster ergibt sich aus der Fristigkeit des Versicherungsgesch\u00e4fts. Im Gegenzug zur Inkassierung von Pr\u00e4mien gew\u00e4hrleistet die VIG-Versicherungsgruppe einen Versicherungsschutz f\u00fcr eine bestimmte Periode, in der bis zum Eintritt eines Versicherungsfalls kein unmittelbarer Cash Outflow gegen\u00fcbersteht. Dieser Liquidit\u00e4tspolster wird in diesem Zeitraum investiert und generiert Kapitalertr\u00e4ge. Ein Teil wird in liquiden Anlagen gehalten, um eine schnelle Umwandlung in Barmittel zur Zahlung von Schadenanspr\u00fcchen zu gew\u00e4hrleisten. Dar\u00fcber hinaus ist vor allem das Anleihenportfolio so strukturiert, dass es zu einem Zeitpunkt f\u00e4llig wird, an dem die entsprechenden Mittel voraussichtlich ben\u00f6tigt werden. Externe Einflussfaktoren wie die Kapitalmarktentwicklung und das Zinsniveau beeinflussen die Liquidit\u00e4tssituation dahingehend, dass sie die M\u00f6glichkeit, das Anlageportfolio zum Marktwert zu verkaufen, beg\u00fcnstigen oder einschr\u00e4nken.</div><div class=\"defaultParagraph Standard\">F\u00fcr die Liquidit\u00e4tslage der Schaden- und Unfallversicherung sind zudem auch der Zeitpunkt, die H\u00e4ufigkeit und die Belastung aus versicherten Sch\u00e4den ausschlaggebend. Ebenso spielt die Anzahl der Vertragsverl\u00e4ngerungen eine Rolle. </div><div class=\"defaultParagraph Standard\">Der Liquidit\u00e4tsbedarf der Lebensversicherung wird im Allgemeinen davon beeinflusst, wie sich die tats\u00e4chliche Sterblichkeit im Vergleich zu den Annahmen, auf denen die versicherungstechnischen R\u00fcckstellungen basieren, entwickelt. Au\u00dferdem haben Marktrenditen oder Mindestverzinsungen und das Verhalten der Lebensversicherungskunden, z.B. hinsichtlich der Anzahl von R\u00fcckk\u00e4ufen und K\u00fcndigungen, Auswirkungen auf den Liquidit\u00e4tsbedarf.</div><div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Kapitalmanagement</div><div class=\"defaultParagraph Standard\">Im Interesse unserer Aktion\u00e4r:innen und unserer Versicherungskund:innen ist es unser Ziel, dass die VIG Holding jederzeit angemessen kapitalisiert ist und dass alle operativen Versicherungsgesellschaften zumindest ihre jeweiligen regulatorischen Kapitalanforderungen erf\u00fcllen. Die VIG Holding ist historisch aufgrund ihrer erfolgreichen Gesch\u00e4ftsstrategie ein sehr kapitalstarkes Unternehmen. Auf den Erhalt dieser guten Kapitalst\u00e4rke legen wir auch in Zukunft besonderen Wert, um sowohl profitable Wachstumsm\u00f6glichkeiten nutzen als auch gro\u00dfe Schadenereignisse und hohe Kapitalmarktvolatilit\u00e4ten abfedern zu k\u00f6nnen.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Standard\u00a0&amp;\u00a0Poor\u2019s-Rating</div><div class=\"defaultParagraph Standard\">Im Oktober\u00a02025 hat S&amp;P den Ausblick der VIG von \u201estabil\u201c auf \u201epositiv\u201c angehoben und gleichzeitig das starke A+ Rating der VIG best\u00e4tigt. Ausschlaggebend f\u00fcr die Anhebung des Ausblicks war f\u00fcr S&amp;P die voranschreitende Diversifikation und das Wachstum der VIG. Die Resilienz der VIG hat sich dadurch weiter erh\u00f6ht und die Abh\u00e4ngigkeit von den traditionell ertragsst\u00e4rksten M\u00e4rkten, \u00d6sterreich und Tschechien, verringert. Als Ratingst\u00e4rke nennt S&amp;P die starke Kapitalisierung der VIG, unterst\u00fctzt von einer robusten Solvency\u00a0II-Quote. In der geplanten \u00dcbernahme der N\u00fcrnberger sieht S&amp;P weiteres Diversifizierungspotential.</div><div class=\"defaultParagraph Standard\">Die nachrangigen Anleihen, begeben im Jahr\u00a02015 (ausstehend EUR\u00a0154,4\u00a0Mio. Tier\u00a02, erster K\u00fcndigungstermin 2.\u00a0M\u00e4rz\u00a02026), im Jahr\u00a02017 (ausstehend EUR\u00a0134,0\u00a0Mio. Tier\u00a02, erster K\u00fcndigungstermin 13.\u00a0April\u00a02027) und im Jahr\u00a02022 (EUR\u00a0500\u00a0Mio. Tier\u00a02, erster K\u00fcndigungstermin 15.\u00a0Juni\u00a02032) werden von S&amp;P mit \u201eA-\u201c bewertet. Auch die im Jahr\u00a02025 begebene Tier\u00a02-Anleihe im Volumen von EUR\u00a0300,0\u00a0Mio. erhielt von S&amp;P das Rating \u201eA-\u201c. Die Senior-Nachhaltigkeitsanleihe, welche im Jahr\u00a02021 begeben wurde (EUR\u00a0500\u00a0Mio., Laufzeit 15 Jahre endf\u00e4llig), wird von S&amp;P mit \u201eA\u201c bewertet, eine S&amp;P-Anrechenbarkeit ist nicht gegeben.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Aktives Kapitalmanagement</div><div class=\"defaultParagraph Standard\">Die VIG Holding \u00fcberwacht ihre Kapitalpositionen anhand der oben angef\u00fchrten Kriterien und f\u00fchrt angemessene Ma\u00dfnahmen durch, die die Kapitalstruktur weiter verbessern und die Kapital- und Solvabilit\u00e4tsposition dauerhaft st\u00e4rken. Als Ziel setzt sich die VIG Holding in allen Versicherungsunternehmen der Gruppe, trotz angestrebten Wachstums die Solvenzquote auf einem angemessenen Niveau zu halten. Die VIG Holding definiert auf Solvency\u00a0II-Gruppenebene einen Solvenzkorridor von 150<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% bis 200<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% der Solvenzquote, wobei diese Bandbreite ohne die von einzelnen Gruppengesellschaften in Anspruch genommenen \u00dcbergangsregelungen f\u00fcr technische R\u00fcckstellungen festgelegt wird.</div><div class=\"defaultParagraph Standard\">Ein Schwerpunkt des Kapitalmanagements liegt auf den nachrangigen und mit Eigenmittelcharakter ausgestatteten langfristigen Verbindlichkeiten. Der Bereich Group Treasury &amp; Capital Management beobachtet st\u00e4ndig die Entwicklungen an den Kapitalm\u00e4rkten, wobei vor allem die Entwicklungen der mit Eigenmittelcharakter ausgestatteten Anleihen aus dem euro-p\u00e4ischen Versicherungssektor besondere Aufmerksamkeit genie\u00dfen. Neue Kapitalinstrumente, die sich am Kapitalmarkt f\u00fcr Versicherungen entwickeln, werden auf ihre Anwendbarkeit f\u00fcr die VIG Holding gepr\u00fcft.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Eigenmittelausstattung</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Zum <span class=\"hyperlink-no-style\"></span>31.\u00a0Dezember\u00a02025 betrug das im Firmenbuch eingetragene gezeichnete Kapital EUR\u00a0132.887.468,20, eingeteilt in 128.000.000 auf den:die Inhaber:in lautende nennwertlose St\u00fcckaktien mit Stimmrecht. Zum <span class=\"hyperlink-no-style\"></span>31.\u00a0Dezember\u00a02025 hielt die VIG Holding keine (<span class=\"hyperlink-no-style\"></span>31.\u00a0Dezember\u00a02024: keine) eigenen Aktien. Dar\u00fcber hinaus kann die VIG Holding ihre Eigenkapitalausstattung gem\u00e4\u00df Kapitalerm\u00e4chtigungen durch die Aktion\u00e4re sowohl durch die Ausgabe von Vorzugs- als auch von Stammaktien erh\u00f6hen. Die einzelnen Erm\u00e4chtigungen sind in der Anhangangabe \u201e25.10. Konzerneigenkapital\u201c angef\u00fchrt.</div><div class=\"defaultParagraph Standard\">Zum <span class=\"hyperlink-no-style\"></span>31.\u00a0Dezember\u00a02025<span dir=\"ltr\" style=\"background-color:#FFFFFF\"> betrug die Solvenzquote der nach Solvency</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">II definierten VIG-Versicherungsgruppe </span><span class=\"hyperlink-no-style\"></span>295,58<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%<span dir=\"ltr\" style=\"background-color:#FFFFFF\"> (</span><span class=\"hyperlink-no-style\"></span>31.\u00a0Dezember\u00a02024<span dir=\"ltr\" style=\"background-color:#FFFFFF\">: </span><span class=\"hyperlink-no-style\"></span>260,74<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%<span dir=\"ltr\" style=\"background-color:#FFFFFF\">). </span></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Langfristige Fremdfinanzierung</div><div class=\"defaultParagraph Standard\">Zum <span class=\"hyperlink-no-style\"></span>31.\u00a0Dezember\u00a02025 hatte die VIG-Versicherungsgruppe ausstehende nachrangige Anleihen mit unterschiedlichsten Laufzeiten. F\u00fcr Details zum Anleihenprogramm der VIG-Versicherungsgruppe wird auf Angabe \u201e8.2. Nachrangige Verbindlichkeiten\u201c<br/>verwiesen. Die Betrachtung der Laufzeiten zeigt, dass der Schwerpunkt der VIG-Versicherungsgruppe auf nachrangigen Verbindlichkeiten liegt, die auf die Eigenmittel anrechenbar sind. Die allgemeinen Kapitalmarktbedingungen sowie andere Umst\u00e4nde, die entweder die Finanzdienstleistungsbranche insgesamt oder die VIG-Versicherungsgruppe betreffen, k\u00f6nnen sich nachteilig auf die Finanzierungskosten und die Verf\u00fcgbarkeit von Fremdkapital auswirken. Das Ziel ist es deshalb, Refinanzierungsrisiken durch die zuk\u00fcnftig verst\u00e4rkte aktive Steuerung der Kapitalstruktur m\u00f6glichst gering zu halten.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  },
  "fact-150": {
   "value": "<div class=\"defaultParagraph berschrift4\" style=\"padding-right:0px\">Kapitalmanagement</div><div class=\"defaultParagraph Standard\">Im Interesse unserer Aktion\u00e4r:innen und unserer Versicherungskund:innen ist es unser Ziel, dass die VIG Holding jederzeit angemessen kapitalisiert ist und dass alle operativen Versicherungsgesellschaften zumindest ihre jeweiligen regulatorischen Kapitalanforderungen erf\u00fcllen. Die VIG Holding ist historisch aufgrund ihrer erfolgreichen Gesch\u00e4ftsstrategie ein sehr kapitalstarkes Unternehmen. Auf den Erhalt dieser guten Kapitalst\u00e4rke legen wir auch in Zukunft besonderen Wert, um sowohl profitable Wachstumsm\u00f6glichkeiten nutzen als auch gro\u00dfe Schadenereignisse und hohe Kapitalmarktvolatilit\u00e4ten abfedern zu k\u00f6nnen.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Standard\u00a0&amp;\u00a0Poor\u2019s-Rating</div><div class=\"defaultParagraph Standard\">Im Oktober\u00a02025 hat S&amp;P den Ausblick der VIG von \u201estabil\u201c auf \u201epositiv\u201c angehoben und gleichzeitig das starke A+ Rating der VIG best\u00e4tigt. Ausschlaggebend f\u00fcr die Anhebung des Ausblicks war f\u00fcr S&amp;P die voranschreitende Diversifikation und das Wachstum der VIG. Die Resilienz der VIG hat sich dadurch weiter erh\u00f6ht und die Abh\u00e4ngigkeit von den traditionell ertragsst\u00e4rksten M\u00e4rkten, \u00d6sterreich und Tschechien, verringert. Als Ratingst\u00e4rke nennt S&amp;P die starke Kapitalisierung der VIG, unterst\u00fctzt von einer robusten Solvency\u00a0II-Quote. In der geplanten \u00dcbernahme der N\u00fcrnberger sieht S&amp;P weiteres Diversifizierungspotential.</div><div class=\"defaultParagraph Standard\">Die nachrangigen Anleihen, begeben im Jahr\u00a02015 (ausstehend EUR\u00a0154,4\u00a0Mio. Tier\u00a02, erster K\u00fcndigungstermin 2.\u00a0M\u00e4rz\u00a02026), im Jahr\u00a02017 (ausstehend EUR\u00a0134,0\u00a0Mio. Tier\u00a02, erster K\u00fcndigungstermin 13.\u00a0April\u00a02027) und im Jahr\u00a02022 (EUR\u00a0500\u00a0Mio. Tier\u00a02, erster K\u00fcndigungstermin 15.\u00a0Juni\u00a02032) werden von S&amp;P mit \u201eA-\u201c bewertet. Auch die im Jahr\u00a02025 begebene Tier\u00a02-Anleihe im Volumen von EUR\u00a0300,0\u00a0Mio. erhielt von S&amp;P das Rating \u201eA-\u201c. Die Senior-Nachhaltigkeitsanleihe, welche im Jahr\u00a02021 begeben wurde (EUR\u00a0500\u00a0Mio., Laufzeit 15 Jahre endf\u00e4llig), wird von S&amp;P mit \u201eA\u201c bewertet, eine S&amp;P-Anrechenbarkeit ist nicht gegeben.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Aktives Kapitalmanagement</div><div class=\"defaultParagraph Standard\">Die VIG Holding \u00fcberwacht ihre Kapitalpositionen anhand der oben angef\u00fchrten Kriterien und f\u00fchrt angemessene Ma\u00dfnahmen durch, die die Kapitalstruktur weiter verbessern und die Kapital- und Solvabilit\u00e4tsposition dauerhaft st\u00e4rken. Als Ziel setzt sich die VIG Holding in allen Versicherungsunternehmen der Gruppe, trotz angestrebten Wachstums die Solvenzquote auf einem angemessenen Niveau zu halten. Die VIG Holding definiert auf Solvency\u00a0II-Gruppenebene einen Solvenzkorridor von 150<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% bis 200<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>% der Solvenzquote, wobei diese Bandbreite ohne die von einzelnen Gruppengesellschaften in Anspruch genommenen \u00dcbergangsregelungen f\u00fcr technische R\u00fcckstellungen festgelegt wird.</div><div class=\"defaultParagraph Standard\">Ein Schwerpunkt des Kapitalmanagements liegt auf den nachrangigen und mit Eigenmittelcharakter ausgestatteten langfristigen Verbindlichkeiten. Der Bereich Group Treasury &amp; Capital Management beobachtet st\u00e4ndig die Entwicklungen an den Kapitalm\u00e4rkten, wobei vor allem die Entwicklungen der mit Eigenmittelcharakter ausgestatteten Anleihen aus dem euro-p\u00e4ischen Versicherungssektor besondere Aufmerksamkeit genie\u00dfen. Neue Kapitalinstrumente, die sich am Kapitalmarkt f\u00fcr Versicherungen entwickeln, werden auf ihre Anwendbarkeit f\u00fcr die VIG Holding gepr\u00fcft.</div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\"><span class=\"hyperlink-no-style\"></span>Eigenmittelausstattung</div><div class=\"defaultParagraph Standard\"><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span><span class=\"hyperlink-no-style\"></span>Zum <span class=\"hyperlink-no-style\"></span>31.\u00a0Dezember\u00a02025 betrug das im Firmenbuch eingetragene gezeichnete Kapital EUR\u00a0132.887.468,20, eingeteilt in 128.000.000 auf den:die Inhaber:in lautende nennwertlose St\u00fcckaktien mit Stimmrecht. Zum <span class=\"hyperlink-no-style\"></span>31.\u00a0Dezember\u00a02025 hielt die VIG Holding keine (<span class=\"hyperlink-no-style\"></span>31.\u00a0Dezember\u00a02024: keine) eigenen Aktien. Dar\u00fcber hinaus kann die VIG Holding ihre Eigenkapitalausstattung gem\u00e4\u00df Kapitalerm\u00e4chtigungen durch die Aktion\u00e4re sowohl durch die Ausgabe von Vorzugs- als auch von Stammaktien erh\u00f6hen. Die einzelnen Erm\u00e4chtigungen sind in der Anhangangabe \u201e25.10. Konzerneigenkapital\u201c angef\u00fchrt.</div><div class=\"defaultParagraph Standard\">Zum <span class=\"hyperlink-no-style\"></span>31.\u00a0Dezember\u00a02025<span dir=\"ltr\" style=\"background-color:#FFFFFF\"> betrug die Solvenzquote der nach Solvency</span><span dir=\"ltr\" style=\"background-color:#FFFFFF\">II definierten VIG-Versicherungsgruppe </span><span class=\"hyperlink-no-style\"></span>295,58<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%<span dir=\"ltr\" style=\"background-color:#FFFFFF\"> (</span><span class=\"hyperlink-no-style\"></span>31.\u00a0Dezember\u00a02024<span dir=\"ltr\" style=\"background-color:#FFFFFF\">: </span><span class=\"hyperlink-no-style\"></span>260,74<span dir=\"ltr\" style=\"font-size:6px; min-height:6px\">\u00a0</span>%<span dir=\"ltr\" style=\"background-color:#FFFFFF\">). </span></div><div class=\"defaultParagraph berschrift5\" style=\"padding-right:0px\">Langfristige Fremdfinanzierung</div><div class=\"defaultParagraph Standard\">Zum <span class=\"hyperlink-no-style\"></span>31.\u00a0Dezember\u00a02025 hatte die VIG-Versicherungsgruppe ausstehende nachrangige Anleihen mit unterschiedlichsten Laufzeiten. F\u00fcr Details zum Anleihenprogramm der VIG-Versicherungsgruppe wird auf Angabe \u201e8.2. Nachrangige Verbindlichkeiten\u201c<br/>verwiesen. Die Betrachtung der Laufzeiten zeigt, dass der Schwerpunkt der VIG-Versicherungsgruppe auf nachrangigen Verbindlichkeiten liegt, die auf die Eigenmittel anrechenbar sind. Die allgemeinen Kapitalmarktbedingungen sowie andere Umst\u00e4nde, die entweder die Finanzdienstleistungsbranche insgesamt oder die VIG-Versicherungsgruppe betreffen, k\u00f6nnen sich nachteilig auf die Finanzierungskosten und die Verf\u00fcgbarkeit von Fremdkapital auswirken. Das Ziel ist es deshalb, Refinanzierungsrisiken durch die zuk\u00fcnftig verst\u00e4rkte aktive Steuerung der Kapitalstruktur m\u00f6glichst gering zu halten.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "de",
    "entity": "scheme:549300JCRU23I1THU176",
    "period": "2025-01-01T00:00:00/2026-01-01T00:00:00"
   }
  }
 }
}